Renasant Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Renasant Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Renasant Bank 209 Troy St., P.O. Box 709 Tupelo, MS 38802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,421 |
| Total Mortgage Loan Application Amount | $580,138,000 |
| Average Mortgage Loan Application Amount | $84,000 |
| Highest Mortgage Loan Application Amount | $3,100,000 |
| Average Applicant Income | $72,333 |
| Highest Applicant Income | $2,177,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Renasant Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Renasant Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Renasant Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Renasant Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Renasant Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Renasant Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee County Mississippi | 479 | $ 38,568,000 | $ 80,000 | $ 73,000 |
| Madison County Alabama | 460 | $ 73,386,000 | $ 159,000 | $ 91,000 |
| Jefferson County Alabama | 349 | $ 51,490,000 | $ 147,000 | $ 80,000 |
| Monroe County Mississippi | 258 | $ 14,478,000 | $ 56,000 | $ 66,000 |
| Shelby County Alabama | 228 | $ 35,655,000 | $ 156,000 | $ 80,000 |
| Winston County Mississippi | 190 | $ 10,694,000 | $ 56,000 | $ 69,000 |
| Etowah County Alabama | 186 | $ 19,702,000 | $ 105,000 | $ 66,000 |
| Grenada County Mississippi | 186 | $ 9,750,000 | $ 52,000 | $ 70,000 |
| Morgan County Alabama | 148 | $ 20,809,000 | $ 140,000 | $ 83,000 |
| Pontotoc County Mississippi | 146 | $ 8,191,000 | $ 56,000 | $ 70,000 |
| Yalobusha County Mississippi | 129 | $ 5,818,000 | $ 45,000 | $ 54,000 |
| Alcorn County Mississippi | 127 | $ 7,628,000 | $ 60,000 | $ 65,000 |
| Tishomingo County Mississippi | 121 | $ 7,124,000 | $ 58,000 | $ 79,000 |
| Union County Mississippi | 107 | $ 6,648,000 | $ 62,000 | $ 71,000 |
| Prentiss County Mississippi | 99 | $ 4,510,000 | $ 45,000 | $ 58,000 |
| Caddo County Louisiana | 93 | $ 9,888,000 | $ 106,000 | $ 57,000 |
| DeSoto County Mississippi | 91 | $ 12,113,000 | $ 133,000 | $ 97,000 |
| Pike County Mississippi | 85 | $ 8,535,000 | $ 100,000 | $ 52,000 |
| Tuscaloosa County Alabama | 80 | $ 9,930,000 | $ 124,000 | $ 187,000 |
| Shelby County Tennessee | 78 | $ 15,589,000 | $ 199,000 | $ 122,000 |
| Bossier County Louisiana | 74 | $ 8,569,000 | $ 115,000 | $ 75,000 |
| Lafayette County Mississippi | 74 | $ 12,297,000 | $ 166,000 | $ 99,000 |
| Panola County Mississippi | 69 | $ 2,575,000 | $ 37,000 | $ 63,000 |
| Pike County Alabama | 66 | $ 8,189,000 | $ 124,000 | $ 70,000 |
| Montgomery County Mississippi | 64 | $ 2,527,000 | $ 39,000 | $ 64,000 |
| Calcasieu County Louisiana | 62 | $ 5,349,000 | $ 86,000 | $ 102,000 |
| Marshall County Alabama | 60 | $ 8,215,000 | $ 136,000 | $ 65,000 |
| Houston County Alabama | 53 | $ 8,568,000 | $ 161,000 | $ 88,000 |
| East Baton Rouge County Louisiana | 53 | $ 8,524,000 | $ 160,000 | $ 92,000 |
| Chickasaw County Mississippi | 49 | $ 1,295,000 | $ 26,000 | $ 51,000 |
| Calhoun County Mississippi | 47 | $ 1,869,000 | $ 39,000 | $ 84,000 |
| Itawamba County Mississippi | 47 | $ 3,183,000 | $ 67,000 | $ 79,000 |
| St. Clair County Alabama | 40 | $ 5,654,000 | $ 141,000 | $ 70,000 |
| Clay County Mississippi | 40 | $ 2,074,000 | $ 51,000 | $ 81,000 |
| Talladega County Alabama | 35 | $ 3,760,000 | $ 107,000 | $ 75,000 |
| Limestone County Alabama | 31 | $ 4,193,000 | $ 135,000 | $ 57,000 |
| Barbour County Alabama | 28 | $ 4,414,000 | $ 157,000 | $ 87,000 |
| Lee County Alabama | 26 | $ 4,373,000 | $ 168,000 | $ 128,000 |
| Tipton County Tennessee | 26 | $ 3,034,000 | $ 116,000 | $ 57,000 |
| Baldwin County Alabama | 25 | $ 7,116,000 | $ 284,000 | $ 210,000 |
| Natchitoches County Louisiana | 25 | $ 3,983,000 | $ 159,000 | $ 87,000 |
| Jackson County Alabama | 23 | $ 2,647,000 | $ 115,000 | $ 71,000 |
| Neshoba County Mississippi | 23 | $ 2,201,000 | $ 95,000 | $ 66,000 |
| Coffee County Alabama | 21 | $ 2,726,000 | $ 129,000 | $ 73,000 |
| Ascension County Louisiana | 21 | $ 3,661,000 | $ 174,000 | $ 92,000 |
| Harrison County Mississippi | 21 | $ 3,263,000 | $ 155,000 | $ 80,000 |
| Hinds County Mississippi | 21 | $ 2,363,000 | $ 112,000 | $ 85,000 |
| Walton County Florida | 20 | $ 5,293,000 | $ 264,000 | $ 213,000 |
| DeKalb County Alabama | 18 | $ 1,577,000 | $ 87,000 | $ 52,000 |
| Oktibbeha County Mississippi | 18 | $ 968,000 | $ 53,000 | $ 74,000 |
| Randolph County Alabama | 16 | $ 2,167,000 | $ 135,000 | $ 77,000 |
| Rankin County Mississippi | 15 | $ 1,689,000 | $ 112,000 | $ 79,000 |
| Jackson County Mississippi | 14 | $ 1,689,000 | $ 120,000 | $ 55,000 |
| Lincoln County Mississippi | 14 | $ 1,492,000 | $ 106,000 | $ 70,000 |
| Tallahatchie County Mississippi | 13 | $ 487,000 | $ 37,000 | $ 52,000 |
| Colbert County Alabama | 12 | $ 1,139,000 | $ 94,000 | $ 59,000 |
| Lawrence County Alabama | 12 | $ 976,000 | $ 81,000 | $ 49,000 |
| Montgomery County Alabama | 12 | $ 3,005,000 | $ 250,000 | $ 108,000 |
| Tallapoosa County Alabama | 12 | $ 2,129,000 | $ 177,000 | $ 159,000 |
| Bay County Florida | 12 | $ 2,464,000 | $ 205,000 | $ 169,000 |
| Amite County Mississippi | 12 | $ 1,375,000 | $ 114,000 | $ 56,000 |
| Carroll County Mississippi | 12 | $ 683,000 | $ 56,000 | $ 71,000 |
| Winston County Alabama | 11 | $ 2,280,000 | $ 207,000 | $ 223,000 |
| Lamar County Mississippi | 11 | $ 1,674,000 | $ 152,000 | $ 74,000 |
| McNairy County Tennessee | 11 | $ 1,051,000 | $ 95,000 | $ 54,000 |
| Calhoun County Alabama | 10 | $ 1,071,000 | $ 107,000 | $ 53,000 |
| Lauderdale County Alabama | 10 | $ 1,023,000 | $ 102,000 | $ 68,000 |
| Webster County Louisiana | 10 | $ 886,000 | $ 88,000 | $ 43,000 |
| Forrest County Mississippi | 10 | $ 1,129,000 | $ 112,000 | $ 48,000 |
| Hancock County Mississippi | 10 | $ 1,407,000 | $ 140,000 | $ 64,000 |
| Madison County Mississippi | 10 | $ 2,000,000 | $ 200,000 | $ 122,000 |
| Blount County Alabama | 9 | $ 1,253,000 | $ 139,000 | $ 44,000 |
| Livingston County Louisiana | 9 | $ 946,000 | $ 105,000 | $ 82,000 |
| Vernon County Louisiana | 9 | $ 924,000 | $ 102,000 | $ 61,000 |
| Tippah County Mississippi | 9 | $ 372,000 | $ 41,000 | $ 51,000 |
| Dale County Alabama | 8 | $ 987,000 | $ 123,000 | $ 75,000 |
| Choctaw County Mississippi | 8 | $ 357,000 | $ 44,000 | $ 48,000 |
| Tate County Mississippi | 8 | $ 1,031,000 | $ 128,000 | $ 64,000 |
| Lauderdale County Tennessee | 8 | $ 795,000 | $ 99,000 | $ 43,000 |
| Elmore County Alabama | 7 | $ 1,060,000 | $ 151,000 | $ 101,000 |
| Walker County Alabama | 7 | $ 555,000 | $ 79,000 | $ 60,000 |
| Lafayette County Louisiana | 7 | $ 599,000 | $ 85,000 | $ 47,000 |
| Rapides County Louisiana | 7 | $ 672,000 | $ 96,000 | $ 54,000 |
| Newton County Mississippi | 7 | $ 678,000 | $ 96,000 | $ 50,000 |
| Beauregard County Louisiana | 6 | $ 620,000 | $ 103,000 | $ 73,000 |
| Jefferson Davis County Louisiana | 6 | $ 384,000 | $ 64,000 | $ 58,000 |
| Benton County Mississippi | 6 | $ 237,000 | $ 39,000 | $ 67,000 |
| Lowndes County Mississippi | 6 | $ 347,000 | $ 57,000 | $ 80,000 |
| Noxubee County Mississippi | 6 | $ 280,000 | $ 46,000 | $ 69,000 |
| Webster County Mississippi | 6 | $ 507,000 | $ 84,000 | $ 86,000 |
| Hardin County Tennessee | 6 | $ 2,629,000 | $ 438,000 | $ 61,000 |
| Crenshaw County Alabama | 5 | $ 366,000 | $ 73,000 | $ 53,000 |
| Cullman County Alabama | 5 | $ 712,000 | $ 142,000 | $ 98,000 |
| Copiah County Mississippi | 5 | $ 644,000 | $ 128,000 | $ 55,000 |
| Walthall County Mississippi | 5 | $ 521,000 | $ 104,000 | $ 67,000 |
| Harris County Texas | 5 | $ 559,000 | $ 111,000 | $ 98,000 |
| Autauga County Alabama | 4 | $ 774,000 | $ 193,000 | $ 112,000 |
| Bibb County Alabama | 4 | $ 515,000 | $ 128,000 | $ 47,000 |
| Mobile County Alabama | 4 | $ 670,000 | $ 167,000 | $ 62,000 |
| Sumter County Alabama | 4 | $ 500,000 | $ 125,000 | $ 66,000 |
| Avoyelles County Louisiana | 4 | $ 305,000 | $ 76,000 | $ 62,000 |
| Jackson County Louisiana | 4 | $ 270,000 | $ 67,000 | $ 42,000 |
| Lawrence County Mississippi | 4 | $ 225,000 | $ 56,000 | $ 45,000 |
| Galveston County Texas | 4 | $ 568,000 | $ 142,000 | $ 124,000 |
| Chambers County Alabama | 3 | $ 457,000 | $ 152,000 | $ 80,000 |
| Chilton County Alabama | 3 | $ 270,000 | $ 90,000 | $ 49,000 |
| Choctaw County Alabama | 3 | $ 289,000 | $ 96,000 | $ 60,000 |
| Pickens County Alabama | 3 | $ 388,000 | $ 129,000 | $ 70,000 |
| Jackson County Florida | 3 | $ 272,000 | $ 90,000 | $ 42,000 |
| Early County Georgia | 3 | $ 295,000 | $ 98,000 | $ 75,000 |
| Grant County Louisiana | 3 | $ 338,000 | $ 112,000 | $ 73,000 |
| Attala County Mississippi | 3 | $ 76,000 | $ 25,000 | $ 80,000 |
| Holmes County Mississippi | 3 | $ 165,000 | $ 55,000 | $ 44,000 |
| Leflore County Mississippi | 3 | $ 131,000 | $ 43,000 | $ 53,000 |
| Marshall County Mississippi | 3 | $ 417,000 | $ 139,000 | $ 148,000 |
| Lincoln County Tennessee | 3 | $ 213,000 | $ 71,000 | $ 77,000 |
| Sevier County Tennessee | 3 | $ 605,000 | $ 201,000 | $ 424,000 |
| Clarke County Alabama | 2 | $ 487,000 | $ 243,000 | $ 67,000 |
| Clay County Alabama | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| Fayette County Alabama | 2 | $ 249,000 | $ 124,000 | $ 72,000 |
| Lamar County Alabama | 2 | $ 225,000 | $ 112,000 | $ 36,000 |
| Cross County Arkansas | 2 | $ 212,000 | $ 106,000 | $ 148,000 |
| Mississippi County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 42,000 |
| Pulaski County Arkansas | 2 | $ 397,000 | $ 198,000 | $ 78,000 |
| Escambia County Florida | 2 | $ 1,905,000 | $ 952,000 | $ 145,000 |
| Okaloosa County Florida | 2 | $ 2,124,000 | $ 1,062,000 | $ 1,045,000 |
| Cobb County Georgia | 2 | $ 175,000 | $ 87,000 | $ 44,000 |
| Coweta County Georgia | 2 | $ 287,000 | $ 143,000 | $ 86,000 |
| Fulton County Georgia | 2 | $ 199,000 | $ 99,000 | $ 58,000 |
| Hall County Georgia | 2 | $ 100,000 | $ 50,000 | $ 47,000 |
| Acadia County Louisiana | 2 | $ 40,000 | $ 20,000 | $ 54,000 |
| Concordia County Louisiana | 2 | $ 174,000 | $ 87,000 | $ 46,000 |
| De Soto County Louisiana | 2 | $ 160,000 | $ 80,000 | $ 53,000 |
| Ouachita County Louisiana | 2 | $ 319,000 | $ 159,000 | $ 30,000 |
| Adams County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 87,000 |
| Kemper County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 118,000 |
| Leake County Mississippi | 2 | $ 221,000 | $ 110,000 | $ 51,000 |
| Simpson County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 41,000 |
| Mecklenburg County North Carolina | 2 | $ 413,000 | $ 206,000 | $ 107,000 |
| Davidson County Tennessee | 2 | $ 271,000 | $ 135,000 | $ 176,000 |
| Dyer County Tennessee | 2 | $ 371,000 | $ 185,000 | $ 60,000 |
| Fayette County Tennessee | 2 | $ 576,000 | $ 288,000 | $ 98,000 |
| Norfolk County Virginia | 2 | $ 329,000 | $ 164,000 | $ 240,000 |
| Portsmouth County Virginia | 2 | $ 355,000 | $ 177,000 | $ 216,000 |
| Virginia Beach County Virginia | 2 | $ 288,000 | $ 144,000 | $ 240,000 |
| Cherokee County Alabama | 1 | $ 90,000 | $ 90,000 | $ 81,000 |
| Cleburne County Alabama | 1 | $ 208,000 | $ 208,000 | $ 49,000 |
| Coosa County Alabama | 1 | $ 268,000 | $ 268,000 | $ 107,000 |
| Dallas County Alabama | 1 | $ 110,000 | $ 110,000 | $ 141,000 |
| Franklin County Alabama | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| Geneva County Alabama | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Greene County Alabama | 1 | $ 44,000 | $ 44,000 | $ 63,000 |
| Hale County Alabama | 1 | $ 171,000 | $ 171,000 | $ 52,000 |
| Henry County Alabama | 1 | $ 242,000 | $ 242,000 | $ 334,000 |
| Marengo County Alabama | 1 | $ 48,000 | $ 48,000 | $ 71,000 |
| Marion County Alabama | 1 | $ 107,000 | $ 107,000 | $ 69,000 |
| Perry County Alabama | 1 | $ 53,000 | $ 53,000 | $ 45,000 |
| Cleburne County Arkansas | 1 | $ 595,000 | $ 595,000 | $ 250,000 |
| Craighead County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 248,000 |
| Greene County Arkansas | 1 | $ 133,000 | $ 133,000 | $ 63,000 |
| Lee County Arkansas | 1 | $ 128,000 | $ 128,000 | $ 77,000 |
| District of Columbia County District Of Columbia | 1 | $ 57,000 | $ 57,000 | $ 103,000 |
| Holmes County Florida | 1 | $ 174,000 | $ 174,000 | $ 52,000 |
| Marion County Florida | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| Baker County Georgia | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Dougherty County Georgia | 1 | $ 71,000 | $ 71,000 | $ 43,000 |
| Fayette County Georgia | 1 | $ 187,000 | $ 187,000 | $ 300,000 |
| Forsyth County Georgia | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Jackson County Georgia | 1 | $ 209,000 | $ 209,000 | $ 62,000 |
| Muscogee County Georgia | 1 | $ 111,000 | $ 111,000 | $ 157,000 |
| Cameron County Louisiana | 1 | $ 106,000 | $ 106,000 | $ 84,000 |
| Claiborne County Louisiana | 1 | $ 244,000 | $ 244,000 | $ 108,000 |
| Franklin County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Lafourche County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Orleans County Louisiana | 1 | $ 210,000 | $ 210,000 | $ 110,000 |
| Pointe Coupee County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 66,000 |
| Red River County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Washington County Louisiana | 1 | $ 26,000 | $ 26,000 | $ 48,000 |
| West Baton Rouge County Louisiana | 1 | $ 148,000 | $ 148,000 | $ 64,000 |
| Winn County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Claiborne County Mississippi | 1 | $ 9,000 | $ 9,000 | $ 33,000 |
| Franklin County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Lauderdale County Mississippi | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Perry County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 17,000 |
| Quitman County Mississippi | 1 | $ 16,000 | $ 16,000 | $ 17,000 |
| Stone County Mississippi | 1 | $ 183,000 | $ 183,000 | $ 55,000 |
| Tunica County Mississippi | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Wayne County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Wilkinson County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 22,000 |
| Yazoo County Mississippi | 1 | $ 142,000 | $ 142,000 | $ 82,000 |
| Blount County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Bradley County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Cannon County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 67,000 |
| Knox County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Rutherford County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 104,000 |
| Sullivan County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 86,000 |
| Weakley County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Hays County Texas | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Greenbrier County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Renasant Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,858 | $350,025,000 | $122,000 | $3,100,000 | $84,000 | $2,177,000 |
| Refinancing | 2,203 | $218,785,000 | $99,000 | $1,796,000 | $77,000 | $1,982,000 |
| Home Improvement | 360 | $11,328,000 | $31,000 | $1,500,000 | $56,000 | $850,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,554 | $497,888,000 | $109,000 | $3,100,000 | $84,000 | $2,177,000 |
| Black or African American | 593 | $39,721,000 | $66,000 | $640,000 | $56,000 | $293,000 |
| Not applicable | 130 | $22,248,000 | $171,000 | $2,000,000 | $0 | $0 |
| Asian | 54 | $8,382,000 | $155,000 | $798,000 | $105,000 | $572,000 |
| Hispanic | 40 | $4,265,000 | $106,000 | $365,000 | $75,000 | $600,000 |
| Not Provided | 32 | $4,273,000 | $133,000 | $340,000 | $69,000 | $179,000 |
| American Indian or Alaskan Native | 11 | $2,577,000 | $234,000 | $960,000 | $279,000 | $1,237,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $784,000 | $112,000 | $205,000 | $67,000 | $175,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,316 | $565,919,000 | $106,000 | $3,100,000 | $79,000 | $2,177,000 |
| FHA-insured (Federal Housing Administration) | 70 | $7,983,000 | $114,000 | $194,000 | $49,000 | $136,000 |
| VA-guaranteed (Veterans Administration) | 32 | $5,908,000 | $184,000 | $417,000 | $77,000 | $181,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $328,000 | $109,000 | $138,000 | $57,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,620 | $510,638,000 | $110,000 | $3,100,000 | $81,000 | $2,177,000 |
| Application Denied By Financial Institution | 337 | $17,750,000 | $52,000 | $640,000 | $54,000 | $400,000 |
| Application Approved But Not Accepted | 248 | $21,219,000 | $85,000 | $1,758,000 | $72,000 | $850,000 |
| Loan Purchased By The Institution | 209 | $29,721,000 | $142,000 | $700,000 | $80,000 | $509,000 |
| Application Withdrawn By Applicant | 5 | $607,000 | $121,000 | $260,000 | $121,000 | $400,000 |
| File Closed For Incompleteness | 2 | $203,000 | $101,000 | $180,000 | $81,000 | $81,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Renasant Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.