Secured Funding Mortgage Lending & HMDA Data, 2003
In 2003, Secured Funding of Costa Mesa, CA reported 4,658 mortgage applications totaling $329.6 million. The average application was for $70,768, and applicants reported an average income of $82,391. 33% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Los Angeles-Long Beach, CA (431), Riverside-San Bernardino, CA (348) and Phoenix-Mesa, AZ (319) (applications in parentheses).
| Mortgage Company & Address | Secured Funding 2955 Redhill Ave Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,658 |
| Total Mortgage Loan Application Amount | $329,642,000 |
| Average Mortgage Loan Application Amount | $70,768 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $82,391 |
| Highest Applicant Income | $2,059,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Secured Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 431 | $ 40,667,000 | $ 94,354 | $ 103,000 |
| Maricopa, Arizona | 299 | $ 14,128,000 | $ 47,250 | $ 80,000 |
| Orange, California | 245 | $ 28,129,000 | $ 114,812 | $ 109,000 |
| Riverside, California | 196 | $ 14,301,000 | $ 72,964 | $ 95,000 |
| Clark, Nevada | 185 | $ 11,522,000 | $ 62,281 | $ 82,000 |
| San Bernardino, California | 152 | $ 10,768,000 | $ 70,842 | $ 70,000 |
| San Diego, California | 124 | $ 9,867,000 | $ 79,572 | $ 89,000 |
| King, Washington | 86 | $ 6,610,000 | $ 76,860 | $ 98,000 |
| Sacramento, California | 77 | $ 5,325,000 | $ 69,155 | $ 82,000 |
| Santa Clara, California | 77 | $ 7,352,000 | $ 95,480 | $ 106,000 |
| Pima, Arizona | 76 | $ 4,172,000 | $ 54,894 | $ 70,000 |
| Prince George's, Maryland | 73 | $ 4,044,000 | $ 55,397 | $ 76,000 |
| Baltimore, Maryland | 59 | $ 3,062,000 | $ 51,898 | $ 54,000 |
| Contra Costa, California | 58 | $ 4,580,000 | $ 78,965 | $ 98,000 |
| Alameda, California | 56 | $ 5,950,000 | $ 106,250 | $ 108,000 |
| Miami-Dade, Florida | 51 | $ 5,665,000 | $ 111,078 | $ 101,000 |
| El Paso, Colorado | 50 | $ 2,312,000 | $ 46,240 | $ 70,000 |
| Pierce, Washington | 48 | $ 3,131,000 | $ 65,229 | $ 84,000 |
| Montgomery, Maryland | 47 | $ 4,055,000 | $ 86,276 | $ 85,000 |
| San Joaquin, California | 46 | $ 4,265,000 | $ 92,717 | $ 75,000 |
| Arapahoe, Colorado | 46 | $ 2,193,000 | $ 47,673 | $ 79,000 |
| Stanislaus, California | 45 | $ 3,137,000 | $ 69,711 | $ 70,000 |
| Fresno, California | 42 | $ 3,170,000 | $ 75,476 | $ 63,000 |
| Jefferson, Colorado | 40 | $ 1,815,000 | $ 45,375 | $ 87,000 |
| Broward, Florida | 40 | $ 2,495,000 | $ 62,375 | $ 93,000 |
| Snohomish, Washington | 40 | $ 2,952,000 | $ 73,800 | $ 94,000 |
| Multnomah, Oregon | 37 | $ 1,999,000 | $ 54,027 | $ 62,000 |
| Anne Arundel, Maryland | 36 | $ 2,174,000 | $ 60,388 | $ 79,000 |
| Kern, California | 33 | $ 1,738,000 | $ 52,666 | $ 64,000 |
| Solano, California | 33 | $ 2,555,000 | $ 77,424 | $ 88,000 |
| Ventura, California | 32 | $ 2,724,000 | $ 85,125 | $ 119,000 |
| San Mateo, California | 31 | $ 4,714,000 | $ 152,064 | $ 120,000 |
| Adams, Colorado | 30 | $ 1,157,000 | $ 38,566 | $ 57,000 |
| Milwaukee, Wisconsin | 30 | $ 1,524,000 | $ 50,800 | $ 60,000 |
| Washoe, Nevada | 28 | $ 1,368,000 | $ 48,857 | $ 67,000 |
| Clackamas, Oregon | 28 | $ 1,286,000 | $ 45,928 | $ 99,000 |
| Clark, Washington | 28 | $ 1,653,000 | $ 59,035 | $ 59,000 |
| Baltimore City, Maryland | 27 | $ 1,348,000 | $ 49,925 | $ 59,000 |
| Harford, Maryland | 24 | $ 1,382,000 | $ 57,583 | $ 72,000 |
| Yavapai, Arizona | 23 | $ 1,240,000 | $ 53,913 | $ 68,000 |
| Charles, Maryland | 23 | $ 1,204,000 | $ 52,347 | $ 77,000 |
| Tulare, California | 22 | $ 1,130,000 | $ 51,363 | $ 59,000 |
| Palm Beach, Florida | 22 | $ 935,000 | $ 42,500 | $ 126,000 |
| Tulsa, Oklahoma | 22 | $ 1,329,000 | $ 60,409 | $ 64,000 |
| Washington, Oregon | 22 | $ 1,109,000 | $ 50,409 | $ 80,000 |
| Denver, Colorado | 21 | $ 1,313,000 | $ 62,523 | $ 80,000 |
| Pinal, Arizona | 20 | $ 999,000 | $ 49,950 | $ 58,000 |
| Sonoma, California | 20 | $ 1,635,000 | $ 81,750 | $ 93,000 |
| Oklahoma, Oklahoma | 20 | $ 1,012,000 | $ 50,600 | $ 71,000 |
| Monterey, California | 19 | $ 1,259,000 | $ 66,263 | $ 106,000 |
| Salt Lake, Utah | 19 | $ 1,300,000 | $ 68,421 | $ 79,000 |
| Hillsborough, Florida | 18 | $ 807,000 | $ 44,833 | $ 65,000 |
| Lane, Oregon | 18 | $ 668,000 | $ 37,111 | $ 58,000 |
| Mohave, Arizona | 17 | $ 645,000 | $ 37,941 | $ 58,000 |
| Douglas, Colorado | 17 | $ 733,000 | $ 43,117 | $ 79,000 |
| Larimer, Colorado | 17 | $ 1,049,000 | $ 61,705 | $ 65,000 |
| Duval, Florida | 17 | $ 798,000 | $ 46,941 | $ 107,000 |
| Orange, Florida | 17 | $ 1,121,000 | $ 65,941 | $ 68,000 |
| San Francisco, California | 16 | $ 1,576,000 | $ 98,500 | $ 153,000 |
| Wayne, Michigan | 16 | $ 750,000 | $ 46,875 | $ 87,000 |
| Dane, Wisconsin | 16 | $ 1,419,000 | $ 88,687 | $ 87,000 |
| Shasta, California | 15 | $ 782,000 | $ 52,133 | $ 70,000 |
| Frederick, Maryland | 15 | $ 794,000 | $ 52,933 | $ 66,000 |
| Carroll, Maryland | 14 | $ 911,000 | $ 65,071 | $ 78,000 |
| Oakland, Michigan | 14 | $ 1,218,000 | $ 87,000 | $ 125,000 |
| Merced, California | 13 | $ 1,087,000 | $ 83,615 | $ 54,000 |
| Boulder, Colorado | 13 | $ 549,000 | $ 42,230 | $ 74,000 |
| Howard, Maryland | 13 | $ 1,046,000 | $ 80,461 | $ 91,000 |
| Marion, Oregon | 13 | $ 679,000 | $ 52,230 | $ 61,000 |
| Placer, California | 12 | $ 1,252,000 | $ 104,333 | $ 308,000 |
| Spokane, Washington | 12 | $ 870,000 | $ 72,500 | $ 50,000 |
| Whatcom, Washington | 12 | $ 820,000 | $ 68,333 | $ 101,000 |
| Humboldt, California | 11 | $ 789,000 | $ 71,727 | $ 64,000 |
| Nye, Nevada | 11 | $ 952,000 | $ 86,545 | $ 53,000 |
| Jackson, Oregon | 11 | $ 901,000 | $ 81,909 | $ 74,000 |
| Yakima, Washington | 11 | $ 651,000 | $ 59,181 | $ 58,000 |
| Mesa, Colorado | 10 | $ 246,000 | $ 24,600 | $ 63,000 |
| Pinellas, Florida | 10 | $ 697,000 | $ 69,700 | $ 73,000 |
| Washington, Maryland | 10 | $ 601,000 | $ 60,100 | $ 65,000 |
| Linn, Oregon | 10 | $ 300,000 | $ 30,000 | $ 55,000 |
| Thurston, Washington | 10 | $ 803,000 | $ 80,300 | $ 50,000 |
| El Dorado, California | 9 | $ 825,000 | $ 91,666 | $ 103,000 |
| Marin, California | 9 | $ 3,077,000 | $ 341,888 | $ 223,000 |
| Lee, Florida | 9 | $ 338,000 | $ 37,555 | $ 77,000 |
| Cecil, Maryland | 9 | $ 617,000 | $ 68,555 | $ 76,000 |
| Macomb, Michigan | 9 | $ 882,000 | $ 98,000 | $ 131,000 |
| St. Louis, Missouri | 9 | $ 713,000 | $ 79,222 | $ 49,000 |
| Bernalillo, New Mexico | 9 | $ 353,000 | $ 39,222 | $ 69,000 |
| Deschutes, Oregon | 9 | $ 705,000 | $ 78,333 | $ 73,000 |
| Davis, Utah | 9 | $ 487,000 | $ 54,111 | $ 72,000 |
| Cochise, Arizona | 8 | $ 263,000 | $ 32,875 | $ 63,000 |
| Yuma, Arizona | 8 | $ 254,000 | $ 31,750 | $ 55,000 |
| Butte, California | 8 | $ 518,000 | $ 64,750 | $ 103,000 |
| Madera, California | 8 | $ 585,000 | $ 73,125 | $ 84,000 |
| Sutter, California | 8 | $ 389,000 | $ 48,625 | $ 62,000 |
| Pueblo, Colorado | 8 | $ 276,000 | $ 34,500 | $ 47,000 |
| Utah, Utah | 8 | $ 479,000 | $ 59,875 | $ 99,000 |
| Santa Barbara, California | 7 | $ 717,000 | $ 102,428 | $ 95,000 |
| Santa Cruz, California | 7 | $ 568,000 | $ 81,142 | $ 112,000 |
| Hartford, Connecticut | 7 | $ 437,000 | $ 62,428 | $ 75,000 |
| Brevard, Florida | 7 | $ 506,000 | $ 72,285 | $ 126,000 |
| Escambia, Florida | 7 | $ 216,000 | $ 30,857 | $ 55,000 |
| Flagler, Florida | 7 | $ 726,000 | $ 103,714 | $ 67,000 |
| Leon, Florida | 7 | $ 681,000 | $ 97,285 | $ 64,000 |
| Manatee, Florida | 7 | $ 379,000 | $ 54,142 | $ 75,000 |
| Polk, Florida | 7 | $ 425,000 | $ 60,714 | $ 71,000 |
| Seminole, Florida | 7 | $ 492,000 | $ 70,285 | $ 83,000 |
| Volusia, Florida | 7 | $ 241,000 | $ 34,428 | $ 66,000 |
| Ada, Idaho | 7 | $ 195,000 | $ 27,857 | $ 47,000 |
| Calvert, Maryland | 7 | $ 197,000 | $ 28,142 | $ 96,000 |
| Wicomico, Maryland | 7 | $ 547,000 | $ 78,142 | $ 52,000 |
| Kitsap, Washington | 7 | $ 367,000 | $ 52,428 | $ 66,000 |
| Skagit, Washington | 7 | $ 460,000 | $ 65,714 | $ 61,000 |
| Coconino, Arizona | 6 | $ 553,000 | $ 92,166 | $ 117,000 |
| Lassen, California | 6 | $ 241,000 | $ 40,166 | $ 92,000 |
| Napa, California | 6 | $ 323,000 | $ 53,833 | $ 94,000 |
| Weld, Colorado | 6 | $ 254,000 | $ 42,333 | $ 70,000 |
| Marion, Florida | 6 | $ 249,000 | $ 41,500 | $ 45,000 |
| Pasco, Florida | 6 | $ 180,000 | $ 30,000 | $ 56,000 |
| Cobb, Georgia | 6 | $ 1,013,000 | $ 168,833 | $ 96,000 |
| Allegany, Maryland | 6 | $ 241,000 | $ 40,166 | $ 55,000 |
| St. Mary's, Maryland | 6 | $ 254,000 | $ 42,333 | $ 80,000 |
| Genesee, Michigan | 6 | $ 234,000 | $ 39,000 | $ 65,000 |
| Douglas, Nevada | 6 | $ 437,000 | $ 72,833 | $ 80,000 |
| Yamhill, Oregon | 6 | $ 271,000 | $ 45,166 | $ 81,000 |
| Weber, Utah | 6 | $ 443,000 | $ 73,833 | $ 61,000 |
| Grays Harbor, Washington | 6 | $ 349,000 | $ 58,166 | $ 73,000 |
| Brown, Wisconsin | 6 | $ 511,000 | $ 85,166 | $ 55,000 |
| Kenosha, Wisconsin | 6 | $ 323,000 | $ 53,833 | $ 83,000 |
| Racine, Wisconsin | 6 | $ 330,000 | $ 55,000 | $ 62,000 |
| Mobile, Alabama | 5 | $ 148,000 | $ 29,600 | $ 51,000 |
| Navajo, Arizona | 5 | $ 312,000 | $ 62,400 | $ 52,000 |
| Imperial, California | 5 | $ 317,000 | $ 63,400 | $ 80,000 |
| Nevada, California | 5 | $ 476,000 | $ 95,200 | $ 89,000 |
| St. Lucie, Florida | 5 | $ 281,000 | $ 56,200 | $ 85,000 |
| Queen Anne's, Maryland | 5 | $ 250,000 | $ 50,000 | $ 75,000 |
| Kent, Michigan | 5 | $ 139,000 | $ 27,800 | $ 54,000 |
| Jackson, Missouri | 5 | $ 319,000 | $ 63,800 | $ 65,000 |
| Columbia, Oregon | 5 | $ 196,000 | $ 39,200 | $ 76,000 |
| Douglas, Oregon | 5 | $ 179,000 | $ 35,800 | $ 69,000 |
| Malheur, Oregon | 5 | $ 260,000 | $ 52,000 | $ 59,000 |
| Waukesha, Wisconsin | 5 | $ 220,000 | $ 44,000 | $ 75,000 |
| Graham, Arizona | 4 | $ 238,000 | $ 59,500 | $ 51,000 |
| Kings, California | 4 | $ 259,000 | $ 64,750 | $ 80,000 |
| San Luis Obispo, California | 4 | $ 190,000 | $ 47,500 | $ 98,000 |
| Tehama, California | 4 | $ 153,000 | $ 38,250 | $ 55,000 |
| Yuba, California | 4 | $ 344,000 | $ 86,000 | $ 43,000 |
| Fairfield, Connecticut | 4 | $ 1,253,000 | $ 313,250 | $ 158,000 |
| Collier, Florida | 4 | $ 186,000 | $ 46,500 | $ 117,000 |
| Martin, Florida | 4 | $ 255,000 | $ 63,750 | $ 77,000 |
| Santa Rosa, Florida | 4 | $ 241,000 | $ 60,250 | $ 45,000 |
| Gwinnett, Georgia | 4 | $ 784,000 | $ 196,000 | $ 98,000 |
| Bonner, Idaho | 4 | $ 250,000 | $ 62,500 | $ 57,000 |
| Johnson, Kansas | 4 | $ 166,000 | $ 41,500 | $ 93,000 |
| Livingston, Michigan | 4 | $ 357,000 | $ 89,250 | $ 79,000 |
| Sarpy, Nebraska | 4 | $ 149,000 | $ 37,250 | $ 70,000 |
| Carson City, Nevada | 4 | $ 252,000 | $ 63,000 | $ 59,000 |
| Cleveland, Oklahoma | 4 | $ 151,000 | $ 37,750 | $ 62,000 |
| Josephine, Oregon | 4 | $ 111,000 | $ 27,750 | $ 57,000 |
| Lincoln, Oregon | 4 | $ 247,000 | $ 61,750 | $ 65,000 |
| Polk, Oregon | 4 | $ 205,000 | $ 51,250 | $ 68,000 |
| Cowlitz, Washington | 4 | $ 427,000 | $ 106,750 | $ 110,000 |
| Island, Washington | 4 | $ 173,000 | $ 43,250 | $ 74,000 |
| Marathon, Wisconsin | 4 | $ 139,000 | $ 34,750 | $ 47,000 |
| Jefferson, Alabama | 3 | $ 130,000 | $ 43,333 | $ 118,000 |
| Gila, Arizona | 3 | $ 107,000 | $ 35,666 | $ 63,000 |
| Tuolumne, California | 3 | $ 209,000 | $ 69,666 | $ 61,000 |
| Yolo, California | 3 | $ 321,000 | $ 107,000 | $ 74,000 |
| Morgan, Colorado | 3 | $ 307,000 | $ 102,333 | $ 63,000 |
| Bay, Florida | 3 | $ 126,000 | $ 42,000 | $ 122,000 |
| Charlotte, Florida | 3 | $ 198,000 | $ 66,000 | $ 57,000 |
| Lake, Florida | 3 | $ 93,000 | $ 31,000 | $ 75,000 |
| Okaloosa, Florida | 3 | $ 143,000 | $ 47,666 | $ 41,000 |
| Osceola, Florida | 3 | $ 97,000 | $ 32,333 | $ 96,000 |
| Canyon, Idaho | 3 | $ 125,000 | $ 41,666 | $ 68,000 |
| Worcester, Maryland | 3 | $ 189,000 | $ 63,000 | $ 66,000 |
| Washtenaw, Michigan | 3 | $ 368,000 | $ 122,666 | $ 70,000 |
| Douglas, Nebraska | 3 | $ 115,000 | $ 38,333 | $ 72,000 |
| Churchill, Nevada | 3 | $ 215,000 | $ 71,666 | $ 38,000 |
| Santa Fe, New Mexico | 3 | $ 185,000 | $ 61,666 | $ 138,000 |
| Cherokee, Oklahoma | 3 | $ 103,000 | $ 34,333 | $ 43,000 |
| Muskogee, Oklahoma | 3 | $ 122,000 | $ 40,666 | $ 72,000 |
| Klamath, Oregon | 3 | $ 366,000 | $ 122,000 | $ 70,000 |
| Umatilla, Oregon | 3 | $ 128,000 | $ 42,666 | $ 71,000 |
| Wasco, Oregon | 3 | $ 180,000 | $ 60,000 | $ 48,000 |
| Greenville, South Carolina | 3 | $ 225,000 | $ 75,000 | $ 96,000 |
| Chesapeake, Virginia | 3 | $ 359,000 | $ 119,666 | $ 61,000 |
| Virginia Beach, Virginia | 3 | $ 100,000 | $ 33,333 | $ 68,000 |
| Chelan, Washington | 3 | $ 110,000 | $ 36,666 | $ 90,000 |
| Columbia, Wisconsin | 3 | $ 208,000 | $ 69,333 | $ 48,000 |
| Iowa, Wisconsin | 3 | $ 89,000 | $ 29,666 | $ 54,000 |
| Jefferson, Wisconsin | 3 | $ 241,000 | $ 80,333 | $ 48,000 |
| Oconto, Wisconsin | 3 | $ 174,000 | $ 58,000 | $ 51,000 |
| Coffee, Alabama | 2 | $ 65,000 | $ 32,500 | $ 47,000 |
| Madison, Alabama | 2 | $ 113,000 | $ 56,500 | $ 56,000 |
| Montgomery, Alabama | 2 | $ 105,000 | $ 52,500 | $ 58,000 |
| Santa Cruz, Arizona | 2 | $ 58,000 | $ 29,000 | $ 45,000 |
| Amador, California | 2 | $ 90,000 | $ 45,000 | $ 49,000 |
| Glenn, California | 2 | $ 140,000 | $ 70,000 | $ 90,000 |
| Mariposa, California | 2 | $ 85,000 | $ 42,500 | $ 74,000 |
| Mono, California | 2 | $ 180,000 | $ 90,000 | $ 55,000 |
| San Benito, California | 2 | $ 149,000 | $ 74,500 | $ 132,000 |
| Fremont, Colorado | 2 | $ 50,000 | $ 25,000 | $ 47,000 |
| Grand, Colorado | 2 | $ 150,000 | $ 75,000 | $ 123,000 |
| La Plata, Colorado | 2 | $ 227,000 | $ 113,500 | $ 51,000 |
| Summit, Colorado | 2 | $ 320,000 | $ 160,000 | $ 259,000 |
| New Haven, Connecticut | 2 | $ 92,000 | $ 46,000 | $ 78,000 |
| District of Columbia, District Of Columbia | 2 | $ 360,000 | $ 180,000 | $ 58,000 |
| Citrus, Florida | 2 | $ 84,000 | $ 42,000 | $ 60,000 |
| Clay, Florida | 2 | $ 67,000 | $ 33,500 | $ 47,000 |
| Hernando, Florida | 2 | $ 264,000 | $ 132,000 | $ 73,000 |
| Monroe, Florida | 2 | $ 420,000 | $ 210,000 | $ 228,000 |
| Sarasota, Florida | 2 | $ 70,000 | $ 35,000 | $ 42,000 |
| Dougherty, Georgia | 2 | $ 222,000 | $ 111,000 | $ 96,000 |
| Cedar, Iowa | 2 | $ 249,000 | $ 124,500 | $ 74,000 |
| Linn, Iowa | 2 | $ 78,000 | $ 39,000 | $ 41,000 |
| Polk, Iowa | 2 | $ 82,000 | $ 41,000 | $ 91,000 |
| Sedgwick, Kansas | 2 | $ 103,000 | $ 51,500 | $ 87,000 |
| Shawnee, Kansas | 2 | $ 113,000 | $ 56,500 | $ 91,000 |
| Calloway, Kentucky | 2 | $ 65,000 | $ 32,500 | $ 92,000 |
| Caroline, Maryland | 2 | $ 96,000 | $ 48,000 | $ 54,000 |
| Garrett, Maryland | 2 | $ 69,000 | $ 34,500 | $ 30,000 |
| Somerset, Maryland | 2 | $ 82,000 | $ 41,000 | $ 48,000 |
| Calhoun, Michigan | 2 | $ 52,000 | $ 26,000 | $ 39,000 |
| Muskegon, Michigan | 2 | $ 195,000 | $ 97,500 | $ 102,000 |
| Van Buren, Michigan | 2 | $ 54,000 | $ 27,000 | $ 68,000 |
| Clay, Minnesota | 2 | $ 92,000 | $ 46,000 | $ 51,000 |
| Hennepin, Minnesota | 2 | $ 114,000 | $ 57,000 | $ 94,000 |
| Elko, Nevada | 2 | $ 60,000 | $ 30,000 | $ 78,000 |
| Lyon, Nevada | 2 | $ 310,000 | $ 155,000 | $ 71,000 |
| Dona Ana, New Mexico | 2 | $ 68,000 | $ 34,000 | $ 51,000 |
| Sandoval, New Mexico | 2 | $ 68,000 | $ 34,000 | $ 56,000 |
| Canadian, Oklahoma | 2 | $ 65,000 | $ 32,500 | $ 80,000 |
| Benton, Oregon | 2 | $ 76,000 | $ 38,000 | $ 112,000 |
| Union, Oregon | 2 | $ 74,000 | $ 37,000 | $ 53,000 |
| Beaufort, South Carolina | 2 | $ 260,000 | $ 130,000 | $ 83,000 |
| Tooele, Utah | 2 | $ 42,000 | $ 21,000 | $ 78,000 |
| Washington, Utah | 2 | $ 58,000 | $ 29,000 | $ 90,000 |
| Henrico, Virginia | 2 | $ 91,000 | $ 45,500 | $ 62,000 |
| Prince William, Virginia | 2 | $ 89,000 | $ 44,500 | $ 101,000 |
| Franklin, Washington | 2 | $ 105,000 | $ 52,500 | $ 158,000 |
| Lewis, Washington | 2 | $ 74,000 | $ 37,000 | $ 65,000 |
| Stevens, Washington | 2 | $ 255,000 | $ 127,500 | $ 56,000 |
| Adams, Wisconsin | 2 | $ 112,000 | $ 56,000 | $ 81,000 |
| Dodge, Wisconsin | 2 | $ 57,000 | $ 28,500 | $ 88,000 |
| La Crosse, Wisconsin | 2 | $ 64,000 | $ 32,000 | $ 48,000 |
| Oneida, Wisconsin | 2 | $ 391,000 | $ 195,500 | $ 112,000 |
| Outagamie, Wisconsin | 2 | $ 60,000 | $ 30,000 | $ 43,000 |
| Rock, Wisconsin | 2 | $ 95,000 | $ 47,500 | $ 71,000 |
| Sheboygan, Wisconsin | 2 | $ 65,000 | $ 32,500 | $ 41,000 |
| Winnebago, Wisconsin | 2 | $ 53,000 | $ 26,500 | $ 59,000 |
| Autauga, Alabama | 1 | $ 30,000 | $ 30,000 | $ 46,000 |
| Calhoun, Alabama | 1 | $ 28,000 | $ 28,000 | $ 48,000 |
| Etowah, Alabama | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Jackson, Alabama | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Lee, Alabama | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Marshall, Alabama | 1 | $ 26,000 | $ 26,000 | $ 57,000 |
| Monroe, Alabama | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Morgan, Alabama | 1 | $ 31,000 | $ 31,000 | $ 37,000 |
| Randolph, Alabama | 1 | $ 27,000 | $ 27,000 | $ 42,000 |
| Tuscaloosa, Alabama | 1 | $ 28,000 | $ 28,000 | $ 67,000 |
| Walker, Alabama | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Apache, Arizona | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Colusa, California | 1 | $ 119,000 | $ 119,000 | $ 67,000 |
| Inyo, California | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Lake, California | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Mendocino, California | 1 | $ 48,000 | $ 48,000 | $ 48,000 |
| Sierra, California | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Clear Creek, Colorado | 1 | $ 60,000 | $ 60,000 | $ 86,000 |
| Conejos, Colorado | 1 | $ 69,000 | $ 69,000 | $ 34,000 |
| Elbert, Colorado | 1 | $ 375,000 | $ 375,000 | $ 267,000 |
| Lincoln, Colorado | 1 | $ 20,000 | $ 20,000 | $ 102,000 |
| Montrose, Colorado | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Ouray, Colorado | 1 | $ 54,000 | $ 54,000 | $ 180,000 |
| Park, Colorado | 1 | $ 24,000 | $ 24,000 | $ 103,000 |
| Prowers, Colorado | 1 | $ 54,000 | $ 54,000 | $ 28,000 |
| Routt, Colorado | 1 | $ 100,000 | $ 100,000 | $ 184,000 |
| Sedgwick, Colorado | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Litchfield, Connecticut | 1 | $ 29,000 | $ 29,000 | $ 82,000 |
| New London, Connecticut | 1 | $ 54,000 | $ 54,000 | $ 153,000 |
| Windham, Connecticut | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Alachua, Florida | 1 | $ 28,000 | $ 28,000 | $ 53,000 |
| Bradford, Florida | 1 | $ 24,000 | $ 24,000 | $ 60,000 |
| Hardee, Florida | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Holmes, Florida | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Indian River, Florida | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Levy, Florida | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Okeechobee, Florida | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Putnam, Florida | 1 | $ 26,000 | $ 26,000 | $ 51,000 |
| Sumter, Florida | 1 | $ 153,000 | $ 153,000 | $ 65,000 |
| Union, Florida | 1 | $ 17,000 | $ 17,000 | $ 54,000 |
| Walton, Florida | 1 | $ 76,000 | $ 76,000 | $ 43,000 |
| Carroll, Georgia | 1 | $ 93,000 | $ 93,000 | $ 24,000 |
| Chatham, Georgia | 1 | $ 158,000 | $ 158,000 | $ 71,000 |
| Clayton, Georgia | 1 | $ 29,000 | $ 29,000 | $ 49,000 |
| Columbia, Georgia | 1 | $ 58,000 | $ 58,000 | $ 70,000 |
| DeKalb, Georgia | 1 | $ 32,000 | $ 32,000 | $ 165,000 |
| Effingham, Georgia | 1 | $ 39,000 | $ 39,000 | $ 94,000 |
| Murray, Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Muscogee, Georgia | 1 | $ 39,000 | $ 39,000 | $ 65,000 |
| Paulding, Georgia | 1 | $ 80,000 | $ 80,000 | $ 119,000 |
| Payette, Idaho | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Johnson, Indiana | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Cass, Iowa | 1 | $ 286,000 | $ 286,000 | $ 140,000 |
| Dallas, Iowa | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Des Moines, Iowa | 1 | $ 22,000 | $ 22,000 | $ 36,000 |
| Iowa, Iowa | 1 | $ 49,000 | $ 49,000 | $ 66,000 |
| Johnson, Iowa | 1 | $ 38,000 | $ 38,000 | $ 77,000 |
| Jones, Iowa | 1 | $ 61,000 | $ 61,000 | $ 54,000 |
| Muscatine, Iowa | 1 | $ 42,000 | $ 42,000 | $ 48,000 |
| Barton, Kansas | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Reno, Kansas | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Scott, Kansas | 1 | $ 41,000 | $ 41,000 | $ 88,000 |
| Sherman, Kansas | 1 | $ 26,000 | $ 26,000 | $ 55,000 |
| Wyandotte, Kansas | 1 | $ 32,000 | $ 32,000 | $ 86,000 |
| Allen, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Anderson, Kentucky | 1 | $ 42,000 | $ 42,000 | $ 82,000 |
| Boone, Kentucky | 1 | $ 232,000 | $ 232,000 | $ 161,000 |
| Breckinridge, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Fayette, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Jefferson, Kentucky | 1 | $ 70,000 | $ 70,000 | $ 108,000 |
| Letcher, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Mason, Kentucky | 1 | $ 21,000 | $ 21,000 | $ 28,000 |
| McCracken, Kentucky | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Rowan, Kentucky | 1 | $ 33,000 | $ 33,000 | $ 72,000 |
| Scott, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Simpson, Kentucky | 1 | $ 27,000 | $ 27,000 | $ 48,000 |
| Wayne, Kentucky | 1 | $ 74,000 | $ 74,000 | $ 39,000 |
| Dorchester, Maryland | 1 | $ 28,000 | $ 28,000 | $ 37,000 |
| Kent, Maryland | 1 | $ 62,000 | $ 62,000 | $ 33,000 |
| Talbot, Maryland | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Barnstable, Massachusetts | 1 | $ 99,000 | $ 99,000 | $ 179,000 |
| Bay, Michigan | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Clare, Michigan | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Clinton, Michigan | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Gratiot, Michigan | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Ingham, Michigan | 1 | $ 46,000 | $ 46,000 | $ 67,000 |
| Iron, Michigan | 1 | $ 21,000 | $ 21,000 | $ 23,000 |
| Jackson, Michigan | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Kalkaska, Michigan | 1 | $ 116,000 | $ 116,000 | $ 79,000 |
| Leelanau, Michigan | 1 | $ 34,000 | $ 34,000 | $ 110,000 |
| Menominee, Michigan | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Missaukee, Michigan | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Monroe, Michigan | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Ogemaw, Michigan | 1 | $ 29,000 | $ 29,000 | $ 41,000 |
| Ontonagon, Michigan | 1 | $ 30,000 | $ 30,000 | $ 37,000 |
| Ottawa, Michigan | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| Roscommon, Michigan | 1 | $ 16,000 | $ 16,000 | $ 20,000 |
| Sanilac, Michigan | 1 | $ 33,000 | $ 33,000 | $ 69,000 |
| St. Clair, Michigan | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Tuscola, Michigan | 1 | $ 12,000 | $ 12,000 | $ 36,000 |
| Anoka, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Becker, Minnesota | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
| Benton, Minnesota | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Crow Wing, Minnesota | 1 | $ 43,000 | $ 43,000 | $ 49,000 |
| Dakota, Minnesota | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Goodhue, Minnesota | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Kandiyohi, Minnesota | 1 | $ 280,000 | $ 280,000 | $ 73,000 |
| Ramsey, Minnesota | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Scott, Minnesota | 1 | $ 27,000 | $ 27,000 | $ 66,000 |
| Washington, Minnesota | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Jackson, Mississippi | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Boone, Missouri | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Buchanan, Missouri | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Christian, Missouri | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Clay, Missouri | 1 | $ 36,000 | $ 36,000 | $ 39,000 |
| Franklin, Missouri | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Greene, Missouri | 1 | $ 29,000 | $ 29,000 | $ 40,000 |
| Laclede, Missouri | 1 | $ 57,000 | $ 57,000 | $ 72,000 |
| St. Charles, Missouri | 1 | $ 34,000 | $ 34,000 | $ 80,000 |
| St. Louis City, Missouri | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Webster, Missouri | 1 | $ 63,000 | $ 63,000 | $ 80,000 |
| Gallatin, Montana | 1 | $ 171,000 | $ 171,000 | $ 78,000 |
| Dakota, Nebraska | 1 | $ 66,000 | $ 66,000 | $ 54,000 |
| Nemaha, Nebraska | 1 | $ 36,000 | $ 36,000 | $ 90,000 |
| Pierce, Nebraska | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Wayne, Nebraska | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Pershing, Nevada | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Storey, Nevada | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Hillsborough, New Hampshire | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Catron, New Mexico | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Eddy, New Mexico | 1 | $ 27,000 | $ 27,000 | $ 53,000 |
| Mora, New Mexico | 1 | $ 41,000 | $ 41,000 | $ 37,000 |
| Otero, New Mexico | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| San Juan, New Mexico | 1 | $ 21,000 | $ 21,000 | $ 42,000 |
| Sierra, New Mexico | 1 | $ 70,000 | $ 70,000 | $ 22,000 |
| Genesee, New York | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Lake, Ohio | 1 | $ 178,000 | $ 178,000 | $ 82,000 |
| Tuscarawas, Ohio | 1 | $ 27,000 | $ 27,000 | $ 88,000 |
| Caddo, Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 58,000 |
| Comanche, Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 88,000 |
| Creek, Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Grady, Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 65,000 |
| Lincoln, Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| McIntosh, Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Nowata, Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 14,000 |
| Pushmataha, Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 58,000 |
| Rogers, Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Sequoyah, Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Wagoner, Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 76,000 |
| Coos, Oregon | 1 | $ 75,000 | $ 75,000 | $ 240,000 |
| Crook, Oregon | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| Hood River, Oregon | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| Lancaster, Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 59,000 |
| Orangeburg, South Carolina | 1 | $ 32,000 | $ 32,000 | $ 111,000 |
| Pickens, South Carolina | 1 | $ 273,000 | $ 273,000 | $ 125,000 |
| Blount, Tennessee | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Cumberland, Tennessee | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Dickson, Tennessee | 1 | $ 77,000 | $ 77,000 | $ 57,000 |
| Hamilton, Tennessee | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Knox, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Montgomery, Tennessee | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Rutherford, Tennessee | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Sullivan, Tennessee | 1 | $ 53,000 | $ 53,000 | $ 39,000 |
| Sumner, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Williamson, Tennessee | 1 | $ 30,000 | $ 30,000 | $ 90,000 |
| Cache, Utah | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
| Amelia, Virginia | 1 | $ 38,000 | $ 38,000 | $ 69,000 |
| Augusta, Virginia | 1 | $ 47,000 | $ 47,000 | $ 85,000 |
| Bedford, Virginia | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Botetourt, Virginia | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Chesterfield, Virginia | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Fluvanna, Virginia | 1 | $ 46,000 | $ 46,000 | $ 47,000 |
| Franklin, Virginia | 1 | $ 84,000 | $ 84,000 | $ 122,000 |
| Greene, Virginia | 1 | $ 38,000 | $ 38,000 | $ 77,000 |
| Greensville, Virginia | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Lunenburg, Virginia | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Norfolk, Virginia | 1 | $ 250,000 | $ 250,000 | $ 154,000 |
| Northumberland, Virginia | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Powhatan, Virginia | 1 | $ 54,000 | $ 54,000 | $ 125,000 |
| Richmond City, Virginia | 1 | $ 80,000 | $ 80,000 | $ 76,000 |
| Roanoke City, Virginia | 1 | $ 47,000 | $ 47,000 | $ 53,000 |
| Shenandoah, Virginia | 1 | $ 36,000 | $ 36,000 | $ 71,000 |
| Spotsylvania, Virginia | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Stafford, Virginia | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Benton, Washington | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Clallam, Washington | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Lincoln, Washington | 1 | $ 36,000 | $ 36,000 | $ 61,000 |
| Pacific, Washington | 1 | $ 54,000 | $ 54,000 | $ 38,000 |
| Barron, Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 101,000 |
| Door, Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
| Eau Claire, Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Fond du Lac, Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Grant, Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Juneau, Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Lafayette, Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 32,000 |
| Manitowoc, Wisconsin | 1 | $ 27,000 | $ 27,000 | $ 57,000 |
| Ozaukee, Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Pepin, Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Sauk, Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 32,000 |
| St. Croix, Wisconsin | 1 | $ 41,000 | $ 41,000 | $ 43,000 |
| Walworth, Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 69,000 |
| Wood, Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 84,000 |
| Campbell, Wyoming | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Carbon, Wyoming | 1 | $ 108,000 | $ 108,000 | $ 68,000 |
| Lincoln, Wyoming | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Sheridan, Wyoming | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Secured Funding in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,792 | $243,743,000 | $66,777 | $1,100,000 | $73,361 | $776,000 |
| Home Purchase (one-to-four family) | 866 | $85,899,000 | $87,818 | $795,000 | $85,818 | $2,059,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,119 | $150,431,000 | $71,133 | $1,100,000 | $76,300 | $2,059,000 |
| Information not provided by applicant in mail or telephone application | 1,600 | $97,469,000 | $54,000 | $473,000 | $73,125 | $529,000 |
| Hispanic | 522 | $46,635,000 | $79,333 | $700,000 | $65,266 | $366,000 |
| Black | 203 | $15,867,000 | $72,466 | $390,000 | $80,866 | $411,000 |
| Asian or Pacific Islander | 178 | $16,968,000 | $82,133 | $545,000 | $82,200 | $282,000 |
| American Indian or Alaskan Native | 32 | $1,813,000 | $52,923 | $159,000 | $57,615 | $132,000 |
| Other | 4 | $459,000 | $90,500 | $288,000 | $153,500 | $553,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,658 | $329,642,000 | $68,805 | $1,100,000 | $74,388 | $2,059,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,974 | $128,707,000 | $67,857 | $1,100,000 | $79,285 | $776,000 |
| Loan Originated | 1,522 | $100,869,000 | $65,379 | $500,000 | $65,000 | $709,000 |
| Application Approved But Not Accepted | 610 | $49,764,000 | $78,875 | $473,000 | $70,041 | $553,000 |
| Application Withdrawn By Applicant | 461 | $42,838,000 | $76,260 | $795,000 | $81,391 | $529,000 |
| File Closed For Incompleteness | 91 | $7,464,000 | $118,545 | $500,000 | $117,000 | $2,059,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 100 | $6,793,000 | $49,153 | $690,000 | $72,153 | $322,000 |
| Debt-To-Income Ratio | 80 | $5,698,000 | $55,000 | $334,000 | $74,714 | $199,000 |
| Other | 66 | $4,364,000 | $62,857 | $400,000 | $82,357 | $429,000 |
| Collateral | 29 | $4,093,000 | $106,125 | $1,100,000 | $102,875 | $460,000 |
| Employment History | 13 | $600,000 | $46,428 | $144,000 | $62,857 | $125,000 |
| Unverifiable Information | 3 | $224,000 | $74,000 | $150,000 | $147,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $215,000 | $215,000 | $215,000 | $49,000 | $49,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Secured Funding's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Secured Funding's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About