Simmons Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Simmons Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Simmons Bank 501 Main Pine Bluff, AR 71601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 9,051 |
| Total Mortgage Loan Application Amount | $2,163,915,000 |
| Average Mortgage Loan Application Amount | $181,000 |
| Highest Mortgage Loan Application Amount | $51,125,000 |
| Average Applicant Income | $118,000 |
| Highest Applicant Income | $6,555,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Simmons Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Simmons Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Simmons Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 740 | $ 195,930,000 | $ 264,000 | $ 141,000 |
| Craighead County Arkansas | 359 | $ 73,725,000 | $ 205,000 | $ 105,000 |
| Boone County Missouri | 347 | $ 75,005,000 | $ 216,000 | $ 138,000 |
| Saline County Arkansas | 312 | $ 62,560,000 | $ 200,000 | $ 98,000 |
| White County Arkansas | 237 | $ 42,085,000 | $ 177,000 | $ 91,000 |
| Payne County Oklahoma | 236 | $ 49,590,000 | $ 210,000 | $ 119,000 |
| Garland County Arkansas | 219 | $ 42,045,000 | $ 191,000 | $ 120,000 |
| Benton County Arkansas | 208 | $ 43,410,000 | $ 208,000 | $ 128,000 |
| Shelby County Tennessee | 208 | $ 54,980,000 | $ 264,000 | $ 133,000 |
| Weakley County Tennessee | 198 | $ 22,560,000 | $ 113,000 | $ 74,000 |
| Washington County Arkansas | 197 | $ 64,825,000 | $ 329,000 | $ 120,000 |
| Jefferson County Arkansas | 196 | $ 22,780,000 | $ 116,000 | $ 72,000 |
| Faulkner County Arkansas | 191 | $ 37,035,000 | $ 193,000 | $ 111,000 |
| Madison County Tennessee | 186 | $ 40,500,000 | $ 217,000 | $ 85,000 |
| Oklahoma County Oklahoma | 184 | $ 64,640,000 | $ 351,000 | $ 247,000 |
| St. Louis County Missouri | 183 | $ 32,375,000 | $ 176,000 | $ 113,000 |
| Gibson County Tennessee | 176 | $ 28,390,000 | $ 161,000 | $ 78,000 |
| Dallas County Texas | 160 | $ 58,650,000 | $ 366,000 | $ 211,000 |
| Tarrant County Texas | 157 | $ 79,695,000 | $ 507,000 | $ 169,000 |
| Davidson County Tennessee | 156 | $ 50,870,000 | $ 326,000 | $ 151,000 |
| Howell County Missouri | 146 | $ 18,910,000 | $ 129,000 | $ 75,000 |
| Taney County Missouri | 138 | $ 20,490,000 | $ 148,000 | $ 136,000 |
| Dyer County Tennessee | 134 | $ 15,920,000 | $ 118,000 | $ 70,000 |
| Collin County Texas | 129 | $ 71,175,000 | $ 551,000 | $ 189,000 |
| Greene County Missouri | 118 | $ 19,470,000 | $ 165,000 | $ 72,000 |
| Obion County Tennessee | 118 | $ 11,360,000 | $ 96,000 | $ 70,000 |
| Stone County Missouri | 108 | $ 18,040,000 | $ 167,000 | $ 148,000 |
| Pope County Arkansas | 104 | $ 15,350,000 | $ 147,000 | $ 75,000 |
| Sumner County Tennessee | 91 | $ 16,045,000 | $ 176,000 | $ 125,000 |
| Sedgwick County Kansas | 83 | $ 21,325,000 | $ 256,000 | $ 173,000 |
| Lonoke County Arkansas | 79 | $ 14,945,000 | $ 189,000 | $ 101,000 |
| Grayson County Texas | 73 | $ 13,695,000 | $ 187,000 | $ 195,000 |
| McMinn County Tennessee | 71 | $ 8,875,000 | $ 125,000 | $ 65,000 |
| Williamson County Tennessee | 68 | $ 33,000,000 | $ 485,000 | $ 287,000 |
| Monroe County Tennessee | 65 | $ 10,055,000 | $ 154,000 | $ 151,000 |
| Sebastian County Arkansas | 61 | $ 10,915,000 | $ 178,000 | $ 95,000 |
| Pettis County Missouri | 61 | $ 8,645,000 | $ 141,000 | $ 80,000 |
| Union County Arkansas | 60 | $ 8,020,000 | $ 133,000 | $ 115,000 |
| Denton County Texas | 58 | $ 32,990,000 | $ 568,000 | $ 135,000 |
| Texas County Missouri | 57 | $ 5,325,000 | $ 93,000 | $ 56,000 |
| St. Louis City County Missouri | 56 | $ 7,770,000 | $ 138,000 | $ 66,000 |
| Greene County Arkansas | 52 | $ 8,880,000 | $ 170,000 | $ 117,000 |
| Christian County Missouri | 52 | $ 8,890,000 | $ 170,000 | $ 121,000 |
| Tulsa County Oklahoma | 46 | $ 9,870,000 | $ 214,000 | $ 146,000 |
| Cedar County Missouri | 43 | $ 5,815,000 | $ 135,000 | $ 60,000 |
| St. Charles County Missouri | 42 | $ 6,730,000 | $ 160,000 | $ 88,000 |
| Robertson County Tennessee | 42 | $ 9,960,000 | $ 237,000 | $ 80,000 |
| Franklin County Arkansas | 39 | $ 4,685,000 | $ 120,000 | $ 85,000 |
| Henderson County Tennessee | 38 | $ 5,180,000 | $ 136,000 | $ 68,000 |
| Dade County Missouri | 36 | $ 2,690,000 | $ 74,000 | $ 52,000 |
| Lawrence County Missouri | 36 | $ 3,070,000 | $ 85,000 | $ 81,000 |
| Van Buren County Arkansas | 34 | $ 3,200,000 | $ 94,000 | $ 71,000 |
| Hardeman County Tennessee | 34 | $ 3,450,000 | $ 101,000 | $ 57,000 |
| Johnson County Arkansas | 31 | $ 4,105,000 | $ 132,000 | $ 57,000 |
| Jasper County Missouri | 30 | $ 16,600,000 | $ 553,000 | $ 92,000 |
| Blount County Tennessee | 30 | $ 5,770,000 | $ 192,000 | $ 140,000 |
| Lincoln County Arkansas | 29 | $ 4,155,000 | $ 143,000 | $ 71,000 |
| Desha County Arkansas | 28 | $ 2,400,000 | $ 85,000 | $ 128,000 |
| Harris County Texas | 28 | $ 49,260,000 | $ 1,759,000 | $ 316,000 |
| Webster County Missouri | 27 | $ 3,705,000 | $ 137,000 | $ 56,000 |
| Cleveland County Oklahoma | 27 | $ 5,415,000 | $ 200,000 | $ 146,000 |
| Shannon County Missouri | 25 | $ 2,145,000 | $ 85,000 | $ 55,000 |
| Crockett County Tennessee | 25 | $ 2,685,000 | $ 107,000 | $ 81,000 |
| Knox County Tennessee | 25 | $ 4,555,000 | $ 182,000 | $ 89,000 |
| Haywood County Tennessee | 23 | $ 2,325,000 | $ 101,000 | $ 58,000 |
| Cleburne County Arkansas | 22 | $ 5,130,000 | $ 233,000 | $ 132,000 |
| Poinsett County Arkansas | 22 | $ 2,910,000 | $ 132,000 | $ 75,000 |
| Searcy County Arkansas | 22 | $ 2,040,000 | $ 92,000 | $ 59,000 |
| Johnson County Kansas | 22 | $ 4,900,000 | $ 222,000 | $ 153,000 |
| Chicot County Arkansas | 21 | $ 2,855,000 | $ 135,000 | $ 135,000 |
| Drew County Arkansas | 21 | $ 2,925,000 | $ 139,000 | $ 81,000 |
| Camden County Missouri | 21 | $ 4,835,000 | $ 230,000 | $ 1,068,000 |
| Jackson County Missouri | 21 | $ 6,335,000 | $ 301,000 | $ 104,000 |
| Maury County Tennessee | 21 | $ 4,485,000 | $ 213,000 | $ 80,000 |
| Johnson County Texas | 21 | $ 4,745,000 | $ 225,000 | $ 122,000 |
| DeSoto County Mississippi | 20 | $ 5,110,000 | $ 255,000 | $ 107,000 |
| Stone County Arkansas | 19 | $ 1,355,000 | $ 71,000 | $ 64,000 |
| Canadian County Oklahoma | 19 | $ 3,565,000 | $ 187,000 | $ 272,000 |
| Bryan County Oklahoma | 18 | $ 2,460,000 | $ 136,000 | $ 82,000 |
| Rutherford County Tennessee | 18 | $ 3,620,000 | $ 201,000 | $ 114,000 |
| Baxter County Arkansas | 17 | $ 3,515,000 | $ 206,000 | $ 205,000 |
| Grant County Arkansas | 17 | $ 3,025,000 | $ 177,000 | $ 89,000 |
| Travis County Texas | 17 | $ 7,085,000 | $ 416,000 | $ 201,000 |
| Chester County Tennessee | 16 | $ 3,180,000 | $ 198,000 | $ 69,000 |
| Roane County Tennessee | 16 | $ 2,950,000 | $ 184,000 | $ 100,000 |
| Tipton County Tennessee | 16 | $ 2,040,000 | $ 127,000 | $ 85,000 |
| Cooke County Texas | 16 | $ 2,570,000 | $ 160,000 | $ 97,000 |
| Sharp County Arkansas | 15 | $ 1,905,000 | $ 127,000 | $ 56,000 |
| Oregon County Missouri | 15 | $ 1,305,000 | $ 87,000 | $ 58,000 |
| Dickson County Tennessee | 15 | $ 4,005,000 | $ 267,000 | $ 86,000 |
| Ashley County Arkansas | 14 | $ 1,250,000 | $ 89,000 | $ 69,000 |
| Murray County Oklahoma | 14 | $ 1,600,000 | $ 114,000 | $ 109,000 |
| Wilson County Tennessee | 14 | $ 3,570,000 | $ 255,000 | $ 129,000 |
| Callaway County Missouri | 13 | $ 1,385,000 | $ 106,000 | $ 43,000 |
| Cleveland County Arkansas | 12 | $ 1,790,000 | $ 149,000 | $ 78,000 |
| Butler County Kansas | 12 | $ 31,820,000 | $ 2,651,000 | $ 162,000 |
| Reno County Kansas | 12 | $ 750,000 | $ 62,000 | $ 58,000 |
| Newton County Missouri | 12 | $ 1,480,000 | $ 123,000 | $ 80,000 |
| Pontotoc County Oklahoma | 12 | $ 1,490,000 | $ 124,000 | $ 72,000 |
| Cheatham County Tennessee | 12 | $ 3,110,000 | $ 259,000 | $ 71,000 |
| Fulton County Arkansas | 11 | $ 1,315,000 | $ 119,000 | $ 83,000 |
| Jefferson County Missouri | 11 | $ 2,105,000 | $ 191,000 | $ 70,000 |
| Garvin County Oklahoma | 11 | $ 905,000 | $ 82,000 | $ 63,000 |
| Mississippi County Arkansas | 10 | $ 1,710,000 | $ 171,000 | $ 144,000 |
| Yell County Arkansas | 10 | $ 1,030,000 | $ 103,000 | $ 80,000 |
| Douglas County Missouri | 10 | $ 870,000 | $ 87,000 | $ 45,000 |
| Wright County Missouri | 10 | $ 1,250,000 | $ 125,000 | $ 54,000 |
| Carter County Oklahoma | 10 | $ 1,250,000 | $ 125,000 | $ 61,000 |
| Johnston County Oklahoma | 10 | $ 1,290,000 | $ 129,000 | $ 83,000 |
| Carroll County Tennessee | 10 | $ 1,130,000 | $ 113,000 | $ 94,000 |
| Loudon County Tennessee | 10 | $ 2,610,000 | $ 261,000 | $ 88,000 |
| Crawford County Arkansas | 9 | $ 1,675,000 | $ 186,000 | $ 82,000 |
| Hot Spring County Arkansas | 9 | $ 1,765,000 | $ 196,000 | $ 115,000 |
| Perry County Arkansas | 9 | $ 1,305,000 | $ 145,000 | $ 69,000 |
| Marshall County Oklahoma | 9 | $ 1,085,000 | $ 120,000 | $ 169,000 |
| Fayette County Tennessee | 9 | $ 3,145,000 | $ 349,000 | $ 170,000 |
| Logan County Arkansas | 8 | $ 640,000 | $ 80,000 | $ 78,000 |
| Randolph County Arkansas | 8 | $ 2,760,000 | $ 345,000 | $ 169,000 |
| Barry County Missouri | 8 | $ 1,660,000 | $ 207,000 | $ 84,000 |
| Grady County Oklahoma | 8 | $ 670,000 | $ 83,000 | $ 51,000 |
| Lauderdale County Tennessee | 8 | $ 1,010,000 | $ 126,000 | $ 82,000 |
| McNairy County Tennessee | 8 | $ 1,130,000 | $ 141,000 | $ 70,000 |
| Independence County Arkansas | 7 | $ 1,395,000 | $ 199,000 | $ 100,000 |
| Tippah County Mississippi | 7 | $ 895,000 | $ 127,000 | $ 83,000 |
| Delaware County Oklahoma | 7 | $ 1,805,000 | $ 257,000 | $ 267,000 |
| Logan County Oklahoma | 7 | $ 1,725,000 | $ 246,000 | $ 197,000 |
| Noble County Oklahoma | 7 | $ 1,155,000 | $ 165,000 | $ 85,000 |
| Anderson County Tennessee | 7 | $ 1,585,000 | $ 226,000 | $ 220,000 |
| Henry County Tennessee | 7 | $ 585,000 | $ 83,000 | $ 59,000 |
| Parker County Texas | 7 | $ 3,645,000 | $ 520,000 | $ 311,000 |
| Maricopa County Arizona | 6 | $ 2,710,000 | $ 451,000 | $ 211,000 |
| Bradley County Arkansas | 6 | $ 580,000 | $ 96,000 | $ 59,000 |
| Carroll County Arkansas | 6 | $ 2,180,000 | $ 363,000 | $ 232,000 |
| Clark County Arkansas | 6 | $ 950,000 | $ 158,000 | $ 82,000 |
| Wyandotte County Kansas | 6 | $ 1,960,000 | $ 326,000 | $ 84,000 |
| Fulton County Kentucky | 6 | $ 680,000 | $ 113,000 | $ 43,000 |
| Muskogee County Oklahoma | 6 | $ 210,000 | $ 35,000 | $ 56,000 |
| Wagoner County Oklahoma | 6 | $ 1,090,000 | $ 181,000 | $ 100,000 |
| Hamilton County Tennessee | 6 | $ 1,070,000 | $ 178,000 | $ 106,000 |
| Bexar County Texas | 6 | $ 1,090,000 | $ 181,000 | $ 171,000 |
| Fannin County Texas | 6 | $ 990,000 | $ 165,000 | $ 62,000 |
| Hood County Texas | 6 | $ 720,000 | $ 120,000 | $ 107,000 |
| Montgomery County Texas | 6 | $ 1,950,000 | $ 325,000 | $ 146,000 |
| Baldwin County Alabama | 5 | $ 1,565,000 | $ 313,000 | $ 167,000 |
| Conway County Arkansas | 5 | $ 545,000 | $ 109,000 | $ 50,000 |
| Orange County Florida | 5 | $ 1,625,000 | $ 325,000 | $ 74,000 |
| Walton County Florida | 5 | $ 4,585,000 | $ 917,000 | $ 592,000 |
| Middlesex County Massachusetts | 5 | $ 2,035,000 | $ 407,000 | $ 245,000 |
| Barton County Missouri | 5 | $ 385,000 | $ 77,000 | $ 92,000 |
| Clay County Missouri | 5 | $ 935,000 | $ 187,000 | $ 79,000 |
| Cole County Missouri | 5 | $ 665,000 | $ 133,000 | $ 57,000 |
| Morgan County Missouri | 5 | $ 655,000 | $ 131,000 | $ 77,000 |
| Ozark County Missouri | 5 | $ 855,000 | $ 171,000 | $ 98,000 |
| Vernon County Missouri | 5 | $ 595,000 | $ 119,000 | $ 73,000 |
| Clark County Nevada | 5 | $ 2,365,000 | $ 473,000 | $ 180,000 |
| Cherokee County Oklahoma | 5 | $ 655,000 | $ 131,000 | $ 134,000 |
| Kay County Oklahoma | 5 | $ 525,000 | $ 105,000 | $ 77,000 |
| Rogers County Oklahoma | 5 | $ 1,295,000 | $ 259,000 | $ 71,000 |
| Decatur County Tennessee | 5 | $ 905,000 | $ 181,000 | $ 99,000 |
| Henderson County Texas | 5 | $ 1,765,000 | $ 353,000 | $ 294,000 |
| Williamson County Texas | 5 | $ 1,735,000 | $ 347,000 | $ 149,000 |
| Boone County Arkansas | 4 | $ 950,000 | $ 237,000 | $ 90,000 |
| Dallas County Arkansas | 4 | $ 280,000 | $ 70,000 | $ 36,000 |
| Lawrence County Arkansas | 4 | $ 280,000 | $ 70,000 | $ 61,000 |
| Monroe County Arkansas | 4 | $ 670,000 | $ 167,000 | $ 42,000 |
| Montgomery County Arkansas | 4 | $ 570,000 | $ 142,000 | $ 148,000 |
| Ouachita County Arkansas | 4 | $ 610,000 | $ 152,000 | $ 70,000 |
| Jefferson County Colorado | 4 | $ 1,200,000 | $ 300,000 | $ 78,000 |
| Pinellas County Florida | 4 | $ 1,340,000 | $ 335,000 | $ 138,000 |
| Cherokee County Georgia | 4 | $ 870,000 | $ 217,000 | $ 67,000 |
| Cobb County Georgia | 4 | $ 1,120,000 | $ 280,000 | $ 113,000 |
| Fulton County Georgia | 4 | $ 2,410,000 | $ 602,000 | $ 191,000 |
| Madison County Illinois | 4 | $ 600,000 | $ 150,000 | $ 113,000 |
| Harvey County Kansas | 4 | $ 570,000 | $ 142,000 | $ 144,000 |
| Cooper County Missouri | 4 | $ 700,000 | $ 175,000 | $ 246,000 |
| Franklin County Missouri | 4 | $ 770,000 | $ 192,000 | $ 111,000 |
| Johnson County Missouri | 4 | $ 900,000 | $ 225,000 | $ 79,000 |
| McDonald County Missouri | 4 | $ 760,000 | $ 190,000 | $ 74,000 |
| Buncombe County North Carolina | 4 | $ 1,550,000 | $ 387,000 | $ 134,000 |
| McClain County Oklahoma | 4 | $ 780,000 | $ 195,000 | $ 130,000 |
| Sequoyah County Oklahoma | 4 | $ 920,000 | $ 230,000 | $ 127,000 |
| Sevier County Tennessee | 4 | $ 1,440,000 | $ 360,000 | $ 255,000 |
| Ellis County Texas | 4 | $ 1,180,000 | $ 295,000 | $ 105,000 |
| Midland County Texas | 4 | $ 1,540,000 | $ 385,000 | $ 355,000 |
| Crittenden County Arkansas | 3 | $ 315,000 | $ 105,000 | $ 25,000 |
| Cross County Arkansas | 3 | $ 485,000 | $ 161,000 | $ 102,000 |
| Madison County Arkansas | 3 | $ 525,000 | $ 175,000 | $ 101,000 |
| Marion County Arkansas | 3 | $ 415,000 | $ 138,000 | $ 74,000 |
| Phillips County Arkansas | 3 | $ 315,000 | $ 105,000 | $ 102,000 |
| Polk County Arkansas | 3 | $ 345,000 | $ 115,000 | $ 236,000 |
| Prairie County Arkansas | 3 | $ 375,000 | $ 125,000 | $ 56,000 |
| Arapahoe County Colorado | 3 | $ 1,665,000 | $ 555,000 | $ 452,000 |
| Denver County Colorado | 3 | $ 1,075,000 | $ 358,000 | $ 343,000 |
| Sarasota County Florida | 3 | $ 985,000 | $ 328,000 | $ 159,000 |
| Cook County Illinois | 3 | $ 755,000 | $ 251,000 | $ 88,000 |
| McPherson County Kansas | 3 | $ 825,000 | $ 275,000 | $ 81,000 |
| East Baton Rouge County Louisiana | 3 | $ 1,295,000 | $ 431,000 | $ 321,000 |
| Norfolk County Massachusetts | 3 | $ 1,475,000 | $ 491,000 | $ 231,000 |
| Lafayette County Mississippi | 3 | $ 555,000 | $ 185,000 | $ 255,000 |
| Cass County Missouri | 3 | $ 805,000 | $ 268,000 | $ 85,000 |
| Dallas County Missouri | 3 | $ 405,000 | $ 135,000 | $ 101,000 |
| Laclede County Missouri | 3 | $ 505,000 | $ 168,000 | $ 41,000 |
| Lincoln County Missouri | 3 | $ 405,000 | $ 135,000 | $ 143,000 |
| Platte County Missouri | 3 | $ 765,000 | $ 255,000 | $ 181,000 |
| Polk County Missouri | 3 | $ 275,000 | $ 91,000 | $ 51,000 |
| Hamblen County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 170,000 |
| Lake County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 49,000 |
| Marshall County Tennessee | 3 | $ 485,000 | $ 161,000 | $ 99,000 |
| Meigs County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 47,000 |
| Brazoria County Texas | 3 | $ 1,115,000 | $ 371,000 | $ 239,000 |
| Fort Bend County Texas | 3 | $ 1,225,000 | $ 408,000 | $ 228,000 |
| Gregg County Texas | 3 | $ 565,000 | $ 188,000 | $ 340,000 |
| Kaufman County Texas | 3 | $ 605,000 | $ 201,000 | $ 51,000 |
| Lubbock County Texas | 3 | $ 355,000 | $ 118,000 | $ 548,000 |
| Nueces County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 415,000 |
| Rockwall County Texas | 3 | $ 1,075,000 | $ 358,000 | $ 114,000 |
| Jefferson County Alabama | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Shelby County Alabama | 2 | $ 790,000 | $ 395,000 | $ 172,000 |
| Calhoun County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| Izard County Arkansas | 2 | $ 400,000 | $ 200,000 | $ 390,000 |
| Jackson County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Little River County Arkansas | 2 | $ 70,000 | $ 35,000 | $ 75,000 |
| Miller County Arkansas | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Woodruff County Arkansas | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
| Douglas County Colorado | 2 | $ 1,930,000 | $ 965,000 | $ 932,000 |
| San Miguel County Colorado | 2 | $ 1,350,000 | $ 675,000 | $ 228,000 |
| District of Columbia County District Of Columbia | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| Broward County Florida | 2 | $ 450,000 | $ 225,000 | $ 94,000 |
| Collier County Florida | 2 | $ 1,590,000 | $ 795,000 | $ 271,000 |
| Lee County Florida | 2 | $ 770,000 | $ 385,000 | $ 224,000 |
| Manatee County Florida | 2 | $ 530,000 | $ 265,000 | $ 74,000 |
| Palm Beach County Florida | 2 | $ 630,000 | $ 315,000 | $ 280,000 |
| St. Clair County Illinois | 2 | $ 280,000 | $ 140,000 | $ 43,000 |
| Elkhart County Indiana | 2 | $ 430,000 | $ 215,000 | $ 83,000 |
| Leavenworth County Kansas | 2 | $ 970,000 | $ 485,000 | $ 165,000 |
| Miami County Kansas | 2 | $ 630,000 | $ 315,000 | $ 80,000 |
| Hopkins County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Simpson County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 42,000 |
| Warren County Kentucky | 2 | $ 560,000 | $ 280,000 | $ 79,000 |
| Union County Louisiana | 2 | $ 100,000 | $ 50,000 | $ 117,000 |
| Kent County Michigan | 2 | $ 1,300,000 | $ 650,000 | $ 212,000 |
| Kandiyohi County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 137,000 |
| Washington County Mississippi | 2 | $ 590,000 | $ 295,000 | $ 123,000 |
| Benton County Missouri | 2 | $ 360,000 | $ 180,000 | $ 119,000 |
| Hickory County Missouri | 2 | $ 570,000 | $ 285,000 | $ 90,000 |
| Monroe County Missouri | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Pemiscot County Missouri | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Phelps County Missouri | 2 | $ 60,000 | $ 30,000 | $ 13,000 |
| St. Francois County Missouri | 2 | $ 630,000 | $ 315,000 | $ 225,000 |
| Mecklenburg County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 137,000 |
| Comanche County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 155,000 |
| Le Flore County Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 46,000 |
| Lincoln County Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Ottawa County Oklahoma | 2 | $ 470,000 | $ 235,000 | $ 56,000 |
| Pawnee County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Beaufort County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 268,000 |
| Charleston County South Carolina | 2 | $ 1,290,000 | $ 645,000 | $ 168,000 |
| Campbell County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 114,000 |
| Coffee County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 43,000 |
| Cumberland County Tennessee | 2 | $ 50,000 | $ 25,000 | $ 66,000 |
| Greene County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Hickman County Tennessee | 2 | $ 810,000 | $ 405,000 | $ 97,000 |
| Humphreys County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 58,000 |
| Jefferson County Tennessee | 2 | $ 920,000 | $ 460,000 | $ 105,000 |
| Lawrence County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 67,000 |
| Perry County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 380,000 |
| Brazos County Texas | 2 | $ 600,000 | $ 300,000 | $ 136,000 |
| El Paso County Texas | 2 | $ 520,000 | $ 260,000 | $ 273,000 |
| Galveston County Texas | 2 | $ 440,000 | $ 220,000 | $ 98,000 |
| Navarro County Texas | 2 | $ 1,030,000 | $ 515,000 | $ 197,000 |
| Wise County Texas | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| Utah County Utah | 2 | $ 620,000 | $ 310,000 | $ 115,000 |
| Charlottesville County Virginia | 2 | $ 930,000 | $ 465,000 | $ 79,000 |
| Loudoun County Virginia | 2 | $ 1,210,000 | $ 605,000 | $ 454,000 |
| Pierce County Washington | 2 | $ 990,000 | $ 495,000 | $ 128,000 |
| Dallas County Alabama | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Jackson County Alabama | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Lauderdale County Alabama | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Lawrence County Alabama | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Lee County Alabama | 1 | $ 29,505,000 | $ 29,505,000 | $ 0 |
| Limestone County Alabama | 1 | $ 55,000 | $ 55,000 | $ 149,000 |
| Madison County Alabama | 1 | $ 18,995,000 | $ 18,995,000 | $ 0 |
| Mobile County Alabama | 1 | $ 535,000 | $ 535,000 | $ 1,047,000 |
| Tuscaloosa County Alabama | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Walker County Alabama | 1 | $ 215,000 | $ 215,000 | $ 168,000 |
| Graham County Arizona | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Lee County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Nevada County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Sonoma County California | 1 | $ 10,005,000 | $ 10,005,000 | $ 4,851,000 |
| Alamosa County Colorado | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| El Paso County Colorado | 1 | $ 545,000 | $ 545,000 | $ 698,000 |
| Larimer County Colorado | 1 | $ 285,000 | $ 285,000 | $ 361,000 |
| Pitkin County Colorado | 1 | $ 5,215,000 | $ 5,215,000 | $ 1,359,000 |
| Summit County Colorado | 1 | $ 2,905,000 | $ 2,905,000 | $ 2,815,000 |
| Bay County Florida | 1 | $ 545,000 | $ 545,000 | $ 352,000 |
| Citrus County Florida | 1 | $ 475,000 | $ 475,000 | $ 374,000 |
| Highlands County Florida | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
| Lake County Florida | 1 | $ 475,000 | $ 475,000 | $ 335,000 |
| Miami-Dade County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 264,000 |
| Polk County Florida | 1 | $ 205,000 | $ 205,000 | $ 133,000 |
| Seminole County Florida | 1 | $ 375,000 | $ 375,000 | $ 184,000 |
| St. Johns County Florida | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Volusia County Florida | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Douglas County Georgia | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| DuPage County Illinois | 1 | $ 405,000 | $ 405,000 | $ 850,000 |
| Monroe County Illinois | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Will County Illinois | 1 | $ 255,000 | $ 255,000 | $ 210,000 |
| Delaware County Indiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 51,125,000 | $ 51,125,000 | $ 0 |
| Madison County Indiana | 1 | $ 3,435,000 | $ 3,435,000 | $ 0 |
| Marshall County Indiana | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Vigo County Indiana | 1 | $ 45,000 | $ 45,000 | $ 1,500,000 |
| Cherokee County Kansas | 1 | $ 315,000 | $ 315,000 | $ 265,000 |
| Ford County Kansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Geary County Kansas | 1 | $ 455,000 | $ 455,000 | $ 284,000 |
| Labette County Kansas | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Logan County Kansas | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Rice County Kansas | 1 | $ 115,000 | $ 115,000 | $ 248,000 |
| Riley County Kansas | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Saline County Kansas | 1 | $ 45,000 | $ 45,000 | $ 6,000 |
| Shawnee County Kansas | 1 | $ 165,000 | $ 165,000 | $ 293,000 |
| Sumner County Kansas | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Adair County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 42,000 |
| Ballard County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Calloway County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Franklin County Kentucky | 1 | $ 2,165,000 | $ 2,165,000 | $ 0 |
| Graves County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Henderson County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 47,000 |
| McCracken County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Todd County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Ascension County Louisiana | 1 | $ 475,000 | $ 475,000 | $ 350,000 |
| Jefferson County Louisiana | 1 | $ 445,000 | $ 445,000 | $ 252,000 |
| Lafayette County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 318,000 |
| Livingston County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Orleans County Louisiana | 1 | $ 455,000 | $ 455,000 | $ 178,000 |
| Ouachita County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Rapides County Louisiana | 1 | $ 425,000 | $ 425,000 | $ 378,000 |
| St. Tammany County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Baltimore County Maryland | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Bristol County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 219,000 |
| Plymouth County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| Suffolk County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Worcester County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Genesee County Michigan | 1 | $ 285,000 | $ 285,000 | $ 194,000 |
| Oakland County Michigan | 1 | $ 275,000 | $ 275,000 | $ 413,000 |
| Washtenaw County Michigan | 1 | $ 395,000 | $ 395,000 | $ 149,000 |
| Wayne County Michigan | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Hennepin County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 191,000 |
| St. Louis County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 326,000 |
| Attala County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Benton County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Harrison County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Hinds County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| Holmes County Mississippi | 1 | $ 395,000 | $ 395,000 | $ 300,000 |
| Sunflower County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Tishomingo County Mississippi | 1 | $ 545,000 | $ 545,000 | $ 304,000 |
| Yalobusha County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Adair County Missouri | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Audrain County Missouri | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Buchanan County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cape Girardeau County Missouri | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Chariton County Missouri | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Clinton County Missouri | 1 | $ 465,000 | $ 465,000 | $ 326,000 |
| Crawford County Missouri | 1 | $ 175,000 | $ 175,000 | $ 287,000 |
| Henry County Missouri | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Howard County Missouri | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Lafayette County Missouri | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Marion County Missouri | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Moniteau County Missouri | 1 | $ 215,000 | $ 215,000 | $ 137,000 |
| Montgomery County Missouri | 1 | $ 75,000 | $ 75,000 | $ 158,000 |
| Saline County Missouri | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| St. Clair County Missouri | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Ste. Genevieve County Missouri | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Washington County Missouri | 1 | $ 415,000 | $ 415,000 | $ 170,000 |
| Gage County Nebraska | 1 | $ 545,000 | $ 545,000 | $ 312,000 |
| Lyon County Nevada | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Colfax County New Mexico | 1 | $ 455,000 | $ 455,000 | $ 183,000 |
| Curry County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Dona Ana County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Lincoln County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Santa Fe County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 540,000 |
| Avery County North Carolina | 1 | $ 1,325,000 | $ 1,325,000 | $ 602,000 |
| Davie County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Graham County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Macon County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 191,000 |
| New Hanover County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 286,000 |
| Wake County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 175,000 |
| Franklin County Ohio | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Greene County Ohio | 1 | $ 465,000 | $ 465,000 | $ 146,000 |
| Mahoning County Ohio | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Ottawa County Ohio | 1 | $ 465,000 | $ 465,000 | $ 73,000 |
| Pike County Ohio | 1 | $ 865,000 | $ 865,000 | $ 486,000 |
| Adair County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Atoka County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Beckham County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Garfield County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| McIntosh County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 184,000 |
| Osage County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Pittsburg County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 279,000 |
| Woodward County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Berkeley County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Franklin County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 190,000 |
| Grainger County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Grundy County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Hardin County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Houston County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Polk County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Putnam County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Rhea County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| Smith County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Stewart County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Sullivan County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Wayne County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 214,000 |
| Bandera County Texas | 1 | $ 515,000 | $ 515,000 | $ 172,000 |
| Bastrop County Texas | 1 | $ 365,000 | $ 365,000 | $ 205,000 |
| Bosque County Texas | 1 | $ 235,000 | $ 235,000 | $ 144,000 |
| Coke County Texas | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Freestone County Texas | 1 | $ 255,000 | $ 255,000 | $ 196,000 |
| Grimes County Texas | 1 | $ 215,000 | $ 215,000 | $ 272,000 |
| Harrison County Texas | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
| Hays County Texas | 1 | $ 175,000 | $ 175,000 | $ 135,000 |
| Hidalgo County Texas | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Lamar County Texas | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Lavaca County Texas | 1 | $ 315,000 | $ 315,000 | $ 231,000 |
| Montague County Texas | 1 | $ 165,000 | $ 165,000 | $ 216,000 |
| Palo Pinto County Texas | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Polk County Texas | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| Smith County Texas | 1 | $ 325,000 | $ 325,000 | $ 174,000 |
| Taylor County Texas | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Tom Green County Texas | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Wichita County Texas | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Washington County Utah | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Weber County Utah | 1 | $ 345,000 | $ 345,000 | $ 79,000 |
| Bennington County Vermont | 1 | $ 205,000 | $ 205,000 | $ 160,000 |
| Fairfax County Virginia | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Fauquier County Virginia | 1 | $ 385,000 | $ 385,000 | $ 208,000 |
| Henrico County Virginia | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Prince William County Virginia | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Virginia Beach County Virginia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Washington County Virginia | 1 | $ 545,000 | $ 545,000 | $ 152,000 |
| King County Washington | 1 | $ 745,000 | $ 745,000 | $ 290,000 |
| Thurston County Washington | 1 | $ 975,000 | $ 975,000 | $ 207,000 |
| Monongalia County West Virginia | 1 | $ 275,000 | $ 275,000 | $ 500,000 |
| Outagamie County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Simmons Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,139 | $1,247,305,000 | $301,000 | $51,125,000 | $121,000 | $6,555,000 |
| Refinancing | 2,677 | $561,935,000 | $209,000 | $12,645,000 | $137,000 | $4,550,000 |
| Cash-out Refinancing | 1,277 | $267,345,000 | $209,000 | $1,205,000 | $112,000 | $1,500,000 |
| Home Improvement | 534 | $39,090,000 | $73,000 | $1,005,000 | $99,000 | $1,256,000 |
| Other Purpose | 424 | $48,240,000 | $113,000 | $785,000 | $121,000 | $1,607,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,328 | $1,288,780,000 | $203,000 | $10,005,000 | $127,000 | $6,555,000 |
| Not Provided | 911 | $151,285,000 | $166,000 | $1,815,000 | $134,000 | $1,456,000 |
| Black or African American | 655 | $111,455,000 | $170,000 | $1,965,000 | $76,000 | $1,018,000 |
| Not applicable | 534 | $477,790,000 | $894,000 | $51,125,000 | $273,000 | $527,000 |
| Hispanic | 291 | $56,695,000 | $194,000 | $5,215,000 | $97,000 | $1,359,000 |
| Asian | 204 | $48,110,000 | $235,000 | $1,005,000 | $128,000 | $646,000 |
| American Indian or Alaskan Native | 76 | $16,700,000 | $219,000 | $1,365,000 | $124,000 | $728,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $445,000 | $148,000 | $225,000 | $125,000 | $264,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,141 | $1,999,195,000 | $245,000 | $51,125,000 | $131,000 | $6,555,000 |
| FHA-insured (Federal Housing Administration) | 467 | $80,875,000 | $173,000 | $385,000 | $59,000 | $225,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 262 | $37,440,000 | $142,000 | $305,000 | $46,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 181 | $46,405,000 | $256,000 | $975,000 | $75,000 | $300,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,318 | $1,647,260,000 | $260,000 | $51,125,000 | $128,000 | $6,555,000 |
| Application Withdrawn By Applicant | 1,490 | $320,170,000 | $214,000 | $1,365,000 | $131,000 | $3,180,000 |
| Application Denied By Financial Institution | 1,091 | $162,645,000 | $149,000 | $5,215,000 | $83,000 | $1,359,000 |
| Application Approved But Not Accepted | 94 | $24,100,000 | $256,000 | $10,005,000 | $176,000 | $4,851,000 |
| Loan Purchased By The Institution | 57 | $9,735,000 | $170,000 | $285,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $5,000 | $5,000 | $5,000 | $94,000 | $94,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,960 | $2,001,270,000 | $251,000 | $51,125,000 | $129,000 | $6,555,000 |
| Debt-To-Income Ratio | 414 | $58,060,000 | $140,000 | $1,105,000 | $61,000 | $589,000 |
| Credit History | 331 | $42,885,000 | $129,000 | $1,605,000 | $74,000 | $1,010,000 |
| Credit Application Incomplete | 149 | $31,705,000 | $212,000 | $2,295,000 | $127,000 | $963,000 |
| Collateral | 121 | $11,325,000 | $93,000 | $1,815,000 | $106,000 | $761,000 |
| Other | 34 | $9,880,000 | $290,000 | $5,215,000 | $124,000 | $1,359,000 |
| Unverifiable Information | 23 | $5,595,000 | $243,000 | $885,000 | $103,000 | $634,000 |
| Employment History | 15 | $2,305,000 | $153,000 | $305,000 | $112,000 | $336,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $890,000 | $222,000 | $395,000 | $79,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Simmons Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.