Resmac, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resmac, Inc. 5400 Broken Sound Blvd #600 Boca Raton, FL 33487 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,819 |
| Total Mortgage Loan Application Amount | $777,074,000 |
| Average Mortgage Loan Application Amount | $186,666 |
| Highest Mortgage Loan Application Amount | $1,150,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $3,129,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Resmac, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resmac, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Resmac, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resmac, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Resmac, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resmac, Inc.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Broward County Florida | 249 | $ 48,389,000 | $ 194,000 | $ 81,000 |
| Volusia County Florida | 244 | $ 33,896,000 | $ 138,000 | $ 72,000 |
| Palm Beach County Florida | 231 | $ 49,308,000 | $ 213,000 | $ 120,000 |
| Orange County Florida | 219 | $ 36,572,000 | $ 166,000 | $ 68,000 |
| Brevard County Florida | 206 | $ 33,556,000 | $ 162,000 | $ 82,000 |
| Alachua County Florida | 196 | $ 31,692,000 | $ 161,000 | $ 90,000 |
| Dorchester County South Carolina | 154 | $ 26,849,000 | $ 174,000 | $ 66,000 |
| Berkeley County South Carolina | 142 | $ 23,140,000 | $ 162,000 | $ 67,000 |
| Duval County Florida | 137 | $ 23,375,000 | $ 170,000 | $ 87,000 |
| Seminole County Florida | 122 | $ 20,960,000 | $ 171,000 | $ 74,000 |
| Osceola County Florida | 106 | $ 18,023,000 | $ 170,000 | $ 62,000 |
| Charleston County South Carolina | 103 | $ 19,745,000 | $ 191,000 | $ 82,000 |
| Miami-Dade County Florida | 96 | $ 16,928,000 | $ 176,000 | $ 83,000 |
| Wake County North Carolina | 72 | $ 16,120,000 | $ 223,000 | $ 88,000 |
| Nassau County New York | 67 | $ 22,173,000 | $ 330,000 | $ 140,000 |
| Queens County New York | 64 | $ 25,371,000 | $ 396,000 | $ 106,000 |
| St. Johns County Florida | 62 | $ 16,269,000 | $ 262,000 | $ 115,000 |
| Moore County North Carolina | 61 | $ 13,280,000 | $ 217,000 | $ 99,000 |
| Suffolk County New York | 56 | $ 16,619,000 | $ 296,000 | $ 126,000 |
| Lake County Florida | 54 | $ 8,480,000 | $ 157,000 | $ 66,000 |
| Kings County New York | 53 | $ 23,820,000 | $ 449,000 | $ 120,000 |
| Polk County Florida | 51 | $ 6,432,000 | $ 126,000 | $ 56,000 |
| Clay County Florida | 48 | $ 8,596,000 | $ 179,000 | $ 80,000 |
| Pinellas County Florida | 42 | $ 7,384,000 | $ 175,000 | $ 95,000 |
| Fairfax County Virginia | 39 | $ 13,405,000 | $ 343,000 | $ 98,000 |
| Hillsborough County Florida | 35 | $ 6,093,000 | $ 174,000 | $ 87,000 |
| Westchester County New York | 33 | $ 11,889,000 | $ 360,000 | $ 164,000 |
| Richmond County New York | 31 | $ 10,834,000 | $ 349,000 | $ 92,000 |
| Lee County Florida | 27 | $ 5,080,000 | $ 188,000 | $ 112,000 |
| Pasco County Florida | 24 | $ 3,224,000 | $ 134,000 | $ 66,000 |
| Prince George's County Maryland | 24 | $ 6,799,000 | $ 283,000 | $ 87,000 |
| Bergen County New Jersey | 24 | $ 8,620,000 | $ 359,000 | $ 107,000 |
| Tulare County California | 23 | $ 5,170,000 | $ 224,000 | $ 149,000 |
| Prince William County Virginia | 23 | $ 7,847,000 | $ 341,000 | $ 89,000 |
| Flagler County Florida | 20 | $ 3,142,000 | $ 157,000 | $ 58,000 |
| Loudoun County Virginia | 19 | $ 6,690,000 | $ 352,000 | $ 111,000 |
| Baltimore County Maryland | 18 | $ 3,720,000 | $ 206,000 | $ 70,000 |
| Harris County Texas | 17 | $ 3,347,000 | $ 196,000 | $ 79,000 |
| St. Lucie County Florida | 16 | $ 2,099,000 | $ 131,000 | $ 72,000 |
| Essex County New Jersey | 16 | $ 4,151,000 | $ 259,000 | $ 80,000 |
| Middlesex County New Jersey | 16 | $ 5,502,000 | $ 343,000 | $ 125,000 |
| Union County New Jersey | 16 | $ 4,115,000 | $ 257,000 | $ 94,000 |
| Marion County Florida | 15 | $ 1,548,000 | $ 103,000 | $ 56,000 |
| Hartford County Connecticut | 14 | $ 2,304,000 | $ 164,000 | $ 66,000 |
| Cook County Illinois | 14 | $ 2,506,000 | $ 179,000 | $ 83,000 |
| Wakulla County Florida | 13 | $ 1,865,000 | $ 143,000 | $ 41,000 |
| Plymouth County Massachusetts | 12 | $ 2,749,000 | $ 229,000 | $ 70,000 |
| Bronx County New York | 12 | $ 4,293,000 | $ 357,000 | $ 87,000 |
| Johnston County North Carolina | 12 | $ 1,921,000 | $ 160,000 | $ 67,000 |
| Anne Arundel County Maryland | 10 | $ 2,485,000 | $ 248,000 | $ 89,000 |
| Baltimore City County Maryland | 10 | $ 1,706,000 | $ 170,000 | $ 98,000 |
| Harford County Maryland | 10 | $ 2,405,000 | $ 240,000 | $ 99,000 |
| Howard County Maryland | 10 | $ 4,260,000 | $ 426,000 | $ 94,000 |
| Passaic County New Jersey | 10 | $ 2,635,000 | $ 263,000 | $ 96,000 |
| Edgefield County South Carolina | 10 | $ 1,441,000 | $ 144,000 | $ 60,000 |
| Monmouth County New Jersey | 9 | $ 2,409,000 | $ 267,000 | $ 127,000 |
| Durham County North Carolina | 9 | $ 1,522,000 | $ 169,000 | $ 71,000 |
| Spartanburg County South Carolina | 9 | $ 1,342,000 | $ 149,000 | $ 76,000 |
| Leon County Florida | 8 | $ 1,164,000 | $ 145,000 | $ 53,000 |
| Levy County Florida | 8 | $ 874,000 | $ 109,000 | $ 56,000 |
| Nassau County Florida | 8 | $ 1,155,000 | $ 144,000 | $ 78,000 |
| Montgomery County Maryland | 8 | $ 2,640,000 | $ 330,000 | $ 56,000 |
| Middlesex County Massachusetts | 8 | $ 2,836,000 | $ 354,000 | $ 145,000 |
| Suffolk County Massachusetts | 8 | $ 2,392,000 | $ 299,000 | $ 121,000 |
| Morris County New Jersey | 8 | $ 1,910,000 | $ 238,000 | $ 97,000 |
| Granville County North Carolina | 8 | $ 1,815,000 | $ 226,000 | $ 87,000 |
| Aiken County South Carolina | 8 | $ 1,219,000 | $ 152,000 | $ 45,000 |
| Charlotte County Florida | 7 | $ 995,000 | $ 142,000 | $ 82,000 |
| Martin County Florida | 7 | $ 1,163,000 | $ 166,000 | $ 86,000 |
| Bristol County Massachusetts | 7 | $ 1,854,000 | $ 264,000 | $ 109,000 |
| Sussex County New Jersey | 7 | $ 1,386,000 | $ 198,000 | $ 91,000 |
| Indian River County Florida | 6 | $ 1,377,000 | $ 229,000 | $ 77,000 |
| Monroe County Florida | 6 | $ 2,424,000 | $ 404,000 | $ 188,000 |
| Hudson County New Jersey | 6 | $ 1,546,000 | $ 257,000 | $ 85,000 |
| Orange County New York | 6 | $ 1,602,000 | $ 267,000 | $ 85,000 |
| Franklin County North Carolina | 6 | $ 1,089,000 | $ 181,000 | $ 65,000 |
| Mecklenburg County North Carolina | 6 | $ 1,614,000 | $ 269,000 | $ 97,000 |
| Los Angeles County California | 5 | $ 1,440,000 | $ 288,000 | $ 83,000 |
| Fairfield County Connecticut | 5 | $ 1,053,000 | $ 210,000 | $ 100,000 |
| Columbia County Florida | 5 | $ 721,000 | $ 144,000 | $ 64,000 |
| Gilchrist County Florida | 5 | $ 785,000 | $ 157,000 | $ 67,000 |
| Manatee County Florida | 5 | $ 1,021,000 | $ 204,000 | $ 202,000 |
| Cobb County Georgia | 5 | $ 876,000 | $ 175,000 | $ 73,000 |
| Forsyth County Georgia | 5 | $ 1,157,000 | $ 231,000 | $ 102,000 |
| Dutchess County New York | 5 | $ 1,235,000 | $ 247,000 | $ 105,000 |
| Orange County North Carolina | 5 | $ 737,000 | $ 147,000 | $ 45,000 |
| Collier County Florida | 4 | $ 694,000 | $ 173,000 | $ 97,000 |
| Putnam County Florida | 4 | $ 601,000 | $ 150,000 | $ 124,000 |
| Sumter County Florida | 4 | $ 771,000 | $ 192,000 | $ 67,000 |
| DeKalb County Georgia | 4 | $ 658,000 | $ 164,000 | $ 55,000 |
| Norfolk County Massachusetts | 4 | $ 1,181,000 | $ 295,000 | $ 82,000 |
| Somerset County New Jersey | 4 | $ 1,115,000 | $ 278,000 | $ 86,000 |
| Rockland County New York | 4 | $ 1,244,000 | $ 311,000 | $ 121,000 |
| Greenville County South Carolina | 4 | $ 497,000 | $ 124,000 | $ 77,000 |
| Laurens County South Carolina | 4 | $ 417,000 | $ 104,000 | $ 59,000 |
| Orange County California | 3 | $ 1,005,000 | $ 335,000 | $ 101,000 |
| New Haven County Connecticut | 3 | $ 480,000 | $ 160,000 | $ 53,000 |
| Citrus County Florida | 3 | $ 322,000 | $ 107,000 | $ 55,000 |
| Hernando County Florida | 3 | $ 294,000 | $ 98,000 | $ 38,000 |
| Sarasota County Florida | 3 | $ 495,000 | $ 165,000 | $ 72,000 |
| Suwannee County Florida | 3 | $ 350,000 | $ 116,000 | $ 28,000 |
| Walton County Florida | 3 | $ 379,000 | $ 126,000 | $ 46,000 |
| Worcester County Massachusetts | 3 | $ 611,000 | $ 203,000 | $ 60,000 |
| Alamance County North Carolina | 3 | $ 539,000 | $ 179,000 | $ 116,000 |
| Harnett County North Carolina | 3 | $ 279,000 | $ 93,000 | $ 58,000 |
| Montgomery County Pennsylvania | 3 | $ 786,000 | $ 262,000 | $ 102,000 |
| Colleton County South Carolina | 3 | $ 335,000 | $ 111,000 | $ 40,000 |
| Tarrant County Texas | 3 | $ 352,000 | $ 117,000 | $ 98,000 |
| Manassas County Virginia | 3 | $ 460,000 | $ 153,000 | $ 38,000 |
| Stafford County Virginia | 3 | $ 880,000 | $ 293,000 | $ 85,000 |
| Alameda County California | 2 | $ 403,000 | $ 201,000 | $ 45,000 |
| Gadsden County Florida | 2 | $ 252,000 | $ 126,000 | $ 50,000 |
| Madison County Florida | 2 | $ 359,000 | $ 179,000 | $ 114,000 |
| Fulton County Georgia | 2 | $ 307,000 | $ 153,000 | $ 60,000 |
| Gwinnett County Georgia | 2 | $ 405,000 | $ 202,000 | $ 154,000 |
| Hall County Georgia | 2 | $ 581,000 | $ 290,000 | $ 140,000 |
| Screven County Georgia | 2 | $ 482,000 | $ 241,000 | $ 48,000 |
| DuPage County Illinois | 2 | $ 520,000 | $ 260,000 | $ 194,000 |
| Carroll County Maryland | 2 | $ 717,000 | $ 358,000 | $ 75,000 |
| Charles County Maryland | 2 | $ 414,000 | $ 207,000 | $ 73,000 |
| Queen Anne's County Maryland | 2 | $ 366,000 | $ 183,000 | $ 225,000 |
| Washington County Maryland | 2 | $ 238,000 | $ 119,000 | $ 34,000 |
| Hampden County Massachusetts | 2 | $ 426,000 | $ 213,000 | $ 45,000 |
| Atlantic County New Jersey | 2 | $ 503,000 | $ 251,000 | $ 60,000 |
| Burlington County New Jersey | 2 | $ 261,000 | $ 130,000 | $ 60,000 |
| Putnam County New York | 2 | $ 431,000 | $ 215,000 | $ 132,000 |
| Cabarrus County North Carolina | 2 | $ 296,000 | $ 148,000 | $ 73,000 |
| Carteret County North Carolina | 2 | $ 315,000 | $ 157,000 | $ 131,000 |
| Cumberland County North Carolina | 2 | $ 297,000 | $ 148,000 | $ 18,000 |
| Horry County South Carolina | 2 | $ 331,000 | $ 165,000 | $ 95,000 |
| Lexington County South Carolina | 2 | $ 199,000 | $ 99,000 | $ 47,000 |
| Arlington County Virginia | 2 | $ 1,584,000 | $ 792,000 | $ 571,000 |
| Chesapeake County Virginia | 2 | $ 750,000 | $ 375,000 | $ 110,000 |
| Virginia Beach County Virginia | 2 | $ 282,000 | $ 141,000 | $ 84,000 |
| Baldwin County Alabama | 1 | $ 279,000 | $ 279,000 | $ 74,000 |
| Mobile County Alabama | 1 | $ 242,000 | $ 242,000 | $ 59,000 |
| Montgomery County Alabama | 1 | $ 170,000 | $ 170,000 | $ 62,000 |
| Madera County California | 1 | $ 162,000 | $ 162,000 | $ 89,000 |
| Sacramento County California | 1 | $ 432,000 | $ 432,000 | $ 233,000 |
| San Mateo County California | 1 | $ 404,000 | $ 404,000 | $ 119,000 |
| Solano County California | 1 | $ 240,000 | $ 240,000 | $ 67,000 |
| Sonoma County California | 1 | $ 688,000 | $ 688,000 | $ 382,000 |
| Tolland County Connecticut | 1 | $ 169,000 | $ 169,000 | $ 44,000 |
| Bradford County Florida | 1 | $ 194,000 | $ 194,000 | $ 61,000 |
| Dixie County Florida | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Escambia County Florida | 1 | $ 205,000 | $ 205,000 | $ 251,000 |
| Taylor County Florida | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| Union County Florida | 1 | $ 46,000 | $ 46,000 | $ 51,000 |
| Barrow County Georgia | 1 | $ 158,000 | $ 158,000 | $ 46,000 |
| Clarke County Georgia | 1 | $ 139,000 | $ 139,000 | $ 62,000 |
| Clayton County Georgia | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Walton County Georgia | 1 | $ 161,000 | $ 161,000 | $ 67,000 |
| DeKalb County Illinois | 1 | $ 193,000 | $ 193,000 | $ 64,000 |
| Kane County Illinois | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Kendall County Illinois | 1 | $ 156,000 | $ 156,000 | $ 86,000 |
| Ogle County Illinois | 1 | $ 145,000 | $ 145,000 | $ 585,000 |
| Will County Illinois | 1 | $ 108,000 | $ 108,000 | $ 65,000 |
| Livingston County Louisiana | 1 | $ 178,000 | $ 178,000 | $ 50,000 |
| Cumberland County Maine | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Hancock County Maine | 1 | $ 133,000 | $ 133,000 | $ 38,000 |
| Oxford County Maine | 1 | $ 132,000 | $ 132,000 | $ 196,000 |
| York County Maine | 1 | $ 168,000 | $ 168,000 | $ 53,000 |
| Frederick County Maryland | 1 | $ 332,000 | $ 332,000 | $ 113,000 |
| Worcester County Maryland | 1 | $ 168,000 | $ 168,000 | $ 185,000 |
| Essex County Massachusetts | 1 | $ 231,000 | $ 231,000 | $ 79,000 |
| Franklin County Massachusetts | 1 | $ 228,000 | $ 228,000 | $ 85,000 |
| Strafford County New Hampshire | 1 | $ 156,000 | $ 156,000 | $ 70,000 |
| Gloucester County New Jersey | 1 | $ 217,000 | $ 217,000 | $ 46,000 |
| Mercer County New Jersey | 1 | $ 290,000 | $ 290,000 | $ 240,000 |
| Ocean County New Jersey | 1 | $ 253,000 | $ 253,000 | $ 122,000 |
| Salem County New Jersey | 1 | $ 353,000 | $ 353,000 | $ 96,000 |
| Warren County New Jersey | 1 | $ 366,000 | $ 366,000 | $ 296,000 |
| Fulton County New York | 1 | $ 120,000 | $ 120,000 | $ 81,000 |
| Jefferson County New York | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Lewis County New York | 1 | $ 157,000 | $ 157,000 | $ 77,000 |
| Sullivan County New York | 1 | $ 180,000 | $ 180,000 | $ 920,000 |
| Avery County North Carolina | 1 | $ 873,000 | $ 873,000 | $ 249,000 |
| Buncombe County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 172,000 |
| Caldwell County North Carolina | 1 | $ 330,000 | $ 330,000 | $ 709,000 |
| Craven County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 97,000 |
| Haywood County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Hoke County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 55,000 |
| Nash County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 64,000 |
| New Hanover County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 140,000 |
| Onslow County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 118,000 |
| Polk County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 173,000 |
| Scotland County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 58,000 |
| Stanly County North Carolina | 1 | $ 313,000 | $ 313,000 | $ 70,000 |
| Allegheny County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 123,000 |
| Delaware County Pennsylvania | 1 | $ 339,000 | $ 339,000 | $ 93,000 |
| Kent County Rhode Island | 1 | $ 159,000 | $ 159,000 | $ 33,000 |
| Providence County Rhode Island | 1 | $ 111,000 | $ 111,000 | $ 37,000 |
| Washington County Rhode Island | 1 | $ 172,000 | $ 172,000 | $ 53,000 |
| Bamberg County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Barnwell County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
| Beaufort County South Carolina | 1 | $ 256,000 | $ 256,000 | $ 111,000 |
| Greenwood County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 126,000 |
| Lancaster County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Orangeburg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Richland County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 69,000 |
| York County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 69,000 |
| Denton County Texas | 1 | $ 214,000 | $ 214,000 | $ 59,000 |
| Kaufman County Texas | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Waller County Texas | 1 | $ 98,000 | $ 98,000 | $ 67,000 |
| Alexandria County Virginia | 1 | $ 626,000 | $ 626,000 | $ 183,000 |
| Fauquier County Virginia | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Richmond City County Virginia | 1 | $ 325,000 | $ 325,000 | $ 241,000 |
| Winchester County Virginia | 1 | $ 328,000 | $ 328,000 | $ 61,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,102 | $604,859,000 | $194,000 | $1,150,000 | $85,000 | $3,129,000 |
| Refinancing | 707 | $170,956,000 | $241,000 | $873,000 | $100,000 | $722,000 |
| Home Improvement | 10 | $1,259,000 | $125,000 | $261,000 | $64,000 | $140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,414 | $488,671,000 | $202,000 | $1,150,000 | $94,000 | $3,129,000 |
| Hispanic | 650 | $120,127,000 | $184,000 | $636,000 | $69,000 | $494,000 |
| Black or African American | 370 | $74,990,000 | $202,000 | $744,000 | $70,000 | $627,000 |
| Asian | 263 | $65,185,000 | $247,000 | $635,000 | $89,000 | $830,000 |
| Not Provided | 97 | $22,966,000 | $236,000 | $626,000 | $104,000 | $700,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,941,000 | $196,000 | $454,000 | $87,000 | $193,000 |
| American Indian or Alaskan Native | 10 | $2,194,000 | $219,000 | $449,000 | $76,000 | $138,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,139 | $457,968,000 | $214,000 | $1,150,000 | $106,000 | $3,129,000 |
| FHA-insured (Federal Housing Administration) | 1,162 | $216,909,000 | $186,000 | $815,000 | $63,000 | $597,000 |
| VA-guaranteed (Veterans Administration) | 383 | $81,533,000 | $212,000 | $775,000 | $72,000 | $241,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 135 | $20,664,000 | $153,000 | $286,000 | $50,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,518 | $507,247,000 | $201,000 | $1,150,000 | $86,000 | $1,151,000 |
| Application Denied By Financial Institution | 640 | $142,584,000 | $222,000 | $963,000 | $94,000 | $3,129,000 |
| Application Withdrawn By Applicant | 609 | $117,222,000 | $192,000 | $626,000 | $86,000 | $1,807,000 |
| Application Approved But Not Accepted | 52 | $10,021,000 | $192,000 | $625,000 | $83,000 | $597,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resmac, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resmac, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.