PNC Bank N.A. Mortgage Lending & HMDA Data, 2006
In 2006, PNC Bank N.A. of Pittsburgh, PA reported 50,366 mortgage applications totaling $5.7 billion, down 1% from 2005. The average application was for $112,693, and applicants reported an average income of $87,720. 43% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Philadelphia, PA (6,927), Pittsburgh, PA (6,581) and Edison, NJ (3,025) (applications in parentheses).
| Mortgage Company & Address | PNC Bank N.A. 249 Fifth Ave. Ms P1-Popp-22-2 Pittsburgh, PA 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 50,366 |
| Total Mortgage Loan Application Amount | $5,675,934,000 |
| Average Mortgage Loan Application Amount | $112,693 |
| Highest Mortgage Loan Application Amount | $80,000,000 |
| Average Applicant Income | $87,720 |
| Highest Applicant Income | $9,662,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PNC Bank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 6,927 | $ 416,939,000 | $ 60,190 | $ 76,000 |
| Pittsburgh, PA | 6,581 | $ 323,760,000 | $ 49,196 | $ 71,000 |
| Edison, NJ | 3,025 | $ 280,880,000 | $ 92,852 | $ 104,000 |
| Camden, NJ | 2,763 | $ 176,225,000 | $ 63,780 | $ 81,000 |
| Newark-Union, NJ-PA | 2,335 | $ 235,685,000 | $ 100,935 | $ 103,539 |
| New York-White Plains-Wayne, NY-NJ | 2,151 | $ 273,586,000 | $ 127,190 | $ 95,918 |
| Louisville-Jefferson County, KY-IN | 2,141 | $ 101,764,000 | $ 47,531 | $ 66,915 |
| Scranton--Wilkes-Barre, PA | 2,001 | $ 102,077,000 | $ 51,012 | $ 65,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1,973 | $ 126,784,000 | $ 64,259 | $ 78,974 |
| Cincinnati-Middletown, OH-KY-IN | 1,865 | $ 126,516,000 | $ 67,836 | $ 75,782 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,601 | $ 270,100,000 | $ 168,707 | $ 110,941 |
| Erie, PA | 1,160 | $ 66,091,000 | $ 56,975 | $ 63,000 |
| Harrisburg-Carlisle, PA | 881 | $ 62,969,000 | $ 71,474 | $ 78,000 |
| Atlantic City, NJ | 522 | $ 37,792,000 | $ 72,398 | $ 78,000 |
| Trenton-Ewing, NJ | 495 | $ 39,847,000 | $ 80,498 | $ 93,000 |
| Chicago-Naperville-Joliet, IL | 413 | $ 89,009,000 | $ 215,518 | $ 131,000 |
| Atlanta-Sandy Springs-Marietta, GA | 376 | $ 65,813,000 | $ 175,034 | $ 134,000 |
| Bethesda-Gaithersburg-Frederick, MD | 371 | $ 76,420,000 | $ 205,983 | $ 142,000 |
| Los Angeles-Long Beach-Glendale, CA | 347 | $ 177,327,000 | $ 511,028 | $ 99,000 |
| Baltimore-Towson, MD | 327 | $ 64,626,000 | $ 197,633 | $ 115,000 |
| Ocean City, NJ | 287 | $ 31,319,000 | $ 109,125 | $ 101,000 |
| Lancaster, PA | 281 | $ 19,368,000 | $ 68,925 | $ 96,000 |
| State College, PA | 281 | $ 38,756,000 | $ 137,921 | $ 82,000 |
| Nassau-Suffolk, NY | 279 | $ 68,427,000 | $ 245,258 | $ 112,000 |
| York-Hanover, PA | 256 | $ 16,028,000 | $ 62,609 | $ 78,000 |
| Phoenix-Mesa-Scottsdale, AZ | 250 | $ 69,707,000 | $ 278,828 | $ 131,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 217 | $ 29,929,000 | $ 137,921 | $ 170,861 |
| Seattle-Bellevue-Everett, WA | 185 | $ 60,358,000 | $ 326,259 | $ 112,000 |
| San Diego-Carlsbad-San Marcos, CA | 175 | $ 83,583,000 | $ 477,617 | $ 158,000 |
| Oakland-Fremont-Hayward, CA | 162 | $ 83,762,000 | $ 517,049 | $ 122,000 |
| Denver-Aurora, CO | 160 | $ 46,311,000 | $ 289,443 | $ 94,000 |
| Elizabethtown, KY | 160 | $ 8,825,000 | $ 55,156 | $ 67,000 |
| Lexington-Fayette, KY | 159 | $ 8,165,000 | $ 51,352 | $ 78,000 |
| Santa Ana-Anaheim-Irvine, CA | 150 | $ 77,376,000 | $ 515,840 | $ 104,000 |
| Riverside-San Bernardino-Ontario, CA | 146 | $ 129,213,000 | $ 885,020 | $ 96,000 |
| Vineland-Millville-Bridgeton, NJ | 142 | $ 7,523,000 | $ 52,978 | $ 63,000 |
| Reading, PA | 138 | $ 7,721,000 | $ 55,949 | $ 96,000 |
| Williamsport, PA | 137 | $ 5,808,000 | $ 42,394 | $ 56,000 |
| Las Vegas-Paradise, NV | 126 | $ 37,236,000 | $ 295,523 | $ 95,000 |
| Portland-Vancouver-Beaverton, OR-WA | 126 | $ 18,430,000 | $ 146,269 | $ 86,698 |
| Tampa-St. Petersburg-Clearwater, FL | 121 | $ 16,133,000 | $ 133,330 | $ 100,000 |
| Wilmington, DE-MD-NJ | 120 | $ 16,600,000 | $ 138,333 | $ 109,800 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 106 | $ 24,235,000 | $ 228,632 | $ 105,500 |
| Charlotte-Gastonia-Concord, NC-SC | 101 | $ 11,976,000 | $ 118,574 | $ 126,564 |
| San Jose-Sunnyvale-Santa Clara, CA | 100 | $ 60,754,000 | $ 607,540 | $ 236,000 |
| St. Louis, MO-IL | 98 | $ 15,178,000 | $ 154,877 | $ 119,408 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 93 | $ 20,104,000 | $ 216,172 | $ 133,000 |
| Houston-Sugar Land-Baytown, TX | 89 | $ 145,401,000 | $ 1,633,719 | $ 194,000 |
| San Francisco-San Mateo-Redwood City, CA | 85 | $ 53,113,000 | $ 624,858 | $ 257,000 |
| Raleigh-Cary, NC | 81 | $ 6,950,000 | $ 85,802 | $ 99,000 |
| Miami-Miami Beach-Kendall, FL | 77 | $ 19,564,000 | $ 254,077 | $ 108,000 |
| Orlando-Kissimmee, FL | 76 | $ 18,856,000 | $ 248,105 | $ 118,000 |
| Richmond, VA | 74 | $ 13,308,000 | $ 179,837 | $ 131,000 |
| Warren-Troy-Farmington Hills, MI | 74 | $ 14,724,000 | $ 198,972 | $ 122,000 |
| Bridgeport-Stamford-Norwalk, CT | 73 | $ 22,797,000 | $ 312,287 | $ 130,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 71 | $ 29,945,000 | $ 421,760 | $ 126,000 |
| Hartford-West Hartford-East Hartford, CT | 70 | $ 7,770,000 | $ 111,000 | $ 113,000 |
| Buffalo-Niagara Falls, NY | 69 | $ 3,945,000 | $ 57,173 | $ 98,000 |
| Salt Lake City, UT | 67 | $ 7,455,000 | $ 111,268 | $ 94,000 |
| Cambridge-Newton-Framingham, MA | 61 | $ 15,819,000 | $ 259,327 | $ 133,000 |
| Kansas City, MO-KS | 58 | $ 30,370,000 | $ 523,620 | $ 96,724 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 56 | $ 14,690,000 | $ 262,321 | $ 113,000 |
| Altoona, PA | 54 | $ 3,313,000 | $ 61,351 | $ 72,000 |
| Lake County-Kenosha County, IL-WI | 52 | $ 14,409,000 | $ 277,096 | $ 141,000 |
| Lebanon, PA | 52 | $ 4,791,000 | $ 92,134 | $ 97,000 |
| Jacksonville, FL | 50 | $ 9,588,000 | $ 191,760 | $ 154,000 |
| Milwaukee-Waukesha-West Allis, WI | 50 | $ 4,801,000 | $ 96,020 | $ 116,000 |
| Rockingham County-Strafford County, NH | 49 | $ 3,373,000 | $ 68,836 | $ 118,000 |
| Tacoma, WA | 49 | $ 8,297,000 | $ 169,326 | $ 75,000 |
| Dallas-Plano-Irving, TX | 48 | $ 26,044,000 | $ 542,583 | $ 174,000 |
| Albany-Schenectady-Troy, NY | 47 | $ 3,244,000 | $ 69,021 | $ 120,000 |
| Boston-Quincy, MA | 46 | $ 9,373,000 | $ 203,760 | $ 100,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 45 | $ 4,060,000 | $ 90,222 | $ 105,000 |
| Tucson, AZ | 44 | $ 7,855,000 | $ 178,522 | $ 100,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 43 | $ 21,416,000 | $ 498,046 | $ 101,000 |
| Johnstown, PA | 42 | $ 2,715,000 | $ 64,642 | $ 59,000 |
| Syracuse, NY | 42 | $ 2,204,000 | $ 52,476 | $ 78,000 |
| Rochester, NY | 40 | $ 1,589,000 | $ 39,725 | $ 93,000 |
| Youngstown-Warren-Boardman, OH-PA | 40 | $ 1,779,000 | $ 44,475 | $ 88,900 |
| Manchester-Nashua, NH | 37 | $ 3,307,000 | $ 89,378 | $ 97,000 |
| Colorado Springs, CO | 36 | $ 3,204,000 | $ 89,000 | $ 108,000 |
| Cape Coral-Fort Myers, FL | 35 | $ 9,513,000 | $ 271,800 | $ 99,000 |
| Indianapolis-Carmel, IN | 34 | $ 6,547,000 | $ 192,558 | $ 135,000 |
| Santa Rosa-Petaluma, CA | 34 | $ 14,849,000 | $ 436,735 | $ 123,000 |
| Sarasota-Bradenton-Venice, FL | 34 | $ 10,285,000 | $ 302,500 | $ 189,000 |
| Provo-Orem, UT | 33 | $ 3,382,000 | $ 102,484 | $ 70,000 |
| Reno-Sparks, NV | 33 | $ 6,324,000 | $ 191,636 | $ 144,000 |
| Austin-Round Rock, TX | 31 | $ 16,489,000 | $ 531,903 | $ 273,000 |
| Worcester, MA | 30 | $ 4,066,000 | $ 135,533 | $ 88,000 |
| Detroit-Livonia-Dearborn, MI | 29 | $ 3,255,000 | $ 112,241 | $ 92,000 |
| Essex County, MA | 29 | $ 5,164,000 | $ 178,068 | $ 89,000 |
| Naples-Marco Island, FL | 29 | $ 11,138,000 | $ 384,068 | $ 243,000 |
| New Haven-Milford, CT | 29 | $ 3,143,000 | $ 108,379 | $ 101,000 |
| Stockton, CA | 29 | $ 11,212,000 | $ 386,620 | $ 103,000 |
| Providence-New Bedford-Fall River, RI-MA | 28 | $ 4,665,000 | $ 166,607 | $ 119,000 |
| Columbus, OH | 26 | $ 5,363,000 | $ 206,269 | $ 149,000 |
| Ogden-Clearfield, UT | 26 | $ 3,276,000 | $ 126,000 | $ 83,000 |
| Palm Bay-Melbourne-Titusville, FL | 26 | $ 4,433,000 | $ 170,500 | $ 93,000 |
| Peoria, IL | 26 | $ 3,577,000 | $ 137,576 | $ 141,000 |
| Albuquerque, NM | 25 | $ 7,091,000 | $ 283,640 | $ 133,000 |
| Boulder, CO | 23 | $ 5,688,000 | $ 247,304 | $ 99,000 |
| Fort Worth-Arlington, TX | 23 | $ 42,637,000 | $ 1,853,782 | $ 98,000 |
| Greensboro-High Point, NC | 23 | $ 1,075,000 | $ 46,739 | $ 118,000 |
| Madison, WI | 23 | $ 2,049,000 | $ 89,086 | $ 100,000 |
| Durham, NC | 22 | $ 3,091,000 | $ 140,500 | $ 81,000 |
| Charleston-North Charleston, SC | 21 | $ 7,770,000 | $ 370,000 | $ 131,000 |
| Dayton, OH | 21 | $ 2,248,000 | $ 107,047 | $ 78,000 |
| Utica-Rome, NY | 21 | $ 837,000 | $ 39,857 | $ 129,000 |
| Spokane, WA | 20 | $ 1,488,000 | $ 74,400 | $ 79,000 |
| Asheville, NC | 19 | $ 3,172,000 | $ 166,947 | $ 105,000 |
| Birmingham-Hoover, AL | 19 | $ 6,221,000 | $ 327,421 | $ 245,000 |
| New Orleans-Metairie-Kenner, LA | 19 | $ 6,417,000 | $ 337,736 | $ 77,000 |
| Wilmington, NC | 19 | $ 4,845,000 | $ 255,000 | $ 133,000 |
| Bend, OR | 18 | $ 5,264,000 | $ 292,444 | $ 205,000 |
| Cleveland-Elyria-Mentor, OH | 18 | $ 5,528,000 | $ 307,111 | $ 124,000 |
| Eugene-Springfield, OR | 18 | $ 2,951,000 | $ 163,944 | $ 93,000 |
| Hagerstown-Martinsburg, MD-WV | 18 | $ 3,130,000 | $ 173,888 | $ 101,500 |
| Tulsa, OK | 18 | $ 38,777,000 | $ 2,154,277 | $ 73,000 |
| Boise City-Nampa, ID | 17 | $ 2,974,000 | $ 174,941 | $ 49,000 |
| Charlottesville, VA | 17 | $ 3,480,000 | $ 204,705 | $ 141,000 |
| Fort Collins-Loveland, CO | 17 | $ 2,160,000 | $ 127,058 | $ 89,000 |
| Honolulu, HI | 16 | $ 4,351,000 | $ 271,937 | $ 116,000 |
| Nashville-Davidson--Murfreesboro, TN | 16 | $ 6,497,000 | $ 406,062 | $ 149,000 |
| Norwich-New London, CT | 16 | $ 1,196,000 | $ 74,750 | $ 115,000 |
| Salem, OR | 16 | $ 850,000 | $ 53,125 | $ 78,000 |
| San Antonio, TX | 16 | $ 87,056,000 | $ 5,441,000 | $ 177,000 |
| Santa Cruz-Watsonville, CA | 16 | $ 8,821,000 | $ 551,312 | $ 179,000 |
| Savannah, GA | 16 | $ 2,666,000 | $ 166,625 | $ 116,000 |
| Springfield, MA | 16 | $ 1,199,000 | $ 74,937 | $ 73,000 |
| Ann Arbor, MI | 15 | $ 3,367,000 | $ 224,466 | $ 104,000 |
| Gary, IN | 15 | $ 799,000 | $ 53,266 | $ 90,000 |
| Kingston, NY | 15 | $ 1,684,000 | $ 112,266 | $ 107,000 |
| Modesto, CA | 15 | $ 3,783,000 | $ 252,200 | $ 81,000 |
| Roanoke, VA | 15 | $ 3,251,000 | $ 216,733 | $ 164,000 |
| Grand Rapids-Wyoming, MI | 14 | $ 2,236,000 | $ 159,714 | $ 114,000 |
| Hickory-Lenoir-Morganton, NC | 14 | $ 725,000 | $ 51,785 | $ 69,000 |
| Pensacola-Ferry Pass-Brent, FL | 14 | $ 1,815,000 | $ 129,642 | $ 85,000 |
| Salinas, CA | 14 | $ 6,791,000 | $ 485,071 | $ 103,000 |
| Bloomington-Normal, IL | 13 | $ 359,000 | $ 27,615 | $ 75,000 |
| Port St. Lucie-Fort Pierce, FL | 13 | $ 2,191,000 | $ 168,538 | $ 76,000 |
| Rochester, MN | 13 | $ 1,480,000 | $ 113,846 | $ 56,000 |
| Sebastian-Vero Beach, FL | 13 | $ 2,025,000 | $ 155,769 | $ 106,000 |
| Springfield, MO | 13 | $ 1,518,000 | $ 116,769 | $ 66,000 |
| Akron, OH | 12 | $ 914,000 | $ 76,166 | $ 68,000 |
| Bakersfield, CA | 12 | $ 4,458,000 | $ 371,500 | $ 121,000 |
| Baton Rouge, LA | 12 | $ 2,444,000 | $ 203,666 | $ 37,000 |
| Bremerton-Silverdale, WA | 12 | $ 1,578,000 | $ 131,500 | $ 90,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 12 | $ 1,922,000 | $ 160,166 | $ 101,000 |
| Duluth, MN-WI | 12 | $ 713,000 | $ 59,416 | $ 68,666 |
| Jacksonville, NC | 12 | $ 811,000 | $ 67,583 | $ 75,000 |
| Oklahoma City, OK | 12 | $ 25,044,000 | $ 2,087,000 | $ 48,000 |
| Santa Barbara-Santa Maria, CA | 12 | $ 5,310,000 | $ 442,500 | $ 68,000 |
| Winston-Salem, NC | 12 | $ 2,368,000 | $ 197,333 | $ 107,000 |
| Columbia, SC | 11 | $ 3,022,000 | $ 274,727 | $ 120,000 |
| Memphis, TN-MS-AR | 11 | $ 31,948,000 | $ 2,904,363 | $ 84,000 |
| San Luis Obispo-Paso Robles, CA | 11 | $ 4,936,000 | $ 448,727 | $ 83,000 |
| Appleton, WI | 10 | $ 595,000 | $ 59,500 | $ 63,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 2,878,000 | $ 287,800 | $ 272,000 |
| Dover, DE | 10 | $ 1,509,000 | $ 150,900 | $ 99,000 |
| Green Bay, WI | 10 | $ 393,000 | $ 39,300 | $ 70,000 |
| Lansing-East Lansing, MI | 10 | $ 630,000 | $ 63,000 | $ 156,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 10 | $ 4,058,000 | $ 405,800 | $ 180,000 |
| Salisbury, MD | 10 | $ 22,596,000 | $ 2,259,600 | $ 75,000 |
| Tallahassee, FL | 10 | $ 1,258,000 | $ 125,800 | $ 94,000 |
| Vallejo-Fairfield, CA | 10 | $ 4,857,000 | $ 485,700 | $ 143,000 |
| Winchester, VA-WV | 10 | $ 2,822,000 | $ 282,200 | $ 132,000 |
| Flint, MI | 9 | $ 573,000 | $ 63,666 | $ 55,000 |
| Glens Falls, NY | 9 | $ 663,000 | $ 73,666 | $ 87,000 |
| Little Rock-North Little Rock, AR | 9 | $ 16,746,000 | $ 1,860,666 | $ 93,000 |
| Medford, OR | 9 | $ 4,439,000 | $ 493,222 | $ 62,000 |
| Omaha-Council Bluffs, NE-IA | 9 | $ 3,130,000 | $ 347,777 | $ 105,000 |
| St. Cloud, MN | 9 | $ 675,000 | $ 75,000 | $ 82,000 |
| Columbus, GA-AL | 8 | $ 376,000 | $ 47,000 | $ 77,000 |
| Des Moines-West Des Moines, IA | 8 | $ 623,000 | $ 77,875 | $ 47,000 |
| Fresno, CA | 8 | $ 3,856,000 | $ 482,000 | $ 80,000 |
| Greeley, CO | 8 | $ 1,482,000 | $ 185,250 | $ 80,000 |
| Kennewick-Richland-Pasco, WA | 8 | $ 356,000 | $ 44,500 | $ 78,000 |
| Macon, GA | 8 | $ 1,215,000 | $ 151,875 | $ 119,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 1,252,000 | $ 156,500 | $ 131,000 |
| Napa, CA | 8 | $ 3,897,000 | $ 487,125 | $ 127,000 |
| Olympia, WA | 8 | $ 1,369,000 | $ 171,125 | $ 103,000 |
| Prescott, AZ | 8 | $ 2,546,000 | $ 318,250 | $ 182,000 |
| Racine, WI | 8 | $ 940,000 | $ 117,500 | $ 61,000 |
| Toledo, OH | 8 | $ 1,514,000 | $ 189,250 | $ 123,000 |
| Wichita, KS | 8 | $ 403,000 | $ 50,375 | $ 68,000 |
| Binghamton, NY | 7 | $ 439,000 | $ 62,714 | $ 51,000 |
| Chattanooga, TN-GA | 7 | $ 1,469,000 | $ 209,857 | $ 368,000 |
| Gainesville, FL | 7 | $ 1,121,000 | $ 160,142 | $ 118,000 |
| Greenville, NC | 7 | $ 874,000 | $ 124,857 | $ 47,000 |
| Logan, UT-ID | 7 | $ 365,000 | $ 52,142 | $ 72,000 |
| Longview, WA | 7 | $ 439,000 | $ 62,714 | $ 70,000 |
| Ocala, FL | 7 | $ 193,000 | $ 27,571 | $ 54,000 |
| Portland-South Portland-Biddeford, ME | 7 | $ 1,355,000 | $ 193,571 | $ 73,000 |
| Pueblo, CO | 7 | $ 760,000 | $ 108,571 | $ 83,000 |
| Rockford, IL | 7 | $ 285,000 | $ 40,714 | $ 68,000 |
| Santa Fe, NM | 7 | $ 4,010,000 | $ 572,857 | $ 212,000 |
| Anderson, IN | 6 | $ 292,000 | $ 48,666 | $ 54,000 |
| Barnstable Town, MA | 6 | $ 3,238,000 | $ 539,666 | $ 177,000 |
| Bellingham, WA | 6 | $ 1,621,000 | $ 270,166 | $ 161,000 |
| Champaign-Urbana, IL | 6 | $ 970,000 | $ 161,666 | $ 134,000 |
| Cumberland, MD-WV | 6 | $ 171,000 | $ 28,500 | $ 75,000 |
| Fayetteville, NC | 6 | $ 226,000 | $ 37,666 | $ 67,000 |
| Fort Walton Beach-Crestview-Destin, FL | 6 | $ 2,393,000 | $ 398,833 | $ 129,000 |
| Gainesville, GA | 6 | $ 905,000 | $ 150,833 | $ 86,000 |
| Harrisonburg, VA | 6 | $ 760,000 | $ 126,666 | $ 96,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 151,000 | $ 25,166 | $ 55,333 |
| Lakeland, FL | 6 | $ 320,000 | $ 53,333 | $ 55,000 |
| Niles-Benton Harbor, MI | 6 | $ 3,324,000 | $ 554,000 | $ 166,000 |
| St. George, UT | 6 | $ 945,000 | $ 157,500 | $ 97,000 |
| Wausau, WI | 6 | $ 5,303,000 | $ 883,833 | $ 49,000 |
| Burlington, NC | 5 | $ 126,000 | $ 25,200 | $ 71,000 |
| Chico, CA | 5 | $ 2,180,000 | $ 436,000 | $ 147,000 |
| Evansville, IN-KY | 5 | $ 242,000 | $ 48,400 | $ 107,200 |
| Fort Wayne, IN | 5 | $ 336,000 | $ 67,200 | $ 63,000 |
| Holland-Grand Haven, MI | 5 | $ 1,124,000 | $ 224,800 | $ 145,000 |
| Jackson, MS | 5 | $ 1,981,000 | $ 396,200 | $ 193,000 |
| Kalamazoo-Portage, MI | 5 | $ 576,000 | $ 115,200 | $ 115,000 |
| Lynchburg, VA | 5 | $ 293,000 | $ 58,600 | $ 75,000 |
| Merced, CA | 5 | $ 1,253,000 | $ 250,600 | $ 167,000 |
| Owensboro, KY | 5 | $ 162,000 | $ 32,400 | $ 90,000 |
| Visalia-Porterville, CA | 5 | $ 1,136,000 | $ 227,200 | $ 61,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 175,000 | $ 35,000 | $ 46,800 |
| Albany, GA | 4 | $ 240,000 | $ 60,000 | $ 92,000 |
| Anchorage, AK | 4 | $ 291,000 | $ 72,750 | $ 58,000 |
| Athens-Clarke County, GA | 4 | $ 215,000 | $ 53,750 | $ 37,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 523,000 | $ 130,750 | $ 53,000 |
| Bowling Green, KY | 4 | $ 163,000 | $ 40,750 | $ 105,000 |
| Brownsville-Harlingen, TX | 4 | $ 2,572,000 | $ 643,000 | $ 267,000 |
| Columbia, MO | 4 | $ 666,000 | $ 166,500 | $ 125,000 |
| Corvallis, OR | 4 | $ 120,000 | $ 30,000 | $ 66,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 88,000 | $ 22,000 | $ 75,000 |
| Eau Claire, WI | 4 | $ 361,000 | $ 90,250 | $ 56,000 |
| Elmira, NY | 4 | $ 137,000 | $ 34,250 | $ 79,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 145,000 | $ 36,250 | $ 44,000 |
| Grand Forks, ND-MN | 4 | $ 3,175,000 | $ 793,750 | $ 50,500 |
| Grand Junction, CO | 4 | $ 469,000 | $ 117,250 | $ 69,000 |
| Greenville, SC | 4 | $ 1,581,000 | $ 395,250 | $ 139,000 |
| Huntsville, AL | 4 | $ 199,000 | $ 49,750 | $ 92,000 |
| Ithaca, NY | 4 | $ 204,000 | $ 51,000 | $ 71,000 |
| Jackson, MI | 4 | $ 236,000 | $ 59,000 | $ 44,000 |
| Jefferson City, MO | 4 | $ 191,000 | $ 47,750 | $ 79,000 |
| Kankakee-Bradley, IL | 4 | $ 115,000 | $ 28,750 | $ 58,000 |
| Knoxville, TN | 4 | $ 1,208,000 | $ 302,000 | $ 126,000 |
| Panama City-Lynn Haven, FL | 4 | $ 1,827,000 | $ 456,750 | $ 364,000 |
| Redding, CA | 4 | $ 1,356,000 | $ 339,000 | $ 93,000 |
| Springfield, IL | 4 | $ 540,000 | $ 135,000 | $ 86,000 |
| Valdosta, GA | 4 | $ 740,000 | $ 185,000 | $ 90,000 |
| Yuba City, CA | 4 | $ 954,000 | $ 238,500 | $ 94,000 |
| Anderson, SC | 3 | $ 1,476,000 | $ 492,000 | $ 209,000 |
| Battle Creek, MI | 3 | $ 76,000 | $ 25,333 | $ 79,000 |
| Billings, MT | 3 | $ 618,000 | $ 206,000 | $ 220,000 |
| Bloomington, IN | 3 | $ 262,000 | $ 87,333 | $ 195,000 |
| Brunswick, GA | 3 | $ 863,000 | $ 287,666 | $ 46,000 |
| Burlington-South Burlington, VT | 3 | $ 188,000 | $ 62,666 | $ 75,000 |
| Canton-Massillon, OH | 3 | $ 332,000 | $ 110,666 | $ 139,000 |
| Carson City, NV | 3 | $ 244,000 | $ 81,333 | $ 67,000 |
| Cedar Rapids, IA | 3 | $ 5,369,000 | $ 1,789,666 | $ 112,000 |
| Clarksville, TN-KY | 3 | $ 75,000 | $ 25,000 | $ 52,000 |
| Coeur D'Alene, ID | 3 | $ 764,000 | $ 254,666 | $ 50,000 |
| Fargo, ND-MN | 3 | $ 1,624,000 | $ 541,333 | $ 28,000 |
| Farmington, NM | 3 | $ 120,000 | $ 40,000 | $ 83,000 |
| Flagstaff, AZ | 3 | $ 435,000 | $ 145,000 | $ 83,000 |
| Fond Du Lac, WI | 3 | $ 128,000 | $ 42,666 | $ 81,000 |
| Janesville, WI | 3 | $ 105,000 | $ 35,000 | $ 84,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 150,000 | $ 50,000 | $ 49,000 |
| Las Cruces, NM | 3 | $ 784,000 | $ 261,333 | $ 220,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 728,000 | $ 242,666 | $ 151,000 |
| Mobile, AL | 3 | $ 278,000 | $ 92,666 | $ 104,000 |
| Monroe, MI | 3 | $ 106,000 | $ 35,333 | $ 84,000 |
| Montgomery, AL | 3 | $ 592,000 | $ 197,333 | $ 116,000 |
| Morgantown, WV | 3 | $ 778,000 | $ 259,333 | $ 79,000 |
| Oshkosh-Neenah, WI | 3 | $ 75,000 | $ 25,000 | $ 55,000 |
| Pittsfield, MA | 3 | $ 233,000 | $ 77,666 | $ 95,000 |
| Rocky Mount, NC | 3 | $ 75,000 | $ 25,000 | $ 61,000 |
| Rome, GA | 3 | $ 179,000 | $ 59,666 | $ 61,000 |
| Sheboygan, WI | 3 | $ 95,000 | $ 31,666 | $ 56,000 |
| Yakima, WA | 3 | $ 81,000 | $ 27,000 | $ 77,000 |
| Yuma, AZ | 3 | $ 468,000 | $ 156,000 | $ 70,000 |
| Bangor, ME | 2 | $ 275,000 | $ 137,500 | $ 29,000 |
| Bay City, MI | 2 | $ 64,000 | $ 32,000 | $ 80,000 |
| Charleston, WV | 2 | $ 112,000 | $ 56,000 | $ 107,000 |
| Columbus, IN | 2 | $ 233,000 | $ 116,500 | $ 67,000 |
| Danville, IL | 2 | $ 87,000 | $ 43,500 | $ 66,000 |
| Danville, VA | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| El Paso, TX | 2 | $ 120,000 | $ 60,000 | $ 85,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 67,000 | $ 33,500 | $ 47,000 |
| Jonesboro, AR | 2 | $ 58,000 | $ 29,000 | $ 52,000 |
| Joplin, MO | 2 | $ 838,000 | $ 419,000 | $ 158,000 |
| Lewiston, ID-WA | 2 | $ 762,000 | $ 381,000 | $ 184,000 |
| Lima, OH | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Lincoln, NE | 2 | $ 8,032,000 | $ 4,016,000 | $ 26,000 |
| Michigan City-La Porte, IN | 2 | $ 144,000 | $ 72,000 | $ 11,000 |
| Midland, TX | 2 | $ 1,055,000 | $ 527,500 | $ 210,000 |
| Missoula, MT | 2 | $ 95,000 | $ 47,500 | $ 99,000 |
| Punta Gorda, FL | 2 | $ 309,000 | $ 154,500 | $ 51,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 99,000 | $ 49,500 | $ 63,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 278,000 | $ 139,000 | $ 279,000 |
| St. Joseph, MO-KS | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| Sumter, SC | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Warner Robins, GA | 2 | $ 32,000 | $ 16,000 | $ 47,000 |
| Wenatchee, WA | 2 | $ 75,000 | $ 37,500 | $ 64,000 |
| Alexandria, LA | 1 | $ 42,000 | $ 42,000 | $ 103,000 |
| Amarillo, TX | 1 | $ 19,000,000 | $ 19,000,000 | $ 0 |
| Anniston-Oxford, AL | 1 | $ 187,000 | $ 187,000 | $ 150,000 |
| Beaumont-Port Arthur, TX | 1 | $ 2,475,000 | $ 2,475,000 | $ 0 |
| Casper, WY | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Cleveland, TN | 1 | $ 60,000 | $ 60,000 | $ 91,000 |
| College Station-Bryan, TX | 1 | $ 718,000 | $ 718,000 | $ 318,000 |
| Dalton, GA | 1 | $ 26,000 | $ 26,000 | $ 74,000 |
| Decatur, IL | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Dothan, AL | 1 | $ 54,000 | $ 54,000 | $ 39,000 |
| El Centro, CA | 1 | $ 292,000 | $ 292,000 | $ 78,000 |
| Elkhart-Goshen, IN | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Fairbanks, AK | 1 | $ 108,000 | $ 108,000 | $ 239,000 |
| Fort Smith, AR-OK | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Gulfport-Biloxi, MS | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Idaho Falls, ID | 1 | $ 683,000 | $ 683,000 | $ 412,000 |
| Iowa City, IA | 1 | $ 541,000 | $ 541,000 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Kokomo, IN | 1 | $ 46,000 | $ 46,000 | $ 50,000 |
| La Crosse, WI-MN | 1 | $ 59,000 | $ 59,000 | $ 84,000 |
| Lafayette, IN | 1 | $ 26,000 | $ 26,000 | $ 64,000 |
| Lafayette, LA | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Lake Charles, LA | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Madera, CA | 1 | $ 72,000 | $ 72,000 | $ 94,000 |
| Monroe, LA | 1 | $ 90,000 | $ 90,000 | $ 140,000 |
| Morristown, TN | 1 | $ 67,000 | $ 67,000 | $ 58,000 |
| Muncie, IN | 1 | $ 10,000 | $ 10,000 | $ 142,000 |
| Muskegon-Norton Shores, MI | 1 | $ 12,000 | $ 12,000 | $ 32,000 |
| San Juan-Caguas-Guaynabo, PR | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| Sherman-Denison, TX | 1 | $ 127,000 | $ 127,000 | $ 66,000 |
| Shreveport-Bossier City, LA | 1 | $ 26,000 | $ 26,000 | $ 90,000 |
| Sioux Falls, SD | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
| Spartanburg, SC | 1 | $ 21,000 | $ 21,000 | $ 40,000 |
| Terre Haute, IN | 1 | $ 66,000 | $ 66,000 | $ 19,000 |
| Topeka, KS | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| Tuscaloosa, AL | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Tyler, TX | 1 | $ 669,000 | $ 669,000 | $ 0 |
| Victoria, TX | 1 | $ 8,675,000 | $ 8,675,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 703,000 | $ 703,000 | $ 0 |
Mortgage Loan Application Detail Totals for PNC Bank N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 26,436 | $1,167,356,000 | $44,000 | $2,445,000 | $79,000 | $3,900,000 |
| Refinancing | 19,418 | $3,198,213,000 | $164,000 | $80,000,000 | $90,000 | $6,479,000 |
| Home Purchase | 4,512 | $1,310,365,000 | $290,000 | $17,000,000 | $129,000 | $9,662,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 27,069 | $1,675,188,000 | $61,000 | $3,000,000 | $84,000 | $3,900,000 |
| Not Provided | 8,451 | $561,542,000 | $66,000 | $2,150,000 | $91,000 | $2,100,000 |
| Not applicable | 5,980 | $2,895,818,000 | $484,000 | $80,000,000 | $127,000 | $9,662,000 |
| Black or African American | 4,756 | $251,599,000 | $52,000 | $940,000 | $59,000 | $1,794,000 |
| Hispanic | 2,621 | $162,424,000 | $61,000 | $960,000 | $68,000 | $2,184,000 |
| Asian | 1,237 | $107,357,000 | $86,000 | $1,000,000 | $94,000 | $950,000 |
| American Indian or Alaskan Native | 141 | $11,544,000 | $81,000 | $945,000 | $107,000 | $1,870,000 |
| Native Hawaiian or Other Pacific Islander | 111 | $10,462,000 | $94,000 | $790,000 | $91,000 | $424,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 50,056 | $5,669,392,000 | $113,000 | $80,000,000 | $88,000 | $9,662,000 |
| FHA-insured (Federal Housing Administration) | 310 | $6,542,000 | $21,000 | $25,000 | $44,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 21,583 | $1,932,896,000 | $89,000 | $80,000,000 | $87,000 | $2,100,000 |
| Application Denied By Financial Institution | 16,166 | $1,113,870,000 | $68,000 | $1,150,000 | $69,000 | $3,900,000 |
| Application Approved But Not Accepted | 6,749 | $421,225,000 | $62,000 | $2,500,000 | $95,000 | $2,742,000 |
| Loan Purchased By The Institution | 5,736 | $2,187,146,000 | $381,000 | $1,500,000 | $133,000 | $9,662,000 |
| Application Withdrawn By Applicant | 98 | $14,351,000 | $146,000 | $1,276,000 | $80,000 | $681,000 |
| File Closed For Incompleteness | 34 | $6,446,000 | $189,000 | $810,000 | $55,000 | $575,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,377 | $463,099,000 | $55,000 | $1,150,000 | $59,000 | $3,900,000 |
| Debt-To-Income Ratio | 3,004 | $270,608,000 | $90,000 | $1,000,000 | $53,000 | $660,000 |
| Credit Application Incomplete | 2,800 | $217,736,000 | $77,000 | $960,000 | $107,000 | $2,184,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,013 | $84,671,000 | $83,000 | $783,000 | $86,000 | $950,000 |
| Collateral | 586 | $36,968,000 | $63,000 | $550,000 | $79,000 | $1,320,000 |
| Other | 311 | $33,333,000 | $107,000 | $975,000 | $83,000 | $850,000 |
| Employment History | 46 | $4,876,000 | $106,000 | $370,000 | $35,000 | $155,000 |
| Unverifiable Information | 29 | $2,579,000 | $88,000 | $325,000 | $62,000 | $485,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PNC Bank N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PNC Bank N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About