Residential Home Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Residential Home Funding Corp. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Residential Home Funding Corp.
707 Westchester Avenue, Suite 305
White Plains, NY 10604
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 3,136
Total Mortgage Loan Application Amount $821,327,000
Average Mortgage Loan Application Amount $263,500
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $112,500
Highest Applicant Income $7,176,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Residential Home Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Home Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Residential Home Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Home Funding Corp. serves its applicants.

Each category highlights the total number of mortgage applications processed by Residential Home Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Home Funding Corp.'s mortgage activity for 2014.

Mortgage Loan Application Totals for Residential Home Funding Corp. by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Morris County New Jersey 266 $ 78,552,000 $ 295,000 $ 130,000
Sussex County New Jersey 194 $ 40,673,000 $ 209,000 $ 90,000
Suffolk County New York 156 $ 40,560,000 $ 260,000 $ 99,000
Nassau County New York 153 $ 52,694,000 $ 344,000 $ 141,000
Queens County New York 151 $ 52,089,000 $ 344,000 $ 109,000
Bergen County New Jersey 142 $ 47,328,000 $ 333,000 $ 140,000
Westchester County New York 131 $ 42,949,000 $ 327,000 $ 138,000
Bronx County New York 127 $ 44,702,000 $ 351,000 $ 96,000
Essex County New Jersey 109 $ 25,074,000 $ 230,000 $ 93,000
Passaic County New Jersey 106 $ 27,080,000 $ 255,000 $ 102,000
Allegheny County Pennsylvania 95 $ 14,328,000 $ 150,000 $ 85,000
Monmouth County New Jersey 87 $ 24,682,000 $ 283,000 $ 123,000
Warren County New Jersey 87 $ 19,066,000 $ 219,000 $ 98,000
Ocean County New Jersey 86 $ 19,090,000 $ 221,000 $ 109,000
Kings County New York 85 $ 38,213,000 $ 449,000 $ 119,000
Orange County New York 83 $ 17,315,000 $ 208,000 $ 94,000
Hudson County New Jersey 74 $ 19,678,000 $ 265,000 $ 114,000
Union County New Jersey 57 $ 16,001,000 $ 280,000 $ 110,000
Dutchess County New York 57 $ 10,910,000 $ 191,000 $ 83,000
Middlesex County New Jersey 52 $ 14,805,000 $ 284,000 $ 124,000
Lehigh County Pennsylvania 35 $ 7,269,000 $ 207,000 $ 103,000
Monroe County Pennsylvania 35 $ 5,077,000 $ 145,000 $ 109,000
Burlington County New Jersey 30 $ 7,029,000 $ 234,000 $ 95,000
Camden County New Jersey 27 $ 4,088,000 $ 151,000 $ 62,000
Putnam County New York 25 $ 6,462,000 $ 258,000 $ 103,000
Fairfield County Connecticut 24 $ 8,633,000 $ 359,000 $ 156,000
Somerset County New Jersey 24 $ 8,850,000 $ 368,000 $ 143,000
Hunterdon County New Jersey 23 $ 7,152,000 $ 310,000 $ 112,000
Mercer County New Jersey 22 $ 4,488,000 $ 204,000 $ 90,000
Northampton County Pennsylvania 22 $ 4,580,000 $ 208,000 $ 80,000
Gloucester County New Jersey 21 $ 4,498,000 $ 214,000 $ 97,000
Hartford County Connecticut 20 $ 3,950,000 $ 197,000 $ 89,000
Ulster County New York 18 $ 4,442,000 $ 246,000 $ 117,000
Atlantic County New Jersey 17 $ 3,071,000 $ 180,000 $ 86,000
Philadelphia County Pennsylvania 17 $ 3,009,000 $ 177,000 $ 71,000
Richmond County New York 15 $ 4,401,000 $ 293,000 $ 75,000
Bucks County Pennsylvania 15 $ 3,213,000 $ 214,000 $ 65,000
Pike County Pennsylvania 15 $ 2,346,000 $ 156,000 $ 84,000
Rockland County New York 14 $ 3,813,000 $ 272,000 $ 118,000
Baltimore City County Maryland 13 $ 1,625,000 $ 125,000 $ 45,000
Chester County Pennsylvania 13 $ 3,265,000 $ 251,000 $ 94,000
Montgomery County Pennsylvania 13 $ 2,596,000 $ 199,000 $ 99,000
Broward County Florida 12 $ 2,489,000 $ 207,000 $ 86,000
Lee County Florida 11 $ 2,395,000 $ 217,000 $ 134,000
Cape May County New Jersey 11 $ 3,226,000 $ 293,000 $ 231,000
New York County New York 11 $ 6,121,000 $ 556,000 $ 251,000
Delaware County Pennsylvania 10 $ 1,300,000 $ 130,000 $ 61,000
Salem County New Jersey 9 $ 1,294,000 $ 143,000 $ 67,000
Berks County Pennsylvania 9 $ 1,306,000 $ 145,000 $ 80,000
New Haven County Connecticut 8 $ 1,638,000 $ 204,000 $ 98,000
Sullivan County New York 8 $ 1,138,000 $ 142,000 $ 93,000
Miami-Dade County Florida 7 $ 1,219,000 $ 174,000 $ 88,000
Palm Beach County Florida 7 $ 1,232,000 $ 176,000 $ 122,000
Baltimore County Maryland 7 $ 1,974,000 $ 282,000 $ 102,000
Beaver County Pennsylvania 7 $ 809,000 $ 115,000 $ 53,000
Butler County Pennsylvania 7 $ 1,546,000 $ 220,000 $ 97,000
Carbon County Pennsylvania 6 $ 1,542,000 $ 257,000 $ 1,247,000
Westmoreland County Pennsylvania 6 $ 1,001,000 $ 166,000 $ 77,000
Litchfield County Connecticut 5 $ 1,004,000 $ 200,000 $ 74,000
Hillsborough County Florida 5 $ 619,000 $ 123,000 $ 55,000
Pasco County Florida 5 $ 529,000 $ 105,000 $ 46,000
Pinellas County Florida 5 $ 719,000 $ 143,000 $ 70,000
St. Johns County Florida 5 $ 938,000 $ 187,000 $ 78,000
Prince George's County Maryland 5 $ 1,372,000 $ 274,000 $ 91,000
Cumberland County New Jersey 5 $ 609,000 $ 121,000 $ 94,000
Wake County North Carolina 5 $ 1,095,000 $ 219,000 $ 113,000
Lancaster County Pennsylvania 5 $ 931,000 $ 186,000 $ 63,000
Horry County South Carolina 5 $ 1,028,000 $ 205,000 $ 117,000
Leon County Florida 4 $ 616,000 $ 154,000 $ 75,000
Orange County Florida 4 $ 505,000 $ 126,000 $ 106,000
Monroe County New York 4 $ 525,000 $ 131,000 $ 78,000
Saratoga County New York 4 $ 887,000 $ 221,000 $ 61,000
Schenectady County New York 4 $ 573,000 $ 143,000 $ 61,000
Washington County New York 4 $ 630,000 $ 157,000 $ 57,000
Huntingdon County Pennsylvania 4 $ 481,000 $ 120,000 $ 51,000
Luzerne County Pennsylvania 4 $ 602,000 $ 150,000 $ 57,000
Washington County Pennsylvania 4 $ 366,000 $ 91,000 $ 49,000
Middlesex County Connecticut 3 $ 2,079,000 $ 693,000 $ 198,000
Collier County Florida 3 $ 560,000 $ 186,000 $ 101,000
Anne Arundel County Maryland 3 $ 677,000 $ 225,000 $ 83,000
Montgomery County Maryland 3 $ 735,000 $ 245,000 $ 126,000
Columbia County New York 3 $ 426,000 $ 142,000 $ 61,000
Greene County New York 3 $ 749,000 $ 249,000 $ 132,000
Montgomery County New York 3 $ 316,000 $ 105,000 $ 63,000
Niagara County New York 3 $ 379,000 $ 126,000 $ 64,000
Onondaga County New York 3 $ 468,000 $ 156,000 $ 98,000
Rensselaer County New York 3 $ 368,000 $ 122,000 $ 50,000
Schoharie County New York 3 $ 329,000 $ 109,000 $ 55,000
Warren County New York 3 $ 789,000 $ 263,000 $ 130,000
Guilford County North Carolina 3 $ 256,000 $ 85,000 $ 44,000
Erie County Pennsylvania 3 $ 543,000 $ 181,000 $ 83,000
Lackawanna County Pennsylvania 3 $ 429,000 $ 143,000 $ 135,000
Lawrence County Pennsylvania 3 $ 314,000 $ 104,000 $ 43,000
York County Pennsylvania 3 $ 706,000 $ 235,000 $ 85,000
Frederick County Virginia 3 $ 488,000 $ 162,000 $ 128,000
New London County Connecticut 2 $ 522,000 $ 261,000 $ 305,000
New Castle County Delaware 2 $ 387,000 $ 193,000 $ 92,000
Brevard County Florida 2 $ 266,000 $ 133,000 $ 73,000
Duval County Florida 2 $ 219,000 $ 109,000 $ 60,000
Flagler County Florida 2 $ 370,000 $ 185,000 $ 65,000
Lake County Florida 2 $ 422,000 $ 211,000 $ 81,000
Monroe County Florida 2 $ 480,000 $ 240,000 $ 48,000
Polk County Florida 2 $ 281,000 $ 140,000 $ 81,000
Gwinnett County Georgia 2 $ 486,000 $ 243,000 $ 110,000
Erie County New York 2 $ 280,000 $ 140,000 $ 61,000
Herkimer County New York 2 $ 223,000 $ 111,000 $ 46,000
St. Lawrence County New York 2 $ 178,000 $ 89,000 $ 53,000
Forsyth County North Carolina 2 $ 195,000 $ 97,000 $ 44,000
Cumberland County Pennsylvania 2 $ 342,000 $ 171,000 $ 47,000
Franklin County Pennsylvania 2 $ 311,000 $ 155,000 $ 45,000
Lycoming County Pennsylvania 2 $ 232,000 $ 116,000 $ 38,000
Perry County Pennsylvania 2 $ 178,000 $ 89,000 $ 72,000
Schuylkill County Pennsylvania 2 $ 431,000 $ 215,000 $ 141,000
Somerset County Pennsylvania 2 $ 464,000 $ 232,000 $ 157,000
Tioga County Pennsylvania 2 $ 240,000 $ 120,000 $ 38,000
Wayne County Pennsylvania 2 $ 225,000 $ 112,000 $ 102,000
Chesterfield County Virginia 2 $ 491,000 $ 245,000 $ 59,000
Kent County Delaware 1 $ 117,000 $ 117,000 $ 34,000
Sussex County Delaware 1 $ 109,000 $ 109,000 $ 82,000
District of Columbia County District Of Columbia 1 $ 167,000 $ 167,000 $ 58,000
Citrus County Florida 1 $ 75,000 $ 75,000 $ 62,000
Escambia County Florida 1 $ 108,000 $ 108,000 $ 44,000
Indian River County Florida 1 $ 168,000 $ 168,000 $ 47,000
Manatee County Florida 1 $ 185,000 $ 185,000 $ 62,000
Martin County Florida 1 $ 200,000 $ 200,000 $ 113,000
Sarasota County Florida 1 $ 103,000 $ 103,000 $ 191,000
Seminole County Florida 1 $ 141,000 $ 141,000 $ 64,000
St. Lucie County Florida 1 $ 181,000 $ 181,000 $ 77,000
Union County Florida 1 $ 150,000 $ 150,000 $ 28,000
Fulton County Georgia 1 $ 266,000 $ 266,000 $ 74,000
Cecil County Maryland 1 $ 301,000 $ 301,000 $ 81,000
Charles County Maryland 1 $ 91,000 $ 91,000 $ 38,000
Howard County Maryland 1 $ 405,000 $ 405,000 $ 151,000
Worcester County Maryland 1 $ 320,000 $ 320,000 $ 232,000
Albany County New York 1 $ 144,000 $ 144,000 $ 62,000
Broome County New York 1 $ 79,000 $ 79,000 $ 31,000
Cayuga County New York 1 $ 82,000 $ 82,000 $ 29,000
Chautauqua County New York 1 $ 94,000 $ 94,000 $ 56,000
Delaware County New York 1 $ 216,000 $ 216,000 $ 134,000
Essex County New York 1 $ 116,000 $ 116,000 $ 39,000
Genesee County New York 1 $ 77,000 $ 77,000 $ 60,000
Jefferson County New York 1 $ 259,000 $ 259,000 $ 125,000
Livingston County New York 1 $ 138,000 $ 138,000 $ 45,000
Oneida County New York 1 $ 56,000 $ 56,000 $ 105,000
Ontario County New York 1 $ 183,000 $ 183,000 $ 67,000
Oswego County New York 1 $ 135,000 $ 135,000 $ 66,000
Wayne County New York 1 $ 82,000 $ 82,000 $ 29,000
Alamance County North Carolina 1 $ 89,000 $ 89,000 $ 66,000
Bertie County North Carolina 1 $ 135,000 $ 135,000 $ 78,000
Brunswick County North Carolina 1 $ 410,000 $ 410,000 $ 87,000
Buncombe County North Carolina 1 $ 248,000 $ 248,000 $ 571,000
Caswell County North Carolina 1 $ 126,000 $ 126,000 $ 48,000
Harnett County North Carolina 1 $ 84,000 $ 84,000 $ 63,000
Onslow County North Carolina 1 $ 110,000 $ 110,000 $ 88,000
Person County North Carolina 1 $ 216,000 $ 216,000 $ 185,000
Wayne County North Carolina 1 $ 100,000 $ 100,000 $ 44,000
Bradford County Pennsylvania 1 $ 82,000 $ 82,000 $ 28,000
Centre County Pennsylvania 1 $ 115,000 $ 115,000 $ 159,000
Columbia County Pennsylvania 1 $ 72,000 $ 72,000 $ 52,000
Crawford County Pennsylvania 1 $ 89,000 $ 89,000 $ 30,000
Dauphin County Pennsylvania 1 $ 176,000 $ 176,000 $ 64,000
Fayette County Pennsylvania 1 $ 156,000 $ 156,000 $ 31,000
Indiana County Pennsylvania 1 $ 216,000 $ 216,000 $ 101,000
Potter County Pennsylvania 1 $ 196,000 $ 196,000 $ 32,000
Warren County Pennsylvania 1 $ 75,000 $ 75,000 $ 49,000
Wyoming County Pennsylvania 1 $ 119,000 $ 119,000 $ 66,000
Chesterfield County South Carolina 1 $ 270,000 $ 270,000 $ 41,000
York County South Carolina 1 $ 119,000 $ 119,000 $ 154,000
Fairfax County Virginia 1 $ 274,000 $ 274,000 $ 123,000
Harrisonburg County Virginia 1 $ 100,000 $ 100,000 $ 81,000
Lynchburg County Virginia 1 $ 102,000 $ 102,000 $ 41,000
Newport News County Virginia 1 $ 226,000 $ 226,000 $ 48,000
Pittsylvania County Virginia 1 $ 167,000 $ 167,000 $ 60,000
Prince William County Virginia 1 $ 203,000 $ 203,000 $ 146,000
Roanoke City County Virginia 1 $ 108,000 $ 108,000 $ 40,000
Spotsylvania County Virginia 1 $ 285,000 $ 285,000 $ 93,000
Washington County Virginia 1 $ 172,000 $ 172,000 $ 150,000

Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,299 $596,733,000 $259,000 $1,500,000 $106,000 $7,176,000
Refinancing 837 $224,594,000 $268,000 $2,100,000 $119,000 $1,462,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,082 $537,383,000 $258,000 $2,100,000 $118,000 $7,176,000
Hispanic 430 $117,106,000 $272,000 $780,000 $89,000 $323,000
Black or African American 322 $82,106,000 $254,000 $918,000 $83,000 $278,000
Not Provided 174 $44,136,000 $253,000 $1,018,000 $105,000 $508,000
Asian 117 $38,525,000 $329,000 $990,000 $130,000 $1,246,000
Native Hawaiian or Other Pacific Islander 8 $1,558,000 $194,000 $309,000 $86,000 $238,000
American Indian or Alaskan Native 3 $513,000 $171,000 $241,000 $57,000 $74,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,904 $515,687,000 $270,000 $2,100,000 $126,000 $7,176,000
FHA-insured (Federal Housing Administration) 1,050 $266,764,000 $254,000 $1,018,000 $85,000 $412,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 109 $18,627,000 $170,000 $301,000 $64,000 $107,000
VA-guaranteed (Veterans Administration) 73 $20,249,000 $277,000 $745,000 $97,000 $291,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,961 $505,610,000 $257,000 $1,200,000 $111,000 $7,176,000
Application Withdrawn By Applicant 787 $219,610,000 $279,000 $2,100,000 $116,000 $1,462,000
Application Denied By Financial Institution 272 $67,422,000 $247,000 $930,000 $88,000 $491,000
Application Approved But Not Accepted 103 $23,861,000 $231,000 $720,000 $101,000 $539,000
File Closed For Incompleteness 13 $4,824,000 $371,000 $760,000 $123,000 $335,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 87 $23,366,000 $268,000 $930,000 $76,000 $419,000
Credit History 58 $13,002,000 $224,000 $525,000 $84,000 $416,000
Collateral 40 $7,867,000 $196,000 $562,000 $90,000 $419,000
Other 24 $7,179,000 $299,000 $594,000 $114,000 $336,000
Employment History 13 $2,978,000 $229,000 $468,000 $87,000 $198,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,104,000 $191,000 $340,000 $101,000 $260,000
Unverifiable Information 5 $1,429,000 $285,000 $393,000 $68,000 $98,000
Credit Application Incomplete 1 $123,000 $123,000 $123,000 $75,000 $75,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Home Funding Corp.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Residential Home Funding Corp.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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