Primequity, LLC Mortgage Lending & HMDA Data, 2003

In 2003, Primequity, LLC of Tampa, FL reported 1,417 mortgage applications totaling $199.0 million. The average application was for $140,407, and applicants reported an average income of $70,851. 47% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (248), Nashville, TN (182) and Miami, FL (160) (applications in parentheses).

Mortgage Company & Address Primequity, LLC
6520 Harney Road
Tampa, FL 33610
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,417
Total Mortgage Loan Application Amount $198,957,000
Average Mortgage Loan Application Amount $140,407
Highest Mortgage Loan Application Amount $788,000
Average Applicant Income $70,851
Highest Applicant Income $926,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Primequity, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Primequity, LLC by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hillsborough, Florida 169 $ 19,059,000 $ 112,775 $ 61,000
Miami-Dade, Florida 160 $ 22,617,000 $ 141,356 $ 63,000
Broward, Florida 78 $ 10,661,000 $ 136,679 $ 63,000
Davidson, Tennessee 68 $ 9,788,000 $ 143,941 $ 75,000
Pinellas, Florida 52 $ 6,039,000 $ 116,134 $ 63,000
Fairfax, Virginia 49 $ 11,389,000 $ 232,428 $ 129,000
Brevard, Florida 47 $ 4,676,000 $ 99,489 $ 46,000
Mecklenburg, North Carolina 41 $ 6,561,000 $ 160,024 $ 76,000
Williamson, Tennessee 39 $ 7,810,000 $ 200,256 $ 113,000
Orange, Florida 31 $ 3,465,000 $ 111,774 $ 57,000
Lee, Florida 30 $ 4,338,000 $ 144,600 $ 73,000
Palm Beach, Florida 27 $ 5,385,000 $ 199,444 $ 105,000
Rutherford, Tennessee 26 $ 3,278,000 $ 126,076 $ 59,000
Sumner, Tennessee 25 $ 3,842,000 $ 153,680 $ 75,000
Wake, North Carolina 21 $ 3,629,000 $ 172,809 $ 88,000
Pasco, Florida 20 $ 2,134,000 $ 106,700 $ 76,000
Wilson, Tennessee 20 $ 2,746,000 $ 137,300 $ 68,000
Collier, Florida 19 $ 3,759,000 $ 197,842 $ 111,000
Prince William, Virginia 19 $ 3,934,000 $ 207,052 $ 78,000
Virginia Beach, Virginia 15 $ 1,880,000 $ 125,333 $ 82,000
Duval, Florida 13 $ 1,037,000 $ 79,769 $ 45,000
Seminole, Florida 13 $ 1,306,000 $ 100,461 $ 49,000
Maury, Tennessee 13 $ 1,617,000 $ 124,384 $ 140,000
Loudoun, Virginia 13 $ 3,420,000 $ 263,076 $ 97,000
Guilford, North Carolina 12 $ 2,028,000 $ 169,000 $ 111,000
Osceola, Florida 11 $ 999,000 $ 90,818 $ 47,000
St. Lucie, Florida 11 $ 1,499,000 $ 136,272 $ 52,000
Arlington, Virginia 11 $ 2,155,000 $ 195,909 $ 85,000
Durham, North Carolina 10 $ 1,299,000 $ 129,900 $ 73,000
Lake, Florida 9 $ 791,000 $ 87,888 $ 38,000
Shelby, Tennessee 9 $ 754,000 $ 83,777 $ 50,000
Portsmouth, Virginia 9 $ 841,000 $ 93,444 $ 75,000
Hernando, Florida 8 $ 736,000 $ 92,000 $ 60,000
Sarasota, Florida 8 $ 1,634,000 $ 204,250 $ 106,000
Henrico, Virginia 7 $ 939,000 $ 134,142 $ 64,000
Charlotte, Florida 6 $ 535,000 $ 89,166 $ 62,000
Martin, Florida 6 $ 790,000 $ 131,666 $ 52,000
Polk, Florida 6 $ 408,000 $ 68,000 $ 36,000
York, South Carolina 6 $ 762,000 $ 127,000 $ 63,000
Robertson, Tennessee 6 $ 638,000 $ 106,333 $ 54,000
Norfolk, Virginia 6 $ 565,000 $ 94,166 $ 61,000
Indian River, Florida 5 $ 524,000 $ 104,800 $ 76,000
Manatee, Florida 5 $ 457,000 $ 91,400 $ 55,000
Volusia, Florida 5 $ 593,000 $ 118,600 $ 61,000
Gaston, North Carolina 5 $ 600,000 $ 120,000 $ 67,000
Alexandria, Virginia 5 $ 770,000 $ 154,000 $ 81,000
Richmond City, Virginia 5 $ 527,000 $ 105,400 $ 33,000
Escambia, Florida 4 $ 234,000 $ 58,500 $ 32,000
Santa Rosa, Florida 4 $ 753,000 $ 188,250 $ 102,000
Union, North Carolina 4 $ 661,000 $ 165,250 $ 61,000
Pickens, South Carolina 4 $ 610,000 $ 152,500 $ 61,000
Chesapeake, Virginia 4 $ 521,000 $ 130,250 $ 48,000
Hanover, Virginia 4 $ 849,000 $ 212,250 $ 128,000
Manassas Park, Virginia 4 $ 709,000 $ 177,250 $ 127,000
Alachua, Florida 3 $ 386,000 $ 128,666 $ 105,000
Clay, Florida 3 $ 264,000 $ 88,000 $ 47,000
Nassau, Florida 3 $ 252,000 $ 84,000 $ 66,000
Burke, North Carolina 3 $ 132,000 $ 44,000 $ 24,000
Cabarrus, North Carolina 3 $ 283,000 $ 94,333 $ 44,000
Dare, North Carolina 3 $ 1,455,000 $ 485,000 $ 218,000
Forsyth, North Carolina 3 $ 372,000 $ 124,000 $ 54,000
New Hanover, North Carolina 3 $ 447,000 $ 149,000 $ 111,000
Charleston, South Carolina 3 $ 478,000 $ 159,333 $ 90,000
Dorchester, South Carolina 3 $ 511,000 $ 170,333 $ 190,000
Greenville, South Carolina 3 $ 375,000 $ 125,000 $ 49,000
Lexington, South Carolina 3 $ 390,000 $ 130,000 $ 61,000
Richland, South Carolina 3 $ 335,000 $ 111,666 $ 100,000
Spartanburg, South Carolina 3 $ 265,000 $ 88,333 $ 52,000
Dickson, Tennessee 3 $ 240,000 $ 80,000 $ 57,000
Putnam, Tennessee 3 $ 427,000 $ 142,333 $ 105,000
Accomack, Virginia 3 $ 284,000 $ 94,666 $ 62,000
Albemarle, Virginia 3 $ 639,000 $ 213,000 $ 112,000
Chesterfield, Virginia 3 $ 486,000 $ 162,000 $ 98,000
Frederick, Virginia 3 $ 432,000 $ 144,000 $ 119,000
Spotsylvania, Virginia 3 $ 618,000 $ 206,000 $ 97,000
Marion, Florida 2 $ 97,000 $ 48,500 $ 21,000
Monroe, Florida 2 $ 251,000 $ 125,500 $ 59,000
St. Johns, Florida 2 $ 132,000 $ 66,000 $ 23,000
Brunswick, North Carolina 2 $ 402,000 $ 201,000 $ 117,000
Buncombe, North Carolina 2 $ 310,000 $ 155,000 $ 87,000
Carteret, North Carolina 2 $ 92,000 $ 46,000 $ 50,000
Cleveland, North Carolina 2 $ 362,000 $ 181,000 $ 72,000
Cumberland, North Carolina 2 $ 318,000 $ 159,000 $ 73,000
Davidson, North Carolina 2 $ 221,000 $ 110,500 $ 75,000
Nash, North Carolina 2 $ 168,000 $ 84,000 $ 46,000
Orange, North Carolina 2 $ 571,000 $ 285,500 $ 168,000
Pitt, North Carolina 2 $ 167,000 $ 83,500 $ 31,000
Randolph, North Carolina 2 $ 314,000 $ 157,000 $ 57,000
Watauga, North Carolina 2 $ 342,000 $ 171,000 $ 96,000
Wayne, North Carolina 2 $ 100,000 $ 50,000 $ 34,000
Berkeley, South Carolina 2 $ 235,000 $ 117,500 $ 32,000
Cheatham, Tennessee 2 $ 234,000 $ 117,000 $ 61,000
Coffee, Tennessee 2 $ 284,000 $ 142,000 $ 84,000
Giles, Tennessee 2 $ 122,000 $ 61,000 $ 31,000
Marshall, Tennessee 2 $ 168,000 $ 84,000 $ 72,000
Warren, Tennessee 2 $ 322,000 $ 161,000 $ 105,000
Falls Church, Virginia 2 $ 612,000 $ 306,000 $ 166,000
Fauquier, Virginia 2 $ 394,000 $ 197,000 $ 140,000
Franklin, Virginia 2 $ 640,000 $ 320,000 $ 250,000
Greene, Virginia 2 $ 358,000 $ 179,000 $ 63,000
King George, Virginia 2 $ 359,000 $ 179,500 $ 87,000
Newport News, Virginia 2 $ 155,000 $ 77,500 $ 133,000
Northampton, Virginia 2 $ 325,000 $ 162,500 $ 49,000
Roanoke City, Virginia 2 $ 98,000 $ 49,000 $ 34,000
York, Virginia 2 $ 233,000 $ 116,500 $ 62,000
Adams, Colorado 1 $ 202,000 $ 202,000 $ 66,000
Boulder, Colorado 1 $ 200,000 $ 200,000 $ 216,000
Jefferson, Colorado 1 $ 131,000 $ 131,000 $ 80,000
Otero, Colorado 1 $ 75,000 $ 75,000 $ 54,000
Park, Colorado 1 $ 142,000 $ 142,000 $ 31,000
Bay, Florida 1 $ 160,000 $ 160,000 $ 70,000
Columbia, Florida 1 $ 41,000 $ 41,000 $ 29,000
Gadsden, Florida 1 $ 90,000 $ 90,000 $ 59,000
Leon, Florida 1 $ 67,000 $ 67,000 $ 65,000
Okeechobee, Florida 1 $ 92,000 $ 92,000 $ 60,000
Sumter, Florida 1 $ 98,000 $ 98,000 $ 36,000
Bleckley, Georgia 1 $ 51,000 $ 51,000 $ 78,000
Cherokee, Georgia 1 $ 138,000 $ 138,000 $ 145,000
Cobb, Georgia 1 $ 175,000 $ 175,000 $ 99,000
Elkhart, Indiana 1 $ 196,000 $ 196,000 $ 91,000
Porter, Indiana 1 $ 130,000 $ 130,000 $ 72,000
Vanderburgh, Indiana 1 $ 53,000 $ 53,000 $ 34,000
Beaufort, North Carolina 1 $ 79,000 $ 79,000 $ 131,000
Caswell, North Carolina 1 $ 142,000 $ 142,000 $ 52,000
Catawba, North Carolina 1 $ 86,000 $ 86,000 $ 31,000
Columbus, North Carolina 1 $ 77,000 $ 77,000 $ 46,000
Franklin, North Carolina 1 $ 261,000 $ 261,000 $ 107,000
Harnett, North Carolina 1 $ 133,000 $ 133,000 $ 70,000
Iredell, North Carolina 1 $ 224,000 $ 224,000 $ 124,000
McDowell, North Carolina 1 $ 149,000 $ 149,000 $ 68,000
Moore, North Carolina 1 $ 397,000 $ 397,000 $ 250,000
Richmond, North Carolina 1 $ 72,000 $ 72,000 $ 32,000
Rowan, North Carolina 1 $ 100,000 $ 100,000 $ 47,000
Sampson, North Carolina 1 $ 75,000 $ 75,000 $ 0
Stanly, North Carolina 1 $ 115,000 $ 115,000 $ 29,000
Surry, North Carolina 1 $ 48,000 $ 48,000 $ 100,000
Aiken, South Carolina 1 $ 150,000 $ 150,000 $ 30,000
Anderson, South Carolina 1 $ 176,000 $ 176,000 $ 60,000
Beaufort, South Carolina 1 $ 320,000 $ 320,000 $ 118,000
Chester, South Carolina 1 $ 75,000 $ 75,000 $ 42,000
Georgetown, South Carolina 1 $ 62,000 $ 62,000 $ 137,000
Horry, South Carolina 1 $ 101,000 $ 101,000 $ 40,000
Lancaster, South Carolina 1 $ 75,000 $ 75,000 $ 45,000
Laurens, South Carolina 1 $ 70,000 $ 70,000 $ 50,000
McCormick, South Carolina 1 $ 240,000 $ 240,000 $ 184,000
Newberry, South Carolina 1 $ 46,000 $ 46,000 $ 31,000
Oconee, South Carolina 1 $ 250,000 $ 250,000 $ 120,000
Bedford, Tennessee 1 $ 260,000 $ 260,000 $ 85,000
Bradley, Tennessee 1 $ 49,000 $ 49,000 $ 28,000
Cannon, Tennessee 1 $ 78,000 $ 78,000 $ 22,000
Fentress, Tennessee 1 $ 162,000 $ 162,000 $ 55,000
Greene, Tennessee 1 $ 72,000 $ 72,000 $ 43,000
Hamilton, Tennessee 1 $ 122,000 $ 122,000 $ 96,000
Hardeman, Tennessee 1 $ 199,000 $ 199,000 $ 53,000
Hickman, Tennessee 1 $ 100,000 $ 100,000 $ 55,000
Jackson, Tennessee 1 $ 79,000 $ 79,000 $ 42,000
Knox, Tennessee 1 $ 157,000 $ 157,000 $ 87,000
Lincoln, Tennessee 1 $ 86,000 $ 86,000 $ 26,000
Loudon, Tennessee 1 $ 65,000 $ 65,000 $ 43,000
McNairy, Tennessee 1 $ 69,000 $ 69,000 $ 46,000
Montgomery, Tennessee 1 $ 84,000 $ 84,000 $ 39,000
Sevier, Tennessee 1 $ 24,000 $ 24,000 $ 86,000
Stewart, Tennessee 1 $ 128,000 $ 128,000 $ 70,000
Tipton, Tennessee 1 $ 105,000 $ 105,000 $ 35,000
White, Tennessee 1 $ 144,000 $ 144,000 $ 0
Augusta, Virginia 1 $ 220,000 $ 220,000 $ 75,000
Bristol, Virginia 1 $ 238,000 $ 238,000 $ 50,000
Colonial Heights, Virginia 1 $ 36,000 $ 36,000 $ 99,000
Fairfax City, Virginia 1 $ 198,000 $ 198,000 $ 73,000
Gloucester, Virginia 1 $ 203,000 $ 203,000 $ 88,000
Halifax, Virginia 1 $ 77,000 $ 77,000 $ 50,000
Hampton, Virginia 1 $ 57,000 $ 57,000 $ 38,000
Isle of Wight, Virginia 1 $ 264,000 $ 264,000 $ 79,000
James City, Virginia 1 $ 351,000 $ 351,000 $ 170,000
Lancaster, Virginia 1 $ 460,000 $ 460,000 $ 85,000
Louisa, Virginia 1 $ 160,000 $ 160,000 $ 49,000
Montgomery, Virginia 1 $ 91,000 $ 91,000 $ 70,000
Nottoway, Virginia 1 $ 85,000 $ 85,000 $ 30,000
Pittsylvania, Virginia 1 $ 229,000 $ 229,000 $ 75,000
Powhatan, Virginia 1 $ 160,000 $ 160,000 $ 100,000
Prince George, Virginia 1 $ 75,000 $ 75,000 $ 55,000
Roanoke, Virginia 1 $ 65,000 $ 65,000 $ 53,000
Stafford, Virginia 1 $ 265,000 $ 265,000 $ 117,000
Warren, Virginia 1 $ 89,000 $ 89,000 $ 33,000

Mortgage Loan Application Detail Totals for Primequity, LLC in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 960 $138,656,000 $150,875 $788,000 $81,250 $926,000
Home Purchase (one-to-four family) 456 $60,211,000 $135,125 $656,000 $77,250 $840,000
Home Improvement (one-to-four family) 1 $90,000 $90,000 $90,000 $46,000 $46,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 897 $131,854,000 $139,555 $788,000 $78,000 $926,000
Hispanic 257 $34,276,000 $150,666 $656,000 $69,333 $300,000
Black 112 $12,692,000 $111,800 $351,000 $53,400 $170,000
Information not provided by applicant in mail or telephone application 79 $8,576,000 $123,200 $286,000 $55,400 $150,000
Asian or Pacific Islander 44 $6,985,000 $148,600 $336,000 $79,000 $246,000
Other 26 $4,329,000 $221,000 $422,000 $98,333 $337,000
American Indian or Alaskan Native 2 $245,000 $122,000 $155,000 $87,000 $90,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,414 $198,497,000 $137,222 $788,000 $73,444 $926,000
VA-guaranteed (Veterans Administration) 2 $310,000 $155,000 $190,000 $52,500 $71,000
FHA-insured (Federal Housing Administration) 1 $150,000 $150,000 $150,000 $66,000 $66,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 664 $93,420,000 $153,285 $646,000 $97,857 $699,000
Application Withdrawn By Applicant 657 $94,440,000 $135,333 $788,000 $67,222 $926,000
Application Denied By Financial Institution 95 $11,051,000 $116,833 $600,000 $61,666 $200,000
Application Approved But Not Accepted 1 $46,000 $46,000 $46,000 $29,000 $29,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 48 $5,885,000 $118,200 $600,000 $51,000 $125,000
Collateral 17 $1,821,000 $98,500 $301,000 $78,500 $183,000
Other 11 $1,253,000 $119,800 $259,000 $84,200 $200,000
Debt-To-Income Ratio 6 $798,000 $124,750 $207,000 $38,250 $119,000
Insufficient Cash (Downpayment, Closing Cost) 3 $256,000 $85,333 $114,000 $35,666 $60,000
Unverifiable Information 2 $119,000 $59,000 $78,000 $35,000 $42,000
Credit Application Incomplete 1 $156,000 $156,000 $156,000 $98,000 $98,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Primequity, LLC's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Primequity, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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