South State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
South State Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South State Bank 520 Gervais Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 13,230 |
| Total Mortgage Loan Application Amount | $3,152,080,000 |
| Average Mortgage Loan Application Amount | $204,200 |
| Highest Mortgage Loan Application Amount | $55,215,000 |
| Average Applicant Income | $142,600 |
| Highest Applicant Income | $7,434,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with South State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down South State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by South State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South State Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charleston County South Carolina | 1,195 | $ 429,745,000 | $ 359,000 | $ 199,000 |
| Horry County South Carolina | 856 | $ 134,320,000 | $ 156,000 | $ 96,000 |
| Greenville County South Carolina | 805 | $ 227,085,000 | $ 282,000 | $ 165,000 |
| Mecklenburg County North Carolina | 760 | $ 287,460,000 | $ 378,000 | $ 235,000 |
| Beaufort County South Carolina | 713 | $ 253,585,000 | $ 355,000 | $ 160,000 |
| York County South Carolina | 503 | $ 109,055,000 | $ 216,000 | $ 130,000 |
| Columbia County Georgia | 442 | $ 110,420,000 | $ 249,000 | $ 135,000 |
| Berkeley County South Carolina | 377 | $ 84,935,000 | $ 225,000 | $ 119,000 |
| Richmond County Georgia | 331 | $ 67,245,000 | $ 203,000 | $ 135,000 |
| Anderson County South Carolina | 327 | $ 58,955,000 | $ 180,000 | $ 113,000 |
| Brunswick County North Carolina | 299 | $ 80,465,000 | $ 269,000 | $ 147,000 |
| Chatham County Georgia | 268 | $ 89,680,000 | $ 334,000 | $ 226,000 |
| Richland County South Carolina | 245 | $ 52,215,000 | $ 213,000 | $ 187,000 |
| Lexington County South Carolina | 244 | $ 46,120,000 | $ 189,000 | $ 120,000 |
| Aiken County South Carolina | 236 | $ 43,680,000 | $ 185,000 | $ 111,000 |
| Pickens County South Carolina | 235 | $ 43,255,000 | $ 184,000 | $ 109,000 |
| Oconee County South Carolina | 220 | $ 55,910,000 | $ 254,000 | $ 132,000 |
| Dorchester County South Carolina | 219 | $ 28,025,000 | $ 127,000 | $ 77,000 |
| Georgetown County South Carolina | 211 | $ 40,485,000 | $ 191,000 | $ 131,000 |
| Florence County South Carolina | 204 | $ 22,070,000 | $ 108,000 | $ 85,000 |
| Orangeburg County South Carolina | 196 | $ 24,420,000 | $ 124,000 | $ 90,000 |
| Spartanburg County South Carolina | 157 | $ 31,145,000 | $ 198,000 | $ 114,000 |
| Gaston County North Carolina | 146 | $ 23,850,000 | $ 163,000 | $ 104,000 |
| New Hanover County North Carolina | 135 | $ 98,895,000 | $ 732,000 | $ 203,000 |
| Union County North Carolina | 123 | $ 35,765,000 | $ 290,000 | $ 167,000 |
| Habersham County Georgia | 114 | $ 14,820,000 | $ 130,000 | $ 75,000 |
| Colleton County South Carolina | 112 | $ 14,890,000 | $ 132,000 | $ 117,000 |
| Wake County North Carolina | 111 | $ 28,835,000 | $ 259,000 | $ 232,000 |
| Jasper County South Carolina | 110 | $ 18,170,000 | $ 165,000 | $ 81,000 |
| Greenwood County South Carolina | 92 | $ 11,980,000 | $ 130,000 | $ 80,000 |
| Jackson County Georgia | 69 | $ 10,115,000 | $ 146,000 | $ 87,000 |
| Laurens County South Carolina | 67 | $ 8,375,000 | $ 125,000 | $ 76,000 |
| Bryan County Georgia | 59 | $ 10,875,000 | $ 184,000 | $ 92,000 |
| Darlington County South Carolina | 55 | $ 4,525,000 | $ 82,000 | $ 60,000 |
| Hall County Georgia | 54 | $ 8,840,000 | $ 163,000 | $ 100,000 |
| Union County Georgia | 53 | $ 7,775,000 | $ 146,000 | $ 83,000 |
| Iredell County North Carolina | 50 | $ 15,150,000 | $ 303,000 | $ 191,000 |
| Calhoun County South Carolina | 48 | $ 8,190,000 | $ 170,000 | $ 87,000 |
| Richmond City County Virginia | 46 | $ 10,460,000 | $ 227,000 | $ 208,000 |
| Towns County Georgia | 45 | $ 6,215,000 | $ 138,000 | $ 82,000 |
| Cabarrus County North Carolina | 44 | $ 10,970,000 | $ 249,000 | $ 157,000 |
| Henrico County Virginia | 43 | $ 9,225,000 | $ 214,000 | $ 161,000 |
| Clarke County Georgia | 42 | $ 9,000,000 | $ 214,000 | $ 138,000 |
| Stephens County Georgia | 41 | $ 4,615,000 | $ 112,000 | $ 79,000 |
| Rowan County North Carolina | 41 | $ 5,415,000 | $ 132,000 | $ 118,000 |
| Abbeville County South Carolina | 41 | $ 4,075,000 | $ 99,000 | $ 78,000 |
| Lancaster County South Carolina | 41 | $ 8,345,000 | $ 203,000 | $ 131,000 |
| Sumter County South Carolina | 37 | $ 3,445,000 | $ 93,000 | $ 68,000 |
| Hampton County South Carolina | 35 | $ 3,825,000 | $ 109,000 | $ 60,000 |
| White County Georgia | 34 | $ 3,630,000 | $ 106,000 | $ 61,000 |
| Pender County North Carolina | 34 | $ 7,210,000 | $ 212,000 | $ 126,000 |
| Williamsburg County South Carolina | 31 | $ 2,345,000 | $ 75,000 | $ 52,000 |
| Lincoln County North Carolina | 30 | $ 8,230,000 | $ 274,000 | $ 214,000 |
| Rabun County Georgia | 29 | $ 3,915,000 | $ 135,000 | $ 78,000 |
| Fannin County Georgia | 28 | $ 4,870,000 | $ 173,000 | $ 93,000 |
| Hart County Georgia | 28 | $ 5,570,000 | $ 198,000 | $ 130,000 |
| Oconee County Georgia | 28 | $ 8,270,000 | $ 295,000 | $ 202,000 |
| Clarendon County South Carolina | 28 | $ 3,000,000 | $ 107,000 | $ 71,000 |
| Fairfield County South Carolina | 28 | $ 3,740,000 | $ 133,000 | $ 119,000 |
| Union County South Carolina | 28 | $ 1,780,000 | $ 63,000 | $ 56,000 |
| Barrow County Georgia | 27 | $ 2,485,000 | $ 92,000 | $ 80,000 |
| Cherokee County Georgia | 27 | $ 6,965,000 | $ 257,000 | $ 141,000 |
| Edgefield County South Carolina | 27 | $ 4,785,000 | $ 177,000 | $ 105,000 |
| Newberry County South Carolina | 27 | $ 2,885,000 | $ 106,000 | $ 77,000 |
| Saluda County South Carolina | 26 | $ 3,180,000 | $ 122,000 | $ 93,000 |
| Banks County Georgia | 23 | $ 2,645,000 | $ 115,000 | $ 68,000 |
| Bamberg County South Carolina | 22 | $ 2,820,000 | $ 128,000 | $ 72,000 |
| Buncombe County North Carolina | 21 | $ 2,775,000 | $ 132,000 | $ 85,000 |
| Columbus County North Carolina | 19 | $ 1,475,000 | $ 77,000 | $ 48,000 |
| Onslow County North Carolina | 18 | $ 3,160,000 | $ 175,000 | $ 154,000 |
| Dillon County South Carolina | 18 | $ 1,470,000 | $ 81,000 | $ 53,000 |
| Effingham County Georgia | 17 | $ 2,105,000 | $ 123,000 | $ 66,000 |
| Durham County North Carolina | 17 | $ 5,025,000 | $ 295,000 | $ 227,000 |
| Chester County South Carolina | 17 | $ 2,225,000 | $ 130,000 | $ 95,000 |
| Nassau County Florida | 16 | $ 1,670,000 | $ 104,000 | $ 85,000 |
| Chesterfield County Virginia | 16 | $ 3,030,000 | $ 189,000 | $ 137,000 |
| Madison County Georgia | 15 | $ 2,365,000 | $ 157,000 | $ 85,000 |
| Chesterfield County South Carolina | 15 | $ 1,105,000 | $ 73,000 | $ 58,000 |
| McCormick County South Carolina | 15 | $ 3,405,000 | $ 227,000 | $ 166,000 |
| Gilmer County Georgia | 14 | $ 1,750,000 | $ 125,000 | $ 95,000 |
| Kershaw County South Carolina | 14 | $ 3,060,000 | $ 218,000 | $ 104,000 |
| Burke County Georgia | 13 | $ 1,535,000 | $ 118,000 | $ 73,000 |
| Gwinnett County Georgia | 13 | $ 3,665,000 | $ 281,000 | $ 125,000 |
| Lincoln County Georgia | 13 | $ 2,435,000 | $ 187,000 | $ 106,000 |
| Carteret County North Carolina | 13 | $ 2,625,000 | $ 201,000 | $ 160,000 |
| Catawba County North Carolina | 13 | $ 21,975,000 | $ 1,690,000 | $ 150,000 |
| Robeson County North Carolina | 13 | $ 1,205,000 | $ 92,000 | $ 64,000 |
| Marion County South Carolina | 13 | $ 955,000 | $ 73,000 | $ 46,000 |
| Calhoun County Alabama | 12 | $ 760,000 | $ 63,000 | $ 85,000 |
| Lake County Florida | 12 | $ 820,000 | $ 68,000 | $ 57,000 |
| Fulton County Georgia | 12 | $ 3,330,000 | $ 277,000 | $ 185,000 |
| McDuffie County Georgia | 12 | $ 2,190,000 | $ 182,000 | $ 86,000 |
| Franklin County Georgia | 11 | $ 1,365,000 | $ 124,000 | $ 77,000 |
| Haywood County North Carolina | 11 | $ 1,545,000 | $ 140,000 | $ 102,000 |
| Lee County South Carolina | 11 | $ 945,000 | $ 85,000 | $ 58,000 |
| Goochland County Virginia | 11 | $ 4,015,000 | $ 365,000 | $ 316,000 |
| Liberty County Georgia | 10 | $ 1,280,000 | $ 128,000 | $ 47,000 |
| Orange County North Carolina | 10 | $ 2,010,000 | $ 201,000 | $ 239,000 |
| Cherokee County South Carolina | 10 | $ 1,080,000 | $ 108,000 | $ 82,000 |
| Morgan County Alabama | 9 | $ 595,000 | $ 66,000 | $ 60,000 |
| Duval County Florida | 9 | $ 605,000 | $ 67,000 | $ 77,000 |
| Marion County Florida | 9 | $ 785,000 | $ 87,000 | $ 68,000 |
| Brantley County Georgia | 9 | $ 925,000 | $ 102,000 | $ 53,000 |
| Guilford County North Carolina | 9 | $ 1,645,000 | $ 182,000 | $ 169,000 |
| Hanover County Virginia | 9 | $ 2,265,000 | $ 251,000 | $ 213,000 |
| Clay County Florida | 8 | $ 610,000 | $ 76,000 | $ 44,000 |
| DeKalb County Georgia | 8 | $ 1,840,000 | $ 230,000 | $ 217,000 |
| Glynn County Georgia | 8 | $ 1,700,000 | $ 212,000 | $ 116,000 |
| Pierce County Georgia | 8 | $ 690,000 | $ 86,000 | $ 47,000 |
| Bladen County North Carolina | 8 | $ 540,000 | $ 67,000 | $ 55,000 |
| Clay County North Carolina | 8 | $ 670,000 | $ 83,000 | $ 61,000 |
| Jackson County North Carolina | 8 | $ 2,100,000 | $ 262,000 | $ 158,000 |
| Johnston County North Carolina | 8 | $ 1,540,000 | $ 192,000 | $ 70,000 |
| Transylvania County North Carolina | 8 | $ 2,850,000 | $ 356,000 | $ 214,000 |
| Barnwell County South Carolina | 8 | $ 540,000 | $ 67,000 | $ 46,000 |
| St. Clair County Alabama | 7 | $ 415,000 | $ 59,000 | $ 93,000 |
| Alachua County Florida | 7 | $ 655,000 | $ 93,000 | $ 35,000 |
| Columbia County Florida | 7 | $ 615,000 | $ 87,000 | $ 66,000 |
| Appling County Georgia | 7 | $ 465,000 | $ 66,000 | $ 55,000 |
| Bulloch County Georgia | 7 | $ 755,000 | $ 107,000 | $ 72,000 |
| Camden County Georgia | 7 | $ 695,000 | $ 99,000 | $ 57,000 |
| Elbert County Georgia | 7 | $ 825,000 | $ 117,000 | $ 44,000 |
| Lamar County Mississippi | 7 | $ 435,000 | $ 62,000 | $ 65,000 |
| Forsyth County North Carolina | 7 | $ 1,485,000 | $ 212,000 | $ 125,000 |
| Henderson County North Carolina | 7 | $ 1,585,000 | $ 226,000 | $ 229,000 |
| Watauga County North Carolina | 7 | $ 1,755,000 | $ 250,000 | $ 287,000 |
| Marlboro County South Carolina | 7 | $ 485,000 | $ 69,000 | $ 66,000 |
| Madison County Alabama | 6 | $ 490,000 | $ 81,000 | $ 56,000 |
| Talladega County Alabama | 6 | $ 450,000 | $ 75,000 | $ 63,000 |
| Baker County Florida | 6 | $ 540,000 | $ 90,000 | $ 60,000 |
| Oglethorpe County Georgia | 6 | $ 950,000 | $ 158,000 | $ 80,000 |
| Wayne County Georgia | 6 | $ 310,000 | $ 51,000 | $ 25,000 |
| Duplin County North Carolina | 6 | $ 420,000 | $ 70,000 | $ 42,000 |
| Macon County North Carolina | 6 | $ 2,300,000 | $ 383,000 | $ 414,000 |
| Rutherford County North Carolina | 6 | $ 1,690,000 | $ 281,000 | $ 199,000 |
| Clay County Alabama | 5 | $ 345,000 | $ 69,000 | $ 67,000 |
| Elmore County Alabama | 5 | $ 335,000 | $ 67,000 | $ 47,000 |
| Lee County Alabama | 5 | $ 365,000 | $ 73,000 | $ 51,000 |
| Shelby County Alabama | 5 | $ 625,000 | $ 125,000 | $ 85,000 |
| Hillsborough County Florida | 5 | $ 255,000 | $ 51,000 | $ 52,000 |
| Suwannee County Florida | 5 | $ 605,000 | $ 121,000 | $ 65,000 |
| Union County Florida | 5 | $ 425,000 | $ 85,000 | $ 56,000 |
| Charlton County Georgia | 5 | $ 455,000 | $ 91,000 | $ 61,000 |
| Cobb County Georgia | 5 | $ 28,885,000 | $ 5,777,000 | $ 178,000 |
| Forsyth County Georgia | 5 | $ 545,000 | $ 109,000 | $ 135,000 |
| Meriwether County Georgia | 5 | $ 385,000 | $ 77,000 | $ 82,000 |
| Alamance County North Carolina | 5 | $ 745,000 | $ 149,000 | $ 135,000 |
| Cleveland County North Carolina | 5 | $ 445,000 | $ 89,000 | $ 53,000 |
| Moore County North Carolina | 5 | $ 725,000 | $ 145,000 | $ 80,000 |
| Jefferson County Alabama | 4 | $ 180,000 | $ 45,000 | $ 55,000 |
| Marshall County Alabama | 4 | $ 250,000 | $ 62,000 | $ 51,000 |
| Mobile County Alabama | 4 | $ 390,000 | $ 97,000 | $ 63,000 |
| Bradford County Florida | 4 | $ 280,000 | $ 70,000 | $ 42,000 |
| Putnam County Florida | 4 | $ 330,000 | $ 82,000 | $ 42,000 |
| Bartow County Georgia | 4 | $ 680,000 | $ 170,000 | $ 189,000 |
| Coffee County Georgia | 4 | $ 280,000 | $ 70,000 | $ 48,000 |
| Walton County Georgia | 4 | $ 670,000 | $ 167,000 | $ 72,000 |
| Ware County Georgia | 4 | $ 280,000 | $ 70,000 | $ 25,000 |
| Forrest County Mississippi | 4 | $ 220,000 | $ 55,000 | $ 59,000 |
| Cherokee County North Carolina | 4 | $ 750,000 | $ 187,000 | $ 63,000 |
| Polk County North Carolina | 4 | $ 780,000 | $ 195,000 | $ 157,000 |
| Stanly County North Carolina | 4 | $ 1,370,000 | $ 342,000 | $ 105,000 |
| Wayne County North Carolina | 4 | $ 230,000 | $ 57,000 | $ 81,000 |
| Cherokee County Alabama | 3 | $ 135,000 | $ 45,000 | $ 47,000 |
| Montgomery County Alabama | 3 | $ 235,000 | $ 78,000 | $ 70,000 |
| Russell County Alabama | 3 | $ 275,000 | $ 91,000 | $ 50,000 |
| Flagler County Florida | 3 | $ 215,000 | $ 71,000 | $ 61,000 |
| Gilchrist County Florida | 3 | $ 255,000 | $ 85,000 | $ 75,000 |
| Leon County Florida | 3 | $ 375,000 | $ 125,000 | $ 56,000 |
| St. Johns County Florida | 3 | $ 245,000 | $ 81,000 | $ 53,000 |
| Sumter County Florida | 3 | $ 295,000 | $ 98,000 | $ 102,000 |
| Volusia County Florida | 3 | $ 245,000 | $ 81,000 | $ 95,000 |
| Carroll County Georgia | 3 | $ 305,000 | $ 101,000 | $ 69,000 |
| Greene County Georgia | 3 | $ 1,665,000 | $ 555,000 | $ 1,539,000 |
| Jones County Mississippi | 3 | $ 135,000 | $ 45,000 | $ 38,000 |
| Perry County Mississippi | 3 | $ 175,000 | $ 58,000 | $ 33,000 |
| Tate County Mississippi | 3 | $ 225,000 | $ 75,000 | $ 48,000 |
| Avery County North Carolina | 3 | $ 1,075,000 | $ 358,000 | $ 269,000 |
| Craven County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 47,000 |
| Cumberland County North Carolina | 3 | $ 255,000 | $ 85,000 | $ 47,000 |
| Franklin County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 71,000 |
| Harnett County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 103,000 |
| McDowell County North Carolina | 3 | $ 835,000 | $ 278,000 | $ 150,000 |
| Pitt County North Carolina | 3 | $ 1,095,000 | $ 365,000 | $ 202,000 |
| Randolph County North Carolina | 3 | $ 2,385,000 | $ 795,000 | $ 60,000 |
| Wilson County North Carolina | 3 | $ 295,000 | $ 98,000 | $ 74,000 |
| Yadkin County North Carolina | 3 | $ 305,000 | $ 101,000 | $ 39,000 |
| Baldwin County Alabama | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| Cleburne County Alabama | 2 | $ 160,000 | $ 80,000 | $ 55,000 |
| Franklin County Alabama | 2 | $ 90,000 | $ 45,000 | $ 76,000 |
| Houston County Alabama | 2 | $ 230,000 | $ 115,000 | $ 115,000 |
| Lauderdale County Alabama | 2 | $ 120,000 | $ 60,000 | $ 33,000 |
| Lawrence County Alabama | 2 | $ 80,000 | $ 40,000 | $ 98,000 |
| Marion County Alabama | 2 | $ 120,000 | $ 60,000 | $ 56,000 |
| Walker County Alabama | 2 | $ 70,000 | $ 35,000 | $ 54,000 |
| Bay County Florida | 2 | $ 210,000 | $ 105,000 | $ 197,000 |
| Citrus County Florida | 2 | $ 240,000 | $ 120,000 | $ 76,000 |
| Hamilton County Florida | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Levy County Florida | 2 | $ 110,000 | $ 55,000 | $ 52,000 |
| Orange County Florida | 2 | $ 90,000 | $ 45,000 | $ 72,000 |
| Polk County Florida | 2 | $ 100,000 | $ 50,000 | $ 40,000 |
| Ben Hill County Georgia | 2 | $ 110,000 | $ 55,000 | $ 29,000 |
| Chattooga County Georgia | 2 | $ 170,000 | $ 85,000 | $ 84,000 |
| Houston County Georgia | 2 | $ 70,000 | $ 35,000 | $ 179,000 |
| Jeff Davis County Georgia | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Lowndes County Georgia | 2 | $ 430,000 | $ 215,000 | $ 181,000 |
| Lumpkin County Georgia | 2 | $ 80,000 | $ 40,000 | $ 63,000 |
| McIntosh County Georgia | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| Morgan County Georgia | 2 | $ 230,000 | $ 115,000 | $ 81,000 |
| Pickens County Georgia | 2 | $ 430,000 | $ 215,000 | $ 106,000 |
| Toombs County Georgia | 2 | $ 150,000 | $ 75,000 | $ 34,000 |
| Warren County Georgia | 2 | $ 140,000 | $ 70,000 | $ 61,000 |
| Wheeler County Georgia | 2 | $ 50,000 | $ 25,000 | $ 54,000 |
| Covington County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 59,000 |
| Jackson County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 57,000 |
| Lowndes County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Marshall County Mississippi | 2 | $ 190,000 | $ 95,000 | $ 56,000 |
| Pearl River County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 66,000 |
| Alleghany County North Carolina | 2 | $ 1,430,000 | $ 715,000 | $ 377,000 |
| Beaufort County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 87,000 |
| Caldwell County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Chatham County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 38,000 |
| Chowan County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 40,000 |
| Granville County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 77,000 |
| Lee County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 70,000 |
| Madison County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 145,000 |
| Montgomery County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 68,000 |
| Nash County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 104,000 |
| Northampton County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 409,000 |
| Pamlico County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Richmond County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Sampson County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| Wilkes County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Louisa County Virginia | 2 | $ 470,000 | $ 235,000 | $ 126,000 |
| Powhatan County Virginia | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| Washington County Virginia | 2 | $ 370,000 | $ 185,000 | $ 109,000 |
| Autauga County Alabama | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Bibb County Alabama | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Blount County Alabama | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Chilton County Alabama | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Clarke County Alabama | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Coosa County Alabama | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Crenshaw County Alabama | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Cullman County Alabama | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Dallas County Alabama | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| DeKalb County Alabama | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Henry County Alabama | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Jackson County Alabama | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Limestone County Alabama | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Macon County Alabama | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Marengo County Alabama | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Pickens County Alabama | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Randolph County Alabama | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Tuscaloosa County Alabama | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Dixie County Florida | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Gadsden County Florida | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Gulf County Florida | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Hendry County Florida | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Highlands County Florida | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Madison County Florida | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Monroe County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Okeechobee County Florida | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Osceola County Florida | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Pasco County Florida | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Sarasota County Florida | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Taylor County Florida | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Washington County Florida | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Atkinson County Georgia | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Bacon County Georgia | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Baldwin County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Berrien County Georgia | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Bibb County Georgia | 1 | $ 45,000 | $ 45,000 | $ 143,000 |
| Calhoun County Georgia | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Clay County Georgia | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Clinch County Georgia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Coweta County Georgia | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Douglas County Georgia | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Early County Georgia | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Emanuel County Georgia | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Fayette County Georgia | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Heard County Georgia | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Jefferson County Georgia | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Jenkins County Georgia | 1 | $ 55,000 | $ 55,000 | $ 179,000 |
| Lanier County Georgia | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Laurens County Georgia | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Marion County Georgia | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Mitchell County Georgia | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Muscogee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Newton County Georgia | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Peach County Georgia | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Putnam County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Screven County Georgia | 1 | $ 115,000 | $ 115,000 | $ 139,000 |
| Stewart County Georgia | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Talbot County Georgia | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Telfair County Georgia | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Tift County Georgia | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Treutlen County Georgia | 1 | $ 75,000 | $ 75,000 | $ 156,000 |
| Upson County Georgia | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Washington County Georgia | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Webster County Georgia | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Wilkes County Georgia | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Amite County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Attala County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| George County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Harrison County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Jasper County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Lafayette County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Lee County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Marion County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Simpson County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Smith County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Tishomingo County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Wayne County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Mercer County New Jersey | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Lewis County New York | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Suffolk County New York | 1 | $ 505,000 | $ 505,000 | $ 1,270,000 |
| Alexander County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 1,596,000 |
| Anson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Burke County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 172,000 |
| Davidson County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Davie County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Halifax County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Mitchell County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Person County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Stokes County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Surry County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 519,000 |
| Swain County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Vance County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Yancey County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 306,000 |
| Juniata County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Franklin County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Knox County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Lewis County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Lincoln County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Albemarle County Virginia | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Botetourt County Virginia | 1 | $ 125,000 | $ 125,000 | $ 237,000 |
| Carroll County Virginia | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Fauquier County Virginia | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
| Franklin County Virginia | 1 | $ 245,000 | $ 245,000 | $ 305,000 |
| Fredericksburg County Virginia | 1 | $ 315,000 | $ 315,000 | $ 85,000 |
| Halifax County Virginia | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| King George County Virginia | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Middlesex County Virginia | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Nelson County Virginia | 1 | $ 115,000 | $ 115,000 | $ 211,000 |
| New Kent County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Nottoway County Virginia | 1 | $ 35,000 | $ 35,000 | $ 15,000 |
| Prince William County Virginia | 1 | $ 125,000 | $ 125,000 | $ 376,000 |
| Roanoke County Virginia | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Rockbridge County Virginia | 1 | $ 345,000 | $ 345,000 | $ 64,000 |
| Spotsylvania County Virginia | 1 | $ 535,000 | $ 535,000 | $ 402,000 |
| Virginia Beach County Virginia | 1 | $ 155,000 | $ 155,000 | $ 234,000 |
| King County Washington | 1 | $ 35,000 | $ 35,000 | $ 0 |
Mortgage Loan Application Detail Totals for South State Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,585 | $2,072,365,000 | $273,000 | $55,215,000 | $127,000 | $7,434,000 |
| Refinancing | 1,769 | $496,415,000 | $280,000 | $47,005,000 | $168,000 | $3,088,000 |
| Home Improvement | 1,453 | $156,175,000 | $107,000 | $2,695,000 | $144,000 | $3,137,000 |
| Other Purpose | 1,292 | $146,200,000 | $113,000 | $1,805,000 | $142,000 | $2,068,000 |
| Cash-out Refinancing | 1,131 | $280,925,000 | $248,000 | $2,125,000 | $132,000 | $1,959,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,098 | $2,241,480,000 | $221,000 | $18,005,000 | $139,000 | $7,434,000 |
| Not Provided | 1,401 | $391,915,000 | $279,000 | $3,005,000 | $174,000 | $2,386,000 |
| Black or African American | 1,068 | $134,290,000 | $125,000 | $2,275,000 | $66,000 | $873,000 |
| Hispanic | 286 | $52,180,000 | $182,000 | $1,405,000 | $105,000 | $1,755,000 |
| Asian | 136 | $31,020,000 | $228,000 | $1,035,000 | $146,000 | $1,322,000 |
| Not applicable | 126 | $277,810,000 | $2,204,000 | $55,215,000 | $0 | $0 |
| American Indian or Alaskan Native | 74 | $9,650,000 | $130,000 | $655,000 | $76,000 | $311,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $300,000 | $150,000 | $185,000 | $139,000 | $175,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,520 | $2,994,570,000 | $239,000 | $55,215,000 | $139,000 | $7,434,000 |
| VA-guaranteed (Veterans Administration) | 339 | $90,495,000 | $266,000 | $755,000 | $95,000 | $511,000 |
| FHA-insured (Federal Housing Administration) | 303 | $55,965,000 | $184,000 | $435,000 | $66,000 | $323,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $11,050,000 | $162,000 | $485,000 | $57,000 | $293,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,107 | $2,193,395,000 | $270,000 | $55,215,000 | $152,000 | $7,434,000 |
| Application Denied By Financial Institution | 2,636 | $336,250,000 | $127,000 | $3,005,000 | $66,000 | $3,137,000 |
| Application Withdrawn By Applicant | 1,830 | $519,740,000 | $284,000 | $18,005,000 | $158,000 | $3,196,000 |
| Application Approved But Not Accepted | 514 | $63,630,000 | $123,000 | $1,215,000 | $92,000 | $1,256,000 |
| File Closed For Incompleteness | 143 | $39,065,000 | $273,000 | $1,505,000 | $141,000 | $849,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,594 | $2,815,830,000 | $265,000 | $55,215,000 | $150,000 | $7,434,000 |
| Credit History | 1,206 | $112,450,000 | $93,000 | $755,000 | $66,000 | $1,080,000 |
| Debt-To-Income Ratio | 839 | $121,955,000 | $145,000 | $3,005,000 | $54,000 | $600,000 |
| Collateral | 165 | $29,525,000 | $178,000 | $2,275,000 | $142,000 | $1,913,000 |
| Employment History | 144 | $12,180,000 | $84,000 | $405,000 | $41,000 | $132,000 |
| Credit Application Incomplete | 117 | $26,715,000 | $228,000 | $2,005,000 | $173,000 | $3,137,000 |
| Other | 101 | $20,535,000 | $203,000 | $1,095,000 | $65,000 | $187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $8,910,000 | $247,000 | $855,000 | $118,000 | $347,000 |
| Unverifiable Information | 28 | $3,980,000 | $142,000 | $945,000 | $64,000 | $168,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South State Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.