PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2010
In 2010, PHH Home Loans, LLC of Mt Laurel, NJ reported 23,940 mortgage applications totaling $5.7 billion, up 42% from 2009. The average application was for $238,537, and applicants reported an average income of $111,818. 72% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (3,660), Chicago-Joliet-Naperville, IL (1,881) and New York-White Plains-Wayne, NY-NJ (1,125) (applications in parentheses).
| Mortgage Company & Address | PHH Home Loans, LLC 1 Mortgage Way 2nd Floor Mt Laurel, NJ 08054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 23,940 |
| Total Mortgage Loan Application Amount | $5,710,590,000 |
| Average Mortgage Loan Application Amount | $238,537 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $111,818 |
| Highest Applicant Income | $9,375,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 3,660 | $ 724,558,000 | $ 197,966 | $ 86,847 |
| Chicago-Joliet-Naperville, IL | 1,881 | $ 463,237,000 | $ 246,271 | $ 116,000 |
| New York-White Plains-Wayne, NY-NJ | 1,125 | $ 380,530,000 | $ 338,248 | $ 141,992 |
| Newark-Union, NJ-PA | 1,104 | $ 408,712,000 | $ 370,210 | $ 158,083 |
| Pittsburgh, PA | 802 | $ 123,188,000 | $ 153,600 | $ 89,000 |
| Atlanta-Sandy Springs-Marietta, GA | 757 | $ 155,565,000 | $ 205,501 | $ 98,000 |
| Edison-New Brunswick, NJ | 737 | $ 235,091,000 | $ 318,983 | $ 139,000 |
| Los Angeles-Long Beach-Glendale, CA | 710 | $ 327,048,000 | $ 460,630 | $ 216,000 |
| Denver-Aurora-Broomfield, CO | 674 | $ 164,195,000 | $ 243,612 | $ 111,000 |
| Tampa-St. Petersburg-Clearwater, FL | 644 | $ 113,955,000 | $ 176,948 | $ 97,000 |
| Baltimore-Towson, MD | 603 | $ 173,004,000 | $ 286,905 | $ 123,000 |
| St. Louis, MO-IL | 558 | $ 88,628,000 | $ 158,831 | $ 83,860 |
| Cincinnati-Middletown, OH-KY-IN | 495 | $ 78,431,000 | $ 158,446 | $ 81,278 |
| Orlando-Kissimmee-Sanford, FL | 493 | $ 84,244,000 | $ 170,880 | $ 88,000 |
| Nassau-Suffolk, NY | 451 | $ 144,962,000 | $ 321,423 | $ 125,000 |
| Phoenix-Mesa-Glendale, AZ | 388 | $ 69,218,000 | $ 178,396 | $ 90,000 |
| San Diego-Carlsbad-San Marcos, CA | 377 | $ 130,737,000 | $ 346,782 | $ 131,000 |
| Miami-Miami Beach-Kendall, FL | 322 | $ 64,048,000 | $ 198,906 | $ 99,000 |
| Columbus, OH | 318 | $ 50,449,000 | $ 158,644 | $ 78,000 |
| Dallas-Plano-Irving, TX | 313 | $ 63,573,000 | $ 203,108 | $ 111,000 |
| North Port-Bradenton-Sarasota, FL | 312 | $ 49,183,000 | $ 157,637 | $ 101,000 |
| Fort Worth-Arlington, TX | 309 | $ 54,292,000 | $ 175,702 | $ 100,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 294 | $ 62,518,000 | $ 212,646 | $ 100,000 |
| Tucson, AZ | 270 | $ 51,314,000 | $ 190,051 | $ 88,000 |
| Lake County-Kenosha County, IL-WI | 257 | $ 76,738,000 | $ 298,591 | $ 139,319 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 241 | $ 43,303,000 | $ 179,680 | $ 103,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 231 | $ 52,462,000 | $ 227,108 | $ 101,000 |
| Gary, IN | 207 | $ 33,327,000 | $ 161,000 | $ 72,000 |
| Harrisburg-Carlisle, PA | 183 | $ 28,744,000 | $ 157,071 | $ 71,000 |
| Milwaukee-Waukesha-West Allis, WI | 171 | $ 32,844,000 | $ 192,070 | $ 98,000 |
| Riverside-San Bernardino-Ontario, CA | 171 | $ 39,408,000 | $ 230,456 | $ 103,000 |
| Philadelphia, PA | 158 | $ 41,517,000 | $ 262,765 | $ 121,000 |
| Santa Ana-Anaheim-Irvine, CA | 142 | $ 61,275,000 | $ 431,514 | $ 155,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 133 | $ 48,120,000 | $ 361,804 | $ 134,165 |
| Lakeland-Winter Haven, FL | 130 | $ 15,026,000 | $ 115,584 | $ 62,000 |
| Naples-Marco Island, FL | 128 | $ 24,002,000 | $ 187,515 | $ 117,000 |
| Trenton-Ewing, NJ | 120 | $ 34,306,000 | $ 285,883 | $ 132,000 |
| Cape Coral-Fort Myers, FL | 108 | $ 16,073,000 | $ 148,824 | $ 98,000 |
| Rochester, MN | 106 | $ 15,725,000 | $ 148,349 | $ 58,000 |
| Colorado Springs, CO | 97 | $ 21,108,000 | $ 217,608 | $ 80,000 |
| Chattanooga, TN-GA | 92 | $ 21,526,000 | $ 233,978 | $ 113,706 |
| Houston-Sugar Land-Baytown, TX | 87 | $ 20,896,000 | $ 240,183 | $ 128,000 |
| Port St. Lucie, FL | 85 | $ 9,970,000 | $ 117,294 | $ 74,000 |
| Seattle-Bellevue-Everett, WA | 78 | $ 33,994,000 | $ 435,820 | $ 150,000 |
| St. Cloud, MN | 69 | $ 10,398,000 | $ 150,695 | $ 66,000 |
| Fort Collins-Loveland, CO | 66 | $ 13,311,000 | $ 201,681 | $ 95,000 |
| Camden, NJ | 63 | $ 14,343,000 | $ 227,666 | $ 125,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 62 | $ 15,063,000 | $ 242,951 | $ 115,467 |
| York-Hanover, PA | 62 | $ 11,063,000 | $ 178,435 | $ 88,000 |
| Boulder, CO | 57 | $ 15,162,000 | $ 266,000 | $ 125,000 |
| Bridgeport-Stamford-Norwalk, CT | 55 | $ 24,850,000 | $ 451,818 | $ 177,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 48 | $ 10,738,000 | $ 223,708 | $ 89,166 |
| Bethesda-Rockville-Frederick, MD | 48 | $ 16,744,000 | $ 348,833 | $ 133,000 |
| Hartford-West Hartford-East Hartford, CT | 45 | $ 13,722,000 | $ 304,933 | $ 140,000 |
| Cleveland-Elyria-Mentor, OH | 39 | $ 8,704,000 | $ 223,179 | $ 113,000 |
| Greeley, CO | 37 | $ 6,912,000 | $ 186,810 | $ 79,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 37 | $ 9,933,000 | $ 268,459 | $ 121,000 |
| Raleigh-Cary, NC | 37 | $ 9,266,000 | $ 250,432 | $ 123,000 |
| Cambridge-Newton-Framingham, MA | 33 | $ 12,283,000 | $ 372,212 | $ 134,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 33 | $ 12,312,000 | $ 373,090 | $ 205,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 32 | $ 8,404,000 | $ 262,625 | $ 98,000 |
| Toledo, OH | 30 | $ 6,000,000 | $ 200,000 | $ 119,000 |
| Greensboro-High Point, NC | 29 | $ 7,322,000 | $ 252,482 | $ 142,000 |
| Michigan City-La Porte, IN | 29 | $ 3,253,000 | $ 112,172 | $ 71,000 |
| Indianapolis-Carmel, IN | 28 | $ 6,228,000 | $ 222,428 | $ 107,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 28 | $ 12,196,000 | $ 435,571 | $ 154,000 |
| Augusta-Richmond County, GA-SC | 27 | $ 5,583,000 | $ 206,777 | $ 100,148 |
| Knoxville, TN | 27 | $ 6,257,000 | $ 231,740 | $ 100,000 |
| Huntsville, AL | 26 | $ 5,396,000 | $ 207,538 | $ 120,000 |
| Lebanon, PA | 26 | $ 3,716,000 | $ 142,923 | $ 65,000 |
| Memphis, TN-MS-AR | 26 | $ 5,640,000 | $ 216,923 | $ 119,000 |
| Oakland-Fremont-Hayward, CA | 26 | $ 10,501,000 | $ 403,884 | $ 135,000 |
| Little Rock-North Little Rock-Conway, AR | 25 | $ 4,891,000 | $ 195,640 | $ 103,000 |
| Albany-Schenectady-Troy, NY | 24 | $ 6,112,000 | $ 254,666 | $ 129,000 |
| Kansas City, MO-KS | 24 | $ 6,754,000 | $ 281,416 | $ 122,875 |
| Jacksonville, FL | 22 | $ 4,321,000 | $ 196,409 | $ 147,000 |
| Rochester, NY | 22 | $ 4,585,000 | $ 208,409 | $ 116,000 |
| Tulsa, OK | 22 | $ 4,754,000 | $ 216,090 | $ 110,000 |
| Wilmington, DE-MD-NJ | 22 | $ 4,419,000 | $ 200,863 | $ 93,545 |
| Austin-Round Rock-San Marcos, TX | 21 | $ 4,747,000 | $ 226,047 | $ 127,000 |
| Greenville-Mauldin-Easley, SC | 21 | $ 4,417,000 | $ 210,333 | $ 203,000 |
| Louisville-Jefferson County, KY-IN | 21 | $ 4,905,000 | $ 233,571 | $ 94,380 |
| Boston-Quincy, MA | 20 | $ 7,040,000 | $ 352,000 | $ 129,000 |
| Albuquerque, NM | 19 | $ 4,158,000 | $ 218,842 | $ 104,000 |
| Evansville, IN-KY | 19 | $ 4,284,000 | $ 225,473 | $ 125,000 |
| Prescott, AZ | 19 | $ 4,002,000 | $ 210,631 | $ 85,000 |
| Providence-New Bedford-Fall River, RI-MA | 19 | $ 5,680,000 | $ 298,947 | $ 169,736 |
| Jackson, MS | 18 | $ 3,928,000 | $ 218,222 | $ 216,000 |
| Kennewick-Pasco-Richland, WA | 18 | $ 3,945,000 | $ 219,166 | $ 108,000 |
| Oklahoma City, OK | 18 | $ 3,653,000 | $ 202,944 | $ 99,000 |
| Dayton, OH | 17 | $ 2,461,000 | $ 144,764 | $ 89,000 |
| Kankakee-Bradley, IL | 17 | $ 2,169,000 | $ 127,588 | $ 68,000 |
| Niles-Benton Harbor, MI | 17 | $ 4,532,000 | $ 266,588 | $ 178,000 |
| San Francisco-San Mateo-Redwood City, CA | 17 | $ 9,403,000 | $ 553,117 | $ 199,000 |
| Birmingham-Hoover, AL | 16 | $ 4,403,000 | $ 275,187 | $ 130,000 |
| San Antonio-New Braunfels, TX | 16 | $ 3,659,000 | $ 228,687 | $ 105,000 |
| Warren-Troy-Farmington Hills, MI | 16 | $ 3,064,000 | $ 191,500 | $ 125,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 1,757,000 | $ 117,133 | $ 65,000 |
| New Orleans-Metairie-Kenner, LA | 15 | $ 4,314,000 | $ 287,600 | $ 153,000 |
| Portland-South Portland-Biddeford, ME | 15 | $ 3,289,000 | $ 219,266 | $ 100,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 15 | $ 3,901,000 | $ 260,066 | $ 178,800 |
| Vallejo-Fairfield, CA | 15 | $ 3,631,000 | $ 242,066 | $ 96,000 |
| Worcester, MA | 15 | $ 4,721,000 | $ 314,733 | $ 147,000 |
| Akron, OH | 14 | $ 2,720,000 | $ 194,285 | $ 95,000 |
| Boise City-Nampa, ID | 14 | $ 3,531,000 | $ 252,214 | $ 133,000 |
| Syracuse, NY | 14 | $ 2,738,000 | $ 195,571 | $ 117,000 |
| Buffalo-Niagara Falls, NY | 13 | $ 2,598,000 | $ 199,846 | $ 122,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 13 | $ 3,105,000 | $ 238,846 | $ 122,000 |
| Peabody, MA | 13 | $ 4,826,000 | $ 371,230 | $ 143,000 |
| Richmond, VA | 13 | $ 2,955,000 | $ 227,307 | $ 99,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 13 | $ 2,817,000 | $ 216,692 | $ 101,076 |
| Columbia, SC | 12 | $ 2,594,000 | $ 216,166 | $ 120,000 |
| Grand Rapids-Wyoming, MI | 12 | $ 2,218,000 | $ 184,833 | $ 110,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 2,381,000 | $ 198,416 | $ 91,666 |
| Salt Lake City, UT | 12 | $ 3,671,000 | $ 305,916 | $ 120,000 |
| Fort Wayne, IN | 11 | $ 1,944,000 | $ 176,727 | $ 118,000 |
| Lancaster, PA | 11 | $ 3,027,000 | $ 275,181 | $ 137,000 |
| New Haven-Milford, CT | 11 | $ 2,935,000 | $ 266,818 | $ 139,000 |
| Punta Gorda, FL | 11 | $ 1,084,000 | $ 98,545 | $ 76,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 11 | $ 5,381,000 | $ 489,181 | $ 159,000 |
| Anchorage, AK | 10 | $ 2,799,000 | $ 279,900 | $ 170,000 |
| Bowling Green, KY | 10 | $ 1,837,000 | $ 183,700 | $ 100,000 |
| Charleston-North Charleston-Summerville, SC | 10 | $ 3,130,000 | $ 313,000 | $ 131,000 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 1,517,000 | $ 151,700 | $ 80,800 |
| Cleveland, TN | 9 | $ 1,704,000 | $ 189,333 | $ 120,000 |
| Detroit-Livonia-Dearborn, MI | 9 | $ 1,558,000 | $ 173,111 | $ 105,000 |
| Midland, TX | 9 | $ 2,226,000 | $ 247,333 | $ 126,000 |
| Ogden-Clearfield, UT | 9 | $ 2,397,000 | $ 266,333 | $ 132,000 |
| Pueblo, CO | 9 | $ 1,714,000 | $ 190,444 | $ 83,000 |
| Racine, WI | 9 | $ 1,433,000 | $ 159,222 | $ 71,000 |
| Shreveport-Bossier City, LA | 9 | $ 1,632,000 | $ 181,333 | $ 96,000 |
| Ann Arbor, MI | 8 | $ 1,622,000 | $ 202,750 | $ 124,000 |
| Asheville, NC | 8 | $ 2,020,000 | $ 252,500 | $ 87,000 |
| Gainesville, GA | 8 | $ 1,877,000 | $ 234,625 | $ 328,000 |
| Madison, WI | 8 | $ 2,014,000 | $ 251,750 | $ 119,000 |
| Rockford, IL | 8 | $ 1,423,000 | $ 177,875 | $ 110,000 |
| Columbus, GA-AL | 7 | $ 1,525,000 | $ 217,857 | $ 73,142 |
| Duluth, MN-WI | 7 | $ 1,140,000 | $ 162,857 | $ 77,000 |
| Elmira, NY | 7 | $ 1,491,000 | $ 213,000 | $ 107,000 |
| Jackson, TN | 7 | $ 1,286,000 | $ 183,714 | $ 95,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,390,000 | $ 198,571 | $ 111,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 1,491,000 | $ 213,000 | $ 112,714 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 1,214,000 | $ 173,428 | $ 179,000 |
| Waco, TX | 7 | $ 1,122,000 | $ 160,285 | $ 220,000 |
| Wichita, KS | 7 | $ 1,464,000 | $ 209,142 | $ 117,000 |
| Appleton, WI | 6 | $ 1,183,000 | $ 197,166 | $ 126,000 |
| Des Moines-West Des Moines, IA | 6 | $ 1,467,000 | $ 244,500 | $ 103,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,396,000 | $ 232,666 | $ 171,000 |
| Fresno, CA | 6 | $ 921,000 | $ 153,500 | $ 123,000 |
| Honolulu, HI | 6 | $ 2,624,000 | $ 437,333 | $ 99,000 |
| Johnson City, TN | 6 | $ 1,166,000 | $ 194,333 | $ 124,000 |
| Monroe, MI | 6 | $ 1,076,000 | $ 179,333 | $ 95,000 |
| Rockingham County-Strafford County, NH | 6 | $ 1,835,000 | $ 305,833 | $ 197,000 |
| Scranton--Wilkes-Barre, PA | 6 | $ 727,000 | $ 121,166 | $ 63,000 |
| Winchester, VA-WV | 6 | $ 1,657,000 | $ 276,166 | $ 156,000 |
| Winston-Salem, NC | 6 | $ 1,189,000 | $ 198,166 | $ 107,000 |
| Baton Rouge, LA | 5 | $ 1,099,000 | $ 219,800 | $ 113,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 1,038,000 | $ 207,600 | $ 104,000 |
| Brunswick, GA | 5 | $ 1,024,000 | $ 204,800 | $ 95,000 |
| Dalton, GA | 5 | $ 819,000 | $ 163,800 | $ 89,000 |
| Dover, DE | 5 | $ 1,143,000 | $ 228,600 | $ 94,000 |
| Flagstaff, AZ | 5 | $ 1,663,000 | $ 332,600 | $ 130,000 |
| Green Bay, WI | 5 | $ 1,029,000 | $ 205,800 | $ 94,000 |
| Kalamazoo-Portage, MI | 5 | $ 1,396,000 | $ 279,200 | $ 167,000 |
| Lynchburg, VA | 5 | $ 820,000 | $ 164,000 | $ 80,000 |
| Ocean City, NJ | 5 | $ 1,172,000 | $ 234,400 | $ 147,000 |
| Springfield, MA | 5 | $ 1,139,000 | $ 227,800 | $ 87,000 |
| Stockton, CA | 5 | $ 1,048,000 | $ 209,600 | $ 179,000 |
| Wilmington, NC | 5 | $ 1,531,000 | $ 306,200 | $ 116,000 |
| Albany, GA | 4 | $ 722,000 | $ 180,500 | $ 85,000 |
| Amarillo, TX | 4 | $ 580,000 | $ 145,000 | $ 92,000 |
| Anderson, SC | 4 | $ 1,183,000 | $ 295,750 | $ 123,000 |
| Bakersfield-Delano, CA | 4 | $ 778,000 | $ 194,500 | $ 125,000 |
| Battle Creek, MI | 4 | $ 794,000 | $ 198,500 | $ 109,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,059,000 | $ 264,750 | $ 103,000 |
| Burlington-South Burlington, VT | 4 | $ 654,000 | $ 163,500 | $ 93,000 |
| Cape Girardeau-Jackson, MO-IL | 4 | $ 633,000 | $ 158,250 | $ 83,000 |
| Champaign-Urbana, IL | 4 | $ 718,000 | $ 179,500 | $ 89,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 827,000 | $ 206,750 | $ 111,250 |
| Decatur, AL | 4 | $ 793,000 | $ 198,250 | $ 117,000 |
| Decatur, IL | 4 | $ 728,000 | $ 182,000 | $ 103,000 |
| El Paso, TX | 4 | $ 813,000 | $ 203,250 | $ 98,000 |
| Erie, PA | 4 | $ 753,000 | $ 188,250 | $ 87,000 |
| Farmington, NM | 4 | $ 850,000 | $ 212,500 | $ 72,000 |
| Fayetteville, NC | 4 | $ 636,000 | $ 159,000 | $ 84,000 |
| Greenville, NC | 4 | $ 362,000 | $ 90,500 | $ 44,000 |
| Iowa City, IA | 4 | $ 976,000 | $ 244,000 | $ 108,000 |
| Las Cruces, NM | 4 | $ 883,000 | $ 220,750 | $ 77,000 |
| Macon, GA | 4 | $ 836,000 | $ 209,000 | $ 89,000 |
| Montgomery, AL | 4 | $ 635,000 | $ 158,750 | $ 89,000 |
| Reading, PA | 4 | $ 811,000 | $ 202,750 | $ 97,000 |
| Roanoke, VA | 4 | $ 691,000 | $ 172,750 | $ 84,000 |
| Rome, GA | 4 | $ 517,000 | $ 129,250 | $ 68,000 |
| Santa Fe, NM | 4 | $ 1,051,000 | $ 262,750 | $ 92,000 |
| Savannah, GA | 4 | $ 1,138,000 | $ 284,500 | $ 124,000 |
| Sebastian-Vero Beach, FL | 4 | $ 739,000 | $ 184,750 | $ 70,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 721,000 | $ 180,250 | $ 114,000 |
| Vineland-Millville-Bridgeton, NJ | 4 | $ 995,000 | $ 248,750 | $ 129,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 715,000 | $ 238,333 | $ 99,000 |
| Barnstable Town, MA | 3 | $ 960,000 | $ 320,000 | $ 382,000 |
| Cedar Rapids, IA | 3 | $ 500,000 | $ 166,666 | $ 98,000 |
| Charleston, WV | 3 | $ 404,000 | $ 134,666 | $ 100,000 |
| College Station-Bryan, TX | 3 | $ 517,000 | $ 172,333 | $ 68,000 |
| Corpus Christi, TX | 3 | $ 653,000 | $ 217,666 | $ 134,000 |
| Dothan, AL | 3 | $ 648,000 | $ 216,000 | $ 84,000 |
| Florence, SC | 3 | $ 983,000 | $ 327,666 | $ 135,000 |
| Florence-Muscle Shoals, AL | 3 | $ 576,000 | $ 192,000 | $ 92,000 |
| Gainesville, FL | 3 | $ 516,000 | $ 172,000 | $ 84,000 |
| Glens Falls, NY | 3 | $ 672,000 | $ 224,000 | $ 93,000 |
| Idaho Falls, ID | 3 | $ 651,000 | $ 217,000 | $ 95,000 |
| Jackson, MI | 3 | $ 362,000 | $ 120,666 | $ 77,000 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 438,000 | $ 146,000 | $ 89,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 632,000 | $ 210,666 | $ 110,666 |
| Lansing-East Lansing, MI | 3 | $ 314,000 | $ 104,666 | $ 63,000 |
| Lexington-Fayette, KY | 3 | $ 714,000 | $ 238,000 | $ 97,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 506,000 | $ 168,666 | $ 118,000 |
| Modesto, CA | 3 | $ 852,000 | $ 284,000 | $ 131,000 |
| Norwich-New London, CT | 3 | $ 1,337,000 | $ 445,666 | $ 322,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 3 | $ 556,000 | $ 185,333 | $ 103,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 717,000 | $ 239,000 | $ 177,000 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 833,000 | $ 277,666 | $ 106,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 930,000 | $ 310,000 | $ 101,000 |
| Spokane, WA | 3 | $ 688,000 | $ 229,333 | $ 105,000 |
| Springfield, MO | 3 | $ 674,000 | $ 224,666 | $ 110,000 |
| State College, PA | 3 | $ 664,000 | $ 221,333 | $ 89,000 |
| Tyler, TX | 3 | $ 657,000 | $ 219,000 | $ 106,000 |
| Warner Robins, GA | 3 | $ 572,000 | $ 190,666 | $ 88,000 |
| Abilene, TX | 2 | $ 366,000 | $ 183,000 | $ 90,000 |
| Alexandria, LA | 2 | $ 455,000 | $ 227,500 | $ 110,000 |
| Athens-Clarke County, GA | 2 | $ 338,000 | $ 169,000 | $ 63,000 |
| Bellingham, WA | 2 | $ 674,000 | $ 337,000 | $ 93,000 |
| Columbus, IN | 2 | $ 293,000 | $ 146,500 | $ 73,000 |
| Cumberland, MD-WV | 2 | $ 257,000 | $ 128,500 | $ 99,000 |
| Danville, VA | 2 | $ 295,000 | $ 147,500 | $ 87,000 |
| Eau Claire, WI | 2 | $ 348,000 | $ 174,000 | $ 60,000 |
| Elizabethtown, KY | 2 | $ 484,000 | $ 242,000 | $ 114,000 |
| Fairbanks, AK | 2 | $ 577,000 | $ 288,500 | $ 127,000 |
| Flint, MI | 2 | $ 469,000 | $ 234,500 | $ 105,000 |
| Grand Forks, ND-MN | 2 | $ 176,000 | $ 88,000 | $ 34,500 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 543,000 | $ 271,500 | $ 78,000 |
| Janesville, WI | 2 | $ 318,000 | $ 159,000 | $ 101,000 |
| Jonesboro, AR | 2 | $ 96,000 | $ 48,000 | $ 47,000 |
| La Crosse, WI-MN | 2 | $ 275,000 | $ 137,500 | $ 68,000 |
| Lafayette, IN | 2 | $ 415,000 | $ 207,500 | $ 114,000 |
| Lake Charles, LA | 2 | $ 575,000 | $ 287,500 | $ 170,000 |
| Lawrence, KS | 2 | $ 390,000 | $ 195,000 | $ 121,000 |
| Lawton, OK | 2 | $ 395,000 | $ 197,500 | $ 60,000 |
| Longview, TX | 2 | $ 400,000 | $ 200,000 | $ 124,000 |
| Lubbock, TX | 2 | $ 472,000 | $ 236,000 | $ 127,000 |
| Manchester-Nashua, NH | 2 | $ 507,000 | $ 253,500 | $ 128,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 153,000 | $ 76,500 | $ 58,000 |
| Olympia, WA | 2 | $ 395,000 | $ 197,500 | $ 27,000 |
| Oshkosh-Neenah, WI | 2 | $ 320,000 | $ 160,000 | $ 112,000 |
| Owensboro, KY | 2 | $ 357,000 | $ 178,500 | $ 100,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 234,000 | $ 117,000 | $ 85,500 |
| Pittsfield, MA | 2 | $ 542,000 | $ 271,000 | $ 110,000 |
| Rapid City, SD | 2 | $ 277,000 | $ 138,500 | $ 102,000 |
| Salinas, CA | 2 | $ 1,058,000 | $ 529,000 | $ 691,000 |
| Salisbury, MD | 2 | $ 464,000 | $ 232,000 | $ 49,000 |
| Sheboygan, WI | 2 | $ 463,000 | $ 231,500 | $ 332,000 |
| Spartanburg, SC | 2 | $ 269,000 | $ 134,500 | $ 95,000 |
| Springfield, IL | 2 | $ 368,000 | $ 184,000 | $ 78,000 |
| Tacoma, WA | 2 | $ 476,000 | $ 238,000 | $ 79,000 |
| Tallahassee, FL | 2 | $ 282,000 | $ 141,000 | $ 126,000 |
| Topeka, KS | 2 | $ 456,000 | $ 228,000 | $ 94,000 |
| Altoona, PA | 1 | $ 127,000 | $ 127,000 | $ 163,000 |
| Anniston-Oxford, AL | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
| Auburn-Opelika, AL | 1 | $ 144,000 | $ 144,000 | $ 83,000 |
| Bay City, MI | 1 | $ 202,000 | $ 202,000 | $ 69,000 |
| Beaumont-Port Arthur, TX | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Bend, OR | 1 | $ 164,000 | $ 164,000 | $ 215,000 |
| Billings, MT | 1 | $ 116,000 | $ 116,000 | $ 24,000 |
| Binghamton, NY | 1 | $ 148,000 | $ 148,000 | $ 124,000 |
| Bismarck, ND | 1 | $ 87,000 | $ 87,000 | $ 58,000 |
| Bloomington, IN | 1 | $ 183,000 | $ 183,000 | $ 59,000 |
| Bloomington-Normal, IL | 1 | $ 223,000 | $ 223,000 | $ 111,000 |
| Canton-Massillon, OH | 1 | $ 251,000 | $ 251,000 | $ 110,000 |
| Cheyenne, WY | 1 | $ 149,000 | $ 149,000 | $ 60,000 |
| Clarksville, TN-KY | 1 | $ 280,000 | $ 280,000 | $ 116,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 208,000 | $ 208,000 | $ 84,000 |
| Eugene-Springfield, OR | 1 | $ 212,000 | $ 212,000 | $ 80,000 |
| Fargo, ND-MN | 1 | $ 152,000 | $ 152,000 | $ 47,000 |
| Fond Du Lac, WI | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Fort Smith, AR-OK | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Gadsden, AL | 1 | $ 160,000 | $ 160,000 | $ 103,000 |
| Goldsboro, NC | 1 | $ 60,000 | $ 60,000 | $ 108,000 |
| Gulfport-Biloxi, MS | 1 | $ 207,000 | $ 207,000 | $ 117,000 |
| Harrisonburg, VA | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Hot Springs, AR | 1 | $ 180,000 | $ 180,000 | $ 127,000 |
| Jacksonville, NC | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Jefferson City, MO | 1 | $ 56,000 | $ 56,000 | $ 84,000 |
| Johnstown, PA | 1 | $ 101,000 | $ 101,000 | $ 148,000 |
| Joplin, MO | 1 | $ 158,000 | $ 158,000 | $ 86,000 |
| Kingston, NY | 1 | $ 224,000 | $ 224,000 | $ 92,000 |
| Kokomo, IN | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Lafayette, LA | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Laredo, TX | 1 | $ 400,000 | $ 400,000 | $ 147,000 |
| Lincoln, NE | 1 | $ 208,000 | $ 208,000 | $ 91,000 |
| Logan, UT-ID | 1 | $ 261,000 | $ 261,000 | $ 85,000 |
| Madera-Chowchilla, CA | 1 | $ 321,000 | $ 321,000 | $ 76,000 |
| Manhattan, KS | 1 | $ 243,000 | $ 243,000 | $ 67,000 |
| Mankato-North Mankato, MN | 1 | $ 160,000 | $ 160,000 | $ 76,000 |
| Mansfield, OH | 1 | $ 57,000 | $ 57,000 | $ 16,000 |
| Missoula, MT | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| Mobile, AL | 1 | $ 207,000 | $ 207,000 | $ 99,000 |
| Monroe, LA | 1 | $ 194,000 | $ 194,000 | $ 118,000 |
| Morgantown, WV | 1 | $ 277,000 | $ 277,000 | $ 117,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 523,000 | $ 523,000 | $ 243,000 |
| Muskegon-Norton Shores, MI | 1 | $ 203,000 | $ 203,000 | $ 97,000 |
| Napa, CA | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Ocala, FL | 1 | $ 280,000 | $ 280,000 | $ 67,000 |
| Odessa, TX | 1 | $ 98,000 | $ 98,000 | $ 159,000 |
| Provo-Orem, UT | 1 | $ 316,000 | $ 316,000 | $ 160,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 306,000 | $ 306,000 | $ 130,000 |
| Salem, OR | 1 | $ 264,000 | $ 264,000 | $ 165,000 |
| San Angelo, TX | 1 | $ 41,000 | $ 41,000 | $ 87,000 |
| Sandusky, OH | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Sherman-Denison, TX | 1 | $ 59,000 | $ 59,000 | $ 59,000 |
| Sioux City, IA-NE-SD | 1 | $ 208,000 | $ 208,000 | $ 420,000 |
| Sioux Falls, SD | 1 | $ 313,000 | $ 313,000 | $ 171,000 |
| St. Joseph, MO-KS | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Terre Haute, IN | 1 | $ 188,000 | $ 188,000 | $ 95,000 |
| Utica-Rome, NY | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| Valdosta, GA | 1 | $ 213,000 | $ 213,000 | $ 92,000 |
| Visalia-Porterville, CA | 1 | $ 238,000 | $ 238,000 | $ 105,000 |
| Wausau, WI | 1 | $ 163,000 | $ 163,000 | $ 97,000 |
| Wheeling, WV-OH | 1 | $ 139,000 | $ 139,000 | $ 110,000 |
| Wichita Falls, TX | 1 | $ 180,000 | $ 180,000 | $ 99,000 |
| Yuma, AZ | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,835 | $3,835,515,000 | $227,000 | $1,980,000 | $106,000 | $9,375,000 |
| Refinancing | 7,017 | $1,856,371,000 | $264,000 | $3,000,000 | $126,000 | $2,842,000 |
| Home Improvement | 88 | $18,704,000 | $212,000 | $620,000 | $94,000 | $276,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,756 | $3,447,753,000 | $233,000 | $1,715,000 | $110,000 | $6,314,000 |
| Not Provided | 6,533 | $1,690,658,000 | $258,000 | $3,000,000 | $122,000 | $9,375,000 |
| Hispanic | 992 | $193,432,000 | $194,000 | $1,318,000 | $86,000 | $752,000 |
| Asian | 830 | $225,984,000 | $272,000 | $1,200,000 | $118,000 | $1,536,000 |
| Black or African American | 736 | $131,429,000 | $178,000 | $709,000 | $76,000 | $533,000 |
| Native Hawaiian or Other Pacific Islander | 48 | $10,495,000 | $218,000 | $675,000 | $88,000 | $290,000 |
| American Indian or Alaskan Native | 45 | $10,839,000 | $240,000 | $1,200,000 | $112,000 | $572,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,845 | $4,103,654,000 | $258,000 | $3,000,000 | $130,000 | $9,375,000 |
| FHA-insured (Federal Housing Administration) | 6,859 | $1,318,779,000 | $192,000 | $743,000 | $74,000 | $1,320,000 |
| VA-guaranteed (Veterans Administration) | 1,187 | $281,652,000 | $237,000 | $1,080,000 | $82,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $6,505,000 | $132,000 | $202,000 | $47,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,143 | $4,042,735,000 | $235,000 | $1,715,000 | $110,000 | $6,314,000 |
| Application Approved But Not Accepted | 2,840 | $743,676,000 | $261,000 | $1,485,000 | $122,000 | $2,842,000 |
| Application Denied By Financial Institution | 2,170 | $490,753,000 | $226,000 | $1,544,000 | $99,000 | $1,054,000 |
| Application Withdrawn By Applicant | 1,751 | $423,005,000 | $241,000 | $3,000,000 | $121,000 | $9,375,000 |
| File Closed For Incompleteness | 36 | $10,421,000 | $289,000 | $716,000 | $143,000 | $425,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,012 | $240,196,000 | $237,000 | $1,500,000 | $112,000 | $1,054,000 |
| Debt-To-Income Ratio | 540 | $127,759,000 | $236,000 | $1,544,000 | $79,000 | $525,000 |
| Credit History | 203 | $37,796,000 | $186,000 | $825,000 | $87,000 | $800,000 |
| Other | 168 | $32,278,000 | $192,000 | $900,000 | $102,000 | $630,000 |
| Unverifiable Information | 85 | $18,409,000 | $216,000 | $760,000 | $95,000 | $450,000 |
| Employment History | 64 | $12,945,000 | $202,000 | $1,000,000 | $73,000 | $494,000 |
| Credit Application Incomplete | 54 | $12,268,000 | $227,000 | $730,000 | $121,000 | $857,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 35 | $7,432,000 | $212,000 | $1,050,000 | $103,000 | $485,000 |
| Mortgage Insurance Denied | 4 | $769,000 | $192,000 | $264,000 | $75,000 | $109,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PHH Home Loans, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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