Platinum Capital Group Mortgage Lending & HMDA Data, 2003

In 2003, Platinum Capital Group of Irvine, CA reported 6,763 mortgage applications totaling $1.3 billion. The average application was for $195,748, and applicants reported an average income of $67,052. 61% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Los Angeles-Long Beach, CA (1,510), Chicago, IL (1,392) and Riverside-San Bernardino, CA (449) (applications in parentheses).

Mortgage Company & Address Platinum Capital Group
17101 Armstrong Ave. Suite 200
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 6,763
Total Mortgage Loan Application Amount $1,323,845,000
Average Mortgage Loan Application Amount $195,748
Highest Mortgage Loan Application Amount $3,050,000
Average Applicant Income $67,052
Highest Applicant Income $4,060,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Platinum Capital Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Platinum Capital Group by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,510 $ 402,425,000 $ 266,506 $ 66,000
Cook, Illinois 818 $ 135,177,000 $ 165,253 $ 59,000
Clark, Nevada 407 $ 58,032,000 $ 142,584 $ 54,000
San Bernardino, California 231 $ 39,427,000 $ 170,679 $ 57,000
Orange, California 226 $ 64,269,000 $ 284,376 $ 65,000
Riverside, California 218 $ 40,024,000 $ 183,596 $ 53,000
Kane, Illinois 213 $ 28,871,000 $ 135,544 $ 47,000
DuPage, Illinois 192 $ 34,231,000 $ 178,286 $ 76,000
Fairfax, Virginia 110 $ 25,899,000 $ 235,445 $ 110,000
Allegheny, Pennsylvania 89 $ 11,763,000 $ 132,168 $ 85,000
San Diego, California 86 $ 23,136,000 $ 269,023 $ 65,000
Ventura, California 85 $ 21,711,000 $ 255,423 $ 64,000
Stanislaus, California 68 $ 10,616,000 $ 156,117 $ 53,000
Will, Illinois 68 $ 11,266,000 $ 165,676 $ 42,000
Kern, California 54 $ 6,262,000 $ 115,962 $ 51,000
Lake, Illinois 53 $ 8,908,000 $ 168,075 $ 65,000
Tulsa, Oklahoma 49 $ 5,791,000 $ 118,183 $ 53,000
San Joaquin, California 41 $ 8,385,000 $ 204,512 $ 60,000
Marion, Indiana 41 $ 3,488,000 $ 85,073 $ 31,000
Loudoun, Virginia 41 $ 8,479,000 $ 206,804 $ 99,000
Sacramento, California 39 $ 7,187,000 $ 184,282 $ 42,000
Brevard, Florida 38 $ 4,612,000 $ 121,368 $ 51,000
Rock Island, Illinois 37 $ 3,032,000 $ 81,945 $ 42,000
Prince William, Virginia 35 $ 7,564,000 $ 216,114 $ 111,000
Montgomery, Maryland 34 $ 5,955,000 $ 175,147 $ 79,000
Maricopa, Arizona 31 $ 8,602,000 $ 277,483 $ 116,000
Scott, Iowa 31 $ 2,933,000 $ 94,612 $ 56,000
Franklin, Ohio 30 $ 3,619,000 $ 120,633 $ 63,000
Broward, Florida 29 $ 5,341,000 $ 184,172 $ 93,000
District of Columbia, District Of Columbia 27 $ 6,065,000 $ 224,629 $ 110,000
Miami-Dade, Florida 25 $ 5,926,000 $ 237,040 $ 100,000
Montgomery, Pennsylvania 24 $ 6,316,000 $ 263,166 $ 129,000
McHenry, Illinois 22 $ 3,929,000 $ 178,590 $ 62,000
Jefferson, Kentucky 22 $ 2,748,000 $ 124,909 $ 47,000
Hawaii, Hawaii 21 $ 3,604,000 $ 171,619 $ 40,000
Prince George's, Maryland 21 $ 3,854,000 $ 183,523 $ 66,000
Alameda, California 20 $ 5,933,000 $ 296,650 $ 86,000
Clark, Washington 20 $ 2,708,000 $ 135,400 $ 59,000
Santa Clara, California 19 $ 7,938,000 $ 417,789 $ 105,000
Honolulu, Hawaii 19 $ 5,092,000 $ 268,000 $ 50,000
Middlesex, Massachusetts 19 $ 6,341,000 $ 333,736 $ 135,000
Clackamas, Oregon 19 $ 2,922,000 $ 153,789 $ 66,000
Multnomah, Oregon 19 $ 4,150,000 $ 218,421 $ 120,000
King, Washington 19 $ 4,255,000 $ 223,947 $ 100,000
Fresno, California 18 $ 2,616,000 $ 145,333 $ 62,000
Sonoma, California 17 $ 5,375,000 $ 316,176 $ 66,000
Lake, Indiana 17 $ 1,776,000 $ 104,470 $ 39,000
Jefferson, Colorado 15 $ 2,772,000 $ 184,800 $ 45,000
Philadelphia, Pennsylvania 15 $ 2,001,000 $ 133,400 $ 62,000
DeKalb, Illinois 14 $ 2,154,000 $ 153,857 $ 45,000
Chester, Pennsylvania 14 $ 2,423,000 $ 173,071 $ 75,000
Contra Costa, California 13 $ 4,365,000 $ 335,769 $ 57,000
Worcester, Massachusetts 13 $ 2,309,000 $ 177,615 $ 72,000
Hillsborough, New Hampshire 13 $ 2,342,000 $ 180,153 $ 74,000
Kendall, Illinois 12 $ 2,063,000 $ 171,916 $ 81,000
Wayne, Michigan 12 $ 1,059,000 $ 88,250 $ 57,000
Solano, California 11 $ 2,441,000 $ 221,909 $ 77,000
New Haven, Connecticut 11 $ 2,475,000 $ 225,000 $ 125,000
New Castle, Delaware 11 $ 2,045,000 $ 185,909 $ 67,000
Hillsborough, Florida 11 $ 1,412,000 $ 128,363 $ 60,000
Volusia, Florida 11 $ 1,737,000 $ 157,909 $ 69,000
Charles, Maryland 11 $ 1,762,000 $ 160,181 $ 64,000
Washoe, Nevada 11 $ 2,215,000 $ 201,363 $ 90,000
Washington, Oregon 11 $ 1,926,000 $ 175,090 $ 70,000
Lancaster, Pennsylvania 11 $ 1,310,000 $ 119,090 $ 61,000
Fauquier, Virginia 11 $ 2,095,000 $ 190,454 $ 92,000
San Mateo, California 10 $ 4,423,000 $ 442,300 $ 114,000
Santa Barbara, California 10 $ 3,241,000 $ 324,100 $ 91,000
Hartford, Connecticut 10 $ 1,412,000 $ 141,200 $ 53,000
Maui, Hawaii 10 $ 2,881,000 $ 288,100 $ 87,000
Henry, Illinois 10 $ 752,000 $ 75,200 $ 100,000
Plymouth, Massachusetts 10 $ 2,129,000 $ 212,900 $ 74,000
Suffolk, Massachusetts 10 $ 2,547,000 $ 254,700 $ 111,000
Greene, Missouri 10 $ 1,304,000 $ 130,400 $ 26,000
Rockingham, New Hampshire 10 $ 1,990,000 $ 199,000 $ 78,000
Bucks, Pennsylvania 10 $ 1,464,000 $ 146,400 $ 73,000
Delaware, Pennsylvania 10 $ 1,291,000 $ 129,100 $ 87,000
Madison, Alabama 9 $ 806,000 $ 89,555 $ 54,000
Orange, Florida 9 $ 1,543,000 $ 171,444 $ 108,000
Cumberland, Maine 9 $ 1,457,000 $ 161,888 $ 59,000
Hampden, Massachusetts 9 $ 1,134,000 $ 126,000 $ 71,000
San Francisco, California 8 $ 3,508,000 $ 438,500 $ 193,000
Tulare, California 8 $ 1,155,000 $ 144,375 $ 51,000
Fairfield, Connecticut 8 $ 1,558,000 $ 194,750 $ 111,000
Kent, Delaware 8 $ 1,223,000 $ 152,875 $ 112,000
Palm Beach, Florida 8 $ 1,669,000 $ 208,625 $ 786,000
Summit, Ohio 8 $ 762,000 $ 95,250 $ 49,000
Tarrant, Texas 8 $ 1,370,000 $ 171,250 $ 97,000
Marin, California 7 $ 2,671,000 $ 381,571 $ 71,000
Nevada, California 7 $ 1,655,000 $ 236,428 $ 99,000
Placer, California 7 $ 1,824,000 $ 260,571 $ 88,000
Weld, Colorado 7 $ 1,693,000 $ 241,857 $ 61,000
Lee, Florida 7 $ 1,835,000 $ 262,142 $ 80,000
Pinellas, Florida 7 $ 960,000 $ 137,142 $ 83,000
Clinton, Iowa 7 $ 795,000 $ 113,571 $ 51,000
Baltimore City, Maryland 7 $ 915,000 $ 130,714 $ 66,000
Howard, Maryland 7 $ 1,500,000 $ 214,285 $ 91,000
Essex, Massachusetts 7 $ 1,453,000 $ 207,571 $ 67,000
Norfolk, Massachusetts 7 $ 1,984,000 $ 283,428 $ 99,000
Merrimack, New Hampshire 7 $ 1,031,000 $ 147,285 $ 124,000
Montgomery, Ohio 7 $ 619,000 $ 88,428 $ 60,000
Monroe, Pennsylvania 7 $ 857,000 $ 122,428 $ 44,000
Pierce, Washington 7 $ 1,102,000 $ 157,428 $ 51,000
Pima, Arizona 6 $ 869,000 $ 144,833 $ 45,000
El Dorado, California 6 $ 1,246,000 $ 207,666 $ 27,000
San Luis Obispo, California 6 $ 1,512,000 $ 252,000 $ 109,000
Adams, Colorado 6 $ 912,000 $ 152,000 $ 51,000
Denver, Colorado 6 $ 997,000 $ 166,166 $ 46,000
Litchfield, Connecticut 6 $ 1,064,000 $ 177,333 $ 100,000
New London, Connecticut 6 $ 1,016,000 $ 169,333 $ 62,000
Clay, Florida 6 $ 557,000 $ 92,833 $ 102,000
Lake, Florida 6 $ 607,000 $ 101,166 $ 34,000
Manatee, Florida 6 $ 615,000 $ 102,500 $ 21,000
Seminole, Florida 6 $ 827,000 $ 137,833 $ 50,000
Ada, Idaho 6 $ 948,000 $ 158,000 $ 92,000
Boone, Illinois 6 $ 678,000 $ 113,000 $ 39,000
York, Maine 6 $ 936,000 $ 156,000 $ 40,000
Anne Arundel, Maryland 6 $ 1,090,000 $ 181,666 $ 77,000
Baltimore, Maryland 6 $ 762,000 $ 127,000 $ 41,000
Washington, Maryland 6 $ 748,000 $ 124,666 $ 72,000
Jackson, Missouri 6 $ 1,456,000 $ 242,666 $ 94,000
St. Louis, Missouri 6 $ 968,000 $ 161,333 $ 115,000
Washington, Pennsylvania 6 $ 876,000 $ 146,000 $ 78,000
Alexandria, Virginia 6 $ 1,367,000 $ 227,833 $ 95,000
Henrico, Virginia 6 $ 873,000 $ 145,500 $ 55,000
Jefferson, Alabama 5 $ 841,000 $ 168,200 $ 48,000
Kankakee, Illinois 5 $ 348,000 $ 69,600 $ 27,000
Winnebago, Illinois 5 $ 462,000 $ 92,400 $ 35,000
Oldham, Kentucky 5 $ 649,000 $ 129,800 $ 45,000
Bernalillo, New Mexico 5 $ 875,000 $ 175,000 $ 33,000
Cuyahoga, Ohio 5 $ 706,000 $ 141,200 $ 55,000
Westmoreland, Pennsylvania 5 $ 488,000 $ 97,600 $ 51,000
Culpeper, Virginia 5 $ 685,000 $ 137,000 $ 74,000
Manassas, Virginia 5 $ 721,000 $ 144,200 $ 55,000
Montgomery, Virginia 5 $ 765,000 $ 153,000 $ 75,000
Spotsylvania, Virginia 5 $ 481,000 $ 96,200 $ 40,000
Virginia Beach, Virginia 5 $ 562,000 $ 112,400 $ 57,000
Raleigh, West Virginia 5 $ 559,000 $ 111,800 $ 29,000
Mobile, Alabama 4 $ 335,000 $ 83,750 $ 24,000
Yavapai, Arizona 4 $ 1,205,000 $ 301,250 $ 208,000
Benton, Arkansas 4 $ 580,000 $ 145,000 $ 99,000
Madera, California 4 $ 641,000 $ 160,250 $ 56,000
Merced, California 4 $ 738,000 $ 184,500 $ 69,000
Mono, California 4 $ 893,000 $ 223,250 $ 205,000
Arapahoe, Colorado 4 $ 666,000 $ 166,500 $ 78,000
Douglas, Colorado 4 $ 1,011,000 $ 252,750 $ 34,000
Osceola, Florida 4 $ 529,000 $ 132,250 $ 69,000
St. Lucie, Florida 4 $ 577,000 $ 144,250 $ 102,000
Kauai, Hawaii 4 $ 648,000 $ 162,000 $ 45,000
Canyon, Idaho 4 $ 497,000 $ 124,250 $ 44,000
LaSalle, Illinois 4 $ 581,000 $ 145,250 $ 36,000
Madison, Illinois 4 $ 743,000 $ 185,750 $ 64,000
Mercer, Illinois 4 $ 264,000 $ 66,000 $ 41,000
Porter, Indiana 4 $ 466,000 $ 116,500 $ 53,000
Johnson, Kansas 4 $ 539,000 $ 134,750 $ 69,000
Calvert, Maryland 4 $ 1,044,000 $ 261,000 $ 125,000
Harford, Maryland 4 $ 650,000 $ 162,500 $ 89,000
St. Mary's, Maryland 4 $ 473,000 $ 118,250 $ 104,000
Jefferson, Missouri 4 $ 439,000 $ 109,750 $ 64,000
Stone, Missouri 4 $ 464,000 $ 116,000 $ 17,000
Guilford, North Carolina 4 $ 542,000 $ 135,500 $ 57,000
Fairfield, Ohio 4 $ 540,000 $ 135,000 $ 84,000
Oklahoma, Oklahoma 4 $ 512,000 $ 128,000 $ 53,000
Columbia, Oregon 4 $ 428,000 $ 107,000 $ 57,000
Lane, Oregon 4 $ 459,000 $ 114,750 $ 34,000
Beaver, Pennsylvania 4 $ 452,000 $ 113,000 $ 68,000
Centre, Pennsylvania 4 $ 396,000 $ 99,000 $ 89,000
Crawford, Pennsylvania 4 $ 419,000 $ 104,750 $ 67,000
Dauphin, Pennsylvania 4 $ 809,000 $ 202,250 $ 95,000
Franklin, Pennsylvania 4 $ 675,000 $ 168,750 $ 118,000
Northampton, Pennsylvania 4 $ 550,000 $ 137,500 $ 57,000
Schuylkill, Pennsylvania 4 $ 468,000 $ 117,000 $ 71,000
Dallas, Texas 4 $ 432,000 $ 108,000 $ 54,000
Accomack, Virginia 4 $ 792,000 $ 198,000 $ 127,000
Chesterfield, Virginia 4 $ 584,000 $ 146,000 $ 86,000
Fairfax City, Virginia 4 $ 702,000 $ 175,500 $ 89,000
King George, Virginia 4 $ 743,000 $ 185,750 $ 91,000
Warren, Virginia 4 $ 704,000 $ 176,000 $ 50,000
Dane, Wisconsin 4 $ 462,000 $ 115,500 $ 99,000
Walworth, Wisconsin 4 $ 365,000 $ 91,250 $ 82,000
Calaveras, California 3 $ 656,000 $ 218,666 $ 57,000
Lake, California 3 $ 739,000 $ 246,333 $ 42,000
Lassen, California 3 $ 315,000 $ 105,000 $ 35,000
Shasta, California 3 $ 753,000 $ 251,000 $ 34,000
Yolo, California 3 $ 517,000 $ 172,333 $ 62,000
Yuba, California 3 $ 549,000 $ 183,000 $ 65,000
El Paso, Colorado 3 $ 669,000 $ 223,000 $ 17,000
Sussex, Delaware 3 $ 577,000 $ 192,333 $ 108,000
Collier, Florida 3 $ 1,498,000 $ 499,333 $ 219,000
Flagler, Florida 3 $ 486,000 $ 162,000 $ 67,000
Marion, Florida 3 $ 698,000 $ 232,666 $ 73,000
Monroe, Florida 3 $ 1,247,000 $ 415,666 $ 78,000
Polk, Florida 3 $ 330,000 $ 110,000 $ 59,000
Sarasota, Florida 3 $ 314,000 $ 104,666 $ 91,000
St. Johns, Florida 3 $ 495,000 $ 165,000 $ 103,000
Whiteside, Illinois 3 $ 264,000 $ 88,000 $ 43,000
LaPorte, Indiana 3 $ 257,000 $ 85,666 $ 8,000
Polk, Iowa 3 $ 233,000 $ 77,666 $ 36,000
Woodbury, Iowa 3 $ 490,000 $ 163,333 $ 157,000
Bullitt, Kentucky 3 $ 380,000 $ 126,666 $ 50,000
Hancock, Maine 3 $ 311,000 $ 103,666 $ 52,000
Frederick, Maryland 3 $ 701,000 $ 233,666 $ 127,000
Wicomico, Maryland 3 $ 360,000 $ 120,000 $ 45,000
Barnstable, Massachusetts 3 $ 518,000 $ 172,666 $ 66,000
Grand Traverse, Michigan 3 $ 279,000 $ 93,000 $ 25,000
Oakland, Michigan 3 $ 390,000 $ 130,000 $ 73,000
Douglas, Nebraska 3 $ 341,000 $ 113,666 $ 15,000
Mecklenburg, North Carolina 3 $ 287,000 $ 95,666 $ 66,000
New Hanover, North Carolina 3 $ 259,000 $ 86,333 $ 52,000
Butler, Ohio 3 $ 322,000 $ 107,333 $ 43,000
Clermont, Ohio 3 $ 398,000 $ 132,666 $ 48,000
Lorain, Ohio 3 $ 491,000 $ 163,666 $ 35,000
Medina, Ohio 3 $ 351,000 $ 117,000 $ 57,000
Portage, Ohio 3 $ 427,000 $ 142,333 $ 68,000
Clatsop, Oregon 3 $ 248,000 $ 82,666 $ 51,000
Erie, Pennsylvania 3 $ 231,000 $ 77,000 $ 45,000
Lackawanna, Pennsylvania 3 $ 223,000 $ 74,333 $ 54,000
Lawrence, Pennsylvania 3 $ 408,000 $ 136,000 $ 65,000
Lehigh, Pennsylvania 3 $ 519,000 $ 173,000 $ 66,000
Mercer, Pennsylvania 3 $ 646,000 $ 215,333 $ 116,000
Perry, Pennsylvania 3 $ 427,000 $ 142,333 $ 51,000
York, Pennsylvania 3 $ 463,000 $ 154,333 $ 88,000
Davidson, Tennessee 3 $ 367,000 $ 122,333 $ 85,000
Shelby, Tennessee 3 $ 296,000 $ 98,666 $ 36,000
Collin, Texas 3 $ 457,000 $ 152,333 $ 61,000
Harris, Texas 3 $ 369,000 $ 123,000 $ 59,000
Albemarle, Virginia 3 $ 593,000 $ 197,666 $ 105,000
Richmond City, Virginia 3 $ 276,000 $ 92,000 $ 26,000
Roanoke, Virginia 3 $ 438,000 $ 146,000 $ 266,000
Kitsap, Washington 3 $ 333,000 $ 111,000 $ 71,000
Lewis, Washington 3 $ 523,000 $ 174,333 $ 27,000
Waukesha, Wisconsin 3 $ 309,000 $ 103,000 $ 63,000
Winnebago, Wisconsin 3 $ 504,000 $ 168,000 $ 29,000
St. Clair, Alabama 2 $ 268,000 $ 134,000 $ 72,000
Coconino, Arizona 2 $ 365,000 $ 182,500 $ 36,000
Santa Cruz, Arizona 2 $ 165,000 $ 82,500 $ 46,000
Yuma, Arizona 2 $ 409,000 $ 204,500 $ 44,000
Washington, Arkansas 2 $ 379,000 $ 189,500 $ 99,000
Imperial, California 2 $ 203,000 $ 101,500 $ 27,000
Mariposa, California 2 $ 208,000 $ 104,000 $ 42,000
Monterey, California 2 $ 475,000 $ 237,500 $ 20,000
Santa Cruz, California 2 $ 926,000 $ 463,000 $ 110,000
Siskiyou, California 2 $ 382,000 $ 191,000 $ 23,000
Tuolumne, California 2 $ 195,000 $ 97,500 $ 38,000
Boulder, Colorado 2 $ 353,000 $ 176,500 $ 26,000
Grand, Colorado 2 $ 487,000 $ 243,500 $ 164,000
Larimer, Colorado 2 $ 478,000 $ 239,000 $ 29,000
Park, Colorado 2 $ 309,000 $ 154,500 $ 39,000
Tolland, Connecticut 2 $ 407,000 $ 203,500 $ 65,000
Bay, Florida 2 $ 232,000 $ 116,000 $ 80,000
Citrus, Florida 2 $ 199,000 $ 99,500 $ 45,000
Duval, Florida 2 $ 349,000 $ 174,500 $ 121,000
Escambia, Florida 2 $ 394,000 $ 197,000 $ 86,000
Okaloosa, Florida 2 $ 629,000 $ 314,500 $ 29,000
Pasco, Florida 2 $ 250,000 $ 125,000 $ 57,000
Santa Rosa, Florida 2 $ 210,000 $ 105,000 $ 59,000
Brown, Illinois 2 $ 68,000 $ 34,000 $ 0
Ogle, Illinois 2 $ 326,000 $ 163,000 $ 76,000
Clark, Indiana 2 $ 282,000 $ 141,000 $ 165,000
Jefferson, Indiana 2 $ 143,000 $ 71,500 $ 0
Cedar, Iowa 2 $ 142,000 $ 71,000 $ 52,000
Madison, Kentucky 2 $ 158,000 $ 79,000 $ 112,000
Spencer, Kentucky 2 $ 235,000 $ 117,500 $ 20,000
Orleans, Louisiana 2 $ 240,000 $ 120,000 $ 93,000
Somerset, Maryland 2 $ 228,000 $ 114,000 $ 46,000
Worcester, Maryland 2 $ 204,000 $ 102,000 $ 83,000
Bristol, Massachusetts 2 $ 320,000 $ 160,000 $ 99,000
Kalamazoo, Michigan 2 $ 227,000 $ 113,500 $ 93,000
Lapeer, Michigan 2 $ 204,000 $ 102,000 $ 144,000
Hennepin, Minnesota 2 $ 560,000 $ 280,000 $ 224,000
Ramsey, Minnesota 2 $ 347,000 $ 173,500 $ 117,000
Christian, Missouri 2 $ 240,000 $ 120,000 $ 41,000
St. Louis City, Missouri 2 $ 131,000 $ 65,500 $ 44,000
Taney, Missouri 2 $ 168,000 $ 84,000 $ 108,000
Nye, Nevada 2 $ 234,000 $ 117,000 $ 1,084,000
Union, New Jersey 2 $ 310,000 $ 155,000 $ 35,000
San Juan, New Mexico 2 $ 277,000 $ 138,500 $ 0
Davidson, North Carolina 2 $ 160,000 $ 80,000 $ 45,000
Forsyth, North Carolina 2 $ 155,000 $ 77,500 $ 54,000
Gaston, North Carolina 2 $ 408,000 $ 204,000 $ 41,000
Rutherford, North Carolina 2 $ 239,000 $ 119,500 $ 172,000
Wake, North Carolina 2 $ 291,000 $ 145,500 $ 58,000
Ashtabula, Ohio 2 $ 139,000 $ 69,500 $ 56,000
Licking, Ohio 2 $ 405,000 $ 202,500 $ 91,000
Mahoning, Ohio 2 $ 322,000 $ 161,000 $ 63,000
Ottawa, Ohio 2 $ 204,000 $ 102,000 $ 104,000
Stark, Ohio 2 $ 311,000 $ 155,500 $ 120,000
Cleveland, Oklahoma 2 $ 470,000 $ 235,000 $ 91,000
Pontotoc, Oklahoma 2 $ 304,000 $ 152,000 $ 61,000
Hood River, Oregon 2 $ 177,000 $ 88,500 $ 91,000
Polk, Oregon 2 $ 215,000 $ 107,500 $ 58,000
Yamhill, Oregon 2 $ 443,000 $ 221,500 $ 100,000
Adams, Pennsylvania 2 $ 300,000 $ 150,000 $ 55,000
Berks, Pennsylvania 2 $ 283,000 $ 141,500 $ 62,000
Butler, Pennsylvania 2 $ 338,000 $ 169,000 $ 92,000
Clearfield, Pennsylvania 2 $ 110,000 $ 55,000 $ 64,000
Cumberland, Pennsylvania 2 $ 230,000 $ 115,000 $ 73,000
Luzerne, Pennsylvania 2 $ 238,000 $ 119,000 $ 63,000
Snyder, Pennsylvania 2 $ 188,000 $ 94,000 $ 101,000
Providence, Rhode Island 2 $ 301,000 $ 150,500 $ 52,000
Washington, Rhode Island 2 $ 1,193,000 $ 596,500 $ 173,000
Berkeley, South Carolina 2 $ 258,000 $ 129,000 $ 16,000
Charleston, South Carolina 2 $ 245,000 $ 122,500 $ 68,000
Greenville, South Carolina 2 $ 254,000 $ 127,000 $ 0
Horry, South Carolina 2 $ 211,000 $ 105,500 $ 35,000
Pickens, South Carolina 2 $ 216,000 $ 108,000 $ 51,000
Travis, Texas 2 $ 312,000 $ 156,000 $ 95,000
Salt Lake, Utah 2 $ 249,000 $ 124,500 $ 44,000
Rutland, Vermont 2 $ 171,000 $ 85,500 $ 54,000
Washington, Vermont 2 $ 249,000 $ 124,500 $ 80,000
Arlington, Virginia 2 $ 643,000 $ 321,500 $ 116,000
Caroline, Virginia 2 $ 183,000 $ 91,500 $ 57,000
Gloucester, Virginia 2 $ 217,000 $ 108,500 $ 49,000
Hanover, Virginia 2 $ 251,000 $ 125,500 $ 55,000
Manassas Park, Virginia 2 $ 299,000 $ 149,500 $ 32,000
Newport News, Virginia 2 $ 267,000 $ 133,500 $ 76,000
Skagit, Washington 2 $ 1,224,000 $ 612,000 $ 388,000
Snohomish, Washington 2 $ 417,000 $ 208,500 $ 83,000
Spokane, Washington 2 $ 313,000 $ 156,500 $ 60,000
Thurston, Washington 2 $ 218,000 $ 109,000 $ 101,000
Greenbrier, West Virginia 2 $ 242,000 $ 121,000 $ 29,000
Douglas, Wisconsin 2 $ 146,000 $ 73,000 $ 57,000
Milwaukee, Wisconsin 2 $ 368,000 $ 184,000 $ 133,000
Colbert, Alabama 1 $ 49,000 $ 49,000 $ 28,000
Morgan, Alabama 1 $ 77,000 $ 77,000 $ 72,000
Mohave, Arizona 1 $ 67,000 $ 67,000 $ 105,000
Navajo, Arizona 1 $ 158,000 $ 158,000 $ 43,000
Baxter, Arkansas 1 $ 70,000 $ 70,000 $ 58,000
Garland, Arkansas 1 $ 140,000 $ 140,000 $ 59,000
Sebastian, Arkansas 1 $ 110,000 $ 110,000 $ 114,000
Sharp, Arkansas 1 $ 32,000 $ 32,000 $ 15,000
Alpine, California 1 $ 240,000 $ 240,000 $ 0
Butte, California 1 $ 164,000 $ 164,000 $ 36,000
Glenn, California 1 $ 95,000 $ 95,000 $ 64,000
Kings, California 1 $ 76,000 $ 76,000 $ 35,000
Mendocino, California 1 $ 150,000 $ 150,000 $ 30,000
Napa, California 1 $ 168,000 $ 168,000 $ 60,000
San Benito, California 1 $ 392,000 $ 392,000 $ 83,000
Sutter, California 1 $ 133,000 $ 133,000 $ 75,000
Elbert, Colorado 1 $ 150,000 $ 150,000 $ 0
Gunnison, Colorado 1 $ 57,000 $ 57,000 $ 18,000
Rio Blanco, Colorado 1 $ 100,000 $ 100,000 $ 90,000
Yuma, Colorado 1 $ 148,000 $ 148,000 $ 75,000
Middlesex, Connecticut 1 $ 128,000 $ 128,000 $ 59,000
Windham, Connecticut 1 $ 250,000 $ 250,000 $ 60,000
Baker, Florida 1 $ 89,000 $ 89,000 $ 127,000
Hernando, Florida 1 $ 181,000 $ 181,000 $ 90,000
Indian River, Florida 1 $ 102,000 $ 102,000 $ 62,000
Jefferson, Florida 1 $ 146,000 $ 146,000 $ 77,000
Leon, Florida 1 $ 190,000 $ 190,000 $ 152,000
Martin, Florida 1 $ 150,000 $ 150,000 $ 52,000
Nassau, Florida 1 $ 102,000 $ 102,000 $ 88,000
Putnam, Florida 1 $ 75,000 $ 75,000 $ 36,000
Suwannee, Florida 1 $ 86,000 $ 86,000 $ 59,000
Bibb, Georgia 1 $ 54,000 $ 54,000 $ 54,000
DeKalb, Georgia 1 $ 143,000 $ 143,000 $ 87,000
Fannin, Georgia 1 $ 337,000 $ 337,000 $ 149,000
Richmond, Georgia 1 $ 76,000 $ 76,000 $ 0
Bonneville, Idaho 1 $ 95,000 $ 95,000 $ 0
Kootenai, Idaho 1 $ 154,000 $ 154,000 $ 84,000
Owyhee, Idaho 1 $ 200,000 $ 200,000 $ 0
Clinton, Illinois 1 $ 180,000 $ 180,000 $ 106,000
Franklin, Illinois 1 $ 39,000 $ 39,000 $ 22,000
Fulton, Illinois 1 $ 75,000 $ 75,000 $ 67,000
Iroquois, Illinois 1 $ 110,000 $ 110,000 $ 105,000
Jackson, Illinois 1 $ 34,000 $ 34,000 $ 30,000
Johnson, Illinois 1 $ 40,000 $ 40,000 $ 0
Knox, Illinois 1 $ 108,000 $ 108,000 $ 69,000
Lee, Illinois 1 $ 173,000 $ 173,000 $ 46,000
Livingston, Illinois 1 $ 108,000 $ 108,000 $ 39,000
McLean, Illinois 1 $ 531,000 $ 531,000 $ 192,000
Monroe, Illinois 1 $ 373,000 $ 373,000 $ 269,000
Peoria, Illinois 1 $ 127,000 $ 127,000 $ 107,000
St. Clair, Illinois 1 $ 152,000 $ 152,000 $ 169,000
Warren, Illinois 1 $ 76,000 $ 76,000 $ 57,000
Hancock, Indiana 1 $ 138,000 $ 138,000 $ 24,000
Hendricks, Indiana 1 $ 92,000 $ 92,000 $ 0
Jasper, Indiana 1 $ 50,000 $ 50,000 $ 27,000
Jay, Indiana 1 $ 160,000 $ 160,000 $ 126,000
Madison, Indiana 1 $ 160,000 $ 160,000 $ 75,000
Morgan, Indiana 1 $ 131,000 $ 131,000 $ 62,000
Ripley, Indiana 1 $ 112,000 $ 112,000 $ 37,000
Scott, Indiana 1 $ 156,000 $ 156,000 $ 67,000
Dallas, Iowa 1 $ 146,000 $ 146,000 $ 61,000
Muscatine, Iowa 1 $ 105,000 $ 105,000 $ 43,000
Wapello, Iowa 1 $ 41,000 $ 41,000 $ 38,000
Douglas, Kansas 1 $ 114,000 $ 114,000 $ 46,000
Miami, Kansas 1 $ 75,000 $ 75,000 $ 77,000
Riley, Kansas 1 $ 79,000 $ 79,000 $ 51,000
Sedgwick, Kansas 1 $ 320,000 $ 320,000 $ 176,000
Wyandotte, Kansas 1 $ 128,000 $ 128,000 $ 42,000
Breckinridge, Kentucky 1 $ 82,000 $ 82,000 $ 27,000
Christian, Kentucky 1 $ 89,000 $ 89,000 $ 30,000
Jessamine, Kentucky 1 $ 95,000 $ 95,000 $ 39,000
Scott, Kentucky 1 $ 118,000 $ 118,000 $ 57,000
Calcasieu, Louisiana 1 $ 169,000 $ 169,000 $ 114,000
East Baton Rouge, Louisiana 1 $ 144,000 $ 144,000 $ 0
Lafayette, Louisiana 1 $ 150,000 $ 150,000 $ 92,000
Ouachita, Louisiana 1 $ 82,000 $ 82,000 $ 52,000
Aroostook, Maine 1 $ 56,000 $ 56,000 $ 59,000
Kennebec, Maine 1 $ 121,000 $ 121,000 $ 50,000
Oxford, Maine 1 $ 244,000 $ 244,000 $ 91,000
Penobscot, Maine 1 $ 175,000 $ 175,000 $ 229,000
Waldo, Maine 1 $ 201,000 $ 201,000 $ 59,000
Caroline, Maryland 1 $ 126,000 $ 126,000 $ 44,000
Carroll, Maryland 1 $ 171,000 $ 171,000 $ 86,000
Kent, Maryland 1 $ 136,000 $ 136,000 $ 69,000
Berkshire, Massachusetts 1 $ 112,000 $ 112,000 $ 76,000
Franklin, Massachusetts 1 $ 108,000 $ 108,000 $ 58,000
Hampshire, Massachusetts 1 $ 40,000 $ 40,000 $ 115,000
Nantucket, Massachusetts 1 $ 893,000 $ 893,000 $ 480,000
Antrim, Michigan 1 $ 108,000 $ 108,000 $ 55,000
Berrien, Michigan 1 $ 268,000 $ 268,000 $ 215,000
Clare, Michigan 1 $ 95,000 $ 95,000 $ 103,000
Eaton, Michigan 1 $ 130,000 $ 130,000 $ 67,000
Genesee, Michigan 1 $ 122,000 $ 122,000 $ 51,000
Houghton, Michigan 1 $ 73,000 $ 73,000 $ 23,000
Ionia, Michigan 1 $ 108,000 $ 108,000 $ 63,000
Kent, Michigan 1 $ 102,000 $ 102,000 $ 32,000
Macomb, Michigan 1 $ 79,000 $ 79,000 $ 57,000
Montmorency, Michigan 1 $ 119,000 $ 119,000 $ 41,000
Washtenaw, Michigan 1 $ 209,000 $ 209,000 $ 54,000
Wexford, Michigan 1 $ 98,000 $ 98,000 $ 0
Aitkin, Minnesota 1 $ 44,000 $ 44,000 $ 39,000
Dakota, Minnesota 1 $ 189,000 $ 189,000 $ 91,000
Itasca, Minnesota 1 $ 105,000 $ 105,000 $ 45,000
Wright, Minnesota 1 $ 238,000 $ 238,000 $ 66,000
Hancock, Mississippi 1 $ 120,000 $ 120,000 $ 0
Lowndes, Mississippi 1 $ 117,000 $ 117,000 $ 36,000
Cass, Missouri 1 $ 360,000 $ 360,000 $ 52,000
Clay, Missouri 1 $ 65,000 $ 65,000 $ 60,000
Lafayette, Missouri 1 $ 47,000 $ 47,000 $ 42,000
Lincoln, Missouri 1 $ 48,000 $ 48,000 $ 46,000
Mississippi, Missouri 1 $ 44,000 $ 44,000 $ 37,000
Polk, Missouri 1 $ 104,000 $ 104,000 $ 67,000
Ray, Missouri 1 $ 50,000 $ 50,000 $ 0
Stoddard, Missouri 1 $ 112,000 $ 112,000 $ 0
Warren, Missouri 1 $ 315,000 $ 315,000 $ 0
Granite, Montana 1 $ 94,000 $ 94,000 $ 52,000
Dixon, Nebraska 1 $ 59,000 $ 59,000 $ 28,000
Churchill, Nevada 1 $ 122,000 $ 122,000 $ 59,000
Lincoln, Nevada 1 $ 108,000 $ 108,000 $ 51,000
Coos, New Hampshire 1 $ 60,000 $ 60,000 $ 12,000
Grafton, New Hampshire 1 $ 133,000 $ 133,000 $ 0
Strafford, New Hampshire 1 $ 279,000 $ 279,000 $ 64,000
Sullivan, New Hampshire 1 $ 145,000 $ 145,000 $ 71,000
Camden, New Jersey 1 $ 176,000 $ 176,000 $ 0
Gloucester, New Jersey 1 $ 182,000 $ 182,000 $ 0
McKinley, New Mexico 1 $ 121,000 $ 121,000 $ 60,000
Sandoval, New Mexico 1 $ 135,000 $ 135,000 $ 59,000
Cleveland, North Carolina 1 $ 140,000 $ 140,000 $ 50,000
Craven, North Carolina 1 $ 115,000 $ 115,000 $ 31,000
Cumberland, North Carolina 1 $ 145,000 $ 145,000 $ 96,000
Currituck, North Carolina 1 $ 225,000 $ 225,000 $ 114,000
Madison, North Carolina 1 $ 115,000 $ 115,000 $ 69,000
Moore, North Carolina 1 $ 167,000 $ 167,000 $ 110,000
Pitt, North Carolina 1 $ 235,000 $ 235,000 $ 131,000
Rowan, North Carolina 1 $ 196,000 $ 196,000 $ 63,000
Benson, North Dakota 1 $ 66,000 $ 66,000 $ 48,000
Auglaize, Ohio 1 $ 182,000 $ 182,000 $ 53,000
Clinton, Ohio 1 $ 83,000 $ 83,000 $ 26,000
Crawford, Ohio 1 $ 164,000 $ 164,000 $ 82,000
Darke, Ohio 1 $ 100,000 $ 100,000 $ 53,000
Fayette, Ohio 1 $ 100,000 $ 100,000 $ 59,000
Geauga, Ohio 1 $ 47,000 $ 47,000 $ 36,000
Greene, Ohio 1 $ 149,000 $ 149,000 $ 112,000
Hamilton, Ohio 1 $ 69,000 $ 69,000 $ 79,000
Knox, Ohio 1 $ 77,000 $ 77,000 $ 40,000
Lake, Ohio 1 $ 77,000 $ 77,000 $ 60,000
Lawrence, Ohio 1 $ 131,000 $ 131,000 $ 34,000
Lucas, Ohio 1 $ 118,000 $ 118,000 $ 88,000
Marion, Ohio 1 $ 163,000 $ 163,000 $ 0
Miami, Ohio 1 $ 174,000 $ 174,000 $ 76,000
Monroe, Ohio 1 $ 143,000 $ 143,000 $ 43,000
Morrow, Ohio 1 $ 146,000 $ 146,000 $ 44,000
Pike, Ohio 1 $ 92,000 $ 92,000 $ 25,000
Preble, Ohio 1 $ 116,000 $ 116,000 $ 0
Richland, Ohio 1 $ 69,000 $ 69,000 $ 35,000
Union, Ohio 1 $ 200,000 $ 200,000 $ 45,000
Washington, Ohio 1 $ 65,000 $ 65,000 $ 53,000
Wyandot, Ohio 1 $ 95,000 $ 95,000 $ 29,000
Bryan, Oklahoma 1 $ 107,000 $ 107,000 $ 32,000
Canadian, Oklahoma 1 $ 119,000 $ 119,000 $ 70,000
Creek, Oklahoma 1 $ 107,000 $ 107,000 $ 78,000
Delaware, Oklahoma 1 $ 81,000 $ 81,000 $ 36,000
Grady, Oklahoma 1 $ 293,000 $ 293,000 $ 76,000
Marshall, Oklahoma 1 $ 34,000 $ 34,000 $ 26,000
Muskogee, Oklahoma 1 $ 87,000 $ 87,000 $ 30,000
Osage, Oklahoma 1 $ 108,000 $ 108,000 $ 76,000
Rogers, Oklahoma 1 $ 149,000 $ 149,000 $ 71,000
Wagoner, Oklahoma 1 $ 135,000 $ 135,000 $ 107,000
Crook, Oregon 1 $ 93,000 $ 93,000 $ 32,000
Deschutes, Oregon 1 $ 205,000 $ 205,000 $ 108,000
Jackson, Oregon 1 $ 277,000 $ 277,000 $ 255,000
Josephine, Oregon 1 $ 97,000 $ 97,000 $ 37,000
Linn, Oregon 1 $ 97,000 $ 97,000 $ 45,000
Union, Oregon 1 $ 90,000 $ 90,000 $ 40,000
Armstrong, Pennsylvania 1 $ 30,000 $ 30,000 $ 53,000
Bradford, Pennsylvania 1 $ 100,000 $ 100,000 $ 39,000
Cambria, Pennsylvania 1 $ 141,000 $ 141,000 $ 95,000
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Mortgage Loan Application Detail Totals for Platinum Capital Group in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 4,681 $948,126,000 $161,500 $3,050,000 $67,708 $4,060,000
Home Purchase (one-to-four family) 2,081 $375,704,000 $152,263 $1,620,000 $76,315 $2,665,000
Home Improvement (one-to-four family) 1 $15,000 $15,000 $15,000 $127,000 $127,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,940 $619,001,000 $162,888 $1,723,000 $73,266 $4,060,000
Hispanic 1,747 $290,388,000 $144,652 $1,063,000 $43,869 $783,000
Information not provided by applicant in mail or telephone application 1,447 $298,178,000 $169,711 $3,050,000 $75,355 $2,665,000
Black 379 $59,877,000 $137,344 $600,000 $58,793 $696,000
Asian or Pacific Islander 199 $46,396,000 $163,642 $792,000 $71,928 $725,000
American Indian or Alaskan Native 26 $4,774,000 $166,363 $645,000 $54,727 $351,000
Other 25 $5,231,000 $177,250 $380,000 $53,375 $140,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,645 $1,158,356,000 $160,041 $3,050,000 $72,479 $4,060,000
FHA-insured (Federal Housing Administration) 1,057 $157,300,000 $129,576 $1,620,000 $34,346 $359,000
VA-guaranteed (Veterans Administration) 61 $8,189,000 $113,111 $246,000 $18,277 $125,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,111 $823,127,000 $158,261 $1,723,000 $78,119 $2,665,000
Application Approved But Not Accepted 1,156 $222,247,000 $152,704 $1,000,000 $72,227 $4,060,000
Application Denied By Financial Institution 692 $128,952,000 $166,571 $1,063,000 $50,047 $582,000
Application Withdrawn By Applicant 597 $108,791,000 $179,195 $3,050,000 $79,243 $2,136,000
File Closed For Incompleteness 206 $40,615,000 $169,307 $792,000 $59,692 $725,000
Loan Purchased By The Institution 1 $113,000 $113,000 $113,000 $138,000 $138,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 372 $71,405,000 $154,138 $1,063,000 $37,888 $240,000
Debt-To-Income Ratio 119 $23,080,000 $195,960 $999,000 $63,120 $304,000
Credit History 102 $17,539,000 $153,166 $560,000 $50,625 $582,000
Collateral 56 $9,862,000 $144,714 $1,000,000 $71,428 $175,000
Employment History 8 $965,000 $117,285 $176,000 $53,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 3 $649,000 $216,333 $346,000 $59,000 $125,000
Unverifiable Information 2 $538,000 $269,000 $290,000 $0 $0
Credit Application Incomplete 1 $163,000 $163,000 $163,000 $22,000 $22,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Capital Group's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Platinum Capital Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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