Renasant Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Renasant Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Renasant Bank 209 Troy St., P.O. Box 709 Tupelo, MS 38802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,851 |
| Total Mortgage Loan Application Amount | $968,093,000 |
| Average Mortgage Loan Application Amount | $110,666 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $82,333 |
| Highest Applicant Income | $7,876,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Renasant Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Renasant Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Renasant Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Renasant Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Renasant Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Renasant Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 484 | $ 88,415,000 | $ 182,000 | $ 91,000 |
| Jefferson County Alabama | 397 | $ 67,580,000 | $ 170,000 | $ 89,000 |
| Lee County Mississippi | 382 | $ 42,987,000 | $ 112,000 | $ 76,000 |
| Davidson County Tennessee | 229 | $ 47,592,000 | $ 207,000 | $ 147,000 |
| Shelby County Alabama | 220 | $ 44,401,000 | $ 201,000 | $ 85,000 |
| Morgan County Alabama | 201 | $ 29,303,000 | $ 145,000 | $ 88,000 |
| Pontotoc County Mississippi | 182 | $ 12,602,000 | $ 69,000 | $ 81,000 |
| Monroe County Mississippi | 178 | $ 13,124,000 | $ 73,000 | $ 74,000 |
| Grenada County Mississippi | 176 | $ 12,743,000 | $ 72,000 | $ 76,000 |
| Winston County Mississippi | 153 | $ 9,719,000 | $ 63,000 | $ 66,000 |
| Etowah County Alabama | 139 | $ 21,485,000 | $ 154,000 | $ 75,000 |
| Alcorn County Mississippi | 124 | $ 8,750,000 | $ 70,000 | $ 67,000 |
| Bossier County Louisiana | 122 | $ 20,495,000 | $ 167,000 | $ 72,000 |
| DeSoto County Mississippi | 121 | $ 16,650,000 | $ 137,000 | $ 62,000 |
| Caddo County Louisiana | 116 | $ 18,965,000 | $ 163,000 | $ 70,000 |
| Shelby County Tennessee | 114 | $ 19,589,000 | $ 171,000 | $ 143,000 |
| Yalobusha County Mississippi | 113 | $ 6,082,000 | $ 53,000 | $ 49,000 |
| Union County Mississippi | 99 | $ 6,777,000 | $ 68,000 | $ 70,000 |
| Rankin County Mississippi | 97 | $ 15,941,000 | $ 164,000 | $ 72,000 |
| Tuscaloosa County Alabama | 90 | $ 15,505,000 | $ 172,000 | $ 93,000 |
| Prentiss County Mississippi | 89 | $ 4,276,000 | $ 48,000 | $ 51,000 |
| Tishomingo County Mississippi | 89 | $ 5,129,000 | $ 57,000 | $ 65,000 |
| Pike County Mississippi | 70 | $ 9,148,000 | $ 130,000 | $ 57,000 |
| Cullman County Alabama | 69 | $ 11,363,000 | $ 164,000 | $ 70,000 |
| Pike County Alabama | 69 | $ 12,397,000 | $ 179,000 | $ 90,000 |
| Lafayette County Mississippi | 67 | $ 11,343,000 | $ 169,000 | $ 101,000 |
| Jackson County Alabama | 65 | $ 8,356,000 | $ 128,000 | $ 70,000 |
| Mobile County Alabama | 62 | $ 7,612,000 | $ 122,000 | $ 51,000 |
| St. Clair County Alabama | 58 | $ 10,702,000 | $ 184,000 | $ 81,000 |
| Calcasieu County Louisiana | 56 | $ 7,322,000 | $ 130,000 | $ 61,000 |
| Walker County Alabama | 54 | $ 6,016,000 | $ 111,000 | $ 57,000 |
| Panola County Mississippi | 53 | $ 3,120,000 | $ 58,000 | $ 56,000 |
| Limestone County Alabama | 52 | $ 11,143,000 | $ 214,000 | $ 105,000 |
| Jackson County Mississippi | 51 | $ 8,487,000 | $ 166,000 | $ 90,000 |
| Chickasaw County Mississippi | 48 | $ 2,271,000 | $ 47,000 | $ 61,000 |
| Hinds County Mississippi | 45 | $ 10,167,000 | $ 225,000 | $ 86,000 |
| Lawrence County Alabama | 44 | $ 5,711,000 | $ 129,000 | $ 62,000 |
| Houston County Alabama | 42 | $ 7,087,000 | $ 168,000 | $ 78,000 |
| Lafayette County Louisiana | 41 | $ 6,367,000 | $ 155,000 | $ 59,000 |
| Harrison County Mississippi | 41 | $ 7,265,000 | $ 177,000 | $ 84,000 |
| Neshoba County Mississippi | 41 | $ 5,421,000 | $ 132,000 | $ 83,000 |
| East Baton Rouge County Louisiana | 39 | $ 6,702,000 | $ 171,000 | $ 81,000 |
| Oktibbeha County Mississippi | 39 | $ 5,104,000 | $ 130,000 | $ 68,000 |
| Marshall County Alabama | 37 | $ 5,948,000 | $ 160,000 | $ 86,000 |
| Itawamba County Mississippi | 37 | $ 2,746,000 | $ 74,000 | $ 47,000 |
| Montgomery County Mississippi | 37 | $ 1,850,000 | $ 50,000 | $ 61,000 |
| Lee County Alabama | 36 | $ 8,591,000 | $ 238,000 | $ 127,000 |
| Clay County Mississippi | 35 | $ 3,098,000 | $ 88,000 | $ 123,000 |
| Copiah County Mississippi | 35 | $ 4,959,000 | $ 141,000 | $ 62,000 |
| Lauderdale County Mississippi | 35 | $ 5,589,000 | $ 159,000 | $ 73,000 |
| Colbert County Alabama | 34 | $ 4,591,000 | $ 135,000 | $ 55,000 |
| Baldwin County Alabama | 31 | $ 8,114,000 | $ 261,000 | $ 187,000 |
| Benton County Arkansas | 30 | $ 4,330,000 | $ 144,000 | $ 57,000 |
| Coffee County Alabama | 29 | $ 3,955,000 | $ 136,000 | $ 63,000 |
| Marion County Alabama | 27 | $ 2,391,000 | $ 88,000 | $ 64,000 |
| Carroll County Mississippi | 27 | $ 2,799,000 | $ 103,000 | $ 75,000 |
| Barbour County Alabama | 26 | $ 3,458,000 | $ 133,000 | $ 60,000 |
| Simpson County Mississippi | 26 | $ 3,373,000 | $ 129,000 | $ 73,000 |
| Williamson County Tennessee | 26 | $ 7,797,000 | $ 299,000 | $ 132,000 |
| Blount County Alabama | 25 | $ 4,101,000 | $ 164,000 | $ 89,000 |
| Pickens County Alabama | 25 | $ 2,841,000 | $ 113,000 | $ 62,000 |
| Calhoun County Mississippi | 25 | $ 1,468,000 | $ 58,000 | $ 87,000 |
| Montgomery County Alabama | 24 | $ 3,151,000 | $ 131,000 | $ 48,000 |
| Lincoln County Mississippi | 24 | $ 3,730,000 | $ 155,000 | $ 80,000 |
| Marion County Mississippi | 22 | $ 2,267,000 | $ 103,000 | $ 54,000 |
| Maury County Tennessee | 22 | $ 4,647,000 | $ 211,000 | $ 75,000 |
| Cleburne County Arkansas | 21 | $ 2,547,000 | $ 121,000 | $ 66,000 |
| Madison County Mississippi | 21 | $ 4,800,000 | $ 228,000 | $ 88,000 |
| Giles County Tennessee | 21 | $ 2,163,000 | $ 103,000 | $ 58,000 |
| Lawrence County Tennessee | 21 | $ 1,599,000 | $ 76,000 | $ 35,000 |
| Sumner County Tennessee | 21 | $ 5,338,000 | $ 254,000 | $ 130,000 |
| Autauga County Alabama | 20 | $ 3,669,000 | $ 183,000 | $ 75,000 |
| Elmore County Alabama | 19 | $ 3,481,000 | $ 183,000 | $ 75,000 |
| Randolph County Alabama | 19 | $ 3,143,000 | $ 165,000 | $ 92,000 |
| Natchitoches County Louisiana | 19 | $ 3,264,000 | $ 171,000 | $ 84,000 |
| Ouachita County Louisiana | 19 | $ 2,900,000 | $ 152,000 | $ 63,000 |
| Adams County Mississippi | 19 | $ 2,265,000 | $ 119,000 | $ 62,000 |
| Wilson County Tennessee | 19 | $ 3,840,000 | $ 202,000 | $ 203,000 |
| Livingston County Louisiana | 17 | $ 2,996,000 | $ 176,000 | $ 66,000 |
| Attala County Mississippi | 17 | $ 1,507,000 | $ 88,000 | $ 77,000 |
| Lowndes County Mississippi | 17 | $ 2,008,000 | $ 118,000 | $ 101,000 |
| DeKalb County Alabama | 16 | $ 1,674,000 | $ 104,000 | $ 57,000 |
| Lauderdale County Alabama | 16 | $ 1,847,000 | $ 115,000 | $ 51,000 |
| Lamar County Mississippi | 16 | $ 3,233,000 | $ 202,000 | $ 83,000 |
| Lewis County Tennessee | 16 | $ 1,566,000 | $ 97,000 | $ 49,000 |
| Lamar County Alabama | 15 | $ 1,541,000 | $ 102,000 | $ 67,000 |
| Winston County Alabama | 15 | $ 1,804,000 | $ 120,000 | $ 83,000 |
| Madison County Tennessee | 15 | $ 2,316,000 | $ 154,000 | $ 109,000 |
| McNairy County Tennessee | 15 | $ 1,351,000 | $ 90,000 | $ 53,000 |
| Robertson County Tennessee | 15 | $ 2,963,000 | $ 197,000 | $ 83,000 |
| Tallahatchie County Mississippi | 14 | $ 540,000 | $ 38,000 | $ 62,000 |
| Ascension County Louisiana | 13 | $ 2,121,000 | $ 163,000 | $ 79,000 |
| Amite County Mississippi | 13 | $ 1,400,000 | $ 107,000 | $ 40,000 |
| Leake County Mississippi | 13 | $ 1,973,000 | $ 151,000 | $ 67,000 |
| Bedford County Tennessee | 13 | $ 1,325,000 | $ 101,000 | $ 62,000 |
| Calhoun County Alabama | 12 | $ 1,588,000 | $ 132,000 | $ 66,000 |
| Choctaw County Alabama | 12 | $ 1,328,000 | $ 110,000 | $ 70,000 |
| Franklin County Alabama | 12 | $ 1,273,000 | $ 106,000 | $ 43,000 |
| Talladega County Alabama | 12 | $ 1,983,000 | $ 165,000 | $ 77,000 |
| Webster County Louisiana | 12 | $ 1,276,000 | $ 106,000 | $ 53,000 |
| Stone County Mississippi | 12 | $ 2,072,000 | $ 172,000 | $ 74,000 |
| Gibson County Tennessee | 12 | $ 1,478,000 | $ 123,000 | $ 53,000 |
| Hardin County Tennessee | 12 | $ 1,792,000 | $ 149,000 | $ 91,000 |
| Rutherford County Tennessee | 12 | $ 2,167,000 | $ 180,000 | $ 83,000 |
| Clarke County Alabama | 11 | $ 1,660,000 | $ 150,000 | $ 60,000 |
| Newton County Mississippi | 11 | $ 1,844,000 | $ 167,000 | $ 87,000 |
| St. Tammany County Louisiana | 10 | $ 2,017,000 | $ 201,000 | $ 78,000 |
| Tippah County Mississippi | 10 | $ 696,000 | $ 69,000 | $ 95,000 |
| Chilton County Alabama | 9 | $ 1,695,000 | $ 188,000 | $ 89,000 |
| Henry County Alabama | 9 | $ 2,040,000 | $ 226,000 | $ 101,000 |
| Early County Georgia | 9 | $ 997,000 | $ 110,000 | $ 80,000 |
| Forrest County Mississippi | 9 | $ 1,650,000 | $ 183,000 | $ 72,000 |
| Walthall County Mississippi | 9 | $ 1,238,000 | $ 137,000 | $ 65,000 |
| Warren County Mississippi | 9 | $ 1,243,000 | $ 138,000 | $ 46,000 |
| Escambia County Alabama | 8 | $ 1,263,000 | $ 157,000 | $ 110,000 |
| Walton County Florida | 8 | $ 5,226,000 | $ 653,000 | $ 340,000 |
| Tate County Mississippi | 8 | $ 1,273,000 | $ 159,000 | $ 102,000 |
| Coffee County Tennessee | 8 | $ 990,000 | $ 123,000 | $ 66,000 |
| Fayette County Tennessee | 8 | $ 2,097,000 | $ 262,000 | $ 80,000 |
| Marshall County Tennessee | 8 | $ 815,000 | $ 101,000 | $ 54,000 |
| Wayne County Tennessee | 8 | $ 802,000 | $ 100,000 | $ 44,000 |
| Bowie County Texas | 8 | $ 1,609,000 | $ 201,000 | $ 100,000 |
| Bibb County Alabama | 7 | $ 923,000 | $ 131,000 | $ 53,000 |
| Butler County Alabama | 7 | $ 972,000 | $ 138,000 | $ 83,000 |
| Geneva County Alabama | 7 | $ 1,557,000 | $ 222,000 | $ 215,000 |
| Tallapoosa County Alabama | 7 | $ 2,101,000 | $ 300,000 | $ 179,000 |
| Miller County Arkansas | 7 | $ 1,486,000 | $ 212,000 | $ 94,000 |
| De Soto County Louisiana | 7 | $ 1,108,000 | $ 158,000 | $ 72,000 |
| Union County Louisiana | 7 | $ 913,000 | $ 130,000 | $ 48,000 |
| Marshall County Mississippi | 7 | $ 329,000 | $ 47,000 | $ 37,000 |
| Henderson County Tennessee | 7 | $ 699,000 | $ 99,000 | $ 41,000 |
| Cherokee County Alabama | 6 | $ 1,472,000 | $ 245,000 | $ 119,000 |
| Covington County Alabama | 6 | $ 1,068,000 | $ 178,000 | $ 60,000 |
| Washington County Alabama | 6 | $ 802,000 | $ 133,000 | $ 63,000 |
| Hempstead County Arkansas | 6 | $ 736,000 | $ 122,000 | $ 215,000 |
| Bibb County Georgia | 6 | $ 990,000 | $ 165,000 | $ 75,000 |
| Acadia County Louisiana | 6 | $ 606,000 | $ 101,000 | $ 70,000 |
| Vermilion County Louisiana | 6 | $ 658,000 | $ 109,000 | $ 63,000 |
| Benton County Mississippi | 6 | $ 375,000 | $ 62,000 | $ 104,000 |
| George County Mississippi | 6 | $ 766,000 | $ 127,000 | $ 55,000 |
| Webster County Mississippi | 6 | $ 485,000 | $ 80,000 | $ 77,000 |
| Knox County Tennessee | 6 | $ 3,379,000 | $ 563,000 | $ 88,000 |
| Van Buren County Arkansas | 5 | $ 490,000 | $ 98,000 | $ 52,000 |
| Bay County Florida | 5 | $ 1,299,000 | $ 259,000 | $ 127,000 |
| Santa Rosa County Florida | 5 | $ 948,000 | $ 189,000 | $ 42,000 |
| Iberia County Louisiana | 5 | $ 706,000 | $ 141,000 | $ 46,000 |
| Lincoln County Louisiana | 5 | $ 789,000 | $ 157,000 | $ 73,000 |
| Rapides County Louisiana | 5 | $ 810,000 | $ 162,000 | $ 62,000 |
| Choctaw County Mississippi | 5 | $ 324,000 | $ 64,000 | $ 58,000 |
| Covington County Mississippi | 5 | $ 562,000 | $ 112,000 | $ 52,000 |
| Jones County Mississippi | 5 | $ 965,000 | $ 193,000 | $ 89,000 |
| Union County North Carolina | 5 | $ 1,310,000 | $ 262,000 | $ 85,000 |
| Lincoln County Tennessee | 5 | $ 594,000 | $ 118,000 | $ 62,000 |
| Montgomery County Tennessee | 5 | $ 602,000 | $ 120,000 | $ 60,000 |
| Tipton County Tennessee | 5 | $ 640,000 | $ 128,000 | $ 48,000 |
| Crenshaw County Alabama | 4 | $ 564,000 | $ 141,000 | $ 53,000 |
| Dale County Alabama | 4 | $ 484,000 | $ 121,000 | $ 40,000 |
| Fayette County Alabama | 4 | $ 521,000 | $ 130,000 | $ 69,000 |
| Hillsborough County Florida | 4 | $ 498,000 | $ 124,000 | $ 38,000 |
| Jefferson Davis County Louisiana | 4 | $ 498,000 | $ 124,000 | $ 87,000 |
| St. Martin County Louisiana | 4 | $ 471,000 | $ 117,000 | $ 44,000 |
| Franklin County Mississippi | 4 | $ 353,000 | $ 88,000 | $ 75,000 |
| Hancock County Mississippi | 4 | $ 576,000 | $ 144,000 | $ 126,000 |
| Holmes County Mississippi | 4 | $ 379,000 | $ 94,000 | $ 57,000 |
| Kemper County Mississippi | 4 | $ 412,000 | $ 103,000 | $ 79,000 |
| Cheatham County Tennessee | 4 | $ 979,000 | $ 244,000 | $ 57,000 |
| Decatur County Tennessee | 4 | $ 303,000 | $ 75,000 | $ 56,000 |
| Dickson County Tennessee | 4 | $ 538,000 | $ 134,000 | $ 171,000 |
| Chambers County Alabama | 3 | $ 611,000 | $ 203,000 | $ 94,000 |
| Hale County Alabama | 3 | $ 377,000 | $ 125,000 | $ 51,000 |
| Sumter County Alabama | 3 | $ 401,000 | $ 133,000 | $ 177,000 |
| St. Landry County Louisiana | 3 | $ 382,000 | $ 127,000 | $ 55,000 |
| Clarke County Mississippi | 3 | $ 553,000 | $ 184,000 | $ 80,000 |
| Jefferson Davis County Mississippi | 3 | $ 277,000 | $ 92,000 | $ 31,000 |
| Washington County Mississippi | 3 | $ 394,000 | $ 131,000 | $ 91,000 |
| Mecklenburg County North Carolina | 3 | $ 369,000 | $ 123,000 | $ 63,000 |
| Cannon County Tennessee | 3 | $ 527,000 | $ 175,000 | $ 80,000 |
| Hamilton County Tennessee | 3 | $ 322,000 | $ 107,000 | $ 82,000 |
| Coosa County Alabama | 2 | $ 812,000 | $ 406,000 | $ 173,000 |
| Greene County Alabama | 2 | $ 370,000 | $ 185,000 | $ 136,000 |
| Marengo County Alabama | 2 | $ 133,000 | $ 66,000 | $ 38,000 |
| Craighead County Arkansas | 2 | $ 218,000 | $ 109,000 | $ 65,000 |
| Greene County Arkansas | 2 | $ 254,000 | $ 127,000 | $ 80,000 |
| White County Arkansas | 2 | $ 142,000 | $ 71,000 | $ 27,000 |
| Okaloosa County Florida | 2 | $ 732,000 | $ 366,000 | $ 622,000 |
| Calhoun County Georgia | 2 | $ 125,000 | $ 62,000 | $ 89,000 |
| Coweta County Georgia | 2 | $ 297,000 | $ 148,000 | $ 60,000 |
| Houston County Georgia | 2 | $ 461,000 | $ 230,000 | $ 117,000 |
| Miller County Georgia | 2 | $ 167,000 | $ 83,000 | $ 38,000 |
| Jefferson County Louisiana | 2 | $ 162,000 | $ 81,000 | $ 39,000 |
| St. Mary County Louisiana | 2 | $ 198,000 | $ 99,000 | $ 63,000 |
| Greene County Mississippi | 2 | $ 265,000 | $ 132,000 | $ 65,000 |
| Lawrence County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 69,000 |
| Noxubee County Mississippi | 2 | $ 136,000 | $ 68,000 | $ 76,000 |
| Scott County Mississippi | 2 | $ 163,000 | $ 81,000 | $ 69,000 |
| Smith County Mississippi | 2 | $ 219,000 | $ 109,000 | $ 46,000 |
| Taos County New Mexico | 2 | $ 679,000 | $ 339,000 | $ 221,000 |
| Catawba County North Carolina | 2 | $ 223,000 | $ 111,000 | $ 49,000 |
| DeKalb County Tennessee | 2 | $ 545,000 | $ 272,000 | $ 800,000 |
| Hardeman County Tennessee | 2 | $ 89,000 | $ 44,000 | $ 164,000 |
| Humphreys County Tennessee | 2 | $ 283,000 | $ 141,000 | $ 51,000 |
| Clay County Alabama | 1 | $ 226,000 | $ 226,000 | $ 148,000 |
| Conecuh County Alabama | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Wilcox County Alabama | 1 | $ 89,000 | $ 89,000 | $ 24,000 |
| Ashley County Arkansas | 1 | $ 188,000 | $ 188,000 | $ 57,000 |
| Chicot County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Mississippi County Arkansas | 1 | $ 93,000 | $ 93,000 | $ 91,000 |
| Sevier County Arkansas | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| St. Francis County Arkansas | 1 | $ 207,000 | $ 207,000 | $ 103,000 |
| Stone County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Broward County Florida | 1 | $ 203,000 | $ 203,000 | $ 54,000 |
| Escambia County Florida | 1 | $ 521,000 | $ 521,000 | $ 0 |
| Sarasota County Florida | 1 | $ 146,000 | $ 146,000 | $ 62,000 |
| Cobb County Georgia | 1 | $ 186,000 | $ 186,000 | $ 75,000 |
| Floyd County Georgia | 1 | $ 254,000 | $ 254,000 | $ 108,000 |
| Lamar County Georgia | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Lee County Georgia | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Monroe County Georgia | 1 | $ 546,000 | $ 546,000 | $ 184,000 |
| Quitman County Georgia | 1 | $ 110,000 | $ 110,000 | $ 22,000 |
| Fayette County Kentucky | 1 | $ 166,000 | $ 166,000 | $ 53,000 |
| Beauregard County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 46,000 |
| Bienville County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Claiborne County Louisiana | 1 | $ 208,000 | $ 208,000 | $ 120,000 |
| Concordia County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| East Feliciana County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 56,000 |
| Evangeline County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 106,000 |
| Jackson County Louisiana | 1 | $ 79,000 | $ 79,000 | $ 92,000 |
| Lafourche County Louisiana | 1 | $ 233,000 | $ 233,000 | $ 93,000 |
| Morehouse County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Orleans County Louisiana | 1 | $ 559,000 | $ 559,000 | $ 263,000 |
| Richland County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Vernon County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 88,000 |
| Washington County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| West Baton Rouge County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| West Feliciana County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| Coahoma County Mississippi | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Leflore County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 77,000 |
| Quitman County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Wilkinson County Mississippi | 1 | $ 268,000 | $ 268,000 | $ 99,000 |
| Gallatin County Montana | 1 | $ 5,000,000 | $ 5,000,000 | $ 7,876,000 |
| Alexander County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 20,000 |
| Cabarrus County North Carolina | 1 | $ 309,000 | $ 309,000 | $ 87,000 |
| Davidson County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 217,000 |
| Guilford County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 35,000 |
| Randolph County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Stokes County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 38,000 |
| Surry County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 65,000 |
| Greene County Ohio | 1 | $ 87,000 | $ 87,000 | $ 116,000 |
| Allegheny County Pennsylvania | 1 | $ 394,000 | $ 394,000 | $ 120,000 |
| Barnwell County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Greenville County South Carolina | 1 | $ 266,000 | $ 266,000 | $ 63,000 |
| Bledsoe County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 53,000 |
| Blount County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 47,000 |
| Bradley County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 68,000 |
| Chester County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 54,000 |
| Dyer County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 161,000 |
| Franklin County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Grundy County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 270,000 |
| Haywood County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Marion County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 113,000 |
| Obion County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 8,000 |
| Perry County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 56,000 |
| Sevier County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 72,000 |
| Warren County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 49,000 |
| Weakley County Tennessee | 1 | $ 264,000 | $ 264,000 | $ 133,000 |
| Bell County Texas | 1 | $ 82,000 | $ 82,000 | $ 30,000 |
| Fort Bend County Texas | 1 | $ 309,000 | $ 309,000 | $ 200,000 |
| Harris County Texas | 1 | $ 378,000 | $ 378,000 | $ 83,000 |
| Dinwiddie County Virginia | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Renasant Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,413 | $503,647,000 | $147,000 | $2,224,000 | $79,000 | $1,683,000 |
| Refinancing | 3,166 | $452,946,000 | $143,000 | $5,000,000 | $87,000 | $7,876,000 |
| Home Improvement | 272 | $11,500,000 | $42,000 | $720,000 | $81,000 | $3,476,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,678 | $819,825,000 | $144,000 | $5,000,000 | $88,000 | $7,876,000 |
| Black or African American | 765 | $77,218,000 | $100,000 | $800,000 | $63,000 | $3,476,000 |
| Not applicable | 167 | $33,731,000 | $201,000 | $2,500,000 | $0 | $0 |
| Not Provided | 107 | $15,652,000 | $146,000 | $392,000 | $63,000 | $172,000 |
| Hispanic | 64 | $8,176,000 | $127,000 | $680,000 | $67,000 | $304,000 |
| Asian | 62 | $12,188,000 | $196,000 | $960,000 | $103,000 | $1,647,000 |
| American Indian or Alaskan Native | 5 | $652,000 | $130,000 | $198,000 | $71,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $651,000 | $217,000 | $417,000 | $116,000 | $220,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,255 | $757,153,000 | $144,000 | $5,000,000 | $91,000 | $7,876,000 |
| FHA-insured (Federal Housing Administration) | 1,111 | $143,545,000 | $129,000 | $343,000 | $56,000 | $643,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 305 | $35,261,000 | $115,000 | $232,000 | $43,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 180 | $32,134,000 | $178,000 | $417,000 | $66,000 | $187,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,387 | $776,207,000 | $144,000 | $5,000,000 | $86,000 | $7,876,000 |
| Loan Purchased By The Institution | 569 | $88,154,000 | $154,000 | $590,000 | $76,000 | $665,000 |
| Application Denied By Financial Institution | 490 | $52,498,000 | $107,000 | $1,820,000 | $64,000 | $1,278,000 |
| Application Approved But Not Accepted | 336 | $38,539,000 | $114,000 | $1,500,000 | $67,000 | $600,000 |
| Application Withdrawn By Applicant | 67 | $12,394,000 | $184,000 | $1,000,000 | $101,000 | $1,245,000 |
| File Closed For Incompleteness | 2 | $301,000 | $150,000 | $266,000 | $250,000 | $480,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Renasant Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.