Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Pinnacle Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 150 3Rd Ave South Nashville, TN 37201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 9,330 |
| Total Mortgage Loan Application Amount | $2,923,950,000 |
| Average Mortgage Loan Application Amount | $288,200 |
| Highest Mortgage Loan Application Amount | $60,565,000 |
| Average Applicant Income | $205,200 |
| Highest Applicant Income | $7,009,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 1,052 | $ 368,630,000 | $ 350,000 | $ 224,000 |
| Shelby County Tennessee | 1,026 | $ 192,110,000 | $ 187,000 | $ 168,000 |
| Rutherford County Tennessee | 542 | $ 109,090,000 | $ 201,000 | $ 117,000 |
| Williamson County Tennessee | 403 | $ 213,555,000 | $ 529,000 | $ 375,000 |
| Guilford County North Carolina | 349 | $ 60,615,000 | $ 173,000 | $ 123,000 |
| Knox County Tennessee | 348 | $ 150,700,000 | $ 433,000 | $ 202,000 |
| Mecklenburg County North Carolina | 335 | $ 94,465,000 | $ 281,000 | $ 244,000 |
| Hamilton County Tennessee | 326 | $ 136,520,000 | $ 418,000 | $ 237,000 |
| Charleston County South Carolina | 218 | $ 74,540,000 | $ 341,000 | $ 272,000 |
| Davidson County North Carolina | 166 | $ 21,590,000 | $ 130,000 | $ 98,000 |
| Wilson County Tennessee | 160 | $ 41,950,000 | $ 262,000 | $ 158,000 |
| Sumner County Tennessee | 154 | $ 60,770,000 | $ 394,000 | $ 158,000 |
| Madison County Alabama | 147 | $ 82,845,000 | $ 563,000 | $ 85,000 |
| Fulton County Georgia | 146 | $ 33,700,000 | $ 230,000 | $ 300,000 |
| Forsyth County North Carolina | 141 | $ 25,145,000 | $ 178,000 | $ 143,000 |
| Blount County Tennessee | 138 | $ 42,140,000 | $ 305,000 | $ 179,000 |
| Greenville County South Carolina | 132 | $ 26,830,000 | $ 203,000 | $ 148,000 |
| DeSoto County Mississippi | 128 | $ 23,590,000 | $ 184,000 | $ 131,000 |
| Wake County North Carolina | 119 | $ 40,675,000 | $ 341,000 | $ 211,000 |
| Roanoke City County Virginia | 116 | $ 12,910,000 | $ 111,000 | $ 82,000 |
| Cabarrus County North Carolina | 112 | $ 22,990,000 | $ 205,000 | $ 217,000 |
| Randolph County North Carolina | 102 | $ 10,480,000 | $ 102,000 | $ 118,000 |
| Jefferson County Alabama | 100 | $ 19,650,000 | $ 196,000 | $ 153,000 |
| Stanly County North Carolina | 91 | $ 14,155,000 | $ 155,000 | $ 116,000 |
| Cheatham County Tennessee | 83 | $ 12,375,000 | $ 149,000 | $ 140,000 |
| Alamance County North Carolina | 71 | $ 12,555,000 | $ 176,000 | $ 94,000 |
| Roanoke County Virginia | 69 | $ 11,405,000 | $ 165,000 | $ 131,000 |
| DeKalb County Georgia | 65 | $ 12,965,000 | $ 199,000 | $ 169,000 |
| Cobb County Georgia | 64 | $ 13,260,000 | $ 207,000 | $ 226,000 |
| Rowan County North Carolina | 60 | $ 9,560,000 | $ 159,000 | $ 100,000 |
| Horry County South Carolina | 58 | $ 42,130,000 | $ 726,000 | $ 165,000 |
| Spartanburg County South Carolina | 58 | $ 7,730,000 | $ 133,000 | $ 97,000 |
| Union County North Carolina | 55 | $ 14,605,000 | $ 265,000 | $ 182,000 |
| Berkeley County South Carolina | 53 | $ 74,455,000 | $ 1,404,000 | $ 187,000 |
| Iredell County North Carolina | 52 | $ 15,930,000 | $ 306,000 | $ 241,000 |
| Durham County North Carolina | 51 | $ 13,355,000 | $ 261,000 | $ 177,000 |
| Bedford County Tennessee | 50 | $ 9,410,000 | $ 188,000 | $ 104,000 |
| Maury County Tennessee | 50 | $ 30,820,000 | $ 616,000 | $ 174,000 |
| Dickson County Tennessee | 46 | $ 7,740,000 | $ 168,000 | $ 124,000 |
| Fayette County Tennessee | 45 | $ 13,955,000 | $ 310,000 | $ 220,000 |
| Gwinnett County Georgia | 42 | $ 5,770,000 | $ 137,000 | $ 340,000 |
| Dorchester County South Carolina | 40 | $ 30,620,000 | $ 765,000 | $ 163,000 |
| Bradley County Tennessee | 40 | $ 13,030,000 | $ 325,000 | $ 151,000 |
| Orange County North Carolina | 37 | $ 13,335,000 | $ 360,000 | $ 299,000 |
| Walton County Florida | 32 | $ 38,480,000 | $ 1,202,000 | $ 833,000 |
| Pulaski County Arkansas | 30 | $ 3,480,000 | $ 116,000 | $ 149,000 |
| Tipton County Tennessee | 30 | $ 5,520,000 | $ 184,000 | $ 112,000 |
| Forsyth County Georgia | 28 | $ 5,020,000 | $ 179,000 | $ 216,000 |
| Loudon County Tennessee | 28 | $ 14,720,000 | $ 525,000 | $ 391,000 |
| Robertson County Tennessee | 27 | $ 6,575,000 | $ 243,000 | $ 109,000 |
| Gaston County North Carolina | 26 | $ 8,080,000 | $ 310,000 | $ 190,000 |
| Anderson County South Carolina | 23 | $ 3,985,000 | $ 173,000 | $ 126,000 |
| Beaufort County South Carolina | 23 | $ 7,565,000 | $ 328,000 | $ 285,000 |
| York County South Carolina | 23 | $ 3,525,000 | $ 153,000 | $ 171,000 |
| Brunswick County North Carolina | 22 | $ 6,680,000 | $ 303,000 | $ 250,000 |
| Pickens County South Carolina | 22 | $ 2,350,000 | $ 106,000 | $ 117,000 |
| Walker County Georgia | 21 | $ 5,125,000 | $ 244,000 | $ 245,000 |
| Franklin County Tennessee | 21 | $ 12,125,000 | $ 577,000 | $ 470,000 |
| Sevier County Tennessee | 21 | $ 6,525,000 | $ 310,000 | $ 275,000 |
| Anderson County Tennessee | 20 | $ 3,990,000 | $ 199,000 | $ 167,000 |
| Montgomery County Tennessee | 20 | $ 3,340,000 | $ 167,000 | $ 100,000 |
| Cannon County Tennessee | 18 | $ 3,000,000 | $ 166,000 | $ 127,000 |
| Franklin County Virginia | 18 | $ 5,960,000 | $ 331,000 | $ 165,000 |
| New Hanover County North Carolina | 17 | $ 7,515,000 | $ 442,000 | $ 374,000 |
| Marshall County Tennessee | 17 | $ 5,035,000 | $ 296,000 | $ 155,000 |
| Salem County Virginia | 17 | $ 2,875,000 | $ 169,000 | $ 93,000 |
| Tuscaloosa County Alabama | 16 | $ 3,390,000 | $ 211,000 | $ 526,000 |
| Cherokee County Georgia | 16 | $ 3,950,000 | $ 246,000 | $ 270,000 |
| Henry County Georgia | 16 | $ 2,540,000 | $ 158,000 | $ 138,000 |
| Putnam County Tennessee | 16 | $ 3,840,000 | $ 240,000 | $ 164,000 |
| Bedford County Virginia | 16 | $ 1,920,000 | $ 120,000 | $ 102,000 |
| Catoosa County Georgia | 15 | $ 4,925,000 | $ 328,000 | $ 317,000 |
| Coffee County Tennessee | 15 | $ 4,245,000 | $ 283,000 | $ 93,000 |
| Morgan County Alabama | 14 | $ 2,360,000 | $ 168,000 | $ 130,000 |
| Richmond County Georgia | 14 | $ 3,040,000 | $ 217,000 | $ 107,000 |
| Chatham County North Carolina | 14 | $ 5,500,000 | $ 392,000 | $ 227,000 |
| DeKalb County Tennessee | 14 | $ 5,020,000 | $ 358,000 | $ 377,000 |
| Shelby County Alabama | 13 | $ 5,365,000 | $ 412,000 | $ 191,000 |
| Roane County Tennessee | 13 | $ 8,025,000 | $ 617,000 | $ 149,000 |
| Limestone County Alabama | 12 | $ 3,120,000 | $ 260,000 | $ 79,000 |
| District of Columbia County District Of Columbia | 12 | $ 5,890,000 | $ 490,000 | $ 254,000 |
| Watauga County North Carolina | 12 | $ 5,740,000 | $ 478,000 | $ 339,000 |
| Cumberland County Tennessee | 12 | $ 2,990,000 | $ 249,000 | $ 275,000 |
| Botetourt County Virginia | 12 | $ 2,560,000 | $ 213,000 | $ 136,000 |
| Clayton County Georgia | 11 | $ 2,195,000 | $ 199,000 | $ 86,000 |
| Catawba County North Carolina | 11 | $ 9,845,000 | $ 895,000 | $ 472,000 |
| Baldwin County Alabama | 10 | $ 3,670,000 | $ 367,000 | $ 235,000 |
| Pinellas County Florida | 10 | $ 19,390,000 | $ 1,939,000 | $ 349,000 |
| Warren County Kentucky | 10 | $ 1,360,000 | $ 136,000 | $ 182,000 |
| Carteret County North Carolina | 10 | $ 4,010,000 | $ 401,000 | $ 261,000 |
| Richland County South Carolina | 10 | $ 1,560,000 | $ 156,000 | $ 163,000 |
| Monroe County Tennessee | 10 | $ 1,470,000 | $ 147,000 | $ 72,000 |
| Lynchburg County Virginia | 10 | $ 2,390,000 | $ 239,000 | $ 204,000 |
| St. Clair County Alabama | 9 | $ 2,095,000 | $ 232,000 | $ 99,000 |
| Los Angeles County California | 9 | $ 9,945,000 | $ 1,105,000 | $ 465,000 |
| Columbia County Georgia | 9 | $ 1,995,000 | $ 221,000 | $ 119,000 |
| Whitfield County Georgia | 9 | $ 1,335,000 | $ 148,000 | $ 137,000 |
| Davie County North Carolina | 9 | $ 2,195,000 | $ 243,000 | $ 225,000 |
| Hickman County Tennessee | 9 | $ 1,905,000 | $ 211,000 | $ 81,000 |
| Marion County Tennessee | 9 | $ 2,525,000 | $ 280,000 | $ 141,000 |
| Bay County Florida | 8 | $ 7,230,000 | $ 903,000 | $ 363,000 |
| Hillsborough County Florida | 8 | $ 5,660,000 | $ 707,000 | $ 601,000 |
| Miami-Dade County Florida | 8 | $ 6,930,000 | $ 866,000 | $ 464,000 |
| Cumberland County North Carolina | 8 | $ 1,100,000 | $ 137,000 | $ 143,000 |
| Lincoln County North Carolina | 8 | $ 3,540,000 | $ 442,000 | $ 222,000 |
| Rockingham County North Carolina | 8 | $ 860,000 | $ 107,000 | $ 62,000 |
| Cuyahoga County Ohio | 8 | $ 2,050,000 | $ 256,000 | $ 171,000 |
| Georgetown County South Carolina | 8 | $ 8,330,000 | $ 1,041,000 | $ 669,000 |
| Lancaster County South Carolina | 8 | $ 1,360,000 | $ 170,000 | $ 135,000 |
| Humphreys County Tennessee | 8 | $ 2,540,000 | $ 317,000 | $ 129,000 |
| Cullman County Alabama | 7 | $ 3,475,000 | $ 496,000 | $ 430,000 |
| Buncombe County North Carolina | 7 | $ 1,565,000 | $ 223,000 | $ 159,000 |
| Jefferson County Tennessee | 7 | $ 615,000 | $ 87,000 | $ 130,000 |
| Rhea County Tennessee | 7 | $ 2,025,000 | $ 289,000 | $ 322,000 |
| Harris County Texas | 7 | $ 7,565,000 | $ 1,080,000 | $ 175,000 |
| Maricopa County Arizona | 6 | $ 13,250,000 | $ 2,208,000 | $ 1,783,000 |
| Okaloosa County Florida | 6 | $ 3,970,000 | $ 661,000 | $ 491,000 |
| Paulding County Georgia | 6 | $ 480,000 | $ 80,000 | $ 124,000 |
| Marion County Indiana | 6 | $ 560,000 | $ 93,000 | $ 113,000 |
| Anne Arundel County Maryland | 6 | $ 2,090,000 | $ 348,000 | $ 248,000 |
| Lafayette County Mississippi | 6 | $ 1,820,000 | $ 303,000 | $ 347,000 |
| Marshall County Mississippi | 6 | $ 2,170,000 | $ 361,000 | $ 124,000 |
| Johnston County North Carolina | 6 | $ 3,950,000 | $ 658,000 | $ 144,000 |
| Montgomery County North Carolina | 6 | $ 2,540,000 | $ 423,000 | $ 286,000 |
| Stokes County North Carolina | 6 | $ 1,330,000 | $ 221,000 | $ 343,000 |
| Trousdale County Tennessee | 6 | $ 940,000 | $ 156,000 | $ 76,000 |
| Warren County Tennessee | 6 | $ 860,000 | $ 143,000 | $ 111,000 |
| Dallas County Texas | 6 | $ 13,640,000 | $ 2,273,000 | $ 122,000 |
| Walker County Alabama | 5 | $ 425,000 | $ 85,000 | $ 144,000 |
| Crittenden County Arkansas | 5 | $ 895,000 | $ 179,000 | $ 139,000 |
| San Diego County California | 5 | $ 5,845,000 | $ 1,169,000 | $ 443,000 |
| Collier County Florida | 5 | $ 2,195,000 | $ 439,000 | $ 374,000 |
| Escambia County Florida | 5 | $ 1,455,000 | $ 291,000 | $ 221,000 |
| Barrow County Georgia | 5 | $ 1,225,000 | $ 245,000 | $ 1,937,000 |
| Fayette County Georgia | 5 | $ 1,895,000 | $ 379,000 | $ 190,000 |
| Hall County Georgia | 5 | $ 3,315,000 | $ 663,000 | $ 496,000 |
| Jackson County Georgia | 5 | $ 1,015,000 | $ 203,000 | $ 175,000 |
| Jefferson County Kentucky | 5 | $ 1,145,000 | $ 229,000 | $ 135,000 |
| Caldwell County North Carolina | 5 | $ 835,000 | $ 167,000 | $ 275,000 |
| Jackson County North Carolina | 5 | $ 2,055,000 | $ 411,000 | $ 566,000 |
| Moore County North Carolina | 5 | $ 2,095,000 | $ 419,000 | $ 204,000 |
| Onslow County North Carolina | 5 | $ 865,000 | $ 173,000 | $ 256,000 |
| Laurens County South Carolina | 5 | $ 1,615,000 | $ 323,000 | $ 140,000 |
| Lexington County South Carolina | 5 | $ 5,395,000 | $ 1,079,000 | $ 228,000 |
| Fairfax County Virginia | 5 | $ 2,355,000 | $ 471,000 | $ 1,118,000 |
| Loudoun County Virginia | 5 | $ 605,000 | $ 121,000 | $ 236,000 |
| Palm Beach County Florida | 4 | $ 1,970,000 | $ 492,000 | $ 302,000 |
| Chatham County Georgia | 4 | $ 810,000 | $ 202,000 | $ 182,000 |
| Gilmer County Georgia | 4 | $ 920,000 | $ 230,000 | $ 255,000 |
| Newton County Georgia | 4 | $ 610,000 | $ 152,000 | $ 204,000 |
| Pickens County Georgia | 4 | $ 560,000 | $ 140,000 | $ 159,000 |
| Cook County Illinois | 4 | $ 3,610,000 | $ 902,000 | $ 340,000 |
| Oakland County Michigan | 4 | $ 2,390,000 | $ 597,000 | $ 191,000 |
| St. Louis County Missouri | 4 | $ 970,000 | $ 242,000 | $ 448,000 |
| New York County New York | 4 | $ 2,010,000 | $ 502,000 | $ 254,000 |
| Surry County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 145,000 |
| Oconee County South Carolina | 4 | $ 430,000 | $ 107,000 | $ 179,000 |
| Orangeburg County South Carolina | 4 | $ 280,000 | $ 70,000 | $ 119,000 |
| Campbell County Tennessee | 4 | $ 580,000 | $ 145,000 | $ 430,000 |
| Grainger County Tennessee | 4 | $ 1,060,000 | $ 265,000 | $ 198,000 |
| Hardin County Tennessee | 4 | $ 1,870,000 | $ 467,000 | $ 247,000 |
| Polk County Tennessee | 4 | $ 450,000 | $ 112,000 | $ 63,000 |
| Blount County Alabama | 3 | $ 565,000 | $ 188,000 | $ 83,000 |
| DeKalb County Alabama | 3 | $ 505,000 | $ 168,000 | $ 133,000 |
| Lee County Alabama | 3 | $ 965,000 | $ 321,000 | $ 1,120,000 |
| Broward County Florida | 3 | $ 1,475,000 | $ 491,000 | $ 203,000 |
| Lee County Florida | 3 | $ 1,335,000 | $ 445,000 | $ 222,000 |
| Marion County Florida | 3 | $ 535,000 | $ 178,000 | $ 222,000 |
| Bibb County Georgia | 3 | $ 335,000 | $ 111,000 | $ 50,000 |
| Douglas County Georgia | 3 | $ 845,000 | $ 281,000 | $ 394,000 |
| Lumpkin County Georgia | 3 | $ 205,000 | $ 68,000 | $ 153,000 |
| Putnam County Georgia | 3 | $ 1,675,000 | $ 558,000 | $ 1,018,000 |
| Rockdale County Georgia | 3 | $ 415,000 | $ 138,000 | $ 458,000 |
| Fayette County Kentucky | 3 | $ 585,000 | $ 195,000 | $ 478,000 |
| Prince George's County Maryland | 3 | $ 885,000 | $ 295,000 | $ 140,000 |
| Hennepin County Minnesota | 3 | $ 4,685,000 | $ 1,561,000 | $ 176,000 |
| Benton County Mississippi | 3 | $ 425,000 | $ 141,000 | $ 45,000 |
| Tate County Mississippi | 3 | $ 395,000 | $ 131,000 | $ 67,000 |
| Tishomingo County Mississippi | 3 | $ 365,000 | $ 121,000 | $ 97,000 |
| Jackson County Missouri | 3 | $ 745,000 | $ 248,000 | $ 171,000 |
| Cleveland County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 93,000 |
| Graham County North Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 145,000 |
| Granville County North Carolina | 3 | $ 285,000 | $ 95,000 | $ 119,000 |
| Harnett County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 212,000 |
| Haywood County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 387,000 |
| Henderson County North Carolina | 3 | $ 1,325,000 | $ 441,000 | $ 201,000 |
| Pender County North Carolina | 3 | $ 915,000 | $ 305,000 | $ 129,000 |
| Polk County North Carolina | 3 | $ 1,155,000 | $ 385,000 | $ 327,000 |
| Rutherford County North Carolina | 3 | $ 1,035,000 | $ 345,000 | $ 0 |
| Yadkin County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 92,000 |
| Hamilton County Ohio | 3 | $ 4,645,000 | $ 1,548,000 | $ 251,000 |
| Marion County Ohio | 3 | $ 305,000 | $ 101,000 | $ 221,000 |
| Aiken County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 53,000 |
| Cherokee County South Carolina | 3 | $ 385,000 | $ 128,000 | $ 71,000 |
| Hamblen County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 80,000 |
| Henry County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 41,000 |
| Lauderdale County Tennessee | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Madison County Tennessee | 3 | $ 735,000 | $ 245,000 | $ 245,000 |
| McMinn County Tennessee | 3 | $ 505,000 | $ 168,000 | $ 82,000 |
| Overton County Tennessee | 3 | $ 565,000 | $ 188,000 | $ 63,000 |
| Union County Tennessee | 3 | $ 775,000 | $ 258,000 | $ 281,000 |
| White County Tennessee | 3 | $ 1,265,000 | $ 421,000 | $ 156,000 |
| Prince William County Virginia | 3 | $ 705,000 | $ 235,000 | $ 359,000 |
| Pulaski County Virginia | 3 | $ 1,135,000 | $ 378,000 | $ 364,000 |
| Kitsap County Washington | 3 | $ 1,565,000 | $ 521,000 | $ 305,000 |
| Bibb County Alabama | 2 | $ 260,000 | $ 130,000 | $ 112,000 |
| Calhoun County Alabama | 2 | $ 740,000 | $ 370,000 | $ 107,000 |
| Lauderdale County Alabama | 2 | $ 1,660,000 | $ 830,000 | $ 666,000 |
| Charlotte County Florida | 2 | $ 590,000 | $ 295,000 | $ 212,000 |
| Duval County Florida | 2 | $ 1,940,000 | $ 970,000 | $ 370,000 |
| Lake County Florida | 2 | $ 540,000 | $ 270,000 | $ 129,000 |
| Pasco County Florida | 2 | $ 440,000 | $ 220,000 | $ 142,000 |
| Sarasota County Florida | 2 | $ 640,000 | $ 320,000 | $ 492,000 |
| Bartow County Georgia | 2 | $ 2,910,000 | $ 1,455,000 | $ 820,000 |
| Bulloch County Georgia | 2 | $ 670,000 | $ 335,000 | $ 170,000 |
| Chattooga County Georgia | 2 | $ 710,000 | $ 355,000 | $ 126,000 |
| Dade County Georgia | 2 | $ 940,000 | $ 470,000 | $ 156,000 |
| Dougherty County Georgia | 2 | $ 330,000 | $ 165,000 | $ 186,000 |
| Fannin County Georgia | 2 | $ 1,040,000 | $ 520,000 | $ 341,000 |
| Glynn County Georgia | 2 | $ 3,220,000 | $ 1,610,000 | $ 2,888,000 |
| Hart County Georgia | 2 | $ 920,000 | $ 460,000 | $ 343,000 |
| Murray County Georgia | 2 | $ 560,000 | $ 280,000 | $ 89,000 |
| Muscogee County Georgia | 2 | $ 310,000 | $ 155,000 | $ 38,000 |
| Pike County Georgia | 2 | $ 430,000 | $ 215,000 | $ 139,000 |
| Toombs County Georgia | 2 | $ 70,000 | $ 35,000 | $ 81,000 |
| Walton County Georgia | 2 | $ 160,000 | $ 80,000 | $ 73,000 |
| DuPage County Illinois | 2 | $ 2,090,000 | $ 1,045,000 | $ 320,000 |
| Williamson County Illinois | 2 | $ 490,000 | $ 245,000 | $ 300,000 |
| Kenton County Kentucky | 2 | $ 460,000 | $ 230,000 | $ 475,000 |
| St. Tammany County Louisiana | 2 | $ 630,000 | $ 315,000 | $ 425,000 |
| York County Maine | 2 | $ 1,010,000 | $ 505,000 | $ 1,436,000 |
| Charles County Maryland | 2 | $ 210,000 | $ 105,000 | $ 212,000 |
| Alcorn County Mississippi | 2 | $ 420,000 | $ 210,000 | $ 143,000 |
| Jackson County Mississippi | 2 | $ 1,460,000 | $ 730,000 | $ 296,000 |
| Clay County Missouri | 2 | $ 430,000 | $ 215,000 | $ 109,000 |
| Flathead County Montana | 2 | $ 3,770,000 | $ 1,885,000 | $ 1,020,000 |
| Madison County Montana | 2 | $ 3,440,000 | $ 1,720,000 | $ 1,011,000 |
| Onondaga County New York | 2 | $ 280,000 | $ 140,000 | $ 241,000 |
| Anson County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 99,000 |
| Ashe County North Carolina | 2 | $ 1,300,000 | $ 650,000 | $ 601,000 |
| Avery County North Carolina | 2 | $ 1,190,000 | $ 595,000 | $ 824,000 |
| Caswell County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 120,000 |
| Cherokee County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 155,000 |
| Duplin County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Franklin County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 349,000 |
| Nash County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 63,000 |
| Person County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 178,000 |
| Transylvania County North Carolina | 2 | $ 700,000 | $ 350,000 | $ 304,000 |
| Summit County Ohio | 2 | $ 1,120,000 | $ 560,000 | $ 75,000 |
| Jackson County Oregon | 2 | $ 170,000 | $ 85,000 | $ 240,000 |
| York County Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 230,000 |
| Chester County South Carolina | 2 | $ 940,000 | $ 470,000 | $ 143,000 |
| Colleton County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 153,000 |
| Greenwood County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 131,000 |
| Sumter County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 162,000 |
| Cocke County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 116,000 |
| Dyer County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Giles County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 97,000 |
| Greene County Tennessee | 2 | $ 60,000 | $ 30,000 | $ 95,000 |
| Grundy County Tennessee | 2 | $ 820,000 | $ 410,000 | $ 354,000 |
| Henderson County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 43,000 |
| Lincoln County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 127,000 |
| McNairy County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 91,000 |
| Morgan County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
| Sequatchie County Tennessee | 2 | $ 1,410,000 | $ 705,000 | $ 295,000 |
| Smith County Tennessee | 2 | $ 750,000 | $ 375,000 | $ 107,000 |
| Sullivan County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 382,000 |
| Fort Bend County Texas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Nueces County Texas | 2 | $ 4,350,000 | $ 2,175,000 | $ 0 |
| Tarrant County Texas | 2 | $ 1,670,000 | $ 835,000 | $ 62,000 |
| Williamson County Texas | 2 | $ 1,410,000 | $ 705,000 | $ 222,000 |
| Summit County Utah | 2 | $ 1,990,000 | $ 995,000 | $ 677,000 |
| Alexandria County Virginia | 2 | $ 1,560,000 | $ 780,000 | $ 804,000 |
| Campbell County Virginia | 2 | $ 70,000 | $ 35,000 | $ 104,000 |
| Carroll County Virginia | 2 | $ 280,000 | $ 140,000 | $ 57,000 |
| Montgomery County Virginia | 2 | $ 900,000 | $ 450,000 | $ 293,000 |
| Pierce County Washington | 2 | $ 4,510,000 | $ 2,255,000 | $ 3,091,000 |
| Marshall County Alabama | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Mobile County Alabama | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Montgomery County Alabama | 1 | $ 255,000 | $ 255,000 | $ 278,000 |
| Winston County Alabama | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| Pima County Arizona | 1 | $ 335,000 | $ 335,000 | $ 151,000 |
| Benton County Arkansas | 1 | $ 2,045,000 | $ 2,045,000 | $ 785,000 |
| Garland County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 196,000 |
| Lonoke County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 127,000 |
| Saline County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| St. Francis County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 128,000 |
| Monterey County California | 1 | $ 725,000 | $ 725,000 | $ 366,000 |
| Shasta County California | 1 | $ 325,000 | $ 325,000 | $ 141,000 |
| Douglas County Colorado | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| El Paso County Colorado | 1 | $ 425,000 | $ 425,000 | $ 230,000 |
| La Plata County Colorado | 1 | $ 245,000 | $ 245,000 | $ 175,000 |
| Prowers County Colorado | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 1,505,000 | $ 1,505,000 | $ 5,099,000 |
| New Haven County Connecticut | 1 | $ 525,000 | $ 525,000 | $ 186,000 |
| Tolland County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Franklin County Florida | 1 | $ 1,455,000 | $ 1,455,000 | $ 429,000 |
| Hernando County Florida | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Leon County Florida | 1 | $ 545,000 | $ 545,000 | $ 379,000 |
| Manatee County Florida | 1 | $ 755,000 | $ 755,000 | $ 413,000 |
| Monroe County Florida | 1 | $ 205,000 | $ 205,000 | $ 563,000 |
| Orange County Florida | 1 | $ 155,000 | $ 155,000 | $ 193,000 |
| Osceola County Florida | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Polk County Florida | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| St. Johns County Florida | 1 | $ 445,000 | $ 445,000 | $ 554,000 |
| St. Lucie County Florida | 1 | $ 275,000 | $ 275,000 | $ 202,000 |
| Taylor County Florida | 1 | $ 635,000 | $ 635,000 | $ 804,000 |
| Volusia County Florida | 1 | $ 595,000 | $ 595,000 | $ 211,000 |
| Bryan County Georgia | 1 | $ 285,000 | $ 285,000 | $ 390,000 |
| Burke County Georgia | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Colquitt County Georgia | 1 | $ 755,000 | $ 755,000 | $ 249,000 |
| Dawson County Georgia | 1 | $ 245,000 | $ 245,000 | $ 485,000 |
| Effingham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Habersham County Georgia | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Harris County Georgia | 1 | $ 155,000 | $ 155,000 | $ 539,000 |
| Houston County Georgia | 1 | $ 305,000 | $ 305,000 | $ 642,000 |
| Laurens County Georgia | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| McDuffie County Georgia | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Meriwether County Georgia | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| Oconee County Georgia | 1 | $ 175,000 | $ 175,000 | $ 381,000 |
| Spalding County Georgia | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Stephens County Georgia | 1 | $ 95,000 | $ 95,000 | $ 166,000 |
| Ada County Idaho | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Teton County Idaho | 1 | $ 2,485,000 | $ 2,485,000 | $ 2,073,000 |
| Franklin County Illinois | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| McDonough County Illinois | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Grant County Indiana | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Lake County Indiana | 1 | $ 2,845,000 | $ 2,845,000 | $ 0 |
| Monroe County Indiana | 1 | $ 185,000 | $ 185,000 | $ 354,000 |
| St. Joseph County Indiana | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Tippecanoe County Indiana | 1 | $ 115,000 | $ 115,000 | $ 150,000 |
| Vanderburgh County Indiana | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Scott County Iowa | 1 | $ 125,000 | $ 125,000 | $ 207,000 |
| Barren County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| Bell County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Calloway County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Hopkins County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 423,000 |
| Livingston County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 225,000 |
| Logan County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Mercer County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pike County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Beauregard County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 152,000 |
| Bossier County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 165,000 |
| East Baton Rouge County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Rapides County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Baltimore County Maryland | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Baltimore City County Maryland | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Calvert County Maryland | 1 | $ 725,000 | $ 725,000 | $ 298,000 |
| Montgomery County Maryland | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
| Ottawa County Michigan | 1 | $ 165,000 | $ 165,000 | $ 167,000 |
| Washtenaw County Michigan | 1 | $ 475,000 | $ 475,000 | $ 312,000 |
| Olmsted County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 161,000 |
| Coahoma County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Harrison County Mississippi | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| Lamar County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Lee County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 201,000 |
| Madison County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Monroe County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Panola County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 208,000 |
| Greene County Missouri | 1 | $ 355,000 | $ 355,000 | $ 187,000 |
| Lawrence County Missouri | 1 | $ 405,000 | $ 405,000 | $ 174,000 |
| St. Francois County Missouri | 1 | $ 455,000 | $ 455,000 | $ 190,000 |
| St. Louis City County Missouri | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
| Big Horn County Montana | 1 | $ 1,325,000 | $ 1,325,000 | $ 0 |
| Clark County Nevada | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Monmouth County New Jersey | 1 | $ 705,000 | $ 705,000 | $ 169,000 |
| Morris County New Jersey | 1 | $ 1,085,000 | $ 1,085,000 | $ 565,000 |
| Ocean County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 164,000 |
| Bernalillo County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| Saratoga County New York | 1 | $ 685,000 | $ 685,000 | $ 399,000 |
| Alexander County North Carolina | 1 | $ 835,000 | $ 835,000 | $ 235,000 |
| Alleghany County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| Beaufort County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Burke County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Camden County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 242,000 |
| Dare County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 755,000 |
| Edgecombe County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Halifax County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Hertford County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Lee County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Macon County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 226,000 |
| Pitt County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Swain County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 190,000 |
| Vance County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Warren County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 3,895,000 |
| Wilson County North Carolina | 1 | $ 34,345,000 | $ 34,345,000 | $ 0 |
| Delaware County Ohio | 1 | $ 695,000 | $ 695,000 | $ 500,000 |
| Franklin County Ohio | 1 | $ 4,905,000 | $ 4,905,000 | $ 0 |
| Lake County Ohio | 1 | $ 4,275,000 | $ 4,275,000 | $ 0 |
| Licking County Ohio | 1 | $ 125,000 | $ 125,000 | $ 221,000 |
| Lucas County Ohio | 1 | $ 125,000 | $ 125,000 | $ 1,955,000 |
| Montgomery County Ohio | 1 | $ 105,000 | $ 105,000 | $ 325,000 |
| Cleveland County Oklahoma | 1 | $ 3,315,000 | $ 3,315,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 105,000 | $ 105,000 | $ 210,000 |
| Northampton County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Barnwell County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Saluda County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Williamsburg County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Bledsoe County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Jackson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Lake County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 710,000 |
| Lawrence County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Lewis County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| Meigs County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Obion County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Stewart County Tennessee | 1 | $ 945,000 | $ 945,000 | $ 1,345,000 |
| Van Buren County Tennessee | 1 | $ 1,825,000 | $ 1,825,000 | $ 754,000 |
| Bexar County Texas | 1 | $ 5,475,000 | $ 5,475,000 | $ 0 |
| Collin County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 641,000 |
| Denton County Texas | 1 | $ 725,000 | $ 725,000 | $ 192,000 |
| Ellis County Texas | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Johnson County Texas | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Midland County Texas | 1 | $ 155,000 | $ 155,000 | $ 1,420,000 |
| Nacogdoches County Texas | 1 | $ 425,000 | $ 425,000 | $ 350,000 |
| Wichita County Texas | 1 | $ 755,000 | $ 755,000 | $ 298,000 |
| Utah County Utah | 1 | $ 425,000 | $ 425,000 | $ 170,000 |
| Alleghany County Virginia | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Bath County Virginia | 1 | $ 395,000 | $ 395,000 | $ 136,000 |
| Charlottesville County Virginia | 1 | $ 205,000 | $ 205,000 | $ 273,000 |
| Fauquier County Virginia | 1 | $ 685,000 | $ 685,000 | $ 354,000 |
| Frederick County Virginia | 1 | $ 485,000 | $ 485,000 | $ 140,000 |
| Giles County Virginia | 1 | $ 245,000 | $ 245,000 | $ 564,000 |
| Grayson County Virginia | 1 | $ 405,000 | $ 405,000 | $ 104,000 |
| Henry County Virginia | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| James City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 174,000 |
| Rockbridge County Virginia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Virginia Beach County Virginia | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Wythe County Virginia | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Clallam County Washington | 1 | $ 945,000 | $ 945,000 | $ 796,000 |
| Cabell County West Virginia | 1 | $ 905,000 | $ 905,000 | $ 446,000 |
| Pocahontas County West Virginia | 1 | $ 525,000 | $ 525,000 | $ 368,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,598 | $1,918,800,000 | $417,000 | $60,565,000 | $192,000 | $6,950,000 |
| Home Improvement | 1,972 | $278,370,000 | $141,000 | $3,005,000 | $192,000 | $7,009,000 |
| Other Purpose | 1,790 | $358,310,000 | $200,000 | $4,005,000 | $224,000 | $4,550,000 |
| Refinancing | 715 | $301,855,000 | $422,000 | $19,505,000 | $252,000 | $6,325,000 |
| Cash-out Refinancing | 255 | $66,615,000 | $261,000 | $955,000 | $166,000 | $3,750,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,024 | $1,527,970,000 | $304,000 | $5,555,000 | $227,000 | $7,009,000 |
| Not Provided | 1,747 | $425,745,000 | $243,000 | $3,805,000 | $240,000 | $6,500,000 |
| Black or African American | 978 | $183,200,000 | $187,000 | $7,005,000 | $114,000 | $3,332,000 |
| Not applicable | 859 | $625,245,000 | $727,000 | $60,565,000 | $53,000 | $204,000 |
| Hispanic | 421 | $91,325,000 | $216,000 | $1,405,000 | $110,000 | $902,000 |
| Asian | 195 | $47,365,000 | $242,000 | $4,715,000 | $178,000 | $2,400,000 |
| American Indian or Alaskan Native | 26 | $5,160,000 | $198,000 | $455,000 | $85,000 | $198,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $1,915,000 | $127,000 | $405,000 | $126,000 | $301,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,004 | $2,829,260,000 | $314,000 | $60,565,000 | $206,000 | $7,009,000 |
| FHA-insured (Federal Housing Administration) | 244 | $66,310,000 | $271,000 | $675,000 | $86,000 | $468,000 |
| VA-guaranteed (Veterans Administration) | 76 | $27,110,000 | $356,000 | $1,185,000 | $119,000 | $521,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,270,000 | $211,000 | $265,000 | $70,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,240 | $2,202,310,000 | $352,000 | $60,565,000 | $218,000 | $7,009,000 |
| Application Denied By Financial Institution | 1,234 | $243,790,000 | $197,000 | $3,735,000 | $147,000 | $3,750,000 |
| Application Withdrawn By Applicant | 730 | $325,240,000 | $445,000 | $7,005,000 | $236,000 | $5,099,000 |
| Application Approved But Not Accepted | 597 | $133,945,000 | $224,000 | $4,555,000 | $229,000 | $6,950,000 |
| Loan Purchased By The Institution | 508 | $9,240,000 | $18,000 | $645,000 | $53,000 | $204,000 |
| File Closed For Incompleteness | 21 | $9,425,000 | $448,000 | $1,595,000 | $257,000 | $990,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,096 | $2,680,160,000 | $331,000 | $60,565,000 | $210,000 | $7,009,000 |
| Debt-To-Income Ratio | 621 | $121,465,000 | $195,000 | $2,105,000 | $107,000 | $834,000 |
| Credit History | 336 | $44,990,000 | $133,000 | $3,005,000 | $152,000 | $3,750,000 |
| Collateral | 97 | $21,065,000 | $217,000 | $3,325,000 | $210,000 | $2,571,000 |
| Unverifiable Information | 72 | $24,870,000 | $345,000 | $2,205,000 | $394,000 | $3,126,000 |
| Other | 44 | $14,680,000 | $333,000 | $3,735,000 | $163,000 | $778,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $9,315,000 | $300,000 | $725,000 | $112,000 | $510,000 |
| Employment History | 17 | $4,505,000 | $265,000 | $1,185,000 | $128,000 | $550,000 |
| Credit Application Incomplete | 16 | $2,900,000 | $181,000 | $505,000 | $133,000 | $401,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.