Presidential Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Presidential Bank, Fsb 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Presidential Bank, Fsb 4600 East West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,636 |
| Total Mortgage Loan Application Amount | $2,269,870,000 |
| Average Mortgage Loan Application Amount | $339,000 |
| Highest Mortgage Loan Application Amount | $2,125,000 |
| Average Applicant Income | $139,666 |
| Highest Applicant Income | $4,301,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Presidential Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Presidential Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Presidential Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Presidential Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Presidential Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Presidential Bank, Fsb's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Frederick County Maryland | 516 | $ 170,450,000 | $ 330,000 | $ 122,000 |
| Montgomery County Maryland | 507 | $ 210,125,000 | $ 414,000 | $ 162,000 |
| Anne Arundel County Maryland | 464 | $ 182,390,000 | $ 393,000 | $ 151,000 |
| Fairfax County Virginia | 437 | $ 201,045,000 | $ 460,000 | $ 176,000 |
| Chesterfield County Virginia | 292 | $ 68,170,000 | $ 233,000 | $ 82,000 |
| Bucks County Pennsylvania | 256 | $ 83,020,000 | $ 324,000 | $ 131,000 |
| Prince William County Virginia | 232 | $ 84,820,000 | $ 365,000 | $ 121,000 |
| Howard County Maryland | 220 | $ 80,040,000 | $ 363,000 | $ 151,000 |
| St. Mary's County Maryland | 197 | $ 67,155,000 | $ 340,000 | $ 123,000 |
| Loudoun County Virginia | 191 | $ 82,565,000 | $ 432,000 | $ 168,000 |
| Baltimore County Maryland | 164 | $ 47,990,000 | $ 292,000 | $ 114,000 |
| Montgomery County Pennsylvania | 149 | $ 40,485,000 | $ 271,000 | $ 124,000 |
| Calvert County Maryland | 134 | $ 49,340,000 | $ 368,000 | $ 120,000 |
| Prince George's County Maryland | 128 | $ 39,520,000 | $ 308,000 | $ 108,000 |
| Carroll County Maryland | 127 | $ 42,645,000 | $ 335,000 | $ 123,000 |
| District of Columbia County District Of Columbia | 119 | $ 61,655,000 | $ 518,000 | $ 180,000 |
| Prince George County Virginia | 107 | $ 23,425,000 | $ 218,000 | $ 83,000 |
| Albemarle County Virginia | 104 | $ 40,730,000 | $ 391,000 | $ 163,000 |
| Washington County Maryland | 97 | $ 22,195,000 | $ 228,000 | $ 82,000 |
| Henrico County Virginia | 88 | $ 21,080,000 | $ 239,000 | $ 93,000 |
| Charles County Maryland | 85 | $ 30,025,000 | $ 353,000 | $ 124,000 |
| Baltimore City County Maryland | 84 | $ 22,780,000 | $ 271,000 | $ 134,000 |
| Arlington County Virginia | 82 | $ 36,740,000 | $ 448,000 | $ 188,000 |
| Dinwiddie County Virginia | 75 | $ 14,475,000 | $ 193,000 | $ 74,000 |
| Colonial Heights County Virginia | 64 | $ 10,740,000 | $ 167,000 | $ 67,000 |
| Alexandria County Virginia | 63 | $ 28,655,000 | $ 454,000 | $ 171,000 |
| Charlottesville County Virginia | 57 | $ 18,645,000 | $ 327,000 | $ 129,000 |
| Stafford County Virginia | 57 | $ 18,095,000 | $ 317,000 | $ 99,000 |
| Virginia Beach County Virginia | 55 | $ 19,575,000 | $ 355,000 | $ 105,000 |
| Mecklenburg County North Carolina | 43 | $ 12,035,000 | $ 279,000 | $ 138,000 |
| Hopewell County Virginia | 43 | $ 5,915,000 | $ 137,000 | $ 51,000 |
| Fauquier County Virginia | 40 | $ 15,370,000 | $ 384,000 | $ 128,000 |
| Cape May County New Jersey | 39 | $ 17,005,000 | $ 436,000 | $ 240,000 |
| Monmouth County New Jersey | 39 | $ 12,795,000 | $ 328,000 | $ 129,000 |
| Sussex County Delaware | 38 | $ 12,550,000 | $ 330,000 | $ 202,000 |
| Philadelphia County Pennsylvania | 35 | $ 7,685,000 | $ 219,000 | $ 97,000 |
| Queen Anne's County Maryland | 31 | $ 13,075,000 | $ 421,000 | $ 156,000 |
| Richmond City County Virginia | 26 | $ 5,940,000 | $ 228,000 | $ 98,000 |
| Worcester County Maryland | 25 | $ 7,335,000 | $ 293,000 | $ 194,000 |
| Hanover County Virginia | 25 | $ 6,415,000 | $ 256,000 | $ 96,000 |
| Petersburg County Virginia | 24 | $ 2,960,000 | $ 123,000 | $ 79,000 |
| Kent County Delaware | 23 | $ 5,955,000 | $ 258,000 | $ 81,000 |
| Spotsylvania County Virginia | 23 | $ 7,355,000 | $ 319,000 | $ 102,000 |
| Harford County Maryland | 22 | $ 6,750,000 | $ 306,000 | $ 115,000 |
| Ocean County New Jersey | 22 | $ 5,410,000 | $ 245,000 | $ 103,000 |
| Chester County Pennsylvania | 22 | $ 6,340,000 | $ 288,000 | $ 141,000 |
| Iredell County North Carolina | 21 | $ 6,925,000 | $ 329,000 | $ 183,000 |
| Berks County Pennsylvania | 21 | $ 4,385,000 | $ 208,000 | $ 84,000 |
| Frederick County Virginia | 19 | $ 5,005,000 | $ 263,000 | $ 135,000 |
| Culpeper County Virginia | 17 | $ 5,285,000 | $ 310,000 | $ 118,000 |
| San Diego County California | 16 | $ 7,440,000 | $ 465,000 | $ 122,000 |
| Middlesex County New Jersey | 16 | $ 4,830,000 | $ 301,000 | $ 108,000 |
| Franklin County Pennsylvania | 16 | $ 3,360,000 | $ 210,000 | $ 80,000 |
| Orange County Virginia | 15 | $ 3,745,000 | $ 249,000 | $ 94,000 |
| Berkeley County West Virginia | 15 | $ 3,595,000 | $ 239,000 | $ 99,000 |
| Fairfax City County Virginia | 14 | $ 4,980,000 | $ 355,000 | $ 118,000 |
| Manassas County Virginia | 14 | $ 4,350,000 | $ 310,000 | $ 110,000 |
| Delaware County Pennsylvania | 13 | $ 4,645,000 | $ 357,000 | $ 181,000 |
| Warren County Virginia | 13 | $ 2,555,000 | $ 196,000 | $ 74,000 |
| Atlantic County New Jersey | 12 | $ 2,860,000 | $ 238,000 | $ 133,000 |
| Wake County North Carolina | 11 | $ 3,035,000 | $ 275,000 | $ 135,000 |
| Lehigh County Pennsylvania | 11 | $ 2,705,000 | $ 245,000 | $ 89,000 |
| Clarke County Virginia | 11 | $ 4,305,000 | $ 391,000 | $ 119,000 |
| Garrett County Maryland | 10 | $ 2,880,000 | $ 288,000 | $ 129,000 |
| Adams County Pennsylvania | 10 | $ 2,330,000 | $ 233,000 | $ 101,000 |
| Palm Beach County Florida | 9 | $ 2,675,000 | $ 297,000 | $ 244,000 |
| Honolulu County Hawaii | 9 | $ 5,935,000 | $ 659,000 | $ 146,000 |
| Louisa County Virginia | 9 | $ 2,045,000 | $ 227,000 | $ 99,000 |
| Powhatan County Virginia | 9 | $ 2,965,000 | $ 329,000 | $ 123,000 |
| Jefferson County West Virginia | 9 | $ 2,275,000 | $ 252,000 | $ 131,000 |
| Hillsborough County Florida | 8 | $ 2,830,000 | $ 353,000 | $ 189,000 |
| Talbot County Maryland | 8 | $ 3,070,000 | $ 383,000 | $ 233,000 |
| Northampton County Pennsylvania | 8 | $ 2,090,000 | $ 261,000 | $ 93,000 |
| Beaufort County South Carolina | 8 | $ 3,160,000 | $ 395,000 | $ 244,000 |
| Fluvanna County Virginia | 8 | $ 2,030,000 | $ 253,000 | $ 84,000 |
| Nelson County Virginia | 8 | $ 2,030,000 | $ 253,000 | $ 161,000 |
| Maricopa County Arizona | 7 | $ 2,215,000 | $ 316,000 | $ 203,000 |
| New Castle County Delaware | 7 | $ 2,005,000 | $ 286,000 | $ 77,000 |
| Sarasota County Florida | 7 | $ 2,485,000 | $ 355,000 | $ 145,000 |
| Chesapeake County Virginia | 7 | $ 2,395,000 | $ 342,000 | $ 90,000 |
| Goochland County Virginia | 7 | $ 2,555,000 | $ 365,000 | $ 111,000 |
| Greene County Virginia | 7 | $ 2,275,000 | $ 325,000 | $ 126,000 |
| Norfolk County Virginia | 7 | $ 2,835,000 | $ 405,000 | $ 81,000 |
| Broward County Florida | 6 | $ 1,960,000 | $ 326,000 | $ 266,000 |
| Currituck County North Carolina | 6 | $ 2,790,000 | $ 465,000 | $ 184,000 |
| Dare County North Carolina | 6 | $ 1,940,000 | $ 323,000 | $ 178,000 |
| Charleston County South Carolina | 6 | $ 1,900,000 | $ 316,000 | $ 184,000 |
| Horry County South Carolina | 6 | $ 1,770,000 | $ 295,000 | $ 128,000 |
| Shelby County Tennessee | 6 | $ 2,090,000 | $ 348,000 | $ 106,000 |
| Falls Church County Virginia | 6 | $ 3,150,000 | $ 525,000 | $ 231,000 |
| James City County Virginia | 6 | $ 2,090,000 | $ 348,000 | $ 226,000 |
| Skagit County Washington | 6 | $ 2,700,000 | $ 450,000 | $ 192,000 |
| Jefferson County Colorado | 5 | $ 1,985,000 | $ 397,000 | $ 150,000 |
| Pinellas County Florida | 5 | $ 1,565,000 | $ 313,000 | $ 225,000 |
| St. Johns County Florida | 5 | $ 1,675,000 | $ 335,000 | $ 127,000 |
| Volusia County Florida | 5 | $ 1,175,000 | $ 235,000 | $ 132,000 |
| Union County New Jersey | 5 | $ 1,885,000 | $ 377,000 | $ 98,000 |
| Brunswick County North Carolina | 5 | $ 1,155,000 | $ 231,000 | $ 176,000 |
| Moore County North Carolina | 5 | $ 1,485,000 | $ 297,000 | $ 131,000 |
| York County Pennsylvania | 5 | $ 1,545,000 | $ 309,000 | $ 77,000 |
| Fort Bend County Texas | 5 | $ 1,795,000 | $ 359,000 | $ 171,000 |
| Bedford County Virginia | 5 | $ 1,895,000 | $ 379,000 | $ 995,000 |
| Emporia County Virginia | 5 | $ 425,000 | $ 85,000 | $ 119,000 |
| Madison County Virginia | 5 | $ 1,135,000 | $ 227,000 | $ 85,000 |
| New Kent County Virginia | 5 | $ 1,405,000 | $ 281,000 | $ 71,000 |
| Sussex County Virginia | 5 | $ 675,000 | $ 135,000 | $ 116,000 |
| Orange County California | 4 | $ 2,130,000 | $ 532,000 | $ 238,000 |
| Duval County Florida | 4 | $ 2,040,000 | $ 510,000 | $ 193,000 |
| Lee County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 159,000 |
| Okaloosa County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 97,000 |
| Middlesex County Massachusetts | 4 | $ 1,950,000 | $ 487,000 | $ 246,000 |
| Burlington County New Jersey | 4 | $ 1,020,000 | $ 255,000 | $ 107,000 |
| Camden County New Jersey | 4 | $ 950,000 | $ 237,000 | $ 106,000 |
| Hunterdon County New Jersey | 4 | $ 1,240,000 | $ 310,000 | $ 122,000 |
| Cumberland County North Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 67,000 |
| Multnomah County Oregon | 4 | $ 1,380,000 | $ 345,000 | $ 100,000 |
| Cumberland County Pennsylvania | 4 | $ 890,000 | $ 222,000 | $ 64,000 |
| Richland County South Carolina | 4 | $ 760,000 | $ 190,000 | $ 105,000 |
| Brunswick County Virginia | 4 | $ 410,000 | $ 102,000 | $ 43,000 |
| Caroline County Virginia | 4 | $ 720,000 | $ 180,000 | $ 56,000 |
| Gloucester County Virginia | 4 | $ 580,000 | $ 145,000 | $ 83,000 |
| King George County Virginia | 4 | $ 1,830,000 | $ 457,000 | $ 198,000 |
| Manassas Park County Virginia | 4 | $ 1,110,000 | $ 277,000 | $ 64,000 |
| Middlesex County Virginia | 4 | $ 710,000 | $ 177,000 | $ 94,000 |
| Newport News County Virginia | 4 | $ 820,000 | $ 205,000 | $ 159,000 |
| Nottoway County Virginia | 4 | $ 890,000 | $ 222,000 | $ 65,000 |
| Shenandoah County Virginia | 4 | $ 1,130,000 | $ 282,000 | $ 102,000 |
| York County Virginia | 4 | $ 1,590,000 | $ 397,000 | $ 193,000 |
| Madison County Alabama | 3 | $ 575,000 | $ 191,000 | $ 66,000 |
| Bay County Florida | 3 | $ 855,000 | $ 285,000 | $ 94,000 |
| Collier County Florida | 3 | $ 1,355,000 | $ 451,000 | $ 620,000 |
| Escambia County Florida | 3 | $ 615,000 | $ 205,000 | $ 95,000 |
| Lake County Florida | 3 | $ 565,000 | $ 188,000 | $ 117,000 |
| Orange County Florida | 3 | $ 945,000 | $ 315,000 | $ 21,000 |
| Caroline County Maryland | 3 | $ 495,000 | $ 165,000 | $ 85,000 |
| Wicomico County Maryland | 3 | $ 885,000 | $ 295,000 | $ 150,000 |
| Norfolk County Massachusetts | 3 | $ 1,475,000 | $ 491,000 | $ 173,000 |
| Oakland County Michigan | 3 | $ 1,155,000 | $ 385,000 | $ 175,000 |
| Merrimack County New Hampshire | 3 | $ 1,145,000 | $ 381,000 | $ 212,000 |
| Somerset County New Jersey | 3 | $ 835,000 | $ 278,000 | $ 105,000 |
| Suffolk County New York | 3 | $ 1,865,000 | $ 621,000 | $ 160,000 |
| Catawba County North Carolina | 3 | $ 1,105,000 | $ 368,000 | $ 89,000 |
| Chatham County North Carolina | 3 | $ 1,875,000 | $ 625,000 | $ 255,000 |
| Lincoln County North Carolina | 3 | $ 1,575,000 | $ 525,000 | $ 290,000 |
| Allegheny County Pennsylvania | 3 | $ 805,000 | $ 268,000 | $ 83,000 |
| Lackawanna County Pennsylvania | 3 | $ 915,000 | $ 305,000 | $ 202,000 |
| Washington County Rhode Island | 3 | $ 885,000 | $ 295,000 | $ 128,000 |
| Berkeley County South Carolina | 3 | $ 2,045,000 | $ 681,000 | $ 242,000 |
| Accomack County Virginia | 3 | $ 665,000 | $ 221,000 | $ 430,000 |
| Amelia County Virginia | 3 | $ 495,000 | $ 165,000 | $ 95,000 |
| Cumberland County Virginia | 3 | $ 255,000 | $ 85,000 | $ 30,000 |
| Franklin County Virginia | 3 | $ 1,195,000 | $ 398,000 | $ 360,000 |
| Greensville County Virginia | 3 | $ 365,000 | $ 121,000 | $ 63,000 |
| Mathews County Virginia | 3 | $ 785,000 | $ 261,000 | $ 182,000 |
| Montgomery County Virginia | 3 | $ 545,000 | $ 181,000 | $ 71,000 |
| Northumberland County Virginia | 3 | $ 1,035,000 | $ 345,000 | $ 183,000 |
| Southampton County Virginia | 3 | $ 565,000 | $ 188,000 | $ 104,000 |
| Winchester County Virginia | 3 | $ 635,000 | $ 211,000 | $ 78,000 |
| Hardy County West Virginia | 3 | $ 385,000 | $ 128,000 | $ 117,000 |
| Monongalia County West Virginia | 3 | $ 875,000 | $ 291,000 | $ 85,000 |
| Boulder County Colorado | 2 | $ 1,370,000 | $ 685,000 | $ 187,000 |
| Denver County Colorado | 2 | $ 710,000 | $ 355,000 | $ 137,000 |
| El Paso County Colorado | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Brevard County Florida | 2 | $ 570,000 | $ 285,000 | $ 126,000 |
| Flagler County Florida | 2 | $ 720,000 | $ 360,000 | $ 228,000 |
| Martin County Florida | 2 | $ 780,000 | $ 390,000 | $ 90,000 |
| Monroe County Florida | 2 | $ 620,000 | $ 310,000 | $ 62,000 |
| Nassau County Florida | 2 | $ 790,000 | $ 395,000 | $ 98,000 |
| Santa Rosa County Florida | 2 | $ 590,000 | $ 295,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 580,000 | $ 290,000 | $ 127,000 |
| Sumter County Florida | 2 | $ 690,000 | $ 345,000 | $ 190,000 |
| Camden County Georgia | 2 | $ 510,000 | $ 255,000 | $ 115,000 |
| Forsyth County Georgia | 2 | $ 790,000 | $ 395,000 | $ 174,000 |
| Greene County Georgia | 2 | $ 1,430,000 | $ 715,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 640,000 | $ 320,000 | $ 144,000 |
| Lowndes County Georgia | 2 | $ 560,000 | $ 280,000 | $ 146,000 |
| Muscogee County Georgia | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| Ada County Idaho | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Cook County Illinois | 2 | $ 1,960,000 | $ 980,000 | $ 255,000 |
| Johnson County Kansas | 2 | $ 910,000 | $ 455,000 | $ 157,000 |
| Orleans County Louisiana | 2 | $ 660,000 | $ 330,000 | $ 75,000 |
| Cumberland County Maine | 2 | $ 650,000 | $ 325,000 | $ 101,000 |
| Barnstable County Massachusetts | 2 | $ 720,000 | $ 360,000 | $ 292,000 |
| Bristol County Massachusetts | 2 | $ 920,000 | $ 460,000 | $ 121,000 |
| Plymouth County Massachusetts | 2 | $ 730,000 | $ 365,000 | $ 153,000 |
| Hennepin County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 51,000 |
| Cheshire County New Hampshire | 2 | $ 790,000 | $ 395,000 | $ 322,000 |
| Bergen County New Jersey | 2 | $ 750,000 | $ 375,000 | $ 106,000 |
| Cumberland County New Jersey | 2 | $ 410,000 | $ 205,000 | $ 74,000 |
| Gloucester County New Jersey | 2 | $ 340,000 | $ 170,000 | $ 85,000 |
| Mercer County New Jersey | 2 | $ 700,000 | $ 350,000 | $ 165,000 |
| Morris County New Jersey | 2 | $ 990,000 | $ 495,000 | $ 179,000 |
| Albany County New York | 2 | $ 460,000 | $ 230,000 | $ 73,000 |
| Cabarrus County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 133,000 |
| Craven County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 87,000 |
| Durham County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 48,000 |
| Guilford County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 181,000 |
| New Hanover County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 122,000 |
| Orange County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 120,000 |
| Pender County North Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Pitt County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 166,000 |
| Franklin County Ohio | 2 | $ 660,000 | $ 330,000 | $ 252,000 |
| Warren County Ohio | 2 | $ 640,000 | $ 320,000 | $ 261,000 |
| Washington County Oregon | 2 | $ 1,110,000 | $ 555,000 | $ 242,000 |
| Newport County Rhode Island | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Lexington County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| York County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 88,000 |
| Sumner County Tennessee | 2 | $ 910,000 | $ 455,000 | $ 132,000 |
| Chittenden County Vermont | 2 | $ 1,010,000 | $ 505,000 | $ 138,000 |
| Buckingham County Virginia | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| Essex County Virginia | 2 | $ 440,000 | $ 220,000 | $ 112,000 |
| Hampton County Virginia | 2 | $ 460,000 | $ 230,000 | $ 32,000 |
| Harrisonburg County Virginia | 2 | $ 540,000 | $ 270,000 | $ 163,000 |
| King William County Virginia | 2 | $ 460,000 | $ 230,000 | $ 65,000 |
| Roanoke County Virginia | 2 | $ 570,000 | $ 285,000 | $ 161,000 |
| Pierce County Washington | 2 | $ 930,000 | $ 465,000 | $ 134,000 |
| Skamania County Washington | 2 | $ 480,000 | $ 240,000 | $ 173,000 |
| Milwaukee County Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 143,000 |
| Calhoun County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pima County Arizona | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Little River County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Contra Costa County California | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Los Angeles County California | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Monterey County California | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Sacramento County California | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| New Haven County Connecticut | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| New London County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Citrus County Florida | 1 | $ 285,000 | $ 285,000 | $ 229,000 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Indian River County Florida | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Manatee County Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Marion County Florida | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Miami-Dade County Florida | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Osceola County Florida | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Polk County Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Putnam County Florida | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Walton County Florida | 1 | $ 345,000 | $ 345,000 | $ 236,000 |
| Chatham County Georgia | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Cobb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Houston County Georgia | 1 | $ 305,000 | $ 305,000 | $ 165,000 |
| Paulding County Georgia | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Elmore County Idaho | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Hamilton County Indiana | 1 | $ 415,000 | $ 415,000 | $ 212,000 |
| Jasper County Indiana | 1 | $ 385,000 | $ 385,000 | $ 70,000 |
| Warren County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 346,000 |
| Hancock County Maine | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| York County Maine | 1 | $ 395,000 | $ 395,000 | $ 234,000 |
| Allegany County Maryland | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
| Cecil County Maryland | 1 | $ 355,000 | $ 355,000 | $ 181,000 |
| Dorchester County Maryland | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Kent County Maryland | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
| Hampshire County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| Wayne County Michigan | 1 | $ 335,000 | $ 335,000 | $ 216,000 |
| Anoka County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| Washington County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 224,000 |
| Jackson County Mississippi | 1 | $ 365,000 | $ 365,000 | $ 153,000 |
| Madison County Mississippi | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| Broadwater County Montana | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Hillsborough County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| Rockingham County New Hampshire | 1 | $ 435,000 | $ 435,000 | $ 126,000 |
| Essex County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 649,000 |
| Hudson County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Salem County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Sussex County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 102,000 |
| Curry County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 401,000 |
| Sandoval County New Mexico | 1 | $ 545,000 | $ 545,000 | $ 180,000 |
| Santa Fe County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 280,000 |
| Dutchess County New York | 1 | $ 305,000 | $ 305,000 | $ 265,000 |
| Onondaga County New York | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| Oswego County New York | 1 | $ 225,000 | $ 225,000 | $ 385,000 |
| Richmond County New York | 1 | $ 525,000 | $ 525,000 | $ 110,000 |
| Carteret County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 194,000 |
| Forsyth County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 137,000 |
| Hoke County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 264,000 |
| Polk County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Vance County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Warren County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 164,000 |
| Brown County Ohio | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Cuyahoga County Ohio | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Fairfield County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Summit County Ohio | 1 | $ 95,000 | $ 95,000 | $ 258,000 |
| Clackamas County Oregon | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 305,000 | $ 305,000 | $ 350,000 |
| Blair County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Bradford County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 181,000 |
| Luzerne County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Lycoming County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Monroe County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 260,000 |
| Schuylkill County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Somerset County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Providence County Rhode Island | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Dorchester County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 60,000 |
| Georgetown County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 246,000 |
| Greenville County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Blount County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
| Davidson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 325,000 |
| Roane County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 309,000 |
| Bell County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bexar County Texas | 1 | $ 185,000 | $ 185,000 | $ 163,000 |
| Galveston County Texas | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
| Harris County Texas | 1 | $ 515,000 | $ 515,000 | $ 188,000 |
| Montgomery County Texas | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Polk County Texas | 1 | $ 225,000 | $ 225,000 | $ 174,000 |
| Tarrant County Texas | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Travis County Texas | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Williamson County Texas | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Salt Lake County Utah | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Weber County Utah | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Bennington County Vermont | 1 | $ 355,000 | $ 355,000 | $ 409,000 |
| Franklin County Vermont | 1 | $ 405,000 | $ 405,000 | $ 192,000 |
| Rutland County Vermont | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Windsor County Vermont | 1 | $ 215,000 | $ 215,000 | $ 164,000 |
| Augusta County Virginia | 1 | $ 255,000 | $ 255,000 | $ 175,000 |
| Charlotte County Virginia | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Franklin City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Fredericksburg County Virginia | 1 | $ 365,000 | $ 365,000 | $ 212,000 |
| Halifax County Virginia | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Lee County Virginia | 1 | $ 385,000 | $ 385,000 | $ 106,000 |
| Lunenburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Mecklenburg County Virginia | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Pittsylvania County Virginia | 1 | $ 285,000 | $ 285,000 | $ 364,000 |
| Prince Edward County Virginia | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Rappahannock County Virginia | 1 | $ 605,000 | $ 605,000 | $ 1,556,000 |
| Staunton County Virginia | 1 | $ 315,000 | $ 315,000 | $ 263,000 |
| Westmoreland County Virginia | 1 | $ 175,000 | $ 175,000 | $ 228,000 |
| Benton County Washington | 1 | $ 315,000 | $ 315,000 | $ 188,000 |
| Island County Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
| King County Washington | 1 | $ 625,000 | $ 625,000 | $ 272,000 |
| Kitsap County Washington | 1 | $ 275,000 | $ 275,000 | $ 142,000 |
| Thurston County Washington | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Whatcom County Washington | 1 | $ 165,000 | $ 165,000 | $ 191,000 |
| Morgan County West Virginia | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 359,000 |
Mortgage Loan Application Detail Totals for Presidential Bank, Fsb in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,058 | $991,310,000 | $324,000 | $2,125,000 | $121,000 | $1,556,000 |
| Refinancing | 2,944 | $1,069,110,000 | $363,000 | $1,605,000 | $149,000 | $4,301,000 |
| Cash-out Refinancing | 634 | $209,450,000 | $330,000 | $1,505,000 | $149,000 | $1,313,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,874 | $1,681,980,000 | $345,000 | $2,125,000 | $140,000 | $4,301,000 |
| Not Provided | 791 | $273,945,000 | $346,000 | $1,175,000 | $132,000 | $669,000 |
| Black or African American | 421 | $131,955,000 | $313,000 | $805,000 | $107,000 | $455,000 |
| Asian | 287 | $94,275,000 | $328,000 | $1,025,000 | $112,000 | $595,000 |
| Hispanic | 242 | $81,200,000 | $335,000 | $1,245,000 | $125,000 | $581,000 |
| American Indian or Alaskan Native | 9 | $2,385,000 | $265,000 | $445,000 | $88,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,480,000 | $370,000 | $585,000 | $165,000 | $222,000 |
| Not applicable | 2 | $120,000 | $60,000 | $65,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,982 | $1,666,720,000 | $334,000 | $1,675,000 | $145,000 | $4,301,000 |
| VA-guaranteed (Veterans Administration) | 1,059 | $448,555,000 | $423,000 | $2,125,000 | $107,000 | $571,000 |
| FHA-insured (Federal Housing Administration) | 457 | $120,115,000 | $262,000 | $745,000 | $85,000 | $478,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 138 | $34,480,000 | $249,000 | $445,000 | $70,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,942 | $2,033,090,000 | $342,000 | $1,675,000 | $134,000 | $4,301,000 |
| Application Withdrawn By Applicant | 513 | $176,205,000 | $343,000 | $1,045,000 | $146,000 | $4,200,000 |
| Application Denied By Financial Institution | 128 | $40,790,000 | $318,000 | $2,125,000 | $112,000 | $510,000 |
| Application Approved But Not Accepted | 29 | $11,205,000 | $386,000 | $1,375,000 | $158,000 | $474,000 |
| File Closed For Incompleteness | 22 | $8,460,000 | $384,000 | $1,255,000 | $118,000 | $372,000 |
| Loan Purchased By The Institution | 2 | $120,000 | $60,000 | $65,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,508 | $2,229,080,000 | $342,000 | $1,675,000 | $135,000 | $4,301,000 |
| Debt-To-Income Ratio | 38 | $11,720,000 | $308,000 | $1,135,000 | $81,000 | $252,000 |
| Collateral | 36 | $11,770,000 | $326,000 | $1,025,000 | $144,000 | $396,000 |
| Employment History | 15 | $3,725,000 | $248,000 | $445,000 | $66,000 | $155,000 |
| Credit History | 14 | $4,390,000 | $313,000 | $425,000 | $121,000 | $300,000 |
| Other | 10 | $3,380,000 | $338,000 | $1,315,000 | $161,000 | $510,000 |
| Unverifiable Information | 8 | $2,000,000 | $250,000 | $325,000 | $121,000 | $257,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $3,025,000 | $605,000 | $2,125,000 | $138,000 | $422,000 |
| Credit Application Incomplete | 2 | $780,000 | $390,000 | $525,000 | $100,000 | $107,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Presidential Bank, Fsb's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Presidential Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.