Self-Help Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Self-Help Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Self-Help Federal Credit Union 301 W Main Street Durham, NC 27701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,679 |
| Total Mortgage Loan Application Amount | $450,785,000 |
| Average Mortgage Loan Application Amount | $150,250 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $42,250 |
| Highest Applicant Income | $322,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Self-Help Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Self-Help Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Self-Help Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Self-Help Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Self-Help Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Self-Help Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 429 | $ 77,305,000 | $ 180,000 | $ 61,000 |
| Maricopa County Arizona | 61 | $ 7,645,000 | $ 125,000 | $ 0 |
| Lake County Illinois | 56 | $ 9,200,000 | $ 164,000 | $ 57,000 |
| Los Angeles County California | 42 | $ 10,090,000 | $ 240,000 | $ 85,000 |
| Fresno County California | 38 | $ 8,290,000 | $ 218,000 | $ 74,000 |
| Sacramento County California | 37 | $ 10,175,000 | $ 275,000 | $ 85,000 |
| Middlesex County Massachusetts | 37 | $ 8,265,000 | $ 223,000 | $ 0 |
| San Joaquin County California | 36 | $ 10,970,000 | $ 304,000 | $ 81,000 |
| Dallas County Texas | 35 | $ 5,175,000 | $ 147,000 | $ 0 |
| Montgomery County Pennsylvania | 34 | $ 5,270,000 | $ 155,000 | $ 0 |
| Tulare County California | 32 | $ 6,840,000 | $ 213,000 | $ 62,000 |
| Kern County California | 31 | $ 6,715,000 | $ 216,000 | $ 63,000 |
| Bucks County Pennsylvania | 31 | $ 4,815,000 | $ 155,000 | $ 0 |
| Essex County Massachusetts | 29 | $ 5,545,000 | $ 191,000 | $ 0 |
| Yakima County Washington | 28 | $ 6,090,000 | $ 217,000 | $ 66,000 |
| DuPage County Illinois | 27 | $ 4,785,000 | $ 177,000 | $ 72,000 |
| Kane County Illinois | 27 | $ 4,775,000 | $ 176,000 | $ 62,000 |
| Chester County Pennsylvania | 26 | $ 3,770,000 | $ 145,000 | $ 0 |
| Hartford County Connecticut | 24 | $ 2,840,000 | $ 118,000 | $ 0 |
| Will County Illinois | 24 | $ 4,130,000 | $ 172,000 | $ 62,000 |
| Harris County Texas | 24 | $ 2,910,000 | $ 121,000 | $ 0 |
| Broward County Florida | 23 | $ 2,605,000 | $ 113,000 | $ 0 |
| Marion County Indiana | 22 | $ 2,020,000 | $ 91,000 | $ 0 |
| Allegheny County Pennsylvania | 22 | $ 1,950,000 | $ 88,000 | $ 0 |
| Philadelphia County Pennsylvania | 22 | $ 3,630,000 | $ 165,000 | $ 0 |
| Travis County Texas | 22 | $ 3,960,000 | $ 180,000 | $ 0 |
| Contra Costa County California | 21 | $ 6,145,000 | $ 292,000 | $ 126,000 |
| Fairfield County Connecticut | 20 | $ 3,370,000 | $ 168,000 | $ 0 |
| Alameda County California | 19 | $ 6,715,000 | $ 353,000 | $ 133,000 |
| Hennepin County Minnesota | 19 | $ 2,985,000 | $ 157,000 | $ 0 |
| Merced County California | 18 | $ 5,290,000 | $ 293,000 | $ 94,000 |
| San Bernardino County California | 18 | $ 4,690,000 | $ 260,000 | $ 81,000 |
| Stanislaus County California | 18 | $ 5,810,000 | $ 322,000 | $ 103,000 |
| Suffolk County Massachusetts | 18 | $ 6,040,000 | $ 335,000 | $ 0 |
| Macomb County Michigan | 18 | $ 1,690,000 | $ 93,000 | $ 0 |
| King County Washington | 18 | $ 4,470,000 | $ 248,000 | $ 0 |
| Orange County California | 17 | $ 4,025,000 | $ 236,000 | $ 0 |
| Palm Beach County Florida | 17 | $ 2,175,000 | $ 127,000 | $ 0 |
| Oakland County Michigan | 17 | $ 2,065,000 | $ 121,000 | $ 0 |
| Wake County North Carolina | 17 | $ 2,785,000 | $ 163,000 | $ 0 |
| Multnomah County Oregon | 17 | $ 3,425,000 | $ 201,000 | $ 0 |
| Davidson County Tennessee | 17 | $ 2,515,000 | $ 147,000 | $ 0 |
| Denton County Texas | 17 | $ 2,155,000 | $ 126,000 | $ 0 |
| Tarrant County Texas | 17 | $ 2,305,000 | $ 135,000 | $ 0 |
| Pima County Arizona | 14 | $ 1,360,000 | $ 97,000 | $ 0 |
| Adams County Colorado | 14 | $ 2,500,000 | $ 178,000 | $ 0 |
| McHenry County Illinois | 14 | $ 2,140,000 | $ 152,000 | $ 64,000 |
| St. Louis County Missouri | 14 | $ 1,420,000 | $ 101,000 | $ 0 |
| Wayne County Michigan | 13 | $ 1,165,000 | $ 89,000 | $ 0 |
| Riverside County California | 12 | $ 2,620,000 | $ 218,000 | $ 107,000 |
| Hillsborough County Florida | 12 | $ 1,600,000 | $ 133,000 | $ 0 |
| Gwinnett County Georgia | 12 | $ 1,710,000 | $ 142,000 | $ 0 |
| Plymouth County Massachusetts | 12 | $ 2,100,000 | $ 175,000 | $ 0 |
| Ramsey County Minnesota | 12 | $ 1,690,000 | $ 140,000 | $ 0 |
| Ocean County New Jersey | 12 | $ 1,730,000 | $ 144,000 | $ 0 |
| Snohomish County Washington | 12 | $ 2,370,000 | $ 197,000 | $ 0 |
| Denver County Colorado | 11 | $ 2,315,000 | $ 210,000 | $ 0 |
| Jefferson County Colorado | 11 | $ 1,975,000 | $ 179,000 | $ 0 |
| Camden County New Jersey | 11 | $ 1,215,000 | $ 110,000 | $ 0 |
| Pinal County Arizona | 10 | $ 1,160,000 | $ 116,000 | $ 0 |
| San Diego County California | 10 | $ 1,920,000 | $ 192,000 | $ 0 |
| Miami-Dade County Florida | 10 | $ 1,380,000 | $ 138,000 | $ 0 |
| Pinellas County Florida | 10 | $ 1,390,000 | $ 139,000 | $ 0 |
| Norfolk County Massachusetts | 10 | $ 2,220,000 | $ 222,000 | $ 0 |
| Jackson County Missouri | 10 | $ 930,000 | $ 93,000 | $ 0 |
| Madera County California | 9 | $ 2,245,000 | $ 249,000 | $ 76,000 |
| Ventura County California | 9 | $ 1,545,000 | $ 171,000 | $ 0 |
| Arapahoe County Colorado | 9 | $ 1,655,000 | $ 183,000 | $ 0 |
| Sarasota County Florida | 9 | $ 965,000 | $ 107,000 | $ 0 |
| Washtenaw County Michigan | 9 | $ 1,215,000 | $ 135,000 | $ 0 |
| Anoka County Minnesota | 9 | $ 1,155,000 | $ 128,000 | $ 0 |
| Dakota County Minnesota | 9 | $ 1,285,000 | $ 142,000 | $ 0 |
| Morris County New Jersey | 9 | $ 1,615,000 | $ 179,000 | $ 0 |
| Fairfax County Virginia | 9 | $ 1,895,000 | $ 210,000 | $ 0 |
| Kings County California | 8 | $ 1,620,000 | $ 202,000 | $ 66,000 |
| New Castle County Delaware | 8 | $ 1,050,000 | $ 131,000 | $ 0 |
| Washington County Minnesota | 8 | $ 1,120,000 | $ 140,000 | $ 0 |
| St. Charles County Missouri | 8 | $ 810,000 | $ 101,000 | $ 0 |
| Burlington County New Jersey | 8 | $ 780,000 | $ 97,000 | $ 0 |
| Northampton County Pennsylvania | 8 | $ 830,000 | $ 103,000 | $ 0 |
| Yuba County California | 7 | $ 1,455,000 | $ 207,000 | $ 51,000 |
| Brevard County Florida | 7 | $ 555,000 | $ 79,000 | $ 0 |
| Washoe County Nevada | 7 | $ 775,000 | $ 110,000 | $ 0 |
| Hillsborough County New Hampshire | 7 | $ 825,000 | $ 117,000 | $ 0 |
| Hamilton County Ohio | 7 | $ 645,000 | $ 92,000 | $ 0 |
| Tulsa County Oklahoma | 7 | $ 595,000 | $ 85,000 | $ 0 |
| Hamilton County Tennessee | 7 | $ 805,000 | $ 115,000 | $ 0 |
| Knox County Tennessee | 7 | $ 665,000 | $ 95,000 | $ 0 |
| Rutherford County Tennessee | 7 | $ 845,000 | $ 120,000 | $ 0 |
| Sumner County Tennessee | 7 | $ 965,000 | $ 137,000 | $ 0 |
| Collin County Texas | 7 | $ 835,000 | $ 119,000 | $ 0 |
| Duval County Florida | 6 | $ 630,000 | $ 105,000 | $ 0 |
| Indian River County Florida | 6 | $ 510,000 | $ 85,000 | $ 0 |
| Madison County Illinois | 6 | $ 520,000 | $ 86,000 | $ 0 |
| Hamilton County Indiana | 6 | $ 820,000 | $ 136,000 | $ 0 |
| Prince George's County Maryland | 6 | $ 1,520,000 | $ 253,000 | $ 0 |
| Kent County Michigan | 6 | $ 640,000 | $ 106,000 | $ 0 |
| Livingston County Michigan | 6 | $ 840,000 | $ 140,000 | $ 0 |
| St. Louis City County Missouri | 6 | $ 810,000 | $ 135,000 | $ 0 |
| Sussex County New Jersey | 6 | $ 710,000 | $ 118,000 | $ 0 |
| Mecklenburg County North Carolina | 6 | $ 860,000 | $ 143,000 | $ 0 |
| Franklin County Ohio | 6 | $ 610,000 | $ 101,000 | $ 0 |
| Beaver County Pennsylvania | 6 | $ 480,000 | $ 80,000 | $ 0 |
| Westmoreland County Pennsylvania | 6 | $ 470,000 | $ 78,000 | $ 0 |
| Greenville County South Carolina | 6 | $ 900,000 | $ 150,000 | $ 0 |
| Williamson County Texas | 6 | $ 780,000 | $ 130,000 | $ 0 |
| Benton County Washington | 6 | $ 1,200,000 | $ 200,000 | $ 62,000 |
| Clark County Washington | 6 | $ 790,000 | $ 131,000 | $ 0 |
| Milwaukee County Wisconsin | 6 | $ 760,000 | $ 126,000 | $ 56,000 |
| Santa Clara County California | 5 | $ 1,355,000 | $ 271,000 | $ 136,000 |
| Middlesex County Connecticut | 5 | $ 665,000 | $ 133,000 | $ 0 |
| District of Columbia County District Of Columbia | 5 | $ 2,075,000 | $ 415,000 | $ 0 |
| Hernando County Florida | 5 | $ 575,000 | $ 115,000 | $ 0 |
| Cobb County Georgia | 5 | $ 565,000 | $ 113,000 | $ 0 |
| DeKalb County Georgia | 5 | $ 1,275,000 | $ 255,000 | $ 0 |
| DeKalb County Illinois | 5 | $ 695,000 | $ 139,000 | $ 59,000 |
| Winnebago County Illinois | 5 | $ 725,000 | $ 145,000 | $ 61,000 |
| Bristol County Massachusetts | 5 | $ 745,000 | $ 149,000 | $ 0 |
| Mercer County New Jersey | 5 | $ 585,000 | $ 117,000 | $ 0 |
| Suffolk County New York | 5 | $ 885,000 | $ 177,000 | $ 0 |
| Washington County Oregon | 5 | $ 735,000 | $ 147,000 | $ 0 |
| Providence County Rhode Island | 5 | $ 795,000 | $ 159,000 | $ 0 |
| Hays County Texas | 5 | $ 715,000 | $ 143,000 | $ 0 |
| Henrico County Virginia | 5 | $ 645,000 | $ 129,000 | $ 0 |
| Spokane County Washington | 5 | $ 645,000 | $ 129,000 | $ 0 |
| Placer County California | 4 | $ 750,000 | $ 187,000 | $ 86,000 |
| Solano County California | 4 | $ 1,900,000 | $ 475,000 | $ 148,000 |
| Lake County Florida | 4 | $ 450,000 | $ 112,000 | $ 0 |
| Orange County Florida | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Pasco County Florida | 4 | $ 280,000 | $ 70,000 | $ 0 |
| St. Johns County Florida | 4 | $ 500,000 | $ 125,000 | $ 0 |
| St. Lucie County Florida | 4 | $ 350,000 | $ 87,000 | $ 0 |
| Fulton County Georgia | 4 | $ 730,000 | $ 182,000 | $ 0 |
| Kendall County Illinois | 4 | $ 610,000 | $ 152,000 | $ 75,000 |
| Polk County Iowa | 4 | $ 440,000 | $ 110,000 | $ 0 |
| Baltimore City County Maryland | 4 | $ 570,000 | $ 142,000 | $ 0 |
| Harford County Maryland | 4 | $ 610,000 | $ 152,000 | $ 0 |
| Worcester County Massachusetts | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Clay County Missouri | 4 | $ 510,000 | $ 127,000 | $ 0 |
| Jefferson County Missouri | 4 | $ 440,000 | $ 110,000 | $ 0 |
| Gloucester County New Jersey | 4 | $ 330,000 | $ 82,000 | $ 0 |
| Hudson County New Jersey | 4 | $ 670,000 | $ 167,000 | $ 0 |
| Santa Fe County New Mexico | 4 | $ 440,000 | $ 110,000 | $ 0 |
| Guilford County North Carolina | 4 | $ 380,000 | $ 95,000 | $ 0 |
| Johnston County North Carolina | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Cuyahoga County Ohio | 4 | $ 380,000 | $ 95,000 | $ 0 |
| Kent County Rhode Island | 4 | $ 410,000 | $ 102,000 | $ 0 |
| Spartanburg County South Carolina | 4 | $ 410,000 | $ 102,000 | $ 0 |
| Loudoun County Virginia | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Spotsylvania County Virginia | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Franklin County Washington | 4 | $ 1,080,000 | $ 270,000 | $ 66,000 |
| Benton County Arkansas | 3 | $ 255,000 | $ 85,000 | $ 0 |
| San Francisco County California | 3 | $ 1,565,000 | $ 521,000 | $ 322,000 |
| Boulder County Colorado | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Douglas County Colorado | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Windham County Connecticut | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Sussex County Delaware | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Manatee County Florida | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Polk County Florida | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Volusia County Florida | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Forsyth County Georgia | 3 | $ 365,000 | $ 121,000 | $ 0 |
| Walton County Georgia | 3 | $ 595,000 | $ 198,000 | $ 0 |
| Hendricks County Indiana | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Madison County Indiana | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Johnson County Kansas | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Wyandotte County Kansas | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Isanti County Minnesota | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Sherburne County Minnesota | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Strafford County New Hampshire | 3 | $ 425,000 | $ 141,000 | $ 0 |
| Atlantic County New Jersey | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Cape May County New Jersey | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Essex County New Jersey | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Union County New Jersey | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Bernalillo County New Mexico | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Cabarrus County North Carolina | 3 | $ 295,000 | $ 98,000 | $ 0 |
| Union County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 0 |
| Clermont County Ohio | 3 | $ 295,000 | $ 98,000 | $ 0 |
| Canadian County Oklahoma | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Cleveland County Oklahoma | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Clackamas County Oregon | 3 | $ 385,000 | $ 128,000 | $ 0 |
| Lane County Oregon | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Butler County Pennsylvania | 3 | $ 425,000 | $ 141,000 | $ 0 |
| Delaware County Pennsylvania | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Lehigh County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Washington County Pennsylvania | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Lexington County South Carolina | 3 | $ 265,000 | $ 88,000 | $ 0 |
| York County South Carolina | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Cannon County Tennessee | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Maury County Tennessee | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Williamson County Tennessee | 3 | $ 565,000 | $ 188,000 | $ 0 |
| Brazoria County Texas | 3 | $ 265,000 | $ 88,000 | $ 0 |
| Kaufman County Texas | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Prince William County Virginia | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Warren County Virginia | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Pierce County Washington | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Kenosha County Wisconsin | 3 | $ 465,000 | $ 155,000 | $ 49,000 |
| Yavapai County Arizona | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Butte County California | 2 | $ 430,000 | $ 215,000 | $ 106,000 |
| Napa County California | 2 | $ 1,000,000 | $ 500,000 | $ 140,000 |
| San Benito County California | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Yolo County California | 2 | $ 640,000 | $ 320,000 | $ 76,000 |
| New Haven County Connecticut | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Collier County Florida | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Lee County Florida | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Marion County Florida | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Osceola County Florida | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Barrow County Georgia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Bryan County Georgia | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Chatham County Georgia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Glynn County Georgia | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Hall County Georgia | 2 | $ 190,000 | $ 95,000 | $ 0 |
| St. Clair County Illinois | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Johnson County Indiana | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Sedgwick County Kansas | 2 | $ 150,000 | $ 75,000 | $ 0 |
| York County Maine | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 280,000 | $ 140,000 | $ 0 |
| St. Clair County Michigan | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Chisago County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Wright County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Lafayette County Missouri | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Clark County Nevada | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Hunterdon County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Monmouth County New Jersey | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Nassau County New York | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Orange County New York | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Queens County New York | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Westchester County New York | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Durham County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Gaston County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Henderson County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Rowan County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Lake County Ohio | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Warren County Ohio | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Rogers County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Polk County Oregon | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Bristol County Rhode Island | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Washington County Rhode Island | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Laurens County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Richland County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Blount County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Loudon County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Bexar County Texas | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Brazos County Texas | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Hunt County Texas | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Johnson County Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Alexandria County Virginia | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Chesapeake County Virginia | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Culpeper County Virginia | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Hanover County Virginia | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Hopewell County Virginia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Richmond City County Virginia | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Grant County Washington | 2 | $ 570,000 | $ 285,000 | $ 61,000 |
| Racine County Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 69,000 |
| Coconino County Arizona | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Saline County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| El Dorado County California | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Glenn County California | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Monterey County California | 1 | $ 385,000 | $ 385,000 | $ 104,000 |
| Santa Cruz County California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Shasta County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sutter County California | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Broomfield County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Elbert County Colorado | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Gilpin County Colorado | 1 | $ 95,000 | $ 95,000 | $ 0 |
| New London County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Alachua County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Citrus County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clay County Florida | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Martin County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Nassau County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Seminole County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bartow County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bibb County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Carroll County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Chattahoochee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Effingham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fayette County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Houston County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lamar County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Madison County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Whitfield County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Boone County Illinois | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Grundy County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Brown County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hancock County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Morgan County Indiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Shelby County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Dallas County Iowa | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Jasper County Iowa | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cumberland County Maine | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Charles County Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Frederick County Maryland | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Howard County Maryland | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Barry County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Eaton County Michigan | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Montcalm County Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Carver County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Scott County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Boone County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Christian County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Franklin County Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Greene County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Douglas County Nevada | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bronx County New York | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Erie County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Richmond County New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rockland County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Haywood County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Person County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Butler County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Licking County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lorain County Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Medina County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Osage County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Benton County Oregon | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Marion County Oregon | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Calhoun County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Fairfield County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Horry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dickson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Macon County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Marion County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Sequatchie County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Smith County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Trousdale County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Aransas County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bastrop County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Caldwell County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cameron County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Galveston County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hardin County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jefferson County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lubbock County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lynn County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Montgomery County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Parker County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Taylor County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Caroline County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Manassas County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Stafford County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| York County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Kitsap County Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Skamania County Washington | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Whatcom County Washington | 1 | $ 65,000 | $ 65,000 | $ 0 |
Mortgage Loan Application Detail Totals for Self-Help Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,076 | $357,730,000 | $172,000 | $975,000 | $69,000 | $322,000 |
| Refinancing | 394 | $62,830,000 | $159,000 | $585,000 | $43,000 | $80,000 |
| Cash-out Refinancing | 203 | $29,475,000 | $145,000 | $455,000 | $0 | $0 |
| Other Purpose | 6 | $750,000 | $125,000 | $205,000 | $57,000 | $77,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,896 | $276,970,000 | $146,000 | $645,000 | $0 | $0 |
| Hispanic | 764 | $169,060,000 | $221,000 | $975,000 | $68,000 | $322,000 |
| Black or African American | 13 | $2,605,000 | $200,000 | $325,000 | $68,000 | $128,000 |
| White | 4 | $1,600,000 | $400,000 | $455,000 | $131,000 | $146,000 |
| Not Provided | 1 | $125,000 | $125,000 | $125,000 | $80,000 | $80,000 |
| Asian | 1 | $425,000 | $425,000 | $425,000 | $229,000 | $229,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,679 | $450,785,000 | $168,000 | $975,000 | $69,000 | $322,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,895 | $276,875,000 | $146,000 | $645,000 | $0 | $0 |
| Loan Originated | 564 | $121,780,000 | $215,000 | $975,000 | $68,000 | $322,000 |
| Application Denied By Financial Institution | 136 | $31,800,000 | $233,000 | $665,000 | $69,000 | $229,000 |
| Application Withdrawn By Applicant | 62 | $15,990,000 | $257,000 | $625,000 | $76,000 | $191,000 |
| Application Approved But Not Accepted | 22 | $4,340,000 | $197,000 | $405,000 | $60,000 | $115,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,543 | $418,985,000 | $164,000 | $975,000 | $69,000 | $322,000 |
| Collateral | 80 | $17,750,000 | $221,000 | $535,000 | $70,000 | $203,000 |
| Debt-To-Income Ratio | 26 | $6,500,000 | $250,000 | $665,000 | $59,000 | $150,000 |
| Unverifiable Information | 12 | $3,130,000 | $260,000 | $575,000 | $76,000 | $229,000 |
| Employment History | 7 | $1,565,000 | $223,000 | $365,000 | $63,000 | $108,000 |
| Credit History | 6 | $1,650,000 | $275,000 | $495,000 | $87,000 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,205,000 | $241,000 | $405,000 | $70,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Self-Help Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Self-Help Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.