PNC Bank N.A. Mortgage Lending & HMDA Data, 2007
In 2007, PNC Bank N.A. of Pittsburgh, PA reported 43,042 mortgage applications totaling $8.4 billion, down 15% from 2006. The average application was for $194,563, and applicants reported an average income of $81,454. 40% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Philadelphia, PA (5,147), Pittsburgh, PA (4,660) and Edison, NJ (2,351) (applications in parentheses).
| Mortgage Company & Address | PNC Bank N.A. 249 Fifth Ave. Ms P1-Popp-22-2 Pittsburgh, PA 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 43,042 |
| Total Mortgage Loan Application Amount | $8,374,393,000 |
| Average Mortgage Loan Application Amount | $194,563 |
| Highest Mortgage Loan Application Amount | $95,273,000 |
| Average Applicant Income | $81,454 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PNC Bank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 5,147 | $ 363,048,000 | $ 70,535 | $ 80,000 |
| Pittsburgh, PA | 4,660 | $ 251,249,000 | $ 53,916 | $ 75,000 |
| Edison, NJ | 2,351 | $ 259,055,000 | $ 110,189 | $ 113,000 |
| Camden, NJ | 2,089 | $ 142,255,000 | $ 68,097 | $ 80,000 |
| Newark-Union, NJ-PA | 2,047 | $ 279,666,000 | $ 136,622 | $ 106,904 |
| New York-White Plains-Wayne, NY-NJ | 1,894 | $ 273,242,000 | $ 144,267 | $ 109,630 |
| Louisville-Jefferson County, KY-IN | 1,861 | $ 96,866,000 | $ 52,050 | $ 66,845 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,629 | $ 287,925,000 | $ 176,749 | $ 108,074 |
| Scranton--Wilkes-Barre, PA | 1,616 | $ 79,683,000 | $ 49,308 | $ 60,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,590 | $ 130,036,000 | $ 81,783 | $ 81,964 |
| Allentown-Bethlehem-Easton, PA-NJ | 1,525 | $ 107,025,000 | $ 70,180 | $ 80,605 |
| Baltimore-Towson, MD | 861 | $ 136,300,000 | $ 158,304 | $ 108,000 |
| Erie, PA | 710 | $ 50,269,000 | $ 70,801 | $ 68,000 |
| Harrisburg-Carlisle, PA | 603 | $ 40,017,000 | $ 66,363 | $ 78,000 |
| Bethesda-Gaithersburg-Frederick, MD | 575 | $ 111,389,000 | $ 193,720 | $ 106,000 |
| Los Angeles-Long Beach-Glendale, CA | 563 | $ 711,980,000 | $ 1,264,618 | $ 5,000 |
| Chicago-Naperville-Joliet, IL | 459 | $ 110,604,000 | $ 240,967 | $ 102,000 |
| Atlantic City, NJ | 395 | $ 33,292,000 | $ 84,283 | $ 82,000 |
| Trenton-Ewing, NJ | 368 | $ 41,271,000 | $ 112,149 | $ 114,000 |
| Wilmington, DE-MD-NJ | 304 | $ 40,754,000 | $ 134,059 | $ 92,118 |
| Santa Ana-Anaheim-Irvine, CA | 302 | $ 219,809,000 | $ 727,844 | $ 4,000 |
| Oakland-Fremont-Hayward, CA | 264 | $ 198,354,000 | $ 751,340 | $ 3,000 |
| San Francisco-San Mateo-Redwood City, CA | 255 | $ 325,052,000 | $ 1,274,713 | $ 0 |
| York-Hanover, PA | 253 | $ 16,548,000 | $ 65,407 | $ 89,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 250 | $ 291,877,000 | $ 1,167,508 | $ 2,000 |
| Lancaster, PA | 242 | $ 15,461,000 | $ 63,888 | $ 101,000 |
| Ocean City, NJ | 232 | $ 36,542,000 | $ 157,508 | $ 121,000 |
| Denver-Aurora, CO | 215 | $ 45,093,000 | $ 209,734 | $ 97,000 |
| San Diego-Carlsbad-San Marcos, CA | 211 | $ 178,675,000 | $ 846,800 | $ 11,000 |
| Nassau-Suffolk, NY | 208 | $ 51,919,000 | $ 249,610 | $ 100,000 |
| Phoenix-Mesa-Scottsdale, AZ | 199 | $ 129,135,000 | $ 648,919 | $ 67,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 197 | $ 42,182,000 | $ 214,121 | $ 67,213 |
| State College, PA | 195 | $ 17,008,000 | $ 87,220 | $ 81,000 |
| Atlanta-Sandy Springs-Marietta, GA | 193 | $ 55,570,000 | $ 287,927 | $ 64,000 |
| Hagerstown-Martinsburg, MD-WV | 173 | $ 15,890,000 | $ 91,849 | $ 62,751 |
| Elizabethtown, KY | 159 | $ 9,256,000 | $ 58,213 | $ 65,000 |
| Lexington-Fayette, KY | 149 | $ 25,131,000 | $ 168,664 | $ 84,000 |
| St. Louis, MO-IL | 130 | $ 79,530,000 | $ 611,769 | $ 96,000 |
| Seattle-Bellevue-Everett, WA | 114 | $ 185,089,000 | $ 1,623,587 | $ 16,000 |
| Reading, PA | 113 | $ 8,092,000 | $ 71,610 | $ 88,000 |
| Charlotte-Gastonia-Concord, NC-SC | 111 | $ 12,714,000 | $ 114,540 | $ 86,216 |
| Richmond, VA | 109 | $ 11,292,000 | $ 103,596 | $ 103,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 108 | $ 15,068,000 | $ 139,518 | $ 75,777 |
| Salisbury, MD | 105 | $ 10,898,000 | $ 103,790 | $ 61,000 |
| Vineland-Millville-Bridgeton, NJ | 104 | $ 6,789,000 | $ 65,278 | $ 68,000 |
| Tampa-St. Petersburg-Clearwater, FL | 92 | $ 51,455,000 | $ 559,293 | $ 63,000 |
| Indianapolis-Carmel, IN | 91 | $ 18,187,000 | $ 199,857 | $ 120,000 |
| Williamsport, PA | 90 | $ 4,977,000 | $ 55,300 | $ 61,000 |
| Riverside-San Bernardino-Ontario, CA | 87 | $ 156,433,000 | $ 1,798,080 | $ 21,000 |
| Raleigh-Cary, NC | 84 | $ 9,119,000 | $ 108,559 | $ 118,000 |
| Salt Lake City, UT | 84 | $ 14,261,000 | $ 169,773 | $ 68,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 80 | $ 47,710,000 | $ 596,375 | $ 10,000 |
| Bridgeport-Stamford-Norwalk, CT | 77 | $ 31,834,000 | $ 413,428 | $ 127,000 |
| Orlando-Kissimmee, FL | 73 | $ 113,206,000 | $ 1,550,767 | $ 76,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 73 | $ 89,443,000 | $ 1,225,246 | $ 0 |
| Kansas City, MO-KS | 71 | $ 18,771,000 | $ 264,380 | $ 74,887 |
| Lebanon, PA | 70 | $ 3,689,000 | $ 52,700 | $ 81,000 |
| Lake County-Kenosha County, IL-WI | 65 | $ 21,213,000 | $ 326,353 | $ 57,000 |
| Dallas-Plano-Irving, TX | 64 | $ 136,060,000 | $ 2,125,937 | $ 5,000 |
| Boston-Quincy, MA | 62 | $ 56,999,000 | $ 919,338 | $ 42,000 |
| Miami-Miami Beach-Kendall, FL | 62 | $ 22,425,000 | $ 361,693 | $ 100,000 |
| Cambridge-Newton-Framingham, MA | 60 | $ 26,957,000 | $ 449,283 | $ 17,000 |
| Houston-Sugar Land-Baytown, TX | 59 | $ 165,645,000 | $ 2,807,542 | $ 1,000 |
| Tucson, AZ | 58 | $ 25,412,000 | $ 438,137 | $ 67,000 |
| Cleveland-Elyria-Mentor, OH | 52 | $ 7,079,000 | $ 136,134 | $ 96,000 |
| Altoona, PA | 50 | $ 3,582,000 | $ 71,640 | $ 63,000 |
| Colorado Springs, CO | 50 | $ 7,369,000 | $ 147,380 | $ 108,000 |
| Columbus, OH | 48 | $ 6,598,000 | $ 137,458 | $ 86,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 47 | $ 42,587,000 | $ 906,106 | $ 9,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 44 | $ 16,055,000 | $ 364,886 | $ 206,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 44 | $ 7,735,000 | $ 175,795 | $ 109,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 44 | $ 24,845,000 | $ 564,659 | $ 179,000 |
| Cumberland, MD-WV | 43 | $ 2,062,000 | $ 47,953 | $ 63,395 |
| Milwaukee-Waukesha-West Allis, WI | 43 | $ 6,567,000 | $ 152,720 | $ 84,000 |
| Warren-Troy-Farmington Hills, MI | 43 | $ 14,251,000 | $ 331,418 | $ 54,000 |
| Portland-Vancouver-Beaverton, OR-WA | 41 | $ 34,256,000 | $ 835,512 | $ 26,609 |
| Albany-Schenectady-Troy, NY | 39 | $ 15,569,000 | $ 399,205 | $ 92,000 |
| Ogden-Clearfield, UT | 39 | $ 4,447,000 | $ 114,025 | $ 89,000 |
| Youngstown-Warren-Boardman, OH-PA | 38 | $ 2,202,000 | $ 57,947 | $ 68,105 |
| Jacksonville, FL | 36 | $ 10,542,000 | $ 292,833 | $ 54,000 |
| Johnstown, PA | 35 | $ 1,486,000 | $ 42,457 | $ 68,000 |
| Buffalo-Niagara Falls, NY | 34 | $ 1,219,000 | $ 35,852 | $ 87,000 |
| Santa Cruz-Watsonville, CA | 34 | $ 19,147,000 | $ 563,147 | $ 0 |
| Gary, IN | 33 | $ 1,499,000 | $ 45,424 | $ 76,000 |
| Santa Rosa-Petaluma, CA | 33 | $ 32,151,000 | $ 974,272 | $ 6,000 |
| Las Vegas-Paradise, NV | 32 | $ 21,830,000 | $ 682,187 | $ 60,000 |
| Dayton, OH | 31 | $ 2,466,000 | $ 79,548 | $ 93,000 |
| Austin-Round Rock, TX | 30 | $ 118,366,000 | $ 3,945,533 | $ 2,000 |
| Rochester, NY | 30 | $ 1,855,000 | $ 61,833 | $ 80,000 |
| Sarasota-Bradenton-Venice, FL | 30 | $ 10,214,000 | $ 340,466 | $ 53,000 |
| Cape Coral-Fort Myers, FL | 28 | $ 9,935,000 | $ 354,821 | $ 80,000 |
| Durham, NC | 28 | $ 3,485,000 | $ 124,464 | $ 75,000 |
| Akron, OH | 26 | $ 2,461,000 | $ 94,653 | $ 86,000 |
| Fort Wayne, IN | 26 | $ 3,544,000 | $ 136,307 | $ 82,000 |
| Wilmington, NC | 26 | $ 5,574,000 | $ 214,384 | $ 122,000 |
| Boulder, CO | 25 | $ 9,985,000 | $ 399,400 | $ 46,000 |
| Peabody, MA | 24 | $ 9,736,000 | $ 405,666 | $ 40,000 |
| Provo-Orem, UT | 24 | $ 2,145,000 | $ 89,375 | $ 92,000 |
| Naples-Marco Island, FL | 23 | $ 11,193,000 | $ 486,652 | $ 83,000 |
| Peoria, IL | 21 | $ 13,694,000 | $ 652,095 | $ 58,000 |
| Asheville, NC | 20 | $ 5,480,000 | $ 274,000 | $ 128,000 |
| Charleston-North Charleston, SC | 20 | $ 27,155,000 | $ 1,357,750 | $ 155,000 |
| Dover, DE | 20 | $ 1,971,000 | $ 98,550 | $ 122,000 |
| Fort Collins-Loveland, CO | 20 | $ 3,943,000 | $ 197,150 | $ 204,000 |
| South Bend-Mishawaka, IN-MI | 20 | $ 826,000 | $ 41,300 | $ 102,000 |
| Winston-Salem, NC | 20 | $ 825,000 | $ 41,250 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 19 | $ 4,969,000 | $ 261,526 | $ 39,000 |
| Reno-Sparks, NV | 19 | $ 93,521,000 | $ 4,922,157 | $ 8,000 |
| San Luis Obispo-Paso Robles, CA | 19 | $ 11,274,000 | $ 593,368 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 18 | $ 9,739,000 | $ 541,055 | $ 42,000 |
| Greensboro-High Point, NC | 17 | $ 1,845,000 | $ 108,529 | $ 77,000 |
| Kingston, NY | 17 | $ 2,264,000 | $ 133,176 | $ 81,000 |
| Port St. Lucie, FL | 17 | $ 7,290,000 | $ 428,823 | $ 68,000 |
| Providence-New Bedford-Fall River, RI-MA | 17 | $ 7,333,000 | $ 431,352 | $ 22,058 |
| Salinas, CA | 17 | $ 13,866,000 | $ 815,647 | $ 5,000 |
| San Antonio, TX | 16 | $ 27,690,000 | $ 1,730,625 | $ 0 |
| Vallejo-Fairfield, CA | 16 | $ 42,532,000 | $ 2,658,250 | $ 12,000 |
| Charlottesville, VA | 15 | $ 1,827,000 | $ 121,800 | $ 82,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 17,935,000 | $ 1,195,666 | $ 48,000 |
| Napa, CA | 15 | $ 8,356,000 | $ 557,066 | $ 7,000 |
| Tacoma, WA | 15 | $ 7,265,000 | $ 484,333 | $ 49,000 |
| Albuquerque, NM | 14 | $ 5,021,000 | $ 358,642 | $ 28,000 |
| Fresno, CA | 14 | $ 20,235,000 | $ 1,445,357 | $ 0 |
| Champaign-Urbana, IL | 13 | $ 534,000 | $ 41,076 | $ 70,000 |
| Greeley, CO | 13 | $ 1,738,000 | $ 133,692 | $ 81,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 3,584,000 | $ 275,692 | $ 221,000 |
| Sebastian-Vero Beach, FL | 13 | $ 2,088,000 | $ 160,615 | $ 190,000 |
| Stockton, CA | 13 | $ 24,067,000 | $ 1,851,307 | $ 41,000 |
| Birmingham-Hoover, AL | 12 | $ 3,909,000 | $ 325,750 | $ 58,000 |
| Evansville, IN-KY | 12 | $ 11,798,000 | $ 983,166 | $ 77,500 |
| Roanoke, VA | 12 | $ 2,526,000 | $ 210,500 | $ 106,000 |
| Toledo, OH | 12 | $ 13,401,000 | $ 1,116,750 | $ 57,000 |
| Utica-Rome, NY | 12 | $ 619,000 | $ 51,583 | $ 111,000 |
| Barnstable Town, MA | 11 | $ 5,539,000 | $ 503,545 | $ 28,000 |
| Fort Worth-Arlington, TX | 11 | $ 42,577,000 | $ 3,870,636 | $ 436,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 554,000 | $ 50,363 | $ 168,000 |
| Michigan City-La Porte, IN | 11 | $ 495,000 | $ 45,000 | $ 74,000 |
| Oklahoma City, OK | 11 | $ 9,864,000 | $ 896,727 | $ 57,000 |
| Portland-South Portland-Biddeford, ME | 11 | $ 3,089,000 | $ 280,818 | $ 37,000 |
| Rockford, IL | 11 | $ 363,000 | $ 33,000 | $ 58,000 |
| Springfield, MO | 11 | $ 823,000 | $ 74,818 | $ 70,000 |
| Syracuse, NY | 11 | $ 901,000 | $ 81,909 | $ 227,000 |
| Worcester, MA | 11 | $ 3,819,000 | $ 347,181 | $ 47,000 |
| Canton-Massillon, OH | 10 | $ 905,000 | $ 90,500 | $ 56,000 |
| Detroit-Livonia-Dearborn, MI | 10 | $ 1,897,000 | $ 189,700 | $ 27,000 |
| Fort Walton Beach-Crestview-Destin, FL | 10 | $ 2,056,000 | $ 205,600 | $ 65,000 |
| Hartford-West Hartford-East Hartford, CT | 10 | $ 2,799,000 | $ 279,900 | $ 55,000 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 946,000 | $ 94,600 | $ 87,000 |
| Honolulu, HI | 10 | $ 6,149,000 | $ 614,900 | $ 0 |
| Tallahassee, FL | 10 | $ 6,362,000 | $ 636,200 | $ 49,000 |
| Winchester, VA-WV | 10 | $ 2,514,000 | $ 251,400 | $ 59,000 |
| Binghamton, NY | 9 | $ 319,000 | $ 35,444 | $ 90,000 |
| Bowling Green, KY | 9 | $ 417,000 | $ 46,333 | $ 89,000 |
| Madison, WI | 9 | $ 3,077,000 | $ 341,888 | $ 19,000 |
| Memphis, TN-MS-AR | 9 | $ 13,110,000 | $ 1,456,666 | $ 21,000 |
| New Haven-Milford, CT | 9 | $ 3,599,000 | $ 399,888 | $ 55,000 |
| Santa Fe, NM | 9 | $ 3,407,000 | $ 378,555 | $ 11,000 |
| Springfield, IL | 9 | $ 823,000 | $ 91,444 | $ 77,000 |
| Bakersfield, CA | 8 | $ 17,652,000 | $ 2,206,500 | $ 44,000 |
| Bloomington-Normal, IL | 8 | $ 309,000 | $ 38,625 | $ 85,000 |
| Boise City-Nampa, ID | 8 | $ 2,451,000 | $ 306,375 | $ 28,000 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 284,000 | $ 35,500 | $ 118,000 |
| Duluth, MN-WI | 8 | $ 386,000 | $ 48,250 | $ 70,000 |
| Lakeland, FL | 8 | $ 396,000 | $ 49,500 | $ 67,000 |
| Ocala, FL | 8 | $ 13,322,000 | $ 1,665,250 | $ 45,000 |
| Savannah, GA | 8 | $ 1,938,000 | $ 242,250 | $ 62,000 |
| Anderson, IN | 7 | $ 218,000 | $ 31,142 | $ 210,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 685,000 | $ 97,857 | $ 66,000 |
| Bend, OR | 7 | $ 3,341,000 | $ 477,285 | $ 31,000 |
| Columbus, GA-AL | 7 | $ 751,000 | $ 107,285 | $ 65,000 |
| Corpus Christi, TX | 7 | $ 55,985,000 | $ 7,997,857 | $ 0 |
| Decatur, IL | 7 | $ 241,000 | $ 34,428 | $ 47,000 |
| Elkhart-Goshen, IN | 7 | $ 429,000 | $ 61,285 | $ 168,000 |
| Grand Junction, CO | 7 | $ 1,128,000 | $ 161,142 | $ 66,000 |
| Green Bay, WI | 7 | $ 971,000 | $ 138,714 | $ 65,000 |
| Greenville, NC | 7 | $ 218,000 | $ 31,142 | $ 87,000 |
| Jacksonville, NC | 7 | $ 564,000 | $ 80,571 | $ 75,000 |
| Lafayette, IN | 7 | $ 329,000 | $ 47,000 | $ 62,000 |
| Norwich-New London, CT | 7 | $ 1,387,000 | $ 198,142 | $ 75,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 6,608,000 | $ 944,000 | $ 57,285 |
| Racine, WI | 7 | $ 695,000 | $ 99,285 | $ 72,000 |
| Rochester, MN | 7 | $ 953,000 | $ 136,142 | $ 67,000 |
| Weirton-Steubenville, WV-OH | 7 | $ 340,000 | $ 48,571 | $ 54,428 |
| Bloomington, IN | 6 | $ 4,131,000 | $ 688,500 | $ 35,000 |
| Brunswick, GA | 6 | $ 1,631,000 | $ 271,833 | $ 33,000 |
| Fayetteville, NC | 6 | $ 255,000 | $ 42,500 | $ 72,000 |
| Joplin, MO | 6 | $ 178,000 | $ 29,666 | $ 72,000 |
| Knoxville, TN | 6 | $ 1,701,000 | $ 283,500 | $ 16,000 |
| Modesto, CA | 6 | $ 2,802,000 | $ 467,000 | $ 14,000 |
| New Orleans-Metairie-Kenner, LA | 6 | $ 21,294,000 | $ 3,549,000 | $ 0 |
| Panama City-Lynn Haven, FL | 6 | $ 2,288,000 | $ 381,333 | $ 33,000 |
| Prescott, AZ | 6 | $ 1,450,000 | $ 241,666 | $ 234,000 |
| Redding, CA | 6 | $ 2,907,000 | $ 484,500 | $ 51,000 |
| Rockingham County-Strafford County, NH | 6 | $ 609,000 | $ 101,500 | $ 83,000 |
| Spokane, WA | 6 | $ 7,236,000 | $ 1,206,000 | $ 31,000 |
| Terre Haute, IN | 6 | $ 289,000 | $ 48,166 | $ 81,000 |
| Tulsa, OK | 6 | $ 30,141,000 | $ 5,023,500 | $ 0 |
| Baton Rouge, LA | 5 | $ 30,139,000 | $ 6,027,800 | $ 0 |
| Chico, CA | 5 | $ 13,905,000 | $ 2,781,000 | $ 0 |
| Clarksville, TN-KY | 5 | $ 178,000 | $ 35,600 | $ 77,000 |
| Columbia, MO | 5 | $ 16,468,000 | $ 3,293,600 | $ 50,000 |
| Columbia, SC | 5 | $ 4,329,000 | $ 865,800 | $ 0 |
| Gainesville, FL | 5 | $ 49,189,000 | $ 9,837,800 | $ 45,000 |
| Harrisonburg, VA | 5 | $ 226,000 | $ 45,200 | $ 75,000 |
| Logan, UT-ID | 5 | $ 215,000 | $ 43,000 | $ 70,000 |
| Lynchburg, VA | 5 | $ 207,000 | $ 41,400 | $ 106,000 |
| Springfield, MA | 5 | $ 995,000 | $ 199,000 | $ 47,000 |
| Springfield, OH | 5 | $ 385,000 | $ 77,000 | $ 97,000 |
| St. Cloud, MN | 5 | $ 174,000 | $ 34,800 | $ 61,000 |
| Ann Arbor, MI | 4 | $ 7,239,000 | $ 1,809,750 | $ 0 |
| Burlington, NC | 4 | $ 281,000 | $ 70,250 | $ 117,000 |
| Flagstaff, AZ | 4 | $ 793,000 | $ 198,250 | $ 70,000 |
| Gainesville, GA | 4 | $ 1,584,000 | $ 396,000 | $ 29,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 77,000 | $ 19,250 | $ 54,000 |
| Huntsville, AL | 4 | $ 1,647,000 | $ 411,750 | $ 50,000 |
| Janesville, WI | 4 | $ 171,000 | $ 42,750 | $ 138,000 |
| Jefferson City, MO | 4 | $ 216,000 | $ 54,000 | $ 91,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 1,155,000 | $ 288,750 | $ 22,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 217,000 | $ 54,250 | $ 87,000 |
| Muncie, IN | 4 | $ 176,000 | $ 44,000 | $ 64,000 |
| Olympia, WA | 4 | $ 962,000 | $ 240,500 | $ 50,000 |
| Punta Gorda, FL | 4 | $ 499,000 | $ 124,750 | $ 212,000 |
| St. Joseph, MO-KS | 4 | $ 658,000 | $ 164,500 | $ 30,000 |
| Wausau, WI | 4 | $ 102,000 | $ 25,500 | $ 62,000 |
| Albany, GA | 3 | $ 435,000 | $ 145,000 | $ 65,000 |
| Bellingham, WA | 3 | $ 589,000 | $ 196,333 | $ 67,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 88,000 | $ 29,333 | $ 291,000 |
| Carson City, NV | 3 | $ 1,837,000 | $ 612,333 | $ 0 |
| Cedar Rapids, IA | 3 | $ 528,000 | $ 176,000 | $ 46,000 |
| Columbus, IN | 3 | $ 110,000 | $ 36,666 | $ 93,000 |
| Danville, VA | 3 | $ 80,000 | $ 26,666 | $ 150,000 |
| Flint, MI | 3 | $ 468,000 | $ 156,000 | $ 60,000 |
| Glens Falls, NY | 3 | $ 1,353,000 | $ 451,000 | $ 0 |
| Gulfport-Biloxi, MS | 3 | $ 5,656,000 | $ 1,885,333 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 137,000 | $ 45,666 | $ 91,333 |
| Jackson, MS | 3 | $ 1,760,000 | $ 586,666 | $ 0 |
| Kankakee-Bradley, IL | 3 | $ 119,000 | $ 39,666 | $ 122,000 |
| Kokomo, IN | 3 | $ 113,000 | $ 37,666 | $ 63,000 |
| Macon, GA | 3 | $ 477,000 | $ 159,000 | $ 31,000 |
| Madera, CA | 3 | $ 7,538,000 | $ 2,512,666 | $ 41,000 |
| Manchester-Nashua, NH | 3 | $ 212,000 | $ 70,666 | $ 86,000 |
| Mansfield, OH | 3 | $ 141,000 | $ 47,000 | $ 81,000 |
| Missoula, MT | 3 | $ 766,000 | $ 255,333 | $ 25,000 |
| Mobile, AL | 3 | $ 554,000 | $ 184,666 | $ 67,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 3 | $ 501,000 | $ 167,000 | $ 102,000 |
| Pueblo, CO | 3 | $ 120,000 | $ 40,000 | $ 96,000 |
| Rome, GA | 3 | $ 71,000 | $ 23,666 | $ 93,000 |
| Salem, OR | 3 | $ 151,000 | $ 50,333 | $ 82,000 |
| Spartanburg, SC | 3 | $ 1,126,000 | $ 375,333 | $ 19,000 |
| Valdosta, GA | 3 | $ 7,888,000 | $ 2,629,333 | $ 29,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 654,000 | $ 218,000 | $ 37,000 |
| Wenatchee, WA | 3 | $ 1,152,000 | $ 384,000 | $ 22,000 |
| Wichita, KS | 3 | $ 15,156,000 | $ 5,052,000 | $ 23,000 |
| Yuma, AZ | 3 | $ 314,000 | $ 104,666 | $ 89,000 |
| Anchorage, AK | 2 | $ 368,000 | $ 184,000 | $ 51,000 |
| Appleton, WI | 2 | $ 165,000 | $ 82,500 | $ 18,000 |
| Athens-Clarke County, GA | 2 | $ 13,747,000 | $ 6,873,500 | $ 37,000 |
| Beaumont-Port Arthur, TX | 2 | $ 824,000 | $ 412,000 | $ 0 |
| Bremerton-Silverdale, WA | 2 | $ 661,000 | $ 330,500 | $ 40,000 |
| Charleston, WV | 2 | $ 141,000 | $ 70,500 | $ 64,000 |
| Danville, IL | 2 | $ 42,000 | $ 21,000 | $ 62,000 |
| Des Moines-West Des Moines, IA | 2 | $ 533,000 | $ 266,500 | $ 34,000 |
| Eau Claire, WI | 2 | $ 50,000 | $ 25,000 | $ 108,000 |
| El Paso, TX | 2 | $ 1,834,000 | $ 917,000 | $ 0 |
| Fargo, ND-MN | 2 | $ 139,000 | $ 69,500 | $ 124,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 170,000 | $ 85,000 | $ 97,500 |
| Goldsboro, NC | 2 | $ 70,000 | $ 35,000 | $ 56,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 2,391,000 | $ 1,195,500 | $ 0 |
| Ithaca, NY | 2 | $ 52,000 | $ 26,000 | $ 111,000 |
| Kalamazoo-Portage, MI | 2 | $ 63,000 | $ 31,500 | $ 414,000 |
| Las Cruces, NM | 2 | $ 396,000 | $ 198,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 2 | $ 2,096,000 | $ 1,048,000 | $ 0 |
| Morgantown, WV | 2 | $ 130,000 | $ 65,000 | $ 116,000 |
| Owensboro, KY | 2 | $ 63,000 | $ 31,500 | $ 67,000 |
| Palm Coast, FL | 2 | $ 400,000 | $ 200,000 | $ 85,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 135,000 | $ 67,500 | $ 47,000 |
| Pascagoula, MS | 2 | $ 5,972,000 | $ 2,986,000 | $ 0 |
| Pocatello, ID | 2 | $ 3,870,000 | $ 1,935,000 | $ 0 |
| Sandusky, OH | 2 | $ 175,000 | $ 87,500 | $ 80,000 |
| Sheboygan, WI | 2 | $ 545,000 | $ 272,500 | $ 29,000 |
| St. George, UT | 2 | $ 473,000 | $ 236,500 | $ 26,000 |
| Tuscaloosa, AL | 2 | $ 916,000 | $ 458,000 | $ 0 |
| Tyler, TX | 2 | $ 4,217,000 | $ 2,108,500 | $ 0 |
| Visalia-Porterville, CA | 2 | $ 902,000 | $ 451,000 | $ 0 |
| Wheeling, WV-OH | 2 | $ 63,000 | $ 31,500 | $ 187,000 |
| Ames, IA | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Battle Creek, MI | 1 | $ 37,000 | $ 37,000 | $ 108,000 |
| Billings, MT | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Bismarck, ND | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Brownsville-Harlingen, TX | 1 | $ 1,011,000 | $ 1,011,000 | $ 0 |
| Cleveland, TN | 1 | $ 32,000 | $ 32,000 | $ 31,000 |
| Coeur D'Alene, ID | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| Dalton, GA | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| El Centro, CA | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Eugene-Springfield, OR | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Farmington, NM | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 2,452,000 | $ 2,452,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Hanford-Corcoran, CA | 1 | $ 932,000 | $ 932,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 1 | $ 10,000 | $ 10,000 | $ 780,000 |
| Holland-Grand Haven, MI | 1 | $ 15,000 | $ 15,000 | $ 125,000 |
| Jackson, MI | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Kennewick-Richland-Pasco, WA | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 2,244,000 | $ 2,244,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 130,000 | $ 130,000 | $ 164,000 |
| Lafayette, LA | 1 | $ 500,000 | $ 500,000 | $ 333,000 |
| Laredo, TX | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Lawrence, KS | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 1,041,000 | $ 1,041,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 10,000 | $ 10,000 | $ 110,000 |
| Lincoln, NE | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Longview, TX | 1 | $ 8,000,000 | $ 8,000,000 | $ 0 |
| Longview, WA | 1 | $ 22,000 | $ 22,000 | $ 151,000 |
| Monroe, LA | 1 | $ 4,896,000 | $ 4,896,000 | $ 0 |
| Monroe, MI | 1 | $ 10,000 | $ 10,000 | $ 95,000 |
| Montgomery, AL | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Muskegon-Norton Shores, MI | 1 | $ 43,000 | $ 43,000 | $ 106,000 |
| Niles-Benton Harbor, MI | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Oshkosh-Neenah, WI | 1 | $ 48,000 | $ 48,000 | $ 125,000 |
| Pine Bluff, AR | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Pittsfield, MA | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Rapid City, SD | 1 | $ 668,000 | $ 668,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 40,000 | $ 40,000 | $ 84,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 12,000 | $ 12,000 | $ 58,000 |
| Sioux City, IA-NE-SD | 1 | $ 10,000 | $ 10,000 | $ 125,000 |
| Waco, TX | 1 | $ 6,342,000 | $ 6,342,000 | $ 0 |
| Warner Robins, GA | 1 | $ 52,000 | $ 52,000 | $ 50,000 |
| Yuba City, CA | 1 | $ 640,000 | $ 640,000 | $ 600,000 |
Mortgage Loan Application Detail Totals for PNC Bank N.A. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 20,883 | $1,024,502,000 | $49,000 | $22,533,000 | $83,000 | $9,999,000 |
| Refinancing | 16,633 | $4,833,445,000 | $290,000 | $95,273,000 | $79,000 | $4,800,000 |
| Home Purchase | 5,526 | $2,516,446,000 | $455,000 | $95,000,000 | $83,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,409 | $1,677,351,000 | $71,000 | $6,000,000 | $96,000 | $9,999,000 |
| Not Provided | 6,284 | $440,454,000 | $70,000 | $3,621,000 | $101,000 | $9,999,000 |
| Not applicable | 5,693 | $5,731,537,000 | $1,006,000 | $95,273,000 | $8,000 | $2,058,000 |
| Black or African American | 3,928 | $232,454,000 | $59,000 | $920,000 | $66,000 | $4,800,000 |
| Hispanic | 2,334 | $166,145,000 | $71,000 | $1,111,000 | $74,000 | $1,860,000 |
| Asian | 1,190 | $106,522,000 | $89,000 | $1,000,000 | $108,000 | $1,664,000 |
| American Indian or Alaskan Native | 105 | $11,115,000 | $105,000 | $1,500,000 | $106,000 | $755,000 |
| Native Hawaiian or Other Pacific Islander | 99 | $8,815,000 | $89,000 | $608,000 | $108,000 | $580,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 42,807 | $8,308,039,000 | $194,000 | $95,273,000 | $82,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 234 | $66,229,000 | $283,000 | $40,135,000 | $51,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $125,000 | $125,000 | $125,000 | $133,000 | $133,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,118 | $3,901,149,000 | $227,000 | $95,273,000 | $97,000 | $9,999,000 |
| Application Denied By Financial Institution | 14,666 | $1,135,965,000 | $77,000 | $32,914,000 | $74,000 | $2,900,000 |
| Application Approved But Not Accepted | 6,168 | $628,485,000 | $101,000 | $95,000,000 | $111,000 | $3,684,000 |
| Loan Purchased By The Institution | 4,895 | $2,588,706,000 | $528,000 | $2,000,000 | $9,000 | $2,058,000 |
| Application Withdrawn By Applicant | 164 | $112,420,000 | $685,000 | $36,750,000 | $181,000 | $9,999,000 |
| File Closed For Incompleteness | 31 | $7,668,000 | $247,000 | $2,150,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,729 | $376,114,000 | $55,000 | $1,000,000 | $60,000 | $2,900,000 |
| Debt-To-Income Ratio | 2,861 | $268,620,000 | $93,000 | $4,245,000 | $58,000 | $751,000 |
| Credit Application Incomplete | 2,598 | $203,088,000 | $78,000 | $970,000 | $111,000 | $2,364,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,634 | $140,737,000 | $86,000 | $900,000 | $93,000 | $1,380,000 |
| Collateral | 480 | $38,448,000 | $80,000 | $3,250,000 | $89,000 | $1,096,000 |
| Other | 307 | $104,561,000 | $340,000 | $32,914,000 | $76,000 | $400,000 |
| Employment History | 30 | $2,186,000 | $72,000 | $248,000 | $78,000 | $342,000 |
| Unverifiable Information | 27 | $2,211,000 | $81,000 | $231,000 | $91,000 | $360,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PNC Bank N.A.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PNC Bank N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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