South State Bank
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for South State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address South State Bank
520 Gervais Street
Columbia, SC 29201
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 13,230
Total Mortgage Loan Application Amount $3,152,080,000
Average Mortgage Loan Application Amount $204,200
Highest Mortgage Loan Application Amount $55,215,000
Average Applicant Income $142,600
Highest Applicant Income $7,434,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for South State Bank by Metropolitan Area in 2019

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 1,953 $ 288,925,000 $ 110,700 $ 75,900
CHARLESTON-NORTH CHARLESTON, SC 1,791 $ 542,705,000 $ 303,000 $ 167,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1,756 $ 506,550,000 $ 268,000 $ 166,000
GREENVILLE-ANDERSON-MAULDIN, SC 1,434 $ 337,670,000 $ 235,000 $ 140,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 1,155 $ 214,785,000 $ 212,500 $ 121,500
AUGUSTA-RICHMOND COUNTY, GA-SC 1,074 $ 232,290,000 $ 205,000 $ 121,500
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 823 $ 271,755,000 $ 330,000 $ 150,000
COLUMBIA, SC 605 $ 116,505,000 $ 192,000 $ 143,000
SAVANNAH, GA 344 $ 102,660,000 $ 298,000 $ 198,000
FLORENCE, SC 259 $ 26,595,000 $ 102,000 $ 80,000
WILMINGTON, NC 169 $ 106,105,000 $ 627,000 $ 189,000
SPARTANBURG, SC 157 $ 31,145,000 $ 198,000 $ 114,000
RICHMOND, VA 128 $ 29,470,000 $ 230,000 $ 192,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 122 $ 51,100,000 $ 418,000 $ 125,000
RALEIGH, NC 122 $ 30,930,000 $ 253,000 $ 216,000
ATHENS-CLARKE COUNTY, GA 91 $ 20,585,000 $ 226,000 $ 145,000
SUMTER, SC 65 $ 6,445,000 $ 99,000 $ 69,000
GAINESVILLE, GA 54 $ 8,840,000 $ 163,000 $ 100,000
JACKSONVILLE, FL 42 $ 3,670,000 $ 87,000 $ 69,000
ASHEVILLE, NC 41 $ 6,115,000 $ 149,000 $ 118,000
DURHAM-CHAPEL HILL, NC 32 $ 7,940,000 $ 248,000 $ 205,000
BIRMINGHAM-HOOVER, AL 19 $ 1,575,000 $ 82,000 $ 81,000
BRUNSWICK, GA 19 $ 2,765,000 $ 145,000 $ 78,000
JACKSONVILLE, NC 18 $ 3,160,000 $ 175,000 $ 154,000
HICKORY-LENOIR-MORGANTON, NC 17 $ 23,205,000 $ 1,365,000 $ 232,000
HATTIESBURG, MS 16 $ 990,000 $ 61,000 $ 57,000
ORLANDO-KISSIMMEE-SANFORD, FL 15 $ 1,005,000 $ 67,000 $ 57,000
WINSTON-SALEM, NC 13 $ 2,055,000 $ 158,000 $ 94,000
ANNISTON-OXFORD-JACKSONVILLE, AL 12 $ 760,000 $ 63,000 $ 85,000
GAINESVILLE, FL 12 $ 1,020,000 $ 85,000 $ 47,000
GREENSBORO-HIGH POINT, NC 12 $ 4,030,000 $ 335,000 $ 149,000
DECATUR, AL 11 $ 675,000 $ 61,000 $ 67,000
HINESVILLE, GA 10 $ 1,280,000 $ 128,000 $ 47,000
MONTGOMERY, AL 9 $ 675,000 $ 75,000 $ 60,000
OCALA, FL 9 $ 785,000 $ 87,000 $ 68,000
COLUMBUS, GA-AL 7 $ 745,000 $ 104,000 $ 71,500
HUNTSVILLE, AL 7 $ 555,000 $ 79,000 $ 63,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 6 $ 460,000 $ 76,000 $ 75,000
FAYETTEVILLE, NC 6 $ 640,000 $ 106,000 $ 75,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 6 $ 320,000 $ 53,000 $ 51,000
AUBURN-OPELIKA, AL 5 $ 365,000 $ 73,000 $ 51,000
BURLINGTON, NC 5 $ 745,000 $ 149,000 $ 135,000
MEMPHIS, TN-MS-AR 5 $ 415,000 $ 83,000 $ 51,000
NEW BERN, NC 5 $ 625,000 $ 125,000 $ 40,000
GOLDSBORO, NC 4 $ 230,000 $ 57,000 $ 81,000
MOBILE, AL 4 $ 390,000 $ 97,000 $ 63,000
TALLAHASSEE, FL 4 $ 410,000 $ 102,000 $ 47,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 4 $ 1,400,000 $ 350,000 $ 247,000
DOTHAN, AL 3 $ 305,000 $ 101,000 $ 87,000
GREENVILLE, NC 3 $ 1,095,000 $ 365,000 $ 202,000
GULFPORT-BILOXI-PASCAGOULA, MS 3 $ 195,000 $ 65,000 $ 52,000
ROANOKE, VA 3 $ 525,000 $ 175,000 $ 218,000
THE VILLAGES, FL 3 $ 295,000 $ 98,000 $ 102,000
VALDOSTA, GA 3 $ 485,000 $ 161,000 $ 128,000
WARNER ROBINS, GA 3 $ 235,000 $ 78,000 $ 129,000
CHARLOTTESVILLE, VA 2 $ 190,000 $ 95,000 $ 129,000
DAPHNE-FAIRHOPE-FOLEY, AL 2 $ 150,000 $ 75,000 $ 49,000
FLORENCE-MUSCLE SHOALS, AL 2 $ 120,000 $ 60,000 $ 33,000
HOMOSASSA SPRINGS, FL 2 $ 240,000 $ 120,000 $ 76,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 2 $ 370,000 $ 185,000 $ 109,000
LAKELAND-WINTER HAVEN, FL 2 $ 100,000 $ 50,000 $ 40,000
PANAMA CITY, FL 2 $ 210,000 $ 105,000 $ 197,000
ROCKY MOUNT, NC 2 $ 230,000 $ 115,000 $ 104,000
TUSCALOOSA, AL 2 $ 160,000 $ 80,000 $ 40,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 85,000 $ 85,000 $ 37,000
JACKSON, MS 1 $ 95,000 $ 95,000 $ 39,000
KNOXVILLE, TN 1 $ 85,000 $ 85,000 $ 40,000
MACON-BIBB COUNTY, GA 1 $ 45,000 $ 45,000 $ 143,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 1 $ 505,000 $ 505,000 $ 1,270,000
NORTH PORT-SARASOTA-BRADENTON, FL 1 $ 275,000 $ 275,000 $ 48,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 35,000 $ 35,000 $ 0
SEBRING, FL 1 $ 35,000 $ 35,000 $ 36,000
TRENTON, NJ 1 $ 975,000 $ 975,000 $ 0
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 155,000 $ 155,000 $ 234,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for South State Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,585 $2,072,365,000 $273,000 $55,215,000 $127,000 $7,434,000
Refinancing 1,769 $496,415,000 $280,000 $47,005,000 $168,000 $3,088,000
Home Improvement 1,453 $156,175,000 $107,000 $2,695,000 $144,000 $3,137,000
Other Purpose 1,292 $146,200,000 $113,000 $1,805,000 $142,000 $2,068,000
Cash-out Refinancing 1,131 $280,925,000 $248,000 $2,125,000 $132,000 $1,959,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,098 $2,241,480,000 $221,000 $18,005,000 $139,000 $7,434,000
Not Provided 1,401 $391,915,000 $279,000 $3,005,000 $174,000 $2,386,000
Black or African American 1,068 $134,290,000 $125,000 $2,275,000 $66,000 $873,000
Hispanic 286 $52,180,000 $182,000 $1,405,000 $105,000 $1,755,000
Asian 136 $31,020,000 $228,000 $1,035,000 $146,000 $1,322,000
Not applicable 126 $277,810,000 $2,204,000 $55,215,000 $0 $0
American Indian or Alaskan Native 74 $9,650,000 $130,000 $655,000 $76,000 $311,000
Native Hawaiian or Other Pacific Islander 2 $300,000 $150,000 $185,000 $139,000 $175,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,520 $2,994,570,000 $239,000 $55,215,000 $139,000 $7,434,000
VA-guaranteed (Veterans Administration) 339 $90,495,000 $266,000 $755,000 $95,000 $511,000
FHA-insured (Federal Housing Administration) 303 $55,965,000 $184,000 $435,000 $66,000 $323,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 68 $11,050,000 $162,000 $485,000 $57,000 $293,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,107 $2,193,395,000 $270,000 $55,215,000 $152,000 $7,434,000
Application Denied By Financial Institution 2,636 $336,250,000 $127,000 $3,005,000 $66,000 $3,137,000
Application Withdrawn By Applicant 1,830 $519,740,000 $284,000 $18,005,000 $158,000 $3,196,000
Application Approved But Not Accepted 514 $63,630,000 $123,000 $1,215,000 $92,000 $1,256,000
File Closed For Incompleteness 143 $39,065,000 $273,000 $1,505,000 $141,000 $849,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,594 $2,815,830,000 $265,000 $55,215,000 $150,000 $7,434,000
Credit History 1,206 $112,450,000 $93,000 $755,000 $66,000 $1,080,000
Debt-To-Income Ratio 839 $121,955,000 $145,000 $3,005,000 $54,000 $600,000
Collateral 165 $29,525,000 $178,000 $2,275,000 $142,000 $1,913,000
Employment History 144 $12,180,000 $84,000 $405,000 $41,000 $132,000
Credit Application Incomplete 117 $26,715,000 $228,000 $2,005,000 $173,000 $3,137,000
Other 101 $20,535,000 $203,000 $1,095,000 $65,000 $187,000
Insufficient Cash (Downpayment, Closing Cost) 36 $8,910,000 $247,000 $855,000 $118,000 $347,000
Unverifiable Information 28 $3,980,000 $142,000 $945,000 $64,000 $168,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.

Download the South Carolina Lender List