PNC Bank N.A. Mortgage Lending & HMDA Data, 2006

In 2006, PNC Bank N.A. of Pittsburgh, PA reported 50,366 mortgage applications totaling $5.7 billion, down 1% from 2005. The average application was for $112,693, and applicants reported an average income of $87,720. 43% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Philadelphia, PA (6,927), Pittsburgh, PA (6,581) and Edison, NJ (3,025) (applications in parentheses).

Mortgage Company & Address PNC Bank N.A.
249 Fifth Ave. Ms P1-Popp-22-2
Pittsburgh, PA 15222
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 50,366
Total Mortgage Loan Application Amount $5,675,934,000
Average Mortgage Loan Application Amount $112,693
Highest Mortgage Loan Application Amount $80,000,000
Average Applicant Income $87,720
Highest Applicant Income $9,662,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PNC Bank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PNC Bank N.A. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 4,173 $ 198,074,000 $ 47,465 $ 70,000
Philadelphia, Pennsylvania 3,586 $ 156,265,000 $ 43,576 $ 53,000
Camden, New Jersey 1,527 $ 87,198,000 $ 57,104 $ 71,000
Jefferson, Kentucky 1,410 $ 68,350,000 $ 48,475 $ 66,000
Luzerne, Pennsylvania 1,315 $ 62,767,000 $ 47,731 $ 64,000
Erie, Pennsylvania 1,160 $ 66,091,000 $ 56,975 $ 63,000
Montgomery, Pennsylvania 1,140 $ 89,452,000 $ 78,466 $ 105,000
Middlesex, New Jersey 1,107 $ 98,590,000 $ 89,060 $ 96,000
Hamilton, Ohio 988 $ 64,929,000 $ 65,717 $ 70,000
Westmoreland, Pennsylvania 909 $ 42,490,000 $ 46,743 $ 71,000
Delaware, Pennsylvania 907 $ 59,430,000 $ 65,523 $ 85,000
Northampton, Pennsylvania 783 $ 49,385,000 $ 63,071 $ 82,000
Bucks, Pennsylvania 768 $ 64,434,000 $ 83,898 $ 101,000
Passaic, New Jersey 766 $ 61,505,000 $ 80,293 $ 80,000
Burlington, New Jersey 751 $ 57,288,000 $ 76,282 $ 94,000
Ocean, New Jersey 748 $ 61,275,000 $ 81,918 $ 94,000
Bergen, New Jersey 743 $ 91,712,000 $ 123,434 $ 111,000
Essex, New Jersey 742 $ 77,776,000 $ 104,819 $ 93,000
Monmouth, New Jersey 683 $ 71,068,000 $ 104,052 $ 117,000
Lackawanna, Pennsylvania 631 $ 35,925,000 $ 56,933 $ 66,000
Monroe, Pennsylvania 577 $ 41,372,000 $ 71,701 $ 80,000
Chester, Pennsylvania 526 $ 47,358,000 $ 90,034 $ 115,000
Atlantic, New Jersey 522 $ 37,792,000 $ 72,398 $ 78,000
Lehigh, Pennsylvania 503 $ 31,771,000 $ 63,163 $ 73,000
Mercer, New Jersey 495 $ 39,847,000 $ 80,498 $ 93,000
Washington, Pennsylvania 494 $ 28,921,000 $ 58,544 $ 75,000
Morris, New Jersey 489 $ 53,401,000 $ 109,204 $ 128,000
Somerset, New Jersey 487 $ 49,947,000 $ 102,560 $ 120,000
Warren, New Jersey 487 $ 35,283,000 $ 72,449 $ 85,000
Gloucester, New Jersey 485 $ 31,739,000 $ 65,441 $ 91,000
District of Columbia, District Of Columbia 484 $ 63,995,000 $ 132,221 $ 100,000
Cumberland, Pennsylvania 460 $ 40,465,000 $ 87,967 $ 80,000
Butler, Pennsylvania 406 $ 26,922,000 $ 66,310 $ 91,000
Hudson, New Jersey 395 $ 43,022,000 $ 108,916 $ 96,000
Fayette, Pennsylvania 389 $ 16,064,000 $ 41,295 $ 57,000
Union, New Jersey 372 $ 38,260,000 $ 102,849 $ 106,000
Prince George's, Maryland 368 $ 37,873,000 $ 102,915 $ 81,000
Los Angeles, California 347 $ 177,327,000 $ 511,028 $ 99,000
Dauphin, Pennsylvania 325 $ 17,714,000 $ 54,504 $ 81,000
Montgomery, Maryland 319 $ 68,334,000 $ 214,213 $ 147,000
Fairfax, Virginia 306 $ 70,090,000 $ 229,052 $ 141,000
Crawford, Pennsylvania 291 $ 14,302,000 $ 49,147 $ 53,000
Cape May, New Jersey 287 $ 31,319,000 $ 109,125 $ 101,000
Hunterdon, New Jersey 285 $ 29,705,000 $ 104,228 $ 107,000
Centre, Pennsylvania 281 $ 38,756,000 $ 137,921 $ 82,000
Lancaster, Pennsylvania 281 $ 19,368,000 $ 68,925 $ 96,000
Sussex, New Jersey 278 $ 24,553,000 $ 88,320 $ 97,000
York, Pennsylvania 256 $ 16,028,000 $ 62,609 $ 78,000
Adams, Pennsylvania 251 $ 17,745,000 $ 70,697 $ 65,000
Clermont, Ohio 239 $ 14,478,000 $ 60,577 $ 79,000
Maricopa, Arizona 236 $ 67,769,000 $ 287,156 $ 134,000
Cook, Illinois 216 $ 57,097,000 $ 264,337 $ 134,000
Carbon, Pennsylvania 200 $ 10,345,000 $ 51,725 $ 71,000
Indiana, Pennsylvania 183 $ 7,380,000 $ 40,327 $ 56,000
Floyd, Indiana 181 $ 6,987,000 $ 38,602 $ 64,000
San Diego, California 175 $ 83,583,000 $ 477,617 $ 158,000
Butler, Ohio 174 $ 11,573,000 $ 66,511 $ 79,000
Clark, Indiana 173 $ 7,791,000 $ 45,034 $ 61,000
Pike, Pennsylvania 169 $ 11,990,000 $ 70,946 $ 72,000
Columbia, Pennsylvania 164 $ 7,719,000 $ 47,067 $ 56,000
Suffolk, New York 159 $ 33,111,000 $ 208,245 $ 101,000
Kenton, Kentucky 156 $ 11,841,000 $ 75,903 $ 77,000
Hardin, Kentucky 155 $ 8,589,000 $ 55,412 $ 67,000
Beaver, Pennsylvania 153 $ 8,170,000 $ 53,398 $ 69,000
Somerset, Pennsylvania 152 $ 7,233,000 $ 47,585 $ 56,000
Orange, California 150 $ 77,376,000 $ 515,840 $ 104,000
Cumberland, New Jersey 142 $ 7,523,000 $ 52,978 $ 63,000
Oldham, Kentucky 140 $ 6,579,000 $ 46,992 $ 85,000
Berks, Pennsylvania 138 $ 7,721,000 $ 55,949 $ 96,000
Lycoming, Pennsylvania 137 $ 5,808,000 $ 42,394 $ 56,000
King, Washington 137 $ 51,617,000 $ 376,766 $ 120,000
Fayette, Kentucky 133 $ 7,103,000 $ 53,406 $ 81,000
Clark, Nevada 126 $ 37,236,000 $ 295,523 $ 95,000
Nassau, New York 120 $ 35,316,000 $ 294,300 $ 127,000
Warren, Pennsylvania 118 $ 4,540,000 $ 38,474 $ 51,000
Warren, Ohio 110 $ 13,178,000 $ 119,800 $ 123,000
Prince William, Virginia 105 $ 17,216,000 $ 163,961 $ 110,000
Bullitt, Kentucky 100 $ 4,792,000 $ 47,920 $ 67,000
Loudoun, Virginia 100 $ 29,641,000 $ 296,410 $ 139,000
Anne Arundel, Maryland 96 $ 20,498,000 $ 213,520 $ 120,000
Perry, Pennsylvania 96 $ 4,790,000 $ 49,895 $ 60,000
Santa Clara, California 95 $ 57,730,000 $ 607,684 $ 242,000
Alameda, California 94 $ 48,150,000 $ 512,234 $ 124,000
Broward, Florida 93 $ 20,104,000 $ 216,172 $ 133,000
Riverside, California 90 $ 110,979,000 $ 1,233,100 $ 101,000
Wayne, Pennsylvania 86 $ 5,590,000 $ 65,000 $ 84,000
Fulton, Georgia 79 $ 23,328,000 $ 295,291 $ 184,000
Miami-Dade, Florida 77 $ 19,564,000 $ 254,077 $ 108,000
Schuylkill, Pennsylvania 77 $ 3,328,000 $ 43,220 $ 73,000
Hennepin, Minnesota 76 $ 13,549,000 $ 178,276 $ 275,000
Fairfield, Connecticut 73 $ 22,797,000 $ 312,287 $ 130,000
Wake, North Carolina 72 $ 6,626,000 $ 92,027 $ 102,000
Campbell, Kentucky 71 $ 3,122,000 $ 43,971 $ 55,000
Boone, Kentucky 70 $ 3,869,000 $ 55,271 $ 93,000
Contra Costa, California 68 $ 35,612,000 $ 523,705 $ 119,000
Baltimore, Maryland 68 $ 9,371,000 $ 137,808 $ 108,000
Franklin, Pennsylvania 66 $ 4,051,000 $ 61,378 $ 79,000
Cobb, Georgia 65 $ 12,139,000 $ 186,753 $ 155,000
Queens, New York 62 $ 14,340,000 $ 231,290 $ 87,000
Middlesex, Massachusetts 61 $ 15,819,000 $ 259,327 $ 133,000
Mecklenburg, North Carolina 57 $ 7,082,000 $ 124,245 $ 123,000
Armstrong, Pennsylvania 57 $ 3,119,000 $ 54,719 $ 83,000
Salt Lake, Utah 57 $ 5,564,000 $ 97,614 $ 86,000
San Bernardino, California 56 $ 18,234,000 $ 325,607 $ 86,000
Hillsborough, Florida 56 $ 8,149,000 $ 145,517 $ 100,000
Palm Beach, Florida 56 $ 14,690,000 $ 262,321 $ 113,000
DuPage, Illinois 55 $ 14,474,000 $ 263,163 $ 123,000
Wyoming, Pennsylvania 55 $ 3,385,000 $ 61,545 $ 69,000
Harris, Texas 55 $ 89,112,000 $ 1,620,218 $ 214,000
Westchester, New York 54 $ 23,492,000 $ 435,037 $ 106,000
Blair, Pennsylvania 54 $ 3,313,000 $ 61,351 $ 72,000
Huntingdon, Pennsylvania 54 $ 3,047,000 $ 56,425 $ 66,000
Kane, Illinois 52 $ 7,770,000 $ 149,423 $ 111,000
Frederick, Maryland 52 $ 8,086,000 $ 155,500 $ 114,000
Howard, Maryland 52 $ 11,062,000 $ 212,730 $ 148,000
Lebanon, Pennsylvania 52 $ 4,791,000 $ 92,134 $ 97,000
Erie, New York 51 $ 3,302,000 $ 64,745 $ 112,000
DeKalb, Georgia 49 $ 7,341,000 $ 149,816 $ 127,000
Arlington, Virginia 49 $ 10,011,000 $ 204,306 $ 118,000
Pierce, Washington 49 $ 8,297,000 $ 169,326 $ 75,000
Will, Illinois 48 $ 5,338,000 $ 111,208 $ 167,000
Baltimore City, Maryland 48 $ 14,629,000 $ 304,770 $ 86,000
Salem, New Jersey 48 $ 3,211,000 $ 66,895 $ 100,000
Clearfield, Pennsylvania 48 $ 2,170,000 $ 45,208 $ 58,000
Snohomish, Washington 48 $ 8,741,000 $ 182,104 $ 89,000
Lake, Illinois 46 $ 13,408,000 $ 291,478 $ 141,000
Pima, Arizona 44 $ 7,855,000 $ 178,522 $ 100,000
Northumberland, Pennsylvania 44 $ 2,517,000 $ 57,204 $ 59,000
Ventura, California 43 $ 21,416,000 $ 498,046 $ 101,000
San Mateo, California 42 $ 26,247,000 $ 624,928 $ 295,000
New Castle, Delaware 42 $ 11,383,000 $ 271,023 $ 138,000
Cambria, Pennsylvania 42 $ 2,715,000 $ 64,642 $ 59,000
Jefferson, Colorado 41 $ 5,100,000 $ 124,390 $ 81,000
Hartford, Connecticut 40 $ 4,928,000 $ 123,200 $ 120,000
St. Louis, Missouri 39 $ 10,258,000 $ 263,025 $ 146,000
Douglas, Colorado 38 $ 27,312,000 $ 718,736 $ 115,000
Charles, Maryland 38 $ 6,822,000 $ 179,526 $ 111,000
Pinellas, Florida 37 $ 5,042,000 $ 136,270 $ 110,000
Hillsborough, New Hampshire 37 $ 3,307,000 $ 89,378 $ 97,000
El Paso, Colorado 36 $ 3,204,000 $ 89,000 $ 108,000
Gwinnett, Georgia 36 $ 3,797,000 $ 105,472 $ 99,000
Mercer, Pennsylvania 36 $ 1,695,000 $ 47,083 $ 92,000
Lee, Florida 35 $ 9,513,000 $ 271,800 $ 99,000
Oakland, Michigan 35 $ 10,071,000 $ 287,742 $ 156,000
Sonoma, California 34 $ 14,849,000 $ 436,735 $ 123,000
Forsyth, Georgia 34 $ 7,649,000 $ 224,970 $ 128,000
Multnomah, Oregon 34 $ 6,313,000 $ 185,676 $ 94,000
Sacramento, California 33 $ 13,475,000 $ 408,333 $ 125,000
Washoe, Nevada 33 $ 6,324,000 $ 191,636 $ 144,000
Rockingham, New Hampshire 33 $ 2,398,000 $ 72,666 $ 134,000
Onondaga, New York 33 $ 1,767,000 $ 53,545 $ 80,000
Orange, Florida 32 $ 6,907,000 $ 215,843 $ 120,000
Kings, New York 32 $ 11,613,000 $ 362,906 $ 136,000
Utah, Utah 32 $ 3,262,000 $ 101,937 $ 70,000
McHenry, Illinois 31 $ 3,726,000 $ 120,193 $ 117,000
Calvert, Maryland 31 $ 8,192,000 $ 264,258 $ 123,000
Orange, New York 31 $ 2,990,000 $ 96,451 $ 106,000
Venango, Pennsylvania 31 $ 1,369,000 $ 44,161 $ 44,000
Virginia Beach, Virginia 31 $ 4,815,000 $ 155,322 $ 101,000
Cecil, Maryland 30 $ 2,006,000 $ 66,866 $ 86,000
Worcester, Massachusetts 30 $ 4,066,000 $ 135,533 $ 88,000
Alexandria, Virginia 30 $ 7,489,000 $ 249,633 $ 146,000
Chesterfield, Virginia 30 $ 3,950,000 $ 131,666 $ 101,000
San Joaquin, California 29 $ 11,212,000 $ 386,620 $ 103,000
New Haven, Connecticut 29 $ 3,143,000 $ 108,379 $ 101,000
Collier, Florida 29 $ 11,138,000 $ 384,068 $ 243,000
Essex, Massachusetts 29 $ 5,164,000 $ 178,068 $ 89,000
Wayne, Michigan 29 $ 3,255,000 $ 112,241 $ 92,000
New York, New York 29 $ 13,882,000 $ 478,689 $ 61,000
Clark, Washington 29 $ 3,579,000 $ 123,413 $ 79,000
Duval, Florida 28 $ 3,260,000 $ 116,428 $ 188,000
Jackson, Missouri 28 $ 23,631,000 $ 843,964 $ 72,000
Richmond, New York 28 $ 5,707,000 $ 203,821 $ 121,000
Clackamas, Oregon 28 $ 4,056,000 $ 144,857 $ 93,000
Lawrence, Pennsylvania 28 $ 1,431,000 $ 51,107 $ 57,000
Henry, Kentucky 27 $ 1,559,000 $ 57,740 $ 62,000
Carroll, Maryland 27 $ 4,615,000 $ 170,925 $ 88,000
Harford, Maryland 27 $ 2,300,000 $ 85,185 $ 121,000
Anoka, Minnesota 27 $ 2,238,000 $ 82,888 $ 84,000
Washington, Oregon 27 $ 3,611,000 $ 133,740 $ 82,000
Travis, Texas 27 $ 15,219,000 $ 563,666 $ 287,000
Milwaukee, Wisconsin 27 $ 1,069,000 $ 39,592 $ 114,000
Arapahoe, Colorado 26 $ 4,385,000 $ 168,653 $ 82,000
Denver, Colorado 26 $ 5,854,000 $ 225,153 $ 87,000
Brevard, Florida 26 $ 4,433,000 $ 170,500 $ 93,000
Ramsey, Minnesota 26 $ 3,150,000 $ 121,153 $ 88,000
Clinton, Pennsylvania 26 $ 1,322,000 $ 50,846 $ 51,000
San Francisco, California 25 $ 14,491,000 $ 579,640 $ 165,000
Sussex, Delaware 25 $ 9,035,000 $ 361,400 $ 156,000
Pasco, Florida 24 $ 2,680,000 $ 111,666 $ 88,000
Macomb, Michigan 24 $ 3,099,000 $ 129,125 $ 85,000
Chautauqua, New York 24 $ 1,242,000 $ 51,750 $ 61,000
Boulder, Colorado 23 $ 5,688,000 $ 247,304 $ 99,000
Monroe, New York 23 $ 979,000 $ 42,565 $ 112,000
Bedford, Pennsylvania 23 $ 1,749,000 $ 76,043 $ 104,000
Susquehanna, Pennsylvania 23 $ 1,506,000 $ 65,478 $ 75,000
Tarrant, Texas 23 $ 42,637,000 $ 1,853,782 $ 98,000
Stafford, Virginia 23 $ 3,624,000 $ 157,565 $ 123,000
Harrison, Indiana 21 $ 645,000 $ 30,714 $ 58,000
Dakota, Minnesota 21 $ 1,073,000 $ 51,095 $ 159,000
Dallas, Texas 21 $ 16,466,000 $ 784,095 $ 140,000
Dane, Wisconsin 21 $ 1,943,000 $ 92,523 $ 103,000
El Dorado, California 20 $ 8,114,000 $ 405,700 $ 92,000
Middlesex, Connecticut 20 $ 2,338,000 $ 116,900 $ 108,000
Meade, Kentucky 20 $ 919,000 $ 45,950 $ 58,000
Norfolk, Massachusetts 20 $ 4,428,000 $ 221,400 $ 86,000
Bernalillo, New Mexico 20 $ 5,491,000 $ 274,550 $ 136,000
Mifflin, Pennsylvania 20 $ 945,000 $ 47,250 $ 53,000
Spotsylvania, Virginia 20 $ 5,342,000 $ 267,100 $ 251,000
Spokane, Washington 20 $ 1,488,000 $ 74,400 $ 79,000
Sarasota, Florida 19 $ 6,821,000 $ 359,000 $ 214,000
Dearborn, Indiana 19 $ 1,125,000 $ 59,210 $ 91,000
Nelson, Kentucky 19 $ 811,000 $ 42,684 $ 64,000
Shelby, Kentucky 19 $ 1,511,000 $ 79,526 $ 72,000
Oneida, New York 19 $ 799,000 $ 42,052 $ 136,000
Clarion, Pennsylvania 19 $ 1,328,000 $ 69,894 $ 62,000
Fauquier, Virginia 19 $ 3,961,000 $ 208,473 $ 115,000
Henrico, Virginia 19 $ 6,077,000 $ 319,842 $ 142,000
Marin, California 18 $ 12,375,000 $ 687,500 $ 294,000
Seminole, Florida 18 $ 3,594,000 $ 199,666 $ 92,000
St. Charles, Missouri 18 $ 2,161,000 $ 120,055 $ 115,000
Niagara, New York 18 $ 643,000 $ 35,722 $ 59,000
Deschutes, Oregon 18 $ 5,264,000 $ 292,444 $ 205,000
Lane, Oregon 18 $ 2,951,000 $ 163,944 $ 93,000
Larimer, Colorado 17 $ 2,160,000 $ 127,058 $ 89,000
Worcester, Maryland 17 $ 3,299,000 $ 194,058 $ 186,000
Plymouth, Massachusetts 17 $ 3,471,000 $ 204,176 $ 99,000
Washington, Minnesota 17 $ 2,190,000 $ 128,823 $ 96,000
Union, North Carolina 17 $ 2,133,000 $ 125,470 $ 149,000
Jefferson, Pennsylvania 17 $ 971,000 $ 57,117 $ 45,000
McKean, Pennsylvania 17 $ 643,000 $ 37,823 $ 90,000
Chesapeake, Virginia 17 $ 2,169,000 $ 127,588 $ 74,000
Waukesha, Wisconsin 17 $ 2,372,000 $ 139,529 $ 127,000
Santa Cruz, California 16 $ 8,821,000 $ 551,312 $ 179,000
New London, Connecticut 16 $ 1,196,000 $ 74,750 $ 115,000
Cherokee, Georgia 16 $ 3,526,000 $ 220,375 $ 142,000
Honolulu, Hawaii 16 $ 4,351,000 $ 271,937 $ 116,000
Hamilton, Indiana 16 $ 4,013,000 $ 250,812 $ 167,000
St. Mary's, Maryland 16 $ 2,061,000 $ 128,812 $ 98,000
Strafford, New Hampshire 16 $ 975,000 $ 60,937 $ 85,000
Rockland, New York 16 $ 1,309,000 $ 81,812 $ 112,000
Montgomery, Texas 16 $ 5,945,000 $ 371,562 $ 124,000
Stanislaus, California 15 $ 3,783,000 $ 252,200 $ 81,000
Litchfield, Connecticut 15 $ 1,799,000 $ 119,933 $ 64,000
Manatee, Florida 15 $ 3,464,000 $ 230,933 $ 158,000
Osceola, Florida 15 $ 2,658,000 $ 177,200 $ 175,000
Clayton, Georgia 15 $ 1,894,000 $ 126,266 $ 109,000
Jessamine, Kentucky 15 $ 617,000 $ 41,133 $ 68,000
Washtenaw, Michigan 15 $ 3,367,000 $ 224,466 $ 104,000
Albany, New York 15 $ 861,000 $ 57,400 $ 105,000
Ulster, New York 15 $ 1,684,000 $ 112,266 $ 107,000
Guilford, North Carolina 15 $ 721,000 $ 48,066 $ 133,000
Brown, Ohio 15 $ 1,133,000 $ 75,533 $ 51,000
Greene, Pennsylvania 15 $ 733,000 $ 48,866 $ 50,000
Charleston, South Carolina 15 $ 6,556,000 $ 437,066 $ 149,000
Pinal, Arizona 14 $ 1,938,000 $ 138,428 $ 86,000
Monterey, California 14 $ 6,791,000 $ 485,071 $ 103,000
Adams, Colorado 14 $ 1,781,000 $ 127,214 $ 93,000
Coweta, Georgia 14 $ 575,000 $ 41,071 $ 98,000
Peoria, Illinois 14 $ 2,370,000 $ 169,285 $ 163,000
Bristol, Massachusetts 14 $ 1,188,000 $ 84,857 $ 82,000
Kent, Michigan 14 $ 2,236,000 $ 159,714 $ 114,000
Dutchess, New York 14 $ 1,070,000 $ 76,428 $ 100,000
Putnam, New York 14 $ 2,917,000 $ 208,357 $ 110,000
Davis, Utah 14 $ 2,235,000 $ 159,642 $ 83,000
Indian River, Florida 13 $ 2,025,000 $ 155,769 $ 106,000
Paulding, Georgia 13 $ 1,259,000 $ 96,846 $ 88,000
McLean, Illinois 13 $ 359,000 $ 27,615 $ 75,000
Lake, Indiana 13 $ 764,000 $ 58,769 $ 90,000
Saratoga, New York 13 $ 1,103,000 $ 84,846 $ 144,000
Schenectady, New York 13 $ 837,000 $ 64,384 $ 121,000
Buncombe, North Carolina 13 $ 2,560,000 $ 196,923 $ 113,000
Durham, North Carolina 13 $ 1,568,000 $ 120,615 $ 79,000
Montgomery, Ohio 13 $ 730,000 $ 56,153 $ 84,000
Jefferson, Alabama 12 $ 4,678,000 $ 389,833 $ 260,000
Kern, California 12 $ 4,458,000 $ 371,500 $ 121,000
Santa Barbara, California 12 $ 5,310,000 $ 442,500 $ 68,000
Volusia, Florida 12 $ 1,922,000 $ 160,166 $ 101,000
Chatham, Georgia 12 $ 2,295,000 $ 191,250 $ 136,000
Ada, Idaho 12 $ 2,458,000 $ 204,833 $ 66,000
Washington, Indiana 12 $ 438,000 $ 36,500 $ 53,000
Johnson, Kansas 12 $ 5,733,000 $ 477,750 $ 180,000
Grayson, Kentucky 12 $ 743,000 $ 61,916 $ 65,000
Bronx, New York 12 $ 4,087,000 $ 340,583 $ 136,000
Onslow, North Carolina 12 $ 811,000 $ 67,583 $ 75,000
Franklin, Ohio 12 $ 3,266,000 $ 272,166 $ 130,000
Tulsa, Oklahoma 12 $ 38,355,000 $ 3,196,250 $ 79,000
Kitsap, Washington 12 $ 1,578,000 $ 131,500 $ 90,000
Placer, California 11 $ 4,483,000 $ 407,545 $ 170,000
San Luis Obispo, California 11 $ 4,936,000 $ 448,727 $ 83,000
Lake, Florida 11 $ 5,697,000 $ 517,909 $ 79,000
St. Johns, Florida 11 $ 4,000,000 $ 363,636 $ 104,000
Henry, Georgia 11 $ 838,000 $ 76,181 $ 84,000
Madison, Illinois 11 $ 693,000 $ 63,000 $ 91,000
Livingston, Michigan 11 $ 1,422,000 $ 129,272 $ 110,000
Scott, Minnesota 11 $ 2,135,000 $ 194,090 $ 126,000
Linn, Oregon 11 $ 762,000 $ 69,272 $ 52,000
Marion, Oregon 11 $ 519,000 $ 47,181 $ 67,000
Montour, Pennsylvania 11 $ 566,000 $ 51,454 $ 74,000
Snyder, Pennsylvania 11 $ 806,000 $ 73,272 $ 54,000
Collin, Texas 11 $ 4,023,000 $ 365,727 $ 277,000
Denton, Texas 11 $ 4,347,000 $ 395,181 $ 148,000
Fort Bend, Texas 11 $ 47,919,000 $ 4,356,272 $ 231,000
Weber, Utah 11 $ 901,000 $ 81,909 $ 79,000
Solano, California 10 $ 4,857,000 $ 485,700 $ 143,000
Tolland, Connecticut 10 $ 504,000 $ 50,400 $ 92,000
Kent, Delaware 10 $ 1,509,000 $ 150,900 $ 99,000
Escambia, Florida 10 $ 907,000 $ 90,700 $ 61,000
Hawaii, Hawaii 10 $ 1,998,000 $ 199,800 $ 77,000
Spencer, Kentucky 10 $ 899,000 $ 89,900 $ 79,000
Hampden, Massachusetts 10 $ 678,000 $ 67,800 $ 75,000
Wright, Minnesota 10 $ 1,056,000 $ 105,600 $ 127,000
Clay, Missouri 10 $ 570,000 $ 57,000 $ 79,000
Cabarrus, North Carolina 10 $ 738,000 $ 73,800 $ 81,000
Gaston, North Carolina 10 $ 980,000 $ 98,000 $ 66,000
New Hanover, North Carolina 10 $ 2,593,000 $ 259,300 $ 112,000
Tioga, Pennsylvania 10 $ 612,000 $ 61,200 $ 59,000
Horry, South Carolina 10 $ 4,058,000 $ 405,800 $ 180,000
Shelby, Tennessee 10 $ 31,943,000 $ 3,194,300 $ 90,000
Williamson, Tennessee 10 $ 4,689,000 $ 468,900 $ 146,000
Bexar, Texas 10 $ 84,565,000 $ 8,456,500 $ 163,000
Suffolk, Virginia 10 $ 2,770,000 $ 277,000 $ 128,000
Broomfield, Colorado 9 $ 1,457,000 $ 161,888 $ 111,000
Marion, Indiana 9 $ 981,000 $ 109,000 $ 106,000
Trimble, Kentucky 9 $ 483,000 $ 53,666 $ 86,000
East Baton Rouge, Louisiana 9 $ 1,793,000 $ 199,222 $ 32,000
Queen Anne's, Maryland 9 $ 2,151,000 $ 239,000 $ 126,000
Washington, Maryland 9 $ 1,444,000 $ 160,444 $ 81,000
Suffolk, Massachusetts 9 $ 1,474,000 $ 163,777 $ 132,000
Genesee, Michigan 9 $ 573,000 $ 63,666 $ 55,000
Sherburne, Minnesota 9 $ 917,000 $ 101,888 $ 167,000
St. Louis, Minnesota 9 $ 521,000 $ 57,888 $ 68,000
Greene, Missouri 9 $ 1,454,000 $ 161,555 $ 71,000
Catawba, North Carolina 9 $ 283,000 $ 31,444 $ 89,000
Forsyth, North Carolina 9 $ 1,790,000 $ 198,888 $ 100,000
Delaware, Ohio 9 $ 1,758,000 $ 195,333 $ 202,000
Summit, Ohio 9 $ 733,000 $ 81,444 $ 76,000
Jackson, Oregon 9 $ 4,439,000 $ 493,222 $ 62,000
Richland, South Carolina 9 $ 2,329,000 $ 258,777 $ 116,000
Norfolk, Virginia 9 $ 1,060,000 $ 117,777 $ 71,000
Brown, Wisconsin 9 $ 308,000 $ 34,222 $ 72,000
Yavapai, Arizona 8 $ 2,546,000 $ 318,250 $ 182,000
Pulaski, Arkansas 8 $ 16,700,000 $ 2,087,500 $ 92,000
Fresno, California 8 $ 3,856,000 $ 482,000 $ 80,000
Napa, California 8 $ 3,897,000 $ 487,125 $ 127,000
Summit, Colorado 8 $ 4,043,000 $ 505,375 $ 152,000
Weld, Colorado 8 $ 1,482,000 $ 185,250 $ 80,000
Walton, Florida 8 $ 3,032,000 $ 379,000 $ 1,046,000
Tazewell, Illinois 8 $ 587,000 $ 73,375 $ 134,000
Madison, Kentucky 8 $ 425,000 $ 53,125 $ 76,000
Pendleton, Kentucky 8 $ 270,000 $ 33,750 $ 52,000
Jefferson, Louisiana 8 $ 3,223,000 $ 402,875 $ 103,000
Orleans, Louisiana 8 $ 2,291,000 $ 286,375 $ 23,000
Wicomico, Maryland 8 $ 22,460,000 $ 2,807,500 $ 80,000
Carver, Minnesota 8 $ 1,751,000 $ 218,875 $ 145,000
Cattaraugus, New York 8 $ 353,000 $ 44,125 $ 53,000
Columbia, New York 8 $ 691,000 $ 86,375 $ 96,000
Sullivan, New York 8 $ 2,514,000 $ 314,250 $ 180,000
Bradford, Pennsylvania 8 $ 543,000 $ 67,875 $ 37,000
Hanover, Virginia 8 $ 539,000 $ 67,375 $ 106,000
James City, Virginia 8 $ 1,901,000 $ 237,625 $ 140,000
Roanoke, Virginia 8 $ 1,552,000 $ 194,000 $ 144,000
Skagit, Washington 8 $ 1,252,000 $ 156,500 $ 131,000
Thurston, Washington 8 $ 1,369,000 $ 171,125 $ 103,000
Berkeley, West Virginia 8 $ 1,610,000 $ 201,250 $ 77,000
Racine, Wisconsin 8 $ 940,000 $ 117,500 $ 61,000
St. Croix, Wisconsin 8 $ 1,115,000 $ 139,375 $ 115,000
Walworth, Wisconsin 8 $ 1,282,000 $ 160,250 $ 123,000
Baldwin, Alabama 7 $ 2,749,000 $ 392,714 $ 278,000
Yolo, California 7 $ 3,873,000 $ 553,285 $ 156,000
Pueblo, Colorado 7 $ 760,000 $ 108,571 $ 83,000
Alachua, Florida 7 $ 1,121,000 $ 160,142 $ 118,000
Clay, Florida 7 $ 742,000 $ 106,000 $ 95,000
Leon, Florida 7 $ 1,075,000 $ 153,571 $ 94,000
Marion, Florida 7 $ 193,000 $ 27,571 $ 54,000
St. Lucie, Florida 7 $ 754,000 $ 107,714 $ 60,000
Grant, Kentucky 7 $ 379,000 $ 54,142 $ 72,000
Olmsted, Minnesota 7 $ 392,000 $ 56,000 $ 64,000
Jefferson, Missouri 7 $ 635,000 $ 90,714 $ 67,000
Douglas, Nevada 7 $ 3,118,000 $ 445,428 $ 238,000
Belknap, New Hampshire 7 $ 627,000 $ 89,571 $ 99,000
Santa Fe, New Mexico 7 $ 4,010,000 $ 572,857 $ 212,000
Genesee, New York 7 $ 219,000 $ 31,285 $ 66,000
Brunswick, North Carolina 7 $ 1,631,000 $ 233,000 $ 148,000
Orange, North Carolina 7 $ 1,029,000 $ 147,000 $ 95,000
Pitt, North Carolina 7 $ 874,000 $ 124,857 $ 47,000
Cuyahoga, Ohio 7 $ 3,641,000 $ 520,142 $ 180,000
Klamath, Oregon 7 $ 766,000 $ 109,428 $ 44,000
Elk, Pennsylvania 7 $ 230,000 $ 32,857 $ 72,000
Union, Pennsylvania 7 $ 304,000 $ 43,428 $ 43,000
Cache, Utah 7 $ 365,000 $ 52,142 $ 72,000
Albemarle, Virginia 7 $ 1,980,000 $ 282,857 $ 187,000
Augusta, Virginia 7 $ 523,000 $ 74,714 $ 94,000
Frederick, Virginia 7 $ 1,745,000 $ 249,285 $ 115,000
Hampton, Virginia 7 $ 475,000 $ 67,857 $ 69,000
Cowlitz, Washington 7 $ 439,000 $ 62,714 $ 70,000
Outagamie, Wisconsin 7 $ 440,000 $ 62,857 $ 57,000
Shelby, Alabama 6 $ 1,533,000 $ 255,500 $ 242,000
Eagle, Colorado 6 $ 3,408,000 $ 568,000 $ 424,000
Citrus, Florida 6 $ 668,000 $ 111,333 $ 86,000
Martin, Florida 6 $ 1,437,000 $ 239,500 $ 95,000
Okaloosa, Florida 6 $ 2,393,000 $ 398,833 $ 129,000
Polk, Florida 6 $ 320,000 $ 53,333 $ 55,000
Douglas, Georgia 6 $ 297,000 $ 49,500 $ 102,000
Hall, Georgia 6 $ 905,000 $ 150,833 $ 86,000
Jackson, Georgia 6 $ 212,000 $ 35,333 $ 82,000
Muscogee, Georgia 6 $ 311,000 $ 51,833 $ 81,000
Christian, Illinois 6 $ 226,000 $ 37,666 $ 69,000
Kendall, Illinois 6 $ 343,000 $ 57,166 $ 88,000
St. Clair, Illinois 6 $ 236,000 $ 39,333 $ 178,000
Madison, Indiana 6 $ 292,000 $ 48,666 $ 54,000
Sedgwick, Kansas 6 $ 363,000 $ 60,500 $ 67,000
Hart, Kentucky 6 $ 282,000 $ 47,000 $ 46,000
Allegany, Maryland 6 $ 171,000 $ 28,500 $ 75,000
Dorchester, Maryland 6 $ 1,097,000 $ 182,833 $ 94,000
Barnstable, Massachusetts 6 $ 3,238,000 $ 539,666 $ 177,000
Berrien, Michigan 6 $ 3,324,000 $ 554,000 $ 166,000
Stearns, Minnesota 6 $ 542,000 $ 90,333 $ 82,000
Gallatin, Montana 6 $ 2,912,000 $ 485,333 $ 63,000
Douglas, Nebraska 6 $ 2,308,000 $ 384,666 $ 122,000
Lyon, Nevada 6 $ 991,000 $ 165,166 $ 52,000
Broome, New York 6 $ 214,000 $ 35,666 $ 32,000
Madison, New York 6 $ 313,000 $ 52,166 $ 63,000
Ontario, New York 6 $ 192,000 $ 32,000 $ 79,000
Rensselaer, New York 6 $ 443,000 $ 73,833 $ 102,000
Warren, New York 6 $ 549,000 $ 91,500 $ 100,000
Wayne, New York 6 $ 173,000 $ 28,833 $ 69,000
Iredell, North Carolina 6 $ 654,000 $ 109,000 $ 69,000
Johnston, North Carolina 6 $ 233,000 $ 38,833 $ 79,000
Lucas, Ohio 6 $ 1,400,000 $ 233,333 $ 129,000
Oklahoma, Oklahoma 6 $ 7,286,000 $ 1,214,333 $ 67,000
Forest, Pennsylvania 6 $ 495,000 $ 82,500 $ 45,000
Juniata, Pennsylvania 6 $ 423,000 $ 70,500 $ 51,000
Providence, Rhode Island 6 $ 1,503,000 $ 250,500 $ 152,000
York, South Carolina 6 $ 955,000 $ 159,166 $ 278,000
Washington, Utah 6 $ 945,000 $ 157,500 $ 97,000
Manassas, Virginia 6 $ 1,245,000 $ 207,500 $ 105,000
Newport News, Virginia 6 $ 8,885,000 $ 1,480,833 $ 76,000
York, Virginia 6 $ 306,000 $ 51,000 $ 104,000
Whatcom, Washington 6 $ 1,621,000 $ 270,166 $ 161,000
Kenosha, Wisconsin 6 $ 1,001,000 $ 166,833 $ 141,000
Marathon, Wisconsin 6 $ 5,303,000 $ 883,833 $ 49,000
Mohave, Arizona 5 $ 1,246,000 $ 249,200 $ 138,000
Butte, California 5 $ 2,180,000 $ 436,000 $ 147,000
Merced, California 5 $ 1,253,000 $ 250,600 $ 167,000
Nevada, California 5 $ 2,250,000 $ 450,000 $ 440,000
San Benito, California 5 $ 3,024,000 $ 604,800 $ 139,000
Tulare, California 5 $ 1,136,000 $ 227,200 $ 61,000
Montrose, Colorado 5 $ 274,000 $ 54,800 $ 39,000
Monroe, Florida 5 $ 2,737,000 $ 547,400 $ 449,000
Barrow, Georgia 5 $ 232,000 $ 46,400 $ 80,000
Carroll, Georgia 5 $ 543,000 $ 108,600 $ 82,000
Columbia, Georgia 5 $ 1,681,000 $ 336,200 $ 240,000
Fayette, Georgia 5 $ 968,000 $ 193,600 $ 149,000
Newton, Georgia 5 $ 216,000 $ 43,200 $ 118,000
Richmond, Georgia 5 $ 1,197,000 $ 239,400 $ 305,000
Canyon, Idaho 5 $ 516,000 $ 103,200 $ 9,000
Champaign, Illinois 5 $ 928,000 $ 185,600 $ 149,000
Winnebago, Illinois 5 $ 167,000 $ 33,400 $ 65,000
Crawford, Indiana 5 $ 160,000 $ 32,000 $ 41,000
Polk, Iowa 5 $ 490,000 $ 98,000 $ 29,000
Carroll, Kentucky 5 $ 573,000 $ 114,600 $ 56,000
Daviess, Kentucky 5 $ 162,000 $ 32,400 $ 90,000
Larue, Kentucky 5 $ 236,000 $ 47,200 $ 44,000
Mercer, Kentucky 5 $ 245,000 $ 49,000 $ 49,000
Scott, Kentucky 5 $ 149,000 $ 29,800 $ 69,000
Cumberland, Maine 5 $ 670,000 $ 134,000 $ 62,000
Garrett, Maryland 5 $ 801,000 $ 160,200 $ 202,000
Ingham, Michigan 5 $ 205,000 $ 41,000 $ 102,000
Kalamazoo, Michigan 5 $ 576,000 $ 115,200 $ 115,000
Ottawa, Michigan 5 $ 1,124,000 $ 224,800 $ 145,000
Blue Earth, Minnesota 5 $ 73,000 $ 14,600 $ 41,000
Wabasha, Minnesota 5 $ 1,048,000 $ 209,600 $ 37,000
St. Louis City, Missouri 5 $ 688,000 $ 137,600 $ 94,000
Cheshire, New Hampshire 5 $ 285,000 $ 57,000 $ 82,000
Merrimack, New Hampshire 5 $ 220,000 $ 44,000 $ 69,000
Cayuga, New York 5 $ 179,000 $ 35,800 $ 96,000
Clinton, New York 5 $ 294,000 $ 58,800 $ 64,000
Franklin, New York 5 $ 129,000 $ 25,800 $ 72,000
Livingston, New York 5 $ 245,000 $ 49,000 $ 52,000
Alamance, North Carolina 5 $ 126,000 $ 25,200 $ 71,000
Carteret, North Carolina 5 $ 719,000 $ 143,800 $ 83,000
Moore, North Carolina 5 $ 643,000 $ 128,600 $ 44,000
Randolph, North Carolina 5 $ 269,000 $ 53,800 $ 99,000
Columbiana, Ohio 5 $ 189,000 $ 37,800 $ 65,000
Greene, Ohio 5 $ 1,080,000 $ 216,000 $ 58,000
Lorain, Ohio 5 $ 179,000 $ 35,800 $ 64,000
Coos, Oregon 5 $ 196,000 $ 39,200 $ 128,000
Polk, Oregon 5 $ 331,000 $ 66,200 $ 100,000
Potter, Pennsylvania 5 $ 144,000 $ 28,800 $ 144,000
Galveston, Texas 5 $ 2,263,000 $ 452,600 $ 185,000
Summit, Utah 5 $ 1,750,000 $ 350,000 $ 195,000
Tooele, Utah 5 $ 141,000 $ 28,200 $ 78,000
Culpeper, Virginia 5 $ 1,356,000 $ 271,200 $ 50,000
Richmond City, Virginia 5 $ 774,000 $ 154,800 $ 102,000
Benton, Washington 5 $ 247,000 $ 49,400 $ 72,000
Madison, Alabama 4 $ 199,000 $ 49,750 $ 92,000
Cochise, Arizona 4 $ 355,000 $ 88,750 $ 65,000
Shasta, California 4 $ 1,356,000 $ 339,000 $ 93,000
Mesa, Colorado 4 $ 469,000 $ 117,250 $ 69,000
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Mortgage Loan Application Detail Totals for PNC Bank N.A. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 26,436 $1,167,356,000 $44,000 $2,445,000 $79,000 $3,900,000
Refinancing 19,418 $3,198,213,000 $164,000 $80,000,000 $90,000 $6,479,000
Home Purchase 4,512 $1,310,365,000 $290,000 $17,000,000 $129,000 $9,662,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 27,069 $1,675,188,000 $61,000 $3,000,000 $84,000 $3,900,000
Not Provided 8,451 $561,542,000 $66,000 $2,150,000 $91,000 $2,100,000
Not applicable 5,980 $2,895,818,000 $484,000 $80,000,000 $127,000 $9,662,000
Black or African American 4,756 $251,599,000 $52,000 $940,000 $59,000 $1,794,000
Hispanic 2,621 $162,424,000 $61,000 $960,000 $68,000 $2,184,000
Asian 1,237 $107,357,000 $86,000 $1,000,000 $94,000 $950,000
American Indian or Alaskan Native 141 $11,544,000 $81,000 $945,000 $107,000 $1,870,000
Native Hawaiian or Other Pacific Islander 111 $10,462,000 $94,000 $790,000 $91,000 $424,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 50,056 $5,669,392,000 $113,000 $80,000,000 $88,000 $9,662,000
FHA-insured (Federal Housing Administration) 310 $6,542,000 $21,000 $25,000 $44,000 $148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 21,583 $1,932,896,000 $89,000 $80,000,000 $87,000 $2,100,000
Application Denied By Financial Institution 16,166 $1,113,870,000 $68,000 $1,150,000 $69,000 $3,900,000
Application Approved But Not Accepted 6,749 $421,225,000 $62,000 $2,500,000 $95,000 $2,742,000
Loan Purchased By The Institution 5,736 $2,187,146,000 $381,000 $1,500,000 $133,000 $9,662,000
Application Withdrawn By Applicant 98 $14,351,000 $146,000 $1,276,000 $80,000 $681,000
File Closed For Incompleteness 34 $6,446,000 $189,000 $810,000 $55,000 $575,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 8,377 $463,099,000 $55,000 $1,150,000 $59,000 $3,900,000
Debt-To-Income Ratio 3,004 $270,608,000 $90,000 $1,000,000 $53,000 $660,000
Credit Application Incomplete 2,800 $217,736,000 $77,000 $960,000 $107,000 $2,184,000
Insufficient Cash (Downpayment, Closing Cost) 1,013 $84,671,000 $83,000 $783,000 $86,000 $950,000
Collateral 586 $36,968,000 $63,000 $550,000 $79,000 $1,320,000
Other 311 $33,333,000 $107,000 $975,000 $83,000 $850,000
Employment History 46 $4,876,000 $106,000 $370,000 $35,000 $155,000
Unverifiable Information 29 $2,579,000 $88,000 $325,000 $62,000 $485,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into PNC Bank N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PNC Bank N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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