Provident Funding Associates Mortgage Lending & HMDA Data, 2018

In 2018, Provident Funding Associates of Santa Rosa, CA reported 40,263 mortgage applications totaling $11.9 billion, up 19% from 2017. The average application was for $295,087, and applicants reported an average income of $130,349. 51% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (2,396), Atlanta-Sandy Springs-Roswell, GA (1,562) and Phoenix-Mesa-Scottsdale, AZ (1,515) (applications in parentheses).

Mortgage Company & Address Provident Funding Associates
1235 North Dutton Ave Ste E
Santa Rosa, CA 95401
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 40,263
Total Mortgage Loan Application Amount $11,881,115,000
Average Mortgage Loan Application Amount $295,087
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $130,349
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Provident Funding Associates by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,436 $ 391,930,000 $ 272,931 $ 127,000
Salt Lake, Utah 1,132 $ 334,560,000 $ 295,547 $ 107,000
Los Angeles, California 895 $ 350,885,000 $ 392,050 $ 143,000
San Diego, California 817 $ 335,495,000 $ 410,642 $ 140,000
Sacramento, California 803 $ 243,385,000 $ 303,094 $ 126,000
Utah, Utah 736 $ 210,440,000 $ 285,923 $ 103,000
King, Washington 675 $ 285,195,000 $ 422,511 $ 163,000
Santa Clara, California 644 $ 300,170,000 $ 466,102 $ 183,000
Collin, Texas 621 $ 191,685,000 $ 308,671 $ 146,000
Jefferson, Colorado 568 $ 191,450,000 $ 337,059 $ 121,000
Harris, Texas 549 $ 141,235,000 $ 257,258 $ 132,000
Denver, Colorado 521 $ 186,525,000 $ 358,013 $ 177,000
Davis, Utah 514 $ 142,750,000 $ 277,723 $ 100,000
Washington, Oregon 473 $ 162,135,000 $ 342,780 $ 135,000
Orange, California 472 $ 205,310,000 $ 434,978 $ 141,000
Alameda, California 451 $ 204,675,000 $ 453,824 $ 162,000
Arapahoe, Colorado 440 $ 139,090,000 $ 316,113 $ 124,000
Douglas, Colorado 439 $ 156,645,000 $ 356,822 $ 142,000
Tarrant, Texas 438 $ 103,410,000 $ 236,095 $ 152,000
Mecklenburg, North Carolina 414 $ 100,410,000 $ 242,536 $ 126,000
Denton, Texas 398 $ 116,260,000 $ 292,110 $ 151,000
Cook, Illinois 392 $ 106,870,000 $ 272,627 $ 124,000
Riverside, California 387 $ 119,205,000 $ 308,023 $ 129,000
Jefferson, Kentucky 369 $ 86,365,000 $ 234,051 $ 104,000
Wake, North Carolina 341 $ 90,245,000 $ 264,648 $ 138,000
Fulton, Georgia 338 $ 102,970,000 $ 304,644 $ 138,000
Bexar, Texas 337 $ 81,755,000 $ 242,596 $ 124,000
Contra Costa, California 321 $ 130,965,000 $ 407,990 $ 165,000
Adams, Colorado 314 $ 96,230,000 $ 306,464 $ 114,000
Dallas, Texas 308 $ 87,730,000 $ 284,837 $ 127,000
Forsyth, Georgia 283 $ 85,585,000 $ 302,420 $ 130,000
Cobb, Georgia 282 $ 73,450,000 $ 260,460 $ 128,000
Fort Bend, Texas 282 $ 76,980,000 $ 272,978 $ 127,000
Hennepin, Minnesota 275 $ 74,275,000 $ 270,090 $ 126,000
San Bernardino, California 269 $ 80,495,000 $ 299,237 $ 126,000
Multnomah, Oregon 266 $ 86,390,000 $ 324,774 $ 129,000
Travis, Texas 261 $ 82,005,000 $ 314,195 $ 156,000
Placer, California 258 $ 92,780,000 $ 359,612 $ 143,000
Snohomish, Washington 254 $ 86,510,000 $ 340,590 $ 132,000
Bucks, Pennsylvania 248 $ 71,630,000 $ 288,830 $ 130,000
Montgomery, Pennsylvania 247 $ 68,935,000 $ 279,089 $ 128,000
Gwinnett, Georgia 245 $ 56,225,000 $ 229,489 $ 113,000
Chester, Pennsylvania 225 $ 70,205,000 $ 312,022 $ 145,000
El Paso, Colorado 222 $ 60,540,000 $ 272,702 $ 119,000
Broward, Florida 221 $ 68,725,000 $ 310,972 $ 129,000
Hamilton, Indiana 220 $ 58,340,000 $ 265,181 $ 125,000
Boulder, Colorado 218 $ 78,530,000 $ 360,229 $ 138,000
Lehigh, Pennsylvania 218 $ 47,840,000 $ 219,449 $ 116,000
Oakland, Michigan 212 $ 56,290,000 $ 265,518 $ 122,000
Fayette, Kentucky 205 $ 41,445,000 $ 202,170 $ 103,000
Middlesex, Massachusetts 203 $ 75,935,000 $ 374,064 $ 141,000
DuPage, Illinois 198 $ 58,100,000 $ 293,434 $ 143,000
Philadelphia, Pennsylvania 198 $ 52,330,000 $ 264,292 $ 136,000
Allegheny, Pennsylvania 196 $ 46,500,000 $ 237,244 $ 118,000
Clackamas, Oregon 194 $ 66,380,000 $ 342,164 $ 130,000
Hartford, Connecticut 187 $ 41,885,000 $ 223,983 $ 118,000
Middlesex, New Jersey 186 $ 58,650,000 $ 315,322 $ 130,000
Fairfax, Virginia 186 $ 70,990,000 $ 381,666 $ 152,000
San Joaquin, California 180 $ 57,680,000 $ 320,444 $ 125,000
Weber, Utah 177 $ 41,145,000 $ 232,457 $ 89,000
Williamson, Texas 173 $ 45,855,000 $ 265,057 $ 151,000
Pima, Arizona 172 $ 38,180,000 $ 221,976 $ 135,000
Pierce, Washington 172 $ 52,340,000 $ 304,302 $ 126,000
DeKalb, Georgia 171 $ 51,345,000 $ 300,263 $ 143,000
Weld, Colorado 164 $ 46,440,000 $ 283,170 $ 118,000
Palm Beach, Florida 162 $ 49,400,000 $ 304,938 $ 135,000
Marion, Indiana 161 $ 34,735,000 $ 215,745 $ 119,000
Miami-Dade, Florida 158 $ 52,500,000 $ 332,278 $ 152,000
Hillsborough, Florida 156 $ 40,540,000 $ 259,871 $ 128,000
New Haven, Connecticut 153 $ 39,985,000 $ 261,339 $ 122,000
Pinellas, Florida 153 $ 37,995,000 $ 248,333 $ 127,000
Larimer, Colorado 151 $ 45,765,000 $ 303,079 $ 110,000
Montgomery, Texas 148 $ 40,180,000 $ 271,486 $ 143,000
Washington, Utah 148 $ 38,690,000 $ 261,418 $ 121,000
Lake, Illinois 142 $ 40,460,000 $ 284,929 $ 150,000
Ventura, California 141 $ 52,185,000 $ 370,106 $ 125,000
Bergen, New Jersey 140 $ 54,390,000 $ 388,500 $ 148,000
St. Louis, Missouri 139 $ 37,465,000 $ 269,532 $ 129,000
Delaware, Pennsylvania 138 $ 35,220,000 $ 255,217 $ 118,000
Norfolk, Massachusetts 129 $ 43,915,000 $ 340,426 $ 130,000
Orange, Florida 128 $ 34,260,000 $ 267,656 $ 107,000
Fairfield, Connecticut 126 $ 39,190,000 $ 311,031 $ 137,000
Sonoma, California 124 $ 47,970,000 $ 386,854 $ 135,000
Northampton, Pennsylvania 123 $ 26,755,000 $ 217,520 $ 121,000
Will, Illinois 118 $ 32,670,000 $ 276,864 $ 121,000
Montgomery, Maryland 118 $ 42,000,000 $ 355,932 $ 145,000
El Dorado, California 115 $ 42,425,000 $ 368,913 $ 166,000
Fresno, California 113 $ 28,365,000 $ 251,017 $ 122,000
Alachua, Florida 105 $ 22,465,000 $ 213,952 $ 95,000
Ocean, New Jersey 105 $ 24,725,000 $ 235,476 $ 152,000
Solano, California 104 $ 34,690,000 $ 333,557 $ 116,000
San Mateo, California 102 $ 51,990,000 $ 509,705 $ 174,000
Monmouth, New Jersey 102 $ 35,950,000 $ 352,450 $ 155,000
Davidson, Tennessee 101 $ 25,785,000 $ 255,297 $ 128,000
Clark, Nevada 100 $ 24,840,000 $ 248,400 $ 91,000
Franklin, Ohio 98 $ 21,520,000 $ 219,591 $ 118,000
Lee, Florida 96 $ 25,880,000 $ 269,583 $ 125,000
Clark, Washington 96 $ 28,220,000 $ 293,958 $ 131,000
Duval, Florida 95 $ 23,675,000 $ 249,210 $ 122,000
San Luis Obispo, California 94 $ 33,450,000 $ 355,851 $ 138,000
Mesa, Colorado 94 $ 26,460,000 $ 281,489 $ 100,000
Kern, California 93 $ 24,695,000 $ 265,537 $ 225,000
Morris, New Jersey 92 $ 29,470,000 $ 320,326 $ 134,000
Cherokee, Georgia 90 $ 22,930,000 $ 254,777 $ 119,000
Chatham, Georgia 89 $ 19,665,000 $ 220,955 $ 82,000
Guilford, North Carolina 86 $ 20,350,000 $ 236,627 $ 155,000
Washoe, Nevada 84 $ 24,350,000 $ 289,880 $ 101,000
Somerset, New Jersey 83 $ 28,655,000 $ 345,240 $ 155,000
Ramsey, Minnesota 82 $ 20,340,000 $ 248,048 $ 126,000
Hamilton, Ohio 81 $ 16,595,000 $ 204,876 $ 117,000
Loudoun, Virginia 80 $ 31,540,000 $ 394,250 $ 146,000
Pinal, Arizona 79 $ 13,865,000 $ 175,506 $ 88,000
Johnson, Kansas 79 $ 21,355,000 $ 270,316 $ 122,000
Williamson, Tennessee 79 $ 28,485,000 $ 360,569 $ 129,000
Seminole, Florida 76 $ 20,530,000 $ 270,131 $ 131,000
Dakota, Minnesota 76 $ 19,930,000 $ 262,236 $ 107,000
Burlington, New Jersey 76 $ 18,510,000 $ 243,552 $ 133,000
Worcester, Massachusetts 74 $ 21,230,000 $ 286,891 $ 125,000
Union, North Carolina 74 $ 19,500,000 $ 263,513 $ 120,000
Oklahoma, Oklahoma 74 $ 13,710,000 $ 185,270 $ 138,000
Yolo, California 73 $ 23,525,000 $ 322,260 $ 135,000
Wayne, Michigan 73 $ 16,835,000 $ 230,616 $ 117,000
Charleston, South Carolina 73 $ 21,865,000 $ 299,520 $ 129,000
Rutherford, Tennessee 72 $ 18,250,000 $ 253,472 $ 97,000
Clark, Indiana 71 $ 15,345,000 $ 216,126 $ 102,000
Stanislaus, California 70 $ 16,880,000 $ 241,142 $ 91,000
Kane, Illinois 68 $ 17,220,000 $ 253,235 $ 112,000
Deschutes, Oregon 68 $ 22,170,000 $ 326,029 $ 139,000
Comal, Texas 68 $ 20,070,000 $ 295,147 $ 108,000
Broomfield, Colorado 67 $ 21,325,000 $ 318,283 $ 129,000
Essex, Massachusetts 67 $ 21,425,000 $ 319,776 $ 112,000
Essex, New Jersey 66 $ 22,820,000 $ 345,757 $ 160,000
Greenville, South Carolina 66 $ 15,500,000 $ 234,848 $ 115,000
St. Johns, Florida 65 $ 18,025,000 $ 277,307 $ 142,000
Waukesha, Wisconsin 63 $ 15,955,000 $ 253,253 $ 94,000
Nevada, California 61 $ 18,395,000 $ 301,557 $ 107,000
Jackson, Missouri 61 $ 14,335,000 $ 235,000 $ 118,000
Lane, Oregon 61 $ 14,705,000 $ 241,065 $ 116,000
Marion, Oregon 61 $ 15,495,000 $ 254,016 $ 96,000
Brazoria, Texas 61 $ 14,195,000 $ 232,704 $ 132,000
Prince William, Virginia 61 $ 17,885,000 $ 293,196 $ 119,000
Monterey, California 60 $ 23,760,000 $ 396,000 $ 129,000
York, South Carolina 60 $ 16,330,000 $ 272,166 $ 121,000
Brevard, Florida 59 $ 15,305,000 $ 259,406 $ 121,000
Pasco, Florida 59 $ 13,005,000 $ 220,423 $ 103,000
St. Charles, Missouri 59 $ 13,455,000 $ 228,050 $ 104,000
Galveston, Texas 59 $ 13,725,000 $ 232,627 $ 100,000
Anoka, Minnesota 58 $ 13,440,000 $ 231,724 $ 96,000
Washington, Minnesota 58 $ 15,550,000 $ 268,103 $ 118,000
Thurston, Washington 58 $ 14,760,000 $ 254,482 $ 121,000
Garfield, Colorado 57 $ 17,955,000 $ 315,000 $ 167,000
Baltimore, Maryland 57 $ 13,925,000 $ 244,298 $ 158,000
Santa Cruz, California 56 $ 22,810,000 $ 407,321 $ 133,000
Shasta, California 55 $ 12,985,000 $ 236,090 $ 96,000
Henrico, Virginia 54 $ 15,420,000 $ 285,555 $ 126,000
Anne Arundel, Maryland 53 $ 17,705,000 $ 334,056 $ 147,000
Oldham, Kentucky 52 $ 15,360,000 $ 295,384 $ 131,000
Macomb, Michigan 51 $ 10,555,000 $ 206,960 $ 121,000
Passaic, New Jersey 51 $ 14,975,000 $ 293,627 $ 135,000
San Francisco, California 50 $ 24,930,000 $ 498,600 $ 179,000
Eagle, Colorado 50 $ 21,250,000 $ 425,000 $ 123,000
Plymouth, Massachusetts 50 $ 16,040,000 $ 320,800 $ 143,000
Union, New Jersey 50 $ 16,500,000 $ 330,000 $ 130,000
Floyd, Indiana 49 $ 10,325,000 $ 210,714 $ 91,000
Cabarrus, North Carolina 49 $ 12,045,000 $ 245,816 $ 114,000
Durham, North Carolina 49 $ 10,765,000 $ 219,693 $ 115,000
Tulsa, Oklahoma 49 $ 10,295,000 $ 210,102 $ 139,000
Cache, Utah 49 $ 10,775,000 $ 219,897 $ 89,000
Santa Barbara, California 48 $ 17,020,000 $ 354,583 $ 136,000
Mercer, New Jersey 48 $ 13,610,000 $ 283,541 $ 169,000
Camden, New Jersey 47 $ 9,235,000 $ 196,489 $ 117,000
Gloucester, New Jersey 47 $ 10,665,000 $ 226,914 $ 115,000
Bristol, Massachusetts 46 $ 12,870,000 $ 279,782 $ 110,000
Kitsap, Washington 46 $ 12,850,000 $ 279,347 $ 124,000
Yavapai, Arizona 45 $ 12,085,000 $ 268,555 $ 116,000
Marin, California 45 $ 24,225,000 $ 538,333 $ 168,000
McHenry, Illinois 45 $ 10,695,000 $ 237,666 $ 109,000
Suffolk, Massachusetts 45 $ 19,335,000 $ 429,666 $ 174,000
Tooele, Utah 45 $ 11,095,000 $ 246,555 $ 93,000
Butler, Pennsylvania 44 $ 12,270,000 $ 278,863 $ 131,000
Butte, California 42 $ 10,560,000 $ 251,428 $ 101,000
Hendricks, Indiana 42 $ 8,530,000 $ 203,095 $ 98,000
Milwaukee, Wisconsin 42 $ 9,260,000 $ 220,476 $ 98,000
Honolulu, Hawaii 41 $ 18,095,000 $ 441,341 $ 122,000
Collier, Florida 40 $ 11,640,000 $ 291,000 $ 166,000
Berks, Pennsylvania 40 $ 9,090,000 $ 227,250 $ 142,000
Volusia, Florida 39 $ 7,775,000 $ 199,358 $ 96,000
Shelby, Tennessee 39 $ 8,275,000 $ 212,179 $ 126,000
Howard, Maryland 38 $ 13,760,000 $ 362,105 $ 159,000
Cuyahoga, Ohio 38 $ 7,340,000 $ 193,157 $ 141,000
Chesterfield, Virginia 38 $ 9,640,000 $ 253,684 $ 110,000
Tolland, Connecticut 37 $ 8,665,000 $ 234,189 $ 118,000
Manatee, Florida 37 $ 10,725,000 $ 289,864 $ 120,000
Knox, Tennessee 37 $ 10,385,000 $ 280,675 $ 118,000
Hays, Texas 37 $ 10,665,000 $ 288,243 $ 178,000
Benton, Washington 37 $ 8,975,000 $ 242,567 $ 106,000
Merced, California 36 $ 8,720,000 $ 242,222 $ 118,000
Guadalupe, Texas 36 $ 6,660,000 $ 185,000 $ 107,000
Washtenaw, Michigan 35 $ 8,795,000 $ 251,285 $ 133,000
Jackson, Oregon 35 $ 9,275,000 $ 265,000 $ 111,000
Brazos, Texas 35 $ 8,595,000 $ 245,571 $ 163,000
Coconino, Arizona 34 $ 10,520,000 $ 309,411 $ 174,000
Middlesex, Connecticut 34 $ 8,990,000 $ 264,411 $ 129,000
Barnstable, Massachusetts 34 $ 10,250,000 $ 301,470 $ 149,000
Summit, Utah 34 $ 13,470,000 $ 396,176 $ 166,000
Spokane, Washington 34 $ 7,070,000 $ 207,941 $ 107,000
Prince George's, Maryland 33 $ 8,565,000 $ 259,545 $ 228,000
Butler, Ohio 33 $ 6,665,000 $ 201,969 $ 93,000
La Plata, Colorado 32 $ 9,570,000 $ 299,062 $ 123,000
Sarasota, Florida 32 $ 8,590,000 $ 268,437 $ 145,000
Paulding, Georgia 32 $ 6,470,000 $ 202,187 $ 85,000
Johnson, Indiana 32 $ 6,320,000 $ 197,500 $ 104,000
Clay, Missouri 32 $ 7,040,000 $ 220,000 $ 105,000
Hunterdon, New Jersey 32 $ 10,890,000 $ 340,312 $ 162,000
Buncombe, North Carolina 32 $ 9,190,000 $ 287,187 $ 108,000
Madison, Alabama 31 $ 5,405,000 $ 174,354 $ 0
Osceola, Florida 31 $ 7,345,000 $ 236,935 $ 143,000
Polk, Florida 31 $ 6,555,000 $ 211,451 $ 108,000
New Hanover, North Carolina 31 $ 7,835,000 $ 252,741 $ 100,000
Carver, Minnesota 30 $ 7,280,000 $ 242,666 $ 121,000
Hudson, New Jersey 30 $ 9,820,000 $ 327,333 $ 143,000
Warren, Ohio 30 $ 6,860,000 $ 228,666 $ 105,000
Benton, Oregon 30 $ 8,570,000 $ 285,666 $ 132,000
Cumberland, Pennsylvania 30 $ 7,570,000 $ 252,333 $ 121,000
Westmoreland, Pennsylvania 30 $ 7,550,000 $ 251,666 $ 117,000
Kaufman, Texas 30 $ 5,350,000 $ 178,333 $ 153,000
Napa, California 29 $ 10,825,000 $ 373,275 $ 138,000
Tulare, California 29 $ 6,285,000 $ 216,724 $ 110,000
Scott, Minnesota 29 $ 7,455,000 $ 257,068 $ 131,000
Yamhill, Oregon 29 $ 8,135,000 $ 280,517 $ 130,000
Box Elder, Utah 29 $ 6,265,000 $ 216,034 $ 90,000
Wasatch, Utah 29 $ 10,015,000 $ 345,344 $ 132,000
Lake, Florida 28 $ 6,300,000 $ 225,000 $ 126,000
Olmsted, Minnesota 28 $ 7,180,000 $ 256,428 $ 137,000
Brunswick, North Carolina 28 $ 6,550,000 $ 233,928 $ 157,000
Spartanburg, South Carolina 28 $ 5,210,000 $ 186,071 $ 87,000
Boone, Indiana 27 $ 7,865,000 $ 291,296 $ 119,000
New Castle, Delaware 26 $ 6,720,000 $ 258,461 $ 0
Atlantic, New Jersey 26 $ 5,480,000 $ 210,769 $ 106,000
Grayson, Texas 26 $ 5,320,000 $ 204,615 $ 129,000
Rockwall, Texas 26 $ 7,420,000 $ 285,384 $ 141,000
Routt, Colorado 25 $ 8,475,000 $ 339,000 $ 134,000
Forsyth, North Carolina 25 $ 4,915,000 $ 196,600 $ 103,000
Lancaster, Pennsylvania 25 $ 5,875,000 $ 235,000 $ 113,000
Washington, Pennsylvania 25 $ 5,455,000 $ 218,200 $ 100,000
Lexington, South Carolina 25 $ 5,345,000 $ 213,800 $ 120,000
Summit, Colorado 24 $ 9,620,000 $ 400,833 $ 211,000
Ada, Idaho 24 $ 5,520,000 $ 230,000 $ 77,000
Frederick, Maryland 24 $ 6,210,000 $ 258,750 $ 167,000
Sussex, New Jersey 24 $ 5,520,000 $ 230,000 $ 105,000
Sevier, Utah 24 $ 3,930,000 $ 163,750 $ 92,000
New London, Connecticut 23 $ 5,305,000 $ 230,652 $ 91,000
St. Louis City, Missouri 23 $ 5,465,000 $ 237,608 $ 91,000
Parker, Texas 23 $ 5,975,000 $ 259,782 $ 138,000
Marion, Florida 22 $ 3,690,000 $ 167,727 $ 116,000
Monroe, Indiana 22 $ 3,960,000 $ 180,000 $ 71,000
Delaware, Ohio 22 $ 6,060,000 $ 275,454 $ 114,000
Monroe, Pennsylvania 22 $ 3,480,000 $ 158,181 $ 120,000
Beaufort, South Carolina 22 $ 6,530,000 $ 296,818 $ 162,000
Brown, Wisconsin 22 $ 3,310,000 $ 150,454 $ 87,000
Park, Colorado 21 $ 6,135,000 $ 292,142 $ 115,000
Fayette, Georgia 21 $ 6,125,000 $ 291,666 $ 141,000
Gaston, North Carolina 21 $ 4,645,000 $ 221,190 $ 108,000
Dorchester, South Carolina 21 $ 4,115,000 $ 195,952 $ 65,000
Richland, South Carolina 21 $ 5,805,000 $ 276,428 $ 138,000
Johnson, Texas 21 $ 5,085,000 $ 242,142 $ 85,000
Smith, Texas 21 $ 3,355,000 $ 159,761 $ 145,000
Montgomery, Alabama 20 $ 4,600,000 $ 230,000 $ 0
Bryan, Georgia 20 $ 4,920,000 $ 246,000 $ 60,000
Platte, Missouri 20 $ 5,000,000 $ 250,000 $ 98,000
Hillsborough, New Hampshire 20 $ 5,670,000 $ 283,500 $ 0
Cleveland, Oklahoma 20 $ 3,630,000 $ 181,500 $ 164,000
Sumner, Tennessee 20 $ 4,990,000 $ 249,500 $ 123,000
Arlington, Virginia 20 $ 9,110,000 $ 455,500 $ 201,000
Yuma, Arizona 19 $ 3,715,000 $ 195,526 $ 119,000
Litchfield, Connecticut 19 $ 4,565,000 $ 240,263 $ 126,000
Clay, Florida 19 $ 4,755,000 $ 250,263 $ 104,000
Coweta, Georgia 19 $ 3,315,000 $ 174,473 $ 93,000
Bullitt, Kentucky 19 $ 3,405,000 $ 179,210 $ 103,000
Iredell, North Carolina 19 $ 4,255,000 $ 223,947 $ 92,000
Berkeley, South Carolina 19 $ 3,945,000 $ 207,631 $ 83,000
Hamilton, Tennessee 19 $ 4,065,000 $ 213,947 $ 139,000
El Paso, Texas 19 $ 4,585,000 $ 241,315 $ 91,000
Nueces, Texas 19 $ 3,895,000 $ 205,000 $ 155,000
Shelby, Alabama 18 $ 3,300,000 $ 183,333 $ 0
Gila, Arizona 18 $ 4,350,000 $ 241,666 $ 101,000
San Benito, California 18 $ 7,410,000 $ 411,666 $ 134,000
Grand, Colorado 18 $ 6,910,000 $ 383,888 $ 304,000
Pueblo, Colorado 18 $ 3,560,000 $ 197,777 $ 72,000
Martin, Florida 18 $ 4,590,000 $ 255,000 $ 102,000
Hall, Georgia 18 $ 4,490,000 $ 249,444 $ 118,000
Polk, Oregon 18 $ 5,110,000 $ 283,888 $ 165,000
York, Pennsylvania 18 $ 3,320,000 $ 184,444 $ 140,000
Chelan, Washington 18 $ 4,660,000 $ 258,888 $ 106,000
Whatcom, Washington 18 $ 5,360,000 $ 297,777 $ 113,000
Calaveras, California 17 $ 4,335,000 $ 255,000 $ 145,000
Tuolumne, California 17 $ 4,775,000 $ 280,882 $ 231,000
Charlotte, Florida 17 $ 3,435,000 $ 202,058 $ 108,000
Effingham, Georgia 17 $ 3,765,000 $ 221,470 $ 0
Glynn, Georgia 17 $ 4,495,000 $ 264,411 $ 110,000
Hancock, Indiana 17 $ 3,395,000 $ 199,705 $ 80,000
Kenton, Kentucky 17 $ 3,575,000 $ 210,294 $ 96,000
Baltimore City, Maryland 17 $ 2,725,000 $ 160,294 $ 142,000
Clermont, Ohio 17 $ 3,335,000 $ 196,176 $ 117,000
Maury, Tennessee 17 $ 3,525,000 $ 207,352 $ 98,000
Wise, Texas 17 $ 3,865,000 $ 227,352 $ 122,000
Island, Washington 17 $ 6,435,000 $ 378,529 $ 138,000
Madera, California 16 $ 4,210,000 $ 263,125 $ 124,000
Kendall, Illinois 16 $ 3,770,000 $ 235,625 $ 121,000
Boone, Kentucky 16 $ 4,030,000 $ 251,875 $ 123,000
Scott, Kentucky 16 $ 3,190,000 $ 199,375 $ 97,000
Harford, Maryland 16 $ 4,160,000 $ 260,000 $ 89,000
Kent, Michigan 16 $ 4,230,000 $ 264,375 $ 115,000
Ellis, Texas 16 $ 3,760,000 $ 235,000 $ 131,000
Richmond City, Virginia 16 $ 5,260,000 $ 328,750 $ 139,000
Virginia Beach, Virginia 16 $ 3,530,000 $ 220,625 $ 159,000
Yakima, Washington 16 $ 3,750,000 $ 234,375 $ 102,000
Jefferson, Alabama 15 $ 3,825,000 $ 255,000 $ 0
Leon, Florida 15 $ 3,505,000 $ 233,666 $ 167,000
Jackson, Georgia 15 $ 2,965,000 $ 197,666 $ 128,000
Shelby, Kentucky 15 $ 3,795,000 $ 253,000 $ 200,000
Jefferson, Missouri 15 $ 3,205,000 $ 213,666 $ 96,000
Johnston, North Carolina 15 $ 3,155,000 $ 210,333 $ 100,000
Orange, North Carolina 15 $ 4,195,000 $ 279,666 $ 129,000
Fairfield, Ohio 15 $ 3,075,000 $ 205,000 $ 100,000
Lancaster, South Carolina 15 $ 3,615,000 $ 241,000 $ 113,000
Iron, Utah 15 $ 3,325,000 $ 221,666 $ 110,000
Albemarle, Virginia 15 $ 4,555,000 $ 303,666 $ 82,000
Sutter, California 14 $ 3,200,000 $ 228,571 $ 90,000
St. Lucie, Florida 14 $ 2,770,000 $ 197,857 $ 81,000
Blaine, Idaho 14 $ 4,170,000 $ 297,857 $ 85,000
Franklin, Kentucky 14 $ 2,490,000 $ 177,857 $ 70,000
Caldwell, North Carolina 14 $ 1,620,000 $ 115,714 $ 67,000
Watauga, North Carolina 14 $ 3,750,000 $ 267,857 $ 132,000
Carbon, Pennsylvania 14 $ 2,210,000 $ 157,857 $ 113,000
Centre, Pennsylvania 14 $ 3,760,000 $ 268,571 $ 109,000
Dauphin, Pennsylvania 14 $ 2,410,000 $ 172,142 $ 112,000
Wilson, Tennessee 14 $ 3,480,000 $ 248,571 $ 182,000
Charlottesville, Virginia 14 $ 4,030,000 $ 287,857 $ 152,000
Spotsylvania, Virginia 14 $ 3,430,000 $ 245,000 $ 101,000
Washington, Wisconsin 14 $ 3,380,000 $ 241,428 $ 88,000
Mohave, Arizona 13 $ 2,425,000 $ 186,538 $ 157,000
Chaffee, Colorado 13 $ 3,865,000 $ 297,307 $ 116,000
Citrus, Florida 13 $ 1,695,000 $ 130,384 $ 79,000
Spencer, Kentucky 13 $ 3,135,000 $ 241,153 $ 90,000
Cass, Missouri 13 $ 3,025,000 $ 232,692 $ 104,000
Chatham, North Carolina 13 $ 4,335,000 $ 333,461 $ 129,000
Lincoln, North Carolina 13 $ 3,675,000 $ 282,692 $ 133,000
Summit, Ohio 13 $ 2,465,000 $ 189,615 $ 114,000
Linn, Oregon 13 $ 3,205,000 $ 246,538 $ 92,000
Hanover, Virginia 13 $ 3,775,000 $ 290,384 $ 116,000
Douglas, Washington 13 $ 3,695,000 $ 284,230 $ 108,000
Douglas, Georgia 12 $ 2,390,000 $ 199,166 $ 97,000
Henry, Georgia 12 $ 2,230,000 $ 185,833 $ 103,000
Jessamine, Kentucky 12 $ 3,460,000 $ 288,333 $ 107,000
Madison, Kentucky 12 $ 2,470,000 $ 205,833 $ 88,000
Nelson, Kentucky 12 $ 1,970,000 $ 164,166 $ 91,000
Livingston, Michigan 12 $ 2,810,000 $ 234,166 $ 107,000
Rockingham, New Hampshire 12 $ 3,240,000 $ 270,000 $ 0
Canadian, Oklahoma 12 $ 2,290,000 $ 190,833 $ 138,000
Henderson, Texas 12 $ 3,000,000 $ 250,000 $ 279,000
Wilson, Texas 12 $ 3,090,000 $ 257,500 $ 94,000
Skagit, Washington 12 $ 3,450,000 $ 287,500 $ 106,000
Dane, Wisconsin 12 $ 3,450,000 $ 287,500 $ 141,000
Lee, Alabama 11 $ 2,575,000 $ 234,090 $ 0
Navajo, Arizona 11 $ 2,115,000 $ 192,272 $ 135,000
Clear Creek, Colorado 11 $ 3,425,000 $ 311,363 $ 115,000
Elbert, Colorado 11 $ 4,185,000 $ 380,454 $ 129,000
Montrose, Colorado 11 $ 2,975,000 $ 270,454 $ 116,000
Flagler, Florida 11 $ 2,475,000 $ 225,000 $ 92,000
Columbia, Georgia 11 $ 2,935,000 $ 266,818 $ 116,000
Maui, Hawaii 11 $ 5,755,000 $ 523,181 $ 119,000
Lake, Indiana 11 $ 2,355,000 $ 214,090 $ 106,000
Hardin, Kentucky 11 $ 2,375,000 $ 215,909 $ 92,000
Carroll, Maryland 11 $ 2,925,000 $ 265,909 $ 132,000
Davidson, North Carolina 11 $ 1,715,000 $ 155,909 $ 111,000
Lorain, Ohio 11 $ 2,775,000 $ 252,272 $ 112,000
Columbia, Oregon 11 $ 2,775,000 $ 252,272 $ 88,000
Lincoln, Oregon 11 $ 2,525,000 $ 229,545 $ 122,000
Adams, Pennsylvania 11 $ 2,025,000 $ 184,090 $ 89,000
Schuylkill, Pennsylvania 11 $ 2,185,000 $ 198,636 $ 97,000
Kendall, Texas 11 $ 2,845,000 $ 258,636 $ 0
Frederick, Virginia 11 $ 2,345,000 $ 213,181 $ 142,000
Jefferson, Wisconsin 11 $ 2,455,000 $ 223,181 $ 85,000
Jackson, Alabama 10 $ 1,330,000 $ 133,000 $ 0
Tuscaloosa, Alabama 10 $ 1,980,000 $ 198,000 $ 0
Lake, Colorado 10 $ 2,160,000 $ 216,000 $ 86,000
Hernando, Florida 10 $ 1,760,000 $ 176,000 $ 97,000
Walton, Florida 10 $ 2,990,000 $ 299,000 $ 86,000
Oconee, Georgia 10 $ 2,880,000 $ 288,000 $ 126,000
Bonneville, Idaho 10 $ 2,440,000 $ 244,000 $ 143,000
Calcasieu, Louisiana 10 $ 1,720,000 $ 172,000 $ 0
Wright, Minnesota 10 $ 2,520,000 $ 252,000 $ 108,000
Alamance, North Carolina 10 $ 2,130,000 $ 213,000 $ 111,000
Carteret, North Carolina 10 $ 2,520,000 $ 252,000 $ 127,000
Tillamook, Oregon 10 $ 3,090,000 $ 309,000 $ 86,000
Beaver, Pennsylvania 10 $ 1,700,000 $ 170,000 $ 100,000
Bell, Texas 10 $ 1,810,000 $ 181,000 $ 148,000
McLennan, Texas 10 $ 1,480,000 $ 148,000 $ 212,000
Norfolk, Virginia 10 $ 2,310,000 $ 231,000 $ 145,000
Cowlitz, Washington 10 $ 2,400,000 $ 240,000 $ 122,000
Racine, Wisconsin 10 $ 2,350,000 $ 235,000 $ 72,000
Sheboygan, Wisconsin 10 $ 1,630,000 $ 163,000 $ 0
Elmore, Alabama 9 $ 1,825,000 $ 202,777 $ 0
St. Clair, Alabama 9 $ 1,635,000 $ 181,666 $ 0
Lake, California 9 $ 2,035,000 $ 226,111 $ 142,000
Mendocino, California 9 $ 2,385,000 $ 265,000 $ 76,000
Escambia, Florida 9 $ 1,935,000 $ 215,000 $ 146,000
Indian River, Florida 9 $ 2,715,000 $ 301,666 $ 204,000
Okaloosa, Florida 9 $ 1,945,000 $ 216,111 $ 222,000
Santa Rosa, Florida 9 $ 1,745,000 $ 193,888 $ 120,000
Walton, Georgia 9 $ 2,005,000 $ 222,777 $ 105,000
Hawaii, Hawaii 9 $ 3,395,000 $ 377,222 $ 113,000
Bartholomew, Indiana 9 $ 1,705,000 $ 189,444 $ 102,000
Campbell, Kentucky 9 $ 1,365,000 $ 151,666 $ 104,000
Cape May, New Jersey 9 $ 2,525,000 $ 280,555 $ 192,000
Warren, New Jersey 9 $ 1,765,000 $ 196,111 $ 91,000
Rogers, Oklahoma 9 $ 2,235,000 $ 248,333 $ 121,000
Luzerne, Pennsylvania 9 $ 1,565,000 $ 173,888 $ 152,000
Horry, South Carolina 9 $ 1,595,000 $ 177,222 $ 67,000
Putnam, Tennessee 9 $ 1,485,000 $ 165,000 $ 0
Cameron, Texas 9 $ 1,385,000 $ 153,888 $ 87,000
Lubbock, Texas 9 $ 1,835,000 $ 203,888 $ 79,000
Juab, Utah 9 $ 2,345,000 $ 260,555 $ 77,000
Uintah, Utah 9 $ 1,965,000 $ 218,333 $ 92,000
Montgomery, Virginia 9 $ 1,735,000 $ 192,777 $ 125,000
Roanoke City, Virginia 9 $ 1,455,000 $ 161,666 $ 83,000
Clallam, Washington 9 $ 2,475,000 $ 275,000 $ 115,000
Walworth, Wisconsin 9 $ 2,085,000 $ 231,666 $ 72,000
Cochise, Arizona 8 $ 1,380,000 $ 172,500 $ 123,000
Gunnison, Colorado 8 $ 2,380,000 $ 297,500 $ 123,000
District of Columbia, District Of Columbia 8 $ 2,600,000 $ 325,000 $ 0
Sumter, Florida 8 $ 1,350,000 $ 168,750 $ 76,000
Bartow, Georgia 8 $ 1,320,000 $ 165,000 $ 119,000
Bulloch, Georgia 8 $ 1,240,000 $ 155,000 $ 85,000
Clayton, Georgia 8 $ 1,040,000 $ 130,000 $ 77,000
Rockdale, Georgia 8 $ 1,140,000 $ 142,500 $ 70,000
Allen, Indiana 8 $ 1,600,000 $ 200,000 $ 92,000
Madison, Indiana 8 $ 1,630,000 $ 203,750 $ 88,000
Woodford, Kentucky 8 $ 1,390,000 $ 173,750 $ 108,000
Jefferson, Louisiana 8 $ 2,150,000 $ 268,750 $ 0
Douglas, Nevada 8 $ 2,400,000 $ 300,000 $ 105,000
Carroll, New Hampshire 8 $ 1,770,000 $ 221,250 $ 0
Cumberland, New Jersey 8 $ 1,270,000 $ 158,750 $ 119,000
Catawba, North Carolina 8 $ 1,480,000 $ 185,000 $ 93,000
Medina, Ohio 8 $ 2,430,000 $ 303,750 $ 263,000
Montgomery, Ohio 8 $ 1,380,000 $ 172,500 $ 95,000
Stark, Ohio 8 $ 1,150,000 $ 143,750 $ 98,000
Wagoner, Oklahoma 8 $ 2,000,000 $ 250,000 $ 109,000
Anderson, South Carolina 8 $ 1,270,000 $ 158,750 $ 81,000
Hood, Texas 8 $ 1,830,000 $ 228,750 $ 101,000
Grand, Utah 8 $ 2,340,000 $ 292,500 $ 273,000
Morgan, Utah 8 $ 2,510,000 $ 313,750 $ 123,000
Alexandria, Virginia 8 $ 3,000,000 $ 375,000 $ 155,000
Roanoke, Virginia 8 $ 1,680,000 $ 210,000 $ 138,000
Grays Harbor, Washington 8 $ 2,300,000 $ 287,500 $ 206,000
Mason, Washington 8 $ 2,190,000 $ 273,750 $ 112,000
Limestone, Alabama 7 $ 1,615,000 $ 230,714 $ 0
Amador, California 7 $ 2,255,000 $ 322,142 $ 104,000
Imperial, California 7 $ 1,575,000 $ 225,000 $ 118,000
Archuleta, Colorado 7 $ 1,885,000 $ 269,285 $ 138,000
Monroe, Florida 7 $ 2,375,000 $ 339,285 $ 148,000
Clarke, Georgia 7 $ 935,000 $ 133,571 $ 133,000
Houston, Georgia 7 $ 1,565,000 $ 223,571 $ 106,000
Putnam, Georgia 7 $ 2,165,000 $ 309,285 $ 172,000
Porter, Indiana 7 $ 1,295,000 $ 185,000 $ 93,000
Orleans, Louisiana 7 $ 2,085,000 $ 297,857 $ 0
Worcester, Maryland 7 $ 1,275,000 $ 182,142 $ 104,000
Hampden, Massachusetts 7 $ 2,075,000 $ 296,428 $ 95,000
Camden, Missouri 7 $ 2,235,000 $ 319,285 $ 172,000
Carson City, Nevada 7 $ 1,885,000 $ 269,285 $ 184,000
Pitt, North Carolina 7 $ 1,025,000 $ 146,428 $ 95,000
Hood River, Oregon 7 $ 3,085,000 $ 440,714 $ 182,000
Franklin, Pennsylvania 7 $ 1,425,000 $ 203,571 $ 115,000
Lackawanna, Pennsylvania 7 $ 1,505,000 $ 215,000 $ 109,000
Mercer, Pennsylvania 7 $ 1,025,000 $ 146,428 $ 76,000
Pike, Pennsylvania 7 $ 1,175,000 $ 167,857 $ 131,000
Oconee, South Carolina 7 $ 1,205,000 $ 172,142 $ 91,000
Sevier, Tennessee 7 $ 1,755,000 $ 250,714 $ 151,000
Bastrop, Texas 7 $ 1,585,000 $ 226,428 $ 82,000
Stafford, Virginia 7 $ 2,515,000 $ 359,285 $ 149,000
York, Virginia 7 $ 2,105,000 $ 300,714 $ 122,000
Kenosha, Wisconsin 7 $ 1,655,000 $ 236,428 $ 95,000
Humboldt, California 6 $ 1,290,000 $ 215,000 $ 100,000
Delta, Colorado 6 $ 1,400,000 $ 233,333 $ 89,000
Kootenai, Idaho 6 $ 1,550,000 $ 258,333 $ 87,000
Harrison, Indiana 6 $ 1,420,000 $ 236,666 $ 153,000
St. Joseph, Indiana 6 $ 1,180,000 $ 196,666 $ 98,000
Clark, Kentucky 6 $ 930,000 $ 155,000 $ 78,000
Cecil, Maryland 6 $ 2,070,000 $ 345,000 $ 132,000
St. Mary's, Maryland 6 $ 1,990,000 $ 331,666 $ 150,000
Chisago, Minnesota 6 $ 1,220,000 $ 203,333 $ 77,000
Sherburne, Minnesota 6 $ 1,170,000 $ 195,000 $ 91,000
Lyon, Nevada 6 $ 1,880,000 $ 313,333 $ 261,000
Strafford, New Hampshire 6 $ 1,400,000 $ 233,333 $ 0
Salem, New Jersey 6 $ 1,210,000 $ 201,666 $ 87,000
Bernalillo, New Mexico 6 $ 1,020,000 $ 170,000 $ 0
Santa Fe, New Mexico 6 $ 1,290,000 $ 215,000 $ 0
Dare, North Carolina 6 $ 1,400,000 $ 233,333 $ 175,000
Pender, North Carolina 6 $ 1,370,000 $ 228,333 $ 151,000
Page:

Mortgage Loan Application Detail Totals for Provident Funding Associates in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 24,995 $7,631,585,000 $305,000 $2,005,000 $136,000 $9,999,000
Cash-out Refinancing 8,314 $2,323,080,000 $279,000 $1,405,000 $117,000 $1,932,000
Refinancing 6,954 $1,926,450,000 $277,000 $1,505,000 $126,000 $1,796,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,088 $4,451,610,000 $295,000 $2,005,000 $125,000 $9,999,000
Not applicable 10,165 $2,883,615,000 $283,000 $1,055,000 $0 $0
Not Provided 6,613 $1,911,045,000 $288,000 $2,005,000 $131,000 $2,410,000
Asian 6,508 $2,069,680,000 $318,000 $2,005,000 $143,000 $2,304,000
Hispanic 1,347 $408,585,000 $303,000 $1,485,000 $114,000 $1,932,000
Black or African American 402 $112,070,000 $278,000 $1,185,000 $107,000 $456,000
Native Hawaiian or Other Pacific Islander 75 $25,545,000 $340,000 $805,000 $136,000 $522,000
American Indian or Alaskan Native 65 $18,965,000 $291,000 $805,000 $130,000 $600,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 39,924 $11,783,390,000 $295,000 $2,005,000 $130,000 $9,999,000
FHA-insured (Federal Housing Administration) 339 $97,725,000 $288,000 $615,000 $80,000 $233,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,676 $5,995,460,000 $289,000 $2,005,000 $126,000 $2,274,000
Loan Purchased By The Institution 10,165 $2,883,615,000 $283,000 $1,055,000 $0 $0
File Closed For Incompleteness 3,795 $1,231,455,000 $324,000 $2,005,000 $141,000 $2,410,000
Application Withdrawn By Applicant 3,728 $1,156,840,000 $310,000 $2,005,000 $138,000 $9,999,000
Application Denied By Financial Institution 1,684 $550,040,000 $326,000 $1,805,000 $125,000 $4,992,000
Application Approved But Not Accepted 215 $63,705,000 $296,000 $995,000 $119,000 $504,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 38,579 $11,331,075,000 $293,000 $2,005,000 $130,000 $9,999,000
Debt-To-Income Ratio 583 $192,485,000 $330,000 $1,365,000 $85,000 $981,000
Collateral 553 $176,825,000 $319,000 $1,805,000 $153,000 $4,992,000
Credit History 309 $93,985,000 $304,000 $1,405,000 $138,000 $1,932,000
Other 110 $40,390,000 $367,000 $1,505,000 $169,000 $3,056,000
Employment History 47 $18,515,000 $393,000 $1,385,000 $85,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 46 $17,130,000 $372,000 $1,305,000 $132,000 $538,000
Unverifiable Information 35 $10,565,000 $301,000 $915,000 $111,000 $500,000
Mortgage Insurance Denied 1 $145,000 $145,000 $145,000 $53,000 $53,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Provident Funding Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List