Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Peoples Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank Po Box 7 Mendenhall, MS 39114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 696 |
| Total Mortgage Loan Application Amount | $164,890,000 |
| Average Mortgage Loan Application Amount | $174,000 |
| Highest Mortgage Loan Application Amount | $2,325,000 |
| Average Applicant Income | $89,200 |
| Highest Applicant Income | $1,749,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Simpson County Mississippi | 59 | $ 6,645,000 | $ 112,000 | $ 108,000 |
| Covington County Mississippi | 34 | $ 3,680,000 | $ 108,000 | $ 72,000 |
| Rankin County Mississippi | 23 | $ 4,275,000 | $ 185,000 | $ 199,000 |
| Smith County Mississippi | 17 | $ 1,745,000 | $ 102,000 | $ 81,000 |
| Hinds County Mississippi | 9 | $ 1,375,000 | $ 152,000 | $ 101,000 |
| Los Angeles County California | 8 | $ 4,690,000 | $ 586,000 | $ 201,000 |
| Jefferson Davis County Mississippi | 8 | $ 440,000 | $ 55,000 | $ 57,000 |
| Sacramento County California | 7 | $ 2,825,000 | $ 403,000 | $ 136,000 |
| Gwinnett County Georgia | 7 | $ 1,925,000 | $ 275,000 | $ 120,000 |
| DeKalb County Georgia | 6 | $ 1,290,000 | $ 215,000 | $ 86,000 |
| Fulton County Georgia | 6 | $ 1,650,000 | $ 275,000 | $ 70,000 |
| San Diego County California | 5 | $ 2,805,000 | $ 561,000 | $ 158,000 |
| Duval County Florida | 5 | $ 1,015,000 | $ 203,000 | $ 74,000 |
| Copiah County Mississippi | 5 | $ 625,000 | $ 125,000 | $ 71,000 |
| Greene County Missouri | 5 | $ 785,000 | $ 157,000 | $ 112,000 |
| Allegheny County Pennsylvania | 5 | $ 895,000 | $ 179,000 | $ 85,000 |
| Harris County Texas | 5 | $ 1,105,000 | $ 221,000 | $ 121,000 |
| Coweta County Georgia | 4 | $ 770,000 | $ 192,000 | $ 71,000 |
| Lamar County Mississippi | 4 | $ 1,180,000 | $ 295,000 | $ 119,000 |
| Lawrence County Mississippi | 4 | $ 230,000 | $ 57,000 | $ 79,000 |
| Clay County Missouri | 4 | $ 1,210,000 | $ 302,000 | $ 134,000 |
| St. Charles County Missouri | 4 | $ 1,230,000 | $ 307,000 | $ 110,000 |
| Charleston County South Carolina | 4 | $ 1,110,000 | $ 277,000 | $ 115,000 |
| York County South Carolina | 4 | $ 1,250,000 | $ 312,000 | $ 65,000 |
| Matagorda County Texas | 4 | $ 790,000 | $ 197,000 | $ 77,000 |
| Kenosha County Wisconsin | 4 | $ 830,000 | $ 207,000 | $ 82,000 |
| Maricopa County Arizona | 3 | $ 1,005,000 | $ 335,000 | $ 112,000 |
| New Castle County Delaware | 3 | $ 785,000 | $ 261,000 | $ 103,000 |
| Broward County Florida | 3 | $ 815,000 | $ 271,000 | $ 82,000 |
| Lake County Florida | 3 | $ 625,000 | $ 208,000 | $ 61,000 |
| St. Johns County Florida | 3 | $ 705,000 | $ 235,000 | $ 97,000 |
| Chatham County Georgia | 3 | $ 485,000 | $ 161,000 | $ 56,000 |
| Henry County Georgia | 3 | $ 565,000 | $ 188,000 | $ 48,000 |
| Paulding County Georgia | 3 | $ 1,445,000 | $ 481,000 | $ 155,000 |
| Spalding County Georgia | 3 | $ 645,000 | $ 215,000 | $ 142,000 |
| Lake County Illinois | 3 | $ 775,000 | $ 258,000 | $ 145,000 |
| Lake County Indiana | 3 | $ 1,205,000 | $ 401,000 | $ 101,000 |
| Jefferson County Kentucky | 3 | $ 395,000 | $ 131,000 | $ 67,000 |
| Kenton County Kentucky | 3 | $ 735,000 | $ 245,000 | $ 84,000 |
| Frederick County Maryland | 3 | $ 1,245,000 | $ 415,000 | $ 178,000 |
| Plymouth County Massachusetts | 3 | $ 975,000 | $ 325,000 | $ 178,000 |
| Jones County Mississippi | 3 | $ 185,000 | $ 61,000 | $ 31,000 |
| Lafayette County Mississippi | 3 | $ 575,000 | $ 191,000 | $ 96,000 |
| Madison County Mississippi | 3 | $ 1,245,000 | $ 415,000 | $ 121,000 |
| Clark County Nevada | 3 | $ 965,000 | $ 321,000 | $ 159,000 |
| Rockingham County New Hampshire | 3 | $ 1,135,000 | $ 378,000 | $ 107,000 |
| Brunswick County North Carolina | 3 | $ 705,000 | $ 235,000 | $ 87,000 |
| Wake County North Carolina | 3 | $ 1,025,000 | $ 341,000 | $ 124,000 |
| Hamilton County Tennessee | 3 | $ 815,000 | $ 271,000 | $ 117,000 |
| Brazoria County Texas | 3 | $ 1,035,000 | $ 345,000 | $ 153,000 |
| Salt Lake County Utah | 3 | $ 875,000 | $ 291,000 | $ 90,000 |
| Grant County Washington | 3 | $ 705,000 | $ 235,000 | $ 94,000 |
| Mobile County Alabama | 2 | $ 500,000 | $ 250,000 | $ 140,000 |
| Anchorage County Alaska | 2 | $ 850,000 | $ 425,000 | $ 123,000 |
| Pima County Arizona | 2 | $ 760,000 | $ 380,000 | $ 145,000 |
| Benton County Arkansas | 2 | $ 440,000 | $ 220,000 | $ 85,000 |
| Alameda County California | 2 | $ 980,000 | $ 490,000 | $ 134,000 |
| Riverside County California | 2 | $ 510,000 | $ 255,000 | $ 114,000 |
| Ventura County California | 2 | $ 830,000 | $ 415,000 | $ 100,000 |
| Weld County Colorado | 2 | $ 810,000 | $ 405,000 | $ 170,000 |
| Hartford County Connecticut | 2 | $ 520,000 | $ 260,000 | $ 93,000 |
| Tolland County Connecticut | 2 | $ 590,000 | $ 295,000 | $ 100,000 |
| Brevard County Florida | 2 | $ 670,000 | $ 335,000 | $ 117,000 |
| Collier County Florida | 2 | $ 630,000 | $ 315,000 | $ 122,000 |
| Hillsborough County Florida | 2 | $ 400,000 | $ 200,000 | $ 54,000 |
| Manatee County Florida | 2 | $ 440,000 | $ 220,000 | $ 95,000 |
| Miami-Dade County Florida | 2 | $ 540,000 | $ 270,000 | $ 89,000 |
| Osceola County Florida | 2 | $ 590,000 | $ 295,000 | $ 78,000 |
| St. Lucie County Florida | 2 | $ 560,000 | $ 280,000 | $ 91,000 |
| Baldwin County Georgia | 2 | $ 490,000 | $ 245,000 | $ 69,000 |
| Brantley County Georgia | 2 | $ 570,000 | $ 285,000 | $ 100,000 |
| Cobb County Georgia | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Douglas County Georgia | 2 | $ 570,000 | $ 285,000 | $ 93,000 |
| Mitchell County Georgia | 2 | $ 340,000 | $ 170,000 | $ 145,000 |
| Richmond County Georgia | 2 | $ 460,000 | $ 230,000 | $ 123,000 |
| Cook County Illinois | 2 | $ 440,000 | $ 220,000 | $ 80,000 |
| Will County Illinois | 2 | $ 670,000 | $ 335,000 | $ 108,000 |
| Clark County Indiana | 2 | $ 730,000 | $ 365,000 | $ 108,000 |
| Johnson County Indiana | 2 | $ 760,000 | $ 380,000 | $ 162,000 |
| Polk County Iowa | 2 | $ 510,000 | $ 255,000 | $ 108,000 |
| Orleans County Louisiana | 2 | $ 510,000 | $ 255,000 | $ 84,000 |
| Howard County Maryland | 2 | $ 1,040,000 | $ 520,000 | $ 176,000 |
| Bristol County Massachusetts | 2 | $ 620,000 | $ 310,000 | $ 106,000 |
| Oakland County Michigan | 2 | $ 400,000 | $ 200,000 | $ 88,000 |
| St. Clair County Michigan | 2 | $ 390,000 | $ 195,000 | $ 78,000 |
| Wayne County Michigan | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| Hennepin County Minnesota | 2 | $ 720,000 | $ 360,000 | $ 177,000 |
| Grenada County Mississippi | 2 | $ 240,000 | $ 120,000 | $ 65,000 |
| Lauderdale County Mississippi | 2 | $ 370,000 | $ 185,000 | $ 50,000 |
| Lowndes County Mississippi | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Perry County Mississippi | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Scott County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Warren County Mississippi | 2 | $ 330,000 | $ 165,000 | $ 214,000 |
| Jackson County Missouri | 2 | $ 450,000 | $ 225,000 | $ 87,000 |
| Camden County New Jersey | 2 | $ 480,000 | $ 240,000 | $ 167,000 |
| Essex County New Jersey | 2 | $ 320,000 | $ 160,000 | $ 66,000 |
| Monmouth County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 88,000 |
| Ocean County New Jersey | 2 | $ 1,210,000 | $ 605,000 | $ 199,000 |
| Sandoval County New Mexico | 2 | $ 490,000 | $ 245,000 | $ 69,000 |
| Mecklenburg County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 119,000 |
| Butler County Ohio | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Delaware County Ohio | 2 | $ 700,000 | $ 350,000 | $ 166,000 |
| Coos County Oregon | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Monroe County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 114,000 |
| Philadelphia County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| Tioga County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Berkeley County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 144,000 |
| Greenwood County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 71,000 |
| Maury County Tennessee | 2 | $ 1,020,000 | $ 510,000 | $ 126,000 |
| Denton County Texas | 2 | $ 560,000 | $ 280,000 | $ 164,000 |
| Fort Bend County Texas | 2 | $ 700,000 | $ 350,000 | $ 129,000 |
| Bedford County Virginia | 2 | $ 410,000 | $ 205,000 | $ 87,000 |
| Henrico County Virginia | 2 | $ 420,000 | $ 210,000 | $ 67,000 |
| Richmond City County Virginia | 2 | $ 500,000 | $ 250,000 | $ 97,000 |
| Yakima County Washington | 2 | $ 580,000 | $ 290,000 | $ 112,000 |
| Dane County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 102,000 |
| Houston County Alabama | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Lee County Alabama | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Montgomery County Alabama | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Morgan County Alabama | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Shelby County Alabama | 1 | $ 415,000 | $ 415,000 | $ 121,000 |
| Tuscaloosa County Alabama | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Arkansas County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Columbia County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 147,000 |
| Craighead County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Faulkner County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Greene County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Jefferson County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Pulaski County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Saline County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Contra Costa County California | 1 | $ 335,000 | $ 335,000 | $ 212,000 |
| Kings County California | 1 | $ 345,000 | $ 345,000 | $ 175,000 |
| Orange County California | 1 | $ 675,000 | $ 675,000 | $ 123,000 |
| Santa Clara County California | 1 | $ 645,000 | $ 645,000 | $ 115,000 |
| Adams County Colorado | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Douglas County Colorado | 1 | $ 605,000 | $ 605,000 | $ 255,000 |
| Pueblo County Colorado | 1 | $ 325,000 | $ 325,000 | $ 142,000 |
| Windham County Connecticut | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Charlotte County Florida | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Escambia County Florida | 1 | $ 585,000 | $ 585,000 | $ 460,000 |
| Hernando County Florida | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| Indian River County Florida | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Jackson County Florida | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Leon County Florida | 1 | $ 2,325,000 | $ 2,325,000 | $ 0 |
| Marion County Florida | 1 | $ 355,000 | $ 355,000 | $ 87,000 |
| Martin County Florida | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Nassau County Florida | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Palm Beach County Florida | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Pinellas County Florida | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Sarasota County Florida | 1 | $ 405,000 | $ 405,000 | $ 112,000 |
| Sumter County Florida | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Volusia County Florida | 1 | $ 315,000 | $ 315,000 | $ 124,000 |
| Bartow County Georgia | 1 | $ 245,000 | $ 245,000 | $ 7,000 |
| Bleckley County Georgia | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Bulloch County Georgia | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Butts County Georgia | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Candler County Georgia | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Chattooga County Georgia | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Clayton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Crawford County Georgia | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Dougherty County Georgia | 1 | $ 335,000 | $ 335,000 | $ 185,000 |
| Effingham County Georgia | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Forsyth County Georgia | 1 | $ 475,000 | $ 475,000 | $ 121,000 |
| Glynn County Georgia | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Habersham County Georgia | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Jackson County Georgia | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Laurens County Georgia | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Liberty County Georgia | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Lowndes County Georgia | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Madison County Georgia | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Meriwether County Georgia | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Muscogee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Newton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 74,000 |
| Troup County Georgia | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Upson County Georgia | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Walker County Georgia | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Wayne County Georgia | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Whitfield County Georgia | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Hawaii County Hawaii | 1 | $ 485,000 | $ 485,000 | $ 136,000 |
| Ada County Idaho | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Kootenai County Idaho | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Nez Perce County Idaho | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Boone County Illinois | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Edgar County Illinois | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| McLean County Illinois | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| Sangamon County Illinois | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| St. Clair County Illinois | 1 | $ 355,000 | $ 355,000 | $ 214,000 |
| Williamson County Illinois | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Decatur County Indiana | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Marion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Morgan County Indiana | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Starke County Indiana | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Wells County Indiana | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Jefferson County Iowa | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Madison County Iowa | 1 | $ 335,000 | $ 335,000 | $ 121,000 |
| Pottawattamie County Iowa | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Douglas County Kansas | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Ford County Kansas | 1 | $ 185,000 | $ 185,000 | $ 182,000 |
| Jackson County Kansas | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Shawnee County Kansas | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Stevens County Kansas | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Barren County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 185,000 |
| Boone County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 261,000 |
| Bullitt County Kentucky | 1 | $ 415,000 | $ 415,000 | $ 128,000 |
| Clark County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Fleming County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Hardin County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Muhlenberg County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Nelson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Nicholas County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Powell County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Shelby County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Taylor County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Ascension County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Iberia County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Jefferson County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| St. Landry County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Aroostook County Maine | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| York County Maine | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Anne Arundel County Maryland | 1 | $ 505,000 | $ 505,000 | $ 109,000 |
| Baltimore City County Maryland | 1 | $ 165,000 | $ 165,000 | $ 165,000 |
| Cecil County Maryland | 1 | $ 395,000 | $ 395,000 | $ 70,000 |
| Charles County Maryland | 1 | $ 335,000 | $ 335,000 | $ 86,000 |
| Harford County Maryland | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Prince George's County Maryland | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| St. Mary's County Maryland | 1 | $ 625,000 | $ 625,000 | $ 245,000 |
| Barnstable County Massachusetts | 1 | $ 515,000 | $ 515,000 | $ 151,000 |
| Middlesex County Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 188,000 |
| Berrien County Michigan | 1 | $ 425,000 | $ 425,000 | $ 50,000 |
| Genesee County Michigan | 1 | $ 295,000 | $ 295,000 | $ 151,000 |
| Gladwin County Michigan | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Jackson County Michigan | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Kalamazoo County Michigan | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Kent County Michigan | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Lapeer County Michigan | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Ottawa County Michigan | 1 | $ 405,000 | $ 405,000 | $ 164,000 |
| Washtenaw County Michigan | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Dakota County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Goodhue County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 279,000 |
| Isanti County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| DeSoto County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Hancock County Mississippi | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Jasper County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 1,749,000 |
| Newton County Mississippi | 1 | $ 435,000 | $ 435,000 | $ 88,000 |
| Panola County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Sunflower County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Tippah County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Tunica County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Wayne County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Jasper County Missouri | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Jefferson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| St. Louis County Missouri | 1 | $ 415,000 | $ 415,000 | $ 217,000 |
| St. Louis City County Missouri | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Jefferson County Montana | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Dawson County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 149,000 |
| Douglas County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Knox County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Lancaster County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Washoe County Nevada | 1 | $ 355,000 | $ 355,000 | $ 122,000 |
| Cheshire County New Hampshire | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Hillsborough County New Hampshire | 1 | $ 435,000 | $ 435,000 | $ 161,000 |
| Merrimack County New Hampshire | 1 | $ 425,000 | $ 425,000 | $ 132,000 |
| Burlington County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 99,000 |
| Cumberland County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Gloucester County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 197,000 |
| Mercer County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Middlesex County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 118,000 |
| Morris County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 300,000 |
| Passaic County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 152,000 |
| Salem County New Jersey | 1 | $ 575,000 | $ 575,000 | $ 120,000 |
| Union County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Dona Ana County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Carteret County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Catawba County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Clay County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Durham County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Franklin County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 117,000 |
| Guilford County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Nash County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Onslow County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Pasquotank County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Transylvania County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Union County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Grand Forks County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Clermont County Ohio | 1 | $ 335,000 | $ 335,000 | $ 161,000 |
| Cuyahoga County Ohio | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Franklin County Ohio | 1 | $ 345,000 | $ 345,000 | $ 107,000 |
| Mahoning County Ohio | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Montgomery County Ohio | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Richland County Ohio | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Cleveland County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Haskell County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 167,000 |
| Okfuskee County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Oklahoma County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Tulsa County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Columbia County Oregon | 1 | $ 395,000 | $ 395,000 | $ 84,000 |
| Marion County Oregon | 1 | $ 375,000 | $ 375,000 | $ 112,000 |
| Multnomah County Oregon | 1 | $ 365,000 | $ 365,000 | $ 193,000 |
| Berks County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Carbon County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Chester County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 174,000 |
| Clearfield County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Dauphin County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Franklin County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 173,000 |
| Montgomery County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Westmoreland County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| York County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Aiken County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 141,000 |
| Cherokee County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Dorchester County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Florence County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Greenville County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 142,000 |
| Lexington County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Orangeburg County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Richland County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Fayette County Tennessee | 1 | $ 595,000 | $ 595,000 | $ 156,000 |
| Gibson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Madison County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Montgomery County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Sumner County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 191,000 |
| Washington County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Williamson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 200,000 |
| Harrison County Texas | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Hidalgo County Texas | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Jim Wells County Texas | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Kaufman County Texas | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Montgomery County Texas | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Orange County Texas | 1 | $ 235,000 | $ 235,000 | $ 166,000 |
| Sabine County Texas | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| San Patricio County Texas | 1 | $ 215,000 | $ 215,000 | $ 141,000 |
| Tarrant County Texas | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Trinity County Texas | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Wood County Texas | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Carbon County Utah | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Davis County Utah | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Weber County Utah | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| Augusta County Virginia | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Fluvanna County Virginia | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Giles County Virginia | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Gloucester County Virginia | 1 | $ 315,000 | $ 315,000 | $ 141,000 |
| Hampton County Virginia | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Prince George County Virginia | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Russell County Virginia | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Spotsylvania County Virginia | 1 | $ 475,000 | $ 475,000 | $ 175,000 |
| Stafford County Virginia | 1 | $ 525,000 | $ 525,000 | $ 164,000 |
| Staunton County Virginia | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Suffolk County Virginia | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Benton County Washington | 1 | $ 645,000 | $ 645,000 | $ 191,000 |
| Grays Harbor County Washington | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| King County Washington | 1 | $ 455,000 | $ 455,000 | $ 90,000 |
| Kanawha County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Milwaukee County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Polk County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Winnebago County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Campbell County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 320 | $77,470,000 | $242,000 | $2,325,000 | $118,000 | $1,749,000 |
| Cash-out Refinancing | 275 | $72,085,000 | $262,000 | $775,000 | $100,000 | $475,000 |
| Refinancing | 73 | $12,595,000 | $172,000 | $645,000 | $96,000 | $460,000 |
| Other Purpose | 14 | $1,580,000 | $112,000 | $335,000 | $63,000 | $195,000 |
| Home Improvement | 14 | $1,160,000 | $82,000 | $445,000 | $69,000 | $188,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 415 | $92,735,000 | $223,000 | $755,000 | $111,000 | $1,749,000 |
| Black or African American | 161 | $35,995,000 | $223,000 | $775,000 | $93,000 | $475,000 |
| Hispanic | 40 | $10,870,000 | $271,000 | $555,000 | $113,000 | $580,000 |
| Not Provided | 36 | $9,600,000 | $266,000 | $665,000 | $91,000 | $191,000 |
| Asian | 20 | $8,910,000 | $445,000 | $765,000 | $137,000 | $233,000 |
| Not applicable | 14 | $3,730,000 | $266,000 | $2,325,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,655,000 | $236,000 | $315,000 | $89,000 | $167,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $750,000 | $375,000 | $435,000 | $83,000 | $88,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 430 | $108,990,000 | $253,000 | $775,000 | $101,000 | $475,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 202 | $35,390,000 | $175,000 | $2,325,000 | $118,000 | $1,749,000 |
| VA-guaranteed (Veterans Administration) | 54 | $18,720,000 | $346,000 | $765,000 | $117,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,790,000 | $179,000 | $295,000 | $70,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 424 | $102,550,000 | $241,000 | $2,325,000 | $114,000 | $1,749,000 |
| Application Denied By Financial Institution | 120 | $27,630,000 | $230,000 | $745,000 | $90,000 | $475,000 |
| Application Withdrawn By Applicant | 117 | $28,455,000 | $243,000 | $775,000 | $99,000 | $331,000 |
| File Closed For Incompleteness | 20 | $4,620,000 | $231,000 | $575,000 | $103,000 | $167,000 |
| Application Approved But Not Accepted | 15 | $1,635,000 | $109,000 | $505,000 | $78,000 | $167,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 576 | $137,260,000 | $238,000 | $2,325,000 | $110,000 | $1,749,000 |
| Credit History | 43 | $9,705,000 | $225,000 | $745,000 | $106,000 | $475,000 |
| Debt-To-Income Ratio | 38 | $8,990,000 | $236,000 | $665,000 | $57,000 | $460,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,650,000 | $165,000 | $305,000 | $65,000 | $115,000 |
| Mortgage Insurance Denied | 10 | $2,280,000 | $228,000 | $355,000 | $114,000 | $185,000 |
| Unverifiable Information | 10 | $2,800,000 | $280,000 | $445,000 | $136,000 | $299,000 |
| Collateral | 6 | $1,440,000 | $240,000 | $335,000 | $108,000 | $161,000 |
| Employment History | 2 | $580,000 | $290,000 | $435,000 | $86,000 | $88,000 |
| Other | 1 | $185,000 | $185,000 | $185,000 | $77,000 | $77,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.