Premium Capital Funding LLC Mortgage Lending & HMDA Data, 2005

In 2005, Premium Capital Funding LLC of Jericho, NY reported 3,917 mortgage applications totaling $743.7 million, up 131% from 2004. The average application was for $189,873, and applicants reported an average income of $85,381. 52% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Nassau-Suffolk, NY (334), New York-Wayne-White Plains, NY-NJ (300) and Phoenix-Mesa-Scottsdale, AZ (145) (applications in parentheses).

Mortgage Company & Address Premium Capital Funding LLC
125 Jericho Tpke
Jericho, NY 11753
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,917
Total Mortgage Loan Application Amount $743,735,000
Average Mortgage Loan Application Amount $189,873
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $85,381
Highest Applicant Income $1,385,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premium Capital Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Premium Capital Funding LLC by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk, New York 201 $ 47,435,000 $ 235,995 $ 124,000
Nassau, New York 133 $ 38,207,000 $ 287,270 $ 136,000
Queens, New York 127 $ 35,983,000 $ 283,330 $ 105,000
Clark, Nevada 124 $ 20,055,000 $ 161,733 $ 84,000
Maricopa, Arizona 122 $ 20,492,000 $ 167,967 $ 78,000
Los Angeles, California 102 $ 21,031,000 $ 206,186 $ 92,000
Broward, Florida 75 $ 15,359,000 $ 204,786 $ 102,000
Kings, New York 68 $ 19,904,000 $ 292,705 $ 106,000
Palm Beach, Florida 56 $ 10,956,000 $ 195,642 $ 121,000
Riverside, California 54 $ 8,395,000 $ 155,462 $ 94,000
Suffolk, Massachusetts 51 $ 13,119,000 $ 257,235 $ 143,000
San Bernardino, California 45 $ 6,736,000 $ 149,688 $ 79,000
Cook, Illinois 39 $ 5,593,000 $ 143,410 $ 81,000
Prince George's, Maryland 39 $ 8,408,000 $ 215,589 $ 90,000
Bronx, New York 31 $ 7,414,000 $ 239,161 $ 112,000
Essex, New Jersey 30 $ 6,005,000 $ 200,166 $ 132,000
Westchester, New York 30 $ 9,554,000 $ 318,466 $ 125,000
Orange, California 29 $ 5,320,000 $ 183,448 $ 131,000
Richmond, New York 29 $ 8,527,000 $ 294,034 $ 116,000
Sacramento, California 26 $ 5,751,000 $ 221,192 $ 99,000
Middlesex, New Jersey 26 $ 7,830,000 $ 301,153 $ 94,000
Orange, New York 26 $ 4,189,000 $ 161,115 $ 67,000
Philadelphia, Pennsylvania 25 $ 2,594,000 $ 103,760 $ 85,000
Pinal, Arizona 23 $ 3,413,000 $ 148,391 $ 53,000
San Diego, California 23 $ 4,498,000 $ 195,565 $ 109,000
Essex, Massachusetts 23 $ 5,769,000 $ 250,826 $ 82,000
Worcester, Massachusetts 23 $ 5,282,000 $ 229,652 $ 85,000
Contra Costa, California 22 $ 5,968,000 $ 271,272 $ 88,000
Middlesex, Massachusetts 22 $ 4,937,000 $ 224,409 $ 95,000
Ocean, New Jersey 22 $ 5,259,000 $ 239,045 $ 86,000
Miami-Dade, Florida 21 $ 3,637,000 $ 173,190 $ 109,000
Monmouth, New Jersey 21 $ 3,942,000 $ 187,714 $ 107,000
Passaic, New Jersey 21 $ 5,364,000 $ 255,428 $ 97,000
Fairfield, Connecticut 20 $ 4,436,000 $ 221,800 $ 87,000
Bergen, New Jersey 20 $ 6,766,000 $ 338,300 $ 114,000
Mecklenburg, North Carolina 20 $ 1,899,000 $ 94,950 $ 61,000
Orange, Florida 18 $ 3,044,000 $ 169,111 $ 109,000
Montgomery, Maryland 18 $ 5,705,000 $ 316,944 $ 129,000
Plymouth, Massachusetts 18 $ 4,996,000 $ 277,555 $ 89,000
Volusia, Florida 17 $ 2,358,000 $ 138,705 $ 178,000
Bristol, Massachusetts 17 $ 3,247,000 $ 191,000 $ 67,000
Pima, Arizona 16 $ 2,897,000 $ 181,062 $ 77,000
Pinellas, Florida 16 $ 2,442,000 $ 152,625 $ 71,000
Norfolk, Massachusetts 16 $ 3,783,000 $ 236,437 $ 141,000
Union, New Jersey 16 $ 5,232,000 $ 327,000 $ 99,000
San Joaquin, California 15 $ 3,860,000 $ 257,333 $ 83,000
Adams, Colorado 15 $ 2,000,000 $ 133,333 $ 60,000
Arapahoe, Colorado 15 $ 2,850,000 $ 190,000 $ 150,000
Baltimore, Maryland 15 $ 2,419,000 $ 161,266 $ 71,000
Hudson, New Jersey 15 $ 4,536,000 $ 302,400 $ 132,000
New Haven, Connecticut 14 $ 2,982,000 $ 213,000 $ 84,000
Duval, Florida 14 $ 1,858,000 $ 132,714 $ 67,000
Fulton, Georgia 14 $ 2,354,000 $ 168,142 $ 117,000
Lake, Indiana 14 $ 866,000 $ 61,857 $ 53,000
Kern, California 13 $ 1,560,000 $ 120,000 $ 43,000
Lee, Florida 13 $ 1,929,000 $ 148,384 $ 73,000
Polk, Florida 13 $ 1,660,000 $ 127,692 $ 60,000
Porter, Indiana 13 $ 1,729,000 $ 133,000 $ 93,000
Baltimore City, Maryland 13 $ 1,241,000 $ 95,461 $ 42,000
Dutchess, New York 13 $ 3,711,000 $ 285,461 $ 131,000
Monroe, Pennsylvania 13 $ 2,796,000 $ 215,076 $ 102,000
Yavapai, Arizona 12 $ 2,388,000 $ 199,000 $ 91,000
Alameda, California 12 $ 4,029,000 $ 335,750 $ 108,000
Denver, Colorado 12 $ 2,566,000 $ 213,833 $ 100,000
Hartford, Connecticut 12 $ 2,013,000 $ 167,750 $ 60,000
Hillsborough, Florida 12 $ 2,149,000 $ 179,083 $ 58,000
DeKalb, Georgia 12 $ 1,528,000 $ 127,333 $ 59,000
Barnstable, Massachusetts 12 $ 3,745,000 $ 312,083 $ 135,000
Mercer, New Jersey 12 $ 1,733,000 $ 144,416 $ 73,000
Ulster, New York 12 $ 3,309,000 $ 275,750 $ 110,000
Jefferson, Colorado 11 $ 1,908,000 $ 173,454 $ 82,000
Pasco, Florida 11 $ 1,445,000 $ 131,363 $ 91,000
Wayne, Michigan 11 $ 1,133,000 $ 103,000 $ 74,000
Burlington, New Jersey 11 $ 2,151,000 $ 195,545 $ 123,000
Camden, New Jersey 11 $ 1,756,000 $ 159,636 $ 73,000
Norfolk, Virginia 11 $ 1,453,000 $ 132,090 $ 52,000
Virginia Beach, Virginia 11 $ 1,598,000 $ 145,272 $ 61,000
Seminole, Florida 10 $ 1,943,000 $ 194,300 $ 96,000
Hampden, Massachusetts 10 $ 1,252,000 $ 125,200 $ 68,000
Hamilton, Ohio 10 $ 1,373,000 $ 137,300 $ 60,000
Bucks, Pennsylvania 10 $ 1,897,000 $ 189,700 $ 79,000
Horry, South Carolina 10 $ 1,193,000 $ 119,300 $ 52,000
Fairfax, Virginia 10 $ 2,619,000 $ 261,900 $ 96,000
Solano, California 9 $ 2,278,000 $ 253,111 $ 84,000
Tulare, California 9 $ 1,899,000 $ 211,000 $ 185,000
El Paso, Colorado 9 $ 1,493,000 $ 165,888 $ 67,000
Brevard, Florida 9 $ 1,341,000 $ 149,000 $ 53,000
Escambia, Florida 9 $ 1,585,000 $ 176,111 $ 127,000
Cumberland, Maine 9 $ 1,207,000 $ 134,111 $ 69,000
Anne Arundel, Maryland 9 $ 1,797,000 $ 199,666 $ 91,000
Nye, Nevada 9 $ 1,449,000 $ 161,000 $ 63,000
Delaware, Pennsylvania 9 $ 1,322,000 $ 146,888 $ 55,000
Prince William, Virginia 9 $ 2,201,000 $ 244,555 $ 69,000
King, Washington 9 $ 2,146,000 $ 238,444 $ 81,000
Mohave, Arizona 8 $ 1,265,000 $ 158,125 $ 49,000
Navajo, Arizona 8 $ 723,000 $ 90,375 $ 42,000
Fresno, California 8 $ 1,908,000 $ 238,500 $ 91,000
Ventura, California 8 $ 1,211,000 $ 151,375 $ 83,000
St. Lucie, Florida 8 $ 1,094,000 $ 136,750 $ 56,000
Oakland, Michigan 8 $ 1,178,000 $ 147,250 $ 58,000
Bernalillo, New Mexico 8 $ 1,016,000 $ 127,000 $ 70,000
Erie, New York 8 $ 935,000 $ 116,875 $ 55,000
Monroe, New York 8 $ 736,000 $ 92,000 $ 73,000
Rockland, New York 8 $ 1,563,000 $ 195,375 $ 80,000
Schenectady, New York 8 $ 896,000 $ 112,000 $ 65,000
Wake, North Carolina 8 $ 1,246,000 $ 155,750 $ 86,000
Cuyahoga, Ohio 8 $ 1,026,000 $ 128,250 $ 44,000
Summit, Ohio 8 $ 2,199,000 $ 274,875 $ 87,000
Montgomery, Pennsylvania 8 $ 1,883,000 $ 235,375 $ 77,000
Santa Clara, California 7 $ 2,499,000 $ 357,000 $ 93,000
Osceola, Florida 7 $ 1,348,000 $ 192,571 $ 57,000
Cobb, Georgia 7 $ 775,000 $ 110,714 $ 69,000
Kenton, Kentucky 7 $ 784,000 $ 112,000 $ 49,000
Harford, Maryland 7 $ 1,237,000 $ 176,714 $ 72,000
Atlantic, New Jersey 7 $ 1,103,000 $ 157,571 $ 63,000
Cape May, New Jersey 7 $ 2,397,000 $ 342,428 $ 54,000
Gloucester, New Jersey 7 $ 997,000 $ 142,428 $ 72,000
Albany, New York 7 $ 1,258,000 $ 179,714 $ 96,000
Forsyth, North Carolina 7 $ 762,000 $ 108,857 $ 58,000
Guilford, North Carolina 7 $ 616,000 $ 88,000 $ 93,000
Montgomery, Ohio 7 $ 671,000 $ 95,857 $ 44,000
Shelby, Tennessee 7 $ 1,152,000 $ 164,571 $ 80,000
Chesterfield, Virginia 7 $ 948,000 $ 135,428 $ 56,000
Frederick, Virginia 7 $ 1,309,000 $ 187,000 $ 94,000
Henrico, Virginia 7 $ 885,000 $ 126,428 $ 57,000
Cochise, Arizona 6 $ 573,000 $ 95,500 $ 47,000
Lake, Illinois 6 $ 781,000 $ 130,166 $ 64,000
York, Maine 6 $ 1,635,000 $ 272,500 $ 156,000
Genesee, Michigan 6 $ 716,000 $ 119,333 $ 46,000
Jackson, Michigan 6 $ 921,000 $ 153,500 $ 52,000
Washoe, Nevada 6 $ 1,145,000 $ 190,833 $ 55,000
Hillsborough, New Hampshire 6 $ 1,250,000 $ 208,333 $ 89,000
Rockingham, New Hampshire 6 $ 1,564,000 $ 260,666 $ 93,000
Greene, New York 6 $ 653,000 $ 108,833 $ 80,000
Cumberland, North Carolina 6 $ 622,000 $ 103,666 $ 91,000
Lancaster, Pennsylvania 6 $ 1,023,000 $ 170,500 $ 92,000
York, Pennsylvania 6 $ 571,000 $ 95,166 $ 42,000
Providence, Rhode Island 6 $ 1,019,000 $ 169,833 $ 52,000
Shenandoah, Virginia 6 $ 1,028,000 $ 171,333 $ 51,000
Spotsylvania, Virginia 6 $ 1,178,000 $ 196,333 $ 99,000
Warren, Virginia 6 $ 899,000 $ 149,833 $ 41,000
Madera, California 5 $ 1,074,000 $ 214,800 $ 53,000
Stanislaus, California 5 $ 1,340,000 $ 268,000 $ 54,000
Weld, Colorado 5 $ 596,000 $ 119,200 $ 96,000
Litchfield, Connecticut 5 $ 646,000 $ 129,200 $ 50,000
Lake, Florida 5 $ 898,000 $ 179,600 $ 70,000
Sarasota, Florida 5 $ 1,064,000 $ 212,800 $ 91,000
Newton, Georgia 5 $ 685,000 $ 137,000 $ 89,000
DuPage, Illinois 5 $ 834,000 $ 166,800 $ 75,000
LaSalle, Illinois 5 $ 849,000 $ 169,800 $ 112,000
Marion, Indiana 5 $ 475,000 $ 95,000 $ 63,000
Frederick, Maryland 5 $ 1,621,000 $ 324,200 $ 129,000
Franklin, Massachusetts 5 $ 959,000 $ 191,800 $ 97,000
Cheshire, New Hampshire 5 $ 765,000 $ 153,000 $ 67,000
San Juan, New Mexico 5 $ 895,000 $ 179,000 $ 97,000
Montgomery, New York 5 $ 363,000 $ 72,600 $ 40,000
Onondaga, New York 5 $ 522,000 $ 104,400 $ 90,000
Sullivan, New York 5 $ 854,000 $ 170,800 $ 86,000
Buncombe, North Carolina 5 $ 523,000 $ 104,600 $ 85,000
Catawba, North Carolina 5 $ 407,000 $ 81,400 $ 39,000
Durham, North Carolina 5 $ 562,000 $ 112,400 $ 66,000
Chester, Pennsylvania 5 $ 1,002,000 $ 200,400 $ 60,000
Pike, Pennsylvania 5 $ 863,000 $ 172,600 $ 63,000
Amelia, Virginia 5 $ 559,000 $ 111,800 $ 36,000
Loudoun, Virginia 5 $ 1,665,000 $ 333,000 $ 106,000
Stafford, Virginia 5 $ 1,153,000 $ 230,600 $ 66,000
Coconino, Arizona 4 $ 574,000 $ 143,500 $ 55,000
Butte, California 4 $ 632,000 $ 158,000 $ 45,000
Lake, California 4 $ 633,000 $ 158,250 $ 35,000
Nevada, California 4 $ 834,000 $ 208,500 $ 82,000
Sonoma, California 4 $ 1,227,000 $ 306,750 $ 102,000
Douglas, Colorado 4 $ 1,232,000 $ 308,000 $ 110,000
Mesa, Colorado 4 $ 681,000 $ 170,250 $ 63,000
Tolland, Connecticut 4 $ 710,000 $ 177,500 $ 97,000
Windham, Connecticut 4 $ 476,000 $ 119,000 $ 45,000
Sussex, Delaware 4 $ 247,000 $ 61,750 $ 117,000
Collier, Florida 4 $ 552,000 $ 138,000 $ 99,000
Indian River, Florida 4 $ 622,000 $ 155,500 $ 61,000
Manatee, Florida 4 $ 512,000 $ 128,000 $ 48,000
Chatham, Georgia 4 $ 444,000 $ 111,000 $ 68,000
Coweta, Georgia 4 $ 368,000 $ 92,000 $ 35,000
Fayette, Georgia 4 $ 1,465,000 $ 366,250 $ 159,000
Gwinnett, Georgia 4 $ 679,000 $ 169,750 $ 81,000
Muscogee, Georgia 4 $ 395,000 $ 98,750 $ 60,000
Christian, Illinois 4 $ 488,000 $ 122,000 $ 30,000
Kane, Illinois 4 $ 1,110,000 $ 277,500 $ 108,000
McHenry, Illinois 4 $ 883,000 $ 220,750 $ 100,000
Monroe, Indiana 4 $ 435,000 $ 108,750 $ 59,000
Vanderburgh, Indiana 4 $ 458,000 $ 114,500 $ 43,000
Boone, Kentucky 4 $ 1,112,000 $ 278,000 $ 101,000
Jefferson, Kentucky 4 $ 438,000 $ 109,500 $ 38,000
Sagadahoc, Maine 4 $ 405,000 $ 101,250 $ 61,000
Calvert, Maryland 4 $ 740,000 $ 185,000 $ 87,000
Allegan, Michigan 4 $ 746,000 $ 186,500 $ 39,000
Washtenaw, Michigan 4 $ 989,000 $ 247,250 $ 69,000
Merrimack, New Hampshire 4 $ 633,000 $ 158,250 $ 120,000
Cayuga, New York 4 $ 543,000 $ 135,750 $ 72,000
Delaware, New York 4 $ 603,000 $ 150,750 $ 65,000
Jefferson, New York 4 $ 407,000 $ 101,750 $ 77,000
New York, New York 4 $ 2,035,000 $ 508,750 $ 471,000
Otsego, New York 4 $ 423,000 $ 105,750 $ 48,000
Washington, New York 4 $ 421,000 $ 105,250 $ 76,000
Butler, Ohio 4 $ 556,000 $ 139,000 $ 61,000
Erie, Ohio 4 $ 213,000 $ 53,250 $ 39,000
Jackson, Oregon 4 $ 386,000 $ 96,500 $ 59,000
Berks, Pennsylvania 4 $ 511,000 $ 127,750 $ 65,000
Dorchester, South Carolina 4 $ 764,000 $ 191,000 $ 97,000
Richland, South Carolina 4 $ 455,000 $ 113,750 $ 42,000
Washington, Utah 4 $ 604,000 $ 151,000 $ 62,000
Chesapeake, Virginia 4 $ 599,000 $ 149,750 $ 86,000
Hampton, Virginia 4 $ 448,000 $ 112,000 $ 35,000
Newport News, Virginia 4 $ 465,000 $ 116,250 $ 51,000
Orange, Virginia 4 $ 577,000 $ 144,250 $ 31,000
Suffolk, Virginia 4 $ 814,000 $ 203,500 $ 59,000
Yuma, Arizona 3 $ 276,000 $ 92,000 $ 61,000
Amador, California 3 $ 619,000 $ 206,333 $ 81,000
El Dorado, California 3 $ 784,000 $ 261,333 $ 103,000
Placer, California 3 $ 497,000 $ 165,666 $ 113,000
Plumas, California 3 $ 577,000 $ 192,333 $ 88,000
Shasta, California 3 $ 586,000 $ 195,333 $ 114,000
Sutter, California 3 $ 226,000 $ 75,333 $ 105,000
Tehama, California 3 $ 385,000 $ 128,333 $ 67,000
Boulder, Colorado 3 $ 581,000 $ 193,666 $ 102,000
Clay, Florida 3 $ 385,000 $ 128,333 $ 53,000
Hernando, Florida 3 $ 374,000 $ 124,666 $ 29,000
Leon, Florida 3 $ 420,000 $ 140,000 $ 79,000
Marion, Florida 3 $ 466,000 $ 155,333 $ 51,000
Monroe, Florida 3 $ 565,000 $ 188,333 $ 78,000
Putnam, Florida 3 $ 268,000 $ 89,333 $ 42,000
Santa Rosa, Florida 3 $ 554,000 $ 184,666 $ 216,000
Clayton, Georgia 3 $ 271,000 $ 90,333 $ 47,000
Douglas, Georgia 3 $ 269,000 $ 89,666 $ 69,000
Hall, Georgia 3 $ 500,000 $ 166,666 $ 119,000
Henry, Georgia 3 $ 265,000 $ 88,333 $ 62,000
Troup, Georgia 3 $ 253,000 $ 84,333 $ 52,000
Henry, Illinois 3 $ 197,000 $ 65,666 $ 74,000
Madison, Illinois 3 $ 207,000 $ 69,000 $ 54,000
Sangamon, Illinois 3 $ 314,000 $ 104,666 $ 78,000
Hamilton, Indiana 3 $ 1,014,000 $ 338,000 $ 124,000
Johnson, Indiana 3 $ 431,000 $ 143,666 $ 66,000
Newton, Indiana 3 $ 230,000 $ 76,666 $ 79,000
St. Joseph, Indiana 3 $ 216,000 $ 72,000 $ 23,000
Daviess, Kentucky 3 $ 327,000 $ 109,000 $ 115,000
Androscoggin, Maine 3 $ 496,000 $ 165,333 $ 66,000
Hancock, Maine 3 $ 645,000 $ 215,000 $ 207,000
Lincoln, Maine 3 $ 522,000 $ 174,000 $ 63,000
Penobscot, Maine 3 $ 367,000 $ 122,333 $ 77,000
Allegany, Maryland 3 $ 209,000 $ 69,666 $ 61,000
Cecil, Maryland 3 $ 522,000 $ 174,000 $ 73,000
Charles, Maryland 3 $ 818,000 $ 272,666 $ 111,000
Berkshire, Massachusetts 3 $ 420,000 $ 140,000 $ 70,000
St. Clair, Michigan 3 $ 504,000 $ 168,000 $ 143,000
Otter Tail, Minnesota 3 $ 453,000 $ 151,000 $ 58,000
Washington, Minnesota 3 $ 481,000 $ 160,333 $ 71,000
Carson City, Nevada 3 $ 588,000 $ 196,000 $ 74,000
Coos, New Hampshire 3 $ 294,000 $ 98,000 $ 6,000
Strafford, New Hampshire 3 $ 472,000 $ 157,333 $ 65,000
Cumberland, New Jersey 3 $ 418,000 $ 139,333 $ 66,000
Morris, New Jersey 3 $ 855,000 $ 285,000 $ 67,000
Somerset, New Jersey 3 $ 722,000 $ 240,666 $ 80,000
Sussex, New Jersey 3 $ 470,000 $ 156,666 $ 65,000
Chemung, New York 3 $ 204,000 $ 68,000 $ 38,000
Livingston, New York 3 $ 324,000 $ 108,000 $ 67,000
Oneida, New York 3 $ 335,000 $ 111,666 $ 51,000
Putnam, New York 3 $ 638,000 $ 212,666 $ 87,000
Rensselaer, New York 3 $ 381,000 $ 127,000 $ 104,000
Tompkins, New York 3 $ 319,000 $ 106,333 $ 53,000
Warren, New York 3 $ 341,000 $ 113,666 $ 94,000
Cleveland, North Carolina 3 $ 308,000 $ 102,666 $ 51,000
Currituck, North Carolina 3 $ 616,000 $ 205,333 $ 67,000
Iredell, North Carolina 3 $ 216,000 $ 72,000 $ 27,000
Johnston, North Carolina 3 $ 225,000 $ 75,000 $ 54,000
New Hanover, North Carolina 3 $ 482,000 $ 160,666 $ 72,000
Onslow, North Carolina 3 $ 416,000 $ 138,666 $ 116,000
Swain, North Carolina 3 $ 479,000 $ 159,666 $ 65,000
Dauphin, Pennsylvania 3 $ 518,000 $ 172,666 $ 58,000
Erie, Pennsylvania 3 $ 340,000 $ 113,333 $ 49,000
Luzerne, Pennsylvania 3 $ 319,000 $ 106,333 $ 95,000
Northampton, Pennsylvania 3 $ 627,000 $ 209,000 $ 73,000
Westmoreland, Pennsylvania 3 $ 343,000 $ 114,333 $ 39,000
Newport, Rhode Island 3 $ 875,000 $ 291,666 $ 61,000
Beaufort, South Carolina 3 $ 344,000 $ 114,666 $ 60,000
Clarendon, South Carolina 3 $ 307,000 $ 102,333 $ 65,000
Greenville, South Carolina 3 $ 316,000 $ 105,333 $ 70,000
Pickens, South Carolina 3 $ 121,000 $ 40,333 $ 35,000
Spartanburg, South Carolina 3 $ 450,000 $ 150,000 $ 102,000
Hamilton, Tennessee 3 $ 443,000 $ 147,666 $ 40,000
Albemarle, Virginia 3 $ 342,000 $ 114,000 $ 81,000
Culpeper, Virginia 3 $ 850,000 $ 283,333 $ 90,000
Dinwiddie, Virginia 3 $ 288,000 $ 96,000 $ 46,000
Manassas, Virginia 3 $ 967,000 $ 322,333 $ 51,000
Prince George, Virginia 3 $ 275,000 $ 91,666 $ 60,000
Roanoke City, Virginia 3 $ 311,000 $ 103,666 $ 35,000
Pierce, Washington 3 $ 557,000 $ 185,666 $ 76,000
Snohomish, Washington 3 $ 521,000 $ 173,666 $ 55,000
Spokane, Washington 3 $ 417,000 $ 139,000 $ 48,000
Campbell, Wyoming 3 $ 255,000 $ 85,000 $ 81,000
Fairbanks North Star, Alaska 2 $ 354,000 $ 177,000 $ 64,000
Glenn, California 2 $ 228,000 $ 114,000 $ 65,000
Mendocino, California 2 $ 278,000 $ 139,000 $ 70,000
Merced, California 2 $ 229,000 $ 114,500 $ 29,000
San Benito, California 2 $ 854,000 $ 427,000 $ 241,000
Santa Barbara, California 2 $ 488,000 $ 244,000 $ 44,000
Santa Cruz, California 2 $ 568,000 $ 284,000 $ 108,000
Tuolumne, California 2 $ 465,000 $ 232,500 $ 63,000
Yolo, California 2 $ 130,000 $ 65,000 $ 142,000
Chaffee, Colorado 2 $ 337,000 $ 168,500 $ 68,000
Larimer, Colorado 2 $ 249,000 $ 124,500 $ 75,000
Park, Colorado 2 $ 175,000 $ 87,500 $ 40,000
Bay, Florida 2 $ 293,000 $ 146,500 $ 51,000
Gadsden, Florida 2 $ 313,000 $ 156,500 $ 61,000
Liberty, Florida 2 $ 165,000 $ 82,500 $ 43,000
St. Johns, Florida 2 $ 214,000 $ 107,000 $ 48,000
Cherokee, Georgia 2 $ 250,000 $ 125,000 $ 98,000
Columbia, Georgia 2 $ 249,000 $ 124,500 $ 65,000
Spalding, Georgia 2 $ 218,000 $ 109,000 $ 57,000
Washington, Georgia 2 $ 152,000 $ 76,000 $ 96,000
Whitfield, Georgia 2 $ 273,000 $ 136,500 $ 64,000
Hawaii, Hawaii 2 $ 812,000 $ 406,000 $ 122,000
Maui, Hawaii 2 $ 465,000 $ 232,500 $ 106,000
Jo Daviess, Illinois 2 $ 227,000 $ 113,500 $ 33,000
Lee, Illinois 2 $ 260,000 $ 130,000 $ 67,000
St. Clair, Illinois 2 $ 477,000 $ 238,500 $ 109,000
Winnebago, Illinois 2 $ 248,000 $ 124,000 $ 47,000
Allen, Indiana 2 $ 234,000 $ 117,000 $ 35,000
Elkhart, Indiana 2 $ 122,000 $ 61,000 $ 12,000
Johnson, Kansas 2 $ 175,000 $ 87,500 $ 82,000
Campbell, Kentucky 2 $ 218,000 $ 109,000 $ 46,000
Laurel, Kentucky 2 $ 126,000 $ 63,000 $ 45,000
Kennebec, Maine 2 $ 195,000 $ 97,500 $ 65,000
Oxford, Maine 2 $ 278,000 $ 139,000 $ 60,000
St. Mary's, Maryland 2 $ 430,000 $ 215,000 $ 113,000
Washington, Maryland 2 $ 562,000 $ 281,000 $ 109,000
Worcester, Maryland 2 $ 425,000 $ 212,500 $ 72,000
Kent, Michigan 2 $ 232,000 $ 116,000 $ 40,000
Macomb, Michigan 2 $ 282,000 $ 141,000 $ 32,000
Brown, Minnesota 2 $ 122,000 $ 61,000 $ 51,000
Carver, Minnesota 2 $ 612,000 $ 306,000 $ 91,000
Dakota, Minnesota 2 $ 180,000 $ 90,000 $ 77,000
Dodge, Minnesota 2 $ 183,000 $ 91,500 $ 72,000
Hubbard, Minnesota 2 $ 262,000 $ 131,000 $ 54,000
St. Louis, Minnesota 2 $ 166,000 $ 83,000 $ 68,000
Stearns, Minnesota 2 $ 325,000 $ 162,500 $ 60,000
Lewis and Clark, Montana 2 $ 225,000 $ 112,500 $ 144,000
Churchill, Nevada 2 $ 278,000 $ 139,000 $ 64,000
Douglas, Nevada 2 $ 557,000 $ 278,500 $ 52,000
Grafton, New Hampshire 2 $ 307,000 $ 153,500 $ 60,000
Hunterdon, New Jersey 2 $ 705,000 $ 352,500 $ 97,000
Warren, New Jersey 2 $ 414,000 $ 207,000 $ 65,000
Broome, New York 2 $ 185,000 $ 92,500 $ 43,000
Cattaraugus, New York 2 $ 317,000 $ 158,500 $ 82,000
Chautauqua, New York 2 $ 241,000 $ 120,500 $ 42,000
Columbia, New York 2 $ 248,000 $ 124,000 $ 89,000
Essex, New York 2 $ 199,000 $ 99,500 $ 81,000
Franklin, New York 2 $ 214,000 $ 107,000 $ 46,000
Fulton, New York 2 $ 143,000 $ 71,500 $ 26,000
Herkimer, New York 2 $ 245,000 $ 122,500 $ 145,000
Saratoga, New York 2 $ 255,000 $ 127,500 $ 152,000
Schoharie, New York 2 $ 426,000 $ 213,000 $ 245,000
St. Lawrence, New York 2 $ 208,000 $ 104,000 $ 67,000
Brunswick, North Carolina 2 $ 362,000 $ 181,000 $ 81,000
Craven, North Carolina 2 $ 174,000 $ 87,000 $ 27,000
Dare, North Carolina 2 $ 575,000 $ 287,500 $ 190,000
Davidson, North Carolina 2 $ 122,000 $ 61,000 $ 39,000
Lenoir, North Carolina 2 $ 103,000 $ 51,500 $ 30,000
Macon, North Carolina 2 $ 346,000 $ 173,000 $ 35,000
Pender, North Carolina 2 $ 319,000 $ 159,500 $ 89,000
Pitt, North Carolina 2 $ 251,000 $ 125,500 $ 74,000
Randolph, North Carolina 2 $ 182,000 $ 91,000 $ 41,000
Rockingham, North Carolina 2 $ 203,000 $ 101,500 $ 49,000
Transylvania, North Carolina 2 $ 200,000 $ 100,000 $ 46,000
Watauga, North Carolina 2 $ 446,000 $ 223,000 $ 53,000
Wilson, North Carolina 2 $ 131,000 $ 65,500 $ 31,000
Darke, Ohio 2 $ 152,000 $ 76,000 $ 48,000
Greene, Ohio 2 $ 298,000 $ 149,000 $ 276,000
Licking, Ohio 2 $ 241,000 $ 120,500 $ 57,000
Morrow, Ohio 2 $ 177,000 $ 88,500 $ 71,000
Richland, Ohio 2 $ 244,000 $ 122,000 $ 59,000
Sandusky, Ohio 2 $ 115,000 $ 57,500 $ 47,000
Warren, Ohio 2 $ 282,000 $ 141,000 $ 86,000
Williams, Ohio 2 $ 238,000 $ 119,000 $ 85,000
Klamath, Oregon 2 $ 172,000 $ 86,000 $ 39,000
Yamhill, Oregon 2 $ 160,000 $ 80,000 $ 77,000
Allegheny, Pennsylvania 2 $ 189,000 $ 94,500 $ 93,000
Bradford, Pennsylvania 2 $ 170,000 $ 85,000 $ 42,000
Cumberland, Pennsylvania 2 $ 390,000 $ 195,000 $ 83,000
Elk, Pennsylvania 2 $ 154,000 $ 77,000 $ 60,000
Lackawanna, Pennsylvania 2 $ 218,000 $ 109,000 $ 70,000
Lehigh, Pennsylvania 2 $ 400,000 $ 200,000 $ 53,000
Perry, Pennsylvania 2 $ 201,000 $ 100,500 $ 33,000
Schuylkill, Pennsylvania 2 $ 152,000 $ 76,000 $ 55,000
Wayne, Pennsylvania 2 $ 312,000 $ 156,000 $ 105,000
Kent, Rhode Island 2 $ 444,000 $ 222,000 $ 65,000
Kershaw, South Carolina 2 $ 198,000 $ 99,000 $ 50,000
Orangeburg, South Carolina 2 $ 154,000 $ 77,000 $ 30,000
Knox, Tennessee 2 $ 186,000 $ 93,000 $ 107,000
Sullivan, Tennessee 2 $ 70,000 $ 35,000 $ 84,000
Williamson, Tennessee 2 $ 204,000 $ 102,000 $ 87,000
Duchesne, Utah 2 $ 212,000 $ 106,000 $ 48,000
Salt Lake, Utah 2 $ 128,000 $ 64,000 $ 48,000
Caroline, Virginia 2 $ 406,000 $ 203,000 $ 135,000
Greene, Virginia 2 $ 355,000 $ 177,500 $ 60,000
Henry, Virginia 2 $ 162,000 $ 81,000 $ 48,000
Hopewell, Virginia 2 $ 187,000 $ 93,500 $ 55,000
King George, Virginia 2 $ 420,000 $ 210,000 $ 52,000
Louisa, Virginia 2 $ 850,000 $ 425,000 $ 256,000
Rappahannock, Virginia 2 $ 102,000 $ 51,000 $ 15,000
Rockingham, Virginia 2 $ 351,000 $ 175,500 $ 119,000
Washington, Virginia 2 $ 221,000 $ 110,500 $ 41,000
Winchester, Virginia 2 $ 180,000 $ 90,000 $ 48,000
Jefferson, Washington 2 $ 417,000 $ 208,500 $ 61,000
Kitsap, Washington 2 $ 448,000 $ 224,000 $ 62,000
Mobile, Alabama 1 $ 106,000 $ 106,000 $ 170,000
Anchorage, Alaska 1 $ 181,000 $ 181,000 $ 79,000
Juneau, Alaska 1 $ 187,000 $ 187,000 $ 79,000
Kenai Peninsula, Alaska 1 $ 123,000 $ 123,000 $ 106,000
Graham, Arizona 1 $ 132,000 $ 132,000 $ 63,000
La Paz, Arizona 1 $ 187,000 $ 187,000 $ 58,000
Santa Cruz, Arizona 1 $ 113,000 $ 113,000 $ 28,000
Colusa, California 1 $ 110,000 $ 110,000 $ 69,000
Humboldt, California 1 $ 320,000 $ 320,000 $ 83,000
Kings, California 1 $ 131,000 $ 131,000 $ 44,000
Monterey, California 1 $ 135,000 $ 135,000 $ 118,000
San Francisco, California 1 $ 528,000 $ 528,000 $ 181,000
San Mateo, California 1 $ 218,000 $ 218,000 $ 192,000
Siskiyou, California 1 $ 124,000 $ 124,000 $ 35,000
Alamosa, Colorado 1 $ 90,000 $ 90,000 $ 50,000
Broomfield, Colorado 1 $ 310,000 $ 310,000 $ 324,000
Conejos, Colorado 1 $ 106,000 $ 106,000 $ 41,000
Fremont, Colorado 1 $ 128,000 $ 128,000 $ 36,000
Las Animas, Colorado 1 $ 110,000 $ 110,000 $ 54,000
Montezuma, Colorado 1 $ 118,000 $ 118,000 $ 99,000
Montrose, Colorado 1 $ 59,000 $ 59,000 $ 44,000
Pueblo, Colorado 1 $ 160,000 $ 160,000 $ 93,000
Rio Grande, Colorado 1 $ 156,000 $ 156,000 $ 82,000
Saguache, Colorado 1 $ 136,000 $ 136,000 $ 80,000
Yuma, Colorado 1 $ 136,000 $ 136,000 $ 42,000
Middlesex, Connecticut 1 $ 214,000 $ 214,000 $ 54,000
New London, Connecticut 1 $ 255,000 $ 255,000 $ 53,000
New Castle, Delaware 1 $ 187,000 $ 187,000 $ 49,000
District of Columbia, District Of Columbia 1 $ 280,000 $ 280,000 $ 54,000
Charlotte, Florida 1 $ 115,000 $ 115,000 $ 30,000
Citrus, Florida 1 $ 75,000 $ 75,000 $ 46,000
Flagler, Florida 1 $ 107,000 $ 107,000 $ 17,000
Franklin, Florida 1 $ 84,000 $ 84,000 $ 48,000
Hendry, Florida 1 $ 202,000 $ 202,000 $ 78,000
Highlands, Florida 1 $ 110,000 $ 110,000 $ 30,000
Levy, Florida 1 $ 107,000 $ 107,000 $ 50,000
Martin, Florida 1 $ 317,000 $ 317,000 $ 52,000
Okeechobee, Florida 1 $ 178,000 $ 178,000 $ 57,000
Sumter, Florida 1 $ 135,000 $ 135,000 $ 71,000
Wakulla, Florida 1 $ 109,000 $ 109,000 $ 27,000
Walton, Florida 1 $ 255,000 $ 255,000 $ 72,000
Appling, Georgia 1 $ 101,000 $ 101,000 $ 66,000
Barrow, Georgia 1 $ 169,000 $ 169,000 $ 83,000
Bibb, Georgia 1 $ 400,000 $ 400,000 $ 115,000
Burke, Georgia 1 $ 205,000 $ 205,000 $ 72,000
Carroll, Georgia 1 $ 110,000 $ 110,000 $ 40,000
Catoosa, Georgia 1 $ 79,000 $ 79,000 $ 0
Decatur, Georgia 1 $ 101,000 $ 101,000 $ 52,000
Dougherty, Georgia 1 $ 80,000 $ 80,000 $ 56,000
Forsyth, Georgia 1 $ 275,000 $ 275,000 $ 115,000
Grady, Georgia 1 $ 157,000 $ 157,000 $ 65,000
Jones, Georgia 1 $ 172,000 $ 172,000 $ 49,000
Liberty, Georgia 1 $ 77,000 $ 77,000 $ 44,000
Lumpkin, Georgia 1 $ 162,000 $ 162,000 $ 72,000
Pickens, Georgia 1 $ 128,000 $ 128,000 $ 65,000
Pike, Georgia 1 $ 74,000 $ 74,000 $ 40,000
Screven, Georgia 1 $ 107,000 $ 107,000 $ 59,000
Walton, Georgia 1 $ 132,000 $ 132,000 $ 39,000
Champaign, Illinois 1 $ 105,000 $ 105,000 $ 28,000
Coles, Illinois 1 $ 68,000 $ 68,000 $ 26,000
Cumberland, Illinois 1 $ 128,000 $ 128,000 $ 69,000
Grundy, Illinois 1 $ 150,000 $ 150,000 $ 56,000
Iroquois, Illinois 1 $ 158,000 $ 158,000 $ 89,000
Jefferson, Illinois 1 $ 65,000 $ 65,000 $ 51,000
Knox, Illinois 1 $ 80,000 $ 80,000 $ 26,000
Macon, Illinois 1 $ 185,000 $ 185,000 $ 87,000
Marion, Illinois 1 $ 95,000 $ 95,000 $ 41,000
Peoria, Illinois 1 $ 115,000 $ 115,000 $ 38,000
Rock Island, Illinois 1 $ 90,000 $ 90,000 $ 23,000
Scott, Illinois 1 $ 63,000 $ 63,000 $ 43,000
Tazewell, Illinois 1 $ 81,000 $ 81,000 $ 41,000
Vermilion, Illinois 1 $ 135,000 $ 135,000 $ 146,000
Will, Illinois 1 $ 232,000 $ 232,000 $ 88,000
Grant, Indiana 1 $ 124,000 $ 124,000 $ 95,000
Hendricks, Indiana 1 $ 132,000 $ 132,000 $ 37,000
Henry, Indiana 1 $ 109,000 $ 109,000 $ 91,000
Jasper, Indiana 1 $ 219,000 $ 219,000 $ 76,000
Jefferson, Indiana 1 $ 140,000 $ 140,000 $ 37,000
LaPorte, Indiana 1 $ 58,000 $ 58,000 $ 38,000
Madison, Indiana 1 $ 190,000 $ 190,000 $ 57,000
Miami, Indiana 1 $ 72,000 $ 72,000 $ 34,000
Orange, Indiana 1 $ 108,000 $ 108,000 $ 100,000
Tippecanoe, Indiana 1 $ 104,000 $ 104,000 $ 50,000
White, Indiana 1 $ 53,000 $ 53,000 $ 52,000
Shawnee, Kansas 1 $ 120,000 $ 120,000 $ 25,000
Boyd, Kentucky 1 $ 120,000 $ 120,000 $ 44,000
Caldwell, Kentucky 1 $ 58,000 $ 58,000 $ 24,000
Carroll, Kentucky 1 $ 130,000 $ 130,000 $ 85,000
Page:

Mortgage Loan Application Detail Totals for Premium Capital Funding LLC in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,811 $530,771,000 $163,700 $1,000,000 $73,675 $1,340,000
Home Purchase 806 $155,272,000 $152,370 $880,000 $95,851 $1,385,000
Home Improvement 300 $57,692,000 $161,615 $714,000 $73,230 $796,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 2,425 $449,163,000 $163,868 $1,000,000 $79,684 $1,340,000
White 1,018 $196,994,000 $155,342 $846,000 $72,289 $1,385,000
Black or African American 263 $49,602,000 $157,590 $750,000 $63,454 $383,000
Hispanic 169 $38,008,000 $173,411 $788,000 $84,411 $384,000
Asian 29 $7,030,000 $232,777 $623,000 $104,111 $392,000
Native Hawaiian or Other Pacific Islander 9 $2,096,000 $250,166 $454,000 $170,000 $407,000
American Indian or Alaskan Native 4 $842,000 $230,000 $420,000 $67,000 $110,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,917 $743,735,000 $159,707 $1,000,000 $76,439 $1,385,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,047 $388,011,000 $156,894 $1,000,000 $73,842 $1,385,000
Application Denied By Financial Institution 758 $139,785,000 $160,823 $880,000 $78,264 $1,340,000
Application Approved But Not Accepted 730 $138,417,000 $168,032 $846,000 $76,225 $661,000
Application Withdrawn By Applicant 225 $47,501,000 $187,233 $949,000 $84,200 $1,010,000
File Closed For Incompleteness 157 $30,021,000 $156,703 $880,000 $74,148 $293,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 535 $102,266,000 $163,575 $880,000 $84,121 $1,340,000
Collateral 85 $13,269,000 $151,047 $617,000 $66,380 $417,000
Credit History 54 $7,935,000 $148,555 $368,000 $57,333 $144,000
Debt-To-Income Ratio 22 $4,328,000 $179,916 $662,000 $68,416 $121,000
Unverifiable Information 1 $55,000 $55,000 $55,000 $101,000 $101,000
Mortgage Insurance Denied 1 $116,000 $116,000 $116,000 $111,000 $111,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Premium Capital Funding LLC's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Premium Capital Funding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List