Pinnacle Bank Mortgage Lending & HMDA Data, 2018
In 2018, Pinnacle Bank of Nashville, TN reported 10,530 mortgage applications totaling $2.9 billion, up 40% from 2017. The average application was for $276,843, and applicants reported an average income of $162,143. 77% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (3,714), Memphis, TN-MS-AR (1,735) and Knoxville, TN (845) (applications in parentheses).
| Mortgage Company & Address | Pinnacle Bank 150 3rd Ave South Nashville, TN 37203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 10,530 |
| Total Mortgage Loan Application Amount | $2,915,160,000 |
| Average Mortgage Loan Application Amount | $276,843 |
| Highest Mortgage Loan Application Amount | $27,375,000 |
| Average Applicant Income | $162,143 |
| Highest Applicant Income | $8,641,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pinnacle Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson, Tennessee | 1,552 | $ 425,310,000 | $ 274,039 | $ 188,000 |
| Shelby, Tennessee | 1,165 | $ 289,385,000 | $ 248,399 | $ 169,000 |
| Williamson, Tennessee | 702 | $ 289,980,000 | $ 413,076 | $ 225,000 |
| Rutherford, Tennessee | 554 | $ 107,880,000 | $ 194,729 | $ 112,000 |
| Knox, Tennessee | 519 | $ 135,805,000 | $ 261,666 | $ 148,000 |
| Hamilton, Tennessee | 468 | $ 151,640,000 | $ 324,017 | $ 222,000 |
| Wilson, Tennessee | 320 | $ 73,980,000 | $ 231,187 | $ 125,000 |
| Mecklenburg, North Carolina | 312 | $ 99,240,000 | $ 318,076 | $ 201,000 |
| Sumner, Tennessee | 289 | $ 66,335,000 | $ 229,532 | $ 132,000 |
| Guilford, North Carolina | 258 | $ 60,130,000 | $ 233,062 | $ 125,000 |
| DeSoto, Mississippi | 240 | $ 45,300,000 | $ 188,750 | $ 84,000 |
| Blount, Tennessee | 234 | $ 45,060,000 | $ 192,564 | $ 117,000 |
| Charleston, South Carolina | 232 | $ 97,780,000 | $ 421,465 | $ 180,000 |
| Tipton, Tennessee | 204 | $ 37,220,000 | $ 182,450 | $ 80,000 |
| Davidson, North Carolina | 185 | $ 22,705,000 | $ 122,729 | $ 89,000 |
| Greenville, South Carolina | 170 | $ 19,980,000 | $ 117,529 | $ 120,000 |
| Wake, North Carolina | 163 | $ 40,595,000 | $ 249,049 | $ 169,000 |
| Forsyth, North Carolina | 137 | $ 26,975,000 | $ 196,897 | $ 141,000 |
| Cabarrus, North Carolina | 97 | $ 17,085,000 | $ 176,134 | $ 129,000 |
| Cheatham, Tennessee | 89 | $ 13,965,000 | $ 156,910 | $ 132,000 |
| Randolph, North Carolina | 77 | $ 8,785,000 | $ 114,090 | $ 95,000 |
| Beaufort, South Carolina | 77 | $ 41,385,000 | $ 537,467 | $ 171,000 |
| Horry, South Carolina | 77 | $ 15,575,000 | $ 202,272 | $ 132,000 |
| Durham, North Carolina | 71 | $ 20,865,000 | $ 293,873 | $ 152,000 |
| Stanly, North Carolina | 71 | $ 6,665,000 | $ 93,873 | $ 78,000 |
| Fayette, Tennessee | 71 | $ 17,485,000 | $ 246,267 | $ 104,000 |
| Orange, North Carolina | 69 | $ 17,945,000 | $ 260,072 | $ 215,000 |
| Roanoke, Virginia | 66 | $ 17,030,000 | $ 258,030 | $ 210,000 |
| Roanoke City, Virginia | 65 | $ 14,165,000 | $ 217,923 | $ 112,000 |
| Robertson, Tennessee | 64 | $ 12,280,000 | $ 191,875 | $ 106,000 |
| Union, North Carolina | 61 | $ 18,025,000 | $ 295,491 | $ 244,000 |
| Maury, Tennessee | 60 | $ 15,190,000 | $ 253,166 | $ 84,000 |
| Rowan, North Carolina | 50 | $ 8,340,000 | $ 166,800 | $ 93,000 |
| Dickson, Tennessee | 45 | $ 8,815,000 | $ 195,888 | $ 171,000 |
| Catoosa, Georgia | 44 | $ 7,490,000 | $ 170,227 | $ 123,000 |
| York, South Carolina | 41 | $ 9,125,000 | $ 222,560 | $ 100,000 |
| Bradley, Tennessee | 41 | $ 9,655,000 | $ 235,487 | $ 225,000 |
| Loudon, Tennessee | 38 | $ 7,120,000 | $ 187,368 | $ 159,000 |
| Buncombe, North Carolina | 36 | $ 16,190,000 | $ 449,722 | $ 317,000 |
| Sevier, Tennessee | 35 | $ 8,865,000 | $ 253,285 | $ 192,000 |
| Spartanburg, South Carolina | 33 | $ 5,205,000 | $ 157,727 | $ 369,000 |
| Bedford, Tennessee | 33 | $ 4,975,000 | $ 150,757 | $ 69,000 |
| Chatham, North Carolina | 32 | $ 8,410,000 | $ 262,812 | $ 247,000 |
| Berkeley, South Carolina | 31 | $ 7,705,000 | $ 248,548 | $ 149,000 |
| Montgomery, Tennessee | 30 | $ 7,940,000 | $ 264,666 | $ 94,000 |
| Brunswick, North Carolina | 28 | $ 7,240,000 | $ 258,571 | $ 245,000 |
| Pickens, South Carolina | 28 | $ 15,140,000 | $ 540,714 | $ 155,000 |
| Tate, Mississippi | 27 | $ 4,465,000 | $ 165,370 | $ 69,000 |
| Alamance, North Carolina | 27 | $ 4,005,000 | $ 148,333 | $ 91,000 |
| Dorchester, South Carolina | 27 | $ 4,095,000 | $ 151,666 | $ 96,000 |
| Iredell, North Carolina | 26 | $ 8,510,000 | $ 327,307 | $ 216,000 |
| New Hanover, North Carolina | 26 | $ 6,590,000 | $ 253,461 | $ 196,000 |
| Walker, Georgia | 25 | $ 4,495,000 | $ 179,800 | $ 98,000 |
| Anderson, Tennessee | 24 | $ 4,010,000 | $ 167,083 | $ 84,000 |
| Marshall, Tennessee | 24 | $ 4,690,000 | $ 195,416 | $ 72,000 |
| Gaston, North Carolina | 23 | $ 4,715,000 | $ 205,000 | $ 140,000 |
| Walton, Florida | 20 | $ 9,150,000 | $ 457,500 | $ 439,000 |
| Roane, Tennessee | 20 | $ 3,270,000 | $ 163,500 | $ 109,000 |
| Salem, Virginia | 17 | $ 2,495,000 | $ 146,764 | $ 102,000 |
| Anderson, South Carolina | 16 | $ 1,720,000 | $ 107,500 | $ 107,000 |
| Cook, Illinois | 15 | $ 25,095,000 | $ 1,673,000 | $ 122,000 |
| DeKalb, Tennessee | 14 | $ 2,190,000 | $ 156,428 | $ 247,000 |
| Trousdale, Tennessee | 14 | $ 2,030,000 | $ 145,000 | $ 110,000 |
| Marshall, Mississippi | 13 | $ 1,595,000 | $ 122,692 | $ 65,000 |
| Jefferson, Tennessee | 13 | $ 2,635,000 | $ 202,692 | $ 99,000 |
| McMinn, Tennessee | 13 | $ 1,785,000 | $ 137,307 | $ 62,000 |
| Botetourt, Virginia | 13 | $ 3,225,000 | $ 248,076 | $ 187,000 |
| Davie, North Carolina | 12 | $ 2,540,000 | $ 211,666 | $ 180,000 |
| Lincoln, North Carolina | 12 | $ 2,850,000 | $ 237,500 | $ 120,000 |
| Rockingham, North Carolina | 12 | $ 1,800,000 | $ 150,000 | $ 98,000 |
| Palm Beach, Florida | 11 | $ 4,255,000 | $ 386,818 | $ 293,000 |
| Johnston, North Carolina | 11 | $ 1,795,000 | $ 163,181 | $ 80,000 |
| Smith, Tennessee | 11 | $ 1,285,000 | $ 116,818 | $ 67,000 |
| Maricopa, Arizona | 10 | $ 9,370,000 | $ 937,000 | $ 527,000 |
| Columbia, Georgia | 10 | $ 1,330,000 | $ 133,000 | $ 157,000 |
| Carteret, North Carolina | 10 | $ 4,170,000 | $ 417,000 | $ 391,000 |
| Catawba, North Carolina | 10 | $ 3,860,000 | $ 386,000 | $ 223,000 |
| Chatham, Georgia | 9 | $ 4,165,000 | $ 462,777 | $ 158,000 |
| Montgomery, North Carolina | 9 | $ 2,905,000 | $ 322,777 | $ 189,000 |
| Watauga, North Carolina | 9 | $ 2,335,000 | $ 259,444 | $ 220,000 |
| Coffee, Tennessee | 9 | $ 1,505,000 | $ 167,222 | $ 183,000 |
| Monroe, Tennessee | 9 | $ 1,865,000 | $ 207,222 | $ 108,000 |
| Bay, Florida | 8 | $ 3,280,000 | $ 410,000 | $ 255,000 |
| Fulton, Georgia | 8 | $ 3,610,000 | $ 451,250 | $ 244,000 |
| Whitfield, Georgia | 8 | $ 1,720,000 | $ 215,000 | $ 100,000 |
| Oakland, Michigan | 8 | $ 1,590,000 | $ 198,750 | $ 185,000 |
| Lancaster, South Carolina | 8 | $ 1,740,000 | $ 217,500 | $ 140,000 |
| Oconee, South Carolina | 8 | $ 2,230,000 | $ 278,750 | $ 255,000 |
| Richmond, Georgia | 7 | $ 895,000 | $ 127,857 | $ 86,000 |
| Lafayette, Mississippi | 7 | $ 1,655,000 | $ 236,428 | $ 238,000 |
| Tunica, Mississippi | 7 | $ 1,195,000 | $ 170,714 | $ 80,000 |
| Caldwell, North Carolina | 7 | $ 935,000 | $ 133,571 | $ 85,000 |
| Georgetown, South Carolina | 7 | $ 3,125,000 | $ 446,428 | $ 387,000 |
| Cannon, Tennessee | 7 | $ 1,205,000 | $ 172,142 | $ 83,000 |
| Franklin, Tennessee | 7 | $ 1,765,000 | $ 252,142 | $ 204,000 |
| Putnam, Tennessee | 7 | $ 1,055,000 | $ 150,714 | $ 58,000 |
| Los Angeles, California | 6 | $ 8,680,000 | $ 1,446,666 | $ 323,000 |
| Escambia, Florida | 6 | $ 9,650,000 | $ 1,608,333 | $ 264,000 |
| Lee, Florida | 6 | $ 3,620,000 | $ 603,333 | $ 171,000 |
| Glynn, Georgia | 6 | $ 5,150,000 | $ 858,333 | $ 475,000 |
| Warren, Kentucky | 6 | $ 1,430,000 | $ 238,333 | $ 122,000 |
| Panola, Mississippi | 6 | $ 1,250,000 | $ 208,333 | $ 82,000 |
| Henderson, North Carolina | 6 | $ 1,720,000 | $ 286,666 | $ 194,000 |
| Transylvania, North Carolina | 6 | $ 940,000 | $ 156,666 | $ 95,000 |
| Hardin, Tennessee | 6 | $ 1,150,000 | $ 191,666 | $ 113,000 |
| Madison, Tennessee | 6 | $ 600,000 | $ 100,000 | $ 33,000 |
| Bedford, Virginia | 6 | $ 1,250,000 | $ 208,333 | $ 159,000 |
| Shelby, Alabama | 5 | $ 1,155,000 | $ 231,000 | $ 229,000 |
| Crittenden, Arkansas | 5 | $ 1,005,000 | $ 201,000 | $ 98,000 |
| Collier, Florida | 5 | $ 6,415,000 | $ 1,283,000 | $ 551,000 |
| Okaloosa, Florida | 5 | $ 2,535,000 | $ 507,000 | $ 407,000 |
| Kent, Michigan | 5 | $ 3,115,000 | $ 623,000 | $ 340,000 |
| Franklin, North Carolina | 5 | $ 805,000 | $ 161,000 | $ 90,000 |
| Onslow, North Carolina | 5 | $ 985,000 | $ 197,000 | $ 196,000 |
| Pitt, North Carolina | 5 | $ 24,145,000 | $ 4,829,000 | $ 229,000 |
| Stokes, North Carolina | 5 | $ 575,000 | $ 115,000 | $ 87,000 |
| Marion, Tennessee | 5 | $ 1,265,000 | $ 253,000 | $ 248,000 |
| Warren, Tennessee | 5 | $ 425,000 | $ 85,000 | $ 62,000 |
| Harris, Texas | 5 | $ 3,685,000 | $ 737,000 | $ 122,000 |
| Franklin, Virginia | 5 | $ 815,000 | $ 163,000 | $ 225,000 |
| Baldwin, Alabama | 4 | $ 460,000 | $ 115,000 | $ 86,000 |
| Jefferson, Alabama | 4 | $ 1,470,000 | $ 367,500 | $ 192,000 |
| Alachua, Florida | 4 | $ 3,600,000 | $ 900,000 | $ 532,000 |
| Miami-Dade, Florida | 4 | $ 4,580,000 | $ 1,145,000 | $ 730,000 |
| Monroe, Florida | 4 | $ 4,200,000 | $ 1,050,000 | $ 919,000 |
| St. Johns, Florida | 4 | $ 980,000 | $ 245,000 | $ 133,000 |
| Volusia, Florida | 4 | $ 1,840,000 | $ 460,000 | $ 327,000 |
| Cobb, Georgia | 4 | $ 990,000 | $ 247,500 | $ 149,000 |
| Hamilton, Indiana | 4 | $ 1,580,000 | $ 395,000 | $ 251,000 |
| Jefferson, Kentucky | 4 | $ 9,280,000 | $ 2,320,000 | $ 104,000 |
| Logan, Kentucky | 4 | $ 550,000 | $ 137,500 | $ 140,000 |
| Jefferson, Louisiana | 4 | $ 6,190,000 | $ 1,547,500 | $ 0 |
| Wayne, Michigan | 4 | $ 4,790,000 | $ 1,197,500 | $ 247,000 |
| Tishomingo, Mississippi | 4 | $ 1,250,000 | $ 312,500 | $ 312,000 |
| Avery, North Carolina | 4 | $ 2,440,000 | $ 610,000 | $ 501,000 |
| Columbus, North Carolina | 4 | $ 490,000 | $ 122,500 | $ 52,000 |
| Cumberland, North Carolina | 4 | $ 530,000 | $ 132,500 | $ 67,000 |
| Harnett, North Carolina | 4 | $ 630,000 | $ 157,500 | $ 86,000 |
| Person, North Carolina | 4 | $ 660,000 | $ 165,000 | $ 283,000 |
| Franklin, Ohio | 4 | $ 6,060,000 | $ 1,515,000 | $ 82,000 |
| Grainger, Tennessee | 4 | $ 510,000 | $ 127,500 | $ 70,000 |
| Hickman, Tennessee | 4 | $ 820,000 | $ 205,000 | $ 83,000 |
| Lee, Alabama | 3 | $ 595,000 | $ 198,333 | $ 145,000 |
| Baxter, Arkansas | 3 | $ 355,000 | $ 118,333 | $ 109,000 |
| Pulaski, Arkansas | 3 | $ 465,000 | $ 155,000 | $ 83,000 |
| Douglas, Colorado | 3 | $ 2,775,000 | $ 925,000 | $ 411,000 |
| Clay, Florida | 3 | $ 875,000 | $ 291,666 | $ 99,000 |
| Gulf, Florida | 3 | $ 2,015,000 | $ 671,666 | $ 249,000 |
| Pinellas, Florida | 3 | $ 1,815,000 | $ 605,000 | $ 211,000 |
| Sarasota, Florida | 3 | $ 615,000 | $ 205,000 | $ 65,000 |
| Dade, Georgia | 3 | $ 1,155,000 | $ 385,000 | $ 160,000 |
| Fannin, Georgia | 3 | $ 415,000 | $ 138,333 | $ 190,000 |
| Macomb, Michigan | 3 | $ 2,355,000 | $ 785,000 | $ 70,000 |
| Alcorn, Mississippi | 3 | $ 325,000 | $ 108,333 | $ 71,000 |
| Benton, Mississippi | 3 | $ 265,000 | $ 88,333 | $ 107,000 |
| Haywood, North Carolina | 3 | $ 265,000 | $ 88,333 | $ 35,000 |
| Macon, North Carolina | 3 | $ 735,000 | $ 245,000 | $ 134,000 |
| McDowell, North Carolina | 3 | $ 365,000 | $ 121,666 | $ 102,000 |
| Pender, North Carolina | 3 | $ 1,035,000 | $ 345,000 | $ 239,000 |
| Hamilton, Ohio | 3 | $ 9,815,000 | $ 3,271,666 | $ 0 |
| Jasper, South Carolina | 3 | $ 465,000 | $ 155,000 | $ 51,000 |
| Campbell, Tennessee | 3 | $ 725,000 | $ 241,666 | $ 544,000 |
| Giles, Tennessee | 3 | $ 415,000 | $ 138,333 | $ 79,000 |
| Greene, Tennessee | 3 | $ 825,000 | $ 275,000 | $ 90,000 |
| Hamblen, Tennessee | 3 | $ 315,000 | $ 105,000 | $ 144,000 |
| Hardeman, Tennessee | 3 | $ 345,000 | $ 115,000 | $ 53,000 |
| Humphreys, Tennessee | 3 | $ 265,000 | $ 88,333 | $ 83,000 |
| Lawrence, Tennessee | 3 | $ 565,000 | $ 188,333 | $ 208,000 |
| Lewis, Tennessee | 3 | $ 325,000 | $ 108,333 | $ 84,000 |
| Lincoln, Tennessee | 3 | $ 655,000 | $ 218,333 | $ 135,000 |
| Macon, Tennessee | 3 | $ 425,000 | $ 141,666 | $ 53,000 |
| McNairy, Tennessee | 3 | $ 455,000 | $ 151,666 | $ 49,000 |
| Moore, Tennessee | 3 | $ 735,000 | $ 245,000 | $ 228,000 |
| Sullivan, Tennessee | 3 | $ 675,000 | $ 225,000 | $ 112,000 |
| White, Tennessee | 3 | $ 325,000 | $ 108,333 | $ 82,000 |
| Collin, Texas | 3 | $ 1,175,000 | $ 391,666 | $ 1,878,000 |
| Dallas, Texas | 3 | $ 8,735,000 | $ 2,911,666 | $ 190,000 |
| Fort Bend, Texas | 3 | $ 565,000 | $ 188,333 | $ 158,000 |
| Montgomery, Virginia | 3 | $ 585,000 | $ 195,000 | $ 69,000 |
| Madison, Alabama | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| Tuscaloosa, Alabama | 2 | $ 4,250,000 | $ 2,125,000 | $ 107,000 |
| White, Arkansas | 2 | $ 200,000 | $ 100,000 | $ 36,000 |
| Marin, California | 2 | $ 1,500,000 | $ 750,000 | $ 223,000 |
| Gunnison, Colorado | 2 | $ 760,000 | $ 380,000 | $ 312,000 |
| New Castle, Delaware | 2 | $ 330,000 | $ 165,000 | $ 137,000 |
| Duval, Florida | 2 | $ 2,610,000 | $ 1,305,000 | $ 119,000 |
| Hillsborough, Florida | 2 | $ 660,000 | $ 330,000 | $ 97,000 |
| Marion, Florida | 2 | $ 2,460,000 | $ 1,230,000 | $ 206,000 |
| St. Lucie, Florida | 2 | $ 290,000 | $ 145,000 | $ 57,000 |
| Sumter, Florida | 2 | $ 490,000 | $ 245,000 | $ 90,000 |
| Bibb, Georgia | 2 | $ 180,000 | $ 90,000 | $ 174,000 |
| Cherokee, Georgia | 2 | $ 1,070,000 | $ 535,000 | $ 168,000 |
| DeKalb, Georgia | 2 | $ 540,000 | $ 270,000 | $ 209,000 |
| Gwinnett, Georgia | 2 | $ 1,650,000 | $ 825,000 | $ 428,000 |
| Pickens, Georgia | 2 | $ 210,000 | $ 105,000 | $ 176,000 |
| Marion, Indiana | 2 | $ 5,240,000 | $ 2,620,000 | $ 49,000 |
| Calcasieu, Louisiana | 2 | $ 510,000 | $ 255,000 | $ 99,000 |
| Knox, Maine | 2 | $ 1,030,000 | $ 515,000 | $ 289,000 |
| Baltimore City, Maryland | 2 | $ 710,000 | $ 355,000 | $ 377,000 |
| Leflore, Mississippi | 2 | $ 350,000 | $ 175,000 | $ 147,000 |
| Suffolk, New York | 2 | $ 1,220,000 | $ 610,000 | $ 447,000 |
| Burke, North Carolina | 2 | $ 500,000 | $ 250,000 | $ 132,000 |
| Cleveland, North Carolina | 2 | $ 90,000 | $ 45,000 | $ 139,000 |
| Jackson, North Carolina | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| Moore, North Carolina | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| Richmond, North Carolina | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Rutherford, North Carolina | 2 | $ 900,000 | $ 450,000 | $ 153,000 |
| Wilson, North Carolina | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| Colleton, South Carolina | 2 | $ 600,000 | $ 300,000 | $ 146,000 |
| Fairfield, South Carolina | 2 | $ 290,000 | $ 145,000 | $ 211,000 |
| Greenwood, South Carolina | 2 | $ 450,000 | $ 225,000 | $ 172,000 |
| Richland, South Carolina | 2 | $ 550,000 | $ 275,000 | $ 178,000 |
| Sumter, South Carolina | 2 | $ 950,000 | $ 475,000 | $ 38,000 |
| Benton, Tennessee | 2 | $ 360,000 | $ 180,000 | $ 114,000 |
| Bledsoe, Tennessee | 2 | $ 610,000 | $ 305,000 | $ 106,000 |
| Claiborne, Tennessee | 2 | $ 650,000 | $ 325,000 | $ 105,000 |
| Decatur, Tennessee | 2 | $ 300,000 | $ 150,000 | $ 183,000 |
| Henry, Tennessee | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Polk, Tennessee | 2 | $ 290,000 | $ 145,000 | $ 172,000 |
| Rhea, Tennessee | 2 | $ 400,000 | $ 200,000 | $ 56,000 |
| Sequatchie, Tennessee | 2 | $ 640,000 | $ 320,000 | $ 568,000 |
| Stewart, Tennessee | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Union, Tennessee | 2 | $ 120,000 | $ 60,000 | $ 38,000 |
| Denton, Texas | 2 | $ 350,000 | $ 175,000 | $ 282,000 |
| Bennington, Vermont | 2 | $ 90,000 | $ 45,000 | $ 266,000 |
| Fairfax, Virginia | 2 | $ 520,000 | $ 260,000 | $ 827,000 |
| Lynchburg, Virginia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Kanawha, West Virginia | 2 | $ 950,000 | $ 475,000 | $ 519,000 |
| Dane, Wisconsin | 2 | $ 12,810,000 | $ 6,405,000 | $ 0 |
| Bibb, Alabama | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Colbert, Alabama | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| DeKalb, Alabama | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Elmore, Alabama | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Franklin, Alabama | 1 | $ 435,000 | $ 435,000 | $ 168,000 |
| Houston, Alabama | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
| Jackson, Alabama | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Limestone, Alabama | 1 | $ 255,000 | $ 255,000 | $ 233,000 |
| Marshall, Alabama | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Mobile, Alabama | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| St. Clair, Alabama | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Winston, Alabama | 1 | $ 325,000 | $ 325,000 | $ 875,000 |
| Pima, Arizona | 1 | $ 535,000 | $ 535,000 | $ 233,000 |
| Pinal, Arizona | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Benton, Arkansas | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Craighead, Arkansas | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Saline, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| Washington, Arkansas | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| San Bernardino, California | 1 | $ 1,545,000 | $ 1,545,000 | $ 0 |
| Sonoma, California | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
| Arapahoe, Colorado | 1 | $ 1,585,000 | $ 1,585,000 | $ 0 |
| Chaffee, Colorado | 1 | $ 225,000 | $ 225,000 | $ 858,000 |
| Denver, Colorado | 1 | $ 2,045,000 | $ 2,045,000 | $ 0 |
| Pitkin, Colorado | 1 | $ 1,485,000 | $ 1,485,000 | $ 0 |
| Weld, Colorado | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Fairfield, Connecticut | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Brevard, Florida | 1 | $ 95,000 | $ 95,000 | $ 192,000 |
| Broward, Florida | 1 | $ 605,000 | $ 605,000 | $ 611,000 |
| Charlotte, Florida | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Indian River, Florida | 1 | $ 445,000 | $ 445,000 | $ 62,000 |
| Lake, Florida | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Manatee, Florida | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Nassau, Florida | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Osceola, Florida | 1 | $ 135,000 | $ 135,000 | $ 302,000 |
| Pasco, Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Polk, Florida | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Santa Rosa, Florida | 1 | $ 355,000 | $ 355,000 | $ 164,000 |
| Seminole, Florida | 1 | $ 685,000 | $ 685,000 | $ 325,000 |
| Clarke, Georgia | 1 | $ 535,000 | $ 535,000 | $ 155,000 |
| Floyd, Georgia | 1 | $ 875,000 | $ 875,000 | $ 1,167,000 |
| Forsyth, Georgia | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Gordon, Georgia | 1 | $ 285,000 | $ 285,000 | $ 182,000 |
| Hall, Georgia | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Harris, Georgia | 1 | $ 225,000 | $ 225,000 | $ 142,000 |
| Jackson, Georgia | 1 | $ 105,000 | $ 105,000 | $ 194,000 |
| Monroe, Georgia | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Paulding, Georgia | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Thomas, Georgia | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| White, Georgia | 1 | $ 495,000 | $ 495,000 | $ 207,000 |
| Champaign, Illinois | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Lake, Illinois | 1 | $ 385,000 | $ 385,000 | $ 663,000 |
| Clark, Indiana | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Johnson, Kansas | 1 | $ 395,000 | $ 395,000 | $ 1,011,000 |
| Sedgwick, Kansas | 1 | $ 215,000 | $ 215,000 | $ 163,000 |
| Allen, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Clark, Kentucky | 1 | $ 2,975,000 | $ 2,975,000 | $ 0 |
| Fayette, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Lincoln, Kentucky | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Lyon, Kentucky | 1 | $ 295,000 | $ 295,000 | $ 348,000 |
| Madison, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 343,000 |
| Marshall, Kentucky | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Simpson, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Spencer, Kentucky | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Taylor, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Trigg, Kentucky | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Whitley, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Woodford, Kentucky | 1 | $ 385,000 | $ 385,000 | $ 215,000 |
| Ouachita, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| St. Landry, Louisiana | 1 | $ 105,000 | $ 105,000 | $ 558,000 |
| St. Tammany, Louisiana | 1 | $ 405,000 | $ 405,000 | $ 598,000 |
| Cumberland, Maine | 1 | $ 335,000 | $ 335,000 | $ 183,000 |
| Hancock, Maine | 1 | $ 505,000 | $ 505,000 | $ 975,000 |
| Penobscot, Maine | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Middlesex, Massachusetts | 1 | $ 4,805,000 | $ 4,805,000 | $ 0 |
| Berrien, Michigan | 1 | $ 2,545,000 | $ 2,545,000 | $ 0 |
| Oceana, Michigan | 1 | $ 335,000 | $ 335,000 | $ 168,000 |
| Washtenaw, Michigan | 1 | $ 245,000 | $ 245,000 | $ 311,000 |
| Anoka, Minnesota | 1 | $ 375,000 | $ 375,000 | $ 78,000 |
| Dakota, Minnesota | 1 | $ 505,000 | $ 505,000 | $ 900,000 |
| Hennepin, Minnesota | 1 | $ 1,105,000 | $ 1,105,000 | $ 360,000 |
| St. Louis, Minnesota | 1 | $ 2,815,000 | $ 2,815,000 | $ 0 |
| Hancock, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Harrison, Mississippi | 1 | $ 265,000 | $ 265,000 | $ 466,000 |
| Hinds, Mississippi | 1 | $ 2,255,000 | $ 2,255,000 | $ 0 |
| Lamar, Mississippi | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Lee, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 271,000 |
| Rankin, Mississippi | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Cape Girardeau, Missouri | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Jackson, Missouri | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Phelps, Missouri | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| St. Louis, Missouri | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| St. Louis City, Missouri | 1 | $ 315,000 | $ 315,000 | $ 58,000 |
| Carbon, Montana | 1 | $ 295,000 | $ 295,000 | $ 410,000 |
| Clark, Nevada | 1 | $ 35,000 | $ 35,000 | $ 235,000 |
| Camden, New Jersey | 1 | $ 655,000 | $ 655,000 | $ 450,000 |
| Essex, New Jersey | 1 | $ 3,365,000 | $ 3,365,000 | $ 0 |
| Hudson, New Jersey | 1 | $ 1,695,000 | $ 1,695,000 | $ 0 |
| Colfax, New Mexico | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| New York, New York | 1 | $ 455,000 | $ 455,000 | $ 280,000 |
| Anson, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Ashe, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 137,000 |
| Bladen, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Caswell, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 189,000 |
| Cherokee, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Craven, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Currituck, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Dare, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 225,000 |
| Duplin, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Halifax, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 261,000 |
| Madison, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Nash, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Polk, North Carolina | 1 | $ 405,000 | $ 405,000 | $ 195,000 |
| Robeson, North Carolina | 1 | $ 325,000 | $ 325,000 | $ 317,000 |
| Surry, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Warren, North Carolina | 1 | $ 395,000 | $ 395,000 | $ 112,000 |
| Yadkin, North Carolina | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Butler, Ohio | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Mahoning, Ohio | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Pickaway, Ohio | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Canadian, Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Allegheny, Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 2,317,000 |
| Lebanon, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| Luzerne, Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 235,000 |
| Pike, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 229,000 |
| York, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 230,000 |
| Aiken, South Carolina | 1 | $ 35,000 | $ 35,000 | $ 140,000 |
| Darlington, South Carolina | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Kershaw, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Lexington, South Carolina | 1 | $ 465,000 | $ 465,000 | $ 218,000 |
| Clay, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Dyer, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Gibson, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Haywood, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Henderson, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Jackson, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Johnson, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Lauderdale, Tennessee | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Meigs, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 197,000 |
| Morgan, Tennessee | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Scott, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Washington, Tennessee | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Wayne, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| El Paso, Texas | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Hunt, Texas | 1 | $ 95,000 | $ 95,000 | $ 294,000 |
| Midland, Texas | 1 | $ 3,805,000 | $ 3,805,000 | $ 0 |
| Tarrant, Texas | 1 | $ 3,135,000 | $ 3,135,000 | $ 0 |
| Val Verde, Texas | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Wichita, Texas | 1 | $ 1,185,000 | $ 1,185,000 | $ 461,000 |
| Salt Lake, Utah | 1 | $ 755,000 | $ 755,000 | $ 350,000 |
| Summit, Utah | 1 | $ 785,000 | $ 785,000 | $ 287,000 |
| Utah, Utah | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Addison, Vermont | 1 | $ 45,000 | $ 45,000 | $ 167,000 |
| Alexandria, Virginia | 1 | $ 525,000 | $ 525,000 | $ 134,000 |
| Arlington, Virginia | 1 | $ 435,000 | $ 435,000 | $ 116,000 |
| Buchanan, Virginia | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Carroll, Virginia | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Chesterfield, Virginia | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Craig, Virginia | 1 | $ 195,000 | $ 195,000 | $ 217,000 |
| Danville, Virginia | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Frederick, Virginia | 1 | $ 105,000 | $ 105,000 | $ 841,000 |
| Henrico, Virginia | 1 | $ 25,315,000 | $ 25,315,000 | $ 0 |
| Newport News, Virginia | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Pulaski, Virginia | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Richmond City, Virginia | 1 | $ 2,575,000 | $ 2,575,000 | $ 0 |
| Rockbridge, Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pierce, Washington | 1 | $ 585,000 | $ 585,000 | $ 175,000 |
| Greenbrier, West Virginia | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Pocahontas, West Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Teton, Wyoming | 1 | $ 755,000 | $ 755,000 | $ 600,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,629 | $1,799,685,000 | $319,000 | $27,375,000 | $151,000 | $8,641,000 |
| Other Purpose | 1,708 | $241,910,000 | $141,000 | $2,005,000 | $172,000 | $3,483,000 |
| Refinancing | 1,430 | $532,280,000 | $372,000 | $19,205,000 | $210,000 | $3,150,000 |
| Home Improvement | 980 | $108,490,000 | $110,000 | $2,005,000 | $161,000 | $2,932,000 |
| Cash-out Refinancing | 781 | $228,175,000 | $292,000 | $7,505,000 | $135,000 | $1,476,000 |
| Not Applicable | 2 | $4,620,000 | $2,310,000 | $4,585,000 | $48,000 | $48,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,601 | $1,868,745,000 | $245,000 | $2,855,000 | $165,000 | $8,089,000 |
| Not Provided | 1,142 | $257,550,000 | $225,000 | $3,405,000 | $194,000 | $8,641,000 |
| Black or African American | 727 | $140,545,000 | $193,000 | $4,805,000 | $101,000 | $8,165,000 |
| Not applicable | 495 | $518,445,000 | $1,047,000 | $27,375,000 | $0 | $0 |
| Asian | 257 | $64,275,000 | $250,000 | $1,425,000 | $159,000 | $1,443,000 |
| Hispanic | 252 | $53,970,000 | $214,000 | $1,425,000 | $110,000 | $2,401,000 |
| American Indian or Alaskan Native | 23 | $4,495,000 | $195,000 | $485,000 | $107,000 | $278,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,130,000 | $213,000 | $435,000 | $120,000 | $231,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,194 | $2,642,000,000 | $287,000 | $27,375,000 | $176,000 | $8,641,000 |
| FHA-insured (Federal Housing Administration) | 851 | $159,595,000 | $187,000 | $475,000 | $65,000 | $444,000 |
| VA-guaranteed (Veterans Administration) | 317 | $87,395,000 | $275,000 | $1,205,000 | $92,000 | $427,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 168 | $26,170,000 | $155,000 | $285,000 | $49,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,112 | $2,353,810,000 | $290,000 | $27,375,000 | $167,000 | $8,641,000 |
| Application Withdrawn By Applicant | 1,009 | $296,635,000 | $293,000 | $4,955,000 | $165,000 | $8,089,000 |
| Application Denied By Financial Institution | 907 | $153,165,000 | $168,000 | $3,365,000 | $107,000 | $2,177,000 |
| Application Approved But Not Accepted | 463 | $100,235,000 | $216,000 | $2,485,000 | $184,000 | $2,017,000 |
| File Closed For Incompleteness | 32 | $9,580,000 | $299,000 | $1,665,000 | $137,000 | $601,000 |
| Preapproval Denied by Financial Institution | 7 | $1,735,000 | $247,000 | $405,000 | $63,000 | $116,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,616 | $2,760,260,000 | $287,000 | $27,375,000 | $167,000 | $8,641,000 |
| Debt-To-Income Ratio | 411 | $74,795,000 | $181,000 | $1,535,000 | $83,000 | $466,000 |
| Credit History | 296 | $29,950,000 | $101,000 | $1,295,000 | $100,000 | $909,000 |
| Collateral | 98 | $17,900,000 | $182,000 | $2,005,000 | $157,000 | $1,193,000 |
| Other | 42 | $17,970,000 | $427,000 | $3,365,000 | $162,000 | $2,177,000 |
| Unverifiable Information | 38 | $8,310,000 | $218,000 | $755,000 | $254,000 | $1,452,000 |
| Employment History | 13 | $2,345,000 | $180,000 | $355,000 | $57,000 | $147,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,145,000 | $241,000 | $515,000 | $78,000 | $156,000 |
| Credit Application Incomplete | 3 | $485,000 | $161,000 | $355,000 | $188,000 | $386,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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