Renasant Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Renasant Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Renasant Bank 209 Troy St., P.O. Box 709 Tupelo, MS 38802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,265 |
| Total Mortgage Loan Application Amount | $955,967,000 |
| Average Mortgage Loan Application Amount | $124,000 |
| Highest Mortgage Loan Application Amount | $3,276,000 |
| Average Applicant Income | $94,333 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Renasant Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Renasant Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Renasant Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Renasant Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Renasant Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Renasant Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee County Mississippi | 493 | $ 51,774,000 | $ 105,000 | $ 89,000 |
| Madison County Alabama | 282 | $ 59,328,000 | $ 210,000 | $ 105,000 |
| Monroe County Mississippi | 276 | $ 23,878,000 | $ 86,000 | $ 76,000 |
| Shelby County Tennessee | 262 | $ 45,726,000 | $ 174,000 | $ 125,000 |
| Grenada County Mississippi | 214 | $ 17,535,000 | $ 81,000 | $ 77,000 |
| Jefferson County Alabama | 213 | $ 47,225,000 | $ 221,000 | $ 122,000 |
| Davidson County Tennessee | 198 | $ 54,138,000 | $ 273,000 | $ 149,000 |
| Baldwin County Alabama | 177 | $ 34,871,000 | $ 197,000 | $ 167,000 |
| Lafayette County Mississippi | 166 | $ 34,602,000 | $ 208,000 | $ 134,000 |
| Pontotoc County Mississippi | 166 | $ 11,435,000 | $ 68,000 | $ 79,000 |
| Morgan County Alabama | 137 | $ 24,580,000 | $ 179,000 | $ 104,000 |
| Union County Mississippi | 136 | $ 9,339,000 | $ 68,000 | $ 57,000 |
| Winston County Mississippi | 132 | $ 8,551,000 | $ 64,000 | $ 69,000 |
| Alcorn County Mississippi | 131 | $ 13,035,000 | $ 99,000 | $ 108,000 |
| DeSoto County Mississippi | 108 | $ 14,097,000 | $ 130,000 | $ 78,000 |
| Cherokee County Georgia | 107 | $ 16,748,000 | $ 156,000 | $ 60,000 |
| Tishomingo County Mississippi | 100 | $ 6,349,000 | $ 63,000 | $ 77,000 |
| Lowndes County Mississippi | 92 | $ 15,152,000 | $ 164,000 | $ 97,000 |
| Prentiss County Mississippi | 88 | $ 5,308,000 | $ 60,000 | $ 58,000 |
| Houston County Alabama | 87 | $ 13,578,000 | $ 156,000 | $ 88,000 |
| Fulton County Georgia | 84 | $ 25,740,000 | $ 306,000 | $ 126,000 |
| Etowah County Alabama | 81 | $ 13,266,000 | $ 163,000 | $ 81,000 |
| Tuscaloosa County Alabama | 78 | $ 16,446,000 | $ 210,000 | $ 134,000 |
| Yalobusha County Mississippi | 77 | $ 4,078,000 | $ 52,000 | $ 65,000 |
| Shelby County Alabama | 74 | $ 14,740,000 | $ 199,000 | $ 92,000 |
| Jackson County Alabama | 72 | $ 10,219,000 | $ 141,000 | $ 72,000 |
| Oktibbeha County Mississippi | 72 | $ 16,942,000 | $ 235,000 | $ 165,000 |
| Pickens County Georgia | 70 | $ 7,606,000 | $ 108,000 | $ 58,000 |
| St. Clair County Alabama | 63 | $ 8,845,000 | $ 140,000 | $ 72,000 |
| Williamson County Tennessee | 62 | $ 22,529,000 | $ 363,000 | $ 171,000 |
| Chickasaw County Mississippi | 57 | $ 2,776,000 | $ 48,000 | $ 45,000 |
| Bartow County Georgia | 56 | $ 7,172,000 | $ 128,000 | $ 65,000 |
| Cobb County Georgia | 54 | $ 10,434,000 | $ 193,000 | $ 75,000 |
| Itawamba County Mississippi | 52 | $ 3,950,000 | $ 75,000 | $ 57,000 |
| Lee County Alabama | 51 | $ 10,010,000 | $ 196,000 | $ 123,000 |
| Montgomery County Alabama | 50 | $ 11,632,000 | $ 232,000 | $ 138,000 |
| Panola County Mississippi | 48 | $ 2,888,000 | $ 60,000 | $ 56,000 |
| Colbert County Alabama | 43 | $ 7,984,000 | $ 185,000 | $ 125,000 |
| Forsyth County Georgia | 43 | $ 9,139,000 | $ 212,000 | $ 97,000 |
| East Baton Rouge County Louisiana | 40 | $ 8,165,000 | $ 204,000 | $ 118,000 |
| Houston County Georgia | 38 | $ 6,332,000 | $ 166,000 | $ 91,000 |
| Clay County Mississippi | 38 | $ 4,146,000 | $ 109,000 | $ 77,000 |
| Limestone County Alabama | 36 | $ 8,763,000 | $ 243,000 | $ 110,000 |
| Blount County Tennessee | 35 | $ 6,334,000 | $ 180,000 | $ 96,000 |
| DeKalb County Alabama | 32 | $ 5,063,000 | $ 158,000 | $ 78,000 |
| Montgomery County Mississippi | 31 | $ 1,942,000 | $ 62,000 | $ 175,000 |
| Sumner County Tennessee | 31 | $ 6,389,000 | $ 206,000 | $ 103,000 |
| Putnam County Tennessee | 30 | $ 5,202,000 | $ 173,000 | $ 84,000 |
| Coffee County Georgia | 28 | $ 3,787,000 | $ 135,000 | $ 100,000 |
| Lincoln County Mississippi | 28 | $ 4,764,000 | $ 170,000 | $ 92,000 |
| Tippah County Mississippi | 27 | $ 1,671,000 | $ 61,000 | $ 59,000 |
| Calhoun County Mississippi | 25 | $ 871,000 | $ 34,000 | $ 86,000 |
| Phillips County Arkansas | 24 | $ 2,499,000 | $ 104,000 | $ 79,000 |
| Washington County Georgia | 24 | $ 3,034,000 | $ 126,000 | $ 66,000 |
| Lauderdale County Alabama | 23 | $ 4,244,000 | $ 184,000 | $ 102,000 |
| Gwinnett County Georgia | 23 | $ 5,214,000 | $ 226,000 | $ 81,000 |
| Carroll County Mississippi | 22 | $ 1,436,000 | $ 65,000 | $ 76,000 |
| Marion County Alabama | 21 | $ 2,253,000 | $ 107,000 | $ 61,000 |
| Escambia County Florida | 20 | $ 5,803,000 | $ 290,000 | $ 244,000 |
| Elmore County Alabama | 19 | $ 3,812,000 | $ 200,000 | $ 125,000 |
| Wilson County Tennessee | 17 | $ 3,590,000 | $ 211,000 | $ 230,000 |
| Lawrence County Alabama | 16 | $ 2,573,000 | $ 160,000 | $ 80,000 |
| Winston County Alabama | 16 | $ 3,954,000 | $ 247,000 | $ 219,000 |
| Tallahatchie County Mississippi | 16 | $ 821,000 | $ 51,000 | $ 69,000 |
| Tipton County Tennessee | 16 | $ 1,868,000 | $ 116,000 | $ 56,000 |
| Autauga County Alabama | 15 | $ 2,545,000 | $ 169,000 | $ 76,000 |
| Paulding County Georgia | 15 | $ 2,140,000 | $ 142,000 | $ 61,000 |
| Whitfield County Georgia | 15 | $ 2,487,000 | $ 165,000 | $ 121,000 |
| Barbour County Alabama | 14 | $ 1,844,000 | $ 131,000 | $ 63,000 |
| Cullman County Alabama | 14 | $ 2,842,000 | $ 203,000 | $ 136,000 |
| DeKalb County Georgia | 14 | $ 3,141,000 | $ 224,000 | $ 78,000 |
| Muscogee County Georgia | 13 | $ 1,918,000 | $ 147,000 | $ 100,000 |
| Knox County Tennessee | 13 | $ 2,091,000 | $ 160,000 | $ 436,000 |
| Rutherford County Tennessee | 13 | $ 2,023,000 | $ 155,000 | $ 85,000 |
| Cleburne County Alabama | 12 | $ 1,918,000 | $ 159,000 | $ 90,000 |
| Rabun County Georgia | 11 | $ 1,826,000 | $ 166,000 | $ 71,000 |
| Natchitoches County Louisiana | 11 | $ 1,909,000 | $ 173,000 | $ 90,000 |
| Robertson County Tennessee | 10 | $ 2,235,000 | $ 223,000 | $ 62,000 |
| Franklin County Alabama | 9 | $ 925,000 | $ 102,000 | $ 67,000 |
| Tallapoosa County Alabama | 9 | $ 2,692,000 | $ 299,000 | $ 352,000 |
| Clark County Arkansas | 9 | $ 855,000 | $ 95,000 | $ 59,000 |
| Hot Spring County Arkansas | 9 | $ 975,000 | $ 108,000 | $ 71,000 |
| Mitchell County Georgia | 9 | $ 1,348,000 | $ 149,000 | $ 75,000 |
| Webster County Mississippi | 9 | $ 845,000 | $ 93,000 | $ 56,000 |
| Aiken County South Carolina | 9 | $ 1,604,000 | $ 178,000 | $ 154,000 |
| Bowie County Texas | 9 | $ 1,360,000 | $ 151,000 | $ 132,000 |
| Miller County Arkansas | 8 | $ 1,253,000 | $ 156,000 | $ 89,000 |
| Dawson County Georgia | 8 | $ 1,536,000 | $ 192,000 | $ 134,000 |
| Gilmer County Georgia | 8 | $ 438,000 | $ 54,000 | $ 36,000 |
| Glynn County Georgia | 8 | $ 1,652,000 | $ 206,000 | $ 117,000 |
| Gordon County Georgia | 8 | $ 1,438,000 | $ 179,000 | $ 60,000 |
| Choctaw County Mississippi | 8 | $ 484,000 | $ 60,000 | $ 67,000 |
| Cherokee County North Carolina | 8 | $ 3,774,000 | $ 471,000 | $ 55,000 |
| Fayette County Tennessee | 8 | $ 1,883,000 | $ 235,000 | $ 119,000 |
| Lawrence County Tennessee | 8 | $ 1,018,000 | $ 127,000 | $ 55,000 |
| Chilton County Alabama | 7 | $ 1,028,000 | $ 146,000 | $ 78,000 |
| Dale County Alabama | 7 | $ 998,000 | $ 142,000 | $ 104,000 |
| Marshall County Alabama | 7 | $ 1,203,000 | $ 171,000 | $ 92,000 |
| Russell County Alabama | 7 | $ 1,038,000 | $ 148,000 | $ 37,000 |
| Garland County Arkansas | 7 | $ 1,301,000 | $ 185,000 | $ 148,000 |
| Hempstead County Arkansas | 7 | $ 859,000 | $ 122,000 | $ 90,000 |
| Bay County Florida | 7 | $ 1,329,000 | $ 189,000 | $ 250,000 |
| Thomas County Georgia | 7 | $ 935,000 | $ 133,000 | $ 112,000 |
| Marshall County Mississippi | 7 | $ 628,000 | $ 89,000 | $ 62,000 |
| Neshoba County Mississippi | 7 | $ 837,000 | $ 119,000 | $ 72,000 |
| Dyer County Tennessee | 7 | $ 1,385,000 | $ 197,000 | $ 106,000 |
| Maury County Tennessee | 7 | $ 2,381,000 | $ 340,000 | $ 57,000 |
| Blount County Alabama | 6 | $ 811,000 | $ 135,000 | $ 85,000 |
| Henry County Alabama | 6 | $ 762,000 | $ 127,000 | $ 81,000 |
| Okaloosa County Florida | 6 | $ 1,715,000 | $ 285,000 | $ 224,000 |
| Decatur County Georgia | 6 | $ 666,000 | $ 111,000 | $ 39,000 |
| Hall County Georgia | 6 | $ 782,000 | $ 130,000 | $ 79,000 |
| Peach County Georgia | 6 | $ 873,000 | $ 145,000 | $ 79,000 |
| Tattnall County Georgia | 6 | $ 764,000 | $ 127,000 | $ 61,000 |
| Madison County Mississippi | 6 | $ 1,145,000 | $ 190,000 | $ 141,000 |
| Macon County North Carolina | 6 | $ 1,188,000 | $ 198,000 | $ 127,000 |
| Hardin County Tennessee | 6 | $ 727,000 | $ 121,000 | $ 107,000 |
| Calhoun County Alabama | 5 | $ 918,000 | $ 183,000 | $ 84,000 |
| Geneva County Alabama | 5 | $ 529,000 | $ 105,000 | $ 65,000 |
| Lamar County Alabama | 5 | $ 597,000 | $ 119,000 | $ 75,000 |
| Talladega County Alabama | 5 | $ 1,203,000 | $ 240,000 | $ 57,000 |
| Walker County Alabama | 5 | $ 974,000 | $ 194,000 | $ 124,000 |
| Union County Arkansas | 5 | $ 478,000 | $ 95,000 | $ 73,000 |
| Walton County Florida | 5 | $ 1,072,000 | $ 214,000 | $ 94,000 |
| Catoosa County Georgia | 5 | $ 666,000 | $ 133,000 | $ 88,000 |
| Grady County Georgia | 5 | $ 645,000 | $ 129,000 | $ 67,000 |
| Lee County Georgia | 5 | $ 1,270,000 | $ 254,000 | $ 157,000 |
| Seminole County Georgia | 5 | $ 524,000 | $ 104,000 | $ 54,000 |
| Franklin County Mississippi | 5 | $ 605,000 | $ 121,000 | $ 65,000 |
| Hinds County Mississippi | 5 | $ 759,000 | $ 151,000 | $ 78,000 |
| Madison County Tennessee | 5 | $ 638,000 | $ 127,000 | $ 71,000 |
| McNairy County Tennessee | 5 | $ 310,000 | $ 62,000 | $ 48,000 |
| Washington County Tennessee | 5 | $ 1,396,000 | $ 279,000 | $ 39,000 |
| Bleckley County Georgia | 4 | $ 506,000 | $ 126,000 | $ 71,000 |
| Columbia County Georgia | 4 | $ 566,000 | $ 141,000 | $ 245,000 |
| Early County Georgia | 4 | $ 408,000 | $ 102,000 | $ 66,000 |
| Henry County Georgia | 4 | $ 408,000 | $ 102,000 | $ 47,000 |
| Laurens County Georgia | 4 | $ 646,000 | $ 161,000 | $ 69,000 |
| Bossier County Louisiana | 4 | $ 1,094,000 | $ 273,000 | $ 84,000 |
| Livingston County Louisiana | 4 | $ 831,000 | $ 207,000 | $ 63,000 |
| Attala County Mississippi | 4 | $ 323,000 | $ 80,000 | $ 150,000 |
| Benton County Mississippi | 4 | $ 217,000 | $ 54,000 | $ 53,000 |
| Pike County Mississippi | 4 | $ 374,000 | $ 93,000 | $ 120,000 |
| Rankin County Mississippi | 4 | $ 790,000 | $ 197,000 | $ 110,000 |
| Tate County Mississippi | 4 | $ 360,000 | $ 90,000 | $ 51,000 |
| Bibb County Alabama | 3 | $ 531,000 | $ 177,000 | $ 78,000 |
| Dallas County Alabama | 3 | $ 307,000 | $ 102,000 | $ 73,000 |
| Pickens County Alabama | 3 | $ 355,000 | $ 118,000 | $ 95,000 |
| Pike County Alabama | 3 | $ 412,000 | $ 137,000 | $ 93,000 |
| Cleburne County Arkansas | 3 | $ 579,000 | $ 193,000 | $ 62,000 |
| Gulf County Florida | 3 | $ 364,000 | $ 121,000 | $ 51,000 |
| Barrow County Georgia | 3 | $ 394,000 | $ 131,000 | $ 54,000 |
| Bibb County Georgia | 3 | $ 395,000 | $ 131,000 | $ 41,000 |
| Chatham County Georgia | 3 | $ 874,000 | $ 291,000 | $ 148,000 |
| Dougherty County Georgia | 3 | $ 630,000 | $ 210,000 | $ 165,000 |
| Floyd County Georgia | 3 | $ 599,000 | $ 199,000 | $ 47,000 |
| Hart County Georgia | 3 | $ 595,000 | $ 198,000 | $ 85,000 |
| Jackson County Georgia | 3 | $ 418,000 | $ 139,000 | $ 88,000 |
| Lowndes County Georgia | 3 | $ 704,000 | $ 234,000 | $ 113,000 |
| Polk County Georgia | 3 | $ 306,000 | $ 102,000 | $ 37,000 |
| Rockdale County Georgia | 3 | $ 573,000 | $ 191,000 | $ 154,000 |
| St. Landry County Louisiana | 3 | $ 250,000 | $ 83,000 | $ 40,000 |
| Lamar County Mississippi | 3 | $ 540,000 | $ 180,000 | $ 78,000 |
| Coffee County Tennessee | 3 | $ 709,000 | $ 236,000 | $ 67,000 |
| Hardeman County Tennessee | 3 | $ 302,000 | $ 100,000 | $ 98,000 |
| White County Tennessee | 3 | $ 342,000 | $ 114,000 | $ 29,000 |
| Butler County Alabama | 2 | $ 283,000 | $ 141,000 | $ 71,000 |
| Cherokee County Alabama | 2 | $ 234,000 | $ 117,000 | $ 38,000 |
| Fayette County Alabama | 2 | $ 239,000 | $ 119,000 | $ 83,000 |
| Crittenden County Arkansas | 2 | $ 235,000 | $ 117,000 | $ 0 |
| Pulaski County Arkansas | 2 | $ 262,000 | $ 131,000 | $ 151,000 |
| Saline County Arkansas | 2 | $ 272,000 | $ 136,000 | $ 40,000 |
| Bulloch County Georgia | 2 | $ 483,000 | $ 241,000 | $ 120,000 |
| Clarke County Georgia | 2 | $ 271,000 | $ 135,000 | $ 228,000 |
| Elbert County Georgia | 2 | $ 316,000 | $ 158,000 | $ 101,000 |
| Fannin County Georgia | 2 | $ 270,000 | $ 135,000 | $ 144,000 |
| Hancock County Georgia | 2 | $ 295,000 | $ 147,000 | $ 192,000 |
| Harris County Georgia | 2 | $ 276,000 | $ 138,000 | $ 29,000 |
| Murray County Georgia | 2 | $ 110,000 | $ 55,000 | $ 36,000 |
| Richmond County Georgia | 2 | $ 384,000 | $ 192,000 | $ 180,000 |
| Stephens County Georgia | 2 | $ 159,000 | $ 79,000 | $ 36,000 |
| Caddo County Louisiana | 2 | $ 548,000 | $ 274,000 | $ 121,000 |
| East Feliciana County Louisiana | 2 | $ 459,000 | $ 229,000 | $ 154,000 |
| West Baton Rouge County Louisiana | 2 | $ 383,000 | $ 191,000 | $ 52,000 |
| Bolivar County Mississippi | 2 | $ 346,000 | $ 173,000 | $ 59,000 |
| Coahoma County Mississippi | 2 | $ 252,000 | $ 126,000 | $ 100,000 |
| Copiah County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| Kemper County Mississippi | 2 | $ 262,000 | $ 131,000 | $ 83,000 |
| Lauderdale County Mississippi | 2 | $ 452,000 | $ 226,000 | $ 68,000 |
| Lawrence County Mississippi | 2 | $ 404,000 | $ 202,000 | $ 100,000 |
| Leflore County Mississippi | 2 | $ 103,000 | $ 51,000 | $ 66,000 |
| Noxubee County Mississippi | 2 | $ 80,000 | $ 40,000 | $ 56,000 |
| Pearl River County Mississippi | 2 | $ 362,000 | $ 181,000 | $ 73,000 |
| Walthall County Mississippi | 2 | $ 145,000 | $ 72,000 | $ 44,000 |
| Cheatham County Tennessee | 2 | $ 585,000 | $ 292,000 | $ 176,000 |
| Chester County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Clay County Tennessee | 2 | $ 152,000 | $ 76,000 | $ 70,000 |
| DeKalb County Tennessee | 2 | $ 294,000 | $ 147,000 | $ 79,000 |
| Dickson County Tennessee | 2 | $ 315,000 | $ 157,000 | $ 182,000 |
| Giles County Tennessee | 2 | $ 177,000 | $ 88,000 | $ 59,000 |
| Hamilton County Tennessee | 2 | $ 297,000 | $ 148,000 | $ 120,000 |
| Haywood County Tennessee | 2 | $ 141,000 | $ 70,000 | $ 41,000 |
| Hickman County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 28,000 |
| Loudon County Tennessee | 2 | $ 359,000 | $ 179,000 | $ 48,000 |
| Overton County Tennessee | 2 | $ 429,000 | $ 214,000 | $ 51,000 |
| Sullivan County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 123,000 |
| Bullock County Alabama | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Clarke County Alabama | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Coffee County Alabama | 1 | $ 378,000 | $ 378,000 | $ 149,000 |
| Coosa County Alabama | 1 | $ 393,000 | $ 393,000 | $ 631,000 |
| Hale County Alabama | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Lowndes County Alabama | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
| Randolph County Alabama | 1 | $ 222,000 | $ 222,000 | $ 207,000 |
| Sumter County Alabama | 1 | $ 617,000 | $ 617,000 | $ 288,000 |
| Wilcox County Alabama | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Maricopa County Arizona | 1 | $ 1,201,000 | $ 1,201,000 | $ 0 |
| Bradley County Arkansas | 1 | $ 190,000 | $ 190,000 | $ 82,000 |
| Calhoun County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 64,000 |
| Cleveland County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Faulkner County Arkansas | 1 | $ 226,000 | $ 226,000 | $ 80,000 |
| Grant County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 27,000 |
| Mississippi County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 62,000 |
| Monroe County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 72,000 |
| Nevada County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Ouachita County Arkansas | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Sharp County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 15,000 |
| Washington County Arkansas | 1 | $ 192,000 | $ 192,000 | $ 123,000 |
| Broward County Florida | 1 | $ 417,000 | $ 417,000 | $ 1,000,000 |
| Holmes County Florida | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| Pinellas County Florida | 1 | $ 297,000 | $ 297,000 | $ 188,000 |
| Atkinson County Georgia | 1 | $ 116,000 | $ 116,000 | $ 30,000 |
| Bacon County Georgia | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Baldwin County Georgia | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Berrien County Georgia | 1 | $ 310,000 | $ 310,000 | $ 222,000 |
| Clay County Georgia | 1 | $ 270,000 | $ 270,000 | $ 127,000 |
| Clayton County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Crawford County Georgia | 1 | $ 301,000 | $ 301,000 | $ 97,000 |
| Dodge County Georgia | 1 | $ 157,000 | $ 157,000 | $ 71,000 |
| Dooly County Georgia | 1 | $ 87,000 | $ 87,000 | $ 38,000 |
| Douglas County Georgia | 1 | $ 206,000 | $ 206,000 | $ 44,000 |
| Echols County Georgia | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Fayette County Georgia | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Franklin County Georgia | 1 | $ 52,000 | $ 52,000 | $ 34,000 |
| Haralson County Georgia | 1 | $ 49,000 | $ 49,000 | $ 67,000 |
| Jefferson County Georgia | 1 | $ 77,000 | $ 77,000 | $ 80,000 |
| Lincoln County Georgia | 1 | $ 134,000 | $ 134,000 | $ 149,000 |
| Madison County Georgia | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Miller County Georgia | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| Monroe County Georgia | 1 | $ 144,000 | $ 144,000 | $ 95,000 |
| Pulaski County Georgia | 1 | $ 197,000 | $ 197,000 | $ 72,000 |
| Putnam County Georgia | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
| Randolph County Georgia | 1 | $ 123,000 | $ 123,000 | $ 74,000 |
| Tift County Georgia | 1 | $ 80,000 | $ 80,000 | $ 17,000 |
| Ware County Georgia | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Jefferson County Kentucky | 1 | $ 269,000 | $ 269,000 | $ 72,000 |
| Ascension County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 101,000 |
| Calcasieu County Louisiana | 1 | $ 192,000 | $ 192,000 | $ 197,000 |
| De Soto County Louisiana | 1 | $ 153,000 | $ 153,000 | $ 70,000 |
| Evangeline County Louisiana | 1 | $ 109,000 | $ 109,000 | $ 41,000 |
| Iberville County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Lincoln County Louisiana | 1 | $ 208,000 | $ 208,000 | $ 47,000 |
| Orleans County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 1,080,000 |
| Tangipahoa County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| West Feliciana County Louisiana | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
| Covington County Mississippi | 1 | $ 127,000 | $ 127,000 | $ 51,000 |
| Holmes County Mississippi | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Jefferson County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 94,000 |
| Quitman County Mississippi | 1 | $ 19,000 | $ 19,000 | $ 19,000 |
| Simpson County Mississippi | 1 | $ 262,000 | $ 262,000 | $ 114,000 |
| Tunica County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Warren County Mississippi | 1 | $ 119,000 | $ 119,000 | $ 278,000 |
| Boone County Missouri | 1 | $ 232,000 | $ 232,000 | $ 254,000 |
| St. Louis County Missouri | 1 | $ 361,000 | $ 361,000 | $ 120,000 |
| Stone County Missouri | 1 | $ 308,000 | $ 308,000 | $ 250,000 |
| Clay County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
| Scotland County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 59,000 |
| Wake County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 105,000 |
| Cherokee County South Carolina | 1 | $ 201,000 | $ 201,000 | $ 130,000 |
| Lexington County South Carolina | 1 | $ 274,000 | $ 274,000 | $ 102,000 |
| Benton County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 240,000 |
| Carroll County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 207,000 |
| Fentress County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| Grundy County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 289,000 |
| Humphreys County Tennessee | 1 | $ 256,000 | $ 256,000 | $ 126,000 |
| Jackson County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Lauderdale County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 80,000 |
| Lincoln County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Macon County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| McMinn County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Moore County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 331,000 |
| Rhea County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Sevier County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Smith County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 123,000 |
| Stewart County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 124,000 |
| Unicoi County Tennessee | 1 | $ 822,000 | $ 822,000 | $ 0 |
| Van Buren County Tennessee | 1 | $ 1,000,000 | $ 1,000,000 | $ 796,000 |
| Warren County Tennessee | 1 | $ 1,000,000 | $ 1,000,000 | $ 750,000 |
| Rockwall County Texas | 1 | $ 370,000 | $ 370,000 | $ 195,000 |
| Summit County Utah | 1 | $ 60,000 | $ 60,000 | $ 462,000 |
| Teton County Wyoming | 1 | $ 710,000 | $ 710,000 | $ 364,000 |
Mortgage Loan Application Detail Totals for Renasant Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,590 | $574,742,000 | $160,000 | $3,276,000 | $100,000 | $2,500,000 |
| Home Purchase | 2,300 | $360,160,000 | $156,000 | $3,055,000 | $102,000 | $2,400,000 |
| Home Improvement | 375 | $21,065,000 | $56,000 | $1,105,000 | $81,000 | $3,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,316 | $820,442,000 | $154,000 | $2,324,000 | $108,000 | $3,000,000 |
| Black or African American | 539 | $44,868,000 | $83,000 | $873,000 | $62,000 | $1,268,000 |
| Not applicable | 249 | $62,718,000 | $251,000 | $3,276,000 | $0 | $72,000 |
| Asian | 70 | $13,041,000 | $186,000 | $852,000 | $99,000 | $800,000 |
| Hispanic | 69 | $11,538,000 | $167,000 | $1,105,000 | $92,000 | $516,000 |
| Not Provided | 9 | $1,740,000 | $193,000 | $354,000 | $87,000 | $155,000 |
| American Indian or Alaskan Native | 7 | $858,000 | $122,000 | $220,000 | $57,000 | $147,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $762,000 | $127,000 | $376,000 | $74,000 | $153,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,414 | $831,507,000 | $153,000 | $3,276,000 | $107,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 548 | $79,168,000 | $144,000 | $393,000 | $47,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 192 | $22,305,000 | $116,000 | $219,000 | $43,000 | $120,000 |
| VA-guaranteed (Veterans Administration) | 111 | $22,987,000 | $207,000 | $850,000 | $70,000 | $277,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,387 | $848,060,000 | $157,000 | $3,276,000 | $99,000 | $3,000,000 |
| Application Denied By Financial Institution | 378 | $28,767,000 | $76,000 | $850,000 | $57,000 | $416,000 |
| Loan Purchased By The Institution | 278 | $54,158,000 | $194,000 | $417,000 | $158,000 | $1,375,000 |
| Application Approved But Not Accepted | 182 | $18,427,000 | $101,000 | $1,000,000 | $101,000 | $1,750,000 |
| Application Withdrawn By Applicant | 40 | $6,555,000 | $163,000 | $417,000 | $80,000 | $264,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Renasant Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Renasant Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.