Provident Funding Associates, L.P.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Provident Funding Associates, L.P. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Provident Funding Associates, L.P. 851 Traeger Avenue, Suite 100 Sacramento, CA 94066 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 40,263 |
| Total Mortgage Loan Application Amount | $11,881,115,000 |
| Average Mortgage Loan Application Amount | $287,000 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $126,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Provident Funding Associates, L.P.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Provident Funding Associates, L.P.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Provident Funding Associates, L.P.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Provident Funding Associates, L.P. serves its applicants.
Each category highlights the total number of mortgage applications processed by Provident Funding Associates, L.P., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Provident Funding Associates, L.P.'s mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DENVER-AURORA-LAKEWOOD, CO | 2,396 | $ 805,840,000 | $ 336,000 | $ 136,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,562 | $ 424,520,000 | $ 271,000 | $ 128,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,515 | $ 405,795,000 | $ 267,000 | $ 125,000 |
| NA (OUTSIDE OF MSA/MD) | 1,437 | $ 366,065,000 | $ 215,628 | $ 119,900 |
| DALLAS-PLANO-IRVING, TX | 1,403 | $ 412,915,000 | $ 294,000 | $ 144,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1,249 | $ 402,115,000 | $ 321,000 | $ 133,000 |
| SALT LAKE CITY, UT | 1,177 | $ 345,655,000 | $ 293,000 | $ 106,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,107 | $ 288,095,000 | $ 260,000 | $ 130,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,074 | $ 355,280,000 | $ 312,500 | $ 131,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 929 | $ 371,705,000 | $ 400,000 | $ 154,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 895 | $ 350,885,000 | $ 392,000 | $ 143,000 |
| SAN DIEGO-CARLSBAD, CA | 817 | $ 335,495,000 | $ 410,000 | $ 140,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 774 | $ 213,040,000 | $ 275,000 | $ 128,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 772 | $ 335,640,000 | $ 434,000 | $ 164,000 |
| PROVO-OREM, UT | 745 | $ 212,785,000 | $ 285,000 | $ 102,000 |
| OGDEN-CLEARFIELD, UT | 728 | $ 192,670,000 | $ 264,000 | $ 97,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 720 | $ 210,770,000 | $ 292,000 | $ 134,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 671 | $ 165,875,000 | $ 255,500 | $ 121,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 662 | $ 307,580,000 | $ 464,000 | $ 182,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 656 | $ 199,700,000 | $ 304,000 | $ 127,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 646 | $ 167,280,000 | $ 274,000 | $ 119,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 614 | $ 198,510,000 | $ 323,000 | $ 143,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 595 | $ 139,245,000 | $ 226,500 | $ 104,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 518 | $ 122,920,000 | $ 237,000 | $ 117,000 |
| FORT WORTH-ARLINGTON, TX | 507 | $ 120,165,000 | $ 237,000 | $ 150,000 |
| AUSTIN-ROUND ROCK, TX | 478 | $ 140,110,000 | $ 293,000 | $ 155,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 475 | $ 117,205,000 | $ 246,000 | $ 121,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 472 | $ 205,310,000 | $ 434,000 | $ 141,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 449 | $ 158,245,000 | $ 315,000 | $ 172,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 378 | $ 93,300,000 | $ 246,000 | $ 123,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 364 | $ 78,570,000 | $ 206,000 | $ 104,000 |
| RALEIGH, NC | 360 | $ 94,370,000 | $ 262,000 | $ 137,000 |
| NEWARK, NJ-PA | 354 | $ 115,030,000 | $ 247,500 | $ 138,500 |
| PHILADELPHIA, PA | 336 | $ 87,550,000 | $ 260,000 | $ 128,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 319 | $ 88,315,000 | $ 276,000 | $ 123,000 |
| PITTSBURGH, PA | 310 | $ 74,690,000 | $ 240,000 | $ 118,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 280 | $ 70,650,000 | $ 252,000 | $ 121,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 270 | $ 97,360,000 | $ 360,000 | $ 134,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 263 | $ 68,435,000 | $ 260,000 | $ 120,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 258 | $ 59,540,000 | $ 230,000 | $ 120,000 |
| LEXINGTON-FAYETTE, KY | 248 | $ 50,550,000 | $ 203,000 | $ 102,000 |
| ST. LOUIS, MO-IL | 246 | $ 62,130,000 | $ 252,000 | $ 118,000 |
| COLORADO SPRINGS, CO | 225 | $ 61,285,000 | $ 272,000 | $ 119,000 |
| BOSTON, MA | 224 | $ 79,290,000 | $ 353,000 | $ 142,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 221 | $ 68,725,000 | $ 310,000 | $ 129,000 |
| BOULDER, CO | 218 | $ 78,530,000 | $ 360,000 | $ 138,000 |
| KANSAS CITY, MO-KS | 213 | $ 52,595,000 | $ 251,000 | $ 117,000 |
| CINCINNATI, OH-KY-IN | 209 | $ 43,195,000 | $ 179,666 | $ 107,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 196 | $ 56,380,000 | $ 287,000 | $ 146,000 |
| JACKSONVILLE, FL | 181 | $ 47,085,000 | $ 260,000 | $ 127,000 |
| STOCKTON-LODI, CA | 180 | $ 57,680,000 | $ 320,000 | $ 125,000 |
| TACOMA-LAKEWOOD, WA | 172 | $ 52,340,000 | $ 304,000 | $ 126,000 |
| TUCSON, AZ | 172 | $ 38,180,000 | $ 221,000 | $ 135,000 |
| CAMDEN, NJ | 170 | $ 38,410,000 | $ 225,000 | $ 125,000 |
| GREELEY, CO | 164 | $ 46,440,000 | $ 283,000 | $ 118,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 162 | $ 49,400,000 | $ 304,000 | $ 135,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 158 | $ 52,500,000 | $ 332,000 | $ 152,000 |
| COLUMBUS, OH | 154 | $ 34,800,000 | $ 225,000 | $ 109,000 |
| NEW HAVEN-MILFORD, CT | 153 | $ 39,985,000 | $ 261,000 | $ 122,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 152 | $ 76,920,000 | $ 506,000 | $ 175,000 |
| FORT COLLINS, CO | 151 | $ 45,765,000 | $ 303,000 | $ 110,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 149 | $ 42,115,000 | $ 260,000 | $ 122,500 |
| ST. GEORGE, UT | 148 | $ 38,690,000 | $ 261,000 | $ 121,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 142 | $ 48,210,000 | $ 339,000 | $ 148,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 141 | $ 52,185,000 | $ 370,000 | $ 125,000 |
| RICHMOND, VA | 133 | $ 36,445,000 | $ 274,000 | $ 119,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 126 | $ 39,190,000 | $ 311,000 | $ 137,000 |
| SAVANNAH, GA | 126 | $ 28,350,000 | $ 225,000 | $ 74,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 124 | $ 29,970,000 | $ 241,000 | $ 94,000 |
| SANTA ROSA, CA | 124 | $ 47,970,000 | $ 386,000 | $ 135,000 |
| OKLAHOMA CITY, OK | 116 | $ 21,480,000 | $ 185,000 | $ 138,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 113 | $ 29,925,000 | $ 264,000 | $ 117,000 |
| FRESNO, CA | 113 | $ 28,365,000 | $ 251,000 | $ 122,000 |
| GAINESVILLE, FL | 108 | $ 22,830,000 | $ 211,000 | $ 98,000 |
| VALLEJO-FAIRFIELD, CA | 104 | $ 34,690,000 | $ 333,000 | $ 116,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 100 | $ 24,840,000 | $ 248,000 | $ 91,000 |
| CAPE CORAL-FORT MYERS, FL | 96 | $ 25,880,000 | $ 269,000 | $ 125,000 |
| GRAND JUNCTION, CO | 94 | $ 26,460,000 | $ 281,000 | $ 100,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 94 | $ 33,450,000 | $ 355,000 | $ 138,000 |
| BAKERSFIELD, CA | 93 | $ 24,695,000 | $ 265,000 | $ 225,000 |
| GREENSBORO-HIGH POINT, NC | 92 | $ 21,510,000 | $ 233,000 | $ 150,000 |
| RENO, NV | 84 | $ 24,350,000 | $ 289,000 | $ 101,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 81 | $ 18,225,000 | $ 225,000 | $ 112,000 |
| SALEM, OR | 79 | $ 20,605,000 | $ 260,000 | $ 112,000 |
| WORCESTER, MA-CT | 79 | $ 22,045,000 | $ 224,500 | $ 113,000 |
| DURHAM-CHAPEL HILL, NC | 78 | $ 19,670,000 | $ 252,000 | $ 120,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 73 | $ 16,835,000 | $ 230,000 | $ 117,000 |
| ELGIN, IL | 70 | $ 17,460,000 | $ 249,000 | $ 112,000 |
| MODESTO, CA | 70 | $ 16,880,000 | $ 241,000 | $ 91,000 |
| TULSA, OK | 70 | $ 15,500,000 | $ 221,000 | $ 134,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 69 | $ 19,315,000 | $ 279,000 | $ 131,000 |
| BEND-REDMOND, OR | 68 | $ 22,170,000 | $ 326,000 | $ 139,000 |
| CLEVELAND-ELYRIA, OH | 67 | $ 14,465,000 | $ 215,000 | $ 145,000 |
| EUGENE, OR | 61 | $ 14,705,000 | $ 241,000 | $ 116,000 |
| SALINAS, CA | 60 | $ 23,760,000 | $ 396,000 | $ 129,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 59 | $ 15,305,000 | $ 259,000 | $ 121,000 |
| OLYMPIA-TUMWATER, WA | 58 | $ 14,760,000 | $ 254,000 | $ 121,000 |
| SANTA CRUZ-WATSONVILLE, CA | 56 | $ 22,810,000 | $ 407,000 | $ 133,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 56 | $ 13,890,000 | $ 285,000 | $ 174,000 |
| REDDING, CA | 55 | $ 12,985,000 | $ 236,000 | $ 96,000 |
| COLUMBIA, SC | 50 | $ 11,980,000 | $ 239,000 | $ 124,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 50 | $ 10,250,000 | $ 205,000 | $ 95,000 |
| LOGAN, UT-ID | 50 | $ 10,990,000 | $ 217,000 | $ 114,500 |
| SANTA MARIA-SANTA BARBARA, CA | 48 | $ 17,020,000 | $ 354,000 | $ 136,000 |
| TRENTON, NJ | 48 | $ 13,610,000 | $ 283,000 | $ 169,000 |
| BREMERTON-SILVERDALE, WA | 46 | $ 12,850,000 | $ 279,000 | $ 124,000 |
| HARRISBURG-CARLISLE, PA | 46 | $ 10,280,000 | $ 223,000 | $ 115,000 |
| KNOXVILLE, TN | 46 | $ 12,460,000 | $ 270,000 | $ 119,000 |
| PROVIDENCE-WARWICK, RI-MA | 46 | $ 12,870,000 | $ 279,000 | $ 110,000 |
| PRESCOTT, AZ | 45 | $ 12,085,000 | $ 268,000 | $ 116,000 |
| SAN RAFAEL, CA | 45 | $ 24,225,000 | $ 538,000 | $ 168,000 |
| BIRMINGHAM-HOOVER, AL | 42 | $ 8,760,000 | $ 208,000 | $ 0 |
| CHICO, CA | 42 | $ 10,560,000 | $ 251,000 | $ 101,000 |
| MEMPHIS, TN-MS-AR | 42 | $ 9,010,000 | $ 185,000 | $ 124,000 |
| URBAN HONOLULU, HI | 41 | $ 18,095,000 | $ 441,000 | $ 122,000 |
| KENNEWICK-RICHLAND, WA | 40 | $ 9,820,000 | $ 245,000 | $ 106,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 40 | $ 11,640,000 | $ 291,000 | $ 166,000 |
| READING, PA | 40 | $ 9,090,000 | $ 227,000 | $ 142,000 |
| ASHEVILLE, NC | 39 | $ 10,535,000 | $ 270,000 | $ 103,000 |
| HUNTSVILLE, AL | 38 | $ 7,020,000 | $ 184,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 38 | $ 10,000,000 | $ 268,000 | $ 109,500 |
| WINSTON-SALEM, NC | 38 | $ 7,380,000 | $ 194,000 | $ 108,000 |
| COLLEGE STATION-BRYAN, TX | 37 | $ 8,865,000 | $ 239,000 | $ 163,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 37 | $ 8,145,000 | $ 205,000 | $ 112,000 |
| WILMINGTON, NC | 37 | $ 9,205,000 | $ 248,000 | $ 107,000 |
| CHARLOTTESVILLE, VA | 36 | $ 10,250,000 | $ 284,000 | $ 119,000 |
| MERCED, CA | 36 | $ 8,720,000 | $ 242,000 | $ 118,000 |
| SPOKANE-SPOKANE VALLEY, WA | 36 | $ 7,650,000 | $ 212,000 | $ 106,000 |
| ANN ARBOR, MI | 35 | $ 8,795,000 | $ 251,000 | $ 133,000 |
| MEDFORD, OR | 35 | $ 9,275,000 | $ 265,000 | $ 111,000 |
| BARNSTABLE TOWN, MA | 34 | $ 10,250,000 | $ 301,000 | $ 149,000 |
| FLAGSTAFF, AZ | 34 | $ 10,520,000 | $ 309,000 | $ 174,000 |
| ROCHESTER, MN | 33 | $ 8,325,000 | $ 252,000 | $ 128,000 |
| MONTGOMERY, AL | 32 | $ 6,990,000 | $ 218,000 | $ 0 |
| PORT ST. LUCIE, FL | 32 | $ 7,360,000 | $ 230,000 | $ 94,000 |
| LAKELAND-WINTER HAVEN, FL | 31 | $ 6,555,000 | $ 211,000 | $ 108,000 |
| WENATCHEE, WA | 31 | $ 8,355,000 | $ 269,000 | $ 107,000 |
| CORVALLIS, OR | 30 | $ 8,570,000 | $ 285,000 | $ 132,000 |
| NAPA, CA | 29 | $ 10,825,000 | $ 373,000 | $ 138,000 |
| VISALIA-PORTERVILLE, CA | 29 | $ 6,285,000 | $ 216,000 | $ 110,000 |
| SPARTANBURG, SC | 28 | $ 5,210,000 | $ 186,000 | $ 87,000 |
| BOISE CITY, ID | 27 | $ 6,075,000 | $ 225,000 | $ 77,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 26 | $ 5,480,000 | $ 210,000 | $ 106,000 |
| SHERMAN-DENISON, TX | 26 | $ 5,320,000 | $ 204,000 | $ 129,000 |
| GREEN BAY, WI | 25 | $ 3,935,000 | $ 157,000 | $ 92,000 |
| LANCASTER, PA | 25 | $ 5,875,000 | $ 235,000 | $ 113,000 |
| HICKORY-LENOIR-MORGANTON, NC | 24 | $ 3,360,000 | $ 140,000 | $ 86,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 24 | $ 6,940,000 | $ 289,000 | $ 162,000 |
| BLOOMINGTON, IN | 23 | $ 4,185,000 | $ 181,000 | $ 72,000 |
| CORPUS CHRISTI, TX | 23 | $ 4,855,000 | $ 211,000 | $ 155,000 |
| NORWICH-NEW LONDON, CT | 23 | $ 5,305,000 | $ 230,000 | $ 91,000 |
| CHATTANOOGA, TN-GA | 22 | $ 4,400,000 | $ 162,000 | $ 113,000 |
| EAST STROUDSBURG, PA | 22 | $ 3,480,000 | $ 158,000 | $ 120,000 |
| OCALA, FL | 22 | $ 3,690,000 | $ 167,000 | $ 116,000 |
| NEW ORLEANS-METAIRIE, LA | 21 | $ 5,695,000 | $ 271,000 | $ 0 |
| ROANOKE, VA | 21 | $ 3,595,000 | $ 171,000 | $ 108,000 |
| TYLER, TX | 21 | $ 3,355,000 | $ 159,000 | $ 145,000 |
| MANCHESTER-NASHUA, NH | 20 | $ 5,670,000 | $ 283,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 19 | $ 3,985,000 | $ 209,000 | $ 123,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 19 | $ 4,935,000 | $ 259,000 | $ 137,000 |
| EL PASO, TX | 19 | $ 4,585,000 | $ 241,000 | $ 91,000 |
| GARY, IN | 19 | $ 3,855,000 | $ 202,000 | $ 99,000 |
| GRAND RAPIDS-WYOMING, MI | 19 | $ 4,845,000 | $ 255,000 | $ 110,000 |
| YUMA, AZ | 19 | $ 3,715,000 | $ 195,000 | $ 119,000 |
| BELLINGHAM, WA | 18 | $ 5,360,000 | $ 297,000 | $ 113,000 |
| BRUNSWICK, GA | 18 | $ 4,790,000 | $ 266,000 | $ 110,000 |
| GAINESVILLE, GA | 18 | $ 4,490,000 | $ 249,000 | $ 118,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 18 | $ 3,680,000 | $ 204,000 | $ 135,000 |
| PUEBLO, CO | 18 | $ 3,560,000 | $ 197,000 | $ 72,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 18 | $ 4,640,000 | $ 257,000 | $ 0 |
| YORK-HANOVER, PA | 18 | $ 3,320,000 | $ 184,000 | $ 140,000 |
| YUBA CITY, CA | 18 | $ 4,200,000 | $ 233,000 | $ 90,000 |
| LYNCHBURG, VA | 17 | $ 3,435,000 | $ 202,000 | $ 131,000 |
| PUNTA GORDA, FL | 17 | $ 3,435,000 | $ 202,000 | $ 108,000 |
| MADERA, CA | 16 | $ 4,210,000 | $ 263,000 | $ 124,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 16 | $ 3,070,000 | $ 191,000 | $ 136,000 |
| YAKIMA, WA | 16 | $ 3,750,000 | $ 234,000 | $ 102,000 |
| AKRON, OH | 15 | $ 2,935,000 | $ 195,000 | $ 108,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 15 | $ 3,425,000 | $ 193,000 | $ 96,500 |
| IDAHO FALLS, ID | 15 | $ 3,415,000 | $ 227,000 | $ 113,000 |
| TALLAHASSEE, FL | 15 | $ 3,505,000 | $ 233,000 | $ 167,000 |
| STATE COLLEGE, PA | 14 | $ 3,760,000 | $ 268,000 | $ 109,000 |
| WINCHESTER, VA-WV | 14 | $ 3,070,000 | $ 219,000 | $ 113,000 |
| ALBANY, OR | 13 | $ 3,205,000 | $ 246,000 | $ 92,000 |
| DAYTON, OH | 13 | $ 2,575,000 | $ 198,000 | $ 98,000 |
| HOMOSASSA SPRINGS, FL | 13 | $ 1,695,000 | $ 130,000 | $ 79,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 13 | $ 2,425,000 | $ 186,000 | $ 157,000 |
| MADISON, WI | 13 | $ 3,795,000 | $ 291,000 | $ 139,000 |
| KILLEEN-TEMPLE, TX | 12 | $ 1,960,000 | $ 163,000 | $ 134,000 |
| MOUNT VERNON-ANACORTES, WA | 12 | $ 3,450,000 | $ 287,000 | $ 106,000 |
| AUBURN-OPELIKA, AL | 11 | $ 2,575,000 | $ 234,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 11 | $ 2,375,000 | $ 215,000 | $ 92,000 |
| GETTYSBURG, PA | 11 | $ 2,025,000 | $ 184,000 | $ 89,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 11 | $ 5,755,000 | $ 523,000 | $ 119,000 |
| SALISBURY, MD-DE | 11 | $ 1,995,000 | $ 186,500 | $ 92,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 11 | $ 1,615,000 | $ 146,500 | $ 80,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 10 | $ 2,030,000 | $ 203,000 | $ 125,000 |
| BURLINGTON, NC | 10 | $ 2,130,000 | $ 213,000 | $ 111,000 |
| LAKE CHARLES, LA | 10 | $ 1,720,000 | $ 172,000 | $ 0 |
| LONGVIEW, WA | 10 | $ 2,400,000 | $ 240,000 | $ 122,000 |
| RACINE, WI | 10 | $ 2,350,000 | $ 235,000 | $ 72,000 |
| SHEBOYGAN, WI | 10 | $ 1,630,000 | $ 163,000 | $ 0 |
| TUSCALOOSA, AL | 10 | $ 1,980,000 | $ 198,000 | $ 0 |
| WACO, TX | 10 | $ 1,480,000 | $ 148,000 | $ 212,000 |
| BROWNSVILLE-HARLINGEN, TX | 9 | $ 1,385,000 | $ 153,000 | $ 87,000 |
| COLUMBUS, GA-AL | 9 | $ 2,115,000 | $ 181,000 | $ 82,000 |
| COLUMBUS, IN | 9 | $ 1,705,000 | $ 189,000 | $ 102,000 |
| FORT WAYNE, IN | 9 | $ 1,735,000 | $ 192,000 | $ 90,000 |
| LUBBOCK, TX | 9 | $ 1,835,000 | $ 203,000 | $ 79,000 |
| OCEAN CITY, NJ | 9 | $ 2,525,000 | $ 280,000 | $ 192,000 |
| SEBASTIAN-VERO BEACH, FL | 9 | $ 2,715,000 | $ 301,000 | $ 204,000 |
| SPRINGFIELD, MA | 9 | $ 2,555,000 | $ 283,000 | $ 93,000 |
| STAUNTON-WAYNESBORO, VA | 9 | $ 1,945,000 | $ 216,000 | $ 93,000 |
| CANTON-MASSILLON, OH | 8 | $ 1,150,000 | $ 143,000 | $ 98,000 |
| LANSING-EAST LANSING, MI | 8 | $ 1,630,000 | $ 203,000 | $ 170,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 8 | $ 1,120,000 | $ 140,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 8 | $ 1,380,000 | $ 172,000 | $ 123,000 |
| THE VILLAGES, FL | 8 | $ 1,350,000 | $ 168,000 | $ 76,000 |
| VINELAND-BRIDGETON, NJ | 8 | $ 1,270,000 | $ 158,000 | $ 119,000 |
| ALBUQUERQUE, NM | 7 | $ 1,285,000 | $ 183,000 | $ 0 |
| APPLETON, WI | 7 | $ 1,605,000 | $ 229,000 | $ 0 |
| CARSON CITY, NV | 7 | $ 1,885,000 | $ 269,000 | $ 184,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 7 | $ 1,425,000 | $ 203,000 | $ 115,000 |
| CLARKSVILLE, TN-KY | 7 | $ 1,605,000 | $ 221,000 | $ 112,000 |
| EL CENTRO, CA | 7 | $ 1,575,000 | $ 225,000 | $ 118,000 |
| GREENVILLE, NC | 7 | $ 1,025,000 | $ 146,000 | $ 95,000 |
| NEW BERN, NC | 7 | $ 1,455,000 | $ 207,000 | $ 112,000 |
| SPRINGFIELD, MO | 7 | $ 1,155,000 | $ 165,000 | $ 76,000 |
| WARNER ROBINS, GA | 7 | $ 1,565,000 | $ 223,000 | $ 106,000 |
| AMARILLO, TX | 6 | $ 940,000 | $ 156,000 | $ 71,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 6 | $ 1,990,000 | $ 331,000 | $ 150,000 |
| COEUR D'ALENE, ID | 6 | $ 1,550,000 | $ 258,000 | $ 87,000 |
| FLORENCE, SC | 6 | $ 1,040,000 | $ 173,000 | $ 71,000 |
| MIDLAND, TX | 6 | $ 1,620,000 | $ 270,000 | $ 179,000 |
| PEORIA, IL | 6 | $ 990,000 | $ 165,000 | $ 87,000 |
| SANTA FE, NM | 6 | $ 1,290,000 | $ 215,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 1,180,000 | $ 196,000 | $ 98,000 |
| TEXARKANA, TX-AR | 6 | $ 860,000 | $ 152,000 | $ 110,000 |
| BOWLING GREEN, KY | 5 | $ 1,005,000 | $ 201,000 | $ 60,000 |
| DECATUR, AL | 5 | $ 805,000 | $ 161,000 | $ 0 |
| DOTHAN, AL | 5 | $ 855,000 | $ 171,000 | $ 0 |
| FAYETTEVILLE, NC | 5 | $ 665,000 | $ 133,000 | $ 136,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 985,000 | $ 197,000 | $ 144,000 |
| LEBANON, PA | 5 | $ 815,000 | $ 163,000 | $ 171,000 |
| MACON-BIBB COUNTY, GA | 5 | $ 585,000 | $ 117,000 | $ 55,000 |
| MCALLEN-EDINBURG-MISSION, TX | 5 | $ 655,000 | $ 131,000 | $ 88,000 |
| ODESSA, TX | 5 | $ 1,145,000 | $ 229,000 | $ 151,000 |
| ALBANY, GA | 4 | $ 410,000 | $ 102,000 | $ 68,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 910,000 | $ 227,000 | $ 85,000 |
| COLUMBIA, MO | 4 | $ 1,040,000 | $ 260,000 | $ 60,000 |
| DOVER, DE | 4 | $ 500,000 | $ 125,000 | $ 0 |
| ERIE, PA | 4 | $ 390,000 | $ 97,000 | $ 105,000 |
| FLINT, MI | 4 | $ 1,170,000 | $ 292,000 | $ 108,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 650,000 | $ 162,000 | $ 105,000 |
| JACKSONVILLE, NC | 4 | $ 790,000 | $ 197,000 | $ 126,000 |
| JOHNSON CITY, TN | 4 | $ 750,000 | $ 187,000 | $ 63,000 |
| PANAMA CITY, FL | 4 | $ 760,000 | $ 190,000 | $ 98,000 |
| SPRINGFIELD, OH | 4 | $ 1,080,000 | $ 270,000 | $ 139,000 |
| ST. JOSEPH, MO-KS | 4 | $ 650,000 | $ 162,000 | $ 77,000 |
| VALDOSTA, GA | 4 | $ 710,000 | $ 177,000 | $ 70,000 |
| VICTORIA, TX | 4 | $ 780,000 | $ 195,000 | $ 190,000 |
| WAUSAU, WI | 4 | $ 510,000 | $ 127,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 3 | $ 295,000 | $ 98,000 | $ 111,000 |
| EVANSVILLE, IN-KY | 3 | $ 485,000 | $ 162,500 | $ 62,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 875,000 | $ 291,000 | $ 0 |
| GRANTS PASS, OR | 3 | $ 595,000 | $ 198,000 | $ 68,000 |
| HANFORD-CORCORAN, CA | 3 | $ 595,000 | $ 198,000 | $ 149,000 |
| HARRISONBURG, VA | 3 | $ 725,000 | $ 241,000 | $ 136,000 |
| HINESVILLE, GA | 3 | $ 435,000 | $ 145,000 | $ 182,000 |
| JACKSON, MI | 3 | $ 395,000 | $ 131,000 | $ 105,000 |
| LONGVIEW, TX | 3 | $ 665,000 | $ 221,000 | $ 133,000 |
| PINE BLUFF, AR | 3 | $ 395,000 | $ 131,000 | $ 0 |
| SAGINAW, MI | 3 | $ 335,000 | $ 111,000 | $ 97,000 |
| SAN ANGELO, TX | 3 | $ 725,000 | $ 241,000 | $ 0 |
| TOLEDO, OH | 3 | $ 615,000 | $ 205,000 | $ 130,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 330,000 | $ 165,000 | $ 101,000 |
| ELKHART-GOSHEN, IN | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| FARGO, ND-MN | 2 | $ 420,000 | $ 210,000 | $ 91,000 |
| FOND DU LAC, WI | 2 | $ 280,000 | $ 140,000 | $ 89,000 |
| GOLDSBORO, NC | 2 | $ 550,000 | $ 275,000 | $ 131,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 310,000 | $ 155,000 | $ 0 |
| HOT SPRINGS, AR | 2 | $ 370,000 | $ 185,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 2 | $ 310,000 | $ 155,000 | $ 70,000 |
| JOHNSTOWN, PA | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| JOPLIN, MO | 2 | $ 450,000 | $ 225,000 | $ 108,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 560,000 | $ 280,000 | $ 144,000 |
| KANKAKEE, IL | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| KOKOMO, IN | 2 | $ 440,000 | $ 220,000 | $ 97,000 |
| LAS CRUCES, NM | 2 | $ 370,000 | $ 185,000 | $ 0 |
| LAWRENCE, KS | 2 | $ 650,000 | $ 325,000 | $ 101,000 |
| MONROE, MI | 2 | $ 540,000 | $ 270,000 | $ 85,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 500,000 | $ 250,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 2 | $ 330,000 | $ 165,000 | $ 0 |
| OWENSBORO, KY | 2 | $ 500,000 | $ 250,000 | $ 72,000 |
| PITTSFIELD, MA | 2 | $ 520,000 | $ 260,000 | $ 124,000 |
| ROCKFORD, IL | 2 | $ 510,000 | $ 255,000 | $ 60,000 |
| ROCKY MOUNT, NC | 2 | $ 430,000 | $ 215,000 | $ 66,000 |
| SEBRING, FL | 2 | $ 290,000 | $ 145,000 | $ 0 |
| SPRINGFIELD, IL | 2 | $ 460,000 | $ 230,000 | $ 149,000 |
| ST. CLOUD, MN | 2 | $ 540,000 | $ 270,000 | $ 116,000 |
| TERRE HAUTE, IN | 2 | $ 360,000 | $ 180,000 | $ 67,000 |
| WALLA WALLA, WA | 2 | $ 470,000 | $ 235,000 | $ 79,000 |
| ALTOONA, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| BLOOMINGTON, IL | 1 | $ 215,000 | $ 215,000 | $ 202,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| CEDAR RAPIDS, IA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 345,000 | $ 345,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 355,000 | $ 355,000 | $ 0 |
| DALTON, GA | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| EAU CLAIRE, WI | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| ENID, OK | 1 | $ 75,000 | $ 75,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 105,000 | $ 105,000 | $ 0 |
| HAMMOND, LA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| HATTIESBURG, MS | 1 | $ 155,000 | $ 155,000 | $ 0 |
| JACKSON, MS | 1 | $ 135,000 | $ 135,000 | $ 0 |
| JACKSON, TN | 1 | $ 305,000 | $ 305,000 | $ 305,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| MANHATTAN, KS | 1 | $ 345,000 | $ 345,000 | $ 215,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| MIDLAND, MI | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| MOBILE, AL | 1 | $ 295,000 | $ 295,000 | $ 0 |
| MORRISTOWN, TN | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 435,000 | $ 435,000 | $ 0 |
| ROME, GA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| TOPEKA, KS | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| TWIN FALLS, ID | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| WHEELING, WV-OH | 1 | $ 185,000 | $ 185,000 | $ 0 |
| WICHITA, KS | 1 | $ 135,000 | $ 135,000 | $ 0 |
Mortgage Loan Application Detail Totals for Provident Funding Associates, L.P. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 24,995 | $7,631,585,000 | $305,000 | $2,005,000 | $136,000 | $9,999,000 |
| Cash-out Refinancing | 8,314 | $2,323,080,000 | $279,000 | $1,405,000 | $117,000 | $1,932,000 |
| Refinancing | 6,954 | $1,926,450,000 | $277,000 | $1,505,000 | $126,000 | $1,796,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,088 | $4,451,610,000 | $295,000 | $2,005,000 | $125,000 | $9,999,000 |
| Not applicable | 10,165 | $2,883,615,000 | $283,000 | $1,055,000 | $0 | $0 |
| Not Provided | 6,613 | $1,911,045,000 | $288,000 | $2,005,000 | $131,000 | $2,410,000 |
| Asian | 6,508 | $2,069,680,000 | $318,000 | $2,005,000 | $143,000 | $2,304,000 |
| Hispanic | 1,347 | $408,585,000 | $303,000 | $1,485,000 | $114,000 | $1,932,000 |
| Black or African American | 402 | $112,070,000 | $278,000 | $1,185,000 | $107,000 | $456,000 |
| Native Hawaiian or Other Pacific Islander | 75 | $25,545,000 | $340,000 | $805,000 | $136,000 | $522,000 |
| American Indian or Alaskan Native | 65 | $18,965,000 | $291,000 | $805,000 | $130,000 | $600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 39,924 | $11,783,390,000 | $295,000 | $2,005,000 | $130,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 339 | $97,725,000 | $288,000 | $615,000 | $80,000 | $233,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,676 | $5,995,460,000 | $289,000 | $2,005,000 | $126,000 | $2,274,000 |
| Loan Purchased By The Institution | 10,165 | $2,883,615,000 | $283,000 | $1,055,000 | $0 | $0 |
| File Closed For Incompleteness | 3,795 | $1,231,455,000 | $324,000 | $2,005,000 | $141,000 | $2,410,000 |
| Application Withdrawn By Applicant | 3,728 | $1,156,840,000 | $310,000 | $2,005,000 | $138,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,684 | $550,040,000 | $326,000 | $1,805,000 | $125,000 | $4,992,000 |
| Application Approved But Not Accepted | 215 | $63,705,000 | $296,000 | $995,000 | $119,000 | $504,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 38,579 | $11,331,075,000 | $293,000 | $2,005,000 | $130,000 | $9,999,000 |
| Debt-To-Income Ratio | 583 | $192,485,000 | $330,000 | $1,365,000 | $85,000 | $981,000 |
| Collateral | 553 | $176,825,000 | $319,000 | $1,805,000 | $153,000 | $4,992,000 |
| Credit History | 309 | $93,985,000 | $304,000 | $1,405,000 | $138,000 | $1,932,000 |
| Other | 110 | $40,390,000 | $367,000 | $1,505,000 | $169,000 | $3,056,000 |
| Employment History | 47 | $18,515,000 | $393,000 | $1,385,000 | $85,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 46 | $17,130,000 | $372,000 | $1,305,000 | $132,000 | $538,000 |
| Unverifiable Information | 35 | $10,565,000 | $301,000 | $915,000 | $111,000 | $500,000 |
| Mortgage Insurance Denied | 1 | $145,000 | $145,000 | $145,000 | $53,000 | $53,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates, L.P.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Provident Funding Associates, L.P.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.