Platinum Capital Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Platinum Capital Group 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Platinum Capital Group
17101 Armstrong Ave. Suite 200
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 6,763
Total Mortgage Loan Application Amount $1,323,845,000
Average Mortgage Loan Application Amount $155,781
Highest Mortgage Loan Application Amount $3,050,000
Average Applicant Income $72,149
Highest Applicant Income $4,060,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Platinum Capital Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Platinum Capital Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down Platinum Capital Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Platinum Capital Group serves its applicants.

Each category highlights the total number of mortgage applications processed by Platinum Capital Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Platinum Capital Group's mortgage activity for 2003.

Mortgage Loan Application Totals for Platinum Capital Group by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,510 $ 402,425,000 $ 266,000 $ 66,000
Cook County Illinois 818 $ 135,177,000 $ 165,000 $ 59,000
Clark County Nevada 407 $ 58,032,000 $ 142,000 $ 54,000
San Bernardino County California 231 $ 39,427,000 $ 170,000 $ 57,000
Orange County California 226 $ 64,269,000 $ 284,000 $ 65,000
Riverside County California 218 $ 40,024,000 $ 183,000 $ 53,000
Kane County Illinois 213 $ 28,871,000 $ 135,000 $ 47,000
DuPage County Illinois 192 $ 34,231,000 $ 178,000 $ 76,000
Fairfax County Virginia 110 $ 25,899,000 $ 235,000 $ 110,000
Allegheny County Pennsylvania 89 $ 11,763,000 $ 132,000 $ 85,000
San Diego County California 86 $ 23,136,000 $ 269,000 $ 65,000
Ventura County California 85 $ 21,711,000 $ 255,000 $ 64,000
Stanislaus County California 68 $ 10,616,000 $ 156,000 $ 53,000
Will County Illinois 68 $ 11,266,000 $ 165,000 $ 42,000
Kern County California 54 $ 6,262,000 $ 115,000 $ 51,000
Lake County Illinois 53 $ 8,908,000 $ 168,000 $ 65,000
Tulsa County Oklahoma 49 $ 5,791,000 $ 118,000 $ 53,000
San Joaquin County California 41 $ 8,385,000 $ 204,000 $ 60,000
Marion County Indiana 41 $ 3,488,000 $ 85,000 $ 31,000
Loudoun County Virginia 41 $ 8,479,000 $ 206,000 $ 99,000
Sacramento County California 39 $ 7,187,000 $ 184,000 $ 42,000
Brevard County Florida 38 $ 4,612,000 $ 121,000 $ 51,000
Rock Island County Illinois 37 $ 3,032,000 $ 81,000 $ 42,000
Prince William County Virginia 35 $ 7,564,000 $ 216,000 $ 111,000
Montgomery County Maryland 34 $ 5,955,000 $ 175,000 $ 79,000
Maricopa County Arizona 31 $ 8,602,000 $ 277,000 $ 116,000
Scott County Iowa 31 $ 2,933,000 $ 94,000 $ 56,000
Franklin County Ohio 30 $ 3,619,000 $ 120,000 $ 63,000
Broward County Florida 29 $ 5,341,000 $ 184,000 $ 93,000
District of Columbia County District Of Columbia 27 $ 6,065,000 $ 224,000 $ 110,000
Miami-Dade County Florida 25 $ 5,926,000 $ 237,000 $ 100,000
Montgomery County Pennsylvania 24 $ 6,316,000 $ 263,000 $ 129,000
McHenry County Illinois 22 $ 3,929,000 $ 178,000 $ 62,000
Jefferson County Kentucky 22 $ 2,748,000 $ 124,000 $ 47,000
Hawaii County Hawaii 21 $ 3,604,000 $ 171,000 $ 40,000
Prince George's County Maryland 21 $ 3,854,000 $ 183,000 $ 66,000
Alameda County California 20 $ 5,933,000 $ 296,000 $ 86,000
Clark County Washington 20 $ 2,708,000 $ 135,000 $ 59,000
Santa Clara County California 19 $ 7,938,000 $ 417,000 $ 105,000
Honolulu County Hawaii 19 $ 5,092,000 $ 268,000 $ 50,000
Middlesex County Massachusetts 19 $ 6,341,000 $ 333,000 $ 135,000
Clackamas County Oregon 19 $ 2,922,000 $ 153,000 $ 66,000
Multnomah County Oregon 19 $ 4,150,000 $ 218,000 $ 120,000
King County Washington 19 $ 4,255,000 $ 223,000 $ 100,000
Fresno County California 18 $ 2,616,000 $ 145,000 $ 62,000
Sonoma County California 17 $ 5,375,000 $ 316,000 $ 66,000
Lake County Indiana 17 $ 1,776,000 $ 104,000 $ 39,000
Jefferson County Colorado 15 $ 2,772,000 $ 184,000 $ 45,000
Philadelphia County Pennsylvania 15 $ 2,001,000 $ 133,000 $ 62,000
DeKalb County Illinois 14 $ 2,154,000 $ 153,000 $ 45,000
Chester County Pennsylvania 14 $ 2,423,000 $ 173,000 $ 75,000
Contra Costa County California 13 $ 4,365,000 $ 335,000 $ 57,000
Worcester County Massachusetts 13 $ 2,309,000 $ 177,000 $ 72,000
Hillsborough County New Hampshire 13 $ 2,342,000 $ 180,000 $ 74,000
Kendall County Illinois 12 $ 2,063,000 $ 171,000 $ 81,000
Wayne County Michigan 12 $ 1,059,000 $ 88,000 $ 57,000
Solano County California 11 $ 2,441,000 $ 221,000 $ 77,000
New Haven County Connecticut 11 $ 2,475,000 $ 225,000 $ 125,000
New Castle County Delaware 11 $ 2,045,000 $ 185,000 $ 67,000
Hillsborough County Florida 11 $ 1,412,000 $ 128,000 $ 60,000
Volusia County Florida 11 $ 1,737,000 $ 157,000 $ 69,000
Charles County Maryland 11 $ 1,762,000 $ 160,000 $ 64,000
Washoe County Nevada 11 $ 2,215,000 $ 201,000 $ 90,000
Washington County Oregon 11 $ 1,926,000 $ 175,000 $ 70,000
Lancaster County Pennsylvania 11 $ 1,310,000 $ 119,000 $ 61,000
Fauquier County Virginia 11 $ 2,095,000 $ 190,000 $ 92,000
San Mateo County California 10 $ 4,423,000 $ 442,000 $ 114,000
Santa Barbara County California 10 $ 3,241,000 $ 324,000 $ 91,000
Hartford County Connecticut 10 $ 1,412,000 $ 141,000 $ 53,000
Maui County Hawaii 10 $ 2,881,000 $ 288,000 $ 87,000
Henry County Illinois 10 $ 752,000 $ 75,000 $ 100,000
Plymouth County Massachusetts 10 $ 2,129,000 $ 212,000 $ 74,000
Suffolk County Massachusetts 10 $ 2,547,000 $ 254,000 $ 111,000
Greene County Missouri 10 $ 1,304,000 $ 130,000 $ 26,000
Rockingham County New Hampshire 10 $ 1,990,000 $ 199,000 $ 78,000
Bucks County Pennsylvania 10 $ 1,464,000 $ 146,000 $ 73,000
Delaware County Pennsylvania 10 $ 1,291,000 $ 129,000 $ 87,000
Madison County Alabama 9 $ 806,000 $ 89,000 $ 54,000
Orange County Florida 9 $ 1,543,000 $ 171,000 $ 108,000
Cumberland County Maine 9 $ 1,457,000 $ 161,000 $ 59,000
Hampden County Massachusetts 9 $ 1,134,000 $ 126,000 $ 71,000
San Francisco County California 8 $ 3,508,000 $ 438,000 $ 193,000
Tulare County California 8 $ 1,155,000 $ 144,000 $ 51,000
Fairfield County Connecticut 8 $ 1,558,000 $ 194,000 $ 111,000
Kent County Delaware 8 $ 1,223,000 $ 152,000 $ 112,000
Palm Beach County Florida 8 $ 1,669,000 $ 208,000 $ 786,000
Summit County Ohio 8 $ 762,000 $ 95,000 $ 49,000
Tarrant County Texas 8 $ 1,370,000 $ 171,000 $ 97,000
Marin County California 7 $ 2,671,000 $ 381,000 $ 71,000
Nevada County California 7 $ 1,655,000 $ 236,000 $ 99,000
Placer County California 7 $ 1,824,000 $ 260,000 $ 88,000
Weld County Colorado 7 $ 1,693,000 $ 241,000 $ 61,000
Lee County Florida 7 $ 1,835,000 $ 262,000 $ 80,000
Pinellas County Florida 7 $ 960,000 $ 137,000 $ 83,000
Clinton County Iowa 7 $ 795,000 $ 113,000 $ 51,000
Baltimore City County Maryland 7 $ 915,000 $ 130,000 $ 66,000
Howard County Maryland 7 $ 1,500,000 $ 214,000 $ 91,000
Essex County Massachusetts 7 $ 1,453,000 $ 207,000 $ 67,000
Norfolk County Massachusetts 7 $ 1,984,000 $ 283,000 $ 99,000
Merrimack County New Hampshire 7 $ 1,031,000 $ 147,000 $ 124,000
Montgomery County Ohio 7 $ 619,000 $ 88,000 $ 60,000
Monroe County Pennsylvania 7 $ 857,000 $ 122,000 $ 44,000
Pierce County Washington 7 $ 1,102,000 $ 157,000 $ 51,000
Pima County Arizona 6 $ 869,000 $ 144,000 $ 45,000
El Dorado County California 6 $ 1,246,000 $ 207,000 $ 27,000
San Luis Obispo County California 6 $ 1,512,000 $ 252,000 $ 109,000
Adams County Colorado 6 $ 912,000 $ 152,000 $ 51,000
Denver County Colorado 6 $ 997,000 $ 166,000 $ 46,000
Litchfield County Connecticut 6 $ 1,064,000 $ 177,000 $ 100,000
New London County Connecticut 6 $ 1,016,000 $ 169,000 $ 62,000
Clay County Florida 6 $ 557,000 $ 92,000 $ 102,000
Lake County Florida 6 $ 607,000 $ 101,000 $ 34,000
Manatee County Florida 6 $ 615,000 $ 102,000 $ 21,000
Seminole County Florida 6 $ 827,000 $ 137,000 $ 50,000
Ada County Idaho 6 $ 948,000 $ 158,000 $ 92,000
Boone County Illinois 6 $ 678,000 $ 113,000 $ 39,000
York County Maine 6 $ 936,000 $ 156,000 $ 40,000
Anne Arundel County Maryland 6 $ 1,090,000 $ 181,000 $ 77,000
Baltimore County Maryland 6 $ 762,000 $ 127,000 $ 41,000
Washington County Maryland 6 $ 748,000 $ 124,000 $ 72,000
Jackson County Missouri 6 $ 1,456,000 $ 242,000 $ 94,000
St. Louis County Missouri 6 $ 968,000 $ 161,000 $ 115,000
Washington County Pennsylvania 6 $ 876,000 $ 146,000 $ 78,000
Alexandria County Virginia 6 $ 1,367,000 $ 227,000 $ 95,000
Henrico County Virginia 6 $ 873,000 $ 145,000 $ 55,000
Jefferson County Alabama 5 $ 841,000 $ 168,000 $ 48,000
Kankakee County Illinois 5 $ 348,000 $ 69,000 $ 27,000
Winnebago County Illinois 5 $ 462,000 $ 92,000 $ 35,000
Oldham County Kentucky 5 $ 649,000 $ 129,000 $ 45,000
Bernalillo County New Mexico 5 $ 875,000 $ 175,000 $ 33,000
Cuyahoga County Ohio 5 $ 706,000 $ 141,000 $ 55,000
Westmoreland County Pennsylvania 5 $ 488,000 $ 97,000 $ 51,000
Culpeper County Virginia 5 $ 685,000 $ 137,000 $ 74,000
Manassas County Virginia 5 $ 721,000 $ 144,000 $ 55,000
Montgomery County Virginia 5 $ 765,000 $ 153,000 $ 75,000
Spotsylvania County Virginia 5 $ 481,000 $ 96,000 $ 40,000
Virginia Beach County Virginia 5 $ 562,000 $ 112,000 $ 57,000
Raleigh County West Virginia 5 $ 559,000 $ 111,000 $ 29,000
Mobile County Alabama 4 $ 335,000 $ 83,000 $ 24,000
Yavapai County Arizona 4 $ 1,205,000 $ 301,000 $ 208,000
Benton County Arkansas 4 $ 580,000 $ 145,000 $ 99,000
Madera County California 4 $ 641,000 $ 160,000 $ 56,000
Merced County California 4 $ 738,000 $ 184,000 $ 69,000
Mono County California 4 $ 893,000 $ 223,000 $ 205,000
Arapahoe County Colorado 4 $ 666,000 $ 166,000 $ 78,000
Douglas County Colorado 4 $ 1,011,000 $ 252,000 $ 34,000
Osceola County Florida 4 $ 529,000 $ 132,000 $ 69,000
St. Lucie County Florida 4 $ 577,000 $ 144,000 $ 102,000
Kauai County Hawaii 4 $ 648,000 $ 162,000 $ 45,000
Canyon County Idaho 4 $ 497,000 $ 124,000 $ 44,000
LaSalle County Illinois 4 $ 581,000 $ 145,000 $ 36,000
Madison County Illinois 4 $ 743,000 $ 185,000 $ 64,000
Mercer County Illinois 4 $ 264,000 $ 66,000 $ 41,000
Porter County Indiana 4 $ 466,000 $ 116,000 $ 53,000
Johnson County Kansas 4 $ 539,000 $ 134,000 $ 69,000
Calvert County Maryland 4 $ 1,044,000 $ 261,000 $ 125,000
Harford County Maryland 4 $ 650,000 $ 162,000 $ 89,000
St. Mary's County Maryland 4 $ 473,000 $ 118,000 $ 104,000
Jefferson County Missouri 4 $ 439,000 $ 109,000 $ 64,000
Stone County Missouri 4 $ 464,000 $ 116,000 $ 17,000
Guilford County North Carolina 4 $ 542,000 $ 135,000 $ 57,000
Fairfield County Ohio 4 $ 540,000 $ 135,000 $ 84,000
Oklahoma County Oklahoma 4 $ 512,000 $ 128,000 $ 53,000
Columbia County Oregon 4 $ 428,000 $ 107,000 $ 57,000
Lane County Oregon 4 $ 459,000 $ 114,000 $ 34,000
Beaver County Pennsylvania 4 $ 452,000 $ 113,000 $ 68,000
Centre County Pennsylvania 4 $ 396,000 $ 99,000 $ 89,000
Crawford County Pennsylvania 4 $ 419,000 $ 104,000 $ 67,000
Dauphin County Pennsylvania 4 $ 809,000 $ 202,000 $ 95,000
Franklin County Pennsylvania 4 $ 675,000 $ 168,000 $ 118,000
Northampton County Pennsylvania 4 $ 550,000 $ 137,000 $ 57,000
Schuylkill County Pennsylvania 4 $ 468,000 $ 117,000 $ 71,000
Dallas County Texas 4 $ 432,000 $ 108,000 $ 54,000
Accomack County Virginia 4 $ 792,000 $ 198,000 $ 127,000
Chesterfield County Virginia 4 $ 584,000 $ 146,000 $ 86,000
Fairfax City County Virginia 4 $ 702,000 $ 175,000 $ 89,000
King George County Virginia 4 $ 743,000 $ 185,000 $ 91,000
Warren County Virginia 4 $ 704,000 $ 176,000 $ 50,000
Dane County Wisconsin 4 $ 462,000 $ 115,000 $ 99,000
Walworth County Wisconsin 4 $ 365,000 $ 91,000 $ 82,000
Calaveras County California 3 $ 656,000 $ 218,000 $ 57,000
Lake County California 3 $ 739,000 $ 246,000 $ 42,000
Lassen County California 3 $ 315,000 $ 105,000 $ 35,000
Shasta County California 3 $ 753,000 $ 251,000 $ 34,000
Yolo County California 3 $ 517,000 $ 172,000 $ 62,000
Yuba County California 3 $ 549,000 $ 183,000 $ 65,000
El Paso County Colorado 3 $ 669,000 $ 223,000 $ 17,000
Sussex County Delaware 3 $ 577,000 $ 192,000 $ 108,000
Collier County Florida 3 $ 1,498,000 $ 499,000 $ 219,000
Flagler County Florida 3 $ 486,000 $ 162,000 $ 67,000
Marion County Florida 3 $ 698,000 $ 232,000 $ 73,000
Monroe County Florida 3 $ 1,247,000 $ 415,000 $ 78,000
Polk County Florida 3 $ 330,000 $ 110,000 $ 59,000
Sarasota County Florida 3 $ 314,000 $ 104,000 $ 91,000
St. Johns County Florida 3 $ 495,000 $ 165,000 $ 103,000
Whiteside County Illinois 3 $ 264,000 $ 88,000 $ 43,000
LaPorte County Indiana 3 $ 257,000 $ 85,000 $ 8,000
Polk County Iowa 3 $ 233,000 $ 77,000 $ 36,000
Woodbury County Iowa 3 $ 490,000 $ 163,000 $ 157,000
Bullitt County Kentucky 3 $ 380,000 $ 126,000 $ 50,000
Hancock County Maine 3 $ 311,000 $ 103,000 $ 52,000
Frederick County Maryland 3 $ 701,000 $ 233,000 $ 127,000
Wicomico County Maryland 3 $ 360,000 $ 120,000 $ 45,000
Barnstable County Massachusetts 3 $ 518,000 $ 172,000 $ 66,000
Grand Traverse County Michigan 3 $ 279,000 $ 93,000 $ 25,000
Oakland County Michigan 3 $ 390,000 $ 130,000 $ 73,000
Douglas County Nebraska 3 $ 341,000 $ 113,000 $ 15,000
Mecklenburg County North Carolina 3 $ 287,000 $ 95,000 $ 66,000
New Hanover County North Carolina 3 $ 259,000 $ 86,000 $ 52,000
Butler County Ohio 3 $ 322,000 $ 107,000 $ 43,000
Clermont County Ohio 3 $ 398,000 $ 132,000 $ 48,000
Lorain County Ohio 3 $ 491,000 $ 163,000 $ 35,000
Medina County Ohio 3 $ 351,000 $ 117,000 $ 57,000
Portage County Ohio 3 $ 427,000 $ 142,000 $ 68,000
Clatsop County Oregon 3 $ 248,000 $ 82,000 $ 51,000
Erie County Pennsylvania 3 $ 231,000 $ 77,000 $ 45,000
Lackawanna County Pennsylvania 3 $ 223,000 $ 74,000 $ 54,000
Lawrence County Pennsylvania 3 $ 408,000 $ 136,000 $ 65,000
Lehigh County Pennsylvania 3 $ 519,000 $ 173,000 $ 66,000
Mercer County Pennsylvania 3 $ 646,000 $ 215,000 $ 116,000
Perry County Pennsylvania 3 $ 427,000 $ 142,000 $ 51,000
York County Pennsylvania 3 $ 463,000 $ 154,000 $ 88,000
Davidson County Tennessee 3 $ 367,000 $ 122,000 $ 85,000
Shelby County Tennessee 3 $ 296,000 $ 98,000 $ 36,000
Collin County Texas 3 $ 457,000 $ 152,000 $ 61,000
Harris County Texas 3 $ 369,000 $ 123,000 $ 59,000
Albemarle County Virginia 3 $ 593,000 $ 197,000 $ 105,000
Richmond City County Virginia 3 $ 276,000 $ 92,000 $ 26,000
Roanoke County Virginia 3 $ 438,000 $ 146,000 $ 266,000
Kitsap County Washington 3 $ 333,000 $ 111,000 $ 71,000
Lewis County Washington 3 $ 523,000 $ 174,000 $ 27,000
Waukesha County Wisconsin 3 $ 309,000 $ 103,000 $ 63,000
Winnebago County Wisconsin 3 $ 504,000 $ 168,000 $ 29,000
St. Clair County Alabama 2 $ 268,000 $ 134,000 $ 72,000
Coconino County Arizona 2 $ 365,000 $ 182,000 $ 36,000
Santa Cruz County Arizona 2 $ 165,000 $ 82,000 $ 46,000
Yuma County Arizona 2 $ 409,000 $ 204,000 $ 44,000
Washington County Arkansas 2 $ 379,000 $ 189,000 $ 99,000
Imperial County California 2 $ 203,000 $ 101,000 $ 27,000
Mariposa County California 2 $ 208,000 $ 104,000 $ 42,000
Monterey County California 2 $ 475,000 $ 237,000 $ 20,000
Santa Cruz County California 2 $ 926,000 $ 463,000 $ 110,000
Siskiyou County California 2 $ 382,000 $ 191,000 $ 23,000
Tuolumne County California 2 $ 195,000 $ 97,000 $ 38,000
Boulder County Colorado 2 $ 353,000 $ 176,000 $ 26,000
Grand County Colorado 2 $ 487,000 $ 243,000 $ 164,000
Larimer County Colorado 2 $ 478,000 $ 239,000 $ 29,000
Park County Colorado 2 $ 309,000 $ 154,000 $ 39,000
Tolland County Connecticut 2 $ 407,000 $ 203,000 $ 65,000
Bay County Florida 2 $ 232,000 $ 116,000 $ 80,000
Citrus County Florida 2 $ 199,000 $ 99,000 $ 45,000
Duval County Florida 2 $ 349,000 $ 174,000 $ 121,000
Escambia County Florida 2 $ 394,000 $ 197,000 $ 86,000
Okaloosa County Florida 2 $ 629,000 $ 314,000 $ 29,000
Pasco County Florida 2 $ 250,000 $ 125,000 $ 57,000
Santa Rosa County Florida 2 $ 210,000 $ 105,000 $ 59,000
Brown County Illinois 2 $ 68,000 $ 34,000 $ 0
Ogle County Illinois 2 $ 326,000 $ 163,000 $ 76,000
Clark County Indiana 2 $ 282,000 $ 141,000 $ 165,000
Jefferson County Indiana 2 $ 143,000 $ 71,000 $ 0
Cedar County Iowa 2 $ 142,000 $ 71,000 $ 52,000
Madison County Kentucky 2 $ 158,000 $ 79,000 $ 112,000
Spencer County Kentucky 2 $ 235,000 $ 117,000 $ 20,000
Orleans County Louisiana 2 $ 240,000 $ 120,000 $ 93,000
Somerset County Maryland 2 $ 228,000 $ 114,000 $ 46,000
Worcester County Maryland 2 $ 204,000 $ 102,000 $ 83,000
Bristol County Massachusetts 2 $ 320,000 $ 160,000 $ 99,000
Kalamazoo County Michigan 2 $ 227,000 $ 113,000 $ 93,000
Lapeer County Michigan 2 $ 204,000 $ 102,000 $ 144,000
Hennepin County Minnesota 2 $ 560,000 $ 280,000 $ 224,000
Ramsey County Minnesota 2 $ 347,000 $ 173,000 $ 117,000
Christian County Missouri 2 $ 240,000 $ 120,000 $ 41,000
St. Louis City County Missouri 2 $ 131,000 $ 65,000 $ 44,000
Taney County Missouri 2 $ 168,000 $ 84,000 $ 108,000
Nye County Nevada 2 $ 234,000 $ 117,000 $ 1,084,000
Union County New Jersey 2 $ 310,000 $ 155,000 $ 35,000
San Juan County New Mexico 2 $ 277,000 $ 138,000 $ 0
Davidson County North Carolina 2 $ 160,000 $ 80,000 $ 45,000
Forsyth County North Carolina 2 $ 155,000 $ 77,000 $ 54,000
Gaston County North Carolina 2 $ 408,000 $ 204,000 $ 41,000
Rutherford County North Carolina 2 $ 239,000 $ 119,000 $ 172,000
Wake County North Carolina 2 $ 291,000 $ 145,000 $ 58,000
Ashtabula County Ohio 2 $ 139,000 $ 69,000 $ 56,000
Licking County Ohio 2 $ 405,000 $ 202,000 $ 91,000
Mahoning County Ohio 2 $ 322,000 $ 161,000 $ 63,000
Ottawa County Ohio 2 $ 204,000 $ 102,000 $ 104,000
Stark County Ohio 2 $ 311,000 $ 155,000 $ 120,000
Cleveland County Oklahoma 2 $ 470,000 $ 235,000 $ 91,000
Pontotoc County Oklahoma 2 $ 304,000 $ 152,000 $ 61,000
Hood River County Oregon 2 $ 177,000 $ 88,000 $ 91,000
Polk County Oregon 2 $ 215,000 $ 107,000 $ 58,000
Yamhill County Oregon 2 $ 443,000 $ 221,000 $ 100,000
Adams County Pennsylvania 2 $ 300,000 $ 150,000 $ 55,000
Berks County Pennsylvania 2 $ 283,000 $ 141,000 $ 62,000
Butler County Pennsylvania 2 $ 338,000 $ 169,000 $ 92,000
Clearfield County Pennsylvania 2 $ 110,000 $ 55,000 $ 64,000
Cumberland County Pennsylvania 2 $ 230,000 $ 115,000 $ 73,000
Luzerne County Pennsylvania 2 $ 238,000 $ 119,000 $ 63,000
Snyder County Pennsylvania 2 $ 188,000 $ 94,000 $ 101,000
Providence County Rhode Island 2 $ 301,000 $ 150,000 $ 52,000
Washington County Rhode Island 2 $ 1,193,000 $ 596,000 $ 173,000
Berkeley County South Carolina 2 $ 258,000 $ 129,000 $ 16,000
Charleston County South Carolina 2 $ 245,000 $ 122,000 $ 68,000
Greenville County South Carolina 2 $ 254,000 $ 127,000 $ 0
Horry County South Carolina 2 $ 211,000 $ 105,000 $ 35,000
Pickens County South Carolina 2 $ 216,000 $ 108,000 $ 51,000
Travis County Texas 2 $ 312,000 $ 156,000 $ 95,000
Salt Lake County Utah 2 $ 249,000 $ 124,000 $ 44,000
Rutland County Vermont 2 $ 171,000 $ 85,000 $ 54,000
Washington County Vermont 2 $ 249,000 $ 124,000 $ 80,000
Arlington County Virginia 2 $ 643,000 $ 321,000 $ 116,000
Caroline County Virginia 2 $ 183,000 $ 91,000 $ 57,000
Gloucester County Virginia 2 $ 217,000 $ 108,000 $ 49,000
Hanover County Virginia 2 $ 251,000 $ 125,000 $ 55,000
Manassas Park County Virginia 2 $ 299,000 $ 149,000 $ 32,000
Newport News County Virginia 2 $ 267,000 $ 133,000 $ 76,000
Skagit County Washington 2 $ 1,224,000 $ 612,000 $ 388,000
Snohomish County Washington 2 $ 417,000 $ 208,000 $ 83,000
Spokane County Washington 2 $ 313,000 $ 156,000 $ 60,000
Thurston County Washington 2 $ 218,000 $ 109,000 $ 101,000
Greenbrier County West Virginia 2 $ 242,000 $ 121,000 $ 29,000
Douglas County Wisconsin 2 $ 146,000 $ 73,000 $ 57,000
Milwaukee County Wisconsin 2 $ 368,000 $ 184,000 $ 133,000
Colbert County Alabama 1 $ 49,000 $ 49,000 $ 28,000
Morgan County Alabama 1 $ 77,000 $ 77,000 $ 72,000
Mohave County Arizona 1 $ 67,000 $ 67,000 $ 105,000
Navajo County Arizona 1 $ 158,000 $ 158,000 $ 43,000
Baxter County Arkansas 1 $ 70,000 $ 70,000 $ 58,000
Garland County Arkansas 1 $ 140,000 $ 140,000 $ 59,000
Sebastian County Arkansas 1 $ 110,000 $ 110,000 $ 114,000
Sharp County Arkansas 1 $ 32,000 $ 32,000 $ 15,000
Alpine County California 1 $ 240,000 $ 240,000 $ 0
Butte County California 1 $ 164,000 $ 164,000 $ 36,000
Glenn County California 1 $ 95,000 $ 95,000 $ 64,000
Kings County California 1 $ 76,000 $ 76,000 $ 35,000
Mendocino County California 1 $ 150,000 $ 150,000 $ 30,000
Napa County California 1 $ 168,000 $ 168,000 $ 60,000
San Benito County California 1 $ 392,000 $ 392,000 $ 83,000
Sutter County California 1 $ 133,000 $ 133,000 $ 75,000
Elbert County Colorado 1 $ 150,000 $ 150,000 $ 0
Gunnison County Colorado 1 $ 57,000 $ 57,000 $ 18,000
Rio Blanco County Colorado 1 $ 100,000 $ 100,000 $ 90,000
Yuma County Colorado 1 $ 148,000 $ 148,000 $ 75,000
Middlesex County Connecticut 1 $ 128,000 $ 128,000 $ 59,000
Windham County Connecticut 1 $ 250,000 $ 250,000 $ 60,000
Baker County Florida 1 $ 89,000 $ 89,000 $ 127,000
Hernando County Florida 1 $ 181,000 $ 181,000 $ 90,000
Indian River County Florida 1 $ 102,000 $ 102,000 $ 62,000
Jefferson County Florida 1 $ 146,000 $ 146,000 $ 77,000
Leon County Florida 1 $ 190,000 $ 190,000 $ 152,000
Martin County Florida 1 $ 150,000 $ 150,000 $ 52,000
Nassau County Florida 1 $ 102,000 $ 102,000 $ 88,000
Putnam County Florida 1 $ 75,000 $ 75,000 $ 36,000
Suwannee County Florida 1 $ 86,000 $ 86,000 $ 59,000
Bibb County Georgia 1 $ 54,000 $ 54,000 $ 54,000
DeKalb County Georgia 1 $ 143,000 $ 143,000 $ 87,000
Fannin County Georgia 1 $ 337,000 $ 337,000 $ 149,000
Richmond County Georgia 1 $ 76,000 $ 76,000 $ 0
Bonneville County Idaho 1 $ 95,000 $ 95,000 $ 0
Kootenai County Idaho 1 $ 154,000 $ 154,000 $ 84,000
Owyhee County Idaho 1 $ 200,000 $ 200,000 $ 0
Clinton County Illinois 1 $ 180,000 $ 180,000 $ 106,000
Franklin County Illinois 1 $ 39,000 $ 39,000 $ 22,000
Fulton County Illinois 1 $ 75,000 $ 75,000 $ 67,000
Iroquois County Illinois 1 $ 110,000 $ 110,000 $ 105,000
Jackson County Illinois 1 $ 34,000 $ 34,000 $ 30,000
Johnson County Illinois 1 $ 40,000 $ 40,000 $ 0
Knox County Illinois 1 $ 108,000 $ 108,000 $ 69,000
Lee County Illinois 1 $ 173,000 $ 173,000 $ 46,000
Livingston County Illinois 1 $ 108,000 $ 108,000 $ 39,000
McLean County Illinois 1 $ 531,000 $ 531,000 $ 192,000
Monroe County Illinois 1 $ 373,000 $ 373,000 $ 269,000
Peoria County Illinois 1 $ 127,000 $ 127,000 $ 107,000
St. Clair County Illinois 1 $ 152,000 $ 152,000 $ 169,000
Warren County Illinois 1 $ 76,000 $ 76,000 $ 57,000
Hancock County Indiana 1 $ 138,000 $ 138,000 $ 24,000
Hendricks County Indiana 1 $ 92,000 $ 92,000 $ 0
Jasper County Indiana 1 $ 50,000 $ 50,000 $ 27,000
Jay County Indiana 1 $ 160,000 $ 160,000 $ 126,000
Madison County Indiana 1 $ 160,000 $ 160,000 $ 75,000
Morgan County Indiana 1 $ 131,000 $ 131,000 $ 62,000
Ripley County Indiana 1 $ 112,000 $ 112,000 $ 37,000
Scott County Indiana 1 $ 156,000 $ 156,000 $ 67,000
Dallas County Iowa 1 $ 146,000 $ 146,000 $ 61,000
Muscatine County Iowa 1 $ 105,000 $ 105,000 $ 43,000
Wapello County Iowa 1 $ 41,000 $ 41,000 $ 38,000
Douglas County Kansas 1 $ 114,000 $ 114,000 $ 46,000
Miami County Kansas 1 $ 75,000 $ 75,000 $ 77,000
Riley County Kansas 1 $ 79,000 $ 79,000 $ 51,000
Sedgwick County Kansas 1 $ 320,000 $ 320,000 $ 176,000
Wyandotte County Kansas 1 $ 128,000 $ 128,000 $ 42,000
Breckinridge County Kentucky 1 $ 82,000 $ 82,000 $ 27,000
Christian County Kentucky 1 $ 89,000 $ 89,000 $ 30,000
Jessamine County Kentucky 1 $ 95,000 $ 95,000 $ 39,000
Scott County Kentucky 1 $ 118,000 $ 118,000 $ 57,000
Calcasieu County Louisiana 1 $ 169,000 $ 169,000 $ 114,000
East Baton Rouge County Louisiana 1 $ 144,000 $ 144,000 $ 0
Lafayette County Louisiana 1 $ 150,000 $ 150,000 $ 92,000
Ouachita County Louisiana 1 $ 82,000 $ 82,000 $ 52,000
Aroostook County Maine 1 $ 56,000 $ 56,000 $ 59,000
Kennebec County Maine 1 $ 121,000 $ 121,000 $ 50,000
Oxford County Maine 1 $ 244,000 $ 244,000 $ 91,000
Penobscot County Maine 1 $ 175,000 $ 175,000 $ 229,000
Waldo County Maine 1 $ 201,000 $ 201,000 $ 59,000
Caroline County Maryland 1 $ 126,000 $ 126,000 $ 44,000
Carroll County Maryland 1 $ 171,000 $ 171,000 $ 86,000
Kent County Maryland 1 $ 136,000 $ 136,000 $ 69,000
Berkshire County Massachusetts 1 $ 112,000 $ 112,000 $ 76,000
Franklin County Massachusetts 1 $ 108,000 $ 108,000 $ 58,000
Hampshire County Massachusetts 1 $ 40,000 $ 40,000 $ 115,000
Nantucket County Massachusetts 1 $ 893,000 $ 893,000 $ 480,000
Antrim County Michigan 1 $ 108,000 $ 108,000 $ 55,000
Berrien County Michigan 1 $ 268,000 $ 268,000 $ 215,000
Clare County Michigan 1 $ 95,000 $ 95,000 $ 103,000
Eaton County Michigan 1 $ 130,000 $ 130,000 $ 67,000
Genesee County Michigan 1 $ 122,000 $ 122,000 $ 51,000
Houghton County Michigan 1 $ 73,000 $ 73,000 $ 23,000
Ionia County Michigan 1 $ 108,000 $ 108,000 $ 63,000
Kent County Michigan 1 $ 102,000 $ 102,000 $ 32,000
Macomb County Michigan 1 $ 79,000 $ 79,000 $ 57,000
Montmorency County Michigan 1 $ 119,000 $ 119,000 $ 41,000
Washtenaw County Michigan 1 $ 209,000 $ 209,000 $ 54,000
Wexford County Michigan 1 $ 98,000 $ 98,000 $ 0
Aitkin County Minnesota 1 $ 44,000 $ 44,000 $ 39,000
Dakota County Minnesota 1 $ 189,000 $ 189,000 $ 91,000
Itasca County Minnesota 1 $ 105,000 $ 105,000 $ 45,000
Wright County Minnesota 1 $ 238,000 $ 238,000 $ 66,000
Hancock County Mississippi 1 $ 120,000 $ 120,000 $ 0
Lowndes County Mississippi 1 $ 117,000 $ 117,000 $ 36,000
Cass County Missouri 1 $ 360,000 $ 360,000 $ 52,000
Clay County Missouri 1 $ 65,000 $ 65,000 $ 60,000
Lafayette County Missouri 1 $ 47,000 $ 47,000 $ 42,000
Lincoln County Missouri 1 $ 48,000 $ 48,000 $ 46,000
Mississippi County Missouri 1 $ 44,000 $ 44,000 $ 37,000
Polk County Missouri 1 $ 104,000 $ 104,000 $ 67,000
Ray County Missouri 1 $ 50,000 $ 50,000 $ 0
Stoddard County Missouri 1 $ 112,000 $ 112,000 $ 0
Warren County Missouri 1 $ 315,000 $ 315,000 $ 0
Granite County Montana 1 $ 94,000 $ 94,000 $ 52,000
Dixon County Nebraska 1 $ 59,000 $ 59,000 $ 28,000
Churchill County Nevada 1 $ 122,000 $ 122,000 $ 59,000
Lincoln County Nevada 1 $ 108,000 $ 108,000 $ 51,000
Coos County New Hampshire 1 $ 60,000 $ 60,000 $ 12,000
Grafton County New Hampshire 1 $ 133,000 $ 133,000 $ 0
Strafford County New Hampshire 1 $ 279,000 $ 279,000 $ 64,000
Sullivan County New Hampshire 1 $ 145,000 $ 145,000 $ 71,000
Camden County New Jersey 1 $ 176,000 $ 176,000 $ 0
Gloucester County New Jersey 1 $ 182,000 $ 182,000 $ 0
McKinley County New Mexico 1 $ 121,000 $ 121,000 $ 60,000
Sandoval County New Mexico 1 $ 135,000 $ 135,000 $ 59,000
Cleveland County North Carolina 1 $ 140,000 $ 140,000 $ 50,000
Craven County North Carolina 1 $ 115,000 $ 115,000 $ 31,000
Cumberland County North Carolina 1 $ 145,000 $ 145,000 $ 96,000
Currituck County North Carolina 1 $ 225,000 $ 225,000 $ 114,000
Madison County North Carolina 1 $ 115,000 $ 115,000 $ 69,000
Moore County North Carolina 1 $ 167,000 $ 167,000 $ 110,000
Pitt County North Carolina 1 $ 235,000 $ 235,000 $ 131,000
Rowan County North Carolina 1 $ 196,000 $ 196,000 $ 63,000
Benson County North Dakota 1 $ 66,000 $ 66,000 $ 48,000
Auglaize County Ohio 1 $ 182,000 $ 182,000 $ 53,000
Clinton County Ohio 1 $ 83,000 $ 83,000 $ 26,000
Crawford County Ohio 1 $ 164,000 $ 164,000 $ 82,000
Darke County Ohio 1 $ 100,000 $ 100,000 $ 53,000
Fayette County Ohio 1 $ 100,000 $ 100,000 $ 59,000
Geauga County Ohio 1 $ 47,000 $ 47,000 $ 36,000
Greene County Ohio 1 $ 149,000 $ 149,000 $ 112,000
Hamilton County Ohio 1 $ 69,000 $ 69,000 $ 79,000
Knox County Ohio 1 $ 77,000 $ 77,000 $ 40,000
Lake County Ohio 1 $ 77,000 $ 77,000 $ 60,000
Lawrence County Ohio 1 $ 131,000 $ 131,000 $ 34,000
Lucas County Ohio 1 $ 118,000 $ 118,000 $ 88,000
Marion County Ohio 1 $ 163,000 $ 163,000 $ 0
Miami County Ohio 1 $ 174,000 $ 174,000 $ 76,000
Monroe County Ohio 1 $ 143,000 $ 143,000 $ 43,000
Morrow County Ohio 1 $ 146,000 $ 146,000 $ 44,000
Pike County Ohio 1 $ 92,000 $ 92,000 $ 25,000
Preble County Ohio 1 $ 116,000 $ 116,000 $ 0
Richland County Ohio 1 $ 69,000 $ 69,000 $ 35,000
Union County Ohio 1 $ 200,000 $ 200,000 $ 45,000
Washington County Ohio 1 $ 65,000 $ 65,000 $ 53,000
Wyandot County Ohio 1 $ 95,000 $ 95,000 $ 29,000
Bryan County Oklahoma 1 $ 107,000 $ 107,000 $ 32,000
Canadian County Oklahoma 1 $ 119,000 $ 119,000 $ 70,000
Creek County Oklahoma 1 $ 107,000 $ 107,000 $ 78,000
Delaware County Oklahoma 1 $ 81,000 $ 81,000 $ 36,000
Grady County Oklahoma 1 $ 293,000 $ 293,000 $ 76,000
Marshall County Oklahoma 1 $ 34,000 $ 34,000 $ 26,000
Muskogee County Oklahoma 1 $ 87,000 $ 87,000 $ 30,000
Osage County Oklahoma 1 $ 108,000 $ 108,000 $ 76,000
Rogers County Oklahoma 1 $ 149,000 $ 149,000 $ 71,000
Wagoner County Oklahoma 1 $ 135,000 $ 135,000 $ 107,000
Crook County Oregon 1 $ 93,000 $ 93,000 $ 32,000
Deschutes County Oregon 1 $ 205,000 $ 205,000 $ 108,000
Jackson County Oregon 1 $ 277,000 $ 277,000 $ 255,000
Josephine County Oregon 1 $ 97,000 $ 97,000 $ 37,000
Linn County Oregon 1 $ 97,000 $ 97,000 $ 45,000
Union County Oregon 1 $ 90,000 $ 90,000 $ 40,000
Armstrong County Pennsylvania 1 $ 30,000 $ 30,000 $ 53,000
Bradford County Pennsylvania 1 $ 100,000 $ 100,000 $ 39,000
Cambria County Pennsylvania 1 $ 141,000 $ 141,000 $ 95,000
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Mortgage Loan Application Detail Totals for Platinum Capital Group in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 4,681 $948,126,000 $161,500 $3,050,000 $67,708 $4,060,000
Home Purchase (one-to-four family) 2,081 $375,704,000 $152,263 $1,620,000 $76,315 $2,665,000
Home Improvement (one-to-four family) 1 $15,000 $15,000 $15,000 $127,000 $127,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,940 $619,001,000 $162,888 $1,723,000 $73,266 $4,060,000
Hispanic 1,747 $290,388,000 $144,652 $1,063,000 $43,869 $783,000
Information not provided by applicant in mail or telephone application 1,447 $298,178,000 $169,711 $3,050,000 $75,355 $2,665,000
Black 379 $59,877,000 $137,344 $600,000 $58,793 $696,000
Asian or Pacific Islander 199 $46,396,000 $163,642 $792,000 $71,928 $725,000
American Indian or Alaskan Native 26 $4,774,000 $166,363 $645,000 $54,727 $351,000
Other 25 $5,231,000 $177,250 $380,000 $53,375 $140,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,645 $1,158,356,000 $160,041 $3,050,000 $72,479 $4,060,000
FHA-insured (Federal Housing Administration) 1,057 $157,300,000 $129,576 $1,620,000 $34,346 $359,000
VA-guaranteed (Veterans Administration) 61 $8,189,000 $113,111 $246,000 $18,277 $125,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,111 $823,127,000 $158,261 $1,723,000 $78,119 $2,665,000
Application Approved But Not Accepted 1,156 $222,247,000 $152,704 $1,000,000 $72,227 $4,060,000
Application Denied By Financial Institution 692 $128,952,000 $166,571 $1,063,000 $50,047 $582,000
Application Withdrawn By Applicant 597 $108,791,000 $179,195 $3,050,000 $79,243 $2,136,000
File Closed For Incompleteness 206 $40,615,000 $169,307 $792,000 $59,692 $725,000
Loan Purchased By The Institution 1 $113,000 $113,000 $113,000 $138,000 $138,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 372 $71,405,000 $154,138 $1,063,000 $37,888 $240,000
Debt-To-Income Ratio 119 $23,080,000 $195,960 $999,000 $63,120 $304,000
Credit History 102 $17,539,000 $153,166 $560,000 $50,625 $582,000
Collateral 56 $9,862,000 $144,714 $1,000,000 $71,428 $175,000
Employment History 8 $965,000 $117,285 $176,000 $53,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 3 $649,000 $216,333 $346,000 $59,000 $125,000
Unverifiable Information 2 $538,000 $269,000 $290,000 $0 $0
Credit Application Incomplete 1 $163,000 $163,000 $163,000 $22,000 $22,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Capital Group's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Platinum Capital Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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