Peoples Home Equity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Peoples Home Equity 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Home Equity 5205 Maryland Way Suite 100 Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,620 |
| Total Mortgage Loan Application Amount | $404,816,000 |
| Average Mortgage Loan Application Amount | $189,333 |
| Highest Mortgage Loan Application Amount | $960,000 |
| Average Applicant Income | $44,333 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Peoples Home Equity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Home Equity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Peoples Home Equity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Home Equity serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Home Equity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Home Equity's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 255 | $ 37,495,000 | $ 147,000 | $ 40,000 |
| Knox County Tennessee | 242 | $ 34,976,000 | $ 144,000 | $ 48,000 |
| Washington County Tennessee | 113 | $ 14,758,000 | $ 130,000 | $ 39,000 |
| Rutherford County Tennessee | 111 | $ 17,787,000 | $ 160,000 | $ 46,000 |
| Blount County Tennessee | 109 | $ 17,251,000 | $ 158,000 | $ 39,000 |
| Maricopa County Arizona | 84 | $ 15,645,000 | $ 186,000 | $ 50,000 |
| Hamilton County Tennessee | 74 | $ 10,118,000 | $ 136,000 | $ 48,000 |
| Sullivan County Tennessee | 74 | $ 7,915,000 | $ 106,000 | $ 29,000 |
| Virginia Beach County Virginia | 55 | $ 12,221,000 | $ 222,000 | $ 43,000 |
| Sumner County Tennessee | 48 | $ 7,417,000 | $ 154,000 | $ 41,000 |
| Wilson County Tennessee | 47 | $ 8,796,000 | $ 187,000 | $ 55,000 |
| Sevier County Tennessee | 45 | $ 7,601,000 | $ 168,000 | $ 50,000 |
| Greene County Tennessee | 41 | $ 5,301,000 | $ 129,000 | $ 41,000 |
| Williamson County Tennessee | 41 | $ 9,906,000 | $ 241,000 | $ 54,000 |
| Hawkins County Tennessee | 31 | $ 3,292,000 | $ 106,000 | $ 37,000 |
| Norfolk County Virginia | 27 | $ 4,538,000 | $ 168,000 | $ 41,000 |
| Shelby County Tennessee | 25 | $ 3,487,000 | $ 139,000 | $ 60,000 |
| Marion County Indiana | 24 | $ 2,302,000 | $ 95,000 | $ 37,000 |
| Carter County Tennessee | 23 | $ 2,412,000 | $ 104,000 | $ 30,000 |
| Baltimore County Maryland | 22 | $ 5,460,000 | $ 248,000 | $ 63,000 |
| Robertson County Tennessee | 22 | $ 3,633,000 | $ 165,000 | $ 35,000 |
| Chesapeake County Virginia | 22 | $ 4,855,000 | $ 220,000 | $ 73,000 |
| Hamblen County Tennessee | 21 | $ 2,680,000 | $ 127,000 | $ 34,000 |
| Maury County Tennessee | 21 | $ 3,047,000 | $ 145,000 | $ 47,000 |
| Harford County Maryland | 19 | $ 4,594,000 | $ 241,000 | $ 60,000 |
| Anderson County Tennessee | 19 | $ 2,452,000 | $ 129,000 | $ 38,000 |
| Jefferson County Kentucky | 18 | $ 2,722,000 | $ 151,000 | $ 27,000 |
| Jefferson County Tennessee | 18 | $ 2,990,000 | $ 166,000 | $ 46,000 |
| Guilford County North Carolina | 16 | $ 1,755,000 | $ 109,000 | $ 24,000 |
| Loudon County Tennessee | 15 | $ 2,297,000 | $ 153,000 | $ 50,000 |
| Catoosa County Georgia | 14 | $ 1,714,000 | $ 122,000 | $ 40,000 |
| Cocke County Tennessee | 14 | $ 1,752,000 | $ 125,000 | $ 39,000 |
| Forsyth County North Carolina | 13 | $ 1,626,000 | $ 125,000 | $ 33,000 |
| Montgomery County Tennessee | 13 | $ 1,649,000 | $ 126,000 | $ 39,000 |
| Roane County Tennessee | 13 | $ 1,627,000 | $ 125,000 | $ 46,000 |
| Pima County Arizona | 12 | $ 2,039,000 | $ 169,000 | $ 14,000 |
| Walker County Georgia | 12 | $ 1,447,000 | $ 120,000 | $ 45,000 |
| Cheatham County Tennessee | 12 | $ 1,699,000 | $ 141,000 | $ 42,000 |
| Marshall County Tennessee | 12 | $ 1,173,000 | $ 97,000 | $ 33,000 |
| Pinal County Arizona | 11 | $ 1,485,000 | $ 135,000 | $ 51,000 |
| Campbell County Tennessee | 11 | $ 1,111,000 | $ 101,000 | $ 29,000 |
| Portsmouth County Virginia | 11 | $ 1,801,000 | $ 163,000 | $ 32,000 |
| Charleston County South Carolina | 10 | $ 1,781,000 | $ 178,000 | $ 55,000 |
| Claiborne County Tennessee | 10 | $ 1,401,000 | $ 140,000 | $ 49,000 |
| Newport News County Virginia | 10 | $ 1,916,000 | $ 191,000 | $ 52,000 |
| Duval County Florida | 9 | $ 1,237,000 | $ 137,000 | $ 63,000 |
| Monroe County Tennessee | 9 | $ 1,385,000 | $ 153,000 | $ 21,000 |
| Suffolk County Virginia | 9 | $ 1,978,000 | $ 219,000 | $ 57,000 |
| Anne Arundel County Maryland | 8 | $ 2,293,000 | $ 286,000 | $ 84,000 |
| Jefferson County Alabama | 7 | $ 671,000 | $ 95,000 | $ 37,000 |
| Orange County Florida | 7 | $ 1,008,000 | $ 144,000 | $ 59,000 |
| Johnson County Indiana | 7 | $ 860,000 | $ 122,000 | $ 37,000 |
| Baltimore City County Maryland | 7 | $ 1,153,000 | $ 164,000 | $ 64,000 |
| Coffee County Tennessee | 7 | $ 660,000 | $ 94,000 | $ 23,000 |
| Dickson County Tennessee | 7 | $ 1,111,000 | $ 158,000 | $ 47,000 |
| Seminole County Florida | 6 | $ 878,000 | $ 146,000 | $ 50,000 |
| Franklin County Tennessee | 6 | $ 451,000 | $ 75,000 | $ 27,000 |
| Johnson County Tennessee | 6 | $ 758,000 | $ 126,000 | $ 27,000 |
| Hampton County Virginia | 6 | $ 1,305,000 | $ 217,000 | $ 81,000 |
| Yuma County Arizona | 5 | $ 912,000 | $ 182,000 | $ 18,000 |
| Los Angeles County California | 5 | $ 1,809,000 | $ 361,000 | $ 218,000 |
| Osceola County Florida | 5 | $ 610,000 | $ 122,000 | $ 47,000 |
| Cabarrus County North Carolina | 5 | $ 576,000 | $ 115,000 | $ 56,000 |
| Mecklenburg County North Carolina | 5 | $ 721,000 | $ 144,000 | $ 7,000 |
| Bradley County Tennessee | 5 | $ 478,000 | $ 95,000 | $ 39,000 |
| Dyer County Tennessee | 5 | $ 464,000 | $ 92,000 | $ 38,000 |
| McMinn County Tennessee | 5 | $ 551,000 | $ 110,000 | $ 27,000 |
| Smith County Tennessee | 5 | $ 712,000 | $ 142,000 | $ 40,000 |
| Russell County Virginia | 5 | $ 664,000 | $ 132,000 | $ 58,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,422,000 | $ 355,000 | $ 95,000 |
| Volusia County Florida | 4 | $ 530,000 | $ 132,000 | $ 28,000 |
| Gwinnett County Georgia | 4 | $ 1,052,000 | $ 263,000 | $ 91,000 |
| Whitfield County Georgia | 4 | $ 326,000 | $ 81,000 | $ 16,000 |
| Hancock County Indiana | 4 | $ 507,000 | $ 126,000 | $ 62,000 |
| Prince George's County Maryland | 4 | $ 1,259,000 | $ 314,000 | $ 25,000 |
| Catawba County North Carolina | 4 | $ 503,000 | $ 125,000 | $ 9,000 |
| Cumberland County North Carolina | 4 | $ 699,000 | $ 174,000 | $ 15,000 |
| Wake County North Carolina | 4 | $ 1,056,000 | $ 264,000 | $ 52,000 |
| Berkeley County South Carolina | 4 | $ 867,000 | $ 216,000 | $ 63,000 |
| Bedford County Tennessee | 4 | $ 752,000 | $ 188,000 | $ 63,000 |
| Macon County Tennessee | 4 | $ 592,000 | $ 148,000 | $ 19,000 |
| Madison County Tennessee | 4 | $ 460,000 | $ 115,000 | $ 62,000 |
| Marion County Tennessee | 4 | $ 525,000 | $ 131,000 | $ 42,000 |
| Unicoi County Tennessee | 4 | $ 389,000 | $ 97,000 | $ 35,000 |
| Union County Tennessee | 4 | $ 585,000 | $ 146,000 | $ 59,000 |
| Warren County Tennessee | 4 | $ 370,000 | $ 92,000 | $ 19,000 |
| Washington County Virginia | 4 | $ 472,000 | $ 118,000 | $ 23,000 |
| Cochise County Arizona | 3 | $ 539,000 | $ 179,000 | $ 19,000 |
| Yavapai County Arizona | 3 | $ 598,000 | $ 199,000 | $ 26,000 |
| Hillsborough County Florida | 3 | $ 624,000 | $ 208,000 | $ 86,000 |
| Indian River County Florida | 3 | $ 345,000 | $ 115,000 | $ 103,000 |
| Murray County Georgia | 3 | $ 489,000 | $ 163,000 | $ 44,000 |
| Clark County Indiana | 3 | $ 347,000 | $ 115,000 | $ 21,000 |
| Queen Anne's County Maryland | 3 | $ 1,185,000 | $ 395,000 | $ 87,000 |
| DeSoto County Mississippi | 3 | $ 902,000 | $ 300,000 | $ 114,000 |
| Buncombe County North Carolina | 3 | $ 511,000 | $ 170,000 | $ 56,000 |
| Davidson County North Carolina | 3 | $ 358,000 | $ 119,000 | $ 25,000 |
| Durham County North Carolina | 3 | $ 481,000 | $ 160,000 | $ 22,000 |
| Johnston County North Carolina | 3 | $ 442,000 | $ 147,000 | $ 31,000 |
| Rowan County North Carolina | 3 | $ 309,000 | $ 103,000 | $ 34,000 |
| Cumberland County Tennessee | 3 | $ 471,000 | $ 157,000 | $ 22,000 |
| Gibson County Tennessee | 3 | $ 413,000 | $ 137,000 | $ 32,000 |
| Moore County Tennessee | 3 | $ 518,000 | $ 172,000 | $ 35,000 |
| Putnam County Tennessee | 3 | $ 360,000 | $ 120,000 | $ 22,000 |
| Rhea County Tennessee | 3 | $ 300,000 | $ 100,000 | $ 35,000 |
| Sequatchie County Tennessee | 3 | $ 446,000 | $ 148,000 | $ 38,000 |
| Bristol County Virginia | 3 | $ 335,000 | $ 111,000 | $ 64,000 |
| Baldwin County Alabama | 2 | $ 1,256,000 | $ 628,000 | $ 798,000 |
| Mobile County Alabama | 2 | $ 244,000 | $ 122,000 | $ 73,000 |
| Morgan County Alabama | 2 | $ 146,000 | $ 73,000 | $ 45,000 |
| San Diego County California | 2 | $ 417,000 | $ 208,000 | $ 29,000 |
| Ventura County California | 2 | $ 791,000 | $ 395,000 | $ 57,000 |
| Marion County Florida | 2 | $ 277,000 | $ 138,000 | $ 45,000 |
| Miami-Dade County Florida | 2 | $ 447,000 | $ 223,000 | $ 76,000 |
| Palm Beach County Florida | 2 | $ 406,000 | $ 203,000 | $ 121,000 |
| Barrow County Georgia | 2 | $ 548,000 | $ 274,000 | $ 338,000 |
| Bleckley County Georgia | 2 | $ 308,000 | $ 154,000 | $ 24,000 |
| Coffee County Georgia | 2 | $ 102,000 | $ 51,000 | $ 42,000 |
| Houston County Georgia | 2 | $ 312,000 | $ 156,000 | $ 29,000 |
| Liberty County Georgia | 2 | $ 380,000 | $ 190,000 | $ 60,000 |
| Floyd County Indiana | 2 | $ 235,000 | $ 117,000 | $ 22,000 |
| Hamilton County Indiana | 2 | $ 219,000 | $ 109,000 | $ 18,000 |
| Hendricks County Indiana | 2 | $ 305,000 | $ 152,000 | $ 47,000 |
| LaPorte County Indiana | 2 | $ 184,000 | $ 92,000 | $ 28,000 |
| Madison County Indiana | 2 | $ 184,000 | $ 92,000 | $ 11,000 |
| Rush County Indiana | 2 | $ 269,000 | $ 134,000 | $ 36,000 |
| Tippecanoe County Indiana | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Bullitt County Kentucky | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Nelson County Kentucky | 2 | $ 305,000 | $ 152,000 | $ 0 |
| Charles County Maryland | 2 | $ 711,000 | $ 355,000 | $ 105,000 |
| Frederick County Maryland | 2 | $ 351,000 | $ 175,000 | $ 57,000 |
| Currituck County North Carolina | 2 | $ 477,000 | $ 238,000 | $ 74,000 |
| Henderson County North Carolina | 2 | $ 264,000 | $ 132,000 | $ 46,000 |
| Dorchester County South Carolina | 2 | $ 391,000 | $ 195,000 | $ 69,000 |
| Horry County South Carolina | 2 | $ 387,000 | $ 193,000 | $ 267,000 |
| Cannon County Tennessee | 2 | $ 198,000 | $ 99,000 | $ 22,000 |
| Grainger County Tennessee | 2 | $ 236,000 | $ 118,000 | $ 34,000 |
| Humphreys County Tennessee | 2 | $ 198,000 | $ 99,000 | $ 34,000 |
| Lauderdale County Tennessee | 2 | $ 277,000 | $ 138,000 | $ 0 |
| Lincoln County Tennessee | 2 | $ 186,000 | $ 93,000 | $ 42,000 |
| Morgan County Tennessee | 2 | $ 212,000 | $ 106,000 | $ 55,000 |
| Tipton County Tennessee | 2 | $ 183,000 | $ 91,000 | $ 39,000 |
| Wayne County Tennessee | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Grayson County Virginia | 2 | $ 159,000 | $ 79,000 | $ 36,000 |
| James City County Virginia | 2 | $ 618,000 | $ 309,000 | $ 76,000 |
| Wise County Virginia | 2 | $ 398,000 | $ 199,000 | $ 157,000 |
| York County Virginia | 2 | $ 630,000 | $ 315,000 | $ 94,000 |
| Milwaukee County Wisconsin | 2 | $ 361,000 | $ 180,000 | $ 0 |
| Etowah County Alabama | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Jackson County Alabama | 1 | $ 156,000 | $ 156,000 | $ 88,000 |
| Limestone County Alabama | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Shelby County Alabama | 1 | $ 161,000 | $ 161,000 | $ 51,000 |
| St. Clair County Alabama | 1 | $ 106,000 | $ 106,000 | $ 35,000 |
| Tuscaloosa County Alabama | 1 | $ 348,000 | $ 348,000 | $ 98,000 |
| Coconino County Arizona | 1 | $ 273,000 | $ 273,000 | $ 77,000 |
| Graham County Arizona | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Mohave County Arizona | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 181,000 | $ 181,000 | $ 65,000 |
| Pulaski County Arkansas | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Contra Costa County California | 1 | $ 607,000 | $ 607,000 | $ 326,000 |
| Kern County California | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Marin County California | 1 | $ 572,000 | $ 572,000 | $ 124,000 |
| Mono County California | 1 | $ 75,000 | $ 75,000 | $ 153,000 |
| San Francisco County California | 1 | $ 587,000 | $ 587,000 | $ 55,000 |
| San Joaquin County California | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 178,000 | $ 178,000 | $ 0 |
| New Castle County Delaware | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Brevard County Florida | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Broward County Florida | 1 | $ 217,000 | $ 217,000 | $ 101,000 |
| Clay County Florida | 1 | $ 252,000 | $ 252,000 | $ 78,000 |
| Lake County Florida | 1 | $ 157,000 | $ 157,000 | $ 30,000 |
| Lee County Florida | 1 | $ 126,000 | $ 126,000 | $ 38,000 |
| Pasco County Florida | 1 | $ 385,000 | $ 385,000 | $ 196,000 |
| Polk County Florida | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Bibb County Georgia | 1 | $ 64,000 | $ 64,000 | $ 70,000 |
| Bryan County Georgia | 1 | $ 380,000 | $ 380,000 | $ 84,000 |
| Bulloch County Georgia | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Carroll County Georgia | 1 | $ 98,000 | $ 98,000 | $ 72,000 |
| Clarke County Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Cobb County Georgia | 1 | $ 133,000 | $ 133,000 | $ 20,000 |
| Columbia County Georgia | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Cook County Georgia | 1 | $ 154,000 | $ 154,000 | $ 24,000 |
| Coweta County Georgia | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Dade County Georgia | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Gordon County Georgia | 1 | $ 154,000 | $ 154,000 | $ 26,000 |
| Hall County Georgia | 1 | $ 352,000 | $ 352,000 | $ 146,000 |
| Jackson County Georgia | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Morgan County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sumter County Georgia | 1 | $ 160,000 | $ 160,000 | $ 550,000 |
| Walton County Georgia | 1 | $ 172,000 | $ 172,000 | $ 131,000 |
| Maui County Hawaii | 1 | $ 476,000 | $ 476,000 | $ 126,000 |
| Bartholomew County Indiana | 1 | $ 157,000 | $ 157,000 | $ 50,000 |
| Boone County Indiana | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Brown County Indiana | 1 | $ 134,000 | $ 134,000 | $ 127,000 |
| Howard County Indiana | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Lawrence County Indiana | 1 | $ 167,000 | $ 167,000 | $ 44,000 |
| Morgan County Indiana | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Owen County Indiana | 1 | $ 99,000 | $ 99,000 | $ 33,000 |
| Pulaski County Indiana | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Putnam County Indiana | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Tipton County Indiana | 1 | $ 56,000 | $ 56,000 | $ 61,000 |
| Campbell County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Johnson County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 26,000 |
| McCracken County Kentucky | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Meade County Kentucky | 1 | $ 229,000 | $ 229,000 | $ 90,000 |
| Oldham County Kentucky | 1 | $ 172,000 | $ 172,000 | $ 90,000 |
| Todd County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| Warren County Kentucky | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Cecil County Maryland | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Howard County Maryland | 1 | $ 254,000 | $ 254,000 | $ 52,000 |
| Dukes County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 15,000 |
| Middlesex County Massachusetts | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 533,000 | $ 533,000 | $ 134,000 |
| Anoka County Minnesota | 1 | $ 254,000 | $ 254,000 | $ 33,000 |
| Taney County Missouri | 1 | $ 60,000 | $ 60,000 | $ 74,000 |
| Clark County Nevada | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Nassau County New York | 1 | $ 153,000 | $ 153,000 | $ 0 |
| New York County New York | 1 | $ 415,000 | $ 415,000 | $ 108,000 |
| Alamance County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Dare County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Davie County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 48,000 |
| Gaston County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 18,000 |
| Gates County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Macon County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Yadkin County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Deschutes County Oregon | 1 | $ 267,000 | $ 267,000 | $ 192,000 |
| Tillamook County Oregon | 1 | $ 198,000 | $ 198,000 | $ 76,000 |
| Allegheny County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 66,000 |
| Blair County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 0 |
| York County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Kent County Rhode Island | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Florence County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 40,000 |
| Greenville County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 53,000 |
| Lancaster County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Richland County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 75,000 |
| Spartanburg County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 34,000 |
| York County South Carolina | 1 | $ 386,000 | $ 386,000 | $ 150,000 |
| Carroll County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 29,000 |
| Fayette County Tennessee | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Grundy County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Hancock County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| Hickman County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Jackson County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 18,000 |
| Lawrence County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Lewis County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
| Obion County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 50,000 |
| Overton County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 44,000 |
| Scott County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Stewart County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Weakley County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| Bell County Texas | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Collin County Texas | 1 | $ 239,000 | $ 239,000 | $ 95,000 |
| Dallas County Texas | 1 | $ 223,000 | $ 223,000 | $ 70,000 |
| El Paso County Texas | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
| Hidalgo County Texas | 1 | $ 153,000 | $ 153,000 | $ 57,000 |
| Jefferson County Texas | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Montgomery County Texas | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Travis County Texas | 1 | $ 148,000 | $ 148,000 | $ 70,000 |
| Salt Lake County Utah | 1 | $ 153,000 | $ 153,000 | $ 25,000 |
| Utah County Utah | 1 | $ 174,000 | $ 174,000 | $ 84,000 |
| Arlington County Virginia | 1 | $ 172,000 | $ 172,000 | $ 105,000 |
| Augusta County Virginia | 1 | $ 131,000 | $ 131,000 | $ 67,000 |
| Colonial Heights County Virginia | 1 | $ 154,000 | $ 154,000 | $ 33,000 |
| Essex County Virginia | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 547,000 | $ 547,000 | $ 107,000 |
| Fauquier County Virginia | 1 | $ 332,000 | $ 332,000 | $ 113,000 |
| Gloucester County Virginia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 380,000 | $ 380,000 | $ 266,000 |
| Montgomery County Virginia | 1 | $ 164,000 | $ 164,000 | $ 63,000 |
| Prince William County Virginia | 1 | $ 137,000 | $ 137,000 | $ 55,000 |
| Pulaski County Virginia | 1 | $ 162,000 | $ 162,000 | $ 74,000 |
| Richmond City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Roanoke City County Virginia | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Scott County Virginia | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| Smyth County Virginia | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Warren County Virginia | 1 | $ 168,000 | $ 168,000 | $ 47,000 |
| Wythe County Virginia | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Whatcom County Washington | 1 | $ 210,000 | $ 210,000 | $ 0 |
Mortgage Loan Application Detail Totals for Peoples Home Equity in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,513 | $247,262,000 | $163,000 | $642,000 | $42,000 | $1,200,000 |
| Home Purchase | 1,106 | $157,291,000 | $142,000 | $960,000 | $47,000 | $364,000 |
| Home Improvement | 1 | $263,000 | $263,000 | $263,000 | $44,000 | $44,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,061 | $318,691,000 | $154,000 | $960,000 | $45,000 | $1,200,000 |
| Black or African American | 353 | $52,833,000 | $149,000 | $470,000 | $38,000 | $294,000 |
| Hispanic | 92 | $14,871,000 | $161,000 | $409,000 | $39,000 | $202,000 |
| Not Provided | 66 | $10,034,000 | $152,000 | $605,000 | $50,000 | $299,000 |
| Asian | 37 | $5,845,000 | $157,000 | $290,000 | $44,000 | $131,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,761,000 | $220,000 | $476,000 | $45,000 | $126,000 |
| American Indian or Alaskan Native | 3 | $781,000 | $260,000 | $448,000 | $18,000 | $54,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,063 | $309,705,000 | $150,000 | $642,000 | $41,000 | $677,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 375 | $63,264,000 | $168,000 | $960,000 | $60,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 144 | $27,462,000 | $190,000 | $417,000 | $45,000 | $207,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $4,385,000 | $115,000 | $194,000 | $36,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,760 | $273,922,000 | $155,000 | $628,000 | $44,000 | $677,000 |
| Application Withdrawn By Applicant | 408 | $64,180,000 | $157,000 | $628,000 | $53,000 | $1,200,000 |
| Application Denied By Financial Institution | 389 | $55,419,000 | $142,000 | $675,000 | $37,000 | $600,000 |
| File Closed For Incompleteness | 54 | $9,699,000 | $179,000 | $960,000 | $41,000 | $131,000 |
| Application Approved But Not Accepted | 9 | $1,596,000 | $177,000 | $280,000 | $44,000 | $131,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 241 | $31,253,000 | $129,000 | $675,000 | $25,000 | $234,000 |
| Collateral | 44 | $9,368,000 | $212,000 | $642,000 | $110,000 | $600,000 |
| Other | 40 | $6,333,000 | $158,000 | $637,000 | $29,000 | $115,000 |
| Debt-To-Income Ratio | 36 | $4,982,000 | $138,000 | $374,000 | $35,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,092,000 | $109,000 | $173,000 | $65,000 | $343,000 |
| Employment History | 9 | $1,045,000 | $116,000 | $155,000 | $32,000 | $60,000 |
| Unverifiable Information | 5 | $744,000 | $148,000 | $236,000 | $24,000 | $53,000 |
| Credit Application Incomplete | 2 | $329,000 | $164,000 | $198,000 | $38,000 | $76,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Home Equity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.