Provident Funding Associates Mortgage Lending & HMDA Data, 2017

In 2017, Provident Funding Associates of Santa Rosa, CA reported 33,950 mortgage applications totaling $9.6 billion, down 39% from 2016. The average application was for $282,448, and applicants reported an average income of $114,415. 65% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (1,734), Atlanta-Sandy Springs-Roswell, GA (1,382) and Salt Lake City, UT (1,324) (applications in parentheses).

Mortgage Company & Address Provident Funding Associates
1235 North Dutton Ave Ste E
Santa Rosa, CA 95401
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 33,950
Total Mortgage Loan Application Amount $9,589,114,000
Average Mortgage Loan Application Amount $282,448
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $114,415
Highest Applicant Income $3,199,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Provident Funding Associates by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake, Utah 1,284 $ 345,772,000 $ 269,292 $ 104,000
Maricopa, Arizona 1,160 $ 291,433,000 $ 251,235 $ 118,000
Los Angeles, California 1,042 $ 367,914,000 $ 353,084 $ 110,000
Santa Clara, California 833 $ 343,080,000 $ 411,860 $ 137,000
Sacramento, California 827 $ 228,802,000 $ 276,665 $ 106,000
San Diego, California 730 $ 269,075,000 $ 368,595 $ 102,000
Utah, Utah 695 $ 179,595,000 $ 258,410 $ 95,000
Orange, California 654 $ 252,323,000 $ 385,814 $ 117,000
King, Washington 651 $ 245,111,000 $ 376,514 $ 138,000
Collin, Texas 636 $ 184,004,000 $ 289,314 $ 137,000
Alameda, California 599 $ 254,514,000 $ 424,898 $ 124,000
Davis, Utah 588 $ 147,618,000 $ 251,051 $ 94,000
Washington, Oregon 478 $ 152,201,000 $ 318,412 $ 133,000
Riverside, California 442 $ 124,699,000 $ 282,124 $ 101,000
Contra Costa, California 413 $ 144,492,000 $ 349,859 $ 117,000
Jefferson, Colorado 411 $ 121,819,000 $ 296,396 $ 96,000
Cook, Illinois 404 $ 106,329,000 $ 263,190 $ 130,000
Douglas, Colorado 350 $ 113,197,000 $ 323,420 $ 107,000
Jefferson, Kentucky 348 $ 74,821,000 $ 215,002 $ 104,000
Arapahoe, Colorado 342 $ 97,954,000 $ 286,415 $ 103,000
Denton, Texas 334 $ 91,185,000 $ 273,008 $ 132,000
Mecklenburg, North Carolina 327 $ 82,743,000 $ 253,036 $ 126,000
Denver, Colorado 313 $ 100,742,000 $ 321,859 $ 117,000
Snohomish, Washington 286 $ 92,386,000 $ 323,027 $ 115,000
San Bernardino, California 276 $ 77,837,000 $ 282,018 $ 97,000
Harris, Texas 276 $ 63,234,000 $ 229,108 $ 114,000
Forsyth, Georgia 274 $ 76,173,000 $ 278,003 $ 129,000
Fulton, Georgia 259 $ 72,961,000 $ 281,702 $ 136,000
Gwinnett, Georgia 256 $ 52,449,000 $ 204,878 $ 111,000
Tarrant, Texas 253 $ 53,865,000 $ 212,905 $ 122,000
Placer, California 252 $ 80,743,000 $ 320,408 $ 110,000
Fort Bend, Texas 248 $ 67,220,000 $ 271,048 $ 117,000
Multnomah, Oregon 236 $ 69,880,000 $ 296,101 $ 109,000
Montgomery, Pennsylvania 236 $ 64,627,000 $ 273,843 $ 124,000
Adams, Colorado 233 $ 62,779,000 $ 269,437 $ 91,000
Cobb, Georgia 230 $ 58,189,000 $ 252,995 $ 115,000
Hennepin, Minnesota 229 $ 57,968,000 $ 253,135 $ 124,000
Wake, North Carolina 221 $ 55,098,000 $ 249,312 $ 124,000
Dallas, Texas 221 $ 62,544,000 $ 283,004 $ 118,000
San Joaquin, California 218 $ 61,972,000 $ 284,275 $ 94,000
Boulder, Colorado 216 $ 69,313,000 $ 320,893 $ 112,000
Middlesex, Massachusetts 216 $ 74,908,000 $ 346,796 $ 129,000
Chester, Pennsylvania 203 $ 61,006,000 $ 300,522 $ 139,000
Broward, Florida 197 $ 55,644,000 $ 282,456 $ 121,000
El Paso, Colorado 194 $ 48,557,000 $ 250,293 $ 94,000
DuPage, Illinois 188 $ 48,951,000 $ 260,377 $ 133,000
Fayette, Kentucky 187 $ 35,142,000 $ 187,925 $ 109,000
Middlesex, New Jersey 185 $ 53,889,000 $ 291,291 $ 126,000
Bucks, Pennsylvania 185 $ 52,277,000 $ 282,578 $ 132,000
Hamilton, Indiana 179 $ 43,204,000 $ 241,363 $ 122,000
Hartford, Connecticut 176 $ 39,605,000 $ 225,028 $ 114,000
Oakland, Michigan 172 $ 42,297,000 $ 245,912 $ 117,000
Weber, Utah 170 $ 39,043,000 $ 229,664 $ 97,000
Montgomery, Maryland 165 $ 55,747,000 $ 337,860 $ 116,000
Pierce, Washington 163 $ 43,609,000 $ 267,539 $ 109,000
San Mateo, California 159 $ 70,795,000 $ 445,251 $ 156,000
Fairfax, Virginia 158 $ 57,415,000 $ 363,386 $ 110,000
Ventura, California 154 $ 58,827,000 $ 381,993 $ 118,000
Clackamas, Oregon 154 $ 46,440,000 $ 301,558 $ 128,000
Philadelphia, Pennsylvania 146 $ 33,604,000 $ 230,164 $ 115,000
St. Louis, Missouri 144 $ 36,232,000 $ 251,611 $ 117,000
Larimer, Colorado 143 $ 41,888,000 $ 292,923 $ 112,000
Palm Beach, Florida 142 $ 38,245,000 $ 269,330 $ 133,000
DeKalb, Georgia 138 $ 36,525,000 $ 264,673 $ 121,000
New Haven, Connecticut 132 $ 31,263,000 $ 236,840 $ 112,000
Orange, Florida 131 $ 29,442,000 $ 224,748 $ 117,000
Allegheny, Pennsylvania 131 $ 31,490,000 $ 240,381 $ 142,000
Lake, Illinois 130 $ 37,842,000 $ 291,092 $ 147,000
Solano, California 119 $ 34,211,000 $ 287,487 $ 104,000
Marion, Indiana 116 $ 22,783,000 $ 196,405 $ 119,000
El Dorado, California 115 $ 37,972,000 $ 330,191 $ 132,000
Washington, Utah 114 $ 26,934,000 $ 236,263 $ 103,000
Clark, Washington 113 $ 30,269,000 $ 267,867 $ 127,000
Delaware, Pennsylvania 112 $ 30,275,000 $ 270,312 $ 113,000
Fairfield, Connecticut 111 $ 34,574,000 $ 311,477 $ 133,000
Will, Illinois 111 $ 27,732,000 $ 249,837 $ 125,000
Fresno, California 110 $ 26,734,000 $ 243,036 $ 97,000
Pinellas, Florida 110 $ 25,489,000 $ 231,718 $ 116,000
San Luis Obispo, California 109 $ 35,447,000 $ 325,201 $ 112,000
Travis, Texas 108 $ 29,898,000 $ 276,833 $ 108,000
Weld, Colorado 107 $ 29,306,000 $ 273,887 $ 100,000
Kern, California 104 $ 22,284,000 $ 214,269 $ 129,000
Miami-Dade, Florida 104 $ 29,628,000 $ 284,884 $ 117,000
Williamson, Texas 103 $ 27,291,000 $ 264,961 $ 147,000
Sonoma, California 98 $ 33,433,000 $ 341,153 $ 112,000
Hillsborough, Florida 96 $ 23,705,000 $ 246,927 $ 104,000
Monmouth, New Jersey 96 $ 30,636,000 $ 319,125 $ 143,000
Stanislaus, California 91 $ 22,246,000 $ 244,461 $ 106,000
Bexar, Texas 89 $ 19,371,000 $ 217,651 $ 40,000
Wayne, Michigan 88 $ 18,302,000 $ 207,977 $ 110,000
Seminole, Florida 83 $ 20,204,000 $ 243,421 $ 115,000
Cherokee, Georgia 83 $ 19,917,000 $ 239,963 $ 103,000
Pima, Arizona 81 $ 17,051,000 $ 210,506 $ 123,000
Bergen, New Jersey 78 $ 26,445,000 $ 339,038 $ 143,000
Washoe, Nevada 77 $ 21,238,000 $ 275,818 $ 96,000
Dakota, Minnesota 76 $ 17,177,000 $ 226,013 $ 104,000
Henrico, Virginia 75 $ 20,139,000 $ 268,520 $ 139,000
Thurston, Washington 74 $ 18,951,000 $ 256,094 $ 121,000
San Francisco, California 72 $ 32,883,000 $ 456,708 $ 145,000
Johnson, Kansas 72 $ 20,339,000 $ 282,486 $ 117,000
Tulsa, Oklahoma 70 $ 14,211,000 $ 203,014 $ 93,000
Morris, New Jersey 69 $ 20,931,000 $ 303,347 $ 151,000
Oldham, Kentucky 68 $ 19,290,000 $ 283,676 $ 130,000
Norfolk, Massachusetts 67 $ 22,466,000 $ 335,313 $ 116,000
Union, North Carolina 67 $ 18,680,000 $ 278,805 $ 141,000
Davidson, Tennessee 67 $ 17,688,000 $ 264,000 $ 95,000
Loudoun, Virginia 66 $ 23,923,000 $ 362,469 $ 123,000
Clark, Indiana 65 $ 13,495,000 $ 207,615 $ 106,000
Yolo, California 64 $ 19,146,000 $ 299,156 $ 123,000
Ramsey, Minnesota 64 $ 13,702,000 $ 214,093 $ 103,000
Brevard, Florida 61 $ 14,664,000 $ 240,393 $ 107,000
Nevada, California 59 $ 18,039,000 $ 305,745 $ 118,000
Worcester, Massachusetts 59 $ 17,222,000 $ 291,898 $ 121,000
Floyd, Indiana 58 $ 13,092,000 $ 225,724 $ 125,000
St. Charles, Missouri 58 $ 12,645,000 $ 218,017 $ 120,000
Honolulu, Hawaii 57 $ 26,049,000 $ 457,000 $ 117,000
Santa Cruz, California 56 $ 21,949,000 $ 391,946 $ 112,000
Duval, Florida 56 $ 13,851,000 $ 247,339 $ 133,000
Broomfield, Colorado 55 $ 15,762,000 $ 286,581 $ 100,000
Essex, Massachusetts 55 $ 16,213,000 $ 294,781 $ 131,000
Somerset, New Jersey 55 $ 18,078,000 $ 328,690 $ 198,000
Clark, Nevada 54 $ 13,822,000 $ 255,962 $ 83,000
Ocean, New Jersey 54 $ 13,577,000 $ 251,425 $ 160,000
Oklahoma, Oklahoma 54 $ 11,844,000 $ 219,333 $ 90,000
Washington, Minnesota 53 $ 14,175,000 $ 267,452 $ 102,000
Prince William, Virginia 53 $ 15,687,000 $ 295,981 $ 100,000
Monterey, California 52 $ 18,610,000 $ 357,884 $ 129,000
Greenville, South Carolina 52 $ 12,497,000 $ 240,326 $ 112,000
Plymouth, Massachusetts 51 $ 15,836,000 $ 310,509 $ 114,000
Lane, Oregon 51 $ 12,496,000 $ 245,019 $ 100,000
Lee, Florida 50 $ 11,370,000 $ 227,400 $ 135,000
Burlington, New Jersey 50 $ 12,518,000 $ 250,360 $ 123,000
Anoka, Minnesota 49 $ 10,652,000 $ 217,387 $ 103,000
Spokane, Washington 49 $ 12,068,000 $ 246,285 $ 114,000
Pasco, Florida 48 $ 10,686,000 $ 222,625 $ 112,000
Essex, New Jersey 48 $ 14,952,000 $ 311,500 $ 157,000
Butte, California 47 $ 11,893,000 $ 253,042 $ 118,000
Mercer, New Jersey 47 $ 14,624,000 $ 311,148 $ 161,000
Marion, Oregon 46 $ 11,319,000 $ 246,065 $ 103,000
Baltimore, Maryland 45 $ 12,106,000 $ 269,022 $ 112,000
Bristol, Massachusetts 45 $ 11,397,000 $ 253,266 $ 83,000
Durham, North Carolina 45 $ 9,928,000 $ 220,622 $ 114,000
Pinal, Arizona 44 $ 7,554,000 $ 171,681 $ 95,000
Howard, Maryland 44 $ 14,178,000 $ 322,227 $ 127,000
Waukesha, Wisconsin 44 $ 11,190,000 $ 254,318 $ 105,000
Alachua, Florida 43 $ 8,713,000 $ 202,627 $ 101,000
Scott, Minnesota 43 $ 11,438,000 $ 266,000 $ 133,000
Lehigh, Pennsylvania 43 $ 8,751,000 $ 203,511 $ 118,000
Kane, Illinois 42 $ 10,352,000 $ 246,476 $ 115,000
Northampton, Pennsylvania 42 $ 8,953,000 $ 213,166 $ 126,000
Chatham, Georgia 41 $ 9,217,000 $ 224,804 $ 44,000
Montgomery, Texas 41 $ 10,533,000 $ 256,902 $ 103,000
Middlesex, Connecticut 40 $ 9,955,000 $ 248,875 $ 139,000
Franklin, Ohio 40 $ 8,435,000 $ 210,875 $ 107,000
Deschutes, Oregon 40 $ 11,709,000 $ 292,725 $ 134,000
York, South Carolina 40 $ 9,100,000 $ 227,500 $ 92,000
Tooele, Utah 40 $ 8,979,000 $ 224,475 $ 76,000
Suffolk, Massachusetts 39 $ 14,067,000 $ 360,692 $ 142,000
Kitsap, Washington 39 $ 13,334,000 $ 341,897 $ 134,000
Union, New Jersey 38 $ 11,700,000 $ 307,894 $ 139,000
Cabarrus, North Carolina 38 $ 7,667,000 $ 201,763 $ 121,000
Guilford, North Carolina 38 $ 8,397,000 $ 220,973 $ 83,000
Williamson, Tennessee 38 $ 13,155,000 $ 346,184 $ 109,000
Cache, Utah 38 $ 7,729,000 $ 203,394 $ 103,000
Marin, California 37 $ 15,274,000 $ 412,810 $ 134,000
Brazoria, Texas 37 $ 8,476,000 $ 229,081 $ 94,000
Santa Barbara, California 36 $ 10,724,000 $ 297,888 $ 119,000
Johnson, Indiana 36 $ 6,220,000 $ 172,777 $ 85,000
Charleston, South Carolina 36 $ 9,936,000 $ 276,000 $ 59,000
Benton, Washington 36 $ 7,959,000 $ 221,083 $ 115,000
Yavapai, Arizona 35 $ 8,372,000 $ 239,200 $ 88,000
McHenry, Illinois 35 $ 8,339,000 $ 238,257 $ 82,000
Passaic, New Jersey 35 $ 10,366,000 $ 296,171 $ 127,000
Anne Arundel, Maryland 34 $ 8,742,000 $ 257,117 $ 102,000
Macomb, Michigan 34 $ 7,031,000 $ 206,794 $ 104,000
New London, Connecticut 33 $ 6,558,000 $ 198,727 $ 99,000
Jackson, Missouri 32 $ 5,804,000 $ 181,375 $ 95,000
Volusia, Florida 31 $ 6,409,000 $ 206,741 $ 116,000
Hall, Georgia 31 $ 7,515,000 $ 242,419 $ 120,000
Camden, New Jersey 31 $ 7,679,000 $ 247,709 $ 142,000
Berks, Pennsylvania 31 $ 6,643,000 $ 214,290 $ 112,000
Shelby, Tennessee 31 $ 6,544,000 $ 211,096 $ 136,000
Jackson, Oregon 30 $ 8,335,000 $ 277,833 $ 115,000
Carver, Minnesota 29 $ 9,029,000 $ 311,344 $ 141,000
Cuyahoga, Ohio 29 $ 5,328,000 $ 183,724 $ 94,000
St. Johns, Florida 28 $ 7,342,000 $ 262,214 $ 127,000
Shasta, California 27 $ 6,875,000 $ 254,629 $ 112,000
Collier, Florida 27 $ 7,318,000 $ 271,037 $ 124,000
Coconino, Arizona 26 $ 6,187,000 $ 237,961 $ 109,000
Tolland, Connecticut 26 $ 6,239,000 $ 239,961 $ 131,000
Washtenaw, Michigan 26 $ 6,231,000 $ 239,653 $ 116,000
Clay, Missouri 26 $ 5,746,000 $ 221,000 $ 95,000
Benton, Oregon 26 $ 6,596,000 $ 253,692 $ 105,000
Summit, Utah 26 $ 10,123,000 $ 389,346 $ 147,000
Merced, California 25 $ 5,010,000 $ 200,400 $ 100,000
Mesa, Colorado 25 $ 5,466,000 $ 218,640 $ 50,000
Polk, Florida 25 $ 4,340,000 $ 173,600 $ 94,000
Ada, Idaho 25 $ 5,096,000 $ 203,840 $ 113,000
Jessamine, Kentucky 25 $ 5,879,000 $ 235,160 $ 117,000
Gloucester, New Jersey 25 $ 4,717,000 $ 188,680 $ 112,000
Lancaster, Pennsylvania 25 $ 6,154,000 $ 246,160 $ 126,000
Osceola, Florida 24 $ 4,816,000 $ 200,666 $ 125,000
Olmsted, Minnesota 24 $ 5,241,000 $ 218,375 $ 108,000
Buncombe, North Carolina 24 $ 5,750,000 $ 239,583 $ 108,000
Butler, Pennsylvania 24 $ 6,533,000 $ 272,208 $ 131,000
Westmoreland, Pennsylvania 24 $ 5,325,000 $ 221,875 $ 105,000
Sarasota, Florida 23 $ 4,711,000 $ 204,826 $ 136,000
Barnstable, Massachusetts 23 $ 6,982,000 $ 303,565 $ 146,000
Morgan, Utah 23 $ 6,989,000 $ 303,869 $ 99,000
Lake, Florida 22 $ 5,170,000 $ 235,000 $ 183,000
Manatee, Florida 22 $ 5,769,000 $ 262,227 $ 144,000
Fayette, Georgia 22 $ 5,902,000 $ 268,272 $ 99,000
Henry, Georgia 22 $ 3,708,000 $ 168,545 $ 82,000
Paulding, Georgia 22 $ 4,821,000 $ 219,136 $ 73,000
Bullitt, Kentucky 22 $ 3,991,000 $ 181,409 $ 87,000
Prince George's, Maryland 22 $ 5,178,000 $ 235,363 $ 86,000
Litchfield, Connecticut 21 $ 5,115,000 $ 243,571 $ 113,000
Harford, Maryland 21 $ 4,876,000 $ 232,190 $ 100,000
Hamilton, Ohio 21 $ 3,505,000 $ 166,904 $ 131,000
Chesterfield, Virginia 21 $ 4,134,000 $ 196,857 $ 85,000
Chelan, Washington 21 $ 6,097,000 $ 290,333 $ 125,000
Whatcom, Washington 21 $ 4,990,000 $ 237,619 $ 88,000
Tuolumne, California 20 $ 4,309,000 $ 215,450 $ 125,000
La Plata, Colorado 20 $ 6,433,000 $ 321,650 $ 141,000
Frederick, Maryland 20 $ 4,670,000 $ 233,500 $ 104,000
Gaston, North Carolina 20 $ 4,999,000 $ 249,950 $ 129,000
Orange, North Carolina 20 $ 5,954,000 $ 297,700 $ 128,000
Cumberland, Pennsylvania 20 $ 4,074,000 $ 203,700 $ 90,000
Box Elder, Utah 20 $ 4,396,000 $ 219,800 $ 87,000
Virginia Beach, Virginia 20 $ 4,939,000 $ 246,950 $ 101,000
Napa, California 19 $ 6,197,000 $ 326,157 $ 131,000
Calaveras, California 18 $ 3,816,000 $ 212,000 $ 135,000
Garfield, Colorado 18 $ 6,028,000 $ 334,888 $ 42,000
Maui, Hawaii 18 $ 7,316,000 $ 406,444 $ 125,000
Blaine, Idaho 18 $ 5,097,000 $ 283,166 $ 118,000
St. Louis City, Missouri 18 $ 3,578,000 $ 198,777 $ 119,000
Hudson, New Jersey 18 $ 5,631,000 $ 312,833 $ 201,000
Hunterdon, New Jersey 18 $ 4,246,000 $ 235,888 $ 91,000
Knox, Tennessee 18 $ 5,666,000 $ 314,777 $ 120,000
San Benito, California 17 $ 6,000,000 $ 352,941 $ 150,000
Hendricks, Indiana 17 $ 3,557,000 $ 209,235 $ 99,000
Kent, Michigan 17 $ 3,301,000 $ 194,176 $ 99,000
New Hanover, North Carolina 17 $ 3,642,000 $ 214,235 $ 102,000
York, Pennsylvania 17 $ 3,115,000 $ 183,235 $ 85,000
Horry, South Carolina 17 $ 4,019,000 $ 236,411 $ 107,000
Albemarle, Virginia 17 $ 4,557,000 $ 268,058 $ 102,000
Sutter, California 16 $ 3,418,000 $ 213,625 $ 86,000
Tulare, California 16 $ 3,772,000 $ 235,750 $ 126,000
Columbia, Georgia 16 $ 2,754,000 $ 172,125 $ 85,000
Baltimore City, Maryland 16 $ 2,792,000 $ 174,500 $ 112,000
Livingston, Michigan 16 $ 3,899,000 $ 243,687 $ 103,000
Iredell, North Carolina 16 $ 3,601,000 $ 225,062 $ 109,000
Yamhill, Oregon 16 $ 4,025,000 $ 251,562 $ 100,000
Lexington, South Carolina 16 $ 3,210,000 $ 200,625 $ 93,000
Galveston, Texas 16 $ 3,391,000 $ 211,937 $ 73,000
Milwaukee, Wisconsin 16 $ 3,589,000 $ 224,312 $ 80,000
Elbert, Colorado 15 $ 4,691,000 $ 312,733 $ 94,000
Summit, Colorado 15 $ 5,483,000 $ 365,533 $ 163,000
Coweta, Georgia 15 $ 3,280,000 $ 218,666 $ 124,000
Hancock, Indiana 15 $ 3,310,000 $ 220,666 $ 107,000
Franklin, Kentucky 15 $ 3,217,000 $ 214,466 $ 91,000
Chatham, North Carolina 15 $ 4,098,000 $ 273,200 $ 121,000
Summit, Ohio 15 $ 2,601,000 $ 173,400 $ 91,000
Rutherford, Tennessee 15 $ 3,829,000 $ 255,266 $ 56,000
Sumner, Tennessee 15 $ 4,157,000 $ 277,133 $ 74,000
Leon, Florida 14 $ 3,358,000 $ 239,857 $ 100,000
Hawaii, Hawaii 14 $ 6,383,000 $ 455,928 $ 155,000
Boone, Indiana 14 $ 3,953,000 $ 282,357 $ 124,000
Lincoln, North Carolina 14 $ 4,228,000 $ 302,000 $ 137,000
Cleveland, Oklahoma 14 $ 2,482,000 $ 177,285 $ 72,000
Washington, Pennsylvania 14 $ 3,822,000 $ 273,000 $ 125,000
Richland, South Carolina 14 $ 2,766,000 $ 197,571 $ 79,000
Brazos, Texas 14 $ 2,841,000 $ 202,928 $ 80,000
Comal, Texas 14 $ 3,829,000 $ 273,500 $ 17,000
Sevier, Utah 14 $ 2,440,000 $ 174,285 $ 86,000
Wasatch, Utah 14 $ 4,104,000 $ 293,142 $ 176,000
Grand, Colorado 13 $ 3,853,000 $ 296,384 $ 125,000
Marion, Florida 13 $ 2,441,000 $ 187,769 $ 98,000
St. Lucie, Florida 13 $ 2,210,000 $ 170,000 $ 95,000
Bryan, Georgia 13 $ 2,834,000 $ 218,000 $ 31,000
Polk, Iowa 13 $ 2,692,000 $ 207,076 $ 0
Carroll, Maryland 13 $ 4,348,000 $ 334,461 $ 131,000
Platte, Missouri 13 $ 2,983,000 $ 229,461 $ 173,000
Brunswick, North Carolina 13 $ 3,285,000 $ 252,692 $ 170,000
Johnston, North Carolina 13 $ 2,204,000 $ 169,538 $ 89,000
Watauga, North Carolina 13 $ 3,310,000 $ 254,615 $ 141,000
Skagit, Washington 13 $ 4,017,000 $ 309,000 $ 114,000
Yakima, Washington 13 $ 2,618,000 $ 201,384 $ 112,000
Navajo, Arizona 12 $ 2,559,000 $ 213,250 $ 178,000
Madera, California 12 $ 2,904,000 $ 242,000 $ 85,000
Pueblo, Colorado 12 $ 2,557,000 $ 213,083 $ 75,000
Routt, Colorado 12 $ 3,963,000 $ 330,250 $ 47,000
Martin, Florida 12 $ 3,373,000 $ 281,083 $ 132,000
Tippecanoe, Indiana 12 $ 2,349,000 $ 195,750 $ 146,000
Boone, Kentucky 12 $ 2,939,000 $ 244,916 $ 119,000
Atlantic, New Jersey 12 $ 2,991,000 $ 249,250 $ 185,000
Forsyth, North Carolina 12 $ 2,147,000 $ 178,916 $ 78,000
Linn, Oregon 12 $ 2,416,000 $ 201,333 $ 100,000
Polk, Oregon 12 $ 2,476,000 $ 206,333 $ 67,000
Centre, Pennsylvania 12 $ 3,562,000 $ 296,833 $ 111,000
Hamilton, Tennessee 12 $ 2,825,000 $ 235,416 $ 115,000
Parker, Texas 12 $ 3,022,000 $ 251,833 $ 47,000
Island, Washington 12 $ 3,705,000 $ 308,750 $ 106,000
Humboldt, California 11 $ 2,692,000 $ 244,727 $ 97,000
Eagle, Colorado 11 $ 4,697,000 $ 427,000 $ 117,000
Indian River, Florida 11 $ 2,539,000 $ 230,818 $ 95,000
Jackson, Georgia 11 $ 2,724,000 $ 247,636 $ 103,000
Scott, Kentucky 11 $ 2,038,000 $ 185,272 $ 121,000
Ingham, Michigan 11 $ 2,579,000 $ 234,454 $ 105,000
Jefferson, Missouri 11 $ 1,906,000 $ 173,272 $ 78,000
Sussex, New Jersey 11 $ 2,851,000 $ 259,181 $ 137,000
Delaware, Ohio 11 $ 3,296,000 $ 299,636 $ 123,000
Dauphin, Pennsylvania 11 $ 2,309,000 $ 209,909 $ 124,000
Beaufort, South Carolina 11 $ 2,601,000 $ 236,454 $ 173,000
Spartanburg, South Carolina 11 $ 1,871,000 $ 170,090 $ 84,000
Maury, Tennessee 11 $ 2,193,000 $ 199,363 $ 73,000
Kaufman, Texas 11 $ 2,282,000 $ 207,454 $ 125,000
Stafford, Virginia 11 $ 2,925,000 $ 265,909 $ 119,000
Gila, Arizona 10 $ 2,497,000 $ 249,700 $ 84,000
Mohave, Arizona 10 $ 1,787,000 $ 178,700 $ 100,000
Imperial, California 10 $ 1,701,000 $ 170,100 $ 97,000
Barrow, Georgia 10 $ 1,828,000 $ 182,800 $ 67,000
Kendall, Illinois 10 $ 2,382,000 $ 238,200 $ 124,000
Morgan, Indiana 10 $ 2,147,000 $ 214,700 $ 111,000
Shelby, Kentucky 10 $ 1,957,000 $ 195,700 $ 85,000
Cape May, New Jersey 10 $ 2,756,000 $ 275,600 $ 151,000
Fairfield, Ohio 10 $ 1,804,000 $ 180,400 $ 73,000
Warren, Ohio 10 $ 1,688,000 $ 168,800 $ 91,000
Rogers, Oklahoma 10 $ 2,643,000 $ 264,300 $ 115,000
Adams, Pennsylvania 10 $ 2,072,000 $ 207,200 $ 64,000
Wilson, Tennessee 10 $ 2,020,000 $ 202,000 $ 51,000
Hays, Texas 10 $ 2,086,000 $ 208,600 $ 55,000
York, Virginia 10 $ 2,624,000 $ 262,400 $ 89,000
Douglas, Washington 10 $ 2,460,000 $ 246,000 $ 129,000
Amador, California 9 $ 2,387,000 $ 265,222 $ 86,000
Park, Colorado 9 $ 2,518,000 $ 279,777 $ 135,000
Charlotte, Florida 9 $ 1,993,000 $ 221,444 $ 92,000
Bartow, Georgia 9 $ 1,946,000 $ 216,222 $ 64,000
Effingham, Georgia 9 $ 2,014,000 $ 223,777 $ 30,000
Houston, Georgia 9 $ 1,664,000 $ 184,888 $ 96,000
Hardin, Kentucky 9 $ 1,910,000 $ 212,222 $ 125,000
Kenton, Kentucky 9 $ 1,717,000 $ 190,777 $ 129,000
Canadian, Oklahoma 9 $ 1,487,000 $ 165,222 $ 81,000
Monroe, Pennsylvania 9 $ 1,486,000 $ 165,111 $ 97,000
Dorchester, South Carolina 9 $ 1,774,000 $ 197,111 $ 41,000
Iron, Utah 9 $ 2,212,000 $ 245,777 $ 75,000
Sanpete, Utah 9 $ 1,284,000 $ 142,666 $ 61,000
Spotsylvania, Virginia 9 $ 2,207,000 $ 245,222 $ 121,000
Kittitas, Washington 9 $ 2,495,000 $ 277,222 $ 183,000
Madison, Alabama 8 $ 1,544,000 $ 193,000 $ 0
Kings, California 8 $ 1,507,000 $ 188,375 $ 93,000
Mendocino, California 8 $ 2,629,000 $ 328,625 $ 78,000
Yuba, California 8 $ 1,594,000 $ 199,250 $ 63,000
Hernando, Florida 8 $ 999,000 $ 124,875 $ 59,000
Sumter, Florida 8 $ 1,395,000 $ 174,375 $ 96,000
Douglas, Georgia 8 $ 1,382,000 $ 172,750 $ 84,000
Walton, Georgia 8 $ 1,945,000 $ 243,125 $ 99,000
Madison, Kentucky 8 $ 1,597,000 $ 199,625 $ 118,000
Woodford, Kentucky 8 $ 1,431,000 $ 178,875 $ 90,000
Wright, Minnesota 8 $ 1,511,000 $ 188,875 $ 66,000
Carson City, Nevada 8 $ 1,626,000 $ 203,250 $ 86,000
Lyon, Nevada 8 $ 1,256,000 $ 157,000 $ 74,000
Lincoln, Oregon 8 $ 1,620,000 $ 202,500 $ 195,000
Beaver, Pennsylvania 8 $ 1,762,000 $ 220,250 $ 109,000
Lancaster, South Carolina 8 $ 2,132,000 $ 266,500 $ 101,000
Grayson, Texas 8 $ 1,522,000 $ 190,250 $ 87,000
Hanover, Virginia 8 $ 1,904,000 $ 238,000 $ 106,000
Grays Harbor, Washington 8 $ 1,495,000 $ 186,875 $ 105,000
Ozaukee, Wisconsin 8 $ 1,942,000 $ 242,750 $ 129,000
Tehama, California 7 $ 1,893,000 $ 270,428 $ 111,000
Clay, Florida 7 $ 1,781,000 $ 254,428 $ 98,000
Walton, Florida 7 $ 2,215,000 $ 316,428 $ 133,000
Dawson, Georgia 7 $ 1,227,000 $ 175,285 $ 109,000
Kootenai, Idaho 7 $ 2,311,000 $ 330,142 $ 124,000
Lake, Indiana 7 $ 1,396,000 $ 199,428 $ 107,000
Monroe, Indiana 7 $ 1,224,000 $ 174,857 $ 76,000
St. Joseph, Indiana 7 $ 933,000 $ 133,285 $ 67,000
Warren, Kentucky 7 $ 1,350,000 $ 192,857 $ 71,000
Henderson, North Carolina 7 $ 1,771,000 $ 253,000 $ 114,000
Pitt, North Carolina 7 $ 1,044,000 $ 149,142 $ 130,000
Stark, Ohio 7 $ 1,056,000 $ 150,857 $ 96,000
Clatsop, Oregon 7 $ 1,653,000 $ 236,142 $ 96,000
Josephine, Oregon 7 $ 1,831,000 $ 261,571 $ 104,000
Tillamook, Oregon 7 $ 1,583,000 $ 226,142 $ 133,000
Johnson, Texas 7 $ 1,040,000 $ 148,571 $ 32,000
Rockwall, Texas 7 $ 1,775,000 $ 253,571 $ 74,000
Alexandria, Virginia 7 $ 2,214,000 $ 316,285 $ 165,000
Chesapeake, Virginia 7 $ 1,352,000 $ 193,142 $ 73,000
Cowlitz, Washington 7 $ 1,402,000 $ 200,285 $ 109,000
Sheboygan, Wisconsin 7 $ 869,000 $ 124,142 $ 18,000
Montgomery, Alabama 6 $ 1,336,000 $ 222,666 $ 0
Lake, California 6 $ 1,042,000 $ 173,666 $ 83,000
Siskiyou, California 6 $ 1,469,000 $ 244,833 $ 121,000
Bay, Florida 6 $ 979,000 $ 163,166 $ 100,000
Escambia, Florida 6 $ 946,000 $ 157,666 $ 48,000
Oconee, Georgia 6 $ 1,527,000 $ 254,500 $ 128,000
Bartholomew, Indiana 6 $ 1,329,000 $ 221,500 $ 96,000
Harrison, Indiana 6 $ 1,380,000 $ 230,000 $ 122,000
Campbell, Kentucky 6 $ 1,639,000 $ 273,166 $ 147,000
Spencer, Kentucky 6 $ 1,243,000 $ 207,166 $ 88,000
Charles, Maryland 6 $ 1,285,000 $ 214,166 $ 79,000
Ottawa, Michigan 6 $ 1,133,000 $ 188,833 $ 70,000
St. Clair, Michigan 6 $ 1,038,000 $ 173,000 $ 66,000
Chisago, Minnesota 6 $ 1,469,000 $ 244,833 $ 91,000
Sherburne, Minnesota 6 $ 1,594,000 $ 265,666 $ 135,000
Douglas, Nevada 6 $ 1,634,000 $ 272,333 $ 74,000
Warren, New Jersey 6 $ 1,157,000 $ 192,833 $ 100,000
Santa Fe, New Mexico 6 $ 1,440,000 $ 240,000 $ 0
Harnett, North Carolina 6 $ 1,263,000 $ 210,500 $ 93,000
Butler, Ohio 6 $ 1,045,000 $ 174,166 $ 102,000
Clermont, Ohio 6 $ 1,208,000 $ 201,333 $ 119,000
Geauga, Ohio 6 $ 1,436,000 $ 239,333 $ 161,000
Logan, Oklahoma 6 $ 1,001,000 $ 166,833 $ 59,000
Coos, Oregon 6 $ 1,249,000 $ 208,166 $ 89,000
Douglas, Oregon 6 $ 1,113,000 $ 185,500 $ 96,000
Hood River, Oregon 6 $ 1,895,000 $ 315,833 $ 100,000
Nueces, Texas 6 $ 1,049,000 $ 174,833 $ 115,000
Millard, Utah 6 $ 1,178,000 $ 196,333 $ 88,000
Richmond City, Virginia 6 $ 1,327,000 $ 221,166 $ 121,000
Clallam, Washington 6 $ 1,479,000 $ 246,500 $ 78,000
Jefferson, Washington 6 $ 1,355,000 $ 225,833 $ 109,000
Whitman, Washington 6 $ 1,574,000 $ 262,333 $ 111,000
Clear Creek, Colorado 5 $ 1,304,000 $ 260,800 $ 108,000
Monroe, Florida 5 $ 1,498,000 $ 299,600 $ 436,000
Okaloosa, Florida 5 $ 1,006,000 $ 201,200 $ 72,000
Bulloch, Georgia 5 $ 874,000 $ 174,800 $ 51,000
Clarke, Georgia 5 $ 904,000 $ 180,800 $ 61,000
Muscogee, Georgia 5 $ 901,000 $ 180,200 $ 72,000
Bonner, Idaho 5 $ 1,082,000 $ 216,400 $ 108,000
Bonneville, Idaho 5 $ 1,148,000 $ 229,600 $ 163,000
Canyon, Idaho 5 $ 921,000 $ 184,200 $ 65,000
Nelson, Kentucky 5 $ 933,000 $ 186,600 $ 65,000
Calvert, Maryland 5 $ 1,497,000 $ 299,400 $ 98,000
Queen Anne's, Maryland 5 $ 1,000,000 $ 200,000 $ 104,000
Wicomico, Maryland 5 $ 1,148,000 $ 229,600 $ 67,000
Hampshire, Massachusetts 5 $ 1,189,000 $ 237,800 $ 95,000
Berrien, Michigan 5 $ 969,000 $ 193,800 $ 213,000
Genesee, Michigan 5 $ 886,000 $ 177,200 $ 70,000
Alamance, North Carolina 5 $ 1,005,000 $ 201,000 $ 112,000
Davidson, North Carolina 5 $ 1,050,000 $ 210,000 $ 33,000
Pender, North Carolina 5 $ 1,187,000 $ 237,400 $ 138,000
Rowan, North Carolina 5 $ 620,000 $ 124,000 $ 101,000
Licking, Ohio 5 $ 1,056,000 $ 211,200 $ 43,000
Fayette, Pennsylvania 5 $ 1,037,000 $ 207,400 $ 94,000
Lackawanna, Pennsylvania 5 $ 985,000 $ 197,000 $ 114,000
Lebanon, Pennsylvania 5 $ 1,022,000 $ 204,400 $ 104,000
Pike, Pennsylvania 5 $ 639,000 $ 127,800 $ 108,000
Cheatham, Tennessee 5 $ 1,077,000 $ 215,400 $ 62,000
Kendall, Texas 5 $ 1,543,000 $ 308,600 $ 0
Wise, Texas 5 $ 1,331,000 $ 266,200 $ 161,000
Juab, Utah 5 $ 905,000 $ 181,000 $ 68,000
Arlington, Virginia 5 $ 1,710,000 $ 342,000 $ 130,000
Charlottesville, Virginia 5 $ 1,028,000 $ 205,600 $ 120,000
Fauquier, Virginia 5 $ 1,572,000 $ 314,400 $ 117,000
Newport News, Virginia 5 $ 1,209,000 $ 241,800 $ 102,000
Franklin, Washington 5 $ 1,254,000 $ 250,800 $ 112,000
Mason, Washington 5 $ 1,097,000 $ 219,400 $ 195,000
Cochise, Arizona 4 $ 401,000 $ 100,250 $ 106,000
Plumas, California 4 $ 884,000 $ 221,000 $ 462,000
Chaffee, Colorado 4 $ 1,183,000 $ 295,750 $ 35,000
Windham, Connecticut 4 $ 607,000 $ 151,750 $ 70,000
Citrus, Florida 4 $ 572,000 $ 143,000 $ 89,000
Flagler, Florida 4 $ 958,000 $ 239,500 $ 69,000
Santa Rosa, Florida 4 $ 764,000 $ 191,000 $ 53,000
Bibb, Georgia 4 $ 621,000 $ 155,250 $ 110,000
Fannin, Georgia 4 $ 990,000 $ 247,500 $ 169,000
Putnam, Georgia 4 $ 728,000 $ 182,000 $ 119,000
Richmond, Georgia 4 $ 544,000 $ 136,000 $ 94,000
Kosciusko, Indiana 4 $ 689,000 $ 172,250 $ 134,000
Porter, Indiana 4 $ 878,000 $ 219,500 $ 82,000
Bourbon, Kentucky 4 $ 706,000 $ 176,500 $ 68,000
Clark, Kentucky 4 $ 888,000 $ 222,000 $ 75,000
Daviess, Kentucky 4 $ 1,583,000 $ 395,750 $ 196,000
St. Mary's, Maryland 4 $ 954,000 $ 238,500 $ 76,000
Washington, Maryland 4 $ 591,000 $ 147,750 $ 82,000
Worcester, Maryland 4 $ 831,000 $ 207,750 $ 203,000
Hampden, Massachusetts 4 $ 1,314,000 $ 328,500 $ 112,000
Kalamazoo, Michigan 4 $ 867,000 $ 216,750 $ 103,000
Monroe, Michigan 4 $ 831,000 $ 207,750 $ 110,000
Stearns, Minnesota 4 $ 431,000 $ 107,750 $ 90,000
Boone, Missouri 4 $ 621,000 $ 155,250 $ 103,000
Salem, New Jersey 4 $ 736,000 $ 184,000 $ 91,000
Carteret, North Carolina 4 $ 780,000 $ 195,000 $ 97,000
Catawba, North Carolina 4 $ 1,099,000 $ 274,750 $ 118,000
Lake, Ohio 4 $ 734,000 $ 183,500 $ 90,000
Payne, Oklahoma 4 $ 867,000 $ 216,750 $ 66,000
Wagoner, Oklahoma 4 $ 658,000 $ 164,500 $ 87,000
Carbon, Pennsylvania 4 $ 829,000 $ 207,250 $ 127,000
Erie, Pennsylvania 4 $ 390,000 $ 97,500 $ 124,000
Luzerne, Pennsylvania 4 $ 808,000 $ 202,000 $ 78,000
Anderson, South Carolina 4 $ 856,000 $ 214,000 $ 65,000
Robertson, Tennessee 4 $ 1,007,000 $ 251,750 $ 0
Washington, Tennessee 4 $ 481,000 $ 120,250 $ 46,000
Bell, Texas 4 $ 435,000 $ 108,750 $ 81,000
Hidalgo, Texas 4 $ 850,000 $ 212,500 $ 107,000
Uintah, Utah 4 $ 835,000 $ 208,750 $ 86,000
Bedford, Virginia 4 $ 893,000 $ 223,250 $ 87,000
Fairfax City, Virginia 4 $ 1,526,000 $ 381,500 $ 156,000
King George, Virginia 4 $ 790,000 $ 197,500 $ 108,000
Montgomery, Virginia 4 $ 815,000 $ 203,750 $ 95,000
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Mortgage Loan Application Detail Totals for Provident Funding Associates in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 18,843 $5,152,880,000 $273,000 $1,375,000 $113,000 $2,480,000
Home Purchase 13,559 $4,008,067,000 $295,000 $2,000,000 $117,000 $3,199,000
Home Improvement 1,548 $428,167,000 $276,000 $1,150,000 $109,000 $1,626,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,623 $4,283,242,000 $274,000 $1,550,000 $121,000 $2,480,000
Asian 7,036 $2,118,551,000 $301,000 $2,000,000 $140,000 $3,199,000
Not Provided 6,344 $1,703,531,000 $268,000 $2,000,000 $125,000 $1,533,000
Not applicable 3,024 $947,056,000 $313,000 $816,000 $0 $0
Hispanic 1,313 $370,970,000 $282,000 $1,000,000 $108,000 $1,680,000
Black or African American 421 $110,041,000 $261,000 $1,200,000 $107,000 $1,125,000
Native Hawaiian or Other Pacific Islander 122 $37,446,000 $306,000 $710,000 $105,000 $340,000
American Indian or Alaskan Native 67 $18,277,000 $272,000 $625,000 $121,000 $454,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 33,822 $9,547,607,000 $282,000 $2,000,000 $114,000 $3,199,000
FHA-insured (Federal Housing Administration) 128 $41,507,000 $324,000 $647,000 $82,000 $327,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 21,995 $6,051,868,000 $275,000 $1,550,000 $124,000 $2,169,000
File Closed For Incompleteness 3,744 $1,082,550,000 $289,000 $2,000,000 $136,000 $3,199,000
Application Withdrawn By Applicant 3,415 $980,221,000 $287,000 $1,452,000 $132,000 $2,167,000
Loan Purchased By The Institution 3,024 $947,056,000 $313,000 $816,000 $0 $0
Application Denied By Financial Institution 1,552 $463,589,000 $298,000 $2,000,000 $111,000 $906,000
Application Approved But Not Accepted 220 $63,830,000 $290,000 $660,000 $131,000 $1,626,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 567 $170,987,000 $301,000 $2,000,000 $132,000 $906,000
Debt-To-Income Ratio 448 $130,877,000 $292,000 $1,500,000 $79,000 $572,000
Credit History 290 $80,069,000 $276,000 $1,275,000 $109,000 $595,000
Other 105 $34,187,000 $325,000 $1,133,000 $148,000 $545,000
Insufficient Cash (Downpayment, Closing Cost) 54 $18,296,000 $338,000 $1,000,000 $113,000 $562,000
Employment History 49 $17,857,000 $364,000 $1,175,000 $99,000 $417,000
Unverifiable Information 29 $7,982,000 $275,000 $491,000 $112,000 $305,000
Mortgage Insurance Denied 2 $481,000 $240,000 $274,000 $132,000 $192,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Provident Funding Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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