Renasant Bank Mortgage Lending & HMDA Data, 2011

In 2011, Renasant Bank of Johns Creek, GA reported 4,733 mortgage applications totaling $659.4 million, down 12% from 2010. The average application was for $139,316, and applicants reported an average income of $89,185. 66% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (359), Memphis, TN-MS-AR (306) and Birmingham-Hoover, AL (278) (applications in parentheses).

Mortgage Company & Address Renasant Bank

Johns Creek, GA 30097
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 4,733
Total Mortgage Loan Application Amount $659,385,000
Average Mortgage Loan Application Amount $139,316
Highest Mortgage Loan Application Amount $3,120,000
Average Applicant Income $89,185
Highest Applicant Income $7,124,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Renasant Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Renasant Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lee, Mississippi 375 $ 40,398,000 $ 107,728 $ 81,000
Monroe, Mississippi 200 $ 15,946,000 $ 79,730 $ 81,000
Shelby, Tennessee 177 $ 36,714,000 $ 207,423 $ 120,000
Davidson, Tennessee 156 $ 39,948,000 $ 256,076 $ 135,000
Madison, Alabama 155 $ 33,335,000 $ 215,064 $ 131,000
Pontotoc, Mississippi 141 $ 8,634,000 $ 61,234 $ 73,000
Winston, Mississippi 134 $ 7,897,000 $ 58,932 $ 64,000
Grenada, Mississippi 129 $ 9,144,000 $ 70,883 $ 78,000
Jefferson, Alabama 124 $ 34,407,000 $ 277,475 $ 121,000
Morgan, Alabama 122 $ 18,453,000 $ 151,254 $ 91,000
Union, Mississippi 114 $ 9,925,000 $ 87,061 $ 70,000
Cherokee, Georgia 110 $ 15,050,000 $ 136,818 $ 55,000
DeSoto, Mississippi 110 $ 14,008,000 $ 127,345 $ 74,000
Lafayette, Mississippi 107 $ 18,782,000 $ 175,532 $ 136,000
Yalobusha, Mississippi 92 $ 4,034,000 $ 43,847 $ 53,000
Alcorn, Mississippi 91 $ 7,517,000 $ 82,604 $ 111,000
Prentiss, Mississippi 90 $ 6,483,000 $ 72,033 $ 62,000
Etowah, Alabama 83 $ 12,081,000 $ 145,554 $ 66,000
St. Clair, Alabama 79 $ 11,280,000 $ 142,784 $ 69,000
Tishomingo, Mississippi 78 $ 5,164,000 $ 66,205 $ 77,000
Pickens, Georgia 69 $ 5,454,000 $ 79,043 $ 55,000
Houston, Alabama 66 $ 9,531,000 $ 144,409 $ 84,000
Shelby, Alabama 60 $ 13,496,000 $ 224,933 $ 123,000
Bartow, Georgia 59 $ 9,443,000 $ 160,050 $ 66,000
Colbert, Alabama 56 $ 10,056,000 $ 179,571 $ 111,000
Oktibbeha, Mississippi 52 $ 7,606,000 $ 146,269 $ 96,000
Jackson, Alabama 49 $ 7,031,000 $ 143,489 $ 71,000
Williamson, Tennessee 49 $ 15,865,000 $ 323,775 $ 162,000
Lowndes, Mississippi 46 $ 9,041,000 $ 196,543 $ 84,000
East Baton Rouge, Louisiana 43 $ 8,342,000 $ 194,000 $ 89,000
Panola, Mississippi 42 $ 2,577,000 $ 61,357 $ 66,000
Montgomery, Mississippi 39 $ 1,983,000 $ 50,846 $ 68,000
DeKalb, Alabama 38 $ 5,848,000 $ 153,894 $ 83,000
Pike, Alabama 38 $ 5,567,000 $ 146,500 $ 85,000
Fulton, Georgia 35 $ 10,137,000 $ 289,628 $ 144,000
Lincoln, Mississippi 34 $ 5,308,000 $ 156,117 $ 85,000
Chickasaw, Mississippi 33 $ 782,000 $ 23,696 $ 43,000
Itawamba, Mississippi 32 $ 2,527,000 $ 78,968 $ 59,000
Lauderdale, Alabama 30 $ 4,371,000 $ 145,700 $ 71,000
Clay, Mississippi 30 $ 3,854,000 $ 128,466 $ 313,000
Lawrence, Tennessee 30 $ 3,594,000 $ 119,800 $ 67,000
Montgomery, Alabama 28 $ 4,807,000 $ 171,678 $ 135,000
Calhoun, Mississippi 26 $ 1,774,000 $ 68,230 $ 91,000
Limestone, Alabama 24 $ 3,971,000 $ 165,458 $ 78,000
Cobb, Georgia 24 $ 3,447,000 $ 143,625 $ 56,000
Forsyth, Georgia 24 $ 3,506,000 $ 146,083 $ 67,000
Elmore, Alabama 23 $ 4,745,000 $ 206,304 $ 125,000
Cleburne, Alabama 22 $ 3,522,000 $ 160,090 $ 71,000
Marion, Alabama 22 $ 2,314,000 $ 105,181 $ 79,000
Marshall, Alabama 22 $ 3,019,000 $ 137,227 $ 59,000
Rankin, Mississippi 22 $ 2,949,000 $ 134,045 $ 72,000
Baldwin, Alabama 21 $ 5,315,000 $ 253,095 $ 195,000
Putnam, Tennessee 21 $ 2,851,000 $ 135,761 $ 62,000
Rutherford, Tennessee 19 $ 3,342,000 $ 175,894 $ 57,000
Tuscaloosa, Alabama 18 $ 4,151,000 $ 230,611 $ 126,000
Clark, Arkansas 18 $ 2,344,000 $ 130,222 $ 67,000
Bossier, Louisiana 18 $ 3,594,000 $ 199,666 $ 76,000
Gordon, Georgia 17 $ 1,481,000 $ 87,117 $ 11,000
Sumner, Tennessee 17 $ 3,080,000 $ 181,176 $ 96,000
Autauga, Alabama 16 $ 2,735,000 $ 170,937 $ 84,000
Cullman, Alabama 16 $ 3,114,000 $ 194,625 $ 88,000
Ascension, Louisiana 16 $ 2,938,000 $ 183,625 $ 59,000
Livingston, Louisiana 16 $ 2,456,000 $ 153,500 $ 61,000
Carroll, Mississippi 16 $ 1,510,000 $ 94,375 $ 99,000
Hinds, Mississippi 15 $ 2,198,000 $ 146,533 $ 80,000
Lawrence, Alabama 14 $ 1,866,000 $ 133,285 $ 65,000
Copiah, Mississippi 14 $ 1,548,000 $ 110,571 $ 53,000
Franklin, Alabama 12 $ 1,370,000 $ 114,166 $ 62,000
Phillips, Arkansas 12 $ 865,000 $ 72,083 $ 56,000
Tippah, Mississippi 12 $ 829,000 $ 69,083 $ 51,000
Montgomery, Tennessee 11 $ 1,171,000 $ 106,454 $ 64,000
Barbour, Alabama 10 $ 1,006,000 $ 100,600 $ 61,000
Dale, Alabama 10 $ 1,257,000 $ 125,700 $ 57,000
Winston, Alabama 10 $ 1,685,000 $ 168,500 $ 213,000
Webster, Louisiana 10 $ 1,242,000 $ 124,200 $ 58,000
Attala, Mississippi 10 $ 1,287,000 $ 128,700 $ 82,000
Calhoun, Alabama 9 $ 1,239,000 $ 137,666 $ 68,000
Coffee, Alabama 9 $ 1,668,000 $ 185,333 $ 80,000
Gwinnett, Georgia 9 $ 1,500,000 $ 166,666 $ 38,000
Pike, Mississippi 9 $ 1,628,000 $ 180,888 $ 84,000
Bowie, Texas 9 $ 1,222,000 $ 135,777 $ 106,000
Bradley, Arkansas 8 $ 982,000 $ 122,750 $ 52,000
Miller, Arkansas 8 $ 1,295,000 $ 161,875 $ 84,000
DeKalb, Georgia 8 $ 1,761,000 $ 220,125 $ 89,000
Gilmer, Georgia 8 $ 526,000 $ 65,750 $ 27,000
Caddo, Louisiana 8 $ 1,396,000 $ 174,500 $ 77,000
Neshoba, Mississippi 8 $ 994,000 $ 124,250 $ 85,000
Tallahatchie, Mississippi 8 $ 244,000 $ 30,500 $ 46,000
Tate, Mississippi 8 $ 1,017,000 $ 127,125 $ 266,000
Robertson, Tennessee 8 $ 1,205,000 $ 150,625 $ 123,000
Wilson, Tennessee 8 $ 2,059,000 $ 257,375 $ 156,000
Blount, Alabama 7 $ 905,000 $ 129,285 $ 46,000
Crenshaw, Alabama 7 $ 867,000 $ 123,857 $ 70,000
Talladega, Alabama 7 $ 910,000 $ 130,000 $ 84,000
Natchitoches, Louisiana 7 $ 1,024,000 $ 146,285 $ 78,000
West Baton Rouge, Louisiana 7 $ 1,254,000 $ 179,142 $ 65,000
Webster, Mississippi 7 $ 525,000 $ 75,000 $ 54,000
McNairy, Tennessee 7 $ 1,200,000 $ 171,428 $ 64,000
Henry, Alabama 6 $ 817,000 $ 136,166 $ 70,000
Hempstead, Arkansas 6 $ 665,000 $ 110,833 $ 59,000
Dawson, Georgia 6 $ 691,000 $ 115,166 $ 71,000
Paulding, Georgia 6 $ 1,139,000 $ 189,833 $ 81,000
Choctaw, Mississippi 6 $ 358,000 $ 59,666 $ 44,000
Hamilton, Tennessee 6 $ 1,586,000 $ 264,333 $ 129,000
Sullivan, Tennessee 6 $ 1,108,000 $ 184,666 $ 108,000
Cherokee, Alabama 5 $ 623,000 $ 124,600 $ 58,000
Escambia, Alabama 5 $ 561,000 $ 112,200 $ 60,000
Lee, Alabama 5 $ 796,000 $ 159,200 $ 131,000
Randolph, Alabama 5 $ 659,000 $ 131,800 $ 77,000
Walker, Alabama 5 $ 601,000 $ 120,200 $ 49,000
Garland, Arkansas 5 $ 999,000 $ 199,800 $ 174,000
Bay, Florida 5 $ 868,000 $ 173,600 $ 222,000
Muscogee, Georgia 5 $ 523,000 $ 104,600 $ 78,000
Claiborne, Louisiana 5 $ 580,000 $ 116,000 $ 62,000
De Soto, Louisiana 5 $ 1,116,000 $ 223,200 $ 97,000
East Feliciana, Louisiana 5 $ 851,000 $ 170,200 $ 96,000
Madison, Mississippi 5 $ 1,123,000 $ 224,600 $ 491,000
Walthall, Mississippi 5 $ 1,028,000 $ 205,600 $ 120,000
Hardin, Tennessee 5 $ 985,000 $ 197,000 $ 127,000
Geneva, Alabama 4 $ 466,000 $ 116,500 $ 62,000
Lamar, Alabama 4 $ 400,000 $ 100,000 $ 31,000
Walton, Florida 4 $ 998,000 $ 249,500 $ 52,000
Early, Georgia 4 $ 387,000 $ 96,750 $ 60,000
Floyd, Georgia 4 $ 305,000 $ 76,250 $ 0
Benton, Mississippi 4 $ 233,000 $ 58,250 $ 62,000
Harrison, Mississippi 4 $ 670,000 $ 167,500 $ 63,000
Leake, Mississippi 4 $ 547,000 $ 136,750 $ 72,000
Marion, Mississippi 4 $ 689,000 $ 172,250 $ 76,000
Marshall, Mississippi 4 $ 239,000 $ 59,750 $ 221,000
Coffee, Tennessee 4 $ 521,000 $ 130,250 $ 83,000
Fayette, Tennessee 4 $ 1,219,000 $ 304,750 $ 111,000
Overton, Tennessee 4 $ 429,000 $ 107,250 $ 26,000
Washington, Tennessee 4 $ 452,000 $ 113,000 $ 87,000
Butler, Alabama 3 $ 361,000 $ 120,333 $ 38,000
Chilton, Alabama 3 $ 472,000 $ 157,333 $ 40,000
Fayette, Alabama 3 $ 423,000 $ 141,000 $ 43,000
Tallapoosa, Alabama 3 $ 379,000 $ 126,333 $ 92,000
Craighead, Arkansas 3 $ 663,000 $ 221,000 $ 94,000
Hot Spring, Arkansas 3 $ 334,000 $ 111,333 $ 96,000
Union, Arkansas 3 $ 394,000 $ 131,333 $ 83,000
Iberville, Louisiana 3 $ 360,000 $ 120,000 $ 38,000
West Feliciana, Louisiana 3 $ 505,000 $ 168,333 $ 76,000
Holmes, Mississippi 3 $ 218,000 $ 72,666 $ 56,000
Lauderdale, Mississippi 3 $ 860,000 $ 286,666 $ 191,000
Lawrence, Mississippi 3 $ 547,000 $ 182,333 $ 104,000
Leflore, Mississippi 3 $ 219,000 $ 73,000 $ 54,000
Greene, Tennessee 3 $ 233,000 $ 77,666 $ 45,000
Bullock, Alabama 2 $ 391,000 $ 195,500 $ 82,000
Dallas, Alabama 2 $ 345,000 $ 172,500 $ 74,000
Lowndes, Alabama 2 $ 274,000 $ 137,000 $ 78,000
Mobile, Alabama 2 $ 188,000 $ 94,000 $ 32,000
Pickens, Alabama 2 $ 355,000 $ 177,500 $ 83,000
Ouachita, Arkansas 2 $ 128,000 $ 64,000 $ 64,000
Poinsett, Arkansas 2 $ 269,000 $ 134,500 $ 79,000
Saline, Arkansas 2 $ 366,000 $ 183,000 $ 98,000
Escambia, Florida 2 $ 1,047,000 $ 523,500 $ 37,000
Barrow, Georgia 2 $ 266,000 $ 133,000 $ 38,000
Carroll, Georgia 2 $ 210,000 $ 105,000 $ 36,000
Douglas, Georgia 2 $ 346,000 $ 173,000 $ 67,000
Lumpkin, Georgia 2 $ 293,000 $ 146,500 $ 49,000
Miller, Georgia 2 $ 160,000 $ 80,000 $ 36,000
Seminole, Georgia 2 $ 261,000 $ 130,500 $ 57,000
Ouachita, Louisiana 2 $ 346,000 $ 173,000 $ 195,000
Pointe Coupee, Louisiana 2 $ 392,000 $ 196,000 $ 91,000
St. Landry, Louisiana 2 $ 180,000 $ 90,000 $ 30,000
St. Mary, Louisiana 2 $ 269,000 $ 134,500 $ 53,000
Kemper, Mississippi 2 $ 48,000 $ 24,000 $ 66,000
Noxubee, Mississippi 2 $ 45,000 $ 22,500 $ 60,000
Stone, Mississippi 2 $ 90,000 $ 45,000 $ 34,000
Yazoo, Mississippi 2 $ 90,000 $ 45,000 $ 45,000
Cheatham, Tennessee 2 $ 276,000 $ 138,000 $ 40,000
Chester, Tennessee 2 $ 209,000 $ 104,500 $ 45,000
Dickson, Tennessee 2 $ 332,000 $ 166,000 $ 157,000
Lincoln, Tennessee 2 $ 226,000 $ 113,000 $ 50,000
Maury, Tennessee 2 $ 141,000 $ 70,500 $ 102,000
McMinn, Tennessee 2 $ 246,000 $ 123,000 $ 41,000
Sevier, Tennessee 2 $ 1,378,000 $ 689,000 $ 31,000
Coosa, Alabama 1 $ 48,000 $ 48,000 $ 36,000
Ashley, Arkansas 1 $ 51,000 $ 51,000 $ 29,000
Crittenden, Arkansas 1 $ 39,000 $ 39,000 $ 50,000
Grant, Arkansas 1 $ 110,000 $ 110,000 $ 51,000
Lee, Arkansas 1 $ 152,000 $ 152,000 $ 40,000
Little River, Arkansas 1 $ 88,000 $ 88,000 $ 70,000
Pike, Arkansas 1 $ 177,000 $ 177,000 $ 62,000
Stone, Arkansas 1 $ 133,000 $ 133,000 $ 54,000
White, Arkansas 1 $ 80,000 $ 80,000 $ 32,000
Broward, Florida 1 $ 100,000 $ 100,000 $ 230,000
Gulf, Florida 1 $ 253,000 $ 253,000 $ 103,000
Jackson, Florida 1 $ 100,000 $ 100,000 $ 49,000
Nassau, Florida 1 $ 417,000 $ 417,000 $ 1,353,000
Polk, Florida 1 $ 96,000 $ 96,000 $ 22,000
Santa Rosa, Florida 1 $ 248,000 $ 248,000 $ 77,000
Chattooga, Georgia 1 $ 128,000 $ 128,000 $ 87,000
Clarke, Georgia 1 $ 272,000 $ 272,000 $ 299,000
Coffee, Georgia 1 $ 120,000 $ 120,000 $ 83,000
Coweta, Georgia 1 $ 162,000 $ 162,000 $ 73,000
Crisp, Georgia 1 $ 316,000 $ 316,000 $ 225,000
Decatur, Georgia 1 $ 153,000 $ 153,000 $ 107,000
Franklin, Georgia 1 $ 101,000 $ 101,000 $ 61,000
Hall, Georgia 1 $ 414,000 $ 414,000 $ 168,000
Harris, Georgia 1 $ 169,000 $ 169,000 $ 71,000
Hart, Georgia 1 $ 86,000 $ 86,000 $ 99,000
Henry, Georgia 1 $ 141,000 $ 141,000 $ 54,000
Pierce, Georgia 1 $ 54,000 $ 54,000 $ 52,000
Polk, Georgia 1 $ 32,000 $ 32,000 $ 0
Quitman, Georgia 1 $ 137,000 $ 137,000 $ 83,000
Rockdale, Georgia 1 $ 350,000 $ 350,000 $ 189,000
Sumter, Georgia 1 $ 50,000 $ 50,000 $ 35,000
Terrell, Georgia 1 $ 164,000 $ 164,000 $ 111,000
Union, Georgia 1 $ 110,000 $ 110,000 $ 75,000
Washington, Georgia 1 $ 79,000 $ 79,000 $ 34,000
Lake, Illinois 1 $ 101,000 $ 101,000 $ 75,000
Jessamine, Kentucky 1 $ 120,000 $ 120,000 $ 58,000
Trigg, Kentucky 1 $ 226,000 $ 226,000 $ 82,000
Acadia, Louisiana 1 $ 113,000 $ 113,000 $ 67,000
Bienville, Louisiana 1 $ 58,000 $ 58,000 $ 39,000
Jackson, Louisiana 1 $ 204,000 $ 204,000 $ 146,000
Jefferson, Louisiana 1 $ 417,000 $ 417,000 $ 265,000
Orleans, Louisiana 1 $ 186,000 $ 186,000 $ 123,000
Franklin, Mississippi 1 $ 100,000 $ 100,000 $ 60,000
Hancock, Mississippi 1 $ 89,000 $ 89,000 $ 41,000
Lamar, Mississippi 1 $ 259,000 $ 259,000 $ 115,000
Pearl River, Mississippi 1 $ 115,000 $ 115,000 $ 56,000
Quitman, Mississippi 1 $ 3,000 $ 3,000 $ 90,000
Simpson, Mississippi 1 $ 95,000 $ 95,000 $ 43,000
Sunflower, Mississippi 1 $ 16,000 $ 16,000 $ 32,000
Tunica, Mississippi 1 $ 85,000 $ 85,000 $ 0
Warren, Mississippi 1 $ 156,000 $ 156,000 $ 74,000
Wilkinson, Mississippi 1 $ 222,000 $ 222,000 $ 54,000
Buncombe, North Carolina 1 $ 623,000 $ 623,000 $ 447,000
Cherokee, North Carolina 1 $ 190,000 $ 190,000 $ 468,000
Marion, South Carolina 1 $ 167,000 $ 167,000 $ 0
Blount, Tennessee 1 $ 356,000 $ 356,000 $ 126,000
Crockett, Tennessee 1 $ 75,000 $ 75,000 $ 65,000
Decatur, Tennessee 1 $ 344,000 $ 344,000 $ 156,000
DeKalb, Tennessee 1 $ 138,000 $ 138,000 $ 201,000
Dyer, Tennessee 1 $ 184,000 $ 184,000 $ 120,000
Franklin, Tennessee 1 $ 72,000 $ 72,000 $ 76,000
Giles, Tennessee 1 $ 116,000 $ 116,000 $ 72,000
Grainger, Tennessee 1 $ 104,000 $ 104,000 $ 40,000
Hamblen, Tennessee 1 $ 102,000 $ 102,000 $ 22,000
Hardeman, Tennessee 1 $ 51,000 $ 51,000 $ 33,000
Haywood, Tennessee 1 $ 87,000 $ 87,000 $ 113,000
Humphreys, Tennessee 1 $ 40,000 $ 40,000 $ 44,000
Jackson, Tennessee 1 $ 123,000 $ 123,000 $ 63,000
Knox, Tennessee 1 $ 253,000 $ 253,000 $ 74,000
Loudon, Tennessee 1 $ 276,000 $ 276,000 $ 181,000
Madison, Tennessee 1 $ 316,000 $ 316,000 $ 190,000
Marshall, Tennessee 1 $ 50,000 $ 50,000 $ 22,000
Smith, Tennessee 1 $ 133,000 $ 133,000 $ 105,000
Tipton, Tennessee 1 $ 193,000 $ 193,000 $ 60,000
Wayne, Tennessee 1 $ 119,000 $ 119,000 $ 51,000
Chambers, Texas 1 $ 175,000 $ 175,000 $ 134,000
Collin, Texas 1 $ 125,000 $ 125,000 $ 77,000
Tarrant, Texas 1 $ 139,000 $ 139,000 $ 63,000
Williamson, Texas 1 $ 180,000 $ 180,000 $ 240,000
Pierce, Washington 1 $ 71,000 $ 71,000 $ 0

Mortgage Loan Application Detail Totals for Renasant Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,738 $397,839,000 $145,000 $1,516,000 $92,000 $7,124,000
Home Purchase 1,641 $248,747,000 $151,000 $3,120,000 $91,000 $3,725,000
Home Improvement 354 $12,799,000 $36,000 $1,613,000 $59,000 $720,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,026 $567,076,000 $140,000 $1,429,000 $97,000 $7,124,000
Black or African American 380 $28,925,000 $76,000 $1,080,000 $59,000 $846,000
Not applicable 233 $50,181,000 $215,000 $3,120,000 $0 $0
Hispanic 48 $6,088,000 $126,000 $575,000 $78,000 $432,000
Asian 34 $5,636,000 $165,000 $417,000 $152,000 $897,000
Not Provided 6 $848,000 $141,000 $255,000 $63,000 $126,000
American Indian or Alaskan Native 4 $568,000 $142,000 $167,000 $153,000 $342,000
Native Hawaiian or Other Pacific Islander 2 $63,000 $31,000 $53,000 $146,000 $267,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,964 $547,224,000 $138,000 $3,120,000 $96,000 $7,124,000
FHA-insured (Federal Housing Administration) 465 $69,091,000 $148,000 $374,000 $59,000 $196,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 211 $24,730,000 $117,000 $360,000 $40,000 $92,000
VA-guaranteed (Veterans Administration) 93 $18,340,000 $197,000 $401,000 $81,000 $280,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,129 $442,149,000 $141,000 $3,120,000 $95,000 $7,124,000
Loan Purchased By The Institution 1,058 $160,987,000 $152,000 $650,000 $80,000 $607,000
Application Denied By Financial Institution 330 $29,945,000 $90,000 $1,000,000 $62,000 $1,353,000
Application Approved But Not Accepted 188 $21,614,000 $114,000 $770,000 $95,000 $1,400,000
Application Withdrawn By Applicant 28 $4,690,000 $167,000 $371,000 $89,000 $258,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Renasant Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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