Reliance First Capital, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Reliance First Capital, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Reliance First Capital, Llc 201 Old Country Road Suite 205 Wilmington, DE 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 4,723 |
| Total Mortgage Loan Application Amount | $1,100,385,000 |
| Average Mortgage Loan Application Amount | $241,000 |
| Highest Mortgage Loan Application Amount | $1,355,000 |
| Average Applicant Income | $103,333 |
| Highest Applicant Income | $2,698,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Reliance First Capital, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Reliance First Capital, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Reliance First Capital, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Reliance First Capital, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Reliance First Capital, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Reliance First Capital, Llc's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 740 | $ 143,950,000 | $ 195,151 | $ 73,757 |
| CLEVELAND-ELYRIA, OH | 308 | $ 67,500,000 | $ 219,000 | $ 102,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 226 | $ 54,560,000 | $ 241,000 | $ 89,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 185 | $ 47,095,000 | $ 277,000 | $ 115,000 |
| PITTSBURGH, PA | 143 | $ 24,355,000 | $ 170,000 | $ 79,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 117 | $ 45,665,000 | $ 390,000 | $ 161,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 111 | $ 28,305,000 | $ 255,000 | $ 86,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 86 | $ 34,210,000 | $ 396,500 | $ 133,000 |
| RALEIGH, NC | 66 | $ 17,830,000 | $ 270,000 | $ 97,000 |
| NEW YORK-NEWARK, NY | 64 | $ 20,140,000 | $ 313,500 | $ 113,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 58 | $ 14,380,000 | $ 226,500 | $ 100,000 |
| COLUMBUS, OH | 56 | $ 12,440,000 | $ 222,000 | $ 81,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 56 | $ 22,870,000 | $ 392,666 | $ 120,666 |
| MEMPHIS, TN-MS-AR | 50 | $ 9,810,000 | $ 205,333 | $ 72,666 |
| RICHMOND, VA | 50 | $ 11,010,000 | $ 220,000 | $ 88,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 49 | $ 9,175,000 | $ 187,000 | $ 91,000 |
| PHILADELPHIA, PA | 47 | $ 8,415,000 | $ 179,000 | $ 67,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 47 | $ 12,365,000 | $ 263,000 | $ 130,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 46 | $ 10,000,000 | $ 217,000 | $ 79,000 |
| CINCINNATI, OH-KY-IN | 44 | $ 10,040,000 | $ 226,666 | $ 78,000 |
| AKRON, OH | 43 | $ 9,015,000 | $ 209,000 | $ 90,000 |
| GREENSBORO-HIGH POINT, NC | 43 | $ 8,525,000 | $ 198,000 | $ 74,000 |
| KNOXVILLE, TN | 41 | $ 10,035,000 | $ 244,000 | $ 93,000 |
| NEW ORLEANS-METAIRIE, LA | 41 | $ 9,195,000 | $ 224,000 | $ 92,000 |
| ROCHESTER, NY | 40 | $ 7,090,000 | $ 177,000 | $ 83,000 |
| PROVIDENCE-WARWICK, RI-MA | 38 | $ 11,120,000 | $ 304,500 | $ 112,000 |
| BIRMINGHAM-HOOVER, AL | 36 | $ 6,920,000 | $ 192,000 | $ 74,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 36 | $ 8,690,000 | $ 250,000 | $ 74,000 |
| WINSTON-SALEM, NC | 36 | $ 7,160,000 | $ 198,000 | $ 77,000 |
| TUSCALOOSA, AL | 35 | $ 7,565,000 | $ 216,000 | $ 71,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 34 | $ 8,230,000 | $ 242,000 | $ 88,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 33 | $ 8,875,000 | $ 268,000 | $ 80,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 32 | $ 8,780,000 | $ 274,000 | $ 99,000 |
| ALBANY-SCHENECTADY-TROY, NY | 31 | $ 6,445,000 | $ 207,000 | $ 93,000 |
| HICKORY-LENOIR-MORGANTON, NC | 31 | $ 5,315,000 | $ 171,000 | $ 83,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 30 | $ 6,470,000 | $ 215,000 | $ 78,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 30 | $ 5,030,000 | $ 184,000 | $ 67,500 |
| FAYETTEVILLE, NC | 29 | $ 5,955,000 | $ 205,000 | $ 92,000 |
| ASHEVILLE, NC | 28 | $ 6,230,000 | $ 222,000 | $ 81,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 28 | $ 6,210,000 | $ 239,500 | $ 92,500 |
| COLUMBIA, SC | 28 | $ 5,940,000 | $ 212,000 | $ 91,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 28 | $ 7,290,000 | $ 260,000 | $ 123,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 28 | $ 9,530,000 | $ 340,000 | $ 143,000 |
| CHATTANOOGA, TN-GA | 27 | $ 5,825,000 | $ 197,500 | $ 61,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 26 | $ 6,080,000 | $ 233,000 | $ 80,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 24 | $ 6,250,000 | $ 260,000 | $ 112,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 23 | $ 7,145,000 | $ 310,000 | $ 130,000 |
| DURHAM-CHAPEL HILL, NC | 22 | $ 4,920,000 | $ 223,000 | $ 64,000 |
| WORCESTER, MA-CT | 22 | $ 6,910,000 | $ 280,500 | $ 96,500 |
| JACKSONVILLE, FL | 21 | $ 4,485,000 | $ 213,000 | $ 76,000 |
| NEWARK, NJ-PA | 21 | $ 6,195,000 | $ 263,500 | $ 109,500 |
| SYRACUSE, NY | 21 | $ 3,835,000 | $ 182,000 | $ 112,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 20 | $ 3,500,000 | $ 208,000 | $ 77,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 20 | $ 6,770,000 | $ 338,000 | $ 160,000 |
| NEW HAVEN-MILFORD, CT | 20 | $ 4,930,000 | $ 246,000 | $ 83,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 20 | $ 7,110,000 | $ 355,000 | $ 101,000 |
| CAMDEN, NJ | 19 | $ 4,505,000 | $ 237,000 | $ 96,000 |
| SALISBURY, MD-DE | 19 | $ 4,165,000 | $ 221,000 | $ 64,000 |
| ALBUQUERQUE, NM | 18 | $ 3,500,000 | $ 194,000 | $ 73,000 |
| SAVANNAH, GA | 18 | $ 4,320,000 | $ 240,000 | $ 80,000 |
| BOSTON, MA | 17 | $ 6,585,000 | $ 387,000 | $ 105,000 |
| MANCHESTER-NASHUA, NH | 16 | $ 4,730,000 | $ 295,000 | $ 113,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 16 | $ 2,750,000 | $ 171,000 | $ 80,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 16 | $ 2,700,000 | $ 168,000 | $ 58,000 |
| WILMINGTON, DE-MD-NJ | 16 | $ 3,460,000 | $ 275,500 | $ 142,500 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 15 | $ 3,315,000 | $ 221,000 | $ 83,000 |
| SPARTANBURG, SC | 15 | $ 2,475,000 | $ 165,000 | $ 55,000 |
| SPRINGFIELD, MA | 15 | $ 3,105,000 | $ 207,000 | $ 65,000 |
| CAPE CORAL-FORT MYERS, FL | 14 | $ 4,650,000 | $ 332,000 | $ 124,000 |
| CLARKSVILLE, TN-KY | 14 | $ 3,610,000 | $ 257,000 | $ 84,000 |
| EAST STROUDSBURG, PA | 14 | $ 3,070,000 | $ 219,000 | $ 83,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 14 | $ 2,610,000 | $ 186,000 | $ 91,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 14 | $ 4,390,000 | $ 313,000 | $ 99,000 |
| READING, PA | 14 | $ 2,330,000 | $ 166,000 | $ 64,000 |
| WILMINGTON, NC | 14 | $ 2,960,000 | $ 211,000 | $ 98,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 13 | $ 4,185,000 | $ 321,000 | $ 105,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 13 | $ 2,055,000 | $ 158,000 | $ 77,000 |
| MOBILE, AL | 13 | $ 1,895,000 | $ 145,000 | $ 80,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 13 | $ 2,725,000 | $ 209,000 | $ 64,000 |
| HUNTSVILLE, AL | 12 | $ 2,850,000 | $ 237,000 | $ 81,000 |
| JOHNSON CITY, TN | 12 | $ 2,520,000 | $ 210,000 | $ 119,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 12 | $ 2,850,000 | $ 237,000 | $ 82,000 |
| PORTLAND-SOUTH PORTLAND, ME | 12 | $ 3,070,000 | $ 255,000 | $ 79,000 |
| CANTON-MASSILLON, OH | 11 | $ 2,745,000 | $ 249,000 | $ 116,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 11 | $ 3,205,000 | $ 291,000 | $ 92,000 |
| GARY, IN | 11 | $ 2,555,000 | $ 232,000 | $ 83,000 |
| KINGSTON, NY | 11 | $ 1,855,000 | $ 168,000 | $ 82,000 |
| LYNCHBURG, VA | 11 | $ 2,065,000 | $ 187,000 | $ 68,000 |
| YORK-HANOVER, PA | 11 | $ 1,685,000 | $ 153,000 | $ 54,000 |
| COLUMBUS, GA-AL | 10 | $ 2,210,000 | $ 205,000 | $ 105,500 |
| FLORENCE, SC | 10 | $ 1,600,000 | $ 160,000 | $ 61,000 |
| JACKSON, TN | 10 | $ 1,670,000 | $ 167,000 | $ 66,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 10 | $ 1,610,000 | $ 207,000 | $ 99,000 |
| ERIE, PA | 9 | $ 1,945,000 | $ 216,000 | $ 71,000 |
| GAINESVILLE, GA | 9 | $ 2,065,000 | $ 229,000 | $ 65,000 |
| GRAND RAPIDS-WYOMING, MI | 9 | $ 1,855,000 | $ 206,000 | $ 89,000 |
| HARRISBURG-CARLISLE, PA | 9 | $ 2,195,000 | $ 243,000 | $ 79,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 9 | $ 1,955,000 | $ 187,000 | $ 72,000 |
| LANCASTER, PA | 9 | $ 2,475,000 | $ 275,000 | $ 90,000 |
| LEXINGTON-FAYETTE, KY | 9 | $ 2,195,000 | $ 243,000 | $ 70,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 9 | $ 3,085,000 | $ 342,000 | $ 89,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 9 | $ 2,285,000 | $ 253,000 | $ 92,000 |
| PORT ST. LUCIE, FL | 9 | $ 2,005,000 | $ 222,000 | $ 109,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 9 | $ 3,645,000 | $ 405,000 | $ 143,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 9 | $ 1,535,000 | $ 190,000 | $ 82,500 |
| TOLEDO, OH | 9 | $ 1,425,000 | $ 158,000 | $ 71,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 9 | $ 2,535,000 | $ 281,000 | $ 87,000 |
| BATON ROUGE, LA | 8 | $ 1,930,000 | $ 241,000 | $ 173,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 8 | $ 2,450,000 | $ 306,000 | $ 106,000 |
| DALLAS-PLANO-IRVING, TX | 8 | $ 1,870,000 | $ 233,000 | $ 117,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 8 | $ 1,830,000 | $ 228,000 | $ 92,000 |
| JACKSON, MS | 8 | $ 1,540,000 | $ 192,000 | $ 81,000 |
| LAKELAND-WINTER HAVEN, FL | 8 | $ 2,150,000 | $ 268,000 | $ 79,000 |
| MORRISTOWN, TN | 8 | $ 1,470,000 | $ 183,000 | $ 72,000 |
| ROANOKE, VA | 8 | $ 1,720,000 | $ 215,000 | $ 74,000 |
| DOVER, DE | 7 | $ 1,955,000 | $ 279,000 | $ 81,000 |
| FORT SMITH, AR-OK | 7 | $ 1,445,000 | $ 206,000 | $ 91,000 |
| JACKSONVILLE, NC | 7 | $ 1,615,000 | $ 230,000 | $ 71,000 |
| UTICA-ROME, NY | 7 | $ 1,105,000 | $ 157,000 | $ 58,000 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 1,580,000 | $ 263,000 | $ 86,000 |
| BINGHAMTON, NY | 6 | $ 800,000 | $ 133,000 | $ 99,000 |
| BURLINGTON, NC | 6 | $ 1,620,000 | $ 270,000 | $ 80,000 |
| CHARLOTTESVILLE, VA | 6 | $ 1,200,000 | $ 200,000 | $ 62,000 |
| HOUMA-THIBODAUX, LA | 6 | $ 1,250,000 | $ 208,000 | $ 73,000 |
| LAFAYETTE, LA | 6 | $ 830,000 | $ 138,000 | $ 64,000 |
| NEW BERN, NC | 6 | $ 1,020,000 | $ 170,000 | $ 79,000 |
| NORWICH-NEW LONDON, CT | 6 | $ 1,770,000 | $ 295,000 | $ 113,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 6 | $ 1,670,000 | $ 278,000 | $ 82,000 |
| ROCKY MOUNT, NC | 6 | $ 1,040,000 | $ 173,000 | $ 75,000 |
| SUMTER, SC | 6 | $ 1,010,000 | $ 168,000 | $ 75,000 |
| TUCSON, AZ | 6 | $ 820,000 | $ 136,000 | $ 59,000 |
| VALDOSTA, GA | 6 | $ 1,050,000 | $ 175,000 | $ 81,000 |
| CHEYENNE, WY | 5 | $ 1,025,000 | $ 205,000 | $ 59,000 |
| CLEVELAND, TN | 5 | $ 685,000 | $ 137,000 | $ 65,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 5 | $ 1,375,000 | $ 275,000 | $ 114,000 |
| GLENS FALLS, NY | 5 | $ 1,235,000 | $ 247,000 | $ 76,000 |
| HATTIESBURG, MS | 5 | $ 1,115,000 | $ 223,000 | $ 77,000 |
| HOMOSASSA SPRINGS, FL | 5 | $ 965,000 | $ 193,000 | $ 53,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5 | $ 1,555,000 | $ 311,000 | $ 161,000 |
| JONESBORO, AR | 5 | $ 895,000 | $ 179,000 | $ 112,000 |
| MONTGOMERY, AL | 5 | $ 665,000 | $ 133,000 | $ 69,000 |
| OCALA, FL | 5 | $ 1,015,000 | $ 203,000 | $ 56,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 845,000 | $ 169,000 | $ 57,000 |
| ROME, GA | 5 | $ 1,125,000 | $ 225,000 | $ 109,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 705,000 | $ 141,000 | $ 75,000 |
| ALBANY, GA | 4 | $ 580,000 | $ 145,000 | $ 46,000 |
| AUBURN-OPELIKA, AL | 4 | $ 1,050,000 | $ 262,000 | $ 99,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,560,000 | $ 390,000 | $ 88,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 4 | $ 780,000 | $ 195,000 | $ 70,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 500,000 | $ 125,000 | $ 51,000 |
| GREENVILLE, NC | 4 | $ 870,000 | $ 217,000 | $ 72,000 |
| MUSKEGON, MI | 4 | $ 800,000 | $ 200,000 | $ 63,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 4 | $ 790,000 | $ 197,000 | $ 124,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 720,000 | $ 180,000 | $ 62,000 |
| TEXARKANA, TX-AR | 4 | $ 470,000 | $ 117,000 | $ 44,000 |
| ALEXANDRIA, LA | 3 | $ 455,000 | $ 151,000 | $ 51,000 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 525,000 | $ 175,000 | $ 80,000 |
| BANGOR, ME | 3 | $ 485,000 | $ 161,000 | $ 60,000 |
| BARNSTABLE TOWN, MA | 3 | $ 935,000 | $ 311,000 | $ 72,000 |
| BAY CITY, MI | 3 | $ 365,000 | $ 121,000 | $ 53,000 |
| CASPER, WY | 3 | $ 775,000 | $ 258,000 | $ 105,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 465,000 | $ 155,000 | $ 20,000 |
| DALTON, GA | 3 | $ 495,000 | $ 165,000 | $ 68,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3 | $ 975,000 | $ 325,000 | $ 81,000 |
| ELKHART-GOSHEN, IN | 3 | $ 405,000 | $ 135,000 | $ 94,000 |
| FORT WAYNE, IN | 3 | $ 705,000 | $ 235,000 | $ 73,000 |
| GAINESVILLE, FL | 3 | $ 645,000 | $ 215,000 | $ 115,000 |
| GOLDSBORO, NC | 3 | $ 435,000 | $ 145,000 | $ 56,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 425,000 | $ 141,000 | $ 77,000 |
| HOT SPRINGS, AR | 3 | $ 615,000 | $ 205,000 | $ 81,000 |
| JOHNSTOWN, PA | 3 | $ 305,000 | $ 101,000 | $ 55,000 |
| KANSAS CITY, MO-KS | 3 | $ 815,000 | $ 271,000 | $ 333,000 |
| KILLEEN-TEMPLE, TX | 3 | $ 525,000 | $ 175,000 | $ 67,000 |
| LAS CRUCES, NM | 3 | $ 485,000 | $ 161,000 | $ 90,000 |
| LEWISTON-AUBURN, ME | 3 | $ 1,015,000 | $ 338,000 | $ 100,000 |
| MACON-BIBB COUNTY, GA | 3 | $ 585,000 | $ 195,000 | $ 70,000 |
| MONROE, LA | 3 | $ 365,000 | $ 121,000 | $ 76,000 |
| PANAMA CITY, FL | 3 | $ 645,000 | $ 215,000 | $ 73,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3 | $ 1,105,000 | $ 320,000 | $ 94,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3 | $ 1,295,000 | $ 431,000 | $ 139,000 |
| SEBRING, FL | 3 | $ 535,000 | $ 178,000 | $ 54,000 |
| STOCKTON-LODI, CA | 3 | $ 545,000 | $ 181,000 | $ 83,000 |
| WHEELING, WV-OH | 3 | $ 305,000 | $ 101,000 | $ 63,000 |
| WILLIAMSPORT, PA | 3 | $ 565,000 | $ 188,000 | $ 97,000 |
| WINCHESTER, VA-WV | 3 | $ 595,000 | $ 198,000 | $ 111,000 |
| ANN ARBOR, MI | 2 | $ 220,000 | $ 110,000 | $ 174,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| BATTLE CREEK, MI | 2 | $ 250,000 | $ 125,000 | $ 92,000 |
| BILLINGS, MT | 2 | $ 840,000 | $ 420,000 | $ 102,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 270,000 | $ 135,000 | $ 65,000 |
| BOWLING GREEN, KY | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| BRUNSWICK, GA | 2 | $ 170,000 | $ 85,000 | $ 47,000 |
| CHICAGO-NAPERVILLE, IL | 2 | $ 790,000 | $ 395,000 | $ 245,000 |
| COLUMBUS, IN | 2 | $ 640,000 | $ 320,000 | $ 133,000 |
| ELMIRA, NY | 2 | $ 240,000 | $ 120,000 | $ 72,000 |
| EUGENE, OR | 2 | $ 460,000 | $ 230,000 | $ 46,000 |
| FORT COLLINS, CO | 2 | $ 650,000 | $ 325,000 | $ 92,000 |
| GREAT FALLS, MT | 2 | $ 500,000 | $ 250,000 | $ 83,000 |
| GREELEY, CO | 2 | $ 880,000 | $ 440,000 | $ 251,000 |
| HAMMOND, LA | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
| HARRISONBURG, VA | 2 | $ 340,000 | $ 170,000 | $ 154,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 360,000 | $ 180,000 | $ 79,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 840,000 | $ 420,000 | $ 96,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 360,000 | $ 180,000 | $ 57,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 320,000 | $ 160,000 | $ 71,000 |
| LANSING-EAST LANSING, MI | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| LIMA, OH | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| PUEBLO, CO | 2 | $ 400,000 | $ 200,000 | $ 46,000 |
| PUNTA GORDA, FL | 2 | $ 430,000 | $ 215,000 | $ 69,000 |
| STATE COLLEGE, PA | 2 | $ 380,000 | $ 190,000 | $ 73,000 |
| TALLAHASSEE, FL | 2 | $ 230,000 | $ 115,000 | $ 64,000 |
| TERRE HAUTE, IN | 2 | $ 240,000 | $ 120,000 | $ 45,000 |
| TOPEKA, KS | 2 | $ 410,000 | $ 205,000 | $ 98,000 |
| WACO, TX | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| WARNER ROBINS, GA | 2 | $ 210,000 | $ 105,000 | $ 56,000 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 290,000 | $ 145,000 | $ 89,000 |
| ALBANY, OR | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| BLOOMINGTON, IN | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 275,000 | $ 275,000 | $ 43,000 |
| COLORADO SPRINGS, CO | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| CORPUS CHRISTI, TX | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 875,000 | $ 875,000 | $ 225,000 |
| DECATUR, AL | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| DOTHAN, AL | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| DULUTH, MN-WI | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| EVANSVILLE, IN-KY | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| FARMINGTON, NM | 1 | $ 175,000 | $ 175,000 | $ 116,000 |
| FLINT, MI | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 465,000 | $ 465,000 | $ 114,000 |
| GADSDEN, AL | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| GETTYSBURG, PA | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| ITHACA, NY | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| JACKSON, MI | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| LAKE CHARLES, LA | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| LEBANON, PA | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| LEWISTON, ID-WA | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| LONGVIEW, TX | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 175,000 | $ 175,000 | $ 192,000 |
| MERCED, CA | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| MISSOULA, MT | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| MONROE, MI | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 725,000 | $ 725,000 | $ 99,000 |
| MUNCIE, IN | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| ODESSA, TX | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| OWENSBORO, KY | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| PINE BLUFF, AR | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| PITTSFIELD, MA | 1 | $ 185,000 | $ 185,000 | $ 305,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 255,000 | $ 255,000 | $ 162,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 485,000 | $ 485,000 | $ 157,000 |
| SAGINAW, MI | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| SALINAS, CA | 1 | $ 495,000 | $ 495,000 | $ 111,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1 | $ 565,000 | $ 565,000 | $ 238,000 |
| SAN DIEGO-CARLSBAD, CA | 1 | $ 655,000 | $ 655,000 | $ 259,000 |
| SANTA FE, NM | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 375,000 | $ 375,000 | $ 129,000 |
| SPRINGFIELD, IL | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| SPRINGFIELD, OH | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| ST. LOUIS, MO-IL | 1 | $ 675,000 | $ 675,000 | $ 179,000 |
| TACOMA-LAKEWOOD, WA | 1 | $ 645,000 | $ 645,000 | $ 118,000 |
| THE VILLAGES, FL | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| WICHITA, KS | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| YAKIMA, WA | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Reliance First Capital, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 3,846 | $878,120,000 | $228,000 | $1,355,000 | $86,000 | $1,095,000 |
| Home Purchase | 811 | $206,345,000 | $254,000 | $1,085,000 | $113,000 | $2,698,000 |
| Refinancing | 66 | $15,920,000 | $241,000 | $845,000 | $111,000 | $475,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,880 | $661,900,000 | $229,000 | $1,225,000 | $92,000 | $2,352,000 |
| Black or African American | 769 | $174,315,000 | $226,000 | $805,000 | $83,000 | $1,754,000 |
| Not Provided | 766 | $181,000,000 | $236,000 | $1,085,000 | $92,000 | $684,000 |
| Hispanic | 204 | $54,450,000 | $266,000 | $1,355,000 | $86,000 | $548,000 |
| Asian | 55 | $17,265,000 | $313,000 | $1,195,000 | $166,000 | $2,698,000 |
| American Indian or Alaskan Native | 43 | $9,845,000 | $228,000 | $705,000 | $79,000 | $243,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,610,000 | $268,000 | $435,000 | $63,000 | $74,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,104 | $480,680,000 | $228,000 | $905,000 | $82,000 | $453,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,915 | $433,125,000 | $226,000 | $1,355,000 | $103,000 | $2,698,000 |
| VA-guaranteed (Veterans Administration) | 655 | $177,095,000 | $270,000 | $1,225,000 | $86,000 | $456,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $9,485,000 | $193,000 | $275,000 | $72,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,764 | $879,020,000 | $233,000 | $1,355,000 | $92,000 | $2,352,000 |
| Application Approved But Not Accepted | 758 | $176,920,000 | $233,000 | $1,225,000 | $92,000 | $2,698,000 |
| Application Denied By Financial Institution | 201 | $44,445,000 | $221,000 | $805,000 | $78,000 | $684,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,522 | $1,055,940,000 | $233,000 | $1,355,000 | $92,000 | $2,698,000 |
| Collateral | 52 | $11,160,000 | $214,000 | $805,000 | $87,000 | $684,000 |
| Credit History | 51 | $9,975,000 | $195,000 | $405,000 | $77,000 | $178,000 |
| Debt-To-Income Ratio | 46 | $10,500,000 | $228,000 | $705,000 | $63,000 | $191,000 |
| Unverifiable Information | 18 | $3,990,000 | $221,000 | $465,000 | $68,000 | $153,000 |
| Other | 15 | $3,215,000 | $214,000 | $415,000 | $105,000 | $428,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $3,345,000 | $304,000 | $655,000 | $99,000 | $332,000 |
| Employment History | 8 | $2,260,000 | $282,000 | $525,000 | $67,000 | $240,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliance First Capital, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.