PNC Bank N.A. Mortgage Lending & HMDA Data, 2007

In 2007, PNC Bank N.A. of Pittsburgh, PA reported 43,042 mortgage applications totaling $8.4 billion, down 15% from 2006. The average application was for $194,563, and applicants reported an average income of $81,454. 40% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Philadelphia, PA (5,147), Pittsburgh, PA (4,660) and Edison, NJ (2,351) (applications in parentheses).

Mortgage Company & Address PNC Bank N.A.
249 Fifth Ave. Ms P1-Popp-22-2
Pittsburgh, PA 15222
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 43,042
Total Mortgage Loan Application Amount $8,374,393,000
Average Mortgage Loan Application Amount $194,563
Highest Mortgage Loan Application Amount $95,273,000
Average Applicant Income $81,454
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PNC Bank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PNC Bank N.A. by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 2,830 $ 147,842,000 $ 52,240 $ 76,000
Philadelphia, Pennsylvania 2,633 $ 145,782,000 $ 55,367 $ 55,000
Jefferson, Kentucky 1,219 $ 61,367,000 $ 50,342 $ 60,000
Camden, New Jersey 1,147 $ 69,110,000 $ 60,252 $ 69,000
Luzerne, Pennsylvania 1,068 $ 47,855,000 $ 44,808 $ 56,000
Middlesex, New Jersey 868 $ 82,617,000 $ 95,180 $ 102,000
Montgomery, Pennsylvania 818 $ 72,086,000 $ 88,124 $ 110,000
Hamilton, Ohio 817 $ 74,631,000 $ 91,347 $ 79,000
Westmoreland, Pennsylvania 714 $ 39,025,000 $ 54,656 $ 71,000
Erie, Pennsylvania 710 $ 50,269,000 $ 70,801 $ 68,000
Delaware, Pennsylvania 676 $ 52,049,000 $ 76,995 $ 95,000
Essex, New Jersey 674 $ 121,346,000 $ 180,038 $ 108,000
Bucks, Pennsylvania 638 $ 54,297,000 $ 85,105 $ 103,000
Passaic, New Jersey 595 $ 47,229,000 $ 79,376 $ 81,000
Los Angeles, California 563 $ 711,980,000 $ 1,264,618 $ 5,000
Northampton, Pennsylvania 551 $ 38,660,000 $ 70,163 $ 80,000
Monmouth, New Jersey 550 $ 78,159,000 $ 142,107 $ 135,000
Burlington, New Jersey 545 $ 44,021,000 $ 80,772 $ 98,000
Bergen, New Jersey 544 $ 87,761,000 $ 161,325 $ 127,000
Ocean, New Jersey 539 $ 47,017,000 $ 87,230 $ 98,000
Lackawanna, Pennsylvania 509 $ 29,782,000 $ 58,510 $ 67,000
Monroe, Pennsylvania 490 $ 33,699,000 $ 68,773 $ 77,000
Morris, New Jersey 423 $ 53,325,000 $ 126,063 $ 132,000
Union, New Jersey 419 $ 56,301,000 $ 134,369 $ 98,000
Warren, New Jersey 408 $ 32,219,000 $ 78,968 $ 85,000
Lehigh, Pennsylvania 403 $ 26,990,000 $ 66,972 $ 84,000
Gloucester, New Jersey 397 $ 29,124,000 $ 73,360 $ 90,000
Atlantic, New Jersey 395 $ 33,292,000 $ 84,283 $ 82,000
Somerset, New Jersey 394 $ 51,262,000 $ 130,106 $ 127,000
Chester, Pennsylvania 382 $ 38,834,000 $ 101,659 $ 122,000
Mercer, New Jersey 368 $ 41,271,000 $ 112,149 $ 114,000
Montgomery, Maryland 362 $ 92,406,000 $ 255,265 $ 111,000
Hudson, New Jersey 360 $ 41,081,000 $ 114,113 $ 106,000
District of Columbia, District Of Columbia 347 $ 68,415,000 $ 197,161 $ 95,000
Washington, Pennsylvania 341 $ 19,641,000 $ 57,598 $ 89,000
Fayette, Pennsylvania 304 $ 11,726,000 $ 38,572 $ 52,000
Orange, California 302 $ 219,809,000 $ 727,844 $ 4,000
Butler, Pennsylvania 297 $ 22,757,000 $ 76,622 $ 91,000
Fairfax, Virginia 295 $ 75,256,000 $ 255,105 $ 113,000
Dauphin, Pennsylvania 273 $ 17,330,000 $ 63,479 $ 81,000
Cumberland, Pennsylvania 269 $ 18,641,000 $ 69,297 $ 81,000
Prince George's, Maryland 253 $ 28,932,000 $ 114,355 $ 88,000
York, Pennsylvania 253 $ 16,548,000 $ 65,407 $ 89,000
Santa Clara, California 246 $ 289,797,000 $ 1,178,036 $ 2,000
Lancaster, Pennsylvania 242 $ 15,461,000 $ 63,888 $ 101,000
Cook, Illinois 240 $ 76,645,000 $ 319,354 $ 87,000
Cape May, New Jersey 232 $ 36,542,000 $ 157,508 $ 121,000
Crawford, Pennsylvania 226 $ 11,166,000 $ 49,407 $ 58,000
Sussex, New Jersey 224 $ 21,230,000 $ 94,776 $ 97,000
Frederick, Maryland 213 $ 18,983,000 $ 89,122 $ 97,000
San Diego, California 211 $ 178,675,000 $ 846,800 $ 11,000
Cecil, Maryland 206 $ 19,512,000 $ 94,718 $ 72,000
Hunterdon, New Jersey 197 $ 19,659,000 $ 99,791 $ 107,000
Centre, Pennsylvania 195 $ 17,008,000 $ 87,220 $ 81,000
Adams, Pennsylvania 192 $ 12,098,000 $ 63,010 $ 74,000
Maricopa, Arizona 189 $ 128,430,000 $ 679,523 $ 66,000
Carroll, Maryland 182 $ 15,758,000 $ 86,582 $ 81,000
Clermont, Ohio 176 $ 11,734,000 $ 66,670 $ 78,000
Butler, Ohio 170 $ 12,287,000 $ 72,276 $ 91,000
Anne Arundel, Maryland 166 $ 25,485,000 $ 153,524 $ 97,000
Baltimore, Maryland 163 $ 36,228,000 $ 222,257 $ 131,000
Carbon, Pennsylvania 163 $ 9,156,000 $ 56,171 $ 65,000
Washington, Maryland 160 $ 14,852,000 $ 92,825 $ 62,000
Harford, Maryland 156 $ 24,581,000 $ 157,570 $ 94,000
Hardin, Kentucky 153 $ 9,061,000 $ 59,222 $ 67,000
Clark, Indiana 141 $ 6,539,000 $ 46,375 $ 57,000
Floyd, Indiana 137 $ 7,629,000 $ 55,686 $ 64,000
Beaver, Pennsylvania 136 $ 7,497,000 $ 55,125 $ 72,000
Alameda, California 135 $ 121,462,000 $ 899,718 $ 1,000
Oldham, Kentucky 131 $ 9,681,000 $ 73,900 $ 120,000
Contra Costa, California 129 $ 76,892,000 $ 596,062 $ 6,000
San Mateo, California 125 $ 196,999,000 $ 1,575,992 $ 0
Fayette, Kentucky 125 $ 23,882,000 $ 191,056 $ 82,000
St. Mary's, Maryland 123 $ 15,371,000 $ 124,967 $ 102,000
Kenton, Kentucky 121 $ 12,189,000 $ 100,735 $ 72,000
Loudoun, Virginia 120 $ 26,418,000 $ 220,150 $ 113,000
Columbia, Pennsylvania 116 $ 6,708,000 $ 57,827 $ 61,000
Berks, Pennsylvania 113 $ 8,092,000 $ 71,610 $ 88,000
Pike, Pennsylvania 110 $ 7,805,000 $ 70,954 $ 70,000
Suffolk, New York 109 $ 21,316,000 $ 195,559 $ 106,000
Warren, Ohio 108 $ 8,054,000 $ 74,574 $ 113,000
Indiana, Pennsylvania 108 $ 4,912,000 $ 45,481 $ 57,000
Somerset, Pennsylvania 108 $ 5,819,000 $ 53,879 $ 57,000
Cumberland, New Jersey 104 $ 6,789,000 $ 65,278 $ 68,000
Campbell, Kentucky 103 $ 6,445,000 $ 62,572 $ 74,000
King, Washington 100 $ 169,054,000 $ 1,690,540 $ 16,000
Nassau, New York 99 $ 30,603,000 $ 309,121 $ 93,000
Warren, Pennsylvania 96 $ 3,434,000 $ 35,770 $ 46,000
Prince William, Virginia 94 $ 13,856,000 $ 147,404 $ 94,000
Calvert, Maryland 92 $ 8,796,000 $ 95,608 $ 107,000
Howard, Maryland 90 $ 18,845,000 $ 209,388 $ 135,000
Kings, New York 90 $ 18,537,000 $ 205,966 $ 139,000
Lycoming, Pennsylvania 90 $ 4,977,000 $ 55,300 $ 61,000
Bullitt, Kentucky 89 $ 3,129,000 $ 35,157 $ 67,000
Queens, New York 81 $ 14,738,000 $ 181,950 $ 134,000
Ventura, California 80 $ 47,710,000 $ 596,375 $ 10,000
DuPage, Illinois 78 $ 18,495,000 $ 237,115 $ 96,000
Charles, Maryland 78 $ 8,832,000 $ 113,230 $ 104,000
Arlington, Virginia 78 $ 21,165,000 $ 271,346 $ 115,000
San Francisco, California 77 $ 94,436,000 $ 1,226,441 $ 1,000
Fairfield, Connecticut 77 $ 31,834,000 $ 413,428 $ 127,000
Baltimore City, Maryland 77 $ 12,400,000 $ 161,038 $ 115,000
Hennepin, Minnesota 75 $ 20,882,000 $ 278,426 $ 49,000
Stafford, Virginia 75 $ 7,145,000 $ 95,266 $ 140,000
Wake, North Carolina 73 $ 8,662,000 $ 118,657 $ 122,000
Mecklenburg, North Carolina 72 $ 7,481,000 $ 103,902 $ 90,000
Wicomico, Maryland 71 $ 7,979,000 $ 112,380 $ 67,000
Spotsylvania, Virginia 71 $ 4,517,000 $ 63,619 $ 140,000
Westchester, New York 70 $ 27,284,000 $ 389,771 $ 107,000
Lebanon, Pennsylvania 70 $ 3,689,000 $ 52,700 $ 81,000
Sussex, Delaware 69 $ 24,142,000 $ 349,884 $ 178,000
Wayne, Pennsylvania 68 $ 5,228,000 $ 76,882 $ 74,000
Salt Lake, Utah 68 $ 7,524,000 $ 110,647 $ 74,000
New Castle, Delaware 66 $ 18,871,000 $ 285,924 $ 154,000
Lake, Illinois 65 $ 21,213,000 $ 326,353 $ 57,000
Miami-Dade, Florida 62 $ 22,425,000 $ 361,693 $ 100,000
St. Louis, Missouri 62 $ 43,556,000 $ 702,516 $ 83,000
Perry, Pennsylvania 61 $ 4,046,000 $ 66,327 $ 55,000
Will, Illinois 60 $ 5,513,000 $ 91,883 $ 148,000
Middlesex, Massachusetts 60 $ 26,957,000 $ 449,283 $ 17,000
Riverside, California 59 $ 133,204,000 $ 2,257,694 $ 13,000
Boone, Kentucky 59 $ 2,736,000 $ 46,372 $ 78,000
Pima, Arizona 58 $ 25,412,000 $ 438,137 $ 67,000
Accomack, Virginia 56 $ 4,118,000 $ 73,535 $ 64,000
Jefferson, Colorado 54 $ 9,358,000 $ 173,296 $ 80,000
Marin, California 53 $ 33,617,000 $ 634,283 $ 0
Douglas, Colorado 52 $ 10,599,000 $ 203,826 $ 111,000
Fulton, Georgia 51 $ 18,653,000 $ 365,745 $ 52,000
Worcester, Maryland 51 $ 15,552,000 $ 304,941 $ 321,000
Blair, Pennsylvania 50 $ 3,582,000 $ 71,640 $ 63,000
El Paso, Colorado 49 $ 7,256,000 $ 148,081 $ 109,000
Huntingdon, Pennsylvania 48 $ 3,167,000 $ 65,979 $ 83,000
Schuylkill, Pennsylvania 48 $ 2,000,000 $ 41,666 $ 53,000
Santa Barbara, California 47 $ 42,587,000 $ 906,106 $ 9,000
Harris, Texas 46 $ 126,974,000 $ 2,760,304 $ 2,000
Broward, Florida 44 $ 16,055,000 $ 364,886 $ 206,000
Palm Beach, Florida 44 $ 24,845,000 $ 564,659 $ 179,000
Fauquier, Virginia 44 $ 6,389,000 $ 145,204 $ 116,000
Orange, Florida 43 $ 98,508,000 $ 2,290,883 $ 60,000
Kane, Illinois 43 $ 5,732,000 $ 133,302 $ 132,000
Clearfield, Pennsylvania 43 $ 2,142,000 $ 49,813 $ 58,000
Arapahoe, Colorado 41 $ 8,651,000 $ 211,000 $ 149,000
Pinellas, Florida 41 $ 20,297,000 $ 495,048 $ 81,000
Rockland, New York 40 $ 9,251,000 $ 231,275 $ 102,000
Franklin, Pennsylvania 40 $ 2,740,000 $ 68,500 $ 73,000
Denver, Colorado 39 $ 11,722,000 $ 300,564 $ 55,000
Hillsborough, Florida 39 $ 30,267,000 $ 776,076 $ 43,000
Allegany, Maryland 39 $ 1,803,000 $ 46,230 $ 62,000
Talbot, Maryland 39 $ 5,110,000 $ 131,025 $ 127,000
New York, New York 39 $ 14,619,000 $ 374,846 $ 202,000
Richmond, New York 39 $ 5,313,000 $ 136,230 $ 135,000
Wyoming, Pennsylvania 39 $ 2,046,000 $ 52,461 $ 62,000
Armstrong, Pennsylvania 38 $ 2,761,000 $ 72,657 $ 64,000
Jackson, Missouri 37 $ 1,603,000 $ 43,324 $ 76,000
Dallas, Texas 37 $ 53,813,000 $ 1,454,405 $ 8,000
Virginia Beach, Virginia 36 $ 4,567,000 $ 126,861 $ 69,000
Cambria, Pennsylvania 35 $ 1,486,000 $ 42,457 $ 68,000
Northumberland, Pennsylvania 35 $ 1,391,000 $ 39,742 $ 54,000
Alexandria, Virginia 35 $ 11,397,000 $ 325,628 $ 157,000
Santa Cruz, California 34 $ 19,147,000 $ 563,147 $ 0
Somerset, Maryland 34 $ 2,919,000 $ 85,852 $ 50,000
Sonoma, California 33 $ 32,151,000 $ 974,272 $ 6,000
Franklin, Ohio 33 $ 5,331,000 $ 161,545 $ 73,000
DeKalb, Georgia 32 $ 18,363,000 $ 573,843 $ 65,000
Marion, Indiana 32 $ 12,365,000 $ 386,406 $ 74,000
Meade, Kentucky 32 $ 2,392,000 $ 74,750 $ 121,000
Norfolk, Massachusetts 32 $ 45,172,000 $ 1,411,625 $ 26,000
Clark, Nevada 32 $ 21,830,000 $ 682,187 $ 60,000
Salem, New Jersey 32 $ 2,371,000 $ 74,093 $ 94,000
Caroline, Maryland 31 $ 3,108,000 $ 100,258 $ 121,000
Sacramento, California 30 $ 42,762,000 $ 1,425,400 $ 0
Susquehanna, Pennsylvania 30 $ 1,815,000 $ 60,500 $ 64,000
Placer, California 29 $ 35,973,000 $ 1,240,448 $ 0
St. Charles, Missouri 29 $ 2,460,000 $ 84,827 $ 92,000
Orange, New York 29 $ 4,215,000 $ 145,344 $ 107,000
San Bernardino, California 28 $ 23,229,000 $ 829,607 $ 37,000
Lee, Florida 28 $ 9,935,000 $ 354,821 $ 80,000
Dakota, Minnesota 28 $ 4,421,000 $ 157,892 $ 88,000
Chesterfield, Virginia 28 $ 2,201,000 $ 78,607 $ 113,000
Cobb, Georgia 27 $ 8,913,000 $ 330,111 $ 60,000
Queen Anne's, Maryland 27 $ 3,003,000 $ 111,222 $ 207,000
Oakland, Michigan 27 $ 13,090,000 $ 484,814 $ 38,000
Venango, Pennsylvania 27 $ 1,341,000 $ 49,666 $ 46,000
Boulder, Colorado 25 $ 9,985,000 $ 399,400 $ 46,000
Bronx, New York 25 $ 3,976,000 $ 159,040 $ 109,000
Union, North Carolina 25 $ 4,339,000 $ 173,560 $ 61,000
Mercer, Pennsylvania 25 $ 1,589,000 $ 63,560 $ 64,000
Davis, Utah 25 $ 3,448,000 $ 137,920 $ 74,000
Gwinnett, Georgia 24 $ 3,489,000 $ 145,375 $ 74,000
McHenry, Illinois 24 $ 3,525,000 $ 146,875 $ 96,000
Essex, Massachusetts 24 $ 9,736,000 $ 405,666 $ 40,000
Montgomery, Ohio 24 $ 2,162,000 $ 90,083 $ 80,000
Clinton, Pennsylvania 24 $ 1,506,000 $ 62,750 $ 53,000
Henrico, Virginia 24 $ 3,198,000 $ 133,250 $ 121,000
Collier, Florida 23 $ 11,193,000 $ 486,652 $ 83,000
Hamilton, Indiana 23 $ 2,667,000 $ 115,956 $ 123,000
Spencer, Kentucky 23 $ 1,023,000 $ 44,478 $ 72,000
Bedford, Pennsylvania 23 $ 978,000 $ 42,521 $ 71,000
Utah, Utah 23 $ 2,115,000 $ 91,956 $ 93,000
Lake, Indiana 22 $ 1,087,000 $ 49,409 $ 77,000
Henry, Kentucky 22 $ 1,311,000 $ 59,590 $ 61,000
Erie, New York 22 $ 683,000 $ 31,045 $ 85,000
Monroe, New York 22 $ 1,471,000 $ 66,863 $ 83,000
Cuyahoga, Ohio 22 $ 3,128,000 $ 142,181 $ 89,000
New Hanover, North Carolina 21 $ 4,243,000 $ 202,047 $ 125,000
Lawrence, Pennsylvania 21 $ 958,000 $ 45,619 $ 66,000
Travis, Texas 21 $ 86,020,000 $ 4,096,190 $ 0
Larimer, Colorado 20 $ 3,943,000 $ 197,150 $ 204,000
Kent, Delaware 20 $ 1,971,000 $ 98,550 $ 122,000
Allen, Indiana 20 $ 3,335,000 $ 166,750 $ 89,000
St. Joseph, Indiana 20 $ 826,000 $ 41,300 $ 102,000
Anoka, Minnesota 20 $ 3,555,000 $ 177,750 $ 63,000
Ramsey, Minnesota 20 $ 1,968,000 $ 98,400 $ 55,000
Northampton, Virginia 20 $ 1,885,000 $ 94,250 $ 158,000
Waukesha, Wisconsin 20 $ 3,594,000 $ 179,700 $ 73,000
San Luis Obispo, California 19 $ 11,274,000 $ 593,368 $ 0
Brevard, Florida 19 $ 4,969,000 $ 261,526 $ 39,000
Duval, Florida 19 $ 5,261,000 $ 276,894 $ 64,000
Harrison, Indiana 19 $ 923,000 $ 48,578 $ 70,000
Plymouth, Massachusetts 19 $ 7,823,000 $ 411,736 $ 26,000
Washoe, Nevada 19 $ 93,521,000 $ 4,922,157 $ 8,000
Milwaukee, Wisconsin 19 $ 1,214,000 $ 63,894 $ 110,000
Manatee, Florida 18 $ 5,916,000 $ 328,666 $ 54,000
Collin, Texas 18 $ 26,005,000 $ 1,444,722 $ 0
Monterey, California 17 $ 13,866,000 $ 815,647 $ 5,000
Ulster, New York 17 $ 2,264,000 $ 133,176 $ 81,000
Durham, North Carolina 17 $ 2,081,000 $ 122,411 $ 71,000
Forsyth, North Carolina 17 $ 663,000 $ 39,000 $ 83,000
Summit, Ohio 17 $ 1,476,000 $ 86,823 $ 96,000
Multnomah, Oregon 17 $ 4,930,000 $ 290,000 $ 43,000
Fredericksburg, Virginia 17 $ 1,875,000 $ 110,294 $ 221,000
Solano, California 16 $ 42,532,000 $ 2,658,250 $ 12,000
Shelby, Kentucky 16 $ 1,659,000 $ 103,687 $ 106,000
Washington, Minnesota 16 $ 4,465,000 $ 279,062 $ 144,000
Albany, New York 16 $ 14,388,000 $ 899,250 $ 92,000
Saratoga, New York 16 $ 916,000 $ 57,250 $ 97,000
Napa, California 15 $ 8,356,000 $ 557,066 $ 7,000
Adams, Colorado 15 $ 2,083,000 $ 138,866 $ 93,000
Volusia, Florida 15 $ 17,935,000 $ 1,195,666 $ 48,000
Madison, Illinois 15 $ 684,000 $ 45,600 $ 138,000
Kent, Maryland 15 $ 1,704,000 $ 113,600 $ 159,000
Dutchess, New York 15 $ 3,520,000 $ 234,666 $ 114,000
Lorain, Ohio 15 $ 690,000 $ 46,000 $ 62,000
Bradford, Pennsylvania 15 $ 662,000 $ 44,133 $ 51,000
Pierce, Washington 15 $ 7,265,000 $ 484,333 $ 49,000
Fresno, California 14 $ 20,235,000 $ 1,445,357 $ 0
Buncombe, North Carolina 14 $ 4,024,000 $ 287,428 $ 163,000
Guilford, North Carolina 14 $ 1,723,000 $ 123,071 $ 80,000
Charleston, South Carolina 14 $ 6,966,000 $ 497,571 $ 214,000
Snohomish, Washington 14 $ 16,035,000 $ 1,145,357 $ 19,000
San Joaquin, California 13 $ 24,067,000 $ 1,851,307 $ 41,000
Weld, Colorado 13 $ 1,738,000 $ 133,692 $ 81,000
Indian River, Florida 13 $ 2,088,000 $ 160,615 $ 190,000
Seminole, Florida 13 $ 4,236,000 $ 325,846 $ 71,000
Dearborn, Indiana 13 $ 814,000 $ 62,615 $ 71,000
Hendricks, Indiana 13 $ 984,000 $ 75,692 $ 273,000
Bexar, Texas 13 $ 25,996,000 $ 1,999,692 $ 0
Weber, Utah 13 $ 961,000 $ 73,923 $ 85,000
Richmond City, Virginia 13 $ 2,308,000 $ 177,538 $ 84,000
Sarasota, Florida 12 $ 4,298,000 $ 358,166 $ 50,000
Peoria, Illinois 12 $ 13,397,000 $ 1,116,416 $ 59,000
Nelson, Kentucky 12 $ 382,000 $ 31,833 $ 52,000
Dorchester, Maryland 12 $ 3,327,000 $ 277,250 $ 192,000
Chautauqua, New York 12 $ 1,145,000 $ 95,416 $ 221,000
Niagara, New York 12 $ 536,000 $ 44,666 $ 92,000
Iredell, North Carolina 12 $ 1,286,000 $ 107,166 $ 88,000
Greene, Pennsylvania 12 $ 603,000 $ 50,250 $ 65,000
Jefferson, Pennsylvania 12 $ 460,000 $ 38,333 $ 75,000
Orange, Virginia 12 $ 1,247,000 $ 103,916 $ 85,000
Mohave, Arizona 11 $ 554,000 $ 50,363 $ 168,000
El Dorado, California 11 $ 6,482,000 $ 589,272 $ 0
St. Johns, Florida 11 $ 5,051,000 $ 459,181 $ 13,000
Forsyth, Georgia 11 $ 1,734,000 $ 157,636 $ 101,000
Champaign, Illinois 11 $ 481,000 $ 43,727 $ 61,000
Kendall, Illinois 11 $ 507,000 $ 46,090 $ 131,000
LaPorte, Indiana 11 $ 495,000 $ 45,000 $ 74,000
Barnstable, Massachusetts 11 $ 5,539,000 $ 503,545 $ 28,000
Suffolk, Massachusetts 11 $ 4,004,000 $ 364,000 $ 113,000
Worcester, Massachusetts 11 $ 3,819,000 $ 347,181 $ 47,000
Clay, Missouri 11 $ 1,015,000 $ 92,272 $ 55,000
Oneida, New York 11 $ 599,000 $ 54,454 $ 110,000
Putnam, New York 11 $ 3,453,000 $ 313,909 $ 74,000
Montour, Pennsylvania 11 $ 578,000 $ 52,545 $ 71,000
Union, Pennsylvania 11 $ 608,000 $ 55,272 $ 52,000
Summit, Utah 11 $ 6,374,000 $ 579,454 $ 31,000
Caroline, Virginia 11 $ 591,000 $ 53,727 $ 63,000
Norfolk, Virginia 11 $ 590,000 $ 53,636 $ 86,000
Pinal, Arizona 10 $ 705,000 $ 70,500 $ 87,000
Escambia, Florida 10 $ 3,470,000 $ 347,000 $ 261,000
Okaloosa, Florida 10 $ 2,056,000 $ 205,600 $ 65,000
Pasco, Florida 10 $ 838,000 $ 83,800 $ 74,000
Honolulu, Hawaii 10 $ 6,149,000 $ 614,900 $ 0
Washington, Indiana 10 $ 402,000 $ 40,200 $ 53,000
Trimble, Kentucky 10 $ 429,000 $ 42,900 $ 60,000
Wayne, Michigan 10 $ 1,897,000 $ 189,700 $ 27,000
Scott, Minnesota 10 $ 2,212,000 $ 221,200 $ 50,000
Bernalillo, New Mexico 10 $ 4,256,000 $ 425,600 $ 22,000
Columbiana, Ohio 10 $ 563,000 $ 56,300 $ 51,000
Stark, Ohio 10 $ 905,000 $ 90,500 $ 56,000
Clackamas, Oregon 10 $ 4,771,000 $ 477,100 $ 21,000
Snyder, Pennsylvania 10 $ 636,000 $ 63,600 $ 92,000
Davidson, Tennessee 10 $ 7,394,000 $ 739,400 $ 7,000
Tarrant, Texas 10 $ 42,005,000 $ 4,200,500 $ 480,000
Albemarle, Virginia 10 $ 1,051,000 $ 105,100 $ 78,000
King George, Virginia 10 $ 1,825,000 $ 182,500 $ 88,000
New Haven, Connecticut 9 $ 3,599,000 $ 399,888 $ 55,000
Leon, Florida 9 $ 6,330,000 $ 703,333 $ 47,000
Osceola, Florida 9 $ 1,930,000 $ 214,444 $ 165,000
St. Lucie, Florida 9 $ 5,061,000 $ 562,333 $ 73,000
Cherokee, Georgia 9 $ 767,000 $ 85,222 $ 67,000
Sangamon, Illinois 9 $ 823,000 $ 91,444 $ 77,000
Winnebago, Illinois 9 $ 273,000 $ 30,333 $ 46,000
Grayson, Kentucky 9 $ 301,000 $ 33,444 $ 35,000
Jessamine, Kentucky 9 $ 334,000 $ 37,111 $ 76,000
Madison, Kentucky 9 $ 578,000 $ 64,222 $ 58,000
Cumberland, Maine 9 $ 2,060,000 $ 228,888 $ 45,000
Garrett, Maryland 9 $ 2,942,000 $ 326,888 $ 266,000
Santa Fe, New Mexico 9 $ 3,407,000 $ 378,555 $ 11,000
Onondaga, New York 9 $ 846,000 $ 94,000 $ 245,000
Dare, North Carolina 9 $ 4,847,000 $ 538,555 $ 86,000
Mahoning, Ohio 9 $ 290,000 $ 32,222 $ 65,000
Portage, Ohio 9 $ 985,000 $ 109,444 $ 66,000
Clarion, Pennsylvania 9 $ 564,000 $ 62,666 $ 54,000
Juniata, Pennsylvania 9 $ 1,128,000 $ 125,333 $ 51,000
McKean, Pennsylvania 9 $ 425,000 $ 47,222 $ 43,000
Tioga, Pennsylvania 9 $ 672,000 $ 74,666 $ 72,000
Shelby, Tennessee 9 $ 13,110,000 $ 1,456,666 $ 21,000
Chesapeake, Virginia 9 $ 1,302,000 $ 144,666 $ 75,000
Newport News, Virginia 9 $ 422,000 $ 46,888 $ 97,000
York, Virginia 9 $ 1,774,000 $ 197,111 $ 84,000
Berkeley, West Virginia 9 $ 913,000 $ 101,444 $ 70,000
Dane, Wisconsin 9 $ 3,077,000 $ 341,888 $ 19,000
Kern, California 8 $ 17,652,000 $ 2,206,500 $ 44,000
Lake, Florida 8 $ 8,532,000 $ 1,066,500 $ 68,000
Marion, Florida 8 $ 13,322,000 $ 1,665,250 $ 45,000
Martin, Florida 8 $ 2,229,000 $ 278,625 $ 62,000
Polk, Florida 8 $ 396,000 $ 49,500 $ 67,000
McLean, Illinois 8 $ 309,000 $ 38,625 $ 85,000
Johnson, Kansas 8 $ 15,433,000 $ 1,929,125 $ 11,000
Scott, Kentucky 8 $ 668,000 $ 83,500 $ 122,000
Carver, Minnesota 8 $ 1,976,000 $ 247,000 $ 46,000
Johnston, North Carolina 8 $ 294,000 $ 36,750 $ 96,000
Delaware, Ohio 8 $ 962,000 $ 120,250 $ 116,000
Lake, Ohio 8 $ 2,918,000 $ 364,750 $ 63,000
Washington, Oregon 8 $ 22,428,000 $ 2,803,500 $ 0
Beaufort, South Carolina 8 $ 3,390,000 $ 423,750 $ 221,000
Falls Church, Virginia 8 $ 2,912,000 $ 364,000 $ 70,000
Frederick, Virginia 8 $ 2,414,000 $ 301,750 $ 58,000
Mesa, Colorado 7 $ 1,128,000 $ 161,142 $ 66,000
Hartford, Connecticut 7 $ 1,670,000 $ 238,571 $ 71,000
New London, Connecticut 7 $ 1,387,000 $ 198,142 $ 75,000
Monroe, Florida 7 $ 3,196,000 $ 456,571 $ 185,000
Macon, Illinois 7 $ 241,000 $ 34,428 $ 47,000
Elkhart, Indiana 7 $ 429,000 $ 61,285 $ 168,000
Madison, Indiana 7 $ 218,000 $ 31,142 $ 210,000
Morgan, Indiana 7 $ 248,000 $ 35,428 $ 95,000
Porter, Indiana 7 $ 162,000 $ 23,142 $ 70,000
Vanderburgh, Indiana 7 $ 11,573,000 $ 1,653,285 $ 102,000
Breckinridge, Kentucky 7 $ 217,000 $ 31,000 $ 54,000
Warren, Kentucky 7 $ 369,000 $ 52,714 $ 95,000
Olmsted, Minnesota 7 $ 953,000 $ 136,142 $ 67,000
Greene, Missouri 7 $ 216,000 $ 30,857 $ 75,000
Moore, North Carolina 7 $ 303,000 $ 43,285 $ 108,000
Onslow, North Carolina 7 $ 564,000 $ 80,571 $ 75,000
Pitt, North Carolina 7 $ 218,000 $ 31,142 $ 87,000
Deschutes, Oregon 7 $ 3,341,000 $ 477,285 $ 31,000
Mifflin, Pennsylvania 7 $ 320,000 $ 45,714 $ 43,000
Denton, Texas 7 $ 47,955,000 $ 6,850,714 $ 0
Nueces, Texas 7 $ 55,985,000 $ 7,997,857 $ 0
Culpeper, Virginia 7 $ 1,240,000 $ 177,142 $ 116,000
Franklin, Virginia 7 $ 1,616,000 $ 230,857 $ 94,000
Hampton, Virginia 7 $ 276,000 $ 39,428 $ 69,000
Hanover, Virginia 7 $ 797,000 $ 113,857 $ 75,000
Suffolk, Virginia 7 $ 1,482,000 $ 211,714 $ 58,000
Brown, Wisconsin 7 $ 971,000 $ 138,714 $ 65,000
Racine, Wisconsin 7 $ 695,000 $ 99,285 $ 72,000
Baldwin, Alabama 6 $ 2,650,000 $ 441,666 $ 4,000
Jefferson, Alabama 6 $ 1,992,000 $ 332,000 $ 35,000
Yavapai, Arizona 6 $ 1,450,000 $ 241,666 $ 234,000
Nevada, California 6 $ 3,509,000 $ 584,833 $ 0
Shasta, California 6 $ 2,907,000 $ 484,500 $ 51,000
Stanislaus, California 6 $ 2,802,000 $ 467,000 $ 14,000
Broomfield, Colorado 6 $ 911,000 $ 151,833 $ 86,000
Eagle, Colorado 6 $ 3,157,000 $ 526,166 $ 181,000
Pitkin, Colorado 6 $ 12,246,000 $ 2,041,000 $ 2,063,000
Litchfield, Connecticut 6 $ 1,383,000 $ 230,500 $ 95,000
Bay, Florida 6 $ 2,288,000 $ 381,333 $ 33,000
Ada, Idaho 6 $ 1,903,000 $ 317,166 $ 32,000
Rock Island, Illinois 6 $ 197,000 $ 32,833 $ 130,000
Tazewell, Illinois 6 $ 206,000 $ 34,333 $ 64,000
Tippecanoe, Indiana 6 $ 283,000 $ 47,166 $ 68,000
Larue, Kentucky 6 $ 195,000 $ 32,500 $ 36,000
McCracken, Kentucky 6 $ 208,000 $ 34,666 $ 66,000
Woodford, Kentucky 6 $ 192,000 $ 32,000 $ 87,000
Livingston, Michigan 6 $ 573,000 $ 95,500 $ 96,000
Macomb, Michigan 6 $ 464,000 $ 77,333 $ 75,000
St. Louis, Minnesota 6 $ 186,000 $ 31,000 $ 75,000
Wright, Minnesota 6 $ 279,000 $ 46,500 $ 90,000
Camden, Missouri 6 $ 1,503,000 $ 250,500 $ 45,000
Platte, Missouri 6 $ 290,000 $ 48,333 $ 173,000
Broome, New York 6 $ 229,000 $ 38,166 $ 86,000
Delaware, New York 6 $ 239,000 $ 39,833 $ 94,000
Cabarrus, North Carolina 6 $ 381,000 $ 63,500 $ 89,000
Currituck, North Carolina 6 $ 2,377,000 $ 396,166 $ 21,000
Gaston, North Carolina 6 $ 371,000 $ 61,833 $ 152,000
Henderson, North Carolina 6 $ 1,456,000 $ 242,666 $ 46,000
Ashtabula, Ohio 6 $ 456,000 $ 76,000 $ 44,000
Clinton, Ohio 6 $ 247,000 $ 41,166 $ 70,000
Greene, Ohio 6 $ 279,000 $ 46,500 $ 135,000
Lucas, Ohio 6 $ 3,397,000 $ 566,166 $ 47,000
Medina, Ohio 6 $ 143,000 $ 23,833 $ 71,000
Elk, Pennsylvania 6 $ 206,000 $ 34,333 $ 63,000
Fairfax City, Virginia 6 $ 819,000 $ 136,500 $ 202,000
Spokane, Washington 6 $ 7,236,000 $ 1,206,000 $ 31,000
Shelby, Alabama 5 $ 1,807,000 $ 361,400 $ 81,000
Butte, California 5 $ 13,905,000 $ 2,781,000 $ 0
Summit, Colorado 5 $ 2,761,000 $ 552,200 $ 200,000
Alachua, Florida 5 $ 49,189,000 $ 9,837,800 $ 45,000
Chatham, Georgia 5 $ 1,839,000 $ 367,800 $ 32,000
Fayette, Georgia 5 $ 1,063,000 $ 212,600 $ 87,000
Glynn, Georgia 5 $ 1,604,000 $ 320,800 $ 22,000
Henry, Georgia 5 $ 640,000 $ 128,000 $ 62,000
St. Clair, Illinois 5 $ 179,000 $ 35,800 $ 63,000
Boone, Indiana 5 $ 1,544,000 $ 308,800 $ 132,000
Wells, Indiana 5 $ 181,000 $ 36,200 $ 58,000
Anderson, Kentucky 5 $ 410,000 $ 82,000 $ 80,000
Christian, Kentucky 5 $ 178,000 $ 35,600 $ 77,000
Franklin, Kentucky 5 $ 188,000 $ 37,600 $ 83,000
Pendleton, Kentucky 5 $ 225,000 $ 45,000 $ 92,000
Pulaski, Kentucky 5 $ 135,000 $ 27,000 $ 57,000
East Baton Rouge, Louisiana 5 $ 30,139,000 $ 6,027,800 $ 0
Nantucket, Massachusetts 5 $ 4,764,000 $ 952,800 $ 240,000
Crow Wing, Minnesota 5 $ 2,177,000 $ 435,400 $ 55,000
Sherburne, Minnesota 5 $ 1,146,000 $ 229,200 $ 76,000
Jefferson, Missouri 5 $ 352,000 $ 70,400 $ 89,000
Pulaski, Missouri 5 $ 93,000 $ 18,600 $ 67,000
Genesee, New York 5 $ 126,000 $ 25,200 $ 72,000
Steuben, New York 5 $ 266,000 $ 53,200 $ 129,000
Orange, North Carolina 5 $ 692,000 $ 138,400 $ 79,000
Brown, Ohio 5 $ 216,000 $ 43,200 $ 66,000
Clark, Ohio 5 $ 385,000 $ 77,000 $ 97,000
Highland, Ohio 5 $ 99,000 $ 19,800 $ 41,000
Jefferson, Ohio 5 $ 125,000 $ 25,000 $ 47,000
Tuscarawas, Ohio 5 $ 392,000 $ 78,400 $ 59,000
Tulsa, Oklahoma 5 $ 29,684,000 $ 5,936,800 $ 0
Potter, Pennsylvania 5 $ 210,000 $ 42,000 $ 27,000
Newport, Rhode Island 5 $ 1,885,000 $ 377,000 $ 51,000
Fort Bend, Texas 5 $ 23,231,000 $ 4,646,200 $ 0
Hays, Texas 5 $ 21,390,000 $ 4,278,000 $ 0
Cache, Utah 5 $ 215,000 $ 43,000 $ 70,000
Tooele, Utah 5 $ 363,000 $ 72,600 $ 78,000
Manassas, Virginia 5 $ 413,000 $ 82,600 $ 93,000
New Kent, Virginia 5 $ 546,000 $ 109,200 $ 101,000
Page, Virginia 5 $ 389,000 $ 77,800 $ 74,000
Powhatan, Virginia 5 $ 406,000 $ 81,200 $ 104,000
Shenandoah, Virginia 5 $ 579,000 $ 115,800 $ 69,000
Warren, Virginia 5 $ 487,000 $ 97,400 $ 51,000
Clark, Washington 5 $ 1,670,000 $ 334,000 $ 31,000
Island, Washington 5 $ 2,349,000 $ 469,800 $ 0
Madison, Alabama 4 $ 1,647,000 $ 411,750 $ 50,000
Coconino, Arizona 4 $ 793,000 $ 198,250 $ 70,000
San Benito, California 4 $ 2,080,000 $ 520,000 $ 0
La Plata, Colorado 4 $ 2,727,000 $ 681,750 $ 103,000
Routt, Colorado 4 $ 2,260,000 $ 565,000 $ 13,000
Charlotte, Florida 4 $ 499,000 $ 124,750 $ 212,000
Citrus, Florida 4 $ 531,000 $ 132,750 $ 57,000
Hall, Georgia 4 $ 1,584,000 $ 396,000 $ 29,000
Muscogee, Georgia 4 $ 622,000 $ 155,500 $ 59,000
Richmond, Georgia 4 $ 110,000 $ 27,500 $ 69,000
Adams, Illinois 4 $ 104,000 $ 26,000 $ 162,000
LaSalle, Illinois 4 $ 209,000 $ 52,250 $ 50,000
Delaware, Indiana 4 $ 176,000 $ 44,000 $ 64,000
Johnson, Indiana 4 $ 199,000 $ 49,750 $ 95,000
Vigo, Indiana 4 $ 190,000 $ 47,500 $ 82,000
Grant, Kentucky 4 $ 239,000 $ 59,750 $ 57,000
Hart, Kentucky 4 $ 192,000 $ 48,000 $ 45,000
Powell, Kentucky 4 $ 282,000 $ 70,500 $ 83,000
Washtenaw, Michigan 4 $ 7,239,000 $ 1,809,750 $ 0
Chisago, Minnesota 4 $ 207,000 $ 51,750 $ 78,000
Otter Tail, Minnesota 4 $ 215,000 $ 53,750 $ 84,000
Stearns, Minnesota 4 $ 134,000 $ 33,500 $ 67,000
Boone, Missouri 4 $ 16,453,000 $ 4,113,250 $ 57,000
Buchanan, Missouri 4 $ 658,000 $ 164,500 $ 30,000
Jasper, Missouri 4 $ 122,000 $ 30,500 $ 83,000
St. Louis City, Missouri 4 $ 31,141,000 $ 7,785,250 $ 292,000
Flathead, Montana 4 $ 2,272,000 $ 568,000 $ 0
Douglas, Nebraska 4 $ 1,656,000 $ 414,000 $ 44,000
Cayuga, New York 4 $ 514,000 $ 128,500 $ 103,000
Franklin, New York 4 $ 109,000 $ 27,250 $ 68,000
Livingston, New York 4 $ 243,000 $ 60,750 $ 84,000
Rensselaer, New York 4 $ 195,000 $ 48,750 $ 91,000
Alamance, North Carolina 4 $ 281,000 $ 70,250 $ 117,000
Brunswick, North Carolina 4 $ 715,000 $ 178,750 $ 139,000
Burke, North Carolina 4 $ 184,000 $ 46,000 $ 85,000
Catawba, North Carolina 4 $ 673,000 $ 168,250 $ 63,000
Cumberland, North Carolina 4 $ 182,000 $ 45,500 $ 82,000
Davidson, North Carolina 4 $ 739,000 $ 184,750 $ 138,000
Granville, North Carolina 4 $ 89,000 $ 22,250 $ 109,000
Harnett, North Carolina 4 $ 2,083,000 $ 520,750 $ 28,000
Lincoln, North Carolina 4 $ 151,000 $ 37,750 $ 90,000
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Mortgage Loan Application Detail Totals for PNC Bank N.A. in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 20,883 $1,024,502,000 $49,000 $22,533,000 $83,000 $9,999,000
Refinancing 16,633 $4,833,445,000 $290,000 $95,273,000 $79,000 $4,800,000
Home Purchase 5,526 $2,516,446,000 $455,000 $95,000,000 $83,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 23,409 $1,677,351,000 $71,000 $6,000,000 $96,000 $9,999,000
Not Provided 6,284 $440,454,000 $70,000 $3,621,000 $101,000 $9,999,000
Not applicable 5,693 $5,731,537,000 $1,006,000 $95,273,000 $8,000 $2,058,000
Black or African American 3,928 $232,454,000 $59,000 $920,000 $66,000 $4,800,000
Hispanic 2,334 $166,145,000 $71,000 $1,111,000 $74,000 $1,860,000
Asian 1,190 $106,522,000 $89,000 $1,000,000 $108,000 $1,664,000
American Indian or Alaskan Native 105 $11,115,000 $105,000 $1,500,000 $106,000 $755,000
Native Hawaiian or Other Pacific Islander 99 $8,815,000 $89,000 $608,000 $108,000 $580,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 42,807 $8,308,039,000 $194,000 $95,273,000 $82,000 $9,999,000
FHA-insured (Federal Housing Administration) 234 $66,229,000 $283,000 $40,135,000 $51,000 $275,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $125,000 $125,000 $125,000 $133,000 $133,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17,118 $3,901,149,000 $227,000 $95,273,000 $97,000 $9,999,000
Application Denied By Financial Institution 14,666 $1,135,965,000 $77,000 $32,914,000 $74,000 $2,900,000
Application Approved But Not Accepted 6,168 $628,485,000 $101,000 $95,000,000 $111,000 $3,684,000
Loan Purchased By The Institution 4,895 $2,588,706,000 $528,000 $2,000,000 $9,000 $2,058,000
Application Withdrawn By Applicant 164 $112,420,000 $685,000 $36,750,000 $181,000 $9,999,000
File Closed For Incompleteness 31 $7,668,000 $247,000 $2,150,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6,729 $376,114,000 $55,000 $1,000,000 $60,000 $2,900,000
Debt-To-Income Ratio 2,861 $268,620,000 $93,000 $4,245,000 $58,000 $751,000
Credit Application Incomplete 2,598 $203,088,000 $78,000 $970,000 $111,000 $2,364,000
Insufficient Cash (Downpayment, Closing Cost) 1,634 $140,737,000 $86,000 $900,000 $93,000 $1,380,000
Collateral 480 $38,448,000 $80,000 $3,250,000 $89,000 $1,096,000
Other 307 $104,561,000 $340,000 $32,914,000 $76,000 $400,000
Employment History 30 $2,186,000 $72,000 $248,000 $78,000 $342,000
Unverifiable Information 27 $2,211,000 $81,000 $231,000 $91,000 $360,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into PNC Bank N.A.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PNC Bank N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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