Self-Help Credit Union
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Self-Help Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Self-Help Credit Union
301 W Main Street
Durham, NC 27701
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,160
Total Mortgage Loan Application Amount $239,100,000
Average Mortgage Loan Application Amount $252,000
Highest Mortgage Loan Application Amount $1,585,000
Average Applicant Income $40,000
Highest Applicant Income $188,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Self-Help Credit Union by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mecklenburg County North Carolina 126 $ 19,370,000 $ 153,000 $ 42,000
Bernalillo County New Mexico 86 $ 10,600,000 $ 123,000 $ 0
Wake County North Carolina 82 $ 14,720,000 $ 179,000 $ 49,000
Durham County North Carolina 57 $ 9,245,000 $ 162,000 $ 48,000
Forsyth County North Carolina 57 $ 5,725,000 $ 100,000 $ 36,000
Gaston County North Carolina 36 $ 3,820,000 $ 106,000 $ 41,000
Guilford County North Carolina 35 $ 5,305,000 $ 151,000 $ 38,000
Buncombe County North Carolina 28 $ 4,780,000 $ 170,000 $ 60,000
Cabarrus County North Carolina 28 $ 3,810,000 $ 136,000 $ 45,000
Johnston County North Carolina 23 $ 3,305,000 $ 143,000 $ 49,000
Henderson County North Carolina 22 $ 3,410,000 $ 155,000 $ 48,000
Greenville County South Carolina 22 $ 4,210,000 $ 191,000 $ 39,000
Pitt County North Carolina 17 $ 1,795,000 $ 105,000 $ 42,000
Charleston County South Carolina 17 $ 3,105,000 $ 182,000 $ 50,000
Fairfax County Virginia 17 $ 8,265,000 $ 486,000 $ 0
New Hanover County North Carolina 14 $ 1,810,000 $ 129,000 $ 51,000
Union County North Carolina 13 $ 2,645,000 $ 203,000 $ 55,000
Richland County South Carolina 13 $ 2,375,000 $ 182,000 $ 55,000
Orange County Florida 12 $ 2,800,000 $ 233,000 $ 65,000
Davidson County North Carolina 12 $ 1,630,000 $ 135,000 $ 43,000
Orange County North Carolina 11 $ 2,745,000 $ 249,000 $ 55,000
Wilson County North Carolina 11 $ 645,000 $ 58,000 $ 34,000
Cook County Illinois 10 $ 320,000 $ 32,000 $ 61,000
Randolph County North Carolina 10 $ 1,120,000 $ 112,000 $ 46,000
Los Angeles County California 9 $ 5,435,000 $ 603,000 $ 0
Santa Fe County New Mexico 9 $ 2,345,000 $ 260,000 $ 0
Franklin County North Carolina 9 $ 1,815,000 $ 201,000 $ 50,000
Granville County North Carolina 9 $ 1,425,000 $ 158,000 $ 50,000
Harnett County North Carolina 9 $ 975,000 $ 108,000 $ 43,000
Berkeley County South Carolina 9 $ 1,525,000 $ 169,000 $ 42,000
Craven County North Carolina 8 $ 1,380,000 $ 172,000 $ 0
Cumberland County North Carolina 8 $ 2,020,000 $ 252,000 $ 41,000
Sandoval County New Mexico 7 $ 985,000 $ 140,000 $ 0
Loudoun County Virginia 7 $ 3,895,000 $ 556,000 $ 0
Catawba County North Carolina 6 $ 1,200,000 $ 200,000 $ 66,000
Edgecombe County North Carolina 6 $ 470,000 $ 78,000 $ 17,000
Nash County North Carolina 6 $ 730,000 $ 121,000 $ 56,000
Rowan County North Carolina 6 $ 360,000 $ 60,000 $ 31,000
Denton County Texas 6 $ 3,450,000 $ 575,000 $ 0
Duval County Florida 5 $ 1,525,000 $ 305,000 $ 55,000
Lea County New Mexico 5 $ 795,000 $ 159,000 $ 0
Brunswick County North Carolina 5 $ 905,000 $ 181,000 $ 40,000
Iredell County North Carolina 5 $ 795,000 $ 159,000 $ 40,000
Transylvania County North Carolina 5 $ 525,000 $ 105,000 $ 61,000
Lexington County South Carolina 5 $ 855,000 $ 171,000 $ 50,000
Spartanburg County South Carolina 5 $ 735,000 $ 147,000 $ 29,000
Prince William County Virginia 5 $ 1,885,000 $ 377,000 $ 0
Maricopa County Arizona 4 $ 1,400,000 $ 350,000 $ 0
San Diego County California 4 $ 2,630,000 $ 657,000 $ 0
Lake County Florida 4 $ 650,000 $ 162,000 $ 49,000
Howard County Maryland 4 $ 2,080,000 $ 520,000 $ 0
Montgomery County Maryland 4 $ 2,260,000 $ 565,000 $ 0
Clark County Nevada 4 $ 1,460,000 $ 365,000 $ 0
Alamance County North Carolina 4 $ 440,000 $ 110,000 $ 38,000
Person County North Carolina 4 $ 410,000 $ 102,000 $ 55,000
Dorchester County South Carolina 4 $ 920,000 $ 230,000 $ 0
Horry County South Carolina 4 $ 780,000 $ 195,000 $ 0
York County South Carolina 4 $ 590,000 $ 147,000 $ 0
Alameda County California 3 $ 1,805,000 $ 601,000 $ 0
Monterey County California 3 $ 1,685,000 $ 561,000 $ 0
Ventura County California 3 $ 1,755,000 $ 585,000 $ 0
Miami-Dade County Florida 3 $ 1,135,000 $ 378,000 $ 0
Volusia County Florida 3 $ 485,000 $ 161,000 $ 58,000
Chatham County North Carolina 3 $ 375,000 $ 125,000 $ 37,000
Cleveland County North Carolina 3 $ 365,000 $ 121,000 $ 25,000
Wayne County North Carolina 3 $ 275,000 $ 91,000 $ 28,000
Lancaster County South Carolina 3 $ 1,055,000 $ 351,000 $ 45,000
Comal County Texas 3 $ 765,000 $ 255,000 $ 0
Orange County California 2 $ 1,960,000 $ 980,000 $ 0
Placer County California 2 $ 1,100,000 $ 550,000 $ 0
Riverside County California 2 $ 750,000 $ 375,000 $ 0
Sonoma County California 2 $ 900,000 $ 450,000 $ 0
Broomfield County Colorado 2 $ 1,000,000 $ 500,000 $ 0
District of Columbia County District Of Columbia 2 $ 810,000 $ 405,000 $ 0
Hillsborough County Florida 2 $ 930,000 $ 465,000 $ 0
Palm Beach County Florida 2 $ 1,150,000 $ 575,000 $ 0
Fulton County Georgia 2 $ 1,200,000 $ 600,000 $ 0
Hall County Georgia 2 $ 820,000 $ 410,000 $ 0
Ada County Idaho 2 $ 960,000 $ 480,000 $ 0
Washoe County Nevada 2 $ 1,860,000 $ 930,000 $ 0
Bertie County North Carolina 2 $ 90,000 $ 45,000 $ 38,000
Caldwell County North Carolina 2 $ 570,000 $ 285,000 $ 0
Carteret County North Carolina 2 $ 390,000 $ 195,000 $ 0
Duplin County North Carolina 2 $ 240,000 $ 120,000 $ 40,000
Lenoir County North Carolina 2 $ 80,000 $ 40,000 $ 60,000
Moore County North Carolina 2 $ 1,110,000 $ 555,000 $ 0
Rutherford County North Carolina 2 $ 130,000 $ 65,000 $ 24,000
Stokes County North Carolina 2 $ 370,000 $ 185,000 $ 57,000
Warren County Ohio 2 $ 610,000 $ 305,000 $ 0
Lancaster County Pennsylvania 2 $ 480,000 $ 240,000 $ 0
Anderson County South Carolina 2 $ 440,000 $ 220,000 $ 45,000
Barnwell County South Carolina 2 $ 30,000 $ 15,000 $ 48,000
Chester County South Carolina 2 $ 270,000 $ 135,000 $ 0
Georgetown County South Carolina 2 $ 880,000 $ 440,000 $ 0
Pickens County South Carolina 2 $ 740,000 $ 370,000 $ 40,000
Montgomery County Texas 2 $ 730,000 $ 365,000 $ 0
Tarrant County Texas 2 $ 1,320,000 $ 660,000 $ 0
Travis County Texas 2 $ 930,000 $ 465,000 $ 0
Alexandria County Virginia 2 $ 650,000 $ 325,000 $ 0
Arlington County Virginia 2 $ 830,000 $ 415,000 $ 0
Chesterfield County Virginia 2 $ 710,000 $ 355,000 $ 0
Greensville County Virginia 2 $ 150,000 $ 75,000 $ 0
King County Washington 2 $ 830,000 $ 415,000 $ 0
Snohomish County Washington 2 $ 1,350,000 $ 675,000 $ 0
Blount County Alabama 1 $ 165,000 $ 165,000 $ 0
Jefferson County Alabama 1 $ 385,000 $ 385,000 $ 0
Winston County Alabama 1 $ 295,000 $ 295,000 $ 0
La Paz County Arizona 1 $ 435,000 $ 435,000 $ 0
Contra Costa County California 1 $ 585,000 $ 585,000 $ 0
Santa Barbara County California 1 $ 775,000 $ 775,000 $ 0
Tulare County California 1 $ 435,000 $ 435,000 $ 0
Yolo County California 1 $ 545,000 $ 545,000 $ 0
Clear Creek County Colorado 1 $ 295,000 $ 295,000 $ 0
El Paso County Colorado 1 $ 455,000 $ 455,000 $ 0
Jefferson County Colorado 1 $ 705,000 $ 705,000 $ 0
La Plata County Colorado 1 $ 255,000 $ 255,000 $ 0
Fairfield County Connecticut 1 $ 405,000 $ 405,000 $ 0
Sussex County Delaware 1 $ 845,000 $ 845,000 $ 0
Bay County Florida 1 $ 225,000 $ 225,000 $ 0
Broward County Florida 1 $ 865,000 $ 865,000 $ 0
Collier County Florida 1 $ 155,000 $ 155,000 $ 0
Indian River County Florida 1 $ 465,000 $ 465,000 $ 0
Nassau County Florida 1 $ 315,000 $ 315,000 $ 132,000
Okaloosa County Florida 1 $ 685,000 $ 685,000 $ 0
Pasco County Florida 1 $ 235,000 $ 235,000 $ 0
Sumter County Florida 1 $ 265,000 $ 265,000 $ 0
Cherokee County Georgia 1 $ 215,000 $ 215,000 $ 0
Cobb County Georgia 1 $ 235,000 $ 235,000 $ 0
Columbia County Georgia 1 $ 175,000 $ 175,000 $ 0
Fayette County Georgia 1 $ 185,000 $ 185,000 $ 0
Franklin County Georgia 1 $ 75,000 $ 75,000 $ 0
McDuffie County Georgia 1 $ 305,000 $ 305,000 $ 0
Rabun County Georgia 1 $ 155,000 $ 155,000 $ 0
Wilcox County Georgia 1 $ 485,000 $ 485,000 $ 0
Morgan County Indiana 1 $ 225,000 $ 225,000 $ 0
Sedgwick County Kansas 1 $ 355,000 $ 355,000 $ 0
East Baton Rouge County Louisiana 1 $ 145,000 $ 145,000 $ 0
Anne Arundel County Maryland 1 $ 475,000 $ 475,000 $ 0
Baltimore County Maryland 1 $ 495,000 $ 495,000 $ 0
Calvert County Maryland 1 $ 345,000 $ 345,000 $ 0
Frederick County Maryland 1 $ 385,000 $ 385,000 $ 0
Harford County Maryland 1 $ 515,000 $ 515,000 $ 0
Prince George's County Maryland 1 $ 355,000 $ 355,000 $ 0
Essex County Massachusetts 1 $ 455,000 $ 455,000 $ 0
Worcester County Massachusetts 1 $ 645,000 $ 645,000 $ 0
Oakland County Michigan 1 $ 255,000 $ 255,000 $ 0
Dakota County Minnesota 1 $ 1,175,000 $ 1,175,000 $ 0
Wright County Minnesota 1 $ 215,000 $ 215,000 $ 0
St. Louis County Missouri 1 $ 165,000 $ 165,000 $ 0
Douglas County Nebraska 1 $ 475,000 $ 475,000 $ 0
Strafford County New Hampshire 1 $ 385,000 $ 385,000 $ 0
Mercer County New Jersey 1 $ 655,000 $ 655,000 $ 0
Middlesex County New Jersey 1 $ 215,000 $ 215,000 $ 0
Albany County New York 1 $ 225,000 $ 225,000 $ 0
Kings County New York 1 $ 575,000 $ 575,000 $ 0
Queens County New York 1 $ 395,000 $ 395,000 $ 0
Suffolk County New York 1 $ 1,035,000 $ 1,035,000 $ 0
Beaufort County North Carolina 1 $ 265,000 $ 265,000 $ 0
Burke County North Carolina 1 $ 95,000 $ 95,000 $ 34,000
Chowan County North Carolina 1 $ 45,000 $ 45,000 $ 0
Greene County North Carolina 1 $ 15,000 $ 15,000 $ 90,000
Halifax County North Carolina 1 $ 75,000 $ 75,000 $ 32,000
Haywood County North Carolina 1 $ 185,000 $ 185,000 $ 0
Lee County North Carolina 1 $ 95,000 $ 95,000 $ 38,000
Lincoln County North Carolina 1 $ 115,000 $ 115,000 $ 42,000
McDowell County North Carolina 1 $ 35,000 $ 35,000 $ 51,000
Montgomery County North Carolina 1 $ 75,000 $ 75,000 $ 71,000
Pasquotank County North Carolina 1 $ 65,000 $ 65,000 $ 0
Robeson County North Carolina 1 $ 65,000 $ 65,000 $ 94,000
Rockingham County North Carolina 1 $ 135,000 $ 135,000 $ 66,000
Sampson County North Carolina 1 $ 115,000 $ 115,000 $ 44,000
Surry County North Carolina 1 $ 115,000 $ 115,000 $ 55,000
Vance County North Carolina 1 $ 55,000 $ 55,000 $ 26,000
Yancey County North Carolina 1 $ 105,000 $ 105,000 $ 0
Butler County Ohio 1 $ 245,000 $ 245,000 $ 0
Summit County Ohio 1 $ 605,000 $ 605,000 $ 0
Multnomah County Oregon 1 $ 265,000 $ 265,000 $ 0
Washington County Oregon 1 $ 385,000 $ 385,000 $ 0
Chester County Pennsylvania 1 $ 675,000 $ 675,000 $ 0
Lackawanna County Pennsylvania 1 $ 215,000 $ 215,000 $ 0
Aiken County South Carolina 1 $ 305,000 $ 305,000 $ 0
Beaufort County South Carolina 1 $ 715,000 $ 715,000 $ 0
Laurens County South Carolina 1 $ 145,000 $ 145,000 $ 0
Codington County South Dakota 1 $ 215,000 $ 215,000 $ 0
Bradley County Tennessee 1 $ 315,000 $ 315,000 $ 0
Shelby County Tennessee 1 $ 795,000 $ 795,000 $ 0
Collin County Texas 1 $ 575,000 $ 575,000 $ 0
Fort Bend County Texas 1 $ 515,000 $ 515,000 $ 0
Harris County Texas 1 $ 475,000 $ 475,000 $ 0
McLennan County Texas 1 $ 475,000 $ 475,000 $ 0
Salt Lake County Utah 1 $ 265,000 $ 265,000 $ 0
Utah County Utah 1 $ 215,000 $ 215,000 $ 0
Albemarle County Virginia 1 $ 475,000 $ 475,000 $ 0
Bedford County Virginia 1 $ 225,000 $ 225,000 $ 0
Campbell County Virginia 1 $ 165,000 $ 165,000 $ 0
Goochland County Virginia 1 $ 515,000 $ 515,000 $ 0
Hanover County Virginia 1 $ 425,000 $ 425,000 $ 0
Mecklenburg County Virginia 1 $ 65,000 $ 65,000 $ 0
Middlesex County Virginia 1 $ 155,000 $ 155,000 $ 0
Pittsylvania County Virginia 1 $ 45,000 $ 45,000 $ 0
Rockbridge County Virginia 1 $ 405,000 $ 405,000 $ 0
Spotsylvania County Virginia 1 $ 555,000 $ 555,000 $ 0
Suffolk County Virginia 1 $ 345,000 $ 345,000 $ 0
Winchester County Virginia 1 $ 515,000 $ 515,000 $ 0
Milwaukee County Wisconsin 1 $ 95,000 $ 95,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Self-Help Credit Union in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 987 $183,005,000 $185,000 $1,335,000 $46,000 $188,000
Refinancing 70 $18,340,000 $262,000 $1,145,000 $49,000 $78,000
Cash-out Refinancing 58 $27,960,000 $482,000 $885,000 $0 $0
Home Improvement 34 $9,090,000 $267,000 $1,585,000 $53,000 $96,000
Other Purpose 11 $705,000 $64,000 $105,000 $52,000 $126,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 590 $175,670,000 $297,000 $1,585,000 $71,000 $71,000
Hispanic 393 $52,085,000 $132,000 $315,000 $46,000 $188,000
Black or African American 113 $6,635,000 $58,000 $295,000 $45,000 $177,000
White 44 $2,570,000 $58,000 $315,000 $52,000 $132,000
Not Provided 12 $1,720,000 $143,000 $215,000 $37,000 $57,000
Asian 8 $420,000 $52,000 $165,000 $36,000 $45,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,160 $239,100,000 $206,000 $1,585,000 $46,000 $188,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 586 $174,030,000 $296,000 $1,585,000 $0 $0
Loan Originated 434 $50,330,000 $115,000 $1,335,000 $46,000 $177,000
Application Denied By Financial Institution 88 $8,230,000 $93,000 $315,000 $47,000 $188,000
Application Withdrawn By Applicant 37 $4,815,000 $130,000 $225,000 $45,000 $78,000
Application Approved But Not Accepted 15 $1,695,000 $113,000 $255,000 $38,000 $59,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,072 $230,870,000 $215,000 $1,585,000 $46,000 $177,000
Collateral 33 $4,055,000 $122,000 $255,000 $44,000 $75,000
Unverifiable Information 21 $2,175,000 $103,000 $315,000 $48,000 $188,000
Debt-To-Income Ratio 13 $1,225,000 $94,000 $275,000 $49,000 $124,000
Credit History 10 $480,000 $48,000 $125,000 $48,000 $78,000
Other 9 $135,000 $15,000 $15,000 $58,000 $108,000
Insufficient Cash (Downpayment, Closing Cost) 1 $145,000 $145,000 $145,000 $33,000 $33,000
Credit Application Incomplete 1 $15,000 $15,000 $15,000 $48,000 $48,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List