PNC Bank N.A. Mortgage Lending & HMDA Data, 2004

In 2004, PNC Bank N.A. of Pittsburgh, PA reported 81,526 mortgage applications totaling $8.5 billion, down 21% from 2003. The average application was for $104,509, and applicants reported an average income of $83,633. 52% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Pittsburgh, PA (13,561), Philadelphia, PA (11,385) and Edison, NJ (5,573) (applications in parentheses).

Mortgage Company & Address PNC Bank N.A.
249 Fifth Ave. Ms P1-Popp-22-2
Pittsburgh, PA 15222
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 81,526
Total Mortgage Loan Application Amount $8,520,277,000
Average Mortgage Loan Application Amount $104,509
Highest Mortgage Loan Application Amount $26,800,000
Average Applicant Income $83,633
Highest Applicant Income $8,736,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PNC Bank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PNC Bank N.A. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 8,153 $ 542,704,000 $ 66,564 $ 84,000
Philadelphia, Pennsylvania 5,163 $ 249,961,000 $ 48,413 $ 60,000
Jefferson, Kentucky 2,662 $ 165,457,000 $ 62,155 $ 57,000
Luzerne, Pennsylvania 2,594 $ 147,503,000 $ 56,863 $ 55,000
Erie, Pennsylvania 2,590 $ 170,801,000 $ 65,946 $ 66,000
Camden, New Jersey 2,399 $ 164,291,000 $ 68,483 $ 65,000
Westmoreland, Pennsylvania 2,090 $ 139,657,000 $ 66,821 $ 71,000
Montgomery, Pennsylvania 2,032 $ 204,928,000 $ 100,850 $ 102,000
Middlesex, New Jersey 1,809 $ 203,051,000 $ 112,244 $ 92,000
Delaware, Pennsylvania 1,649 $ 133,032,000 $ 80,674 $ 89,000
Bucks, Pennsylvania 1,551 $ 156,084,000 $ 100,634 $ 102,000
Ocean, New Jersey 1,477 $ 144,200,000 $ 97,630 $ 100,000
Hamilton, Ohio 1,452 $ 130,267,000 $ 89,715 $ 115,000
Monmouth, New Jersey 1,414 $ 178,478,000 $ 126,222 $ 115,000
Burlington, New Jersey 1,362 $ 110,672,000 $ 81,256 $ 85,000
Lackawanna, Pennsylvania 1,307 $ 80,890,000 $ 61,889 $ 67,000
Washington, Pennsylvania 1,307 $ 91,894,000 $ 70,309 $ 70,000
Bergen, New Jersey 1,257 $ 196,185,000 $ 156,073 $ 182,000
Essex, New Jersey 1,238 $ 159,475,000 $ 128,816 $ 97,000
Northampton, Pennsylvania 1,200 $ 90,123,000 $ 75,102 $ 90,000
Monroe, Pennsylvania 1,126 $ 93,946,000 $ 83,433 $ 84,000
Passaic, New Jersey 1,035 $ 105,043,000 $ 101,490 $ 85,000
Morris, New Jersey 1,011 $ 162,131,000 $ 160,366 $ 116,000
Chester, Pennsylvania 990 $ 103,045,000 $ 104,085 $ 103,000
Atlantic, New Jersey 972 $ 80,851,000 $ 83,180 $ 84,000
Gloucester, New Jersey 941 $ 73,130,000 $ 77,715 $ 82,000
Cumberland, Pennsylvania 920 $ 74,419,000 $ 80,890 $ 62,000
Mercer, New Jersey 919 $ 102,812,000 $ 111,873 $ 105,000
Somerset, New Jersey 873 $ 118,740,000 $ 136,013 $ 111,000
Lehigh, Pennsylvania 868 $ 61,715,000 $ 71,100 $ 70,000
Butler, Pennsylvania 822 $ 73,899,000 $ 89,901 $ 91,000
Warren, New Jersey 814 $ 70,964,000 $ 87,179 $ 92,000
Dauphin, Pennsylvania 765 $ 63,491,000 $ 82,994 $ 74,000
Fayette, Pennsylvania 726 $ 41,707,000 $ 57,447 $ 101,000
Crawford, Pennsylvania 711 $ 43,206,000 $ 60,767 $ 66,000
Union, New Jersey 674 $ 88,384,000 $ 131,133 $ 104,000
Cape May, New Jersey 577 $ 62,696,000 $ 108,658 $ 84,000
York, Pennsylvania 575 $ 43,597,000 $ 75,820 $ 93,000
Sussex, New Jersey 555 $ 56,342,000 $ 101,517 $ 154,000
Adams, Pennsylvania 546 $ 38,943,000 $ 71,324 $ 63,000
Hudson, New Jersey 532 $ 68,698,000 $ 129,131 $ 87,000
Lycoming, Pennsylvania 524 $ 32,556,000 $ 62,129 $ 70,000
Centre, Pennsylvania 521 $ 40,250,000 $ 77,255 $ 88,000
Hunterdon, New Jersey 504 $ 60,080,000 $ 119,206 $ 111,000
Lancaster, Pennsylvania 462 $ 39,644,000 $ 85,809 $ 75,000
Indiana, Pennsylvania 436 $ 27,249,000 $ 62,497 $ 69,000
Somerset, Pennsylvania 415 $ 24,834,000 $ 59,840 $ 59,000
Clermont, Ohio 403 $ 28,258,000 $ 70,119 $ 70,000
Columbia, Pennsylvania 383 $ 23,908,000 $ 62,422 $ 75,000
Hardin, Kentucky 351 $ 20,910,000 $ 59,572 $ 61,000
Clark, Indiana 350 $ 20,478,000 $ 58,508 $ 59,000
Beaver, Pennsylvania 341 $ 22,052,000 $ 64,668 $ 67,000
Butler, Ohio 329 $ 27,817,000 $ 84,550 $ 81,000
Carbon, Pennsylvania 329 $ 21,402,000 $ 65,051 $ 65,000
Los Angeles, California 316 $ 119,048,000 $ 376,734 $ 93,000
Kenton, Kentucky 297 $ 21,005,000 $ 70,723 $ 53,000
Warren, Pennsylvania 289 $ 14,225,000 $ 49,221 $ 52,000
Berks, Pennsylvania 279 $ 19,378,000 $ 69,455 $ 64,000
Oldham, Kentucky 276 $ 25,525,000 $ 92,481 $ 72,000
Cumberland, New Jersey 260 $ 17,969,000 $ 69,111 $ 112,000
Floyd, Indiana 252 $ 19,394,000 $ 76,960 $ 59,000
San Diego, California 250 $ 108,756,000 $ 435,024 $ 105,000
Fayette, Kentucky 243 $ 15,621,000 $ 64,283 $ 62,000
Orange, California 237 $ 112,534,000 $ 474,827 $ 132,000
Pike, Pennsylvania 226 $ 16,574,000 $ 73,336 $ 61,000
Cook, Illinois 223 $ 75,057,000 $ 336,578 $ 96,000
Perry, Pennsylvania 189 $ 11,771,000 $ 62,280 $ 59,000
Wayne, Pennsylvania 186 $ 12,516,000 $ 67,290 $ 76,000
Boone, Kentucky 184 $ 13,014,000 $ 70,728 $ 75,000
Warren, Ohio 181 $ 17,966,000 $ 99,259 $ 82,000
Bullitt, Kentucky 180 $ 11,038,000 $ 61,322 $ 62,000
Suffolk, New York 164 $ 40,056,000 $ 244,243 $ 119,000
Blair, Pennsylvania 157 $ 8,450,000 $ 53,821 $ 55,000
Lebanon, Pennsylvania 154 $ 11,815,000 $ 76,720 $ 75,000
Huntingdon, Pennsylvania 149 $ 8,764,000 $ 58,818 $ 57,000
Campbell, Kentucky 148 $ 9,263,000 $ 62,587 $ 68,000
Schuylkill, Pennsylvania 148 $ 8,636,000 $ 58,351 $ 55,000
Franklin, Pennsylvania 145 $ 9,769,000 $ 67,372 $ 58,000
Fairfax, Virginia 133 $ 49,491,000 $ 372,112 $ 137,000
Santa Clara, California 132 $ 65,566,000 $ 496,712 $ 204,000
Nassau, New York 127 $ 36,198,000 $ 285,023 $ 109,000
Armstrong, Pennsylvania 122 $ 7,811,000 $ 64,024 $ 77,000
Fairfield, Connecticut 121 $ 63,843,000 $ 527,628 $ 164,000
Maricopa, Arizona 119 $ 43,221,000 $ 363,201 $ 119,000
Broward, Florida 105 $ 25,152,000 $ 239,542 $ 151,000
Northumberland, Pennsylvania 103 $ 6,125,000 $ 59,466 $ 53,000
Westchester, New York 100 $ 42,324,000 $ 423,240 $ 110,000
Venango, Pennsylvania 99 $ 5,518,000 $ 55,737 $ 50,000
Lawrence, Pennsylvania 93 $ 5,355,000 $ 57,580 $ 52,000
Wyoming, Pennsylvania 93 $ 6,479,000 $ 69,666 $ 62,000
Clearfield, Pennsylvania 91 $ 4,606,000 $ 50,615 $ 54,000
Cambria, Pennsylvania 89 $ 4,912,000 $ 55,191 $ 48,000
King, Washington 88 $ 39,488,000 $ 448,727 $ 104,000
Riverside, California 87 $ 23,318,000 $ 268,022 $ 104,000
Palm Beach, Florida 85 $ 17,068,000 $ 200,800 $ 107,000
Anne Arundel, Maryland 84 $ 15,797,000 $ 188,059 $ 97,000
New Castle, Delaware 82 $ 12,847,000 $ 156,670 $ 96,000
Hennepin, Minnesota 77 $ 34,608,000 $ 449,454 $ 135,000
Miami-Dade, Florida 76 $ 54,359,000 $ 715,250 $ 107,000
Middlesex, Massachusetts 76 $ 28,765,000 $ 378,486 $ 171,000
Baltimore, Maryland 74 $ 6,947,000 $ 93,878 $ 85,000
Salem, New Jersey 74 $ 6,084,000 $ 82,216 $ 67,000
Mercer, Pennsylvania 74 $ 4,924,000 $ 66,540 $ 55,000
Alameda, California 72 $ 28,930,000 $ 401,805 $ 101,000
Bedford, Pennsylvania 70 $ 3,757,000 $ 53,671 $ 47,000
Fulton, Georgia 69 $ 24,504,000 $ 355,130 $ 101,000
Queens, New York 63 $ 7,429,000 $ 117,920 $ 79,000
San Bernardino, California 62 $ 13,595,000 $ 219,274 $ 84,000
Meade, Kentucky 62 $ 4,276,000 $ 68,967 $ 52,000
DuPage, Illinois 60 $ 15,518,000 $ 258,633 $ 107,000
Clark, Nevada 60 $ 31,588,000 $ 526,466 $ 93,000
Contra Costa, California 58 $ 23,606,000 $ 407,000 $ 110,000
Mifflin, Pennsylvania 55 $ 3,168,000 $ 57,600 $ 57,000
Susquehanna, Pennsylvania 55 $ 3,115,000 $ 56,636 $ 64,000
Lake, Illinois 54 $ 21,957,000 $ 406,611 $ 144,000
Howard, Maryland 53 $ 11,750,000 $ 221,698 $ 95,000
Cecil, Maryland 52 $ 3,511,000 $ 67,519 $ 70,000
Richmond, New York 52 $ 7,614,000 $ 146,423 $ 72,000
Montgomery, Maryland 51 $ 17,185,000 $ 336,960 $ 111,000
Clinton, Pennsylvania 50 $ 3,176,000 $ 63,520 $ 62,000
Jefferson, Pennsylvania 50 $ 2,304,000 $ 46,080 $ 53,000
Loudoun, Virginia 49 $ 15,480,000 $ 315,918 $ 291,000
New York, New York 45 $ 26,496,000 $ 588,800 $ 253,000
Cobb, Georgia 44 $ 11,620,000 $ 264,090 $ 79,000
Henry, Kentucky 44 $ 2,822,000 $ 64,136 $ 55,000
Shelby, Kentucky 44 $ 4,203,000 $ 95,522 $ 87,000
Orange, Florida 43 $ 19,387,000 $ 450,860 $ 171,000
Nelson, Kentucky 43 $ 2,599,000 $ 60,441 $ 68,000
Oakland, Michigan 43 $ 11,124,000 $ 258,697 $ 112,000
Greene, Pennsylvania 43 $ 1,896,000 $ 44,093 $ 58,000
Hartford, Connecticut 42 $ 8,127,000 $ 193,500 $ 87,000
Spencer, Kentucky 42 $ 3,271,000 $ 77,880 $ 66,000
Orange, New York 42 $ 5,305,000 $ 126,309 $ 99,000
Sussex, Delaware 41 $ 4,155,000 $ 101,341 $ 92,000
Hillsborough, Florida 41 $ 7,979,000 $ 194,609 $ 98,000
Kings, New York 41 $ 8,648,000 $ 210,926 $ 102,000
San Mateo, California 40 $ 20,012,000 $ 500,300 $ 143,000
Ventura, California 40 $ 16,100,000 $ 402,500 $ 116,000
Sacramento, California 39 $ 7,692,000 $ 197,230 $ 125,000
Monroe, New York 39 $ 3,485,000 $ 89,358 $ 90,000
Rockland, New York 39 $ 5,206,000 $ 133,487 $ 124,000
Collier, Florida 38 $ 11,055,000 $ 290,921 $ 115,000
Pinellas, Florida 38 $ 5,655,000 $ 148,815 $ 118,000
Marion, Indiana 38 $ 4,736,000 $ 124,631 $ 98,000
McKean, Pennsylvania 38 $ 1,632,000 $ 42,947 $ 52,000
Harrison, Indiana 37 $ 2,366,000 $ 63,945 $ 62,000
Prince George's, Maryland 37 $ 3,490,000 $ 94,324 $ 79,000
Duval, Florida 36 $ 7,776,000 $ 216,000 $ 55,000
Prince William, Virginia 36 $ 8,717,000 $ 242,138 $ 98,000
New Haven, Connecticut 35 $ 5,421,000 $ 154,885 $ 106,000
Gwinnett, Georgia 35 $ 6,435,000 $ 183,857 $ 61,000
Norfolk, Massachusetts 34 $ 11,589,000 $ 340,852 $ 105,000
Dutchess, New York 34 $ 4,399,000 $ 129,382 $ 129,000
Tioga, Pennsylvania 34 $ 2,481,000 $ 72,970 $ 59,000
District of Columbia, District Of Columbia 33 $ 13,844,000 $ 419,515 $ 260,000
Essex, Massachusetts 33 $ 9,058,000 $ 274,484 $ 154,000
Clarion, Pennsylvania 33 $ 2,173,000 $ 65,848 $ 66,000
Snyder, Pennsylvania 33 $ 2,394,000 $ 72,545 $ 57,000
Lee, Florida 32 $ 7,964,000 $ 248,875 $ 100,000
Harford, Maryland 32 $ 3,690,000 $ 115,312 $ 99,000
Worcester, Massachusetts 32 $ 7,830,000 $ 244,687 $ 93,000
San Francisco, California 31 $ 15,274,000 $ 492,709 $ 109,000
Harris, Texas 31 $ 76,487,000 $ 2,467,322 $ 99,000
Will, Illinois 30 $ 4,410,000 $ 147,000 $ 89,000
Chautauqua, New York 29 $ 1,591,000 $ 54,862 $ 57,000
Onondaga, New York 29 $ 1,062,000 $ 36,620 $ 87,000
Potter, Pennsylvania 29 $ 1,734,000 $ 59,793 $ 52,000
Tarrant, Texas 29 $ 25,865,000 $ 891,896 $ 35,000
Virginia Beach, Virginia 29 $ 4,511,000 $ 155,551 $ 92,000
DeKalb, Georgia 28 $ 5,654,000 $ 201,928 $ 56,000
Lake, Indiana 28 $ 2,555,000 $ 91,250 $ 90,000
Erie, New York 28 $ 1,655,000 $ 59,107 $ 70,000
Suffolk, Massachusetts 27 $ 10,948,000 $ 405,481 $ 143,000
Bradford, Pennsylvania 27 $ 2,070,000 $ 76,666 $ 71,000
Montour, Pennsylvania 27 $ 2,780,000 $ 102,962 $ 59,000
Frederick, Maryland 26 $ 2,033,000 $ 78,192 $ 82,000
Wayne, Michigan 26 $ 4,829,000 $ 185,730 $ 76,000
Brown, Ohio 26 $ 1,965,000 $ 75,576 $ 85,000
Franklin, Ohio 26 $ 5,664,000 $ 217,846 $ 90,000
Douglas, Colorado 25 $ 8,250,000 $ 330,000 $ 105,000
Elk, Pennsylvania 25 $ 1,669,000 $ 66,760 $ 53,000
Union, Pennsylvania 25 $ 2,541,000 $ 101,640 $ 113,000
El Paso, Colorado 24 $ 6,364,000 $ 265,166 $ 97,000
Washington, Indiana 24 $ 1,785,000 $ 74,375 $ 52,000
St. Louis, Missouri 24 $ 6,220,000 $ 259,166 $ 91,000
Alexandria, Virginia 24 $ 9,899,000 $ 412,458 $ 119,000
Dearborn, Indiana 23 $ 1,790,000 $ 77,826 $ 72,000
Dallas, Texas 23 $ 21,720,000 $ 944,347 $ 48,000
McHenry, Illinois 22 $ 3,016,000 $ 137,090 $ 91,000
Scott, Kentucky 22 $ 1,252,000 $ 56,909 $ 85,000
Washington, Maryland 22 $ 1,247,000 $ 56,681 $ 69,000
New London, Connecticut 21 $ 6,602,000 $ 314,380 $ 122,000
Kent, Delaware 21 $ 2,059,000 $ 98,047 $ 53,000
Brevard, Florida 21 $ 2,581,000 $ 122,904 $ 78,000
Sarasota, Florida 21 $ 4,566,000 $ 217,428 $ 94,000
Breckinridge, Kentucky 21 $ 1,254,000 $ 59,714 $ 63,000
Stafford, Virginia 21 $ 3,709,000 $ 176,619 $ 93,000
Seminole, Florida 20 $ 3,831,000 $ 191,550 $ 113,000
St. Johns, Florida 20 $ 6,515,000 $ 325,750 $ 152,000
Kane, Illinois 20 $ 2,967,000 $ 148,350 $ 88,000
Madison, Kentucky 20 $ 1,497,000 $ 74,850 $ 73,000
Carroll, Maryland 20 $ 2,270,000 $ 113,500 $ 72,000
Ulster, New York 20 $ 2,848,000 $ 142,400 $ 80,000
Placer, California 19 $ 7,145,000 $ 376,052 $ 90,000
Santa Barbara, California 19 $ 10,748,000 $ 565,684 $ 119,000
Leon, Florida 19 $ 16,334,000 $ 859,684 $ 61,000
Hamilton, Indiana 19 $ 2,777,000 $ 146,157 $ 73,000
Hart, Kentucky 19 $ 870,000 $ 45,789 $ 44,000
Larue, Kentucky 19 $ 1,054,000 $ 55,473 $ 59,000
Trimble, Kentucky 19 $ 1,309,000 $ 68,894 $ 74,000
Bronx, New York 19 $ 2,059,000 $ 108,368 $ 57,000
Mecklenburg, North Carolina 19 $ 16,782,000 $ 883,263 $ 90,000
Wake, North Carolina 19 $ 5,822,000 $ 306,421 $ 118,000
Cuyahoga, Ohio 19 $ 5,663,000 $ 298,052 $ 71,000
Summit, Ohio 19 $ 2,955,000 $ 155,526 $ 99,000
Snohomish, Washington 19 $ 2,280,000 $ 120,000 $ 109,000
Pima, Arizona 18 $ 3,159,000 $ 175,500 $ 80,000
Fresno, California 18 $ 2,338,000 $ 129,888 $ 80,000
Marin, California 18 $ 10,348,000 $ 574,888 $ 209,000
Jessamine, Kentucky 18 $ 1,706,000 $ 94,777 $ 74,000
Arapahoe, Colorado 17 $ 6,058,000 $ 356,352 $ 202,000
Jefferson, Colorado 17 $ 4,887,000 $ 287,470 $ 92,000
Litchfield, Connecticut 17 $ 2,834,000 $ 166,705 $ 78,000
Manatee, Florida 17 $ 4,056,000 $ 238,588 $ 224,000
Volusia, Florida 17 $ 1,130,000 $ 66,470 $ 72,000
Cumberland, Maine 17 $ 6,466,000 $ 380,352 $ 144,000
Bernalillo, New Mexico 17 $ 3,812,000 $ 224,235 $ 122,000
Putnam, New York 17 $ 1,333,000 $ 78,411 $ 116,000
Saratoga, New York 17 $ 1,289,000 $ 75,823 $ 117,000
Charleston, South Carolina 17 $ 7,513,000 $ 441,941 $ 244,000
Shelby, Tennessee 17 $ 3,496,000 $ 205,647 $ 118,000
San Joaquin, California 16 $ 1,957,000 $ 122,312 $ 83,000
Solano, California 16 $ 3,510,000 $ 219,375 $ 80,000
Pendleton, Kentucky 16 $ 1,107,000 $ 69,187 $ 60,000
Boulder, Colorado 15 $ 4,339,000 $ 289,266 $ 153,000
Montgomery, Ohio 15 $ 2,105,000 $ 140,333 $ 65,000
Henrico, Virginia 15 $ 3,106,000 $ 207,066 $ 131,000
Denver, Colorado 14 $ 4,664,000 $ 333,142 $ 101,000
St. Lucie, Florida 14 $ 2,318,000 $ 165,571 $ 69,000
Allen, Indiana 14 $ 1,117,000 $ 79,785 $ 65,000
Johnson, Kansas 14 $ 4,061,000 $ 290,071 $ 71,000
Grayson, Kentucky 14 $ 692,000 $ 49,428 $ 45,000
Worcester, Maryland 14 $ 3,351,000 $ 239,357 $ 321,000
Oklahoma, Oklahoma 14 $ 20,735,000 $ 1,481,071 $ 86,000
Juniata, Pennsylvania 14 $ 1,076,000 $ 76,857 $ 66,000
Collin, Texas 14 $ 5,310,000 $ 379,285 $ 110,000
Kern, California 13 $ 1,569,000 $ 120,692 $ 85,000
Forsyth, Georgia 13 $ 3,505,000 $ 269,615 $ 98,000
St. Joseph, Indiana 13 $ 355,000 $ 27,307 $ 62,000
Carroll, Kentucky 13 $ 1,059,000 $ 81,461 $ 55,000
Baltimore City, Maryland 13 $ 1,402,000 $ 107,846 $ 66,000
Hillsborough, New Hampshire 13 $ 2,850,000 $ 219,230 $ 98,000
Cameron, Pennsylvania 13 $ 600,000 $ 46,153 $ 72,000
Fulton, Pennsylvania 13 $ 1,053,000 $ 81,000 $ 66,000
Beaufort, South Carolina 13 $ 4,777,000 $ 367,461 $ 318,000
El Dorado, California 12 $ 3,465,000 $ 288,750 $ 105,000
Monterey, California 12 $ 6,156,000 $ 513,000 $ 170,000
Sonoma, California 12 $ 3,062,000 $ 255,166 $ 93,000
Stanislaus, California 12 $ 1,966,000 $ 163,833 $ 115,000
Honolulu, Hawaii 12 $ 2,714,000 $ 226,166 $ 116,000
Hendricks, Indiana 12 $ 916,000 $ 76,333 $ 89,000
Clark, Kentucky 12 $ 1,000,000 $ 83,333 $ 80,000
Grant, Kentucky 12 $ 858,000 $ 71,500 $ 54,000
Charles, Maryland 12 $ 1,758,000 $ 146,500 $ 93,000
Bristol, Massachusetts 12 $ 3,406,000 $ 283,833 $ 135,000
Plymouth, Massachusetts 12 $ 3,707,000 $ 308,916 $ 130,000
Washoe, Nevada 12 $ 3,315,000 $ 276,250 $ 61,000
Rockingham, New Hampshire 12 $ 4,911,000 $ 409,250 $ 122,000
Santa Fe, New Mexico 12 $ 4,252,000 $ 354,333 $ 138,000
Niagara, New York 12 $ 398,000 $ 33,166 $ 57,000
Multnomah, Oregon 12 $ 4,840,000 $ 403,333 $ 132,000
Bexar, Texas 12 $ 70,483,000 $ 5,873,583 $ 65,000
Travis, Texas 12 $ 12,576,000 $ 1,048,000 $ 51,000
Dane, Wisconsin 12 $ 3,291,000 $ 274,250 $ 106,000
Jefferson, Alabama 11 $ 2,620,000 $ 238,181 $ 120,000
Anchorage, Alaska 11 $ 1,814,000 $ 164,909 $ 215,000
Pulaski, Arkansas 11 $ 1,304,000 $ 118,545 $ 81,000
Charlotte, Florida 11 $ 2,196,000 $ 199,636 $ 61,000
Okaloosa, Florida 11 $ 1,163,000 $ 105,727 $ 65,000
Osceola, Florida 11 $ 400,000 $ 36,363 $ 65,000
Santa Rosa, Florida 11 $ 1,353,000 $ 123,000 $ 59,000
Franklin, Kentucky 11 $ 598,000 $ 54,363 $ 56,000
Warren, Kentucky 11 $ 707,000 $ 64,272 $ 72,000
Barnstable, Massachusetts 11 $ 4,293,000 $ 390,272 $ 126,000
Macomb, Michigan 11 $ 1,263,000 $ 114,818 $ 93,000
Oswego, New York 11 $ 344,000 $ 31,272 $ 91,000
Washington, Rhode Island 11 $ 5,189,000 $ 471,727 $ 128,000
Pierce, Washington 11 $ 2,058,000 $ 187,090 $ 151,000
Nevada, California 10 $ 2,393,000 $ 239,300 $ 90,000
Middlesex, Connecticut 10 $ 2,909,000 $ 290,900 $ 107,000
Alachua, Florida 10 $ 24,110,000 $ 2,411,000 $ 61,000
Indian River, Florida 10 $ 2,170,000 $ 217,000 $ 49,000
Martin, Florida 10 $ 3,184,000 $ 318,400 $ 39,000
Pasco, Florida 10 $ 540,000 $ 54,000 $ 62,000
Hampden, Massachusetts 10 $ 602,000 $ 60,200 $ 71,000
Dakota, Minnesota 10 $ 3,465,000 $ 346,500 $ 97,000
Ramsey, Minnesota 10 $ 3,978,000 $ 397,800 $ 63,000
Scott, Minnesota 10 $ 4,322,000 $ 432,200 $ 93,000
Guilford, North Carolina 10 $ 2,532,000 $ 253,200 $ 137,000
Tulsa, Oklahoma 10 $ 20,402,000 $ 2,040,200 $ 98,000
Forest, Pennsylvania 10 $ 452,000 $ 45,200 $ 53,000
Salt Lake, Utah 10 $ 1,977,000 $ 197,700 $ 67,000
Arlington, Virginia 10 $ 4,314,000 $ 431,400 $ 56,000
Chesterfield, Virginia 10 $ 999,000 $ 99,900 $ 90,000
San Luis Obispo, California 9 $ 3,104,000 $ 344,888 $ 98,000
Santa Cruz, California 9 $ 3,089,000 $ 343,222 $ 165,000
Boyle, Kentucky 9 $ 813,000 $ 90,333 $ 55,000
Bracken, Kentucky 9 $ 613,000 $ 68,111 $ 76,000
Pulaski, Kentucky 9 $ 584,000 $ 64,888 $ 100,000
Taylor, Kentucky 9 $ 368,000 $ 40,888 $ 45,000
Calvert, Maryland 9 $ 1,961,000 $ 217,888 $ 173,000
Rensselaer, New York 9 $ 555,000 $ 61,666 $ 123,000
Providence, Rhode Island 9 $ 2,323,000 $ 258,111 $ 115,000
Milwaukee, Wisconsin 9 $ 460,000 $ 51,111 $ 63,000
Waukesha, Wisconsin 9 $ 3,629,000 $ 403,222 $ 149,000
Benton, Arkansas 8 $ 2,101,000 $ 262,625 $ 64,000
Clay, Florida 8 $ 653,000 $ 81,625 $ 68,000
Escambia, Florida 8 $ 687,000 $ 85,875 $ 43,000
Polk, Florida 8 $ 330,000 $ 41,250 $ 68,000
Cherokee, Georgia 8 $ 1,317,000 $ 164,625 $ 50,000
Henry, Georgia 8 $ 1,119,000 $ 139,875 $ 4,000
Winnebago, Illinois 8 $ 628,000 $ 78,500 $ 60,000
Clay, Indiana 8 $ 506,000 $ 63,250 $ 50,000
Howard, Indiana 8 $ 158,000 $ 19,750 $ 55,000
Jackson, Missouri 8 $ 362,000 $ 45,250 $ 58,000
Warren, New York 8 $ 1,126,000 $ 140,750 $ 140,000
Buncombe, North Carolina 8 $ 1,843,000 $ 230,375 $ 53,000
Onslow, North Carolina 8 $ 1,351,000 $ 168,875 $ 74,000
Clinton, Ohio 8 $ 679,000 $ 84,875 $ 96,000
Delaware, Ohio 8 $ 3,865,000 $ 483,125 $ 81,000
Lorain, Ohio 8 $ 1,226,000 $ 153,250 $ 84,000
Lucas, Ohio 8 $ 1,596,000 $ 199,500 $ 109,000
Davidson, Tennessee 8 $ 1,178,000 $ 147,250 $ 45,000
Denton, Texas 8 $ 29,550,000 $ 3,693,750 $ 89,000
Montgomery, Texas 8 $ 11,395,000 $ 1,424,375 $ 143,000
Chesapeake, Virginia 8 $ 501,000 $ 62,625 $ 79,000
Spotsylvania, Virginia 8 $ 1,513,000 $ 189,125 $ 76,000
Clark, Washington 8 $ 1,317,000 $ 164,625 $ 81,000
Shelby, Alabama 7 $ 2,017,000 $ 288,142 $ 113,000
Tolland, Connecticut 7 $ 699,000 $ 99,857 $ 88,000
Bay, Florida 7 $ 1,504,000 $ 214,857 $ 75,000
Flagler, Florida 7 $ 987,000 $ 141,000 $ 70,000
Monroe, Florida 7 $ 3,127,000 $ 446,714 $ 121,000
Douglas, Georgia 7 $ 825,000 $ 117,857 $ 107,000
Hawaii, Hawaii 7 $ 2,270,000 $ 324,285 $ 149,000
Maui, Hawaii 7 $ 4,331,000 $ 618,714 $ 97,000
Johnson, Indiana 7 $ 795,000 $ 113,571 $ 84,000
Porter, Indiana 7 $ 430,000 $ 61,428 $ 97,000
Bourbon, Kentucky 7 $ 525,000 $ 75,000 $ 32,000
Estill, Kentucky 7 $ 325,000 $ 46,428 $ 51,000
Gallatin, Kentucky 7 $ 339,000 $ 48,428 $ 53,000
Garrard, Kentucky 7 $ 242,000 $ 34,571 $ 36,000
Woodford, Kentucky 7 $ 429,000 $ 61,285 $ 52,000
Nantucket, Massachusetts 7 $ 4,607,000 $ 658,142 $ 222,000
Ingham, Michigan 7 $ 2,223,000 $ 317,571 $ 143,000
Kent, Michigan 7 $ 941,000 $ 134,428 $ 33,000
Carver, Minnesota 7 $ 3,392,000 $ 484,571 $ 113,000
St. Charles, Missouri 7 $ 600,000 $ 85,714 $ 1,062,000
Douglas, Nebraska 7 $ 1,687,000 $ 241,000 $ 91,000
Schenectady, New York 7 $ 290,000 $ 41,428 $ 89,000
Brunswick, North Carolina 7 $ 2,379,000 $ 339,857 $ 67,000
Ashtabula, Ohio 7 $ 380,000 $ 54,285 $ 64,000
Washington, Oregon 7 $ 2,720,000 $ 388,571 $ 95,000
Newport, Rhode Island 7 $ 4,350,000 $ 621,428 $ 348,000
Williamson, Tennessee 7 $ 1,846,000 $ 263,714 $ 74,000
Montgomery, Alabama 6 $ 973,000 $ 162,166 $ 95,000
Adams, Colorado 6 $ 1,207,000 $ 201,166 $ 55,000
Marion, Florida 6 $ 681,000 $ 113,500 $ 90,000
Anderson, Kentucky 6 $ 368,000 $ 61,333 $ 45,000
Barren, Kentucky 6 $ 339,000 $ 56,500 $ 56,000
York, Maine 6 $ 2,289,000 $ 381,500 $ 186,000
Wicomico, Maryland 6 $ 314,000 $ 52,333 $ 59,000
Genesee, Michigan 6 $ 480,000 $ 80,000 $ 76,000
Clay, Missouri 6 $ 263,000 $ 43,833 $ 55,000
Albany, New York 6 $ 649,000 $ 108,166 $ 97,000
Clinton, New York 6 $ 319,000 $ 53,166 $ 66,000
Delaware, New York 6 $ 602,000 $ 100,333 $ 119,000
Washington, New York 6 $ 1,005,000 $ 167,500 $ 114,000
Wayne, New York 6 $ 372,000 $ 62,000 $ 66,000
Sullivan, Pennsylvania 6 $ 471,000 $ 78,500 $ 113,000
Richland, South Carolina 6 $ 1,776,000 $ 296,000 $ 29,000
Hamilton, Tennessee 6 $ 1,973,000 $ 328,833 $ 75,000
Newport News, Virginia 6 $ 431,000 $ 71,833 $ 66,000
Island, Washington 6 $ 1,911,000 $ 318,500 $ 80,000
Mohave, Arizona 5 $ 5,796,000 $ 1,159,200 $ 29,000
Merced, California 5 $ 369,000 $ 73,800 $ 65,000
Yolo, California 5 $ 712,000 $ 142,400 $ 135,000
Summit, Colorado 5 $ 2,773,000 $ 554,600 $ 131,000
Weld, Colorado 5 $ 232,000 $ 46,400 $ 89,000
Hernando, Florida 5 $ 452,000 $ 90,400 $ 44,000
Lake, Florida 5 $ 823,000 $ 164,600 $ 156,000
Sumter, Florida 5 $ 344,000 $ 68,800 $ 50,000
Blaine, Idaho 5 $ 2,232,000 $ 446,400 $ 50,000
Kendall, Illinois 5 $ 650,000 $ 130,000 $ 80,000
Crawford, Indiana 5 $ 250,000 $ 50,000 $ 42,000
Jackson, Indiana 5 $ 410,000 $ 82,000 $ 54,000
LaPorte, Indiana 5 $ 183,000 $ 36,600 $ 106,000
Monroe, Indiana 5 $ 696,000 $ 139,200 $ 76,000
Ripley, Indiana 5 $ 372,000 $ 74,400 $ 52,000
Marion, Kentucky 5 $ 281,000 $ 56,200 $ 35,000
Marshall, Kentucky 5 $ 353,000 $ 70,600 $ 74,000
Jefferson, Louisiana 5 $ 947,000 $ 189,400 $ 123,000
Queen Anne's, Maryland 5 $ 888,000 $ 177,600 $ 52,000
Hampshire, Massachusetts 5 $ 453,000 $ 90,600 $ 84,000
Livingston, Michigan 5 $ 1,234,000 $ 246,800 $ 99,000
Washtenaw, Michigan 5 $ 1,134,000 $ 226,800 $ 73,000
Jefferson, Missouri 5 $ 349,000 $ 69,800 $ 51,000
Chemung, New York 5 $ 180,000 $ 36,000 $ 51,000
Greene, New York 5 $ 454,000 $ 90,800 $ 88,000
Fairfield, Ohio 5 $ 560,000 $ 112,000 $ 81,000
Lake, Ohio 5 $ 487,000 $ 97,400 $ 58,000
Stark, Ohio 5 $ 634,000 $ 126,800 $ 51,000
Trumbull, Ohio 5 $ 317,000 $ 63,400 $ 74,000
Cleveland, Oklahoma 5 $ 26,514,000 $ 5,302,800 $ 87,000
Clackamas, Oregon 5 $ 1,781,000 $ 356,200 $ 47,000
Kent, Rhode Island 5 $ 2,751,000 $ 550,200 $ 242,000
Horry, South Carolina 5 $ 676,000 $ 135,200 $ 217,000
Galveston, Texas 5 $ 1,152,000 $ 230,400 $ 60,000
Frederick, Virginia 5 $ 925,000 $ 185,000 $ 115,000
Norfolk, Virginia 5 $ 864,000 $ 172,800 $ 41,000
Kitsap, Washington 5 $ 1,981,000 $ 396,200 $ 125,000
Yavapai, Arizona 4 $ 822,000 $ 205,500 $ 58,000
Sebastian, Arkansas 4 $ 281,000 $ 70,250 $ 34,000
Butte, California 4 $ 589,000 $ 147,250 $ 93,000
Napa, California 4 $ 1,948,000 $ 487,000 $ 149,000
Shasta, California 4 $ 190,000 $ 47,500 $ 72,000
Tulare, California 4 $ 221,000 $ 55,250 $ 83,000
Eagle, Colorado 4 $ 2,464,000 $ 616,000 $ 791,000
Windham, Connecticut 4 $ 251,000 $ 62,750 $ 59,000
Coweta, Georgia 4 $ 725,000 $ 181,250 $ 142,000
Ada, Idaho 4 $ 856,000 $ 214,000 $ 105,000
LaSalle, Illinois 4 $ 295,000 $ 73,750 $ 92,000
Macon, Illinois 4 $ 82,000 $ 20,500 $ 83,000
Madison, Illinois 4 $ 286,000 $ 71,500 $ 68,000
St. Clair, Illinois 4 $ 101,000 $ 25,250 $ 92,000
Delaware, Indiana 4 $ 108,000 $ 27,000 $ 89,000
Franklin, Indiana 4 $ 151,000 $ 37,750 $ 47,000
Jasper, Indiana 4 $ 82,000 $ 20,500 $ 55,000
Orange, Indiana 4 $ 250,000 $ 62,500 $ 44,000
Scott, Indiana 4 $ 146,000 $ 36,500 $ 33,000
Switzerland, Indiana 4 $ 286,000 $ 71,500 $ 62,000
Tippecanoe, Indiana 4 $ 450,000 $ 112,500 $ 41,000
Vanderburgh, Indiana 4 $ 118,000 $ 29,500 $ 72,000
Christian, Kentucky 4 $ 298,000 $ 74,500 $ 89,000
Fleming, Kentucky 4 $ 169,000 $ 42,250 $ 41,000
Henderson, Kentucky 4 $ 188,000 $ 47,000 $ 83,000
Montgomery, Kentucky 4 $ 141,000 $ 35,250 $ 77,000
Nicholas, Kentucky 4 $ 482,000 $ 120,500 $ 60,000
St. Mary's, Maryland 4 $ 437,000 $ 109,250 $ 58,000
Talbot, Maryland 4 $ 2,221,000 $ 555,250 $ 612,000
Midland, Michigan 4 $ 705,000 $ 176,250 $ 171,000
Monroe, Michigan 4 $ 1,045,000 $ 261,250 $ 90,000
Washington, Minnesota 4 $ 1,855,000 $ 463,750 $ 182,000
DeSoto, Mississippi 4 $ 243,000 $ 60,750 $ 111,000
Grafton, New Hampshire 4 $ 1,171,000 $ 292,750 $ 125,000
Sandoval, New Mexico 4 $ 178,000 $ 44,500 $ 56,000
Broome, New York 4 $ 201,000 $ 50,250 $ 151,000
Cayuga, New York 4 $ 340,000 $ 85,000 $ 64,000
Herkimer, New York 4 $ 173,000 $ 43,250 $ 76,000
Oneida, New York 4 $ 206,000 $ 51,500 $ 54,000
Ontario, New York 4 $ 191,000 $ 47,750 $ 125,000
Sullivan, New York 4 $ 380,000 $ 95,000 $ 87,000
Tioga, New York 4 $ 267,000 $ 66,750 $ 69,000
Tompkins, New York 4 $ 262,000 $ 65,500 $ 69,000
Wyoming, New York 4 $ 140,000 $ 35,000 $ 56,000
Cabarrus, North Carolina 4 $ 850,000 $ 212,500 $ 77,000
New Hanover, North Carolina 4 $ 865,000 $ 216,250 $ 40,000
Union, North Carolina 4 $ 1,273,000 $ 318,250 $ 103,000
Erie, Ohio 4 $ 229,000 $ 57,250 $ 50,000
Medina, Ohio 4 $ 832,000 $ 208,000 $ 16,000
Lexington, South Carolina 4 $ 834,000 $ 208,500 $ 81,000
Brazoria, Texas 4 $ 23,407,000 $ 5,851,750 $ 64,000
Williamson, Texas 4 $ 959,000 $ 239,750 $ 90,000
Summit, Utah 4 $ 1,316,000 $ 329,000 $ 390,000
Fairfax City, Virginia 4 $ 1,564,000 $ 391,000 $ 83,000
Fauquier, Virginia 4 $ 1,188,000 $ 297,000 $ 105,000
James City, Virginia 4 $ 1,257,000 $ 314,250 $ 146,000
Spokane, Washington 4 $ 547,000 $ 136,750 $ 145,000
Brooke, West Virginia 4 $ 225,000 $ 56,250 $ 52,000
Jefferson, West Virginia 4 $ 713,000 $ 178,250 $ 105,000
Kenosha, Wisconsin 4 $ 285,000 $ 71,250 $ 86,000
Mobile, Alabama 3 $ 619,000 $ 206,333 $ 141,000
Tuscaloosa, Alabama 3 $ 213,000 $ 71,000 $ 63,000
Cochise, Arizona 3 $ 465,000 $ 155,000 $ 105,000
Saline, Arkansas 3 $ 324,000 $ 108,000 $ 44,000
Imperial, California 3 $ 210,000 $ 70,000 $ 81,000
Sutter, California 3 $ 109,000 $ 36,333 $ 58,000
Larimer, Colorado 3 $ 1,897,000 $ 632,333 $ 83,000
Routt, Colorado 3 $ 1,047,000 $ 349,000 $ 148,000
Citrus, Florida 3 $ 294,000 $ 98,000 $ 50,000
Putnam, Florida 3 $ 231,000 $ 77,000 $ 50,000
Walton, Florida 3 $ 1,806,000 $ 602,000 $ 300,000
Chatham, Georgia 3 $ 1,393,000 $ 464,333 $ 180,000
Paulding, Georgia 3 $ 573,000 $ 191,000 $ 52,000
Richmond, Georgia 3 $ 189,000 $ 63,000 $ 29,000
Lee, Illinois 3 $ 239,000 $ 79,666 $ 52,000
Macoupin, Illinois 3 $ 115,000 $ 38,333 $ 77,000
McDonough, Illinois 3 $ 142,000 $ 47,333 $ 93,000
McLean, Illinois 3 $ 173,000 $ 57,666 $ 45,000
Ogle, Illinois 3 $ 101,000 $ 33,666 $ 94,000
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Mortgage Loan Application Detail Totals for PNC Bank N.A. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 47,605 $5,401,331,000 $392,580 $26,800,000 $114,080 $8,736,000
Home Improvement 27,860 $1,479,010,000 $44,529 $1,300,000 $92,333 $3,640,000
Home Purchase 6,061 $1,639,936,000 $336,895 $14,810,000 $117,208 $5,979,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 51,796 $3,984,551,000 $131,268 $1,500,000 $146,902 $8,736,000
Not Provided 11,902 $904,623,000 $101,083 $3,000,000 $114,250 $6,473,000
Not applicable 6,791 $2,814,297,000 $345,686 $26,800,000 $100,254 $5,979,000
Black or African American 5,761 $352,829,000 $67,350 $1,083,000 $69,300 $6,116,000
Hispanic 3,077 $238,703,000 $55,263 $560,000 $76,315 $3,003,000
Asian 1,814 $188,032,000 $72,666 $750,000 $109,200 $3,600,000
American Indian or Alaskan Native 194 $16,901,000 $79,727 $599,000 $82,454 $2,236,000
Native Hawaiian or Other Pacific Islander 191 $20,341,000 $100,888 $430,000 $101,000 $340,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 81,127 $8,507,111,000 $282,673 $26,800,000 $104,615 $8,736,000
FHA-insured (Federal Housing Administration) 399 $13,166,000 $98,166 $212,000 $39,833 $153,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 42,378 $3,651,040,000 $934,428 $26,800,000 $144,642 $3,900,000
Application Denied By Financial Institution 19,500 $1,510,218,000 $69,375 $3,000,000 $74,725 $8,736,000
Application Approved But Not Accepted 8,612 $596,053,000 $65,692 $1,300,000 $94,692 $2,432,000
Loan Purchased By The Institution 6,525 $2,278,614,000 $265,705 $1,500,000 $103,470 $5,979,000
File Closed For Incompleteness 4,350 $464,415,000 $84,181 $895,000 $97,500 $3,640,000
Application Withdrawn By Applicant 161 $19,937,000 $203,666 $1,150,000 $186,750 $7,800,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 12,596 $836,584,000 $59,666 $1,025,000 $74,242 $8,736,000
Debt-To-Income Ratio 3,433 $367,241,000 $89,727 $3,000,000 $46,909 $1,690,000
Insufficient Cash (Downpayment, Closing Cost) 2,277 $199,434,000 $65,058 $904,000 $76,176 $813,000
Collateral 659 $48,521,000 $56,687 $500,000 $72,812 $713,000
Other 444 $49,448,000 $131,666 $1,200,000 $116,944 $818,000
Employment History 47 $3,345,000 $61,800 $300,000 $115,600 $2,000,000
Unverifiable Information 32 $3,530,000 $173,200 $570,000 $235,400 $900,000
Credit Application Incomplete 12 $2,115,000 $169,666 $500,000 $49,000 $90,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into PNC Bank N.A.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PNC Bank N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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