Reliance First Capital, LLC Mortgage Lending & HMDA Data, 2023

In 2023, Reliance First Capital, LLC of Melville, NY reported 4,723 mortgage applications totaling $1.1 billion, down 25% from 2022. The average application was for $232,984, and applicants reported an average income of $90,985. 80% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Cleveland-Elyria, OH (308), Atlanta-Sandy Springs-Roswell, GA (226) and Charlotte-Concord-Gastonia, NC-SC (185) (applications in parentheses).

Mortgage Company & Address Reliance First Capital, LLC
201 Old Country Road Suite 205
Melville, NY 11747
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 4,723
Total Mortgage Loan Application Amount $1,100,385,000
Average Mortgage Loan Application Amount $232,984
Highest Mortgage Loan Application Amount $1,355,000
Average Applicant Income $90,985
Highest Applicant Income $2,698,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliance First Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Reliance First Capital, LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 206 $ 40,640,000 $ 197,281 $ 93,000
Suffolk, New York 82 $ 31,260,000 $ 381,219 $ 170,000
Allegheny, Pennsylvania 72 $ 13,120,000 $ 182,222 $ 86,000
Mecklenburg, North Carolina 70 $ 16,760,000 $ 239,428 $ 107,000
Davidson, Tennessee 50 $ 12,410,000 $ 248,200 $ 83,000
Westmoreland, Pennsylvania 46 $ 7,220,000 $ 156,956 $ 70,000
Wake, North Carolina 40 $ 11,770,000 $ 294,250 $ 107,000
Medina, Ohio 40 $ 12,600,000 $ 315,000 $ 136,000
Franklin, Ohio 39 $ 7,715,000 $ 197,820 $ 69,000
Erie, New York 38 $ 7,390,000 $ 194,473 $ 94,000
Shelby, Tennessee 38 $ 7,370,000 $ 193,947 $ 80,000
Nassau, New York 35 $ 14,405,000 $ 411,571 $ 139,000
Philadelphia, Pennsylvania 35 $ 6,015,000 $ 171,857 $ 68,000
Monroe, New York 34 $ 6,010,000 $ 176,764 $ 79,000
Tuscaloosa, Alabama 33 $ 7,135,000 $ 216,212 $ 70,000
Summit, Ohio 33 $ 6,415,000 $ 194,393 $ 85,000
Gwinnett, Georgia 31 $ 7,325,000 $ 236,290 $ 80,000
Lorain, Ohio 28 $ 6,260,000 $ 223,571 $ 124,000
Cobb, Georgia 27 $ 8,625,000 $ 319,444 $ 96,000
Fulton, Georgia 26 $ 6,360,000 $ 244,615 $ 80,000
Lake, Ohio 26 $ 5,790,000 $ 222,692 $ 104,000
DeKalb, Georgia 24 $ 3,990,000 $ 166,250 $ 56,000
Guilford, North Carolina 24 $ 5,300,000 $ 220,833 $ 81,000
Broward, Florida 23 $ 7,145,000 $ 310,652 $ 130,000
Horry, South Carolina 23 $ 5,005,000 $ 217,608 $ 65,000
Henry, Georgia 21 $ 5,955,000 $ 283,571 $ 102,000
Queens, New York 21 $ 9,125,000 $ 434,523 $ 129,000
Greenville, South Carolina 21 $ 4,885,000 $ 232,619 $ 89,000
Pulaski, Arkansas 20 $ 4,000,000 $ 200,000 $ 77,000
New Haven, Connecticut 20 $ 4,930,000 $ 246,500 $ 83,000
Palm Beach, Florida 20 $ 7,110,000 $ 355,500 $ 101,000
Marion, Indiana 20 $ 3,890,000 $ 194,500 $ 73,000
Worcester, Massachusetts 20 $ 6,430,000 $ 321,500 $ 106,000
Johnston, North Carolina 20 $ 4,500,000 $ 225,000 $ 74,000
Providence, Rhode Island 20 $ 5,910,000 $ 295,500 $ 106,000
Charleston, South Carolina 20 $ 5,310,000 $ 265,500 $ 77,000
York, South Carolina 20 $ 6,100,000 $ 305,000 $ 139,000
Hartford, Connecticut 19 $ 4,925,000 $ 259,210 $ 132,000
Hamilton, Tennessee 19 $ 4,375,000 $ 230,263 $ 73,000
Knox, Tennessee 19 $ 5,115,000 $ 269,210 $ 95,000
Jefferson, Alabama 18 $ 3,640,000 $ 202,222 $ 83,000
Iredell, North Carolina 18 $ 4,220,000 $ 234,444 $ 79,000
Union, North Carolina 18 $ 5,810,000 $ 322,777 $ 113,000
Hillsborough, Florida 17 $ 4,995,000 $ 293,823 $ 86,000
Orleans, Louisiana 17 $ 4,525,000 $ 266,176 $ 92,000
Prince George's, Maryland 17 $ 5,205,000 $ 306,176 $ 88,000
Dutchess, New York 17 $ 4,735,000 $ 278,529 $ 104,000
Cabarrus, North Carolina 17 $ 4,415,000 $ 259,705 $ 82,000
Catawba, North Carolina 17 $ 2,935,000 $ 172,647 $ 84,000
Gaston, North Carolina 17 $ 3,835,000 $ 225,588 $ 95,000
Jefferson, Kentucky 16 $ 2,390,000 $ 149,375 $ 57,000
Jefferson, Louisiana 16 $ 3,110,000 $ 194,375 $ 106,000
Hillsborough, New Hampshire 16 $ 4,730,000 $ 295,625 $ 113,000
Rockingham, New Hampshire 16 $ 4,360,000 $ 272,500 $ 133,000
Cumberland, North Carolina 16 $ 3,200,000 $ 200,000 $ 90,000
Durham, North Carolina 16 $ 3,830,000 $ 239,375 $ 67,000
Forsyth, North Carolina 16 $ 2,810,000 $ 175,625 $ 62,000
Pasco, Florida 15 $ 3,945,000 $ 263,000 $ 236,000
Bernalillo, New Mexico 15 $ 2,845,000 $ 189,666 $ 72,000
Montgomery, Pennsylvania 15 $ 4,545,000 $ 303,000 $ 155,000
Richland, South Carolina 15 $ 3,195,000 $ 213,000 $ 98,000
Spartanburg, South Carolina 15 $ 2,475,000 $ 165,000 $ 55,000
New Castle, Delaware 14 $ 2,750,000 $ 196,428 $ 70,000
Lee, Florida 14 $ 4,650,000 $ 332,142 $ 124,000
Clayton, Georgia 14 $ 2,720,000 $ 194,285 $ 61,000
Baltimore, Maryland 14 $ 4,090,000 $ 292,142 $ 98,000
Albany, New York 14 $ 2,870,000 $ 205,000 $ 101,000
Orange, New York 14 $ 4,010,000 $ 286,428 $ 99,000
Davidson, North Carolina 14 $ 3,060,000 $ 218,571 $ 74,000
Berks, Pennsylvania 14 $ 2,330,000 $ 166,428 $ 64,000
Monroe, Pennsylvania 14 $ 3,070,000 $ 219,285 $ 83,000
Henrico, Virginia 14 $ 3,120,000 $ 222,857 $ 80,000
Fairfield, Connecticut 13 $ 4,185,000 $ 321,923 $ 105,000
Brevard, Florida 13 $ 2,725,000 $ 209,615 $ 64,000
Douglas, Georgia 13 $ 2,875,000 $ 221,153 $ 86,000
Hampden, Massachusetts 13 $ 2,725,000 $ 209,615 $ 67,000
Middlesex, Massachusetts 13 $ 4,445,000 $ 341,923 $ 175,000
Wayne, Michigan 13 $ 2,055,000 $ 158,076 $ 77,000
Ocean, New Jersey 13 $ 4,485,000 $ 345,000 $ 129,000
Onondaga, New York 13 $ 2,515,000 $ 193,461 $ 136,000
Brunswick, North Carolina 13 $ 3,685,000 $ 283,461 $ 83,000
Montgomery, Tennessee 13 $ 3,335,000 $ 256,538 $ 83,000
Rutherford, Tennessee 13 $ 2,975,000 $ 228,846 $ 68,000
Madison, Alabama 12 $ 2,850,000 $ 237,500 $ 81,000
Mobile, Alabama 12 $ 1,740,000 $ 145,000 $ 78,000
St. Clair, Alabama 12 $ 2,100,000 $ 175,000 $ 59,000
Chatham, Georgia 12 $ 3,000,000 $ 250,000 $ 79,000
Kings, New York 12 $ 5,860,000 $ 488,333 $ 145,000
Randolph, North Carolina 12 $ 2,120,000 $ 176,666 $ 69,000
Butler, Ohio 12 $ 3,020,000 $ 251,666 $ 119,000
Warren, Ohio 12 $ 3,660,000 $ 305,000 $ 84,000
Delaware, Pennsylvania 12 $ 2,400,000 $ 200,000 $ 62,000
Sevier, Tennessee 12 $ 3,140,000 $ 261,666 $ 91,000
Niagara, New York 11 $ 1,785,000 $ 162,272 $ 79,000
Richmond, New York 11 $ 3,625,000 $ 329,545 $ 120,000
Ulster, New York 11 $ 1,855,000 $ 168,636 $ 82,000
New Hanover, North Carolina 11 $ 2,555,000 $ 232,272 $ 114,000
Stark, Ohio 11 $ 2,745,000 $ 249,545 $ 116,000
Luzerne, Pennsylvania 11 $ 2,155,000 $ 195,909 $ 83,000
York, Pennsylvania 11 $ 1,685,000 $ 153,181 $ 54,000
Chesterfield, Virginia 11 $ 2,395,000 $ 217,727 $ 81,000
Prince William, Virginia 11 $ 4,865,000 $ 442,272 $ 147,000
Benton, Arkansas 10 $ 2,140,000 $ 214,000 $ 88,000
Duval, Florida 10 $ 2,080,000 $ 208,000 $ 72,000
Volusia, Florida 10 $ 2,920,000 $ 292,000 $ 94,000
Columbia, Georgia 10 $ 2,220,000 $ 222,000 $ 116,000
Paulding, Georgia 10 $ 2,440,000 $ 244,000 $ 86,000
Monmouth, New Jersey 10 $ 3,190,000 $ 319,000 $ 128,000
Buncombe, North Carolina 10 $ 2,350,000 $ 235,000 $ 68,000
Portage, Ohio 10 $ 2,600,000 $ 260,000 $ 109,000
Beaufort, South Carolina 10 $ 3,100,000 $ 310,000 $ 87,000
Lexington, South Carolina 10 $ 2,140,000 $ 214,000 $ 78,000
Hanover, Virginia 10 $ 2,210,000 $ 221,000 $ 121,000
Norfolk, Virginia 10 $ 1,950,000 $ 195,000 $ 66,000
Virginia Beach, Virginia 10 $ 2,580,000 $ 258,000 $ 93,000
Sussex, Delaware 9 $ 2,365,000 $ 262,777 $ 71,000
Miami-Dade, Florida 9 $ 3,085,000 $ 342,777 $ 89,000
Orange, Florida 9 $ 2,015,000 $ 223,888 $ 66,000
Pinellas, Florida 9 $ 2,055,000 $ 228,333 $ 82,000
Hall, Georgia 9 $ 2,065,000 $ 229,444 $ 65,000
Hamilton, Indiana 9 $ 2,525,000 $ 280,555 $ 87,000
Bristol, Massachusetts 9 $ 2,955,000 $ 328,333 $ 125,000
Harrison, Mississippi 9 $ 1,595,000 $ 177,222 $ 87,000
Lincoln, North Carolina 9 $ 1,705,000 $ 189,444 $ 64,000
Bucks, Pennsylvania 9 $ 2,615,000 $ 290,555 $ 107,000
Erie, Pennsylvania 9 $ 1,945,000 $ 216,111 $ 71,000
Lancaster, Pennsylvania 9 $ 2,475,000 $ 275,000 $ 90,000
Washington, Pennsylvania 9 $ 1,615,000 $ 179,444 $ 75,000
Aiken, South Carolina 9 $ 2,615,000 $ 290,555 $ 94,000
Berkeley, South Carolina 9 $ 2,765,000 $ 307,222 $ 99,000
Cumberland, Tennessee 9 $ 2,065,000 $ 229,444 $ 97,000
Sumner, Tennessee 9 $ 2,035,000 $ 226,111 $ 64,000
Washington, Tennessee 9 $ 1,645,000 $ 182,777 $ 64,000
Hampton, Virginia 9 $ 1,585,000 $ 176,111 $ 56,000
Talladega, Alabama 8 $ 1,910,000 $ 238,750 $ 81,000
Lake, Florida 8 $ 1,910,000 $ 238,750 $ 86,000
Polk, Florida 8 $ 2,150,000 $ 268,750 $ 79,000
Sarasota, Florida 8 $ 1,830,000 $ 228,750 $ 87,000
St. Joseph, Indiana 8 $ 1,320,000 $ 165,000 $ 62,000
Anne Arundel, Maryland 8 $ 2,130,000 $ 266,250 $ 93,000
Norfolk, Massachusetts 8 $ 3,180,000 $ 397,500 $ 104,000
Strafford, New Hampshire 8 $ 1,890,000 $ 236,250 $ 69,000
Bergen, New Jersey 8 $ 4,140,000 $ 517,500 $ 156,000
Schenectady, New York 8 $ 1,700,000 $ 212,500 $ 81,000
Haywood, North Carolina 8 $ 1,490,000 $ 186,250 $ 113,000
Henderson, North Carolina 8 $ 2,070,000 $ 258,750 $ 72,000
Geauga, Ohio 8 $ 2,210,000 $ 276,250 $ 82,000
Hamilton, Ohio 8 $ 1,160,000 $ 145,000 $ 91,000
Trumbull, Ohio 8 $ 1,210,000 $ 151,250 $ 56,000
Beaver, Pennsylvania 8 $ 1,170,000 $ 146,250 $ 70,000
Lehigh, Pennsylvania 8 $ 1,520,000 $ 190,000 $ 57,000
Northampton, Pennsylvania 8 $ 1,310,000 $ 163,750 $ 71,000
Florence, South Carolina 8 $ 1,410,000 $ 176,250 $ 64,000
Madison, Tennessee 8 $ 1,340,000 $ 167,500 $ 60,000
Williamson, Tennessee 8 $ 2,610,000 $ 326,250 $ 84,000
San Bernardino, California 7 $ 3,195,000 $ 456,428 $ 164,000
Middlesex, Connecticut 7 $ 2,045,000 $ 292,142 $ 113,000
Kent, Delaware 7 $ 1,955,000 $ 279,285 $ 81,000
Carroll, Georgia 7 $ 1,225,000 $ 175,000 $ 248,000
Cherokee, Georgia 7 $ 2,225,000 $ 317,857 $ 132,000
Coweta, Georgia 7 $ 1,985,000 $ 283,571 $ 104,000
Richmond, Georgia 7 $ 1,045,000 $ 149,285 $ 62,000
Troup, Georgia 7 $ 935,000 $ 133,571 $ 55,000
Montgomery, Maryland 7 $ 1,865,000 $ 266,428 $ 71,000
Essex, Massachusetts 7 $ 2,325,000 $ 332,142 $ 134,000
Plymouth, Massachusetts 7 $ 1,985,000 $ 283,571 $ 95,000
Kent, Michigan 7 $ 1,405,000 $ 200,714 $ 93,000
Merrimack, New Hampshire 7 $ 1,595,000 $ 227,857 $ 118,000
Burlington, New Jersey 7 $ 1,695,000 $ 242,142 $ 107,000
Middlesex, New Jersey 7 $ 2,335,000 $ 333,571 $ 108,000
Westchester, New York 7 $ 2,535,000 $ 362,142 $ 85,000
Burke, North Carolina 7 $ 1,135,000 $ 162,142 $ 80,000
Cleveland, North Carolina 7 $ 885,000 $ 126,428 $ 50,000
Hoke, North Carolina 7 $ 1,585,000 $ 226,428 $ 96,000
Onslow, North Carolina 7 $ 1,615,000 $ 230,714 $ 71,000
Rockingham, North Carolina 7 $ 1,105,000 $ 157,857 $ 58,000
Rowan, North Carolina 7 $ 1,465,000 $ 209,285 $ 105,000
Kent, Rhode Island 7 $ 1,765,000 $ 252,142 $ 82,000
Lancaster, South Carolina 7 $ 2,435,000 $ 347,857 $ 115,000
Pickens, South Carolina 7 $ 1,645,000 $ 235,000 $ 90,000
Robertson, Tennessee 7 $ 1,605,000 $ 229,285 $ 69,000
Loudoun, Virginia 7 $ 3,565,000 $ 509,285 $ 182,000
Newport News, Virginia 7 $ 1,495,000 $ 213,571 $ 67,000
Pima, Arizona 6 $ 820,000 $ 136,666 $ 59,000
Saline, Arkansas 6 $ 1,570,000 $ 261,666 $ 89,000
New London, Connecticut 6 $ 1,770,000 $ 295,000 $ 113,000
Hernando, Florida 6 $ 1,370,000 $ 228,333 $ 68,000
Seminole, Florida 6 $ 1,570,000 $ 261,666 $ 105,000
St. Lucie, Florida 6 $ 1,510,000 $ 251,666 $ 120,000
Effingham, Georgia 6 $ 1,320,000 $ 220,000 $ 81,000
Walton, Georgia 6 $ 1,000,000 $ 166,666 $ 59,000
Hendricks, Indiana 6 $ 1,680,000 $ 280,000 $ 96,000
Lake, Indiana 6 $ 1,250,000 $ 208,333 $ 70,000
Cumberland, Maine 6 $ 1,650,000 $ 275,000 $ 87,000
Oxford, Maine 6 $ 940,000 $ 156,666 $ 115,000
York, Maine 6 $ 1,420,000 $ 236,666 $ 72,000
Wicomico, Maryland 6 $ 1,180,000 $ 196,666 $ 59,000
Macomb, Michigan 6 $ 830,000 $ 138,333 $ 62,000
Rankin, Mississippi 6 $ 1,110,000 $ 185,000 $ 83,000
Belknap, New Hampshire 6 $ 1,740,000 $ 290,000 $ 87,000
Grafton, New Hampshire 6 $ 1,340,000 $ 223,333 $ 83,000
Camden, New Jersey 6 $ 1,310,000 $ 218,333 $ 83,000
Gloucester, New Jersey 6 $ 1,500,000 $ 250,000 $ 97,000
Bronx, New York 6 $ 2,020,000 $ 336,666 $ 128,000
Rockland, New York 6 $ 2,310,000 $ 385,000 $ 182,000
Sullivan, New York 6 $ 1,400,000 $ 233,333 $ 247,000
Alamance, North Carolina 6 $ 1,620,000 $ 270,000 $ 80,000
Craven, North Carolina 6 $ 1,020,000 $ 170,000 $ 79,000
Franklin, North Carolina 6 $ 1,560,000 $ 260,000 $ 110,000
Harnett, North Carolina 6 $ 1,170,000 $ 195,000 $ 94,000
Nash, North Carolina 6 $ 1,040,000 $ 173,333 $ 75,000
Delaware, Ohio 6 $ 2,580,000 $ 430,000 $ 178,000
Huron, Ohio 6 $ 770,000 $ 128,333 $ 64,000
Pike, Pennsylvania 6 $ 1,140,000 $ 190,000 $ 77,000
Blount, Tennessee 6 $ 1,180,000 $ 196,666 $ 79,000
Dickson, Tennessee 6 $ 1,760,000 $ 293,333 $ 228,000
Lincoln, Tennessee 6 $ 1,390,000 $ 231,666 $ 86,000
Dallas, Texas 6 $ 1,120,000 $ 186,666 $ 75,000
Baldwin, Alabama 5 $ 1,375,000 $ 275,000 $ 114,000
Shelby, Alabama 5 $ 1,005,000 $ 201,000 $ 83,000
Maricopa, Arizona 5 $ 1,405,000 $ 281,000 $ 83,000
Craighead, Arkansas 5 $ 895,000 $ 179,000 $ 112,000
Crawford, Arkansas 5 $ 765,000 $ 153,000 $ 85,000
Hot Spring, Arkansas 5 $ 625,000 $ 125,000 $ 63,000
Washington, Arkansas 5 $ 1,175,000 $ 235,000 $ 74,000
Citrus, Florida 5 $ 965,000 $ 193,000 $ 53,000
Marion, Florida 5 $ 1,015,000 $ 203,000 $ 56,000
St. Johns, Florida 5 $ 1,505,000 $ 301,000 $ 91,000
Clarke, Georgia 5 $ 1,235,000 $ 247,000 $ 81,000
Floyd, Georgia 5 $ 1,125,000 $ 225,000 $ 109,000
Haralson, Georgia 5 $ 835,000 $ 167,000 $ 77,000
Jackson, Georgia 5 $ 1,165,000 $ 233,000 $ 87,000
Lowndes, Georgia 5 $ 865,000 $ 173,000 $ 81,000
Muscogee, Georgia 5 $ 795,000 $ 159,000 $ 125,000
Newton, Georgia 5 $ 1,385,000 $ 277,000 $ 84,000
Porter, Indiana 5 $ 1,305,000 $ 261,000 $ 99,000
Fayette, Kentucky 5 $ 1,155,000 $ 231,000 $ 72,000
Baltimore City, Maryland 5 $ 785,000 $ 157,000 $ 57,000
Broome, New York 5 $ 595,000 $ 119,000 $ 97,000
Oswego, New York 5 $ 775,000 $ 155,000 $ 71,000
Saratoga, New York 5 $ 1,125,000 $ 225,000 $ 84,000
Carteret, North Carolina 5 $ 1,125,000 $ 225,000 $ 107,000
Duplin, North Carolina 5 $ 1,025,000 $ 205,000 $ 76,000
Lucas, Ohio 5 $ 765,000 $ 153,000 $ 71,000
Dauphin, Pennsylvania 5 $ 1,175,000 $ 235,000 $ 87,000
Lackawanna, Pennsylvania 5 $ 595,000 $ 119,000 $ 73,000
Lawrence, Pennsylvania 5 $ 775,000 $ 155,000 $ 81,000
Anderson, South Carolina 5 $ 1,585,000 $ 317,000 $ 86,000
Bradley, Tennessee 5 $ 685,000 $ 137,000 $ 65,000
Claiborne, Tennessee 5 $ 695,000 $ 139,000 $ 77,000
Wilson, Tennessee 5 $ 1,695,000 $ 339,000 $ 71,000
Chittenden, Vermont 5 $ 2,035,000 $ 407,000 $ 130,000
Caroline, Virginia 5 $ 1,125,000 $ 225,000 $ 70,000
Chesapeake, Virginia 5 $ 1,725,000 $ 345,000 $ 140,000
Danville, Virginia 5 $ 645,000 $ 129,000 $ 65,000
Fairfax, Virginia 5 $ 2,485,000 $ 497,000 $ 124,000
Lynchburg, Virginia 5 $ 855,000 $ 171,000 $ 61,000
Richmond City, Virginia 5 $ 825,000 $ 165,000 $ 70,000
Stafford, Virginia 5 $ 2,345,000 $ 469,000 $ 190,000
Laramie, Wyoming 5 $ 1,025,000 $ 205,000 $ 59,000
Lee, Alabama 4 $ 1,050,000 $ 262,500 $ 99,000
Faulkner, Arkansas 4 $ 900,000 $ 225,000 $ 68,000
Miller, Arkansas 4 $ 470,000 $ 117,500 $ 44,000
Clay, Florida 4 $ 510,000 $ 127,500 $ 59,000
Collier, Florida 4 $ 790,000 $ 197,500 $ 124,000
Manatee, Florida 4 $ 1,020,000 $ 255,000 $ 71,000
Forsyth, Georgia 4 $ 970,000 $ 242,500 $ 77,000
Harris, Georgia 4 $ 1,230,000 $ 307,500 $ 109,000
Rockdale, Georgia 4 $ 1,160,000 $ 290,000 $ 165,000
Morgan, Indiana 4 $ 690,000 $ 172,500 $ 68,000
Bullitt, Kentucky 4 $ 820,000 $ 205,000 $ 59,000
Kenton, Kentucky 4 $ 550,000 $ 137,500 $ 48,000
Acadia, Louisiana 4 $ 520,000 $ 130,000 $ 50,000
Caddo, Louisiana 4 $ 420,000 $ 105,000 $ 69,000
Lafourche, Louisiana 4 $ 750,000 $ 187,500 $ 67,000
St. Bernard, Louisiana 4 $ 820,000 $ 205,000 $ 77,000
St. Mary's, Maryland 4 $ 1,560,000 $ 390,000 $ 88,000
Muskegon, Michigan 4 $ 800,000 $ 200,000 $ 63,000
Oakland, Michigan 4 $ 920,000 $ 230,000 $ 67,000
St. Clair, Michigan 4 $ 740,000 $ 185,000 $ 46,000
Forrest, Mississippi 4 $ 960,000 $ 240,000 $ 83,000
Jackson, Mississippi 4 $ 770,000 $ 192,500 $ 109,000
Carroll, New Hampshire 4 $ 1,210,000 $ 302,500 $ 131,000
Cheshire, New Hampshire 4 $ 810,000 $ 202,500 $ 66,000
Essex, New Jersey 4 $ 1,030,000 $ 257,500 $ 112,000
Hudson, New Jersey 4 $ 1,090,000 $ 272,500 $ 94,000
Morris, New Jersey 4 $ 1,330,000 $ 332,500 $ 122,000
Union, New Jersey 4 $ 1,510,000 $ 377,500 $ 181,000
Chautauqua, New York 4 $ 470,000 $ 117,500 $ 75,000
Clinton, New York 4 $ 760,000 $ 190,000 $ 86,000
New York, New York 4 $ 1,270,000 $ 317,500 $ 249,000
Oneida, New York 4 $ 630,000 $ 157,500 $ 63,000
Otsego, New York 4 $ 540,000 $ 135,000 $ 66,000
Putnam, New York 4 $ 1,540,000 $ 385,000 $ 116,000
Warren, New York 4 $ 1,110,000 $ 277,500 $ 85,000
Caldwell, North Carolina 4 $ 800,000 $ 200,000 $ 106,000
Moore, North Carolina 4 $ 960,000 $ 240,000 $ 80,000
Pitt, North Carolina 4 $ 870,000 $ 217,500 $ 72,000
Richmond, North Carolina 4 $ 540,000 $ 135,000 $ 45,000
Rutherford, North Carolina 4 $ 960,000 $ 240,000 $ 89,000
Sampson, North Carolina 4 $ 780,000 $ 195,000 $ 71,000
Stanly, North Carolina 4 $ 930,000 $ 232,500 $ 71,000
Stokes, North Carolina 4 $ 610,000 $ 152,500 $ 67,000
Ashland, Ohio 4 $ 610,000 $ 152,500 $ 95,000
Erie, Ohio 4 $ 710,000 $ 177,500 $ 69,000
Fayette, Ohio 4 $ 640,000 $ 160,000 $ 77,000
Harrison, Ohio 4 $ 400,000 $ 100,000 $ 68,000
Montgomery, Ohio 4 $ 850,000 $ 212,500 $ 93,000
Armstrong, Pennsylvania 4 $ 560,000 $ 140,000 $ 116,000
Chester, Pennsylvania 4 $ 2,370,000 $ 592,500 $ 177,000
Indiana, Pennsylvania 4 $ 700,000 $ 175,000 $ 73,000
Dorchester, South Carolina 4 $ 800,000 $ 200,000 $ 52,000
Georgetown, South Carolina 4 $ 1,160,000 $ 290,000 $ 90,000
Jasper, South Carolina 4 $ 1,290,000 $ 322,500 $ 131,000
Marion, South Carolina 4 $ 760,000 $ 190,000 $ 60,000
Sumter, South Carolina 4 $ 720,000 $ 180,000 $ 69,000
Anderson, Tennessee 4 $ 1,040,000 $ 260,000 $ 97,000
Coffee, Tennessee 4 $ 780,000 $ 195,000 $ 78,000
Hamblen, Tennessee 4 $ 900,000 $ 225,000 $ 71,000
Jefferson, Tennessee 4 $ 570,000 $ 142,500 $ 73,000
Loudon, Tennessee 4 $ 1,360,000 $ 340,000 $ 148,000
Putnam, Tennessee 4 $ 920,000 $ 230,000 $ 76,000
Roane, Tennessee 4 $ 600,000 $ 150,000 $ 73,000
Sullivan, Tennessee 4 $ 890,000 $ 222,500 $ 63,000
Harris, Texas 4 $ 1,200,000 $ 300,000 $ 161,000
Rutland, Vermont 4 $ 1,060,000 $ 265,000 $ 120,000
Washington, Vermont 4 $ 1,030,000 $ 257,500 $ 101,000
Windsor, Vermont 4 $ 520,000 $ 130,000 $ 56,000
Albemarle, Virginia 4 $ 820,000 $ 205,000 $ 52,000
Spotsylvania, Virginia 4 $ 1,640,000 $ 410,000 $ 132,000
Campbell, Wyoming 4 $ 930,000 $ 232,500 $ 80,000
Cullman, Alabama 3 $ 625,000 $ 208,333 $ 85,000
Garland, Arkansas 3 $ 615,000 $ 205,000 $ 81,000
Sharp, Arkansas 3 $ 635,000 $ 211,666 $ 50,000
San Joaquin, California 3 $ 545,000 $ 181,666 $ 83,000
Litchfield, Connecticut 3 $ 855,000 $ 285,000 $ 92,000
Bay, Florida 3 $ 645,000 $ 215,000 $ 73,000
Columbia, Florida 3 $ 635,000 $ 211,666 $ 52,000
Escambia, Florida 3 $ 415,000 $ 138,333 $ 43,000
Highlands, Florida 3 $ 535,000 $ 178,333 $ 54,000
Martin, Florida 3 $ 495,000 $ 165,000 $ 86,000
Osceola, Florida 3 $ 585,000 $ 195,000 $ 53,000
Bibb, Georgia 3 $ 585,000 $ 195,000 $ 70,000
Catoosa, Georgia 3 $ 495,000 $ 165,000 $ 47,000
Dougherty, Georgia 3 $ 325,000 $ 108,333 $ 47,000
Fayette, Georgia 3 $ 865,000 $ 288,333 $ 89,000
Gordon, Georgia 3 $ 505,000 $ 168,333 $ 50,000
Habersham, Georgia 3 $ 495,000 $ 165,000 $ 52,000
Polk, Georgia 3 $ 585,000 $ 195,000 $ 76,000
Toombs, Georgia 3 $ 385,000 $ 128,333 $ 61,000
Walker, Georgia 3 $ 495,000 $ 165,000 $ 49,000
White, Georgia 3 $ 625,000 $ 208,333 $ 79,000
Whitfield, Georgia 3 $ 495,000 $ 165,000 $ 68,000
Allen, Indiana 3 $ 705,000 $ 235,000 $ 73,000
Elkhart, Indiana 3 $ 405,000 $ 135,000 $ 94,000
Floyd, Indiana 3 $ 735,000 $ 245,000 $ 89,000
Johnson, Kansas 3 $ 815,000 $ 271,666 $ 333,000
Scott, Kentucky 3 $ 925,000 $ 308,333 $ 81,000
Beauregard, Louisiana 3 $ 385,000 $ 128,333 $ 67,000
East Baton Rouge, Louisiana 3 $ 835,000 $ 278,333 $ 291,000
Rapides, Louisiana 3 $ 455,000 $ 151,666 $ 51,000
Androscoggin, Maine 3 $ 1,015,000 $ 338,333 $ 100,000
Aroostook, Maine 3 $ 335,000 $ 111,666 $ 64,000
Penobscot, Maine 3 $ 485,000 $ 161,666 $ 60,000
Washington, Maine 3 $ 505,000 $ 168,333 $ 79,000
Harford, Maryland 3 $ 855,000 $ 285,000 $ 84,000
Washington, Maryland 3 $ 425,000 $ 141,666 $ 77,000
Barnstable, Massachusetts 3 $ 935,000 $ 311,666 $ 72,000
Bay, Michigan 3 $ 365,000 $ 121,666 $ 53,000
Hennepin, Minnesota 3 $ 1,015,000 $ 338,333 $ 118,000
DeSoto, Mississippi 3 $ 715,000 $ 238,333 $ 60,000
Jones, Mississippi 3 $ 735,000 $ 245,000 $ 68,000
Lafayette, Mississippi 3 $ 785,000 $ 261,666 $ 92,000
Lee, Mississippi 3 $ 685,000 $ 228,333 $ 70,000
Passaic, New Jersey 3 $ 695,000 $ 231,666 $ 113,000
Somerset, New Jersey 3 $ 1,385,000 $ 461,666 $ 129,000
Dona Ana, New Mexico 3 $ 485,000 $ 161,666 $ 90,000
Cayuga, New York 3 $ 455,000 $ 151,666 $ 60,000
Cortland, New York 3 $ 415,000 $ 138,333 $ 63,000
Delaware, New York 3 $ 385,000 $ 128,333 $ 66,000
Fulton, New York 3 $ 465,000 $ 155,000 $ 50,000
Genesee, New York 3 $ 465,000 $ 155,000 $ 76,000
Herkimer, New York 3 $ 475,000 $ 158,333 $ 50,000
Madison, New York 3 $ 545,000 $ 181,666 $ 80,000
Rensselaer, New York 3 $ 545,000 $ 181,666 $ 114,000
Wayne, New York 3 $ 435,000 $ 145,000 $ 85,000
Alexander, North Carolina 3 $ 445,000 $ 148,333 $ 50,000
Beaufort, North Carolina 3 $ 545,000 $ 181,666 $ 95,000
Caswell, North Carolina 3 $ 375,000 $ 125,000 $ 47,000
Cherokee, North Carolina 3 $ 845,000 $ 281,666 $ 88,000
Pender, North Carolina 3 $ 405,000 $ 135,000 $ 37,000
Robeson, North Carolina 3 $ 505,000 $ 168,333 $ 66,000
Surry, North Carolina 3 $ 575,000 $ 191,666 $ 50,000
Warren, North Carolina 3 $ 485,000 $ 161,666 $ 64,000
Wayne, North Carolina 3 $ 435,000 $ 145,000 $ 56,000
Wilson, North Carolina 3 $ 795,000 $ 265,000 $ 73,000
Belmont, Ohio 3 $ 305,000 $ 101,666 $ 63,000
Clermont, Ohio 3 $ 595,000 $ 198,333 $ 74,000
Clinton, Ohio 3 $ 1,045,000 $ 348,333 $ 136,000
Marion, Ohio 3 $ 555,000 $ 185,000 $ 150,000
Union, Ohio 3 $ 355,000 $ 118,333 $ 67,000
Wayne, Ohio 3 $ 415,000 $ 138,333 $ 50,000
Cambria, Pennsylvania 3 $ 305,000 $ 101,666 $ 55,000
Franklin, Pennsylvania 3 $ 465,000 $ 155,000 $ 20,000
Huntingdon, Pennsylvania 3 $ 365,000 $ 121,666 $ 42,000
Lycoming, Pennsylvania 3 $ 565,000 $ 188,333 $ 97,000
Perry, Pennsylvania 3 $ 515,000 $ 171,666 $ 59,000
Kershaw, South Carolina 3 $ 605,000 $ 201,666 $ 99,000
Williamsburg, South Carolina 3 $ 405,000 $ 135,000 $ 91,000
Bedford, Tennessee 3 $ 515,000 $ 171,666 $ 80,000
Cannon, Tennessee 3 $ 915,000 $ 305,000 $ 63,000
Henry, Tennessee 3 $ 625,000 $ 208,333 $ 56,000
Lawrence, Tennessee 3 $ 585,000 $ 195,000 $ 65,000
Macon, Tennessee 3 $ 615,000 $ 205,000 $ 101,000
Maury, Tennessee 3 $ 765,000 $ 255,000 $ 69,000
Tipton, Tennessee 3 $ 585,000 $ 195,000 $ 101,000
Franklin, Vermont 3 $ 415,000 $ 138,333 $ 67,000
Gloucester, Virginia 3 $ 1,355,000 $ 451,666 $ 163,000
Isle of Wight, Virginia 3 $ 925,000 $ 308,333 $ 98,000
King George, Virginia 3 $ 1,125,000 $ 375,000 $ 179,000
Pittsylvania, Virginia 3 $ 435,000 $ 145,000 $ 64,000
Portsmouth, Virginia 3 $ 495,000 $ 165,000 $ 62,000
Suffolk, Virginia 3 $ 1,055,000 $ 351,666 $ 111,000
Waynesboro, Virginia 3 $ 605,000 $ 201,666 $ 60,000
King, Washington 3 $ 1,295,000 $ 431,666 $ 139,000
Natrona, Wyoming 3 $ 775,000 $ 258,333 $ 105,000
Autauga, Alabama 2 $ 130,000 $ 65,000 $ 29,000
Colbert, Alabama 2 $ 260,000 $ 130,000 $ 37,000
Dale, Alabama 2 $ 430,000 $ 215,000 $ 100,000
DeKalb, Alabama 2 $ 170,000 $ 85,000 $ 26,000
Hale, Alabama 2 $ 430,000 $ 215,000 $ 88,000
Lauderdale, Alabama 2 $ 240,000 $ 120,000 $ 65,000
Montgomery, Alabama 2 $ 410,000 $ 205,000 $ 103,000
Walker, Alabama 2 $ 390,000 $ 195,000 $ 73,000
Mohave, Arizona 2 $ 320,000 $ 160,000 $ 71,000
Baxter, Arkansas 2 $ 320,000 $ 160,000 $ 72,000
Carroll, Arkansas 2 $ 580,000 $ 290,000 $ 70,000
Cleburne, Arkansas 2 $ 300,000 $ 150,000 $ 47,000
Crittenden, Arkansas 2 $ 450,000 $ 225,000 $ 81,000
Polk, Arkansas 2 $ 620,000 $ 310,000 $ 80,000
Pope, Arkansas 2 $ 240,000 $ 120,000 $ 31,000
Riverside, California 2 $ 450,000 $ 225,000 $ 69,000
Adams, Colorado 2 $ 680,000 $ 340,000 $ 75,000
Larimer, Colorado 2 $ 650,000 $ 325,000 $ 92,000
Pueblo, Colorado 2 $ 400,000 $ 200,000 $ 46,000
Weld, Colorado 2 $ 880,000 $ 440,000 $ 251,000
Tolland, Connecticut 2 $ 320,000 $ 160,000 $ 83,000
Windham, Connecticut 2 $ 480,000 $ 240,000 $ 87,000
Alachua, Florida 2 $ 430,000 $ 215,000 $ 125,000
Bradford, Florida 2 $ 580,000 $ 290,000 $ 90,000
Charlotte, Florida 2 $ 430,000 $ 215,000 $ 69,000
Leon, Florida 2 $ 230,000 $ 115,000 $ 64,000
Santa Rosa, Florida 2 $ 430,000 $ 215,000 $ 78,000
Washington, Florida 2 $ 470,000 $ 235,000 $ 122,000
Appling, Georgia 2 $ 530,000 $ 265,000 $ 137,000
Barrow, Georgia 2 $ 600,000 $ 300,000 $ 94,000
Ben Hill, Georgia 2 $ 390,000 $ 195,000 $ 132,000
Butts, Georgia 2 $ 370,000 $ 185,000 $ 54,000
Glynn, Georgia 2 $ 170,000 $ 85,000 $ 47,000
Hart, Georgia 2 $ 290,000 $ 145,000 $ 57,000
Heard, Georgia 2 $ 390,000 $ 195,000 $ 90,000
Houston, Georgia 2 $ 210,000 $ 105,000 $ 56,000
Lamar, Georgia 2 $ 430,000 $ 215,000 $ 61,000
Quitman, Georgia 2 $ 190,000 $ 95,000 $ 66,000
Thomas, Georgia 2 $ 530,000 $ 265,000 $ 123,000
Union, Georgia 2 $ 560,000 $ 280,000 $ 94,000
Cook, Illinois 2 $ 790,000 $ 395,000 $ 245,000
Bartholomew, Indiana 2 $ 640,000 $ 320,000 $ 133,000
Brown, Indiana 2 $ 360,000 $ 180,000 $ 61,000
DeKalb, Indiana 2 $ 270,000 $ 135,000 $ 48,000
Fountain, Indiana 2 $ 310,000 $ 155,000 $ 48,000
Henry, Indiana 2 $ 160,000 $ 80,000 $ 43,000
Lawrence, Indiana 2 $ 230,000 $ 115,000 $ 30,000
Noble, Indiana 2 $ 530,000 $ 265,000 $ 178,000
Tippecanoe, Indiana 2 $ 360,000 $ 180,000 $ 57,000
Shawnee, Kansas 2 $ 410,000 $ 205,000 $ 98,000
Boone, Kentucky 2 $ 390,000 $ 195,000 $ 75,000
Garrard, Kentucky 2 $ 350,000 $ 175,000 $ 65,000
Hardin, Kentucky 2 $ 420,000 $ 210,000 $ 59,000
Henry, Kentucky 2 $ 370,000 $ 185,000 $ 47,000
Hopkins, Kentucky 2 $ 360,000 $ 180,000 $ 44,000
Logan, Kentucky 2 $ 320,000 $ 160,000 $ 74,000
Marshall, Kentucky 2 $ 390,000 $ 195,000 $ 61,000
Meade, Kentucky 2 $ 360,000 $ 180,000 $ 81,000
Nelson, Kentucky 2 $ 460,000 $ 230,000 $ 64,000
Simpson, Kentucky 2 $ 420,000 $ 210,000 $ 45,000
Spencer, Kentucky 2 $ 270,000 $ 135,000 $ 91,000
Ascension, Louisiana 2 $ 640,000 $ 320,000 $ 106,000
Lafayette, Louisiana 2 $ 310,000 $ 155,000 $ 93,000
Livingston, Louisiana 2 $ 330,000 $ 165,000 $ 119,000
Ouachita, Louisiana 2 $ 210,000 $ 105,000 $ 81,000
St. John the Baptist, Louisiana 2 $ 440,000 $ 220,000 $ 80,000
St. Mary, Louisiana 2 $ 270,000 $ 135,000 $ 72,000
St. Tammany, Louisiana 2 $ 300,000 $ 150,000 $ 36,000
Tangipahoa, Louisiana 2 $ 330,000 $ 165,000 $ 90,000
Terrebonne, Louisiana 2 $ 500,000 $ 250,000 $ 86,000
Kennebec, Maine 2 $ 570,000 $ 285,000 $ 96,000
Waldo, Maine 2 $ 360,000 $ 180,000 $ 53,000
Caroline, Maryland 2 $ 310,000 $ 155,000 $ 49,000
Cecil, Maryland 2 $ 710,000 $ 355,000 $ 215,000
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Mortgage Loan Application Detail Totals for Reliance First Capital, LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 3,846 $878,120,000 $228,000 $1,355,000 $86,000 $1,095,000
Home Purchase 811 $206,345,000 $254,000 $1,085,000 $113,000 $2,698,000
Refinancing 66 $15,920,000 $241,000 $845,000 $111,000 $475,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,880 $661,900,000 $229,000 $1,225,000 $92,000 $2,352,000
Black or African American 769 $174,315,000 $226,000 $805,000 $83,000 $1,754,000
Not Provided 766 $181,000,000 $236,000 $1,085,000 $92,000 $684,000
Hispanic 204 $54,450,000 $266,000 $1,355,000 $86,000 $548,000
Asian 55 $17,265,000 $313,000 $1,195,000 $166,000 $2,698,000
American Indian or Alaskan Native 43 $9,845,000 $228,000 $705,000 $79,000 $243,000
Native Hawaiian or Other Pacific Islander 6 $1,610,000 $268,000 $435,000 $63,000 $74,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,104 $480,680,000 $228,000 $905,000 $82,000 $453,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,915 $433,125,000 $226,000 $1,355,000 $103,000 $2,698,000
VA-guaranteed (Veterans Administration) 655 $177,095,000 $270,000 $1,225,000 $86,000 $456,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $9,485,000 $193,000 $275,000 $72,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,764 $879,020,000 $233,000 $1,355,000 $92,000 $2,352,000
Application Approved But Not Accepted 758 $176,920,000 $233,000 $1,225,000 $92,000 $2,698,000
Application Denied By Financial Institution 201 $44,445,000 $221,000 $805,000 $78,000 $684,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,522 $1,055,940,000 $233,000 $1,355,000 $92,000 $2,698,000
Collateral 52 $11,160,000 $214,000 $805,000 $87,000 $684,000
Credit History 51 $9,975,000 $195,000 $405,000 $77,000 $178,000
Debt-To-Income Ratio 46 $10,500,000 $228,000 $705,000 $63,000 $191,000
Unverifiable Information 18 $3,990,000 $221,000 $465,000 $68,000 $153,000
Other 15 $3,215,000 $214,000 $415,000 $105,000 $428,000
Insufficient Cash (Downpayment, Closing Cost) 11 $3,345,000 $304,000 $655,000 $99,000 $332,000
Employment History 8 $2,260,000 $282,000 $525,000 $67,000 $240,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Reliance First Capital, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

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