Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Pinnacle Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 150 3Rd Ave South Nashville, TN 37201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 10,530 |
| Total Mortgage Loan Application Amount | $2,915,160,000 |
| Average Mortgage Loan Application Amount | $590,666 |
| Highest Mortgage Loan Application Amount | $27,375,000 |
| Average Applicant Income | $146,166 |
| Highest Applicant Income | $8,641,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 1,552 | $ 425,310,000 | $ 274,000 | $ 188,000 |
| Shelby County Tennessee | 1,165 | $ 289,385,000 | $ 248,000 | $ 169,000 |
| Williamson County Tennessee | 702 | $ 289,980,000 | $ 413,000 | $ 225,000 |
| Rutherford County Tennessee | 554 | $ 107,880,000 | $ 194,000 | $ 112,000 |
| Knox County Tennessee | 519 | $ 135,805,000 | $ 261,000 | $ 148,000 |
| Hamilton County Tennessee | 468 | $ 151,640,000 | $ 324,000 | $ 222,000 |
| Wilson County Tennessee | 320 | $ 73,980,000 | $ 231,000 | $ 125,000 |
| Mecklenburg County North Carolina | 312 | $ 99,240,000 | $ 318,000 | $ 201,000 |
| Sumner County Tennessee | 289 | $ 66,335,000 | $ 229,000 | $ 132,000 |
| Guilford County North Carolina | 258 | $ 60,130,000 | $ 233,000 | $ 125,000 |
| DeSoto County Mississippi | 240 | $ 45,300,000 | $ 188,000 | $ 84,000 |
| Blount County Tennessee | 234 | $ 45,060,000 | $ 192,000 | $ 117,000 |
| Charleston County South Carolina | 232 | $ 97,780,000 | $ 421,000 | $ 180,000 |
| Tipton County Tennessee | 204 | $ 37,220,000 | $ 182,000 | $ 80,000 |
| Davidson County North Carolina | 185 | $ 22,705,000 | $ 122,000 | $ 89,000 |
| Greenville County South Carolina | 170 | $ 19,980,000 | $ 117,000 | $ 120,000 |
| Wake County North Carolina | 163 | $ 40,595,000 | $ 249,000 | $ 169,000 |
| Forsyth County North Carolina | 137 | $ 26,975,000 | $ 196,000 | $ 141,000 |
| Cabarrus County North Carolina | 97 | $ 17,085,000 | $ 176,000 | $ 129,000 |
| Cheatham County Tennessee | 89 | $ 13,965,000 | $ 156,000 | $ 132,000 |
| Randolph County North Carolina | 77 | $ 8,785,000 | $ 114,000 | $ 95,000 |
| Beaufort County South Carolina | 77 | $ 41,385,000 | $ 537,000 | $ 171,000 |
| Horry County South Carolina | 77 | $ 15,575,000 | $ 202,000 | $ 132,000 |
| Durham County North Carolina | 71 | $ 20,865,000 | $ 293,000 | $ 152,000 |
| Stanly County North Carolina | 71 | $ 6,665,000 | $ 93,000 | $ 78,000 |
| Fayette County Tennessee | 71 | $ 17,485,000 | $ 246,000 | $ 104,000 |
| Orange County North Carolina | 69 | $ 17,945,000 | $ 260,000 | $ 215,000 |
| Roanoke County Virginia | 66 | $ 17,030,000 | $ 258,000 | $ 210,000 |
| Roanoke City County Virginia | 65 | $ 14,165,000 | $ 217,000 | $ 112,000 |
| Robertson County Tennessee | 64 | $ 12,280,000 | $ 191,000 | $ 106,000 |
| Union County North Carolina | 61 | $ 18,025,000 | $ 295,000 | $ 244,000 |
| Maury County Tennessee | 60 | $ 15,190,000 | $ 253,000 | $ 84,000 |
| Rowan County North Carolina | 50 | $ 8,340,000 | $ 166,000 | $ 93,000 |
| Dickson County Tennessee | 45 | $ 8,815,000 | $ 195,000 | $ 171,000 |
| Catoosa County Georgia | 44 | $ 7,490,000 | $ 170,000 | $ 123,000 |
| York County South Carolina | 41 | $ 9,125,000 | $ 222,000 | $ 100,000 |
| Bradley County Tennessee | 41 | $ 9,655,000 | $ 235,000 | $ 225,000 |
| Loudon County Tennessee | 38 | $ 7,120,000 | $ 187,000 | $ 159,000 |
| Buncombe County North Carolina | 36 | $ 16,190,000 | $ 449,000 | $ 317,000 |
| Sevier County Tennessee | 35 | $ 8,865,000 | $ 253,000 | $ 192,000 |
| Spartanburg County South Carolina | 33 | $ 5,205,000 | $ 157,000 | $ 369,000 |
| Bedford County Tennessee | 33 | $ 4,975,000 | $ 150,000 | $ 69,000 |
| Chatham County North Carolina | 32 | $ 8,410,000 | $ 262,000 | $ 247,000 |
| Berkeley County South Carolina | 31 | $ 7,705,000 | $ 248,000 | $ 149,000 |
| Montgomery County Tennessee | 30 | $ 7,940,000 | $ 264,000 | $ 94,000 |
| Brunswick County North Carolina | 28 | $ 7,240,000 | $ 258,000 | $ 245,000 |
| Pickens County South Carolina | 28 | $ 15,140,000 | $ 540,000 | $ 155,000 |
| Tate County Mississippi | 27 | $ 4,465,000 | $ 165,000 | $ 69,000 |
| Alamance County North Carolina | 27 | $ 4,005,000 | $ 148,000 | $ 91,000 |
| Dorchester County South Carolina | 27 | $ 4,095,000 | $ 151,000 | $ 96,000 |
| Iredell County North Carolina | 26 | $ 8,510,000 | $ 327,000 | $ 216,000 |
| New Hanover County North Carolina | 26 | $ 6,590,000 | $ 253,000 | $ 196,000 |
| Walker County Georgia | 25 | $ 4,495,000 | $ 179,000 | $ 98,000 |
| Anderson County Tennessee | 24 | $ 4,010,000 | $ 167,000 | $ 84,000 |
| Marshall County Tennessee | 24 | $ 4,690,000 | $ 195,000 | $ 72,000 |
| Gaston County North Carolina | 23 | $ 4,715,000 | $ 205,000 | $ 140,000 |
| Walton County Florida | 20 | $ 9,150,000 | $ 457,000 | $ 439,000 |
| Roane County Tennessee | 20 | $ 3,270,000 | $ 163,000 | $ 109,000 |
| Salem County Virginia | 17 | $ 2,495,000 | $ 146,000 | $ 102,000 |
| Anderson County South Carolina | 16 | $ 1,720,000 | $ 107,000 | $ 107,000 |
| Cook County Illinois | 15 | $ 25,095,000 | $ 1,673,000 | $ 122,000 |
| DeKalb County Tennessee | 14 | $ 2,190,000 | $ 156,000 | $ 247,000 |
| Trousdale County Tennessee | 14 | $ 2,030,000 | $ 145,000 | $ 110,000 |
| Marshall County Mississippi | 13 | $ 1,595,000 | $ 122,000 | $ 65,000 |
| Jefferson County Tennessee | 13 | $ 2,635,000 | $ 202,000 | $ 99,000 |
| McMinn County Tennessee | 13 | $ 1,785,000 | $ 137,000 | $ 62,000 |
| Botetourt County Virginia | 13 | $ 3,225,000 | $ 248,000 | $ 187,000 |
| Davie County North Carolina | 12 | $ 2,540,000 | $ 211,000 | $ 180,000 |
| Lincoln County North Carolina | 12 | $ 2,850,000 | $ 237,000 | $ 120,000 |
| Rockingham County North Carolina | 12 | $ 1,800,000 | $ 150,000 | $ 98,000 |
| Palm Beach County Florida | 11 | $ 4,255,000 | $ 386,000 | $ 293,000 |
| Johnston County North Carolina | 11 | $ 1,795,000 | $ 163,000 | $ 80,000 |
| Smith County Tennessee | 11 | $ 1,285,000 | $ 116,000 | $ 67,000 |
| Maricopa County Arizona | 10 | $ 9,370,000 | $ 937,000 | $ 527,000 |
| Columbia County Georgia | 10 | $ 1,330,000 | $ 133,000 | $ 157,000 |
| Carteret County North Carolina | 10 | $ 4,170,000 | $ 417,000 | $ 391,000 |
| Catawba County North Carolina | 10 | $ 3,860,000 | $ 386,000 | $ 223,000 |
| Chatham County Georgia | 9 | $ 4,165,000 | $ 462,000 | $ 158,000 |
| Montgomery County North Carolina | 9 | $ 2,905,000 | $ 322,000 | $ 189,000 |
| Watauga County North Carolina | 9 | $ 2,335,000 | $ 259,000 | $ 220,000 |
| Coffee County Tennessee | 9 | $ 1,505,000 | $ 167,000 | $ 183,000 |
| Monroe County Tennessee | 9 | $ 1,865,000 | $ 207,000 | $ 108,000 |
| Bay County Florida | 8 | $ 3,280,000 | $ 410,000 | $ 255,000 |
| Fulton County Georgia | 8 | $ 3,610,000 | $ 451,000 | $ 244,000 |
| Whitfield County Georgia | 8 | $ 1,720,000 | $ 215,000 | $ 100,000 |
| Oakland County Michigan | 8 | $ 1,590,000 | $ 198,000 | $ 185,000 |
| Lancaster County South Carolina | 8 | $ 1,740,000 | $ 217,000 | $ 140,000 |
| Oconee County South Carolina | 8 | $ 2,230,000 | $ 278,000 | $ 255,000 |
| Richmond County Georgia | 7 | $ 895,000 | $ 127,000 | $ 86,000 |
| Lafayette County Mississippi | 7 | $ 1,655,000 | $ 236,000 | $ 238,000 |
| Tunica County Mississippi | 7 | $ 1,195,000 | $ 170,000 | $ 80,000 |
| Caldwell County North Carolina | 7 | $ 935,000 | $ 133,000 | $ 85,000 |
| Georgetown County South Carolina | 7 | $ 3,125,000 | $ 446,000 | $ 387,000 |
| Cannon County Tennessee | 7 | $ 1,205,000 | $ 172,000 | $ 83,000 |
| Franklin County Tennessee | 7 | $ 1,765,000 | $ 252,000 | $ 204,000 |
| Putnam County Tennessee | 7 | $ 1,055,000 | $ 150,000 | $ 58,000 |
| Los Angeles County California | 6 | $ 8,680,000 | $ 1,446,000 | $ 323,000 |
| Escambia County Florida | 6 | $ 9,650,000 | $ 1,608,000 | $ 264,000 |
| Lee County Florida | 6 | $ 3,620,000 | $ 603,000 | $ 171,000 |
| Glynn County Georgia | 6 | $ 5,150,000 | $ 858,000 | $ 475,000 |
| Warren County Kentucky | 6 | $ 1,430,000 | $ 238,000 | $ 122,000 |
| Panola County Mississippi | 6 | $ 1,250,000 | $ 208,000 | $ 82,000 |
| Henderson County North Carolina | 6 | $ 1,720,000 | $ 286,000 | $ 194,000 |
| Transylvania County North Carolina | 6 | $ 940,000 | $ 156,000 | $ 95,000 |
| Hardin County Tennessee | 6 | $ 1,150,000 | $ 191,000 | $ 113,000 |
| Madison County Tennessee | 6 | $ 600,000 | $ 100,000 | $ 33,000 |
| Bedford County Virginia | 6 | $ 1,250,000 | $ 208,000 | $ 159,000 |
| Shelby County Alabama | 5 | $ 1,155,000 | $ 231,000 | $ 229,000 |
| Crittenden County Arkansas | 5 | $ 1,005,000 | $ 201,000 | $ 98,000 |
| Collier County Florida | 5 | $ 6,415,000 | $ 1,283,000 | $ 551,000 |
| Okaloosa County Florida | 5 | $ 2,535,000 | $ 507,000 | $ 407,000 |
| Kent County Michigan | 5 | $ 3,115,000 | $ 623,000 | $ 340,000 |
| Franklin County North Carolina | 5 | $ 805,000 | $ 161,000 | $ 90,000 |
| Onslow County North Carolina | 5 | $ 985,000 | $ 197,000 | $ 196,000 |
| Pitt County North Carolina | 5 | $ 24,145,000 | $ 4,829,000 | $ 229,000 |
| Stokes County North Carolina | 5 | $ 575,000 | $ 115,000 | $ 87,000 |
| Marion County Tennessee | 5 | $ 1,265,000 | $ 253,000 | $ 248,000 |
| Warren County Tennessee | 5 | $ 425,000 | $ 85,000 | $ 62,000 |
| Harris County Texas | 5 | $ 3,685,000 | $ 737,000 | $ 122,000 |
| Franklin County Virginia | 5 | $ 815,000 | $ 163,000 | $ 225,000 |
| Baldwin County Alabama | 4 | $ 460,000 | $ 115,000 | $ 86,000 |
| Jefferson County Alabama | 4 | $ 1,470,000 | $ 367,000 | $ 192,000 |
| Alachua County Florida | 4 | $ 3,600,000 | $ 900,000 | $ 532,000 |
| Miami-Dade County Florida | 4 | $ 4,580,000 | $ 1,145,000 | $ 730,000 |
| Monroe County Florida | 4 | $ 4,200,000 | $ 1,050,000 | $ 919,000 |
| St. Johns County Florida | 4 | $ 980,000 | $ 245,000 | $ 133,000 |
| Volusia County Florida | 4 | $ 1,840,000 | $ 460,000 | $ 327,000 |
| Cobb County Georgia | 4 | $ 990,000 | $ 247,000 | $ 149,000 |
| Hamilton County Indiana | 4 | $ 1,580,000 | $ 395,000 | $ 251,000 |
| Jefferson County Kentucky | 4 | $ 9,280,000 | $ 2,320,000 | $ 104,000 |
| Logan County Kentucky | 4 | $ 550,000 | $ 137,000 | $ 140,000 |
| Jefferson County Louisiana | 4 | $ 6,190,000 | $ 1,547,000 | $ 0 |
| Wayne County Michigan | 4 | $ 4,790,000 | $ 1,197,000 | $ 247,000 |
| Tishomingo County Mississippi | 4 | $ 1,250,000 | $ 312,000 | $ 312,000 |
| Avery County North Carolina | 4 | $ 2,440,000 | $ 610,000 | $ 501,000 |
| Columbus County North Carolina | 4 | $ 490,000 | $ 122,000 | $ 52,000 |
| Cumberland County North Carolina | 4 | $ 530,000 | $ 132,000 | $ 67,000 |
| Harnett County North Carolina | 4 | $ 630,000 | $ 157,000 | $ 86,000 |
| Person County North Carolina | 4 | $ 660,000 | $ 165,000 | $ 283,000 |
| Franklin County Ohio | 4 | $ 6,060,000 | $ 1,515,000 | $ 82,000 |
| Grainger County Tennessee | 4 | $ 510,000 | $ 127,000 | $ 70,000 |
| Hickman County Tennessee | 4 | $ 820,000 | $ 205,000 | $ 83,000 |
| Lee County Alabama | 3 | $ 595,000 | $ 198,000 | $ 145,000 |
| Baxter County Arkansas | 3 | $ 355,000 | $ 118,000 | $ 109,000 |
| Pulaski County Arkansas | 3 | $ 465,000 | $ 155,000 | $ 83,000 |
| Douglas County Colorado | 3 | $ 2,775,000 | $ 925,000 | $ 411,000 |
| Clay County Florida | 3 | $ 875,000 | $ 291,000 | $ 99,000 |
| Gulf County Florida | 3 | $ 2,015,000 | $ 671,000 | $ 249,000 |
| Pinellas County Florida | 3 | $ 1,815,000 | $ 605,000 | $ 211,000 |
| Sarasota County Florida | 3 | $ 615,000 | $ 205,000 | $ 65,000 |
| Dade County Georgia | 3 | $ 1,155,000 | $ 385,000 | $ 160,000 |
| Fannin County Georgia | 3 | $ 415,000 | $ 138,000 | $ 190,000 |
| Macomb County Michigan | 3 | $ 2,355,000 | $ 785,000 | $ 70,000 |
| Alcorn County Mississippi | 3 | $ 325,000 | $ 108,000 | $ 71,000 |
| Benton County Mississippi | 3 | $ 265,000 | $ 88,000 | $ 107,000 |
| Haywood County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 35,000 |
| Macon County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 134,000 |
| McDowell County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 102,000 |
| Pender County North Carolina | 3 | $ 1,035,000 | $ 345,000 | $ 239,000 |
| Hamilton County Ohio | 3 | $ 9,815,000 | $ 3,271,000 | $ 0 |
| Jasper County South Carolina | 3 | $ 465,000 | $ 155,000 | $ 51,000 |
| Campbell County Tennessee | 3 | $ 725,000 | $ 241,000 | $ 544,000 |
| Giles County Tennessee | 3 | $ 415,000 | $ 138,000 | $ 79,000 |
| Greene County Tennessee | 3 | $ 825,000 | $ 275,000 | $ 90,000 |
| Hamblen County Tennessee | 3 | $ 315,000 | $ 105,000 | $ 144,000 |
| Hardeman County Tennessee | 3 | $ 345,000 | $ 115,000 | $ 53,000 |
| Humphreys County Tennessee | 3 | $ 265,000 | $ 88,000 | $ 83,000 |
| Lawrence County Tennessee | 3 | $ 565,000 | $ 188,000 | $ 208,000 |
| Lewis County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 84,000 |
| Lincoln County Tennessee | 3 | $ 655,000 | $ 218,000 | $ 135,000 |
| Macon County Tennessee | 3 | $ 425,000 | $ 141,000 | $ 53,000 |
| McNairy County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 49,000 |
| Moore County Tennessee | 3 | $ 735,000 | $ 245,000 | $ 228,000 |
| Sullivan County Tennessee | 3 | $ 675,000 | $ 225,000 | $ 112,000 |
| White County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 82,000 |
| Collin County Texas | 3 | $ 1,175,000 | $ 391,000 | $ 1,878,000 |
| Dallas County Texas | 3 | $ 8,735,000 | $ 2,911,000 | $ 190,000 |
| Fort Bend County Texas | 3 | $ 565,000 | $ 188,000 | $ 158,000 |
| Montgomery County Virginia | 3 | $ 585,000 | $ 195,000 | $ 69,000 |
| Madison County Alabama | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| Tuscaloosa County Alabama | 2 | $ 4,250,000 | $ 2,125,000 | $ 107,000 |
| White County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 36,000 |
| Marin County California | 2 | $ 1,500,000 | $ 750,000 | $ 223,000 |
| Gunnison County Colorado | 2 | $ 760,000 | $ 380,000 | $ 312,000 |
| New Castle County Delaware | 2 | $ 330,000 | $ 165,000 | $ 137,000 |
| Duval County Florida | 2 | $ 2,610,000 | $ 1,305,000 | $ 119,000 |
| Hillsborough County Florida | 2 | $ 660,000 | $ 330,000 | $ 97,000 |
| Marion County Florida | 2 | $ 2,460,000 | $ 1,230,000 | $ 206,000 |
| St. Lucie County Florida | 2 | $ 290,000 | $ 145,000 | $ 57,000 |
| Sumter County Florida | 2 | $ 490,000 | $ 245,000 | $ 90,000 |
| Bibb County Georgia | 2 | $ 180,000 | $ 90,000 | $ 174,000 |
| Cherokee County Georgia | 2 | $ 1,070,000 | $ 535,000 | $ 168,000 |
| DeKalb County Georgia | 2 | $ 540,000 | $ 270,000 | $ 209,000 |
| Gwinnett County Georgia | 2 | $ 1,650,000 | $ 825,000 | $ 428,000 |
| Pickens County Georgia | 2 | $ 210,000 | $ 105,000 | $ 176,000 |
| Marion County Indiana | 2 | $ 5,240,000 | $ 2,620,000 | $ 49,000 |
| Calcasieu County Louisiana | 2 | $ 510,000 | $ 255,000 | $ 99,000 |
| Knox County Maine | 2 | $ 1,030,000 | $ 515,000 | $ 289,000 |
| Baltimore City County Maryland | 2 | $ 710,000 | $ 355,000 | $ 377,000 |
| Leflore County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 147,000 |
| Suffolk County New York | 2 | $ 1,220,000 | $ 610,000 | $ 447,000 |
| Burke County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 132,000 |
| Cleveland County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 139,000 |
| Jackson County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| Moore County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| Richmond County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Rutherford County North Carolina | 2 | $ 900,000 | $ 450,000 | $ 153,000 |
| Wilson County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| Colleton County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 146,000 |
| Fairfield County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 211,000 |
| Greenwood County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 172,000 |
| Richland County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 178,000 |
| Sumter County South Carolina | 2 | $ 950,000 | $ 475,000 | $ 38,000 |
| Benton County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 114,000 |
| Bledsoe County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 106,000 |
| Claiborne County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 105,000 |
| Decatur County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 183,000 |
| Henry County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Polk County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 172,000 |
| Rhea County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 56,000 |
| Sequatchie County Tennessee | 2 | $ 640,000 | $ 320,000 | $ 568,000 |
| Stewart County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Union County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 38,000 |
| Denton County Texas | 2 | $ 350,000 | $ 175,000 | $ 282,000 |
| Bennington County Vermont | 2 | $ 90,000 | $ 45,000 | $ 266,000 |
| Fairfax County Virginia | 2 | $ 520,000 | $ 260,000 | $ 827,000 |
| Lynchburg County Virginia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Kanawha County West Virginia | 2 | $ 950,000 | $ 475,000 | $ 519,000 |
| Dane County Wisconsin | 2 | $ 12,810,000 | $ 6,405,000 | $ 0 |
| Bibb County Alabama | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Colbert County Alabama | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| DeKalb County Alabama | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Elmore County Alabama | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Franklin County Alabama | 1 | $ 435,000 | $ 435,000 | $ 168,000 |
| Houston County Alabama | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
| Jackson County Alabama | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Limestone County Alabama | 1 | $ 255,000 | $ 255,000 | $ 233,000 |
| Marshall County Alabama | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Mobile County Alabama | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| St. Clair County Alabama | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Winston County Alabama | 1 | $ 325,000 | $ 325,000 | $ 875,000 |
| Pima County Arizona | 1 | $ 535,000 | $ 535,000 | $ 233,000 |
| Pinal County Arizona | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Benton County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Craighead County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Saline County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| Washington County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| San Bernardino County California | 1 | $ 1,545,000 | $ 1,545,000 | $ 0 |
| Sonoma County California | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
| Arapahoe County Colorado | 1 | $ 1,585,000 | $ 1,585,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 225,000 | $ 225,000 | $ 858,000 |
| Denver County Colorado | 1 | $ 2,045,000 | $ 2,045,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 1,485,000 | $ 1,485,000 | $ 0 |
| Weld County Colorado | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Fairfield County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Brevard County Florida | 1 | $ 95,000 | $ 95,000 | $ 192,000 |
| Broward County Florida | 1 | $ 605,000 | $ 605,000 | $ 611,000 |
| Charlotte County Florida | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Indian River County Florida | 1 | $ 445,000 | $ 445,000 | $ 62,000 |
| Lake County Florida | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Nassau County Florida | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Osceola County Florida | 1 | $ 135,000 | $ 135,000 | $ 302,000 |
| Pasco County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Polk County Florida | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Santa Rosa County Florida | 1 | $ 355,000 | $ 355,000 | $ 164,000 |
| Seminole County Florida | 1 | $ 685,000 | $ 685,000 | $ 325,000 |
| Clarke County Georgia | 1 | $ 535,000 | $ 535,000 | $ 155,000 |
| Floyd County Georgia | 1 | $ 875,000 | $ 875,000 | $ 1,167,000 |
| Forsyth County Georgia | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Gordon County Georgia | 1 | $ 285,000 | $ 285,000 | $ 182,000 |
| Hall County Georgia | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Harris County Georgia | 1 | $ 225,000 | $ 225,000 | $ 142,000 |
| Jackson County Georgia | 1 | $ 105,000 | $ 105,000 | $ 194,000 |
| Monroe County Georgia | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Paulding County Georgia | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Thomas County Georgia | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| White County Georgia | 1 | $ 495,000 | $ 495,000 | $ 207,000 |
| Champaign County Illinois | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Lake County Illinois | 1 | $ 385,000 | $ 385,000 | $ 663,000 |
| Clark County Indiana | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Johnson County Kansas | 1 | $ 395,000 | $ 395,000 | $ 1,011,000 |
| Sedgwick County Kansas | 1 | $ 215,000 | $ 215,000 | $ 163,000 |
| Allen County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Clark County Kentucky | 1 | $ 2,975,000 | $ 2,975,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Lincoln County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Lyon County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 348,000 |
| Madison County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 343,000 |
| Marshall County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Simpson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Spencer County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Taylor County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Trigg County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Whitley County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Woodford County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 215,000 |
| Ouachita County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| St. Landry County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 558,000 |
| St. Tammany County Louisiana | 1 | $ 405,000 | $ 405,000 | $ 598,000 |
| Cumberland County Maine | 1 | $ 335,000 | $ 335,000 | $ 183,000 |
| Hancock County Maine | 1 | $ 505,000 | $ 505,000 | $ 975,000 |
| Penobscot County Maine | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Middlesex County Massachusetts | 1 | $ 4,805,000 | $ 4,805,000 | $ 0 |
| Berrien County Michigan | 1 | $ 2,545,000 | $ 2,545,000 | $ 0 |
| Oceana County Michigan | 1 | $ 335,000 | $ 335,000 | $ 168,000 |
| Washtenaw County Michigan | 1 | $ 245,000 | $ 245,000 | $ 311,000 |
| Anoka County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 78,000 |
| Dakota County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 900,000 |
| Hennepin County Minnesota | 1 | $ 1,105,000 | $ 1,105,000 | $ 360,000 |
| St. Louis County Minnesota | 1 | $ 2,815,000 | $ 2,815,000 | $ 0 |
| Hancock County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Harrison County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 466,000 |
| Hinds County Mississippi | 1 | $ 2,255,000 | $ 2,255,000 | $ 0 |
| Lamar County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Lee County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 271,000 |
| Rankin County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Cape Girardeau County Missouri | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Jackson County Missouri | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Phelps County Missouri | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| St. Louis County Missouri | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| St. Louis City County Missouri | 1 | $ 315,000 | $ 315,000 | $ 58,000 |
| Carbon County Montana | 1 | $ 295,000 | $ 295,000 | $ 410,000 |
| Clark County Nevada | 1 | $ 35,000 | $ 35,000 | $ 235,000 |
| Camden County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 450,000 |
| Essex County New Jersey | 1 | $ 3,365,000 | $ 3,365,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 1,695,000 | $ 1,695,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| New York County New York | 1 | $ 455,000 | $ 455,000 | $ 280,000 |
| Anson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Ashe County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 137,000 |
| Bladen County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Caswell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 189,000 |
| Cherokee County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Craven County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Currituck County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Dare County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 225,000 |
| Duplin County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Halifax County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 261,000 |
| Madison County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Nash County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Polk County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 195,000 |
| Robeson County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 317,000 |
| Surry County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Warren County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 112,000 |
| Yadkin County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Butler County Ohio | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Mahoning County Ohio | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Pickaway County Ohio | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Canadian County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Allegheny County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 2,317,000 |
| Lebanon County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| Luzerne County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 235,000 |
| Pike County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 229,000 |
| York County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 230,000 |
| Aiken County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 140,000 |
| Darlington County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Kershaw County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Lexington County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 218,000 |
| Clay County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Dyer County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Gibson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Haywood County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Henderson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Jackson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Johnson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Lauderdale County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Meigs County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 197,000 |
| Morgan County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Scott County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Washington County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Wayne County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| El Paso County Texas | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Hunt County Texas | 1 | $ 95,000 | $ 95,000 | $ 294,000 |
| Midland County Texas | 1 | $ 3,805,000 | $ 3,805,000 | $ 0 |
| Tarrant County Texas | 1 | $ 3,135,000 | $ 3,135,000 | $ 0 |
| Val Verde County Texas | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Wichita County Texas | 1 | $ 1,185,000 | $ 1,185,000 | $ 461,000 |
| Salt Lake County Utah | 1 | $ 755,000 | $ 755,000 | $ 350,000 |
| Summit County Utah | 1 | $ 785,000 | $ 785,000 | $ 287,000 |
| Utah County Utah | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Addison County Vermont | 1 | $ 45,000 | $ 45,000 | $ 167,000 |
| Alexandria County Virginia | 1 | $ 525,000 | $ 525,000 | $ 134,000 |
| Arlington County Virginia | 1 | $ 435,000 | $ 435,000 | $ 116,000 |
| Buchanan County Virginia | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Carroll County Virginia | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Chesterfield County Virginia | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Craig County Virginia | 1 | $ 195,000 | $ 195,000 | $ 217,000 |
| Danville County Virginia | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Frederick County Virginia | 1 | $ 105,000 | $ 105,000 | $ 841,000 |
| Henrico County Virginia | 1 | $ 25,315,000 | $ 25,315,000 | $ 0 |
| Newport News County Virginia | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Pulaski County Virginia | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Richmond City County Virginia | 1 | $ 2,575,000 | $ 2,575,000 | $ 0 |
| Rockbridge County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pierce County Washington | 1 | $ 585,000 | $ 585,000 | $ 175,000 |
| Greenbrier County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Pocahontas County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Teton County Wyoming | 1 | $ 755,000 | $ 755,000 | $ 600,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,629 | $1,799,685,000 | $319,000 | $27,375,000 | $151,000 | $8,641,000 |
| Other Purpose | 1,708 | $241,910,000 | $141,000 | $2,005,000 | $172,000 | $3,483,000 |
| Refinancing | 1,430 | $532,280,000 | $372,000 | $19,205,000 | $210,000 | $3,150,000 |
| Home Improvement | 980 | $108,490,000 | $110,000 | $2,005,000 | $161,000 | $2,932,000 |
| Cash-out Refinancing | 781 | $228,175,000 | $292,000 | $7,505,000 | $135,000 | $1,476,000 |
| Not Applicable | 2 | $4,620,000 | $2,310,000 | $4,585,000 | $48,000 | $48,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,601 | $1,868,745,000 | $245,000 | $2,855,000 | $165,000 | $8,089,000 |
| Not Provided | 1,142 | $257,550,000 | $225,000 | $3,405,000 | $194,000 | $8,641,000 |
| Black or African American | 727 | $140,545,000 | $193,000 | $4,805,000 | $101,000 | $8,165,000 |
| Not applicable | 495 | $518,445,000 | $1,047,000 | $27,375,000 | $0 | $0 |
| Asian | 257 | $64,275,000 | $250,000 | $1,425,000 | $159,000 | $1,443,000 |
| Hispanic | 252 | $53,970,000 | $214,000 | $1,425,000 | $110,000 | $2,401,000 |
| American Indian or Alaskan Native | 23 | $4,495,000 | $195,000 | $485,000 | $107,000 | $278,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,130,000 | $213,000 | $435,000 | $120,000 | $231,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,194 | $2,642,000,000 | $287,000 | $27,375,000 | $176,000 | $8,641,000 |
| FHA-insured (Federal Housing Administration) | 851 | $159,595,000 | $187,000 | $475,000 | $65,000 | $444,000 |
| VA-guaranteed (Veterans Administration) | 317 | $87,395,000 | $275,000 | $1,205,000 | $92,000 | $427,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 168 | $26,170,000 | $155,000 | $285,000 | $49,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,112 | $2,353,810,000 | $290,000 | $27,375,000 | $167,000 | $8,641,000 |
| Application Withdrawn By Applicant | 1,009 | $296,635,000 | $293,000 | $4,955,000 | $165,000 | $8,089,000 |
| Application Denied By Financial Institution | 907 | $153,165,000 | $168,000 | $3,365,000 | $107,000 | $2,177,000 |
| Application Approved But Not Accepted | 463 | $100,235,000 | $216,000 | $2,485,000 | $184,000 | $2,017,000 |
| File Closed For Incompleteness | 32 | $9,580,000 | $299,000 | $1,665,000 | $137,000 | $601,000 |
| Preapproval Denied by Financial Institution | 7 | $1,735,000 | $247,000 | $405,000 | $63,000 | $116,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,616 | $2,760,260,000 | $287,000 | $27,375,000 | $167,000 | $8,641,000 |
| Debt-To-Income Ratio | 411 | $74,795,000 | $181,000 | $1,535,000 | $83,000 | $466,000 |
| Credit History | 296 | $29,950,000 | $101,000 | $1,295,000 | $100,000 | $909,000 |
| Collateral | 98 | $17,900,000 | $182,000 | $2,005,000 | $157,000 | $1,193,000 |
| Other | 42 | $17,970,000 | $427,000 | $3,365,000 | $162,000 | $2,177,000 |
| Unverifiable Information | 38 | $8,310,000 | $218,000 | $755,000 | $254,000 | $1,452,000 |
| Employment History | 13 | $2,345,000 | $180,000 | $355,000 | $57,000 | $147,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,145,000 | $241,000 | $515,000 | $78,000 | $156,000 |
| Credit Application Incomplete | 3 | $485,000 | $161,000 | $355,000 | $188,000 | $386,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.