Quontic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Quontic Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Quontic Bank 31-05 Broadway New York, NY 11106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,062 |
| Total Mortgage Loan Application Amount | $496,450,000 |
| Average Mortgage Loan Application Amount | $496,000 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $180,000 |
| Highest Applicant Income | $2,693,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Quontic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Quontic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Quontic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Quontic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Quontic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Quontic Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens County New York | 210 | $ 103,560,000 | $ 493,000 | $ 144,000 |
| Nassau County New York | 128 | $ 63,290,000 | $ 494,000 | $ 203,000 |
| Kings County New York | 95 | $ 68,005,000 | $ 715,000 | $ 174,000 |
| Suffolk County New York | 88 | $ 34,670,000 | $ 393,000 | $ 180,000 |
| Miami-Dade County Florida | 69 | $ 30,585,000 | $ 443,000 | $ 233,000 |
| Bronx County New York | 57 | $ 24,695,000 | $ 433,000 | $ 102,000 |
| New York County New York | 23 | $ 22,965,000 | $ 998,000 | $ 471,000 |
| Westchester County New York | 22 | $ 9,590,000 | $ 435,000 | $ 169,000 |
| Broward County Florida | 20 | $ 11,210,000 | $ 560,000 | $ 166,000 |
| Palm Beach County Florida | 16 | $ 8,240,000 | $ 515,000 | $ 246,000 |
| Richmond County New York | 16 | $ 8,450,000 | $ 528,000 | $ 160,000 |
| Fairfield County Connecticut | 13 | $ 6,495,000 | $ 499,000 | $ 247,000 |
| Fulton County Georgia | 10 | $ 1,710,000 | $ 171,000 | $ 112,000 |
| Bergen County New Jersey | 10 | $ 5,120,000 | $ 512,000 | $ 211,000 |
| Essex County New Jersey | 10 | $ 3,580,000 | $ 358,000 | $ 87,000 |
| Rockland County New York | 9 | $ 3,985,000 | $ 442,000 | $ 161,000 |
| Norfolk County Massachusetts | 7 | $ 3,505,000 | $ 500,000 | $ 148,000 |
| Middlesex County New Jersey | 7 | $ 2,155,000 | $ 307,000 | $ 82,000 |
| Ocean County New Jersey | 7 | $ 2,455,000 | $ 350,000 | $ 108,000 |
| Union County New Jersey | 7 | $ 2,015,000 | $ 287,000 | $ 112,000 |
| Los Angeles County California | 6 | $ 6,240,000 | $ 1,040,000 | $ 569,000 |
| Santa Clara County California | 6 | $ 4,210,000 | $ 701,000 | $ 241,000 |
| New Haven County Connecticut | 6 | $ 1,660,000 | $ 276,000 | $ 104,000 |
| Passaic County New Jersey | 6 | $ 1,480,000 | $ 246,000 | $ 147,000 |
| San Mateo County California | 5 | $ 8,345,000 | $ 1,669,000 | $ 0 |
| Hudson County New Jersey | 5 | $ 1,565,000 | $ 313,000 | $ 121,000 |
| Hartford County Connecticut | 4 | $ 700,000 | $ 175,000 | $ 83,000 |
| Osceola County Florida | 4 | $ 860,000 | $ 215,000 | $ 166,000 |
| Gwinnett County Georgia | 4 | $ 650,000 | $ 162,000 | $ 84,000 |
| Monmouth County New Jersey | 4 | $ 1,440,000 | $ 360,000 | $ 115,000 |
| Somerset County New Jersey | 4 | $ 2,120,000 | $ 530,000 | $ 181,000 |
| Wake County North Carolina | 4 | $ 1,360,000 | $ 340,000 | $ 175,000 |
| Philadelphia County Pennsylvania | 4 | $ 680,000 | $ 170,000 | $ 87,000 |
| Lee County Florida | 3 | $ 595,000 | $ 198,000 | $ 165,000 |
| Orange County Florida | 3 | $ 805,000 | $ 268,000 | $ 85,000 |
| Cook County Illinois | 3 | $ 1,165,000 | $ 388,000 | $ 70,000 |
| Johnson County Indiana | 3 | $ 1,035,000 | $ 345,000 | $ 91,000 |
| Bristol County Massachusetts | 3 | $ 725,000 | $ 241,000 | $ 57,000 |
| Plymouth County Massachusetts | 3 | $ 1,025,000 | $ 341,000 | $ 77,000 |
| Suffolk County Massachusetts | 3 | $ 1,625,000 | $ 541,000 | $ 90,000 |
| Worcester County Massachusetts | 3 | $ 675,000 | $ 225,000 | $ 142,000 |
| Montcalm County Michigan | 3 | $ 445,000 | $ 148,000 | $ 143,000 |
| Clark County Nevada | 3 | $ 805,000 | $ 268,000 | $ 275,000 |
| Mercer County New Jersey | 3 | $ 1,355,000 | $ 451,000 | $ 163,000 |
| Orange County North Carolina | 3 | $ 1,345,000 | $ 448,000 | $ 460,000 |
| Horry County South Carolina | 3 | $ 625,000 | $ 208,000 | $ 46,000 |
| Pierce County Washington | 3 | $ 995,000 | $ 331,000 | $ 88,000 |
| Contra Costa County California | 2 | $ 1,110,000 | $ 555,000 | $ 302,000 |
| San Joaquin County California | 2 | $ 690,000 | $ 345,000 | $ 69,000 |
| Arapahoe County Colorado | 2 | $ 750,000 | $ 375,000 | $ 192,000 |
| Park County Colorado | 2 | $ 750,000 | $ 375,000 | $ 0 |
| New Castle County Delaware | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 380,000 | $ 190,000 | $ 107,000 |
| Sarasota County Florida | 2 | $ 380,000 | $ 190,000 | $ 121,000 |
| Cobb County Georgia | 2 | $ 340,000 | $ 170,000 | $ 100,000 |
| Hendricks County Indiana | 2 | $ 480,000 | $ 240,000 | $ 74,000 |
| Marion County Indiana | 2 | $ 330,000 | $ 165,000 | $ 117,000 |
| Middlesex County Massachusetts | 2 | $ 840,000 | $ 420,000 | $ 100,000 |
| Oakland County Michigan | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Rockingham County New Hampshire | 2 | $ 470,000 | $ 235,000 | $ 118,000 |
| Camden County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Gloucester County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 96,000 |
| Salem County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 102,000 |
| Albany County New York | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Dutchess County New York | 2 | $ 660,000 | $ 330,000 | $ 151,000 |
| Erie County New York | 2 | $ 610,000 | $ 305,000 | $ 138,000 |
| Butler County Ohio | 2 | $ 510,000 | $ 255,000 | $ 98,000 |
| Marion County Oregon | 2 | $ 570,000 | $ 285,000 | $ 70,000 |
| Allegheny County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| Bucks County Pennsylvania | 2 | $ 960,000 | $ 480,000 | $ 184,000 |
| Cumberland County Pennsylvania | 2 | $ 800,000 | $ 400,000 | $ 138,000 |
| Lancaster County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Monroe County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 134,000 |
| Henrico County Virginia | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Alameda County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Nevada County California | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Orange County California | 1 | $ 615,000 | $ 615,000 | $ 1,412,000 |
| San Bernardino County California | 1 | $ 395,000 | $ 395,000 | $ 347,000 |
| San Francisco County California | 1 | $ 985,000 | $ 985,000 | $ 258,000 |
| Solano County California | 1 | $ 475,000 | $ 475,000 | $ 164,000 |
| Sutter County California | 1 | $ 315,000 | $ 315,000 | $ 167,000 |
| Larimer County Colorado | 1 | $ 565,000 | $ 565,000 | $ 191,000 |
| Middlesex County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Kent County Delaware | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Collier County Florida | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Escambia County Florida | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Pasco County Florida | 1 | $ 485,000 | $ 485,000 | $ 93,000 |
| Pinellas County Florida | 1 | $ 455,000 | $ 455,000 | $ 307,000 |
| Polk County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| St. Johns County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Volusia County Florida | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Douglas County Georgia | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Fayette County Georgia | 1 | $ 655,000 | $ 655,000 | $ 308,000 |
| Forsyth County Georgia | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Oconee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Honolulu County Hawaii | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Will County Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 225,000 | $ 225,000 | $ 37,000 |
| Kosciusko County Indiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Johnson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pulaski County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Lafayette County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Anne Arundel County Maryland | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Baltimore County Maryland | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
| Essex County Massachusetts | 1 | $ 1,055,000 | $ 1,055,000 | $ 241,000 |
| Calhoun County Michigan | 1 | $ 235,000 | $ 235,000 | $ 155,000 |
| Macomb County Michigan | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Ottawa County Michigan | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Rice County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Scott County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 110,000 |
| Harrison County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Hillsborough County New Hampshire | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Cape May County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Monroe County New York | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Onondaga County New York | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Orange County New York | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Putnam County New York | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Rensselaer County New York | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Schoharie County New York | 1 | $ 105,000 | $ 105,000 | $ 187,000 |
| Ulster County New York | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Ashe County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Durham County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Forsyth County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| New Hanover County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Union County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Warren County Ohio | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Carbon County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 179,000 |
| Montgomery County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Union County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 689,000 |
| Kent County Rhode Island | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Providence County Rhode Island | 1 | $ 215,000 | $ 215,000 | $ 166,000 |
| Beaufort County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Greenville County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Spartanburg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| York County South Carolina | 1 | $ 1,205,000 | $ 1,205,000 | $ 853,000 |
| Shelby County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Fort Bend County Texas | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Harris County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Travis County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Williamson County Texas | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Salt Lake County Utah | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Prince William County Virginia | 1 | $ 475,000 | $ 475,000 | $ 98,000 |
| Clark County Washington | 1 | $ 355,000 | $ 355,000 | $ 274,000 |
| Monongalia County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Quontic Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 695 | $296,285,000 | $426,000 | $1,975,000 | $165,000 | $2,693,000 |
| Cash-out Refinancing | 195 | $120,195,000 | $616,000 | $4,005,000 | $185,000 | $1,018,000 |
| Other Purpose | 99 | $42,395,000 | $428,000 | $1,505,000 | $172,000 | $775,000 |
| Refinancing | 73 | $37,575,000 | $514,000 | $3,815,000 | $198,000 | $1,399,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 441 | $183,955,000 | $417,000 | $1,815,000 | $139,000 | $1,107,000 |
| White | 296 | $161,110,000 | $544,000 | $4,005,000 | $235,000 | $2,693,000 |
| Hispanic | 170 | $72,950,000 | $429,000 | $2,305,000 | $168,000 | $1,018,000 |
| Black or African American | 83 | $36,455,000 | $439,000 | $1,385,000 | $126,000 | $522,000 |
| Not applicable | 58 | $30,740,000 | $530,000 | $1,805,000 | $0 | $0 |
| Not Provided | 10 | $9,620,000 | $962,000 | $4,005,000 | $411,000 | $702,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,620,000 | $405,000 | $675,000 | $120,000 | $178,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 983 | $463,735,000 | $471,000 | $4,005,000 | $178,000 | $2,693,000 |
| FHA-insured (Federal Housing Administration) | 79 | $32,715,000 | $414,000 | $835,000 | $104,000 | $211,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 746 | $339,540,000 | $455,000 | $4,005,000 | $167,000 | $2,693,000 |
| File Closed For Incompleteness | 155 | $83,885,000 | $541,000 | $4,005,000 | $181,000 | $1,018,000 |
| Application Denied By Financial Institution | 80 | $37,620,000 | $470,000 | $3,815,000 | $180,000 | $1,399,000 |
| Application Withdrawn By Applicant | 56 | $25,300,000 | $451,000 | $1,515,000 | $176,000 | $654,000 |
| Application Approved But Not Accepted | 25 | $10,105,000 | $404,000 | $805,000 | $163,000 | $364,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 982 | $458,830,000 | $467,000 | $4,005,000 | $170,000 | $2,693,000 |
| Collateral | 28 | $11,990,000 | $428,000 | $2,005,000 | $167,000 | $635,000 |
| Debt-To-Income Ratio | 15 | $5,245,000 | $349,000 | $615,000 | $76,000 | $325,000 |
| Unverifiable Information | 13 | $6,065,000 | $466,000 | $1,485,000 | $120,000 | $324,000 |
| Credit History | 12 | $5,810,000 | $484,000 | $1,275,000 | $230,000 | $837,000 |
| Other | 8 | $6,750,000 | $843,000 | $3,815,000 | $557,000 | $1,399,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,095,000 | $365,000 | $595,000 | $106,000 | $153,000 |
| Employment History | 1 | $665,000 | $665,000 | $665,000 | $100,000 | $100,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Quontic Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Quontic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.