Southpoint Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Southpoint Financial Services, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southpoint Financial Services, Inc. 5955 Shiloh Road East, Suite 200 Lawrenceville, GA 30005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,122 |
| Total Mortgage Loan Application Amount | $299,480,000 |
| Average Mortgage Loan Application Amount | $256,000 |
| Highest Mortgage Loan Application Amount | $1,235,000 |
| Average Applicant Income | $100,666 |
| Highest Applicant Income | $889,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Southpoint Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southpoint Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Southpoint Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southpoint Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Southpoint Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southpoint Financial Services, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chatham County Georgia | 63 | $ 16,485,000 | $ 261,000 | $ 107,000 |
| Gwinnett County Georgia | 45 | $ 15,515,000 | $ 344,000 | $ 121,000 |
| Fulton County Georgia | 40 | $ 11,760,000 | $ 294,000 | $ 117,000 |
| DeKalb County Georgia | 28 | $ 8,450,000 | $ 301,000 | $ 99,000 |
| Orange County Florida | 26 | $ 7,760,000 | $ 298,000 | $ 106,000 |
| Cobb County Georgia | 26 | $ 9,620,000 | $ 370,000 | $ 148,000 |
| Henry County Georgia | 26 | $ 7,980,000 | $ 306,000 | $ 95,000 |
| Paulding County Georgia | 24 | $ 8,300,000 | $ 345,000 | $ 95,000 |
| Clayton County Georgia | 19 | $ 4,365,000 | $ 229,000 | $ 101,000 |
| Dougherty County Georgia | 18 | $ 3,560,000 | $ 197,000 | $ 87,000 |
| Upson County Georgia | 16 | $ 2,780,000 | $ 173,000 | $ 65,000 |
| Natchitoches County Louisiana | 16 | $ 3,680,000 | $ 230,000 | $ 104,000 |
| Erie County Pennsylvania | 15 | $ 2,655,000 | $ 177,000 | $ 84,000 |
| Effingham County Georgia | 14 | $ 5,070,000 | $ 362,000 | $ 128,000 |
| Santa Rosa County Florida | 13 | $ 3,465,000 | $ 266,000 | $ 104,000 |
| Carroll County Georgia | 13 | $ 3,565,000 | $ 274,000 | $ 81,000 |
| Rockdale County Georgia | 13 | $ 3,595,000 | $ 276,000 | $ 110,000 |
| Seminole County Florida | 12 | $ 3,920,000 | $ 326,000 | $ 121,000 |
| Coffee County Georgia | 12 | $ 1,990,000 | $ 165,000 | $ 80,000 |
| Fayette County Georgia | 12 | $ 4,560,000 | $ 380,000 | $ 152,000 |
| Brevard County Florida | 11 | $ 3,225,000 | $ 293,000 | $ 98,000 |
| Cherokee County Georgia | 11 | $ 3,835,000 | $ 348,000 | $ 117,000 |
| Newton County Georgia | 11 | $ 2,835,000 | $ 257,000 | $ 78,000 |
| Liberty County Georgia | 10 | $ 2,590,000 | $ 259,000 | $ 80,000 |
| Osceola County Florida | 9 | $ 3,305,000 | $ 367,000 | $ 98,000 |
| Polk County Florida | 9 | $ 2,825,000 | $ 313,000 | $ 96,000 |
| Douglas County Georgia | 9 | $ 2,935,000 | $ 326,000 | $ 144,000 |
| Forsyth County Georgia | 9 | $ 3,995,000 | $ 443,000 | $ 171,000 |
| Mecklenburg County North Carolina | 8 | $ 2,680,000 | $ 335,000 | $ 110,000 |
| Broward County Florida | 7 | $ 2,085,000 | $ 297,000 | $ 112,000 |
| Hillsborough County Florida | 7 | $ 2,245,000 | $ 320,000 | $ 94,000 |
| Lake County Florida | 7 | $ 2,555,000 | $ 365,000 | $ 103,000 |
| Coweta County Georgia | 7 | $ 1,805,000 | $ 257,000 | $ 84,000 |
| Hall County Georgia | 7 | $ 2,185,000 | $ 312,000 | $ 100,000 |
| Jefferson County Alabama | 6 | $ 1,250,000 | $ 208,000 | $ 71,000 |
| Madison County Alabama | 6 | $ 1,800,000 | $ 300,000 | $ 91,000 |
| Walton County Georgia | 6 | $ 1,950,000 | $ 325,000 | $ 97,000 |
| Pulaski County Kentucky | 6 | $ 1,000,000 | $ 166,000 | $ 61,000 |
| Prince George's County Maryland | 6 | $ 2,150,000 | $ 358,000 | $ 88,000 |
| Wake County North Carolina | 6 | $ 2,120,000 | $ 353,000 | $ 78,000 |
| Crawford County Pennsylvania | 6 | $ 820,000 | $ 136,000 | $ 53,000 |
| Philadelphia County Pennsylvania | 6 | $ 880,000 | $ 146,000 | $ 62,000 |
| Greenville County South Carolina | 6 | $ 1,950,000 | $ 325,000 | $ 118,000 |
| Spartanburg County South Carolina | 6 | $ 1,700,000 | $ 283,000 | $ 98,000 |
| Fairfax County Virginia | 6 | $ 2,970,000 | $ 495,000 | $ 210,000 |
| Pasco County Florida | 5 | $ 1,685,000 | $ 337,000 | $ 154,000 |
| Barrow County Georgia | 5 | $ 1,415,000 | $ 283,000 | $ 103,000 |
| Bryan County Georgia | 5 | $ 1,755,000 | $ 351,000 | $ 89,000 |
| Bulloch County Georgia | 5 | $ 1,085,000 | $ 217,000 | $ 76,000 |
| Troup County Georgia | 5 | $ 1,135,000 | $ 227,000 | $ 74,000 |
| Duval County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 115,000 |
| Palm Beach County Florida | 4 | $ 800,000 | $ 200,000 | $ 65,000 |
| Pinellas County Florida | 4 | $ 1,840,000 | $ 460,000 | $ 132,000 |
| Sumter County Florida | 4 | $ 890,000 | $ 222,000 | $ 64,000 |
| Volusia County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 77,000 |
| Walton County Florida | 4 | $ 1,370,000 | $ 342,000 | $ 97,000 |
| Bibb County Georgia | 4 | $ 1,250,000 | $ 312,000 | $ 156,000 |
| Colquitt County Georgia | 4 | $ 1,280,000 | $ 320,000 | $ 139,000 |
| Floyd County Georgia | 4 | $ 850,000 | $ 212,000 | $ 82,000 |
| Long County Georgia | 4 | $ 1,170,000 | $ 292,000 | $ 79,000 |
| Lafayette County Louisiana | 4 | $ 880,000 | $ 220,000 | $ 70,000 |
| Orleans County Louisiana | 4 | $ 840,000 | $ 210,000 | $ 67,000 |
| Gaston County North Carolina | 4 | $ 890,000 | $ 222,000 | $ 92,000 |
| Franklin County Ohio | 4 | $ 1,120,000 | $ 280,000 | $ 145,000 |
| Allegheny County Pennsylvania | 4 | $ 1,050,000 | $ 262,000 | $ 77,000 |
| Westmoreland County Pennsylvania | 4 | $ 710,000 | $ 177,000 | $ 81,000 |
| Darlington County South Carolina | 4 | $ 740,000 | $ 185,000 | $ 61,000 |
| Orangeburg County South Carolina | 4 | $ 1,010,000 | $ 252,000 | $ 91,000 |
| Sumner County Tennessee | 4 | $ 1,530,000 | $ 382,000 | $ 81,000 |
| Okaloosa County Florida | 3 | $ 915,000 | $ 305,000 | $ 96,000 |
| St. Lucie County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 102,000 |
| Union County Florida | 3 | $ 295,000 | $ 98,000 | $ 52,000 |
| Catoosa County Georgia | 3 | $ 615,000 | $ 205,000 | $ 55,000 |
| Emanuel County Georgia | 3 | $ 735,000 | $ 245,000 | $ 111,000 |
| Gordon County Georgia | 3 | $ 885,000 | $ 295,000 | $ 88,000 |
| Grady County Georgia | 3 | $ 325,000 | $ 108,000 | $ 53,000 |
| Hart County Georgia | 3 | $ 535,000 | $ 178,000 | $ 53,000 |
| Lamar County Georgia | 3 | $ 525,000 | $ 175,000 | $ 74,000 |
| Lee County Georgia | 3 | $ 835,000 | $ 278,000 | $ 101,000 |
| Oconee County Georgia | 3 | $ 1,115,000 | $ 371,000 | $ 87,000 |
| Richmond County Georgia | 3 | $ 825,000 | $ 275,000 | $ 118,000 |
| Vermilion County Louisiana | 3 | $ 405,000 | $ 135,000 | $ 61,000 |
| Baltimore City County Maryland | 3 | $ 795,000 | $ 265,000 | $ 83,000 |
| Hampden County Massachusetts | 3 | $ 775,000 | $ 258,000 | $ 75,000 |
| Buncombe County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 64,000 |
| Cuyahoga County Ohio | 3 | $ 295,000 | $ 98,000 | $ 57,000 |
| Hamilton County Ohio | 3 | $ 425,000 | $ 141,000 | $ 66,000 |
| Lake County Ohio | 3 | $ 365,000 | $ 121,000 | $ 159,000 |
| Lorain County Ohio | 3 | $ 575,000 | $ 191,000 | $ 109,000 |
| Schuylkill County Pennsylvania | 3 | $ 365,000 | $ 121,000 | $ 40,000 |
| Horry County South Carolina | 3 | $ 575,000 | $ 191,000 | $ 89,000 |
| Shelby County Tennessee | 3 | $ 495,000 | $ 165,000 | $ 65,000 |
| Harris County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 161,000 |
| Chesterfield County Virginia | 3 | $ 475,000 | $ 158,000 | $ 51,000 |
| Chilton County Alabama | 2 | $ 1,110,000 | $ 555,000 | $ 55,000 |
| Cullman County Alabama | 2 | $ 440,000 | $ 220,000 | $ 87,000 |
| Dallas County Alabama | 2 | $ 270,000 | $ 135,000 | $ 81,000 |
| Escambia County Alabama | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Mobile County Alabama | 2 | $ 310,000 | $ 155,000 | $ 87,000 |
| Flagler County Florida | 2 | $ 830,000 | $ 415,000 | $ 115,000 |
| Hernando County Florida | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| Lee County Florida | 2 | $ 510,000 | $ 255,000 | $ 139,000 |
| Madison County Florida | 2 | $ 530,000 | $ 265,000 | $ 62,000 |
| Marion County Florida | 2 | $ 570,000 | $ 285,000 | $ 96,000 |
| Banks County Georgia | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| Butts County Georgia | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Dawson County Georgia | 2 | $ 1,290,000 | $ 645,000 | $ 549,000 |
| Haralson County Georgia | 2 | $ 530,000 | $ 265,000 | $ 75,000 |
| Houston County Georgia | 2 | $ 450,000 | $ 225,000 | $ 93,000 |
| Jenkins County Georgia | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Laurens County Georgia | 2 | $ 470,000 | $ 235,000 | $ 63,000 |
| Monroe County Georgia | 2 | $ 520,000 | $ 260,000 | $ 86,000 |
| Muscogee County Georgia | 2 | $ 290,000 | $ 145,000 | $ 44,000 |
| Tift County Georgia | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| Treutlen County Georgia | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Bullitt County Kentucky | 2 | $ 470,000 | $ 235,000 | $ 79,000 |
| Kenton County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Sabine County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| St. Mary County Louisiana | 2 | $ 300,000 | $ 150,000 | $ 78,000 |
| St. Tammany County Louisiana | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| Terrebonne County Louisiana | 2 | $ 320,000 | $ 160,000 | $ 73,000 |
| Winn County Louisiana | 2 | $ 340,000 | $ 170,000 | $ 93,000 |
| Carroll County Maryland | 2 | $ 920,000 | $ 460,000 | $ 145,000 |
| Charles County Maryland | 2 | $ 560,000 | $ 280,000 | $ 82,000 |
| Frederick County Maryland | 2 | $ 640,000 | $ 320,000 | $ 108,000 |
| Montgomery County Maryland | 2 | $ 720,000 | $ 360,000 | $ 86,000 |
| Washington County Maryland | 2 | $ 370,000 | $ 185,000 | $ 61,000 |
| Essex County Massachusetts | 2 | $ 670,000 | $ 335,000 | $ 99,000 |
| Cleveland County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 35,000 |
| Cumberland County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 111,000 |
| Henderson County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 125,000 |
| Rowan County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| Delaware County Ohio | 2 | $ 810,000 | $ 405,000 | $ 167,000 |
| Stark County Ohio | 2 | $ 340,000 | $ 170,000 | $ 79,000 |
| Summit County Ohio | 2 | $ 330,000 | $ 165,000 | $ 77,000 |
| Warren County Ohio | 2 | $ 380,000 | $ 190,000 | $ 54,000 |
| Berks County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 52,000 |
| Columbia County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 44,000 |
| Fayette County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 50,000 |
| Franklin County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Indiana County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 66,000 |
| Luzerne County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 168,000 |
| Washington County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| York County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Florence County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 55,000 |
| Lancaster County South Carolina | 2 | $ 820,000 | $ 410,000 | $ 94,000 |
| Laurens County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 67,000 |
| Lexington County South Carolina | 2 | $ 570,000 | $ 285,000 | $ 74,000 |
| Pickens County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 95,000 |
| Cumberland County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 65,000 |
| Pickett County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| Robertson County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Sullivan County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 51,000 |
| Guadalupe County Texas | 2 | $ 690,000 | $ 345,000 | $ 180,000 |
| Fluvanna County Virginia | 2 | $ 450,000 | $ 225,000 | $ 75,000 |
| Newport News County Virginia | 2 | $ 390,000 | $ 195,000 | $ 69,000 |
| Norfolk County Virginia | 2 | $ 340,000 | $ 170,000 | $ 37,000 |
| Virginia Beach County Virginia | 2 | $ 530,000 | $ 265,000 | $ 86,000 |
| Autauga County Alabama | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Baldwin County Alabama | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
| Calhoun County Alabama | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Coffee County Alabama | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Colbert County Alabama | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Dale County Alabama | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Elmore County Alabama | 1 | $ 135,000 | $ 135,000 | $ 181,000 |
| Franklin County Alabama | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Houston County Alabama | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Lauderdale County Alabama | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Lawrence County Alabama | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Marshall County Alabama | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Montgomery County Alabama | 1 | $ 135,000 | $ 135,000 | $ 148,000 |
| Morgan County Alabama | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Pike County Alabama | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Washington County Alabama | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Alachua County Florida | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Baker County Florida | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Bay County Florida | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Escambia County Florida | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Highlands County Florida | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Liberty County Florida | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Putnam County Florida | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Sarasota County Florida | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| St. Johns County Florida | 1 | $ 555,000 | $ 555,000 | $ 220,000 |
| Taylor County Florida | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Bacon County Georgia | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Clarke County Georgia | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Columbia County Georgia | 1 | $ 575,000 | $ 575,000 | $ 182,000 |
| Crisp County Georgia | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Early County Georgia | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Jackson County Georgia | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Lowndes County Georgia | 1 | $ 405,000 | $ 405,000 | $ 245,000 |
| Meriwether County Georgia | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Mitchell County Georgia | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Oglethorpe County Georgia | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Peach County Georgia | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Pike County Georgia | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| Polk County Georgia | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Screven County Georgia | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Seminole County Georgia | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Spalding County Georgia | 1 | $ 245,000 | $ 245,000 | $ 180,000 |
| Stephens County Georgia | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Sumter County Georgia | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Taylor County Georgia | 1 | $ 365,000 | $ 365,000 | $ 149,000 |
| Thomas County Georgia | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Toombs County Georgia | 1 | $ 345,000 | $ 345,000 | $ 200,000 |
| Towns County Georgia | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Walker County Georgia | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Wayne County Georgia | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| White County Georgia | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Whitfield County Georgia | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Orange County Indiana | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Fayette County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Franklin County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Henderson County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Jefferson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Laurel County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| McCracken County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Muhlenberg County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Ohio County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Acadia County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Bienville County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| Bossier County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Calcasieu County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Cameron County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| East Baton Rouge County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Grant County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Iberia County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Livingston County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Morehouse County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| St. Landry County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| St. Martin County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Anne Arundel County Maryland | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Calvert County Maryland | 1 | $ 95,000 | $ 95,000 | $ 140,000 |
| Caroline County Maryland | 1 | $ 405,000 | $ 405,000 | $ 50,000 |
| Cecil County Maryland | 1 | $ 135,000 | $ 135,000 | $ 19,000 |
| Howard County Maryland | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Queen Anne's County Maryland | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Wicomico County Maryland | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Barnstable County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Berkshire County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Franklin County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Middlesex County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 375,000 |
| Norfolk County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Plymouth County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| DeSoto County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Rankin County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Ashe County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Bladen County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Brunswick County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Burke County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Catawba County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Craven County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Dare County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
| Davidson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Davie County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Durham County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Lee County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 140,000 |
| Lenoir County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Nash County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 35,000 |
| Orange County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Stokes County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Union County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 93,000 |
| Wayne County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 38,000 |
| Wilkes County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Allen County Ohio | 1 | $ 175,000 | $ 175,000 | $ 179,000 |
| Auglaize County Ohio | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Clermont County Ohio | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Fairfield County Ohio | 1 | $ 435,000 | $ 435,000 | $ 220,000 |
| Greene County Ohio | 1 | $ 345,000 | $ 345,000 | $ 83,000 |
| Huron County Ohio | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Lawrence County Ohio | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Mahoning County Ohio | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Medina County Ohio | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Montgomery County Ohio | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Muskingum County Ohio | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Portage County Ohio | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Richland County Ohio | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Sandusky County Ohio | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Van Wert County Ohio | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Williams County Ohio | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Wood County Ohio | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Armstrong County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Butler County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Chester County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Clearfield County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Delaware County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Lancaster County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Mercer County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Monroe County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Pike County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Potter County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 113,000 |
| Anderson County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Barnwell County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 190,000 |
| Berkeley County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Dorchester County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Marion County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Newberry County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Oconee County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Richland County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Sumter County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Williamsburg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| York County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 131,000 |
| Claiborne County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Davidson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Dyer County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Jefferson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Knox County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Maury County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| McMinn County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Overton County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Rhea County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 154,000 |
| Rutherford County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 64,000 |
| Smith County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Wilson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Bexar County Texas | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Fort Bend County Texas | 1 | $ 475,000 | $ 475,000 | $ 236,000 |
| Montgomery County Texas | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
| Albemarle County Virginia | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Campbell County Virginia | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Frederick County Virginia | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Gloucester County Virginia | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Halifax County Virginia | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Hanover County Virginia | 1 | $ 365,000 | $ 365,000 | $ 273,000 |
| Henrico County Virginia | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Isle of Wight County Virginia | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Loudoun County Virginia | 1 | $ 1,005,000 | $ 1,005,000 | $ 325,000 |
| Manassas County Virginia | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Nelson County Virginia | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Orange County Virginia | 1 | $ 555,000 | $ 555,000 | $ 134,000 |
| Radford County Virginia | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| Richmond City County Virginia | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Roanoke City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Shenandoah County Virginia | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Stafford County Virginia | 1 | $ 575,000 | $ 575,000 | $ 222,000 |
| Suffolk County Virginia | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| York County Virginia | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Monroe County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Southpoint Financial Services, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 745 | $210,975,000 | $283,000 | $1,235,000 | $104,000 | $889,000 |
| Cash-out Refinancing | 329 | $76,285,000 | $231,000 | $655,000 | $81,000 | $313,000 |
| Refinancing | 48 | $12,220,000 | $254,000 | $575,000 | $117,000 | $410,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 536 | $137,890,000 | $257,000 | $1,025,000 | $98,000 | $889,000 |
| Black or African American | 427 | $116,885,000 | $273,000 | $1,235,000 | $96,000 | $357,000 |
| Hispanic | 87 | $23,965,000 | $275,000 | $555,000 | $106,000 | $273,000 |
| Not Provided | 41 | $11,095,000 | $270,000 | $605,000 | $86,000 | $234,000 |
| Asian | 22 | $7,910,000 | $359,000 | $1,005,000 | $129,000 | $325,000 |
| American Indian or Alaskan Native | 4 | $620,000 | $155,000 | $215,000 | $55,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $65,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 574 | $147,590,000 | $257,000 | $645,000 | $84,000 | $343,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 390 | $109,350,000 | $280,000 | $1,235,000 | $121,000 | $889,000 |
| VA-guaranteed (Veterans Administration) | 102 | $32,690,000 | $320,000 | $715,000 | $105,000 | $349,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $9,850,000 | $175,000 | $475,000 | $66,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 623 | $170,915,000 | $274,000 | $725,000 | $104,000 | $889,000 |
| Application Withdrawn By Applicant | 485 | $124,635,000 | $256,000 | $1,235,000 | $90,000 | $436,000 |
| Application Denied By Financial Institution | 14 | $3,930,000 | $280,000 | $555,000 | $111,000 | $289,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,108 | $295,550,000 | $266,000 | $1,235,000 | $98,000 | $889,000 |
| Other | 5 | $1,305,000 | $261,000 | $365,000 | $113,000 | $289,000 |
| Credit History | 3 | $1,035,000 | $345,000 | $555,000 | $123,000 | $239,000 |
| Debt-To-Income Ratio | 3 | $865,000 | $288,000 | $335,000 | $96,000 | $108,000 |
| Collateral | 2 | $530,000 | $265,000 | $315,000 | $126,000 | $159,000 |
| Employment History | 1 | $195,000 | $195,000 | $195,000 | $86,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southpoint Financial Services, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southpoint Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.