Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Presidential Bank, Fsb 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,184 |
| Total Mortgage Loan Application Amount | $1,241,441,000 |
| Average Mortgage Loan Application Amount | $301,666 |
| Highest Mortgage Loan Application Amount | $1,860,000 |
| Average Applicant Income | $130,666 |
| Highest Applicant Income | $2,855,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Frederick County Maryland | 341 | $ 94,868,000 | $ 278,000 | $ 104,000 |
| Fairfax County Virginia | 269 | $ 121,554,000 | $ 451,000 | $ 174,000 |
| Anne Arundel County Maryland | 232 | $ 80,427,000 | $ 346,000 | $ 124,000 |
| Montgomery County Maryland | 225 | $ 80,686,000 | $ 358,000 | $ 132,000 |
| Bucks County Pennsylvania | 219 | $ 54,579,000 | $ 249,000 | $ 98,000 |
| Chesterfield County Virginia | 162 | $ 32,616,000 | $ 201,000 | $ 79,000 |
| St. Mary's County Maryland | 156 | $ 48,039,000 | $ 307,000 | $ 122,000 |
| Prince William County Virginia | 122 | $ 41,368,000 | $ 339,000 | $ 111,000 |
| Baltimore County Maryland | 109 | $ 26,087,000 | $ 239,000 | $ 81,000 |
| Loudoun County Virginia | 109 | $ 42,672,000 | $ 391,000 | $ 145,000 |
| Howard County Maryland | 103 | $ 35,329,000 | $ 343,000 | $ 128,000 |
| Montgomery County Pennsylvania | 97 | $ 23,996,000 | $ 247,000 | $ 148,000 |
| Calvert County Maryland | 93 | $ 29,493,000 | $ 317,000 | $ 112,000 |
| Henrico County Virginia | 92 | $ 14,762,000 | $ 160,000 | $ 70,000 |
| Washington County Maryland | 84 | $ 15,957,000 | $ 189,000 | $ 66,000 |
| Baltimore City County Maryland | 81 | $ 22,111,000 | $ 272,000 | $ 107,000 |
| Prince George's County Maryland | 81 | $ 25,183,000 | $ 310,000 | $ 108,000 |
| Prince George County Virginia | 79 | $ 15,451,000 | $ 195,000 | $ 72,000 |
| Albemarle County Virginia | 76 | $ 25,693,000 | $ 338,000 | $ 143,000 |
| Cape May County New Jersey | 62 | $ 25,997,000 | $ 419,000 | $ 254,000 |
| Ocean County New Jersey | 59 | $ 17,400,000 | $ 294,000 | $ 147,000 |
| Colonial Heights County Virginia | 56 | $ 7,163,000 | $ 127,000 | $ 65,000 |
| Carroll County Maryland | 53 | $ 15,916,000 | $ 300,000 | $ 110,000 |
| District of Columbia County District Of Columbia | 52 | $ 26,476,000 | $ 509,000 | $ 150,000 |
| Arlington County Virginia | 52 | $ 21,769,000 | $ 418,000 | $ 138,000 |
| Hopewell County Virginia | 51 | $ 5,497,000 | $ 107,000 | $ 58,000 |
| Worcester County Maryland | 49 | $ 9,943,000 | $ 202,000 | $ 170,000 |
| Dinwiddie County Virginia | 49 | $ 8,542,000 | $ 174,000 | $ 67,000 |
| Alexandria County Virginia | 42 | $ 17,593,000 | $ 418,000 | $ 132,000 |
| Charlottesville County Virginia | 40 | $ 12,472,000 | $ 311,000 | $ 115,000 |
| Richmond City County Virginia | 39 | $ 7,314,000 | $ 187,000 | $ 87,000 |
| Charles County Maryland | 38 | $ 10,445,000 | $ 274,000 | $ 92,000 |
| Monmouth County New Jersey | 33 | $ 12,470,000 | $ 377,000 | $ 233,000 |
| Philadelphia County Pennsylvania | 33 | $ 6,985,000 | $ 211,000 | $ 113,000 |
| Harford County Maryland | 29 | $ 7,581,000 | $ 261,000 | $ 110,000 |
| Stafford County Virginia | 27 | $ 9,514,000 | $ 352,000 | $ 123,000 |
| Chester County Pennsylvania | 22 | $ 6,254,000 | $ 284,000 | $ 146,000 |
| Fauquier County Virginia | 21 | $ 6,383,000 | $ 303,000 | $ 101,000 |
| Sussex County Delaware | 17 | $ 6,997,000 | $ 411,000 | $ 210,000 |
| Hanover County Virginia | 16 | $ 2,788,000 | $ 174,000 | $ 62,000 |
| Garrett County Maryland | 15 | $ 3,133,000 | $ 208,000 | $ 199,000 |
| Mecklenburg County North Carolina | 15 | $ 3,302,000 | $ 220,000 | $ 149,000 |
| Frederick County Virginia | 15 | $ 3,539,000 | $ 235,000 | $ 90,000 |
| Queen Anne's County Maryland | 14 | $ 4,721,000 | $ 337,000 | $ 145,000 |
| Middlesex County New Jersey | 14 | $ 3,183,000 | $ 227,000 | $ 87,000 |
| Adams County Pennsylvania | 14 | $ 2,702,000 | $ 193,000 | $ 69,000 |
| Spotsylvania County Virginia | 13 | $ 3,668,000 | $ 282,000 | $ 84,000 |
| Atlantic County New Jersey | 12 | $ 3,619,000 | $ 301,000 | $ 183,000 |
| Franklin County Pennsylvania | 12 | $ 2,208,000 | $ 184,000 | $ 78,000 |
| Fluvanna County Virginia | 12 | $ 2,337,000 | $ 194,000 | $ 95,000 |
| Lehigh County Pennsylvania | 11 | $ 2,659,000 | $ 241,000 | $ 82,000 |
| Manassas County Virginia | 11 | $ 2,670,000 | $ 242,000 | $ 91,000 |
| Petersburg County Virginia | 11 | $ 1,883,000 | $ 171,000 | $ 84,000 |
| Greene County Virginia | 10 | $ 2,680,000 | $ 268,000 | $ 81,000 |
| Louisa County Virginia | 10 | $ 2,444,000 | $ 244,000 | $ 159,000 |
| Berkeley County West Virginia | 10 | $ 2,010,000 | $ 201,000 | $ 85,000 |
| Jefferson County West Virginia | 10 | $ 2,350,000 | $ 235,000 | $ 101,000 |
| Okaloosa County Florida | 9 | $ 1,752,000 | $ 194,000 | $ 91,000 |
| Culpeper County Virginia | 9 | $ 1,817,000 | $ 201,000 | $ 68,000 |
| Delaware County Pennsylvania | 8 | $ 2,477,000 | $ 309,000 | $ 243,000 |
| Beaufort County South Carolina | 8 | $ 2,239,000 | $ 279,000 | $ 79,000 |
| Powhatan County Virginia | 8 | $ 2,419,000 | $ 302,000 | $ 100,000 |
| New Castle County Delaware | 6 | $ 2,318,000 | $ 386,000 | $ 104,000 |
| Caroline County Maryland | 6 | $ 1,647,000 | $ 274,000 | $ 93,000 |
| Talbot County Maryland | 6 | $ 2,473,000 | $ 412,000 | $ 168,000 |
| Burlington County New Jersey | 6 | $ 1,383,000 | $ 230,000 | $ 121,000 |
| Iredell County North Carolina | 6 | $ 2,078,000 | $ 346,000 | $ 147,000 |
| Berks County Pennsylvania | 6 | $ 1,436,000 | $ 239,000 | $ 91,000 |
| Northampton County Pennsylvania | 6 | $ 1,208,000 | $ 201,000 | $ 59,000 |
| Falls Church County Virginia | 6 | $ 4,205,000 | $ 700,000 | $ 215,000 |
| Orange County Virginia | 6 | $ 1,268,000 | $ 211,000 | $ 69,000 |
| Sussex County Virginia | 6 | $ 910,000 | $ 151,000 | $ 59,000 |
| Virginia Beach County Virginia | 6 | $ 2,940,000 | $ 490,000 | $ 118,000 |
| Cecil County Maryland | 5 | $ 1,006,000 | $ 201,000 | $ 83,000 |
| Amelia County Virginia | 5 | $ 793,000 | $ 158,000 | $ 65,000 |
| Clarke County Virginia | 5 | $ 1,212,000 | $ 242,000 | $ 101,000 |
| Warren County Virginia | 5 | $ 1,207,000 | $ 241,000 | $ 92,000 |
| San Diego County California | 4 | $ 2,481,000 | $ 620,000 | $ 27,000 |
| Kent County Delaware | 4 | $ 1,007,000 | $ 251,000 | $ 68,000 |
| Broward County Florida | 4 | $ 1,937,000 | $ 484,000 | $ 248,000 |
| Honolulu County Hawaii | 4 | $ 2,200,000 | $ 550,000 | $ 162,000 |
| Wicomico County Maryland | 4 | $ 560,000 | $ 140,000 | $ 64,000 |
| Camden County New Jersey | 4 | $ 1,392,000 | $ 348,000 | $ 223,000 |
| Fairfax City County Virginia | 4 | $ 1,997,000 | $ 499,000 | $ 182,000 |
| Manassas Park County Virginia | 4 | $ 765,000 | $ 191,000 | $ 123,000 |
| Nottoway County Virginia | 4 | $ 679,000 | $ 169,000 | $ 58,000 |
| Shenandoah County Virginia | 4 | $ 1,042,000 | $ 260,000 | $ 126,000 |
| Maricopa County Arizona | 3 | $ 616,000 | $ 205,000 | $ 0 |
| Los Angeles County California | 3 | $ 1,280,000 | $ 426,000 | $ 136,000 |
| Denver County Colorado | 3 | $ 1,530,000 | $ 510,000 | $ 52,000 |
| Brevard County Florida | 3 | $ 1,239,000 | $ 413,000 | $ 214,000 |
| Hillsborough County Florida | 3 | $ 462,000 | $ 154,000 | $ 91,000 |
| Palm Beach County Florida | 3 | $ 878,000 | $ 292,000 | $ 270,000 |
| Hendricks County Indiana | 3 | $ 646,000 | $ 215,000 | $ 79,000 |
| Wayne County Michigan | 3 | $ 658,000 | $ 219,000 | $ 93,000 |
| Morris County New Jersey | 3 | $ 2,296,000 | $ 765,000 | $ 255,000 |
| Bernalillo County New Mexico | 3 | $ 679,000 | $ 226,000 | $ 129,000 |
| Brunswick County North Carolina | 3 | $ 441,000 | $ 147,000 | $ 245,000 |
| Hoke County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 90,000 |
| York County Pennsylvania | 3 | $ 532,000 | $ 177,000 | $ 33,000 |
| Fort Bend County Texas | 3 | $ 1,050,000 | $ 350,000 | $ 109,000 |
| Accomack County Virginia | 3 | $ 770,000 | $ 256,000 | $ 298,000 |
| King George County Virginia | 3 | $ 949,000 | $ 316,000 | $ 97,000 |
| Norfolk County Virginia | 3 | $ 924,000 | $ 308,000 | $ 166,000 |
| Winchester County Virginia | 3 | $ 429,000 | $ 143,000 | $ 77,000 |
| Morgan County West Virginia | 3 | $ 576,000 | $ 192,000 | $ 61,000 |
| Alameda County California | 2 | $ 464,000 | $ 232,000 | $ 0 |
| Bay County Florida | 2 | $ 512,000 | $ 256,000 | $ 180,000 |
| Hernando County Florida | 2 | $ 234,000 | $ 117,000 | $ 88,000 |
| Indian River County Florida | 2 | $ 386,000 | $ 193,000 | $ 199,000 |
| Manatee County Florida | 2 | $ 1,288,000 | $ 644,000 | $ 400,000 |
| Miami-Dade County Florida | 2 | $ 449,000 | $ 224,000 | $ 164,000 |
| Osceola County Florida | 2 | $ 493,000 | $ 246,000 | $ 226,000 |
| Santa Rosa County Florida | 2 | $ 358,000 | $ 179,000 | $ 62,000 |
| Sarasota County Florida | 2 | $ 1,330,000 | $ 665,000 | $ 747,000 |
| DeKalb County Georgia | 2 | $ 384,000 | $ 192,000 | $ 86,000 |
| Marion County Indiana | 2 | $ 829,000 | $ 414,000 | $ 150,000 |
| Allegany County Maryland | 2 | $ 292,000 | $ 146,000 | $ 68,000 |
| Dorchester County Maryland | 2 | $ 384,000 | $ 192,000 | $ 110,000 |
| Hennepin County Minnesota | 2 | $ 454,000 | $ 227,000 | $ 38,000 |
| Somerset County New Jersey | 2 | $ 944,000 | $ 472,000 | $ 193,000 |
| Union County New Jersey | 2 | $ 684,000 | $ 342,000 | $ 80,000 |
| Curry County New Mexico | 2 | $ 351,000 | $ 175,000 | $ 25,000 |
| Richmond County New York | 2 | $ 859,000 | $ 429,000 | $ 102,000 |
| Guilford County North Carolina | 2 | $ 778,000 | $ 389,000 | $ 172,000 |
| Multnomah County Oregon | 2 | $ 741,000 | $ 370,000 | $ 42,000 |
| Carbon County Pennsylvania | 2 | $ 359,000 | $ 179,000 | $ 61,000 |
| Cumberland County Pennsylvania | 2 | $ 345,000 | $ 172,000 | $ 60,000 |
| Monroe County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 119,000 |
| Aiken County South Carolina | 2 | $ 333,000 | $ 166,000 | $ 139,000 |
| Charleston County South Carolina | 2 | $ 929,000 | $ 464,000 | $ 413,000 |
| Greenville County South Carolina | 2 | $ 726,000 | $ 363,000 | $ 189,000 |
| Horry County South Carolina | 2 | $ 571,000 | $ 285,000 | $ 117,000 |
| Montgomery County Tennessee | 2 | $ 477,000 | $ 238,000 | $ 55,000 |
| Williamson County Texas | 2 | $ 600,000 | $ 300,000 | $ 152,000 |
| Brunswick County Virginia | 2 | $ 197,000 | $ 98,000 | $ 60,000 |
| Cumberland County Virginia | 2 | $ 118,000 | $ 59,000 | $ 38,000 |
| Fredericksburg County Virginia | 2 | $ 931,000 | $ 465,000 | $ 268,000 |
| Goochland County Virginia | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| James City County Virginia | 2 | $ 769,000 | $ 384,000 | $ 176,000 |
| King William County Virginia | 2 | $ 311,000 | $ 155,000 | $ 51,000 |
| Montgomery County Virginia | 2 | $ 259,000 | $ 129,000 | $ 109,000 |
| Newport News County Virginia | 2 | $ 225,000 | $ 112,000 | $ 57,000 |
| Rappahannock County Virginia | 2 | $ 471,000 | $ 235,000 | $ 66,000 |
| Rockbridge County Virginia | 2 | $ 357,000 | $ 178,000 | $ 213,000 |
| Anchorage County Alaska | 1 | $ 174,000 | $ 174,000 | $ 84,000 |
| Orange County California | 1 | $ 637,000 | $ 637,000 | $ 301,000 |
| Riverside County California | 1 | $ 264,000 | $ 264,000 | $ 55,000 |
| Broomfield County Colorado | 1 | $ 252,000 | $ 252,000 | $ 49,000 |
| El Paso County Colorado | 1 | $ 362,000 | $ 362,000 | $ 93,000 |
| Jefferson County Colorado | 1 | $ 383,000 | $ 383,000 | $ 107,000 |
| Fairfield County Connecticut | 1 | $ 399,000 | $ 399,000 | $ 107,000 |
| Alachua County Florida | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Collier County Florida | 1 | $ 392,000 | $ 392,000 | $ 219,000 |
| Duval County Florida | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Lake County Florida | 1 | $ 144,000 | $ 144,000 | $ 138,000 |
| Lee County Florida | 1 | $ 199,000 | $ 199,000 | $ 61,000 |
| Marion County Florida | 1 | $ 195,000 | $ 195,000 | $ 147,000 |
| Monroe County Florida | 1 | $ 476,000 | $ 476,000 | $ 87,000 |
| Orange County Florida | 1 | $ 211,000 | $ 211,000 | $ 210,000 |
| Pinellas County Florida | 1 | $ 424,000 | $ 424,000 | $ 245,000 |
| Seminole County Florida | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Volusia County Florida | 1 | $ 417,000 | $ 417,000 | $ 452,000 |
| Chatham County Georgia | 1 | $ 558,000 | $ 558,000 | $ 166,000 |
| Cherokee County Georgia | 1 | $ 340,000 | $ 340,000 | $ 100,000 |
| Clarke County Georgia | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Cobb County Georgia | 1 | $ 330,000 | $ 330,000 | $ 100,000 |
| Forsyth County Georgia | 1 | $ 496,000 | $ 496,000 | $ 366,000 |
| Greene County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 307,000 |
| Paulding County Georgia | 1 | $ 187,000 | $ 187,000 | $ 85,000 |
| Latah County Idaho | 1 | $ 340,000 | $ 340,000 | $ 114,000 |
| Champaign County Illinois | 1 | $ 202,000 | $ 202,000 | $ 305,000 |
| Cook County Illinois | 1 | $ 378,000 | $ 378,000 | $ 101,000 |
| DuPage County Illinois | 1 | $ 424,000 | $ 424,000 | $ 305,000 |
| McDonough County Illinois | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Hamilton County Indiana | 1 | $ 424,000 | $ 424,000 | $ 130,000 |
| Dallas County Iowa | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Douglas County Kansas | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Kent County Maryland | 1 | $ 210,000 | $ 210,000 | $ 169,000 |
| Bristol County Massachusetts | 1 | $ 584,000 | $ 584,000 | $ 191,000 |
| Essex County Massachusetts | 1 | $ 352,000 | $ 352,000 | $ 75,000 |
| Suffolk County Massachusetts | 1 | $ 540,000 | $ 540,000 | $ 132,000 |
| Ingham County Michigan | 1 | $ 424,000 | $ 424,000 | $ 400,000 |
| Kalamazoo County Michigan | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| Pulaski County Missouri | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Essex County New Jersey | 1 | $ 253,000 | $ 253,000 | $ 142,000 |
| Mercer County New Jersey | 1 | $ 238,000 | $ 238,000 | $ 64,000 |
| Passaic County New Jersey | 1 | $ 480,000 | $ 480,000 | $ 155,000 |
| Beaufort County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 64,000 |
| Buncombe County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 172,000 |
| Cabarrus County North Carolina | 1 | $ 424,000 | $ 424,000 | $ 95,000 |
| Carteret County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 263,000 |
| Cumberland County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 86,000 |
| Durham County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 88,000 |
| Moore County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Onslow County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 169,000 |
| Rowan County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 50,000 |
| Rutherford County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Union County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Wake County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 51,000 |
| Fairfield County Ohio | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Franklin County Ohio | 1 | $ 390,000 | $ 390,000 | $ 229,000 |
| Oklahoma County Oklahoma | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Curry County Oregon | 1 | $ 72,000 | $ 72,000 | $ 109,000 |
| Lane County Oregon | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Lincoln County Oregon | 1 | $ 161,000 | $ 161,000 | $ 189,000 |
| Allegheny County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 64,000 |
| Dauphin County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 55,000 |
| Erie County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 128,000 |
| Fayette County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
| Fulton County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 93,000 |
| Lancaster County Pennsylvania | 1 | $ 211,000 | $ 211,000 | $ 56,000 |
| Luzerne County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Schuylkill County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Westmoreland County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Washington County Rhode Island | 1 | $ 256,000 | $ 256,000 | $ 92,000 |
| Richland County South Carolina | 1 | $ 342,000 | $ 342,000 | $ 75,000 |
| York County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Davidson County Tennessee | 1 | $ 281,000 | $ 281,000 | $ 150,000 |
| Williamson County Tennessee | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Bexar County Texas | 1 | $ 129,000 | $ 129,000 | $ 116,000 |
| Collin County Texas | 1 | $ 239,000 | $ 239,000 | $ 65,000 |
| Denton County Texas | 1 | $ 255,000 | $ 255,000 | $ 151,000 |
| Gillespie County Texas | 1 | $ 306,000 | $ 306,000 | $ 135,000 |
| Harris County Texas | 1 | $ 300,000 | $ 300,000 | $ 115,000 |
| Travis County Texas | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 296,000 | $ 296,000 | $ 72,000 |
| Summit County Utah | 1 | $ 380,000 | $ 380,000 | $ 470,000 |
| Augusta County Virginia | 1 | $ 420,000 | $ 420,000 | $ 364,000 |
| Bedford County Virginia | 1 | $ 330,000 | $ 330,000 | $ 2,855,000 |
| Botetourt County Virginia | 1 | $ 338,000 | $ 338,000 | $ 142,000 |
| Caroline County Virginia | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Chesapeake County Virginia | 1 | $ 269,000 | $ 269,000 | $ 70,000 |
| Essex County Virginia | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Mecklenburg County Virginia | 1 | $ 112,000 | $ 112,000 | $ 121,000 |
| Nelson County Virginia | 1 | $ 320,000 | $ 320,000 | $ 354,000 |
| New Kent County Virginia | 1 | $ 413,000 | $ 413,000 | $ 77,000 |
| Page County Virginia | 1 | $ 417,000 | $ 417,000 | $ 142,000 |
| Staunton County Virginia | 1 | $ 183,000 | $ 183,000 | $ 76,000 |
| Suffolk County Virginia | 1 | $ 327,000 | $ 327,000 | $ 93,000 |
| Surry County Virginia | 1 | $ 229,000 | $ 229,000 | $ 50,000 |
| Waynesboro County Virginia | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Westmoreland County Virginia | 1 | $ 216,000 | $ 216,000 | $ 105,000 |
| York County Virginia | 1 | $ 146,000 | $ 146,000 | $ 154,000 |
| Jefferson County Washington | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Mineral County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Tucker County West Virginia | 1 | $ 320,000 | $ 320,000 | $ 145,000 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,452 | $1,007,682,000 | $291,000 | $1,660,000 | $115,000 | $2,055,000 |
| Refinancing | 673 | $216,453,000 | $321,000 | $1,860,000 | $141,000 | $2,855,000 |
| Home Improvement | 59 | $17,306,000 | $293,000 | $708,000 | $136,000 | $424,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,938 | $871,765,000 | $296,000 | $1,642,000 | $126,000 | $2,855,000 |
| Not Provided | 564 | $189,279,000 | $335,000 | $1,660,000 | $132,000 | $1,398,000 |
| Black or African American | 304 | $77,870,000 | $256,000 | $1,860,000 | $87,000 | $396,000 |
| Asian | 159 | $40,322,000 | $253,000 | $1,040,000 | $87,000 | $367,000 |
| Hispanic | 146 | $40,863,000 | $279,000 | $999,000 | $98,000 | $407,000 |
| Not applicable | 51 | $15,901,000 | $311,000 | $975,000 | $0 | $0 |
| American Indian or Alaskan Native | 12 | $3,012,000 | $251,000 | $537,000 | $61,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,429,000 | $242,000 | $605,000 | $91,000 | $233,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,670 | $816,042,000 | $305,000 | $1,860,000 | $137,000 | $2,855,000 |
| FHA-insured (Federal Housing Administration) | 733 | $167,856,000 | $228,000 | $647,000 | $77,000 | $512,000 |
| VA-guaranteed (Veterans Administration) | 578 | $215,484,000 | $372,000 | $1,029,000 | $114,000 | $699,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 203 | $42,059,000 | $207,000 | $465,000 | $63,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,556 | $1,054,621,000 | $296,000 | $1,660,000 | $121,000 | $2,855,000 |
| Application Withdrawn By Applicant | 288 | $89,361,000 | $310,000 | $1,120,000 | $125,000 | $1,200,000 |
| Application Denied By Financial Institution | 197 | $53,537,000 | $271,000 | $1,860,000 | $107,000 | $1,256,000 |
| File Closed For Incompleteness | 63 | $19,674,000 | $312,000 | $1,040,000 | $103,000 | $390,000 |
| Application Approved But Not Accepted | 51 | $17,763,000 | $348,000 | $1,560,000 | $130,000 | $499,000 |
| Loan Purchased By The Institution | 29 | $6,485,000 | $223,000 | $625,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 53 | $14,901,000 | $281,000 | $908,000 | $128,000 | $649,000 |
| Debt-To-Income Ratio | 44 | $11,720,000 | $266,000 | $900,000 | $74,000 | $506,000 |
| Credit Application Incomplete | 35 | $11,285,000 | $322,000 | $1,200,000 | $161,000 | $1,256,000 |
| Credit History | 26 | $7,506,000 | $288,000 | $1,860,000 | $85,000 | $396,000 |
| Employment History | 14 | $3,228,000 | $230,000 | $402,000 | $61,000 | $118,000 |
| Other | 9 | $1,838,000 | $204,000 | $374,000 | $117,000 | $271,000 |
| Unverifiable Information | 8 | $1,540,000 | $192,000 | $265,000 | $83,000 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,339,000 | $223,000 | $375,000 | $76,000 | $158,000 |
| Mortgage Insurance Denied | 2 | $180,000 | $90,000 | $174,000 | $66,000 | $66,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.