Provident Funding Associates Mortgage Lending & HMDA Data, 2006

In 2006, Provident Funding Associates of Santa Rosa, CA reported 61,613 mortgage applications totaling $14.2 billion, up 5% from 2005. The average application was for $229,670, and applicants reported an average income of $87,345. 74% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (3,404), Chicago-Naperville-Joliet, IL (2,728) and Seattle-Bellevue-Everett, WA (2,206) (applications in parentheses).

Mortgage Company & Address Provident Funding Associates
1235 North Dutton Ave Ste E
Santa Rosa, CA 95401
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 61,613
Total Mortgage Loan Application Amount $14,150,665,000
Average Mortgage Loan Application Amount $229,670
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $87,345
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Provident Funding Associates by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 3,207 $ 758,764,000 $ 236,596 $ 82,000
King, Washington 1,690 $ 481,221,000 $ 284,746 $ 91,000
Los Angeles, California 1,528 $ 486,866,000 $ 318,629 $ 104,000
Salt Lake, Utah 1,477 $ 279,986,000 $ 189,563 $ 81,000
Cook, Illinois 1,427 $ 345,351,000 $ 242,011 $ 87,000
San Diego, California 1,145 $ 352,964,000 $ 308,265 $ 105,000
Clark, Nevada 1,066 $ 252,718,000 $ 237,071 $ 62,000
Sacramento, California 849 $ 221,222,000 $ 260,567 $ 98,000
Santa Clara, California 831 $ 316,995,000 $ 381,462 $ 130,000
Utah, Utah 828 $ 151,013,000 $ 182,382 $ 79,000
Riverside, California 785 $ 210,988,000 $ 268,774 $ 103,000
Orange, California 779 $ 278,653,000 $ 357,706 $ 114,000
Hennepin, Minnesota 659 $ 139,117,000 $ 211,103 $ 96,000
Alameda, California 639 $ 222,012,000 $ 347,436 $ 116,000
San Bernardino, California 600 $ 151,471,000 $ 252,451 $ 91,000
Davis, Utah 569 $ 100,255,000 $ 176,195 $ 76,000
DuPage, Illinois 539 $ 136,307,000 $ 252,888 $ 99,000
Contra Costa, California 535 $ 178,135,000 $ 332,962 $ 115,000
Hartford, Connecticut 516 $ 94,445,000 $ 183,032 $ 73,000
Snohomish, Washington 516 $ 128,930,000 $ 249,864 $ 79,000
Middlesex, Massachusetts 511 $ 149,365,000 $ 292,299 $ 97,000
Oakland, Michigan 507 $ 121,290,000 $ 239,230 $ 103,000
Lake, Illinois 429 $ 111,761,000 $ 260,515 $ 101,000
Multnomah, Oregon 412 $ 82,908,000 $ 201,233 $ 78,000
Washington, Oregon 405 $ 90,486,000 $ 223,422 $ 88,000
Collin, Texas 405 $ 73,262,000 $ 180,893 $ 106,000
Pierce, Washington 402 $ 85,237,000 $ 212,032 $ 99,000
New Haven, Connecticut 393 $ 78,926,000 $ 200,829 $ 81,000
Jefferson, Colorado 382 $ 79,540,000 $ 208,219 $ 72,000
Broward, Florida 382 $ 91,762,000 $ 240,214 $ 110,000
Orange, Florida 377 $ 79,078,000 $ 209,755 $ 98,000
Denver, Colorado 373 $ 79,732,000 $ 213,758 $ 67,000
Arapahoe, Colorado 366 $ 77,588,000 $ 211,989 $ 73,000
Douglas, Colorado 357 $ 87,401,000 $ 244,820 $ 80,000
Sonoma, California 353 $ 114,215,000 $ 323,555 $ 101,000
San Joaquin, California 349 $ 95,643,000 $ 274,048 $ 96,000
Fairfield, Connecticut 327 $ 89,071,000 $ 272,388 $ 100,000
Solano, California 323 $ 94,283,000 $ 291,897 $ 101,000
Ventura, California 322 $ 104,856,000 $ 325,639 $ 115,000
Norfolk, Massachusetts 322 $ 92,653,000 $ 287,742 $ 96,000
Palm Beach, Florida 321 $ 78,686,000 $ 245,127 $ 124,000
Will, Illinois 320 $ 77,280,000 $ 241,500 $ 97,000
Dakota, Minnesota 317 $ 60,184,000 $ 189,854 $ 87,000
Duval, Florida 313 $ 58,078,000 $ 185,552 $ 93,000
Dallas, Texas 309 $ 51,008,000 $ 165,074 $ 107,000
Mecklenburg, North Carolina 305 $ 64,657,000 $ 211,990 $ 103,000
Boulder, Colorado 291 $ 77,347,000 $ 265,797 $ 87,000
Placer, California 285 $ 87,965,000 $ 308,649 $ 112,000
Montgomery, Maryland 285 $ 89,135,000 $ 312,754 $ 122,000
Hillsborough, Florida 281 $ 55,373,000 $ 197,056 $ 96,000
Harris, Texas 272 $ 40,652,000 $ 149,455 $ 110,000
Clackamas, Oregon 269 $ 63,875,000 $ 237,453 $ 79,000
Essex, Massachusetts 264 $ 71,226,000 $ 269,795 $ 92,000
Pima, Arizona 260 $ 55,691,000 $ 214,196 $ 99,000
Plymouth, Massachusetts 259 $ 69,571,000 $ 268,613 $ 94,000
Philadelphia, Pennsylvania 259 $ 38,279,000 $ 147,795 $ 66,000
San Mateo, California 253 $ 96,227,000 $ 380,343 $ 136,000
Gwinnett, Georgia 253 $ 44,587,000 $ 176,233 $ 98,000
Ramsey, Minnesota 253 $ 48,662,000 $ 192,339 $ 81,000
Weber, Utah 253 $ 37,986,000 $ 150,142 $ 73,000
Jefferson, Kentucky 241 $ 44,173,000 $ 183,290 $ 96,000
Fulton, Georgia 239 $ 54,408,000 $ 227,648 $ 114,000
Wayne, Michigan 229 $ 48,973,000 $ 213,855 $ 87,000
Pinellas, Florida 225 $ 47,217,000 $ 209,853 $ 100,000
Oklahoma, Oklahoma 225 $ 30,554,000 $ 135,795 $ 89,000
Fairfax, Virginia 225 $ 69,094,000 $ 307,084 $ 118,000
Cobb, Georgia 224 $ 43,120,000 $ 192,500 $ 103,000
Denton, Texas 211 $ 39,586,000 $ 187,611 $ 102,000
Worcester, Massachusetts 208 $ 49,890,000 $ 239,855 $ 88,000
Wake, North Carolina 208 $ 44,063,000 $ 211,841 $ 93,000
Miami-Dade, Florida 206 $ 43,229,000 $ 209,849 $ 107,000
Larimer, Colorado 205 $ 38,240,000 $ 186,536 $ 77,000
Kane, Illinois 204 $ 47,296,000 $ 231,843 $ 90,000
Pinal, Arizona 197 $ 37,494,000 $ 190,324 $ 71,000
Seminole, Florida 196 $ 40,167,000 $ 204,933 $ 97,000
Bristol, Massachusetts 193 $ 47,887,000 $ 248,119 $ 74,000
Clark, Washington 193 $ 41,906,000 $ 217,129 $ 84,000
Montgomery, Pennsylvania 187 $ 44,074,000 $ 235,689 $ 133,000
Tarrant, Texas 185 $ 27,832,000 $ 150,443 $ 92,000
Hamilton, Indiana 184 $ 40,111,000 $ 217,994 $ 135,000
Fresno, California 180 $ 39,674,000 $ 220,411 $ 100,000
Marion, Indiana 180 $ 28,686,000 $ 159,366 $ 96,000
El Paso, Colorado 177 $ 36,974,000 $ 208,892 $ 85,000
Stanislaus, California 174 $ 42,649,000 $ 245,109 $ 81,000
Bucks, Pennsylvania 174 $ 43,105,000 $ 247,729 $ 111,000
Anoka, Minnesota 173 $ 31,625,000 $ 182,803 $ 82,000
Washington, Utah 172 $ 34,851,000 $ 202,622 $ 92,000
Washoe, Nevada 170 $ 41,893,000 $ 246,429 $ 93,000
Providence, Rhode Island 166 $ 33,557,000 $ 202,150 $ 55,000
DeKalb, Georgia 164 $ 32,931,000 $ 200,798 $ 115,000
El Dorado, California 163 $ 46,193,000 $ 283,392 $ 118,000
Suffolk, Massachusetts 162 $ 41,422,000 $ 255,691 $ 71,000
McHenry, Illinois 160 $ 33,804,000 $ 211,275 $ 105,000
Macomb, Michigan 160 $ 26,879,000 $ 167,993 $ 79,000
Adams, Colorado 159 $ 28,305,000 $ 178,018 $ 69,000
Volusia, Florida 150 $ 23,825,000 $ 158,833 $ 84,000
Yavapai, Arizona 145 $ 33,300,000 $ 229,655 $ 82,000
Allegheny, Pennsylvania 144 $ 18,066,000 $ 125,458 $ 83,000
Travis, Texas 142 $ 28,664,000 $ 201,859 $ 150,000
Franklin, Ohio 141 $ 22,865,000 $ 162,163 $ 115,000
Tulsa, Oklahoma 141 $ 18,004,000 $ 127,687 $ 94,000
Hamilton, Ohio 139 $ 24,050,000 $ 173,021 $ 100,000
Lee, Florida 134 $ 28,422,000 $ 212,104 $ 113,000
Barnstable, Massachusetts 133 $ 38,394,000 $ 288,676 $ 101,000
San Francisco, California 131 $ 56,584,000 $ 431,938 $ 144,000
Washtenaw, Michigan 128 $ 29,388,000 $ 229,593 $ 97,000
Middlesex, Connecticut 125 $ 26,300,000 $ 210,400 $ 91,000
Davidson, Tennessee 125 $ 21,512,000 $ 172,096 $ 83,000
East Baton Rouge, Louisiana 122 $ 19,807,000 $ 162,352 $ 89,000
St. Louis, Missouri 121 $ 21,620,000 $ 178,677 $ 92,000
Ocean, New Jersey 120 $ 27,575,000 $ 229,791 $ 100,000
Thurston, Washington 120 $ 23,030,000 $ 191,916 $ 82,000
Polk, Florida 119 $ 21,237,000 $ 178,462 $ 103,000
Yolo, California 118 $ 33,763,000 $ 286,127 $ 101,000
Scott, Minnesota 116 $ 27,203,000 $ 234,508 $ 95,000
Delaware, Pennsylvania 116 $ 22,572,000 $ 194,586 $ 99,000
Monmouth, New Jersey 114 $ 30,595,000 $ 268,377 $ 110,000
Kern, California 110 $ 23,633,000 $ 214,845 $ 72,000
St. Tammany, Louisiana 109 $ 18,541,000 $ 170,100 $ 86,000
Washington, Minnesota 108 $ 21,286,000 $ 197,092 $ 84,000
New Hanover, North Carolina 105 $ 26,623,000 $ 253,552 $ 132,000
Jefferson, Louisiana 104 $ 17,288,000 $ 166,230 $ 89,000
Santa Barbara, California 103 $ 29,478,000 $ 286,194 $ 40,000
St. Johns, Florida 100 $ 26,324,000 $ 263,240 $ 122,000
Cuyahoga, Ohio 99 $ 19,948,000 $ 201,494 $ 99,000
Clay, Florida 98 $ 18,103,000 $ 184,724 $ 86,000
Prince George's, Maryland 98 $ 23,434,000 $ 239,122 $ 88,000
Summit, Ohio 97 $ 15,258,000 $ 157,298 $ 85,000
Kent, Rhode Island 97 $ 19,465,000 $ 200,670 $ 57,000
Chester, Pennsylvania 96 $ 22,891,000 $ 238,447 $ 103,000
Weld, Colorado 95 $ 18,981,000 $ 199,800 $ 79,000
Pasco, Florida 94 $ 16,759,000 $ 178,287 $ 148,000
Middlesex, New Jersey 94 $ 24,714,000 $ 262,914 $ 97,000
Santa Cruz, California 93 $ 33,857,000 $ 364,053 $ 135,000
Orleans, Louisiana 93 $ 21,207,000 $ 228,032 $ 101,000
Williamson, Tennessee 92 $ 23,769,000 $ 258,358 $ 130,000
Cleveland, Oklahoma 89 $ 13,942,000 $ 156,651 $ 95,000
Tooele, Utah 86 $ 11,796,000 $ 137,162 $ 67,000
Washington, Arkansas 84 $ 14,157,000 $ 168,535 $ 93,000
Litchfield, Connecticut 83 $ 16,373,000 $ 197,265 $ 77,000
Cherokee, Georgia 82 $ 15,534,000 $ 189,439 $ 85,000
Prince William, Virginia 82 $ 24,707,000 $ 301,304 $ 104,000
Baltimore, Maryland 81 $ 18,084,000 $ 223,259 $ 90,000
Cumberland, Maine 77 $ 12,350,000 $ 160,389 $ 74,000
Union, North Carolina 77 $ 18,733,000 $ 243,285 $ 108,000
San Luis Obispo, California 76 $ 22,129,000 $ 291,171 $ 68,000
Morris, New Jersey 75 $ 19,976,000 $ 266,346 $ 120,000
Tolland, Connecticut 74 $ 16,586,000 $ 224,135 $ 81,000
Forsyth, Georgia 74 $ 16,595,000 $ 224,256 $ 102,000
Howard, Maryland 71 $ 22,659,000 $ 319,140 $ 132,000
Whatcom, Washington 71 $ 13,356,000 $ 188,112 $ 69,000
Spokane, Washington 69 $ 9,670,000 $ 140,144 $ 69,000
Butte, California 68 $ 13,386,000 $ 196,852 $ 85,000
Napa, California 68 $ 20,364,000 $ 299,470 $ 93,000
Warren, Ohio 68 $ 11,291,000 $ 166,044 $ 104,000
Camden, New Jersey 67 $ 11,260,000 $ 168,059 $ 81,000
Osceola, Florida 66 $ 11,967,000 $ 181,318 $ 75,000
Canadian, Oklahoma 66 $ 8,661,000 $ 131,227 $ 75,000
Fort Bend, Texas 66 $ 11,082,000 $ 167,909 $ 119,000
Merced, California 65 $ 18,307,000 $ 281,646 $ 109,000
Monterey, California 65 $ 22,226,000 $ 341,938 $ 114,000
Nevada, California 65 $ 16,005,000 $ 246,230 $ 113,000
Broomfield, Colorado 65 $ 14,193,000 $ 218,353 $ 94,000
Lake, Florida 65 $ 14,429,000 $ 221,984 $ 102,000
St. Charles, Missouri 65 $ 10,223,000 $ 157,276 $ 71,000
Marion, Oregon 65 $ 11,656,000 $ 179,323 $ 73,000
Alachua, Florida 64 $ 9,452,000 $ 147,687 $ 85,000
Manatee, Florida 63 $ 16,379,000 $ 259,984 $ 114,000
Milwaukee, Wisconsin 63 $ 8,411,000 $ 133,507 $ 57,000
Sarasota, Florida 62 $ 14,732,000 $ 237,612 $ 159,000
Kitsap, Washington 62 $ 14,555,000 $ 234,758 $ 94,000
Essex, New Jersey 60 $ 17,337,000 $ 288,950 $ 81,000
Summit, Utah 60 $ 17,283,000 $ 288,050 $ 100,000
New London, Connecticut 59 $ 11,638,000 $ 197,254 $ 90,000
Brevard, Florida 59 $ 10,870,000 $ 184,237 $ 88,000
Anne Arundel, Maryland 59 $ 15,997,000 $ 271,135 $ 99,000
Lane, Oregon 59 $ 11,174,000 $ 189,389 $ 72,000
Wright, Minnesota 57 $ 9,655,000 $ 169,385 $ 84,000
Lehigh, Pennsylvania 57 $ 10,290,000 $ 180,526 $ 82,000
Deschutes, Oregon 56 $ 14,771,000 $ 263,767 $ 95,000
Loudoun, Virginia 56 $ 18,197,000 $ 324,946 $ 120,000
Marin, California 54 $ 20,605,000 $ 381,574 $ 123,000
Shasta, California 54 $ 12,480,000 $ 231,111 $ 88,000
Burlington, New Jersey 54 $ 11,958,000 $ 221,444 $ 78,000
Montgomery, Texas 54 $ 10,697,000 $ 198,092 $ 145,000
Johnson, Kansas 53 $ 10,191,000 $ 192,283 $ 101,000
Northampton, Pennsylvania 53 $ 8,540,000 $ 161,132 $ 73,000
Summit, Colorado 52 $ 14,708,000 $ 282,846 $ 139,000
Coconino, Arizona 51 $ 11,701,000 $ 229,431 $ 140,000
Flagler, Florida 51 $ 9,181,000 $ 180,019 $ 228,000
Frederick, Maryland 51 $ 11,828,000 $ 231,921 $ 95,000
Atlantic, New Jersey 51 $ 11,405,000 $ 223,627 $ 96,000
Navajo, Arizona 50 $ 10,014,000 $ 200,280 $ 97,000
Kenton, Kentucky 50 $ 7,607,000 $ 152,140 $ 71,000
Carver, Minnesota 50 $ 11,391,000 $ 227,820 $ 96,000
Missoula, Montana 50 $ 9,484,000 $ 189,680 $ 108,000
Bergen, New Jersey 50 $ 17,224,000 $ 344,480 $ 111,000
Butler, Ohio 50 $ 6,542,000 $ 130,840 $ 70,000
Williamson, Texas 50 $ 8,197,000 $ 163,940 $ 120,000
Kendall, Illinois 49 $ 10,219,000 $ 208,551 $ 73,000
Fayette, Kentucky 49 $ 6,931,000 $ 141,448 $ 86,000
Bexar, Texas 49 $ 10,322,000 $ 210,653 $ 149,000
Leon, Florida 48 $ 7,618,000 $ 158,708 $ 81,000
St. Lucie, Florida 47 $ 9,075,000 $ 193,085 $ 95,000
Tulare, California 46 $ 9,675,000 $ 210,326 $ 78,000
Collier, Florida 45 $ 13,420,000 $ 298,222 $ 172,000
Jackson, Oregon 45 $ 10,030,000 $ 222,888 $ 75,000
Mohave, Arizona 44 $ 10,531,000 $ 239,340 $ 114,000
Lake, Ohio 44 $ 6,314,000 $ 143,500 $ 79,000
Madison, Alabama 43 $ 6,467,000 $ 150,395 $ 83,000
Stark, Ohio 43 $ 6,568,000 $ 152,744 $ 65,000
Knox, Tennessee 43 $ 6,621,000 $ 153,976 $ 101,000
Berks, Pennsylvania 42 $ 7,125,000 $ 169,642 $ 68,000
Sumner, Tennessee 42 $ 6,593,000 $ 156,976 $ 84,000
Iredell, North Carolina 41 $ 10,370,000 $ 252,926 $ 127,000
Spotsylvania, Virginia 41 $ 9,799,000 $ 239,000 $ 122,000
Marion, Florida 40 $ 6,594,000 $ 164,850 $ 86,000
Washington, Rhode Island 40 $ 10,337,000 $ 258,425 $ 92,000
Wasatch, Utah 40 $ 8,958,000 $ 223,950 $ 110,000
Ada, Idaho 39 $ 7,616,000 $ 195,282 $ 63,000
Hampden, Massachusetts 39 $ 7,043,000 $ 180,589 $ 85,000
Livingston, Michigan 39 $ 8,653,000 $ 221,871 $ 126,000
Josephine, Oregon 39 $ 6,383,000 $ 163,666 $ 67,000
Benton, Arkansas 38 $ 7,699,000 $ 202,605 $ 93,000
Lake, California 38 $ 9,090,000 $ 239,210 $ 79,000
Harford, Maryland 38 $ 9,632,000 $ 253,473 $ 127,000
Jackson, Missouri 38 $ 5,414,000 $ 142,473 $ 86,000
Mendocino, California 37 $ 9,834,000 $ 265,783 $ 90,000
Escambia, Florida 37 $ 4,883,000 $ 131,972 $ 97,000
Kootenai, Idaho 37 $ 7,872,000 $ 212,756 $ 107,000
Baltimore City, Maryland 37 $ 6,415,000 $ 173,378 $ 69,000
Cache, Utah 37 $ 5,460,000 $ 147,567 $ 78,000
Livingston, Louisiana 36 $ 4,980,000 $ 138,333 $ 79,000
Passaic, New Jersey 36 $ 10,004,000 $ 277,888 $ 130,000
Delaware, Ohio 36 $ 8,496,000 $ 236,000 $ 110,000
San Benito, California 35 $ 14,291,000 $ 408,314 $ 126,000
Sherburne, Minnesota 35 $ 5,863,000 $ 167,514 $ 88,000
Durham, North Carolina 35 $ 6,082,000 $ 173,771 $ 98,000
York, South Carolina 35 $ 8,079,000 $ 230,828 $ 100,000
Calaveras, California 34 $ 8,586,000 $ 252,529 $ 108,000
Bernalillo, New Mexico 34 $ 5,444,000 $ 160,117 $ 82,000
Wilson, Tennessee 34 $ 5,996,000 $ 176,352 $ 93,000
Virginia Beach, Virginia 34 $ 8,091,000 $ 237,970 $ 84,000
Garfield, Colorado 33 $ 7,689,000 $ 233,000 $ 11,000
Ascension, Louisiana 33 $ 5,438,000 $ 164,787 $ 70,000
Cabarrus, North Carolina 33 $ 7,346,000 $ 222,606 $ 120,000
Westmoreland, Pennsylvania 33 $ 4,280,000 $ 129,696 $ 65,000
Rutherford, Tennessee 33 $ 4,347,000 $ 131,727 $ 63,000
Carroll, Maryland 32 $ 8,005,000 $ 250,156 $ 92,000
Clermont, Ohio 32 $ 3,876,000 $ 121,125 $ 74,000
New Castle, Delaware 31 $ 7,059,000 $ 227,709 $ 82,000
Hendricks, Indiana 31 $ 5,345,000 $ 172,419 $ 89,000
Johnson, Indiana 31 $ 5,103,000 $ 164,612 $ 86,000
Mercer, New Jersey 31 $ 8,101,000 $ 261,322 $ 119,000
Montgomery, Ohio 31 $ 4,758,000 $ 153,483 $ 77,000
Windham, Connecticut 30 $ 5,022,000 $ 167,400 $ 64,000
York, Maine 30 $ 4,783,000 $ 159,433 $ 76,000
Somerset, New Jersey 30 $ 9,048,000 $ 301,600 $ 140,000
Lorain, Ohio 30 $ 4,429,000 $ 147,633 $ 67,000
Portage, Ohio 30 $ 4,109,000 $ 136,966 $ 77,000
Tuolumne, California 29 $ 7,471,000 $ 257,620 $ 119,000
Charlotte, Florida 29 $ 5,721,000 $ 197,275 $ 92,000
Jefferson, Missouri 29 $ 3,781,000 $ 130,379 $ 60,000
Brunswick, North Carolina 29 $ 6,576,000 $ 226,758 $ 114,000
Mahoning, Ohio 29 $ 3,674,000 $ 126,689 $ 82,000
Greenville, South Carolina 29 $ 5,778,000 $ 199,241 $ 109,000
Arlington, Virginia 29 $ 10,559,000 $ 364,103 $ 112,000
Henry, Georgia 28 $ 4,209,000 $ 150,321 $ 92,000
Boone, Kentucky 28 $ 4,682,000 $ 167,214 $ 85,000
Yellowstone, Montana 28 $ 3,917,000 $ 139,892 $ 98,000
Union, New Jersey 28 $ 8,700,000 $ 310,714 $ 109,000
Medina, Ohio 28 $ 5,456,000 $ 194,857 $ 101,000
Waukesha, Wisconsin 28 $ 7,152,000 $ 255,428 $ 94,000
Boone, Indiana 27 $ 5,535,000 $ 205,000 $ 100,000
Rice, Minnesota 27 $ 3,848,000 $ 142,518 $ 69,000
Boone, Missouri 27 $ 3,888,000 $ 144,000 $ 109,000
Yamhill, Oregon 27 $ 4,799,000 $ 177,740 $ 73,000
Chesterfield, Virginia 27 $ 5,565,000 $ 206,111 $ 110,000
Stafford, Virginia 27 $ 7,467,000 $ 276,555 $ 96,000
Paulding, Georgia 26 $ 5,009,000 $ 192,653 $ 84,000
Oldham, Kentucky 26 $ 5,582,000 $ 214,692 $ 112,000
Gloucester, New Jersey 26 $ 5,055,000 $ 194,423 $ 115,000
Hudson, New Jersey 26 $ 6,932,000 $ 266,615 $ 83,000
Moore, North Carolina 26 $ 5,026,000 $ 193,307 $ 85,000
Skagit, Washington 26 $ 5,603,000 $ 215,500 $ 73,000
Martin, Florida 25 $ 6,869,000 $ 274,760 $ 130,000
Fairfield, Ohio 25 $ 3,389,000 $ 135,560 $ 89,000
Park, Colorado 24 $ 3,780,000 $ 157,500 $ 55,000
Okaloosa, Florida 24 $ 6,093,000 $ 253,875 $ 114,000
DeKalb, Illinois 24 $ 3,649,000 $ 152,041 $ 64,000
Vanderburgh, Indiana 24 $ 3,590,000 $ 149,583 $ 72,000
Genesee, Michigan 24 $ 4,104,000 $ 171,000 $ 79,000
Box Elder, Utah 24 $ 3,110,000 $ 129,583 $ 74,000
Benton, Washington 24 $ 2,784,000 $ 116,000 $ 75,000
Island, Washington 24 $ 6,212,000 $ 258,833 $ 112,000
Amador, California 23 $ 5,127,000 $ 222,913 $ 99,000
Imperial, California 23 $ 4,370,000 $ 190,000 $ 80,000
Madera, California 23 $ 5,213,000 $ 226,652 $ 90,000
Clayton, Georgia 23 $ 2,740,000 $ 119,130 $ 57,000
Bullitt, Kentucky 23 $ 3,174,000 $ 138,000 $ 70,000
Butler, Pennsylvania 23 $ 4,633,000 $ 201,434 $ 111,000
Chesapeake, Virginia 23 $ 5,703,000 $ 247,956 $ 99,000
Yakima, Washington 23 $ 2,617,000 $ 113,782 $ 68,000
Sutter, California 22 $ 4,553,000 $ 206,954 $ 65,000
Coweta, Georgia 22 $ 3,778,000 $ 171,727 $ 97,000
Isanti, Minnesota 22 $ 4,102,000 $ 186,454 $ 108,000
Guilford, North Carolina 22 $ 4,897,000 $ 222,590 $ 101,000
Beaufort, South Carolina 22 $ 5,379,000 $ 244,500 $ 140,000
Eagle, Colorado 21 $ 7,298,000 $ 347,523 $ 155,000
Lake, Indiana 21 $ 5,036,000 $ 239,809 $ 80,000
Tangipahoa, Louisiana 21 $ 2,723,000 $ 129,666 $ 99,000
Douglas, Nevada 21 $ 5,966,000 $ 284,095 $ 100,000
Trumbull, Ohio 21 $ 1,456,000 $ 69,333 $ 60,000
Henrico, Virginia 21 $ 3,709,000 $ 176,619 $ 68,000
Dane, Wisconsin 21 $ 3,736,000 $ 177,904 $ 54,000
Gila, Arizona 20 $ 4,086,000 $ 204,300 $ 102,000
Mesa, Colorado 20 $ 4,442,000 $ 222,100 $ 8,000
Hernando, Florida 20 $ 3,039,000 $ 151,950 $ 69,000
Dearborn, Indiana 20 $ 3,162,000 $ 158,100 $ 79,000
Campbell, Kentucky 20 $ 3,010,000 $ 150,500 $ 76,000
Scott, Kentucky 20 $ 2,227,000 $ 111,350 $ 89,000
Kennebec, Maine 20 $ 2,241,000 $ 112,050 $ 59,000
Charles, Maryland 20 $ 5,125,000 $ 256,250 $ 90,000
Chisago, Minnesota 20 $ 3,446,000 $ 172,300 $ 78,000
Hunterdon, New Jersey 20 $ 5,132,000 $ 256,600 $ 101,000
Benton, Oregon 20 $ 4,143,000 $ 207,150 $ 109,000
Washington, Wisconsin 20 $ 3,433,000 $ 171,650 $ 81,000
Douglas, Georgia 19 $ 3,385,000 $ 178,157 $ 90,000
Shawnee, Kansas 19 $ 2,158,000 $ 113,578 $ 69,000
Olmsted, Minnesota 19 $ 3,198,000 $ 168,315 $ 103,000
Dauphin, Pennsylvania 19 $ 3,044,000 $ 160,210 $ 62,000
Erie, Pennsylvania 19 $ 2,388,000 $ 125,684 $ 74,000
Washington, Pennsylvania 19 $ 3,818,000 $ 200,947 $ 111,000
Fayette, Georgia 18 $ 4,427,000 $ 245,944 $ 123,000
Sangamon, Illinois 18 $ 3,951,000 $ 219,500 $ 112,000
Hardin, Kentucky 18 $ 1,471,000 $ 81,722 $ 74,000
St. Louis, Minnesota 18 $ 2,594,000 $ 144,111 $ 77,000
Gallatin, Montana 18 $ 4,022,000 $ 223,444 $ 90,000
Douglas, Nebraska 18 $ 2,597,000 $ 144,277 $ 81,000
Maury, Tennessee 18 $ 2,705,000 $ 150,277 $ 76,000
Chelan, Washington 18 $ 2,749,000 $ 152,722 $ 107,000
Cowlitz, Washington 18 $ 3,066,000 $ 170,333 $ 56,000
Hall, Georgia 17 $ 3,126,000 $ 183,882 $ 85,000
Buncombe, North Carolina 17 $ 3,395,000 $ 199,705 $ 132,000
Forsyth, North Carolina 17 $ 3,063,000 $ 180,176 $ 84,000
Geauga, Ohio 17 $ 3,343,000 $ 196,647 $ 91,000
Wagoner, Oklahoma 17 $ 2,120,000 $ 124,705 $ 85,000
Linn, Oregon 17 $ 2,829,000 $ 166,411 $ 126,000
Cumberland, Pennsylvania 17 $ 2,962,000 $ 174,235 $ 75,000
Lancaster, Pennsylvania 17 $ 2,602,000 $ 153,058 $ 54,000
Walton, Georgia 16 $ 2,883,000 $ 180,187 $ 77,000
Boone, Illinois 16 $ 2,179,000 $ 136,187 $ 65,000
Hampshire, Massachusetts 16 $ 3,653,000 $ 228,312 $ 100,000
Greene, Missouri 16 $ 3,440,000 $ 215,000 $ 16,000
Sussex, New Jersey 16 $ 4,089,000 $ 255,562 $ 90,000
Hidalgo, Texas 16 $ 2,629,000 $ 164,312 $ 75,000
Hampton, Virginia 16 $ 2,952,000 $ 184,500 $ 88,000
Baldwin, Alabama 15 $ 2,648,000 $ 176,533 $ 110,000
Jefferson, Alabama 15 $ 2,798,000 $ 186,533 $ 107,000
Cape May, New Jersey 15 $ 4,795,000 $ 319,666 $ 128,000
Gaston, North Carolina 15 $ 3,072,000 $ 204,800 $ 128,000
Johnston, North Carolina 15 $ 2,720,000 $ 181,333 $ 81,000
Richland, South Carolina 15 $ 3,425,000 $ 228,333 $ 99,000
Galveston, Texas 15 $ 2,980,000 $ 198,666 $ 144,000
Alexandria, Virginia 15 $ 4,634,000 $ 308,933 $ 88,000
Douglas, Washington 15 $ 2,136,000 $ 142,400 $ 105,000
St. Croix, Wisconsin 15 $ 2,851,000 $ 190,066 $ 195,000
Yuba, California 14 $ 2,917,000 $ 208,357 $ 75,000
Tippecanoe, Indiana 14 $ 2,170,000 $ 155,000 $ 97,000
Jessamine, Kentucky 14 $ 1,585,000 $ 113,214 $ 62,000
Ingham, Michigan 14 $ 2,132,000 $ 152,285 $ 84,000
Madison, Mississippi 14 $ 2,660,000 $ 190,000 $ 83,000
Clay, Missouri 14 $ 2,009,000 $ 143,500 $ 95,000
Orange, North Carolina 14 $ 3,968,000 $ 283,428 $ 180,000
McClain, Oklahoma 14 $ 1,692,000 $ 120,857 $ 72,000
York, Pennsylvania 14 $ 2,667,000 $ 190,500 $ 89,000
Newport, Rhode Island 14 $ 3,584,000 $ 256,000 $ 105,000
Charleston, South Carolina 14 $ 3,613,000 $ 258,071 $ 97,000
Horry, South Carolina 14 $ 4,356,000 $ 311,142 $ 149,000
Spartanburg, South Carolina 14 $ 2,588,000 $ 184,857 $ 84,000
Ellis, Texas 14 $ 2,024,000 $ 144,571 $ 160,000
Grays Harbor, Washington 14 $ 2,427,000 $ 173,357 $ 132,000
Kittitas, Washington 14 $ 3,528,000 $ 252,000 $ 111,000
Kenosha, Wisconsin 14 $ 2,402,000 $ 171,571 $ 56,000
Ozaukee, Wisconsin 14 $ 2,725,000 $ 194,642 $ 82,000
Racine, Wisconsin 14 $ 2,528,000 $ 180,571 $ 82,000
Kings, California 13 $ 2,012,000 $ 154,769 $ 41,000
Pueblo, Colorado 13 $ 1,597,000 $ 122,846 $ 74,000
Routt, Colorado 13 $ 3,671,000 $ 282,384 $ 105,000
Sumter, Florida 13 $ 2,188,000 $ 168,307 $ 104,000
Newton, Georgia 13 $ 2,029,000 $ 156,076 $ 104,000
Winnebago, Illinois 13 $ 1,397,000 $ 107,461 $ 39,000
Sedgwick, Kansas 13 $ 1,953,000 $ 150,230 $ 149,000
Calcasieu, Louisiana 13 $ 2,158,000 $ 166,000 $ 91,000
Washington, Maryland 13 $ 3,013,000 $ 231,769 $ 96,000
Stearns, Minnesota 13 $ 1,979,000 $ 152,230 $ 117,000
Steele, Minnesota 13 $ 1,441,000 $ 110,846 $ 41,000
Lyon, Nevada 13 $ 2,490,000 $ 191,538 $ 71,000
Logan, Oklahoma 13 $ 1,904,000 $ 146,461 $ 106,000
Lincoln, Oregon 13 $ 2,824,000 $ 217,230 $ 191,000
Monroe, Pennsylvania 13 $ 2,354,000 $ 181,076 $ 81,000
Robertson, Tennessee 13 $ 2,037,000 $ 156,692 $ 76,000
Hays, Texas 13 $ 2,176,000 $ 167,384 $ 144,000
Iron, Utah 13 $ 2,277,000 $ 175,153 $ 49,000
Kane, Utah 13 $ 2,507,000 $ 192,846 $ 61,000
Mason, Washington 13 $ 2,695,000 $ 207,307 $ 75,000
Franklin, Idaho 12 $ 1,322,000 $ 110,166 $ 55,000
Hancock, Indiana 12 $ 2,119,000 $ 176,583 $ 89,000
Morgan, Indiana 12 $ 1,804,000 $ 150,333 $ 80,000
Androscoggin, Maine 12 $ 1,326,000 $ 110,500 $ 54,000
Columbia, Oregon 12 $ 1,935,000 $ 161,250 $ 75,000
Douglas, Oregon 12 $ 1,872,000 $ 156,000 $ 71,000
Polk, Oregon 12 $ 2,125,000 $ 177,083 $ 63,000
Kaufman, Texas 12 $ 1,699,000 $ 141,583 $ 104,000
Jefferson, Washington 12 $ 2,247,000 $ 187,250 $ 71,000
Cochise, Arizona 11 $ 1,728,000 $ 157,090 $ 48,000
Humboldt, California 11 $ 2,180,000 $ 198,181 $ 73,000
Elbert, Colorado 11 $ 3,141,000 $ 285,545 $ 52,000
Grand, Colorado 11 $ 2,513,000 $ 228,454 $ 133,000
Nassau, Florida 11 $ 2,974,000 $ 270,363 $ 181,000
Santa Rosa, Florida 11 $ 2,579,000 $ 234,454 $ 112,000
Peoria, Illinois 11 $ 1,775,000 $ 161,363 $ 95,000
Brown, Indiana 11 $ 2,451,000 $ 222,818 $ 140,000
Clark, Indiana 11 $ 1,349,000 $ 122,636 $ 58,000
Pottawattamie, Iowa 11 $ 1,230,000 $ 111,818 $ 58,000
Ottawa, Michigan 11 $ 2,068,000 $ 188,000 $ 80,000
Cumberland, New Jersey 11 $ 1,805,000 $ 164,090 $ 80,000
Catawba, North Carolina 11 $ 1,374,000 $ 124,909 $ 62,000
Lincoln, North Carolina 11 $ 2,331,000 $ 211,909 $ 78,000
Union, Ohio 11 $ 1,687,000 $ 153,363 $ 77,000
Carbon, Pennsylvania 11 $ 1,118,000 $ 101,636 $ 82,000
Shelby, Tennessee 11 $ 1,887,000 $ 171,545 $ 106,000
Brazoria, Texas 11 $ 1,673,000 $ 152,090 $ 110,000
Clallam, Washington 11 $ 1,721,000 $ 156,454 $ 120,000
Walworth, Wisconsin 11 $ 1,882,000 $ 171,090 $ 113,000
Tehama, California 10 $ 1,891,000 $ 189,100 $ 101,000
Clear Creek, Colorado 10 $ 2,472,000 $ 247,200 $ 88,000
Bay, Florida 10 $ 1,717,000 $ 171,700 $ 90,000
Bartow, Georgia 10 $ 1,414,000 $ 141,400 $ 69,000
Gilmer, Georgia 10 $ 2,273,000 $ 227,300 $ 190,000
Rockdale, Georgia 10 $ 1,368,000 $ 136,800 $ 75,000
Calvert, Maryland 10 $ 2,798,000 $ 279,800 $ 97,000
Berkshire, Massachusetts 10 $ 2,909,000 $ 290,900 $ 137,000
Kent, Michigan 10 $ 2,051,000 $ 205,100 $ 88,000
Crow Wing, Minnesota 10 $ 1,802,000 $ 180,200 $ 154,000
Itasca, Minnesota 10 $ 1,872,000 $ 187,200 $ 100,000
McLeod, Minnesota 10 $ 1,420,000 $ 142,000 $ 54,000
Carson City, Nevada 10 $ 1,949,000 $ 194,900 $ 78,000
Warren, New Jersey 10 $ 2,102,000 $ 210,200 $ 60,000
Santa Fe, New Mexico 10 $ 2,439,000 $ 243,900 $ 109,000
Grady, Oklahoma 10 $ 1,428,000 $ 142,800 $ 86,000
Rogers, Oklahoma 10 $ 1,207,000 $ 120,700 $ 77,000
Klamath, Oregon 10 $ 1,664,000 $ 166,400 $ 75,000
Bristol, Rhode Island 10 $ 2,832,000 $ 283,200 $ 111,000
Nueces, Texas 10 $ 1,371,000 $ 137,100 $ 71,000
Rockwall, Texas 10 $ 2,350,000 $ 235,000 $ 111,000
Barron, Wisconsin 10 $ 719,000 $ 71,900 $ 63,000
Yuma, Arizona 9 $ 1,923,000 $ 213,666 $ 71,000
Colusa, California 9 $ 1,888,000 $ 209,777 $ 96,000
Inyo, California 9 $ 3,131,000 $ 347,888 $ 124,000
Citrus, Florida 9 $ 1,326,000 $ 147,333 $ 71,000
Columbia, Florida 9 $ 1,157,000 $ 128,555 $ 81,000
Monroe, Florida 9 $ 2,494,000 $ 277,111 $ 163,000
Jackson, Georgia 9 $ 1,727,000 $ 191,888 $ 126,000
Bannock, Idaho 9 $ 1,080,000 $ 120,000 $ 92,000
St. Clair, Illinois 9 $ 2,012,000 $ 223,555 $ 82,000
Allen, Indiana 9 $ 1,127,000 $ 125,222 $ 67,000
Shelby, Kentucky 9 $ 1,569,000 $ 174,333 $ 149,000
St. Clair, Michigan 9 $ 1,233,000 $ 137,000 $ 77,000
Mille Lacs, Minnesota 9 $ 1,070,000 $ 118,888 $ 47,000
St. Louis City, Missouri 9 $ 1,538,000 $ 170,888 $ 40,000
Greene, Ohio 9 $ 1,481,000 $ 164,555 $ 79,000
Licking, Ohio 9 $ 1,310,000 $ 145,555 $ 87,000
Beaver, Pennsylvania 9 $ 1,662,000 $ 184,666 $ 137,000
Morgan, Utah 9 $ 1,622,000 $ 180,222 $ 79,000
York, Virginia 9 $ 2,469,000 $ 274,333 $ 116,000
Lewis, Washington 9 $ 1,637,000 $ 181,888 $ 75,000
Mariposa, California 8 $ 1,654,000 $ 206,750 $ 91,000
Gilpin, Colorado 8 $ 1,958,000 $ 244,750 $ 81,000
Montrose, Colorado 8 $ 1,561,000 $ 195,125 $ 96,000
Sussex, Delaware 8 $ 1,893,000 $ 236,625 $ 132,000
Indian River, Florida 8 $ 1,658,000 $ 207,250 $ 74,000
Putnam, Florida 8 $ 1,167,000 $ 145,875 $ 91,000
Barrow, Georgia 8 $ 1,442,000 $ 180,250 $ 79,000
Glynn, Georgia 8 $ 1,944,000 $ 243,000 $ 111,000
Bonner, Idaho 8 $ 1,008,000 $ 126,000 $ 82,000
Latah, Idaho 8 $ 965,000 $ 120,625 $ 47,000
Bartholomew, Indiana 8 $ 1,356,000 $ 169,500 $ 100,000
Monroe, Indiana 8 $ 1,339,000 $ 167,375 $ 145,000
Porter, Indiana 8 $ 1,968,000 $ 246,000 $ 84,000
St. Joseph, Indiana 8 $ 1,561,000 $ 195,125 $ 97,000
Oxford, Maine 8 $ 1,077,000 $ 134,625 $ 54,000
Cecil, Maryland 8 $ 2,467,000 $ 308,375 $ 99,000
Emmet, Michigan 8 $ 1,809,000 $ 226,125 $ 189,000
Cass, Minnesota 8 $ 1,998,000 $ 249,750 $ 129,000
Hinds, Mississippi 8 $ 827,000 $ 103,375 $ 46,000
Rankin, Mississippi 8 $ 1,029,000 $ 128,625 $ 87,000
Flathead, Montana 8 $ 2,920,000 $ 365,000 $ 137,000
Stillwater, Montana 8 $ 795,000 $ 99,375 $ 62,000
Dona Ana, New Mexico 8 $ 878,000 $ 109,750 $ 102,000
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Mortgage Loan Application Detail Totals for Provident Funding Associates in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 38,086 $9,115,644,000 $239,000 $3,000,000 $82,000 $6,000,000
Home Purchase 23,527 $5,035,021,000 $214,000 $1,960,000 $96,000 $2,750,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 35,451 $7,892,664,000 $222,000 $3,000,000 $103,000 $6,000,000
Not applicable 8,973 $2,061,064,000 $229,000 $1,310,000 $0 $0
Asian 6,728 $1,814,562,000 $269,000 $1,520,000 $110,000 $987,000
Not Provided 5,118 $1,200,848,000 $234,000 $2,000,000 $104,000 $2,400,000
Hispanic 3,231 $747,371,000 $231,000 $971,000 $86,000 $984,000
Black or African American 1,703 $332,007,000 $194,000 $831,000 $85,000 $2,750,000
Native Hawaiian or Other Pacific Islander 257 $69,255,000 $269,000 $903,000 $109,000 $1,395,000
American Indian or Alaskan Native 152 $32,894,000 $216,000 $775,000 $92,000 $379,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 61,613 $14,150,665,000 $229,000 $3,000,000 $87,000 $6,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 45,768 $10,555,760,000 $230,000 $3,000,000 $102,000 $2,750,000
Loan Purchased By The Institution 8,973 $2,061,064,000 $229,000 $1,310,000 $0 $0
Application Denied By Financial Institution 4,444 $971,580,000 $218,000 $2,000,000 $101,000 $1,500,000
Application Withdrawn By Applicant 2,428 $562,261,000 $231,000 $2,000,000 $111,000 $6,000,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,214 $265,716,000 $218,000 $2,000,000 $115,000 $1,500,000
Collateral 1,101 $240,469,000 $218,000 $2,000,000 $113,000 $1,395,000
Debt-To-Income Ratio 1,088 $235,157,000 $216,000 $1,000,000 $73,000 $412,000
Unverifiable Information 506 $120,632,000 $238,000 $1,760,000 $115,000 $1,049,000
Credit History 239 $46,338,000 $193,000 $1,000,000 $82,000 $451,000
Insufficient Cash (Downpayment, Closing Cost) 155 $34,440,000 $222,000 $1,500,000 $91,000 $675,000
Employment History 130 $25,813,000 $198,000 $975,000 $78,000 $450,000
Credit Application Incomplete 10 $2,723,000 $272,000 $507,000 $113,000 $277,000
Mortgage Insurance Denied 1 $292,000 $292,000 $292,000 $427,000 $427,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Provident Funding Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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