Semper Home Loans, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Semper Home Loans, Inc 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Semper Home Loans, Inc 225 Dupont Drive Wilmington, DE 02907 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 804 |
| Total Mortgage Loan Application Amount | $181,127,000 |
| Average Mortgage Loan Application Amount | $299,000 |
| Highest Mortgage Loan Application Amount | $742,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $687,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Semper Home Loans, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Semper Home Loans, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Semper Home Loans, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Semper Home Loans, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Semper Home Loans, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Semper Home Loans, Inc's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 53 | $ 10,476,000 | $ 197,000 | $ 57,000 |
| Westchester County New York | 35 | $ 11,633,000 | $ 332,000 | $ 130,000 |
| Middlesex County Massachusetts | 22 | $ 6,362,000 | $ 289,000 | $ 34,000 |
| Kent County Rhode Island | 19 | $ 3,402,000 | $ 179,000 | $ 59,000 |
| Plymouth County Massachusetts | 17 | $ 4,543,000 | $ 267,000 | $ 36,000 |
| Hartford County Connecticut | 15 | $ 3,406,000 | $ 227,000 | $ 42,000 |
| Bristol County Massachusetts | 14 | $ 3,562,000 | $ 254,000 | $ 43,000 |
| Essex County Massachusetts | 14 | $ 3,871,000 | $ 276,000 | $ 25,000 |
| Norfolk County Massachusetts | 14 | $ 4,057,000 | $ 289,000 | $ 54,000 |
| Monroe County Pennsylvania | 12 | $ 1,780,000 | $ 148,000 | $ 62,000 |
| Washington County Rhode Island | 12 | $ 2,701,000 | $ 225,000 | $ 82,000 |
| Worcester County Massachusetts | 11 | $ 2,231,000 | $ 202,000 | $ 37,000 |
| Mecklenburg County North Carolina | 11 | $ 1,963,000 | $ 178,000 | $ 56,000 |
| Cobb County Georgia | 10 | $ 1,927,000 | $ 192,000 | $ 71,000 |
| Suffolk County New York | 10 | $ 2,778,000 | $ 277,000 | $ 61,000 |
| Montgomery County Pennsylvania | 10 | $ 2,007,000 | $ 200,000 | $ 76,000 |
| Fairfax County Virginia | 10 | $ 2,984,000 | $ 298,000 | $ 70,000 |
| Nassau County New York | 9 | $ 2,879,000 | $ 319,000 | $ 94,000 |
| Wake County North Carolina | 9 | $ 1,685,000 | $ 187,000 | $ 65,000 |
| Fairfield County Connecticut | 8 | $ 2,171,000 | $ 271,000 | $ 37,000 |
| Gwinnett County Georgia | 8 | $ 1,333,000 | $ 166,000 | $ 33,000 |
| Burlington County New Jersey | 8 | $ 2,006,000 | $ 250,000 | $ 112,000 |
| Denton County Texas | 8 | $ 1,096,000 | $ 137,000 | $ 94,000 |
| Kings County New York | 7 | $ 2,761,000 | $ 394,000 | $ 73,000 |
| Bucks County Pennsylvania | 7 | $ 1,614,000 | $ 230,000 | $ 72,000 |
| Chester County Pennsylvania | 7 | $ 2,049,000 | $ 292,000 | $ 88,000 |
| Newport County Rhode Island | 7 | $ 1,761,000 | $ 251,000 | $ 45,000 |
| King County Washington | 7 | $ 1,721,000 | $ 245,000 | $ 52,000 |
| New Haven County Connecticut | 6 | $ 1,367,000 | $ 227,000 | $ 10,000 |
| Suffolk County Massachusetts | 6 | $ 1,595,000 | $ 265,000 | $ 19,000 |
| Bergen County New Jersey | 6 | $ 2,152,000 | $ 358,000 | $ 59,000 |
| Camden County New Jersey | 6 | $ 1,235,000 | $ 205,000 | $ 39,000 |
| Queens County New York | 6 | $ 1,924,000 | $ 320,000 | $ 72,000 |
| Luzerne County Pennsylvania | 6 | $ 870,000 | $ 145,000 | $ 41,000 |
| Hamilton County Tennessee | 6 | $ 764,000 | $ 127,000 | $ 50,000 |
| DeKalb County Georgia | 5 | $ 1,219,000 | $ 243,000 | $ 142,000 |
| Fulton County Georgia | 5 | $ 1,111,000 | $ 222,000 | $ 74,000 |
| Hampden County Massachusetts | 5 | $ 942,000 | $ 188,000 | $ 12,000 |
| Middlesex County New Jersey | 5 | $ 1,183,000 | $ 236,000 | $ 16,000 |
| Rockland County New York | 5 | $ 1,575,000 | $ 315,000 | $ 103,000 |
| Bristol County Rhode Island | 5 | $ 1,069,000 | $ 213,000 | $ 53,000 |
| Cherokee County Georgia | 4 | $ 761,000 | $ 190,000 | $ 46,000 |
| Barnstable County Massachusetts | 4 | $ 1,098,000 | $ 274,000 | $ 64,000 |
| Rockingham County New Hampshire | 4 | $ 1,138,000 | $ 284,000 | $ 85,000 |
| Essex County New Jersey | 4 | $ 775,000 | $ 193,000 | $ 86,000 |
| Gloucester County New Jersey | 4 | $ 969,000 | $ 242,000 | $ 32,000 |
| Monmouth County New Jersey | 4 | $ 1,338,000 | $ 334,000 | $ 100,000 |
| Dutchess County New York | 4 | $ 959,000 | $ 239,000 | $ 80,000 |
| Orange County New York | 4 | $ 828,000 | $ 207,000 | $ 26,000 |
| Putnam County New York | 4 | $ 901,000 | $ 225,000 | $ 80,000 |
| Richmond County New York | 4 | $ 1,365,000 | $ 341,000 | $ 113,000 |
| Delaware County Pennsylvania | 4 | $ 1,000,000 | $ 250,000 | $ 90,000 |
| Lancaster County Pennsylvania | 4 | $ 660,000 | $ 165,000 | $ 47,000 |
| Northampton County Pennsylvania | 4 | $ 532,000 | $ 133,000 | $ 45,000 |
| Philadelphia County Pennsylvania | 4 | $ 668,000 | $ 167,000 | $ 51,000 |
| Riverside County California | 3 | $ 584,000 | $ 194,000 | $ 36,000 |
| Douglas County Colorado | 3 | $ 745,000 | $ 248,000 | $ 102,000 |
| Litchfield County Connecticut | 3 | $ 876,000 | $ 292,000 | $ 17,000 |
| New London County Connecticut | 3 | $ 632,000 | $ 210,000 | $ 0 |
| Tolland County Connecticut | 3 | $ 796,000 | $ 265,000 | $ 63,000 |
| District of Columbia County District Of Columbia | 3 | $ 685,000 | $ 228,000 | $ 52,000 |
| Catoosa County Georgia | 3 | $ 460,000 | $ 153,000 | $ 20,000 |
| Forsyth County Georgia | 3 | $ 744,000 | $ 248,000 | $ 91,000 |
| Paulding County Georgia | 3 | $ 453,000 | $ 151,000 | $ 43,000 |
| Richmond County Georgia | 3 | $ 269,000 | $ 89,000 | $ 64,000 |
| Montgomery County Maryland | 3 | $ 639,000 | $ 213,000 | $ 56,000 |
| Hudson County New Jersey | 3 | $ 967,000 | $ 322,000 | $ 52,000 |
| Ocean County New Jersey | 3 | $ 1,068,000 | $ 356,000 | $ 114,000 |
| Bronx County New York | 3 | $ 1,142,000 | $ 380,000 | $ 100,000 |
| Erie County New York | 3 | $ 531,000 | $ 177,000 | $ 23,000 |
| Monroe County New York | 3 | $ 493,000 | $ 164,000 | $ 39,000 |
| Ulster County New York | 3 | $ 635,000 | $ 211,000 | $ 40,000 |
| Gaston County North Carolina | 3 | $ 543,000 | $ 181,000 | $ 45,000 |
| Guilford County North Carolina | 3 | $ 488,000 | $ 162,000 | $ 17,000 |
| New Hanover County North Carolina | 3 | $ 636,000 | $ 212,000 | $ 31,000 |
| Allegheny County Pennsylvania | 3 | $ 600,000 | $ 200,000 | $ 66,000 |
| Berks County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 30,000 |
| Erie County Pennsylvania | 3 | $ 428,000 | $ 142,000 | $ 59,000 |
| Lehigh County Pennsylvania | 3 | $ 391,000 | $ 130,000 | $ 42,000 |
| Pike County Pennsylvania | 3 | $ 494,000 | $ 164,000 | $ 32,000 |
| York County Pennsylvania | 3 | $ 539,000 | $ 179,000 | $ 18,000 |
| Prince William County Virginia | 3 | $ 637,000 | $ 212,000 | $ 57,000 |
| Los Angeles County California | 2 | $ 467,000 | $ 233,000 | $ 34,000 |
| San Bernardino County California | 2 | $ 213,000 | $ 106,000 | $ 58,000 |
| San Diego County California | 2 | $ 731,000 | $ 365,000 | $ 58,000 |
| Solano County California | 2 | $ 648,000 | $ 324,000 | $ 32,000 |
| Middlesex County Connecticut | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Windham County Connecticut | 2 | $ 433,000 | $ 216,000 | $ 65,000 |
| Broward County Florida | 2 | $ 390,000 | $ 195,000 | $ 64,000 |
| Orange County Florida | 2 | $ 361,000 | $ 180,000 | $ 30,000 |
| Palm Beach County Florida | 2 | $ 379,000 | $ 189,000 | $ 128,000 |
| Jackson County Georgia | 2 | $ 315,000 | $ 157,000 | $ 52,000 |
| Anne Arundel County Maryland | 2 | $ 556,000 | $ 278,000 | $ 83,000 |
| Harford County Maryland | 2 | $ 616,000 | $ 308,000 | $ 69,000 |
| Passaic County New Jersey | 2 | $ 493,000 | $ 246,000 | $ 84,000 |
| Greene County New York | 2 | $ 329,000 | $ 164,000 | $ 23,000 |
| Niagara County New York | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 492,000 | $ 246,000 | $ 124,000 |
| Cleveland County North Carolina | 2 | $ 252,000 | $ 126,000 | $ 20,000 |
| Durham County North Carolina | 2 | $ 381,000 | $ 190,000 | $ 0 |
| Moore County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 63,000 |
| Centre County Pennsylvania | 2 | $ 255,000 | $ 127,000 | $ 11,000 |
| Beaufort County South Carolina | 2 | $ 345,000 | $ 172,000 | $ 57,000 |
| Williamson County Tennessee | 2 | $ 545,000 | $ 272,000 | $ 77,000 |
| Brazoria County Texas | 2 | $ 372,000 | $ 186,000 | $ 41,000 |
| Collin County Texas | 2 | $ 344,000 | $ 172,000 | $ 23,000 |
| Dallas County Texas | 2 | $ 349,000 | $ 174,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 416,000 | $ 208,000 | $ 0 |
| Tarrant County Texas | 2 | $ 347,000 | $ 173,000 | $ 35,000 |
| Travis County Texas | 2 | $ 376,000 | $ 188,000 | $ 0 |
| Washington County Utah | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| Chesterfield County Virginia | 2 | $ 411,000 | $ 205,000 | $ 49,000 |
| Loudoun County Virginia | 2 | $ 603,000 | $ 301,000 | $ 42,000 |
| Page County Virginia | 2 | $ 240,000 | $ 120,000 | $ 20,000 |
| Pierce County Washington | 2 | $ 326,000 | $ 163,000 | $ 55,000 |
| Snohomish County Washington | 2 | $ 550,000 | $ 275,000 | $ 143,000 |
| Spokane County Washington | 2 | $ 391,000 | $ 195,000 | $ 116,000 |
| Coffee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 8,000 |
| Montgomery County Alabama | 1 | $ 130,000 | $ 130,000 | $ 76,000 |
| Shelby County Alabama | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Tuscaloosa County Alabama | 1 | $ 154,000 | $ 154,000 | $ 67,000 |
| Monterey County California | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Napa County California | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Placer County California | 1 | $ 167,000 | $ 167,000 | $ 151,000 |
| Plumas County California | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Sacramento County California | 1 | $ 103,000 | $ 103,000 | $ 0 |
| San Joaquin County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| San Mateo County California | 1 | $ 416,000 | $ 416,000 | $ 148,000 |
| Santa Barbara County California | 1 | $ 397,000 | $ 397,000 | $ 34,000 |
| Santa Clara County California | 1 | $ 472,000 | $ 472,000 | $ 155,000 |
| Jefferson County Colorado | 1 | $ 186,000 | $ 186,000 | $ 45,000 |
| La Plata County Colorado | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Larimer County Colorado | 1 | $ 266,000 | $ 266,000 | $ 92,000 |
| Pueblo County Colorado | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bay County Florida | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Hillsborough County Florida | 1 | $ 212,000 | $ 212,000 | $ 109,000 |
| Lee County Florida | 1 | $ 120,000 | $ 120,000 | $ 85,000 |
| Manatee County Florida | 1 | $ 236,000 | $ 236,000 | $ 24,000 |
| Martin County Florida | 1 | $ 248,000 | $ 248,000 | $ 95,000 |
| Miami-Dade County Florida | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 71,000 | $ 71,000 | $ 124,000 |
| Pinellas County Florida | 1 | $ 240,000 | $ 240,000 | $ 182,000 |
| Santa Rosa County Florida | 1 | $ 269,000 | $ 269,000 | $ 163,000 |
| St. Johns County Florida | 1 | $ 231,000 | $ 231,000 | $ 74,000 |
| St. Lucie County Florida | 1 | $ 241,000 | $ 241,000 | $ 86,000 |
| Volusia County Florida | 1 | $ 86,000 | $ 86,000 | $ 44,000 |
| Bartow County Georgia | 1 | $ 109,000 | $ 109,000 | $ 102,000 |
| Butts County Georgia | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Camden County Georgia | 1 | $ 150,000 | $ 150,000 | $ 79,000 |
| Chatham County Georgia | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
| Clayton County Georgia | 1 | $ 49,000 | $ 49,000 | $ 29,000 |
| Coweta County Georgia | 1 | $ 143,000 | $ 143,000 | $ 46,000 |
| Dade County Georgia | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
| Dodge County Georgia | 1 | $ 133,000 | $ 133,000 | $ 84,000 |
| Dougherty County Georgia | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Fayette County Georgia | 1 | $ 148,000 | $ 148,000 | $ 35,000 |
| Harris County Georgia | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Henry County Georgia | 1 | $ 114,000 | $ 114,000 | $ 31,000 |
| Muscogee County Georgia | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Newton County Georgia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Stephens County Georgia | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Noble County Indiana | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 30,000 |
| East Baton Rouge County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 179,000 |
| Baltimore County Maryland | 1 | $ 164,000 | $ 164,000 | $ 125,000 |
| Baltimore City County Maryland | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Cecil County Maryland | 1 | $ 333,000 | $ 333,000 | $ 167,000 |
| Frederick County Maryland | 1 | $ 342,000 | $ 342,000 | $ 82,000 |
| Prince George's County Maryland | 1 | $ 84,000 | $ 84,000 | $ 77,000 |
| Washington County Maryland | 1 | $ 248,000 | $ 248,000 | $ 70,000 |
| Franklin County Massachusetts | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 229,000 | $ 229,000 | $ 120,000 |
| Carroll County New Hampshire | 1 | $ 168,000 | $ 168,000 | $ 223,000 |
| Cheshire County New Hampshire | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
| Hillsborough County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 242,000 | $ 242,000 | $ 76,000 |
| Atlantic County New Jersey | 1 | $ 276,000 | $ 276,000 | $ 76,000 |
| Cumberland County New Jersey | 1 | $ 142,000 | $ 142,000 | $ 56,000 |
| Mercer County New Jersey | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Morris County New Jersey | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Salem County New Jersey | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 577,000 | $ 577,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Warren County New Jersey | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Albany County New York | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Broome County New York | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Genesee County New York | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Oneida County New York | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Onondaga County New York | 1 | $ 156,000 | $ 156,000 | $ 82,000 |
| Otsego County New York | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Saratoga County New York | 1 | $ 230,000 | $ 230,000 | $ 51,000 |
| Schenectady County New York | 1 | $ 177,000 | $ 177,000 | $ 46,000 |
| St. Lawrence County New York | 1 | $ 164,000 | $ 164,000 | $ 64,000 |
| Steuben County New York | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Tioga County New York | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Warren County New York | 1 | $ 274,000 | $ 274,000 | $ 134,000 |
| Wayne County New York | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 89,000 |
| Cabarrus County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 68,000 |
| Chowan County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 47,000 |
| Columbus County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 27,000 |
| Davidson County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| Duplin County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 80,000 |
| Halifax County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 97,000 |
| Lee County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 155,000 |
| Orange County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 67,000 |
| Robeson County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Sampson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Stanly County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 71,000 |
| Surry County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Union County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 60,000 |
| Wilson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Franklin County Ohio | 1 | $ 238,000 | $ 238,000 | $ 107,000 |
| Multnomah County Oregon | 1 | $ 339,000 | $ 339,000 | $ 75,000 |
| Bradford County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
| Crawford County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 123,000 |
| Cumberland County Pennsylvania | 1 | $ 383,000 | $ 383,000 | $ 104,000 |
| Dauphin County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| Fayette County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Lebanon County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 62,000 |
| Perry County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 71,000 |
| Susquehanna County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 44,000 |
| Washington County Pennsylvania | 1 | $ 181,000 | $ 181,000 | $ 64,000 |
| Wayne County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 33,000 |
| Westmoreland County Pennsylvania | 1 | $ 271,000 | $ 271,000 | $ 100,000 |
| Dorchester County South Carolina | 1 | $ 204,000 | $ 204,000 | $ 84,000 |
| Edgefield County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 135,000 |
| Lexington County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Blount County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 74,000 |
| Decatur County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 39,000 |
| Rutherford County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 63,000 |
| Washington County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 117,000 |
| Bexar County Texas | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Cherokee County Texas | 1 | $ 194,000 | $ 194,000 | $ 169,000 |
| Ector County Texas | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Galveston County Texas | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 220,000 | $ 220,000 | $ 85,000 |
| Alexandria County Virginia | 1 | $ 137,000 | $ 137,000 | $ 12,000 |
| Arlington County Virginia | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Augusta County Virginia | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 104,000 | $ 104,000 | $ 89,000 |
| Gloucester County Virginia | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Hampton County Virginia | 1 | $ 290,000 | $ 290,000 | $ 108,000 |
| Henrico County Virginia | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Hopewell County Virginia | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 216,000 | $ 216,000 | $ 116,000 |
| Kitsap County Washington | 1 | $ 310,000 | $ 310,000 | $ 75,000 |
| Whatcom County Washington | 1 | $ 340,000 | $ 340,000 | $ 88,000 |
| Whitman County Washington | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Platte County Wyoming | 1 | $ 124,000 | $ 124,000 | $ 0 |
Mortgage Loan Application Detail Totals for Semper Home Loans, Inc in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 631 | $142,767,000 | $226,000 | $742,000 | $50,000 | $687,000 |
| Home Purchase | 172 | $37,909,000 | $220,000 | $695,000 | $87,000 | $331,000 |
| Home Improvement | 1 | $451,000 | $451,000 | $451,000 | $129,000 | $129,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 541 | $119,207,000 | $220,000 | $730,000 | $57,000 | $480,000 |
| Not Provided | 97 | $22,603,000 | $233,000 | $648,000 | $55,000 | $190,000 |
| Black or African American | 79 | $16,512,000 | $209,000 | $520,000 | $43,000 | $273,000 |
| Hispanic | 47 | $11,877,000 | $252,000 | $742,000 | $73,000 | $687,000 |
| Asian | 38 | $10,493,000 | $276,000 | $695,000 | $93,000 | $331,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $435,000 | $217,000 | $234,000 | $29,000 | $59,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 490 | $112,442,000 | $229,000 | $742,000 | $35,000 | $687,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 290 | $64,082,000 | $220,000 | $730,000 | $96,000 | $480,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,877,000 | $205,000 | $432,000 | $57,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,726,000 | $172,000 | $426,000 | $63,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 736 | $165,847,000 | $225,000 | $742,000 | $57,000 | $687,000 |
| Application Withdrawn By Applicant | 37 | $7,983,000 | $215,000 | $450,000 | $47,000 | $151,000 |
| Application Denied By Financial Institution | 22 | $5,024,000 | $228,000 | $730,000 | $84,000 | $183,000 |
| File Closed For Incompleteness | 5 | $933,000 | $186,000 | $278,000 | $35,000 | $86,000 |
| Application Approved But Not Accepted | 4 | $1,340,000 | $335,000 | $683,000 | $112,000 | $283,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5 | $968,000 | $193,000 | $223,000 | $61,000 | $118,000 |
| Collateral | 5 | $1,514,000 | $302,000 | $730,000 | $111,000 | $183,000 |
| Unverifiable Information | 5 | $1,487,000 | $297,000 | $520,000 | $89,000 | $169,000 |
| Other | 2 | $312,000 | $156,000 | $231,000 | $100,000 | $169,000 |
| Debt-To-Income Ratio | 2 | $353,000 | $176,000 | $233,000 | $44,000 | $61,000 |
| Employment History | 1 | $212,000 | $212,000 | $212,000 | $109,000 | $109,000 |
| Mortgage Insurance Denied | 1 | $109,000 | $109,000 | $109,000 | $102,000 | $102,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Semper Home Loans, Inc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Semper Home Loans, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.