Ratestar, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Ratestar, Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ratestar, Inc. 4665 Cornell Road, Suite 200 Cincinnati, OH 45241 |
| Federal Regulator | * available with data download |
| Years | 2005 2004 |
| Total Number of Mortgage Applications | 2,404 |
| Total Mortgage Loan Application Amount | $378,915,000 |
| Average Mortgage Loan Application Amount | $162,000 |
| Highest Mortgage Loan Application Amount | $860,000 |
| Average Applicant Income | $73,907 |
| Highest Applicant Income | $1,184,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Ratestar, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ratestar, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Ratestar, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ratestar, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ratestar, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ratestar, Inc.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 39 | $ 3,955,000 | $ 101,000 | $ 36,000 |
| Cook County Illinois | 28 | $ 4,747,000 | $ 169,000 | $ 62,000 |
| Middlesex County New Jersey | 27 | $ 5,524,000 | $ 204,000 | $ 78,000 |
| Ocean County New Jersey | 27 | $ 4,652,000 | $ 172,000 | $ 50,000 |
| Suffolk County New York | 27 | $ 5,813,000 | $ 215,000 | $ 71,000 |
| Middlesex County Massachusetts | 23 | $ 4,885,000 | $ 212,000 | $ 72,000 |
| District of Columbia County District Of Columbia | 22 | $ 5,717,000 | $ 259,000 | $ 113,000 |
| Broward County Florida | 22 | $ 4,183,000 | $ 190,000 | $ 71,000 |
| Gwinnett County Georgia | 21 | $ 2,491,000 | $ 118,000 | $ 64,000 |
| Fairfax County Virginia | 20 | $ 4,992,000 | $ 249,000 | $ 112,000 |
| Montgomery County Maryland | 19 | $ 4,868,000 | $ 256,000 | $ 84,000 |
| Worcester County Massachusetts | 16 | $ 3,045,000 | $ 190,000 | $ 43,000 |
| Nassau County New York | 16 | $ 3,660,000 | $ 228,000 | $ 104,000 |
| Clermont County Ohio | 16 | $ 2,444,000 | $ 152,000 | $ 50,000 |
| Virginia Beach County Virginia | 16 | $ 2,871,000 | $ 179,000 | $ 46,000 |
| Hillsborough County Florida | 15 | $ 2,646,000 | $ 176,000 | $ 88,000 |
| Miami-Dade County Florida | 15 | $ 2,216,000 | $ 147,000 | $ 57,000 |
| Prince William County Virginia | 15 | $ 2,933,000 | $ 195,000 | $ 58,000 |
| York County Maine | 14 | $ 2,921,000 | $ 208,000 | $ 177,000 |
| Morris County New Jersey | 14 | $ 2,636,000 | $ 188,000 | $ 61,000 |
| Erie County New York | 14 | $ 1,301,000 | $ 92,000 | $ 54,000 |
| Maricopa County Arizona | 13 | $ 1,964,000 | $ 151,000 | $ 71,000 |
| Hillsborough County New Hampshire | 13 | $ 2,723,000 | $ 209,000 | $ 72,000 |
| Rockingham County New Hampshire | 13 | $ 2,772,000 | $ 213,000 | $ 78,000 |
| Monmouth County New Jersey | 13 | $ 2,353,000 | $ 181,000 | $ 77,000 |
| Bucks County Pennsylvania | 13 | $ 2,314,000 | $ 178,000 | $ 61,000 |
| DeKalb County Georgia | 12 | $ 1,806,000 | $ 150,000 | $ 52,000 |
| Prince George's County Maryland | 12 | $ 2,070,000 | $ 172,000 | $ 82,000 |
| Jackson County Missouri | 12 | $ 1,131,000 | $ 94,000 | $ 38,000 |
| Queens County New York | 12 | $ 3,484,000 | $ 290,000 | $ 84,000 |
| Milwaukee County Wisconsin | 12 | $ 1,593,000 | $ 132,000 | $ 83,000 |
| Essex County Massachusetts | 11 | $ 1,624,000 | $ 147,000 | $ 91,000 |
| Clark County Nevada | 11 | $ 2,039,000 | $ 185,000 | $ 69,000 |
| Burlington County New Jersey | 11 | $ 1,918,000 | $ 174,000 | $ 81,000 |
| Kings County New York | 11 | $ 2,914,000 | $ 264,000 | $ 60,000 |
| Butler County Ohio | 11 | $ 1,142,000 | $ 103,000 | $ 53,000 |
| Riverside County California | 10 | $ 1,496,000 | $ 149,000 | $ 93,000 |
| Cobb County Georgia | 10 | $ 1,531,000 | $ 153,000 | $ 90,000 |
| Cumberland County Maine | 10 | $ 1,780,000 | $ 178,000 | $ 44,000 |
| Camden County New Jersey | 10 | $ 1,315,000 | $ 131,000 | $ 85,000 |
| Richmond County New York | 10 | $ 2,208,000 | $ 220,000 | $ 78,000 |
| Steuben County New York | 10 | $ 632,000 | $ 63,000 | $ 40,000 |
| Montgomery County Ohio | 10 | $ 913,000 | $ 91,000 | $ 56,000 |
| New Castle County Delaware | 9 | $ 1,539,000 | $ 171,000 | $ 59,000 |
| Pinellas County Florida | 9 | $ 1,088,000 | $ 120,000 | $ 64,000 |
| Fulton County Georgia | 9 | $ 2,211,000 | $ 245,000 | $ 82,000 |
| Oakland County Michigan | 9 | $ 1,339,000 | $ 148,000 | $ 211,000 |
| Wayne County Michigan | 9 | $ 1,229,000 | $ 136,000 | $ 53,000 |
| Gloucester County New Jersey | 9 | $ 1,424,000 | $ 158,000 | $ 50,000 |
| Orange County New York | 9 | $ 1,372,000 | $ 152,000 | $ 41,000 |
| Westchester County New York | 9 | $ 2,303,000 | $ 255,000 | $ 51,000 |
| Mecklenburg County North Carolina | 9 | $ 1,490,000 | $ 165,000 | $ 50,000 |
| Wake County North Carolina | 9 | $ 1,899,000 | $ 211,000 | $ 50,000 |
| Jackson County Oregon | 9 | $ 1,297,000 | $ 144,000 | $ 47,000 |
| Monroe County Pennsylvania | 9 | $ 1,247,000 | $ 138,000 | $ 76,000 |
| Hartford County Connecticut | 8 | $ 971,000 | $ 121,000 | $ 61,000 |
| Orange County Florida | 8 | $ 1,339,000 | $ 167,000 | $ 58,000 |
| Anne Arundel County Maryland | 8 | $ 1,314,000 | $ 164,000 | $ 43,000 |
| Barnstable County Massachusetts | 8 | $ 1,829,000 | $ 228,000 | $ 108,000 |
| Bergen County New Jersey | 8 | $ 1,678,000 | $ 209,000 | $ 47,000 |
| Union County New Jersey | 8 | $ 1,971,000 | $ 246,000 | $ 110,000 |
| Monroe County New York | 8 | $ 791,000 | $ 98,000 | $ 56,000 |
| Montgomery County Pennsylvania | 8 | $ 1,137,000 | $ 142,000 | $ 48,000 |
| Sussex County Delaware | 7 | $ 1,363,000 | $ 194,000 | $ 72,000 |
| Johnson County Kansas | 7 | $ 1,033,000 | $ 147,000 | $ 93,000 |
| Sedgwick County Kansas | 7 | $ 988,000 | $ 141,000 | $ 88,000 |
| East Baton Rouge County Louisiana | 7 | $ 1,100,000 | $ 157,000 | $ 90,000 |
| Baltimore County Maryland | 7 | $ 1,060,000 | $ 151,000 | $ 82,000 |
| Charles County Maryland | 7 | $ 1,756,000 | $ 250,000 | $ 71,000 |
| Plymouth County Massachusetts | 7 | $ 1,800,000 | $ 257,000 | $ 60,000 |
| Suffolk County Massachusetts | 7 | $ 1,893,000 | $ 270,000 | $ 94,000 |
| Hennepin County Minnesota | 7 | $ 1,230,000 | $ 175,000 | $ 54,000 |
| Essex County New Jersey | 7 | $ 1,906,000 | $ 272,000 | $ 106,000 |
| Ulster County New York | 7 | $ 964,000 | $ 137,000 | $ 57,000 |
| York County Pennsylvania | 7 | $ 909,000 | $ 129,000 | $ 48,000 |
| Berkeley County West Virginia | 7 | $ 977,000 | $ 139,000 | $ 78,000 |
| Kanawha County West Virginia | 7 | $ 717,000 | $ 102,000 | $ 61,000 |
| Fairfield County Connecticut | 6 | $ 1,805,000 | $ 300,000 | $ 95,000 |
| Lee County Florida | 6 | $ 861,000 | $ 143,000 | $ 53,000 |
| Marion County Florida | 6 | $ 584,000 | $ 97,000 | $ 37,000 |
| Hampden County Massachusetts | 6 | $ 988,000 | $ 164,000 | $ 53,000 |
| Cumberland County New Jersey | 6 | $ 665,000 | $ 110,000 | $ 68,000 |
| Mercer County New Jersey | 6 | $ 1,131,000 | $ 188,000 | $ 66,000 |
| Somerset County New Jersey | 6 | $ 897,000 | $ 149,000 | $ 38,000 |
| Onondaga County New York | 6 | $ 1,117,000 | $ 186,000 | $ 85,000 |
| Allegheny County Pennsylvania | 6 | $ 520,000 | $ 86,000 | $ 45,000 |
| Chester County Pennsylvania | 6 | $ 895,000 | $ 149,000 | $ 72,000 |
| Philadelphia County Pennsylvania | 6 | $ 729,000 | $ 121,000 | $ 64,000 |
| Providence County Rhode Island | 6 | $ 906,000 | $ 151,000 | $ 32,000 |
| Hamilton County Tennessee | 6 | $ 1,022,000 | $ 170,000 | $ 86,000 |
| Chittenden County Vermont | 6 | $ 820,000 | $ 136,000 | $ 64,000 |
| Stafford County Virginia | 6 | $ 1,094,000 | $ 182,000 | $ 92,000 |
| Pierce County Washington | 6 | $ 839,000 | $ 139,000 | $ 39,000 |
| Baldwin County Alabama | 5 | $ 953,000 | $ 190,000 | $ 109,000 |
| Madison County Alabama | 5 | $ 782,000 | $ 156,000 | $ 34,000 |
| Los Angeles County California | 5 | $ 1,135,000 | $ 227,000 | $ 74,000 |
| San Bernardino County California | 5 | $ 856,000 | $ 171,000 | $ 77,000 |
| San Diego County California | 5 | $ 1,672,000 | $ 334,000 | $ 92,000 |
| Brevard County Florida | 5 | $ 601,000 | $ 120,000 | $ 58,000 |
| Palm Beach County Florida | 5 | $ 570,000 | $ 114,000 | $ 54,000 |
| Clayton County Georgia | 5 | $ 576,000 | $ 115,000 | $ 38,000 |
| Paulding County Georgia | 5 | $ 713,000 | $ 142,000 | $ 39,000 |
| DuPage County Illinois | 5 | $ 723,000 | $ 144,000 | $ 48,000 |
| Kane County Illinois | 5 | $ 723,000 | $ 144,000 | $ 75,000 |
| Porter County Indiana | 5 | $ 787,000 | $ 157,000 | $ 59,000 |
| Fayette County Kentucky | 5 | $ 757,000 | $ 151,000 | $ 51,000 |
| St. Tammany County Louisiana | 5 | $ 853,000 | $ 170,000 | $ 66,000 |
| Baltimore City County Maryland | 5 | $ 743,000 | $ 148,000 | $ 66,000 |
| Carroll County Maryland | 5 | $ 728,000 | $ 145,000 | $ 46,000 |
| Norfolk County Massachusetts | 5 | $ 850,000 | $ 170,000 | $ 41,000 |
| Harrison County Mississippi | 5 | $ 527,000 | $ 105,000 | $ 60,000 |
| St. Charles County Missouri | 5 | $ 772,000 | $ 154,000 | $ 59,000 |
| St. Louis County Missouri | 5 | $ 1,135,000 | $ 227,000 | $ 78,000 |
| Passaic County New Jersey | 5 | $ 1,077,000 | $ 215,000 | $ 59,000 |
| Cattaraugus County New York | 5 | $ 462,000 | $ 92,000 | $ 71,000 |
| Dutchess County New York | 5 | $ 646,000 | $ 129,000 | $ 60,000 |
| Oneida County New York | 5 | $ 548,000 | $ 109,000 | $ 44,000 |
| Saratoga County New York | 5 | $ 909,000 | $ 181,000 | $ 42,000 |
| Schenectady County New York | 5 | $ 541,000 | $ 108,000 | $ 88,000 |
| Buncombe County North Carolina | 5 | $ 600,000 | $ 120,000 | $ 33,000 |
| Summit County Ohio | 5 | $ 732,000 | $ 146,000 | $ 74,000 |
| Warren County Ohio | 5 | $ 837,000 | $ 167,000 | $ 65,000 |
| Berks County Pennsylvania | 5 | $ 522,000 | $ 104,000 | $ 45,000 |
| Horry County South Carolina | 5 | $ 689,000 | $ 137,000 | $ 40,000 |
| Richland County South Carolina | 5 | $ 531,000 | $ 106,000 | $ 68,000 |
| Shelby County Tennessee | 5 | $ 649,000 | $ 129,000 | $ 67,000 |
| Chesterfield County Virginia | 5 | $ 938,000 | $ 187,000 | $ 84,000 |
| Loudoun County Virginia | 5 | $ 1,255,000 | $ 251,000 | $ 80,000 |
| Spotsylvania County Virginia | 5 | $ 1,084,000 | $ 216,000 | $ 78,000 |
| Jefferson County West Virginia | 5 | $ 1,116,000 | $ 223,000 | $ 60,000 |
| Kern County California | 4 | $ 815,000 | $ 203,000 | $ 64,000 |
| Santa Clara County California | 4 | $ 1,523,000 | $ 380,000 | $ 52,000 |
| New London County Connecticut | 4 | $ 577,000 | $ 144,000 | $ 49,000 |
| Kent County Delaware | 4 | $ 633,000 | $ 158,000 | $ 95,000 |
| Duval County Florida | 4 | $ 711,000 | $ 177,000 | $ 53,000 |
| Escambia County Florida | 4 | $ 339,000 | $ 84,000 | $ 60,000 |
| Lake County Florida | 4 | $ 372,000 | $ 93,000 | $ 59,000 |
| Seminole County Florida | 4 | $ 563,000 | $ 140,000 | $ 65,000 |
| Volusia County Florida | 4 | $ 572,000 | $ 143,000 | $ 158,000 |
| Bartow County Georgia | 4 | $ 956,000 | $ 239,000 | $ 45,000 |
| Cherokee County Georgia | 4 | $ 555,000 | $ 138,000 | $ 32,000 |
| Douglas County Georgia | 4 | $ 406,000 | $ 101,000 | $ 44,000 |
| Walker County Georgia | 4 | $ 429,000 | $ 107,000 | $ 27,000 |
| Leavenworth County Kansas | 4 | $ 465,000 | $ 116,000 | $ 43,000 |
| Jefferson County Kentucky | 4 | $ 713,000 | $ 178,000 | $ 68,000 |
| Orleans County Louisiana | 4 | $ 851,000 | $ 212,000 | $ 70,000 |
| Kennebec County Maine | 4 | $ 426,000 | $ 106,000 | $ 51,000 |
| Howard County Maryland | 4 | $ 723,000 | $ 180,000 | $ 85,000 |
| Mecosta County Michigan | 4 | $ 261,000 | $ 65,000 | $ 106,000 |
| Ramsey County Minnesota | 4 | $ 693,000 | $ 173,000 | $ 47,000 |
| Jackson County Mississippi | 4 | $ 316,000 | $ 79,000 | $ 46,000 |
| Madison County Mississippi | 4 | $ 1,711,000 | $ 427,000 | $ 122,000 |
| St. Louis City County Missouri | 4 | $ 569,000 | $ 142,000 | $ 34,000 |
| Sussex County New Jersey | 4 | $ 903,000 | $ 225,000 | $ 143,000 |
| Bernalillo County New Mexico | 4 | $ 532,000 | $ 133,000 | $ 42,000 |
| Chautauqua County New York | 4 | $ 290,000 | $ 72,000 | $ 10,000 |
| Madison County New York | 4 | $ 278,000 | $ 69,000 | $ 54,000 |
| Oswego County New York | 4 | $ 426,000 | $ 106,000 | $ 66,000 |
| Putnam County New York | 4 | $ 942,000 | $ 235,000 | $ 89,000 |
| Rensselaer County New York | 4 | $ 561,000 | $ 140,000 | $ 78,000 |
| Sullivan County New York | 4 | $ 532,000 | $ 133,000 | $ 32,000 |
| Washington County New York | 4 | $ 258,000 | $ 64,000 | $ 42,000 |
| Alamance County North Carolina | 4 | $ 444,000 | $ 111,000 | $ 68,000 |
| Brunswick County North Carolina | 4 | $ 570,000 | $ 142,000 | $ 110,000 |
| Cumberland County North Carolina | 4 | $ 427,000 | $ 106,000 | $ 48,000 |
| Durham County North Carolina | 4 | $ 533,000 | $ 133,000 | $ 58,000 |
| Guilford County North Carolina | 4 | $ 469,000 | $ 117,000 | $ 70,000 |
| Johnston County North Carolina | 4 | $ 527,000 | $ 131,000 | $ 52,000 |
| Richland County Ohio | 4 | $ 506,000 | $ 126,000 | $ 41,000 |
| Shelby County Ohio | 4 | $ 293,000 | $ 73,000 | $ 65,000 |
| Stark County Ohio | 4 | $ 335,000 | $ 83,000 | $ 51,000 |
| Tulsa County Oklahoma | 4 | $ 472,000 | $ 118,000 | $ 66,000 |
| Multnomah County Oregon | 4 | $ 823,000 | $ 205,000 | $ 57,000 |
| Pike County Pennsylvania | 4 | $ 563,000 | $ 140,000 | $ 12,000 |
| Davidson County Tennessee | 4 | $ 410,000 | $ 102,000 | $ 40,000 |
| Montgomery County Tennessee | 4 | $ 368,000 | $ 92,000 | $ 47,000 |
| Sumner County Tennessee | 4 | $ 993,000 | $ 248,000 | $ 123,000 |
| Chesapeake County Virginia | 4 | $ 578,000 | $ 144,000 | $ 64,000 |
| Louisa County Virginia | 4 | $ 363,000 | $ 90,000 | $ 43,000 |
| Prince George County Virginia | 4 | $ 379,000 | $ 94,000 | $ 43,000 |
| Gilmer County West Virginia | 4 | $ 155,000 | $ 38,000 | $ 61,000 |
| Marion County West Virginia | 4 | $ 403,000 | $ 100,000 | $ 63,000 |
| Columbia County Wisconsin | 4 | $ 496,000 | $ 124,000 | $ 47,000 |
| Waukesha County Wisconsin | 4 | $ 965,000 | $ 241,000 | $ 54,000 |
| Calhoun County Alabama | 3 | $ 410,000 | $ 136,000 | $ 48,000 |
| Jefferson County Alabama | 3 | $ 414,000 | $ 138,000 | $ 54,000 |
| Mobile County Alabama | 3 | $ 308,000 | $ 102,000 | $ 53,000 |
| Benton County Arkansas | 3 | $ 610,000 | $ 203,000 | $ 71,000 |
| Craighead County Arkansas | 3 | $ 425,000 | $ 141,000 | $ 20,000 |
| Washington County Arkansas | 3 | $ 575,000 | $ 191,000 | $ 12,000 |
| Contra Costa County California | 3 | $ 678,000 | $ 226,000 | $ 88,000 |
| New Haven County Connecticut | 3 | $ 497,000 | $ 165,000 | $ 87,000 |
| Hernando County Florida | 3 | $ 336,000 | $ 112,000 | $ 50,000 |
| Polk County Florida | 3 | $ 415,000 | $ 138,000 | $ 63,000 |
| Carroll County Georgia | 3 | $ 406,000 | $ 135,000 | $ 40,000 |
| Chatham County Georgia | 3 | $ 359,000 | $ 119,000 | $ 432,000 |
| Floyd County Georgia | 3 | $ 472,000 | $ 157,000 | $ 68,000 |
| Henry County Georgia | 3 | $ 318,000 | $ 106,000 | $ 46,000 |
| Jackson County Georgia | 3 | $ 435,000 | $ 145,000 | $ 76,000 |
| Edgar County Illinois | 3 | $ 223,000 | $ 74,000 | $ 43,000 |
| Kankakee County Illinois | 3 | $ 309,000 | $ 103,000 | $ 49,000 |
| Kendall County Illinois | 3 | $ 467,000 | $ 155,000 | $ 91,000 |
| Boone County Indiana | 3 | $ 492,000 | $ 164,000 | $ 117,000 |
| Marion County Indiana | 3 | $ 502,000 | $ 167,000 | $ 25,000 |
| Campbell County Kentucky | 3 | $ 253,000 | $ 84,000 | $ 61,000 |
| Jefferson County Louisiana | 3 | $ 560,000 | $ 186,000 | $ 99,000 |
| Lafayette County Louisiana | 3 | $ 444,000 | $ 148,000 | $ 51,000 |
| Tangipahoa County Louisiana | 3 | $ 173,000 | $ 57,000 | $ 44,000 |
| Androscoggin County Maine | 3 | $ 335,000 | $ 111,000 | $ 26,000 |
| Frederick County Maryland | 3 | $ 557,000 | $ 185,000 | $ 184,000 |
| St. Mary's County Maryland | 3 | $ 275,000 | $ 91,000 | $ 81,000 |
| Eaton County Michigan | 3 | $ 437,000 | $ 145,000 | $ 88,000 |
| Freeborn County Minnesota | 3 | $ 208,000 | $ 69,000 | $ 31,000 |
| Clarke County Mississippi | 3 | $ 157,000 | $ 52,000 | $ 36,000 |
| DeSoto County Mississippi | 3 | $ 338,000 | $ 112,000 | $ 83,000 |
| Clay County Missouri | 3 | $ 533,000 | $ 177,000 | $ 173,000 |
| Washoe County Nevada | 3 | $ 561,000 | $ 187,000 | $ 60,000 |
| Atlantic County New Jersey | 3 | $ 525,000 | $ 175,000 | $ 55,000 |
| Cape May County New Jersey | 3 | $ 609,000 | $ 203,000 | $ 62,000 |
| Hudson County New Jersey | 3 | $ 408,000 | $ 136,000 | $ 42,000 |
| Hunterdon County New Jersey | 3 | $ 580,000 | $ 193,000 | $ 29,000 |
| Albany County New York | 3 | $ 448,000 | $ 149,000 | $ 43,000 |
| Bronx County New York | 3 | $ 460,000 | $ 153,000 | $ 52,000 |
| Chemung County New York | 3 | $ 243,000 | $ 81,000 | $ 48,000 |
| Franklin County New York | 3 | $ 282,000 | $ 94,000 | $ 52,000 |
| Rockland County New York | 3 | $ 520,000 | $ 173,000 | $ 76,000 |
| Schoharie County New York | 3 | $ 225,000 | $ 75,000 | $ 45,000 |
| Tompkins County New York | 3 | $ 481,000 | $ 160,000 | $ 19,000 |
| Wayne County New York | 3 | $ 239,000 | $ 79,000 | $ 57,000 |
| Burke County North Carolina | 3 | $ 311,000 | $ 103,000 | $ 45,000 |
| Carteret County North Carolina | 3 | $ 426,000 | $ 142,000 | $ 75,000 |
| Davidson County North Carolina | 3 | $ 314,000 | $ 104,000 | $ 32,000 |
| Haywood County North Carolina | 3 | $ 387,000 | $ 129,000 | $ 59,000 |
| Moore County North Carolina | 3 | $ 378,000 | $ 126,000 | $ 26,000 |
| New Hanover County North Carolina | 3 | $ 386,000 | $ 128,000 | $ 28,000 |
| Cuyahoga County Ohio | 3 | $ 429,000 | $ 143,000 | $ 47,000 |
| Franklin County Ohio | 3 | $ 463,000 | $ 154,000 | $ 69,000 |
| Lucas County Ohio | 3 | $ 408,000 | $ 136,000 | $ 72,000 |
| Washington County Oregon | 3 | $ 720,000 | $ 240,000 | $ 53,000 |
| Adams County Pennsylvania | 3 | $ 277,000 | $ 92,000 | $ 40,000 |
| Delaware County Pennsylvania | 3 | $ 886,000 | $ 295,000 | $ 134,000 |
| Lancaster County Pennsylvania | 3 | $ 437,000 | $ 145,000 | $ 58,000 |
| Lehigh County Pennsylvania | 3 | $ 478,000 | $ 159,000 | $ 42,000 |
| Washington County Pennsylvania | 3 | $ 453,000 | $ 151,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 3 | $ 373,000 | $ 124,000 | $ 58,000 |
| Beaufort County South Carolina | 3 | $ 718,000 | $ 239,000 | $ 91,000 |
| Berkeley County South Carolina | 3 | $ 359,000 | $ 119,000 | $ 49,000 |
| Charleston County South Carolina | 3 | $ 975,000 | $ 325,000 | $ 196,000 |
| Lamoille County Vermont | 3 | $ 819,000 | $ 273,000 | $ 163,000 |
| Rutland County Vermont | 3 | $ 359,000 | $ 119,000 | $ 67,000 |
| Alexandria County Virginia | 3 | $ 580,000 | $ 193,000 | $ 83,000 |
| Bristol County Virginia | 3 | $ 185,000 | $ 61,000 | $ 40,000 |
| Fauquier County Virginia | 3 | $ 571,000 | $ 190,000 | $ 70,000 |
| Putnam County West Virginia | 3 | $ 356,000 | $ 118,000 | $ 32,000 |
| Racine County Wisconsin | 3 | $ 198,000 | $ 66,000 | $ 48,000 |
| Coffee County Alabama | 2 | $ 161,000 | $ 80,000 | $ 33,000 |
| Colbert County Alabama | 2 | $ 128,000 | $ 64,000 | $ 39,000 |
| Covington County Alabama | 2 | $ 224,000 | $ 112,000 | $ 35,000 |
| Dale County Alabama | 2 | $ 288,000 | $ 144,000 | $ 63,000 |
| Escambia County Alabama | 2 | $ 420,000 | $ 210,000 | $ 36,000 |
| Etowah County Alabama | 2 | $ 196,000 | $ 98,000 | $ 132,000 |
| Lauderdale County Alabama | 2 | $ 241,000 | $ 120,000 | $ 41,000 |
| Tuscaloosa County Alabama | 2 | $ 460,000 | $ 230,000 | $ 135,000 |
| Cochise County Arizona | 2 | $ 193,000 | $ 96,000 | $ 47,000 |
| Pima County Arizona | 2 | $ 335,000 | $ 167,000 | $ 26,000 |
| Yavapai County Arizona | 2 | $ 162,000 | $ 81,000 | $ 22,000 |
| Boone County Arkansas | 2 | $ 293,000 | $ 146,000 | $ 84,000 |
| Sebastian County Arkansas | 2 | $ 175,000 | $ 87,000 | $ 84,000 |
| Union County Arkansas | 2 | $ 184,000 | $ 92,000 | $ 80,000 |
| White County Arkansas | 2 | $ 245,000 | $ 122,000 | $ 26,000 |
| Sacramento County California | 2 | $ 332,000 | $ 166,000 | $ 29,000 |
| San Luis Obispo County California | 2 | $ 525,000 | $ 262,000 | $ 60,000 |
| Stanislaus County California | 2 | $ 293,000 | $ 146,000 | $ 149,000 |
| Denver County Colorado | 2 | $ 310,000 | $ 155,000 | $ 20,000 |
| El Paso County Colorado | 2 | $ 137,000 | $ 68,000 | $ 53,000 |
| Larimer County Colorado | 2 | $ 167,000 | $ 83,000 | $ 53,000 |
| Teller County Colorado | 2 | $ 159,000 | $ 79,000 | $ 43,000 |
| Litchfield County Connecticut | 2 | $ 506,000 | $ 253,000 | $ 92,000 |
| Windham County Connecticut | 2 | $ 488,000 | $ 244,000 | $ 91,000 |
| Flagler County Florida | 2 | $ 192,000 | $ 96,000 | $ 34,000 |
| Sarasota County Florida | 2 | $ 247,000 | $ 123,000 | $ 39,000 |
| St. Lucie County Florida | 2 | $ 318,000 | $ 159,000 | $ 62,000 |
| Baldwin County Georgia | 2 | $ 136,000 | $ 68,000 | $ 56,000 |
| Bibb County Georgia | 2 | $ 205,000 | $ 102,000 | $ 96,000 |
| Columbia County Georgia | 2 | $ 362,000 | $ 181,000 | $ 75,000 |
| Dodge County Georgia | 2 | $ 192,000 | $ 96,000 | $ 116,000 |
| Fayette County Georgia | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Forsyth County Georgia | 2 | $ 245,000 | $ 122,000 | $ 96,000 |
| Haralson County Georgia | 2 | $ 228,000 | $ 114,000 | $ 43,000 |
| Murray County Georgia | 2 | $ 129,000 | $ 64,000 | $ 40,000 |
| Muscogee County Georgia | 2 | $ 374,000 | $ 187,000 | $ 60,000 |
| Pickens County Georgia | 2 | $ 222,000 | $ 111,000 | $ 93,000 |
| Champaign County Illinois | 2 | $ 184,000 | $ 92,000 | $ 96,000 |
| DeKalb County Illinois | 2 | $ 308,000 | $ 154,000 | $ 60,000 |
| Lake County Illinois | 2 | $ 194,000 | $ 97,000 | $ 27,000 |
| McHenry County Illinois | 2 | $ 226,000 | $ 113,000 | $ 57,000 |
| Allen County Indiana | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Brown County Indiana | 2 | $ 233,000 | $ 116,000 | $ 18,000 |
| Dearborn County Indiana | 2 | $ 389,000 | $ 194,000 | $ 56,000 |
| DeKalb County Indiana | 2 | $ 110,000 | $ 55,000 | $ 36,000 |
| Elkhart County Indiana | 2 | $ 148,000 | $ 74,000 | $ 52,000 |
| Parke County Indiana | 2 | $ 134,000 | $ 67,000 | $ 43,000 |
| Rush County Indiana | 2 | $ 95,000 | $ 47,000 | $ 41,000 |
| St. Joseph County Indiana | 2 | $ 222,000 | $ 111,000 | $ 20,000 |
| Bremer County Iowa | 2 | $ 115,000 | $ 57,000 | $ 80,000 |
| Polk County Iowa | 2 | $ 215,000 | $ 107,000 | $ 53,000 |
| Pottawattamie County Iowa | 2 | $ 150,000 | $ 75,000 | $ 22,000 |
| McPherson County Kansas | 2 | $ 300,000 | $ 150,000 | $ 154,000 |
| Shawnee County Kansas | 2 | $ 83,000 | $ 41,000 | $ 35,000 |
| Sumner County Kansas | 2 | $ 368,000 | $ 184,000 | $ 99,000 |
| Boyd County Kentucky | 2 | $ 227,000 | $ 113,000 | $ 71,000 |
| Crittenden County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 69,000 |
| Harrison County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 25,000 |
| Marshall County Kentucky | 2 | $ 169,000 | $ 84,000 | $ 60,000 |
| McCracken County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 25,000 |
| Whitley County Kentucky | 2 | $ 191,000 | $ 95,000 | $ 25,000 |
| Bossier County Louisiana | 2 | $ 305,000 | $ 152,000 | $ 57,000 |
| Caddo County Louisiana | 2 | $ 393,000 | $ 196,000 | $ 39,000 |
| Calcasieu County Louisiana | 2 | $ 201,000 | $ 100,000 | $ 73,000 |
| Jefferson Davis County Louisiana | 2 | $ 101,000 | $ 50,000 | $ 79,000 |
| Rapides County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 72,000 |
| Terrebonne County Louisiana | 2 | $ 214,000 | $ 107,000 | $ 45,000 |
| Hancock County Maine | 2 | $ 412,000 | $ 206,000 | $ 50,000 |
| Calvert County Maryland | 2 | $ 288,000 | $ 144,000 | $ 74,000 |
| Caroline County Maryland | 2 | $ 225,000 | $ 112,000 | $ 60,000 |
| Cecil County Maryland | 2 | $ 566,000 | $ 283,000 | $ 101,000 |
| Dorchester County Maryland | 2 | $ 171,000 | $ 85,000 | $ 26,000 |
| Harford County Maryland | 2 | $ 460,000 | $ 230,000 | $ 99,000 |
| Kent County Maryland | 2 | $ 240,000 | $ 120,000 | $ 16,000 |
| Washington County Maryland | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Wicomico County Maryland | 2 | $ 274,000 | $ 137,000 | $ 54,000 |
| Calhoun County Michigan | 2 | $ 577,000 | $ 288,000 | $ 84,000 |
| Genesee County Michigan | 2 | $ 232,000 | $ 116,000 | $ 15,000 |
| Livingston County Michigan | 2 | $ 460,000 | $ 230,000 | $ 83,000 |
| Macomb County Michigan | 2 | $ 229,000 | $ 114,000 | $ 128,000 |
| Montcalm County Michigan | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Roscommon County Michigan | 2 | $ 100,000 | $ 50,000 | $ 15,000 |
| St. Clair County Michigan | 2 | $ 250,000 | $ 125,000 | $ 76,000 |
| Washtenaw County Michigan | 2 | $ 337,000 | $ 168,000 | $ 110,000 |
| Dakota County Minnesota | 2 | $ 128,000 | $ 64,000 | $ 42,000 |
| Scott County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 14,000 |
| Sherburne County Minnesota | 2 | $ 365,000 | $ 182,000 | $ 51,000 |
| Lowndes County Mississippi | 2 | $ 245,000 | $ 122,000 | $ 66,000 |
| Rankin County Mississippi | 2 | $ 397,000 | $ 198,000 | $ 92,000 |
| Jefferson County Missouri | 2 | $ 217,000 | $ 108,000 | $ 49,000 |
| Stone County Missouri | 2 | $ 564,000 | $ 282,000 | $ 127,000 |
| Texas County Missouri | 2 | $ 164,000 | $ 82,000 | $ 29,000 |
| Douglas County Nebraska | 2 | $ 351,000 | $ 175,000 | $ 26,000 |
| Hamilton County Nebraska | 2 | $ 106,000 | $ 53,000 | $ 53,000 |
| Kearney County Nebraska | 2 | $ 162,000 | $ 81,000 | $ 45,000 |
| Churchill County Nevada | 2 | $ 238,000 | $ 119,000 | $ 64,000 |
| Belknap County New Hampshire | 2 | $ 252,000 | $ 126,000 | $ 54,000 |
| Coos County New Hampshire | 2 | $ 215,000 | $ 107,000 | $ 46,000 |
| Grafton County New Hampshire | 2 | $ 234,000 | $ 117,000 | $ 114,000 |
| Strafford County New Hampshire | 2 | $ 351,000 | $ 175,000 | $ 71,000 |
| Warren County New Jersey | 2 | $ 213,000 | $ 106,000 | $ 63,000 |
| Lea County New Mexico | 2 | $ 397,000 | $ 198,000 | $ 56,000 |
| Cayuga County New York | 2 | $ 172,000 | $ 86,000 | $ 44,000 |
| Chenango County New York | 2 | $ 65,000 | $ 32,000 | $ 61,000 |
| Clinton County New York | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Delaware County New York | 2 | $ 305,000 | $ 152,000 | $ 95,000 |
| Herkimer County New York | 2 | $ 235,000 | $ 117,000 | $ 23,000 |
| Orleans County New York | 2 | $ 206,000 | $ 103,000 | $ 44,000 |
| Otsego County New York | 2 | $ 112,000 | $ 56,000 | $ 42,000 |
| Tioga County New York | 2 | $ 129,000 | $ 64,000 | $ 33,000 |
| Cabarrus County North Carolina | 2 | $ 195,000 | $ 97,000 | $ 54,000 |
| Craven County North Carolina | 2 | $ 215,000 | $ 107,000 | $ 31,000 |
| Currituck County North Carolina | 2 | $ 312,000 | $ 156,000 | $ 263,000 |
| Dare County North Carolina | 2 | $ 458,000 | $ 229,000 | $ 208,000 |
| Franklin County North Carolina | 2 | $ 245,000 | $ 122,000 | $ 63,000 |
| Gaston County North Carolina | 2 | $ 191,000 | $ 95,000 | $ 17,000 |
| Iredell County North Carolina | 2 | $ 534,000 | $ 267,000 | $ 56,000 |
| Pasquotank County North Carolina | 2 | $ 382,000 | $ 191,000 | $ 39,000 |
| Union County North Carolina | 2 | $ 246,000 | $ 123,000 | $ 60,000 |
| Burleigh County North Dakota | 2 | $ 497,000 | $ 248,000 | $ 140,000 |
| Clark County Ohio | 2 | $ 225,000 | $ 112,000 | $ 58,000 |
| Columbiana County Ohio | 2 | $ 212,000 | $ 106,000 | $ 70,000 |
| Erie County Ohio | 2 | $ 226,000 | $ 113,000 | $ 78,000 |
| Geauga County Ohio | 2 | $ 291,000 | $ 145,000 | $ 55,000 |
| Hocking County Ohio | 2 | $ 380,000 | $ 190,000 | $ 22,000 |
| Logan County Ohio | 2 | $ 280,000 | $ 140,000 | $ 76,000 |
| Lorain County Ohio | 2 | $ 390,000 | $ 195,000 | $ 78,000 |
| Medina County Ohio | 2 | $ 285,000 | $ 142,000 | $ 65,000 |
| Miami County Ohio | 2 | $ 101,000 | $ 50,000 | $ 49,000 |
| Pickaway County Ohio | 2 | $ 463,000 | $ 231,000 | $ 74,000 |
| Tuscarawas County Ohio | 2 | $ 231,000 | $ 115,000 | $ 66,000 |
| Cleveland County Oklahoma | 2 | $ 174,000 | $ 87,000 | $ 27,000 |
| Clackamas County Oregon | 2 | $ 670,000 | $ 335,000 | $ 118,000 |
| Hood River County Oregon | 2 | $ 396,000 | $ 198,000 | $ 84,000 |
| Linn County Oregon | 2 | $ 195,000 | $ 97,000 | $ 24,000 |
| Beaver County Pennsylvania | 2 | $ 185,000 | $ 92,000 | $ 92,000 |
| Bradford County Pennsylvania | 2 | $ 234,000 | $ 117,000 | $ 34,000 |
| Butler County Pennsylvania | 2 | $ 195,000 | $ 97,000 | $ 45,000 |
| Clearfield County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 147,000 |
| Cumberland County Pennsylvania | 2 | $ 264,000 | $ 132,000 | $ 49,000 |
| Dauphin County Pennsylvania | 2 | $ 144,000 | $ 72,000 | $ 40,000 |
| Erie County Pennsylvania | 2 | $ 72,000 | $ 36,000 | $ 31,000 |
| Franklin County Pennsylvania | 2 | $ 575,000 | $ 287,000 | $ 57,000 |
| Schuylkill County Pennsylvania | 2 | $ 151,000 | $ 75,000 | $ 79,000 |
| Kent County Rhode Island | 2 | $ 285,000 | $ 142,000 | $ 74,000 |
| Newport County Rhode Island | 2 | $ 350,000 | $ 175,000 | $ 74,000 |
| Cherokee County South Carolina | 2 | $ 382,000 | $ 191,000 | $ 49,000 |
| Clarendon County South Carolina | 2 | $ 209,000 | $ 104,000 | $ 29,000 |
| Greenville County South Carolina | 2 | $ 255,000 | $ 127,000 | $ 42,000 |
| Lexington County South Carolina | 2 | $ 349,000 | $ 174,000 | $ 38,000 |
| York County South Carolina | 2 | $ 346,000 | $ 173,000 | $ 28,000 |
| Addison County Vermont | 2 | $ 246,000 | $ 123,000 | $ 81,000 |
| Albemarle County Virginia | 2 | $ 215,000 | $ 107,000 | $ 80,000 |
| Gloucester County Virginia | 2 | $ 282,000 | $ 141,000 | $ 89,000 |
| Henrico County Virginia | 2 | $ 362,000 | $ 181,000 | $ 63,000 |
| New Kent County Virginia | 2 | $ 372,000 | $ 186,000 | $ 83,000 |
| Newport News County Virginia | 2 | $ 228,000 | $ 114,000 | $ 37,000 |
| Norfolk County Virginia | 2 | $ 306,000 | $ 153,000 | $ 35,000 |
| Roanoke County Virginia | 2 | $ 355,000 | $ 177,000 | $ 35,000 |
| Roanoke City County Virginia | 2 | $ 176,000 | $ 88,000 | $ 50,000 |
| Rockingham County Virginia | 2 | $ 288,000 | $ 144,000 | $ 103,000 |
| Shenandoah County Virginia | 2 | $ 213,000 | $ 106,000 | $ 28,000 |
| Suffolk County Virginia | 2 | $ 420,000 | $ 210,000 | $ 110,000 |
| Warren County Virginia | 2 | $ 284,000 | $ 142,000 | $ 85,000 |
| Benton County Washington | 2 | $ 162,000 | $ 81,000 | $ 53,000 |
| Clark County Washington | 2 | $ 395,000 | $ 197,000 | $ 63,000 |
| King County Washington | 2 | $ 1,200,000 | $ 600,000 | $ 37,000 |
| Snohomish County Washington | 2 | $ 321,000 | $ 160,000 | $ 37,000 |
| Morgan County West Virginia | 2 | $ 279,000 | $ 139,000 | $ 74,000 |
| Wood County West Virginia | 2 | $ 214,000 | $ 107,000 | $ 30,000 |
| Fond du Lac County Wisconsin | 2 | $ 288,000 | $ 144,000 | $ 50,000 |
| Lincoln County Wisconsin | 2 | $ 176,000 | $ 88,000 | $ 54,000 |
| Polk County Wisconsin | 2 | $ 286,000 | $ 143,000 | $ 74,000 |
| St. Croix County Wisconsin | 2 | $ 380,000 | $ 190,000 | $ 56,000 |
| Washington County Wisconsin | 2 | $ 341,000 | $ 170,000 | $ 40,000 |
| Autauga County Alabama | 1 | $ 151,000 | $ 151,000 | $ 42,000 |
| Blount County Alabama | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Chambers County Alabama | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Chilton County Alabama | 1 | $ 92,000 | $ 92,000 | $ 59,000 |
| Coosa County Alabama | 1 | $ 111,000 | $ 111,000 | $ 63,000 |
| Cullman County Alabama | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| Elmore County Alabama | 1 | $ 174,000 | $ 174,000 | $ 62,000 |
| Henry County Alabama | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Lawrence County Alabama | 1 | $ 157,000 | $ 157,000 | $ 88,000 |
| Marion County Alabama | 1 | $ 111,000 | $ 111,000 | $ 42,000 |
| Montgomery County Alabama | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Morgan County Alabama | 1 | $ 80,000 | $ 80,000 | $ 69,000 |
| Russell County Alabama | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| Shelby County Alabama | 1 | $ 36,000 | $ 36,000 | $ 52,000 |
| St. Clair County Alabama | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Tallapoosa County Alabama | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
| Washington County Alabama | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Coconino County Arizona | 1 | $ 274,000 | $ 274,000 | $ 79,000 |
| Navajo County Arizona | 1 | $ 177,000 | $ 177,000 | $ 44,000 |
| Pinal County Arizona | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Ashley County Arkansas | 1 | $ 123,000 | $ 123,000 | $ 29,000 |
| Carroll County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 78,000 |
| Crawford County Arkansas | 1 | $ 81,000 | $ 81,000 | $ 28,000 |
| Faulkner County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Garland County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Hot Spring County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Newton County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| Polk County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Pulaski County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 97,000 |
| Sevier County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 70,000 |
| Alameda County California | 1 | $ 244,000 | $ 244,000 | $ 49,000 |
| El Dorado County California | 1 | $ 301,000 | $ 301,000 | $ 82,000 |
| Humboldt County California | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Imperial County California | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| Marin County California | 1 | $ 114,000 | $ 114,000 | $ 120,000 |
| Merced County California | 1 | $ 170,000 | $ 170,000 | $ 84,000 |
| Napa County California | 1 | $ 84,000 | $ 84,000 | $ 28,000 |
| Orange County California | 1 | $ 234,000 | $ 234,000 | $ 115,000 |
| San Francisco County California | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Shasta County California | 1 | $ 269,000 | $ 269,000 | $ 104,000 |
| Tulare County California | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Adams County Colorado | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 228,000 | $ 228,000 | $ 80,000 |
| Boulder County Colorado | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Garfield County Colorado | 1 | $ 170,000 | $ 170,000 | $ 39,000 |
| La Plata County Colorado | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Moffat County Colorado | 1 | $ 188,000 | $ 188,000 | $ 108,000 |
| Park County Colorado | 1 | $ 206,000 | $ 206,000 | $ 125,000 |
| Charlotte County Florida | 1 | $ 99,000 | $ 99,000 | $ 28,000 |
| Citrus County Florida | 1 | $ 143,000 | $ 143,000 | $ 83,000 |
| Collier County Florida | 1 | $ 235,000 | $ 235,000 | $ 19,000 |
| DeSoto County Florida | 1 | $ 133,000 | $ 133,000 | $ 43,000 |
| Indian River County Florida | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Leon County Florida | 1 | $ 112,000 | $ 112,000 | $ 79,000 |
| Manatee County Florida | 1 | $ 247,000 | $ 247,000 | $ 38,000 |
| Martin County Florida | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Okaloosa County Florida | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Osceola County Florida | 1 | $ 280,000 | $ 280,000 | $ 98,000 |
| Pasco County Florida | 1 | $ 248,000 | $ 248,000 | $ 144,000 |
| St. Johns County Florida | 1 | $ 174,000 | $ 174,000 | $ 96,000 |
| Calhoun County Georgia | 1 | $ 91,000 | $ 91,000 | $ 43,000 |
| Camden County Georgia | 1 | $ 116,000 | $ 116,000 | $ 76,000 |
| Candler County Georgia | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Coweta County Georgia | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Dade County Georgia | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Dooly County Georgia | 1 | $ 363,000 | $ 363,000 | $ 192,000 |
| Dougherty County Georgia | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Effingham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Fannin County Georgia | 1 | $ 319,000 | $ 319,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Ratestar, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,303 | $362,964,000 | $159,180 | $860,000 | $63,320 | $1,184,000 |
| Home Purchase | 99 | $15,746,000 | $172,833 | $600,000 | $89,083 | $569,000 |
| Home Improvement | 2 | $205,000 | $102,500 | $150,000 | $156,500 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,484 | $222,849,000 | $156,469 | $813,000 | $66,959 | $1,184,000 |
| Not Provided | 729 | $124,902,000 | $168,622 | $860,000 | $62,400 | $883,000 |
| Black or African American | 129 | $20,389,000 | $151,136 | $563,000 | $61,318 | $233,000 |
| Hispanic | 30 | $5,391,000 | $171,153 | $375,000 | $65,384 | $323,000 |
| Asian | 24 | $4,087,000 | $171,714 | $320,000 | $98,000 | $696,000 |
| American Indian or Alaskan Native | 5 | $548,000 | $109,600 | $150,000 | $46,800 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $749,000 | $249,666 | $270,000 | $95,666 | $125,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,404 | $378,915,000 | $159,680 | $860,000 | $64,220 | $1,184,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,076 | $164,912,000 | $152,355 | $860,000 | $68,311 | $509,000 |
| Application Withdrawn By Applicant | 762 | $127,416,000 | $168,133 | $640,000 | $65,711 | $883,000 |
| Application Denied By Financial Institution | 487 | $73,622,000 | $154,916 | $700,000 | $50,541 | $696,000 |
| Application Approved But Not Accepted | 71 | $11,560,000 | $146,615 | $548,000 | $85,307 | $384,000 |
| File Closed For Incompleteness | 8 | $1,405,000 | $186,285 | $449,000 | $152,571 | $1,184,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 229 | $35,546,000 | $149,073 | $638,000 | $47,731 | $202,000 |
| Collateral | 167 | $24,040,000 | $153,216 | $700,000 | $56,972 | $696,000 |
| Debt-To-Income Ratio | 51 | $8,317,000 | $157,925 | $400,000 | $67,074 | $622,000 |
| Other | 19 | $3,229,000 | $180,500 | $334,000 | $56,785 | $154,000 |
| Employment History | 13 | $1,703,000 | $135,600 | $204,000 | $51,600 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $533,000 | $91,400 | $131,000 | $50,800 | $79,000 |
| Unverifiable Information | 2 | $254,000 | $127,000 | $130,000 | $45,500 | $53,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ratestar, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ratestar, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.