Raymond James Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Raymond James Bank 710 Carillon Pkwy St Petersburg, FL 33716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,323 |
| Total Mortgage Loan Application Amount | $1,195,324,000 |
| Average Mortgage Loan Application Amount | $437,000 |
| Highest Mortgage Loan Application Amount | $3,700,000 |
| Average Applicant Income | $281,000 |
| Highest Applicant Income | $7,229,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Raymond James Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Raymond James Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Raymond James Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Raymond James Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Raymond James Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Raymond James Bank's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 216 | $ 132,464,000 | $ 597,500 | $ 411,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 101 | $ 30,189,000 | $ 298,000 | $ 204,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 82 | $ 46,960,000 | $ 572,000 | $ 474,000 |
| EDISON, NJ | 73 | $ 43,101,000 | $ 590,000 | $ 330,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 73 | $ 46,563,000 | $ 637,000 | $ 437,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 73 | $ 33,750,000 | $ 462,000 | $ 183,000 |
| NEWARK-UNION, NJ-PA | 70 | $ 42,685,000 | $ 609,000 | $ 392,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 70 | $ 37,801,000 | $ 526,750 | $ 168,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 57 | $ 38,422,000 | $ 674,000 | $ 235,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 44 | $ 16,254,000 | $ 369,000 | $ 209,000 |
| NASSAU-SUFFOLK, NY | 43 | $ 34,646,000 | $ 805,000 | $ 1,100,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 39 | $ 30,088,000 | $ 771,000 | $ 451,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 37 | $ 20,726,000 | $ 560,000 | $ 277,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 35 | $ 23,230,000 | $ 663,000 | $ 651,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 34 | $ 33,460,000 | $ 984,000 | $ 667,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 33 | $ 8,693,000 | $ 263,000 | $ 162,000 |
| LAS VEGAS-PARADISE, NV | 32 | $ 17,538,000 | $ 548,000 | $ 300,000 |
| INDIANAPOLIS-CARMEL, IN | 30 | $ 6,426,000 | $ 214,000 | $ 146,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 30 | $ 18,272,000 | $ 609,000 | $ 240,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 30 | $ 18,987,000 | $ 632,000 | $ 245,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 29 | $ 17,299,000 | $ 596,000 | $ 189,000 |
| DENVER-AURORA, CO | 28 | $ 15,174,000 | $ 541,000 | $ 484,000 |
| PHILADELPHIA, PA | 28 | $ 15,506,000 | $ 553,000 | $ 376,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 25 | $ 10,219,000 | $ 408,000 | $ 328,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 24 | $ 10,444,000 | $ 435,000 | $ 250,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 22 | $ 9,667,000 | $ 439,000 | $ 214,000 |
| ORLANDO-KISSIMMEE, FL | 22 | $ 8,066,000 | $ 366,000 | $ 325,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 21 | $ 9,822,000 | $ 467,000 | $ 234,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 20 | $ 9,153,000 | $ 401,500 | $ 417,500 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 19 | $ 11,236,000 | $ 591,000 | $ 459,000 |
| SARASOTA-BRADENTON-VENICE, FL | 19 | $ 8,715,000 | $ 458,000 | $ 262,000 |
| BALTIMORE-TOWSON, MD | 18 | $ 9,372,000 | $ 520,000 | $ 191,000 |
| BOSTON-QUINCY, MA | 18 | $ 11,031,000 | $ 612,000 | $ 514,000 |
| SALT LAKE CITY, UT | 18 | $ 11,165,000 | $ 620,000 | $ 616,000 |
| NAPLES-MARCO ISLAND, FL | 17 | $ 8,876,000 | $ 522,000 | $ 414,000 |
| CAPE CORAL-FORT MYERS, FL | 16 | $ 6,468,000 | $ 404,000 | $ 258,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 16 | $ 7,698,000 | $ 392,500 | $ 221,500 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 14 | $ 6,337,000 | $ 452,000 | $ 177,000 |
| ST. LOUIS, MO-IL | 14 | $ 7,239,000 | $ 517,000 | $ 244,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 13 | $ 6,924,000 | $ 532,000 | $ 307,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 12 | $ 4,505,000 | $ 394,000 | $ 177,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 12 | $ 2,667,000 | $ 222,000 | $ 123,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 11 | $ 7,628,000 | $ 693,000 | $ 223,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 10 | $ 7,007,000 | $ 700,000 | $ 519,000 |
| TACOMA, WA | 10 | $ 3,551,000 | $ 355,000 | $ 158,000 |
| TUCSON, AZ | 10 | $ 4,750,000 | $ 475,000 | $ 272,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 9 | $ 4,571,000 | $ 507,000 | $ 226,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 9 | $ 3,123,000 | $ 347,000 | $ 195,000 |
| AUSTIN-ROUND ROCK, TX | 8 | $ 2,905,000 | $ 363,000 | $ 189,000 |
| BEND, OR | 8 | $ 3,853,000 | $ 481,000 | $ 202,000 |
| OCALA, FL | 8 | $ 2,496,000 | $ 312,000 | $ 156,000 |
| RENO-SPARKS, NV | 8 | $ 3,656,000 | $ 457,000 | $ 155,000 |
| WILMINGTON, NC | 8 | $ 3,768,000 | $ 471,000 | $ 228,000 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 1,930,000 | $ 275,000 | $ 162,000 |
| BOULDER, CO | 7 | $ 4,188,000 | $ 598,000 | $ 310,000 |
| COLUMBUS, OH | 7 | $ 2,671,000 | $ 381,000 | $ 324,000 |
| JACKSONVILLE, FL | 7 | $ 4,147,000 | $ 592,000 | $ 471,000 |
| KANSAS CITY, MO-KS | 7 | $ 3,436,000 | $ 457,000 | $ 156,500 |
| RALEIGH-CARY, NC | 7 | $ 4,402,000 | $ 628,000 | $ 188,000 |
| SAN ANTONIO, TX | 7 | $ 3,700,000 | $ 528,000 | $ 200,000 |
| SEBASTIAN-VERO BEACH, FL | 7 | $ 2,034,000 | $ 290,000 | $ 283,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 7 | $ 3,209,000 | $ 458,000 | $ 166,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 6 | $ 2,565,000 | $ 427,000 | $ 273,000 |
| DALLAS-PLANO-IRVING, TX | 6 | $ 3,189,000 | $ 531,000 | $ 452,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 2,941,000 | $ 490,000 | $ 157,000 |
| HONOLULU, HI | 6 | $ 3,392,000 | $ 565,000 | $ 367,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6 | $ 2,601,000 | $ 433,000 | $ 197,000 |
| NILES-BENTON HARBOR, MI | 6 | $ 3,201,000 | $ 533,000 | $ 578,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 1,551,000 | $ 258,000 | $ 68,000 |
| PRESCOTT, AZ | 6 | $ 2,782,000 | $ 463,000 | $ 180,000 |
| RICHMOND, VA | 6 | $ 1,964,000 | $ 327,000 | $ 116,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 6 | $ 3,708,000 | $ 618,000 | $ 176,000 |
| SANTA ROSA-PETALUMA, CA | 6 | $ 2,801,000 | $ 466,000 | $ 208,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 5 | $ 785,000 | $ 157,000 | $ 111,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 700,000 | $ 150,000 | $ 83,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 2,436,000 | $ 487,000 | $ 1,635,000 |
| PALM COAST, FL | 5 | $ 3,176,000 | $ 635,000 | $ 742,000 |
| PEABODY, MA | 5 | $ 2,127,000 | $ 425,000 | $ 206,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 5 | $ 5,820,000 | $ 1,164,000 | $ 1,165,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 2,594,000 | $ 518,000 | $ 432,000 |
| TRENTON-EWING, NJ | 5 | $ 2,403,000 | $ 480,000 | $ 152,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 1,903,000 | $ 380,000 | $ 104,000 |
| ASHEVILLE, NC | 4 | $ 1,548,000 | $ 387,000 | $ 157,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 1,734,000 | $ 433,000 | $ 125,000 |
| CAMDEN, NJ | 4 | $ 2,123,000 | $ 530,000 | $ 424,000 |
| FORT WORTH-ARLINGTON, TX | 4 | $ 1,326,000 | $ 331,000 | $ 354,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 4 | $ 1,910,000 | $ 477,000 | $ 311,000 |
| NEW HAVEN-MILFORD, CT | 4 | $ 2,428,000 | $ 607,000 | $ 445,000 |
| OCEAN CITY, NJ | 4 | $ 2,252,000 | $ 563,000 | $ 413,000 |
| PUNTA GORDA, FL | 4 | $ 1,713,000 | $ 428,000 | $ 81,000 |
| ST. GEORGE, UT | 4 | $ 1,806,000 | $ 451,000 | $ 246,000 |
| STOCKTON, CA | 4 | $ 1,968,000 | $ 492,000 | $ 141,000 |
| TUSCALOOSA, AL | 4 | $ 552,000 | $ 138,000 | $ 197,000 |
| ALBUQUERQUE, NM | 3 | $ 835,000 | $ 278,000 | $ 136,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 1,219,000 | $ 442,500 | $ 125,500 |
| ANN ARBOR, MI | 3 | $ 1,578,000 | $ 526,000 | $ 151,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 702,000 | $ 234,000 | $ 136,000 |
| FLINT, MI | 3 | $ 364,000 | $ 121,000 | $ 61,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 1,313,000 | $ 437,000 | $ 147,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 3 | $ 939,000 | $ 313,000 | $ 1,281,000 |
| GARY, IN | 3 | $ 467,000 | $ 155,000 | $ 110,000 |
| KNOXVILLE, TN | 3 | $ 1,028,000 | $ 342,000 | $ 381,000 |
| LAKELAND, FL | 3 | $ 346,000 | $ 115,000 | $ 124,000 |
| MERCED, CA | 3 | $ 1,220,000 | $ 406,000 | $ 111,000 |
| MUNCIE, IN | 3 | $ 301,000 | $ 100,000 | $ 141,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 3 | $ 1,356,000 | $ 452,000 | $ 193,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 1,480,000 | $ 493,000 | $ 279,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3 | $ 1,836,000 | $ 612,000 | $ 426,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 3 | $ 1,416,000 | $ 439,000 | $ 293,500 |
| SPRINGFIELD, MA | 3 | $ 986,000 | $ 328,000 | $ 122,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 822,000 | $ 285,500 | $ 152,500 |
| WORCESTER, MA | 3 | $ 592,000 | $ 197,000 | $ 93,000 |
| BARNSTABLE TOWN, MA | 2 | $ 500,000 | $ 250,000 | $ 309,000 |
| BATON ROUGE, LA | 2 | $ 320,000 | $ 160,000 | $ 287,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 434,000 | $ 217,000 | $ 136,000 |
| CHICO, CA | 2 | $ 889,000 | $ 444,000 | $ 236,000 |
| COLUMBIA, SC | 2 | $ 1,037,000 | $ 518,000 | $ 296,000 |
| COLUMBUS, GA-AL | 2 | $ 420,000 | $ 210,000 | $ 84,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 385,000 | $ 192,000 | $ 115,000 |
| FLAGSTAFF, AZ | 2 | $ 667,000 | $ 333,000 | $ 104,000 |
| GAINESVILLE, FL | 2 | $ 635,000 | $ 317,000 | $ 184,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 807,000 | $ 403,000 | $ 130,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 83,000 | $ 41,000 | $ 60,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 374,000 | $ 187,000 | $ 67,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 360,000 | $ 180,000 | $ 78,000 |
| LAFAYETTE, IN | 2 | $ 206,000 | $ 103,000 | $ 77,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2 | $ 581,000 | $ 290,000 | $ 176,000 |
| MADISON, WI | 2 | $ 693,000 | $ 346,000 | $ 251,000 |
| MIDLAND, TX | 2 | $ 310,000 | $ 155,000 | $ 196,000 |
| MOBILE, AL | 2 | $ 1,520,000 | $ 760,000 | $ 125,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 863,000 | $ 431,000 | $ 96,000 |
| NAPA, CA | 2 | $ 1,002,000 | $ 501,000 | $ 399,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 839,000 | $ 419,000 | $ 846,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 851,000 | $ 425,000 | $ 315,000 |
| OKLAHOMA CITY, OK | 2 | $ 832,000 | $ 416,000 | $ 165,000 |
| PITTSBURGH, PA | 2 | $ 54,000 | $ 27,000 | $ 46,000 |
| PITTSFIELD, MA | 2 | $ 673,000 | $ 336,000 | $ 629,000 |
| PORT ST. LUCIE, FL | 2 | $ 455,000 | $ 227,000 | $ 76,000 |
| PROVO-OREM, UT | 2 | $ 616,000 | $ 308,000 | $ 108,000 |
| RACINE, WI | 2 | $ 415,000 | $ 207,000 | $ 508,000 |
| ROCKFORD, IL | 2 | $ 162,000 | $ 81,000 | $ 54,000 |
| SALINAS, CA | 2 | $ 996,000 | $ 498,000 | $ 344,000 |
| SANTA FE, NM | 2 | $ 1,070,000 | $ 535,000 | $ 530,000 |
| SPRINGFIELD, MO | 2 | $ 1,831,000 | $ 915,000 | $ 238,000 |
| WINSTON-SALEM, NC | 2 | $ 1,171,000 | $ 585,000 | $ 217,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 200,000 | $ 100,000 | $ 134,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 152,000 | $ 152,000 | $ 615,000 |
| AMARILLO, TX | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
| ANCHORAGE, AK | 1 | $ 487,000 | $ 487,000 | $ 329,000 |
| APPLETON, WI | 1 | $ 430,000 | $ 430,000 | $ 203,000 |
| ATLANTIC CITY, NJ | 1 | $ 956,000 | $ 956,000 | $ 463,000 |
| AUBURN-OPELIKA, AL | 1 | $ 564,000 | $ 564,000 | $ 58,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 494,000 | $ 494,000 | $ 352,000 |
| BAKERSFIELD, CA | 1 | $ 588,000 | $ 588,000 | $ 158,000 |
| BATTLE CREEK, MI | 1 | $ 383,000 | $ 383,000 | $ 487,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 71,000 | $ 71,000 | $ 106,000 |
| BELLINGHAM, WA | 1 | $ 290,000 | $ 290,000 | $ 65,000 |
| BILLINGS, MT | 1 | $ 171,000 | $ 171,000 | $ 30,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 580,000 | $ 580,000 | $ 130,000 |
| CHARLOTTESVILLE, VA | 1 | $ 136,000 | $ 136,000 | $ 405,000 |
| CHATTANOOGA, TN-GA | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| COLORADO SPRINGS, CO | 1 | $ 594,000 | $ 594,000 | $ 405,000 |
| CORPUS CHRISTI, TX | 1 | $ 141,000 | $ 141,000 | $ 147,000 |
| CORVALLIS, OR | 1 | $ 35,000 | $ 35,000 | $ 147,000 |
| DALTON, GA | 1 | $ 236,000 | $ 236,000 | $ 95,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 477,000 | $ 477,000 | $ 192,000 |
| DAYTON, OH | 1 | $ 315,000 | $ 315,000 | $ 250,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 600,000 | $ 600,000 | $ 286,000 |
| DOTHAN, AL | 1 | $ 66,000 | $ 66,000 | $ 58,000 |
| DURHAM, NC | 1 | $ 150,000 | $ 150,000 | $ 195,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 162,000 | $ 162,000 | $ 95,000 |
| EVANSVILLE, IN-KY | 1 | $ 154,000 | $ 154,000 | $ 70,000 |
| FARGO, ND-MN | 1 | $ 250,000 | $ 250,000 | $ 79,000 |
| FAYETTEVILLE, NC | 1 | $ 66,000 | $ 66,000 | $ 95,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 475,000 | $ 475,000 | $ 250,000 |
| GRAND FORKS, ND-MN | 1 | $ 49,000 | $ 49,000 | $ 114,000 |
| GREELEY, CO | 1 | $ 596,000 | $ 596,000 | $ 173,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 376,000 | $ 376,000 | $ 230,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 118,000 | $ 118,000 | $ 110,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 153,000 | $ 153,000 | $ 60,000 |
| HUNTSVILLE, AL | 1 | $ 172,000 | $ 172,000 | $ 225,000 |
| JACKSON, MS | 1 | $ 201,000 | $ 201,000 | $ 290,000 |
| JACKSON, TN | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| JACKSONVILLE, NC | 1 | $ 150,000 | $ 150,000 | $ 28,000 |
| KINGSTON, NY | 1 | $ 530,000 | $ 530,000 | $ 717,000 |
| LAFAYETTE, LA | 1 | $ 165,000 | $ 165,000 | $ 21,000 |
| LANSING-EAST LANSING, MI | 1 | $ 413,000 | $ 413,000 | $ 144,000 |
| LAWRENCE, KS | 1 | $ 260,000 | $ 260,000 | $ 240,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 174,000 | $ 174,000 | $ 90,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 600,000 | $ 600,000 | $ 353,000 |
| LOGAN, UT-ID | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
| MEDFORD, OR | 1 | $ 428,000 | $ 428,000 | $ 84,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 98,000 | $ 98,000 | $ 56,000 |
| MODESTO, CA | 1 | $ 72,000 | $ 72,000 | $ 278,000 |
| MONTGOMERY, AL | 1 | $ 660,000 | $ 660,000 | $ 255,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 110,000 | $ 110,000 | $ 110,000 |
| ODESSA, TX | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| OLYMPIA, WA | 1 | $ 324,000 | $ 324,000 | $ 60,000 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 967,000 | $ 967,000 | $ 327,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 173,000 | $ 173,000 | $ 45,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 1,100,000 | $ 1,100,000 | $ 424,000 |
| ROANOKE, VA | 1 | $ 138,000 | $ 138,000 | $ 58,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 264,000 | $ 264,000 | $ 133,000 |
| SAVANNAH, GA | 1 | $ 214,000 | $ 214,000 | $ 69,000 |
| SHERMAN-DENISON, TX | 1 | $ 98,000 | $ 98,000 | $ 74,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 107,000 | $ 107,000 | $ 1,099,000 |
| SPOKANE, WA | 1 | $ 662,000 | $ 662,000 | $ 206,000 |
| SUMTER, SC | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| SYRACUSE, NY | 1 | $ 400,000 | $ 400,000 | $ 523,000 |
| TERRE HAUTE, IN | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| WICHITA, KS | 1 | $ 62,000 | $ 62,000 | $ 22,000 |
| YORK-HANOVER, PA | 1 | $ 118,000 | $ 118,000 | $ 31,000 |
| YUBA CITY, CA | 1 | $ 180,000 | $ 180,000 | $ 19,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,133 | $555,688,000 | $490,000 | $3,700,000 | $317,000 | $6,513,000 |
| Home Purchase | 1,085 | $612,616,000 | $564,000 | $3,500,000 | $390,000 | $7,229,000 |
| Home Improvement | 105 | $27,020,000 | $257,000 | $998,000 | $136,000 | $1,175,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,355 | $648,827,000 | $478,000 | $3,500,000 | $293,000 | $6,790,000 |
| Not Provided | 615 | $361,859,000 | $588,000 | $3,500,000 | $411,000 | $5,713,000 |
| Hispanic | 195 | $109,016,000 | $559,000 | $3,700,000 | $545,000 | $6,207,000 |
| Asian | 98 | $50,605,000 | $516,000 | $1,600,000 | $225,000 | $1,097,000 |
| Black or African American | 42 | $16,360,000 | $389,000 | $1,225,000 | $332,000 | $7,229,000 |
| American Indian or Alaskan Native | 15 | $7,306,000 | $487,000 | $1,392,000 | $248,000 | $551,000 |
| Not applicable | 2 | $764,000 | $382,000 | $750,000 | $288,000 | $299,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $587,000 | $587,000 | $587,000 | $155,000 | $155,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,322 | $1,195,180,000 | $514,000 | $3,700,000 | $343,000 | $7,229,000 |
| FHA-insured (Federal Housing Administration) | 1 | $144,000 | $144,000 | $144,000 | $52,000 | $52,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,872 | $1,061,202,000 | $566,000 | $3,700,000 | $381,000 | $7,229,000 |
| Loan Originated | 268 | $73,502,000 | $274,000 | $1,660,000 | $178,000 | $1,859,000 |
| Application Denied By Financial Institution | 85 | $28,383,000 | $333,000 | $3,500,000 | $150,000 | $967,000 |
| Application Withdrawn By Applicant | 75 | $27,314,000 | $364,000 | $2,535,000 | $255,000 | $6,000,000 |
| Application Approved But Not Accepted | 12 | $2,307,000 | $192,000 | $467,000 | $135,000 | $425,000 |
| File Closed For Incompleteness | 11 | $2,616,000 | $237,000 | $750,000 | $123,000 | $419,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 33 | $16,414,000 | $497,000 | $3,500,000 | $185,000 | $967,000 |
| Collateral | 21 | $3,757,000 | $178,000 | $403,000 | $102,000 | $185,000 |
| Credit History | 16 | $3,815,000 | $238,000 | $800,000 | $111,000 | $331,000 |
| Other | 13 | $3,736,000 | $287,000 | $1,100,000 | $165,000 | $629,000 |
| Unverifiable Information | 2 | $661,000 | $330,000 | $335,000 | $300,000 | $500,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Raymond James Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Raymond James Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.