Resmac, Inc. Mortgage Lending & HMDA Data, 2013
In 2013, Resmac, Inc. of Boca Raton, FL reported 3,944 mortgage applications totaling $774.7 million, up 54% from 2012. The average application was for $196,427, and applicants reported an average income of $88,646. 60% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Orlando-Kissimmee-Sanford, FL (652), Palm Bay-Melbourne-Titusville, FL (275) and Jacksonville, FL (250) (applications in parentheses).
| Mortgage Company & Address | Resmac, Inc. 5400 Broken Sound Blvd #600 Boca Raton, FL 33487 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,944 |
| Total Mortgage Loan Application Amount | $774,710,000 |
| Average Mortgage Loan Application Amount | $196,427 |
| Highest Mortgage Loan Application Amount | $2,280,000 |
| Average Applicant Income | $88,646 |
| Highest Applicant Income | $2,364,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Resmac, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange, Florida | 308 | $ 53,253,000 | $ 172,899 | $ 74,000 |
| Brevard, Florida | 275 | $ 40,485,000 | $ 147,218 | $ 72,000 |
| Alachua, Florida | 236 | $ 39,154,000 | $ 165,906 | $ 81,000 |
| Broward, Florida | 233 | $ 50,551,000 | $ 216,957 | $ 90,000 |
| Palm Beach, Florida | 216 | $ 46,388,000 | $ 214,759 | $ 98,000 |
| Volusia, Florida | 213 | $ 27,752,000 | $ 130,291 | $ 70,000 |
| Duval, Florida | 145 | $ 25,735,000 | $ 177,482 | $ 89,000 |
| Seminole, Florida | 137 | $ 26,344,000 | $ 192,291 | $ 78,000 |
| Osceola, Florida | 125 | $ 19,289,000 | $ 154,312 | $ 62,000 |
| Tulare, California | 106 | $ 17,892,000 | $ 168,792 | $ 76,000 |
| Wake, North Carolina | 103 | $ 19,978,000 | $ 193,961 | $ 83,000 |
| Moore, North Carolina | 97 | $ 22,200,000 | $ 228,865 | $ 93,000 |
| Miami-Dade, Florida | 85 | $ 20,315,000 | $ 239,000 | $ 128,000 |
| Lake, Florida | 82 | $ 13,413,000 | $ 163,573 | $ 74,000 |
| Hillsborough, New Hampshire | 77 | $ 16,131,000 | $ 209,493 | $ 93,000 |
| St. Johns, Florida | 52 | $ 14,441,000 | $ 277,711 | $ 126,000 |
| Dorchester, South Carolina | 50 | $ 8,953,000 | $ 179,060 | $ 85,000 |
| Cook, Illinois | 47 | $ 8,756,000 | $ 186,297 | $ 75,000 |
| Polk, Florida | 46 | $ 5,685,000 | $ 123,586 | $ 56,000 |
| Lee, Florida | 45 | $ 7,917,000 | $ 175,933 | $ 121,000 |
| Hillsborough, Florida | 42 | $ 6,704,000 | $ 159,619 | $ 109,000 |
| Clay, Florida | 41 | $ 6,391,000 | $ 155,878 | $ 76,000 |
| Rockingham, New Hampshire | 40 | $ 9,447,000 | $ 236,175 | $ 110,000 |
| Cumberland, Maine | 33 | $ 7,240,000 | $ 219,393 | $ 72,000 |
| Essex, Massachusetts | 32 | $ 8,318,000 | $ 259,937 | $ 109,000 |
| Middlesex, Massachusetts | 30 | $ 9,776,000 | $ 325,866 | $ 135,000 |
| Harris, Texas | 30 | $ 4,527,000 | $ 150,900 | $ 60,000 |
| Los Angeles, California | 29 | $ 11,018,000 | $ 379,931 | $ 94,000 |
| Charleston, South Carolina | 29 | $ 6,762,000 | $ 233,172 | $ 102,000 |
| San Bernardino, California | 26 | $ 6,381,000 | $ 245,423 | $ 73,000 |
| Fulton, Georgia | 26 | $ 8,326,000 | $ 320,230 | $ 153,000 |
| Pinellas, Florida | 25 | $ 3,897,000 | $ 155,880 | $ 83,000 |
| DeKalb, Georgia | 22 | $ 6,481,000 | $ 294,590 | $ 163,000 |
| Marion, Florida | 20 | $ 2,590,000 | $ 129,500 | $ 61,000 |
| Merrimack, New Hampshire | 20 | $ 4,044,000 | $ 202,200 | $ 83,000 |
| Riverside, California | 19 | $ 4,384,000 | $ 230,736 | $ 79,000 |
| Berkeley, South Carolina | 19 | $ 2,631,000 | $ 138,473 | $ 40,000 |
| Orange, California | 18 | $ 5,755,000 | $ 319,722 | $ 88,000 |
| Manatee, Florida | 18 | $ 3,591,000 | $ 199,500 | $ 108,000 |
| Pasco, Florida | 18 | $ 2,711,000 | $ 150,611 | $ 67,000 |
| York, Maine | 18 | $ 4,370,000 | $ 242,777 | $ 122,000 |
| Sarasota, Florida | 17 | $ 2,895,000 | $ 170,294 | $ 96,000 |
| St. Lucie, Florida | 16 | $ 2,339,000 | $ 146,187 | $ 63,000 |
| Cobb, Georgia | 16 | $ 4,554,000 | $ 284,625 | $ 132,000 |
| Gwinnett, Georgia | 16 | $ 2,568,000 | $ 160,500 | $ 57,000 |
| Durham, North Carolina | 14 | $ 2,367,000 | $ 169,071 | $ 60,000 |
| Sumter, Florida | 13 | $ 1,950,000 | $ 150,000 | $ 74,000 |
| Fresno, California | 12 | $ 2,266,000 | $ 188,833 | $ 128,000 |
| Nassau, Florida | 12 | $ 2,641,000 | $ 220,083 | $ 98,000 |
| Alameda, California | 11 | $ 4,801,000 | $ 436,454 | $ 94,000 |
| Charlotte, Florida | 11 | $ 1,555,000 | $ 141,363 | $ 81,000 |
| Hernando, Florida | 11 | $ 1,223,000 | $ 111,181 | $ 46,000 |
| Baltimore, Maryland | 11 | $ 2,142,000 | $ 194,727 | $ 82,000 |
| Flagler, Florida | 10 | $ 2,091,000 | $ 209,100 | $ 156,000 |
| Montgomery, Maryland | 10 | $ 4,189,000 | $ 418,900 | $ 369,000 |
| Suffolk, Massachusetts | 9 | $ 2,269,000 | $ 252,111 | $ 86,000 |
| Spartanburg, South Carolina | 9 | $ 1,283,000 | $ 142,555 | $ 46,000 |
| Fairfield, Connecticut | 8 | $ 4,133,000 | $ 516,625 | $ 155,000 |
| Prince George's, Maryland | 8 | $ 2,318,000 | $ 289,750 | $ 78,000 |
| Hudson, New Jersey | 8 | $ 2,648,000 | $ 331,000 | $ 118,000 |
| Ocean, New Jersey | 8 | $ 2,296,000 | $ 287,000 | $ 174,000 |
| Harnett, North Carolina | 8 | $ 1,676,000 | $ 209,500 | $ 74,000 |
| Johnston, North Carolina | 8 | $ 1,461,000 | $ 182,625 | $ 80,000 |
| Contra Costa, California | 7 | $ 1,940,000 | $ 277,142 | $ 96,000 |
| Collier, Florida | 7 | $ 1,195,000 | $ 170,714 | $ 79,000 |
| Forsyth, Georgia | 7 | $ 2,603,000 | $ 371,857 | $ 175,000 |
| Henry, Georgia | 7 | $ 1,462,000 | $ 208,857 | $ 43,000 |
| Oconee, Georgia | 7 | $ 1,601,000 | $ 228,714 | $ 116,000 |
| DuPage, Illinois | 7 | $ 1,341,000 | $ 191,571 | $ 73,000 |
| Will, Illinois | 7 | $ 989,000 | $ 141,285 | $ 33,000 |
| Worcester, Massachusetts | 7 | $ 1,703,000 | $ 243,285 | $ 63,000 |
| Mecklenburg, North Carolina | 7 | $ 1,484,000 | $ 212,000 | $ 89,000 |
| San Diego, California | 6 | $ 1,972,000 | $ 328,666 | $ 72,000 |
| Citrus, Florida | 6 | $ 1,111,000 | $ 185,166 | $ 68,000 |
| Howard, Maryland | 6 | $ 2,201,000 | $ 366,833 | $ 181,000 |
| Norfolk, Massachusetts | 6 | $ 1,748,000 | $ 291,333 | $ 148,000 |
| Strafford, New Hampshire | 6 | $ 1,065,000 | $ 177,500 | $ 66,000 |
| Middlesex, New Jersey | 6 | $ 2,491,000 | $ 415,166 | $ 131,000 |
| Orange, North Carolina | 6 | $ 1,683,000 | $ 280,500 | $ 119,000 |
| York, South Carolina | 6 | $ 1,398,000 | $ 233,000 | $ 92,000 |
| Tarrant, Texas | 6 | $ 1,139,000 | $ 189,833 | $ 78,000 |
| Martin, Florida | 5 | $ 1,106,000 | $ 221,200 | $ 117,000 |
| Wakulla, Florida | 5 | $ 488,000 | $ 97,600 | $ 45,000 |
| Ouachita, Louisiana | 5 | $ 759,000 | $ 151,800 | $ 62,000 |
| Carroll, New Hampshire | 5 | $ 1,061,000 | $ 212,200 | $ 135,000 |
| Gloucester, New Jersey | 5 | $ 1,050,000 | $ 210,000 | $ 40,000 |
| Passaic, New Jersey | 5 | $ 1,413,000 | $ 282,600 | $ 178,000 |
| Franklin, North Carolina | 5 | $ 855,000 | $ 171,000 | $ 48,000 |
| Hoke, North Carolina | 5 | $ 912,000 | $ 182,400 | $ 74,000 |
| Jefferson, Colorado | 4 | $ 1,268,000 | $ 317,000 | $ 135,000 |
| Columbia, Florida | 4 | $ 898,000 | $ 224,500 | $ 62,000 |
| Indian River, Florida | 4 | $ 1,155,000 | $ 288,750 | $ 161,000 |
| Levy, Florida | 4 | $ 682,000 | $ 170,500 | $ 69,000 |
| Putnam, Florida | 4 | $ 1,090,000 | $ 272,500 | $ 110,000 |
| Lake, Illinois | 4 | $ 976,000 | $ 244,000 | $ 103,000 |
| Kennebec, Maine | 4 | $ 737,000 | $ 184,250 | $ 77,000 |
| Anne Arundel, Maryland | 4 | $ 1,081,000 | $ 270,250 | $ 332,000 |
| Baltimore City, Maryland | 4 | $ 686,000 | $ 171,500 | $ 72,000 |
| Grafton, New Hampshire | 4 | $ 770,000 | $ 192,500 | $ 82,000 |
| Cape May, New Jersey | 4 | $ 1,168,000 | $ 292,000 | $ 263,000 |
| Cumberland, North Carolina | 4 | $ 900,000 | $ 225,000 | $ 19,000 |
| Granville, North Carolina | 4 | $ 426,000 | $ 106,500 | $ 42,000 |
| Lincoln, North Carolina | 4 | $ 824,000 | $ 206,000 | $ 68,000 |
| Greenville, South Carolina | 4 | $ 580,000 | $ 145,000 | $ 75,000 |
| Madera, California | 3 | $ 373,000 | $ 124,333 | $ 43,000 |
| San Joaquin, California | 3 | $ 645,000 | $ 215,000 | $ 98,000 |
| Solano, California | 3 | $ 522,000 | $ 174,000 | $ 40,000 |
| Arapahoe, Colorado | 3 | $ 817,000 | $ 272,333 | $ 114,000 |
| Douglas, Colorado | 3 | $ 846,000 | $ 282,000 | $ 91,000 |
| Bradford, Florida | 3 | $ 296,000 | $ 98,666 | $ 52,000 |
| Escambia, Florida | 3 | $ 305,000 | $ 101,666 | $ 84,000 |
| Hendry, Florida | 3 | $ 285,000 | $ 95,000 | $ 22,000 |
| Cherokee, Georgia | 3 | $ 633,000 | $ 211,000 | $ 71,000 |
| Clarke, Georgia | 3 | $ 363,000 | $ 121,000 | $ 115,000 |
| Fayette, Georgia | 3 | $ 746,000 | $ 248,666 | $ 178,000 |
| Oglethorpe, Georgia | 3 | $ 537,000 | $ 179,000 | $ 212,000 |
| Paulding, Georgia | 3 | $ 558,000 | $ 186,000 | $ 73,000 |
| Walton, Georgia | 3 | $ 548,000 | $ 182,666 | $ 77,000 |
| Kendall, Illinois | 3 | $ 530,000 | $ 176,666 | $ 36,000 |
| Androscoggin, Maine | 3 | $ 444,000 | $ 148,000 | $ 57,000 |
| St. Mary's, Maryland | 3 | $ 903,000 | $ 301,000 | $ 113,000 |
| Belknap, New Hampshire | 3 | $ 642,000 | $ 214,000 | $ 158,000 |
| Bergen, New Jersey | 3 | $ 1,084,000 | $ 361,333 | $ 143,000 |
| Burlington, New Jersey | 3 | $ 424,000 | $ 141,333 | $ 69,000 |
| Monmouth, New Jersey | 3 | $ 1,010,000 | $ 336,666 | $ 116,000 |
| Somerset, New Jersey | 3 | $ 961,000 | $ 320,333 | $ 134,000 |
| Union, New Jersey | 3 | $ 877,000 | $ 292,333 | $ 300,000 |
| Buncombe, North Carolina | 3 | $ 341,000 | $ 113,666 | $ 69,000 |
| Lee, North Carolina | 3 | $ 668,000 | $ 222,666 | $ 74,000 |
| New Hanover, North Carolina | 3 | $ 633,000 | $ 211,000 | $ 138,000 |
| Bexar, Texas | 3 | $ 983,000 | $ 327,666 | $ 116,000 |
| Fort Bend, Texas | 3 | $ 596,000 | $ 198,666 | $ 98,000 |
| El Dorado, California | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| Monterey, California | 2 | $ 401,000 | $ 200,500 | $ 102,000 |
| Sacramento, California | 2 | $ 194,000 | $ 97,000 | $ 33,000 |
| San Francisco, California | 2 | $ 945,000 | $ 472,500 | $ 67,000 |
| San Luis Obispo, California | 2 | $ 678,000 | $ 339,000 | $ 102,000 |
| Stanislaus, California | 2 | $ 1,026,000 | $ 513,000 | $ 315,000 |
| Ventura, California | 2 | $ 901,000 | $ 450,500 | $ 118,000 |
| Adams, Colorado | 2 | $ 427,000 | $ 213,500 | $ 134,000 |
| Boulder, Colorado | 2 | $ 570,000 | $ 285,000 | $ 96,000 |
| Leon, Florida | 2 | $ 394,000 | $ 197,000 | $ 93,000 |
| Monroe, Florida | 2 | $ 879,000 | $ 439,500 | $ 899,000 |
| Santa Rosa, Florida | 2 | $ 436,000 | $ 218,000 | $ 126,000 |
| Suwannee, Florida | 2 | $ 355,000 | $ 177,500 | $ 127,000 |
| Fannin, Georgia | 2 | $ 466,000 | $ 233,000 | $ 149,000 |
| Kane, Illinois | 2 | $ 1,096,000 | $ 548,000 | $ 276,000 |
| Lincoln, Louisiana | 2 | $ 337,000 | $ 168,500 | $ 67,000 |
| Harford, Maryland | 2 | $ 543,000 | $ 271,500 | $ 93,000 |
| Bristol, Massachusetts | 2 | $ 481,000 | $ 240,500 | $ 88,000 |
| Hampden, Massachusetts | 2 | $ 651,000 | $ 325,500 | $ 129,000 |
| Hampshire, Massachusetts | 2 | $ 532,000 | $ 266,000 | $ 115,000 |
| Plymouth, Massachusetts | 2 | $ 438,000 | $ 219,000 | $ 49,000 |
| Sullivan, New Hampshire | 2 | $ 313,000 | $ 156,500 | $ 64,000 |
| Camden, New Jersey | 2 | $ 535,000 | $ 267,500 | $ 119,000 |
| Essex, New Jersey | 2 | $ 528,000 | $ 264,000 | $ 155,000 |
| Morris, New Jersey | 2 | $ 945,000 | $ 472,500 | $ 278,000 |
| Brunswick, North Carolina | 2 | $ 540,000 | $ 270,000 | $ 46,000 |
| Carteret, North Carolina | 2 | $ 504,000 | $ 252,000 | $ 108,000 |
| Guilford, North Carolina | 2 | $ 553,000 | $ 276,500 | $ 123,000 |
| Person, North Carolina | 2 | $ 307,000 | $ 153,500 | $ 38,000 |
| Wayne, North Carolina | 2 | $ 375,000 | $ 187,500 | $ 24,000 |
| Beaufort, South Carolina | 2 | $ 423,000 | $ 211,500 | $ 113,000 |
| Richland, South Carolina | 2 | $ 348,000 | $ 174,000 | $ 0 |
| Brazoria, Texas | 2 | $ 313,000 | $ 156,500 | $ 23,000 |
| Denton, Texas | 2 | $ 331,000 | $ 165,500 | $ 46,000 |
| Madison, Alabama | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Mobile, Alabama | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Kern, California | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Placer, California | 1 | $ 329,000 | $ 329,000 | $ 112,000 |
| San Benito, California | 1 | $ 172,000 | $ 172,000 | $ 127,000 |
| San Mateo, California | 1 | $ 710,000 | $ 710,000 | $ 163,000 |
| Santa Barbara, California | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Santa Cruz, California | 1 | $ 447,000 | $ 447,000 | $ 88,000 |
| Shasta, California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Yolo, California | 1 | $ 425,000 | $ 425,000 | $ 97,000 |
| Denver, Colorado | 1 | $ 389,000 | $ 389,000 | $ 54,000 |
| El Paso, Colorado | 1 | $ 280,000 | $ 280,000 | $ 136,000 |
| Hartford, Connecticut | 1 | $ 295,000 | $ 295,000 | $ 0 |
| New London, Connecticut | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Tolland, Connecticut | 1 | $ 417,000 | $ 417,000 | $ 275,000 |
| Gadsden, Florida | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Gilchrist, Florida | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Glades, Florida | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Hamilton, Florida | 1 | $ 97,000 | $ 97,000 | $ 79,000 |
| Holmes, Florida | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Lafayette, Florida | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Okaloosa, Florida | 1 | $ 333,000 | $ 333,000 | $ 72,000 |
| Okeechobee, Florida | 1 | $ 234,000 | $ 234,000 | $ 57,000 |
| Barrow, Georgia | 1 | $ 84,000 | $ 84,000 | $ 100,000 |
| Bartow, Georgia | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Bibb, Georgia | 1 | $ 413,000 | $ 413,000 | $ 80,000 |
| Bryan, Georgia | 1 | $ 112,000 | $ 112,000 | $ 84,000 |
| Butts, Georgia | 1 | $ 216,000 | $ 216,000 | $ 75,000 |
| Glynn, Georgia | 1 | $ 154,000 | $ 154,000 | $ 70,000 |
| Houston, Georgia | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Lincoln, Georgia | 1 | $ 57,000 | $ 57,000 | $ 26,000 |
| Muscogee, Georgia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Newton, Georgia | 1 | $ 116,000 | $ 116,000 | $ 94,000 |
| Rabun, Georgia | 1 | $ 200,000 | $ 200,000 | $ 397,000 |
| Richmond, Georgia | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Grundy, Illinois | 1 | $ 417,000 | $ 417,000 | $ 94,000 |
| Caddo, Louisiana | 1 | $ 209,000 | $ 209,000 | $ 136,000 |
| Grant, Louisiana | 1 | $ 92,000 | $ 92,000 | $ 90,000 |
| Iberia, Louisiana | 1 | $ 337,000 | $ 337,000 | $ 97,000 |
| Livingston, Louisiana | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Orleans, Louisiana | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Plaquemines, Louisiana | 1 | $ 293,000 | $ 293,000 | $ 154,000 |
| Rapides, Louisiana | 1 | $ 268,000 | $ 268,000 | $ 90,000 |
| St. Landry, Louisiana | 1 | $ 76,000 | $ 76,000 | $ 67,000 |
| Aroostook, Maine | 1 | $ 62,000 | $ 62,000 | $ 66,000 |
| Franklin, Maine | 1 | $ 238,000 | $ 238,000 | $ 143,000 |
| Lincoln, Maine | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Oxford, Maine | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Penobscot, Maine | 1 | $ 84,000 | $ 84,000 | $ 54,000 |
| Somerset, Maine | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Washington, Maine | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Caroline, Maryland | 1 | $ 333,000 | $ 333,000 | $ 109,000 |
| Frederick, Maryland | 1 | $ 396,000 | $ 396,000 | $ 123,000 |
| Queen Anne's, Maryland | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Wicomico, Maryland | 1 | $ 209,000 | $ 209,000 | $ 100,000 |
| Worcester, Maryland | 1 | $ 1,818,000 | $ 1,818,000 | $ 360,000 |
| Barnstable, Massachusetts | 1 | $ 288,000 | $ 288,000 | $ 267,000 |
| Berkshire, Massachusetts | 1 | $ 900,000 | $ 900,000 | $ 310,000 |
| Nantucket, Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 261,000 |
| Cheshire, New Hampshire | 1 | $ 170,000 | $ 170,000 | $ 96,000 |
| Atlantic, New Jersey | 1 | $ 2,280,000 | $ 2,280,000 | $ 1,530,000 |
| Mercer, New Jersey | 1 | $ 432,000 | $ 432,000 | $ 310,000 |
| Alamance, North Carolina | 1 | $ 226,000 | $ 226,000 | $ 68,000 |
| Ashe, North Carolina | 1 | $ 69,000 | $ 69,000 | $ 37,000 |
| Cabarrus, North Carolina | 1 | $ 103,000 | $ 103,000 | $ 31,000 |
| Chatham, North Carolina | 1 | $ 217,000 | $ 217,000 | $ 117,000 |
| Craven, North Carolina | 1 | $ 44,000 | $ 44,000 | $ 38,000 |
| Forsyth, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Gaston, North Carolina | 1 | $ 106,000 | $ 106,000 | $ 67,000 |
| Jackson, North Carolina | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Montgomery, North Carolina | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Onslow, North Carolina | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Pender, North Carolina | 1 | $ 169,000 | $ 169,000 | $ 33,000 |
| Rutherford, North Carolina | 1 | $ 68,000 | $ 68,000 | $ 69,000 |
| Scotland, North Carolina | 1 | $ 162,000 | $ 162,000 | $ 75,000 |
| Stanly, North Carolina | 1 | $ 301,000 | $ 301,000 | $ 74,000 |
| Union, North Carolina | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Aiken, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 144,000 | $ 144,000 | $ 46,000 |
| Darlington, South Carolina | 1 | $ 178,000 | $ 178,000 | $ 55,000 |
| Florence, South Carolina | 1 | $ 265,000 | $ 265,000 | $ 192,000 |
| Horry, South Carolina | 1 | $ 232,000 | $ 232,000 | $ 99,000 |
| Kershaw, South Carolina | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Lexington, South Carolina | 1 | $ 129,000 | $ 129,000 | $ 37,000 |
| Marlboro, South Carolina | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Union, South Carolina | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Bell, Texas | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Collin, Texas | 1 | $ 304,000 | $ 304,000 | $ 135,000 |
| Dallas, Texas | 1 | $ 152,000 | $ 152,000 | $ 82,000 |
| El Paso, Texas | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Hays, Texas | 1 | $ 311,000 | $ 311,000 | $ 262,000 |
| Montgomery, Texas | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Nueces, Texas | 1 | $ 245,000 | $ 245,000 | $ 250,000 |
| Travis, Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Bedford, Virginia | 1 | $ 296,000 | $ 296,000 | $ 104,000 |
| Manassas, Virginia | 1 | $ 289,000 | $ 289,000 | $ 0 |
Mortgage Loan Application Detail Totals for Resmac, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,634 | $479,850,000 | $182,000 | $1,600,000 | $83,000 | $1,738,000 |
| Refinancing | 1,310 | $294,860,000 | $225,000 | $2,280,000 | $100,000 | $2,364,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,766 | $552,742,000 | $199,000 | $2,280,000 | $95,000 | $2,364,000 |
| Hispanic | 555 | $96,342,000 | $173,000 | $529,000 | $67,000 | $1,738,000 |
| Black or African American | 266 | $44,456,000 | $167,000 | $484,000 | $59,000 | $310,000 |
| Asian | 207 | $46,339,000 | $223,000 | $1,500,000 | $92,000 | $850,000 |
| Not Provided | 121 | $29,503,000 | $243,000 | $707,000 | $103,000 | $410,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,188,000 | $187,000 | $414,000 | $87,000 | $163,000 |
| American Indian or Alaskan Native | 12 | $2,140,000 | $178,000 | $332,000 | $92,000 | $297,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,240 | $466,135,000 | $208,000 | $2,280,000 | $111,000 | $2,364,000 |
| FHA-insured (Federal Housing Administration) | 1,252 | $218,655,000 | $174,000 | $707,000 | $58,000 | $488,000 |
| VA-guaranteed (Veterans Administration) | 332 | $71,548,000 | $215,000 | $810,000 | $65,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 120 | $18,372,000 | $153,000 | $263,000 | $48,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,381 | $447,132,000 | $187,000 | $975,000 | $86,000 | $1,738,000 |
| Application Withdrawn By Applicant | 957 | $210,510,000 | $219,000 | $2,280,000 | $97,000 | $1,530,000 |
| Application Denied By Financial Institution | 578 | $111,842,000 | $193,000 | $1,390,000 | $83,000 | $2,364,000 |
| Application Approved But Not Accepted | 27 | $4,966,000 | $183,000 | $417,000 | $85,000 | $559,000 |
| File Closed For Incompleteness | 1 | $260,000 | $260,000 | $260,000 | $103,000 | $103,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resmac, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resmac, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About