Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2022

In 2022, Credit Human Federal Credit Un of San Antonio, TX reported 21,956 mortgage applications totaling $2.6 billion, up 1% from 2021. The average application was for $119,428, and applicants reported an average income of $73,503. 15% of its applications resulted in an originated loan and 67% were denied. Its largest markets were San Antonio-New Braunfels, TX (752), Houston-The Woodlands-Sugar Land, TX (426) and Riverside-San Bernardino-Ontario, CA (418) (applications in parentheses).

Mortgage Company & Address Credit Human Federal Credit Un
6061 Ih 10 West
San Antonio, TX 78215
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 21,956
Total Mortgage Loan Application Amount $2,622,170,000
Average Mortgage Loan Application Amount $119,428
Highest Mortgage Loan Application Amount $1,285,000
Average Applicant Income $73,503
Highest Applicant Income $2,479,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Credit Human Federal Credit Un by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 541 $ 64,635,000 $ 119,473 $ 85,000
Los Angeles, California 311 $ 45,335,000 $ 145,771 $ 96,000
San Diego, California 262 $ 38,690,000 $ 147,671 $ 92,000
Maricopa, Arizona 251 $ 22,075,000 $ 87,948 $ 72,000
Riverside, California 220 $ 24,230,000 $ 110,136 $ 80,000
San Bernardino, California 198 $ 21,780,000 $ 110,000 $ 84,000
Santa Clara, California 197 $ 32,685,000 $ 165,913 $ 112,000
Marion, Oregon 183 $ 19,345,000 $ 105,710 $ 67,000
Horry, South Carolina 148 $ 17,790,000 $ 120,202 $ 70,000
Harris, Texas 143 $ 15,845,000 $ 110,804 $ 89,000
Clark, Nevada 133 $ 9,535,000 $ 71,691 $ 65,000
Snohomish, Washington 132 $ 18,650,000 $ 141,287 $ 82,000
Pinellas, Florida 128 $ 11,090,000 $ 86,640 $ 69,000
Clackamas, Oregon 124 $ 14,510,000 $ 117,016 $ 73,000
Tangipahoa, Louisiana 106 $ 12,390,000 $ 116,886 $ 66,000
Adams, Colorado 101 $ 12,045,000 $ 119,257 $ 66,000
Linn, Oregon 95 $ 9,885,000 $ 104,052 $ 67,000
Washington, Oregon 95 $ 11,695,000 $ 123,105 $ 86,000
Orange, California 93 $ 12,545,000 $ 134,892 $ 105,000
Saratoga, New York 91 $ 7,905,000 $ 86,868 $ 68,000
Ventura, California 90 $ 11,910,000 $ 132,333 $ 87,000
Hillsborough, Florida 87 $ 7,815,000 $ 89,827 $ 72,000
Lane, Oregon 87 $ 10,265,000 $ 117,988 $ 69,000
Pinal, Arizona 81 $ 8,055,000 $ 99,444 $ 76,000
Montgomery, Texas 81 $ 9,735,000 $ 120,185 $ 78,000
Pierce, Washington 81 $ 10,275,000 $ 126,851 $ 75,000
Spokane, Washington 81 $ 8,305,000 $ 102,530 $ 61,000
Sacramento, California 77 $ 7,685,000 $ 99,805 $ 83,000
Alameda, California 75 $ 12,545,000 $ 167,266 $ 100,000
Wayne, Michigan 74 $ 3,870,000 $ 52,297 $ 55,000
Liberty, Texas 72 $ 9,290,000 $ 129,027 $ 77,000
Travis, Texas 71 $ 9,115,000 $ 128,380 $ 94,000
King, Washington 68 $ 9,090,000 $ 133,676 $ 92,000
Yavapai, Arizona 67 $ 7,615,000 $ 113,656 $ 81,000
Volusia, Florida 67 $ 7,035,000 $ 105,000 $ 69,000
Contra Costa, California 66 $ 9,010,000 $ 136,515 $ 87,000
Terrebonne, Louisiana 66 $ 6,730,000 $ 101,969 $ 65,000
Polk, Florida 65 $ 5,575,000 $ 85,769 $ 79,000
Ector, Texas 65 $ 8,775,000 $ 135,000 $ 83,000
Laurel, Kentucky 63 $ 6,575,000 $ 104,365 $ 58,000
Livingston, Louisiana 62 $ 7,220,000 $ 116,451 $ 60,000
Broward, Florida 60 $ 6,040,000 $ 100,666 $ 76,000
Niagara, New York 58 $ 5,280,000 $ 91,034 $ 62,000
Pima, Arizona 57 $ 4,425,000 $ 77,631 $ 68,000
Bastrop, Texas 57 $ 7,775,000 $ 136,403 $ 107,000
Yamhill, Oregon 55 $ 7,005,000 $ 127,363 $ 76,000
Lake, Illinois 54 $ 5,960,000 $ 110,370 $ 81,000
Spartanburg, South Carolina 54 $ 7,190,000 $ 133,148 $ 63,000
Brazos, Texas 54 $ 5,620,000 $ 104,074 $ 68,000
Clark, Washington 54 $ 6,270,000 $ 116,111 $ 78,000
Tarrant, Texas 53 $ 7,645,000 $ 144,245 $ 65,000
Washoe, Nevada 52 $ 5,310,000 $ 102,115 $ 65,000
Bucks, Pennsylvania 51 $ 5,855,000 $ 114,803 $ 85,000
Lehigh, Pennsylvania 51 $ 4,005,000 $ 78,529 $ 61,000
Orange, Florida 50 $ 5,650,000 $ 113,000 $ 69,000
Ada, Idaho 50 $ 6,270,000 $ 125,400 $ 56,000
Jefferson, Louisiana 50 $ 7,980,000 $ 159,600 $ 94,000
Ontario, New York 50 $ 3,650,000 $ 73,000 $ 84,000
Baldwin, Alabama 49 $ 7,085,000 $ 144,591 $ 78,000
El Paso, Colorado 49 $ 5,495,000 $ 112,142 $ 62,000
Colleton, South Carolina 49 $ 7,505,000 $ 153,163 $ 78,000
Atascosa, Texas 49 $ 6,975,000 $ 142,346 $ 84,000
Thurston, Washington 49 $ 6,455,000 $ 131,734 $ 99,000
Citrus, Florida 48 $ 5,900,000 $ 122,916 $ 71,000
Lee, Florida 48 $ 4,750,000 $ 98,958 $ 80,000
St. Tammany, Louisiana 48 $ 5,890,000 $ 122,708 $ 73,000
Hardin, Texas 48 $ 4,920,000 $ 102,500 $ 71,000
Lafourche, Louisiana 46 $ 4,650,000 $ 101,086 $ 52,000
Henderson, Texas 45 $ 5,695,000 $ 126,555 $ 69,000
Guadalupe, Texas 44 $ 6,450,000 $ 146,590 $ 154,000
Lancaster, Pennsylvania 43 $ 3,645,000 $ 84,767 $ 65,000
Berks, Pennsylvania 42 $ 3,860,000 $ 91,904 $ 68,000
Brevard, Florida 41 $ 4,535,000 $ 110,609 $ 76,000
Palm Beach, Florida 40 $ 4,140,000 $ 103,500 $ 76,000
Harrison, Texas 40 $ 4,890,000 $ 122,250 $ 65,000
Saline, Arkansas 39 $ 4,675,000 $ 119,871 $ 68,000
Kern, California 39 $ 3,565,000 $ 91,410 $ 67,000
Sonoma, California 39 $ 5,065,000 $ 129,871 $ 87,000
Brazoria, Texas 39 $ 5,245,000 $ 134,487 $ 81,000
San Joaquin, California 38 $ 3,680,000 $ 96,842 $ 82,000
Pasco, Florida 38 $ 3,160,000 $ 83,157 $ 72,000
Pike, Kentucky 38 $ 4,730,000 $ 124,473 $ 62,000
Midland, Texas 38 $ 5,630,000 $ 148,157 $ 99,000
Chilton, Alabama 37 $ 4,925,000 $ 133,108 $ 64,000
Stanislaus, California 37 $ 3,105,000 $ 83,918 $ 78,000
Lafayette, Louisiana 37 $ 3,395,000 $ 91,756 $ 64,000
Washington, Louisiana 37 $ 4,545,000 $ 122,837 $ 73,000
Montgomery, Pennsylvania 37 $ 4,165,000 $ 112,567 $ 80,000
Wilson, Texas 36 $ 5,290,000 $ 146,944 $ 89,000
Clay, Kentucky 35 $ 4,575,000 $ 130,714 $ 63,000
Chester, Pennsylvania 35 $ 4,035,000 $ 115,285 $ 70,000
Limestone, Alabama 34 $ 3,600,000 $ 105,882 $ 56,000
San Juan, New Mexico 34 $ 3,630,000 $ 106,764 $ 58,000
Oneida, New York 34 $ 3,650,000 $ 107,352 $ 74,000
Creek, Oklahoma 34 $ 4,490,000 $ 132,058 $ 92,000
Ellis, Texas 34 $ 3,860,000 $ 113,529 $ 64,000
Hays, Texas 34 $ 4,580,000 $ 134,705 $ 113,000
Salt Lake, Utah 34 $ 3,490,000 $ 102,647 $ 60,000
Fresno, California 33 $ 2,815,000 $ 85,303 $ 75,000
Kootenai, Idaho 33 $ 4,345,000 $ 131,666 $ 70,000
Ascension, Louisiana 33 $ 3,945,000 $ 119,545 $ 66,000
Deschutes, Oregon 33 $ 4,465,000 $ 135,303 $ 66,000
Polk, Oregon 33 $ 4,125,000 $ 125,000 $ 65,000
Northampton, Pennsylvania 33 $ 3,165,000 $ 95,909 $ 76,000
Comal, Texas 33 $ 4,125,000 $ 125,000 $ 76,000
Jefferson, Alabama 32 $ 2,410,000 $ 75,312 $ 40,000
Weld, Colorado 32 $ 3,280,000 $ 102,500 $ 59,000
Hot Spring, Arkansas 31 $ 4,075,000 $ 131,451 $ 66,000
Bay, Florida 30 $ 4,350,000 $ 145,000 $ 67,000
Medina, Texas 30 $ 2,800,000 $ 93,333 $ 86,000
Mingo, West Virginia 30 $ 3,120,000 $ 104,000 $ 64,000
Lebanon, Pennsylvania 29 $ 2,325,000 $ 80,172 $ 60,000
York, Pennsylvania 29 $ 1,835,000 $ 63,275 $ 57,000
Dorchester, South Carolina 29 $ 4,215,000 $ 145,344 $ 81,000
Kerr, Texas 29 $ 3,155,000 $ 108,793 $ 81,000
Smith, Texas 29 $ 3,475,000 $ 119,827 $ 73,000
Navajo, Arizona 28 $ 3,400,000 $ 121,428 $ 76,000
White, Arkansas 28 $ 3,540,000 $ 126,428 $ 77,000
Santa Cruz, California 28 $ 6,670,000 $ 238,214 $ 106,000
Brunswick, North Carolina 28 $ 3,950,000 $ 141,071 $ 80,000
El Paso, Texas 28 $ 3,460,000 $ 123,571 $ 63,000
Santa Barbara, California 27 $ 3,275,000 $ 121,296 $ 85,000
Lake, Florida 27 $ 2,955,000 $ 109,444 $ 72,000
Sarasota, Florida 27 $ 3,065,000 $ 113,518 $ 93,000
Multnomah, Oregon 27 $ 2,905,000 $ 107,592 $ 71,000
Williamson, Texas 27 $ 3,715,000 $ 137,592 $ 77,000
Grant, Washington 27 $ 3,165,000 $ 117,222 $ 94,000
Pulaski, Arkansas 26 $ 3,270,000 $ 125,769 $ 89,000
Union, Arkansas 26 $ 2,910,000 $ 111,923 $ 70,000
Napa, California 26 $ 3,530,000 $ 135,769 $ 108,000
Marion, Florida 26 $ 2,720,000 $ 104,615 $ 79,000
Floyd, Kentucky 26 $ 2,840,000 $ 109,230 $ 58,000
Letcher, Kentucky 26 $ 2,200,000 $ 84,615 $ 42,000
Whitley, Kentucky 26 $ 2,940,000 $ 113,076 $ 51,000
Monroe, New York 26 $ 1,640,000 $ 63,076 $ 63,000
Mayes, Oklahoma 26 $ 3,370,000 $ 129,615 $ 69,000
Georgetown, South Carolina 26 $ 2,900,000 $ 111,538 $ 56,000
Anderson, Texas 26 $ 2,560,000 $ 98,461 $ 81,000
Grayson, Texas 26 $ 3,180,000 $ 122,307 $ 69,000
Garland, Arkansas 25 $ 2,615,000 $ 104,600 $ 57,000
Mesa, Colorado 25 $ 1,895,000 $ 75,800 $ 57,000
Cook, Illinois 25 $ 1,465,000 $ 58,600 $ 80,000
Bernalillo, New Mexico 25 $ 2,315,000 $ 92,600 $ 65,000
Dona Ana, New Mexico 25 $ 3,425,000 $ 137,000 $ 65,000
Cumberland, Pennsylvania 25 $ 1,745,000 $ 69,800 $ 59,000
Burleson, Texas 25 $ 3,275,000 $ 131,000 $ 88,000
Caldwell, Texas 25 $ 3,305,000 $ 132,200 $ 96,000
Kanawha, West Virginia 25 $ 2,775,000 $ 111,000 $ 56,000
Madison, Alabama 24 $ 2,940,000 $ 122,500 $ 73,000
Placer, California 24 $ 1,940,000 $ 80,833 $ 69,000
Bell, Texas 24 $ 1,870,000 $ 77,916 $ 109,000
Chambers, Texas 24 $ 2,970,000 $ 123,750 $ 84,000
Lee, Texas 24 $ 2,970,000 $ 123,750 $ 94,000
Randall, Texas 24 $ 2,900,000 $ 120,833 $ 74,000
Rogers, Oklahoma 23 $ 2,885,000 $ 125,434 $ 74,000
Tulsa, Oklahoma 23 $ 2,525,000 $ 109,782 $ 71,000
Jackson, Oregon 23 $ 2,605,000 $ 113,260 $ 68,000
Bowie, Texas 23 $ 2,745,000 $ 119,347 $ 76,000
Fort Bend, Texas 23 $ 2,765,000 $ 120,217 $ 137,000
Jasper, Texas 23 $ 2,425,000 $ 105,434 $ 93,000
Kaufman, Texas 23 $ 2,725,000 $ 118,478 $ 72,000
Weber, Utah 23 $ 1,995,000 $ 86,739 $ 59,000
Yuma, Arizona 22 $ 2,550,000 $ 115,909 $ 136,000
San Luis Obispo, California 22 $ 3,520,000 $ 160,000 $ 99,000
Solano, California 22 $ 2,580,000 $ 117,272 $ 112,000
Murray, Georgia 22 $ 3,540,000 $ 160,909 $ 58,000
Orleans, Louisiana 22 $ 4,670,000 $ 212,272 $ 120,000
St. Charles, Louisiana 22 $ 2,870,000 $ 130,454 $ 77,000
Benton, Oregon 22 $ 2,260,000 $ 102,727 $ 60,000
Greene, Tennessee 22 $ 3,060,000 $ 139,090 $ 75,000
Potter, Texas 22 $ 2,490,000 $ 113,181 $ 68,000
Tyler, Texas 22 $ 2,540,000 $ 115,454 $ 80,000
Cabell, West Virginia 22 $ 2,560,000 $ 116,363 $ 65,000
Logan, West Virginia 22 $ 2,530,000 $ 115,000 $ 69,000
Kent, Delaware 21 $ 1,855,000 $ 88,333 $ 72,000
Escambia, Florida 21 $ 1,845,000 $ 87,857 $ 54,000
Walton, Florida 21 $ 3,215,000 $ 153,095 $ 95,000
Eddy, New Mexico 21 $ 2,615,000 $ 124,523 $ 65,000
Westmoreland, Pennsylvania 21 $ 1,425,000 $ 67,857 $ 66,000
Grimes, Texas 21 $ 2,765,000 $ 131,666 $ 90,000
Walker, Texas 21 $ 2,695,000 $ 128,333 $ 92,000
Washington, Texas 21 $ 2,715,000 $ 129,285 $ 61,000
Monongalia, West Virginia 21 $ 1,615,000 $ 76,904 $ 67,000
Lee, Alabama 20 $ 2,360,000 $ 118,000 $ 63,000
Craighead, Arkansas 20 $ 2,660,000 $ 133,000 $ 76,000
Faulkner, Arkansas 20 $ 2,530,000 $ 126,500 $ 60,000
Manatee, Florida 20 $ 2,450,000 $ 122,500 $ 92,000
Whitfield, Georgia 20 $ 3,000,000 $ 150,000 $ 54,000
Grayson, Kentucky 20 $ 2,980,000 $ 149,000 $ 81,000
Erie, New York 20 $ 1,750,000 $ 87,500 $ 62,000
Angelina, Texas 20 $ 2,140,000 $ 107,000 $ 72,000
Lubbock, Texas 20 $ 2,490,000 $ 124,500 $ 64,000
Orange, Texas 20 $ 2,190,000 $ 109,500 $ 103,000
Eau Claire, Wisconsin 20 $ 1,220,000 $ 61,000 $ 55,000
Kenosha, Wisconsin 20 $ 1,870,000 $ 93,500 $ 70,000
El Dorado, California 19 $ 2,165,000 $ 113,947 $ 93,000
San Mateo, California 19 $ 4,885,000 $ 257,105 $ 132,000
Charlotte, Florida 19 $ 2,935,000 $ 154,473 $ 85,000
Seminole, Florida 19 $ 2,425,000 $ 127,631 $ 76,000
Suwannee, Florida 19 $ 2,335,000 $ 122,894 $ 87,000
Gibson, Indiana 19 $ 2,585,000 $ 136,052 $ 64,000
Knox, Kentucky 19 $ 1,965,000 $ 103,421 $ 45,000
McKinley, New Mexico 19 $ 2,535,000 $ 133,421 $ 70,000
Ulster, New York 19 $ 1,815,000 $ 95,526 $ 82,000
Johnston, North Carolina 19 $ 1,665,000 $ 87,631 $ 83,000
Douglas, Oregon 19 $ 2,435,000 $ 128,157 $ 89,000
Hawkins, Tennessee 19 $ 2,475,000 $ 130,263 $ 54,000
Dallas, Texas 19 $ 2,195,000 $ 115,526 $ 62,000
Johnson, Texas 19 $ 2,745,000 $ 144,473 $ 104,000
Polk, Texas 19 $ 2,065,000 $ 108,684 $ 98,000
Shelby, Alabama 18 $ 2,350,000 $ 130,555 $ 70,000
Jefferson, Colorado 18 $ 2,220,000 $ 123,333 $ 70,000
Canyon, Idaho 18 $ 3,170,000 $ 176,111 $ 101,000
Perry, Kentucky 18 $ 1,990,000 $ 110,555 $ 60,000
Lincoln, Oregon 18 $ 2,470,000 $ 137,222 $ 67,000
Dauphin, Pennsylvania 18 $ 1,490,000 $ 82,777 $ 48,000
Fayette, Texas 18 $ 2,910,000 $ 161,666 $ 93,000
Rusk, Texas 18 $ 2,090,000 $ 116,111 $ 69,000
Independence, Arkansas 17 $ 2,035,000 $ 119,705 $ 55,000
Arapahoe, Colorado 17 $ 2,025,000 $ 119,117 $ 88,000
Allegan, Michigan 17 $ 895,000 $ 52,647 $ 42,000
Harrison, Mississippi 17 $ 1,795,000 $ 105,588 $ 66,000
Cuyahoga, Ohio 17 $ 895,000 $ 52,647 $ 55,000
Okmulgee, Oklahoma 17 $ 2,085,000 $ 122,647 $ 82,000
Lauderdale, Tennessee 17 $ 1,745,000 $ 102,647 $ 54,000
Cherokee, Texas 17 $ 2,105,000 $ 123,823 $ 79,000
Galveston, Texas 17 $ 2,265,000 $ 133,235 $ 128,000
Hidalgo, Texas 17 $ 1,365,000 $ 80,294 $ 72,000
Davis, Utah 17 $ 1,415,000 $ 83,235 $ 65,000
Autauga, Alabama 16 $ 1,860,000 $ 116,250 $ 91,000
Elmore, Alabama 16 $ 1,790,000 $ 111,875 $ 63,000
Apache, Arizona 16 $ 1,940,000 $ 121,250 $ 79,000
Shasta, California 16 $ 1,000,000 $ 62,500 $ 65,000
Santa Rosa, Florida 16 $ 1,980,000 $ 123,750 $ 61,000
Hopkins, Kentucky 16 $ 2,270,000 $ 141,875 $ 51,000
Jackson, Kentucky 16 $ 1,630,000 $ 101,875 $ 54,000
Lawrence, Kentucky 16 $ 1,840,000 $ 115,000 $ 64,000
Pulaski, Kentucky 16 $ 1,850,000 $ 115,625 $ 63,000
Rapides, Louisiana 16 $ 1,680,000 $ 105,000 $ 58,000
St. Helena, Louisiana 16 $ 1,590,000 $ 99,375 $ 50,000
St. John the Baptist, Louisiana 16 $ 1,450,000 $ 90,625 $ 52,000
Cherokee, Oklahoma 16 $ 1,810,000 $ 113,125 $ 51,000
Delaware, Oklahoma 16 $ 1,880,000 $ 117,500 $ 96,000
Wagoner, Oklahoma 16 $ 2,160,000 $ 135,000 $ 79,000
Sullivan, Tennessee 16 $ 2,460,000 $ 153,750 $ 69,000
Bandera, Texas 16 $ 2,020,000 $ 126,250 $ 74,000
Milam, Texas 16 $ 1,830,000 $ 114,375 $ 98,000
Newton, Texas 16 $ 1,710,000 $ 106,875 $ 71,000
Panola, Texas 16 $ 1,800,000 $ 112,500 $ 123,000
Clallam, Washington 16 $ 2,570,000 $ 160,625 $ 102,000
Lewis, Washington 16 $ 1,620,000 $ 101,250 $ 57,000
Cleburne, Arkansas 15 $ 1,535,000 $ 102,333 $ 71,000
Lonoke, Arkansas 15 $ 1,915,000 $ 127,666 $ 56,000
New Castle, Delaware 15 $ 865,000 $ 57,666 $ 63,000
Okaloosa, Florida 15 $ 1,905,000 $ 127,000 $ 70,000
Jones, Iowa 15 $ 355,000 $ 23,666 $ 34,000
Christian, Kentucky 15 $ 1,945,000 $ 129,666 $ 81,000
Allen, Louisiana 15 $ 1,655,000 $ 110,333 $ 77,000
Calcasieu, Louisiana 15 $ 1,385,000 $ 92,333 $ 60,000
Columbia, New York 15 $ 1,605,000 $ 107,000 $ 79,000
Orange, New York 15 $ 1,415,000 $ 94,333 $ 61,000
Oswego, New York 15 $ 1,115,000 $ 74,333 $ 51,000
Carteret, North Carolina 15 $ 1,515,000 $ 101,000 $ 117,000
Adams, Pennsylvania 15 $ 1,105,000 $ 73,666 $ 63,000
Greenville, South Carolina 15 $ 1,775,000 $ 118,333 $ 58,000
Lexington, South Carolina 15 $ 1,545,000 $ 103,000 $ 58,000
Tipton, Tennessee 15 $ 1,515,000 $ 101,000 $ 79,000
Frio, Texas 15 $ 2,425,000 $ 161,666 $ 134,000
Gillespie, Texas 15 $ 2,335,000 $ 155,666 $ 105,000
Victoria, Texas 15 $ 1,835,000 $ 122,333 $ 90,000
Boone, West Virginia 15 $ 1,665,000 $ 111,000 $ 66,000
Wood, West Virginia 15 $ 2,215,000 $ 147,666 $ 63,000
Covington, Alabama 14 $ 1,690,000 $ 120,714 $ 63,000
Houston, Alabama 14 $ 1,670,000 $ 119,285 $ 77,000
Coconino, Arizona 14 $ 1,740,000 $ 124,285 $ 97,000
Yolo, California 14 $ 1,440,000 $ 102,857 $ 66,000
Gordon, Georgia 14 $ 2,490,000 $ 177,857 $ 60,000
Breathitt, Kentucky 14 $ 1,430,000 $ 102,142 $ 48,000
Knott, Kentucky 14 $ 1,610,000 $ 115,000 $ 37,000
Beauregard, Louisiana 14 $ 1,280,000 $ 91,428 $ 70,000
Iberville, Louisiana 14 $ 1,730,000 $ 123,571 $ 70,000
St. Landry, Louisiana 14 $ 1,190,000 $ 85,000 $ 55,000
Covington, Mississippi 14 $ 1,240,000 $ 88,571 $ 58,000
Pearl River, Mississippi 14 $ 1,840,000 $ 131,428 $ 76,000
Rankin, Mississippi 14 $ 1,640,000 $ 117,142 $ 75,000
Simpson, Mississippi 14 $ 1,200,000 $ 85,714 $ 60,000
Cayuga, New York 14 $ 940,000 $ 67,142 $ 59,000
Meigs, Ohio 14 $ 1,840,000 $ 131,428 $ 82,000
Muskogee, Oklahoma 14 $ 1,460,000 $ 104,285 $ 75,000
Curry, Oregon 14 $ 1,840,000 $ 131,428 $ 76,000
Austin, Texas 14 $ 2,130,000 $ 152,142 $ 87,000
Jefferson, Texas 14 $ 1,630,000 $ 116,428 $ 63,000
McLennan, Texas 14 $ 1,750,000 $ 125,000 $ 66,000
Tom Green, Texas 14 $ 1,520,000 $ 108,571 $ 111,000
Yakima, Washington 14 $ 1,610,000 $ 115,000 $ 74,000
Coffee, Alabama 13 $ 1,705,000 $ 131,153 $ 82,000
Macon, Alabama 13 $ 1,495,000 $ 115,000 $ 59,000
Mobile, Alabama 13 $ 1,335,000 $ 102,692 $ 63,000
Tallapoosa, Alabama 13 $ 1,315,000 $ 101,153 $ 65,000
Mississippi, Arkansas 13 $ 1,875,000 $ 144,230 $ 82,000
Nevada, California 13 $ 1,715,000 $ 131,923 $ 94,000
Sussex, Delaware 13 $ 1,445,000 $ 111,153 $ 122,000
Alachua, Florida 13 $ 1,305,000 $ 100,384 $ 54,000
Hernando, Florida 13 $ 1,275,000 $ 98,076 $ 55,000
Highlands, Florida 13 $ 1,375,000 $ 105,769 $ 61,000
Linn, Iowa 13 $ 1,095,000 $ 84,230 $ 58,000
Bullitt, Kentucky 13 $ 1,315,000 $ 101,153 $ 70,000
Carter, Kentucky 13 $ 1,835,000 $ 141,153 $ 89,000
Graves, Kentucky 13 $ 1,655,000 $ 127,307 $ 44,000
Magoffin, Kentucky 13 $ 1,535,000 $ 118,076 $ 64,000
Ohio, Kentucky 13 $ 1,775,000 $ 136,538 $ 61,000
St. Martin, Louisiana 13 $ 1,775,000 $ 136,538 $ 71,000
Jones, Mississippi 13 $ 1,165,000 $ 89,615 $ 55,000
Delaware, New York 13 $ 1,485,000 $ 114,230 $ 66,000
Dutchess, New York 13 $ 1,425,000 $ 109,615 $ 61,000
Herkimer, New York 13 $ 1,415,000 $ 108,846 $ 73,000
Jefferson, New York 13 $ 1,085,000 $ 83,461 $ 66,000
Onondaga, New York 13 $ 825,000 $ 63,461 $ 50,000
Wayne, New York 13 $ 1,015,000 $ 78,076 $ 61,000
Gallia, Ohio 13 $ 1,465,000 $ 112,692 $ 51,000
Pickens, South Carolina 13 $ 1,735,000 $ 133,461 $ 52,000
Denton, Texas 13 $ 1,365,000 $ 105,000 $ 69,000
Limestone, Texas 13 $ 1,585,000 $ 121,923 $ 95,000
Nueces, Texas 13 $ 1,565,000 $ 120,384 $ 67,000
San Jacinto, Texas 13 $ 1,715,000 $ 131,923 $ 74,000
Van Zandt, Texas 13 $ 1,825,000 $ 140,384 $ 75,000
Waller, Texas 13 $ 1,745,000 $ 134,230 $ 72,000
Lincoln, West Virginia 13 $ 1,545,000 $ 118,846 $ 81,000
Bradley, Arkansas 12 $ 1,310,000 $ 109,166 $ 183,000
Miller, Arkansas 12 $ 1,240,000 $ 103,333 $ 62,000
Collier, Florida 12 $ 1,390,000 $ 115,833 $ 93,000
Leon, Florida 12 $ 950,000 $ 79,166 $ 46,000
Osceola, Florida 12 $ 1,620,000 $ 135,000 $ 68,000
Worth, Georgia 12 $ 1,490,000 $ 124,166 $ 63,000
Jefferson, Illinois 12 $ 1,780,000 $ 148,333 $ 53,000
Hardin, Kentucky 12 $ 1,480,000 $ 123,333 $ 90,000
Otsego, New York 12 $ 1,560,000 $ 130,000 $ 56,000
Pender, North Carolina 12 $ 1,650,000 $ 137,500 $ 79,000
Greene, Ohio 12 $ 1,000,000 $ 83,333 $ 47,000
Lawrence, Ohio 12 $ 1,390,000 $ 115,833 $ 56,000
Lorain, Ohio 12 $ 830,000 $ 69,166 $ 57,000
Washington, Ohio 12 $ 1,610,000 $ 134,166 $ 79,000
Erie, Pennsylvania 12 $ 720,000 $ 60,000 $ 52,000
Hamilton, Tennessee 12 $ 1,980,000 $ 165,000 $ 51,000
Knox, Tennessee 12 $ 2,530,000 $ 210,833 $ 78,000
Lavaca, Texas 12 $ 1,850,000 $ 154,166 $ 63,000
Leon, Texas 12 $ 1,170,000 $ 97,500 $ 111,000
Madison, Texas 12 $ 1,530,000 $ 127,500 $ 74,000
Grand, Utah 12 $ 1,120,000 $ 93,333 $ 69,000
Mason, West Virginia 12 $ 1,480,000 $ 123,333 $ 58,000
Mohave, Arizona 11 $ 1,065,000 $ 96,818 $ 67,000
Drew, Arkansas 11 $ 1,325,000 $ 120,454 $ 55,000
Jefferson, Arkansas 11 $ 1,325,000 $ 120,454 $ 61,000
Larimer, Colorado 11 $ 845,000 $ 76,818 $ 63,000
Columbia, Florida 11 $ 1,835,000 $ 166,818 $ 106,000
Duval, Florida 11 $ 845,000 $ 76,818 $ 54,000
Appling, Georgia 11 $ 1,345,000 $ 122,272 $ 82,000
Sumter, Georgia 11 $ 1,375,000 $ 125,000 $ 54,000
Wayne, Illinois 11 $ 1,545,000 $ 140,454 $ 63,000
Polk, Iowa 11 $ 675,000 $ 61,363 $ 48,000
Grant, Louisiana 11 $ 1,245,000 $ 113,181 $ 74,000
Jefferson Davis, Louisiana 11 $ 1,145,000 $ 104,090 $ 51,000
Ouachita, Louisiana 11 $ 945,000 $ 85,909 $ 60,000
Vermilion, Louisiana 11 $ 1,245,000 $ 113,181 $ 94,000
Forrest, Mississippi 11 $ 1,155,000 $ 105,000 $ 55,000
Scott, Mississippi 11 $ 815,000 $ 74,090 $ 150,000
Otero, New Mexico 11 $ 1,855,000 $ 168,636 $ 100,000
Chenango, New York 11 $ 1,495,000 $ 135,909 $ 64,000
Franklin, New York 11 $ 1,375,000 $ 125,000 $ 74,000
Genesee, New York 11 $ 515,000 $ 46,818 $ 56,000
Franklin, Ohio 11 $ 835,000 $ 75,909 $ 60,000
Muskingum, Ohio 11 $ 1,225,000 $ 111,363 $ 49,000
Osage, Oklahoma 11 $ 1,315,000 $ 119,545 $ 83,000
Coos, Oregon 11 $ 1,395,000 $ 126,818 $ 65,000
Carbon, Pennsylvania 11 $ 1,105,000 $ 100,454 $ 58,000
Monroe, Pennsylvania 11 $ 1,195,000 $ 108,636 $ 53,000
Charleston, South Carolina 11 $ 1,135,000 $ 103,181 $ 95,000
Cherokee, South Carolina 11 $ 1,105,000 $ 100,454 $ 70,000
Cass, Texas 11 $ 1,415,000 $ 128,636 $ 91,000
DeWitt, Texas 11 $ 1,525,000 $ 138,636 $ 97,000
Houston, Texas 11 $ 1,455,000 $ 132,272 $ 62,000
Jim Wells, Texas 11 $ 1,205,000 $ 109,545 $ 79,000
Skagit, Washington 11 $ 1,625,000 $ 147,727 $ 68,000
Putnam, West Virginia 11 $ 1,335,000 $ 121,363 $ 63,000
Dale, Alabama 10 $ 1,080,000 $ 108,000 $ 67,000
Morgan, Alabama 10 $ 1,230,000 $ 123,000 $ 98,000
Clark, Arkansas 10 $ 1,250,000 $ 125,000 $ 73,000
Amador, California 10 $ 1,290,000 $ 129,000 $ 66,000
Merced, California 10 $ 770,000 $ 77,000 $ 56,000
Tulare, California 10 $ 890,000 $ 89,000 $ 80,000
Broomfield, Colorado 10 $ 1,230,000 $ 123,000 $ 82,000
Montrose, Colorado 10 $ 1,170,000 $ 117,000 $ 57,000
Gulf, Florida 10 $ 1,150,000 $ 115,000 $ 55,000
Martin, Florida 10 $ 780,000 $ 78,000 $ 64,000
Washington, Florida 10 $ 1,520,000 $ 152,000 $ 77,000
Effingham, Georgia 10 $ 1,580,000 $ 158,000 $ 86,000
Bonner, Idaho 10 $ 2,290,000 $ 229,000 $ 92,000
White, Illinois 10 $ 1,160,000 $ 116,000 $ 59,000
Franklin, Kentucky 10 $ 1,300,000 $ 130,000 $ 67,000
Martin, Kentucky 10 $ 1,330,000 $ 133,000 $ 66,000
Meade, Kentucky 10 $ 1,840,000 $ 184,000 $ 112,000
Iberia, Louisiana 10 $ 1,320,000 $ 132,000 $ 60,000
St. Bernard, Louisiana 10 $ 1,480,000 $ 148,000 $ 60,000
St. James, Louisiana 10 $ 1,340,000 $ 134,000 $ 55,000
Madison, Mississippi 10 $ 940,000 $ 94,000 $ 77,000
Lyon, Nevada 10 $ 900,000 $ 90,000 $ 91,000
Lea, New Mexico 10 $ 1,550,000 $ 155,000 $ 79,000
Albany, New York 10 $ 1,050,000 $ 105,000 $ 84,000
Broome, New York 10 $ 1,070,000 $ 107,000 $ 72,000
Greene, New York 10 $ 1,240,000 $ 124,000 $ 69,000
Livingston, New York 10 $ 810,000 $ 81,000 $ 67,000
Suffolk, New York 10 $ 1,390,000 $ 139,000 $ 81,000
Sullivan, New York 10 $ 1,010,000 $ 101,000 $ 63,000
Jackson, Ohio 10 $ 990,000 $ 99,000 $ 62,000
Scioto, Ohio 10 $ 1,330,000 $ 133,000 $ 70,000
Pittsburg, Oklahoma 10 $ 1,240,000 $ 124,000 $ 86,000
Union, Oregon 10 $ 540,000 $ 54,000 $ 48,000
Berkeley, South Carolina 10 $ 820,000 $ 82,000 $ 72,000
Putnam, Tennessee 10 $ 1,350,000 $ 135,000 $ 75,000
Sumner, Tennessee 10 $ 1,660,000 $ 166,000 $ 73,000
Taylor, Texas 10 $ 1,470,000 $ 147,000 $ 93,000
Wharton, Texas 10 $ 920,000 $ 92,000 $ 93,000
Kitsap, Washington 10 $ 1,220,000 $ 122,000 $ 79,000
Bibb, Alabama 9 $ 1,345,000 $ 149,444 $ 51,000
Lawrence, Alabama 9 $ 1,025,000 $ 113,888 $ 55,000
Gila, Arizona 9 $ 695,000 $ 77,222 $ 71,000
Crittenden, Arkansas 9 $ 1,345,000 $ 149,444 $ 217,000
Ouachita, Arkansas 9 $ 1,365,000 $ 151,666 $ 113,000
Prairie, Arkansas 9 $ 885,000 $ 98,333 $ 47,000
Butte, California 9 $ 475,000 $ 52,777 $ 67,000
Humboldt, California 9 $ 855,000 $ 95,000 $ 85,000
Boulder, Colorado 9 $ 895,000 $ 99,444 $ 63,000
DeSoto, Florida 9 $ 1,395,000 $ 155,000 $ 79,000
Miami-Dade, Florida 9 $ 1,065,000 $ 118,333 $ 90,000
Pickens, Georgia 9 $ 1,525,000 $ 169,444 $ 56,000
Thomas, Georgia 9 $ 1,115,000 $ 123,888 $ 55,000
Walker, Georgia 9 $ 1,535,000 $ 170,555 $ 58,000
McLean, Illinois 9 $ 385,000 $ 42,777 $ 36,000
Johnson, Kentucky 9 $ 1,325,000 $ 147,222 $ 72,000
Muhlenberg, Kentucky 9 $ 1,185,000 $ 131,666 $ 76,000
Scott, Kentucky 9 $ 1,495,000 $ 166,111 $ 63,000
Avoyelles, Louisiana 9 $ 1,135,000 $ 126,111 $ 71,000
Union, Louisiana 9 $ 1,135,000 $ 126,111 $ 88,000
Bay, Michigan 9 $ 565,000 $ 62,777 $ 37,000
Jackson, Mississippi 9 $ 945,000 $ 105,000 $ 73,000
Grant, New Mexico 9 $ 1,185,000 $ 131,666 $ 88,000
Seneca, New York 9 $ 625,000 $ 69,444 $ 54,000
Randolph, North Carolina 9 $ 1,165,000 $ 129,444 $ 69,000
Rutherford, North Carolina 9 $ 1,465,000 $ 162,777 $ 64,000
Athens, Ohio 9 $ 915,000 $ 101,666 $ 90,000
Lake, Ohio 9 $ 375,000 $ 41,666 $ 49,000
Licking, Ohio 9 $ 845,000 $ 93,888 $ 60,000
Allegheny, Pennsylvania 9 $ 715,000 $ 79,444 $ 66,000
Butler, Pennsylvania 9 $ 545,000 $ 60,555 $ 52,000
Franklin, Pennsylvania 9 $ 885,000 $ 98,333 $ 59,000
Aiken, South Carolina 9 $ 1,105,000 $ 122,777 $ 80,000
Dyer, Tennessee 9 $ 725,000 $ 80,555 $ 49,000
Sevier, Tennessee 9 $ 1,195,000 $ 132,777 $ 66,000
Cameron, Texas 9 $ 665,000 $ 73,888 $ 52,000
Fannin, Texas 9 $ 915,000 $ 101,666 $ 79,000
Hill, Texas 9 $ 945,000 $ 105,000 $ 81,000
Jones, Texas 9 $ 995,000 $ 110,555 $ 93,000
Nacogdoches, Texas 9 $ 915,000 $ 101,666 $ 76,000
Sabine, Texas 9 $ 1,205,000 $ 133,888 $ 148,000
San Patricio, Texas 9 $ 975,000 $ 108,333 $ 102,000
Ward, Texas 9 $ 1,175,000 $ 130,555 $ 87,000
Jackson, West Virginia 9 $ 1,115,000 $ 123,888 $ 68,000
DeKalb, Alabama 8 $ 1,010,000 $ 126,250 $ 81,000
Montgomery, Arkansas 8 $ 880,000 $ 110,000 $ 84,000
Sharp, Arkansas 8 $ 970,000 $ 121,250 $ 37,000
Sutter, California 8 $ 730,000 $ 91,250 $ 75,000
Tuolumne, California 8 $ 820,000 $ 102,500 $ 70,000
Jackson, Florida 8 $ 1,030,000 $ 128,750 $ 61,000
St. Lucie, Florida 8 $ 550,000 $ 68,750 $ 63,000
Brantley, Georgia 8 $ 980,000 $ 122,500 $ 56,000
Cherokee, Georgia 8 $ 1,100,000 $ 137,500 $ 66,000
Colquitt, Georgia 8 $ 1,020,000 $ 127,500 $ 38,000
Tift, Georgia 8 $ 1,130,000 $ 141,250 $ 73,000
Franklin, Illinois 8 $ 1,090,000 $ 136,250 $ 70,000
Marion, Illinois 8 $ 860,000 $ 107,500 $ 81,000
Breckinridge, Kentucky 8 $ 1,110,000 $ 138,750 $ 89,000
Casey, Kentucky 8 $ 760,000 $ 95,000 $ 51,000
Harlan, Kentucky 8 $ 710,000 $ 88,750 $ 58,000
Marshall, Kentucky 8 $ 1,170,000 $ 146,250 $ 51,000
Nelson, Kentucky 8 $ 1,120,000 $ 140,000 $ 47,000
East Baton Rouge, Louisiana 8 $ 900,000 $ 112,500 $ 91,000
Sabine, Louisiana 8 $ 730,000 $ 91,250 $ 92,000
Livingston, Michigan 8 $ 410,000 $ 51,250 $ 52,000
Holmes, Mississippi 8 $ 720,000 $ 90,000 $ 51,000
Lincoln, Mississippi 8 $ 750,000 $ 93,750 $ 78,000
Lincoln, New Mexico 8 $ 1,110,000 $ 138,750 $ 91,000
Cattaraugus, New York 8 $ 670,000 $ 83,750 $ 45,000
Tioga, New York 8 $ 660,000 $ 82,500 $ 77,000
Tompkins, New York 8 $ 590,000 $ 73,750 $ 59,000
Buncombe, North Carolina 8 $ 1,030,000 $ 128,750 $ 54,000
Cabarrus, North Carolina 8 $ 780,000 $ 97,500 $ 61,000
Geauga, Ohio 8 $ 540,000 $ 67,500 $ 40,000
Perry, Ohio 8 $ 680,000 $ 85,000 $ 69,000
Cleveland, Oklahoma 8 $ 1,010,000 $ 126,250 $ 161,000
Lincoln, Oklahoma 8 $ 1,290,000 $ 161,250 $ 81,000
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Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 19,924 $2,391,870,000 $120,000 $1,235,000 $73,000 $2,479,000
Other Purpose 925 $135,565,000 $146,000 $645,000 $73,000 $384,000
Refinancing 773 $63,705,000 $82,000 $465,000 $81,000 $671,000
Cash-out Refinancing 180 $20,840,000 $115,000 $1,285,000 $77,000 $287,000
Home Improvement 154 $10,190,000 $66,000 $505,000 $100,000 $473,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,597 $1,608,595,000 $118,000 $645,000 $74,000 $1,668,000
Hispanic 3,529 $430,195,000 $121,000 $715,000 $73,000 $876,000
Black or African American 2,038 $243,900,000 $119,000 $645,000 $63,000 $2,479,000
Not Provided 2,002 $237,340,000 $118,000 $1,235,000 $81,000 $1,080,000
American Indian or Alaskan Native 434 $51,800,000 $119,000 $385,000 $64,000 $760,000
Asian 307 $44,435,000 $144,000 $1,285,000 $93,000 $541,000
Native Hawaiian or Other Pacific Islander 28 $3,470,000 $123,000 $275,000 $88,000 $186,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,956 $2,622,170,000 $119,000 $1,285,000 $73,000 $2,479,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 14,698 $1,816,460,000 $123,000 $1,285,000 $67,000 $2,479,000
Application Approved But Not Accepted 3,700 $425,550,000 $115,000 $475,000 $87,000 $900,000
Loan Originated 3,320 $350,020,000 $105,000 $715,000 $86,000 $672,000
Application Withdrawn By Applicant 219 $28,105,000 $128,000 $575,000 $102,000 $671,000
File Closed For Incompleteness 19 $2,035,000 $107,000 $285,000 $82,000 $240,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 10,005 $1,185,835,000 $118,000 $535,000 $66,000 $2,479,000
Not applicable 7,258 $805,710,000 $111,000 $715,000 $87,000 $900,000
Debt-To-Income Ratio 3,366 $471,280,000 $140,000 $1,285,000 $55,000 $351,000
Other 511 $60,975,000 $119,000 $555,000 $120,000 $1,505,000
Insufficient Cash (Downpayment, Closing Cost) 304 $35,690,000 $117,000 $335,000 $90,000 $378,000
Credit Application Incomplete 210 $25,420,000 $121,000 $515,000 $86,000 $712,000
Employment History 109 $13,335,000 $122,000 $315,000 $84,000 $510,000
Collateral 97 $11,205,000 $115,000 $405,000 $80,000 $250,000
Unverifiable Information 94 $12,480,000 $132,000 $425,000 $92,000 $569,000
Mortgage Insurance Denied 2 $240,000 $120,000 $175,000 $75,000 $90,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Credit Human Federal Credit Un's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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