Regions Bank Mortgage Lending & HMDA Data, 2003

In 2003, Regions Bank of Birmingham, AL reported 86,206 mortgage applications totaling $10.2 billion. The average application was for $118,388, and applicants reported an average income of $52,595. 64% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Atlanta, GA (5,342), Mobile, AL (3,090) and Montgomery, AL (2,770) (applications in parentheses).

Mortgage Company & Address Regions Bank
1900 5th Avenue N - Albh10903b
Birmingham, AL 35203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 86,206
Total Mortgage Loan Application Amount $10,205,832,000
Average Mortgage Loan Application Amount $118,388
Highest Mortgage Loan Application Amount $6,000,000
Average Applicant Income $52,595
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Regions Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Alabama 1,765 $ 197,236,000 $ 111,748 $ 67,000
Madison, Alabama 1,647 $ 184,149,000 $ 111,808 $ 53,000
Baldwin, Alabama 1,635 $ 197,646,000 $ 120,884 $ 60,000
Mobile, Alabama 1,455 $ 142,946,000 $ 98,244 $ 52,000
Pulaski, Arkansas 1,398 $ 165,733,000 $ 118,550 $ 62,000
Jefferson, Alabama 1,366 $ 166,719,000 $ 122,049 $ 62,000
St. Louis, Missouri 1,242 $ 230,589,000 $ 185,659 $ 48,000
Maricopa, Arizona 1,232 $ 221,317,000 $ 179,640 $ 0
Bay, Florida 1,141 $ 136,719,000 $ 119,823 $ 48,000
Cherokee, Georgia 1,079 $ 146,253,000 $ 135,544 $ 54,000
Hall, Georgia 836 $ 112,178,000 $ 134,184 $ 55,000
Tuscaloosa, Alabama 804 $ 92,830,000 $ 115,460 $ 53,000
Aiken, South Carolina 803 $ 82,981,000 $ 103,338 $ 56,000
Jefferson, Louisiana 716 $ 84,397,000 $ 117,872 $ 52,000
Whitfield, Georgia 711 $ 73,684,000 $ 103,634 $ 53,000
Shelby, Alabama 703 $ 90,811,000 $ 129,176 $ 53,000
Garland, Arkansas 685 $ 64,712,000 $ 94,470 $ 45,000
Craighead, Arkansas 684 $ 65,041,000 $ 95,089 $ 63,000
Saline, Arkansas 666 $ 67,081,000 $ 100,722 $ 55,000
Shelby, Tennessee 635 $ 80,271,000 $ 126,411 $ 58,000
White, Arkansas 607 $ 48,548,000 $ 79,980 $ 48,000
Cook, Illinois 605 $ 116,584,000 $ 192,700 $ 53,000
Forsyth, Georgia 585 $ 102,125,000 $ 174,572 $ 62,000
Elmore, Alabama 583 $ 66,072,000 $ 113,331 $ 49,000
Houston, Alabama 567 $ 48,949,000 $ 86,329 $ 51,000
Benton, Arkansas 563 $ 73,718,000 $ 130,937 $ 62,000
Harris, Texas 553 $ 63,764,000 $ 115,305 $ 76,000
Cobb, Georgia 542 $ 82,529,000 $ 152,267 $ 66,000
Sebastian, Arkansas 538 $ 62,411,000 $ 116,005 $ 54,000
Wayne, Michigan 532 $ 59,312,000 $ 111,488 $ 54,000
Marshall, Alabama 508 $ 52,443,000 $ 103,234 $ 44,000
Nacogdoches, Texas 506 $ 49,407,000 $ 97,642 $ 56,000
Faulkner, Arkansas 470 $ 41,873,000 $ 89,091 $ 44,000
Bowie, Texas 463 $ 37,078,000 $ 80,082 $ 49,000
Chilton, Alabama 451 $ 34,061,000 $ 75,523 $ 41,000
Volusia, Florida 449 $ 44,212,000 $ 98,467 $ 64,000
Ouachita, Louisiana 441 $ 45,468,000 $ 103,102 $ 56,000
Jackson, Georgia 437 $ 48,592,000 $ 111,194 $ 53,000
Orleans, Louisiana 435 $ 63,394,000 $ 145,733 $ 88,000
Greenville, South Carolina 433 $ 56,024,000 $ 129,385 $ 56,000
Habersham, Georgia 424 $ 45,844,000 $ 108,122 $ 53,000
Autauga, Alabama 422 $ 44,176,000 $ 104,682 $ 45,000
Pope, Arkansas 419 $ 35,264,000 $ 84,162 $ 45,000
Richmond, Georgia 405 $ 33,081,000 $ 81,681 $ 48,000
Hamilton, Tennessee 405 $ 53,390,000 $ 131,827 $ 58,000
Columbia, Georgia 396 $ 46,153,000 $ 116,547 $ 51,000
Caddo, Louisiana 393 $ 32,427,000 $ 82,511 $ 46,000
Morgan, Alabama 390 $ 34,819,000 $ 89,279 $ 48,000
Iberia, Louisiana 388 $ 33,893,000 $ 87,353 $ 59,000
Fulton, Georgia 385 $ 81,097,000 $ 210,641 $ 76,000
Coffee, Alabama 382 $ 33,244,000 $ 87,026 $ 56,000
Paulding, Georgia 382 $ 40,793,000 $ 106,787 $ 42,000
Limestone, Alabama 374 $ 32,558,000 $ 87,053 $ 44,000
St. Charles, Missouri 357 $ 57,953,000 $ 162,333 $ 41,000
Pickens, Georgia 355 $ 43,425,000 $ 122,323 $ 44,000
Charleston, South Carolina 353 $ 69,041,000 $ 195,583 $ 69,000
Orange, Florida 348 $ 48,236,000 $ 138,609 $ 31,000
Rapides, Louisiana 345 $ 31,084,000 $ 90,098 $ 54,000
Escambia, Florida 336 $ 31,971,000 $ 95,151 $ 48,000
Calhoun, Alabama 325 $ 27,083,000 $ 83,332 $ 57,000
Floyd, Georgia 324 $ 33,764,000 $ 104,209 $ 70,000
Okaloosa, Florida 323 $ 45,882,000 $ 142,049 $ 65,000
Jackson, Missouri 319 $ 37,696,000 $ 118,169 $ 38,000
Carroll, Georgia 317 $ 35,919,000 $ 113,309 $ 56,000
St. Tammany, Louisiana 314 $ 40,457,000 $ 128,843 $ 73,000
Webster, Louisiana 314 $ 16,971,000 $ 54,047 $ 43,000
Hennepin, Minnesota 308 $ 55,597,000 $ 180,509 $ 48,000
Dallas, Texas 304 $ 44,456,000 $ 146,236 $ 68,000
East Baton Rouge, Louisiana 303 $ 37,733,000 $ 124,531 $ 53,000
Miller, Arkansas 302 $ 18,980,000 $ 62,847 $ 43,000
Gwinnett, Georgia 296 $ 43,637,000 $ 147,422 $ 66,000
Prince George's, Maryland 293 $ 54,746,000 $ 186,846 $ 70,000
Franklin, Ohio 291 $ 44,277,000 $ 152,154 $ 51,000
Franklin, Tennessee 288 $ 25,226,000 $ 87,590 $ 66,000
Citrus, Florida 287 $ 20,220,000 $ 70,452 $ 55,000
Santa Rosa, Florida 283 $ 32,168,000 $ 113,667 $ 54,000
Allegheny, Pennsylvania 275 $ 29,965,000 $ 108,963 $ 49,000
Beaufort, South Carolina 275 $ 48,264,000 $ 175,505 $ 89,000
Smith, Texas 268 $ 27,213,000 $ 101,541 $ 59,000
Walton, Florida 266 $ 40,258,000 $ 151,345 $ 72,000
Johnson, Kansas 258 $ 42,136,000 $ 163,317 $ 45,000
Bernalillo, New Mexico 258 $ 35,273,000 $ 136,717 $ 37,000
Conway, Arkansas 247 $ 14,056,000 $ 56,906 $ 44,000
Terrebonne, Louisiana 247 $ 17,752,000 $ 71,870 $ 53,000
Jackson, Florida 245 $ 18,633,000 $ 76,053 $ 50,000
Johnson, Arkansas 244 $ 13,481,000 $ 55,250 $ 39,000
Pike, Alabama 242 $ 18,019,000 $ 74,458 $ 45,000
White, Georgia 242 $ 26,932,000 $ 111,289 $ 54,000
Polk, Georgia 240 $ 22,568,000 $ 94,033 $ 41,000
Gregg, Texas 238 $ 18,736,000 $ 78,722 $ 60,000
Greene, Arkansas 235 $ 17,734,000 $ 75,463 $ 36,000
Lafayette, Louisiana 234 $ 24,430,000 $ 104,401 $ 58,000
Blount, Alabama 233 $ 21,340,000 $ 91,587 $ 43,000
Jackson, Alabama 233 $ 21,454,000 $ 92,077 $ 53,000
Heard, Georgia 233 $ 18,794,000 $ 80,660 $ 54,000
Van Buren, Arkansas 231 $ 13,045,000 $ 56,471 $ 45,000
Bartow, Georgia 231 $ 31,751,000 $ 137,450 $ 47,000
Independence, Arkansas 230 $ 16,521,000 $ 71,830 $ 39,000
Lauderdale, Alabama 226 $ 20,723,000 $ 91,694 $ 59,000
Bossier, Louisiana 225 $ 23,810,000 $ 105,822 $ 42,000
Douglas, Georgia 224 $ 24,450,000 $ 109,151 $ 51,000
St. Bernard, Louisiana 224 $ 18,927,000 $ 84,495 $ 46,000
Mecklenburg, North Carolina 224 $ 46,882,000 $ 209,294 $ 67,000
Covington, Alabama 221 $ 14,209,000 $ 64,294 $ 56,000
Catoosa, Georgia 221 $ 24,641,000 $ 111,497 $ 58,000
Pointe Coupee, Louisiana 221 $ 18,033,000 $ 81,597 $ 52,000
Dallas, Alabama 219 $ 15,750,000 $ 71,917 $ 54,000
Lincoln, Tennessee 216 $ 12,034,000 $ 55,712 $ 39,000
Murray, Georgia 215 $ 17,826,000 $ 82,911 $ 38,000
Escambia, Alabama 214 $ 14,678,000 $ 68,588 $ 41,000
Spalding, Georgia 212 $ 23,458,000 $ 110,650 $ 48,000
Lee, Alabama 211 $ 21,864,000 $ 103,620 $ 62,000
Jefferson, Missouri 206 $ 27,755,000 $ 134,733 $ 42,000
Spartanburg, South Carolina 197 $ 22,565,000 $ 114,543 $ 55,000
Little River, Arkansas 194 $ 7,240,000 $ 37,319 $ 42,000
Banks, Georgia 194 $ 17,897,000 $ 92,252 $ 41,000
Washington, Arkansas 193 $ 20,062,000 $ 103,948 $ 44,000
Tarrant, Texas 193 $ 26,419,000 $ 136,886 $ 68,000
Etowah, Alabama 191 $ 18,232,000 $ 95,455 $ 52,000
Oakland, Michigan 191 $ 35,675,000 $ 186,780 $ 78,000
Elbert, Georgia 189 $ 13,873,000 $ 73,402 $ 54,000
Richland, South Carolina 189 $ 21,382,000 $ 113,132 $ 47,000
Choctaw, Alabama 188 $ 8,442,000 $ 44,904 $ 54,000
Lonoke, Arkansas 187 $ 17,628,000 $ 94,267 $ 53,000
Gordon, Georgia 187 $ 20,640,000 $ 110,374 $ 49,000
Davidson, Tennessee 185 $ 32,380,000 $ 175,027 $ 72,000
Milwaukee, Wisconsin 183 $ 21,162,000 $ 115,639 $ 34,000
DeKalb, Georgia 177 $ 29,059,000 $ 164,175 $ 55,000
Muscogee, Georgia 176 $ 21,953,000 $ 124,732 $ 64,000
Fairfax, Virginia 174 $ 40,921,000 $ 235,178 $ 88,000
Oklahoma, Oklahoma 172 $ 16,356,000 $ 95,093 $ 44,000
Dougherty, Georgia 170 $ 15,731,000 $ 92,535 $ 56,000
Lowndes, Georgia 170 $ 14,491,000 $ 85,241 $ 64,000
Essex, Massachusetts 170 $ 36,908,000 $ 217,105 $ 50,000
Lexington, South Carolina 169 $ 19,407,000 $ 114,834 $ 56,000
Rabun, Georgia 166 $ 23,312,000 $ 140,433 $ 110,000
Coweta, Georgia 164 $ 23,086,000 $ 140,768 $ 60,000
Ascension, Louisiana 164 $ 16,207,000 $ 98,823 $ 57,000
Montgomery, Maryland 163 $ 34,149,000 $ 209,503 $ 67,000
Summit, Ohio 162 $ 20,962,000 $ 129,395 $ 40,000
Virginia Beach, Virginia 162 $ 22,514,000 $ 138,975 $ 45,000
Jefferson, Georgia 161 $ 11,432,000 $ 71,006 $ 47,000
Gilmer, Georgia 159 $ 14,449,000 $ 90,874 $ 40,000
Talladega, Alabama 158 $ 15,562,000 $ 98,493 $ 60,000
Dakota, Minnesota 158 $ 27,307,000 $ 172,829 $ 52,000
Anderson, Texas 156 $ 12,911,000 $ 82,762 $ 58,000
Angelina, Texas 152 $ 10,806,000 $ 71,092 $ 47,000
Plaquemines, Louisiana 149 $ 10,555,000 $ 70,838 $ 53,000
St. Mary, Louisiana 149 $ 12,248,000 $ 82,201 $ 41,000
St. Louis City, Missouri 149 $ 20,966,000 $ 140,711 $ 39,000
Barnwell, South Carolina 149 $ 10,730,000 $ 72,013 $ 53,000
Macomb, Michigan 145 $ 21,700,000 $ 149,655 $ 59,000
Middlesex, Massachusetts 143 $ 31,747,000 $ 222,006 $ 51,000
Cuyahoga, Ohio 143 $ 18,601,000 $ 130,076 $ 52,000
DeKalb, Alabama 142 $ 10,731,000 $ 75,570 $ 55,000
Walker, Georgia 137 $ 11,886,000 $ 86,759 $ 48,000
Howard, Arkansas 135 $ 7,370,000 $ 54,592 $ 45,000
Mississippi, Arkansas 135 $ 6,451,000 $ 47,785 $ 49,000
Hillsborough, Florida 135 $ 15,607,000 $ 115,607 $ 63,000
Lake, Illinois 135 $ 38,325,000 $ 283,888 $ 44,000
DeSoto, Mississippi 133 $ 15,988,000 $ 120,210 $ 67,000
Lawrence, Arkansas 132 $ 6,865,000 $ 52,007 $ 45,000
Conecuh, Alabama 131 $ 5,198,000 $ 39,679 $ 44,000
DuPage, Illinois 131 $ 26,710,000 $ 203,893 $ 64,000
Logan, Arkansas 129 $ 5,853,000 $ 45,372 $ 38,000
Union, Arkansas 128 $ 5,902,000 $ 46,109 $ 50,000
Stephens, Georgia 127 $ 10,319,000 $ 81,251 $ 47,000
Kent, Michigan 124 $ 15,929,000 $ 128,459 $ 47,000
Tulsa, Oklahoma 124 $ 15,690,000 $ 126,532 $ 85,000
Rhea, Tennessee 120 $ 9,904,000 $ 82,533 $ 55,000
Baltimore, Maryland 117 $ 18,551,000 $ 158,555 $ 51,000
Cherokee, Alabama 115 $ 9,584,000 $ 83,339 $ 64,000
Chesapeake, Virginia 115 $ 16,074,000 $ 139,773 $ 48,000
Luzerne, Pennsylvania 114 $ 11,469,000 $ 100,605 $ 43,000
Edgefield, South Carolina 114 $ 9,855,000 $ 86,447 $ 47,000
Russell, Alabama 113 $ 8,653,000 $ 76,575 $ 42,000
Montgomery, Pennsylvania 113 $ 20,729,000 $ 183,442 $ 59,000
Dale, Alabama 112 $ 8,559,000 $ 76,419 $ 51,000
McDuffie, Georgia 111 $ 8,699,000 $ 78,369 $ 42,000
St. James, Louisiana 111 $ 7,471,000 $ 67,306 $ 52,000
Knox, Tennessee 111 $ 12,964,000 $ 116,792 $ 103,000
Travis, Texas 111 $ 16,418,000 $ 147,909 $ 59,000
Prince William, Virginia 111 $ 23,766,000 $ 214,108 $ 75,000
Ramsey, Minnesota 108 $ 17,935,000 $ 166,064 $ 39,000
Cullman, Alabama 107 $ 11,251,000 $ 105,149 $ 63,000
Fayette, Georgia 107 $ 19,868,000 $ 185,682 $ 62,000
Crawford, Arkansas 105 $ 10,511,000 $ 100,104 $ 41,000
Burke, Georgia 105 $ 8,922,000 $ 84,971 $ 50,000
Morehouse, Louisiana 105 $ 6,231,000 $ 59,342 $ 42,000
Pinellas, Florida 103 $ 11,941,000 $ 115,932 $ 83,000
Seminole, Florida 103 $ 15,121,000 $ 146,805 $ 55,000
Anne Arundel, Maryland 102 $ 19,794,000 $ 194,058 $ 103,000
Wake, North Carolina 102 $ 19,527,000 $ 191,441 $ 119,000
Stark, Ohio 100 $ 11,392,000 $ 113,920 $ 19,000
St. Clair, Alabama 99 $ 10,791,000 $ 109,000 $ 56,000
Sumter, Alabama 99 $ 5,931,000 $ 59,909 $ 43,000
Anderson, South Carolina 99 $ 12,094,000 $ 122,161 $ 49,000
Clay, Arkansas 98 $ 5,591,000 $ 57,051 $ 40,000
Collin, Texas 98 $ 17,214,000 $ 175,653 $ 82,000
Genesee, Michigan 97 $ 10,981,000 $ 113,206 $ 47,000
Crisp, Georgia 95 $ 5,684,000 $ 59,831 $ 51,000
Berks, Pennsylvania 95 $ 11,539,000 $ 121,463 $ 47,000
Meigs, Tennessee 95 $ 6,284,000 $ 66,147 $ 53,000
Williamson, Tennessee 95 $ 21,417,000 $ 225,442 $ 82,000
Barrow, Georgia 94 $ 10,283,000 $ 109,393 $ 41,000
Pima, Arizona 93 $ 20,395,000 $ 219,301 $ 0
Worcester, Massachusetts 92 $ 18,039,000 $ 196,076 $ 57,000
Anoka, Minnesota 91 $ 16,024,000 $ 176,087 $ 39,000
Lorain, Ohio 91 $ 12,780,000 $ 140,439 $ 50,000
Cleburne, Arkansas 90 $ 8,217,000 $ 91,300 $ 72,000
Grant, Arkansas 90 $ 4,982,000 $ 55,355 $ 54,000
Los Angeles, California 90 $ 20,246,000 $ 224,955 $ 0
Clay, Missouri 90 $ 12,162,000 $ 135,133 $ 38,000
Hernando, Florida 89 $ 9,432,000 $ 105,977 $ 46,000
Marion, Florida 89 $ 8,231,000 $ 92,483 $ 48,000
Fayette, Alabama 88 $ 5,405,000 $ 61,420 $ 74,000
Arapahoe, Colorado 88 $ 17,367,000 $ 197,352 $ 40,000
Chester, Pennsylvania 88 $ 16,604,000 $ 188,681 $ 50,000
Clark, Arkansas 85 $ 3,673,000 $ 43,211 $ 46,000
Will, Illinois 85 $ 17,060,000 $ 200,705 $ 54,000
Coffee, Tennessee 85 $ 7,938,000 $ 93,388 $ 97,000
Williamson, Texas 85 $ 10,260,000 $ 120,705 $ 55,000
Chesterfield, Virginia 85 $ 12,958,000 $ 152,447 $ 50,000
Lee, Georgia 84 $ 8,629,000 $ 102,726 $ 63,000
McLean, Illinois 84 $ 9,270,000 $ 110,357 $ 0
Rutherford, Tennessee 84 $ 9,543,000 $ 113,607 $ 50,000
Yell, Arkansas 83 $ 5,634,000 $ 67,879 $ 48,000
Denver, Colorado 83 $ 15,296,000 $ 184,289 $ 52,000
Osceola, Florida 83 $ 9,034,000 $ 108,843 $ 29,000
Hinds, Mississippi 83 $ 7,483,000 $ 90,156 $ 46,000
Salt Lake, Utah 83 $ 11,145,000 $ 134,277 $ 0
Robertson, Tennessee 81 $ 7,932,000 $ 97,925 $ 63,000
Suffolk, New York 80 $ 20,319,000 $ 253,987 $ 79,000
Montgomery, Ohio 80 $ 10,298,000 $ 128,725 $ 45,000
Bucks, Pennsylvania 80 $ 15,271,000 $ 190,887 $ 63,000
Lackawanna, Pennsylvania 80 $ 7,536,000 $ 94,200 $ 44,000
Bexar, Texas 80 $ 8,638,000 $ 107,975 $ 46,000
Cross, Arkansas 79 $ 4,122,000 $ 52,177 $ 37,000
Sedgwick, Kansas 79 $ 8,364,000 $ 105,873 $ 36,000
Geneva, Alabama 78 $ 5,563,000 $ 71,320 $ 44,000
Cass, Texas 78 $ 4,031,000 $ 51,679 $ 51,000
Fort Bend, Texas 78 $ 10,616,000 $ 136,102 $ 85,000
Hamilton, Ohio 77 $ 10,508,000 $ 136,467 $ 45,000
Adams, Colorado 75 $ 14,402,000 $ 192,026 $ 55,000
Morgan, Georgia 75 $ 8,260,000 $ 110,133 $ 57,000
Washington, Minnesota 75 $ 13,510,000 $ 180,133 $ 41,000
Sumner, Tennessee 74 $ 11,099,000 $ 149,986 $ 71,000
Poinsett, Arkansas 73 $ 3,332,000 $ 45,643 $ 41,000
Harrison, Mississippi 73 $ 10,211,000 $ 139,876 $ 88,000
Lucas, Ohio 73 $ 7,510,000 $ 102,876 $ 41,000
McMinn, Tennessee 73 $ 5,672,000 $ 77,698 $ 51,000
Pasco, Florida 72 $ 6,648,000 $ 92,333 $ 63,000
Claiborne, Louisiana 71 $ 3,289,000 $ 46,323 $ 46,000
Henrico, Virginia 71 $ 10,001,000 $ 140,859 $ 49,000
Jackson, Arkansas 70 $ 3,113,000 $ 44,471 $ 50,000
Jenkins, Georgia 70 $ 4,889,000 $ 69,842 $ 54,000
Delaware, Pennsylvania 70 $ 11,007,000 $ 157,242 $ 51,000
Livingston, Louisiana 69 $ 7,397,000 $ 107,202 $ 56,000
Howard, Maryland 69 $ 14,163,000 $ 205,260 $ 76,000
York, Pennsylvania 69 $ 8,953,000 $ 129,753 $ 48,000
Montgomery, Texas 69 $ 9,244,000 $ 133,971 $ 81,000
Monroe, Alabama 68 $ 3,454,000 $ 50,794 $ 42,000
Clayton, Georgia 68 $ 6,634,000 $ 97,558 $ 39,000
Monroe, Pennsylvania 68 $ 10,515,000 $ 154,632 $ 58,000
York, South Carolina 68 $ 10,120,000 $ 148,823 $ 45,000
Jefferson, Colorado 67 $ 14,114,000 $ 210,656 $ 56,000
Ingham, Michigan 67 $ 6,991,000 $ 104,343 $ 45,000
Westmoreland, Pennsylvania 67 $ 7,110,000 $ 106,119 $ 52,000
Dawson, Georgia 66 $ 9,152,000 $ 138,666 $ 41,000
Wilkes, Georgia 66 $ 7,562,000 $ 114,575 $ 53,000
Macon, North Carolina 66 $ 10,610,000 $ 160,757 $ 77,000
Delaware, Ohio 66 $ 18,392,000 $ 278,666 $ 48,000
Cleveland, Oklahoma 66 $ 6,988,000 $ 105,878 $ 59,000
Washington, Florida 65 $ 5,173,000 $ 79,584 $ 49,000
Decatur, Georgia 65 $ 4,427,000 $ 68,107 $ 67,000
Franklin, Arkansas 64 $ 4,253,000 $ 66,453 $ 34,000
Hot Spring, Arkansas 63 $ 4,587,000 $ 72,809 $ 54,000
Manatee, Florida 63 $ 8,641,000 $ 137,158 $ 51,000
Haralson, Georgia 63 $ 6,892,000 $ 109,396 $ 47,000
Northampton, Pennsylvania 62 $ 8,983,000 $ 144,887 $ 55,000
Dorchester, South Carolina 62 $ 7,993,000 $ 128,919 $ 56,000
Holmes, Florida 61 $ 3,604,000 $ 59,081 $ 40,000
Leon, Florida 61 $ 5,840,000 $ 95,737 $ 59,000
Denton, Texas 61 $ 10,352,000 $ 169,704 $ 88,000
Portsmouth, Virginia 61 $ 6,731,000 $ 110,344 $ 29,000
Lawrence, Alabama 60 $ 4,303,000 $ 71,716 $ 56,000
Boone, Arkansas 60 $ 3,756,000 $ 62,600 $ 44,000
Broward, Florida 60 $ 7,197,000 $ 119,950 $ 49,000
Lumpkin, Georgia 60 $ 7,816,000 $ 130,266 $ 70,000
Pickens, South Carolina 60 $ 10,601,000 $ 176,683 $ 76,000
Norfolk, Virginia 60 $ 6,372,000 $ 106,200 $ 38,000
Miami-Dade, Florida 59 $ 6,187,000 $ 104,864 $ 43,000
Clarke, Georgia 59 $ 11,313,000 $ 191,745 $ 164,000
St. Martin, Louisiana 58 $ 4,370,000 $ 75,344 $ 48,000
St. Charles, Louisiana 57 $ 6,756,000 $ 118,526 $ 52,000
Madison, Georgia 55 $ 3,781,000 $ 68,745 $ 44,000
McHenry, Illinois 55 $ 10,733,000 $ 195,145 $ 34,000
Washtenaw, Michigan 55 $ 12,726,000 $ 231,381 $ 79,000
Allen, Ohio 55 $ 4,606,000 $ 83,745 $ 47,000
Dallas, Arkansas 54 $ 2,066,000 $ 38,259 $ 49,000
Franklin, Missouri 54 $ 8,123,000 $ 150,425 $ 25,000
Waukesha, Wisconsin 54 $ 10,129,000 $ 187,574 $ 33,000
Clarke, Alabama 53 $ 2,950,000 $ 55,660 $ 52,000
Perry, Arkansas 53 $ 2,992,000 $ 56,452 $ 47,000
St. Louis, Minnesota 53 $ 5,723,000 $ 107,981 $ 27,000
Berkeley, South Carolina 53 $ 6,567,000 $ 123,905 $ 51,000
Tallapoosa, Alabama 52 $ 6,992,000 $ 134,461 $ 74,000
Kane, Illinois 52 $ 9,731,000 $ 187,134 $ 39,000
Nassau, New York 52 $ 13,661,000 $ 262,711 $ 81,000
Jasper, South Carolina 52 $ 4,574,000 $ 87,961 $ 40,000
Suffolk, Virginia 52 $ 7,806,000 $ 150,115 $ 47,000
Harford, Maryland 51 $ 8,948,000 $ 175,450 $ 52,000
Wright, Minnesota 51 $ 9,413,000 $ 184,568 $ 56,000
Dauphin, Pennsylvania 51 $ 6,742,000 $ 132,196 $ 39,000
Washington, Pennsylvania 51 $ 6,072,000 $ 119,058 $ 40,000
Harrison, Texas 51 $ 4,346,000 $ 85,215 $ 61,000
Dutchess, New York 50 $ 10,568,000 $ 211,360 $ 79,000
Franklin, Georgia 49 $ 4,448,000 $ 90,775 $ 53,000
Beaver, Pennsylvania 49 $ 5,122,000 $ 104,530 $ 44,000
Newport News, Virginia 49 $ 5,195,000 $ 106,020 $ 39,000
Hempstead, Arkansas 48 $ 1,848,000 $ 38,500 $ 38,000
Jefferson, Arkansas 48 $ 5,831,000 $ 121,479 $ 47,000
Henry, Georgia 48 $ 7,133,000 $ 148,604 $ 76,000
Lancaster, Pennsylvania 48 $ 6,637,000 $ 138,270 $ 51,000
Henry, Alabama 47 $ 4,518,000 $ 96,127 $ 63,000
Lafourche, Louisiana 47 $ 3,455,000 $ 73,510 $ 59,000
Plymouth, Massachusetts 47 $ 11,144,000 $ 237,106 $ 51,000
Lehigh, Pennsylvania 47 $ 6,434,000 $ 136,893 $ 58,000
Loudoun, Virginia 47 $ 10,985,000 $ 233,723 $ 80,000
Bibb, Alabama 46 $ 3,127,000 $ 67,978 $ 64,000
Duval, Florida 46 $ 4,669,000 $ 101,500 $ 34,000
Bristol, Massachusetts 46 $ 9,078,000 $ 197,347 $ 52,000
Suffolk, Massachusetts 46 $ 10,670,000 $ 231,956 $ 50,000
Monroe, New York 46 $ 4,669,000 $ 101,500 $ 49,000
Brevard, Florida 45 $ 4,421,000 $ 98,244 $ 118,000
Harris, Georgia 45 $ 6,665,000 $ 148,111 $ 78,000
Norfolk, Massachusetts 45 $ 10,610,000 $ 235,777 $ 63,000
Bradley, Tennessee 45 $ 3,649,000 $ 81,088 $ 37,000
Crittenden, Arkansas 44 $ 2,519,000 $ 57,250 $ 44,000
Oconee, Georgia 44 $ 6,776,000 $ 154,000 $ 86,000
St. Clair, Illinois 44 $ 5,381,000 $ 122,295 $ 37,000
Wyandotte, Kansas 44 $ 3,807,000 $ 86,522 $ 32,000
Erie, New York 44 $ 5,060,000 $ 115,000 $ 50,000
Queens, New York 44 $ 11,767,000 $ 267,431 $ 76,000
Sequoyah, Oklahoma 44 $ 3,485,000 $ 79,204 $ 38,000
Cumberland, Pennsylvania 44 $ 5,928,000 $ 134,727 $ 44,000
Crenshaw, Alabama 43 $ 2,553,000 $ 59,372 $ 47,000
Eaton, Michigan 43 $ 5,901,000 $ 137,232 $ 53,000
St. John the Baptist, Louisiana 42 $ 3,557,000 $ 84,690 $ 56,000
Lake, Ohio 42 $ 5,344,000 $ 127,238 $ 52,000
Medina, Ohio 42 $ 7,378,000 $ 175,666 $ 54,000
Philadelphia, Pennsylvania 42 $ 5,036,000 $ 119,904 $ 41,000
Horry, South Carolina 42 $ 5,289,000 $ 125,928 $ 53,000
Colbert, Alabama 41 $ 3,490,000 $ 85,121 $ 42,000
Douglas, Colorado 41 $ 10,756,000 $ 262,341 $ 45,000
West Baton Rouge, Louisiana 41 $ 4,060,000 $ 99,024 $ 92,000
Portage, Ohio 41 $ 5,590,000 $ 136,341 $ 44,000
Warren, Ohio 41 $ 7,166,000 $ 174,780 $ 44,000
Hampton, Virginia 41 $ 4,165,000 $ 101,585 $ 38,000
Dane, Wisconsin 41 $ 7,017,000 $ 171,146 $ 39,000
El Paso, Colorado 40 $ 6,423,000 $ 160,575 $ 56,000
Liberty, Georgia 40 $ 2,681,000 $ 67,025 $ 46,000
Polk, Iowa 40 $ 4,935,000 $ 123,375 $ 38,000
Baltimore City, Maryland 40 $ 4,886,000 $ 122,150 $ 68,000
Wicomico, Maryland 40 $ 4,306,000 $ 107,650 $ 53,000
Platte, Missouri 40 $ 6,339,000 $ 158,475 $ 37,000
Huron, Ohio 40 $ 4,740,000 $ 118,500 $ 40,000
Erie, Pennsylvania 40 $ 3,654,000 $ 91,350 $ 47,000
Oconee, South Carolina 40 $ 5,755,000 $ 143,875 $ 58,000
Spotsylvania, Virginia 40 $ 7,494,000 $ 187,350 $ 56,000
Racine, Wisconsin 40 $ 5,852,000 $ 146,300 $ 41,000
Frederick, Maryland 39 $ 7,081,000 $ 181,564 $ 52,000
Scott, Minnesota 39 $ 7,571,000 $ 194,128 $ 43,000
Jackson, Mississippi 39 $ 3,769,000 $ 96,641 $ 41,000
Butler, Ohio 39 $ 4,551,000 $ 116,692 $ 37,000
Trumbull, Ohio 39 $ 3,959,000 $ 101,512 $ 53,000
Butler, Pennsylvania 39 $ 4,185,000 $ 107,307 $ 52,000
Marengo, Alabama 38 $ 3,199,000 $ 84,184 $ 47,000
Larimer, Colorado 38 $ 6,070,000 $ 159,736 $ 49,000
Calhoun, Florida 38 $ 2,389,000 $ 62,868 $ 52,000
Madison, Illinois 38 $ 4,582,000 $ 120,578 $ 34,000
West Carroll, Louisiana 38 $ 1,241,000 $ 32,657 $ 31,000
Sherburne, Minnesota 37 $ 6,845,000 $ 185,000 $ 56,000
Rankin, Mississippi 37 $ 3,450,000 $ 93,243 $ 43,000
Onondaga, New York 37 $ 4,065,000 $ 109,864 $ 44,000
Lancaster, South Carolina 37 $ 3,974,000 $ 107,405 $ 32,000
Sumter, South Carolina 37 $ 3,125,000 $ 84,459 $ 51,000
Brazoria, Texas 37 $ 5,508,000 $ 148,864 $ 76,000
Palm Beach, Florida 36 $ 6,300,000 $ 175,000 $ 97,000
Saginaw, Michigan 36 $ 3,798,000 $ 105,500 $ 38,000
Erie, Ohio 36 $ 4,646,000 $ 129,055 $ 48,000
Le Flore, Oklahoma 36 $ 2,567,000 $ 71,305 $ 30,000
Blair, Pennsylvania 36 $ 3,084,000 $ 85,666 $ 34,000
Lycoming, Pennsylvania 36 $ 2,956,000 $ 82,111 $ 39,000
Wilson, Tennessee 36 $ 3,779,000 $ 104,972 $ 56,000
Macon, Alabama 35 $ 3,064,000 $ 87,542 $ 46,000
Rock, Wisconsin 35 $ 3,812,000 $ 108,914 $ 45,000
Pike, Georgia 34 $ 5,262,000 $ 154,764 $ 52,000
Walton, Georgia 34 $ 5,339,000 $ 157,029 $ 55,000
Jackson, North Carolina 34 $ 7,851,000 $ 230,911 $ 95,000
McCormick, South Carolina 34 $ 3,795,000 $ 111,617 $ 42,000
Montgomery, Tennessee 34 $ 3,376,000 $ 99,294 $ 64,000
Rusk, Texas 34 $ 2,315,000 $ 68,088 $ 44,000
Ouachita, Arkansas 33 $ 1,954,000 $ 59,212 $ 47,000
Troup, Georgia 33 $ 2,401,000 $ 72,757 $ 71,000
Kenosha, Wisconsin 33 $ 4,367,000 $ 132,333 $ 42,000
Lowndes, Alabama 32 $ 3,458,000 $ 108,062 $ 68,000
Chatham, Georgia 32 $ 3,659,000 $ 114,343 $ 54,000
Lincoln, Louisiana 32 $ 2,123,000 $ 66,343 $ 54,000
Olmsted, Minnesota 32 $ 4,761,000 $ 148,781 $ 47,000
Kings, New York 32 $ 7,758,000 $ 242,437 $ 82,000
Hampton, South Carolina 32 $ 1,858,000 $ 58,062 $ 36,000
Scott, Iowa 31 $ 3,572,000 $ 115,225 $ 37,000
Ottawa, Michigan 31 $ 4,436,000 $ 143,096 $ 68,000
Cape Girardeau, Missouri 31 $ 2,937,000 $ 94,741 $ 46,000
Greene, Missouri 31 $ 3,316,000 $ 106,967 $ 48,000
Stafford, Virginia 31 $ 6,433,000 $ 207,516 $ 66,000
Hale, Alabama 30 $ 2,586,000 $ 86,200 $ 51,000
Washington, Alabama 30 $ 2,292,000 $ 76,400 $ 60,000
Montgomery, Arkansas 30 $ 2,142,000 $ 71,400 $ 76,000
Boulder, Colorado 30 $ 7,078,000 $ 235,933 $ 79,000
Calcasieu, Louisiana 30 $ 7,938,000 $ 264,600 $ 51,000
Cumberland, Maine 30 $ 4,887,000 $ 162,900 $ 55,000
Jackson, Michigan 30 $ 3,776,000 $ 125,866 $ 50,000
Licking, Ohio 30 $ 4,762,000 $ 158,733 $ 26,000
Sarasota, Florida 29 $ 3,986,000 $ 137,448 $ 63,000
Charles, Maryland 29 $ 5,597,000 $ 193,000 $ 76,000
Cass, Missouri 29 $ 4,018,000 $ 138,551 $ 46,000
Hillsborough, New Hampshire 29 $ 4,885,000 $ 168,448 $ 0
Richland, Ohio 29 $ 3,041,000 $ 104,862 $ 34,000
Wood, Ohio 29 $ 3,644,000 $ 125,655 $ 40,000
El Paso, Texas 29 $ 2,457,000 $ 84,724 $ 49,000
Richmond City, Virginia 29 $ 2,912,000 $ 100,413 $ 27,000
Barbour, Alabama 28 $ 2,510,000 $ 89,642 $ 42,000
Iberville, Louisiana 28 $ 2,267,000 $ 80,964 $ 59,000
Union, North Carolina 28 $ 9,154,000 $ 326,928 $ 74,000
Sandusky, Ohio 28 $ 2,605,000 $ 93,035 $ 36,000
Putnam, Tennessee 28 $ 4,790,000 $ 171,071 $ 132,000
Pinal, Arizona 27 $ 4,408,000 $ 163,259 $ 0
Gulf, Florida 27 $ 3,577,000 $ 132,481 $ 70,000
Tangipahoa, Louisiana 27 $ 3,417,000 $ 126,555 $ 65,000
Union, Louisiana 27 $ 1,838,000 $ 68,074 $ 48,000
Vermilion, Louisiana 27 $ 1,988,000 $ 73,629 $ 51,000
Muskegon, Michigan 27 $ 2,558,000 $ 94,740 $ 38,000
Cabarrus, North Carolina 27 $ 4,397,000 $ 162,851 $ 38,000
Guilford, North Carolina 27 $ 4,132,000 $ 153,037 $ 25,000
Wayne, Ohio 27 $ 3,738,000 $ 138,444 $ 50,000
Butler, Alabama 26 $ 1,614,000 $ 62,076 $ 50,000
Lake, Florida 26 $ 2,975,000 $ 114,423 $ 37,000
Fannin, Georgia 26 $ 2,930,000 $ 112,692 $ 52,000
Lincoln, Georgia 26 $ 2,062,000 $ 79,307 $ 77,000
Rockdale, Georgia 26 $ 3,523,000 $ 135,500 $ 91,000
Grant, Louisiana 26 $ 1,912,000 $ 73,538 $ 35,000
Cecil, Maryland 26 $ 4,418,000 $ 169,923 $ 53,000
Hampden, Massachusetts 26 $ 4,042,000 $ 155,461 $ 59,000
St. Clair, Michigan 26 $ 3,655,000 $ 140,576 $ 59,000
Rockingham, New Hampshire 26 $ 4,625,000 $ 177,884 $ 2,000
Galveston, Texas 26 $ 2,860,000 $ 110,000 $ 66,000
Randolph, Arkansas 25 $ 1,863,000 $ 74,520 $ 43,000
Houston, Georgia 25 $ 2,079,000 $ 83,160 $ 35,000
York, Maine 25 $ 3,965,000 $ 158,600 $ 50,000
New Hanover, North Carolina 25 $ 5,149,000 $ 205,960 $ 48,000
Mercer, Pennsylvania 25 $ 2,264,000 $ 90,560 $ 54,000
Roane, Tennessee 25 $ 2,433,000 $ 97,320 $ 50,000
Webb, Texas 25 $ 2,286,000 $ 91,440 $ 19,000
Hanover, Virginia 25 $ 4,994,000 $ 199,760 $ 51,000
Randolph, Alabama 24 $ 2,779,000 $ 115,791 $ 64,000
Ventura, California 24 $ 5,722,000 $ 238,416 $ 0
Bibb, Georgia 24 $ 2,654,000 $ 110,583 $ 49,000
Pottawattamie, Iowa 24 $ 2,692,000 $ 112,166 $ 49,000
Clark, Nevada 24 $ 7,982,000 $ 332,583 $ 0
Sandoval, New Mexico 24 $ 3,224,000 $ 134,333 $ 0
Cumberland, North Carolina 24 $ 2,109,000 $ 87,875 $ 44,000
Iredell, North Carolina 24 $ 6,058,000 $ 252,416 $ 172,000
Hancock, Ohio 24 $ 2,290,000 $ 95,416 $ 42,000
Mahoning, Ohio 24 $ 2,756,000 $ 114,833 $ 32,000
Canadian, Oklahoma 24 $ 2,516,000 $ 104,833 $ 58,000
Lawrence, Pennsylvania 24 $ 2,302,000 $ 95,916 $ 57,000
Gloucester, Virginia 24 $ 2,609,000 $ 108,708 $ 26,000
Walker, Alabama 23 $ 1,516,000 $ 65,913 $ 33,000
San Diego, California 23 $ 8,685,000 $ 377,608 $ 0
Penobscot, Maine 23 $ 2,804,000 $ 121,913 $ 53,000
Worcester, Maryland 23 $ 3,271,000 $ 142,217 $ 61,000
Livingston, Michigan 23 $ 4,443,000 $ 193,173 $ 54,000
Westchester, New York 23 $ 6,200,000 $ 269,565 $ 91,000
Buncombe, North Carolina 23 $ 3,459,000 $ 150,391 $ 87,000
Lebanon, Pennsylvania 23 $ 2,719,000 $ 118,217 $ 53,000
Schuylkill, Pennsylvania 23 $ 2,361,000 $ 102,652 $ 48,000
Orangeburg, South Carolina 23 $ 2,143,000 $ 93,173 $ 76,000
Roanoke, Virginia 23 $ 3,365,000 $ 146,304 $ 59,000
Glynn, Georgia 22 $ 3,737,000 $ 169,863 $ 65,000
Warren, Georgia 22 $ 1,432,000 $ 65,090 $ 48,000
St. Landry, Louisiana 22 $ 1,351,000 $ 61,409 $ 39,000
Carroll, Maryland 22 $ 4,423,000 $ 201,045 $ 61,000
Calhoun, Michigan 22 $ 2,100,000 $ 95,454 $ 40,000
Kalamazoo, Michigan 22 $ 2,810,000 $ 127,727 $ 57,000
Madison, Mississippi 22 $ 2,500,000 $ 113,636 $ 66,000
Lincoln, Missouri 22 $ 3,037,000 $ 138,045 $ 28,000
Fairfield, Ohio 22 $ 3,522,000 $ 160,090 $ 44,000
Jefferson, Ohio 22 $ 2,151,000 $ 97,772 $ 64,000
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Mortgage Loan Application Detail Totals for Regions Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 56,818 $6,829,110,000 $146,229 $6,000,000 $34,291 $9,500,000
Home Purchase (one-to-four family) 26,444 $3,321,248,000 $171,425 $3,654,000 $33,127 $9,000,000
Home Improvement (one-to-four family) 2,938 $53,015,000 $21,666 $717,000 $82,533 $9,999,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 6 $2,459,000 $414,250 $848,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 57,157 $6,336,228,000 $135,882 $6,000,000 $75,705 $9,999,000
Not applicable 12,115 $2,054,943,000 $180,530 $5,375,000 $0 $21,000
Black 7,578 $686,935,000 $111,607 $818,000 $61,000 $9,000,000
Information not provided by applicant in mail or telephone application 5,657 $687,391,000 $129,800 $2,448,000 $81,100 $1,810,000
Hispanic 2,283 $250,849,000 $138,857 $727,000 $59,535 $1,000,000
Asian or Pacific Islander 667 $97,302,000 $153,840 $1,200,000 $66,800 $888,000
Other 384 $50,104,000 $143,360 $836,000 $66,000 $642,000
American Indian or Alaskan Native 365 $42,080,000 $127,500 $800,000 $63,583 $396,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 81,823 $9,772,521,000 $156,693 $6,000,000 $36,816 $9,999,000
FHA-insured (Federal Housing Administration) 2,978 $277,967,000 $112,814 $354,000 $12,296 $1,184,000
VA-guaranteed (Veterans Administration) 1,399 $154,722,000 $115,523 $300,000 $14,047 $170,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $622,000 $103,000 $149,000 $27,000 $58,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 55,146 $6,121,811,000 $132,147 $6,000,000 $79,235 $9,999,000
Loan Purchased By The Institution 11,520 $1,924,244,000 $165,857 $762,000 $0 $0
Application Denied By Financial Institution 9,073 $860,216,000 $120,968 $3,654,000 $52,531 $7,440,000
File Closed For Incompleteness 3,941 $526,403,000 $139,827 $1,591,000 $64,275 $960,000
Application Withdrawn By Applicant 3,554 $394,100,000 $115,904 $1,418,000 $84,190 $9,000,000
Application Approved But Not Accepted 2,972 $379,058,000 $143,178 $2,013,000 $74,285 $876,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Regions Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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