Resicentral LLC Mortgage Lending & HMDA Data, 2022
In 2022, Resicentral LLC of Larkspur, CA reported 2,581 mortgage applications totaling $987.9 million. The average application was for $382,776, and applicants reported an average income of $149,349. 60% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Dallas-Plano-Irving, TX (176), Chicago-Naperville, IL (147) and Oakland-Hayward-Berkeley, CA (121) (applications in parentheses).
| Mortgage Company & Address | Resicentral LLC 700 Larkspur Landing Circle Suite 199-18 Larkspur, CA 94939 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 2,581 |
| Total Mortgage Loan Application Amount | $987,945,000 |
| Average Mortgage Loan Application Amount | $382,776 |
| Highest Mortgage Loan Application Amount | $2,355,000 |
| Average Applicant Income | $149,349 |
| Highest Applicant Income | $1,822,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Resicentral LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 176 | $ 64,490,000 | $ 366,420 | $ 156,000 |
| Chicago-Naperville, IL | 147 | $ 44,175,000 | $ 300,510 | $ 142,000 |
| Oakland-Hayward-Berkeley, CA | 121 | $ 72,455,000 | $ 598,801 | $ 210,000 |
| Houston-The Woodlands-Sugar Land, TX | 116 | $ 32,630,000 | $ 281,293 | $ 158,000 |
| Los Angeles-Long Beach-Glendale, CA | 112 | $ 65,740,000 | $ 586,964 | $ 190,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 106 | $ 45,440,000 | $ 428,679 | $ 162,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 102 | $ 69,150,000 | $ 677,941 | $ 194,000 |
| Riverside-San Bernardino-Ontario, CA | 96 | $ 36,440,000 | $ 379,583 | $ 135,000 |
| Outside any metro area | 89 | $ 24,305,000 | $ 273,089 | $ 127,685 |
| Austin-Round Rock, TX | 84 | $ 36,240,000 | $ 431,428 | $ 190,000 |
| San Diego-Carlsbad, CA | 71 | $ 40,945,000 | $ 576,690 | $ 204,000 |
| Phoenix-Mesa-Scottsdale, AZ | 70 | $ 24,120,000 | $ 344,571 | $ 126,000 |
| Spartanburg, SC | 70 | $ 16,290,000 | $ 232,714 | $ 69,000 |
| Denver-Aurora-Lakewood, CO | 67 | $ 30,455,000 | $ 454,552 | $ 175,000 |
| Lake County-Kenosha County, IL-WI | 51 | $ 16,005,000 | $ 313,823 | $ 167,000 |
| Atlanta-Sandy Springs-Roswell, GA | 49 | $ 9,495,000 | $ 193,775 | $ 96,000 |
| Greenville-Anderson-Mauldin, SC | 49 | $ 12,815,000 | $ 261,530 | $ 104,000 |
| Fort Worth-Arlington, TX | 45 | $ 11,835,000 | $ 263,000 | $ 153,000 |
| Anaheim-Santa Ana-Irvine, CA | 43 | $ 26,665,000 | $ 620,116 | $ 193,000 |
| Warren-Troy-Farmington Hills, MI | 43 | $ 13,615,000 | $ 316,627 | $ 133,000 |
| Stockton-Lodi, CA | 40 | $ 18,270,000 | $ 456,750 | $ 133,000 |
| Miami-Miami Beach-Kendall, FL | 38 | $ 13,810,000 | $ 363,421 | $ 134,000 |
| Seattle-Bellevue-Everett, WA | 33 | $ 18,815,000 | $ 570,151 | $ 140,000 |
| Tampa-St. Petersburg-Clearwater, FL | 30 | $ 7,160,000 | $ 238,666 | $ 107,000 |
| Orlando-Kissimmee-Sanford, FL | 28 | $ 8,930,000 | $ 318,928 | $ 156,000 |
| Columbia, SC | 23 | $ 5,165,000 | $ 224,565 | $ 95,000 |
| Modesto, CA | 22 | $ 8,320,000 | $ 378,181 | $ 114,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 21 | $ 9,505,000 | $ 452,619 | $ 140,904 |
| Oxnard-Thousand Oaks-Ventura, CA | 20 | $ 8,780,000 | $ 439,000 | $ 128,000 |
| San Francisco-Redwood City-South San Francisco, CA | 20 | $ 15,410,000 | $ 770,500 | $ 196,000 |
| Fresno, CA | 18 | $ 5,390,000 | $ 299,444 | $ 140,000 |
| Tacoma-Lakewood, WA | 17 | $ 7,825,000 | $ 460,294 | $ 150,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 17 | $ 6,065,000 | $ 356,764 | $ 165,411 |
| Cincinnati, OH-KY-IN | 16 | $ 2,760,000 | $ 172,500 | $ 88,437 |
| San Antonio-New Braunfels, TX | 16 | $ 4,700,000 | $ 293,750 | $ 174,000 |
| Elgin, IL | 14 | $ 3,450,000 | $ 246,428 | $ 127,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 4,710,000 | $ 336,428 | $ 258,000 |
| Jacksonville, FL | 14 | $ 2,680,000 | $ 191,428 | $ 100,000 |
| Columbus, OH | 13 | $ 2,325,000 | $ 178,846 | $ 92,000 |
| Santa Rosa, CA | 12 | $ 6,730,000 | $ 560,833 | $ 160,000 |
| Charleston-North Charleston, SC | 10 | $ 2,640,000 | $ 264,000 | $ 110,000 |
| New York-Jersey City-White Plains, NY-NJ | 10 | $ 6,100,000 | $ 610,000 | $ 170,000 |
| Vallejo-Fairfield, CA | 10 | $ 4,660,000 | $ 466,000 | $ 126,000 |
| Ann Arbor, MI | 9 | $ 2,715,000 | $ 301,666 | $ 120,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 1,995,000 | $ 221,666 | $ 86,000 |
| Colorado Springs, CO | 9 | $ 2,575,000 | $ 286,111 | $ 121,000 |
| Washington-Baltimore-Arlington, DC | 9 | $ 2,255,000 | $ 250,555 | $ 129,000 |
| Yuba City, CA | 9 | $ 4,175,000 | $ 463,888 | $ 159,000 |
| Cleveland-Elyria, OH | 8 | $ 1,040,000 | $ 130,000 | $ 79,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 2,310,000 | $ 288,750 | $ 105,000 |
| Fort Collins, CO | 8 | $ 2,770,000 | $ 346,250 | $ 149,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 2,160,000 | $ 270,000 | $ 113,000 |
| Killeen-Temple, TX | 8 | $ 2,010,000 | $ 251,250 | $ 187,000 |
| Louisville/Jefferson County, KY-IN | 8 | $ 2,690,000 | $ 336,250 | $ 138,000 |
| Merced, CA | 8 | $ 2,760,000 | $ 345,000 | $ 279,000 |
| Tucson, AZ | 8 | $ 1,620,000 | $ 202,500 | $ 133,000 |
| Bakersfield, CA | 7 | $ 1,965,000 | $ 280,714 | $ 214,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 2,845,000 | $ 406,428 | $ 118,000 |
| Lakeland-Winter Haven, FL | 7 | $ 1,345,000 | $ 192,142 | $ 67,000 |
| McAllen-Edinburg-Mission, TX | 7 | $ 915,000 | $ 130,714 | $ 137,000 |
| Montgomery County-Bucks County-Chester County, PA | 7 | $ 1,475,000 | $ 210,714 | $ 115,000 |
| Pittsburgh, PA | 7 | $ 925,000 | $ 132,142 | $ 68,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 3,725,000 | $ 532,142 | $ 166,000 |
| Napa, CA | 6 | $ 4,940,000 | $ 823,333 | $ 175,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 870,000 | $ 145,000 | $ 94,000 |
| Richmond, VA | 6 | $ 1,620,000 | $ 270,000 | $ 99,000 |
| St. Louis, MO-IL | 6 | $ 1,330,000 | $ 221,666 | $ 105,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 1,630,000 | $ 271,666 | $ 116,000 |
| Baltimore-Columbia-Towson, MD | 5 | $ 1,705,000 | $ 341,000 | $ 167,000 |
| Boulder, CO | 5 | $ 2,675,000 | $ 535,000 | $ 119,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 1,225,000 | $ 245,000 | $ 78,000 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 1,385,000 | $ 277,000 | $ 184,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,385,000 | $ 277,000 | $ 128,000 |
| Philadelphia, PA | 5 | $ 875,000 | $ 175,000 | $ 85,000 |
| Port St. Lucie, FL | 5 | $ 985,000 | $ 197,000 | $ 118,000 |
| Salt Lake City, UT | 5 | $ 1,885,000 | $ 377,000 | $ 142,000 |
| Chattanooga, TN-GA | 4 | $ 650,000 | $ 162,500 | $ 102,000 |
| El Paso, TX | 4 | $ 550,000 | $ 137,500 | $ 100,000 |
| Greeley, CO | 4 | $ 1,560,000 | $ 390,000 | $ 173,000 |
| Kennewick-Richland, WA | 4 | $ 1,670,000 | $ 417,500 | $ 105,000 |
| Longview, TX | 4 | $ 750,000 | $ 187,500 | $ 119,000 |
| New York-Newark, NY | 4 | $ 1,320,000 | $ 330,000 | $ 198,000 |
| Newark, NJ-PA | 4 | $ 1,690,000 | $ 422,500 | $ 148,750 |
| Ocala, FL | 4 | $ 480,000 | $ 120,000 | $ 110,000 |
| Provo-Orem, UT | 4 | $ 1,680,000 | $ 420,000 | $ 159,000 |
| Santa Maria-Santa Barbara, CA | 4 | $ 2,850,000 | $ 712,500 | $ 114,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 550,000 | $ 137,500 | $ 60,000 |
| Visalia-Porterville, CA | 4 | $ 920,000 | $ 230,000 | $ 114,000 |
| Bellingham, WA | 3 | $ 1,185,000 | $ 395,000 | $ 127,000 |
| Brownsville-Harlingen, TX | 3 | $ 495,000 | $ 165,000 | $ 108,000 |
| Corpus Christi, TX | 3 | $ 515,000 | $ 171,666 | $ 201,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 1,125,000 | $ 375,000 | $ 107,000 |
| Gainesville, GA | 3 | $ 855,000 | $ 285,000 | $ 92,000 |
| Lexington-Fayette, KY | 3 | $ 435,000 | $ 145,000 | $ 31,000 |
| Manchester-Nashua, NH | 3 | $ 1,155,000 | $ 385,000 | $ 135,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 645,000 | $ 215,000 | $ 100,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 1,285,000 | $ 428,333 | $ 86,000 |
| Portland-South Portland, ME | 3 | $ 925,000 | $ 308,333 | $ 147,000 |
| Pueblo, CO | 3 | $ 585,000 | $ 195,000 | $ 53,000 |
| Salem, OR | 3 | $ 1,295,000 | $ 431,666 | $ 69,000 |
| Salinas, CA | 3 | $ 1,985,000 | $ 661,666 | $ 86,000 |
| Toledo, OH | 3 | $ 475,000 | $ 158,333 | $ 102,000 |
| Akron, OH | 2 | $ 330,000 | $ 165,000 | $ 83,000 |
| Amarillo, TX | 2 | $ 350,000 | $ 175,000 | $ 83,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 240,000 | $ 120,000 | $ 181,000 |
| Bend-Redmond, OR | 2 | $ 1,120,000 | $ 560,000 | $ 128,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 680,000 | $ 340,000 | $ 703,000 |
| Bremerton-Silverdale, WA | 2 | $ 1,110,000 | $ 555,000 | $ 160,000 |
| Canton-Massillon, OH | 2 | $ 260,000 | $ 130,000 | $ 51,000 |
| Dalton, GA | 2 | $ 330,000 | $ 165,000 | $ 79,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Eugene, OR | 2 | $ 1,040,000 | $ 520,000 | $ 131,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 490,000 | $ 245,000 | $ 108,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 390,000 | $ 195,000 | $ 83,000 |
| Lancaster, PA | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Medford, OR | 2 | $ 710,000 | $ 355,000 | $ 105,000 |
| Memphis, TN-MS-AR | 2 | $ 730,000 | $ 365,000 | $ 163,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 1,080,000 | $ 540,000 | $ 88,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 440,000 | $ 220,000 | $ 32,000 |
| New Orleans-Metairie, LA | 2 | $ 690,000 | $ 345,000 | $ 92,000 |
| Niles-Benton Harbor, MI | 2 | $ 290,000 | $ 145,000 | $ 99,000 |
| Norwich-New London, CT | 2 | $ 660,000 | $ 330,000 | $ 149,000 |
| Ogden-Clearfield, UT | 2 | $ 680,000 | $ 340,000 | $ 67,000 |
| Punta Gorda, FL | 2 | $ 590,000 | $ 295,000 | $ 91,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 1,020,000 | $ 510,000 | $ 619,000 |
| San Rafael, CA | 2 | $ 1,170,000 | $ 585,000 | $ 168,000 |
| Spokane-Spokane Valley, WA | 2 | $ 550,000 | $ 275,000 | $ 86,000 |
| St. George, UT | 2 | $ 830,000 | $ 415,000 | $ 130,000 |
| Sumter, SC | 2 | $ 640,000 | $ 320,000 | $ 182,000 |
| Tallahassee, FL | 2 | $ 90,000 | $ 45,000 | $ 88,000 |
| Tulsa, OK | 2 | $ 370,000 | $ 185,000 | $ 121,000 |
| York-Hanover, PA | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Albany, GA | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 115,000 | $ 115,000 | $ 127,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Beaumont-Port Arthur, TX | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Camden, NJ | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Champaign-Urbana, IL | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Chico, CA | 1 | $ 375,000 | $ 375,000 | $ 127,000 |
| Clarksville, TN-KY | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Danville, IL | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| East Stroudsburg, PA | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Gainesville, FL | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Grand Junction, CO | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Hanford-Corcoran, CA | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Jackson, TN | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Knoxville, TN | 1 | $ 305,000 | $ 305,000 | $ 61,000 |
| Longview, WA | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| Lubbock, TX | 1 | $ 155,000 | $ 155,000 | $ 307,000 |
| Macon-Bibb County, GA | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Madera, CA | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Midland, TX | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 345,000 | $ 345,000 | $ 158,000 |
| Odessa, TX | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Oklahoma City, OK | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| Olympia-Tumwater, WA | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Panama City, FL | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Redding, CA | 1 | $ 395,000 | $ 395,000 | $ 72,000 |
| Rockford, IL | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Rockingham County-Strafford County, NH | 1 | $ 445,000 | $ 445,000 | $ 205,000 |
| Sebastian-Vero Beach, FL | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Sherman-Denison, TX | 1 | $ 545,000 | $ 545,000 | $ 209,000 |
| Springfield, OH | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| The Villages, FL | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Victoria, TX | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Wichita Falls, TX | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Winchester, VA-WV | 1 | $ 395,000 | $ 395,000 | $ 151,000 |
| Yakima, WA | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Resicentral LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,084 | $448,990,000 | $414,000 | $2,355,000 | $166,000 | $1,568,000 |
| Cash-out Refinancing | 968 | $355,270,000 | $367,000 | $1,795,000 | $138,000 | $1,822,000 |
| Refinancing | 464 | $158,470,000 | $341,000 | $1,985,000 | $136,000 | $1,286,000 |
| Home Improvement | 65 | $25,215,000 | $387,000 | $1,235,000 | $136,000 | $1,589,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,032 | $367,670,000 | $356,000 | $2,005,000 | $133,000 | $1,427,000 |
| Asian | 799 | $344,475,000 | $431,000 | $1,985,000 | $187,000 | $1,589,000 |
| Not Provided | 330 | $140,110,000 | $424,000 | $2,355,000 | $164,000 | $1,822,000 |
| Hispanic | 294 | $95,190,000 | $323,000 | $1,315,000 | $107,000 | $993,000 |
| Black or African American | 108 | $33,840,000 | $313,000 | $1,795,000 | $101,000 | $522,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,490,000 | $436,000 | $765,000 | $152,000 | $237,000 |
| American Indian or Alaskan Native | 6 | $1,230,000 | $205,000 | $425,000 | $98,000 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,409 | $935,355,000 | $388,000 | $2,355,000 | $154,000 | $1,822,000 |
| FHA-insured (Federal Housing Administration) | 125 | $36,355,000 | $290,000 | $865,000 | $78,000 | $202,000 |
| VA-guaranteed (Veterans Administration) | 47 | $16,235,000 | $345,000 | $705,000 | $85,000 | $282,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,545 | $581,955,000 | $376,000 | $2,355,000 | $152,000 | $1,568,000 |
| Application Withdrawn By Applicant | 769 | $297,285,000 | $386,000 | $1,795,000 | $147,000 | $1,822,000 |
| Application Approved But Not Accepted | 135 | $54,705,000 | $405,000 | $2,005,000 | $153,000 | $684,000 |
| Application Denied By Financial Institution | 120 | $51,330,000 | $427,000 | $1,665,000 | $113,000 | $543,000 |
| File Closed For Incompleteness | 12 | $2,670,000 | $222,000 | $405,000 | $187,000 | $1,286,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,461 | $936,615,000 | $380,000 | $2,355,000 | $151,000 | $1,822,000 |
| Debt-To-Income Ratio | 71 | $32,165,000 | $453,000 | $1,665,000 | $96,000 | $314,000 |
| Collateral | 15 | $5,555,000 | $370,000 | $1,085,000 | $174,000 | $543,000 |
| Unverifiable Information | 13 | $6,985,000 | $537,000 | $1,105,000 | $96,000 | $189,000 |
| Credit Application Incomplete | 9 | $3,585,000 | $398,000 | $975,000 | $160,000 | $500,000 |
| Credit History | 7 | $1,465,000 | $209,000 | $645,000 | $139,000 | $522,000 |
| Employment History | 3 | $965,000 | $321,000 | $485,000 | $108,000 | $163,000 |
| Other | 2 | $610,000 | $305,000 | $415,000 | $94,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resicentral LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resicentral LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About