Republic Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Republic Bank & Trust Company 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,093 |
| Total Mortgage Loan Application Amount | $694,158,000 |
| Average Mortgage Loan Application Amount | $194,333 |
| Highest Mortgage Loan Application Amount | $11,100,000 |
| Average Applicant Income | $86,333 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Republic Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Republic Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Republic Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Republic Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Republic Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Republic Bank & Trust Company's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,416 | $ 240,148,000 | $ 169,000 | $ 100,000 |
| Fayette County Kentucky | 213 | $ 47,114,000 | $ 221,000 | $ 82,000 |
| Santa Clara County California | 138 | $ 94,765,000 | $ 686,000 | $ 0 |
| Clark County Indiana | 130 | $ 15,413,000 | $ 118,000 | $ 65,000 |
| Daviess County Kentucky | 114 | $ 14,074,000 | $ 123,000 | $ 82,000 |
| Oldham County Kentucky | 104 | $ 22,776,000 | $ 219,000 | $ 204,000 |
| Bullitt County Kentucky | 96 | $ 12,713,000 | $ 132,000 | $ 66,000 |
| Floyd County Indiana | 84 | $ 11,516,000 | $ 137,000 | $ 81,000 |
| Hardin County Kentucky | 73 | $ 7,566,000 | $ 103,000 | $ 62,000 |
| Shelby County Kentucky | 73 | $ 8,779,000 | $ 120,000 | $ 102,000 |
| Alameda County California | 57 | $ 39,175,000 | $ 687,000 | $ 0 |
| Franklin County Kentucky | 45 | $ 5,017,000 | $ 111,000 | $ 82,000 |
| Scott County Kentucky | 40 | $ 6,547,000 | $ 163,000 | $ 82,000 |
| Kenton County Kentucky | 32 | $ 6,942,000 | $ 216,000 | $ 125,000 |
| Boone County Kentucky | 25 | $ 5,807,000 | $ 232,000 | $ 236,000 |
| Hamilton County Ohio | 25 | $ 7,333,000 | $ 293,000 | $ 134,000 |
| Los Angeles County California | 24 | $ 14,494,000 | $ 603,000 | $ 0 |
| Orange County California | 22 | $ 16,624,000 | $ 755,000 | $ 0 |
| Pasco County Florida | 20 | $ 2,129,000 | $ 106,000 | $ 56,000 |
| Davidson County Tennessee | 18 | $ 5,353,000 | $ 297,000 | $ 292,000 |
| Nelson County Kentucky | 16 | $ 2,346,000 | $ 146,000 | $ 72,000 |
| San Mateo County California | 13 | $ 10,599,000 | $ 815,000 | $ 0 |
| Larue County Kentucky | 13 | $ 1,032,000 | $ 79,000 | $ 53,000 |
| Contra Costa County California | 12 | $ 9,017,000 | $ 751,000 | $ 0 |
| Harrison County Indiana | 11 | $ 1,459,000 | $ 132,000 | $ 72,000 |
| Grayson County Kentucky | 11 | $ 1,174,000 | $ 106,000 | $ 92,000 |
| Jessamine County Kentucky | 11 | $ 1,995,000 | $ 181,000 | $ 120,000 |
| Spencer County Kentucky | 11 | $ 1,702,000 | $ 154,000 | $ 83,000 |
| Hillsborough County Florida | 10 | $ 2,379,000 | $ 237,000 | $ 107,000 |
| Woodford County Kentucky | 10 | $ 3,986,000 | $ 398,000 | $ 107,000 |
| Pinellas County Florida | 9 | $ 2,196,000 | $ 244,000 | $ 191,000 |
| Anderson County Kentucky | 9 | $ 1,039,000 | $ 115,000 | $ 54,000 |
| Ohio County Kentucky | 9 | $ 678,000 | $ 75,000 | $ 50,000 |
| Campbell County Kentucky | 8 | $ 7,044,000 | $ 880,000 | $ 82,000 |
| Henry County Kentucky | 8 | $ 1,164,000 | $ 145,000 | $ 86,000 |
| Williamson County Tennessee | 8 | $ 2,630,000 | $ 328,000 | $ 148,000 |
| Madison County Kentucky | 7 | $ 1,048,000 | $ 149,000 | $ 52,000 |
| Montgomery County Maryland | 7 | $ 4,882,000 | $ 697,000 | $ 0 |
| Meade County Kentucky | 6 | $ 944,000 | $ 157,000 | $ 73,000 |
| Butler County Ohio | 6 | $ 1,309,000 | $ 218,000 | $ 116,000 |
| San Diego County California | 5 | $ 3,272,000 | $ 654,000 | $ 0 |
| Clark County Kentucky | 5 | $ 740,000 | $ 148,000 | $ 58,000 |
| Fairfax County Virginia | 5 | $ 4,150,000 | $ 830,000 | $ 47,000 |
| San Bernardino County California | 4 | $ 1,536,000 | $ 384,000 | $ 12,000 |
| Miami-Dade County Florida | 4 | $ 2,803,000 | $ 700,000 | $ 308,000 |
| Washington County Indiana | 4 | $ 368,000 | $ 92,000 | $ 50,000 |
| King County Washington | 4 | $ 2,687,000 | $ 671,000 | $ 0 |
| Bay County Florida | 3 | $ 309,000 | $ 103,000 | $ 93,000 |
| Broward County Florida | 3 | $ 804,000 | $ 268,000 | $ 45,000 |
| Cook County Illinois | 3 | $ 1,006,000 | $ 335,000 | $ 43,000 |
| Marion County Indiana | 3 | $ 1,055,000 | $ 351,000 | $ 40,000 |
| Pulaski County Kentucky | 3 | $ 952,000 | $ 317,000 | $ 466,000 |
| Sevier County Tennessee | 3 | $ 678,000 | $ 226,000 | $ 71,000 |
| Maricopa County Arizona | 2 | $ 555,000 | $ 277,000 | $ 0 |
| El Dorado County California | 2 | $ 948,000 | $ 474,000 | $ 0 |
| Riverside County California | 2 | $ 727,000 | $ 363,000 | $ 326,000 |
| Sacramento County California | 2 | $ 773,000 | $ 386,000 | $ 0 |
| Ventura County California | 2 | $ 1,327,000 | $ 663,000 | $ 0 |
| Yolo County California | 2 | $ 1,380,000 | $ 690,000 | $ 0 |
| Citrus County Florida | 2 | $ 348,000 | $ 174,000 | $ 158,000 |
| Collier County Florida | 2 | $ 1,540,000 | $ 770,000 | $ 0 |
| Carroll County Kentucky | 2 | $ 302,000 | $ 151,000 | $ 90,000 |
| Harrison County Kentucky | 2 | $ 63,000 | $ 31,000 | $ 74,000 |
| Hart County Kentucky | 2 | $ 384,000 | $ 192,000 | $ 107,000 |
| Morris County New Jersey | 2 | $ 2,629,000 | $ 1,314,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 1,971,000 | $ 985,000 | $ 0 |
| Clermont County Ohio | 2 | $ 528,000 | $ 264,000 | $ 24,000 |
| Cuyahoga County Ohio | 2 | $ 184,000 | $ 92,000 | $ 59,000 |
| Warren County Ohio | 2 | $ 275,000 | $ 137,000 | $ 27,000 |
| Montgomery County Pennsylvania | 2 | $ 638,000 | $ 319,000 | $ 0 |
| Rutherford County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 180,000 |
| Sumner County Tennessee | 2 | $ 383,000 | $ 191,000 | $ 66,000 |
| Marin County California | 1 | $ 819,000 | $ 819,000 | $ 0 |
| Santa Cruz County California | 1 | $ 779,000 | $ 779,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 747,000 | $ 747,000 | $ 0 |
| Charlotte County Florida | 1 | $ 264,000 | $ 264,000 | $ 250,000 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Indian River County Florida | 1 | $ 132,000 | $ 132,000 | $ 187,000 |
| Lake County Florida | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Leon County Florida | 1 | $ 296,000 | $ 296,000 | $ 85,000 |
| Manatee County Florida | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Orange County Florida | 1 | $ 173,000 | $ 173,000 | $ 32,000 |
| Palm Beach County Florida | 1 | $ 237,000 | $ 237,000 | $ 117,000 |
| Seminole County Florida | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| DeKalb County Georgia | 1 | $ 582,000 | $ 582,000 | $ 0 |
| Glynn County Georgia | 1 | $ 397,000 | $ 397,000 | $ 425,000 |
| DuPage County Illinois | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Kane County Illinois | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Lake County Illinois | 1 | $ 579,000 | $ 579,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Scott County Indiana | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Vigo County Indiana | 1 | $ 47,000 | $ 47,000 | $ 24,000 |
| Allen County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 268,000 |
| Barren County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| Breckinridge County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 100,000 |
| Butler County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Letcher County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Marshall County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 29,000 |
| McLean County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Mercer County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Metcalfe County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| Montgomery County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 30,000 |
| Powell County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Taylor County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 187,000 |
| Trimble County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Warren County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 83,000 |
| Washington County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Baltimore County Maryland | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Harford County Maryland | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Oakland County Michigan | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Carver County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 366,000 |
| Cook County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 505,000 |
| Hennepin County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 505,000 |
| Le Sueur County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Washington County Minnesota | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Union County New Jersey | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Franklin County Ohio | 1 | $ 425,000 | $ 425,000 | $ 550,000 |
| Lucas County Ohio | 1 | $ 98,000 | $ 98,000 | $ 192,000 |
| Union County Ohio | 1 | $ 240,000 | $ 240,000 | $ 101,000 |
| Adams County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 556,000 | $ 556,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Overton County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Shelby County Tennessee | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Travis County Texas | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Henrico County Virginia | 1 | $ 192,000 | $ 192,000 | $ 95,000 |
| Loudoun County Virginia | 1 | $ 353,000 | $ 353,000 | $ 0 |
| Prince William County Virginia | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Richmond City County Virginia | 1 | $ 142,000 | $ 142,000 | $ 47,000 |
| Kenosha County Wisconsin | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 0 |
Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,757 | $395,923,000 | $225,000 | $3,300,000 | $99,000 | $9,600,000 |
| Refinancing | 999 | $267,883,000 | $268,000 | $11,100,000 | $73,000 | $2,448,000 |
| Home Improvement | 337 | $30,352,000 | $90,000 | $2,748,000 | $87,000 | $743,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,301 | $371,686,000 | $161,000 | $2,310,000 | $109,000 | $9,600,000 |
| Not applicable | 482 | $280,278,000 | $581,000 | $11,100,000 | $0 | $0 |
| Black or African American | 106 | $11,077,000 | $104,000 | $603,000 | $61,000 | $360,000 |
| Not Provided | 103 | $16,188,000 | $157,000 | $725,000 | $114,000 | $673,000 |
| Hispanic | 59 | $7,265,000 | $123,000 | $376,000 | $49,000 | $129,000 |
| Asian | 29 | $4,708,000 | $162,000 | $1,000,000 | $83,000 | $437,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,126,000 | $303,000 | $702,000 | $198,000 | $420,000 |
| American Indian or Alaskan Native | 6 | $830,000 | $138,000 | $498,000 | $80,000 | $215,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,957 | $677,442,000 | $229,000 | $11,100,000 | $91,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 114 | $13,857,000 | $121,000 | $270,000 | $53,000 | $272,000 |
| VA-guaranteed (Veterans Administration) | 13 | $1,803,000 | $138,000 | $289,000 | $55,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,056,000 | $117,000 | $174,000 | $43,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,610 | $271,609,000 | $168,000 | $2,740,000 | $107,000 | $3,000,000 |
| Application Denied By Financial Institution | 635 | $90,439,000 | $142,000 | $2,310,000 | $77,000 | $2,448,000 |
| Application Withdrawn By Applicant | 393 | $88,651,000 | $225,000 | $11,100,000 | $92,000 | $1,400,000 |
| Loan Purchased By The Institution | 354 | $226,986,000 | $641,000 | $2,000,000 | $2,000 | $130,000 |
| File Closed For Incompleteness | 86 | $14,409,000 | $167,000 | $1,890,000 | $187,000 | $9,600,000 |
| Application Approved But Not Accepted | 15 | $2,064,000 | $137,000 | $490,000 | $113,000 | $480,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 270 | $25,918,000 | $95,000 | $610,000 | $76,000 | $2,448,000 |
| Debt-To-Income Ratio | 200 | $36,538,000 | $182,000 | $2,310,000 | $64,000 | $540,000 |
| Collateral | 88 | $13,338,000 | $151,000 | $1,170,000 | $123,000 | $760,000 |
| Other | 42 | $9,410,000 | $224,000 | $1,410,000 | $62,000 | $600,000 |
| Employment History | 31 | $4,280,000 | $138,000 | $417,000 | $73,000 | $452,000 |
| Unverifiable Information | 4 | $955,000 | $238,000 | $444,000 | $62,000 | $160,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Bank & Trust Company's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Republic Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.