Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Presidential Bank, Fsb 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,458 |
| Total Mortgage Loan Application Amount | $1,185,430,000 |
| Average Mortgage Loan Application Amount | $270,333 |
| Highest Mortgage Loan Application Amount | $2,666,000 |
| Average Applicant Income | $121,333 |
| Highest Applicant Income | $1,330,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Frederick County Maryland | 354 | $ 92,325,000 | $ 260,000 | $ 100,000 |
| Montgomery County Maryland | 293 | $ 100,095,000 | $ 341,000 | $ 148,000 |
| Fairfax County Virginia | 293 | $ 118,239,000 | $ 403,000 | $ 147,000 |
| Anne Arundel County Maryland | 215 | $ 65,998,000 | $ 306,000 | $ 106,000 |
| Bucks County Pennsylvania | 179 | $ 42,634,000 | $ 238,000 | $ 100,000 |
| Chesterfield County Virginia | 173 | $ 26,959,000 | $ 155,000 | $ 63,000 |
| Prince William County Virginia | 157 | $ 49,630,000 | $ 316,000 | $ 109,000 |
| Lancaster County Pennsylvania | 130 | $ 19,281,000 | $ 148,000 | $ 64,000 |
| Howard County Maryland | 118 | $ 38,838,000 | $ 329,000 | $ 156,000 |
| Montgomery County Pennsylvania | 114 | $ 25,412,000 | $ 222,000 | $ 103,000 |
| St. Mary's County Maryland | 112 | $ 35,418,000 | $ 316,000 | $ 120,000 |
| Calvert County Maryland | 110 | $ 36,484,000 | $ 331,000 | $ 98,000 |
| Prince George's County Maryland | 105 | $ 26,197,000 | $ 249,000 | $ 91,000 |
| Baltimore County Maryland | 103 | $ 23,530,000 | $ 228,000 | $ 97,000 |
| Henrico County Virginia | 102 | $ 15,089,000 | $ 147,000 | $ 64,000 |
| Loudoun County Virginia | 91 | $ 35,603,000 | $ 391,000 | $ 144,000 |
| Baltimore City County Maryland | 88 | $ 20,678,000 | $ 234,000 | $ 118,000 |
| Lehigh County Pennsylvania | 71 | $ 11,471,000 | $ 161,000 | $ 70,000 |
| Albemarle County Virginia | 65 | $ 19,392,000 | $ 298,000 | $ 134,000 |
| Worcester County Maryland | 63 | $ 13,907,000 | $ 220,000 | $ 164,000 |
| Washington County Maryland | 57 | $ 11,220,000 | $ 196,000 | $ 77,000 |
| District of Columbia County District Of Columbia | 56 | $ 23,725,000 | $ 423,000 | $ 161,000 |
| Carroll County Maryland | 56 | $ 14,715,000 | $ 262,000 | $ 96,000 |
| Prince George County Virginia | 55 | $ 9,549,000 | $ 173,000 | $ 65,000 |
| Charles County Maryland | 49 | $ 13,086,000 | $ 267,000 | $ 94,000 |
| Hanover County Virginia | 44 | $ 7,973,000 | $ 181,000 | $ 72,000 |
| Arlington County Virginia | 42 | $ 16,981,000 | $ 404,000 | $ 152,000 |
| Stafford County Virginia | 41 | $ 12,346,000 | $ 301,000 | $ 103,000 |
| Charlottesville County Virginia | 40 | $ 10,634,000 | $ 265,000 | $ 113,000 |
| Northampton County Pennsylvania | 38 | $ 7,815,000 | $ 205,000 | $ 93,000 |
| Alexandria County Virginia | 35 | $ 15,631,000 | $ 446,000 | $ 125,000 |
| Colonial Heights County Virginia | 35 | $ 3,880,000 | $ 110,000 | $ 54,000 |
| Dinwiddie County Virginia | 34 | $ 5,112,000 | $ 150,000 | $ 64,000 |
| Chester County Pennsylvania | 33 | $ 8,114,000 | $ 245,000 | $ 129,000 |
| Monmouth County New Jersey | 31 | $ 9,810,000 | $ 316,000 | $ 138,000 |
| Harford County Maryland | 30 | $ 7,879,000 | $ 262,000 | $ 100,000 |
| Richmond City County Virginia | 30 | $ 4,533,000 | $ 151,000 | $ 101,000 |
| Fauquier County Virginia | 29 | $ 10,054,000 | $ 346,000 | $ 111,000 |
| Hopewell County Virginia | 29 | $ 3,123,000 | $ 107,000 | $ 56,000 |
| Berks County Pennsylvania | 28 | $ 4,534,000 | $ 161,000 | $ 76,000 |
| Philadelphia County Pennsylvania | 26 | $ 3,887,000 | $ 149,000 | $ 65,000 |
| Mecklenburg County North Carolina | 22 | $ 6,873,000 | $ 312,000 | $ 171,000 |
| Petersburg County Virginia | 22 | $ 2,144,000 | $ 97,000 | $ 53,000 |
| Ocean County New Jersey | 20 | $ 4,904,000 | $ 245,000 | $ 145,000 |
| Spotsylvania County Virginia | 17 | $ 4,356,000 | $ 256,000 | $ 110,000 |
| Staunton County Virginia | 15 | $ 2,024,000 | $ 134,000 | $ 67,000 |
| Queen Anne's County Maryland | 13 | $ 5,022,000 | $ 386,000 | $ 190,000 |
| Middlesex County New Jersey | 12 | $ 2,158,000 | $ 179,000 | $ 77,000 |
| Sussex County Delaware | 11 | $ 2,785,000 | $ 253,000 | $ 233,000 |
| Culpeper County Virginia | 11 | $ 2,732,000 | $ 248,000 | $ 92,000 |
| Frederick County Virginia | 11 | $ 2,410,000 | $ 219,000 | $ 113,000 |
| Lebanon County Pennsylvania | 10 | $ 1,493,000 | $ 149,000 | $ 84,000 |
| Augusta County Virginia | 10 | $ 1,662,000 | $ 166,000 | $ 60,000 |
| Berkeley County West Virginia | 10 | $ 1,841,000 | $ 184,000 | $ 99,000 |
| Iredell County North Carolina | 9 | $ 2,126,000 | $ 236,000 | $ 93,000 |
| Greene County Virginia | 9 | $ 2,176,000 | $ 241,000 | $ 90,000 |
| Manassas County Virginia | 9 | $ 2,213,000 | $ 245,000 | $ 96,000 |
| Powhatan County Virginia | 9 | $ 1,681,000 | $ 186,000 | $ 66,000 |
| Jefferson County West Virginia | 9 | $ 2,563,000 | $ 284,000 | $ 131,000 |
| San Diego County California | 8 | $ 3,928,000 | $ 491,000 | $ 25,000 |
| Kent County Delaware | 8 | $ 2,196,000 | $ 274,000 | $ 70,000 |
| York County Pennsylvania | 8 | $ 1,251,000 | $ 156,000 | $ 52,000 |
| Sussex County Virginia | 8 | $ 952,000 | $ 119,000 | $ 48,000 |
| Wicomico County Maryland | 7 | $ 1,191,000 | $ 170,000 | $ 73,000 |
| Lincoln County North Carolina | 7 | $ 1,398,000 | $ 199,000 | $ 121,000 |
| Adams County Pennsylvania | 7 | $ 1,016,000 | $ 145,000 | $ 46,000 |
| Delaware County Pennsylvania | 7 | $ 2,070,000 | $ 295,000 | $ 100,000 |
| Orange County Virginia | 7 | $ 1,614,000 | $ 230,000 | $ 81,000 |
| Palm Beach County Florida | 6 | $ 1,738,000 | $ 289,000 | $ 441,000 |
| Volusia County Florida | 6 | $ 1,350,000 | $ 225,000 | $ 126,000 |
| Dare County North Carolina | 6 | $ 1,191,000 | $ 198,000 | $ 167,000 |
| Franklin County Pennsylvania | 6 | $ 896,000 | $ 149,000 | $ 60,000 |
| Monroe County Pennsylvania | 6 | $ 1,086,000 | $ 181,000 | $ 117,000 |
| Nueces County Texas | 6 | $ 1,465,000 | $ 244,000 | $ 91,000 |
| Clarke County Virginia | 6 | $ 1,915,000 | $ 319,000 | $ 117,000 |
| Fluvanna County Virginia | 6 | $ 1,423,000 | $ 237,000 | $ 116,000 |
| Greensville County Virginia | 6 | $ 703,000 | $ 117,000 | $ 44,000 |
| King William County Virginia | 6 | $ 804,000 | $ 134,000 | $ 70,000 |
| New Kent County Virginia | 6 | $ 945,000 | $ 157,000 | $ 75,000 |
| Broward County Florida | 5 | $ 906,000 | $ 181,000 | $ 43,000 |
| Honolulu County Hawaii | 5 | $ 1,887,000 | $ 377,000 | $ 0 |
| Cape May County New Jersey | 5 | $ 2,648,000 | $ 529,000 | $ 243,000 |
| Beaufort County South Carolina | 5 | $ 1,533,000 | $ 306,000 | $ 158,000 |
| Amelia County Virginia | 5 | $ 590,000 | $ 118,000 | $ 42,000 |
| Caroline County Virginia | 5 | $ 882,000 | $ 176,000 | $ 63,000 |
| Fairfax City County Virginia | 5 | $ 1,716,000 | $ 343,000 | $ 117,000 |
| Louisa County Virginia | 5 | $ 857,000 | $ 171,000 | $ 97,000 |
| Warren County Virginia | 5 | $ 1,421,000 | $ 284,000 | $ 106,000 |
| Maricopa County Arizona | 4 | $ 372,000 | $ 93,000 | $ 0 |
| Brevard County Florida | 4 | $ 917,000 | $ 229,000 | $ 113,000 |
| Orange County Florida | 4 | $ 748,000 | $ 187,000 | $ 69,000 |
| Harris County Texas | 4 | $ 785,000 | $ 196,000 | $ 0 |
| Falls Church County Virginia | 4 | $ 1,761,000 | $ 440,000 | $ 103,000 |
| Surry County Virginia | 4 | $ 578,000 | $ 144,000 | $ 53,000 |
| Waynesboro County Virginia | 4 | $ 547,000 | $ 136,000 | $ 35,000 |
| New Castle County Delaware | 3 | $ 953,000 | $ 317,000 | $ 95,000 |
| Lee County Florida | 3 | $ 323,000 | $ 107,000 | $ 58,000 |
| DeKalb County Georgia | 3 | $ 625,000 | $ 208,000 | $ 63,000 |
| Garrett County Maryland | 3 | $ 557,000 | $ 185,000 | $ 581,000 |
| Suffolk County Massachusetts | 3 | $ 1,248,000 | $ 416,000 | $ 86,000 |
| Buncombe County North Carolina | 3 | $ 700,000 | $ 233,000 | $ 278,000 |
| Dauphin County Pennsylvania | 3 | $ 535,000 | $ 178,000 | $ 65,000 |
| Montour County Pennsylvania | 3 | $ 365,000 | $ 121,000 | $ 190,000 |
| Charles City County Virginia | 3 | $ 338,000 | $ 112,000 | $ 27,000 |
| Virginia Beach County Virginia | 3 | $ 1,410,000 | $ 470,000 | $ 443,000 |
| Thurston County Washington | 3 | $ 574,000 | $ 191,000 | $ 0 |
| Pima County Arizona | 2 | $ 474,000 | $ 237,000 | $ 0 |
| Alameda County California | 2 | $ 540,000 | $ 270,000 | $ 95,000 |
| Contra Costa County California | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| San Francisco County California | 2 | $ 1,380,000 | $ 690,000 | $ 145,000 |
| Ventura County California | 2 | $ 768,000 | $ 384,000 | $ 0 |
| Boulder County Colorado | 2 | $ 663,000 | $ 331,000 | $ 176,000 |
| Douglas County Colorado | 2 | $ 1,046,000 | $ 523,000 | $ 43,000 |
| El Paso County Colorado | 2 | $ 681,000 | $ 340,000 | $ 51,000 |
| Jefferson County Colorado | 2 | $ 323,000 | $ 161,000 | $ 77,000 |
| New Haven County Connecticut | 2 | $ 616,000 | $ 308,000 | $ 32,000 |
| Escambia County Florida | 2 | $ 188,000 | $ 94,000 | $ 43,000 |
| Hillsborough County Florida | 2 | $ 657,000 | $ 328,000 | $ 95,000 |
| Miami-Dade County Florida | 2 | $ 777,000 | $ 388,000 | $ 140,000 |
| Okaloosa County Florida | 2 | $ 552,000 | $ 276,000 | $ 55,000 |
| Pinellas County Florida | 2 | $ 617,000 | $ 308,000 | $ 150,000 |
| Sarasota County Florida | 2 | $ 459,000 | $ 229,000 | $ 95,000 |
| St. Lucie County Florida | 2 | $ 339,000 | $ 169,000 | $ 143,000 |
| Cook County Illinois | 2 | $ 502,000 | $ 251,000 | $ 152,000 |
| Johnson County Kansas | 2 | $ 375,000 | $ 187,000 | $ 20,000 |
| Caroline County Maryland | 2 | $ 279,000 | $ 139,000 | $ 47,000 |
| Norfolk County Massachusetts | 2 | $ 1,139,000 | $ 569,000 | $ 321,000 |
| Plymouth County Massachusetts | 2 | $ 540,000 | $ 270,000 | $ 140,000 |
| Clark County Nevada | 2 | $ 538,000 | $ 269,000 | $ 48,000 |
| Cumberland County New Jersey | 2 | $ 298,000 | $ 149,000 | $ 92,000 |
| Gloucester County New Jersey | 2 | $ 483,000 | $ 241,000 | $ 77,000 |
| Union County New Jersey | 2 | $ 733,000 | $ 366,000 | $ 111,000 |
| Bernalillo County New Mexico | 2 | $ 209,000 | $ 104,000 | $ 36,000 |
| Suffolk County New York | 2 | $ 693,000 | $ 346,000 | $ 382,000 |
| Brunswick County North Carolina | 2 | $ 226,000 | $ 113,000 | $ 264,000 |
| Durham County North Carolina | 2 | $ 542,000 | $ 271,000 | $ 174,000 |
| Gaston County North Carolina | 2 | $ 213,000 | $ 106,000 | $ 68,000 |
| Harnett County North Carolina | 2 | $ 354,000 | $ 177,000 | $ 23,000 |
| New Hanover County North Carolina | 2 | $ 286,000 | $ 143,000 | $ 117,000 |
| Onslow County North Carolina | 2 | $ 442,000 | $ 221,000 | $ 69,000 |
| Orange County North Carolina | 2 | $ 269,000 | $ 134,000 | $ 36,000 |
| Rowan County North Carolina | 2 | $ 361,000 | $ 180,000 | $ 58,000 |
| Wake County North Carolina | 2 | $ 599,000 | $ 299,000 | $ 133,000 |
| Cumberland County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Schuylkill County Pennsylvania | 2 | $ 135,000 | $ 67,000 | $ 85,000 |
| Providence County Rhode Island | 2 | $ 410,000 | $ 205,000 | $ 138,000 |
| Charleston County South Carolina | 2 | $ 424,000 | $ 212,000 | $ 80,000 |
| Dorchester County South Carolina | 2 | $ 316,000 | $ 158,000 | $ 112,000 |
| Georgetown County South Carolina | 2 | $ 472,000 | $ 236,000 | $ 105,000 |
| Bexar County Texas | 2 | $ 2,836,000 | $ 1,418,000 | $ 41,000 |
| Salt Lake County Utah | 2 | $ 814,000 | $ 407,000 | $ 155,000 |
| Botetourt County Virginia | 2 | $ 286,000 | $ 143,000 | $ 29,000 |
| Chesapeake County Virginia | 2 | $ 528,000 | $ 264,000 | $ 134,000 |
| Emporia County Virginia | 2 | $ 169,000 | $ 84,000 | $ 43,000 |
| Essex County Virginia | 2 | $ 558,000 | $ 279,000 | $ 491,000 |
| Franklin County Virginia | 2 | $ 427,000 | $ 213,000 | $ 276,000 |
| James City County Virginia | 2 | $ 923,000 | $ 461,000 | $ 145,000 |
| King George County Virginia | 2 | $ 493,000 | $ 246,000 | $ 112,000 |
| Madison County Virginia | 2 | $ 249,000 | $ 124,000 | $ 225,000 |
| Manassas Park County Virginia | 2 | $ 383,000 | $ 191,000 | $ 54,000 |
| Roanoke County Virginia | 2 | $ 373,000 | $ 186,000 | $ 62,000 |
| Shenandoah County Virginia | 2 | $ 705,000 | $ 352,000 | $ 143,000 |
| Southampton County Virginia | 2 | $ 72,000 | $ 36,000 | $ 31,000 |
| Westmoreland County Virginia | 2 | $ 504,000 | $ 252,000 | $ 376,000 |
| Winchester County Virginia | 2 | $ 245,000 | $ 122,000 | $ 80,000 |
| Pierce County Washington | 2 | $ 396,000 | $ 198,000 | $ 42,000 |
| Skagit County Washington | 2 | $ 735,000 | $ 367,000 | $ 126,000 |
| Butte County California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Los Angeles County California | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Marin County California | 1 | $ 503,000 | $ 503,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 159,000 | $ 159,000 | $ 0 |
| San Mateo County California | 1 | $ 611,000 | $ 611,000 | $ 0 |
| Santa Clara County California | 1 | $ 360,000 | $ 360,000 | $ 90,000 |
| Solano County California | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Adams County Colorado | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 594,000 | $ 594,000 | $ 0 |
| Denver County Colorado | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Teller County Colorado | 1 | $ 380,000 | $ 380,000 | $ 110,000 |
| Bay County Florida | 1 | $ 112,000 | $ 112,000 | $ 208,000 |
| Duval County Florida | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Martin County Florida | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Pasco County Florida | 1 | $ 220,000 | $ 220,000 | $ 122,000 |
| St. Johns County Florida | 1 | $ 256,000 | $ 256,000 | $ 241,000 |
| Walton County Florida | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Oconee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Richmond County Georgia | 1 | $ 319,000 | $ 319,000 | $ 322,000 |
| Hawaii County Hawaii | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Elmore County Idaho | 1 | $ 114,000 | $ 114,000 | $ 71,000 |
| Lake County Illinois | 1 | $ 778,000 | $ 778,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 186,000 | $ 186,000 | $ 73,000 |
| Benton County Iowa | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Saline County Kansas | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| St. Bernard County Louisiana | 1 | $ 202,000 | $ 202,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 187,000 |
| Cecil County Maryland | 1 | $ 191,000 | $ 191,000 | $ 106,000 |
| Dorchester County Maryland | 1 | $ 114,000 | $ 114,000 | $ 56,000 |
| Talbot County Maryland | 1 | $ 350,000 | $ 350,000 | $ 175,000 |
| Hampshire County Massachusetts | 1 | $ 271,000 | $ 271,000 | $ 85,000 |
| Middlesex County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Anoka County Minnesota | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Forrest County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Harrison County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 82,000 |
| St. Louis County Missouri | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 262,000 | $ 262,000 | $ 878,000 |
| Strafford County New Hampshire | 1 | $ 269,000 | $ 269,000 | $ 77,000 |
| Atlantic County New Jersey | 1 | $ 246,000 | $ 246,000 | $ 376,000 |
| Camden County New Jersey | 1 | $ 266,000 | $ 266,000 | $ 83,000 |
| Hudson County New Jersey | 1 | $ 373,000 | $ 373,000 | $ 402,000 |
| Hunterdon County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 45,000 |
| Mercer County New Jersey | 1 | $ 327,000 | $ 327,000 | $ 150,000 |
| Morris County New Jersey | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 319,000 | $ 319,000 | $ 150,000 |
| Warren County New Jersey | 1 | $ 334,000 | $ 334,000 | $ 132,000 |
| Erie County New York | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Kings County New York | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Monroe County New York | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Richmond County New York | 1 | $ 334,000 | $ 334,000 | $ 94,000 |
| Westchester County New York | 1 | $ 374,000 | $ 374,000 | $ 123,000 |
| Catawba County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 254,000 |
| Cumberland County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 69,000 |
| Forsyth County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 110,000 |
| Franklin County North Carolina | 1 | $ 333,000 | $ 333,000 | $ 151,000 |
| Pender County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 126,000 |
| Pitt County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Scotland County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Warren County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 33,000 |
| Warren County Ohio | 1 | $ 206,000 | $ 206,000 | $ 207,000 |
| Logan County Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 78,000 |
| Clackamas County Oregon | 1 | $ 332,000 | $ 332,000 | $ 165,000 |
| Deschutes County Oregon | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
| Clinton County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 111,000 |
| Lycoming County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Northumberland County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 26,000 |
| Perry County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 142,000 |
| Pike County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| Snyder County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Westmoreland County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 288,000 | $ 288,000 | $ 102,000 |
| Allendale County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 29,000 |
| Greenville County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Bledsoe County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 51,000 |
| Davidson County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 192,000 |
| Knox County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 66,000 |
| Maury County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Wilson County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Brazos County Texas | 1 | $ 417,000 | $ 417,000 | $ 220,000 |
| Collin County Texas | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Denton County Texas | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Williamson County Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Amherst County Virginia | 1 | $ 83,000 | $ 83,000 | $ 130,000 |
| Brunswick County Virginia | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
| Gloucester County Virginia | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Goochland County Virginia | 1 | $ 214,000 | $ 214,000 | $ 48,000 |
| Harrisonburg County Virginia | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Isle of Wight County Virginia | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
| Lancaster County Virginia | 1 | $ 60,000 | $ 60,000 | $ 260,000 |
| Mecklenburg County Virginia | 1 | $ 52,000 | $ 52,000 | $ 121,000 |
| Middlesex County Virginia | 1 | $ 293,000 | $ 293,000 | $ 134,000 |
| Nelson County Virginia | 1 | $ 292,000 | $ 292,000 | $ 74,000 |
| Norfolk County Virginia | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 226,000 | $ 226,000 | $ 85,000 |
| Rockingham County Virginia | 1 | $ 400,000 | $ 400,000 | $ 218,000 |
| York County Virginia | 1 | $ 266,000 | $ 266,000 | $ 226,000 |
| King County Washington | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Skamania County Washington | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Monongalia County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 373,000 |
| Morgan County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Outagamie County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,592 | $916,011,000 | $255,000 | $1,424,000 | $104,000 | $1,330,000 |
| Refinancing | 829 | $260,465,000 | $314,000 | $2,666,000 | $121,000 | $1,270,000 |
| Home Improvement | 37 | $8,954,000 | $242,000 | $600,000 | $139,000 | $873,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,218 | $852,989,000 | $265,000 | $1,897,000 | $113,000 | $1,330,000 |
| Not Provided | 440 | $137,464,000 | $312,000 | $1,069,000 | $119,000 | $1,270,000 |
| Black or African American | 340 | $73,195,000 | $215,000 | $728,000 | $77,000 | $470,000 |
| Asian | 180 | $50,882,000 | $282,000 | $952,000 | $116,000 | $450,000 |
| Hispanic | 172 | $42,124,000 | $244,000 | $644,000 | $97,000 | $480,000 |
| Not applicable | 90 | $23,242,000 | $258,000 | $2,666,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,084,000 | $342,000 | $496,000 | $102,000 | $207,000 |
| American Indian or Alaskan Native | 9 | $2,450,000 | $272,000 | $417,000 | $145,000 | $287,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,817 | $741,132,000 | $263,000 | $2,666,000 | $123,000 | $1,330,000 |
| VA-guaranteed (Veterans Administration) | 685 | $250,046,000 | $365,000 | $1,051,000 | $100,000 | $460,000 |
| FHA-insured (Federal Housing Administration) | 654 | $134,631,000 | $205,000 | $614,000 | $72,000 | $313,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 302 | $59,621,000 | $197,000 | $470,000 | $62,000 | $143,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,738 | $1,004,529,000 | $268,000 | $1,424,000 | $111,000 | $1,330,000 |
| Application Withdrawn By Applicant | 272 | $72,137,000 | $265,000 | $1,200,000 | $107,000 | $505,000 |
| Application Denied By Financial Institution | 193 | $44,894,000 | $232,000 | $1,100,000 | $103,000 | $720,000 |
| Application Approved But Not Accepted | 92 | $20,244,000 | $220,000 | $626,000 | $101,000 | $294,000 |
| Loan Purchased By The Institution | 89 | $22,802,000 | $256,000 | $2,666,000 | $0 | $0 |
| File Closed For Incompleteness | 74 | $20,824,000 | $281,000 | $1,897,000 | $106,000 | $684,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 61 | $13,580,000 | $222,000 | $1,100,000 | $134,000 | $720,000 |
| Debt-To-Income Ratio | 45 | $11,805,000 | $262,000 | $977,000 | $86,000 | $270,000 |
| Credit History | 41 | $8,603,000 | $209,000 | $482,000 | $78,000 | $240,000 |
| Other | 16 | $4,041,000 | $252,000 | $645,000 | $117,000 | $404,000 |
| Employment History | 12 | $2,888,000 | $240,000 | $616,000 | $82,000 | $290,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,321,000 | $211,000 | $530,000 | $77,000 | $164,000 |
| Unverifiable Information | 3 | $603,000 | $201,000 | $335,000 | $63,000 | $104,000 |
| Credit Application Incomplete | 3 | $880,000 | $293,000 | $460,000 | $261,000 | $500,000 |
| Mortgage Insurance Denied | 1 | $173,000 | $173,000 | $173,000 | $61,000 | $61,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.