Plaza Home Mortgage, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Plaza Home Mortgage, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Plaza Home Mortgage, Inc. 4820 Eastgate Mall, Ste 100 Sacramento, CA 92121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 44,370 |
| Total Mortgage Loan Application Amount | $13,763,590,000 |
| Average Mortgage Loan Application Amount | $313,000 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $114,333 |
| Highest Applicant Income | $5,538,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Plaza Home Mortgage, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Plaza Home Mortgage, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Plaza Home Mortgage, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Plaza Home Mortgage, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Plaza Home Mortgage, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Plaza Home Mortgage, Inc.'s mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 4,446 | $ 974,460,000 | $ 238,531 | $ 83,347 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,812 | $ 471,910,000 | $ 260,000 | $ 110,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,667 | $ 871,165,000 | $ 479,000 | $ 144,000 |
| CHICAGO-NAPERVILLE, IL | 1,586 | $ 403,910,000 | $ 254,000 | $ 107,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,215 | $ 463,865,000 | $ 381,000 | $ 122,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,214 | $ 617,900,000 | $ 508,000 | $ 179,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,208 | $ 395,330,000 | $ 327,000 | $ 115,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,176 | $ 511,700,000 | $ 435,000 | $ 133,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 907 | $ 414,375,000 | $ 433,500 | $ 115,333 |
| SAN DIEGO-CARLSBAD, CA | 893 | $ 446,255,000 | $ 499,000 | $ 158,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 838 | $ 242,150,000 | $ 305,500 | $ 114,000 |
| PITTSBURGH, PA | 714 | $ 127,300,000 | $ 178,000 | $ 80,000 |
| DENVER-AURORA-LAKEWOOD, CO | 631 | $ 251,155,000 | $ 398,000 | $ 126,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 596 | $ 229,210,000 | $ 369,500 | $ 114,500 |
| DALLAS-PLANO-IRVING, TX | 592 | $ 184,720,000 | $ 312,000 | $ 124,000 |
| SYRACUSE, NY | 557 | $ 87,155,000 | $ 156,000 | $ 81,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 533 | $ 212,965,000 | $ 399,000 | $ 161,000 |
| UTICA-ROME, NY | 532 | $ 84,920,000 | $ 159,000 | $ 68,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 531 | $ 166,075,000 | $ 312,000 | $ 119,000 |
| NEW YORK-NEWARK, NY | 526 | $ 170,300,000 | $ 329,500 | $ 132,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 470 | $ 236,000,000 | $ 502,000 | $ 163,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 469 | $ 158,545,000 | $ 338,000 | $ 141,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 430 | $ 171,400,000 | $ 398,000 | $ 139,000 |
| ALBANY-SCHENECTADY-TROY, NY | 422 | $ 94,490,000 | $ 223,000 | $ 90,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 419 | $ 122,745,000 | $ 292,000 | $ 92,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 410 | $ 112,420,000 | $ 274,000 | $ 95,000 |
| AUSTIN-ROUND ROCK, TX | 377 | $ 140,045,000 | $ 371,000 | $ 153,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 375 | $ 109,035,000 | $ 290,000 | $ 122,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 366 | $ 135,860,000 | $ 371,000 | $ 135,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 355 | $ 83,795,000 | $ 236,000 | $ 91,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 355 | $ 80,245,000 | $ 226,000 | $ 99,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 345 | $ 114,915,000 | $ 333,000 | $ 145,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 343 | $ 85,005,000 | $ 247,000 | $ 98,000 |
| ALBUQUERQUE, NM | 331 | $ 76,385,000 | $ 230,000 | $ 87,000 |
| EL PASO, TX | 326 | $ 63,640,000 | $ 195,000 | $ 88,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 316 | $ 93,440,000 | $ 295,000 | $ 98,000 |
| JACKSONVILLE, FL | 312 | $ 87,810,000 | $ 281,000 | $ 98,000 |
| FORT WORTH-ARLINGTON, TX | 310 | $ 92,040,000 | $ 296,000 | $ 120,000 |
| ELGIN, IL | 302 | $ 78,600,000 | $ 260,000 | $ 118,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 281 | $ 59,295,000 | $ 211,000 | $ 81,000 |
| ROCHESTER, NY | 262 | $ 46,930,000 | $ 179,000 | $ 87,000 |
| URBAN HONOLULU, HI | 244 | $ 121,520,000 | $ 498,000 | $ 129,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 235 | $ 112,145,000 | $ 477,000 | $ 163,000 |
| SALEM, OR | 230 | $ 66,570,000 | $ 289,000 | $ 94,000 |
| FRESNO, CA | 227 | $ 67,015,000 | $ 295,000 | $ 151,000 |
| ST. LOUIS, MO-IL | 224 | $ 42,780,000 | $ 193,000 | $ 89,500 |
| NEW HAVEN-MILFORD, CT | 223 | $ 56,435,000 | $ 253,000 | $ 88,000 |
| KOKOMO, IN | 219 | $ 30,975,000 | $ 141,000 | $ 55,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 218 | $ 67,780,000 | $ 310,000 | $ 115,000 |
| NEWARK, NJ-PA | 211 | $ 79,035,000 | $ 297,500 | $ 93,000 |
| BAKERSFIELD, CA | 206 | $ 53,140,000 | $ 257,000 | $ 104,000 |
| COLORADO SPRINGS, CO | 196 | $ 73,340,000 | $ 374,000 | $ 130,000 |
| KANSAS CITY, MO-KS | 189 | $ 40,125,000 | $ 222,500 | $ 96,500 |
| CAPE CORAL-FORT MYERS, FL | 187 | $ 53,605,000 | $ 286,000 | $ 120,000 |
| ST. CLOUD, MN | 187 | $ 41,535,000 | $ 222,000 | $ 80,000 |
| WATERTOWN-FORT DRUM, NY | 186 | $ 38,580,000 | $ 207,000 | $ 81,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 169 | $ 47,585,000 | $ 281,000 | $ 85,000 |
| GRAND JUNCTION, CO | 165 | $ 44,315,000 | $ 268,000 | $ 87,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 163 | $ 52,755,000 | $ 341,500 | $ 118,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 162 | $ 54,150,000 | $ 334,000 | $ 113,000 |
| STOCKTON-LODI, CA | 155 | $ 55,495,000 | $ 358,000 | $ 134,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 154 | $ 52,140,000 | $ 338,000 | $ 97,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 148 | $ 62,330,000 | $ 421,000 | $ 110,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 143 | $ 45,455,000 | $ 317,000 | $ 103,000 |
| PHILADELPHIA, PA | 140 | $ 34,570,000 | $ 246,000 | $ 85,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 139 | $ 39,505,000 | $ 284,000 | $ 125,000 |
| ERIE, PA | 135 | $ 22,175,000 | $ 164,000 | $ 61,000 |
| RICHMOND, VA | 134 | $ 38,570,000 | $ 287,000 | $ 108,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 133 | $ 23,695,000 | $ 178,000 | $ 78,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 133 | $ 38,635,000 | $ 290,000 | $ 124,000 |
| SALT LAKE CITY, UT | 131 | $ 46,625,000 | $ 355,000 | $ 105,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 130 | $ 57,840,000 | $ 444,000 | $ 157,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 128 | $ 62,740,000 | $ 490,000 | $ 126,000 |
| JACKSONVILLE, NC | 127 | $ 24,545,000 | $ 193,000 | $ 64,000 |
| WILMINGTON, DE-MD-NJ | 120 | $ 33,620,000 | $ 251,000 | $ 93,333 |
| OGDEN-CLEARFIELD, UT | 117 | $ 37,535,000 | $ 320,000 | $ 76,000 |
| BOSTON, MA | 115 | $ 50,225,000 | $ 436,000 | $ 97,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 114 | $ 30,930,000 | $ 229,500 | $ 117,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 114 | $ 71,120,000 | $ 623,000 | $ 204,000 |
| BINGHAMTON, NY | 112 | $ 17,700,000 | $ 158,000 | $ 134,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 110 | $ 32,670,000 | $ 284,000 | $ 112,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 110 | $ 26,380,000 | $ 241,500 | $ 69,000 |
| SANTA ROSA, CA | 110 | $ 52,530,000 | $ 477,000 | $ 142,000 |
| TUCSON, AZ | 110 | $ 32,450,000 | $ 295,000 | $ 93,000 |
| COLUMBUS, OH | 108 | $ 23,950,000 | $ 221,000 | $ 80,000 |
| LAKELAND-WINTER HAVEN, FL | 107 | $ 26,915,000 | $ 251,000 | $ 67,000 |
| SANTA FE, NM | 107 | $ 40,005,000 | $ 373,000 | $ 114,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 106 | $ 23,450,000 | $ 219,000 | $ 71,500 |
| OKLAHOMA CITY, OK | 106 | $ 28,970,000 | $ 273,000 | $ 142,000 |
| FLINT, MI | 103 | $ 17,305,000 | $ 168,000 | $ 87,000 |
| CAMDEN, NJ | 102 | $ 24,650,000 | $ 241,000 | $ 100,000 |
| MEMPHIS, TN-MS-AR | 102 | $ 22,270,000 | $ 219,333 | $ 86,500 |
| VISALIA-PORTERVILLE, CA | 99 | $ 26,345,000 | $ 266,000 | $ 104,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 97 | $ 25,335,000 | $ 261,000 | $ 87,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 97 | $ 18,515,000 | $ 190,000 | $ 70,000 |
| PORT ST. LUCIE, FL | 94 | $ 25,490,000 | $ 271,000 | $ 86,000 |
| MERCED, CA | 93 | $ 27,275,000 | $ 293,000 | $ 123,000 |
| PROVIDENCE-WARWICK, RI-MA | 93 | $ 31,725,000 | $ 341,500 | $ 105,000 |
| TACOMA-LAKEWOOD, WA | 93 | $ 39,405,000 | $ 423,000 | $ 89,000 |
| WORCESTER, MA-CT | 93 | $ 29,585,000 | $ 275,000 | $ 77,000 |
| MADERA, CA | 89 | $ 25,525,000 | $ 286,000 | $ 120,000 |
| GARY, IN | 85 | $ 19,465,000 | $ 229,000 | $ 84,000 |
| WINSTON-SALEM, NC | 85 | $ 19,115,000 | $ 224,000 | $ 83,000 |
| VALLEJO-FAIRFIELD, CA | 84 | $ 36,710,000 | $ 437,000 | $ 107,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 81 | $ 22,025,000 | $ 271,000 | $ 102,000 |
| SHREVEPORT-BOSSIER CITY, LA | 80 | $ 14,390,000 | $ 179,000 | $ 65,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 75 | $ 40,905,000 | $ 545,000 | $ 114,000 |
| LAFAYETTE, LA | 74 | $ 15,120,000 | $ 204,000 | $ 82,000 |
| GRAND RAPIDS-WYOMING, MI | 73 | $ 14,895,000 | $ 204,000 | $ 66,000 |
| RALEIGH, NC | 72 | $ 21,230,000 | $ 294,000 | $ 82,000 |
| TULSA, OK | 72 | $ 15,480,000 | $ 215,000 | $ 88,000 |
| MODESTO, CA | 71 | $ 22,655,000 | $ 319,000 | $ 84,000 |
| BEAUMONT-PORT ARTHUR, TX | 70 | $ 13,020,000 | $ 186,000 | $ 93,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 69 | $ 29,185,000 | $ 422,000 | $ 268,000 |
| PROVO-OREM, UT | 68 | $ 25,510,000 | $ 375,000 | $ 142,000 |
| GREELEY, CO | 65 | $ 24,755,000 | $ 380,000 | $ 99,000 |
| OCALA, FL | 65 | $ 13,375,000 | $ 205,000 | $ 67,000 |
| CLEVELAND-ELYRIA, OH | 64 | $ 11,710,000 | $ 182,000 | $ 87,000 |
| CORPUS CHRISTI, TX | 64 | $ 20,130,000 | $ 314,000 | $ 128,000 |
| GREEN BAY, WI | 64 | $ 14,210,000 | $ 222,000 | $ 107,000 |
| MANKATO-NORTH MANKATO, MN | 63 | $ 14,325,000 | $ 227,000 | $ 89,000 |
| BIRMINGHAM-HOOVER, AL | 62 | $ 12,990,000 | $ 209,000 | $ 81,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 62 | $ 10,250,000 | $ 166,000 | $ 72,500 |
| FAYETTEVILLE, NC | 61 | $ 13,345,000 | $ 218,000 | $ 69,000 |
| NEW ORLEANS-METAIRIE, LA | 60 | $ 14,420,000 | $ 240,000 | $ 63,000 |
| EVANSVILLE, IN-KY | 59 | $ 10,105,000 | $ 171,000 | $ 76,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 59 | $ 15,925,000 | $ 269,000 | $ 89,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 57 | $ 16,675,000 | $ 292,000 | $ 90,000 |
| MCALLEN-EDINBURG-MISSION, TX | 57 | $ 13,085,000 | $ 229,000 | $ 93,000 |
| WICHITA, KS | 57 | $ 11,025,000 | $ 193,000 | $ 64,000 |
| CINCINNATI, OH-KY-IN | 55 | $ 11,095,000 | $ 227,333 | $ 112,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 55 | $ 17,655,000 | $ 321,000 | $ 139,000 |
| KILLEEN-TEMPLE, TX | 55 | $ 12,925,000 | $ 235,000 | $ 106,000 |
| COLUMBIA, SC | 54 | $ 13,000,000 | $ 240,000 | $ 88,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 54 | $ 35,250,000 | $ 652,000 | $ 211,000 |
| BATON ROUGE, LA | 53 | $ 11,295,000 | $ 213,000 | $ 96,000 |
| BOISE CITY, ID | 53 | $ 17,945,000 | $ 338,000 | $ 68,000 |
| SEBRING, FL | 53 | $ 10,085,000 | $ 190,000 | $ 79,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 51 | $ 16,675,000 | $ 326,000 | $ 224,000 |
| SALISBURY, MD-DE | 48 | $ 12,170,000 | $ 253,000 | $ 106,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 47 | $ 12,845,000 | $ 273,000 | $ 113,000 |
| ROCKFORD, IL | 47 | $ 7,455,000 | $ 158,000 | $ 95,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 46 | $ 17,020,000 | $ 370,000 | $ 209,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 46 | $ 12,190,000 | $ 270,000 | $ 159,000 |
| LEXINGTON-FAYETTE, KY | 45 | $ 10,545,000 | $ 234,000 | $ 107,000 |
| OLYMPIA-TUMWATER, WA | 44 | $ 15,160,000 | $ 344,000 | $ 96,000 |
| PANAMA CITY, FL | 44 | $ 11,850,000 | $ 269,000 | $ 123,000 |
| TALLAHASSEE, FL | 44 | $ 8,470,000 | $ 192,000 | $ 93,000 |
| GREENSBORO-HIGH POINT, NC | 43 | $ 10,375,000 | $ 241,000 | $ 78,000 |
| DOVER, DE | 41 | $ 12,765,000 | $ 311,000 | $ 97,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 41 | $ 19,275,000 | $ 470,000 | $ 107,000 |
| CLARKSVILLE, TN-KY | 40 | $ 10,670,000 | $ 216,500 | $ 61,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 40 | $ 11,320,000 | $ 283,000 | $ 66,000 |
| FORT WAYNE, IN | 39 | $ 6,985,000 | $ 179,000 | $ 86,000 |
| GLENS FALLS, NY | 39 | $ 7,315,000 | $ 187,000 | $ 78,000 |
| SALINAS, CA | 39 | $ 17,375,000 | $ 445,000 | $ 109,000 |
| TYLER, TX | 39 | $ 8,025,000 | $ 205,000 | $ 64,000 |
| BEND-REDMOND, OR | 38 | $ 14,480,000 | $ 381,000 | $ 154,000 |
| FORT COLLINS, CO | 38 | $ 15,630,000 | $ 411,000 | $ 120,000 |
| LANSING-EAST LANSING, MI | 38 | $ 7,560,000 | $ 198,000 | $ 76,000 |
| MONROE, MI | 38 | $ 6,390,000 | $ 168,000 | $ 53,000 |
| PUNTA GORDA, FL | 38 | $ 10,090,000 | $ 265,000 | $ 87,000 |
| DES MOINES-WEST DES MOINES, IA | 37 | $ 9,755,000 | $ 263,000 | $ 88,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 37 | $ 9,205,000 | $ 250,000 | $ 62,500 |
| WILMINGTON, NC | 37 | $ 8,805,000 | $ 237,000 | $ 67,000 |
| BROWNSVILLE-HARLINGEN, TX | 36 | $ 7,510,000 | $ 208,000 | $ 97,000 |
| EUGENE, OR | 36 | $ 10,410,000 | $ 289,000 | $ 79,000 |
| RENO, NV | 36 | $ 14,830,000 | $ 411,000 | $ 144,000 |
| LAREDO, TX | 35 | $ 7,875,000 | $ 225,000 | $ 79,000 |
| SANTA MARIA-SANTA BARBARA, CA | 33 | $ 14,955,000 | $ 453,000 | $ 118,000 |
| BARNSTABLE TOWN, MA | 32 | $ 11,670,000 | $ 364,000 | $ 110,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 32 | $ 7,620,000 | $ 238,000 | $ 77,000 |
| LINCOLN, NE | 32 | $ 7,320,000 | $ 228,000 | $ 92,000 |
| HARRISBURG-CARLISLE, PA | 31 | $ 6,605,000 | $ 213,000 | $ 91,000 |
| SPRINGFIELD, MA | 31 | $ 8,095,000 | $ 261,000 | $ 69,000 |
| ANN ARBOR, MI | 30 | $ 8,750,000 | $ 291,000 | $ 134,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 30 | $ 6,540,000 | $ 218,000 | $ 51,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 30 | $ 4,000,000 | $ 138,000 | $ 73,000 |
| YUBA CITY, CA | 30 | $ 9,820,000 | $ 327,000 | $ 80,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 28 | $ 7,840,000 | $ 281,500 | $ 107,000 |
| KINGSTON, NY | 28 | $ 8,010,000 | $ 286,000 | $ 87,000 |
| NORWICH-NEW LONDON, CT | 28 | $ 6,520,000 | $ 232,000 | $ 83,000 |
| BREMERTON-SILVERDALE, WA | 27 | $ 8,815,000 | $ 326,000 | $ 83,000 |
| HOMOSASSA SPRINGS, FL | 26 | $ 4,950,000 | $ 190,000 | $ 178,000 |
| SPOKANE-SPOKANE VALLEY, WA | 26 | $ 8,060,000 | $ 310,000 | $ 92,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 25 | $ 6,925,000 | $ 298,500 | $ 96,000 |
| YORK-HANOVER, PA | 24 | $ 5,480,000 | $ 228,000 | $ 94,000 |
| ALBANY, OR | 23 | $ 6,245,000 | $ 271,000 | $ 100,000 |
| ASHEVILLE, NC | 23 | $ 7,055,000 | $ 306,000 | $ 105,000 |
| HANFORD-CORCORAN, CA | 22 | $ 4,860,000 | $ 220,000 | $ 61,000 |
| SAVANNAH, GA | 22 | $ 6,030,000 | $ 274,000 | $ 160,000 |
| ELMIRA, NY | 21 | $ 3,375,000 | $ 160,000 | $ 57,000 |
| HUNTSVILLE, AL | 21 | $ 6,305,000 | $ 300,000 | $ 112,000 |
| KNOXVILLE, TN | 21 | $ 6,095,000 | $ 290,000 | $ 0 |
| PUEBLO, CO | 21 | $ 4,485,000 | $ 213,000 | $ 56,000 |
| TUSCALOOSA, AL | 21 | $ 4,125,000 | $ 196,000 | $ 61,000 |
| COLUMBUS, GA-AL | 20 | $ 5,060,000 | $ 289,000 | $ 70,000 |
| FLAGSTAFF, AZ | 20 | $ 7,500,000 | $ 375,000 | $ 123,000 |
| PEORIA, IL | 20 | $ 3,210,000 | $ 160,000 | $ 69,000 |
| SPRINGFIELD, MO | 20 | $ 3,980,000 | $ 199,000 | $ 60,000 |
| BOULDER, CO | 19 | $ 6,635,000 | $ 349,000 | $ 156,000 |
| CHATTANOOGA, TN-GA | 19 | $ 5,015,000 | $ 269,000 | $ 51,000 |
| DULUTH, MN-WI | 19 | $ 4,005,000 | $ 210,000 | $ 93,000 |
| GAINESVILLE, FL | 19 | $ 4,665,000 | $ 245,000 | $ 123,000 |
| MUSKEGON, MI | 19 | $ 2,975,000 | $ 156,000 | $ 90,000 |
| REDDING, CA | 19 | $ 6,075,000 | $ 319,000 | $ 112,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 18 | $ 5,910,000 | $ 328,000 | $ 98,000 |
| CHICO, CA | 18 | $ 5,830,000 | $ 323,000 | $ 176,000 |
| COLLEGE STATION-BRYAN, TX | 18 | $ 5,100,000 | $ 283,000 | $ 160,000 |
| EL CENTRO, CA | 18 | $ 4,390,000 | $ 243,000 | $ 56,000 |
| KALAMAZOO-PORTAGE, MI | 18 | $ 3,860,000 | $ 214,000 | $ 136,000 |
| LAS CRUCES, NM | 18 | $ 4,410,000 | $ 245,000 | $ 88,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 18 | $ 4,730,000 | $ 262,000 | $ 147,000 |
| TOLEDO, OH | 18 | $ 2,780,000 | $ 154,000 | $ 78,000 |
| WACO, TX | 18 | $ 5,700,000 | $ 316,000 | $ 120,000 |
| LONGVIEW, WA | 17 | $ 4,675,000 | $ 275,000 | $ 84,000 |
| SANTA CRUZ-WATSONVILLE, CA | 17 | $ 8,595,000 | $ 505,000 | $ 113,000 |
| WARNER ROBINS, GA | 17 | $ 4,485,000 | $ 263,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 16 | $ 3,320,000 | $ 207,000 | $ 89,000 |
| DURHAM-CHAPEL HILL, NC | 16 | $ 4,290,000 | $ 268,000 | $ 92,000 |
| LONGVIEW, TX | 16 | $ 3,240,000 | $ 202,000 | $ 76,000 |
| RACINE, WI | 16 | $ 3,860,000 | $ 241,000 | $ 124,000 |
| TRENTON, NJ | 16 | $ 3,250,000 | $ 203,000 | $ 105,000 |
| APPLETON, WI | 15 | $ 3,025,000 | $ 201,000 | $ 97,000 |
| MADISON, WI | 15 | $ 3,755,000 | $ 250,000 | $ 77,000 |
| MEDFORD, OR | 15 | $ 4,545,000 | $ 303,000 | $ 83,000 |
| NAPA, CA | 15 | $ 9,065,000 | $ 604,000 | $ 187,000 |
| OCEAN CITY, NJ | 15 | $ 5,405,000 | $ 360,000 | $ 114,000 |
| YUMA, AZ | 15 | $ 3,445,000 | $ 229,000 | $ 0 |
| ELKHART-GOSHEN, IN | 14 | $ 2,640,000 | $ 188,000 | $ 58,000 |
| LUBBOCK, TX | 14 | $ 3,680,000 | $ 262,000 | $ 133,000 |
| LYNCHBURG, VA | 14 | $ 3,490,000 | $ 249,000 | $ 153,000 |
| MUNCIE, IN | 14 | $ 2,200,000 | $ 157,000 | $ 61,000 |
| AMARILLO, TX | 13 | $ 2,985,000 | $ 229,000 | $ 107,000 |
| FARMINGTON, NM | 13 | $ 2,495,000 | $ 191,000 | $ 71,000 |
| HICKORY-LENOIR-MORGANTON, NC | 13 | $ 2,615,000 | $ 201,000 | $ 52,000 |
| JACKSON, MI | 13 | $ 2,265,000 | $ 174,000 | $ 61,000 |
| MIDLAND, TX | 13 | $ 3,335,000 | $ 256,000 | $ 118,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 13 | $ 3,805,000 | $ 292,000 | $ 79,000 |
| SAN RAFAEL, CA | 13 | $ 8,115,000 | $ 624,000 | $ 169,000 |
| SHERMAN-DENISON, TX | 13 | $ 3,595,000 | $ 276,000 | $ 104,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 13 | $ 2,515,000 | $ 162,000 | $ 60,000 |
| SPARTANBURG, SC | 13 | $ 2,975,000 | $ 228,000 | $ 73,000 |
| ATHENS-CLARKE COUNTY, GA | 12 | $ 2,900,000 | $ 241,000 | $ 76,000 |
| BAY CITY, MI | 12 | $ 1,440,000 | $ 120,000 | $ 41,000 |
| BILLINGS, MT | 12 | $ 2,880,000 | $ 240,000 | $ 79,000 |
| CORVALLIS, OR | 12 | $ 4,180,000 | $ 348,000 | $ 139,000 |
| GAINESVILLE, GA | 12 | $ 3,180,000 | $ 265,000 | $ 118,000 |
| KENNEWICK-RICHLAND, WA | 12 | $ 3,030,000 | $ 252,000 | $ 0 |
| READING, PA | 12 | $ 3,870,000 | $ 322,000 | $ 129,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 12 | $ 1,680,000 | $ 140,000 | $ 57,000 |
| ST. GEORGE, UT | 12 | $ 3,820,000 | $ 318,000 | $ 39,000 |
| THE VILLAGES, FL | 12 | $ 2,770,000 | $ 230,000 | $ 66,000 |
| TOPEKA, KS | 12 | $ 2,540,000 | $ 211,000 | $ 105,000 |
| WENATCHEE, WA | 12 | $ 3,720,000 | $ 310,000 | $ 432,000 |
| ANCHORAGE, AK | 11 | $ 3,545,000 | $ 322,000 | $ 118,000 |
| CEDAR RAPIDS, IA | 11 | $ 2,085,000 | $ 189,000 | $ 76,000 |
| CHARLOTTESVILLE, VA | 11 | $ 3,335,000 | $ 303,000 | $ 127,000 |
| COEUR D'ALENE, ID | 11 | $ 4,455,000 | $ 405,000 | $ 358,000 |
| ITHACA, NY | 11 | $ 2,795,000 | $ 254,000 | $ 161,000 |
| NEW BERN, NC | 11 | $ 2,625,000 | $ 238,000 | $ 50,000 |
| ST. JOSEPH, MO-KS | 11 | $ 2,015,000 | $ 183,000 | $ 96,000 |
| GRANTS PASS, OR | 10 | $ 2,630,000 | $ 263,000 | $ 60,000 |
| LAKE CHARLES, LA | 10 | $ 1,990,000 | $ 199,000 | $ 61,000 |
| MANHATTAN, KS | 10 | $ 2,100,000 | $ 210,000 | $ 94,000 |
| PORTLAND-SOUTH PORTLAND, ME | 10 | $ 3,040,000 | $ 304,000 | $ 73,000 |
| ROANOKE, VA | 10 | $ 2,020,000 | $ 202,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 10 | $ 2,570,000 | $ 257,000 | $ 55,000 |
| WALLA WALLA, WA | 10 | $ 3,100,000 | $ 310,000 | $ 0 |
| WICHITA FALLS, TX | 10 | $ 1,580,000 | $ 158,000 | $ 127,000 |
| AKRON, OH | 9 | $ 1,525,000 | $ 169,000 | $ 98,000 |
| AMES, IA | 9 | $ 2,215,000 | $ 246,000 | $ 77,000 |
| GETTYSBURG, PA | 9 | $ 2,035,000 | $ 226,000 | $ 50,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 9 | $ 3,245,000 | $ 360,000 | $ 0 |
| KANKAKEE, IL | 9 | $ 2,175,000 | $ 241,000 | $ 83,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 9 | $ 1,995,000 | $ 221,000 | $ 66,000 |
| LOGAN, UT-ID | 9 | $ 2,705,000 | $ 250,000 | $ 91,000 |
| CANTON-MASSILLON, OH | 8 | $ 1,250,000 | $ 156,000 | $ 66,000 |
| COLUMBIA, MO | 8 | $ 1,360,000 | $ 170,000 | $ 84,000 |
| COLUMBUS, IN | 8 | $ 1,960,000 | $ 245,000 | $ 73,000 |
| HINESVILLE, GA | 8 | $ 1,500,000 | $ 187,000 | $ 52,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 8 | $ 1,380,000 | $ 179,333 | $ 0 |
| LEWISTON-AUBURN, ME | 8 | $ 1,640,000 | $ 205,000 | $ 56,000 |
| MANCHESTER-NASHUA, NH | 8 | $ 2,840,000 | $ 355,000 | $ 64,000 |
| MOBILE, AL | 8 | $ 1,790,000 | $ 223,000 | $ 60,000 |
| RAPID CITY, SD | 8 | $ 2,550,000 | $ 318,000 | $ 0 |
| SPRINGFIELD, OH | 8 | $ 1,210,000 | $ 151,000 | $ 47,000 |
| TWIN FALLS, ID | 8 | $ 2,290,000 | $ 286,000 | $ 225,000 |
| WHEELING, WV-OH | 8 | $ 1,360,000 | $ 163,000 | $ 0 |
| BOWLING GREEN, KY | 7 | $ 1,575,000 | $ 225,000 | $ 63,000 |
| DOTHAN, AL | 7 | $ 1,755,000 | $ 250,000 | $ 0 |
| IDAHO FALLS, ID | 7 | $ 2,325,000 | $ 332,000 | $ 0 |
| JACKSON, MS | 7 | $ 1,735,000 | $ 247,000 | $ 254,000 |
| JANESVILLE-BELOIT, WI | 7 | $ 1,175,000 | $ 167,000 | $ 64,000 |
| JOPLIN, MO | 7 | $ 1,115,000 | $ 159,000 | $ 75,000 |
| MONTGOMERY, AL | 7 | $ 1,585,000 | $ 226,000 | $ 40,000 |
| SPRINGFIELD, IL | 7 | $ 945,000 | $ 135,000 | $ 71,000 |
| WAUSAU, WI | 7 | $ 1,335,000 | $ 190,000 | $ 0 |
| ABILENE, TX | 6 | $ 1,670,000 | $ 278,000 | $ 716,000 |
| BELLINGHAM, WA | 6 | $ 2,280,000 | $ 380,000 | $ 40,000 |
| BLOOMINGTON, IN | 6 | $ 1,310,000 | $ 218,000 | $ 75,000 |
| BLOOMSBURG-BERWICK, PA | 6 | $ 1,110,000 | $ 185,000 | $ 0 |
| BURLINGTON, NC | 6 | $ 1,640,000 | $ 273,000 | $ 83,000 |
| DECATUR, AL | 6 | $ 940,000 | $ 156,000 | $ 126,000 |
| EAST STROUDSBURG, PA | 6 | $ 1,820,000 | $ 303,000 | $ 80,000 |
| HAMMOND, LA | 6 | $ 1,650,000 | $ 275,000 | $ 64,000 |
| JOHNSON CITY, TN | 6 | $ 1,250,000 | $ 208,000 | $ 0 |
| LANCASTER, PA | 6 | $ 1,390,000 | $ 231,000 | $ 74,000 |
| MACON-BIBB COUNTY, GA | 6 | $ 1,170,000 | $ 195,000 | $ 56,000 |
| MANSFIELD, OH | 6 | $ 860,000 | $ 143,000 | $ 48,000 |
| NILES-BENTON HARBOR, MI | 6 | $ 1,670,000 | $ 278,000 | $ 118,000 |
| SAGINAW, MI | 6 | $ 890,000 | $ 148,000 | $ 63,000 |
| WINCHESTER, VA-WV | 6 | $ 1,690,000 | $ 215,000 | $ 104,000 |
| YAKIMA, WA | 6 | $ 1,330,000 | $ 221,000 | $ 269,000 |
| AUBURN-OPELIKA, AL | 5 | $ 1,225,000 | $ 245,000 | $ 0 |
| CASPER, WY | 5 | $ 1,045,000 | $ 209,000 | $ 138,000 |
| FARGO, ND-MN | 5 | $ 1,195,000 | $ 232,500 | $ 71,000 |
| FLORENCE, SC | 5 | $ 865,000 | $ 173,000 | $ 46,000 |
| FORT SMITH, AR-OK | 5 | $ 765,000 | $ 157,500 | $ 84,000 |
| JEFFERSON CITY, MO | 5 | $ 985,000 | $ 197,000 | $ 76,000 |
| LAWRENCE, KS | 5 | $ 905,000 | $ 181,000 | $ 50,000 |
| LAWTON, OK | 5 | $ 1,205,000 | $ 241,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 5 | $ 855,000 | $ 171,000 | $ 96,000 |
| POCATELLO, ID | 5 | $ 1,265,000 | $ 253,000 | $ 0 |
| ROCHESTER, MN | 5 | $ 975,000 | $ 195,000 | $ 86,000 |
| SUMTER, SC | 5 | $ 885,000 | $ 177,000 | $ 62,000 |
| BANGOR, ME | 4 | $ 780,000 | $ 195,000 | $ 0 |
| BATTLE CREEK, MI | 4 | $ 710,000 | $ 177,000 | $ 74,000 |
| BISMARCK, ND | 4 | $ 1,250,000 | $ 312,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 1,110,000 | $ 277,000 | $ 121,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 860,000 | $ 215,000 | $ 41,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 760,000 | $ 190,000 | $ 95,000 |
| CHEYENNE, WY | 4 | $ 1,300,000 | $ 325,000 | $ 0 |
| CLEVELAND, TN | 4 | $ 800,000 | $ 200,000 | $ 77,000 |
| EAU CLAIRE, WI | 4 | $ 780,000 | $ 195,000 | $ 53,000 |
| IOWA CITY, IA | 4 | $ 1,040,000 | $ 260,000 | $ 98,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 4 | $ 650,000 | $ 156,500 | $ 36,000 |
| LEBANON, PA | 4 | $ 950,000 | $ 237,000 | $ 49,000 |
| MISSOULA, MT | 4 | $ 1,050,000 | $ 262,000 | $ 0 |
| ROME, GA | 4 | $ 830,000 | $ 207,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 4 | $ 1,160,000 | $ 290,000 | $ 59,000 |
| VINELAND-BRIDGETON, NJ | 4 | $ 960,000 | $ 240,000 | $ 103,000 |
| ALEXANDRIA, LA | 3 | $ 895,000 | $ 298,000 | $ 40,000 |
| ALTOONA, PA | 3 | $ 625,000 | $ 208,000 | $ 105,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 3 | $ 715,000 | $ 238,000 | $ 0 |
| BLOOMINGTON, IL | 3 | $ 405,000 | $ 135,000 | $ 66,000 |
| CARBONDALE-MARION, IL | 3 | $ 925,000 | $ 308,000 | $ 124,000 |
| CARSON CITY, NV | 3 | $ 1,225,000 | $ 408,000 | $ 77,000 |
| CHARLESTON, WV | 3 | $ 515,000 | $ 171,000 | $ 0 |
| DALTON, GA | 3 | $ 505,000 | $ 168,000 | $ 0 |
| ENID, OK | 3 | $ 495,000 | $ 165,000 | $ 53,000 |
| FAIRBANKS, AK | 3 | $ 545,000 | $ 181,000 | $ 0 |
| GOLDSBORO, NC | 3 | $ 545,000 | $ 181,000 | $ 0 |
| GREENVILLE, NC | 3 | $ 435,000 | $ 145,000 | $ 0 |
| HARRISONBURG, VA | 3 | $ 755,000 | $ 251,000 | $ 148,000 |
| HATTIESBURG, MS | 3 | $ 875,000 | $ 291,000 | $ 44,000 |
| HOT SPRINGS, AR | 3 | $ 925,000 | $ 308,000 | $ 0 |
| JOHNSTOWN, PA | 3 | $ 335,000 | $ 111,000 | $ 42,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 585,000 | $ 195,000 | $ 151,000 |
| MIDLAND, MI | 3 | $ 905,000 | $ 301,000 | $ 122,000 |
| MORRISTOWN, TN | 3 | $ 865,000 | $ 288,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 975,000 | $ 325,000 | $ 114,000 |
| ODESSA, TX | 3 | $ 805,000 | $ 268,000 | $ 70,000 |
| ROCKY MOUNT, NC | 3 | $ 605,000 | $ 201,000 | $ 58,000 |
| SAN ANGELO, TX | 3 | $ 625,000 | $ 208,000 | $ 59,000 |
| TERRE HAUTE, IN | 3 | $ 395,000 | $ 131,000 | $ 47,000 |
| VALDOSTA, GA | 3 | $ 615,000 | $ 205,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 535,000 | $ 178,000 | $ 0 |
| WILLIAMSPORT, PA | 3 | $ 625,000 | $ 208,000 | $ 142,000 |
| ALBANY, GA | 2 | $ 630,000 | $ 315,000 | $ 0 |
| BECKLEY, WV | 2 | $ 380,000 | $ 190,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| BRUNSWICK, GA | 2 | $ 620,000 | $ 310,000 | $ 127,000 |
| DANVILLE, IL | 2 | $ 250,000 | $ 125,000 | $ 34,000 |
| DUBUQUE, IA | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 380,000 | $ 190,000 | $ 129,000 |
| GRAND ISLAND, NE | 2 | $ 380,000 | $ 190,000 | $ 196,000 |
| JONESBORO, AR | 2 | $ 350,000 | $ 175,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 300,000 | $ 150,000 | $ 51,000 |
| LEWISTON, ID-WA | 2 | $ 890,000 | $ 445,000 | $ 0 |
| PARKERSBURG-VIENNA, WV | 2 | $ 370,000 | $ 185,000 | $ 0 |
| PITTSFIELD, MA | 2 | $ 300,000 | $ 150,000 | $ 0 |
| SHEBOYGAN, WI | 2 | $ 400,000 | $ 200,000 | $ 44,000 |
| SIOUX FALLS, SD | 2 | $ 440,000 | $ 220,000 | $ 312,000 |
| STATE COLLEGE, PA | 2 | $ 420,000 | $ 210,000 | $ 82,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 235,000 | $ 235,000 | $ 0 |
| DECATUR, IL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| GADSDEN, AL | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| GRAND FORKS, ND-MN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| JACKSON, TN | 1 | $ 265,000 | $ 265,000 | $ 0 |
| MONROE, LA | 1 | $ 395,000 | $ 395,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 185,000 | $ 185,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| PINE BLUFF, AR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| TEXARKANA, TX-AR | 1 | $ 405,000 | $ 405,000 | $ 0 |
| VICTORIA, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for Plaza Home Mortgage, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,062 | $6,962,290,000 | $301,000 | $2,505,000 | $99,000 | $5,538,000 |
| Refinancing | 13,118 | $4,156,160,000 | $316,000 | $2,505,000 | $126,000 | $2,938,000 |
| Cash-out Refinancing | 8,190 | $2,645,140,000 | $322,000 | $1,955,000 | $118,000 | $2,916,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,208 | $5,140,170,000 | $282,000 | $2,505,000 | $112,000 | $3,924,000 |
| Not applicable | 13,728 | $4,742,640,000 | $345,000 | $1,605,000 | $0 | $0 |
| Hispanic | 4,484 | $1,272,630,000 | $283,000 | $1,445,000 | $92,000 | $4,408,000 |
| Not Provided | 3,021 | $1,026,255,000 | $339,000 | $2,505,000 | $124,000 | $2,606,000 |
| Black or African American | 2,902 | $819,750,000 | $282,000 | $1,765,000 | $92,000 | $5,538,000 |
| Asian | 1,796 | $688,200,000 | $383,000 | $1,905,000 | $138,000 | $2,331,000 |
| American Indian or Alaskan Native | 106 | $27,540,000 | $259,000 | $785,000 | $100,000 | $705,000 |
| Native Hawaiian or Other Pacific Islander | 103 | $38,765,000 | $376,000 | $1,645,000 | $100,000 | $305,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,294 | $7,563,990,000 | $311,000 | $2,505,000 | $126,000 | $4,408,000 |
| FHA-insured (Federal Housing Administration) | 11,353 | $3,254,145,000 | $286,000 | $1,605,000 | $71,000 | $5,538,000 |
| VA-guaranteed (Veterans Administration) | 7,304 | $2,689,960,000 | $368,000 | $1,915,000 | $96,000 | $503,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,419 | $255,495,000 | $180,000 | $715,000 | $55,000 | $156,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 22,822 | $6,591,270,000 | $288,000 | $1,985,000 | $109,000 | $3,219,000 |
| Loan Purchased By The Institution | 13,728 | $4,742,640,000 | $345,000 | $1,605,000 | $0 | $0 |
| Application Approved But Not Accepted | 2,918 | $849,320,000 | $291,000 | $1,755,000 | $110,000 | $5,538,000 |
| Application Denied By Financial Institution | 2,638 | $867,790,000 | $328,000 | $2,505,000 | $108,000 | $2,796,000 |
| Application Withdrawn By Applicant | 1,584 | $481,130,000 | $303,000 | $1,985,000 | $127,000 | $4,408,000 |
| File Closed For Incompleteness | 680 | $231,440,000 | $340,000 | $2,505,000 | $124,000 | $3,924,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 41,732 | $12,895,800,000 | $309,000 | $2,505,000 | $110,000 | $5,538,000 |
| Other | 1,222 | $398,620,000 | $326,000 | $1,965,000 | $119,000 | $2,796,000 |
| Debt-To-Income Ratio | 508 | $179,570,000 | $353,000 | $2,505,000 | $73,000 | $383,000 |
| Collateral | 250 | $76,340,000 | $305,000 | $1,445,000 | $126,000 | $2,606,000 |
| Credit History | 215 | $66,075,000 | $307,000 | $1,955,000 | $98,000 | $1,306,000 |
| Credit Application Incomplete | 155 | $55,185,000 | $356,000 | $1,245,000 | $116,000 | $518,000 |
| Unverifiable Information | 154 | $50,110,000 | $325,000 | $1,495,000 | $122,000 | $1,067,000 |
| Employment History | 90 | $29,610,000 | $329,000 | $1,505,000 | $94,000 | $1,245,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 43 | $12,105,000 | $281,000 | $695,000 | $82,000 | $222,000 |
| Mortgage Insurance Denied | 1 | $175,000 | $175,000 | $175,000 | $140,000 | $140,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plaza Home Mortgage, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plaza Home Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.