Amwest Funding Corp. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amwest Funding Corp. 6 Pointe Drive, Suite 300 Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 |
| Total Number of Mortgage Applications | 12,918 |
| Total Mortgage Loan Application Amount | $5,405,130,000 |
| Average Mortgage Loan Application Amount | $420,333 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $232,666 |
| Highest Applicant Income | $7,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Amwest Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amwest Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Amwest Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amwest Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amwest Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amwest Funding Corp.'s mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,812 | $ 1,114,420,000 | $ 615,000 | $ 318,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 786 | $ 263,440,000 | $ 335,000 | $ 269,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 712 | $ 213,890,000 | $ 300,000 | $ 198,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 599 | $ 404,925,000 | $ 676,000 | $ 423,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 548 | $ 246,890,000 | $ 450,000 | $ 221,000 |
| DALLAS-PLANO-IRVING, TX | 455 | $ 169,455,000 | $ 372,000 | $ 182,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 416 | $ 133,140,000 | $ 320,000 | $ 174,000 |
| LAKELAND-WINTER HAVEN, FL | 379 | $ 119,525,000 | $ 315,000 | $ 241,000 |
| NA (OUTSIDE OF MSA/MD) | 312 | $ 100,020,000 | $ 298,771 | $ 221,678 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 295 | $ 110,355,000 | $ 374,000 | $ 216,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 289 | $ 94,605,000 | $ 327,000 | $ 196,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 246 | $ 101,930,000 | $ 414,000 | $ 309,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 209 | $ 124,325,000 | $ 594,000 | $ 249,000 |
| SAN DIEGO-CARLSBAD, CA | 197 | $ 107,185,000 | $ 544,000 | $ 301,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 187 | $ 151,635,000 | $ 810,000 | $ 432,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 185 | $ 71,765,000 | $ 387,000 | $ 264,000 |
| AUSTIN-ROUND ROCK, TX | 175 | $ 63,305,000 | $ 361,000 | $ 169,000 |
| SALT LAKE CITY, UT | 167 | $ 81,325,000 | $ 486,000 | $ 247,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 164 | $ 66,720,000 | $ 364,666 | $ 161,666 |
| CHICAGO-NAPERVILLE, IL | 162 | $ 38,620,000 | $ 238,000 | $ 141,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 153 | $ 62,095,000 | $ 405,000 | $ 345,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 149 | $ 81,075,000 | $ 596,500 | $ 331,500 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 139 | $ 114,235,000 | $ 821,000 | $ 328,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 138 | $ 55,090,000 | $ 399,000 | $ 244,000 |
| PHILADELPHIA, PA | 134 | $ 30,950,000 | $ 230,000 | $ 112,000 |
| FORT WORTH-ARLINGTON, TX | 132 | $ 40,020,000 | $ 303,000 | $ 219,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 100 | $ 61,010,000 | $ 610,000 | $ 272,000 |
| PROVO-OREM, UT | 99 | $ 50,335,000 | $ 508,000 | $ 225,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 99 | $ 39,425,000 | $ 398,000 | $ 274,000 |
| NEW YORK-NEWARK, NY | 97 | $ 39,775,000 | $ 319,000 | $ 187,000 |
| OGDEN-CLEARFIELD, UT | 93 | $ 39,265,000 | $ 422,000 | $ 164,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 91 | $ 29,535,000 | $ 324,000 | $ 279,000 |
| BAKERSFIELD, CA | 83 | $ 26,305,000 | $ 316,000 | $ 156,000 |
| OKLAHOMA CITY, OK | 77 | $ 16,275,000 | $ 211,000 | $ 139,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 77 | $ 45,715,000 | $ 593,000 | $ 264,000 |
| NEWARK, NJ-PA | 76 | $ 36,230,000 | $ 342,500 | $ 206,000 |
| DENVER-AURORA-LAKEWOOD, CO | 71 | $ 29,875,000 | $ 420,000 | $ 276,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 70 | $ 20,070,000 | $ 286,000 | $ 231,000 |
| FRESNO, CA | 69 | $ 22,395,000 | $ 324,000 | $ 159,000 |
| CAPE CORAL-FORT MYERS, FL | 66 | $ 20,790,000 | $ 315,000 | $ 235,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 65 | $ 18,055,000 | $ 261,000 | $ 172,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 58 | $ 14,340,000 | $ 247,000 | $ 135,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 57 | $ 18,885,000 | $ 331,000 | $ 152,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 54 | $ 20,540,000 | $ 380,000 | $ 265,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 52 | $ 25,710,000 | $ 494,000 | $ 152,000 |
| JACKSONVILLE, FL | 50 | $ 14,060,000 | $ 281,000 | $ 195,000 |
| BOSTON, MA | 49 | $ 26,185,000 | $ 534,000 | $ 196,000 |
| ALBANY-SCHENECTADY-TROY, NY | 46 | $ 8,500,000 | $ 184,000 | $ 0 |
| KANSAS CITY, MO-KS | 44 | $ 6,890,000 | $ 184,500 | $ 127,500 |
| RALEIGH, NC | 43 | $ 14,715,000 | $ 342,000 | $ 180,000 |
| STOCKTON-LODI, CA | 43 | $ 17,325,000 | $ 402,000 | $ 169,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 42 | $ 11,890,000 | $ 283,000 | $ 188,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 42 | $ 5,790,000 | $ 137,000 | $ 112,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 38 | $ 10,100,000 | $ 265,000 | $ 150,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 38 | $ 15,540,000 | $ 416,500 | $ 205,000 |
| WILMINGTON, DE-MD-NJ | 37 | $ 11,305,000 | $ 232,000 | $ 305,000 |
| CAMDEN, NJ | 35 | $ 11,005,000 | $ 314,000 | $ 167,000 |
| CLEVELAND-ELYRIA, OH | 31 | $ 5,595,000 | $ 180,000 | $ 136,000 |
| PORT ST. LUCIE, FL | 31 | $ 10,015,000 | $ 323,000 | $ 159,000 |
| ST. GEORGE, UT | 31 | $ 13,075,000 | $ 421,000 | $ 145,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 30 | $ 7,260,000 | $ 242,000 | $ 167,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 29 | $ 7,765,000 | $ 267,000 | $ 190,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 29 | $ 15,805,000 | $ 545,000 | $ 349,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 29 | $ 17,245,000 | $ 594,000 | $ 439,000 |
| OCALA, FL | 29 | $ 6,335,000 | $ 218,000 | $ 112,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 28 | $ 10,100,000 | $ 360,000 | $ 187,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 27 | $ 9,255,000 | $ 342,000 | $ 296,000 |
| SANTA ROSA, CA | 27 | $ 13,685,000 | $ 506,000 | $ 180,000 |
| CINCINNATI, OH-KY-IN | 26 | $ 4,600,000 | $ 152,000 | $ 318,000 |
| COLUMBUS, OH | 25 | $ 5,735,000 | $ 229,000 | $ 182,000 |
| KNOXVILLE, TN | 25 | $ 6,645,000 | $ 265,000 | $ 136,000 |
| MEMPHIS, TN-MS-AR | 25 | $ 4,555,000 | $ 182,000 | $ 313,000 |
| ST. LOUIS, MO-IL | 25 | $ 4,195,000 | $ 182,000 | $ 177,500 |
| SALINAS, CA | 24 | $ 13,740,000 | $ 572,000 | $ 151,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 23 | $ 5,555,000 | $ 241,000 | $ 125,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 23 | $ 5,625,000 | $ 244,000 | $ 132,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 23 | $ 6,135,000 | $ 266,000 | $ 87,000 |
| NEW ORLEANS-METAIRIE, LA | 23 | $ 5,535,000 | $ 240,000 | $ 196,000 |
| VALLEJO-FAIRFIELD, CA | 23 | $ 8,635,000 | $ 375,000 | $ 147,000 |
| VISALIA-PORTERVILLE, CA | 22 | $ 5,860,000 | $ 266,000 | $ 97,000 |
| CHATTANOOGA, TN-GA | 20 | $ 4,020,000 | $ 198,000 | $ 87,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 19 | $ 8,735,000 | $ 459,000 | $ 336,000 |
| COLUMBIA, SC | 19 | $ 3,625,000 | $ 190,000 | $ 125,000 |
| BATON ROUGE, LA | 18 | $ 3,290,000 | $ 182,000 | $ 68,000 |
| MERCED, CA | 18 | $ 5,990,000 | $ 332,000 | $ 137,000 |
| PROVIDENCE-WARWICK, RI-MA | 18 | $ 6,670,000 | $ 341,500 | $ 284,000 |
| PUNTA GORDA, FL | 18 | $ 5,060,000 | $ 281,000 | $ 137,000 |
| ROCKFORD, IL | 18 | $ 1,770,000 | $ 98,000 | $ 125,000 |
| URBAN HONOLULU, HI | 18 | $ 8,010,000 | $ 445,000 | $ 128,000 |
| HARRISBURG-CARLISLE, PA | 17 | $ 2,295,000 | $ 135,000 | $ 428,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 17 | $ 3,335,000 | $ 196,000 | $ 76,000 |
| TULSA, OK | 17 | $ 3,535,000 | $ 207,000 | $ 326,000 |
| BIRMINGHAM-HOOVER, AL | 16 | $ 3,320,000 | $ 207,000 | $ 111,000 |
| GAINESVILLE, FL | 16 | $ 4,630,000 | $ 289,000 | $ 185,000 |
| PITTSBURGH, PA | 16 | $ 3,250,000 | $ 203,000 | $ 175,000 |
| SAVANNAH, GA | 16 | $ 4,930,000 | $ 308,000 | $ 165,000 |
| TALLAHASSEE, FL | 16 | $ 3,680,000 | $ 230,000 | $ 195,000 |
| DURHAM-CHAPEL HILL, NC | 15 | $ 5,475,000 | $ 365,000 | $ 264,000 |
| LUBBOCK, TX | 15 | $ 3,325,000 | $ 221,000 | $ 103,000 |
| NEW HAVEN-MILFORD, CT | 15 | $ 4,095,000 | $ 273,000 | $ 122,000 |
| TRENTON, NJ | 15 | $ 2,915,000 | $ 194,000 | $ 122,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 14 | $ 2,920,000 | $ 208,000 | $ 102,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 14 | $ 5,490,000 | $ 392,000 | $ 167,000 |
| EL CENTRO, CA | 14 | $ 3,960,000 | $ 282,000 | $ 106,000 |
| EL PASO, TX | 14 | $ 2,090,000 | $ 149,000 | $ 114,000 |
| GAINESVILLE, GA | 14 | $ 4,520,000 | $ 322,000 | $ 140,000 |
| CORPUS CHRISTI, TX | 13 | $ 2,225,000 | $ 171,000 | $ 137,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 13 | $ 3,675,000 | $ 282,000 | $ 384,000 |
| MCALLEN-EDINBURG-MISSION, TX | 13 | $ 2,675,000 | $ 205,000 | $ 101,000 |
| TUCSON, AZ | 13 | $ 3,275,000 | $ 251,000 | $ 198,000 |
| WORCESTER, MA-CT | 13 | $ 4,485,000 | $ 221,000 | $ 128,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 12 | $ 2,250,000 | $ 187,000 | $ 131,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 12 | $ 2,300,000 | $ 191,000 | $ 87,000 |
| TACOMA-LAKEWOOD, WA | 12 | $ 5,190,000 | $ 432,000 | $ 106,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 11 | $ 2,365,000 | $ 215,000 | $ 82,000 |
| GREENSBORO-HIGH POINT, NC | 11 | $ 2,525,000 | $ 229,000 | $ 223,000 |
| HUNTSVILLE, AL | 11 | $ 3,085,000 | $ 280,000 | $ 247,000 |
| LEXINGTON-FAYETTE, KY | 11 | $ 3,185,000 | $ 289,000 | $ 91,000 |
| MODESTO, CA | 11 | $ 4,065,000 | $ 369,000 | $ 122,000 |
| SAN RAFAEL, CA | 11 | $ 7,405,000 | $ 673,000 | $ 307,000 |
| BEAUMONT-PORT ARTHUR, TX | 10 | $ 1,510,000 | $ 151,000 | $ 127,000 |
| EAST STROUDSBURG, PA | 10 | $ 2,620,000 | $ 262,000 | $ 196,000 |
| FAYETTEVILLE, NC | 10 | $ 2,530,000 | $ 253,000 | $ 111,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 10 | $ 2,770,000 | $ 277,000 | $ 118,000 |
| MACON-BIBB COUNTY, GA | 10 | $ 1,160,000 | $ 116,000 | $ 55,000 |
| WINSTON-SALEM, NC | 10 | $ 1,910,000 | $ 191,000 | $ 78,000 |
| KILLEEN-TEMPLE, TX | 9 | $ 1,815,000 | $ 201,000 | $ 118,000 |
| LAFAYETTE, LA | 9 | $ 2,065,000 | $ 229,000 | $ 97,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 9 | $ 2,695,000 | $ 315,000 | $ 147,000 |
| TUSCALOOSA, AL | 9 | $ 1,485,000 | $ 165,000 | $ 290,000 |
| TYLER, TX | 9 | $ 3,155,000 | $ 350,000 | $ 190,000 |
| WARNER ROBINS, GA | 9 | $ 1,525,000 | $ 169,000 | $ 89,000 |
| YUBA CITY, CA | 9 | $ 3,125,000 | $ 347,000 | $ 147,000 |
| AKRON, OH | 8 | $ 960,000 | $ 120,000 | $ 399,000 |
| ALBUQUERQUE, NM | 8 | $ 2,160,000 | $ 270,000 | $ 100,000 |
| COLORADO SPRINGS, CO | 8 | $ 3,710,000 | $ 463,000 | $ 166,000 |
| ELGIN, IL | 8 | $ 1,580,000 | $ 197,000 | $ 101,000 |
| SHERMAN-DENISON, TX | 8 | $ 2,110,000 | $ 263,000 | $ 98,000 |
| YORK-HANOVER, PA | 8 | $ 1,200,000 | $ 150,000 | $ 163,000 |
| BOULDER, CO | 7 | $ 3,445,000 | $ 492,000 | $ 286,000 |
| COLUMBUS, GA-AL | 7 | $ 725,000 | $ 103,000 | $ 146,000 |
| HANFORD-CORCORAN, CA | 7 | $ 2,285,000 | $ 326,000 | $ 248,000 |
| LONGVIEW, TX | 7 | $ 2,035,000 | $ 290,000 | $ 117,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 745,000 | $ 106,000 | $ 46,000 |
| MONTGOMERY, AL | 7 | $ 545,000 | $ 77,000 | $ 0 |
| SALISBURY, MD-DE | 7 | $ 1,265,000 | $ 190,000 | $ 161,000 |
| SANTA MARIA-SANTA BARBARA, CA | 7 | $ 6,285,000 | $ 897,000 | $ 510,000 |
| BANGOR, ME | 6 | $ 810,000 | $ 135,000 | $ 113,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 6 | $ 900,000 | $ 150,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 6 | $ 1,600,000 | $ 266,000 | $ 171,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 6 | $ 5,530,000 | $ 921,000 | $ 157,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 6 | $ 2,490,000 | $ 415,000 | $ 401,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 6 | $ 1,620,000 | $ 270,000 | $ 111,000 |
| LOGAN, UT-ID | 6 | $ 1,780,000 | $ 296,000 | $ 92,000 |
| MADERA, CA | 6 | $ 2,180,000 | $ 363,000 | $ 81,000 |
| NORWICH-NEW LONDON, CT | 6 | $ 1,660,000 | $ 276,000 | $ 166,000 |
| PANAMA CITY, FL | 6 | $ 1,780,000 | $ 296,000 | $ 316,000 |
| REDDING, CA | 6 | $ 1,790,000 | $ 298,000 | $ 199,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 6 | $ 3,430,000 | $ 571,000 | $ 218,000 |
| SPRINGFIELD, MA | 6 | $ 1,140,000 | $ 190,000 | $ 99,000 |
| ASHEVILLE, NC | 5 | $ 1,625,000 | $ 325,000 | $ 216,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 1,105,000 | $ 221,000 | $ 207,000 |
| BROWNSVILLE-HARLINGEN, TX | 5 | $ 2,255,000 | $ 451,000 | $ 220,000 |
| GRANTS PASS, OR | 5 | $ 1,515,000 | $ 303,000 | $ 102,000 |
| HOMOSASSA SPRINGS, FL | 5 | $ 1,265,000 | $ 253,000 | $ 87,000 |
| JACKSONVILLE, NC | 5 | $ 1,035,000 | $ 207,000 | $ 80,000 |
| LANCASTER, PA | 5 | $ 915,000 | $ 183,000 | $ 52,000 |
| MEDFORD, OR | 5 | $ 2,025,000 | $ 405,000 | $ 180,000 |
| NAPA, CA | 5 | $ 2,985,000 | $ 597,000 | $ 216,000 |
| READING, PA | 5 | $ 1,405,000 | $ 281,000 | $ 293,000 |
| RICHMOND, VA | 5 | $ 765,000 | $ 153,000 | $ 0 |
| ROCHESTER, NY | 5 | $ 595,000 | $ 119,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 2,625,000 | $ 525,000 | $ 209,000 |
| SEBRING, FL | 5 | $ 1,025,000 | $ 205,000 | $ 48,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 5 | $ 805,000 | $ 161,000 | $ 0 |
| SYRACUSE, NY | 5 | $ 335,000 | $ 67,000 | $ 0 |
| THE VILLAGES, FL | 5 | $ 845,000 | $ 169,000 | $ 76,000 |
| WICHITA, KS | 5 | $ 1,055,000 | $ 211,000 | $ 143,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 750,000 | $ 187,000 | $ 233,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 1,010,000 | $ 252,000 | $ 155,000 |
| CHICO, CA | 4 | $ 1,230,000 | $ 307,000 | $ 92,000 |
| CLARKSVILLE, TN-KY | 4 | $ 1,200,000 | $ 300,000 | $ 146,000 |
| EUGENE, OR | 4 | $ 2,050,000 | $ 512,000 | $ 106,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 1,100,000 | $ 275,000 | $ 131,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 4 | $ 1,980,000 | $ 495,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 610,000 | $ 152,000 | $ 56,000 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 1,390,000 | $ 347,000 | $ 376,000 |
| TOLEDO, OH | 4 | $ 1,130,000 | $ 282,000 | $ 104,000 |
| WILMINGTON, NC | 4 | $ 840,000 | $ 210,000 | $ 96,000 |
| ABILENE, TX | 3 | $ 685,000 | $ 228,000 | $ 181,000 |
| AMARILLO, TX | 3 | $ 355,000 | $ 118,000 | $ 68,000 |
| AUBURN-OPELIKA, AL | 3 | $ 455,000 | $ 151,000 | $ 0 |
| BLOOMINGTON, IN | 3 | $ 645,000 | $ 215,000 | $ 214,000 |
| BOISE CITY, ID | 3 | $ 815,000 | $ 271,000 | $ 57,000 |
| COLUMBUS, IN | 3 | $ 515,000 | $ 171,000 | $ 0 |
| DALTON, GA | 3 | $ 845,000 | $ 281,000 | $ 87,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 655,000 | $ 218,000 | $ 100,000 |
| FOND DU LAC, WI | 3 | $ 345,000 | $ 115,000 | $ 0 |
| GARY, IN | 3 | $ 845,000 | $ 281,000 | $ 218,000 |
| GREELEY, CO | 3 | $ 1,565,000 | $ 521,000 | $ 210,000 |
| NEW BERN, NC | 3 | $ 335,000 | $ 111,000 | $ 89,000 |
| ODESSA, TX | 3 | $ 965,000 | $ 321,000 | $ 439,000 |
| PUEBLO, CO | 3 | $ 705,000 | $ 235,000 | $ 191,000 |
| RENO, NV | 3 | $ 1,375,000 | $ 458,000 | $ 96,000 |
| ROANOKE, VA | 3 | $ 1,055,000 | $ 351,000 | $ 470,000 |
| ROCKY MOUNT, NC | 3 | $ 575,000 | $ 191,000 | $ 175,000 |
| ROME, GA | 3 | $ 415,000 | $ 138,000 | $ 166,000 |
| VINELAND-BRIDGETON, NJ | 3 | $ 695,000 | $ 231,000 | $ 271,000 |
| WACO, TX | 3 | $ 865,000 | $ 288,000 | $ 152,000 |
| ALTOONA, PA | 2 | $ 280,000 | $ 140,000 | $ 84,000 |
| ANN ARBOR, MI | 2 | $ 590,000 | $ 295,000 | $ 0 |
| BELLINGHAM, WA | 2 | $ 830,000 | $ 415,000 | $ 265,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 390,000 | $ 195,000 | $ 0 |
| DOVER, DE | 2 | $ 200,000 | $ 100,000 | $ 0 |
| DULUTH, MN-WI | 2 | $ 220,000 | $ 110,000 | $ 168,000 |
| ELKHART-GOSHEN, IN | 2 | $ 470,000 | $ 235,000 | $ 304,000 |
| ERIE, PA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| EVANSVILLE, IN-KY | 2 | $ 390,000 | $ 195,000 | $ 0 |
| FARMINGTON, NM | 2 | $ 510,000 | $ 255,000 | $ 138,000 |
| FLAGSTAFF, AZ | 2 | $ 1,190,000 | $ 595,000 | $ 133,000 |
| FLORENCE, SC | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| FORT COLLINS, CO | 2 | $ 400,000 | $ 200,000 | $ 134,000 |
| GADSDEN, AL | 2 | $ 150,000 | $ 75,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 440,000 | $ 220,000 | $ 150,000 |
| HINESVILLE, GA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| JACKSON, TN | 2 | $ 490,000 | $ 245,000 | $ 106,000 |
| JEFFERSON CITY, MO | 2 | $ 200,000 | $ 100,000 | $ 0 |
| KANKAKEE, IL | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| KOKOMO, IN | 2 | $ 260,000 | $ 130,000 | $ 128,000 |
| LAREDO, TX | 2 | $ 530,000 | $ 265,000 | $ 102,000 |
| LYNCHBURG, VA | 2 | $ 840,000 | $ 420,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 640,000 | $ 320,000 | $ 144,000 |
| OCEAN CITY, NJ | 2 | $ 1,110,000 | $ 555,000 | $ 191,000 |
| POCATELLO, ID | 2 | $ 420,000 | $ 210,000 | $ 0 |
| ROCHESTER, MN | 2 | $ 430,000 | $ 215,000 | $ 123,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 1,880,000 | $ 940,000 | $ 1,339,000 |
| SAGINAW, MI | 2 | $ 570,000 | $ 285,000 | $ 84,000 |
| SAN ANGELO, TX | 2 | $ 630,000 | $ 315,000 | $ 185,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 290,000 | $ 145,000 | $ 204,000 |
| SPARTANBURG, SC | 2 | $ 550,000 | $ 275,000 | $ 86,000 |
| SPRINGFIELD, MO | 2 | $ 570,000 | $ 285,000 | $ 368,000 |
| UTICA-ROME, NY | 2 | $ 260,000 | $ 130,000 | $ 0 |
| VALDOSTA, GA | 2 | $ 350,000 | $ 175,000 | $ 50,000 |
| WICHITA FALLS, TX | 2 | $ 240,000 | $ 120,000 | $ 0 |
| WINCHESTER, VA-WV | 2 | $ 610,000 | $ 305,000 | $ 137,000 |
| ALBANY, OR | 1 | $ 245,000 | $ 245,000 | $ 0 |
| ALEXANDRIA, LA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 405,000 | $ 405,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 155,000 | $ 155,000 | $ 0 |
| BLOOMINGTON, IL | 1 | $ 145,000 | $ 145,000 | $ 143,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 425,000 | $ 425,000 | $ 216,000 |
| CANTON-MASSILLON, OH | 1 | $ 215,000 | $ 215,000 | $ 217,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| CHARLOTTESVILLE, VA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| COEUR D'ALENE, ID | 1 | $ 345,000 | $ 345,000 | $ 54,000 |
| DECATUR, AL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| DOTHAN, AL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 235,000 | $ 235,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| GREENVILLE, NC | 1 | $ 275,000 | $ 275,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 485,000 | $ 485,000 | $ 516,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| JACKSON, MI | 1 | $ 195,000 | $ 195,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 1 | $ 545,000 | $ 545,000 | $ 228,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| LAKE CHARLES, LA | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| LAWTON, OK | 1 | $ 175,000 | $ 175,000 | $ 0 |
| LEBANON, PA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| MANHATTAN, KS | 1 | $ 115,000 | $ 115,000 | $ 0 |
| MIDLAND, TX | 1 | $ 235,000 | $ 235,000 | $ 144,000 |
| MOBILE, AL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| MUNCIE, IN | 1 | $ 55,000 | $ 55,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 235,000 | $ 235,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 495,000 | $ 495,000 | $ 495,000 |
| RACINE, WI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 65,000 | $ 65,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| TEXARKANA, TX-AR | 1 | $ 175,000 | $ 175,000 | $ 0 |
| VICTORIA, TX | 1 | $ 215,000 | $ 215,000 | $ 0 |
| WALLA WALLA, WA | 1 | $ 385,000 | $ 385,000 | $ 148,000 |
| WENATCHEE, WA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 155,000 | $ 155,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,972 | $3,863,160,000 | $430,000 | $4,005,000 | $231,000 | $6,919,000 |
| Cash-out Refinancing | 3,866 | $1,506,550,000 | $389,000 | $4,005,000 | $315,000 | $7,200,000 |
| Refinancing | 80 | $35,420,000 | $442,000 | $1,705,000 | $152,000 | $637,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 5,266 | $2,165,710,000 | $411,000 | $4,005,000 | $236,000 | $6,919,000 |
| White | 2,779 | $1,410,175,000 | $507,000 | $4,005,000 | $305,000 | $5,620,000 |
| Hispanic | 2,292 | $833,470,000 | $363,000 | $3,005,000 | $221,000 | $5,292,000 |
| Not Provided | 1,898 | $757,200,000 | $398,000 | $2,615,000 | $267,000 | $7,200,000 |
| Black or African American | 483 | $165,805,000 | $343,000 | $1,805,000 | $203,000 | $4,440,000 |
| American Indian or Alaskan Native | 15 | $3,295,000 | $219,000 | $585,000 | $170,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,305,000 | $261,000 | $485,000 | $192,000 | $457,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,309 | $5,120,765,000 | $416,000 | $4,005,000 | $262,000 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 494 | $228,010,000 | $461,000 | $1,105,000 | $119,000 | $637,000 |
| VA-guaranteed (Veterans Administration) | 103 | $52,865,000 | $513,000 | $1,345,000 | $142,000 | $727,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $3,490,000 | $290,000 | $345,000 | $86,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,459 | $3,089,375,000 | $414,000 | $4,005,000 | $254,000 | $6,919,000 |
| Application Withdrawn By Applicant | 4,105 | $1,754,025,000 | $427,000 | $4,005,000 | $266,000 | $6,007,000 |
| Application Denied By Financial Institution | 876 | $367,170,000 | $419,000 | $3,005,000 | $211,000 | $7,200,000 |
| Loan Purchased By The Institution | 397 | $158,925,000 | $400,000 | $2,275,000 | $196,000 | $4,927,000 |
| File Closed For Incompleteness | 74 | $33,210,000 | $448,000 | $1,505,000 | $248,000 | $1,467,000 |
| Application Approved But Not Accepted | 7 | $2,425,000 | $346,000 | $585,000 | $236,000 | $421,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,042 | $5,037,960,000 | $418,000 | $4,005,000 | $256,000 | $6,919,000 |
| Debt-To-Income Ratio | 281 | $127,935,000 | $455,000 | $1,405,000 | $125,000 | $1,710,000 |
| Other | 227 | $89,565,000 | $394,000 | $3,005,000 | $276,000 | $7,200,000 |
| Collateral | 129 | $48,255,000 | $374,000 | $2,505,000 | $282,000 | $3,358,000 |
| Unverifiable Information | 83 | $34,445,000 | $415,000 | $1,085,000 | $260,000 | $2,502,000 |
| Credit History | 81 | $36,645,000 | $452,000 | $2,995,000 | $328,000 | $2,675,000 |
| Employment History | 38 | $17,480,000 | $460,000 | $1,855,000 | $191,000 | $917,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $10,130,000 | $337,000 | $955,000 | $163,000 | $518,000 |
| Credit Application Incomplete | 6 | $2,640,000 | $440,000 | $865,000 | $257,000 | $423,000 |
| Mortgage Insurance Denied | 1 | $75,000 | $75,000 | $75,000 | $174,000 | $174,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amwest Funding Corp.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amwest Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.