Self-Help Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Self-Help Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Self-Help Federal Credit Union 301 W Main Street Durham, NC 27701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,535 |
| Total Mortgage Loan Application Amount | $382,406,000 |
| Average Mortgage Loan Application Amount | $418,666 |
| Highest Mortgage Loan Application Amount | $1,670,000 |
| Average Applicant Income | $15,666 |
| Highest Applicant Income | $198,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Self-Help Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Self-Help Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Self-Help Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Self-Help Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Self-Help Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Self-Help Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 377 | $ 51,240,000 | $ 135,000 | $ 47,000 |
| Fresno County California | 76 | $ 6,804,000 | $ 89,000 | $ 16,000 |
| Kern County California | 54 | $ 7,097,000 | $ 131,000 | $ 40,000 |
| Kane County Illinois | 50 | $ 5,954,000 | $ 119,000 | $ 47,000 |
| Guilford County North Carolina | 47 | $ 4,012,000 | $ 85,000 | $ 0 |
| Mecklenburg County North Carolina | 42 | $ 5,102,000 | $ 121,000 | $ 0 |
| Los Angeles County California | 40 | $ 22,390,000 | $ 559,000 | $ 2,000 |
| Sacramento County California | 34 | $ 6,598,000 | $ 194,000 | $ 56,000 |
| Lake County Illinois | 34 | $ 4,301,000 | $ 126,000 | $ 49,000 |
| Tulare County California | 27 | $ 3,110,000 | $ 115,000 | $ 35,000 |
| Fairfax County Virginia | 27 | $ 18,059,000 | $ 668,000 | $ 0 |
| San Bernardino County California | 26 | $ 7,262,000 | $ 279,000 | $ 34,000 |
| DuPage County Illinois | 26 | $ 5,425,000 | $ 208,000 | $ 42,000 |
| Contra Costa County California | 25 | $ 9,516,000 | $ 380,000 | $ 44,000 |
| San Joaquin County California | 25 | $ 5,800,000 | $ 232,000 | $ 60,000 |
| Alameda County California | 21 | $ 10,377,000 | $ 494,000 | $ 29,000 |
| Will County Illinois | 19 | $ 2,345,000 | $ 123,000 | $ 51,000 |
| Forsyth County North Carolina | 19 | $ 1,747,000 | $ 91,000 | $ 0 |
| Merced County California | 18 | $ 3,445,000 | $ 191,000 | $ 60,000 |
| Riverside County California | 18 | $ 6,637,000 | $ 368,000 | $ 23,000 |
| Santa Barbara County California | 16 | $ 11,881,000 | $ 742,000 | $ 4,000 |
| Solano County California | 15 | $ 4,931,000 | $ 328,000 | $ 60,000 |
| Wake County North Carolina | 15 | $ 3,480,000 | $ 232,000 | $ 0 |
| Stanislaus County California | 14 | $ 3,416,000 | $ 244,000 | $ 76,000 |
| McHenry County Illinois | 14 | $ 2,188,000 | $ 156,000 | $ 49,000 |
| Kendall County Illinois | 11 | $ 1,628,000 | $ 148,000 | $ 71,000 |
| Kings County California | 10 | $ 1,324,000 | $ 132,000 | $ 39,000 |
| Madera County California | 10 | $ 1,971,000 | $ 197,000 | $ 43,000 |
| Orange County California | 10 | $ 5,678,000 | $ 567,000 | $ 9,000 |
| District of Columbia County District Of Columbia | 10 | $ 5,694,000 | $ 569,000 | $ 0 |
| Orange County Florida | 10 | $ 1,947,000 | $ 194,000 | $ 33,000 |
| Montgomery County Maryland | 10 | $ 7,678,000 | $ 767,000 | $ 0 |
| Durham County North Carolina | 9 | $ 1,026,000 | $ 114,000 | $ 0 |
| Pitt County North Carolina | 9 | $ 603,000 | $ 67,000 | $ 0 |
| Arlington County Virginia | 9 | $ 5,563,000 | $ 618,000 | $ 0 |
| San Diego County California | 8 | $ 3,325,000 | $ 415,000 | $ 0 |
| Craven County North Carolina | 8 | $ 663,000 | $ 82,000 | $ 0 |
| Alamance County North Carolina | 7 | $ 454,000 | $ 64,000 | $ 0 |
| Gaston County North Carolina | 7 | $ 422,000 | $ 60,000 | $ 0 |
| Union County North Carolina | 7 | $ 712,000 | $ 101,000 | $ 0 |
| Maricopa County Arizona | 6 | $ 3,067,000 | $ 511,000 | $ 0 |
| Ventura County California | 6 | $ 4,164,000 | $ 694,000 | $ 0 |
| Cumberland County North Carolina | 6 | $ 448,000 | $ 74,000 | $ 0 |
| Davidson County North Carolina | 6 | $ 390,000 | $ 65,000 | $ 0 |
| Harris County Texas | 6 | $ 2,972,000 | $ 495,000 | $ 0 |
| Alexandria County Virginia | 6 | $ 3,519,000 | $ 586,000 | $ 0 |
| Miami-Dade County Florida | 5 | $ 3,449,000 | $ 689,000 | $ 0 |
| Rockingham County North Carolina | 5 | $ 339,000 | $ 67,000 | $ 0 |
| Santa Clara County California | 4 | $ 2,614,000 | $ 653,000 | $ 0 |
| Sonoma County California | 4 | $ 2,258,000 | $ 564,000 | $ 0 |
| Middlesex County Massachusetts | 4 | $ 3,088,000 | $ 772,000 | $ 0 |
| Kings County New York | 4 | $ 2,560,000 | $ 640,000 | $ 0 |
| Suffolk County New York | 4 | $ 3,097,000 | $ 774,000 | $ 0 |
| Cabarrus County North Carolina | 4 | $ 387,000 | $ 96,000 | $ 0 |
| Catawba County North Carolina | 4 | $ 766,000 | $ 191,000 | $ 0 |
| Iredell County North Carolina | 4 | $ 314,000 | $ 78,000 | $ 0 |
| Lenoir County North Carolina | 4 | $ 261,000 | $ 65,000 | $ 0 |
| Randolph County North Carolina | 4 | $ 342,000 | $ 85,000 | $ 0 |
| Delaware County Pennsylvania | 4 | $ 2,920,000 | $ 730,000 | $ 0 |
| Dallas County Texas | 4 | $ 2,988,000 | $ 747,000 | $ 0 |
| Loudoun County Virginia | 4 | $ 1,932,000 | $ 483,000 | $ 0 |
| King County Washington | 4 | $ 2,279,000 | $ 569,000 | $ 0 |
| Butte County California | 3 | $ 487,000 | $ 162,000 | $ 12,000 |
| San Francisco County California | 3 | $ 1,673,000 | $ 557,000 | $ 0 |
| Sutter County California | 3 | $ 566,000 | $ 188,000 | $ 59,000 |
| Escambia County Florida | 3 | $ 139,000 | $ 46,000 | $ 0 |
| Volusia County Florida | 3 | $ 1,689,000 | $ 563,000 | $ 17,000 |
| Fulton County Georgia | 3 | $ 1,847,000 | $ 615,000 | $ 0 |
| DeKalb County Illinois | 3 | $ 359,000 | $ 119,000 | $ 40,000 |
| Anne Arundel County Maryland | 3 | $ 1,954,000 | $ 651,000 | $ 0 |
| Westchester County New York | 3 | $ 2,301,000 | $ 767,000 | $ 0 |
| Brunswick County North Carolina | 3 | $ 628,000 | $ 209,000 | $ 0 |
| Johnston County North Carolina | 3 | $ 171,000 | $ 57,000 | $ 0 |
| Orange County North Carolina | 3 | $ 284,000 | $ 94,000 | $ 0 |
| Chester County Pennsylvania | 3 | $ 1,364,000 | $ 454,000 | $ 0 |
| Charleston County South Carolina | 3 | $ 1,463,000 | $ 487,000 | $ 0 |
| Snohomish County Washington | 3 | $ 1,784,000 | $ 594,000 | $ 0 |
| Colusa County California | 2 | $ 343,000 | $ 171,000 | $ 54,000 |
| Lassen County California | 2 | $ 299,000 | $ 149,000 | $ 0 |
| Marin County California | 2 | $ 1,380,000 | $ 690,000 | $ 0 |
| Monterey County California | 2 | $ 621,000 | $ 310,000 | $ 0 |
| Napa County California | 2 | $ 875,000 | $ 437,000 | $ 42,000 |
| Placer County California | 2 | $ 956,000 | $ 478,000 | $ 44,000 |
| Plumas County California | 2 | $ 436,000 | $ 218,000 | $ 0 |
| San Benito County California | 2 | $ 560,000 | $ 280,000 | $ 102,000 |
| Denver County Colorado | 2 | $ 1,176,000 | $ 588,000 | $ 0 |
| Larimer County Colorado | 2 | $ 1,133,000 | $ 566,000 | $ 0 |
| Bay County Florida | 2 | $ 688,000 | $ 344,000 | $ 0 |
| Broward County Florida | 2 | $ 1,186,000 | $ 593,000 | $ 0 |
| Lake County Florida | 2 | $ 293,000 | $ 146,000 | $ 64,000 |
| Palm Beach County Florida | 2 | $ 923,000 | $ 461,000 | $ 0 |
| Cobb County Georgia | 2 | $ 973,000 | $ 486,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 1,362,000 | $ 681,000 | $ 0 |
| Clark County Nevada | 2 | $ 891,000 | $ 445,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 951,000 | $ 475,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 178,000 | $ 89,000 | $ 0 |
| Franklin County North Carolina | 2 | $ 155,000 | $ 77,000 | $ 0 |
| Lincoln County North Carolina | 2 | $ 133,000 | $ 66,000 | $ 0 |
| Onslow County North Carolina | 2 | $ 224,000 | $ 112,000 | $ 0 |
| Pasquotank County North Carolina | 2 | $ 331,000 | $ 165,000 | $ 0 |
| Person County North Carolina | 2 | $ 114,000 | $ 57,000 | $ 0 |
| Robeson County North Carolina | 2 | $ 143,000 | $ 71,000 | $ 0 |
| Sampson County North Carolina | 2 | $ 119,000 | $ 59,000 | $ 0 |
| Stanly County North Carolina | 2 | $ 133,000 | $ 66,000 | $ 0 |
| Stokes County North Carolina | 2 | $ 152,000 | $ 76,000 | $ 0 |
| Wilson County North Carolina | 2 | $ 135,000 | $ 67,000 | $ 0 |
| Yadkin County North Carolina | 2 | $ 103,000 | $ 51,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 1,246,000 | $ 623,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 1,056,000 | $ 528,000 | $ 0 |
| Collin County Texas | 2 | $ 973,000 | $ 486,000 | $ 0 |
| Denton County Texas | 2 | $ 1,457,000 | $ 728,000 | $ 0 |
| Bedford County Virginia | 2 | $ 932,000 | $ 466,000 | $ 0 |
| Prince William County Virginia | 2 | $ 932,000 | $ 466,000 | $ 0 |
| Pinal County Arizona | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Del Norte County California | 1 | $ 89,000 | $ 89,000 | $ 0 |
| El Dorado County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Glenn County California | 1 | $ 206,000 | $ 206,000 | $ 51,000 |
| Humboldt County California | 1 | $ 671,000 | $ 671,000 | $ 0 |
| Imperial County California | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Modoc County California | 1 | $ 107,000 | $ 107,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 470,000 | $ 470,000 | $ 0 |
| San Mateo County California | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Santa Cruz County California | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Shasta County California | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Yolo County California | 1 | $ 344,000 | $ 344,000 | $ 112,000 |
| Yuba County California | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 633,000 | $ 633,000 | $ 0 |
| El Paso County Colorado | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Summit County Colorado | 1 | $ 813,000 | $ 813,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 906,000 | $ 906,000 | $ 0 |
| New Castle County Delaware | 1 | $ 1,313,000 | $ 1,313,000 | $ 0 |
| Collier County Florida | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Hamilton County Florida | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Leon County Florida | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Martin County Florida | 1 | $ 1,600,000 | $ 1,600,000 | $ 0 |
| Monroe County Florida | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Pinellas County Florida | 1 | $ 689,000 | $ 689,000 | $ 0 |
| Seminole County Florida | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Chatham County Georgia | 1 | $ 543,000 | $ 543,000 | $ 0 |
| Hall County Georgia | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Putnam County Georgia | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Blaine County Idaho | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 698,000 | $ 698,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Cecil County Maryland | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 711,000 | $ 711,000 | $ 0 |
| Frederick County Maryland | 1 | $ 467,000 | $ 467,000 | $ 0 |
| Garrett County Maryland | 1 | $ 1,670,000 | $ 1,670,000 | $ 0 |
| Howard County Maryland | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 458,000 | $ 458,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 881,000 | $ 881,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 672,000 | $ 672,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Washoe County Nevada | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 566,000 | $ 566,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 629,000 | $ 629,000 | $ 0 |
| Camden County New Jersey | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 521,000 | $ 521,000 | $ 0 |
| Essex County New Jersey | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 514,000 | $ 514,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 467,000 | $ 467,000 | $ 0 |
| Morris County New Jersey | 1 | $ 534,000 | $ 534,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 606,000 | $ 606,000 | $ 0 |
| Union County New Jersey | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Taos County New Mexico | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Nassau County New York | 1 | $ 1,198,000 | $ 1,198,000 | $ 0 |
| Orange County New York | 1 | $ 566,000 | $ 566,000 | $ 0 |
| Avery County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Davie County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Duplin County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Mitchell County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Nash County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Pender County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Scotland County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Vance County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Warren County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Lorain County Ohio | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 838,000 | $ 838,000 | $ 0 |
| Washington County Oregon | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Bexar County Texas | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Midland County Texas | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Travis County Texas | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 688,000 | $ 688,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Henrico County Virginia | 1 | $ 632,000 | $ 632,000 | $ 0 |
| Louisa County Virginia | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 609,000 | $ 609,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Stafford County Virginia | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 540,000 | $ 540,000 | $ 0 |
Mortgage Loan Application Detail Totals for Self-Help Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,203 | $245,622,000 | $204,000 | $1,637,000 | $30,000 | $198,000 |
| Refinancing | 316 | $126,327,000 | $399,000 | $1,670,000 | $15,000 | $126,000 |
| Home Improvement | 16 | $10,457,000 | $653,000 | $1,241,000 | $2,000 | $42,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 788 | $115,964,000 | $147,000 | $400,000 | $53,000 | $198,000 |
| Not applicable | 742 | $265,740,000 | $358,000 | $1,670,000 | $0 | $0 |
| Black or African American | 2 | $85,000 | $42,000 | $49,000 | $52,000 | $63,000 |
| White | 2 | $252,000 | $126,000 | $181,000 | $39,000 | $43,000 |
| Asian | 1 | $365,000 | $365,000 | $365,000 | $92,000 | $92,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,535 | $382,406,000 | $249,000 | $1,670,000 | $27,000 | $198,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 742 | $265,740,000 | $358,000 | $1,670,000 | $0 | $0 |
| Loan Originated | 577 | $85,204,000 | $147,000 | $400,000 | $53,000 | $198,000 |
| Application Denied By Financial Institution | 161 | $23,502,000 | $145,000 | $321,000 | $51,000 | $155,000 |
| Application Withdrawn By Applicant | 38 | $5,847,000 | $153,000 | $316,000 | $52,000 | $111,000 |
| Application Approved But Not Accepted | 17 | $2,113,000 | $124,000 | $219,000 | $46,000 | $76,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 56 | $7,386,000 | $131,000 | $291,000 | $48,000 | $92,000 |
| Debt-To-Income Ratio | 24 | $4,038,000 | $168,000 | $293,000 | $47,000 | $76,000 |
| Unverifiable Information | 14 | $2,558,000 | $182,000 | $321,000 | $56,000 | $104,000 |
| Credit History | 12 | $1,627,000 | $135,000 | $213,000 | $51,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,085,000 | $135,000 | $196,000 | $49,000 | $98,000 |
| Other | 5 | $438,000 | $87,000 | $156,000 | $60,000 | $89,000 |
| Employment History | 2 | $421,000 | $210,000 | $280,000 | $55,000 | $78,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Self-Help Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Self-Help Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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