PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2010

In 2010, PHH Home Loans, LLC of Mt Laurel, NJ reported 23,940 mortgage applications totaling $5.7 billion, up 42% from 2009. The average application was for $238,537, and applicants reported an average income of $111,818. 72% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (3,660), Chicago-Joliet-Naperville, IL (1,881) and New York-White Plains-Wayne, NY-NJ (1,125) (applications in parentheses).

Mortgage Company & Address PHH Home Loans, LLC
1 Mortgage Way 2nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 23,940
Total Mortgage Loan Application Amount $5,710,590,000
Average Mortgage Loan Application Amount $238,537
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $111,818
Highest Applicant Income $9,375,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PHH Home Loans, LLC by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,348 $ 335,075,000 $ 248,571 $ 120,000
Hennepin, Minnesota 1,260 $ 278,953,000 $ 221,391 $ 104,000
Los Angeles, California 710 $ 327,048,000 $ 460,630 $ 216,000
Ramsey, Minnesota 634 $ 114,494,000 $ 180,589 $ 78,000
Allegheny, Pennsylvania 552 $ 80,295,000 $ 145,461 $ 88,000
Bergen, New Jersey 470 $ 170,969,000 $ 363,763 $ 143,000
Dakota, Minnesota 454 $ 84,607,000 $ 186,359 $ 75,000
San Diego, California 377 $ 130,737,000 $ 346,782 $ 131,000
Washington, Minnesota 372 $ 77,957,000 $ 209,561 $ 83,000
Suffolk, New York 352 $ 108,975,000 $ 309,588 $ 118,000
Maricopa, Arizona 350 $ 63,399,000 $ 181,140 $ 90,000
Miami-Dade, Florida 322 $ 64,048,000 $ 198,906 $ 99,000
Anoka, Minnesota 314 $ 55,882,000 $ 177,968 $ 81,000
Morris, New Jersey 314 $ 121,591,000 $ 387,232 $ 156,000
Orange, Florida 310 $ 54,540,000 $ 175,935 $ 90,000
Union, New Jersey 310 $ 121,663,000 $ 392,461 $ 163,000
Essex, New Jersey 300 $ 116,505,000 $ 388,350 $ 174,000
Hillsborough, Florida 295 $ 54,197,000 $ 183,718 $ 99,000
Broward, Florida 294 $ 62,518,000 $ 212,646 $ 100,000
Tarrant, Texas 294 $ 52,147,000 $ 177,370 $ 101,000
Pinellas, Florida 278 $ 50,119,000 $ 180,284 $ 103,000
Westchester, New York 274 $ 101,513,000 $ 370,485 $ 165,000
Pima, Arizona 270 $ 51,314,000 $ 190,051 $ 88,000
St. Louis, Missouri 267 $ 40,075,000 $ 150,093 $ 83,000
Monmouth, New Jersey 263 $ 83,933,000 $ 319,136 $ 147,000
Lake, Illinois 252 $ 75,721,000 $ 300,480 $ 140,000
Palm Beach, Florida 241 $ 43,303,000 $ 179,680 $ 103,000
DuPage, Illinois 236 $ 58,422,000 $ 247,550 $ 110,000
Somerset, New Jersey 225 $ 80,755,000 $ 358,911 $ 153,000
Hamilton, Ohio 205 $ 29,857,000 $ 145,643 $ 81,000
Wright, Minnesota 200 $ 32,893,000 $ 164,465 $ 64,000
Anne Arundel, Maryland 193 $ 67,339,000 $ 348,906 $ 152,000
Middlesex, New Jersey 193 $ 57,736,000 $ 299,150 $ 119,000
Fulton, Georgia 191 $ 44,472,000 $ 232,837 $ 121,000
Sarasota, Florida 187 $ 30,248,000 $ 161,754 $ 113,000
Franklin, Ohio 177 $ 26,001,000 $ 146,898 $ 76,000
Arapahoe, Colorado 172 $ 40,298,000 $ 234,290 $ 98,000
Sacramento, California 160 $ 33,081,000 $ 206,756 $ 92,000
Riverside, California 157 $ 36,637,000 $ 233,356 $ 104,000
Baltimore, Maryland 157 $ 36,213,000 $ 230,656 $ 98,000
St. Charles, Missouri 156 $ 27,265,000 $ 174,775 $ 81,000
Jefferson, Colorado 150 $ 33,848,000 $ 225,653 $ 96,000
Douglas, Colorado 146 $ 42,845,000 $ 293,458 $ 125,000
Passaic, New Jersey 146 $ 38,220,000 $ 261,780 $ 118,000
Cobb, Georgia 144 $ 30,840,000 $ 214,166 $ 100,000
Orange, California 142 $ 61,275,000 $ 431,514 $ 155,000
Will, Illinois 137 $ 31,131,000 $ 227,233 $ 95,000
Seminole, Florida 134 $ 23,298,000 $ 173,865 $ 87,000
Polk, Florida 130 $ 15,026,000 $ 115,584 $ 62,000
Collier, Florida 128 $ 24,002,000 $ 187,515 $ 117,000
Worcester, Maryland 128 $ 30,139,000 $ 235,460 $ 175,000
Lake, Indiana 127 $ 19,131,000 $ 150,637 $ 66,000
Manatee, Florida 125 $ 18,935,000 $ 151,480 $ 84,000
Mercer, New Jersey 120 $ 34,306,000 $ 285,883 $ 132,000
Carver, Minnesota 117 $ 25,530,000 $ 218,205 $ 97,000
Howard, Maryland 113 $ 37,324,000 $ 330,300 $ 133,000
Scott, Minnesota 110 $ 22,519,000 $ 204,718 $ 79,000
Lee, Florida 108 $ 16,073,000 $ 148,824 $ 98,000
Dauphin, Pennsylvania 107 $ 16,130,000 $ 150,747 $ 70,000
Denver, Colorado 104 $ 25,565,000 $ 245,817 $ 149,000
Collin, Texas 101 $ 23,517,000 $ 232,841 $ 127,000
Hunterdon, New Jersey 100 $ 27,923,000 $ 279,230 $ 132,000
Nassau, New York 99 $ 35,987,000 $ 363,505 $ 152,000
Olmsted, Minnesota 98 $ 14,750,000 $ 150,510 $ 57,000
El Paso, Colorado 95 $ 20,859,000 $ 219,568 $ 80,000
Hudson, New Jersey 95 $ 26,441,000 $ 278,326 $ 122,000
Forsyth, Georgia 91 $ 21,199,000 $ 232,956 $ 107,000
Gwinnett, Georgia 91 $ 15,023,000 $ 165,087 $ 74,000
Dallas, Texas 91 $ 14,624,000 $ 160,703 $ 97,000
Butler, Pennsylvania 90 $ 18,108,000 $ 201,200 $ 105,000
Denton, Texas 89 $ 20,363,000 $ 228,797 $ 117,000
Hamilton, Tennessee 83 $ 19,800,000 $ 238,554 $ 116,000
Milwaukee, Wisconsin 82 $ 14,456,000 $ 176,292 $ 91,000
Kane, Illinois 80 $ 21,676,000 $ 270,950 $ 128,000
Sussex, New Jersey 79 $ 20,945,000 $ 265,126 $ 120,000
Porter, Indiana 75 $ 13,591,000 $ 181,213 $ 84,000
Cumberland, Pennsylvania 71 $ 11,774,000 $ 165,830 $ 72,000
Butler, Ohio 69 $ 10,588,000 $ 153,449 $ 73,000
King, Washington 69 $ 30,631,000 $ 443,927 $ 155,000
Sherburne, Minnesota 68 $ 9,589,000 $ 141,014 $ 56,000
Delaware, Ohio 68 $ 13,920,000 $ 204,705 $ 91,000
Adams, Colorado 67 $ 12,834,000 $ 191,552 $ 82,000
Larimer, Colorado 66 $ 13,311,000 $ 201,681 $ 95,000
Pasco, Florida 66 $ 9,219,000 $ 139,681 $ 64,000
DeKalb, Georgia 65 $ 13,082,000 $ 201,261 $ 89,000
St. Lucie, Florida 63 $ 5,770,000 $ 91,587 $ 63,000
Clermont, Ohio 63 $ 10,684,000 $ 169,587 $ 91,000
York, Pennsylvania 62 $ 11,063,000 $ 178,435 $ 88,000
Chisago, Minnesota 59 $ 10,200,000 $ 172,881 $ 70,000
Westmoreland, Pennsylvania 58 $ 10,085,000 $ 173,879 $ 91,000
Boulder, Colorado 57 $ 15,162,000 $ 266,000 $ 125,000
Ocean, New Jersey 56 $ 12,667,000 $ 226,196 $ 121,000
Fairfield, Connecticut 55 $ 24,850,000 $ 451,818 $ 177,000
Jefferson, Missouri 55 $ 9,153,000 $ 166,418 $ 68,000
Cherokee, Georgia 54 $ 10,407,000 $ 192,722 $ 81,000
Stearns, Minnesota 53 $ 7,676,000 $ 144,830 $ 67,000
Harris, Texas 52 $ 12,184,000 $ 234,307 $ 123,000
Warren, Ohio 51 $ 10,110,000 $ 198,235 $ 97,000
Carroll, Maryland 49 $ 12,866,000 $ 262,571 $ 109,000
Beaver, Pennsylvania 49 $ 5,857,000 $ 119,530 $ 65,000
Boone, Kentucky 46 $ 8,741,000 $ 190,021 $ 82,000
Washington, Pennsylvania 46 $ 7,918,000 $ 172,130 $ 93,000
Baltimore City, Maryland 45 $ 8,369,000 $ 185,977 $ 98,000
Kendall, Illinois 43 $ 8,407,000 $ 195,511 $ 85,000
Harford, Maryland 42 $ 9,708,000 $ 231,142 $ 92,000
Philadelphia, Pennsylvania 42 $ 9,720,000 $ 231,428 $ 104,000
Placer, California 41 $ 10,261,000 $ 250,268 $ 117,000
St. Louis City, Missouri 40 $ 5,245,000 $ 131,125 $ 101,000
Warren, New Jersey 40 $ 9,297,000 $ 232,425 $ 89,000
Montgomery, Pennsylvania 40 $ 10,138,000 $ 253,450 $ 125,000
St. Croix, Wisconsin 40 $ 7,479,000 $ 186,975 $ 75,000
Pinal, Arizona 38 $ 5,819,000 $ 153,131 $ 96,000
Burlington, New Jersey 38 $ 9,523,000 $ 250,605 $ 137,000
Weld, Colorado 37 $ 6,912,000 $ 186,810 $ 79,000
Rockland, New York 37 $ 11,076,000 $ 299,351 $ 115,000
Fairfax, Virginia 36 $ 15,525,000 $ 431,250 $ 140,000
Hartford, Connecticut 35 $ 10,075,000 $ 287,857 $ 135,000
McHenry, Illinois 34 $ 7,819,000 $ 229,970 $ 92,000
Montgomery, Maryland 34 $ 12,574,000 $ 369,823 $ 139,000
Ventura, California 33 $ 12,312,000 $ 373,090 $ 205,000
Middlesex, Massachusetts 33 $ 12,283,000 $ 372,212 $ 134,000
Wake, North Carolina 33 $ 8,416,000 $ 255,030 $ 126,000
Ozaukee, Wisconsin 33 $ 7,032,000 $ 213,090 $ 109,000
Waukesha, Wisconsin 33 $ 7,935,000 $ 240,454 $ 119,000
Queens, New York 32 $ 9,690,000 $ 302,812 $ 104,000
Sussex, Delaware 31 $ 7,886,000 $ 254,387 $ 157,000
Licking, Ohio 31 $ 4,077,000 $ 131,516 $ 62,000
Bucks, Pennsylvania 30 $ 9,644,000 $ 321,466 $ 136,000
Chester, Pennsylvania 30 $ 8,323,000 $ 277,433 $ 129,000
Osceola, Florida 29 $ 3,332,000 $ 114,896 $ 66,000
LaPorte, Indiana 29 $ 3,253,000 $ 112,172 $ 71,000
Isanti, Minnesota 29 $ 4,037,000 $ 139,206 $ 61,000
Mecklenburg, North Carolina 29 $ 7,123,000 $ 245,620 $ 108,000
Santa Barbara, California 28 $ 12,196,000 $ 435,571 $ 154,000
Kenton, Kentucky 28 $ 3,817,000 $ 136,321 $ 71,000
Putnam, New York 28 $ 6,355,000 $ 226,964 $ 98,000
Franklin, Pennsylvania 28 $ 4,597,000 $ 164,178 $ 60,000
Guilford, North Carolina 27 $ 6,756,000 $ 250,222 $ 146,000
Lebanon, Pennsylvania 26 $ 3,716,000 $ 142,923 $ 65,000
El Dorado, California 24 $ 7,718,000 $ 321,583 $ 143,000
Douglas, Georgia 24 $ 3,808,000 $ 158,666 $ 85,000
Loudoun, Virginia 24 $ 9,091,000 $ 378,791 $ 152,000
Fairfield, Ohio 23 $ 3,560,000 $ 154,782 $ 75,000
Ellis, Texas 23 $ 3,266,000 $ 142,000 $ 82,000
Washington, Wisconsin 23 $ 3,421,000 $ 148,739 $ 73,000
Martin, Florida 22 $ 4,200,000 $ 190,909 $ 105,000
Cuyahoga, Ohio 22 $ 4,751,000 $ 215,954 $ 124,000
Prince William, Virginia 22 $ 6,708,000 $ 304,909 $ 113,000
Paulding, Georgia 21 $ 3,068,000 $ 146,095 $ 88,000
Crow Wing, Minnesota 21 $ 4,879,000 $ 232,333 $ 106,000
Greenville, South Carolina 21 $ 4,417,000 $ 210,333 $ 203,000
Lake, Florida 20 $ 3,074,000 $ 153,700 $ 92,000
New York, New York 20 $ 9,015,000 $ 450,750 $ 304,000
Orange, New York 20 $ 4,759,000 $ 237,950 $ 93,000
Yavapai, Arizona 19 $ 4,002,000 $ 210,631 $ 85,000
Broomfield, Colorado 19 $ 5,408,000 $ 284,631 $ 114,000
Prince George's, Maryland 19 $ 4,610,000 $ 242,631 $ 88,000
York, South Carolina 19 $ 4,422,000 $ 232,736 $ 112,000
Camden, New Jersey 18 $ 3,487,000 $ 193,722 $ 107,000
Kankakee, Illinois 17 $ 2,169,000 $ 127,588 $ 68,000
Campbell, Kentucky 17 $ 2,508,000 $ 147,529 $ 73,000
Berrien, Michigan 17 $ 4,532,000 $ 266,588 $ 178,000
Rice, Minnesota 17 $ 3,136,000 $ 184,470 $ 69,000
Saratoga, New York 17 $ 4,577,000 $ 269,235 $ 125,000
Knox, Tennessee 17 $ 4,055,000 $ 238,529 $ 103,000
Fort Bend, Texas 17 $ 4,133,000 $ 243,117 $ 131,000
Benton, Minnesota 16 $ 2,722,000 $ 170,125 $ 61,000
Goodhue, Minnesota 16 $ 2,223,000 $ 138,937 $ 66,000
McLeod, Minnesota 16 $ 2,121,000 $ 132,562 $ 46,000
Lucas, Ohio 16 $ 3,207,000 $ 200,437 $ 127,000
Tulsa, Oklahoma 16 $ 3,499,000 $ 218,687 $ 116,000
Delaware, Pennsylvania 16 $ 3,692,000 $ 230,750 $ 115,000
Shelby, Tennessee 16 $ 3,516,000 $ 219,750 $ 125,000
Madison, Alabama 15 $ 3,033,000 $ 202,200 $ 115,000
Solano, California 15 $ 3,631,000 $ 242,066 $ 96,000
Volusia, Florida 15 $ 1,757,000 $ 117,133 $ 65,000
Hamilton, Indiana 15 $ 3,624,000 $ 241,600 $ 119,000
Worcester, Massachusetts 15 $ 4,721,000 $ 314,733 $ 147,000
Monroe, New York 15 $ 3,168,000 $ 211,200 $ 120,000
Benton, Washington 15 $ 3,436,000 $ 229,066 $ 113,000
Alameda, California 14 $ 5,236,000 $ 374,000 $ 131,000
San Bernardino, California 14 $ 2,771,000 $ 197,928 $ 96,000
Frederick, Maryland 14 $ 4,170,000 $ 297,857 $ 120,000
Travis, Texas 14 $ 3,380,000 $ 241,428 $ 149,000
Columbia, Georgia 13 $ 2,837,000 $ 218,230 $ 107,000
Essex, Massachusetts 13 $ 4,826,000 $ 371,230 $ 143,000
Onondaga, New York 13 $ 2,624,000 $ 201,846 $ 121,000
Montgomery, Ohio 13 $ 1,854,000 $ 142,615 $ 84,000
Wood, Ohio 13 $ 2,611,000 $ 200,846 $ 110,000
Oklahoma, Oklahoma 13 $ 2,636,000 $ 202,769 $ 96,000
Pulaski, Arkansas 12 $ 2,817,000 $ 234,750 $ 116,000
Contra Costa, California 12 $ 5,265,000 $ 438,750 $ 140,000
Ada, Idaho 12 $ 3,193,000 $ 266,083 $ 133,000
Bernalillo, New Mexico 12 $ 2,664,000 $ 222,000 $ 102,000
Dutchess, New York 12 $ 3,645,000 $ 303,750 $ 107,000
Aiken, South Carolina 12 $ 2,366,000 $ 197,166 $ 97,000
Montgomery, Texas 12 $ 3,164,000 $ 263,666 $ 147,000
Salt Lake, Utah 12 $ 3,671,000 $ 305,916 $ 120,000
Limestone, Alabama 11 $ 2,363,000 $ 214,818 $ 126,000
Benton, Arkansas 11 $ 2,665,000 $ 242,272 $ 128,000
Santa Clara, California 11 $ 5,381,000 $ 489,181 $ 159,000
Fremont, Colorado 11 $ 1,537,000 $ 139,727 $ 83,000
New Haven, Connecticut 11 $ 2,935,000 $ 266,818 $ 139,000
Charlotte, Florida 11 $ 1,084,000 $ 98,545 $ 76,000
Lancaster, Pennsylvania 11 $ 3,027,000 $ 275,181 $ 137,000
District of Columbia, District Of Columbia 10 $ 3,984,000 $ 398,400 $ 177,000
Bartow, Georgia 10 $ 1,741,000 $ 174,100 $ 87,000
Allen, Indiana 10 $ 1,832,000 $ 183,200 $ 118,000
Warren, Kentucky 10 $ 1,837,000 $ 183,700 $ 100,000
Cumberland, Maine 10 $ 2,135,000 $ 213,500 $ 99,000
Cecil, Maryland 10 $ 2,286,000 $ 228,600 $ 96,000
Norfolk, Massachusetts 10 $ 3,699,000 $ 369,900 $ 123,000
Rankin, Mississippi 10 $ 2,027,000 $ 202,700 $ 99,000
Bronx, New York 10 $ 2,762,000 $ 276,200 $ 70,000
Kings, New York 10 $ 3,854,000 $ 385,400 $ 133,000
Union, North Carolina 10 $ 2,716,000 $ 271,600 $ 136,000
Lorain, Ohio 10 $ 2,379,000 $ 237,900 $ 104,000
Union, Ohio 10 $ 1,953,000 $ 195,300 $ 96,000
Sumner, Tennessee 10 $ 2,280,000 $ 228,000 $ 114,000
Cochise, Arizona 9 $ 968,000 $ 107,555 $ 47,000
Pueblo, Colorado 9 $ 1,714,000 $ 190,444 $ 83,000
New Castle, Delaware 9 $ 1,657,000 $ 184,111 $ 94,000
St. Johns, Florida 9 $ 1,398,000 $ 155,333 $ 166,000
Warrick, Indiana 9 $ 2,021,000 $ 224,555 $ 106,000
Kent, Michigan 9 $ 1,638,000 $ 182,000 $ 109,000
Wayne, Michigan 9 $ 1,558,000 $ 173,111 $ 105,000
Jackson, Missouri 9 $ 1,726,000 $ 191,777 $ 105,000
Lincoln, Missouri 9 $ 1,229,000 $ 136,555 $ 66,000
Erie, New York 9 $ 1,904,000 $ 211,555 $ 136,000
Summit, Ohio 9 $ 1,893,000 $ 210,333 $ 112,000
Providence, Rhode Island 9 $ 2,751,000 $ 305,666 $ 192,000
Bradley, Tennessee 9 $ 1,704,000 $ 189,333 $ 120,000
Davidson, Tennessee 9 $ 2,891,000 $ 321,222 $ 145,000
Midland, Texas 9 $ 2,226,000 $ 247,333 $ 126,000
Snohomish, Washington 9 $ 3,363,000 $ 373,666 $ 109,000
Berkeley, West Virginia 9 $ 1,704,000 $ 189,333 $ 83,000
Racine, Wisconsin 9 $ 1,433,000 $ 159,222 $ 71,000
Jefferson, Alabama 8 $ 2,544,000 $ 318,000 $ 163,000
Anchorage, Alaska 8 $ 1,963,000 $ 245,375 $ 171,000
Elbert, Colorado 8 $ 1,903,000 $ 237,875 $ 110,000
Middlesex, Connecticut 8 $ 2,906,000 $ 363,250 $ 131,000
Clayton, Georgia 8 $ 898,000 $ 112,250 $ 51,000
Coweta, Georgia 8 $ 2,037,000 $ 254,625 $ 140,000
Fayette, Georgia 8 $ 2,522,000 $ 315,250 $ 133,000
Hall, Georgia 8 $ 1,877,000 $ 234,625 $ 328,000
Madison, Illinois 8 $ 1,750,000 $ 218,750 $ 141,000
Johnson, Kansas 8 $ 3,320,000 $ 415,000 $ 171,000
Jefferson, Kentucky 8 $ 1,916,000 $ 239,500 $ 95,000
Washtenaw, Michigan 8 $ 1,622,000 $ 202,750 $ 124,000
Mille Lacs, Minnesota 8 $ 1,116,000 $ 139,500 $ 45,000
Warren, Missouri 8 $ 1,498,000 $ 187,250 $ 141,000
Mercer, Pennsylvania 8 $ 1,115,000 $ 139,375 $ 84,000
Williamson, Tennessee 8 $ 2,735,000 $ 341,875 $ 134,000
Parker, Texas 8 $ 1,476,000 $ 184,500 $ 106,000
Polk, Wisconsin 8 $ 1,577,000 $ 197,125 $ 97,000
Mohave, Arizona 7 $ 1,390,000 $ 198,571 $ 111,000
Saline, Arkansas 7 $ 1,141,000 $ 163,000 $ 88,000
Marin, California 7 $ 3,502,000 $ 500,285 $ 172,000
Brevard, Florida 7 $ 1,214,000 $ 173,428 $ 179,000
Duval, Florida 7 $ 1,671,000 $ 238,714 $ 136,000
Carroll, Georgia 7 $ 729,000 $ 104,142 $ 41,000
Rockdale, Georgia 7 $ 1,057,000 $ 151,000 $ 65,000
Marion, Indiana 7 $ 1,619,000 $ 231,285 $ 107,000
Vanderburgh, Indiana 7 $ 1,772,000 $ 253,142 $ 137,000
Madison, Kentucky 7 $ 1,680,000 $ 240,000 $ 103,000
St. Tammany, Louisiana 7 $ 1,705,000 $ 243,571 $ 136,000
St. Mary's, Maryland 7 $ 2,277,000 $ 325,285 $ 151,000
Midland, Michigan 7 $ 1,998,000 $ 285,428 $ 158,000
Oakland, Michigan 7 $ 1,160,000 $ 165,714 $ 145,000
Franklin, Missouri 7 $ 1,004,000 $ 143,428 $ 65,000
Gloucester, New Jersey 7 $ 1,333,000 $ 190,428 $ 110,000
Chemung, New York 7 $ 1,491,000 $ 213,000 $ 107,000
Lawrence, Pennsylvania 7 $ 930,000 $ 132,857 $ 51,000
Northampton, Pennsylvania 7 $ 1,254,000 $ 179,142 $ 85,000
Lexington, South Carolina 7 $ 1,511,000 $ 215,857 $ 105,000
Loudon, Tennessee 7 $ 1,740,000 $ 248,571 $ 100,000
Madison, Tennessee 7 $ 1,286,000 $ 183,714 $ 95,000
Bexar, Texas 7 $ 1,547,000 $ 221,000 $ 114,000
McLennan, Texas 7 $ 1,122,000 $ 160,285 $ 220,000
Dodge, Wisconsin 7 $ 827,000 $ 118,142 $ 58,000
Fresno, California 6 $ 921,000 $ 153,500 $ 123,000
San Francisco, California 6 $ 3,314,000 $ 552,333 $ 187,000
Yolo, California 6 $ 1,402,000 $ 233,666 $ 77,000
Barrow, Georgia 6 $ 1,085,000 $ 180,833 $ 72,000
Walton, Georgia 6 $ 695,000 $ 115,833 $ 53,000
Honolulu, Hawaii 6 $ 2,624,000 $ 437,333 $ 99,000
Winnebago, Illinois 6 $ 1,177,000 $ 196,166 $ 108,000
Sedgwick, Kansas 6 $ 1,229,000 $ 204,833 $ 110,000
Oldham, Kentucky 6 $ 1,738,000 $ 289,666 $ 101,000
Macomb, Michigan 6 $ 1,299,000 $ 216,500 $ 116,000
Monroe, Michigan 6 $ 1,076,000 $ 179,333 $ 95,000
Dodge, Minnesota 6 $ 743,000 $ 123,833 $ 66,000
Eddy, New Mexico 6 $ 1,131,000 $ 188,500 $ 97,000
Sandoval, New Mexico 6 $ 1,362,000 $ 227,000 $ 111,000
Medina, Ohio 6 $ 1,194,000 $ 199,000 $ 88,000
Rogers, Oklahoma 6 $ 1,255,000 $ 209,166 $ 96,000
Adams, Pennsylvania 6 $ 1,244,000 $ 207,333 $ 75,000
Clearfield, Pennsylvania 6 $ 732,000 $ 122,000 $ 109,000
Huntingdon, Pennsylvania 6 $ 682,000 $ 113,666 $ 101,000
Beaufort, South Carolina 6 $ 1,171,000 $ 195,166 $ 101,000
Washington, Tennessee 6 $ 1,166,000 $ 194,333 $ 124,000
Wilson, Tennessee 6 $ 1,170,000 $ 195,000 $ 102,000
Johnson, Texas 6 $ 569,000 $ 94,833 $ 57,000
Clark, Washington 6 $ 1,313,000 $ 218,833 $ 198,000
Dane, Wisconsin 6 $ 1,671,000 $ 278,500 $ 134,000
Baldwin, Alabama 5 $ 1,186,000 $ 237,200 $ 101,000
Shelby, Alabama 5 $ 1,219,000 $ 243,800 $ 99,000
Coconino, Arizona 5 $ 1,663,000 $ 332,600 $ 130,000
San Joaquin, California 5 $ 1,048,000 $ 209,600 $ 179,000
Kent, Delaware 5 $ 1,143,000 $ 228,600 $ 94,000
Hernando, Florida 5 $ 420,000 $ 84,000 $ 82,000
Nassau, Florida 5 $ 1,082,000 $ 216,400 $ 140,000
Catoosa, Georgia 5 $ 1,131,000 $ 226,200 $ 96,000
Dawson, Georgia 5 $ 868,000 $ 173,600 $ 86,000
Glynn, Georgia 5 $ 1,024,000 $ 204,800 $ 95,000
Henry, Georgia 5 $ 937,000 $ 187,400 $ 73,000
Dearborn, Indiana 5 $ 696,000 $ 139,200 $ 80,000
Polk, Iowa 5 $ 1,175,000 $ 235,000 $ 98,000
Caddo, Louisiana 5 $ 718,000 $ 143,600 $ 80,000
Plymouth, Massachusetts 5 $ 1,757,000 $ 351,400 $ 140,000
Suffolk, Massachusetts 5 $ 1,584,000 $ 316,800 $ 131,000
Meeker, Minnesota 5 $ 921,000 $ 184,200 $ 71,000
Pine, Minnesota 5 $ 782,000 $ 156,400 $ 76,000
St. Louis, Minnesota 5 $ 636,000 $ 127,200 $ 69,000
Madison, Mississippi 5 $ 1,291,000 $ 258,200 $ 505,000
Douglas, Nebraska 5 $ 1,036,000 $ 207,200 $ 122,000
Cape May, New Jersey 5 $ 1,172,000 $ 234,400 $ 147,000
Lea, New Mexico 5 $ 1,212,000 $ 242,400 $ 110,000
Ontario, New York 5 $ 1,010,000 $ 202,000 $ 108,000
Steuben, New York 5 $ 1,385,000 $ 277,000 $ 157,000
Buncombe, North Carolina 5 $ 1,281,000 $ 256,200 $ 82,000
Forsyth, North Carolina 5 $ 866,000 $ 173,200 $ 97,000
Iredell, North Carolina 5 $ 1,167,000 $ 233,400 $ 109,000
Lincoln, North Carolina 5 $ 1,567,000 $ 313,400 $ 120,000
Muskingum, Ohio 5 $ 822,000 $ 164,400 $ 78,000
Portage, Ohio 5 $ 827,000 $ 165,400 $ 65,000
Perry, Pennsylvania 5 $ 840,000 $ 168,000 $ 80,000
Charleston, South Carolina 5 $ 1,653,000 $ 330,600 $ 156,000
Lancaster, South Carolina 5 $ 1,812,000 $ 362,400 $ 127,000
Oconee, South Carolina 5 $ 1,250,000 $ 250,000 $ 145,000
Richland, South Carolina 5 $ 1,083,000 $ 216,600 $ 142,000
Fayette, Tennessee 5 $ 1,217,000 $ 243,400 $ 122,000
Rockwall, Texas 5 $ 1,159,000 $ 231,800 $ 111,000
Williamson, Texas 5 $ 1,167,000 $ 233,400 $ 83,000
Weber, Utah 5 $ 1,290,000 $ 258,000 $ 107,000
Arlington, Virginia 5 $ 2,378,000 $ 475,600 $ 179,000
Brown, Wisconsin 5 $ 1,029,000 $ 205,800 $ 94,000
Kenosha, Wisconsin 5 $ 1,017,000 $ 203,400 $ 105,000
Jackson, Alabama 4 $ 1,274,000 $ 318,500 $ 125,000
Morgan, Alabama 4 $ 793,000 $ 198,250 $ 117,000
Baxter, Arkansas 4 $ 815,000 $ 203,750 $ 81,000
Faulkner, Arkansas 4 $ 593,000 $ 148,250 $ 102,000
White, Arkansas 4 $ 477,000 $ 119,250 $ 70,000
Kern, California 4 $ 778,000 $ 194,500 $ 125,000
Nevada, California 4 $ 1,785,000 $ 446,250 $ 229,000
San Mateo, California 4 $ 2,587,000 $ 646,750 $ 265,000
Litchfield, Connecticut 4 $ 926,000 $ 231,500 $ 105,000
Indian River, Florida 4 $ 739,000 $ 184,750 $ 70,000
Chatham, Georgia 4 $ 1,138,000 $ 284,500 $ 124,000
Floyd, Georgia 4 $ 517,000 $ 129,250 $ 68,000
Jackson, Georgia 4 $ 688,000 $ 172,000 $ 57,000
Lee, Georgia 4 $ 722,000 $ 180,500 $ 85,000
Muscogee, Georgia 4 $ 851,000 $ 212,750 $ 58,000
Newton, Georgia 4 $ 720,000 $ 180,000 $ 60,000
Whitfield, Georgia 4 $ 619,000 $ 154,750 $ 76,000
Macon, Illinois 4 $ 728,000 $ 182,000 $ 103,000
Jasper, Indiana 4 $ 482,000 $ 120,500 $ 43,000
St. Joseph, Indiana 4 $ 721,000 $ 180,250 $ 114,000
Johnson, Iowa 4 $ 976,000 $ 244,000 $ 108,000
McCracken, Kentucky 4 $ 687,000 $ 171,750 $ 133,000
York, Maine 4 $ 966,000 $ 241,500 $ 95,000
Queen Anne's, Maryland 4 $ 1,185,000 $ 296,250 $ 145,000
Talbot, Maryland 4 $ 745,000 $ 186,250 $ 95,000
Calhoun, Michigan 4 $ 794,000 $ 198,500 $ 109,000
Cass, Minnesota 4 $ 1,331,000 $ 332,750 $ 149,000
Le Sueur, Minnesota 4 $ 573,000 $ 143,250 $ 42,000
Otter Tail, Minnesota 4 $ 689,000 $ 172,250 $ 110,000
DeSoto, Mississippi 4 $ 739,000 $ 184,750 $ 104,000
Lee, Mississippi 4 $ 881,000 $ 220,250 $ 92,000
Cape Girardeau, Missouri 4 $ 633,000 $ 158,250 $ 83,000
Clay, Missouri 4 $ 840,000 $ 210,000 $ 87,000
Cumberland, New Jersey 4 $ 995,000 $ 248,750 $ 129,000
Dona Ana, New Mexico 4 $ 883,000 $ 220,750 $ 77,000
San Juan, New Mexico 4 $ 850,000 $ 212,500 $ 72,000
Santa Fe, New Mexico 4 $ 1,051,000 $ 262,750 $ 92,000
Niagara, New York 4 $ 694,000 $ 173,500 $ 91,000
Cabarrus, North Carolina 4 $ 802,000 $ 200,500 $ 130,000
Cumberland, North Carolina 4 $ 636,000 $ 159,000 $ 84,000
Johnston, North Carolina 4 $ 850,000 $ 212,500 $ 101,000
Pitt, North Carolina 4 $ 362,000 $ 90,500 $ 44,000
Morrow, Ohio 4 $ 416,000 $ 104,000 $ 43,000
Armstrong, Pennsylvania 4 $ 476,000 $ 119,000 $ 51,000
Berks, Pennsylvania 4 $ 811,000 $ 202,750 $ 97,000
Erie, Pennsylvania 4 $ 753,000 $ 188,250 $ 87,000
Luzerne, Pennsylvania 4 $ 462,000 $ 115,500 $ 57,000
Anderson, South Carolina 4 $ 1,183,000 $ 295,750 $ 123,000
Rhea, Tennessee 4 $ 726,000 $ 181,500 $ 127,000
El Paso, Texas 4 $ 813,000 $ 203,250 $ 98,000
Guadalupe, Texas 4 $ 815,000 $ 203,750 $ 67,000
Kaufman, Texas 4 $ 644,000 $ 161,000 $ 79,000
Frederick, Virginia 4 $ 1,089,000 $ 272,250 $ 144,000
Hanover, Virginia 4 $ 922,000 $ 230,500 $ 123,000
Spotsylvania, Virginia 4 $ 1,390,000 $ 347,500 $ 277,000
Stafford, Virginia 4 $ 1,215,000 $ 303,750 $ 89,000
Kitsap, Washington 4 $ 1,059,000 $ 264,750 $ 103,000
Barron, Wisconsin 4 $ 795,000 $ 198,750 $ 126,000
Outagamie, Wisconsin 4 $ 847,000 $ 211,750 $ 153,000
Walworth, Wisconsin 4 $ 1,074,000 $ 268,500 $ 187,000
Lauderdale, Alabama 3 $ 576,000 $ 192,000 $ 92,000
Navajo, Arizona 3 $ 456,000 $ 152,000 $ 132,000
San Luis Obispo, California 3 $ 833,000 $ 277,666 $ 106,000
Sonoma, California 3 $ 930,000 $ 310,000 $ 101,000
Stanislaus, California 3 $ 852,000 $ 284,000 $ 131,000
Chaffee, Colorado 3 $ 812,000 $ 270,666 $ 76,000
Gilpin, Colorado 3 $ 657,000 $ 219,000 $ 80,000
Grand, Colorado 3 $ 983,000 $ 327,666 $ 177,000
Park, Colorado 3 $ 547,000 $ 182,333 $ 213,000
Summit, Colorado 3 $ 551,000 $ 183,666 $ 187,000
New London, Connecticut 3 $ 1,337,000 $ 445,666 $ 322,000
Alachua, Florida 3 $ 516,000 $ 172,000 $ 84,000
Bay, Florida 3 $ 556,000 $ 185,333 $ 103,000
Houston, Georgia 3 $ 572,000 $ 190,666 $ 88,000
Wayne, Georgia 3 $ 584,000 $ 194,666 $ 88,000
Hawaii, Hawaii 3 $ 1,261,000 $ 420,333 $ 157,000
Adams, Illinois 3 $ 700,000 $ 233,333 $ 154,000
Champaign, Illinois 3 $ 547,000 $ 182,333 $ 94,000
Monroe, Illinois 3 $ 686,000 $ 228,666 $ 91,000
St. Clair, Illinois 3 $ 525,000 $ 175,000 $ 79,000
Hendricks, Indiana 3 $ 491,000 $ 163,666 $ 92,000
Posey, Indiana 3 $ 491,000 $ 163,666 $ 151,000
Dickinson, Iowa 3 $ 679,000 $ 226,333 $ 280,000
Scott, Iowa 3 $ 731,000 $ 243,666 $ 125,000
Gallatin, Kentucky 3 $ 351,000 $ 117,000 $ 37,000
Grant, Kentucky 3 $ 524,000 $ 174,666 $ 71,000
Bossier, Louisiana 3 $ 714,000 $ 238,000 $ 120,000
East Baton Rouge, Louisiana 3 $ 650,000 $ 216,666 $ 138,000
Orleans, Louisiana 3 $ 1,137,000 $ 379,000 $ 240,000
Charles, Maryland 3 $ 954,000 $ 318,000 $ 51,000
Dorchester, Maryland 3 $ 295,000 $ 98,333 $ 26,000
Barnstable, Massachusetts 3 $ 960,000 $ 320,000 $ 382,000
Bristol, Massachusetts 3 $ 758,000 $ 252,666 $ 83,000
Hampshire, Massachusetts 3 $ 741,000 $ 247,000 $ 97,000
Ingham, Michigan 3 $ 314,000 $ 104,666 $ 63,000
Jackson, Michigan 3 $ 362,000 $ 120,666 $ 77,000
Kalamazoo, Michigan 3 $ 742,000 $ 247,333 $ 180,000
Livingston, Michigan 3 $ 605,000 $ 201,666 $ 96,000
Douglas, Minnesota 3 $ 521,000 $ 173,666 $ 105,000
Mower, Minnesota 3 $ 342,000 $ 114,000 $ 50,000
Hinds, Mississippi 3 $ 610,000 $ 203,333 $ 127,000
Camden, Missouri 3 $ 787,000 $ 262,333 $ 174,000
Greene, Missouri 3 $ 674,000 $ 224,666 $ 110,000
Taney, Missouri 3 $ 372,000 $ 124,000 $ 102,000
Rockingham, New Hampshire 3 $ 1,211,000 $ 403,666 $ 302,000
Strafford, New Hampshire 3 $ 624,000 $ 208,000 $ 93,000
Atlantic, New Jersey 3 $ 715,000 $ 238,333 $ 99,000
Salem, New Jersey 3 $ 476,000 $ 158,666 $ 84,000
Albany, New York 3 $ 571,000 $ 190,333 $ 148,000
Richmond, New York 3 $ 635,000 $ 211,666 $ 90,000
Durham, North Carolina 3 $ 666,000 $ 222,000 $ 219,000
Henderson, North Carolina 3 $ 739,000 $ 246,333 $ 96,000
Pender, North Carolina 3 $ 971,000 $ 323,666 $ 113,000
Williams, North Dakota 3 $ 721,000 $ 240,333 $ 78,000
Pickaway, Ohio 3 $ 414,000 $ 138,000 $ 53,000
Cleveland, Oklahoma 3 $ 600,000 $ 200,000 $ 90,000
Clackamas, Oregon 3 $ 1,057,000 $ 352,333 $ 136,000
Washington, Oregon 3 $ 832,000 $ 277,333 $ 256,000
Centre, Pennsylvania 3 $ 664,000 $ 221,333 $ 89,000
Fayette, Pennsylvania 3 $ 449,000 $ 149,666 $ 84,000
Monroe, Pennsylvania 3 $ 403,000 $ 134,333 $ 151,000
Kent, Rhode Island 3 $ 859,000 $ 286,333 $ 110,000
Dorchester, South Carolina 3 $ 607,000 $ 202,333 $ 84,000
Greene, Tennessee 3 $ 799,000 $ 266,333 $ 123,000
Bell, Texas 3 $ 438,000 $ 146,000 $ 89,000
Brazos, Texas 3 $ 517,000 $ 172,333 $ 68,000
Comal, Texas 3 $ 801,000 $ 267,000 $ 130,000
Galveston, Texas 3 $ 808,000 $ 269,333 $ 124,000
Henderson, Texas 3 $ 502,000 $ 167,333 $ 138,000
Hidalgo, Texas 3 $ 506,000 $ 168,666 $ 118,000
Nueces, Texas 3 $ 653,000 $ 217,666 $ 134,000
Randall, Texas 3 $ 432,000 $ 144,000 $ 78,000
Smith, Texas 3 $ 657,000 $ 219,000 $ 106,000
Davis, Utah 3 $ 827,000 $ 275,666 $ 180,000
Franklin, Vermont 3 $ 432,000 $ 144,000 $ 88,000
Bedford, Virginia 3 $ 553,000 $ 184,333 $ 79,000
Chesterfield, Virginia 3 $ 671,000 $ 223,666 $ 85,000
James City, Virginia 3 $ 789,000 $ 263,000 $ 151,000
Montgomery, Virginia 3 $ 581,000 $ 193,666 $ 83,000
Powhatan, Virginia 3 $ 562,000 $ 187,333 $ 43,000
Virginia Beach, Virginia 3 $ 714,000 $ 238,000 $ 95,000
Franklin, Washington 3 $ 509,000 $ 169,666 $ 80,000
Spokane, Washington 3 $ 688,000 $ 229,333 $ 105,000
Harrison, West Virginia 3 $ 876,000 $ 292,000 $ 99,000
Pierce, Wisconsin 3 $ 418,000 $ 139,333 $ 56,000
Sawyer, Wisconsin 3 $ 1,191,000 $ 397,000 $ 243,000
Elmore, Alabama 2 $ 370,000 $ 185,000 $ 75,000
Houston, Alabama 2 $ 405,000 $ 202,500 $ 82,000
Montgomery, Alabama 2 $ 265,000 $ 132,500 $ 104,000
Russell, Alabama 2 $ 430,000 $ 215,000 $ 101,000
Fairbanks North Star, Alaska 2 $ 577,000 $ 288,500 $ 127,000
Matanuska-Susitna, Alaska 2 $ 836,000 $ 418,000 $ 167,000
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Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 16,835 $3,835,515,000 $227,000 $1,980,000 $106,000 $9,375,000
Refinancing 7,017 $1,856,371,000 $264,000 $3,000,000 $126,000 $2,842,000
Home Improvement 88 $18,704,000 $212,000 $620,000 $94,000 $276,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,756 $3,447,753,000 $233,000 $1,715,000 $110,000 $6,314,000
Not Provided 6,533 $1,690,658,000 $258,000 $3,000,000 $122,000 $9,375,000
Hispanic 992 $193,432,000 $194,000 $1,318,000 $86,000 $752,000
Asian 830 $225,984,000 $272,000 $1,200,000 $118,000 $1,536,000
Black or African American 736 $131,429,000 $178,000 $709,000 $76,000 $533,000
Native Hawaiian or Other Pacific Islander 48 $10,495,000 $218,000 $675,000 $88,000 $290,000
American Indian or Alaskan Native 45 $10,839,000 $240,000 $1,200,000 $112,000 $572,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,845 $4,103,654,000 $258,000 $3,000,000 $130,000 $9,375,000
FHA-insured (Federal Housing Administration) 6,859 $1,318,779,000 $192,000 $743,000 $74,000 $1,320,000
VA-guaranteed (Veterans Administration) 1,187 $281,652,000 $237,000 $1,080,000 $82,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $6,505,000 $132,000 $202,000 $47,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17,143 $4,042,735,000 $235,000 $1,715,000 $110,000 $6,314,000
Application Approved But Not Accepted 2,840 $743,676,000 $261,000 $1,485,000 $122,000 $2,842,000
Application Denied By Financial Institution 2,170 $490,753,000 $226,000 $1,544,000 $99,000 $1,054,000
Application Withdrawn By Applicant 1,751 $423,005,000 $241,000 $3,000,000 $121,000 $9,375,000
File Closed For Incompleteness 36 $10,421,000 $289,000 $716,000 $143,000 $425,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,012 $240,196,000 $237,000 $1,500,000 $112,000 $1,054,000
Debt-To-Income Ratio 540 $127,759,000 $236,000 $1,544,000 $79,000 $525,000
Credit History 203 $37,796,000 $186,000 $825,000 $87,000 $800,000
Other 168 $32,278,000 $192,000 $900,000 $102,000 $630,000
Unverifiable Information 85 $18,409,000 $216,000 $760,000 $95,000 $450,000
Employment History 64 $12,945,000 $202,000 $1,000,000 $73,000 $494,000
Credit Application Incomplete 54 $12,268,000 $227,000 $730,000 $121,000 $857,000
Insufficient Cash (Downpayment, Closing Cost) 35 $7,432,000 $212,000 $1,050,000 $103,000 $485,000
Mortgage Insurance Denied 4 $769,000 $192,000 $264,000 $75,000 $109,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PHH Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

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