Self-Help Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2017

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Self-Help Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Self-Help Federal Credit Union
301 W Main Street
Durham, NC 27701
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 1,535
Total Mortgage Loan Application Amount $382,406,000
Average Mortgage Loan Application Amount $418,666
Highest Mortgage Loan Application Amount $1,670,000
Average Applicant Income $15,666
Highest Applicant Income $198,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Self-Help Federal Credit Union by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 377 $ 51,240,000 $ 135,000 $ 47,000
Fresno County California 76 $ 6,804,000 $ 89,000 $ 16,000
Kern County California 54 $ 7,097,000 $ 131,000 $ 40,000
Kane County Illinois 50 $ 5,954,000 $ 119,000 $ 47,000
Guilford County North Carolina 47 $ 4,012,000 $ 85,000 $ 0
Mecklenburg County North Carolina 42 $ 5,102,000 $ 121,000 $ 0
Los Angeles County California 40 $ 22,390,000 $ 559,000 $ 2,000
Sacramento County California 34 $ 6,598,000 $ 194,000 $ 56,000
Lake County Illinois 34 $ 4,301,000 $ 126,000 $ 49,000
Tulare County California 27 $ 3,110,000 $ 115,000 $ 35,000
Fairfax County Virginia 27 $ 18,059,000 $ 668,000 $ 0
San Bernardino County California 26 $ 7,262,000 $ 279,000 $ 34,000
DuPage County Illinois 26 $ 5,425,000 $ 208,000 $ 42,000
Contra Costa County California 25 $ 9,516,000 $ 380,000 $ 44,000
San Joaquin County California 25 $ 5,800,000 $ 232,000 $ 60,000
Alameda County California 21 $ 10,377,000 $ 494,000 $ 29,000
Will County Illinois 19 $ 2,345,000 $ 123,000 $ 51,000
Forsyth County North Carolina 19 $ 1,747,000 $ 91,000 $ 0
Merced County California 18 $ 3,445,000 $ 191,000 $ 60,000
Riverside County California 18 $ 6,637,000 $ 368,000 $ 23,000
Santa Barbara County California 16 $ 11,881,000 $ 742,000 $ 4,000
Solano County California 15 $ 4,931,000 $ 328,000 $ 60,000
Wake County North Carolina 15 $ 3,480,000 $ 232,000 $ 0
Stanislaus County California 14 $ 3,416,000 $ 244,000 $ 76,000
McHenry County Illinois 14 $ 2,188,000 $ 156,000 $ 49,000
Kendall County Illinois 11 $ 1,628,000 $ 148,000 $ 71,000
Kings County California 10 $ 1,324,000 $ 132,000 $ 39,000
Madera County California 10 $ 1,971,000 $ 197,000 $ 43,000
Orange County California 10 $ 5,678,000 $ 567,000 $ 9,000
District of Columbia County District Of Columbia 10 $ 5,694,000 $ 569,000 $ 0
Orange County Florida 10 $ 1,947,000 $ 194,000 $ 33,000
Montgomery County Maryland 10 $ 7,678,000 $ 767,000 $ 0
Durham County North Carolina 9 $ 1,026,000 $ 114,000 $ 0
Pitt County North Carolina 9 $ 603,000 $ 67,000 $ 0
Arlington County Virginia 9 $ 5,563,000 $ 618,000 $ 0
San Diego County California 8 $ 3,325,000 $ 415,000 $ 0
Craven County North Carolina 8 $ 663,000 $ 82,000 $ 0
Alamance County North Carolina 7 $ 454,000 $ 64,000 $ 0
Gaston County North Carolina 7 $ 422,000 $ 60,000 $ 0
Union County North Carolina 7 $ 712,000 $ 101,000 $ 0
Maricopa County Arizona 6 $ 3,067,000 $ 511,000 $ 0
Ventura County California 6 $ 4,164,000 $ 694,000 $ 0
Cumberland County North Carolina 6 $ 448,000 $ 74,000 $ 0
Davidson County North Carolina 6 $ 390,000 $ 65,000 $ 0
Harris County Texas 6 $ 2,972,000 $ 495,000 $ 0
Alexandria County Virginia 6 $ 3,519,000 $ 586,000 $ 0
Miami-Dade County Florida 5 $ 3,449,000 $ 689,000 $ 0
Rockingham County North Carolina 5 $ 339,000 $ 67,000 $ 0
Santa Clara County California 4 $ 2,614,000 $ 653,000 $ 0
Sonoma County California 4 $ 2,258,000 $ 564,000 $ 0
Middlesex County Massachusetts 4 $ 3,088,000 $ 772,000 $ 0
Kings County New York 4 $ 2,560,000 $ 640,000 $ 0
Suffolk County New York 4 $ 3,097,000 $ 774,000 $ 0
Cabarrus County North Carolina 4 $ 387,000 $ 96,000 $ 0
Catawba County North Carolina 4 $ 766,000 $ 191,000 $ 0
Iredell County North Carolina 4 $ 314,000 $ 78,000 $ 0
Lenoir County North Carolina 4 $ 261,000 $ 65,000 $ 0
Randolph County North Carolina 4 $ 342,000 $ 85,000 $ 0
Delaware County Pennsylvania 4 $ 2,920,000 $ 730,000 $ 0
Dallas County Texas 4 $ 2,988,000 $ 747,000 $ 0
Loudoun County Virginia 4 $ 1,932,000 $ 483,000 $ 0
King County Washington 4 $ 2,279,000 $ 569,000 $ 0
Butte County California 3 $ 487,000 $ 162,000 $ 12,000
San Francisco County California 3 $ 1,673,000 $ 557,000 $ 0
Sutter County California 3 $ 566,000 $ 188,000 $ 59,000
Escambia County Florida 3 $ 139,000 $ 46,000 $ 0
Volusia County Florida 3 $ 1,689,000 $ 563,000 $ 17,000
Fulton County Georgia 3 $ 1,847,000 $ 615,000 $ 0
DeKalb County Illinois 3 $ 359,000 $ 119,000 $ 40,000
Anne Arundel County Maryland 3 $ 1,954,000 $ 651,000 $ 0
Westchester County New York 3 $ 2,301,000 $ 767,000 $ 0
Brunswick County North Carolina 3 $ 628,000 $ 209,000 $ 0
Johnston County North Carolina 3 $ 171,000 $ 57,000 $ 0
Orange County North Carolina 3 $ 284,000 $ 94,000 $ 0
Chester County Pennsylvania 3 $ 1,364,000 $ 454,000 $ 0
Charleston County South Carolina 3 $ 1,463,000 $ 487,000 $ 0
Snohomish County Washington 3 $ 1,784,000 $ 594,000 $ 0
Colusa County California 2 $ 343,000 $ 171,000 $ 54,000
Lassen County California 2 $ 299,000 $ 149,000 $ 0
Marin County California 2 $ 1,380,000 $ 690,000 $ 0
Monterey County California 2 $ 621,000 $ 310,000 $ 0
Napa County California 2 $ 875,000 $ 437,000 $ 42,000
Placer County California 2 $ 956,000 $ 478,000 $ 44,000
Plumas County California 2 $ 436,000 $ 218,000 $ 0
San Benito County California 2 $ 560,000 $ 280,000 $ 102,000
Denver County Colorado 2 $ 1,176,000 $ 588,000 $ 0
Larimer County Colorado 2 $ 1,133,000 $ 566,000 $ 0
Bay County Florida 2 $ 688,000 $ 344,000 $ 0
Broward County Florida 2 $ 1,186,000 $ 593,000 $ 0
Lake County Florida 2 $ 293,000 $ 146,000 $ 64,000
Palm Beach County Florida 2 $ 923,000 $ 461,000 $ 0
Cobb County Georgia 2 $ 973,000 $ 486,000 $ 0
Suffolk County Massachusetts 2 $ 1,362,000 $ 681,000 $ 0
Clark County Nevada 2 $ 891,000 $ 445,000 $ 0
Mercer County New Jersey 2 $ 951,000 $ 475,000 $ 0
Buncombe County North Carolina 2 $ 178,000 $ 89,000 $ 0
Franklin County North Carolina 2 $ 155,000 $ 77,000 $ 0
Lincoln County North Carolina 2 $ 133,000 $ 66,000 $ 0
Onslow County North Carolina 2 $ 224,000 $ 112,000 $ 0
Pasquotank County North Carolina 2 $ 331,000 $ 165,000 $ 0
Person County North Carolina 2 $ 114,000 $ 57,000 $ 0
Robeson County North Carolina 2 $ 143,000 $ 71,000 $ 0
Sampson County North Carolina 2 $ 119,000 $ 59,000 $ 0
Stanly County North Carolina 2 $ 133,000 $ 66,000 $ 0
Stokes County North Carolina 2 $ 152,000 $ 76,000 $ 0
Wilson County North Carolina 2 $ 135,000 $ 67,000 $ 0
Yadkin County North Carolina 2 $ 103,000 $ 51,000 $ 0
Bucks County Pennsylvania 2 $ 1,246,000 $ 623,000 $ 0
Philadelphia County Pennsylvania 2 $ 1,056,000 $ 528,000 $ 0
Collin County Texas 2 $ 973,000 $ 486,000 $ 0
Denton County Texas 2 $ 1,457,000 $ 728,000 $ 0
Bedford County Virginia 2 $ 932,000 $ 466,000 $ 0
Prince William County Virginia 2 $ 932,000 $ 466,000 $ 0
Pinal County Arizona 1 $ 437,000 $ 437,000 $ 0
Del Norte County California 1 $ 89,000 $ 89,000 $ 0
El Dorado County California 1 $ 145,000 $ 145,000 $ 0
Glenn County California 1 $ 206,000 $ 206,000 $ 51,000
Humboldt County California 1 $ 671,000 $ 671,000 $ 0
Imperial County California 1 $ 144,000 $ 144,000 $ 0
Modoc County California 1 $ 107,000 $ 107,000 $ 0
San Luis Obispo County California 1 $ 470,000 $ 470,000 $ 0
San Mateo County California 1 $ 452,000 $ 452,000 $ 0
Santa Cruz County California 1 $ 695,000 $ 695,000 $ 0
Shasta County California 1 $ 437,000 $ 437,000 $ 0
Yolo County California 1 $ 344,000 $ 344,000 $ 112,000
Yuba County California 1 $ 96,000 $ 96,000 $ 0
Arapahoe County Colorado 1 $ 633,000 $ 633,000 $ 0
El Paso County Colorado 1 $ 555,000 $ 555,000 $ 0
Jefferson County Colorado 1 $ 476,000 $ 476,000 $ 0
Summit County Colorado 1 $ 813,000 $ 813,000 $ 0
Fairfield County Connecticut 1 $ 906,000 $ 906,000 $ 0
New Castle County Delaware 1 $ 1,313,000 $ 1,313,000 $ 0
Collier County Florida 1 $ 489,000 $ 489,000 $ 0
Hamilton County Florida 1 $ 63,000 $ 63,000 $ 0
Hillsborough County Florida 1 $ 487,000 $ 487,000 $ 0
Leon County Florida 1 $ 82,000 $ 82,000 $ 0
Martin County Florida 1 $ 1,600,000 $ 1,600,000 $ 0
Monroe County Florida 1 $ 495,000 $ 495,000 $ 0
Pinellas County Florida 1 $ 689,000 $ 689,000 $ 0
Seminole County Florida 1 $ 65,000 $ 65,000 $ 52,000
Chatham County Georgia 1 $ 543,000 $ 543,000 $ 0
Hall County Georgia 1 $ 459,000 $ 459,000 $ 0
Putnam County Georgia 1 $ 394,000 $ 394,000 $ 0
Blaine County Idaho 1 $ 647,000 $ 647,000 $ 0
Sedgwick County Kansas 1 $ 698,000 $ 698,000 $ 0
Ouachita County Louisiana 1 $ 555,000 $ 555,000 $ 0
Baltimore City County Maryland 1 $ 700,000 $ 700,000 $ 0
Cecil County Maryland 1 $ 413,000 $ 413,000 $ 0
Dorchester County Maryland 1 $ 711,000 $ 711,000 $ 0
Frederick County Maryland 1 $ 467,000 $ 467,000 $ 0
Garrett County Maryland 1 $ 1,670,000 $ 1,670,000 $ 0
Howard County Maryland 1 $ 515,000 $ 515,000 $ 0
Barnstable County Massachusetts 1 $ 458,000 $ 458,000 $ 0
Essex County Massachusetts 1 $ 881,000 $ 881,000 $ 0
Norfolk County Massachusetts 1 $ 474,000 $ 474,000 $ 0
Worcester County Massachusetts 1 $ 672,000 $ 672,000 $ 0
Anoka County Minnesota 1 $ 468,000 $ 468,000 $ 0
Hennepin County Minnesota 1 $ 535,000 $ 535,000 $ 0
Washoe County Nevada 1 $ 484,000 $ 484,000 $ 0
Belknap County New Hampshire 1 $ 485,000 $ 485,000 $ 0
Hillsborough County New Hampshire 1 $ 459,000 $ 459,000 $ 0
Bergen County New Jersey 1 $ 566,000 $ 566,000 $ 0
Burlington County New Jersey 1 $ 629,000 $ 629,000 $ 0
Camden County New Jersey 1 $ 532,000 $ 532,000 $ 0
Cape May County New Jersey 1 $ 521,000 $ 521,000 $ 0
Essex County New Jersey 1 $ 580,000 $ 580,000 $ 0
Middlesex County New Jersey 1 $ 514,000 $ 514,000 $ 0
Monmouth County New Jersey 1 $ 467,000 $ 467,000 $ 0
Morris County New Jersey 1 $ 534,000 $ 534,000 $ 0
Ocean County New Jersey 1 $ 613,000 $ 613,000 $ 0
Somerset County New Jersey 1 $ 606,000 $ 606,000 $ 0
Union County New Jersey 1 $ 538,000 $ 538,000 $ 0
Taos County New Mexico 1 $ 476,000 $ 476,000 $ 0
Nassau County New York 1 $ 1,198,000 $ 1,198,000 $ 0
Orange County New York 1 $ 566,000 $ 566,000 $ 0
Avery County North Carolina 1 $ 63,000 $ 63,000 $ 0
Beaufort County North Carolina 1 $ 114,000 $ 114,000 $ 0
Caldwell County North Carolina 1 $ 60,000 $ 60,000 $ 0
Carteret County North Carolina 1 $ 62,000 $ 62,000 $ 0
Chatham County North Carolina 1 $ 182,000 $ 182,000 $ 0
Cleveland County North Carolina 1 $ 74,000 $ 74,000 $ 0
Currituck County North Carolina 1 $ 451,000 $ 451,000 $ 0
Davie County North Carolina 1 $ 52,000 $ 52,000 $ 0
Duplin County North Carolina 1 $ 78,000 $ 78,000 $ 0
Harnett County North Carolina 1 $ 73,000 $ 73,000 $ 0
McDowell County North Carolina 1 $ 56,000 $ 56,000 $ 0
Mitchell County North Carolina 1 $ 69,000 $ 69,000 $ 0
Montgomery County North Carolina 1 $ 85,000 $ 85,000 $ 0
Nash County North Carolina 1 $ 55,000 $ 55,000 $ 0
New Hanover County North Carolina 1 $ 164,000 $ 164,000 $ 0
Pender County North Carolina 1 $ 74,000 $ 74,000 $ 0
Richmond County North Carolina 1 $ 58,000 $ 58,000 $ 0
Rowan County North Carolina 1 $ 49,000 $ 49,000 $ 0
Scotland County North Carolina 1 $ 61,000 $ 61,000 $ 0
Vance County North Carolina 1 $ 90,000 $ 90,000 $ 0
Warren County North Carolina 1 $ 40,000 $ 40,000 $ 0
Lorain County Ohio 1 $ 536,000 $ 536,000 $ 0
Clackamas County Oregon 1 $ 838,000 $ 838,000 $ 0
Washington County Oregon 1 $ 469,000 $ 469,000 $ 0
Lehigh County Pennsylvania 1 $ 415,000 $ 415,000 $ 0
Montgomery County Pennsylvania 1 $ 421,000 $ 421,000 $ 0
Beaufort County South Carolina 1 $ 511,000 $ 511,000 $ 0
Williamson County Tennessee 1 $ 546,000 $ 546,000 $ 0
Bexar County Texas 1 $ 546,000 $ 546,000 $ 0
Midland County Texas 1 $ 440,000 $ 440,000 $ 0
Travis County Texas 1 $ 435,000 $ 435,000 $ 0
Salt Lake County Utah 1 $ 688,000 $ 688,000 $ 0
Fredericksburg County Virginia 1 $ 454,000 $ 454,000 $ 0
Henrico County Virginia 1 $ 632,000 $ 632,000 $ 0
Louisa County Virginia 1 $ 487,000 $ 487,000 $ 0
Richmond City County Virginia 1 $ 609,000 $ 609,000 $ 0
Spotsylvania County Virginia 1 $ 471,000 $ 471,000 $ 0
Stafford County Virginia 1 $ 599,000 $ 599,000 $ 0
Virginia Beach County Virginia 1 $ 542,000 $ 542,000 $ 0
Raleigh County West Virginia 1 $ 540,000 $ 540,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Self-Help Federal Credit Union in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,203 $245,622,000 $204,000 $1,637,000 $30,000 $198,000
Refinancing 316 $126,327,000 $399,000 $1,670,000 $15,000 $126,000
Home Improvement 16 $10,457,000 $653,000 $1,241,000 $2,000 $42,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 788 $115,964,000 $147,000 $400,000 $53,000 $198,000
Not applicable 742 $265,740,000 $358,000 $1,670,000 $0 $0
Black or African American 2 $85,000 $42,000 $49,000 $52,000 $63,000
White 2 $252,000 $126,000 $181,000 $39,000 $43,000
Asian 1 $365,000 $365,000 $365,000 $92,000 $92,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,535 $382,406,000 $249,000 $1,670,000 $27,000 $198,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 742 $265,740,000 $358,000 $1,670,000 $0 $0
Loan Originated 577 $85,204,000 $147,000 $400,000 $53,000 $198,000
Application Denied By Financial Institution 161 $23,502,000 $145,000 $321,000 $51,000 $155,000
Application Withdrawn By Applicant 38 $5,847,000 $153,000 $316,000 $52,000 $111,000
Application Approved But Not Accepted 17 $2,113,000 $124,000 $219,000 $46,000 $76,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 56 $7,386,000 $131,000 $291,000 $48,000 $92,000
Debt-To-Income Ratio 24 $4,038,000 $168,000 $293,000 $47,000 $76,000
Unverifiable Information 14 $2,558,000 $182,000 $321,000 $56,000 $104,000
Credit History 12 $1,627,000 $135,000 $213,000 $51,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,085,000 $135,000 $196,000 $49,000 $98,000
Other 5 $438,000 $87,000 $156,000 $60,000 $89,000
Employment History 2 $421,000 $210,000 $280,000 $55,000 $78,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List