Resicentral LLC Mortgage Lending & HMDA Data, 2022
In 2022, Resicentral LLC of Larkspur, CA reported 2,581 mortgage applications totaling $987.9 million. The average application was for $382,776, and applicants reported an average income of $149,349. 60% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Dallas-Plano-Irving, TX (176), Chicago-Naperville, IL (147) and Oakland-Hayward-Berkeley, CA (121) (applications in parentheses).
| Mortgage Company & Address | Resicentral LLC 700 Larkspur Landing Circle Suite 199-18 Larkspur, CA 94939 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 2,581 |
| Total Mortgage Loan Application Amount | $987,945,000 |
| Average Mortgage Loan Application Amount | $382,776 |
| Highest Mortgage Loan Application Amount | $2,355,000 |
| Average Applicant Income | $149,349 |
| Highest Applicant Income | $1,822,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Resicentral LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 112 | $ 65,740,000 | $ 586,964 | $ 190,000 |
| Santa Clara, California | 98 | $ 65,900,000 | $ 672,448 | $ 194,000 |
| Collin, Texas | 97 | $ 39,375,000 | $ 405,927 | $ 150,000 |
| Cook, Illinois | 91 | $ 26,475,000 | $ 290,934 | $ 129,000 |
| Alameda, California | 86 | $ 50,790,000 | $ 590,581 | $ 202,000 |
| San Diego, California | 71 | $ 40,945,000 | $ 576,690 | $ 204,000 |
| Spartanburg, South Carolina | 70 | $ 16,290,000 | $ 232,714 | $ 69,000 |
| Sacramento, California | 67 | $ 26,115,000 | $ 389,776 | $ 137,000 |
| Maricopa, Arizona | 66 | $ 23,220,000 | $ 351,818 | $ 125,000 |
| Harris, Texas | 63 | $ 15,675,000 | $ 248,809 | $ 144,000 |
| Riverside, California | 55 | $ 21,505,000 | $ 391,000 | $ 136,000 |
| Lake, Illinois | 51 | $ 16,005,000 | $ 313,823 | $ 167,000 |
| Orange, California | 43 | $ 26,665,000 | $ 620,116 | $ 193,000 |
| Williamson, Texas | 42 | $ 18,140,000 | $ 431,904 | $ 178,000 |
| San Bernardino, California | 41 | $ 14,935,000 | $ 364,268 | $ 134,000 |
| San Joaquin, California | 40 | $ 18,270,000 | $ 456,750 | $ 133,000 |
| Miami-Dade, Florida | 38 | $ 13,810,000 | $ 363,421 | $ 134,000 |
| Oakland, Michigan | 37 | $ 12,475,000 | $ 337,162 | $ 138,000 |
| Dallas, Texas | 37 | $ 10,915,000 | $ 295,000 | $ 169,000 |
| Tarrant, Texas | 36 | $ 9,900,000 | $ 275,000 | $ 169,000 |
| Contra Costa, California | 35 | $ 21,665,000 | $ 619,000 | $ 231,000 |
| DuPage, Illinois | 34 | $ 11,410,000 | $ 335,588 | $ 175,000 |
| Denton, Texas | 31 | $ 11,975,000 | $ 386,290 | $ 163,000 |
| Travis, Texas | 29 | $ 14,005,000 | $ 482,931 | $ 228,000 |
| Fort Bend, Texas | 27 | $ 9,345,000 | $ 346,111 | $ 142,000 |
| Placer, California | 26 | $ 13,360,000 | $ 513,846 | $ 217,000 |
| Greenville, South Carolina | 26 | $ 6,950,000 | $ 267,307 | $ 104,000 |
| Stanislaus, California | 22 | $ 8,320,000 | $ 378,181 | $ 114,000 |
| Ventura, California | 20 | $ 8,780,000 | $ 439,000 | $ 128,000 |
| King, Washington | 20 | $ 12,490,000 | $ 624,500 | $ 151,000 |
| Fresno, California | 18 | $ 5,390,000 | $ 299,444 | $ 140,000 |
| Douglas, Colorado | 18 | $ 10,040,000 | $ 557,777 | $ 183,000 |
| Anderson, South Carolina | 18 | $ 4,740,000 | $ 263,333 | $ 116,000 |
| Jefferson, Colorado | 17 | $ 7,155,000 | $ 420,882 | $ 135,000 |
| Pierce, Washington | 17 | $ 7,825,000 | $ 460,294 | $ 150,000 |
| Will, Illinois | 16 | $ 4,970,000 | $ 310,625 | $ 159,000 |
| Broward, Florida | 14 | $ 4,710,000 | $ 336,428 | $ 258,000 |
| Hillsborough, Florida | 14 | $ 3,270,000 | $ 233,571 | $ 106,000 |
| San Mateo, California | 13 | $ 11,015,000 | $ 847,307 | $ 207,000 |
| Montgomery, Texas | 13 | $ 3,715,000 | $ 285,769 | $ 173,000 |
| Snohomish, Washington | 13 | $ 6,325,000 | $ 486,538 | $ 123,000 |
| Sonoma, California | 12 | $ 6,730,000 | $ 560,833 | $ 160,000 |
| Arapahoe, Colorado | 12 | $ 5,680,000 | $ 473,333 | $ 212,000 |
| Orange, Florida | 12 | $ 3,440,000 | $ 286,666 | $ 80,000 |
| Pinellas, Florida | 11 | $ 3,045,000 | $ 276,818 | $ 120,000 |
| Lexington, South Carolina | 11 | $ 2,225,000 | $ 202,272 | $ 81,000 |
| Richland, South Carolina | 11 | $ 2,855,000 | $ 259,545 | $ 113,000 |
| Solano, California | 10 | $ 4,660,000 | $ 466,000 | $ 126,000 |
| Bexar, Texas | 10 | $ 2,970,000 | $ 297,000 | $ 174,000 |
| El Dorado, California | 9 | $ 4,325,000 | $ 480,555 | $ 204,000 |
| Denver, Colorado | 9 | $ 3,715,000 | $ 412,777 | $ 180,000 |
| El Paso, Colorado | 9 | $ 2,575,000 | $ 286,111 | $ 121,000 |
| Lee, Florida | 9 | $ 1,995,000 | $ 221,666 | $ 86,000 |
| Fulton, Georgia | 9 | $ 2,235,000 | $ 248,333 | $ 89,000 |
| Kane, Illinois | 9 | $ 1,705,000 | $ 189,444 | $ 79,000 |
| Montgomery, Maryland | 9 | $ 2,255,000 | $ 250,555 | $ 129,000 |
| Washtenaw, Michigan | 9 | $ 2,715,000 | $ 301,666 | $ 120,000 |
| Franklin, Ohio | 9 | $ 1,665,000 | $ 185,000 | $ 97,000 |
| Hays, Texas | 9 | $ 2,915,000 | $ 323,888 | $ 168,000 |
| Fairfax, Virginia | 9 | $ 3,705,000 | $ 411,666 | $ 177,000 |
| Pima, Arizona | 8 | $ 1,620,000 | $ 202,500 | $ 133,000 |
| Merced, California | 8 | $ 2,760,000 | $ 345,000 | $ 279,000 |
| Adams, Colorado | 8 | $ 2,860,000 | $ 357,500 | $ 195,000 |
| Larimer, Colorado | 8 | $ 2,770,000 | $ 346,250 | $ 149,000 |
| Duval, Florida | 8 | $ 1,190,000 | $ 148,750 | $ 107,000 |
| Gwinnett, Georgia | 8 | $ 1,080,000 | $ 135,000 | $ 102,000 |
| Bergen, New Jersey | 8 | $ 5,220,000 | $ 652,500 | $ 173,000 |
| Bell, Texas | 8 | $ 2,010,000 | $ 251,250 | $ 187,000 |
| Kaufman, Texas | 8 | $ 1,680,000 | $ 210,000 | $ 154,000 |
| Kern, California | 7 | $ 1,965,000 | $ 280,714 | $ 214,000 |
| San Francisco, California | 7 | $ 4,395,000 | $ 627,857 | $ 174,000 |
| Santa Cruz, California | 7 | $ 3,725,000 | $ 532,142 | $ 166,000 |
| Osceola, Florida | 7 | $ 2,545,000 | $ 363,571 | $ 220,000 |
| Polk, Florida | 7 | $ 1,345,000 | $ 192,142 | $ 67,000 |
| Wayne, Michigan | 7 | $ 2,845,000 | $ 406,428 | $ 118,000 |
| Hamilton, Ohio | 7 | $ 905,000 | $ 129,285 | $ 94,000 |
| Multnomah, Oregon | 7 | $ 2,905,000 | $ 415,000 | $ 110,000 |
| Hidalgo, Texas | 7 | $ 915,000 | $ 130,714 | $ 137,000 |
| Napa, California | 6 | $ 4,940,000 | $ 823,333 | $ 175,000 |
| Yuba, California | 6 | $ 3,130,000 | $ 521,666 | $ 165,000 |
| Brevard, Florida | 6 | $ 870,000 | $ 145,000 | $ 94,000 |
| Palm Beach, Florida | 6 | $ 1,630,000 | $ 271,666 | $ 116,000 |
| Volusia, Florida | 6 | $ 1,870,000 | $ 311,666 | $ 112,000 |
| Macomb, Michigan | 6 | $ 1,140,000 | $ 190,000 | $ 100,000 |
| Clermont, Ohio | 6 | $ 1,230,000 | $ 205,000 | $ 87,000 |
| Washington, Oregon | 6 | $ 2,920,000 | $ 486,666 | $ 158,000 |
| Brazoria, Texas | 6 | $ 1,250,000 | $ 208,333 | $ 175,000 |
| Amador, California | 5 | $ 2,315,000 | $ 463,000 | $ 123,000 |
| Nevada, California | 5 | $ 2,215,000 | $ 443,000 | $ 165,000 |
| Boulder, Colorado | 5 | $ 2,675,000 | $ 535,000 | $ 119,000 |
| Clay, Florida | 5 | $ 995,000 | $ 199,000 | $ 81,000 |
| Lake, Florida | 5 | $ 1,565,000 | $ 313,000 | $ 112,000 |
| St. Lucie, Florida | 5 | $ 985,000 | $ 197,000 | $ 118,000 |
| Clayton, Georgia | 5 | $ 885,000 | $ 177,000 | $ 47,000 |
| Cobb, Georgia | 5 | $ 655,000 | $ 131,000 | $ 103,000 |
| DeKalb, Georgia | 5 | $ 1,095,000 | $ 219,000 | $ 187,000 |
| McHenry, Illinois | 5 | $ 1,155,000 | $ 231,000 | $ 115,000 |
| Jefferson, Kentucky | 5 | $ 1,605,000 | $ 321,000 | $ 155,000 |
| Cuyahoga, Ohio | 5 | $ 585,000 | $ 117,000 | $ 79,000 |
| Philadelphia, Pennsylvania | 5 | $ 875,000 | $ 175,000 | $ 85,000 |
| Berkeley, South Carolina | 5 | $ 1,445,000 | $ 289,000 | $ 134,000 |
| Johnson, Texas | 5 | $ 765,000 | $ 153,000 | $ 69,000 |
| Salt Lake, Utah | 5 | $ 1,885,000 | $ 377,000 | $ 142,000 |
| Pinal, Arizona | 4 | $ 900,000 | $ 225,000 | $ 144,000 |
| Lake, California | 4 | $ 1,030,000 | $ 257,500 | $ 106,000 |
| San Benito, California | 4 | $ 3,250,000 | $ 812,500 | $ 202,000 |
| Santa Barbara, California | 4 | $ 2,850,000 | $ 712,500 | $ 114,000 |
| Tulare, California | 4 | $ 920,000 | $ 230,000 | $ 114,000 |
| Yolo, California | 4 | $ 1,640,000 | $ 410,000 | $ 122,000 |
| Weld, Colorado | 4 | $ 1,560,000 | $ 390,000 | $ 173,000 |
| Hartford, Connecticut | 4 | $ 1,230,000 | $ 307,500 | $ 140,000 |
| Marion, Florida | 4 | $ 480,000 | $ 120,000 | $ 110,000 |
| Pasco, Florida | 4 | $ 750,000 | $ 187,500 | $ 97,000 |
| Seminole, Florida | 4 | $ 1,380,000 | $ 345,000 | $ 325,000 |
| Clackamas, Oregon | 4 | $ 2,040,000 | $ 510,000 | $ 195,000 |
| Montgomery, Pennsylvania | 4 | $ 840,000 | $ 210,000 | $ 126,000 |
| Beaufort, South Carolina | 4 | $ 970,000 | $ 242,500 | $ 79,000 |
| Dorchester, South Carolina | 4 | $ 940,000 | $ 235,000 | $ 79,000 |
| Pickens, South Carolina | 4 | $ 970,000 | $ 242,500 | $ 72,000 |
| El Paso, Texas | 4 | $ 550,000 | $ 137,500 | $ 100,000 |
| Galveston, Texas | 4 | $ 1,220,000 | $ 305,000 | $ 153,000 |
| Gregg, Texas | 4 | $ 750,000 | $ 187,500 | $ 119,000 |
| Utah, Utah | 4 | $ 1,680,000 | $ 420,000 | $ 159,000 |
| Loudoun, Virginia | 4 | $ 1,500,000 | $ 375,000 | $ 127,000 |
| Clark, Washington | 4 | $ 1,640,000 | $ 410,000 | $ 115,000 |
| Calaveras, California | 3 | $ 775,000 | $ 258,333 | $ 323,000 |
| Monterey, California | 3 | $ 1,985,000 | $ 661,666 | $ 86,000 |
| Sutter, California | 3 | $ 1,045,000 | $ 348,333 | $ 146,000 |
| Pueblo, Colorado | 3 | $ 585,000 | $ 195,000 | $ 53,000 |
| Tolland, Connecticut | 3 | $ 585,000 | $ 195,000 | $ 86,000 |
| Collier, Florida | 3 | $ 645,000 | $ 215,000 | $ 100,000 |
| Escambia, Florida | 3 | $ 725,000 | $ 241,666 | $ 71,000 |
| Manatee, Florida | 3 | $ 985,000 | $ 328,333 | $ 198,000 |
| Hall, Georgia | 3 | $ 855,000 | $ 285,000 | $ 92,000 |
| Rockdale, Georgia | 3 | $ 595,000 | $ 198,333 | $ 131,000 |
| Kendall, Illinois | 3 | $ 1,055,000 | $ 351,666 | $ 127,000 |
| Monroe, Illinois | 3 | $ 1,005,000 | $ 335,000 | $ 147,000 |
| Hillsborough, New Hampshire | 3 | $ 1,155,000 | $ 385,000 | $ 135,000 |
| Middlesex, New Jersey | 3 | $ 935,000 | $ 311,666 | $ 234,000 |
| Logan, Ohio | 3 | $ 255,000 | $ 85,000 | $ 64,000 |
| Bucks, Pennsylvania | 3 | $ 635,000 | $ 211,666 | $ 102,000 |
| Butler, Pennsylvania | 3 | $ 455,000 | $ 151,666 | $ 55,000 |
| Bastrop, Texas | 3 | $ 955,000 | $ 318,333 | $ 60,000 |
| Cameron, Texas | 3 | $ 495,000 | $ 165,000 | $ 108,000 |
| Comal, Texas | 3 | $ 825,000 | $ 275,000 | $ 236,000 |
| Nueces, Texas | 3 | $ 515,000 | $ 171,666 | $ 201,000 |
| Parker, Texas | 3 | $ 935,000 | $ 311,666 | $ 135,000 |
| Waller, Texas | 3 | $ 1,425,000 | $ 475,000 | $ 511,000 |
| Whatcom, Washington | 3 | $ 1,185,000 | $ 395,000 | $ 127,000 |
| Marin, California | 2 | $ 1,170,000 | $ 585,000 | $ 168,000 |
| San Luis Obispo, California | 2 | $ 1,020,000 | $ 510,000 | $ 619,000 |
| Clear Creek, Colorado | 2 | $ 660,000 | $ 330,000 | $ 186,000 |
| Eagle, Colorado | 2 | $ 790,000 | $ 395,000 | $ 174,000 |
| Lake, Colorado | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| New London, Connecticut | 2 | $ 660,000 | $ 330,000 | $ 149,000 |
| Charlotte, Florida | 2 | $ 590,000 | $ 295,000 | $ 91,000 |
| Flagler, Florida | 2 | $ 440,000 | $ 220,000 | $ 82,000 |
| Leon, Florida | 2 | $ 90,000 | $ 45,000 | $ 88,000 |
| Okaloosa, Florida | 2 | $ 320,000 | $ 160,000 | $ 97,000 |
| Santa Rosa, Florida | 2 | $ 660,000 | $ 330,000 | $ 214,000 |
| Sarasota, Florida | 2 | $ 400,000 | $ 200,000 | $ 163,000 |
| Carroll, Georgia | 2 | $ 340,000 | $ 170,000 | $ 70,000 |
| Coweta, Georgia | 2 | $ 300,000 | $ 150,000 | $ 77,000 |
| Douglas, Georgia | 2 | $ 640,000 | $ 320,000 | $ 92,000 |
| Henry, Georgia | 2 | $ 610,000 | $ 305,000 | $ 70,000 |
| Spalding, Georgia | 2 | $ 220,000 | $ 110,000 | $ 63,000 |
| Whitfield, Georgia | 2 | $ 330,000 | $ 165,000 | $ 79,000 |
| DeKalb, Illinois | 2 | $ 690,000 | $ 345,000 | $ 342,000 |
| Madison, Illinois | 2 | $ 180,000 | $ 90,000 | $ 63,000 |
| Jessamine, Kentucky | 2 | $ 250,000 | $ 125,000 | $ 26,000 |
| Oldham, Kentucky | 2 | $ 440,000 | $ 220,000 | $ 85,000 |
| York, Maine | 2 | $ 740,000 | $ 370,000 | $ 182,000 |
| Howard, Maryland | 2 | $ 860,000 | $ 430,000 | $ 141,000 |
| Berrien, Michigan | 2 | $ 290,000 | $ 145,000 | $ 99,000 |
| Grand Traverse, Michigan | 2 | $ 850,000 | $ 425,000 | $ 265,000 |
| Kent, Michigan | 2 | $ 490,000 | $ 245,000 | $ 108,000 |
| Morris, New Jersey | 2 | $ 1,070,000 | $ 535,000 | $ 206,000 |
| Passaic, New Jersey | 2 | $ 880,000 | $ 440,000 | $ 159,000 |
| Clinton, Ohio | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Lake, Ohio | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Lucas, Ohio | 2 | $ 260,000 | $ 130,000 | $ 110,000 |
| Stark, Ohio | 2 | $ 260,000 | $ 130,000 | $ 51,000 |
| Summit, Ohio | 2 | $ 330,000 | $ 165,000 | $ 83,000 |
| Warren, Ohio | 2 | $ 360,000 | $ 180,000 | $ 85,000 |
| Tulsa, Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 121,000 |
| Deschutes, Oregon | 2 | $ 1,120,000 | $ 560,000 | $ 128,000 |
| Jackson, Oregon | 2 | $ 710,000 | $ 355,000 | $ 105,000 |
| Lane, Oregon | 2 | $ 1,040,000 | $ 520,000 | $ 131,000 |
| Polk, Oregon | 2 | $ 880,000 | $ 440,000 | $ 69,000 |
| Allegheny, Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 81,000 |
| Lackawanna, Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Lancaster, Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Luzerne, Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| York, Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Cherokee, South Carolina | 2 | $ 390,000 | $ 195,000 | $ 54,000 |
| Horry, South Carolina | 2 | $ 440,000 | $ 220,000 | $ 32,000 |
| Sumter, South Carolina | 2 | $ 640,000 | $ 320,000 | $ 182,000 |
| Hamilton, Tennessee | 2 | $ 600,000 | $ 300,000 | $ 154,000 |
| Shelby, Tennessee | 2 | $ 730,000 | $ 365,000 | $ 163,000 |
| Sullivan, Tennessee | 2 | $ 390,000 | $ 195,000 | $ 83,000 |
| Guadalupe, Texas | 2 | $ 440,000 | $ 220,000 | $ 124,000 |
| Washington, Utah | 2 | $ 830,000 | $ 415,000 | $ 130,000 |
| Weber, Utah | 2 | $ 680,000 | $ 340,000 | $ 67,000 |
| Chesterfield, Virginia | 2 | $ 670,000 | $ 335,000 | $ 139,000 |
| Montgomery, Virginia | 2 | $ 680,000 | $ 340,000 | $ 703,000 |
| Benton, Washington | 2 | $ 1,060,000 | $ 530,000 | $ 161,000 |
| Franklin, Washington | 2 | $ 610,000 | $ 305,000 | $ 49,000 |
| Kitsap, Washington | 2 | $ 1,110,000 | $ 555,000 | $ 160,000 |
| Kittitas, Washington | 2 | $ 1,810,000 | $ 905,000 | $ 565,000 |
| Skagit, Washington | 2 | $ 1,080,000 | $ 540,000 | $ 88,000 |
| Spokane, Washington | 2 | $ 550,000 | $ 275,000 | $ 86,000 |
| Graham, Arizona | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Navajo, Arizona | 1 | $ 325,000 | $ 325,000 | $ 301,000 |
| Yavapai, Arizona | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Butte, California | 1 | $ 375,000 | $ 375,000 | $ 127,000 |
| Humboldt, California | 1 | $ 215,000 | $ 215,000 | $ 164,000 |
| Kings, California | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Lassen, California | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Madera, California | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Mendocino, California | 1 | $ 585,000 | $ 585,000 | $ 132,000 |
| Shasta, California | 1 | $ 395,000 | $ 395,000 | $ 72,000 |
| Broomfield, Colorado | 1 | $ 345,000 | $ 345,000 | $ 60,000 |
| Grand, Colorado | 1 | $ 385,000 | $ 385,000 | $ 55,000 |
| Gunnison, Colorado | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Mesa, Colorado | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Mineral, Colorado | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Montrose, Colorado | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Otero, Colorado | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Routt, Colorado | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Summit, Colorado | 1 | $ 425,000 | $ 425,000 | $ 250,000 |
| Middlesex, Connecticut | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Bay, Florida | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Hernando, Florida | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Indian River, Florida | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Levy, Florida | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Monroe, Florida | 1 | $ 605,000 | $ 605,000 | $ 176,000 |
| Okeechobee, Florida | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| St. Johns, Florida | 1 | $ 495,000 | $ 495,000 | $ 146,000 |
| Sumter, Florida | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Walton, Florida | 1 | $ 805,000 | $ 805,000 | $ 126,000 |
| Bartow, Georgia | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Bibb, Georgia | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Catoosa, Georgia | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Columbia, Georgia | 1 | $ 155,000 | $ 155,000 | $ 232,000 |
| Dougherty, Georgia | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Early, Georgia | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Forsyth, Georgia | 1 | $ 335,000 | $ 335,000 | $ 76,000 |
| Franklin, Georgia | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Paulding, Georgia | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Richmond, Georgia | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
| Toombs, Georgia | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Walker, Georgia | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Walton, Georgia | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Wayne, Georgia | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Champaign, Illinois | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Fayette, Illinois | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Grundy, Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Marion, Illinois | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| St. Clair, Illinois | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Vermilion, Illinois | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Wabash, Illinois | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Winnebago, Illinois | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Madison, Indiana | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Campbell, Kentucky | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Fayette, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Shelby, Kentucky | 1 | $ 645,000 | $ 645,000 | $ 161,000 |
| Orleans, Louisiana | 1 | $ 495,000 | $ 495,000 | $ 119,000 |
| Plaquemines, Louisiana | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Cumberland, Maine | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Hancock, Maine | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Anne Arundel, Maryland | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Baltimore, Maryland | 1 | $ 135,000 | $ 135,000 | $ 372,000 |
| Carroll, Maryland | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Charles, Maryland | 1 | $ 285,000 | $ 285,000 | $ 157,000 |
| Prince George's, Maryland | 1 | $ 265,000 | $ 265,000 | $ 165,000 |
| Sanilac, Michigan | 1 | $ 505,000 | $ 505,000 | $ 233,000 |
| McLeod, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Rockingham, New Hampshire | 1 | $ 445,000 | $ 445,000 | $ 205,000 |
| Atlantic, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Essex, New Jersey | 1 | $ 465,000 | $ 465,000 | $ 94,000 |
| Gloucester, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Somerset, New Jersey | 1 | $ 385,000 | $ 385,000 | $ 91,000 |
| Ashtabula, Ohio | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Clark, Ohio | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Delaware, Ohio | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Fayette, Ohio | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Greene, Ohio | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Knox, Ohio | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Licking, Ohio | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Medina, Ohio | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Montgomery, Ohio | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Morrow, Ohio | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Pickaway, Ohio | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Shelby, Ohio | 1 | $ 115,000 | $ 115,000 | $ 153,000 |
| Trumbull, Ohio | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Wood, Ohio | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Oklahoma, Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| Crook, Oregon | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Klamath, Oregon | 1 | $ 155,000 | $ 155,000 | $ 24,000 |
| Marion, Oregon | 1 | $ 415,000 | $ 415,000 | $ 70,000 |
| Tillamook, Oregon | 1 | $ 365,000 | $ 365,000 | $ 85,000 |
| Beaver, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Bedford, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Carbon, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 127,000 |
| Jefferson, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Lawrence, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Monroe, Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Pike, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Washington, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Abbeville, South Carolina | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Charleston, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Georgetown, South Carolina | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Jasper, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Kershaw, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Laurens, South Carolina | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| McCormick, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| Oconee, South Carolina | 1 | $ 335,000 | $ 335,000 | $ 110,000 |
| Union, South Carolina | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Davidson, Tennessee | 1 | $ 415,000 | $ 415,000 | $ 73,000 |
| Knox, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 61,000 |
| Madison, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Montgomery, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Rutherford, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Williamson, Tennessee | 1 | $ 645,000 | $ 645,000 | $ 129,000 |
| Anderson, Texas | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Caldwell, Texas | 1 | $ 225,000 | $ 225,000 | $ 176,000 |
| Comanche, Texas | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Ector, Texas | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Ellis, Texas | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Franklin, Texas | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Grayson, Texas | 1 | $ 545,000 | $ 545,000 | $ 209,000 |
| Hill, Texas | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Hunt, Texas | 1 | $ 195,000 | $ 195,000 | $ 124,000 |
| Kendall, Texas | 1 | $ 465,000 | $ 465,000 | $ 101,000 |
| Lubbock, Texas | 1 | $ 155,000 | $ 155,000 | $ 307,000 |
| Midland, Texas | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Montague, Texas | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Nacogdoches, Texas | 1 | $ 265,000 | $ 265,000 | $ 158,000 |
| Orange, Texas | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Potter, Texas | 1 | $ 335,000 | $ 335,000 | $ 104,000 |
| Randall, Texas | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Rockwall, Texas | 1 | $ 195,000 | $ 195,000 | $ 198,000 |
| Stephens, Texas | 1 | $ 1,055,000 | $ 1,055,000 | $ 442,000 |
| Titus, Texas | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Uvalde, Texas | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Victoria, Texas | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Wharton, Texas | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Wichita, Texas | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Wise, Texas | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Caroline, Virginia | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Chesapeake, Virginia | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Fairfax City, Virginia | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Frederick, Virginia | 1 | $ 395,000 | $ 395,000 | $ 151,000 |
| Hanover, Virginia | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Henrico, Virginia | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Page, Virginia | 1 | $ 115,000 | $ 115,000 | $ 209,000 |
| Powhatan, Virginia | 1 | $ 405,000 | $ 405,000 | $ 178,000 |
| Prince William, Virginia | 1 | $ 185,000 | $ 185,000 | $ 277,000 |
| Richmond City, Virginia | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| Surry, Virginia | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| Cowlitz, Washington | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| Lewis, Washington | 1 | $ 345,000 | $ 345,000 | $ 56,000 |
| Mason, Washington | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Pacific, Washington | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| San Juan, Washington | 1 | $ 345,000 | $ 345,000 | $ 67,000 |
| Thurston, Washington | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Whitman, Washington | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Yakima, Washington | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Milwaukee, Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 158,000 |
Mortgage Loan Application Detail Totals for Resicentral LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,084 | $448,990,000 | $414,000 | $2,355,000 | $166,000 | $1,568,000 |
| Cash-out Refinancing | 968 | $355,270,000 | $367,000 | $1,795,000 | $138,000 | $1,822,000 |
| Refinancing | 464 | $158,470,000 | $341,000 | $1,985,000 | $136,000 | $1,286,000 |
| Home Improvement | 65 | $25,215,000 | $387,000 | $1,235,000 | $136,000 | $1,589,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,032 | $367,670,000 | $356,000 | $2,005,000 | $133,000 | $1,427,000 |
| Asian | 799 | $344,475,000 | $431,000 | $1,985,000 | $187,000 | $1,589,000 |
| Not Provided | 330 | $140,110,000 | $424,000 | $2,355,000 | $164,000 | $1,822,000 |
| Hispanic | 294 | $95,190,000 | $323,000 | $1,315,000 | $107,000 | $993,000 |
| Black or African American | 108 | $33,840,000 | $313,000 | $1,795,000 | $101,000 | $522,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,490,000 | $436,000 | $765,000 | $152,000 | $237,000 |
| American Indian or Alaskan Native | 6 | $1,230,000 | $205,000 | $425,000 | $98,000 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,409 | $935,355,000 | $388,000 | $2,355,000 | $154,000 | $1,822,000 |
| FHA-insured (Federal Housing Administration) | 125 | $36,355,000 | $290,000 | $865,000 | $78,000 | $202,000 |
| VA-guaranteed (Veterans Administration) | 47 | $16,235,000 | $345,000 | $705,000 | $85,000 | $282,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,545 | $581,955,000 | $376,000 | $2,355,000 | $152,000 | $1,568,000 |
| Application Withdrawn By Applicant | 769 | $297,285,000 | $386,000 | $1,795,000 | $147,000 | $1,822,000 |
| Application Approved But Not Accepted | 135 | $54,705,000 | $405,000 | $2,005,000 | $153,000 | $684,000 |
| Application Denied By Financial Institution | 120 | $51,330,000 | $427,000 | $1,665,000 | $113,000 | $543,000 |
| File Closed For Incompleteness | 12 | $2,670,000 | $222,000 | $405,000 | $187,000 | $1,286,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,461 | $936,615,000 | $380,000 | $2,355,000 | $151,000 | $1,822,000 |
| Debt-To-Income Ratio | 71 | $32,165,000 | $453,000 | $1,665,000 | $96,000 | $314,000 |
| Collateral | 15 | $5,555,000 | $370,000 | $1,085,000 | $174,000 | $543,000 |
| Unverifiable Information | 13 | $6,985,000 | $537,000 | $1,105,000 | $96,000 | $189,000 |
| Credit Application Incomplete | 9 | $3,585,000 | $398,000 | $975,000 | $160,000 | $500,000 |
| Credit History | 7 | $1,465,000 | $209,000 | $645,000 | $139,000 | $522,000 |
| Employment History | 3 | $965,000 | $321,000 | $485,000 | $108,000 | $163,000 |
| Other | 2 | $610,000 | $305,000 | $415,000 | $94,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resicentral LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resicentral LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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