PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2007

In 2007, PHH Home Loans, LLC of Mt Laurel, NJ reported 36,636 mortgage applications totaling $7.9 billion, down 25% from 2006. The average application was for $214,981, and applicants reported an average income of $111,772. 75% of its applications resulted in an originated loan and 7% were denied. Its largest markets were St. Louis, MO-IL (2,265), Denver-Aurora, CO (1,851) and Pittsburgh, PA (1,565) (applications in parentheses).

Mortgage Company & Address PHH Home Loans, LLC
1 Mortgage Way 2nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 36,636
Total Mortgage Loan Application Amount $7,876,049,000
Average Mortgage Loan Application Amount $214,981
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $111,772
Highest Applicant Income $6,066,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PHH Home Loans, LLC by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 1,079 $ 137,674,000 $ 127,594 $ 88,000
St. Louis, Missouri 1,078 $ 150,354,000 $ 139,474 $ 78,000
Maricopa, Arizona 924 $ 205,872,000 $ 222,805 $ 110,000
Pima, Arizona 894 $ 168,746,000 $ 188,753 $ 101,000
Cook, Illinois 742 $ 181,798,000 $ 245,010 $ 111,000
Tarrant, Texas 697 $ 99,222,000 $ 142,355 $ 94,000
Bergen, New Jersey 563 $ 182,321,000 $ 323,838 $ 154,000
St. Charles, Missouri 554 $ 81,626,000 $ 147,339 $ 78,000
Orange, Florida 518 $ 112,802,000 $ 217,764 $ 127,000
Hillsborough, Florida 499 $ 101,251,000 $ 202,907 $ 106,000
Morris, New Jersey 494 $ 171,860,000 $ 347,894 $ 173,000
Palm Beach, Florida 485 $ 110,286,000 $ 227,393 $ 129,000
Pinellas, Florida 485 $ 88,996,000 $ 183,496 $ 115,000
Dallas, Texas 478 $ 61,552,000 $ 128,769 $ 86,000
Broward, Florida 468 $ 111,802,000 $ 238,893 $ 131,000
Franklin, Ohio 442 $ 52,053,000 $ 117,766 $ 72,000
Baltimore, Maryland 438 $ 93,841,000 $ 214,248 $ 94,000
Seminole, Florida 413 $ 67,209,000 $ 162,733 $ 94,000
Arapahoe, Colorado 407 $ 74,858,000 $ 183,926 $ 99,000
Jefferson, Colorado 402 $ 78,530,000 $ 195,348 $ 95,000
San Diego, California 398 $ 144,624,000 $ 363,376 $ 142,000
Essex, New Jersey 391 $ 124,626,000 $ 318,736 $ 159,000
Union, New Jersey 379 $ 126,660,000 $ 334,195 $ 172,000
Douglas, Colorado 365 $ 82,534,000 $ 226,120 $ 117,000
Denver, Colorado 364 $ 73,275,000 $ 201,304 $ 114,000
Fairfield, Connecticut 353 $ 132,363,000 $ 374,966 $ 171,000
Fulton, Georgia 334 $ 70,557,000 $ 211,248 $ 120,000
Suffolk, New York 322 $ 87,469,000 $ 271,642 $ 128,000
Monmouth, New Jersey 318 $ 92,639,000 $ 291,317 $ 148,000
Collin, Texas 305 $ 53,101,000 $ 174,101 $ 107,000
DuPage, Illinois 300 $ 66,200,000 $ 220,666 $ 109,000
Miami-Dade, Florida 297 $ 80,296,000 $ 270,356 $ 158,000
Hamilton, Ohio 286 $ 33,658,000 $ 117,685 $ 69,000
Anne Arundel, Maryland 284 $ 80,249,000 $ 282,566 $ 121,000
Westchester, New York 284 $ 103,866,000 $ 365,725 $ 183,000
Cobb, Georgia 268 $ 48,815,000 $ 182,145 $ 101,000
Somerset, New Jersey 267 $ 81,177,000 $ 304,033 $ 141,000
St. Louis City, Missouri 243 $ 27,775,000 $ 114,300 $ 64,000
King, Washington 227 $ 93,793,000 $ 413,185 $ 152,000
Sacramento, California 226 $ 61,983,000 $ 274,261 $ 123,000
Denton, Texas 223 $ 42,080,000 $ 188,699 $ 116,000
Worcester, Maryland 222 $ 51,600,000 $ 232,432 $ 200,000
Passaic, New Jersey 218 $ 58,964,000 $ 270,477 $ 124,000
Adams, Colorado 216 $ 33,896,000 $ 156,925 $ 75,000
Gwinnett, Georgia 212 $ 34,540,000 $ 162,924 $ 79,000
Jefferson, Missouri 212 $ 27,240,000 $ 128,490 $ 66,000
Middlesex, New Jersey 206 $ 54,963,000 $ 266,810 $ 115,000
York, Pennsylvania 204 $ 32,545,000 $ 159,534 $ 73,000
Howard, Maryland 194 $ 54,018,000 $ 278,443 $ 128,000
Boulder, Colorado 186 $ 39,213,000 $ 210,822 $ 125,000
DeKalb, Georgia 182 $ 33,424,000 $ 183,648 $ 97,000
El Paso, Colorado 175 $ 32,898,000 $ 187,988 $ 86,000
Milwaukee, Wisconsin 175 $ 27,479,000 $ 157,022 $ 93,000
Orange, California 172 $ 82,625,000 $ 480,377 $ 219,000
Baltimore City, Maryland 170 $ 26,107,000 $ 153,570 $ 95,000
Will, Illinois 168 $ 37,295,000 $ 221,994 $ 102,000
Butler, Pennsylvania 166 $ 26,511,000 $ 159,704 $ 85,000
Riverside, California 165 $ 48,762,000 $ 295,527 $ 137,000
Dauphin, Pennsylvania 165 $ 22,434,000 $ 135,963 $ 66,000
Hudson, New Jersey 160 $ 41,915,000 $ 261,968 $ 122,000
Harris, Texas 160 $ 27,744,000 $ 173,400 $ 106,000
Franklin, Pennsylvania 155 $ 25,085,000 $ 161,838 $ 64,000
Cumberland, Pennsylvania 152 $ 23,544,000 $ 154,894 $ 74,000
Larimer, Colorado 151 $ 25,753,000 $ 170,549 $ 90,000
Sarasota, Florida 144 $ 31,803,000 $ 220,854 $ 122,000
Carroll, Maryland 144 $ 31,358,000 $ 217,763 $ 96,000
Lee, Florida 139 $ 29,689,000 $ 213,589 $ 130,000
Sussex, New Jersey 139 $ 35,204,000 $ 253,266 $ 130,000
Mercer, New Jersey 134 $ 39,930,000 $ 297,985 $ 140,000
Polk, Florida 133 $ 19,031,000 $ 143,090 $ 74,000
Westmoreland, Pennsylvania 133 $ 19,646,000 $ 147,714 $ 78,000
Lake, Illinois 131 $ 37,640,000 $ 287,328 $ 142,000
Butler, Ohio 130 $ 18,716,000 $ 143,969 $ 79,000
Mohave, Arizona 129 $ 23,052,000 $ 178,697 $ 111,000
Harford, Maryland 127 $ 27,875,000 $ 219,488 $ 94,000
Hennepin, Minnesota 125 $ 48,860,000 $ 390,880 $ 212,000
Lake, Indiana 123 $ 15,530,000 $ 126,260 $ 71,000
Pasco, Florida 120 $ 20,838,000 $ 173,650 $ 82,000
Fairfax, Virginia 120 $ 39,921,000 $ 332,675 $ 138,000
Forsyth, Georgia 115 $ 24,318,000 $ 211,460 $ 117,000
Hunterdon, New Jersey 115 $ 33,361,000 $ 290,095 $ 171,000
Placer, California 114 $ 37,904,000 $ 332,491 $ 127,000
Beaver, Pennsylvania 109 $ 12,348,000 $ 113,284 $ 65,000
Mecklenburg, North Carolina 107 $ 23,757,000 $ 222,028 $ 116,000
Kane, Illinois 104 $ 25,556,000 $ 245,730 $ 133,000
Weld, Colorado 100 $ 17,897,000 $ 178,970 $ 83,000
Montgomery, Maryland 95 $ 36,234,000 $ 381,410 $ 151,000
Loudoun, Virginia 90 $ 27,002,000 $ 300,022 $ 143,000
Delaware, Ohio 88 $ 15,867,000 $ 180,306 $ 87,000
Hartford, Connecticut 86 $ 26,844,000 $ 312,139 $ 153,000
Ellis, Texas 86 $ 10,427,000 $ 121,244 $ 73,000
Porter, Indiana 84 $ 13,146,000 $ 156,500 $ 89,000
Cherokee, Georgia 82 $ 14,320,000 $ 174,634 $ 89,000
Clermont, Ohio 81 $ 10,451,000 $ 129,024 $ 67,000
Manatee, Florida 80 $ 17,883,000 $ 223,537 $ 143,000
Ocean, New Jersey 80 $ 20,369,000 $ 254,612 $ 119,000
Wake, North Carolina 80 $ 18,800,000 $ 235,000 $ 124,000
Washington, Maryland 79 $ 15,376,000 $ 194,632 $ 79,000
Nassau, New York 77 $ 22,362,000 $ 290,415 $ 162,000
Warren, Ohio 76 $ 12,862,000 $ 169,236 $ 96,000
Collier, Florida 74 $ 22,569,000 $ 304,986 $ 245,000
Duval, Florida 73 $ 11,486,000 $ 157,342 $ 117,000
Washington, Pennsylvania 73 $ 11,601,000 $ 158,917 $ 87,000
LaPorte, Indiana 72 $ 8,173,000 $ 113,513 $ 55,000
Prince William, Virginia 71 $ 19,744,000 $ 278,084 $ 120,000
Los Angeles, California 70 $ 29,635,000 $ 423,357 $ 162,000
Middlesex, Massachusetts 68 $ 22,416,000 $ 329,647 $ 144,000
Montgomery, Texas 67 $ 13,738,000 $ 205,044 $ 124,000
McHenry, Illinois 64 $ 12,916,000 $ 201,812 $ 101,000
Waukesha, Wisconsin 64 $ 14,413,000 $ 225,203 $ 124,000
Sussex, Delaware 61 $ 14,668,000 $ 240,459 $ 136,000
Martin, Florida 61 $ 11,843,000 $ 194,147 $ 122,000
Berrien, Michigan 61 $ 12,033,000 $ 197,262 $ 124,000
Warren, New Jersey 61 $ 13,294,000 $ 217,934 $ 98,000
St. Lucie, Florida 60 $ 11,256,000 $ 187,600 $ 91,000
Washington, Wisconsin 60 $ 9,200,000 $ 153,333 $ 82,000
Shelby, Tennessee 59 $ 10,504,000 $ 178,033 $ 107,000
Rockwall, Texas 59 $ 9,812,000 $ 166,305 $ 111,000
Frederick, Maryland 58 $ 14,014,000 $ 241,620 $ 115,000
Burlington, New Jersey 58 $ 13,211,000 $ 227,775 $ 105,000
Paulding, Georgia 57 $ 8,407,000 $ 147,491 $ 82,000
Lincoln, Missouri 57 $ 7,343,000 $ 128,824 $ 58,000
Yavapai, Arizona 55 $ 11,055,000 $ 201,000 $ 98,000
New Haven, Connecticut 55 $ 14,539,000 $ 264,345 $ 112,000
Volusia, Florida 55 $ 7,888,000 $ 143,418 $ 94,000
Queens, New York 54 $ 18,259,000 $ 338,129 $ 113,000
Shelby, Alabama 53 $ 10,755,000 $ 202,924 $ 105,000
Broomfield, Colorado 53 $ 11,874,000 $ 224,037 $ 110,000
Hamilton, Indiana 53 $ 12,546,000 $ 236,716 $ 118,000
Kenton, Kentucky 53 $ 6,902,000 $ 130,226 $ 65,000
Franklin, Missouri 53 $ 6,459,000 $ 121,867 $ 60,000
Fairfield, Ohio 53 $ 7,672,000 $ 144,754 $ 78,000
Madison, Alabama 51 $ 10,625,000 $ 208,333 $ 118,000
Camden, New Jersey 51 $ 8,136,000 $ 159,529 $ 89,000
El Dorado, California 50 $ 17,808,000 $ 356,160 $ 161,000
Boone, Kentucky 50 $ 7,340,000 $ 146,800 $ 70,000
Union, Ohio 50 $ 6,952,000 $ 139,040 $ 81,000
Pinal, Arizona 49 $ 8,706,000 $ 177,673 $ 76,000
Litchfield, Connecticut 49 $ 12,288,000 $ 250,775 $ 120,000
Madison, Mississippi 49 $ 11,400,000 $ 232,653 $ 153,000
Ozaukee, Wisconsin 49 $ 10,972,000 $ 223,918 $ 117,000
Brevard, Florida 48 $ 7,488,000 $ 156,000 $ 105,000
Jefferson, Alabama 47 $ 9,013,000 $ 191,765 $ 104,000
Cuyahoga, Ohio 47 $ 10,865,000 $ 231,170 $ 126,000
Alachua, Florida 45 $ 6,962,000 $ 154,711 $ 127,000
Johnson, Kansas 45 $ 10,351,000 $ 230,022 $ 124,000
St. Tammany, Louisiana 45 $ 10,208,000 $ 226,844 $ 105,000
Philadelphia, Pennsylvania 45 $ 6,714,000 $ 149,200 $ 127,000
District of Columbia, District Of Columbia 44 $ 13,774,000 $ 313,045 $ 126,000
Ada, Idaho 44 $ 9,763,000 $ 221,886 $ 107,000
Guilford, North Carolina 44 $ 9,398,000 $ 213,590 $ 106,000
Chester, Pennsylvania 44 $ 17,167,000 $ 390,159 $ 156,000
Bexar, Texas 43 $ 7,045,000 $ 163,837 $ 100,000
Douglas, Georgia 42 $ 6,316,000 $ 150,380 $ 73,000
Montgomery, Pennsylvania 42 $ 11,888,000 $ 283,047 $ 143,000
Worcester, Massachusetts 40 $ 12,357,000 $ 308,925 $ 143,000
Licking, Ohio 40 $ 4,511,000 $ 112,775 $ 74,000
Bucks, Pennsylvania 40 $ 11,397,000 $ 284,925 $ 130,000
Galveston, Texas 40 $ 6,989,000 $ 174,725 $ 114,000
Lake, Florida 39 $ 7,094,000 $ 181,897 $ 95,000
Oakland, Michigan 39 $ 7,803,000 $ 200,076 $ 101,000
Rockland, New York 39 $ 10,657,000 $ 273,256 $ 150,000
Fort Bend, Texas 39 $ 8,473,000 $ 217,256 $ 115,000
Stafford, Virginia 39 $ 12,078,000 $ 309,692 $ 117,000
Talbot, Maryland 38 $ 13,352,000 $ 351,368 $ 145,000
Greenville, South Carolina 38 $ 9,260,000 $ 243,684 $ 128,000
Kankakee, Illinois 37 $ 3,876,000 $ 104,756 $ 65,000
Warren, Missouri 37 $ 4,452,000 $ 120,324 $ 55,000
York, South Carolina 36 $ 9,507,000 $ 264,083 $ 106,000
Racine, Wisconsin 36 $ 4,840,000 $ 134,444 $ 79,000
Eddy, New Mexico 35 $ 4,743,000 $ 135,514 $ 79,000
Williamson, Tennessee 34 $ 10,261,000 $ 301,794 $ 140,000
Contra Costa, California 33 $ 18,481,000 $ 560,030 $ 181,000
Osceola, Florida 33 $ 7,294,000 $ 221,030 $ 95,000
Jefferson, Kentucky 33 $ 5,677,000 $ 172,030 $ 109,000
Putnam, New York 33 $ 8,365,000 $ 253,484 $ 106,000
Adams, Pennsylvania 32 $ 5,892,000 $ 184,125 $ 71,000
El Paso, Texas 32 $ 6,587,000 $ 205,843 $ 115,000
Bay, Florida 31 $ 6,683,000 $ 215,580 $ 146,000
Bernalillo, New Mexico 31 $ 5,775,000 $ 186,290 $ 97,000
Lebanon, Pennsylvania 31 $ 4,193,000 $ 135,258 $ 61,000
Clark, Washington 31 $ 6,652,000 $ 214,580 $ 121,000
Allen, Indiana 30 $ 4,993,000 $ 166,433 $ 93,000
Charlotte, Florida 29 $ 5,342,000 $ 184,206 $ 135,000
Hidalgo, Texas 29 $ 3,974,000 $ 137,034 $ 207,000
Williamson, Texas 29 $ 5,376,000 $ 185,379 $ 89,000
Salt Lake, Utah 29 $ 8,651,000 $ 298,310 $ 134,000
Benton, Washington 29 $ 4,550,000 $ 156,896 $ 100,000
Gloucester, New Jersey 28 $ 5,673,000 $ 202,607 $ 91,000
Summit, Ohio 28 $ 5,335,000 $ 190,535 $ 106,000
Chesterfield, Virginia 28 $ 7,671,000 $ 273,964 $ 114,000
Snohomish, Washington 28 $ 8,574,000 $ 306,214 $ 125,000
Benton, Arkansas 27 $ 6,897,000 $ 255,444 $ 112,000
Pulaski, Arkansas 27 $ 5,810,000 $ 215,185 $ 106,000
Norfolk, Massachusetts 27 $ 12,945,000 $ 479,444 $ 185,000
Hillsborough, New Hampshire 27 $ 6,944,000 $ 257,185 $ 146,000
Tulsa, Oklahoma 27 $ 3,558,000 $ 131,777 $ 101,000
Centre, Pennsylvania 27 $ 6,316,000 $ 233,925 $ 117,000
Hamilton, Tennessee 27 $ 4,722,000 $ 174,888 $ 95,000
Fayette, Georgia 26 $ 5,842,000 $ 224,692 $ 109,000
Union, North Carolina 25 $ 6,917,000 $ 276,680 $ 117,000
Oklahoma, Oklahoma 25 $ 4,295,000 $ 171,800 $ 98,000
Weber, Utah 25 $ 5,240,000 $ 209,600 $ 98,000
San Bernardino, California 24 $ 6,613,000 $ 275,541 $ 149,000
Dakota, Minnesota 24 $ 5,095,000 $ 212,291 $ 105,000
Grand Forks, North Dakota 24 $ 2,956,000 $ 123,166 $ 91,000
Lexington, South Carolina 24 $ 3,992,000 $ 166,333 $ 84,000
Alameda, California 23 $ 10,193,000 $ 443,173 $ 200,000
Santa Clara, California 23 $ 13,623,000 $ 592,304 $ 169,000
Leon, Florida 23 $ 3,708,000 $ 161,217 $ 115,000
Coweta, Georgia 23 $ 4,135,000 $ 179,782 $ 113,000
Kent, Maryland 23 $ 6,817,000 $ 296,391 $ 151,000
DeSoto, Mississippi 23 $ 4,303,000 $ 187,086 $ 92,000
Erie, Pennsylvania 23 $ 4,181,000 $ 181,782 $ 114,000
Northampton, Pennsylvania 23 $ 4,782,000 $ 207,913 $ 108,000
Parker, Texas 23 $ 4,352,000 $ 189,217 $ 113,000
Travis, Texas 23 $ 6,387,000 $ 277,695 $ 157,000
Arlington, Virginia 23 $ 7,298,000 $ 317,304 $ 123,000
Bedford, Virginia 23 $ 5,764,000 $ 250,608 $ 117,000
Pierce, Washington 23 $ 6,598,000 $ 286,869 $ 111,000
Bartow, Georgia 22 $ 3,980,000 $ 180,909 $ 96,000
Essex, Massachusetts 22 $ 7,449,000 $ 338,590 $ 123,000
Ramsey, Minnesota 22 $ 6,167,000 $ 280,318 $ 147,000
Clay, Missouri 22 $ 4,031,000 $ 183,227 $ 96,000
Aiken, South Carolina 22 $ 4,469,000 $ 203,136 $ 111,000
Kaufman, Texas 22 $ 2,899,000 $ 131,772 $ 76,000
Berkeley, West Virginia 22 $ 4,505,000 $ 204,772 $ 105,000
Kern, California 21 $ 5,492,000 $ 261,523 $ 110,000
Bonneville, Idaho 21 $ 3,369,000 $ 160,428 $ 116,000
Lucas, Ohio 21 $ 3,982,000 $ 189,619 $ 88,000
Dane, Wisconsin 21 $ 4,298,000 $ 204,666 $ 105,000
Anchorage, Alaska 20 $ 5,999,000 $ 299,950 $ 124,000
Mesa, Colorado 20 $ 3,903,000 $ 195,150 $ 99,000
New Castle, Delaware 20 $ 4,340,000 $ 217,000 $ 99,000
Kendall, Illinois 20 $ 4,010,000 $ 200,500 $ 90,000
East Baton Rouge, Louisiana 20 $ 4,173,000 $ 208,650 $ 125,000
Cecil, Maryland 20 $ 4,713,000 $ 235,650 $ 100,000
Washington, Minnesota 20 $ 8,574,000 $ 428,700 $ 278,000
Richland, South Carolina 20 $ 5,096,000 $ 254,800 $ 116,000
Davidson, Tennessee 20 $ 3,308,000 $ 165,400 $ 94,000
Box Elder, Utah 20 $ 3,484,000 $ 174,200 $ 86,000
St. Johns, Florida 19 $ 4,912,000 $ 258,526 $ 104,000
Henry, Georgia 19 $ 2,973,000 $ 156,473 $ 88,000
Honolulu, Hawaii 19 $ 6,496,000 $ 341,894 $ 153,000
Prince George's, Maryland 19 $ 5,233,000 $ 275,421 $ 98,000
Rankin, Mississippi 19 $ 3,751,000 $ 197,421 $ 113,000
Jackson, Missouri 19 $ 3,151,000 $ 165,842 $ 121,000
Bronx, New York 19 $ 5,274,000 $ 277,578 $ 125,000
Multnomah, Oregon 19 $ 4,759,000 $ 250,473 $ 112,000
Berks, Pennsylvania 19 $ 4,411,000 $ 232,157 $ 104,000
Brazoria, Texas 19 $ 3,010,000 $ 158,421 $ 112,000
Glynn, Georgia 18 $ 3,463,000 $ 192,388 $ 103,000
Marion, Indiana 18 $ 2,952,000 $ 164,000 $ 90,000
Kalamazoo, Michigan 18 $ 3,361,000 $ 186,722 $ 113,000
Iredell, North Carolina 18 $ 4,168,000 $ 231,555 $ 134,000
Lake, Ohio 18 $ 2,884,000 $ 160,222 $ 117,000
Medina, Ohio 18 $ 3,572,000 $ 198,444 $ 112,000
Portage, Ohio 18 $ 3,146,000 $ 174,777 $ 99,000
Perry, Pennsylvania 18 $ 2,524,000 $ 140,222 $ 59,000
Carroll, Georgia 17 $ 1,987,000 $ 116,882 $ 68,000
Wicomico, Maryland 17 $ 2,376,000 $ 139,764 $ 82,000
Hinds, Mississippi 17 $ 2,589,000 $ 152,294 $ 107,000
New York, New York 17 $ 6,221,000 $ 365,941 $ 228,000
Cabarrus, North Carolina 17 $ 3,084,000 $ 181,411 $ 105,000
Beaufort, South Carolina 17 $ 4,005,000 $ 235,588 $ 148,000
Alexandria, Virginia 17 $ 6,117,000 $ 359,823 $ 134,000
Park, Colorado 16 $ 3,314,000 $ 207,125 $ 180,000
Chatham, Georgia 16 $ 3,757,000 $ 234,812 $ 106,000
Clayton, Georgia 16 $ 1,598,000 $ 99,875 $ 69,000
Adams, Illinois 16 $ 2,372,000 $ 148,250 $ 112,000
Orleans, Louisiana 16 $ 3,761,000 $ 235,062 $ 121,000
Atlantic, New Jersey 16 $ 3,445,000 $ 215,312 $ 105,000
Chaves, New Mexico 16 $ 2,238,000 $ 139,875 $ 74,000
Lea, New Mexico 16 $ 2,888,000 $ 180,500 $ 108,000
Dutchess, New York 16 $ 3,810,000 $ 238,125 $ 102,000
New Hanover, North Carolina 16 $ 3,858,000 $ 241,125 $ 128,000
Delaware, Pennsylvania 16 $ 3,455,000 $ 215,937 $ 96,000
Fulton, Pennsylvania 16 $ 1,890,000 $ 118,125 $ 67,000
Horry, South Carolina 16 $ 3,193,000 $ 199,562 $ 112,000
Knox, Tennessee 16 $ 4,652,000 $ 290,750 $ 110,000
Johnson, Texas 16 $ 1,471,000 $ 91,937 $ 58,000
Kenosha, Wisconsin 16 $ 4,061,000 $ 253,812 $ 126,000
Baldwin, Alabama 15 $ 3,982,000 $ 265,466 $ 114,000
Mobile, Alabama 15 $ 2,376,000 $ 158,400 $ 94,000
Nevada, California 15 $ 4,699,000 $ 313,266 $ 160,000
Ventura, California 15 $ 5,282,000 $ 352,133 $ 162,000
Hampden, Massachusetts 15 $ 2,914,000 $ 194,266 $ 116,000
Douglas, Nebraska 15 $ 2,791,000 $ 186,066 $ 106,000
Monroe, Pennsylvania 15 $ 3,084,000 $ 205,600 $ 128,000
Charleston, South Carolina 15 $ 3,038,000 $ 202,533 $ 202,000
Bell, Texas 15 $ 2,448,000 $ 163,200 $ 91,000
Virginia Beach, Virginia 15 $ 2,814,000 $ 187,600 $ 77,000
Montgomery, Alabama 14 $ 2,526,000 $ 180,428 $ 86,000
Pueblo, Colorado 14 $ 1,922,000 $ 137,285 $ 73,000
Sedgwick, Kansas 14 $ 3,204,000 $ 228,857 $ 126,000
Oldham, Kentucky 14 $ 3,057,000 $ 218,357 $ 94,000
Ascension, Louisiana 14 $ 2,747,000 $ 196,214 $ 116,000
Calvert, Maryland 14 $ 3,740,000 $ 267,142 $ 97,000
Queen Anne's, Maryland 14 $ 4,658,000 $ 332,714 $ 231,000
Kent, Michigan 14 $ 2,769,000 $ 197,785 $ 130,000
Washtenaw, Michigan 14 $ 3,012,000 $ 215,142 $ 113,000
Wayne, Michigan 14 $ 2,803,000 $ 200,214 $ 107,000
Anoka, Minnesota 14 $ 3,218,000 $ 229,857 $ 124,000
Rockingham, New Hampshire 14 $ 5,332,000 $ 380,857 $ 196,000
Cape May, New Jersey 14 $ 3,589,000 $ 256,357 $ 208,000
Dona Ana, New Mexico 14 $ 2,752,000 $ 196,571 $ 111,000
Onondaga, New York 14 $ 2,811,000 $ 200,785 $ 98,000
Buncombe, North Carolina 14 $ 3,130,000 $ 223,571 $ 104,000
Forsyth, North Carolina 14 $ 2,577,000 $ 184,071 $ 91,000
Gaston, North Carolina 14 $ 2,533,000 $ 180,928 $ 112,000
Pender, North Carolina 14 $ 3,293,000 $ 235,214 $ 114,000
Bradley, Tennessee 14 $ 2,662,000 $ 190,142 $ 111,000
Jackson, Georgia 13 $ 1,753,000 $ 134,846 $ 73,000
Rockdale, Georgia 13 $ 1,584,000 $ 121,846 $ 56,000
Madison, Illinois 13 $ 1,887,000 $ 145,153 $ 110,000
Lafayette, Louisiana 13 $ 2,169,000 $ 166,846 $ 101,000
Orange, New York 13 $ 3,571,000 $ 274,692 $ 111,000
Lorain, Ohio 13 $ 2,568,000 $ 197,538 $ 106,000
Cleveland, Oklahoma 13 $ 1,373,000 $ 105,615 $ 84,000
Webb, Texas 13 $ 1,991,000 $ 153,153 $ 101,000
Jefferson, West Virginia 13 $ 3,470,000 $ 266,923 $ 89,000
Santa Cruz, Arizona 12 $ 2,982,000 $ 248,500 $ 102,000
Clear Creek, Colorado 12 $ 2,363,000 $ 196,916 $ 114,000
Marion, Florida 12 $ 2,334,000 $ 194,500 $ 118,000
Nassau, Florida 12 $ 2,447,000 $ 203,916 $ 114,000
Okaloosa, Florida 12 $ 2,559,000 $ 213,250 $ 139,000
Hall, Georgia 12 $ 1,771,000 $ 147,583 $ 77,000
Winnebago, Illinois 12 $ 2,118,000 $ 176,500 $ 90,000
St. Joseph, Indiana 12 $ 1,794,000 $ 149,500 $ 108,000
Scott, Iowa 12 $ 1,688,000 $ 140,666 $ 104,000
Campbell, Kentucky 12 $ 1,618,000 $ 134,833 $ 61,000
Carver, Minnesota 12 $ 4,711,000 $ 392,583 $ 139,000
Clark, Nevada 12 $ 2,027,000 $ 168,916 $ 130,000
Sandoval, New Mexico 12 $ 3,046,000 $ 253,833 $ 106,000
Douglas, Oregon 12 $ 2,881,000 $ 240,083 $ 93,000
Lancaster, Pennsylvania 12 $ 3,812,000 $ 317,666 $ 122,000
Lehigh, Pennsylvania 12 $ 2,656,000 $ 221,333 $ 83,000
Dorchester, South Carolina 12 $ 2,243,000 $ 186,916 $ 83,000
Rutherford, Tennessee 12 $ 2,417,000 $ 201,416 $ 88,000
Smith, Texas 12 $ 1,517,000 $ 126,416 $ 103,000
Franklin, Vermont 12 $ 2,063,000 $ 171,916 $ 68,000
Frederick, Virginia 12 $ 2,940,000 $ 245,000 $ 91,000
Henrico, Virginia 12 $ 3,090,000 $ 257,500 $ 128,000
Kitsap, Washington 12 $ 4,606,000 $ 383,833 $ 134,000
Spokane, Washington 12 $ 2,320,000 $ 193,333 $ 107,000
Navajo, Arizona 11 $ 2,032,000 $ 184,727 $ 102,000
Solano, California 11 $ 3,930,000 $ 357,272 $ 131,000
Gilpin, Colorado 11 $ 2,112,000 $ 192,000 $ 100,000
Dearborn, Indiana 11 $ 1,264,000 $ 114,909 $ 82,000
Suffolk, Massachusetts 11 $ 3,486,000 $ 316,909 $ 169,000
Olmsted, Minnesota 11 $ 2,200,000 $ 200,000 $ 91,000
San Juan, New Mexico 11 $ 2,485,000 $ 225,909 $ 73,000
Santa Fe, New Mexico 11 $ 2,483,000 $ 225,727 $ 110,000
Durham, North Carolina 11 $ 2,066,000 $ 187,818 $ 109,000
Lincoln, North Carolina 11 $ 2,733,000 $ 248,454 $ 104,000
Clackamas, Oregon 11 $ 3,183,000 $ 289,363 $ 114,000
Providence, Rhode Island 11 $ 3,103,000 $ 282,090 $ 110,000
Spartanburg, South Carolina 11 $ 1,839,000 $ 167,181 $ 74,000
Sumner, Tennessee 11 $ 2,760,000 $ 250,909 $ 105,000
Andrews, Texas 11 $ 2,009,000 $ 182,636 $ 120,000
Jefferson, Texas 11 $ 1,890,000 $ 171,818 $ 81,000
McLennan, Texas 11 $ 1,314,000 $ 119,454 $ 75,000
Randall, Texas 11 $ 1,470,000 $ 133,636 $ 84,000
Davis, Utah 11 $ 2,121,000 $ 192,818 $ 104,000
York, Virginia 11 $ 3,561,000 $ 323,727 $ 118,000
Matanuska-Susitna, Alaska 10 $ 1,744,000 $ 174,400 $ 123,000
Summit, Colorado 10 $ 2,373,000 $ 237,300 $ 220,000
Clay, Florida 10 $ 1,924,000 $ 192,400 $ 95,000
Hernando, Florida 10 $ 1,845,000 $ 184,500 $ 117,000
Bryan, Georgia 10 $ 2,164,000 $ 216,400 $ 105,000
Webster, Iowa 10 $ 1,384,000 $ 138,400 $ 94,000
Livingston, Louisiana 10 $ 2,238,000 $ 223,800 $ 80,000
Allegany, Maryland 10 $ 792,000 $ 79,200 $ 64,000
Kings, New York 10 $ 3,725,000 $ 372,500 $ 155,000
Brunswick, North Carolina 10 $ 2,669,000 $ 266,900 $ 308,000
Lee, North Carolina 10 $ 1,308,000 $ 130,800 $ 102,000
Orange, North Carolina 10 $ 2,517,000 $ 251,700 $ 176,000
Montgomery, Ohio 10 $ 1,220,000 $ 122,000 $ 73,000
Washington, Oregon 10 $ 3,699,000 $ 369,900 $ 138,000
Lancaster, South Carolina 10 $ 2,022,000 $ 202,200 $ 87,000
Wilson, Tennessee 10 $ 2,405,000 $ 240,500 $ 119,000
Midland, Texas 10 $ 1,227,000 $ 122,700 $ 98,000
Roanoke, Virginia 10 $ 1,787,000 $ 178,700 $ 131,000
Spotsylvania, Virginia 10 $ 2,554,000 $ 255,400 $ 95,000
Thurston, Washington 10 $ 2,541,000 $ 254,100 $ 101,000
Outagamie, Wisconsin 10 $ 1,664,000 $ 166,400 $ 93,000
Tuscaloosa, Alabama 9 $ 1,515,000 $ 168,333 $ 86,000
Cochise, Arizona 9 $ 1,721,000 $ 191,222 $ 101,000
Saline, Arkansas 9 $ 1,870,000 $ 207,777 $ 100,000
Stanislaus, California 9 $ 2,567,000 $ 285,222 $ 112,000
Escambia, Florida 9 $ 1,307,000 $ 145,222 $ 96,000
Santa Rosa, Florida 9 $ 1,703,000 $ 189,222 $ 111,000
Columbia, Georgia 9 $ 1,519,000 $ 168,777 $ 98,000
Macon, Illinois 9 $ 1,944,000 $ 216,000 $ 113,000
Caroline, Maryland 9 $ 1,527,000 $ 169,666 $ 64,000
Charles, Maryland 9 $ 2,136,000 $ 237,333 $ 118,000
Plymouth, Massachusetts 9 $ 2,047,000 $ 227,444 $ 109,000
Marquette, Michigan 9 $ 1,497,000 $ 166,333 $ 145,000
Ottawa, Michigan 9 $ 944,000 $ 104,888 $ 78,000
Wright, Minnesota 9 $ 2,411,000 $ 267,888 $ 116,000
Harrison, Mississippi 9 $ 1,903,000 $ 211,444 $ 122,000
St. Francois, Missouri 9 $ 1,159,000 $ 128,777 $ 72,000
Pitt, North Carolina 9 $ 1,657,000 $ 184,111 $ 102,000
Rowan, North Carolina 9 $ 1,728,000 $ 192,000 $ 98,000
Jackson, Oregon 9 $ 2,019,000 $ 224,333 $ 102,000
Luzerne, Pennsylvania 9 $ 1,831,000 $ 203,444 $ 149,000
Washington, Tennessee 9 $ 1,200,000 $ 133,333 $ 109,000
Gregg, Texas 9 $ 1,179,000 $ 131,000 $ 92,000
Chittenden, Vermont 9 $ 1,900,000 $ 211,111 $ 80,000
Calhoun, Alabama 8 $ 946,000 $ 118,250 $ 92,000
Fresno, California 8 $ 1,719,000 $ 214,875 $ 92,000
Sutter, California 8 $ 1,756,000 $ 219,500 $ 86,000
Lumpkin, Georgia 8 $ 1,198,000 $ 149,750 $ 94,000
Walton, Georgia 8 $ 1,263,000 $ 157,875 $ 78,000
Hawaii, Hawaii 8 $ 2,710,000 $ 338,750 $ 167,000
Hendricks, Indiana 8 $ 914,000 $ 114,250 $ 83,000
Polk, Iowa 8 $ 1,358,000 $ 169,750 $ 99,000
Warren, Kentucky 8 $ 1,273,000 $ 159,125 $ 114,000
Cumberland, Maine 8 $ 1,924,000 $ 240,500 $ 115,000
St. Mary's, Maryland 8 $ 2,276,000 $ 284,500 $ 90,000
Macomb, Michigan 8 $ 1,807,000 $ 225,875 $ 108,000
McLeod, Minnesota 8 $ 1,130,000 $ 141,250 $ 99,000
Scott, Minnesota 8 $ 3,183,000 $ 397,875 $ 156,000
Greene, Missouri 8 $ 718,000 $ 89,750 $ 97,000
Jasper, Missouri 8 $ 1,030,000 $ 128,750 $ 76,000
Johnston, North Carolina 8 $ 1,409,000 $ 176,125 $ 86,000
Cass, North Dakota 8 $ 1,261,000 $ 157,625 $ 110,000
Clinton, Ohio 8 $ 1,023,000 $ 127,875 $ 61,000
Geauga, Ohio 8 $ 1,853,000 $ 231,625 $ 126,000
Hancock, Ohio 8 $ 1,080,000 $ 135,000 $ 90,000
Pickaway, Ohio 8 $ 897,000 $ 112,125 $ 68,000
Canadian, Oklahoma 8 $ 1,521,000 $ 190,125 $ 122,000
Lawrence, Pennsylvania 8 $ 611,000 $ 76,375 $ 37,000
Pike, Pennsylvania 8 $ 1,245,000 $ 155,625 $ 64,000
Darlington, South Carolina 8 $ 1,233,000 $ 154,125 $ 113,000
Hutchinson, Texas 8 $ 754,000 $ 94,250 $ 88,000
Nueces, Texas 8 $ 1,328,000 $ 166,000 $ 185,000
Summit, Utah 8 $ 2,408,000 $ 301,000 $ 198,000
Utah, Utah 8 $ 1,680,000 $ 210,000 $ 125,000
Albemarle, Virginia 8 $ 2,605,000 $ 325,625 $ 149,000
Kanawha, West Virginia 8 $ 814,000 $ 101,750 $ 66,000
Dodge, Wisconsin 8 $ 876,000 $ 109,500 $ 55,000
Clarke, Alabama 7 $ 1,314,000 $ 187,714 $ 100,000
St. Clair, Alabama 7 $ 1,391,000 $ 198,714 $ 99,000
Talladega, Alabama 7 $ 932,000 $ 133,142 $ 97,000
Lonoke, Arkansas 7 $ 1,045,000 $ 149,285 $ 81,000
San Joaquin, California 7 $ 1,874,000 $ 267,714 $ 110,000
Highlands, Florida 7 $ 927,000 $ 132,428 $ 90,000
Indian River, Florida 7 $ 1,026,000 $ 146,571 $ 116,000
Clarke, Georgia 7 $ 723,000 $ 103,285 $ 91,000
Laurens, Georgia 7 $ 1,322,000 $ 188,857 $ 98,000
Newton, Georgia 7 $ 720,000 $ 102,857 $ 56,000
Toombs, Georgia 7 $ 1,056,000 $ 150,857 $ 95,000
Tippecanoe, Indiana 7 $ 752,000 $ 107,428 $ 81,000
Shawnee, Kansas 7 $ 1,399,000 $ 199,857 $ 120,000
Shelby, Kentucky 7 $ 957,000 $ 136,714 $ 79,000
Caddo, Louisiana 7 $ 1,086,000 $ 155,142 $ 84,000
Jackson, Mississippi 7 $ 1,368,000 $ 195,428 $ 90,000
Cole, Missouri 7 $ 693,000 $ 99,000 $ 68,000
Washington, Missouri 7 $ 485,000 $ 69,285 $ 47,000
Cascade, Montana 7 $ 1,418,000 $ 202,571 $ 87,000
Monroe, New York 7 $ 1,328,000 $ 189,714 $ 140,000
Cleveland, North Carolina 7 $ 1,136,000 $ 162,285 $ 88,000
Brown, Ohio 7 $ 707,000 $ 101,000 $ 104,000
Stark, Ohio 7 $ 1,079,000 $ 154,142 $ 79,000
Wood, Ohio 7 $ 1,200,000 $ 171,428 $ 95,000
Mercer, Pennsylvania 7 $ 1,131,000 $ 161,571 $ 63,000
Sevier, Tennessee 7 $ 699,000 $ 99,857 $ 80,000
Cache, Utah 7 $ 1,551,000 $ 221,571 $ 103,000
Washington, Utah 7 $ 1,540,000 $ 220,000 $ 96,000
Winnebago, Wisconsin 7 $ 1,167,000 $ 166,714 $ 109,000
Autauga, Alabama 6 $ 1,028,000 $ 171,333 $ 79,000
Limestone, Alabama 6 $ 811,000 $ 135,166 $ 113,000
Faulkner, Arkansas 6 $ 1,069,000 $ 178,166 $ 88,000
Lake, California 6 $ 879,000 $ 146,500 $ 136,000
San Francisco, California 6 $ 3,584,000 $ 597,333 $ 210,000
San Mateo, California 6 $ 2,679,000 $ 446,500 $ 133,000
Tulare, California 6 $ 1,104,000 $ 184,000 $ 100,000
Yuba, California 6 $ 1,087,000 $ 181,166 $ 69,000
Fremont, Colorado 6 $ 704,000 $ 117,333 $ 59,000
La Plata, Colorado 6 $ 1,578,000 $ 263,000 $ 145,000
Teller, Colorado 6 $ 1,709,000 $ 284,833 $ 121,000
Middlesex, Connecticut 6 $ 1,397,000 $ 232,833 $ 94,000
Barrow, Georgia 6 $ 1,293,000 $ 215,500 $ 89,000
Muscogee, Georgia 6 $ 1,049,000 $ 174,833 $ 74,000
Wayne, Georgia 6 $ 880,000 $ 146,666 $ 89,000
Jefferson, Idaho 6 $ 1,098,000 $ 183,000 $ 75,000
St. Clair, Illinois 6 $ 770,000 $ 128,333 $ 66,000
Williamson, Illinois 6 $ 1,274,000 $ 212,333 $ 144,000
Elkhart, Indiana 6 $ 797,000 $ 132,833 $ 110,000
Vanderburgh, Indiana 6 $ 1,102,000 $ 183,666 $ 91,000
Warrick, Indiana 6 $ 1,600,000 $ 266,666 $ 107,000
Fayette, Kentucky 6 $ 1,701,000 $ 283,500 $ 104,000
Bossier, Louisiana 6 $ 940,000 $ 156,666 $ 88,000
Jefferson, Louisiana 6 $ 1,709,000 $ 284,833 $ 115,000
Kennebec, Maine 6 $ 971,000 $ 161,833 $ 97,000
Somerset, Maryland 6 $ 755,000 $ 125,833 $ 89,000
Van Buren, Michigan 6 $ 1,092,000 $ 182,000 $ 127,000
Benton, Minnesota 6 $ 622,000 $ 103,666 $ 75,000
Alcorn, Mississippi 6 $ 1,028,000 $ 171,333 $ 84,000
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Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 32,728 $6,924,608,000 $211,000 $3,500,000 $112,000 $6,066,000
Refinancing 3,697 $896,790,000 $242,000 $2,149,000 $109,000 $1,550,000
Home Improvement 211 $54,651,000 $259,000 $1,380,000 $125,000 $1,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,865 $4,696,027,000 $214,000 $3,500,000 $114,000 $6,066,000
Not Provided 10,443 $2,292,477,000 $219,000 $2,000,000 $112,000 $1,787,000
Hispanic 1,823 $373,844,000 $205,000 $2,006,000 $97,000 $876,000
Black or African American 1,513 $266,505,000 $176,000 $1,650,000 $85,000 $864,000
Asian 821 $212,840,000 $259,000 $1,363,000 $124,000 $1,000,000
American Indian or Alaskan Native 110 $20,480,000 $186,000 $950,000 $100,000 $568,000
Native Hawaiian or Other Pacific Islander 61 $13,876,000 $227,000 $850,000 $103,000 $716,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 35,243 $7,626,983,000 $216,000 $3,500,000 $113,000 $6,066,000
FHA-insured (Federal Housing Administration) 803 $121,705,000 $151,000 $669,000 $64,000 $716,000
VA-guaranteed (Veterans Administration) 590 $127,361,000 $215,000 $417,000 $75,000 $197,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 27,431 $5,689,100,000 $207,000 $2,000,000 $111,000 $6,066,000
Application Approved But Not Accepted 5,828 $1,395,743,000 $239,000 $2,149,000 $120,000 $3,522,000
Application Denied By Financial Institution 2,745 $597,532,000 $217,000 $2,006,000 $95,000 $1,763,000
Application Withdrawn By Applicant 527 $166,529,000 $315,000 $3,500,000 $138,000 $2,399,000
File Closed For Incompleteness 73 $20,151,000 $276,000 $1,525,000 $117,000 $400,000
Preapproval Approved but not Accepted 28 $6,214,000 $221,000 $400,000 $84,000 $140,000
Preapproval Denied by Financial Institution 4 $780,000 $195,000 $280,000 $89,000 $240,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 874 $190,422,000 $217,000 $2,006,000 $119,000 $1,763,000
Debt-To-Income Ratio 807 $191,895,000 $237,000 $1,500,000 $75,000 $605,000
Credit History 429 $84,664,000 $197,000 $936,000 $75,000 $744,000
Insufficient Cash (Downpayment, Closing Cost) 242 $50,943,000 $210,000 $840,000 $91,000 $915,000
Credit Application Incomplete 127 $27,334,000 $215,000 $1,120,000 $127,000 $650,000
Other 117 $22,983,000 $196,000 $689,000 $117,000 $1,150,000
Unverifiable Information 98 $19,293,000 $196,000 $1,258,000 $80,000 $410,000
Employment History 53 $10,518,000 $198,000 $1,220,000 $67,000 $341,000
Mortgage Insurance Denied 2 $260,000 $130,000 $152,000 $66,000 $85,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PHH Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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