Renasant Bank Mortgage Lending & HMDA Data, 2012

In 2012, Renasant Bank of Johns Creek, GA reported 6,265 mortgage applications totaling $956.0 million, up 32% from 2011. The average application was for $152,588, and applicants reported an average income of $99,596. 86% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (488), Memphis, TN-MS-AR (408) and Birmingham-Hoover, AL (371) (applications in parentheses).

Mortgage Company & Address Renasant Bank

Johns Creek, GA 30097
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 6,265
Total Mortgage Loan Application Amount $955,967,000
Average Mortgage Loan Application Amount $152,588
Highest Mortgage Loan Application Amount $3,276,000
Average Applicant Income $99,596
Highest Applicant Income $3,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Renasant Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Renasant Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lee, Mississippi 493 $ 51,774,000 $ 105,018 $ 89,000
Madison, Alabama 282 $ 59,328,000 $ 210,382 $ 105,000
Monroe, Mississippi 276 $ 23,878,000 $ 86,514 $ 76,000
Shelby, Tennessee 262 $ 45,726,000 $ 174,526 $ 125,000
Grenada, Mississippi 214 $ 17,535,000 $ 81,939 $ 77,000
Jefferson, Alabama 213 $ 47,225,000 $ 221,713 $ 122,000
Davidson, Tennessee 198 $ 54,138,000 $ 273,424 $ 149,000
Baldwin, Alabama 177 $ 34,871,000 $ 197,011 $ 167,000
Lafayette, Mississippi 166 $ 34,602,000 $ 208,445 $ 134,000
Pontotoc, Mississippi 166 $ 11,435,000 $ 68,885 $ 79,000
Morgan, Alabama 137 $ 24,580,000 $ 179,416 $ 104,000
Union, Mississippi 136 $ 9,339,000 $ 68,669 $ 57,000
Winston, Mississippi 132 $ 8,551,000 $ 64,780 $ 69,000
Alcorn, Mississippi 131 $ 13,035,000 $ 99,503 $ 108,000
DeSoto, Mississippi 108 $ 14,097,000 $ 130,527 $ 78,000
Cherokee, Georgia 107 $ 16,748,000 $ 156,523 $ 60,000
Tishomingo, Mississippi 100 $ 6,349,000 $ 63,490 $ 77,000
Lowndes, Mississippi 92 $ 15,152,000 $ 164,695 $ 97,000
Prentiss, Mississippi 88 $ 5,308,000 $ 60,318 $ 58,000
Houston, Alabama 87 $ 13,578,000 $ 156,068 $ 88,000
Fulton, Georgia 84 $ 25,740,000 $ 306,428 $ 126,000
Etowah, Alabama 81 $ 13,266,000 $ 163,777 $ 81,000
Tuscaloosa, Alabama 78 $ 16,446,000 $ 210,846 $ 134,000
Yalobusha, Mississippi 77 $ 4,078,000 $ 52,961 $ 65,000
Shelby, Alabama 74 $ 14,740,000 $ 199,189 $ 92,000
Jackson, Alabama 72 $ 10,219,000 $ 141,930 $ 72,000
Oktibbeha, Mississippi 72 $ 16,942,000 $ 235,305 $ 165,000
Pickens, Georgia 70 $ 7,606,000 $ 108,657 $ 58,000
St. Clair, Alabama 63 $ 8,845,000 $ 140,396 $ 72,000
Williamson, Tennessee 62 $ 22,529,000 $ 363,370 $ 171,000
Chickasaw, Mississippi 57 $ 2,776,000 $ 48,701 $ 45,000
Bartow, Georgia 56 $ 7,172,000 $ 128,071 $ 65,000
Cobb, Georgia 54 $ 10,434,000 $ 193,222 $ 75,000
Itawamba, Mississippi 52 $ 3,950,000 $ 75,961 $ 57,000
Lee, Alabama 51 $ 10,010,000 $ 196,274 $ 123,000
Montgomery, Alabama 50 $ 11,632,000 $ 232,640 $ 138,000
Panola, Mississippi 48 $ 2,888,000 $ 60,166 $ 56,000
Colbert, Alabama 43 $ 7,984,000 $ 185,674 $ 125,000
Forsyth, Georgia 43 $ 9,139,000 $ 212,534 $ 97,000
East Baton Rouge, Louisiana 40 $ 8,165,000 $ 204,125 $ 118,000
Houston, Georgia 38 $ 6,332,000 $ 166,631 $ 91,000
Clay, Mississippi 38 $ 4,146,000 $ 109,105 $ 77,000
Limestone, Alabama 36 $ 8,763,000 $ 243,416 $ 110,000
Blount, Tennessee 35 $ 6,334,000 $ 180,971 $ 96,000
DeKalb, Alabama 32 $ 5,063,000 $ 158,218 $ 78,000
Montgomery, Mississippi 31 $ 1,942,000 $ 62,645 $ 175,000
Sumner, Tennessee 31 $ 6,389,000 $ 206,096 $ 103,000
Putnam, Tennessee 30 $ 5,202,000 $ 173,400 $ 84,000
Coffee, Georgia 28 $ 3,787,000 $ 135,250 $ 100,000
Lincoln, Mississippi 28 $ 4,764,000 $ 170,142 $ 92,000
Tippah, Mississippi 27 $ 1,671,000 $ 61,888 $ 59,000
Calhoun, Mississippi 25 $ 871,000 $ 34,840 $ 86,000
Phillips, Arkansas 24 $ 2,499,000 $ 104,125 $ 79,000
Washington, Georgia 24 $ 3,034,000 $ 126,416 $ 66,000
Lauderdale, Alabama 23 $ 4,244,000 $ 184,521 $ 102,000
Gwinnett, Georgia 23 $ 5,214,000 $ 226,695 $ 81,000
Carroll, Mississippi 22 $ 1,436,000 $ 65,272 $ 76,000
Marion, Alabama 21 $ 2,253,000 $ 107,285 $ 61,000
Escambia, Florida 20 $ 5,803,000 $ 290,150 $ 244,000
Elmore, Alabama 19 $ 3,812,000 $ 200,631 $ 125,000
Wilson, Tennessee 17 $ 3,590,000 $ 211,176 $ 230,000
Lawrence, Alabama 16 $ 2,573,000 $ 160,812 $ 80,000
Winston, Alabama 16 $ 3,954,000 $ 247,125 $ 219,000
Tallahatchie, Mississippi 16 $ 821,000 $ 51,312 $ 69,000
Tipton, Tennessee 16 $ 1,868,000 $ 116,750 $ 56,000
Autauga, Alabama 15 $ 2,545,000 $ 169,666 $ 76,000
Paulding, Georgia 15 $ 2,140,000 $ 142,666 $ 61,000
Whitfield, Georgia 15 $ 2,487,000 $ 165,800 $ 121,000
Barbour, Alabama 14 $ 1,844,000 $ 131,714 $ 63,000
Cullman, Alabama 14 $ 2,842,000 $ 203,000 $ 136,000
DeKalb, Georgia 14 $ 3,141,000 $ 224,357 $ 78,000
Muscogee, Georgia 13 $ 1,918,000 $ 147,538 $ 100,000
Knox, Tennessee 13 $ 2,091,000 $ 160,846 $ 436,000
Rutherford, Tennessee 13 $ 2,023,000 $ 155,615 $ 85,000
Cleburne, Alabama 12 $ 1,918,000 $ 159,833 $ 90,000
Rabun, Georgia 11 $ 1,826,000 $ 166,000 $ 71,000
Natchitoches, Louisiana 11 $ 1,909,000 $ 173,545 $ 90,000
Robertson, Tennessee 10 $ 2,235,000 $ 223,500 $ 62,000
Franklin, Alabama 9 $ 925,000 $ 102,777 $ 67,000
Tallapoosa, Alabama 9 $ 2,692,000 $ 299,111 $ 352,000
Clark, Arkansas 9 $ 855,000 $ 95,000 $ 59,000
Hot Spring, Arkansas 9 $ 975,000 $ 108,333 $ 71,000
Mitchell, Georgia 9 $ 1,348,000 $ 149,777 $ 75,000
Webster, Mississippi 9 $ 845,000 $ 93,888 $ 56,000
Aiken, South Carolina 9 $ 1,604,000 $ 178,222 $ 154,000
Bowie, Texas 9 $ 1,360,000 $ 151,111 $ 132,000
Miller, Arkansas 8 $ 1,253,000 $ 156,625 $ 89,000
Dawson, Georgia 8 $ 1,536,000 $ 192,000 $ 134,000
Gilmer, Georgia 8 $ 438,000 $ 54,750 $ 36,000
Glynn, Georgia 8 $ 1,652,000 $ 206,500 $ 117,000
Gordon, Georgia 8 $ 1,438,000 $ 179,750 $ 60,000
Choctaw, Mississippi 8 $ 484,000 $ 60,500 $ 67,000
Cherokee, North Carolina 8 $ 3,774,000 $ 471,750 $ 55,000
Fayette, Tennessee 8 $ 1,883,000 $ 235,375 $ 119,000
Lawrence, Tennessee 8 $ 1,018,000 $ 127,250 $ 55,000
Chilton, Alabama 7 $ 1,028,000 $ 146,857 $ 78,000
Dale, Alabama 7 $ 998,000 $ 142,571 $ 104,000
Marshall, Alabama 7 $ 1,203,000 $ 171,857 $ 92,000
Russell, Alabama 7 $ 1,038,000 $ 148,285 $ 37,000
Garland, Arkansas 7 $ 1,301,000 $ 185,857 $ 148,000
Hempstead, Arkansas 7 $ 859,000 $ 122,714 $ 90,000
Bay, Florida 7 $ 1,329,000 $ 189,857 $ 250,000
Thomas, Georgia 7 $ 935,000 $ 133,571 $ 112,000
Marshall, Mississippi 7 $ 628,000 $ 89,714 $ 62,000
Neshoba, Mississippi 7 $ 837,000 $ 119,571 $ 72,000
Dyer, Tennessee 7 $ 1,385,000 $ 197,857 $ 106,000
Maury, Tennessee 7 $ 2,381,000 $ 340,142 $ 57,000
Blount, Alabama 6 $ 811,000 $ 135,166 $ 85,000
Henry, Alabama 6 $ 762,000 $ 127,000 $ 81,000
Okaloosa, Florida 6 $ 1,715,000 $ 285,833 $ 224,000
Decatur, Georgia 6 $ 666,000 $ 111,000 $ 39,000
Hall, Georgia 6 $ 782,000 $ 130,333 $ 79,000
Peach, Georgia 6 $ 873,000 $ 145,500 $ 79,000
Tattnall, Georgia 6 $ 764,000 $ 127,333 $ 61,000
Madison, Mississippi 6 $ 1,145,000 $ 190,833 $ 141,000
Macon, North Carolina 6 $ 1,188,000 $ 198,000 $ 127,000
Hardin, Tennessee 6 $ 727,000 $ 121,166 $ 107,000
Calhoun, Alabama 5 $ 918,000 $ 183,600 $ 84,000
Geneva, Alabama 5 $ 529,000 $ 105,800 $ 65,000
Lamar, Alabama 5 $ 597,000 $ 119,400 $ 75,000
Talladega, Alabama 5 $ 1,203,000 $ 240,600 $ 57,000
Walker, Alabama 5 $ 974,000 $ 194,800 $ 124,000
Union, Arkansas 5 $ 478,000 $ 95,600 $ 73,000
Walton, Florida 5 $ 1,072,000 $ 214,400 $ 94,000
Catoosa, Georgia 5 $ 666,000 $ 133,200 $ 88,000
Grady, Georgia 5 $ 645,000 $ 129,000 $ 67,000
Lee, Georgia 5 $ 1,270,000 $ 254,000 $ 157,000
Seminole, Georgia 5 $ 524,000 $ 104,800 $ 54,000
Franklin, Mississippi 5 $ 605,000 $ 121,000 $ 65,000
Hinds, Mississippi 5 $ 759,000 $ 151,800 $ 78,000
Madison, Tennessee 5 $ 638,000 $ 127,600 $ 71,000
McNairy, Tennessee 5 $ 310,000 $ 62,000 $ 48,000
Washington, Tennessee 5 $ 1,396,000 $ 279,200 $ 39,000
Bleckley, Georgia 4 $ 506,000 $ 126,500 $ 71,000
Columbia, Georgia 4 $ 566,000 $ 141,500 $ 245,000
Early, Georgia 4 $ 408,000 $ 102,000 $ 66,000
Henry, Georgia 4 $ 408,000 $ 102,000 $ 47,000
Laurens, Georgia 4 $ 646,000 $ 161,500 $ 69,000
Bossier, Louisiana 4 $ 1,094,000 $ 273,500 $ 84,000
Livingston, Louisiana 4 $ 831,000 $ 207,750 $ 63,000
Attala, Mississippi 4 $ 323,000 $ 80,750 $ 150,000
Benton, Mississippi 4 $ 217,000 $ 54,250 $ 53,000
Pike, Mississippi 4 $ 374,000 $ 93,500 $ 120,000
Rankin, Mississippi 4 $ 790,000 $ 197,500 $ 110,000
Tate, Mississippi 4 $ 360,000 $ 90,000 $ 51,000
Bibb, Alabama 3 $ 531,000 $ 177,000 $ 78,000
Dallas, Alabama 3 $ 307,000 $ 102,333 $ 73,000
Pickens, Alabama 3 $ 355,000 $ 118,333 $ 95,000
Pike, Alabama 3 $ 412,000 $ 137,333 $ 93,000
Cleburne, Arkansas 3 $ 579,000 $ 193,000 $ 62,000
Gulf, Florida 3 $ 364,000 $ 121,333 $ 51,000
Barrow, Georgia 3 $ 394,000 $ 131,333 $ 54,000
Bibb, Georgia 3 $ 395,000 $ 131,666 $ 41,000
Chatham, Georgia 3 $ 874,000 $ 291,333 $ 148,000
Dougherty, Georgia 3 $ 630,000 $ 210,000 $ 165,000
Floyd, Georgia 3 $ 599,000 $ 199,666 $ 47,000
Hart, Georgia 3 $ 595,000 $ 198,333 $ 85,000
Jackson, Georgia 3 $ 418,000 $ 139,333 $ 88,000
Lowndes, Georgia 3 $ 704,000 $ 234,666 $ 113,000
Polk, Georgia 3 $ 306,000 $ 102,000 $ 37,000
Rockdale, Georgia 3 $ 573,000 $ 191,000 $ 154,000
St. Landry, Louisiana 3 $ 250,000 $ 83,333 $ 40,000
Lamar, Mississippi 3 $ 540,000 $ 180,000 $ 78,000
Coffee, Tennessee 3 $ 709,000 $ 236,333 $ 67,000
Hardeman, Tennessee 3 $ 302,000 $ 100,666 $ 98,000
White, Tennessee 3 $ 342,000 $ 114,000 $ 29,000
Butler, Alabama 2 $ 283,000 $ 141,500 $ 71,000
Cherokee, Alabama 2 $ 234,000 $ 117,000 $ 38,000
Fayette, Alabama 2 $ 239,000 $ 119,500 $ 83,000
Crittenden, Arkansas 2 $ 235,000 $ 117,500 $ 0
Pulaski, Arkansas 2 $ 262,000 $ 131,000 $ 151,000
Saline, Arkansas 2 $ 272,000 $ 136,000 $ 40,000
Bulloch, Georgia 2 $ 483,000 $ 241,500 $ 120,000
Clarke, Georgia 2 $ 271,000 $ 135,500 $ 228,000
Elbert, Georgia 2 $ 316,000 $ 158,000 $ 101,000
Fannin, Georgia 2 $ 270,000 $ 135,000 $ 144,000
Hancock, Georgia 2 $ 295,000 $ 147,500 $ 192,000
Harris, Georgia 2 $ 276,000 $ 138,000 $ 29,000
Murray, Georgia 2 $ 110,000 $ 55,000 $ 36,000
Richmond, Georgia 2 $ 384,000 $ 192,000 $ 180,000
Stephens, Georgia 2 $ 159,000 $ 79,500 $ 36,000
Caddo, Louisiana 2 $ 548,000 $ 274,000 $ 121,000
East Feliciana, Louisiana 2 $ 459,000 $ 229,500 $ 154,000
West Baton Rouge, Louisiana 2 $ 383,000 $ 191,500 $ 52,000
Bolivar, Mississippi 2 $ 346,000 $ 173,000 $ 59,000
Coahoma, Mississippi 2 $ 252,000 $ 126,000 $ 100,000
Copiah, Mississippi 2 $ 350,000 $ 175,000 $ 104,000
Kemper, Mississippi 2 $ 262,000 $ 131,000 $ 83,000
Lauderdale, Mississippi 2 $ 452,000 $ 226,000 $ 68,000
Lawrence, Mississippi 2 $ 404,000 $ 202,000 $ 100,000
Leflore, Mississippi 2 $ 103,000 $ 51,500 $ 66,000
Noxubee, Mississippi 2 $ 80,000 $ 40,000 $ 56,000
Pearl River, Mississippi 2 $ 362,000 $ 181,000 $ 73,000
Walthall, Mississippi 2 $ 145,000 $ 72,500 $ 44,000
Cheatham, Tennessee 2 $ 585,000 $ 292,500 $ 176,000
Chester, Tennessee 2 $ 280,000 $ 140,000 $ 85,000
Clay, Tennessee 2 $ 152,000 $ 76,000 $ 70,000
DeKalb, Tennessee 2 $ 294,000 $ 147,000 $ 79,000
Dickson, Tennessee 2 $ 315,000 $ 157,500 $ 182,000
Giles, Tennessee 2 $ 177,000 $ 88,500 $ 59,000
Hamilton, Tennessee 2 $ 297,000 $ 148,500 $ 120,000
Haywood, Tennessee 2 $ 141,000 $ 70,500 $ 41,000
Hickman, Tennessee 2 $ 210,000 $ 105,000 $ 28,000
Loudon, Tennessee 2 $ 359,000 $ 179,500 $ 48,000
Overton, Tennessee 2 $ 429,000 $ 214,500 $ 51,000
Sullivan, Tennessee 2 $ 390,000 $ 195,000 $ 123,000
Bullock, Alabama 1 $ 150,000 $ 150,000 $ 45,000
Clarke, Alabama 1 $ 60,000 $ 60,000 $ 23,000
Coffee, Alabama 1 $ 378,000 $ 378,000 $ 149,000
Coosa, Alabama 1 $ 393,000 $ 393,000 $ 631,000
Hale, Alabama 1 $ 140,000 $ 140,000 $ 0
Lowndes, Alabama 1 $ 140,000 $ 140,000 $ 73,000
Randolph, Alabama 1 $ 222,000 $ 222,000 $ 207,000
Sumter, Alabama 1 $ 617,000 $ 617,000 $ 288,000
Wilcox, Alabama 1 $ 140,000 $ 140,000 $ 60,000
Maricopa, Arizona 1 $ 1,201,000 $ 1,201,000 $ 0
Bradley, Arkansas 1 $ 190,000 $ 190,000 $ 82,000
Calhoun, Arkansas 1 $ 88,000 $ 88,000 $ 64,000
Cleveland, Arkansas 1 $ 75,000 $ 75,000 $ 70,000
Faulkner, Arkansas 1 $ 226,000 $ 226,000 $ 80,000
Grant, Arkansas 1 $ 71,000 $ 71,000 $ 27,000
Mississippi, Arkansas 1 $ 103,000 $ 103,000 $ 62,000
Monroe, Arkansas 1 $ 84,000 $ 84,000 $ 72,000
Nevada, Arkansas 1 $ 112,000 $ 112,000 $ 60,000
Ouachita, Arkansas 1 $ 117,000 $ 117,000 $ 60,000
Sharp, Arkansas 1 $ 52,000 $ 52,000 $ 15,000
Washington, Arkansas 1 $ 192,000 $ 192,000 $ 123,000
Broward, Florida 1 $ 417,000 $ 417,000 $ 1,000,000
Holmes, Florida 1 $ 100,000 $ 100,000 $ 98,000
Pinellas, Florida 1 $ 297,000 $ 297,000 $ 188,000
Atkinson, Georgia 1 $ 116,000 $ 116,000 $ 30,000
Bacon, Georgia 1 $ 130,000 $ 130,000 $ 69,000
Baldwin, Georgia 1 $ 215,000 $ 215,000 $ 145,000
Berrien, Georgia 1 $ 310,000 $ 310,000 $ 222,000
Clay, Georgia 1 $ 270,000 $ 270,000 $ 127,000
Clayton, Georgia 1 $ 215,000 $ 215,000 $ 0
Crawford, Georgia 1 $ 301,000 $ 301,000 $ 97,000
Dodge, Georgia 1 $ 157,000 $ 157,000 $ 71,000
Dooly, Georgia 1 $ 87,000 $ 87,000 $ 38,000
Douglas, Georgia 1 $ 206,000 $ 206,000 $ 44,000
Echols, Georgia 1 $ 195,000 $ 195,000 $ 112,000
Fayette, Georgia 1 $ 276,000 $ 276,000 $ 0
Franklin, Georgia 1 $ 52,000 $ 52,000 $ 34,000
Haralson, Georgia 1 $ 49,000 $ 49,000 $ 67,000
Jefferson, Georgia 1 $ 77,000 $ 77,000 $ 80,000
Lincoln, Georgia 1 $ 134,000 $ 134,000 $ 149,000
Madison, Georgia 1 $ 124,000 $ 124,000 $ 45,000
Miller, Georgia 1 $ 88,000 $ 88,000 $ 46,000
Monroe, Georgia 1 $ 144,000 $ 144,000 $ 95,000
Pulaski, Georgia 1 $ 197,000 $ 197,000 $ 72,000
Putnam, Georgia 1 $ 90,000 $ 90,000 $ 66,000
Randolph, Georgia 1 $ 123,000 $ 123,000 $ 74,000
Tift, Georgia 1 $ 80,000 $ 80,000 $ 17,000
Ware, Georgia 1 $ 101,000 $ 101,000 $ 45,000
Jefferson, Kentucky 1 $ 269,000 $ 269,000 $ 72,000
Ascension, Louisiana 1 $ 136,000 $ 136,000 $ 101,000
Calcasieu, Louisiana 1 $ 192,000 $ 192,000 $ 197,000
De Soto, Louisiana 1 $ 153,000 $ 153,000 $ 70,000
Evangeline, Louisiana 1 $ 109,000 $ 109,000 $ 41,000
Iberville, Louisiana 1 $ 83,000 $ 83,000 $ 38,000
Lincoln, Louisiana 1 $ 208,000 $ 208,000 $ 47,000
Orleans, Louisiana 1 $ 155,000 $ 155,000 $ 1,080,000
Tangipahoa, Louisiana 1 $ 115,000 $ 115,000 $ 79,000
West Feliciana, Louisiana 1 $ 123,000 $ 123,000 $ 48,000
Covington, Mississippi 1 $ 127,000 $ 127,000 $ 51,000
Holmes, Mississippi 1 $ 7,000 $ 7,000 $ 42,000
Jefferson, Mississippi 1 $ 109,000 $ 109,000 $ 94,000
Quitman, Mississippi 1 $ 19,000 $ 19,000 $ 19,000
Simpson, Mississippi 1 $ 262,000 $ 262,000 $ 114,000
Tunica, Mississippi 1 $ 125,000 $ 125,000 $ 39,000
Warren, Mississippi 1 $ 119,000 $ 119,000 $ 278,000
Boone, Missouri 1 $ 232,000 $ 232,000 $ 254,000
St. Louis, Missouri 1 $ 361,000 $ 361,000 $ 120,000
Stone, Missouri 1 $ 308,000 $ 308,000 $ 250,000
Clay, North Carolina 1 $ 48,000 $ 48,000 $ 55,000
Scotland, North Carolina 1 $ 51,000 $ 51,000 $ 59,000
Wake, North Carolina 1 $ 204,000 $ 204,000 $ 105,000
Cherokee, South Carolina 1 $ 201,000 $ 201,000 $ 130,000
Lexington, South Carolina 1 $ 274,000 $ 274,000 $ 102,000
Benton, Tennessee 1 $ 80,000 $ 80,000 $ 240,000
Carroll, Tennessee 1 $ 417,000 $ 417,000 $ 207,000
Fentress, Tennessee 1 $ 52,000 $ 52,000 $ 48,000
Grundy, Tennessee 1 $ 147,000 $ 147,000 $ 289,000
Humphreys, Tennessee 1 $ 256,000 $ 256,000 $ 126,000
Jackson, Tennessee 1 $ 157,000 $ 157,000 $ 62,000
Lauderdale, Tennessee 1 $ 56,000 $ 56,000 $ 80,000
Lincoln, Tennessee 1 $ 175,000 $ 175,000 $ 0
Macon, Tennessee 1 $ 59,000 $ 59,000 $ 48,000
McMinn, Tennessee 1 $ 110,000 $ 110,000 $ 49,000
Moore, Tennessee 1 $ 210,000 $ 210,000 $ 331,000
Rhea, Tennessee 1 $ 200,000 $ 200,000 $ 85,000
Sevier, Tennessee 1 $ 139,000 $ 139,000 $ 0
Smith, Tennessee 1 $ 240,000 $ 240,000 $ 123,000
Stewart, Tennessee 1 $ 172,000 $ 172,000 $ 124,000
Unicoi, Tennessee 1 $ 822,000 $ 822,000 $ 0
Van Buren, Tennessee 1 $ 1,000,000 $ 1,000,000 $ 796,000
Warren, Tennessee 1 $ 1,000,000 $ 1,000,000 $ 750,000
Rockwall, Texas 1 $ 370,000 $ 370,000 $ 195,000
Summit, Utah 1 $ 60,000 $ 60,000 $ 462,000
Teton, Wyoming 1 $ 710,000 $ 710,000 $ 364,000

Mortgage Loan Application Detail Totals for Renasant Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,590 $574,742,000 $160,000 $3,276,000 $100,000 $2,500,000
Home Purchase 2,300 $360,160,000 $156,000 $3,055,000 $102,000 $2,400,000
Home Improvement 375 $21,065,000 $56,000 $1,105,000 $81,000 $3,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,316 $820,442,000 $154,000 $2,324,000 $108,000 $3,000,000
Black or African American 539 $44,868,000 $83,000 $873,000 $62,000 $1,268,000
Not applicable 249 $62,718,000 $251,000 $3,276,000 $0 $72,000
Asian 70 $13,041,000 $186,000 $852,000 $99,000 $800,000
Hispanic 69 $11,538,000 $167,000 $1,105,000 $92,000 $516,000
Not Provided 9 $1,740,000 $193,000 $354,000 $87,000 $155,000
American Indian or Alaskan Native 7 $858,000 $122,000 $220,000 $57,000 $147,000
Native Hawaiian or Other Pacific Islander 6 $762,000 $127,000 $376,000 $74,000 $153,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,414 $831,507,000 $153,000 $3,276,000 $107,000 $3,000,000
FHA-insured (Federal Housing Administration) 548 $79,168,000 $144,000 $393,000 $47,000 $312,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 192 $22,305,000 $116,000 $219,000 $43,000 $120,000
VA-guaranteed (Veterans Administration) 111 $22,987,000 $207,000 $850,000 $70,000 $277,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,387 $848,060,000 $157,000 $3,276,000 $99,000 $3,000,000
Application Denied By Financial Institution 378 $28,767,000 $76,000 $850,000 $57,000 $416,000
Loan Purchased By The Institution 278 $54,158,000 $194,000 $417,000 $158,000 $1,375,000
Application Approved But Not Accepted 182 $18,427,000 $101,000 $1,000,000 $101,000 $1,750,000
Application Withdrawn By Applicant 40 $6,555,000 $163,000 $417,000 $80,000 $264,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Renasant Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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